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Resolution 407-2011 RESOLUTION NO. 407 — 2011 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA, REPEALING RESOLUTION 497 -2007 AND ADOPTING THE RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL, 2011 EDITION, WHICH RAISES THE SOVEREIGN IMMUNITY LIMITS FROM $100,000 PER PERSON AND $200,000 PER OCCURRENCE TO $200,000 PER PERSON AND $300,000 PER OCCURRENCE. WHEREAS, on April 27, 2010 SB 2060 was signed into law which increased the Sovereign Immunity Limits as specified in Florida Statute 768.28 from $100,000 per person and $200,000 per occurrence to $200,000 per person and $300,000 per occurrence; and WHEREAS, the law took effect on October 1, 2011; and WHEREAS, it has become necessary to revise the Risk Management Policy and Procedures Contract Administration Manual to reflect the new statutory limits. BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA That the Risk Management Policy and Procedure Contract Administration Manual, 2011 Edition, is hereby adopted as the official source of insurance /risk management requirements that must be included in any type of contractual agreement presented to the Board of County Commissioners for approval and execution by the Mayor. PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, Florida, at a regular meeting of said Board held on the 16th day of November 2011. Mayor Heather Carruthers Yes Mayor Pro Tem David Rice Yes Commissioner George Neugent Yes Commissioner Sylvia Murphy Yes a - 1 1 Commissioner Kim Wigington Yes ? w r= c— rrl SEAL ANY HEAVILIN BOARD OF COUNTY COMMISSIONER Attest: , Clerk OF MON OE COUNTY, FLORIDA oo /-. By 44 he- Depu y Clerk Mayor /Chairpers6n' ij MO ,- OE COUNTY ATTORNEY MON COUNTY ATTORNEY - -R ED S M' A' ~ "OV -DAS TO OR HIA L. HAL YNTHIA L. ALL ASS AN O T AT ORN EY ASS 'ANT CO TY ATTORNEY Date �� t IN � l � Date I — 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL INTRODUCTION This manual was developed to establish the minimum Risk Management requirements for those individuals or firms that perform work for or on behalf of the County, use County property in conjunction with their activities, or receive funding or grants from the County. To facilitate its use and to address the various exposures to loss faced by the County, the Manual has been sectionalized and specific insurance requirements developed based on the following classifications: Construction Contractors and Subcontractors - Organizations performing construction activities for or on behalf of the County, on or off County Property. Other Contractors and Subcontractors (including Trade Contractors) - Organizations that are providing goods or services (to include service or maintenance contracts) to the County or its residents for remuneration. Public Welfare and Special Events - Activities that are held on or involve the use of County property or designed to provide assistance to the general public. The activities may be sponsored by private industry, trade /professional associations, or non - profit organizations. This section includes activities that are funded by the County through the Tourist Development Council. Airport/Aircraft Activities - Organizations performing work at or for County -owned airfields or activities involving the use of aircraft, or lease of airport property. Leases or Sub -Leases of County Property - Organizations leasing real and personal property owned by the County. This section also includes firms that operate as concessionaires on County property. Certain sections of the manual will apply to all groups, while others will only apply to a specific group. Administration Instruction 1 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL OBJECTIVE and GENERAL PROCEDURES In recent years, society has seen an increase in the number of law suits filed in the court systems. Frequently when a suit is filed, anyone having a connection with the activity which gave rise to the claim are named as defendants, regardless of their contribution to the loss. Simple ownership of the property where the accident took place could expose the County to a lengthy and costly legal battle, even though it was not negligent in conducting its affairs. To reduce the number and cost of such claims, the County attempts to hold the party responsible for the claim accountable for their actions. This is accomplished in two (2) ways. First, the County requires that all parties doing work for, or on behalf of Monroe County, or utilizing County property provide an Indemnification and Hold Harmless agreement in favor of Monroe County. Such an agreement obligates them to protect and pay for any costs which the County might incur arising out of their activities, including providing a defense attorney to the County. Various forms of Indemnification and Hold Harmless agreements may be used, depending on the nature of the activity involved. The individual sections of this manual will specify which agreement is appropriate. All agreements are contained in the section titled Indemnification and Hold Harmless. • Second, to ensure that sufficient resources are available to satisfy the obligation assumed under the Indemnification and Hold Harmless agreement, the County requires most parties to maintain minimum insurance protection. The amount of protection will vary on the type and cost of work to be performed, and the risks involved. There will be times when it will be necessary, or in the best interest of the County, to deviate from the standard insurance requirements specified within this ManualRecognizing this potential and acting on the advice of the County Attorney, the Board of County Commissioners has delegated authorization to the County Administrator and/or Risk Management to waive and modify various insurance provisions. These will be discussed in further detail in the section of this Manual entitled Waiver of Insurance Requirements. • • Administration Instruction 2 2011 Edition Standard Insurance Requirements As a general rule, all parties will be required to carry, as a minimum: • Workers' Compensation and Employers' Liability Insurance • General Liability Insurance and • Vehicle Liability Insurance The above insurances provide specific types of protection. These insurance coverages will be supplemented with different and additional types of coverages depending on the work or services being performed for the County. The required limits will be contingent upon the nature and extent of the project or activity. A general overview of these coverages and other issues that may assist the user of this manual is provided in the section entitled Glossary. Certificates of Insurance Verification that the party has obtained the necessary insurance, is usually accomplished by the furnishing of a Certificate of Insurance. A Certificate of Insurance summarizes the coverages that are being carried by the insured. It also specifies special provisions, such as Additional Insured. An industry standard form has been developed which is used by numerous insurance companies and agents. Upon receipt of a Certificate of Insurance, it shall be reviewed to ensure that it includes all required coverages, that the insurance company is acceptable, that it specifically names the Monroe County Board of County Commissioners as an Additional Insured, if required, and that the policy(ies) have not expired. The Certificate shall be filed with the contract documents and reviewed thirty days prior to the expiration date. At that time an updated certificate is required. A copy shall also be forwarded to Risk Management. General Procedures The insurance requirements shall be established in conjunction with the development of the project. The "Schedule of Insurance Requirements" contained within various sections of this Manual will be used as a basis for the establishment of the coverages that must be provided and must be included in all RFP's. Unless insurance is waived by Risk Management, the "Insurance Checklist" will be completed by the County's employee responsible for the project by marking the required coverages with an "X ". The form contains instructions for the proposer's insurance agent to review and sign signifying that coverage is in place or will be obtained if awarded the project or contract. If the project is governed by a contract, the appropriate Insurance Forms will be included as part of the document and an original Certificate of Insurance, approved by Risk Management, is required for execution of the contract. Requests for a waiver or modification to the insurance requirements must be made in writing, and approved by Risk Management, utilizing the "Request for Waiver of Insurance Requirements' form. The reason why the waiver or modification is needed, the extent of coverage that can be provided, and any other pertinent information, such as sole supplier, etc. must be included on the request. Administration Instruction 3 2011 Edition MONROE COUNTY, FLORIDA INSURANCE CHECKLIST FOR VENDORS SUBMITTING PROPOSALS FOR WORK To assist in the development of your proposal, the insurance coverages marked with an "X" will be required in the event an award is made to your firm. Please review this form with your insurance agent and have him/her sign it in the place provided. It is also required that the bidder sign the form and submit it with each proposal. WORKERS' COMPENSATION AND EMPLOYERS' LIABILITY X Workers' Compensation Statutory Limits Bodily Injury by Accident/Bodily Injury by Disease, policy limits/Bodily Injury by Disease, each employee WC1 Employers Liability $100,000 /$500,000 /$100,000 WC2 Employers Liability $500,000 /$500,000 /$500,000 WC3 Employers Liability $1,000,000 /$1,000,000 /$1,000,000 WCUSLH US Longshoremen & Same as Employers' Harbor Workers Act Liability WCJA Federal Jones Act Same as Employers' Liability Administration Instruction 4 { 2011 Edition GENERAL LIABILITY As a minimum, the required general liability coverages will include: • Premises Operations • Products and Completed Operations • B lanket Contractual • Personal Injury • Expanded Definition of Property Damage Required Limits: GLI $200,000 per Person; $300,000 per Occurrence $200,000 Property Damage or $300,000 Combined Single Limit GL2 $3,000 per Person; $500,000 per Occurrence $200,000 Property Damage or $500,000 Combined Single Limit GL3 $500,000 per Person; $1,000,000 per Occurrence $100,000 Property Damage or $ 1,000,000 Combined Single Limit GL4 $5,000,000 Combined Single Limit Required Endorsement: GLXCU Underground, Explosion and Collapse (XCU) GLLIQ Liquor Liability GLS Security Services All endorsements are required to have the same limits as the basic policy. INSCKLST Administration Instruction 5 201 Edition VEHICLE LIABILITY As a minimum, coverage should extend to liability for: • Owned; Non- owned; and Hired VehiclesRequired Limits: VL1 $50,000 per Person: $100,000 per Occurrence $25,000 Property Damage or $100,000 Combined Single Limit (The use of VL1 should be limited to special projects that involve other governmental entities or "Not for Profit" organizations. Risk Management must approve the use of this form). VL2 $200,000 per Person; $300,000 per Occurrence $200,000 Property Damage or $300,000 Combined Single Limit VL3 $500,000 per Person; $1,000,000 per Occurrence $100,000 Property Damage or $1,000,000 Combined Single Limit VL4 $5,000,000 Combined Single Limit MISCELLANEOUS COVERAGES BR1 Builders' Limits equal to the Risk completed project. MVC Motor Truck Limits equal to the maximum Cargo value of any one shipment. PRO1 Professional $ 300,000 per Occurrence /$ 500,000Agg. PRO2 Liability $ 500,000 per Occurrence /$1,000,000 Agg. PRO3 $1,000,000 per Occurrence /$2,000,000 Agg. POL1 Pollution $ 500,000 per Occurrence /$1,000,000 Agg. POL2 Liability $1,000,000 per Occurrence /$2,000,000 Agg. POL3 $5,000,000 per Occurrence /$10,000,000 Agg. ED 1 Employee $ 10,000 ED2 Dishonesty $100,000 GK1 Garage $ 300,000 ($ 25,000 per Veh) GK2 Keepers $ 500,000 ($100,000 per Veh) GK3 $1,000,000 ($250,000 per Veh) INSCKLST Administration Instruction 6 2011 Edition MED 1 Medical $ 300,000/$ 750,000 Agg. MED2 Professional $ 500,000/$ 1,000,000 Agg. MED3 $1,000,000 /$ 3,000,000 Agg. MED4 $5,000,000/$10,000,000 Agg. IF Installation Maximum value of Equipment Floater Installed VLP 1 Hazardous $ 300,000 (Requires MCS -90) VLP2 Cargo $ 500,000 (Requires MCS -90) VLP3 Transporter $1,000,000 (Requires MCS -90) BLL Bailee Liab. Maximum Value of Property HKLI Hangarkeepers $ 300,000 HKL2 Liability $ 500,000 HKL3 $ 1,000,000 AIRI Aircraft $ 1,000,000 AIR2 Liability $ 5,000,000 AIR3 $50,000,000 AEO1 Architects Errors $ 250,000 per Occurrence /$ 500,000 Agg. AEO2 & Omissions $ 500,000 per Occurrence/$1,000,000 Agg. AEO3 $ 1,000,000 per Occurrence/$3,000,000 Agg. EO 1 Engineers Errors $ 250,000 per Occurrence /$ 500,000 Agg. EO2 & Omissions $ 500,000 per Occurrence /$1,000,000 Agg. EO3 $ 1,000,000 per Occurrence /$3,000,000 Agg. INSCKLST Administration Instruction 7 2011 Edition INSURANCE AGENT'S STATEMENT I have reviewed the above requirements with the bidder named below. The following deductibles apply to the corresponding policy. POLICY DEDUCTIBLES Liability policies are _ Occurrence — Claims Made Insurance Agency Signature BIDDERS STATEMENT I understand the insurance that will be mandatory if awarded the contract and will comply in full with all the requirements. Bidder Signature INSCKLST Administration Instruction 8 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Introduction to Construction Contractors and Subcontractors Section This section of the Manual will apply to construction type projects and activities utilizing Contractors and Subcontractors. The types and amounts of insurance will be determined based on the type of project and the projected cost of the contract. The fact that the funds used to pay for the project were obtained from Federal, State, or other grants is not material. • A special matrix of construction activities has been developed and incorporated within this section to assist in the establishment of the proper insurance coverages and limits. • As a general rule, all contracts will include: • Indemnification and Hold Harmless Provisions • General Insurance Requirements • Workers' Compensation Provisions • General Liability Provisions and • Vehicle Liability Provisions Questions should be directed to Risk Management Administration Instruction 9 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL General Insurance Requirements for Construction Contractors and Subcontractors Prior to the commencement of work governed by this contract (including the pre - staging of personnel and material), the Contractor shall obtain, at his/her own expense, insurance as specified in the attached schedules, which are made part of this contract. The Contractor will ensure that the insurance obtained will extend protection to all Sub - Contractors engaged by the Contractor. As an alternative the Contractor may require all Subcontractors to obtain insurance consistent with the attached schedules. The Contractor will not be permitted to commence work governed by this contract • (including pre - staging of personnel and material) until satisfactory evidence of the required insurance has been furnished to the County as specified below. Delays in the commencement of work, resulting from the failure of the Contractor to provide satisfactory evidence of the required insurance, shall not extend deadlines specified in this contract and any penalties and failure to perform assessments shall be imposed as if the work commenced on the specified date and time, except for the Contractor's failure to provide satisfactory evidence. The Contractor shall maintain the required insurance throughout the entire term of this contract and any extensions specified in any attached schedules. Failure to comply with this provision may result in the immediate suspension of all work until the required insurance has been reinstated or replaced. Delays in the completion of work resulting from the failure of the Contractor to maintain the required insurance shall not extend deadlines specified in this contract and any penalties and failure to perform assessments shall be imposed as if the work had not been suspended, except for the Contractor's failure to maintain the required insurance. The Contractor will be held responsible for all deductibles and self insured retentions that may be contained in the Contractor's Insurance policies. The Contractor shall provide, to the County, as satisfactory evidence of the required insurance, either: • Certificate of Insurance or • A Certified copy of the actual insurance policy. The County, at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. Administration instruction IO 2011 Edition All insurance policies must specify that they are not subject to cancellation, non - renewal, material change, or reduction in coverage unless a minimum of thirty (30) days prior notification is given to the County by the insurer. The acceptance and/or approval of the Contractor's insurance shall not be construed as relieving the Contractor from any liability or obligation assumed under this contract or imposed by law. The Monroe County Board of County Commissioners, its employees and officials will be included as "Additional Insured" on all policies, except for Workers' Compensation. In addition, the County will be named as an Additional Insured and Loss Payee on all policies covering County -owned property. Any deviations from these General Insurance Requirements must be requested in writing on the County prepared form entitled "Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management. Administration Instruction 11 • i i I 2011 Edition • MONROE COUNTY, FLORIDA SCHEDULE OF INSURANCE REQUIREMENTS FOR CONSTRUCTION CONTRACTORS AND SUBCONTRACTORS REVISED 9/05 I CONTRACT DESCRIPTION OF Under 510,001 510,000 550,001 5100,001 5500,001 Over 51 TYPE WORK To to 5100,000 TO 5500,000 TO 51 Million Million 550,000 AIRPORT PROVIDE AIRPORT CONSTRUCTION WC3 WC3 WC3 WC3 WC3 Refer to CONSTRUCTION SERVICES-GENERALLY USING SU& GL4 GL4 GL4 GL4 GL4 Risk CONTRACTORS VL4 VL4 VL4 VL4 VL4 Management H work involves the structural integity of the BR1 BR1 BRI BR1 BR1 building ARCHITECTS AND PROFESSIONAL SERVICES IN THE WC1 WC1 WC1 WC1 WC1 ENGINEERS DESIGN OF BUILDINGS, SEWERS, GL1 GL1 GL1 GL2 GL3 Refer to WATER MAINS, STREETS, ETC. VL1 VL1 VL1 VL1 VL1 Risk AEO1 AEO1 AEO1 AEO2 AEO3 Management ENGINEERS PROFESSIONAL SERVICES IN THE WC1 WC1 WC1 WC1 WC1 Refer to ENGINEERING DESIGN OF BUILDINGS, GL1 GL1 GL1 GL2 GL3 Risk SEWERS, WATERMAIN, STREET, ETC. VL1 VL1 VL1 VL1 VL1 Management EO1 EO1 EO1 EO1 E03 BRIDGE WC1 WC1 WC1 WC2 WC3 Refer to CONSTRUCTION PROVIDE BRIDGE CONSTRUCTION GL1 GL1 GL1 GL2 GL3 Risk SERVICES OVER NAVIGABLE AND VL1 VL1 VL1 VL1 VL1 Management UN- NAVIGABLE WATERS GLXCU GLXCU GLXCU GLXCU GLXCU BUILDING BUILDING REHABILITATION WCI WC1 WC1 WC2 WC3 Refer to REHABILITATION GENERALLY USING SUB- GL1 GL1 GL1 GL2 GL3 Risk CONTRACTORS VL1 VL1 VL1 VL2 VL3 Management If work involves the structural Integrity of BR1 BRI BR1 BR1 BR1 the Building _ MARINA PROVIDE MARINA CONSTRUCTION Refer to Refer to Refer to Refer to Refer to Refer to CONTRACTORS ALONG SHORELINE Risk Risk Risk Risk Risk Risk Mgt Mgt Mgt Mgt Mgt Management GENERAL BUILDING CONTRUCTION SERVICES - WC1 WC1 WC1 WC2 WC3 CONTRACTORS USING SUB-CONTRACTORS: INCLUDES GL1 GL1 GL1 GL2 GL3 Refer to CONSTRUCTION OF PARKING LOTS VL1 VL1 VL1 VL2 VL3 Risk GLXCU GLXCU GLXCU GLXCU GLXCU Management NEW CONSTRUCTION BR1 BR1 BR1 BR1 BR1 • RENOVATIONS THAT INVOLVES THE BR2 BR2 BR2 BR2 BR2 STRUCTURAL INTEFRITY OF THE BUILDING PARKS & RECREATION CONSTRUCTION OF PARKS AND WC1 WC1 WC1 WC2 WC3 Refer to AREA CONSTRUCTION PUBLIC RECREATION AREAS GL1 GL1 GLI GL2 GL3 Risk VL1 VLl VL1 VL2 VL3 Management ROAD CONSTRUCTION OR UNDERGROUND WORK SUCH AAS WC1 WC1 WC1 WC2 WC3 Refer to INVOLVING ROAD CONSTRUCTION, WATER AND GL1 GL1 GLI GL2 GL3 Risk EXCAVATIONS. SEWER LINE INSTALLATION, VL1 VL1 VL1 VL2 VL3 Management CULVERTS, ETC. TUNNELING CULVERTS. ETC. GLXCU GLXCU GLXCU GLXCU GLXCU INCLUDE "CCS" INDEMNIFICATION AND HOLD HARMLESS AGREEMENT IN CONTRACT QUESTIONS SHOULD BE DIRECTED TO RISK MANAGEMENT. Administration Instruction 12 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Introduction to Other Contractors and Subcontractors Section This section of the manual will apply to Vendors and Contractors supplying goods or services to the County which are not in connection with a construction project. The insurance requirements for Agreements /Contracts which supply goods or services associated with construction projects should be governed by the Construction Contractors section of this manual. The types and amounts of insurance will be determined based on the type of service or goods provided and the projected payment to the Vendor. The fact that the funds used to pay for the goods or services were obtained from Federal, State, or other grants is not material. A special matrix of for this section has been developed to assist in the establishment of the proper insurance coverages and limits. As a general rule, all agreements will include as a minimum: • Indemnification and Hold Harmless Provisions • General Insurance Requirements • Workers' Compensation Provisions • General Liability Provisions and • Vehicle Liability Provisions Questions should be directed to Risk Management. Administration Instruction 13 2011 Edition RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL General Insurance Requirements for Other Contractors and Subcontractors As a pre- requisite of the work governed, or the goods supplied under this contract (including the pre- staging of personnel and material), the Contractor shall obtain, at his/her own expense, insurance as specified in any attached schedules, which are made part of this contract. The Contractor will ensure that the insurance obtained will extend protection to all Subcontractors engaged by the Contractor. As an alternative, the Contractor may require all Subcontractors to obtain insurance consistent with the attached schedules. The Contractor will not be permitted to commence work governed by this contract (including pre- staging of personnel and material) until satisfactory evidence of the required insurance has been furnished to the County as specified below. Delays in the commencement of work, resulting from the failure of the Contractor to provide satisfactory evidence of the required insurance, shall not extend deadlines specified in this contract and any penalties and failure to perform assessments shall be imposed as if the work commenced on the specified date and time, except for the Contractor's failure to provide satisfactory evidence. The Contractor shall maintain the required insurance throughout the entire term of this contract and any extensions specified in the attached schedules. Failure to comply with this provision may result in the immediate suspension of all work until the required insurance has been reinstated or replaced. Delays in the completion of work resulting from the failure of the Contractor to maintain the required insurance shall not extend deadlines specified in this contract and any penalties and failure to perform assessments shall be imposed as if the work had not been suspended, except for the Contractor's failure to maintain the required insurance. The Contractor will be held responsible for all deductibles and self insured retentions that may be contained in the Contractor's Insurance policies. The Contractor shall provide, to the County, as satisfactory evidence of the required insurance, either: • Certificate of Insurance or • A Certified copy of the actual insurance policy. The County, at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. All insurance policies must specify that they are not subject to cancellation, non - renewal, material change, or reduction in coverage unless a minimum of thirty (30) days prior notification is given to the County by the insurer. Administration Instruction 14 2011 Edition The acceptance and/or approval of the Contractor's insurance shall not be construed as relieving the Contractor from any liability or obligation assumed under this contract or imposed by law. The Monroe County Board of County Commissioners, its employees and officials will be included as "Additional Insured" on all policies, except for Workers' Compensation. Any deviations from these General Insurance Requirements must be requested in writing on the County prepared form entitled "Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management. Administration Instruction 15 2011 Edition MONROE COUNTY, FLORIDA SCHEDULE OF INSURANCE REQUIREMENTS FOR OTHER CONTRACTORS AND SUBCONTRACTORS CONTRACT DESCRIPTION OF Under 510,001 550,001 5100,001 5500,001 Over TYPE WORK 510,000 10 550,000 to 5100,000 to 5500,000 to 51 Mllllon 51 M01bn ASBESTOS ENCAPSULATING, REMOVING OR WC1 WC1 WC1 WC2 WC3 Refer to REMOVAL TESTING FOR ASBESTOS 011 GLl G11 G12 GL3 Risk Vl1 VL1 VL1 VL2 Vl2 Management ASB ASB ASB ASB ASB CONSULTING PROVIDE PROFESSIONAL SERVICES, BOTH WC1 WC1 WC1 WC2 WC3 Refer to SERVICES ON AND OFF SITE SUCH AS MANAGEMENT 011 G11 011 GL2 013 Risk AND FINANCIAL CONSULTANTS, VLI VL1 VLI V12 VL3 Management INCLUDES SERVICES OF A PROFESSIONAL PRO1 PRO1 PRO1 PRO2 PRO3 NATURE WHETHER LICENSED OR NOT DELIVERIES DELIVERY, LOADING AND UNLOADING WC1 WC1 WC1 WC1 WC1 Refer to OF HEAVY EQUIPMENT OR 011 GL1 GL1 GL2 GL3 Risk MACHINERY REQUIRING VLI VU VL1 VL2 VL3 Management CRANES OR RIGGING IF IF IF IF IF MVC MVC MVC MVC MVC DELIVERIES DELIVERY, LOADING AND UNLOADING WC1 WC1 WC1 WC2 WC2 Refer to OF OTHER GOODS, SUCH AS OFFICE 011 GL1 G11 GL2 GL2 Risk SUPPLIES, AND LOW VALUED VL1 VL1 V1,2 VL2 VL2 Management EQUIPMENT MVC MVC MVC MVC MVC DERELICT REMOVING SUNKEN AND DERELICT 011 011 G11 GL1 GU Refer to VESSEL VESSELS FROM WATERS IN VL1 VL1 VL1 VL2 VL3 Risk RECOVERY OR AROUND THE COUNTY WCJA WCJA WCJA WCJA WCJA Management WL7 W11 WL1 WL1 WL2 P011 P011 P011 P011 P011 ELECTRICAL LICENSED ELECTRICAL CONTRACTORS WC1 WC1 WC1 WC2 WC2 Refer to CONTRACTORS PROVIDING EITHER MAINTENANCE 011 GL1 GL1 GL2 GL2 Risk OR INSTALATION SERVICES VL1 VL1 V1.1 V1.1 V12 Management FOR THE COUNTY ENVIRONMENTAL CONTRACTORS ENGAGED IN THE TESTING WC1 WC1 WC1 WCI WC1 Refer to CONTRACTORS OR MONITORING OF SOIL, WATER OR AIR GL1 G1.1 GL1 011 GU Risk VLI VL1 VLI VU VLI Management P012 P012 POL2 P012 P012 FOOD SERVICES PROVIDING FOOD SERVICES TO THE WC1 WC1 WC1 WC1 WC2 Refer to ELDERLY AND OTHER CITIZENS 011 011 011 GL2 GU Risk VL1 VL1 VLI VLI V12 Management { FUEL DELIVERY, LOADING AND UNLOADING WC1 WC1 WC1 WC2 WC2 Refer to "s DELIVERIES OF TOXIC OR HAZARDOUS 011 011 011 GL2 GL3 Risk SUBSTANCES SUCH AS OIL, Vlt VL1 VLI VL2 V1.3 Management GASOLINE, CHLORINE, OTHER VLPt VIPt VlPI VLP2 VLP3 CHEMICALS MVC MVC MVC MVC MVC MCS MCS MCS MCS MCS • GARBAGE COLLECTION RESIDENTUAL AND COMMERCIAL WC1 WC1 WCI WCI WC1 Refer to (SOLID WASTE) GARBAGE COLLECTION GL1 GU GL, GL2 G12 Risk 1 V12 V12 VI2 V13 V13 Management POL2 P012 POL2 P012 POL2 HOUSEHOLD ORGANIZATIONS RESPONSIBLE FOR WCI WC1 WC1 WC1 WC1 Refer to HAZARDOUS WASTE RECEIVING AND DISPOSING OF PAINTS, OILS, 011 011 GLl 01.2 01.2 Risk DISPOSAL AND SOLVENTS FROM COUNTY RESIDENTS VL1 V12 VL2 V13 VL3 Management POL2 POL2 POL2 P012 P012 ' INSTALLATION AND INSTALLATION NOT INAPUBLIC WCI WC1 WC1 WC2 WC3 Refer to i MAINTENANCE - BUILDING SUCH AS FENCING, GL1 011 011 G1.2 013 Risk OUTSIDE LANDSCAPING, TREES, ETC VL1 VLI VLI V1.2 V13 Management INSTRUMENT TESTING THE TESTING AND CALIBRATION OF FIRE, WCI WC1 WCI WC2 WC1 Refer to AND CALIBRATION MEDICAL AND BIOMEDICAL EQUIPMENT 012 G12 GL2 GL3 013 Risk VLI VLI V11 VL2 V13 Management JANITORIAL SERVICES CLEANING COUNTY BUILDINGS WC1 WC1 WCI WC2 WC2 Refer to (WITH OR) WITHOUT COUNTY VL1 V11 VLI VL2 VI2 Risk SUPERVISION ED1 ED1 EDl ED2 ED2 Management • G11 GL1 GL1 012 GL2 LAB TESTING GENERAL LAB TESTING G11 011 011 GU GL3 Refer to VL1 VL1 VL1 VL2 V13 Risk PRO1 PRO, PROI PRO2 PRO3 Management WC1 WC1 WC1 WC1 WC LANDSCAPING CLEARING LOTS, MOWING, 011 GL1 GL1 G11 GI2 Risk t SHRUBBERY WORK, ETC VL1 VLI VL1 VI2 VL3 Management WC1 WC1 WCI WC1 WCI Refer to MARINE SERVICES INVOLVING THE MASTER OR 011 G11 011 011 GL2 Refer to CONTRACTORS CREW OF ANY OCEAN GOING Vl1 VL1 VL1 V1.2 VL3 Risk VESSEL WCJA WCJA WCJA WCJA WCJA Management Wll _ WL1 WL1 Wlt W12 Administration Instruction 16 1 i i 1 2011 Edition • MONROE COUNTY, FLORIDA SCHEDULE OF INSURANCE REQUIREMENTS FOR • OTHER CONTRACTORS AND SUBCONTRACTORS CONTRACT DESCRIPTION OF Under $10,001 550,001 5100,001 S500,001 Over TYPE WORK $10,000 to $50,000 to S100,000 TO 5600,000 TO Si Million Si Mllllon MEDICAL PROVIDING MEDICAL AND PSYCHIATRIC WC1 WC1 WC1 WC2 WC3 Refer to SERVICES SERVICES TO CITIZENS, EMPLOYEES. GL1 GL1 GL1 GL2 GL3 Risk EMPLOYEE APPLICANTS, DRUG TESTING VL1 VL1 VL1 VL2 VL3 Management S PHYSIOLOGICAL TESTING OF EMPLOYEES MEDI MEDI MED2 MED3 MED4 . ON -SITE SERVICES PROVIDING SPECIALIZED SERVICES WC1 WC1 WC1 WC2 WC3 Refer to AND TEMPORARY HELP WHERE GL1 GL1 GL1 GL2 GL3 Risk CONTRACTOR'S EMPLOYEES WORK ON VL1 VL1 VL1 VL2 VL3 Management COUNTY PROPERTY, USING COUNTY ED1 ED1 ED1 ED2 ED2 EQUIPMENT AND UNDER COUNTY SUPER- VISION FOR EXTENDED PERIODS (NOT INDIVIDUAL EMPLOYMENT CONTRACTS) PARKING LOT FIRMS ENGAGED IN OPERATING PARKING WC1 WC1 WC1 WC2 WC3 Refer to OPERATIONS FACILITIES ON COUNTY OWNED PROPERTY GL1 GL1 GL1 GL2 GL3 Risk VL1 VL1 VL1 V12 VL3 Management GK1 0K1 GK1 GK2 GK3 PEST FIRMS ENGAGED IN THE ELIMINATION BUGS, WC1 WC/ WC2 WC2 WC2 Refer to CONTROL RODENTS, AND SIMILAR ANIMALS. GL1 GL1 GL2 GL2 GL3 Risk VL1 VLI VL2 VL2 VL3 Management POL1 POL1 POLI POLI POL2 REFUSE PICKUP FROM COUNTY BUILDINGS, PRIVATE WC1 WC1 WC1 WC2 WC3 Refer to RESIDENCES, PUBLIC STREETS AND GLI GL1 GL1 GL2 GL3 Risk PARKS AND INCLUDES SOLID WASTE, VL2 VL2 VL2 VL2 VL3 Management SEWAGE & OTHER HAZARDOUS MATERIALS POL2 POL2 POLL POL2 POL3 REPAIRS/MAINT, REPAIRS/MAINTENNANCE TO COUNTY-OWNED WCI WC1 WC/ WC2 WC3 Refer to EQUIPMENT IN COUNTY BUILDINGS, SUCH GLI GLI GLI GL2 GL3 Risk AS OFFICE MACHINES, COPIERS, VL1 VL1 VL1 V1.2 VL3 Management FIRE EXTINGUISHERS, ETC REPAIRS, OUTSIDE REPAIRS TO COUNTY -OWNED EQUIP- WC1 WC1 WC1 WC2 WC3 Refer to MENT AT CONTRACTOR'S SITE, SUCH GLI GL1 GL1 GL2 GL3 Risk AS RADIO AND COMMUNICATION VL1 VL1 VLI VL2 VL3 Management EQUIPMENT, PUMPS, MOTORS, BLL BLL BLL BLL BLL ROAD OR RIGHT OF WAY WORK ON COUNTY ROADS AND WC2 WC2 WC2 WC3 WC3 Refer to MAINTENANCE RIGHT OF WAYS WHICH AFFECTS PUBLIC GL2 GL2 GL2 GL3 GL3 Risk NOT INVOLVING TRAFFIC (BOTH VEHICLE AND PEDESTRIAN) VL2 V12 VL2 VL3 VL3 Management EXCAVATIONS SEAWALL /MARINE ORGANIZATIONS ENGAGED TO WC1 WCI WC1 WC1 WC1 Refer to DOCK MAINTAIN OR REBUILD GL1 GLI GL1 GLI GL2 Risk MAINTENANCE COUNTY OWNED VL1 VL1 VL1 VL2 VL2 Management SEAWALLS OR MARINE DOCKS WCUSLH WCUSLH WCUSLH WCUSLH WCUSLH SECURITY ORGANIZATIONS ENGAGED IN THE WC1 WCI WC1 WC2 WC3 Refer to SERVICES PROVIDING OF GUARD AND OTHER GL1 GL1 GL2 GL2 GL3 Risk SECURITY SERVICES GLS GLS GLS GLS GLS Management VIA VL1 VLI VL2 VL3 SERVICE AND SERVICE AND DELIVERIES OF NON OWNED WC1 WC1 WC1 WC1 WC1 Refer to DELIVERIES OF ITEMS COUNTY PROPERTY SUCH AS VENDING GL1 GL1 GLI GL1 GL1 Risk NOT OWNED BY COUNTY MACHINES, ATMS AND OTHER SIMILAR ITEMS VL1 VL1 VLI VL1 VL1 Management SHIP REPAIR REPAIR OR CONSTRUCITON WC1 WC, WCI WC2 WC3 Refer to OR OF COUNTY OWNED GL1 GL1 GL1 GL2 G12 Risk CONSTRUCTION WATERCRAFT VL1 VL1 VL1 VL2 VL2 Management TRADESIMAINT. TRADE SERVICES ON OR OFF COUNTY WC1 WC1 WC2 WC2 WC3 Refer to SERVICES PROPERTY SUCH AS EXTERMINATORS GL1 GLI GL2 GL2 GL3 Risk .. CARPET INSTALLATION, WINDOW VL1 VL1 VL2 VL2 VL3 Management CLEANING, ELEVATOR REPAIR, ROOFING AND PAINTING TRADES/MAINT. TRADE SERVICES ON OR OFF WC1 WC1 WC1 WC2 WC3 Refer to SERVICES PUBLIC PROPERTY SUCH AS AUTO GLI GL1 GLI GL2 GL3 Risk INVOLVING VEHICLES GLASS REPLACEMENT, TIRE VL1 VLI VL1 VL2 VL3 Management REPAIRS, ETC GK1 GM GM GK2 0K3 TRANSPORTATION PROVIDING TRANSPORTATION FOR WC1 WC1 WC1 WC2 WC3 Refer to EITHER COUNTY EMPLOYEES OR GLI GLI GL1 GL2 GL3 Risk NON - COUNTY EMPLOYEES TO INCLUDE VL2 VL2 VL2 VL3 VL3 Management TRANSPORTING THE ELDERLY. AND MENTALLY RETARDED. VEHICLE SERVICES SERVICES PERFORMED AT CONTRACTOR'S WC1 WCI WCI WC2 WC3 Refer to . SHOP ON COUNTY VEHICLES, SUCH AS GU GLI GU GL2 GL3 Risk PAINTING, BODY WORK. MECHANICAL. VL1 VL1 VLI VL2 VL3 Management ETC. Si INCLUDES MODIFICATION TO 0K1 GK1 GM GK2 GK3 EMERGENCY VEHICLES - • Administration Instruction 17 z. 2011 Edition MONROE COUNTY, FLORIDA SCHEDULE OF INSURANCE REQUIREMENTS FOR OTHER CONTRACTORS AND SUBCONTRACTORS CONTRACT DESCRIPTION OF Under $10,001 $50,001 $100,001 $500,001 Over TYPE WORK $10,000 To $50,000 to $100,000 TO $500,000 TO $1 Million Si Mlplon WASTE HAUL OUT THE TRANSPORTATION OF WASTE FROM THE WCI WCI WC2 WC2 WC3 Refer to COUNTY GL1 GL1 GL1 GL2 GL2 Risk VL2 VL2 VL2 VL3 VL3 Management POL1 POL1 POL1 POL2 POL2 WASTE PROCESSING OPERATIONS AND MAINTENANCE OF THE WC2 WC2 WC2 WC2 WC3 WC3 PLANT OPERATIONS COUNTY'S WASTE PROCESSING FACILITIES GL4 GL4 GL4 GL4 GL4 GL4 VL2 VL2 VL2 VL2 VL2 VL2 ARP ARP ARP ARP ARP ARP INCLUDE "OCS" INDEMNIFICATION AND HOLD HARMLESS AGREEMENT IN CONTRACT QUESTIONS SHOULD BE DIRECTED TO RISK MANAGEMENT. Administration Instruction 18 2011 Edition RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Introduction to Public Welfare and Special Events Section This section of the manual will apply to Sponsors of Special Events which will be attended by the general public. They normally involve the gathering of large segments of the general public and often include ultra- hazardous activities. They may be sponsored by private industry, associations, non profit organizations or funded by the County through the Tourist Development Council. The types and amounts of insurance will be determined based on the nature of the event and the activities associated with the event. Depending on the event and its sponsor, certain insurance requirements may be waived. The specially developed matrix which is incorporated within this section should be consulted. Questions should be directed to Risk Management. Administration Instruction 19 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL General Insurance Requirements for Public Welfare and Special Events As a pre- requisite of the Special Event governed by this permit or agreement, the Promoter shall obtain, at his/her own expense, insurance as specified in the attached schedules. The Promoter will not be permitted to commence work associated with the Special Event (including pre- staging of personnel and material) until satisfactory evidence of the required insurance has been furnished to the County as specified below. The Promoter shall maintain the required insurance throughout the entire duration of the Special Event and any extensions specified in any attached schedules. Failure to comply with this provision may result in the immediate suspension of the Special Event until the required insurance has been reinstated or replaced. The Promoter will be held responsible for all deductibles and self insured retentions that may be contained in the Promoter's Insurance policies. The Promoter shall provide, to the County, as satisfactory evidence of the required insurance, either: • Certificate of Insurance or • A Certified copy of the actual insurance policy. The County, at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. All insurance policies must specify that they are not subject to cancellation, non - renewal, material change, or reduction in coverage unless a minimum of thirty (30) days prior notification is given to the County by the insurer. The acceptance and/or approval of the Promoter's insurance shall not be construed as relieving the Promoter from any liability or obligation assumed under this contract or imposed by law. The Monroe County Board of County Commissioners, its employees and officials will be included as "Additional Insured" on all policies, except for Workers' Compensation. Administration Instruction 20 2011 Edition Any deviations from these General Insurance Requirements must be requested in writing on the County prepared form entitled 'Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management. Administration Instruction 21 2011 Edition MONROE COUNTY, FLORIDA SCHEDULE OF INSURANCE REQUIREMENTS FOR PUBLIC WELFARE AND SPECIAL EVENTS Description of Examples of Required Activities Events Insurance or Forms Assistance to Soup Kitchens, PWSE the Needy Shelters Circus Commercial Ventures WC2 with Animals and GL3 High Risk Acts VL2 Concerts/ Rock Concerts and GL2 Performers Other Events Providing VL2 Entertainment to MUS the General Public Public Service and Non Profit Organizations providing Care of Life Counseling Counseling such as PWSE Health & Medical Substance Abuse, Job Training, and Senior Citizen Programs, Drug & Alcohol Support & Public Immunization Inter- Govemmentai Agreements with other Agreements State govemmentai INTL Agencies Fireworks Displays On or Off GL3 County Property which Require Permits Administration Instruction 22 2011 Edition • MONROE COUNTY, FLORIDA SCHEDULE OF INSURANCE REQUIREMENTS FOR PUBLIC WELFARE AND SPECIAL EVENTS Description of Examples of Required Activities Events Insurance or Forms Handicapped and Special Olympics and PWSE the Disabled Goodwill Events Interlocal Agreements with and Agrements between INTL Governmental Agencies Liqour Sales the sale of liqour. Required insurance is GLLIQ in addition to those specified under the activity • Local events Triathalons, Beach or PWSE funded by the Summer Fests, and Tourist Festivals Development Council WC2, GL3, VL2 Movie/TV Productions If aircraft or Productions Utilizing watercraft are County Property involved refer to Risk Management National Major Activities such as WC3 Events Power Boat Races GL3 Funded by VL2 the Tourist Development Council Political Party PWSE Conventions Public N.O.W.; Aids Interest Awamess PWSE RaciaVEthnic Groups AARP Organized Motor Car and Refer to Racing Watercraft Regattas Risk Management Organized Sporting Football, Baseball and Refer to Events All Profesionnal Sports Risk Management Parades Any Event Requiring PWSE a County Parade Permit INCLUDE "PWSE" INDEMNIFICATION AND HOLD HARMLESS AGREEMENT IN CONTRACT QUESTIONS SHOULD BE DIRECTED TO RISK MANAGEMENT. Administration Instruction 23 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Introduction to Airport/Aircraft Activities Section This section of the manual will apply to those activities which are associated with, or conducted at the County's Airports, or involve Aircraft Activities. The types and amounts of insurance will be determined based on the type of activity and its projected cost. The fact that the funds used to pay for the activity were obtained from Federal, State, or other grants is not material. The insurance provisions for construction projects at the Airports will be governed by the section of this manual entitled Construction Contractors and Subcontractors. A special matrix of activities has been developed and incorporated within this section to assist in the establishment of the proper insurance coverages and limits. As a general rule, all contracts will include: • Indemnification and Hold Harmless Provisions • General Insurance Requirements • Workers' Compensation Provisions • General Liability Provisions • Vehicle Liability Provisions and • Airport or Aircraft Liability Provisions Questions should be directed to Risk Management. Administration Instruction 24 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL General Insurance Requirements for Airport/Aircraft Activities Prior to the commencement of work governed by this contract (including the pre- staging of personnel and material), the Vendor shall obtain, at his/her own expense, insurance as specified in the attached schedules, which are made part of this contract. The Vendor will ensure that the insurance obtained will extend protection to all Contractors engaged by the Vendor. The Vendor will not be permitted to commence work governed by this contract (including pre - staging of personnel and material) until satisfactory evidence of the required insurance has been furnished to the County as specified below. The Vendor shall maintain the required insurance throughout the entire term of this contract and any extensions specified in any attached schedules. Failure to comply with this provision may result in the immediate suspension of all activities conducted by the Vendor and its Contractors until the required insurance has been reinstated or replaced. The Contractor will be held responsible for all deductibles and self insured retentions that may be contained in the Contractor's Insurance policies. The Vendor shall provide, to the County, as satisfactory evidence of the required insurance, either: • Certificate of Insurance or • A Certified copy of the actual insurance policy. The County, at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. All insurance policies must specify that they are not subject to cancellation, non - renewal, material change, or reduction in coverage unless a minimum of thirty (30) days prior notification is given to the County by the insurer. The acceptance and/or approval of the Vendor's insurance shall not be construed as relieving the Vendor from any liability or obligation assumed under this contract or imposed by law. The Monroe County Board of County Commissioners, its employees and officials will be included as "Additional Insured" on all policies, except for Workers' Compensation. Any deviations from these General Insurance Requirements must be requested in writing on the County prepared form entitled "Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management. Administration Instruction 25 2011 Fditien MONROE COUNTY, FLORIDA SCHEDULE OF INSURANCE REQUIREMENTS FOR AIRPORT ACTIVITIES CONTRACT DESCRIPTION OF Under $10,001 $50,001 $100,001 $500,001 Over TYPE WORK $10,000 to $50,000 to $100,000 to $500,000 to $1 Million $1 Million EVENTS UTILIZING WC3 WC3 WC3 WC3 WC3 Refer to AIR SHOWS COUNTY AIRFIELDS GL3 GL3 GL3 GL3 GL3 Risk OR AIRPORTS VL2 VL2 VL2 VL2 VL3 Management AIR1 AIR1 AIR1 AIRI AIR2 • COMMERCIAL AIRLINES WITH WC3 WC3 WC3 WC3 WC3 VLWC3 AIRLINES SCHEDULED SERVICE TO COUNTY GL3 GL3 GL3 GL3 GL3 GL3 OWNED AIRFIELDS VL3 VL3 VL3 VL3 VL3 VL3 AIR3 AIR3 AIR3 AIR3 AIR3 AIR3 AVIATION NON PROFIT ORGANIZATIONS WHO AIR1 AIR1 AIR1 AIR1 AIR1 AIR1 CLUBS JOINTLY OWN AND OPERATE GL1 GU GL1 GL1 GLI GL1 AIRCRAFT FOR PLEASURE ASBESTOS ENCAPSULATING, REMOVING OR WC1 WC1 WC1 WC2 WC3 REMOVAL TESTING FOR ASBESTOS GL1 GL1 GL1 GL2 GL3 Refer to VL1 VL1 VL1 VL2 VL2 Risk ASB ASB ASB ASB AS8 Management CAR RENTAL ORGANIZATIONS ENGAGED IN THE WC3 WC3 WC3 WC3 WC3 WC3 FIRMS RENTING OR LEASING OF VEHICLES TO GL3 GL3 GL3 GL3 GL3 GL3 THE GENERAL PUBLIC VL3 VL3 VL3 VL3 VL3 VL3 DELIVERY, LOADING AND UNLOADING WC1 WC1 WC1 WC2 WC2 Refer to DELIVERIES OF HEAVY EQUIPMENT OR GL1 GL1 GL1 GL2 GL3 Risk MACHINERY REQUIRING VL1 VL1 VL2 VL2 VL3 Management CRANES OR RIGGING IF IF IF IF IF DELIVERY, LOADING AND UNLOADING WC1 WC1 WC1 WC2 WC2 Refer to DELIVERIES OF OTHER GOODS, SUCH AS OFFICE GL1 GL1 GL1 01.2 GL2 Risk SUPPLIES, AND LOW VALUED VL1 VL1 VL2 VL2 VL2 Management EQUIPMENT FIXED BASE ORGANIZATIONS ENGAGED IN THE WC3 WC3 WC3 WC4 WC4 WC4 . OPERATORS REPAIR, SERVICING, MAINTENANCE, GL4 GL4 GL4 GL4 GL4 GL4 FUELING AND VL4 VL4 VL4 VL3 VL3 VL3 TIE -DOWN OF AIRCRAFT HKL4 HKL4 HKL4 HKL4 HKL4 HKL4 IF FBO MAINTAINS FUEL TANKS UST UST UST UST UST UST FOOD SERVICES RESTAURANT AND WC1 WC1 WCI WC2 WC2 Refer to LIQOUR LOUNGES GL1 GL1 GL1 GL2 GL2 RisK VL1 VL1 VLI VL1 VL1 Management GLLIQ GLLIQ GLLIQ GLLIQ GLLIQ DELIVERY, LOADING AND UNLOADING DELIVERIES OF TOXIC OR HAZARDOUS WC1 WC1 WC1 WC1 WCI SUBSTANCES SUCH AS OIL, GLI GL1 GL1 GL2 GL3 Rerer to GASOLINE, CHLORINE, & OTHER VL1 VL1 VL1 VL2 VL3 Risk CHEMICALS VLP1 VLP1 VLP1 VLP2 VLP3 Management MVC MVC MVC MVC MVC • DELIVERIES DELIVERY, LOARDING OR UNLOADING OF OTHER GOODS, SUCH AS OFFICE WC2 WC2 WC2 WC2 WC2 WC2 SUPPLIES, AND LOW VALUED 01.2 GL2 GL2 GU GL2 GL2 EQUIPMENT VL1 VL1 VL1 VL1 VL1 VL1 GIFT SHOPS ORGANIZATIONS ENGAGED IN THE WC2 WC2 WC2 WC2 WC2 WC2 SALE OF MERCHANDISE TO THE GL2 GL2 GL2 GL2 GL2 GL2 GENERAL PUBLIC. DOES NOT INCLUDE VL2 VL2 VL2 VL2 VL2 VL2 RESTURANTS AND LOUNGES. GENERAL GROUND ORGANIZATIONS ENGAGED IN THE WC1 WC1 WC1 WC1 WC1 Refer to MAINTENANCE GENERAL MAINTENANCE OF AIRPORT GLI GL1 GL2 GL2 GL3 Risk GROUNDS TO INCLUDE CUTTING OF VL1 VLI VL2 VL2 VL3 Management _ GRASS, PAINTING OF BUILDINGS, ETC. Administration Instruction 26 I 20 I 1 Edition MONROE COUNTY, FLORIDA SCHEDULE OF INSURANCE REQUIREMENTS FOR AIRPORT ACTIVITIES CONTRACT DESCRIPTION OF Under $10,001 $50,001 $100,001 $500,001 Over TYPE WORK $10,000 to $50,000 to S100,000 to $500,000 to Si Million 51 Million HANGER CORPORATIONS OR INDIVIDUALS WHO GL1 GL1 GL1 GL1 GL1 GL1 LEASE LEASE LAND FOR HANGER SPACE DIRECTLY FROM THE COUNTY JANITORIAL (WITH OR) WITHOUT COUNTY WC1 WC1 WC1 WC1 WC1 Refer to SERVICES SUPERVISION VL1 VL1 VL1 VL2 VL2 Risk ED1 ED1 EDI ED2 ED2 Management GL1 GL1 GL1 GL2 GL2 LANDSCAPING CLEARING LOTS, MOWING, WC1 WC1 WC1 WC1 WC1 Refer to SHRUBBERY WORK, ETC GL1 GL1 GL1 GL1 GL2 Risk i VL1 VLI VL1 VL2 VL3 Management PARKING LOT FIRMS ENGAGED IN OPERATING WC1 WC1 WCI WC2 WC3 Refer to OPERATIONS PARKING FACILITIES ON COUNTY GL1 GL1 GL1 GL2 GL3 Risk PROPERTY GK1 GK1 GK1 GK2 GK3 Management REFUSE PICKUP FROM COUNTY AIRPORTS AND GL1 GL1 GL1 GL2 GL3 Refer to AIRFIELDS VL1 VL1 VL1 VL2 VL3 Risk POL1 POL1 POL POL2 POL3 Management i RUNWAY SERVICE ORGANIZATIONS ENGAGED IN THE AND MAINTENANCE SERVICING OF RUNWAYS AND ASSOCIATED EQUIPMENT TO INCLUDE LIGHTS AND RADAR fr WC1 WC1 WC1 WC1 WC1 WC1 CONTRACTS VALUED LESS THAN GL2 GL2 GL2 GL2 GL2 GL2 $100,000 VL2 VL2 VL2 VL2 VL2 VL2 WC3 WC3 WC3 WC3 WC3 WC3 GL3 GL3 GL3 GL3 GL3 GL3 • CONTRACTS VALUED MORE THAN VL3 VL3 VL3 VL3 VL3 VL3 $100,000 SECURITY ORGANIZATIONS ENGAGED IN THE WC1 WC1 WC1 WC2 WC3 Refer to SERVICES PROVIDING OF GUARD AND OTHER GL1 GL1 GL2 GL3 GL3 Risk SECURITY SERVICES VL1 VL1 VL2 VL3 VL3 Management TRADE SERVICES ON OR OFF COUNTY GLS GLS GLS GLS GLS Refer to TAXI/LIMO PROVIDING TAXI AND /OR LIMO WC1 WC1 WC1 WC1 WC1 WCI SERVICE SERVICE TO MEMBERS OF THE GL1 GL1 GL1 GL1 GL1 GL1 GENERAL PUBLIC TO AND FROM VL1 VL1 VL1 VL1 VL1 VL1 AIRPORT FACILITIES TRADES/MAINT. PROPERTY SUCH AS EXTERMINATORS GL1 GL1 GL2 GL2 GL3 Refer tp SERVICES CARPET INSTALLATION, WINDOW VL1 VL1 VL2 VL2 VL3 Risk CLEANING, ELEVATOR REPAIR, WC1 WC1 WC1 WC1 WC1 Management ROOFING AND PAINTING 1 1 1 1 1 1 I 1 . • INCLUDE "AIR" INDEMNIFICATION AND HOLD HARMLESS AGREEMENT IN CONTRACT QUESTIONS SHOULD BE DIRECTED TO RISK MANAGEMENT. Administration Instruction 27 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Introduction to Lease of County -Owned Property This section of the manual will apply to Organizations /Individuals who lease, or operate concessions in or on County -owned property. Included in this section are those Organizations /Individuals who lease or rent County -owned vehicles. As a general rule, all agreements will include as a minimum: • Indemnification and Hold Harmless Provisions • General Insurance Requirements • All Risk Property Provisions and • General Liability Provisions If a County -owned vehicle is leased or rented, Vehicle Liability Insurance will be required to include physical damage coverage. All agreements must incorporate the "PROP" Indemnification and Hold Harmless agreement. Questions should be directed to Risk Management at (305) 292 -4542. Administration Instruction 28 1 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL General Insurance Requirements for Organizations/Individuals Leasing County -Owned Property Prior to the Organization or Individual taking possession of the property owned by the County, or commencing its concessionaire operations, the Organization/Individual shall obtain, at his/her own expense, insurance as specified in the attached schedules, which are made part of this lease /rental agreement. The Organization/Individual will not be permitted to occupy or use the property until satisfactory • evidence of the required insurance has been furnished to the County as specified below. The Organization/Individual shall maintain the required insurance throughout the entire term of this lease /rental agreement and any extensions specified in the attached schedules. Failure to comply with this provision may result in the immediate termination of the lease /rental agreement and the return of all property owned by the County. The Organiation/Individual will be held responsible for all deductibles and self insured retentions that may be contained in the Organization/Individual's Insurance policies. The Organization/Individual shall provide, to the County, as satisfactory evidence of the required insurance, either: • Certificate of Insurance or • A Certified copy of the actual insurance policy. The County, at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. All insurance policies must specify that they are not subject to cancellation, non - renewal, material change, or reduction in coverage unless a minimum of thirty (30) days prior notification is given to the County by the insurer. The acceptance and/or approval of the Organization/Individual's insurance shall not be construed as relieving the Organization/Individual from any liability or obligation assumed under this contract or imposed by law. The Monroe County Board of County Commissioners, will be included as "Additional Insured" on all policies. They will also be named as "Loss Payee" with respect to Fire Legal Exposure. Administration Instruction 29 2011 Edition Any deviations from these General Insurance Requirements must be requested in writing on the County prepared form entitled "Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management. Administration Instruction 30 2011 Edition ALL RISK PROPERTY INSURANCE REQUIREMENTS FOR LEASES/RENTALS OF COUNTY -OWNED PROPERTY BETWEEN MONROE COUNTY, FLORIDA AND Prior to the Organization/Individual taking possession of the property governed by this lease /rental agreement, the Organization/Individual shall obtain All Risk Property Insurance (to include the perils of Flood and Wind) with limits no less than the Replacement Cost Value of the property leased or rented. Coverage shall be maintained throughout the life of the Lease/Rental Agreement and include, as a minimum, liability coverage for: Fire Lightning Vandalism Sprinkler Leakage Sinkhole Collapse Falling Objects Windstorm Smoke Explosion Civil Commotion Aircraft and Vehicle Damage Flood The Monroe County Board of County Commissioners shall be named as Additional Insured and Loss Payee on all policies issued to satisfy the above requirements. Administration Instruction 31 2011 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR LEASE/RENTAL OF PROPERTY OWNED BY THE COUNTY BETWEEN MONROE COUNTY, FLORIDA AND Prior to the Organization/Individual taking possession of the property governed by this lease /rental agreement, the Organization/Individual shall obtain General Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability • Expanded Definition of Property Damage • Fire Legal Liability (with limits equal to the fair market value of the leased property.) The minimum limits acceptable shall be: $300,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable shall be: $100,000 per Person $300,000 per Occurrence $ 50,000 Property Damage An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the termination of the Lease/Rental Agreement. The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. Administration Instruction 32 2011 Edition VEHICLE LIABILITY INSURANCE REQUIREMENTS FOR LEASES/RENTALS OF COUNTY -OWNED PROPERTY BETWEEN MONROE COUNTY, FLORIDA AND Prior to the Organization/Individual taking possession of the property governed by this lease /rental agreement, the Organization/Individual shall purchase Vehicle Liability Insurance. Coverage shall be maintained throughout the life of the Lease/Rental Agreement and include, as a minimum, liability coverage for: • Owned, Non - Owned, and Hired Vehicles • Physical Damage Protection (if the leased property is a County -owned vehicle) The minimum limits acceptable shall be: $300,000 Combined Single Limit (CSL) ACV for Physical Damage If split limits are provided, the minimum limits acceptable shall be: $ 100,000 per Person $ 300,000 per Occurrence $ 50,000 Property Damage ACV for Physical Damage The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. In addition, if the lease /rental agreement involves County -owned vehicles, the Monroe County Board of County Commissioners shall be named as "Loss Payee" with respect to the physical damage protection. Administration Instruction 33 2011 Edition ARCHITECTS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of architectural services, the Contractor shall purchase and maintain, throughout the life of the contract, Architects Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. This insurance shall be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability shall be: $250,000 per Occurrence /$500,000 Aggregate AEO1 Administration Instruction 34 2011 Edition ARCHITECTS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of architectural services, the Contractor shall purchase and maintain, throughout the life of the contract, Architects Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. This insurance shall be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability shall be: $500,000 per Occurrence /$1,000,000 Aggregate • AEO2 Administration Instruction 35 201 1 Edition ARCHITECTS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT • BETWEEN • MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of architectural services, the Contractor shall purchase and maintain, throughout the life of the contract, Architects Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. This insurance shall be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability shall be: $1,000,000 per Occurrence /$3,000,000 Aggregate AE03 Administration Instruction 36 2011 Edition ARCHITECTS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of architectural services, the Contractor shall purchase and maintain, throughout the life of the contract, Architects Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. This insurance shall be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability shall be: $3,000,000 per Occurrence /$5,000,000 Aggregate AE04 Administration Instruction 37 2011 Edition • AIRCRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the Vendor is engaged in providing commercial air transportation and delivery service to and from air facilities owned, operated, or maintained by the County, the Vendor shall purchase and maintain, throughout the life of the contract, Aircraft and Airport Liability Insurance which will respond to bodily injury and property damages resulting from any claim arising out of the air transportation services governed by this contract. The covered operations section of the policy must specifically state that the Vendor is engaged in business of a commercial airline. The Monroe County Board of County Commissioners must be named as Additional Insured. The minimum limits of liability shall be $1 million per occurrence, for both types of coverages. AIR1 Administration Instruction 38 • 2011 Edition AIRCRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the providing of aerial services, normally classified as ultra - hazardous activities, the Contractor shall purchase and maintain, throughout the life of the contract, Aircraft Liability Insurance specifically stating that the policy will respond to crop dusting, banner towing, air shows, aerial inspection, or aerial photography, or any other activity specified in the contract. The Monroe County Board of County Commissioners shall be named as Additional Insured. The minimum limits of liability shall be $5 million per occurrence. AIRZ Administration Instruction 39 2011 Edition AIRCRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the providing of aerial services, normally classified as ultra - hazardous activities, the Contractor shall purchase and maintain, throughout the life of the contract, Aircraft Liability Insurance specifically stating that the policy will respond to crop dusting, banner towing, air shows, aerial inspection, or aerial photography, or any other activity specified in the contract. The Monroe County Board of County Commissioners shall be named as Additional Insured. The minimum limits of liability shall be $50 million per occurrence. AIR3 Administration Instruction 40 2011 Edition ALL RISK PROPERTY INSURANCE REQUIREMENTS FOR LEASES/RENTALS OF COUNTY -OWNED PROPERTY BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contactor shall obtain All Risk Property Insurance (to include the perils of Flood and Wind) with limits no less than the Replacement Cost Value of the property leased or rented. Coverage shall be maintained throughout the life of the contract and include, as a minimum, liability coverage for: Fire Lightning Vandalism Sprinkler Leakage Sinkhole Collapse Falling Objects Windstorm Smoke Explosion Civil Commotion Aircraft and Vehicle Damage Flood The Monroe County Board of County Commissioners shall be named as Additional Insured and Loss Payee on all policies issued to satisfy the above requirements. ARP Administration Instruction 41 2011 Edition • ASBESTOS ABATEMENT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the installation, removal, transporting, or disposal of asbestos material, the Contractor shall purchase and maintain Asbestos Abatement Liability Insurance with limits no less than those specified for the General Liability Insurance. The policy will contain a "Retroactive Date" of no later than the commencement of work and will have an extended reporting period of four (4) years. ASB Administration Instruction 42 2011 Edition BAILEE'S LEGAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves County property being in the care, custody, and control of the Contractor, and that most liability policies exclude coverage for such items, the Contractor will be required to maintain Bailee's Liability Insurance in amounts no less than the replacement value of the property in the possession of the Contractor. Maximum value of the County's property which is in the possession of the Contractor: Must be completed by the Department BLL Administration Instruction 43 20t I Edition BUILDER'S RISK INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND The Contractor shall be required to purchase and maintain, throughout the life of the contract, and until the project is accepted by the County, Builder's Risk Insurance on an All Risk of Loss form. Coverage shall include: Theft Aircraft Windstorm Vehicles Hail Smoke Explosion Fire Riot Collapse Civil Commotion Flood The policy limits shall be no less than the amount of the finished project and coverage shall be provided on a completed value basis. Property located on the construction premises, which is intended to become a permanent part of the building, shall be included as property covered. The policy shall be endorsed permitting the County to occupy the building prior to completion without effecting the coverage. The Monroe County Board of County Commissioners shall be named as Additional Insured and Loss Payee. BR1 Administration instruction 44 3011 Edition BUILDER'S RISK INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND The Contractor shall be required to purchase and maintain, throughout the life of the contract, and until the project is accepted by the County, Builder's Risk Insurance on an All Risk of Loss form. Coverage shall include: Theft Aircraft Hail Smoke Explosion Fire Riot Collapse Civil Commotion Flood Vehicles The policy limits shall be no less than the amount of the finished project and coverage shall be provided on a completed value basis. Property located on the construction premises, which is intended to become a permanent part of the building, shall be included as property covered. The policy shall be endorsed permitting the County to occupy the building prior to completion without effecting the coverage. The Monroe County Board of County Commissioners shall be named as Additional Insured and Loss Payee. BR2 Administration Instruction 45 2011 Edition EMPLOYEE DISHONESTY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND The Contractor shall purchase and maintain, throughout the term of the contract, Employee Dishonesty Insurance which will pay for losses to County property or money caused by the fraudulent or dishonest acts of the Contractor's employees or its agents, whether acting alone or in collusion of others. The minimum limits shall be: • $10,000 per Occurrence ED1 Administration Instruction 46 2011 Edition EMPLOYEE DISHONESTY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND The Contractor shall purchase and maintain, throughout the term of the contract, Employee Dishonesty • Insurance which will pay for losses to County property or money caused by the fraudulent or dishonest acts of the Contractor's employees or its agents, whether acting alone or in collusion of others. The minimum limits shall be: $100,000 per Occurrence ED2 Administration Instruction 47 2011 Edition GARAGE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the servicing and/or repair of County -owned vehicles, the Contractor will be required to purchase and maintain a Garage Policy to include Garage Liability Insurance extending to vehicles, owned or leased by the County, left with the Contractor for servicing, repair, storage, or safekeeping. Coverage should include, as a minimum: • Premises and Operations Liability • Vehicle Liability • Contractual Liability • Products and Completed Operations Liability • Garage Keepers' Legal Liability, to include: Comprehensive and Collision The Garage Keepers' Legal Liability shall extend to all County - owned/leased vehicles in the care, custody, and control of the Contractor. The Contractor's insurance shall be primary to any coverage maintained by the County. The minimum limits acceptable shall be: $300,000 Combined Single limit (CSL) for liability $ 25,000 Garage Keepers' Legal Liability The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. GK 1 Administration Instruction 48 2011 Edition GARAGE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the servicing and/or repair of County -owned vehicles, the Contractor will be required to purchase and maintain a Garage Policy to include Garage Liability Insurance extending to vehicles, owned or leased by the County, left with the Contractor for servicing, repair, storage, or safekeeping. Coverage should include, as a minimum: • Premises and Operations • Vehicle Liability • Contractual Liability • Products and Completed Operations Liability • Garage Keepers' Legal Liability, to include: Comprehensive and Collision The Garage Keepers' Legal Liability shall extend to all County - owned/leased vehicles in the care, custody, or control of the Contractor. The Contractor's insurance shall be primary to any coverage maintained by the County. The minimum limits acceptable shall be: $ 1,000,000 Combined Single Limit (CSL) for liability $ 250,000 Garage keepers' Legal Liability The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. GK2 Administration Instruction 49 2011 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain General Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability • Expanded Definition of Property Damage The minimum limits acceptable shall be: $300,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable shall be: $100,000 per Person $300,000 per Occurrence $ 50,000 Property Damage An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. GLI Administration Instruction 50 2011 Edition ENGINEERS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of engineering services, the Contractor shall purchase and maintain, throughout the life of the contract, Engineers Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. This insurance shall be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability shall be: $250,000 per Occurrence /$500,000 Aggregate E01 Administration Instruction 51 2011 Edition ENGINEERS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of engineering services, the Contractor shall purchase and maintain, throughout the life of the contract, Engineers Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. This insurance shall be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability shall be: $500,000 per Occurrence/$1,000,000 Aggregate E02 Administration Instruction 52 20H Edition ENGINEERS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of engineering services, the Contractor shall purchase and maintain, throughout the life of the contract, Engineers Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. This insurance shall be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability shall be: $1,000,000 per Occurrence /$3,000,000 Aggregate E03 Administration Instruction 53 2011 Edition ENGINEERS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of engineering services, the Contractor shall purchase and maintain, throughout the life of the contract, Engineers Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. This insurance shall be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability shall be: $5,000,000 per Occurrence /$10,000,000 Aggregate E04 Administration Instruction 54 2011 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain General Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability • Expanded Definition of Property Damage The minimum limits acceptable shall be: $300,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable shall be: $100,000 per Person $300,000 per Occurrence $ 50,000 Property Damage An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. GLi Administration Instruction 55 2011 Edition INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain General Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability • Expanded Definition of Property Damage The minimum limits acceptable shall be: $500,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable shall be: $250,000 per Person $500,000 per Occurrence $ 50,000 Property Damage An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. GL2 Administration Instruction 56 201 1 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain General Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability • Expanded Definition of Property Damage The minimum limits acceptable shall be: $1,000,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable shall be: $ 500,000 per Person $ 1,000,000 per Occurrence $ 100,000 Property Damage An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. GL3 Administration Instruction 57 2011 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain General Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability • Expanded Definition of Property Damage The minimum limits acceptable shall be: $5,000,000 Combined Single Limit (CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. GL4 Administration Instruction 58 2011 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain General Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability • Expanded Definition of Property Damage The minimum limits acceptable shall be: $10,000,000 Combined Single Limit (CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners shall be named as Additional Insured on • all policies issued to satisfy the above requirements. GL5 Administration Instruction 59 2011 Edition LIQUOR LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the sales and/or distribution of alcoholic beverages, the Contractor's General Liability Insurance policy shall include Liquor Liability with limits equal to those of the basic coverage. A separate Liquor Liability policy is acceptable if the coverage is no more restrictive than the Contractor's General Liability policy. The Monroe County Board of County Commissioners will be included as Additional Insured if a separate Liquor Liability policy is provided. GLLIQ Administration Instruction 60 2011 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves providing of guards and other security services on or off County property, the Contractor's General Liability Insurance policy must extend to, and be no less restrictive, than an acceptable Law Enforcement Liability policy specifically providing coverage for intentional acts, which coverage must include any violation of the constitutional right of any person for damages and attorney's fees under any one or more of the following civil rights statutes: 42 USCA 1981, 42 USCA 1982, 42 USCA 1983, 42 USCA 1985, 42 USCA 1986 and 42 USCA 1988. The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. G LS Administration Instruction 61 2011 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves either underground exposures, explosive activities, or the possibility of collapse of a structure, the Contractor's General Liability Policy shall include coverage for the XCU (explosion, collapse, and underground) exposures with limits of liability equal to those of the General Liability Insurance policy. • GLXCU Administration Instruction 62 4 2011 Edition AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY INSURANCE REQUIREMENT FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the repair, servicing, maintenance, fueling, or storage of aircraft, the Contractor will be required to purchase and maintain, throughout the life of the contract, Airport Liability and Hangarkeepers Legal Liability Insurance naming the Monroe County Board of County Commissioners as Additional Insured. The minimum limits of liability shall be $300,000. HKL1 Administration Instruction 63 2011 Edition AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY INSURANCE REQUIREMENT FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the repair, servicing, maintenance, fueling, or storage of aircraft, the Contractor will be required to purchase and maintain, throughout the life of the contract, Airport Liability and Hangarkeepers Legal Liability Insurance naming the Monroe County Board of County Commissioners as Additional Insured. The minimum limits of liability shall be $500,000. HKL2 Administration instruction 64 2011 Edition AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY INSURANCE REQUIREMENT FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the repair, servicing, maintenance, fueling, or storage of aircraft, the Contractor will be required to purchase and maintain, throughout the life of the contract, Airport Liability and Hangarkeepers Legal Liability Insurance naming the Monroe County Board of County Commissioners as Additional Insured. The minimum limits of liability shall be $1 million. HKL3 Administration Instruction 65 2011 Edition AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY INSURANCE REQUIREMENT FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the repair, servicing, maintenance, fueling, or storage of aircraft, the Contractor will be required to purchase and maintain, throughout the life of the contract, Airport Liability and Hangarkeepers Legal Liability Insurance naming the Monroe County Board of County Commissioners as Additional Insured. The minimum limits of liability shall be $5 million. HKL4 Administration Instruction 66 2011 Edition INSTALLATION FLOATER INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND The Contractor shall be required to purchase and maintain throughout the life of the contract, and until the project is accepted by the County, Installation Insurance providing coverage for machinery and equipment, governed by this contract, while being transported, installed and tested. As a minimum, coverage shall include: Fire Lightning Windstorm Hail Explosion Collapse Strikes Riots Civil Commotion Vandalism Malicious Mischief Vehicles Aircraft Flood The policy limits shall be no less than the amount of the machinery or equipment being installed. The Monroe County Board of County Commissioners shall be named as Additional Insured and Loss Payee as their interest may appear. IF Administration Instruction 67 2011 Edition MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the providing of professional medical treatment, the Contractor shall purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to the rendering of, or failure to render medical professional services under this contract. The minimum limits of liability shall be: $300,000 per Occurrence /$750,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. MED1 Administration Instruction 68 2011 Edition MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the providing of professional medical treatment, the Contractor shall purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to the rendering of, or failure to render medical professional services under this contract. The minimum limits of liability shall be: $500,000 per Occurrence /$1,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. MED2 Administration instruction 69 2011 Edition MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the providing of professional medical treatment, the Contractor shall purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to the rendering of, or failure to render medical professional services under this contract. The minimum limits of liability shall be: $1,000,000 per Occurrence /$3,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. MED3 Administration Instruction 70 20H I Edition MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the providing of professional medical treatment, the Contractor shall purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to the rendering of, or failure to render medical professional services under this contract. The minimum limits of liability shall be: $5,000,000 per Occurrence /$10,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. MED4 Administration Instruction 71 2011 Edition INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves County property being transported by the Contractor, and that most liability policies exclude coverage for such items, the Contractor will be required to maintain Motor Vehicle Cargo Insurance in amounts no less than the replacement value of the property in the possession of the Contractor. Maximum Value of the County's property which is in the possession of the Contractor: Must be completed by the Department NOTE If a "Free on Board" (FOB) bill of lading is utilized on incoming property, and if the County does not assume title until the property is delivered, the Contractor does not have to show evidence of Motor Vehicle Cargo Insurance. MVC Administration Instruction 72 2011 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the storage, treatment, processing, or transporting of hazardous materials (as defined by the Federal Environmental Protection Agency), the Contractor shall purchase and maintain, throughout the life of the contract, Pollution Liability Insurance which will respond to bodily injury, property damage, and environmental damage caused by a pollution incident. The minimum limits of liability shall be: $500,000 per Occurrence /$1,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. • POLL Administration Instruction 73 2011 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the storage, treatment, processing, or transporting of hazardous materials (as defined by the Federal Environmental Protection Agency), the Contractor shall purchase and maintain, throughout the life of the contract, Pollution Liability Insurance which will respond to bodily injury, property damage, and environmental damage caused by a pollution incident. The minimum limits of liability shall be: $1,000,000 per Occurrence /$2,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. POL2 Administration Instruction 74 2011 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the storage, treatment, processing, or transporting of hazardous materials (as defined by the Federal Environmental Protection Agency), the Contractor shall purchase and maintain, throughout the life of the contract, Pollution Liability Insurance which will respond to bodily injury, property damage, and environmental damage caused by a pollution incident. The minimum limits of liability shall be: $5,000,000 per Occurrence /$10,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. POL3 Administration Instruction 75 2011 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the storage, treatment, processing, or transporting of potentially polluting material, the Contractor shall purchase and maintain, throughout the life of the contract, Pollution Liability Insurance which will respond to bodily injury, property damage, and environmental damage caused by a discharge of wastes which are governed by this contract. The policy must specifically identify this contract and specify that coverage will extend to all losses, claiming pollution or environmental impairment, arising out of the services governed by this contract. The minimum limits of liability shall be: $1 Million per Occurrence If coverage is provided on a claims made basis, an extended claims reporting period of one (1) year will be required. • The Monroe County Board of County Commissioners shall be named as an Additional Insured. POLO Administration Instruction 76 2011 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this agreement involves potentially polluting material, the Licensee shall purchase and maintain, throughout the life of the contract, Pollution Liability Insurance which will respond to bodily injury, property damage, and environmental damage caused by a discharge of wastes from a Sewer Force Main, owned by the Licensee, installed on a County right -of -way. The policy must specifically identify this agreement and specify that coverage will extend to all losses, claiming pollution or environmental impairment, arising out of the rights granted to the Licensee by this agreement. The minimum limits of liability shall be: $1 Million per Occurrence If coverage is provided on a claims made basis, an extended claims reporting period of one (1) year will be required. The Monroe County Board of County Commissioners shall be named as an Additional Insured. POLS Administration Instruction 77 2011 Edition PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of advice or services of a professional nature, the Contractor shall purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. The minimum limits of liability shall be: $300,000 per Occurrence /$500,000 Aggregate PRO I Administration [nstniction 78 2011 Edition PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of advice or services of a professional nature, the Contractor shall purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. The minimum limits of liability shall be: $500,000 per Occurrence /$1,000,000 Aggregate PRO2 Administration Instruction 79 2011 Edition PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of advice or services of a professional nature, the Contractor shall purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. The minimum limits of liability shall be: $1,000,000 per Occurrence /$2,000,000 Aggregate PRO3 Administration Instruction 80 2011 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the maintenance and operation of fuel tanks, the Contractor shall purchase and maintain, throughout the life of the contract, Pollution Liability Insurance which will respond to bodily injury, property damage, and environmental damage caused by a pollution incident, consistent with Florida Statute 376.3072. UST Administration Instruction 31 2011 Edition VEHICLE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract requires the use of vehicles, the Contractor, prior to the commencement of work, shall obtain Vehicle Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum, liability coverage for: • Owned, Non - Owned, and Hired Vehicles The minimum limits acceptable shall be: $100,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable shall be: $ 50,000 per Person $100,000 per Occurrence $ 25,000 Property Damage The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. VL1 Administration Instruction 82 2011 Edition VEHICLE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract requires the use of vehicles, the Contractor, prior to the commencement of work, shall obtain Vehicle Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum, liability coverage for: • Owned, Non - Owned, and Hired Vehicles The minimum limits acceptable shall be: $300,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable shall be: $100,000 per Person $300,000 per Occurrence $ 50,000 Property Damage The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. VL2 Administration Instruction 83 2011 Edition VEHICLE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract requires the use of vehicles, the Contractor, prior to the commencement of work, shall obtain Vehicle Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum, liability coverage for: • Owned, Non - Owned, and Hired Vehicles The minimum limits acceptable shall be: $1,000,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable shall be: $ 500,000 per Person $1,000,000 per Occurrence $ 100,000 Property Damage The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. VL3 Administration Instruction 84 2011 Edition VEHICLE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract requires the use of vehicles, the Contractor, prior to the commencement of work, shall obtain Vehicle Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum, liability coverage for: • Owned, Non - Owned, and Hired Vehicles The minimum limits acceptable shall be: $5,000,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable shall be: $1,000,000 per Person $5,000,000 per Occurrence $ 100,000 Property Damage The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. VL4 Administration Instruction 85 3011 Edition HAZARDOUS CARGO TRANSPORTERS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall purchase Pollution Liability Insurance which extends to the hauling of toxic and hazardous material by motorized vehicles. In compliance with the Motor Carrier Act, the policy should be endorsed with an MCS -90 Endorsement, demonstrating financial responsibility for spills and clean -up. Any pollution exclusion limiting coverage under this policy shall be removed. The minimum limits acceptable shall be: $300,000 per Occurrence VLP1 Administration Instruction 86 2011 Edition HAZARDOUS CARGO TRANSPORTERS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall purchase Pollution Liability Insurance which extends to the hauling of toxic and hazardous material by motorized vehicles. In compliance with the Motor Carrier Act, the policy should be endorsed with an MCS -90 Endorsement, demonstrating financial responsibility for spills and clean -up. Any pollution exclusion limiting coverage under this policy shall be removed. The minimum limits acceptable shall be: $500,000 per Occurrence VLP2 Administration Instruction 87 2011 Edition HAZARDOUS CARGO TRANSPORTERS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall purchase Pollution Liability Insurance which extends to the hauling of toxic and hazardous material by motorized vehicles. In compliance with the Motor Carrier Act, the policy should be endorsed with an MCS -90 Endorsement, demonstrating financial responsibility for spills and clean-up. Any pollution exclusion limiting coverage under this policy shall be removed. The minimum limits acceptable shall be: $1,000,000 per Occurrence VLP3 Administration Instruction 88 2011 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain Workers' Compensation Insurance with limits sufficient to respond to Florida Statute 440. In addition, the Contractor shall obtain Employers' Liability Insurance with limits of not less than: $100,000 Bodily Injury by Accident $500,000 Bodily Injury by Disease, policy limits $100,000 Bodily Injury by Disease, each employee Coverage shall be maintained throughout the entire term of the contract. Coverage shall be provided by a company or companies authorized to transact business in the state of Florida. If the Contractor has been approved by the Florida's Department of Labor, as an authorized self- insurer, the County shall recognize and honor the Contractor's status. The Contractor may be required to submit a Letter of Authorization issued by the Department of Labor and a Certificate of Insurance, providing details on the Contractor's Excess Insurance Program. If the Contractor participates in a self - insurance fund, a Certificate of Insurance will be required. In addition, the Contractor may be required to submit updated financial statements from the fund upon request from the County. WC1 Administration Instruction 89 201 1 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain Workers' Compensation Insurance with limits sufficient to respond to the applicable state statutes. In addition, the Contractor shall obtain Employers' Liability Insurance with limits of not less than: $500,000 Bodily Injury by Accident $500,000 Bodily Injury by Disease, policy limits $500,000 Bodily Injury by Disease, each employee Coverage shall be maintained throughout the entire term of the contract. Coverage shall be provided by a company or companies authorized to transact business in the state of Florida. If the Contractor has been approved by the Florida's Department of Labor, as an authorized self - insurer, the County shall recognize and honor the Contractor's status. The Contractor may be required to submit a Letter of Authorization issued by the Department of Labor and a Certificate of Insurance, providing details on the Contractor's Excess Insurance Program. If the Contractor participates in a self - insurance fund, a Certificate of Insurance will be required. In addition, the Contractor may be required to submit updated financial statements from the fund upon request from the County. WC2 Administration instruction 90 3011 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain Workers' Compensation Insurance with limits sufficient to respond to the applicable state statutes. In addition, the Contractor shall obtain Employers' Liability Insurance with limits of not less than: $1,000,000 Bodily Injury by Accident $1,000,000 Bodily Injury by Disease, policy limits $1,000,000 Bodily Injury by Disease, each employee Coverage shall be maintained throughout the entire term of the contract. Coverage shall be provided by a company or companies authorized to transact business in the state of Florida. If the Contractor has been approved by the Florida's Department of Labor, as an authorized self - insurer, the County shall recognize and honor the Contractor's status. The Contractor may be required to submit a Letter of Authorization issued by the Department of Labor and a Certificate of Insurance, providing details on the Contractor's Excess Insurance Program. If the Contractor participates in a self - insurance fund, a Certificate of Insurance will be required. In addition, the Contractor may be required to submit updated financial statements from the fund upon request from the County. WC3 Administration Instruction 91 2011 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain Workers' Compensation Insurance with limits sufficient to respond to the applicable state statutes. In addition, the Contractor shall obtain Employers' Liability Insurance with limits of not less than: $5,000,000 Bodily Injury by Accident $5,000,000 Bodily Injury by Disease, policy limits $5,000,000 Bodily Injury by Disease, each employee Coverage shall be maintained throughout the entire term of the contract. Coverage shall be provided by a company or companies authorized to transact business in the state of Florida. If the Contractor has been approved by the Florida's Department of Labor, as an authorized self - insurer, the County shall recognize and honor the Contractor's status. The Contractor may be required to submit a Letter of Authorization issued by the Department of Labor and a Certificate of Insurance, providing details on the Contractor's Excess Insurance Program. If the Contractor participates in a self- insurance fund, a Certificate of Insurance will be required. In addition, the Contractor may be required to submit updated financial statements from the fund upon request from the County. WC4 Administration Instruction 92 2011 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves Maritime Operations, the Contractor's Workers' Compensation Insurance Policy shall include coverage for claims subject to the Federal Jones Act (46 U.S.C.A. subsection 688) with limits not less than those specified for Employer's Liability. The Contractor shall be permitted to provide Jones Act Coverage through a separate Protection and Indemnity Policy, in so far as the coverage provided is no less restrictive than would have been provided by a Workers' Compensation policy. WCJA Administration Instruction 93 2011 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract exposes the Contractor's employees to work subject to the United States Longshoremen and Harbor Workers (USL &H) Act (33 USC sections 901 -950), the Contractor's Workers' Compensation Insurance policy shall include USL &H coverage with limits not less than those specified for Employers' Liability. WCUSLH Administration Instruction 94 20 Edition WATER CRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain Water Craft Liability Insurance with terms no Less restrictive than those found in the standard "American Institute Hull Clauses" (June 2, 1977 edition). Coverage shall be maintained throughout the life of the contract and include, as a minimum: • • Injury (including death) to any Person • Damage to Fixed or Movable Objects • Costs Associated with the Removal of Wrecked Vessels • Contractual Liability with Respect to this Contract If the policy obtained states that coverage applies for the "Acts or Omissions of a Vessel ", it shall be endorsed to provide coverage for the legal liability of the shipowner. The minimum limits acceptable shall be: $500,000 Combined Single Limit (CSL) Coverage provided by a Protection and Indemnity Club (P &I) shall be subject to the approval of the County. The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. WLI Administration Instruction 95 2011 Edition WATER CRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor shall obtain Water Craft Liability Insurance with terms no less restrictive than those found in the standard "American Institute Hull Clauses" (June 2, 1977 edition). Coverage shall be maintained • throughout the life of the contract and include, as a minimum: • Injury (including death) to any Person • Damage to Fixed or Movable Objects • Costs Associated with the Removal of Wrecked Vessels • Contractual Liability with Respect to this Contract If the policy obtained states that coverage applies for the "Acts or Omissions of a Vessel ", it shall be endorsed to provide coverage for the legal liability of the shipowner. The minimum limits acceptable shall be: $1 Million Combined Single Limit (CSL) • Coverage provided by a Protection and Indemnity Club (P &I) shall be subject to the approval of the County. The Monroe County Board of County Commissioners shall be named as Additional Insured on all policies issued to satisfy the above requirements. WL2 MONROE COUNTY, FLORIDA Administration Instruction 96 2011 Edition RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Indemnification and Hold Harmless for Construction Contractors and Subcontractors The Contractor covenants and agrees to indemnify and hold harmless Monroe County Board of County Commissioners from any and all claims for bodily injury (including death), personal injury, and property damage (including property owned by Monroe County) and any other losses, damages, and expenses (including attorney's fees) which arise out of, in connection with, or by reason of services provided by the Contractor or any of its Subcontractor(s) in any tier, occasioned by the negligence, errors, or other wrongful act or omission of the Contractor or its Subcontractor(s) in any tier, their employees, or agents. In the event the completion of the project (to include the work of others) is delayed or suspended as a result of the Contractor's failure to purchase or maintain the required insurance, the Contractor shall indemnify the County from any and all increased expenses resulting from such delay. The first ten dollars ($10.00) of remuneration paid to the Contractor is for the indemnification provided for above. The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this agreement. CCS Administration Instruction 97 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Indemnification and Hold Harmless for Other Contractors and Subcontractors The Contractor covenants and agrees to indemnify and hold harmless Monroe County Board of County Commissioners from any and all claims for bodily injury (including death), personal injury, and property damage (including property owned by Monroe County) and any other losses, damages, and expenses (including attorney's fees) which arise out of, in connection with, or by reason of services provided by the Contractor or any of its Subcontractor(s) in any tier, occasioned by the negligence, errors, or other wrongful act or omission of The Contractor or its Subcontractors in any tier, their employees, or agents. In the event the completion of the project (to include the work of others) is delayed or suspended as a result of the Contractor's failure to purchase or maintain the required insurance, the Contractor shall indemnify the County from any and all increased expenses resulting from such delay. The first ten dollars ($10.00) of remuneration paid to the Contractor is for the indemnification provided for above. The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this agreement. TCS Administration Instruction 98 20H Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Indemnification and Hold Harmless for Public Welfare and Special Events The Promoter or Provider of the Special Event (hereafter referred to as Promoter) covenants and agrees to indemnify and hold harmless Monroe County Board of County Commissioners from any and all claims for bodily injury (including death), personal injury, and property damage (including property owned by Monroe County) and any other losses, damages, and expenses (including attorney's fees) which arise out of, in connection with, or by reason of the event sponsored by the Promoter. The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this agreement. PWSE MONROE COUNTY, FLORIDA Administration Instruction 99 2011 Edition RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Indemnification and Hold Harmless for Inter- Governmental Agreements The parties to this agreement stipulate that each is a state governmental agency as defined by Florida Statutes and represents to the other that it has purchased suitable Public Liability, Vehicle Liability, and Workers' Compensation insurance, or is self- insured, in amounts adequate to respond to any and all claims within the limitations of Florida Statute 768.28 and 440, arising out of the activities governed by this agreement. Each party shall be responsible for any acts of negligence on the part of its employees, agents, contractors, and subcontractors and shall defend, indemnify and hold the other party harmless from all claims arising out of such actions. INTL Administration Instruction 100 2011 Edition MONROE COUNTYMONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Indemnification and Hold Harmless for Airport/Aircraft Activities The Vendor covenants and agrees to indemnify and hold harmless Monroe County Board of County Commissioners from any and all claims for bodily injury (including death), personal injury, and property damage (including property owned by Monroe County) and any other losses, damages, and expenses (including attorney's fees) which arise out of, in connection with, or by reason of services provided by the Vendor or any of its Contractors, occasioned by the negligence, errors, or other wrongful act or omission of the Vendor or its Contractor(s), their employees, or agents. The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this agreement. AIR Administration instruction 101 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Indemnification and Hold Harmless for Organizations/Individuals Leasing County -Owned Property The Organization/Individual covenants and agrees to indemnify and hold harmless Monroe County Board of County Commissioners from any and all claims for bodily injury (including death), personal injury, and property damage (including property owned by Monroe County) and any other losses, damages, and expenses (including attorney's fees) which arise out of, in connection with, or by reason of the Organization/Individual utilizing the property governed by this lease /rental agreement. The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this agreement. • PROP Administration Instruction 102 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL WAIVER OF INSURANCE REQUIREMENTS There will be times when it will be necessary, or in the best interest of the County, to deviate from the standard insurance requirements specified within this manual. Recognizing this potential, and acting on the advice of the County Attorney, the Board of County Commissioners has granted authorization to Risk Management to waive and modify various insurance provisions. Specifically excluded from this authorization is the right to waive: • The County as being named as an Additional Insured - If a letter from the Insurance Company (not the Agent) is presented, stating that they are unable or unwilling to name the County as an Additional Insured, Risk Management has not been granted the authority to waive this provision. and • The Indemnification and Hold Harmless provisions Waiving of insurance provisions could expose the County to economic loss. For this reason, every attempt should be made to obtain the standard insurance requirements. If a waiver or a modification is desired, a Request for Waiver of Insurance Requirements form should be completed and submitted for consideration with the proposal. After consideration by Risk Management and if approved, the form will be returned, to the County Attorney who will submit the Waiver with the other contract documents for execution by the Clerk of the Courts. Should Risk Management deny the Waiver Request, the other party may file an appeal with the County Administrator or the Board of County Commissioners, who retains the final decision making authority. Administration Instruction 103 2011 Edition MONROE COUNTY, FLORIDA Request For Waiver of Insurance Requirements It is requested that the insurance requirements, as specified in the County's Schedule of Insurance Requirements, be waived or modified on the following contract. Contractor: Contract for: Address of Contractor: Phone: Scope of Work: Reason for Waiver: Policies Waiver will apply to: Signature of Contractor: Approved Not Approved Risk Management Date County Administrator appeal: Approved: Not Approved: Date: Board of County Commissioners appeal: Approved: Not Approved: Meeting Date: Administration Instruction 104 2011 Edition MONROE COUNTY, FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL Glossary Workers' Compensation and Employers' Liability Insurance provides coverage for employees who suffer an on -the -job injury. Nearly all employers in the State of Florida are required, by statute, to purchase Workers' Compensation. Fines and penalties can be levied upon any firm that fails to comply with the law. More important, the County can be held responsible for the benefits owed to an employee of a contractor or subcontractor if they fail to maintain Workers' Compensation insurance. Since Monroe self- insures its workers' compensation exposure, the assumption of another firms claims could have serious economic impact on the County's budget. Workers' Compensation Insurance pays for the medical expenses of employees that suffer a job related injury. In addition, the injured employee is entitled to a portion (usually 66 %) of his pre - injury wage, subject to a maximum established by the State. Normally, the injury must prevent the employee from working for a period of fourteen days before he can collect any lost wages. A standard Workers' Compensation policy does not have a specific limit and indicates that all statutory benefits will be paid. With few exceptions, benefits are paid without regard to fault and the employer has limited defenses available which will permit a denial of a claim. In return for this right, the employee waives his right to sue his employer under tort (negligence). This is commonly referred to as the "Sole Remedy Provision ". Since the coverage under a Workers' Compensation policy is so broad, most job related injuries are covered under this policy. Occasionally, coverage may not respond to the claim or the employee is successful in circumventing the Sole Remedy Provision. To protect the employer for such cases, most Workers' Compensation policies contain a separate section entitled "Employers' Liability ". Unlike Compensation coverage, which has no specified limits, Employers' Liability coverage contains a per accident limit and a total policy limit. In addition, a separate limit for disease related claims often applies on a per employee basis. General Liability Insurance is designed to protect a firm from third party claims for bodily injury and property damage which arise out of the operations of the Organization. Third parties may be members of the public, another Contractor, or the County itself. Limits are usually provided on a per occurrence (accident) basis with a separate annual limit for all occurrences. There are two broad categories of General Liability Insurance. The first is offered on a "Claims Made Basis" and the second is offered on an "Occurrence Basis ". A Claims Made policy requires that the claim be reported to the insurer during the policy period while an Occurrence policy will respond to an accident that took place during the policy term regardless of when the actual claim was made. Normally, the County prefers that all General Liability Insurance be provided on an Occurrence Basis. Risk Management should be consulted to assist in the establishment of verification procedures whenever a Contractor provides a Claims Made policy. Administration Instruction 105 2011 Edition Another concern that deserves further discussion is Contractual Liability. Some General Liability policies exclude or limit coverage for liabilities assumed under contract. Unless Contractual Liability is provided, coverage for the County may not be available. Additional Insured is a method of allowing the County to have direct access to the Contractor's insurer in the event they are included in a law suit arising out of the performance of the contract. The County will generally require that they be added as an Additional Insured on all policies except Workers' Compensation. Vehicle Liability Insurance provides protection for vehicle related claims which are normally excluded from coverage under a General Liability policy. If automobiles will be used in conjunction with the project, Vehicle Liability Insurance will be required. Limits can be provided in two ways. Combined Single Limits (CSL) furnish a single amount of coverage for claims regardless whether they are for bodily injury or property damage. Split Limits furnish separate amounts for bodily injury claims and property damage claims. The County prefers CSL. Umbrella Insurance (Excess Liability Coverage), while not specifically included in the required coverages, is a type of insurance purchased by a firm in an effort to increase the limits of liability on their General and Vehicle Liability coverages. It often increases the Employers Liability limits as well. Frequently an Organization needs or desires higher limits than are traditionally available on primary insurance policies. Umbrella or Excess Liability Insurance fills this void. Professional Liability provides liability coverage for claims arising out of the furnishing, or the failure to furnish professional services. Such claims are normally excluded from General Liability Insurance. Miscellaneous Other Coverages contained within this Manual, and not addressed above, can be discussed with Risk Management and further explanations can be obtained if questions or problems arise. Risk Management is a process designed to reduce losses and minimize the adverse effects of losses that do occur. Risk Management can be viewed in two dimensions: a decision process and a management process. Risk Management viewed as a decision process includes: ✓ The identification of exposure to loss; ✓ Evaluating the potential impact of a loss; ✓ Reviewing alternative techniques for handling the loss; ✓ Selecting the most appropriate technique; and ✓ Monitoring the results and making adjustments where needed. Risk Management viewed as a management process entails four basic functions: ✓ Planning what must be done to protect the County against the adverse effects of accidental losses; ✓ Organizing personnel and other resources to carry out the results of the planning; ✓ Motivate personnel throughout the County to accomplish its goals; and ✓ Monitor the results of the program, making adjustments where needed. Administration Instruction 106