Item L5
BOARD OF COUNTY COMMISSIONERS
AGENDA ITEM SUMMARY
Meeting Date: September 18, 2002
Division:
Growth Management
Bulk Item: Yes
No X
Department: N/ A
AGENDA ITEM WORDING: Approyal of a resolution adopting a plan and procedures for authorizing a
time extension for liable non-compliant structures used for affordable housing from the compliance
deadline under the County's Flood Insurance Inspection Program.
ITEM BACKGROUND: An element of the Implementation Plan for the Monroe County Flood
Insurance Inspection and Compliance Program approyed by the BOCC on April 17, 2002, is the
establishment of a plan and procedures for proyiding additional time to come into compliance with the
floodplain regulations for those non-compliant structures used for affordable housing. The Implementation
Plan calls for the submittal of a plan and procedures to the Federal Emergency Management Agency by
September 30,2002.
The staff has prepared a recommended plan and process utilizing the County's Special Master for code
enforcement for authorizing a one-year extension of the compliance deadline where it is determined the
non-compliant downstairs below base flood enclosure is used for affordable housing. If the non-compliant
structure is deemed eligible by the Special Master based on documentation proyided, the County staff will
submit a letter to FEMA requesting a one-year extension for the owner of the property from the
compliance deadline. When approyed by FEMA, the property owner's insurance will be renewed for
another year, before the structure must come into compliance.
PREVIOUS RELEVANT BOCC ACTION: Adopted Resolution #187-2002 on April 17, 2002
approying Monroe County Flood Insurance Inspection and Compliance Program.
CONTRACT/AGREEMENT CHANGES: N/A
ST AFF RECOMMENDATIONS: Approyal
TOTAL COST:
-$8,000-10,000/year
BUDGETED: Yes X
No
COST TO COUNTY: -$8,000-10,000/year
REVENUE PRODUCING: Yes N/A No
AMOUNT PER MONTH N/ A Year
APPROVED BY:
County Atty X
OMB/Purchasing N/A / Risk Management _N/A_
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j V V
DIVISION DIRECTOR APPROVAL:
DOCUMENTATION:
Included
X
To Follow
Not Required_
AGENDA ITEM # L 5
DISPOSITION:
County of Monroe
Growth Mana~ernent Division
2798 Overseas Highway
Suite 410
Marathon, Florida 33050
Voice: (305) 289 2500
FAX: (305) 2892536
Board of County Commissioners
Mayor Charles "Sonny" McCoy, Dist. 3
Mayor Pro Tern Dixie M. Spehar, Dist. I
Comm. Bert Jimenez, District 4
Comm. Murray Nelson, District 5
Cornrn. George Neugent, District 2
MEMORANDUM
TO:
Board of County Commissioners
FROM:
Timothy J. McGarry, AICP /l#\
Director of Growth Man~edt
DATE:
August 29,2002
SUBJECT:
Plan and Procedures for Extension of Compliance Deadline
for Structures with Affordable Housing under the Flood
Insurance Inspection Program
Overyiew
The Board of County Commissioners is requested to consider adopting the attached recommended
resolution prepared by the Growth Management Diyision staff, which establishes a plan and
administrative procedures to allow eligible dwelling units in non-compliant below base flood
enclosures used as affordable housing additional time to come into compliance under the Flood
Insurance Inspection Program.
Background
In its recommendations to the Board of County Commissioners, the Monroe County Affordable
Housing Joint Task Force raised significant concerns about the potential loss of the County's
affordable housing pool through the implementation of the County's Flood Insurance Inspection
Program. Although the number of such affordable housing units at risk is unknown, the issue is of
importance since the County has a documented lack of replacement affordable housing for any
households to be displaced by the Flood Insurance Inspection Program. The issue is of sufficient
importance to the Florida Department of Community Affairs (DCA) that it enter into Chapter 380
agreement with the County to provide 90 RaGa exempt units up-front as replacement housing for
affordable units to be lost through the Flood Insurance Inspection Program.
An element of the "Implementation Plan for Monroe County Flood Insurance Inspection and
Compliance Program", approved by the Board of County Commissioners and the U.S. Federal
Emergency Management Agency (FEMA), is the establishment of a plan and administrative
J :\DOCUMENT\Floodplain\displacement.doc
procedures for providing additional time to come into compliance for those non-compliant
structures with below base flood enclosures occupied by very low to moderate income households
as defined under the Monroe County Code. In approying the County's implementation plan,
FEMA recognized the difficulty in finding suitable replacement housing for the County's most at
risk population.
Plan and Procedures
The proposed plan establishes eligibility requirements, procedures, and a process utilizing the
County's Special Master proceedings to specifically address non-compliant properties without
imposing fines (for properties with yiolations less than four years old) or requiring the County to
submit a declaration for denial of the property owner's insurance to FEMA pursuant to Section
1316 of the National Flood Insurance Act. The relief provided to eligible property owners
meeting the criteria would be the granting of an additional year to bring their non-compliant
structures into compliance. This extension would allow more time for households to be displaced
under the Flood Insurance Inspection Program to find suitable replacement housing.
The staff recommends that the time extension be no longer than a year and that no further
extensions be provided. This limitation recognizes that only 600 structures per year will be
inspected starting with the newest structures. Therefore, most older structures with yiolations will
haye a long lead time, since it will take six years to complete all necessary inspections.
The proposed use of the Special Master in this process accomplishes two important objectiyes.
First, it ensures that each case is presented and acted upon in a public forum in accordance with
intent of the Flood Insurance Inspection Program eliminating concerns that the process is just
another way to avoid or delay compliance. Second, it allows property owners the opportunity to
fairly present their cases to the Special Master in a public, which remoyes the County staff from
haying to make decisions where the eligibility of the property owner may not be clear cut.
The major components of the plan are outlined in Exhibit One to the attached proposed adopting
resolution. The proposed resolution also directs the staff to work closely with the Housing
Authority to provide relocation assistance to households being displaced and reaffirms a BOCC
policy incorporated in its resolution for the Tradewinds housing project that when County funds or
other incentives are provided for affordable housing, these developments should give some
preference or priority to households displaced by the Flood Insurance Inspection Program.
Recommendation
The staff recommends adoption of the proposed Resolution with attachment Exhibit One.
Attachments
J :\DOCUMENT\Floodplain\displacement.doc
RESOLUTION
-2002
A RESOLUTION OF THE BOARD OF COUNTY
COMMISSIONERS OF MONROE COUNTY, FLORIDA
ADOPTING A PLAN AND PROCEDURES FOR AUTHORIZING A
TIME EXTENSION FOR ELIGIBLE NON-COMPLIANT
STRUCTURES USED FOR AFFORDABLE HOUSING FROM THE
COMPLIANCE DEADLINE UNDER THE COUNTY'S FLOOD
INSURANCE INSPECTION PROGRAM
WHEREAS, the Board of County Commissioners (BOCC) adopted on April 17,
2002, Resolution #187-2002, approving a revised implementation plan required by the
Federal Emergency Management Agency; and,
WHEREAS, the Federal Emergency Management Agency (FEMA) has
approved the revised implementation plan; and,
WHEREAS, an element of the revised implementation plan calls for the County
to prepare by no later than September 30, 2002, a plan and procedures for FEMA's
approval providing additional time to come into compliance for those non-compliant
structures with below base flood enclosures occupied by moderate and lower income
households; and,
WHEREAS, this element of the County's Flood Insurance Inspection Program
recognizes the difficulty in finding suitable replacement housing for the County's most
at-risk population and is an attempt to mitigate the adverse impacts of this program on
these vulnerable households and the County's existing affordable housing stock; now
therefore
BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS
OF MONROE COUNTY, FLORIDA that
Section 1: The BOCC hereby approyes the "Plan and Procedures for Allowing an
Extension from Compliance Deadlines under the Monroe County Flood Insurance
Inspection Program for Eligible Non-compliant Below Base Flood Structures Used for
Affordable Housing", which is hereby attached as Exhibit One.
Section 2: The Special Master is directed to work with the County Growth
Management Division in the implementation of this Plan as outlined in Exhibit One.
Section 3: The County Administrator and staff are directed to work with Monroe
County Housing Authority to provide assistance in finding and securing replacement
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housing for eligible households displaced or to be displaced under the Flood Insurance
Inspection Program.
Section 4: The BOCe establishes a policy that any affordable housing
development receiving any County financial support or provided other incentives such as
RaGa allocations or nutrient reduction credits should giye preference or priority to
County households displaced by the Flood Insurance Inspection Program.
Section 5: The County Administrator is directed to expeditiously transmit this
Resolution and attached exhibit to Region IV office ofFEMA
PASSED AND ADOPTED by the Board of County Commissioners of Monroe
County, Florida at a regular meeting of said Board held on the 18th of September, A. D.,
2002.
Mayor Charles "Sonny" McCoy
Mayor Pro Tem Dixie Spehar
Conunissioner Bert Jilnenez
Commissioner Murray Nelson
C01l1l11issioner George Neugent
(SEAL)
ATI'EST: Danny K. Kolhage, Clerk
BOARD OF COUNTY COMMISSIONERS OF
MONROE COUNTY, FLORIDA
By:
By:
Mayor/Chairman
Deputy Clerk
APPROVED AS TO FORM
~
AttDrtlSY'S Offioe
BY
Page 2 of 2
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extension.091802.doc
EXHIBIT ONE
PLAN AND PROCEDURES FOR
ALLOWING AN EXTENSION FROM COMPLIANCE DEADLINES UNDER
THE MONROE COUNTY FLOOD INSURANCE INSPECTION PROGRAM FOR
ELIGIBLE NON-COMPLIANT BELOW BASE FLOOD ELEVATION
STRUCTURES USED FOR AFFORDABLE HOUSING
A. Eligibility Requirements: In order to be eligible for consideration, the property
owner will have to provide evidence documenting the following:
1, The non-compliant below base flood elevation (BFE) downstairs
enclosure is a separate dwelling living unites) from the above base
flood elevation portion of the dwelling, as defined by the Monroe
County Code and a 1998 Memorandum of Understanding with
DCA.
2. The non-compliant below BFE downstairs enclosure has been
continually occupied full-time as a principal residence for at least
the past six months by a household with an annual household
income of not more than $66,120.
3. The subject structure receiyed an inspection by the Monroe County
Growth Management Division staff under the Flood Insurance
Inspection Program and was found in violation of the floodplain
ordinance.
B. Application for Relief Upon receipt of notification from the County that a
property owner's inspected structure is in violation of the County floodplain
regulations, the property owner will have thirty (30) days to submit a complete
application to the Growth Management Diyision requesting consideration for
relief by the Special Master from the compliance deadlines of the Flood Insurance
Inspection Program. No fee will be charged for this application. Should this
application deadline not be met, that property owner loses any eligibility or right
to be considered for this limited extension of the required compliance deadline.
C. Application Review: The County Growth Management Diyision staff will reyiew
the application to determine its completeness. If deemed complete, the application
will be scheduled for a hearing before the Special Master and the staff will
proyide the Special Master with a recommended determination that the applicant
is either eligible or ineligible. If deemed incomplete, the applicant will be notified
and given ten (10) additional days to submit a revised, complete application to the
Division. If a complete application is not submitted by the end of this ten (10)
day period, the property owner loses any eligibility or right to be considered for
this limited extension of the compliance deadline.
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D. Special Master Proceeding: The application requesting the extension from the
compliance deadline of the Flood Insurance Inspection Program will be placed
before the Special Master at a hearing. In cases where the staff has not
determined the property owner is eligible or is unable to make such
determination, the property owner will have the opportunity to provide additional
information or testimony to support his/her case before the Special Master. If the
property owner's structure is deemed eligible, the property owner will be given up
to one additional year to bring the structure into compliance from the date of his
ruling. To be eligible for the extension of the compliance deadline, all three
eligibility criteria in A. above must be met.
If the subject property is deemed not eligible for the extension of the compliance
deadline, the Special Master will giye the property owner sixty (60) days to obtain
a demolition permit to bring the structure into compliance. If the owner of a
property with an identified yiolation chooses not to obtain the demolition permit
by the deadline established above, or obtains the demolition permit but no
approyed final inspection occurs within sixty (60) days after issuance of the
demolition permit, the County will pursue one of the following actions as
applicable:
1. If the violation is less than four-years old, the County will
expeditiously pursue code enforcement action and will formally
submit a declaration for denial of the property owner's insurance to
FEMA pursuant to Section 1316 of the National Flood Insurance if
the structure is not brought into compliance.
2. If the yiolation is beyond the four-year statute of limitations, the
County will submit a declaration for denial of the property owner's
insurance to FEMA pursuant to Section 1316 of the National Flood
Insurance Act.
E. Formal Request to FEMA: Upon the written finding of the Special Master that
the property owner's structure is eligible for the one-year extension of the
compliance deadline, the County Growth Management Diyision will submit a
formal letter to FEMA requesting a one-year extension for the owner of the
property from the compliance deadline. When approyed by FEMA, the property
owner's insurance will be renewed for another year, before the structure must be
brought into compliance.
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