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K. Housing Authority BOARD OF COUNTY COMMISSIONERS AGENDA ITEM SUMMARY Meeting Date: June 20,2007 Division: MOlioe County Housing Authoritv Bulk Item: Yes-L No Department: SHIP PROGRAM AGENDA ITEM WORDING: A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA APPROVING THE SATISFACTION OF A $35,000.00 SHIP REHABILIT ATION MORTGAGE THAT WAS RECORDED IN ERROR ITEM BACKGROUND: SHIP Rehabilitation Notes and Mortgages are recorded upon acceptance of the SHIP loan by the homeowner. This particular homeowner elected not to participate in the SHIP Rehabilitation program however the SHIP Coordinator had already scheduled an inspection and requested roof plans that wlll be charged to the program and paid out of administration fees. No other funds were disbursed for this homeowner. PREVIOUS RELEVANT BOCC ACTION: N/A CONTRACT/AGREEMENT CHANGES: N/A STAFF RECOMMENDATION: Approval TOT AL COST: $-0- BUDGETED: Yes No COST TO COUNTY: $-0- SOURCE OF FUNDS: N/A AMOUNT PER: Month Year OMBlPurchasing ~ Risk Management ~ DOCUMENT ATION: Included - X - To Follow Not Required_ DISPOSITION: AGENDA ITEM # * _ MONROE COUNTY HOUSING AUTHORITY To: CONNIE CYR AIDE TO THE CO. ADMINISTRATOR From: MARIE BROUILLETTE MC SIllP COORDINATOR Cc: Date: June 1, 2007 Re: Agenda Item Request - Satisfaction of Mortgage Kenneth R. Smith Connie, Attached please find Agenda Item for the Monroe County SHIP Program requesting approval by the BOCC to Satisfy a mortgage by Kenneth R. Smith to Monroe County in the amount of $35,000.00. Please call if you need any other documentation. Thank you. Marie RESOLUTION NO. - 2007 A RESOLUTION OF THE BOARD OF COUNTY COMl\flSSIONERS OF MONROE COUNTY, FLORIDA, RELEASING KENNETH R. SMITH FROM REPAYMENT OF SHIP HOMEOWNER REHABILITATION LOAN FUNDS EXPENDED; APPROVING THE REPAYMENT OF THE FUNDS EXPENDED FROM THE SHIP HOMEOWNER REHABILITATION LOAN FROM MONROE COUNTY HOUSING AUTHORITY ADMINISTRATION FUNDS, AND APPROVAL FOR THE MAYOR TO EXECUTE A SATISFACTION OF MORTGAGE AND PROMISSORY NOTE TO CANCEL THE $35,000 MORTGAGE AND PROMISSORY NOTE ERRONEOUSLY RECORDED ON MARCH 20, 2007 IN THE OFFICIAL RECORDS OF MONROE COUNTY, FLORIDA. WHEREAS, on July 14, 2006, after being approved and issued a commitment from the Monroe County SHIP Program for SHIP Homeowner Rehabilitation Loan Funds, the Applicant, Kenneth R Smith, executed a Mortgage and Promissory Note in the amount of $35,000 for 100 Palm Lane, Islamorada; and WHEREAS, on July 6, 2006, Check No. 506743 was issued to Thomas Radicchi by Monroe County in the amount of $275.00 as payment for a complete home inspection requested by the Monroe County SHIP Program; and WHEREAS, on July 26, 2006, Check No. 507625 was issued to Keys Roofing, Inc. by Monroe County in the amount of$311.34 as payment for roof plans; and WHEREAS, the applicant, Kenneth R Smith, received a $15,000 grant from CDBG and no longer required the SHIP Homeowner Rehabilitation Loan funds; and WHEREAS, a total of $586.34 was expended from this SHIP Homeowtler Rehabilitation Loan; and WHEREAS, said Mortgage and Promissory Note was erroneously recorded on March 20, 2007, approximately eight months later, in the Official Records of Monroe County, Doc #1633376, Book #2280, Page #1851-1857; and WHEREAS, the Monroe County Housing Authority has agreed to re-pay the $586.34 expended from the SHIP Homeowner Rehabilitation Loan from Monroe County Housing Authority Administration Funds and release Kermeth R. Smith from any obligation related to this Mortgage; and WHEREAS, it is the desire of the Monroe County Board of County Commissioners and the Monroe County Housing Authority to cancel/satisfy a Mortgage and Promissory Note that was erroneously recorded in the Official Records of Monroe County, Florida on behalf of applicant, Kenneth R. Smith, located at 100 Palm Lane, Islamorada, Florida for SHIP Homeowner Rehabilitation Loan Funds; and NOW, THEREFORE, BE IT RESOLVED by the Board of County Commissioners of Monroe County, Florida, that: 1. Kenneth R. Smith is hereby released from re-payment of the funds expended from the SIDP Homeowner Rehabilitation Loan totaling $586.34. 2. The Monroe County Housing Authority is hereby authorized to re-pay the funds expended from the SIllP Homeowner Rehabilitation Loan totaling $586.34 from Monroe County Housing Authority administrative funds. 3. The Mayor is hereby authorized to execute a Satisfaction of Mortgage and Promissory Note to be prepared by the Monroe County Housing Authority to cancel the $35,000 Mortgage and Promissory Note that was erroneously recorded on March 20, 2007 in the Official Records of Monroe County, Florida, Doc #1633376, Book #2280, Page #1851-1857, thereby releasing Kenneth R. Smith from any obligation thereto. 4. The Monroe County Housing Authority shall be responsible for the timely recording of the Satisfaction of Mortgage and Promissory Note in the Official Records of Monroe County, Florida. 5. The Monroe County Housing Authority shall provide Kenneth R Smith with a copy of the recorded Satisfaction of Mortgage and Promissory Note for his records. PASSED AND ADOPTED, by the Board of County Commissioners of Monroe County, Florida at a regular meeting on said Board on the day of , AD., 2007. Mayor Mario Di Gennaro Mayor Pro Tern Dixie M. Spehar Commissioner Charles "Sonny" McCoy Commissioner George Neugent Commissioner Sylvia Murphy (SEAL) BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA Deputy Clerk Mayor Mario DiGennaro SUZANNE A. H TON :~jYb~EY Date