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Item G4 BOARD OF GOVERNORS AGENDA ITEM SUMMARY Meeting Date: October 21, 2009 Division: Emergency Services Bulk Item: Y es ~ No Department: Fire Rescue Staff Contact Person/Phone#: Camille Dubroff X60 1 0 AGENDA ITEM WORDING: Approval of settlement and mitigation of Trauma Star bill between Monroe County Fire Rescue and Thomas Talbert, account #190009-01, from $11,964.00 to $3,000.00. ITEM BACKGROUND: The patient, Thomas Talbert, a Key West resident, was severely injured in an auto VS. scooter accident. His medical bills, including a bill for transporting Mr. Talbert by Trauma Star to Baptist Health South, currently total $121,000, which exceeds the maximum amount of the defendant's insurance coverage ($100,000). Mr. Talbert's attorneys have conducted an investigation and are satisfied that the defendant has no other assets with which to pay the remainder. The portion of the Trauma Star bill remaining after partial reimbursement of $1 ,616 from Mr. Talbert's insurer (Blue Cross) is $11,964.00. Attorneys representing Mr. Talbert have asked all of the medical providers to accept a reduced amount on their liens, so that (a) the liens will be paid in full, and (b) Mr. Talbert will have a small recovery from the insurance proceeds. His attorneys have indicated that they would accept an additional $3,000 in full and final settlement ofthe Trauma Star bill. IfMr. Talbert were to file a motion for equitable reduction of all liens in his personal injury action, it is likely that Monroe County's lien would be reduced to approximately that amount. Mr. Talbert does not qualify for the Trauma Star resident Waiver as the accident occurred before the effective date of Resolution 152-2009. The County Attorney's office agrees that a settlement for $3000.00 of what is owed is appropriate under the circumstances. PREVIOUS RELEVANT BOG ACTION: None. CONTRACT/AGREEMENT CHANGES: N/A STAFF RECOMMENDATIONS: After a detailed review of the factors listed herein, it is the recommendation of staff that this agenda item is approved as written. TOTAL COST: INDIRECT COST: N/A BUDGETED: Yes-X-No DIFFERENTIAL OF LOCAL PREFERENCE: COST TO COUNTY: N/A SOURCE OF FUNDS: N/A REVENUE PRODUCING: Yes X No AMOUNT PER MONTH Year ~~/~ APPROVED BY: County Atty ~ O~~rch~ing _ Risk Management ~ DOCUMENTATION: Included ...lL......- Not Required DISPOSITION: AGENDA ITEM # Revised 07/09 1'0/02/200'3 16:32 3058548266 LEESFIELD PARTNERS PAGE 01/07 TRIAl. LAWYBJI!l October 2, 2009 By U.S. Mail and Facsimile (305) 292-fJS16 Cynthia L. Hall, Esq. Assistant County Attorney Monl'oo County Attorney's Office P.O. Box 1026 ~J~~~Lg~~~;~E,')<'" Key West, Florida 33041-1026 PATRICIA M. KE.NNEDY MM)( .A. SYl..vssT8R THOMAS SC01..ARO ALEXANDER). PERKINS II~ MO\iucJ", Dl<rrltr c( O>I"",bI~ Reply <<I Miami OfjV;r, only: 2)50 $ot,cl1I)1x\e Hlghw.lY Miami, Aorid. 33133 3OS/8S.<!-4900 800/836-6400 F;vc: 305/854.8266 E-mail: Inro~Leesfie[d.(;on\ Inremec: www.Le6~1d.com Key West: 615'1, Whlceh~d Street KeV We!\c. Flilrfd.'\ 33040 So1lIh Bt.<!dl: tIll Lincoln Road Mimi Beach, Fl"ti<la 33 [39 WInter ParkJOtl<\l1do: Of Cournd &n,.(Id. G<m~1et :U2 W. Comlt<:J<:lc AVCflue Suite 215 Wincer P~rk. F1llrld~ .32789 Re: Thomas "Greg" Talbert Monroe County Trauma Star Bill Dear Cynthia: It was a pleasure speaking with you yesterday. Based on our conversation, I am hopeful that a resolution of Mr. Talbert's bill with Monroe County Trauma Star can be reached during the County Commissioners meeting on October 21, 2009. As we discussed, we have our client's authority to resolve Trauma Star's outstanding balance for $3,000. As we also discussed, and in the event that the issue is not resolved during the County Commissioners meeting, I have filed a Motion for Equitable Distribution and set the matter for hearing on November 11, 2009. Please find enclosed a courtesy copy of said pleadings for your file. If there is any additional information that you need, please let m.e know. Thank you for your attention to this roa~ter. Very truly ye.urs, .,1}. ~. Mark A. Sylvester ~ September 21. 2009 i I adpi intermedix 500 NW 165th Street Suite 102 Miami, FL 33169 Monroe County Trauma Star 490 63rd Street, RM 170 Marathon, Florida 33050 RECEIVED \. ~ SEP ;" Z009 . i By:j)lCf\V-- tA I Subject: Reduction/Write off Request Thomas Talbert DOS 8/19/08 190009-01 Dear Camille, Enclosed you will find a letter from Leesfeild & Partners requerting a H:d\J({lon/write off for the patient listed above. The patient Date of Service makes him not eligible for the Waiver program. I am forwarding the request to you for your re- view/handling. I have attached the bill for convenience. fhdnk you in advance ~~~ Client Services Representative Intermedix 500 N.W. 165th street, suite 104 Miami, Fl33169 Office: (305) 945.2280 ext 2111 Fax: (305) 521.0773 Phone 305.945.2280 Fax 305.945.6692 'iNhy,!ntenlil;[i:)T.C!:f\r IRA 1-1. L1W:>FJliLD IltutIJ l'..&:fuJi.:J nll,.il Trill! Ul141(T ~'ATRlCIA M. KENNEDY WO:)'ll6'MMM/rdJ.N :J.!S!^ 'UO!leWJoJU! aJOW JO~ 'JaAlas xeJ Ja)jewX'v'.:/I.:lD Aq paM:~~aJ seM xeJ S!lJl , September 17, 2009 BY FACSIMILE ONL Y 305-521 ~0781 Monroe County Trauma Star ATIN:THEA Miami Office Re: RTffiiit'? OOB: 001: ~~l~Ji~?' .;yitiorrr_G.~]ilJ.q~~ 02116/1968 08/19/2008 '1&QO:O'9IOll?c Dear Thea: MARK A. SYI.Yf:::,i"fJ< Please be advised that this law firm represents Thomas "Gregg" Talbert In relation to the very serIous injuries he sustained in a motor vehicle accident on August 19, 2008. We have been informed that Monroe County Trauma Star (MCTS) has an THOMASSCXlLARO outstanding balance of $11,964.00 on Mr. Talbert's account. Over the past 4 months, we have made numerous atte:npts to resolve the bala nee AlEXAN!)!;1l J. f'URKINS on Mr. Talbert's account (Se~ attached letters of May 21, 2009 and September 3, AI..AJII",14JlIll""""'''fG'''''"L~ 2009). To date we have not receIved a response from MCTS. I<<i'/) <0 Miami OfJ,~, 11111" :!350 South Dixit. KlghwdY Miaull.l"lorid.J 3313.1 .305ftjS4-49(10 1lOO/({:i<.i-6ojOO r,u.::lO'i/ll~H;Z66 1::''''''11: [Ull~IL~"1ilidJ.cnm Inr~rn~l' w\Vw.I.\.,."iidJ,co.Inl K.-y \'7 ~Sl: 615'( Whit~hl.':1d (it""', K~y Wdr, ]llllTi\h. 33,140 ~uf<lh IkUj.i" J III Li"~llln R<Jud M~"'IL lX.ch, flmid.} l J l}li At this time, Mr- Talbert's 10tal medical expenses from this incident exceed $217,000.00. The subrogation claims, liens, and balances on Mr. r albert's medical expenses exceed $132,000.00. Pursuant to the attached letters. MCTS is required by law to reduce its claimed balance. The attached letters state our offer to resolve MCTS' claimed balance. Since we have not received a response to our letter and communications, we will give MCTS until5p.m. eastern time on Friday, September 18, 2009, to respond or we will deem Trauma Star's balance waived and disburse any proceeds from a settlement of this matter to the other lien/balance holders whom have agreed to reductions. Very truly yours, '111~ Mark Sylvester, Esquire LeesfleJd & Partners. P.A. VlJd 80;U:e~ 600e/H/6 :a+ea 9~1Z :aBed 9ge9PS9SOC :WOJ.:/ WO::l"!l6"MMM/rdlt4 :ljS!^ 'uO!~eWJOlU! eJOW JO:l 'JaNeS xeJ Je}feWXV:lI::l8 };q pa^!8::l8J seM XBJ SILjl , , LEES FIELD & PARTNERS September 3, 2009 Monroe CountJT Tl'auma Star P,O. Box 61039 Fort Myers, FL 33906 Re: Patient: DOB: DOl: Acct #: Thomas G. Talbert 02/16/1968 08/19/2008 190009-01 Dear: As you know. this firm represents Thomas "Gregg" Talbert in relation to the very serious injuries he sustained in a motor vehicle accident on August 19, 2008. We have been infol'mad that Monroe County Trauma Star (M:CTS) has an outstanding balance of $11,964.00 on Mr. Talbert's acCOl.lUt. At this time, Mr. Talbert's total medical expenses from this incident exceed $217,000.00. The subrogation claims, liens, and balances on Mr. rr~albert's medical expenses exceed $132,000.00 Unfortunately, the defendant in l\1r. Talbert's case, Brian Sambor, is woefully underinsured for the damages that he caused in this accident. Defendant Sambor purchased $100,000 in bodily injury coverage through GElCO. The defendant tendered the $100,000, however, due to the magnitude of Mr. Talberes injuries, and the amount of the subrogation claims, liens and balances, our law firm did not accept the $100,000 and filed a lawsuit on behalf oflVIr. Talbert. Through litigation we have unfortunately confirmed that Mr. Sambor does not have any personal assets to compensate Mr. Talbel't for his injuries. I am attaching hereto an asset and insurance affidavit completed by Mr. Sambor for your records (See Exhibit '"An). The reasonable value ofMt.. Talbert's injuries, disability, past and future pain and suffering, and economic losses is in excess of $2 million (See Exhibit ....BI.- List of Injuries). Due to the fact that the defendant has no assets, the only available l'ecovery to Mr. Talbert is the $100,000 in bodily injury coverage. Mr. Talbert understandably will not authorize our fIrm. to accept the $100,000 in insurance coverage because given the medical expenses, and E:ubrogation claims, liens, and balances, he would wind up with nothing. Our firm at this time has agreed to waive OU1' attorneys' fees f01' the benefit of Wd m:2:~:G~ 600C:/U/6 :aleo 9~/~ :a6ed 99Ggvge90~ :WOJ::I WOJ'lj6'MMMft:djlll 1!S!^ 'UO!lBWJOjU! aJOW JO::l 'JEWElS XBj J<l}fBWX\f::lI::l8 ^q pEl^!aJaJ SBM XBj S!lll LEESFIELD & PARTNERS Mr. Talbert, however, even with om: firm waiving Our fees, Ml'. Talbert .still recovers nothing unless the providers agree to accept substantial reductions in thei);' liens and subrogation claims. As you know, Florida Law provides that whet'e claimants :receive lese than the full value of their claims, lien-holders, such as MCTS; must accept a reduction of their subl'ogation claim pursuant to the doctrine of equitable distribution. As stated, the full value of Mr. Talbert's claim is conservatively estimated at $2 million. As there is only $100,000 in msurrowe coverage, Mr. Talbert stands to recover only 5% of the value of his claim. Pursuant to the doctrine of equitable distribution, all balance and lien holdel's would be entitled to the same percentage. MOTS under the equitable distribution formula would be entitled to 5% of its subrogation claim, a total of $5-98.20. ApTJlication of the Equitable Distribution Formula Net :recovery to Thomas Talbert after costs (40% Attorneys fees will be waived): $ 100,000.00 $ 2,000,000.00 0.05 (fotal Value of the olaim: Pro Rata Ratio: (Net recovery J value of claim): Total benefits paid for injury by MOTS: $ 11,964.00 MQ'I':;'s recoverable Claim (Benefiw · Pro rata Ratio): $ 598.20 In applying the equitable distribution formula, the court will also take into account the fact that MOTS is not the only lie::l-holder in this matter. Competing liens in this matter include thirteen (13) other health providers as well as Mr. Talbert's health insurance: BlueCross BlueShield of FL LKMC Baptist Hospital Miami IJR/Phy-Med Grp. AMRINCO BPT Compo Path. AS60C Kendall Anesth Assoc NEB FloridaJPro Bills Select PT - KW Infectious DP/IC System Sheridan ER Physicians $ 107,372.78 $ 3,385.46 $ 3,000.00 $ 1, 3~O.12 $ 1,259.87 $ 1,060.25 $ 941.90 $ 900.00 $ 683.64 $ 581.18 $ 310,08 lNd ro:l~:U 600l/H/6 :EllBO 9~/v :a6ed 99l9v99908 :WOJ::I WO:)"ll6'.MNvIllJrc414 l!S!^ 'UO!l8WJOJU! aJOW JO:l "JaNes xepa>jewX\f:l1:l8 ^q pe^!~"J SeM X8j S!41. LEESFIELD & PAltTNERS Radiology in Paradise $ Baton Rouge Ortho Clinic $ KW urgent Care $ 244.00 50.00 5.00 TOTAL: $ 121,124.28 At this time however, we have been authorized by our client to offer MCTS IRA H. tBI1SrlEW $2,000 on its lien. This is substantially mOl'e than that which would be Ik,...J("~,"fl,'/r"",IIT,"IIl.......,,., allowed under the equitable distribution formula. In offering $2,000, it is our intention to try to resolve Mr, Talbert's claim and the liens, balances, and subrogation claims of his providers, as soon as possible. l'ATIUCIA M. Kl!NNEUY MARK A. SYI:VF_';,HR TllOMAS SlX.llA.J\U ALI:'XANllliR J I'ERKINl:i Attl AJmith..J in UiHri., oj (.'b1~'N.bkl Ek/Jry CO Miami Offic, ollly' 2.350 S.,uch (ljxh: lli~:hw~\, Miatlli. FIlIrl,b Tlfn 305/854-4900 Hlll.l/li.lt\.Q400 r~x' 30518')4-8266 n'lII,,;I: 1Ilk~L.......,lidJ.C<Jm lmcmcc www.Lccsfidd.C1110 K<y \!:'o!j(, (1)'/, Whir~h",,,1 Str~"r K",y W\;ll, FloriJu 33010 S/luJJ.I!<...-i!; Illl Lincoln Rosd Mi,lIl1i ~,,'h, I'llJriua 33139 Please note> that in addition to be presented with the numbers herein, a court of law hearing an equitable distl'ibution motion will also hear abo\tt the tragedy that left this otherwise healthy 40-year-old man disabled for life. At a hearing on this matter we will not be offering $2,500 to satisfy the subrogation claim, rather we will ask the court to aJ.Dply the fOl'mula and rule that MCTS is only entitled to $598.20. Lastly, in addition to l'ecovering $1,500,00 from our client's settlement, MCTS already recovered $1,616.00 from our client's health insurance. MOTS will have recovered Over $3,500 which represents 30% ofitlS total bill. Should MOTS not agree to this offer, they will not be included in any disbursement of the settlement proceeds based on the agreement of the other lien holders to these terms. Should MOTS agree to this offer, we will be able to f()l-ward your check within weeks of yoU!' response. If you are agreeable to this offer, please sign below and retUl'D. this letter by fax to my attention at (305) 854-8266 to include in our file. Thank you for your attention and for your anticipated help in promptly resolving this matter. Vr~yours, Mi Uff!llJie ~ e~U1BE '7 . d" r "" ~ >q-. LEES FIELD & PARTNERS, P.A. Signatul'e: Print Name: On behalf of Monroe County Trauma Star VIld t;O:U:(;~ 600(;IL~/6 :aleo 9 ~/S :aB8d 99(;9PS9S0€ :WOJ:l wO:)'!J6'iWM'Ilrc414 :l!S!^ 'UO!+EWJOlU! aJOW JO;:/ 'JaNaS XBl Ja)jEwXV::II::I8 };q pa^!a::laJ SEM XEl S!41 AFFIDAVIT OF BRlAN SAMBOR .STATE OF FLORIDA ) ) COUNTY OF MONROE ) BEFORE MEl the Ulldersign~d authority, person~ly appeared BRIAN SAMBOR, who after being first duly sworn, under penalty of peljury, hereby affirms and states: 1. My name is BRIAN BAMBOR, I have knowledge of the .facts stated herein. I currently reside at 1901 S. Roosevelt Boulevard, Apt. 205N, Key West, FL 33040. 2. I am. a.ware that Thom.as G. Talbert is making el'8im.s aga.inBt me for the personal injuries h;e sustained, on August 19, 20,08. as a result of a collision between an au.tomobile that I own and was operating at the time, and a moped driven and occupied by ~maa G. T~bert, said collision OCCUl'l'~g at or near the intersecti?n of Whitehead Street and Angela Street. in Key West, Monroe C(!)uuty. Florida. 3. On August 19, 2008, the only insurance poijey that would prove. benefits to a person(s) injured by the operation of my motor vehicle~ which was registered and owned by the a..:ffiant, and bears vehicle identification n:umber JT3GN86RXTOO15232. and license plate IOIQEI (hereinafter "the subjectvehicle"), is an automobile insurance .policy with Geico lneirance Company (hereinafter "Geico/), policy number 0461654204, with bodily iIJjury coverage of $100,000.00 per person, $3oo,@00.00 per occurrence. 4. On August 19, 2008., I was not afforded any additOOnal insurance coverage . for bodily injury resulting from.my ownership of the subject. vehicle from any other SO~, whether it be ~urance policies with a. motor vehicle insuraneEt company, lAId SO:U:~~ 600G/H/6 :alea 9~n~ :a6Ed 99G9VWSOS :WOJ:l wO::J'!j6'lvI.^M'I/rdll4 :1!S!^ 'UO!IBWJOJU! aJOW JO::J ,'JaNaS xej Ja>jewXV:lI::J8 ^q pe^!a::JaJ seM xeJ S!41 insurance policies with other insurers, ihsurance coverage through employers, excess or um.brella insurance, or any othe:r insurance coverage or other source .of monetary . . CO'9'€U"age for bodily injury resulting from my oper.ation. qf the subject vehicle. I swear that the information contained in this affi.davitiS' true and correct to the best . of my knowledge. FURTHER AFFIANT SAYETB NAUGHT. DATED lIilil :3 day of CJfJ1' '/ , 2009. ~ 1Vt~ s.J.- BRIAN AMBOR BEFORE.h1E, the undersigned authority, personally appeared BRIAN SAMBOlt. who is (perSonally known to me) (or has produced identification/- r A, L. ), and who, being first by me duly sworn, acknowledges that he/she is the person duly antho~zed to execute the foregoing Authorization. for Settlement; and that he(lShe has read the Authorization for Settlement, underS~ds its terms, approves of the authorization, and he/she executed the same in my presence, this ~ day of ~,2009. .. .... . SWORN io and S~CRIBEO before /"f- day of 'Nf.O . 2009. I , My commission expires: :v~ . ,-::""~ ~c:~tEOE'ttolurM. . '"'lld:. Dlana u:Snt' ~:. :CDmmisol- olT.l4 ..., . '.~ ~ ,.;:' Jl' . """IlIDD6316f" " "n"- . ,'1qlJ.l'll8: l.t A h 10 U\I . ..~t, ..'~l.....,.....:.....~ ,2011 . ...........,)cao.IJJlDlGcc,DIC. . - 2 - INd fX):t;~;U 600C:IL~/6alea 9~/U :a6ed 99C:9vC;9S0S :WOJ:J wo:yu6'^"^,,^,,,rd1l4 :1!SI^ 'uO!lBWJOIUI "JOW JO:J 'JaNas;>re1 Ja)jewXI:f:J 1:J8 JIG pa^!a:laJ seM xel S!41 LEESFIELD &. PARTN'ERS LIST OF INJURIES SUSTAINED BY THOMAS "GREGG" TALBERT · LEFT HIP FRACTURE · LEFT HIP SURGERY REQUlRlNG BIPOLAR LEFT HIP REPLACEMENT · RIGHT OPEN FEMORAL FRACTURE · RIGHT OPEN FEMORAL SURGERY (OPEN REDUCTION lNTERNAL FIXATION) · ATTRIBUTED A DISABILITY RA TlNG A rAGE 40 · Ll1.:.F'T HIP DEFORMITY · RlGHT THIGH DEFORMITY · SEVERE ANEMIA SECONDARY TO ACCTE BLOOD LOSS · MUL TIPLE BLOOD TRANSFUSIONS · HYPONATREMIA · THROMBOCYTOPENIA · COMORBID OF ALLERGIC RHINITIS AND DERMATITIS · SEVEN-DAY ADMISSION AT BAPTIST HOSPITAL'S INTENSIVE CARE UNIT · SIX MONTHS OF PHYSICAL THERAPY (INCLUDING ONE MONTH AT BAPTIST REHABlLIr A TI0N DEPARTMENT) Wd €O:G~:G~ 600GIL~/6 :atBa 9~lB~ :a6ed 992;9vS9S0B :WOJ:J STATEMENT DATE 9/21/09 11gooo~-.01.'...'. 190009-01 TRAUMA STAR PO BOX 61039 FORT MYERS, FL BX301A ACCOUNT NUMBER 33906 AMOUNT PAID $ OUR TOLL FREE PHONE NUMBER IS PLEASE DIAL NUMBER AS SHOWN 1-866-432-2813 MAKE CHECKS PAYABLE IN U.S. DOllARS TO: THOMAS TALBERT 904 TERRY LN APT 1 KEY WEST, FL 33040 TRAUMA STAR PO BOX 61039 FORT MYERS, FL 33906 PATIENT NAME: THOMAS TALBERT PHONE NUMBER: TRANSPORTED TO: BAPTIST HOSPITAL '~~~~~~9~1s~1~~~~!g~{~ (I~!t~!~ " 8/19/08 AIR TRANSPORT MILEAGE CHARGE INSURANC PAYMENT 101.0 @ $ 80.00 5500.00 8080.00 1616.00 * * * IMPORTANCE NOTICE * * * IN ORDER FOR YOUR INSURANCE TO BE BILLED PLEASE PROVIDE THE REQUIRED INFORMATION REQUESTED ON THE REVERSE SIDE OF THE FORM AND SIGN THE TOP PORTION. IF THERE IS ANY PROBLEM REGARDING THE PAYMENT OF THIS Bill, CONTACT OUR TOLL FREE ACCOUNT IJ.9000~-oi: OFFICE AT ( 1, _ a b,b, Lt...?_ .:).ft 1 ::t ) WITHIN 5 DAYS TO MAKE ARRANGEMENTSpHONE NUMBER NUMBER, " (, ,';" , " " PLEASE SHOW1'.C!:;CllJNi fIlOMl:ltl,O'f<IffiL CHECKS. ZZ