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Certificates of InsuranceQ#4 PRODUCER Marsh USA Inc. 333 South 7th Street, Suite 1600 Minneapolis, MN 55402-2400 CC5448-ACO-FIB- INSURED WELLS FARGO & COMPANY AND ITS AFFILIATES INCLUDING ACO BROKERAGE HOLDINGS CORP. ACO ACQUISTION CORP. & SUBSIDIARIES WELLS FARGO CENTER - (MAC N9305-144) SIXTH & MARQUETTE MINNEAPOLIS, MN 55479 Ir.....' 08/19/02 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. COMPANIES AFFORDING COVERAGE COMPANY A SUPERIOR GUARANTY INSURANCE COMPANY OF VERMONT COMPANY B (REINSURED BY LLOYDS OF LONDON) COMPANY C COMPANY D THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO LTR TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE DATE (MM/DDNY) POLICY EXPIRATION DATE (MM/DDNY) LIMITS GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY CLAIMS MADE OCCUR OWNER'S & CONTRACTOR'S PROT GENERAL AGGREGATE $ PRODUCTS - COMP/OP AGG $ PERSONAL & ADV INJURY $ EACH OCCURRENCE $ FIRE DAMAGE (Any one fire) $ MED EXP (Any one person) $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ ANY AUTO BODILY INJURY $ ALL OWNED AUTOS SCHEDULED AUTOS HIREDAUTOS NON -OWNED AUTOS APTa4 13EM_ t` ( 1 tl'� NT (Per person) BODILY INJURY (Per accident) $ BY �( v PROPERTY DAMAGE $ GARAGE LIABILITY ..,. ��? AUTO ONLY -EA ACCIDENT $ OTHER THAN AUTO ONLY: ANY AUTO EACH ACCIDENT $ AGGREGATE $ • EXCESS LIABILITY UMBRELLA FORM EACH OCCURRENCE $ AGGREGATE $ $ OTHER THAN UMBRELLA FORM WORKERS COMPENSATION AND EMPLOYERS' LIABILITY STATUTORY LIMITSis'i+=Ft EACH ACCIDENT $ DISEASE - POLICY LIMIT $ THE PROPRIETOR/ INCL PARTNERS/EXECUTIVE DISEASE - EACH EMPLOYEE $ OFFICERS ARE: EXCL OTHER A FINANCIAL 404-1FLC102 11/02/98 04/01/03 $50,000,000 Per OCC/Agg B INSTITUTIONS BOND SNEHICLES/SPECIAL ITEMS LIMITS MAY HAVE BEEN REDUCED BY PAID CLAIMS AND MAY HAVE DEDUCTIBLES OR C C SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE MONROE COUNTY BOCC EXPIRATION DATE THEREOF, THE INSURANCE COMPANY WILL ENDEAVOR TO MAIL RISK MANAGEMENT 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, ATTN: MARIA SLAVIK BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF 100 SIMONTON STREET KEY WEST, FL 33040 ANY KIND UPON THE COMPANY, ITS AGENTS OR REPRESENTATIVES. wxNrnOZEXBBeNmDVI3Z r .N Timothy J. Wicker �GW �•� it, A04111=ill. PRODUCER Marsh USA Inc. 333 South 7th Street, Suite 1600 Minneapolis, MN 55402-2400 CC5448-ACO-PL- INSURED WELLS FARGO & COMPANY AND ITS AFFILIATES INCLUDING ACO BROKERAGE HOLDINGS CORP. ACO ACQUISTION CORP. & SUBSIDIARIES WELLS FARGO CENTER - (MAC N9305-144) SIXTH & MARQUETTE MINNEAPOLIS, MN 55479 >..s... REVDATE (MM/DD/YY) 08/19/02 THIS CERTIFICATEISISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. COMPANIES AFFORDING COVERAGE COMPANY A SUPERIOR GUARANTY INSURANCE COMPANY OF VERMONT COMPANY B (REINSURED BY LLOYDS OF LONDON) COMPANY C COMPANY D THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO POLICY EFFECTIVE POLICY EXPIRATION LIMITS LTR TYPE OF INSURANCE POLICY NUMBER DATE (MM/DD/YY) DATE (MM/DDNY) GENERAL LIABILITY GENERAL AGGREGATE $ COMMERCIAL GENERAL LIABILITY PRODUCTS - COMP/OP AGG $ CLAIMS MADE OCCUR PERSONAL & ADV INJURY $ OWNER'S & CONTRACTOR'S PROT EACH OCCURRENCE $ FIRE DAMAGE (Any one fire) $ MED EXP (Any one person) $ )MOBILE LIABILITY ANY AUTO ALL OWNED AUTOS COMBINED SINGLE LIMIT $ BODILY INJURY $ (Per person) SCHEDULED AUTOS BODILY INJURY $ HIRED AUTOS (Per accident) NON -OWNED AUTOS PROPERTY DAMAGE 1 $ GARAGE LIABILITY ANY AUTO APP Y I K MAtit EME T AUTO ONLY - EA ACCIDENT $ OTHER THAN AUTO ONLY: BY EACH ACCIDENT $ AGGREGATE $ EXCESS LIABILITY EACH OCCURRENCE $ AGGREGATE $ UMBRELLA FORM WAIVER. N/A - ---YES $ OTHER THAN UMBRELLA FORM WORKERS COMPENSATION AND EMPLOYERS'LIABILITY STATUTORY LIMITS $ EACH ACCIDENT THE PROPRIETOR/ INCL PARTNERS/EXECUTIVE OFFICERS ARE: EXCL 1 DISEASE - POLICY LIMIT $ DISEASE - EACH EMPLOYEE 1 $ OTHER A PROFESSIONAL LIABILITY 404-1FLC102 11/02/98 04/01/03 $50,000,000 Each Occurrence B DESCRIPTION OF OPERATION S/LOCATIONSNEHICLES/SPECIAL ITEMS LIMITS MAY HAVE BEEN REDUCED BY PAID CLAIMS AND MAY HAVE DEDUCTIBLES OR RETENTIONS. 1, CG SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE MONROE COUNTY BOCC EXPIRATION DATE THEREOF, THE INSURANCE COMPANY WILL ENDEAVOR TO MAIL RISK MANAGEMENT 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED To THE LEFT, ATTN: MARIA SLAVIK BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF 100 SIMONTON STREET KEY WEST, FL 33040 ANY KIND UPON THE COMPANY, ITS AGENTS OR REPRESENTATIVES. AHXH1KK=X3CEFA0B8BN0M= R$H l I .N�.,L /_ Timothv J. Wicker �G� MARSH USA INC. EVIDENCE OF PROPERTY INSURANCE CERTIFICATENUMBER: CHI-000877930-00 PRODUCER Marsh USA Inc. COMPANY SUPERIOR GUARANTY INS. COMPANY 333 South 7th Street, Suite 1600 Minneapolis, MN 55402-2400 Attn: Jackie Nitschke 612/692-7642 CC5448-ACO-PROP 1- INSURED LOAN NUMBER POLICY NUMBER WELLS FARGO & COMPANY AND ITS AFFILIATES 4041PRC104 INCLUDING ACO BROKERAGE HOLDINGS CORP. ACO ACQUISTION CORP. & SUBSIDIARIES EFFECTIVE DATE (MM/DDNY) EXPIRATION DATE (MM/DDNY) CONT. UNTIL TERMINATED WELLS FARGO CENTER - (MAC N9305-144) 03/01/02 03/01/03 IF CHECKED SIXTH & MARQUETTE MINNEAPOLIS, MN 55479 THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY INFORMATION' LOCATION / DESCRIPTION EVIDENCE OF COVERAGE IS PROVIDED AS RESPECTS LOCATED AT 602 VIRGINIA STREET EAST, CHARLESTON, WV. 25301. COVERAGE INFORMATION This icertificate supersedes and replaceaany previously issued certificate for the policy period noted, below, THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED HEREIN HAVE BEEN ISSUED TO THE INSURED NAMED HEREIN FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THE CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES LISTED HEREIN IS SUBJECT TO ALL THE TERMS, CONDITIONS AND EXCLUSIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGES / PERILS / FORMS AMOUNT OF INSURANCE ($) DEDUCTIBLE PROPERTY "ALL RISK" OF PHYSICAL LOSS OR DAMAGE TO REAL AND PERSONAL PROPERTY 100,000,000 INCLUDING BUSINESS INTERRUPTION, EXTRA EXPENSE, RENTAL VALUE, ROYALTIES, INLAND TRANSIT, ACCOUNTS RECEIVABLE, LEASEHOLD INTEREST, FLOOD, EARTHQUAKE AND BOILER AND MACHINERY SUBJECT TO POLICY CONDITIONS AND A RISK, ANAGENIEN EXCLUSIONS BY DATE $100,000,000 EXCEPT AS SUBLIMITED UNDER POLICY WAIVER N/A YES REMARKS (including Special Conditions) UMITS.MAY HAVE BEEN REDUCED BY PAID CLAIMS AND MAY HAVE DEDUCTIBLES'O ETENTIONS) REINSURERS OF SUPERIOR GUARANTY W/AM BEST RATINGS: C C ' LEXINGTON INS CO (A++), LLOYDS OF LONDON (A); CNA (A); AMERICAN REINSURANCE/MUNICH ARP (A++); CRUM & FORSTER INS. CO. (A-); XL WINTERTHUR (A-); ENDURANCE SPECIALITY INS. CO. (A-); AXA CORPORATE SOLUTIONS (A) This certificate is issued as a matter of information only and confers no rights upon the certificate holder other than those provided in the policy. This certificate does not amend, extend or alter the coverage afforded by the policies listed herein. CANCELLATION SHOULD ANY OF THE POLICIES LISTED HEREIN BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE INSURER AFFORDING COVERAGE WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED HEREIN, BUT FAILURE TO MAIL, SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER AFFORDING COVERAGE, ITS AGENTS OR REPRESENTATIVES, OR THE ISSUER OF THIS CERTIFICATE. ADDITIONAL INTEREST' NAME AND ADDRESS NATURE OF INTEREST COUNTY OF MONROE, RISK MANAGEMENT MORTGAGEE ADDITIONAL INSURED ATTN: MARIA SLAVIK 100 SIMONTON STREET KEY WEST, FL 33040 LOSS PAYEE (OTHER) MARSH USA INC. BY Jean Stephanie�'`� MM3 2100 VALIDIAS`OF: 08 03.02 08/19/02 IS ISSUED AS A MATTER OF INFORMATION PRODUCER THIS CERTIFICATE ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE Marsh USA Inc. HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 333 South 7th Street, Suite 1600 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Minneapolis, MN 55402-2400 COMPANIES AFFORDING COVERAGE COMPANY A SUPERIOR GUARANTY INSURANCE COMPANY OF VERMONT CC5448-ACO-FIB- INSURED WELLS FARGO & COMPANY AND ITS AFFILIATES COMPANY B (REINSURED BY LLOYDS OF LONDON) INCLUDING ACID BROKERAGE HOLDINGS CORP. ACO ACQUISTION CORP. & SUBSIDIARIES COMPANY WELLS FARGO CENTER - (MAC N9305-144) C SIXTH & MARQUETTE COMPANY MINNEAPOLIS, MN 55479 D n� Ow 11 ISSUCONTED TO THE INSURED NAMED FOR THE POLICY PERIOD TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEIS THIS IS TION TERM OR IFORDEED CUMENTABOVE OF NYN RESPE CT OTHER OHEREIN BY THE POLICIES DESCRIBEDOR TTH S SUBJECTO ALL HEI TERMS, CERTIFICATE MAY I BES ISSUED ORNG NMAY EPERTA NE THE INSURANCE AFNT, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. POLICY EFFECTIVE POLICY EXPIRATION LIMITS CO TYPE n� ; ;� c YPE CF P .aUP.A!K;E POLICY NUt1GEP. DATE (MM/DDIYY) DATE (MM/DDNY) LTR GENERAL LIABILITY GENERAL AGGREGATE $ PRODUCTS - COMP/OP AGG $ COMMERCIAL GENERAL LIABILITY $ CLAIMS MADE OCCUR PERSONAL & ADV INJURY $ OWNER'S & CONTRACTOR'S PROT EACH OCCURRENCE $ ri FIRE DAMAGE (Any one fire) MED EXP (Any one person) $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ ANY AUTO ALL OWNED AUTOS BODILY INJURY (Per person) $ SCHEDULED AUTOS R EN HIRED AUTOS AP BODILY INJURY (per accident) $ NON -OWNED AUTOS BY / J� 'l1 PROPERTY DAMAGE $ WE GARAGE LIABILITY WpNER NIA AUTO ONLY - EA ACCIDENT $ ANY AUTO aq�i'� OTHER THAN AUTO ONLY.0 $ EACH ACCIDENT AGGREGATE $ EXCESS LIABILITY ccJ EACH OCCURRENCE $ $ UMBRELLA FORM AGGREGATE $ OTHER THAN UMBRELLA FORM WORKERS COMPENSATION AND STATUTORY LIMITS EMPLOYERS' LIABILITY EACH ACCIDENT $ THE PROPRIETOR/ INCL DISEASE - POLICY LIMIT $ PARTNERS/EXECUTIVE FI DISEASE -EACH EMPLOYEE OFFICERS ARE: EXCL OTHER A FINANCIAL 404-1FLCI02 11/02/98 04/01/03 $50,000,000 Per Occ/Agg B INSTITUTIONS BOND DESCRIPTION OF OPERATIONS/LOCATIONSNEHICLESISPECIAL ITEMS LIMITS MAY HAVE BEEN REDUCED BY PAID CLAIMS AND MAY HAVE DEDUCTIBLES OR RETENTIONS. ONO ­10 ,' SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE INSURANCE COMPANY WILL ENDEAVOR TO MAIL MONROE COUNTY BOCC $O DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, RISK MANAGEMENT ATTN: MARIA SLAVIK BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF 100 SIMONTON STREET KEY WEST, FL 33040 ANY KIND UPON THE COMPANY, ITS AGENTS OR REPRESENTATIVES. AtlxN (ZEFA B6BNDA = UH 1�/i6.�_ J. Wicker MAIA �• Timothy r R Marsh USA Inc. 333 South 7th Street, Suite 1600 Minneapolis, MN 55402-2400 r CO-PL- WELLS & COMPANY AND ITS AFFILIATES INCLUDING AOCO BROKERAGE HOLDINGS CORP ACO ACQUISTION CORP. & SUBSIDIARIES WELLS FARGO CENTER - (MAC N9305-144) SIXTH & MARQUETTE MINNEAPOLIS, MN 55479 CO LTR ���� _ 08/19/02 wk _; . MEN -�' tr . ��.... THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. COMPANIES AFFORDING COVERAGE COMPANY A SUPERIOR GUARANTY INSURANCE COMPANY OF VERMON COMPANY B (REINSURED BY LLOYDS OF LONDON) COMPANY C COMPANY D WE FOR THE POLICY THE INSURED NAMED ABOVE RESPECT CH THIS THIS IS TO CERTIFY THAT THEPOLICIES ANY IREQUIITH REMEN, TERM OR CONDI ION OF ANY CE NPTORAC Una! BEEN ISSUED O ONCETHE DOHEREEN SNT WSUB ECT TO ALL O THE TERMS, INDICATED, NOTWITHSTANDING CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY T IONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. EXCLUSIONS AND CONDITLlMlrs POLICY EFFECTIVE POLICY EXPIRATION POLICY NUMBER DATE (MM/DD/YY) DATE (MMlDD/YY) TYPE OF INSURANCE $ GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY CLAIMS MADE D OCCUR OWNER'S & CONTRACTOR'S PROT ANY AUTO BY ALL OWNED AUTOS SCHEDULED AUTOS DATE HIRED AUTOS WAVER NIA �- ES NON -OWNED AUTOS E ANY AUTO UMBRELLA FORM OTHER THAN UMBRELLA FORM WORKERS COMPENSATION AND EMPLOYERS' LIABILITY THE PROPRIETOR/ INCL PARTNERSIEXECUTIVE ,. V,„cn A PROFESSIONAL LIABILITY LO4-IFLCI02 11 /02/9 B FsISPECIALITEMS LIMITS MAY HAVE BEEN MONROE COUNTY BOCC RISK MANAGEMENT ATTN: MARIA SLAVIK 100 SIMONTON STREET KEY WEST, FL 33040 T ,ENERALAGGREGATE PRODUCTS - COMP/OP AGG $ IERSONAL & ADV INJURY $ EACH OCCURRENCE $ FIRE DAMAGE (Any one fire) $ MED EXP (Any one person) $ COMBINED SINGLE LIMIT $ BODILY INJURY $ (Per person) BODILY INJURY $ (Per accident) PROPERTY DAMAGE is EA t EACH ACCIDENT $ AGGREGATE $ EACH OCCURRENCE $ AGGREGATE $ $ CIDENT $ - POLICY LIMIT $ vnru cnAPi nVFF $ ZYPAIDCLaAwi-z= ccurrence OR RETEN" E THE SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFOR MAIL EXPIRATION DATE THEREOF, THE INSURANCE COMPANY WILL ENDEAVOR TO LEFT, 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE BUT FIVES. AILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE COMPANY, ITS AGENTS OR REPRESENTAT xMZN)Im"mull"" PH Timothy J. Wicker' COMPANY REPUBLIC INSURANCE CO A OLD CC5448-ACO-GAW- COMPANY COMPANY OF VERMONT INSURED & COMPANY AND ITS AFFILIATES B SUPERIOR GUARANTY INSURANCE WELLS FARGO INCLUDING ACO BROKERAGE HOLDINGS CORP. CORP. & SUBSIDIARIES COMPANY C (REINSURED MUNICH AMERICAN RISK PARTNERS) A ACQUISTION WELLS FARGO CENTER - (MAC N9305-144) SIXTH & MARQUETTE COMPANY MINNEAPOLIS, MN 55479 D POLICIES OF INSURANCE LISTEDLOW HAVE BEEN ISSUED TO THE INSURED NAMEDABOVE THE LI ICY OR OTHER DOCUMENWITH RESPECT TO WHICH THIS TERMS, CONDITION OF ANY CONTRACT IS IS TO CERTIFY THAT THE CO UBJECT TO ALL THE TH NOTWITHSTANDING ANY REQUIREMENT, TER OIBY M OREXCLUSIONS OHAVE INDICATED, PAID CLAIMSHE BEEN REDUCED POLICES. LIMITS S OWN MAYRANCE BE ISSUED SUCH PERTAIN, AND TONS OF POLICY EFFECTIVE POLICY EXPIRATION LIMITS CO POLICY NUMBER TYPE OF INSURANCE DATE (6;F.".!DDlYY) DATE p., IDDIYY) $ 2,000,000 IGENERAL AGGREGATE $ 2,000,000 GENERAL LIABILITY MWZY 55034 04/01 /00 04/01 /03 PRODUCTS - COMP/OP AGG $ 2,000,000 A X COMMERCIAL GENERAL LIABILITY OCCUR PERSONAL &ADV INJURY 2,000,000 OCCURRENCE $ CLAIMS MADE EACH $ 100,000 OWNER'S & CONTRACTOR'S PROT FIRE DAMAGE (Any one fire) MED EXP (Any one person) $ MWTB 17908 04/01 /00 04/01/03 COMBINED SINGLE LIMIT $ 2,000,000 A AUTOMOBILE LIABILITY ANY AUTO BODILY INJURY $ ALL OWNED AUTOS MA olmeNT (Per person) 1+1 SCHEDULEDAUTOS AP BODILY INJURY $ (Per accident) HIRED AUTOS BY NON -OWNED AUTOS PROPERTY DAMAGE $ OAFE AUTO ONLY - EA ACCIDENT $ GARAGE LIABILITY YVAIVB OTHER THAN AUTO ONLY: I�h ANY AUTO EACH ACCIDENT $ AGGREGATE $ $ 3,000,0003,000,000 (� EACH OCCURRENCE $ EXCESS LIABILITY 4041 XSC101 11 /02/98 04/01 /03 AGGREGATE PERS/ADV INJURY $ 3,000,000 B UMBRELLA FORM C X OTHER THAN UMBRELLA FORM FRS CID PENSATION AND MWC 107715 00 04/01/00 04/01 /03 X STATUTORY LIMITS $ 500,000 A wu EMPLOYERS' LIABILITY EACH ACCIDENT $ 500,000500,000 �j DISEASE -POLICY LIMIT $ THE PROPRIETOR/ INCL DISEASE - EACH EMPLOYEE PARTNERS/EXECUTIVE I OF OPERATIONS/LOCATIONSNEHICLESISPECIAL ITEMS LIMITS MAY HAVE BEEN REDUCED BY PAID CLAIMS AND MAY HAVE DEDUCTIBLts vn 1cC�cn, v.. I O HOLDER Sl INCLUDED AS ADDITIONAL INSURED UNDER THE GENERAL LIABILITY, AUTO LIABILITY AND EXCESS LIABILITY POLICIES CERTIFICATE NUMBER: CHI-000877930-00 MARSH USA 1NC" PRODUCER Marsh USA Inc. 333 South 7th Street, Suite 1600 Minneapolis, MN 55402-2400 Attn: Jackie Nitschke 612/692-7642 CC5448-ACO-PROP1- INSURED WELLS FARGO &COMPANY AND ITS AFFILIATE INCLUDING ACO BROKERAGE HOLDINGS CORP ACO ACQUISTION CORP. & SUBSIDIARIES WELLS FARGO CENTER - (MAC N9305-144) SIXTH & MARQUETTE MINNEAPOLIS, MN 55479 COMPANY SUPERIOR GUARANTY INS. COMPANY POLICY NUMBER LOAN NUMBER 4041 PRC104 EXPIRATION DATE (MMIDDNY) TERMINATED UNTIL EFFECTIVE DATE (MMIDDIYY) TERMINATED 03/01/02 03/01/03 IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY°INFORMATION " LOCATION I DESCRIPTION IRGINIA STREET EAST, CHARLESTON, WV. 25301. EVIDENCE OF COVERAGE IS PROVIDED AS RESPECTS LOCATED AT 602 V rind nobd'bebw. COVERAGE INFORMATION This certificate supersedsTE HEREIN HAVE BEEN ISSUED TOTHEINSURED DWI TH RESPECT TO WHICH THEPOLICY CERTIFICATE INDICATED, MAY BE F SUCH THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE SIO NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT EI OTHER DOCUM MAY PERTAIN, THE INSURANCE AFFORDED BY PAID CLAIMS.IES LISTED HEREIN IS SUBJECT TO ALL THE TERMS, CONDITIONSrA ED($)XCLUDEDUCTNS TIIBLE ISSUED ORAMOUNT OF INS POLICIES. LIMITS SHOWN MAY HAVE BEEN COVERAGES 1 PERILS I FORMS PROPERTY "ALL RISK" OF PHYSICAL LOSSTRA EXPENSE, RENTAL VALUE ROYALTIES,PERTY 41NIA ,000,000 OR DAMAGE TO REAL AND PERSONAL INCLUDING BUSINESS INTERRUPTION, EX INLAND TRANSIT, ACCOUNTS RECEIVABLE, LEASEHOLD INTEREST, FLOOD, A AGEINE EARTHQUAKE AND BOILER AND MACHINERY SUBJECT TO POLICY CONDITIONS AND A EXCLUSIONS DATE$100.000,000 EXCEPT AS SUBLIMITED UNDER POLICY H►g1VERES r1 REMAK'NO t1"c1uw—w-- REINSURERS OF SUPERIOR GUARANTY W/AM BEST RATINGS: LEXINGTON INS CO (A++), LLOYDS OF LONDON (A); CNA (A); AMERICAN REINS Y INS. CO.MUNICH ARP (A++); CRUM & FORSTER INS. CO. (A-); XL WINTERTHUR (A-); ENDURANCE SPECIALITY INS. C(A ); AXA CORPORATE SOLUTIONS (A) vq� J This certi ficate is issued as a matter of information only and confers rights hethe certificate holder other than those provided in the policy. This certificate does not amend, extend or alter the coverage afforded y policies CANCELLATION OTFICIES LISTED HEREIN BE CANCELLED BEFORE THE EXPIRATIIONDATE TFAILURE TO MAIL, SUCHAFFORDING, THE INSURER COVERAGE WILL NOTICE SHALL SHOULD ANY OF THE POL ENDEAVOR TO MAIL 3_ DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED HEREIN, U Y KIND UPON THE INSURER AFFORDING COVERAGE, ITS AGENTS OR REPRESENTATIVES, OR THE ISSUER IMPOSE NO OBLIGATION OR LIABILITY OF AN OF THIS CERTIFICATE. �.......uwr wTFRFST EST NAME AND ADDRESS COUNTY OF MONROE, RISK MANAGEMENT ATTN: MARIA SLAVIK 100 SIMONTON STREET KEY WEST, FL 33040 NATURE OF IN, MORTGAGEE FY LOSS PAYEE H USA INC. Jean Stephanie M►VI3 (2100) ADDITIONAL INSURED (OTHER) VALID AS OF• 08/O3-L 2' �1fi111,11. -E PRODUCER Marsh USA Inc. Suite Minneapol s MNreet55402-240000 CC5448-AC2-FIB- INSURED WELLS FARGO &COMPANY AND ITS AFFILIATE INCLUDING ACID BROKERAGE HOLDINGS CORP ACID ACQUISTION CORP. & SUBSIDIARIES WELLS ARGO ER - (MAC N9305-144) SIXTH & ETTE MINNEAPOLIS, MN 55479 .. p p8/19/02 ,_ .r .r TTE OF D AS A MA THIL CAN DIFICONFERSISNOE RIGHTS UPONRTHE INFORMATION ONDOES NOT HOLDER. THIS ALTER THE COVERAGEIAFFORDED BY THE POLICIES BELOW. O COMPANIES AFFORDING COVERAGE COMPANY A SUPERIOR GUARANTY INSURANCE COMPANY OF VERMON COMPANY B (REINSURED BY LLOYDS OF LONDON) COMPANY C COMPANY D.. Of. _..__ ._ IOD w, . O HIS HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PH T NT WITH RESPECT TERM OR CONDITION OF ANY CONTRACT OR OTHERTHE TERMS THIS IS T O CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW POLICIES BED HEREIN IS SUBJECT TO ALL INDICATED, NOTWITHSTANDING ANY REQUIREMENT, PAID MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE LIMITS SHOWN MAY HAVE EDUCED DPIRATONS CERTIFICATE EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS OLCY EFFECTIVE POLICY !,UM6ER DATE (MM/DDIYY) DATE (MMIDD/YY) $ CO TYPE OF INSL'RAl:CE GENERAL AGGREGATE LTR GENERAL LIABILITY $ PRODUCTS - COMP/OP AGG $ COMMERCIAL GENERAL LIABILITY PERSONAL & ADV INJURY $ MADE 0 OCCUR EACH OCCURRENCE CLAIMS OWNER'S &CONTRACTOR'S PROT FIRE DAMAGE (Any one fire) $ $ MED EXP (Any one person) COMBINED SINGLE LIMIT $ AUTOMOBILE LIABILITY BODILY INJURY $ ANY AUTO (Per person) ALL OWNED AUTOS ANAG EN INJURY $ FA SCHEDULED AUTOS AppP (Per accident) (Per HIRED AUTOS $ ON -OWNED AUTOS NBY i PROPERTY DAMAGE TE AUTO ONLY - EA ACCIDENT $ GARAGE LIABILITY WAVER NIA - OTHER THAN AUTO ONLY $ EACH ACCIDENT y� ANY AUTO AGGREGATE $ EACH OCCURRENCE $ EXCESS LIABILITY AGGREGATE $ UMBRELLA FORM STATUTORY LIMITS OTHER THAN UMBRELLA FORM $ WORKERS COMPENSATION AND EACH ACCIDENT $ EMPLOYERS' LIABILITY DISEASE -POLICY LIMIT THE PROPRIETOR/ INCL DISEASE - EACH EMPLOYEE $ PARTNERSIEXECUTIVE EXCL OFFICERS ARE: $50,000,OOOPerOcc/ gg OTHER 404-1 F LCI02 11/02/98 04/01103 A FINANCIAL B INSTITUTIONS BOND PAID CLAIMS AND MAY HAVE DEDUCTIBLES OR RETENTION . LES/SPECIAL ITEMS LIMITS MAY HAVE BEEN REDUCED BY nCcraiP710N OF OPERATIONSILOCATIONSNEHIC DATE MM DD m ( ) kk tt �'!. ..wR '' 2603 PRODUCER 1-404-531-5400 HIS CERTIFICATE IS ISSUED AS A MATTER O F INFORMATION. Acordia East - Atlanta NLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE FALTER OLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 1100 Johnson Ferry Road THE COVERAGE AFFORDED BY THE POLICIES BELOW. Suite 250 COMPANIES AFFORDING COVERAGE Atlanta, GA 30342 COMPANY A Old Republic Insurance Co. INSURED COMPANY Wells Fargo 6 Company and Its Subsidiaries ' B Superior Guaranty Insurance Co. of Vermont including ACO Brokerage Holdings Corp. COMPANY Wells Fargo Center (MAC N9305-144) C (Reinsured by American Re -Insurance Co.) Sixth S Marquette COMPANY Minneapolis, MN 55479 p THIS IS TO CERTIFY THAT THE POLICIES OF INSUANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO LTR TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE DATE (MM/DD/YY) POLICY EXPIRATION DATE (MMIDDNY) LIMITS A GENERAL LIABILITY MWZY 55729 04/O1/03 04/01/04 GENERAL AGGREGATE 1 $ 2,000,000 PRODUCTS - COMP'OPAGG $ 2,000,000 X COMMERCIAL rENERALLIABILITY CLAIMS MADE X OCCUR ., PERSONAL & ADV INJURY $ 2,000,000 OWNER'S 9 CONTRACTOR'S PROT EACH OCCURRENCE $ 2,000,000 FIRE DAMAGE (Any one fire) $ 100,000 MED EXP (Any one person) $ A AUTOMOBILE LIABILITY MWTB 18589 04/01/03 04/01/04 COMBINED SINGLE LIMIT $ 2, 000, 000 X ANY AUTO ALL OW NED AUTOS BODILY INJURY $ SCHEDULEDAUTOS (Per person) X HIREDAUTOS BODILY INJURY $ X NON-OWNEDAUTOS (Per accident) APPF�* SK M• AGEMEN 1 PROPERTY DAMAGE $ GARAGE LIABILITYI%AUTO ONLY - EA ACCIDENT Is ANY AUTO DATE —jl G OTHER THAN AUTO ONLY: ............................... $ EACH ACCIDENT '. AGGREGATE $ EXCESS LIABILITY {�� EACH OCCURRENCE $ UMBRELLA FORM . AGGREGATE $ OTHER THAN UMBRELLA FORM V $ A j WORKERS COMPENSATION AND EMPLOYERS' LIABILITY MWC 108546 00 09/O1/03 04/O1/04 X �ti'C STATU- roRvuMlTs OTH- ER EL EACH ACCIDENT $ 500,000 • THE PRIORIETOR EL DISEASE —POLICY LIMIT $ 500, 000 PARTNERS:EXECUTIVE X INCL OFFICERS ARE: EXCL ELDISEASE— DISEASE I $ SOO, 000 OTHER B Excess Liability (Other 4041XSCI02 04/01/03 04/01/04 Each Occurrence 3,000,000 C than Umbrella Form) Aggregate 3,000,000 Pers/Adv. Injury 3,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES/SPECIAL ITEMS RE: ACORDIA NATIONAL, INC. EMPLOYEES; 1100 SIMONTON STREET, KEY WEST, FL 33040. CERTIFICATE HOLDER IS INCLUDED AS ADDITIONAL INSURED WITH RESPECT ABOVE LOCATION AS THEIR INTEREST MAY APPEAR. C FitlfiiC{I<i .) Lt3 # .. : . ,-, OE �1:.. ;>:. ........ . ..:.: . SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE COUNTY OF MONROE EXPIRATION DATE THEREOF; THE ISSUING COMPANY WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT: BUT FAILURE TO ATTN: MARIA SLAUIK MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE 1100 SIMONTON STREET COMPANY, ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE A KEY WEST, FL 33040 r �k USA � a D c ..... es; ichey Powered ByOertffrcatesNoEv'r' � � .................................:..:::::.:::::::::::::::...:.......................:..::::::::•.::.....:...-............................::::::::::::::::::::::..:..;..,...........................::•;•.::::::.::::.::.:�:::•.::..,................... DATE(MMDD ) .; .,:. a�.:..:...............:.:::..:.::.::::::..:::.:.:.::.::::.::.:...................:::::::::::. 2 Iwl �./ / .............:::..:.::..::::..:.::.::..:..............::.::::::::::::::::::::::::::::::::::::::::::.:..................::..::...........:::.:..:::::.::::.:,:::............ ::>:::.;:.;:.;>:;:::;:.;:;:::::.::.>:.;:.>::.;::::::.::.;:.;;::::::.:::.:-:;.:;.:;;.;:.:;;.:;.:;.:;.:;.:;;.;;.:;.:;.;:.:;.:;.:;;:::.:;.:;.:;;.:;.:;.:;.:;:.::.:::::::::::.::.::.F INFO O PRODUCER 1-404-531-5400 CERTIFICATE IS ISSUED AS A MATTER O Y AND CONFERS NO RIGHTS UPON THE CERTIFICATE Acordia East -Atlanta DER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR FALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. 1100 Johnson Ferry Road Suite 250 COMPANIES AFFORDING COVERAGE Atlanta, GA 30342 COMPANY A Superior Guaranty Insurance Co. of Vermont INSURED COMPANY Wells Fargo 6 Company and Its Subsidiaries B (Reinsured by ACE American Ins. Co.) including ACO Brokerage Holdings Corp. COMPANY Wells Fargo Center (MAC N9305-144) C Sixth S Marquette COMPANY Minneapolis, MN 55479 D .' . .i..................................... THIS IS TO CERTIFY THAT THE POLICIES OF INSUANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO LTR TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE DATE (MMIDDIYY) POLICY EXPIRATION DATE (MMIDDNY) LIMITS GENERAL LIABILITY GENERAL AGGREGATE $ PRODUCTS -COMPIOP AGG: $ _ COMMERCIAL GENERAI LIABILITY CLAIMS MADE '� OCCUR PERSONAL & ADV INJURY $ OWNERS & CONTRACTOR'S PROT EACH OCCURRENCE $ FIRE DAMAGE (Any one fire) $ MED EXP (Any one person) $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ ANY AUTO ALLOWNEDAUTOS BODILY INJURY $ (Per person) SCHEDULED AUTOS j HREDAUTOS BODILY INJURY $ (Per accident) NON-OWNEDAUTOS E EN a �Asfi �V K PROPERTY DAMAGE $ GARAGE LIABILITY vq in AUTO ONLY - EA ACCIDENT $ ANY AUTO pV OTHER THAN AUTO ONLY: EACH ACCIDENT $ DATE tJ` �„�;.�AGGREGATE 1 $ EXCESS LIABILITY E� - EACH OCCURRENCE $ W�1v UMBRELLA FORM 1 1 AGGREGATE $ OTHER THAN UMBRELLA FORM $ WORKERS COMPENSATION AND EMPLOYERS' WC STATU- TORYLIMITS OTH- ER =' ....::.:..::_.........::i; LIABILITY /y� EL EACH ACCIDENT Is C; E THE PRIORPARTNERS, `r/wIy►/�,' EL DISEASE - POLICY LIMIT $ PARTNERSrEXECXECUTIVE INCL /` ` v � � " EL DISEASE - DISEASE I g OFFICERS ARE:E. I( EXCL OTHER A Professional Liability 404-1FLCI03 04/01/03 04/01/07 Each Occurrence 50,000,000 B Aggregate 50,000,000 DESCRIPTION OF OPERATIONSILOCATIONS/VEHICLESISPECIAL ITEMS RE: ACORDIA NATIONAL, INC. EMPLOYEES; 1100 SIMONTON STREET, KEY WEST, FL 33040. u�itra..:?»:` ......:. .. CANCELLAliQ1d..: ... SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE COUNTY OF MONROE EXPIRATION DATE THEREOF, THE ISSUING COMPANY WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO ATTN: MARIA SLAUIK MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE 1100 SIMONTON STREET COMPANY. ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE KEY WEST, FL 33090 USA 1•u �i�.: ......:.................:::................... ACORii C0}iFORATEO%F i98$' crichey Gar ' Powered ByC0rtjfj ate_.NOw,,ry :;:;::.:::: � ::..: �:::. �:..:.. ; .......... +3i?i;3 i :::%`:ig33ik+i`:;i; 5ijc;i i i; i $£i:% St i;i? ^? 3i;_? i i3 i» f:: ;i; ' > <..... :: i; : i`? c: y: .............. i sSi '<' i siY:i :';:3s93i :isisi2 :: ii' <'i??[i /......(...........v: r DATE (MM DD YY) 06 26 03 �:. ,. .: :. : .. _: -•: o;: .::;:: :;:.: >: .� : is ::i::: ::;:;:: '^ :. :: :.IF . ..... :: :: ::<? >` :::': :::........ / / ............... THIS IS EVIDENCE THAT INSURANCE AS IDENTIFIED BELOW HAS BEEN ISSUED, IS IN FORCE, AND CONVEYS ALL THE RIGHTS AND PRIVILEGES AFFORDED UNDER THE POLICY. PRODUCER PHONE 1-404-531-5400 COMPANY A x: Acordia East - Atlanta ISuperior Guaranty Insurance Co. of Vermont 1100 Johnson Ferry Road Suite 250 Atlanta, GA 30342 CODE: SUB CODE: I LOCATIONID ESCRIPTION See Remarks Section below for any Location/Description information. PROPERTY "ALL RISK" OF PHYSICAL LOSS OR DAMAGE TO REAL AND PERSONAL PROPERTY INCLUDING BUSINESS INTERRUPTION, EXTRA EXPENSE, RENTAL VALUE, ROYALTIES, INLAND TRANSIT, ACCOUNTS RECEIVABLE, LEASEHOLD INTEREST, FLOOD, EARTHQUAKE, AND BOILER AND MACHINERY, SUBJECT TO POLICY CONDITIONS AND EXCLUSIONS. $100,000,000 EXCEPT AS SUBLIMITED UNDER POLICY. THIS POLICY INCLUDES (TRIA) TERRORISM RISK INSURANCE ACT COVERAGE. REINSURERS OF SUPERIOR GUARANTY W/AM BEST RATINGS: LLOYDS OF LONDON A- XV; AXIS A- XIV; MUNICH RE A++ XV; CRUM & FORSTER INS. CO. A- X; CNA A XV; XL A+ XV; ENDURANCE SPECIALTY INSURANCE LTD. A- XII; ARCH A- X AM BEST RATINGS ARE OF THE EFFECTIVE DATE OF THE PROGRAM SHOWN. RE: ACORDIA NATIONAL, INC. EMPLOYEES; 1100 SIMONTON STREET, KEY WEST, FL 33040. CONTINUED UNTIL TERMINATED IF CHECKED AMOUNT OF INSURANCE 100,000,000 B I I LAMENi APP BY THE POLICY IS SUBJECT TO THE PREMIUMS, FORMS, AND RULE9TN'C-FFECT FOR EACH POLICY PERIOD. SHOULD THE POLICY BE TERMINATED, THE COMPANY WILL GIVE THE ADDITIONAL INTEREST IDENTIFIED BELOW 30 DAYS WRITTEN NOTICE, AND WILL SEND NOTIFICATION OF ANY CHANGES TO THE POLICY THAT WOULD AFFECT THAT INTEREST, IN ACCORDANCE WITH THE POLICY PROVISIONS OR AS REQUIRED BY LAW. NAME AND ADDRESS COUNTY OF MONROE ATTN: MARIA SLAUIK 1100 SIMONTON STREET KEY WEST, FL 33040 USA MORTGAGEE ADDITIONAL INSURED LOSS PAYEE LOAN # AUTHORIZED REPRESENTATIVE 4 C'r- �E'iii�`{C�P6°a^illf3kY `t } DATE (MMIDDIYY) 04/01/04 PRODUCER 1-404-531-5400 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Acordia East - Atlanta ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 1100 Johnson Ferry Road ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. COMPANIES AFFORDING COVERAGE Suite 250 Atlanta, GA 30342 COMPANY A Old Republic Insurance Co. INSURED COMPANY Hells Fargo & Company and Its Subsidiaries B Superior Guaranty Insurance Co. of Vermont COMPANY including ACO Brokerage Holdings Corp. Wells Fargo Center (MAC N9305-144) C (Reinsured by ACE American Ins. Co.) Sixth & Marquette Minneapolis, MN 55479 COMPANY D THIS IS TO CERTIFY THAT THE POLICIES OF INSUANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO LTR TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE DATE (MMIDD/YY) POLICY EXPIRATION DATE (MM/DDAY) LIMITS A GENERAL LIABILITY MWZY 56086 04/01/04 04/01/07 GENERAL AGGREGATE $ 2,000,000 X COMMERCIAL GENERAL LIABILITY CLAIMS MADE X�OCCUR PRODUCTS—COMPIOP AGG $ 2,000,000 PERSONAL& ADV INJURY $ 2,000,000 EACH OCCURRENCE $ 2,000,000 OWNER'S& CONTRACTOR'S PROT FIRE DAMAGE (Anyone fire) $ 100,000 MED EXP (Any one person) $ A AUTOMOBILE X LIABILITY ANYAUTO MWTB 18875 04/01/04 04/01/07 COMBINED SINGLE LIMIT $ 2, 000, 000 ALL OWNED AUTOS SCHEDULED AUTOS BODILY INJURY (Per person) $ X X HIRED AUTOS NON-OWNEDAUTOS I� APP 6Y 1SK B Y _ M AGEMENT BODILY INJURY (Per accident) $ DATE ,_..�_�. YES _,..e_�, PROPERTY DAMAGE AUTO ONLY - EA ACCIDENT $ $ GARAGE LIABILITY ANY AUTO WAIVER NiA_ OTHER THAN AUTO ONLY: EACH ACCIDENT $ AGGREGATE $ EXCESS LIABILITY 1W EACH OCCURRENCE $ AGGREGATE $ UMBRELLA FORM OTHER THAN UMBRELLA FORM $ A WORKERS COMPENSATION AND EMPLOYERS' LIABILITY MWC 108881 00 04/01/04 04/01/07 X WC STATU- TORY LIMITS I OTH- ER EL EACH ACCIDENT $ 500,000 THE PRIORIETOR/ EL DISEASE — POLICY LIMIT $ 500,000 PARTNERSIEXECUTIVE X INCL OFFICERS ARE: EXCL ! 1 EL DISEASE — DISEASE $ 500,000 OTHER B Excess Liability (Other 4041XSCI07 04/01/04 04/01/07 Each Occurrence 3,000,000 C than Umbrella Form) Aggregate 3,000,000 Pere/Adv. Injury 3,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES/SPECIAL ITEMS RE: ACORDIA NATIONAL, INC. EMPLOYEES; 1100 SIMONTON STREET, KEY WEST, FL 33040. CERTIFICATE HOLDER IS INCLUDED AS ADDITIONAL INSURED WITH RESPECT ABOVE LOCATION AS THEIR INTEREST MAY APPEAR. Ieyq .., tv;.:• ....1...: , , ,... _ - �` tt •t.t ET , e..... .. SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE COUNTY OF MONROE EXPIRATION DATE THEREOF, THE ISSUING COMPANY WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO ATTN: MARIA SLAUIK MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE 1100 SIMONTON STREET COMPANY ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE KEY WEST, FL 33040 USA cboozer Powered B 1736414 yCertificatesNown" DATE (MM1DD1YY) �►I/III.Da 05/03/05 THIS IS EVIDENCE THAT INSURANCE AS IDENTIFIED BELOW HAS BEEN ISSUED, IS IN FORCE, AND CONVEYS ALL THE RIGHTS AND PRIVILEGES AFFORDED UNDER THE POLICY. PRODUCER PHONE 1-404-531-5400 COMPANY Acordia East - Atlanta Superior Guaranty Insurance Co. of Vermont 1100 Johnson Ferry Road (Reinsured by various Reinsurers) Suite 250 Atlanta, GA 30342 CODE: SUB CODE: AGENCY INSURED LOAN NUMBER POLICY NUMBER Wells Fargo & Company and Its Subsidiaries 4041PRCI07 including ACO Brokerage Holdings Corp. EFFECTIVE DATE EXPIRATION DATE Wells Fargo Center (MAC N9305-144) CONTINUED UNTIL Sixth & Marquette 05/01/05 105/01/06 TERMINATED IF CHECKED Minneapolis, MN 55479 THIS REPLACES PRIOR EVIDENCE DATED: LOCATIOWDESCRIPTION See Remarks Section below for any Location/Description information. COVERAGEIPERILS/FORMS AMOUNT OF INSURANCE DEDUCTIBLE PROPERTY "ALL RISK• OF PHYSICAL LOSS OR DAMAGE TO REAL AND PERSONAL PROPERTY 100,000,000 INCLUDING BUSINESS INTERRUPTION, EXTRA EXPENSE, RENTAL VALUE, ROYALTIES, INLAND TRANSIT, ACCOUNTS RECEIVABLE, LEASEHOLD INTEREST, FLOOD, EARTHQUAKE, AND BOILER AND MACHINERY, SUBJECT TO POLICY CONDITIONS AND EXCLUSIONS. $100,000,000 EXCEPT AS SUBLIMITED UNDER POLICY. THIS POLICY INCLUDES TERRORISM COVERAGE SUBJECT TO THE DISPOSITION OF THE FEDERAL TERRORISM RISK INSURANCE ACT OF 2002. AN BEST RATINGS FOR REINSURERS OF SUPERIOR GUARANTY: LLOYDS OF LONDON A XV; AXIS A XIV; MUNICH RE A+ XV; CRUM & FORSTER INS. CO. A- XII; CNA A XV; XL BERMUDA A+ XV; ENDURANCE SPECIALTY INSURANCE LTD. A XIV; ARCH A- XIII AM BEST RATINGS ARE AS OF THE EFFECTIVE DATE OF THE PROGRAM SHOWN. RE: ACORDIA NATIONAL, INC. EMPLOYEES; 1100 SIMONTON STREET, KEY WEST, FL 3 D Y ISK`V BY -- DATE WAIVER YES ------ (�� a,' THE POLICY IS SUBJECT TO THE PREMIUMS, FORMS, AND RULES IN EFFECT FOR EACH POLICY PERIOD. SHOULD THE POLICY BE TERMINATED, THE COMPANY WILL GIVE THE ADDITIONAL INTEREST IDENTIFIED BELOW 30 DAYS WRITTEN NOTICE, AND WILL SEND NOTIFICATION OF ANY CHANGES TO THE POLICY THAT WOULD AFFECT THAT INTEREST IN ACCORDANCE WITH THE POLICY PROVISIONS OR AS REQUIRED BY LAW. NAME AND ADDRESS MORTGAGEE ADDITIONAL INSURED LOSS PAYEE COUNTY OF MONROE LOAN• ATTN: MARIA SLAUIX 1100 SIMONTON STREET AUTHORIZED REPRESENTATIVE KEY WEST, FL 33040 USA 2708116 Powered 8 yCeriificatesNowTM PRODUCER 1-404-531-5400 Wells Fargo Insurance Services Southeeat, Inc. 1100 Johnson Ferry Road Suite 250 Atlanta, GA 30342 INSURED Wells Fargo & Company and Its Subsidiaries including ACO Brokerage Holdings Corp. Vella Fargo Center (MAC N9305-144) Sixth & Marquette Minneapolis, MN 55479 03/31/07 ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. ' THIS CERTIFICATE DOES NOT AMEND, EXTEND OR COMPANY A Old COMPANY B COMPANY C COMPANY D Insurance Co. THIS IS TO CERTIFY THAT THE POLICIES OF INSUANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS, CO LTR TYPE OF INSURANCE POLICY NUMBER I POLICY EFFECTIVE DATE(MWDDM) POLICY EXPIRATION DATE(MMIDDIYY) LIMITS A GENERAL X LIABILRY COMMERCIAL GENERAL LIABILITY MMZY 57393 04/01/07 04/01/10 GENERAL AGGREGATE $ 10.000,000 PRODUCTS -COMPIOP AGG $ 10,000,000 DIOX OCCUR PERSONAL& ADV I NJURV $ 10,000,000 OWNER 'S & CS ONTRACTOR'S PROT EACH OCCURRENCE $ 10,000,000 FIRE DAMAGE (Any one fire) $ 100,000 MED EXP (Any one person) COMBINED SINGLE LIMIT $ $ 10, 000, 000 A AUTOMOBILE X LIABILITY MY AUTO MNTB 19726 04/01/07 04/Ol/10 ALL OWNED AUTOS BODILY INJURY (Pel per50n) $ SCHEDULED AUTOS X X HIRED AUTOS NONOWNEDAUTOS INJ URY BODILY (PeDILY U $ PROPERTY DAMAGE $ GARAGE LIABILITY ANY AUTO - AUTO ONLY - EA ACCIDENT $ _ ` n OTHER THAN AUTO ONLY: $ EACH ACCIDENT AGGREGATE $ EXCESS LMBILRY UMBRELLA FORM EACH•� OCCURRENCE $ AGGREGATE $ OTHER THAN UMBRELLA FORM e � X WC STATU- TORY LIMITS OTN- ER $ A WORKERS COMPENSATION AND EMPLOYERS' LUmILRY MNC 115034 00 04/01/07 04/01/30 THE PRIORIETOW PAATNER&E%ECUTIVE X INCL OFFICERSARE: EXCL OTHER I EL EACH ACCIDENT $ 1, 000, 000 EL DISEASE -POLICY LIMIT $ 1, 000, 000 EL DISEASE -0ISEASE $ 1, 000, 000 DESCRIPTION OF OPERATIONWLOCATIONSNEHICLES/SPECIAL ITEMS RE: WELLS FARGO INSURANCE THIRD PARTY ADMINISTRATORS, INC. EMPLOYEES; 1100 SIMONTON STREET, KEY NEST, FL 33040. CERTIFICATE HOLDER IS INCLUDED AS AN ADDITIONAL INSURED ON GENERAL LIABILITY WITH RESPECTS ABOVE LOCATION AS THEIR INTERESTS MAY APPEAR, CL , fir H dnC L, DATE(MM'OONY) //�§//�a//��pp//�� ��FIIFt y� E��I / � L!S[ORD V " R G OF' i �� §� y,���K M� �lME .: 10/16/07 PROCUCER 1-404-531-5400 Wells Fargo Insurance Sa icss Southeast, Inc. THIS CERTIFICATE 13 19SUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 1100 Johnson Ferry Road Suite 250 ALTERT HE POLICIES BELOW, COMPANIES AFFORDING COVERAGE COMPANY Atlanta, GA 30342 A Superior Guaranty Insurance Co. of Verncat COMPANY B (Rainsured by Steadfast Insurance COWPany) RMUR® Wells Fargo a Company and Its Subsidiaries COMPANY C including ACO Brokeraag9e Holdi s Corp. Malls Fargo Center I N9305-144) COMPANY Rixth A Marquette Minneapolis, NN 55479 D THISISTO CERTIFY THAT THE POLICIES OF INSUANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT. TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE SEEN REDUCED BY PAID CLAIMS. t0 LTR TYPE OF NNIRAMC! POMCY MaNFA POU'Vf UFECITME MW(NWD A'T7 POLICY EXPNATOM MTIem"aYY) Lana OlIMIHILIMs•1RY GENERAL AGGREMTE $ PRODUCTS-COAPNPAGG § CpAMERCYY OENERILLPaR11Y PERSONAL4ADVINAJRY $ CUF,W �pE ❑Oq;IXi gvlo=RB aCUNFR/craR6 wroi EAQI OCCURRENCE $ RREDAWI U"mwaa) § MEDEXPWV"P ) § AIRDYOaRE UA�Y Cq,HINFDSNGLEUMIT S ANYMIFO i A Off DAOTCB SCHEDULEDMROB BODILYINJURY (PwP ) $ mwoAGTOS NgIONNEOAUTD9 BODILYIwURY (Pe—ostI S PROPERTY DAMAGE aNMDE LYaNRY AUTOONLY-EAAOCIDENf 4 OTHERTIPNAI ONLY: I+:4�•;r, AII1'MITO AGGREGATE i KNOMM LNRRY ,,. -.. _' EACH OCCURRENCE S PGGREGATE f arxERmwune�wrvw 4`. .• :.. - i rrOnUtti EaITIONAroeROYEti• y�TY WC STATUE TO"UMfIS OT4 ER ELEACH QENT i THE PRONETdu PNRINERbE(FlAIINE NCL OFFICERS ME: ppa � I 1 ELDISEASE-POUCYUMR i EL DISEASE-gSFASE § A OTHER Financial Institution 404-1FICXIO 04/01/07 04/01/10 Each Occurrence 100,000,000 B Bond Aggregate 100,000,000 DlaOMI10N OF ORM nI AN, WELLS FARGO TRIED PARTY ADMINISTRATORS. INC. ENP1,01EE9R 1100 SIMONTON STREET, KEY WEST, FL 33040. Comm P§CIl "OL001!` IMIOULD ANY OF THE ASOYE DESCRIBED MUCIES BE CANCELLED BEFORE THE COUNTY OF MONROE EXPIRATION RITE THEREOF. THE MOVING COMPANY WILL EMOEAYOR TO MAIL Age MYS WRI TZA NOTICE TO THE CENTFNJITE HOLDER NAMED TO THE LEFT, BUT FAILURE TO ATTNR MONIQDE DIAZ MAIL SUCH NOTICE ZRALL R4 M NO OBLNLATN)N OR LIABILITY OF ANY KIND UPON THE 1100 SIMONTON STREET COWAMY Ifs EMIa OR REMEBEIRATVEA. KEY WEST, FL 33040 fV /1FN,�-/ 'MY/ USA RRRLLL oart9 ACO CC DATE (MMIWIYV) y�y ACORD {i �E I„ ��. 04/03/07 PRODUCER 1-404-531-5400 Wells Fargo InsurSAOa $ervicas Southeast, Inc. TNIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, 1100 Johnson Ferry Road Suite 250 COMPANIES AFFORDING COVERAGE COMPANY A Superior Guaranty insurance Co. of Vermont Atlanta, GA 30343 COMPANY IS (Reinsured by Steadfast Insurance Company) INSURED wells Fargo A Company and Its Bubsidiarias including ACO Brokerrag Soldin�la Corp. wells Fargo Center (1�C N9305-44) COMPANY C COMPANY Sixth A Narquatte Nimneapolim, NM SS479 D THIS IS TO CERTIFY THAT THE POLICIES OF INSUANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT. TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. co LTR TYPE OFNWRANCE POLICY MUYBBt POLICY EFFIRmE mn(MEDwYY) POLICY [XPMNWON DATE (YEONTY) UNITS OFNEKLIwetAY COHNETX:VL GENEMLLVarRY CINNB WADE �occuR OWNERS a CONw OR8 P110I GENERALAGGREGATE E PROd1CT3-COAPIOPAOG E PERBONALaAWINJURY E EAw10CCMiRENCE E FIREDAMAGE(ARYOefro) E MEDE%P(MryaNP ) E AUIDYDSE UPaun coEMINED SINGLE LIMO E ,wrAurD E ALL QYNEDAUTOB BODILV INJURY E SUML INJURY (PM Bm�MU JBODILY PROPERTY DAMAGE E ���, ^I MIroONLY-EA ACGOENT S OTHESTHANAOTOONLY: ANYANO „.._� ..._ EACHA DENT E AGGREGATE E mlm8 W WlY EA01 OCCURRENCE E AGGREGATE E uA�flLA faRN , orNENINAv u1.eNNGaA FORK E YM01aaM000ElBMATIONAM �OY� LY , WCSTATLL TORYUMRS OIH- ER EL EACH ACCIOENT E TM:PNgUE1OU PARINE�FJCECwNE WLC EL DMEANE-Pw1CY LIAR E Ei w3EA3E-dSEASE E OFIiCERB ARE: EXCL A O prrofof essional Liability 404-3FICT10 04/01/07 04/01/10 Each Occurrence 100, 000, 000 g Aggregate 100,000,000 DHcrApn 1OF OPEN WENS RE, WELLS FARGO THIRD PARTY ADMINISTRATOR$, INC. A®LOYSRBT 1100 SIIINTOR STREET, RRY WEST, FL 33040. GENTIP U SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE COWRY OF IIWiROE UNRATION DATE THEREOF, THE W G COMPANY WILL EMOHIVOR TO MAIL IL DAYS WRITTEN NOTTCE TO THE CERHF M HOLDER NAMED TO THE LEFT, BUT FAUJAE TO ATTRI NARIA BLADIE MAIL SUCH NOTICE SMALL IMPOSE NO OSUOATION OR IANUTY OF ANY END UPON THE 1100 SIMONTON STREET COMPANY AGENTS OR R.NPRSSERAT^VEI. n ATIYE [EY WEST, FL 33040 /_)/,', USA / r•Fu/MYQ AYi{IR1112006tI M) Af6Wb'eowVamnow"m ,Q 59p8136 bn Gc f �6T.m4�aN,GC.. DATE (MM/DDNY) 27 10 RTIFICAT IS ISSUED AS A MATTER OF INFORMATI PRODUCER 1ON 04-531-5 CON ERS NO RIGHTS UPON THE CERTIFICATE Wells Fargo Insurance Services USA, Inc. HOLDER. HIS ERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE OVE AGE AFFORDED BY THE POLICIES BELOW. 1100 Johnson Ferry Road APR C MPANIES AFFORDING COVERAGE Suite 250 Atlanta, GA 30342 COMPANY A -Old,.. RApubli Insurance Co. (NAIC #24147 ) INSURED -WY Wells Fargo & Company and Its Subsidiaries, i � . n y 1. •• t1 1 T including Wells Far o Insurance Services USA, Inc. Wells Fargo Center IMAC N9305-144) COMPANY C Sixth & Marquette COMPANY Minneapolis, MN 55479 D COVERAGES ' :,. POLICIES OF INSUANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, THIS IS TO CERTIFY THAT THE TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE NOTWITHSTANDING ANY REQUIREMENT, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF ISSUED OR MAY PERTAIN, SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE DATE (MM/DD/YY) POLICY EXPIRATION DATE (MM/DD/YY) LIMITS LTR A GENERAL LIABILITY MWZY 58768 04/01/10 0 4/ 01 / 15 GENERAL AGGREGATE $ 10 , 0 0 0, 0 0 0 X COMMERCIAL GENERAL LIABILITY PRODUCTS — COMP/OP AGG $ 10 , 0 0 0 , 0 0 0 CLAIMS MADE OCCUR PERSONAL & ADV INJURY $ 10 , 000 , 000 OWNER'S & CONTRACTOR'S PROT EACH OCCURRENCE $ 10 , 0 0 0 , 0 0 0 FIRE DAMAGE (Anyone fire) $ 1F000,000 MED EXP (Any one person) Is A AUTOMOBILE LIABILITY '$ 20922 04/01/10 04/01/15 1 COMBINED SINGLE LIMIT $ 10, 000, 000 X ANY AUTO ALL OWNED AUTOS BODILY INJURY $ (Per person) SCHEDULED AUTOS X HIRED AUTOS BODILY INJURY $ (Per accident)X NON -OWNED AUTOS PROPERTY DAMAGE $ GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ ANY AUTO OTHER THAN AUTO ONLY: EACH ACCIDENT $ AGGREGATE $ EXCESS LIABILITY EACH OCCURRENCE $ UMBRELLA FORM AGGREGATE $ $ OTHER THAN UMBRELLA FORM A WORKERS COMPENSATION AND EMPLOYERS' MWC 116599 00 04/01/10 0410-IJ15 X WC STATU- TORY LIMITS OTH- ER LIABILITY EL EACH ACCIDENT $ 1 , 000 , 000 THE PRIORIETOR/ X `, EL DISEASE —POLICY LIMIT $ 1,000,000 PARTNERS/EXECUTIVE INCL OFFICERS ARE: EL DISEASE — DISEASE $ 1, 000 000 ExCL , OTHER DESCRIPTION OF OPERATIONS/LOCATIONSNEHICLES/SPECIAL ITEMS RE: WELLS FARGO INSURANCE THIRD PARTY ADMINISTRATORS, INC. EMPLOYEES; 1100 SIMONTON STREET, KEY WEST, FL 33040. CERTIFICATE HOLDER IS INCLUDED AS AN ADDITIONAL INSURED ON GENERAL LIABILITY WITH RESPECTS ABOVE LOCATION AS THEIR INTERESTS MAY APPEAR. C..Q.. ', Vt a. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING COMPANY WILL ENDEAVOR TO MAIL 3g DAYS COUNTY OF MONROE WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO ATTN • MARIA SLAUIK • MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE 1100 SIMONTON STREET COMPANY, ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE A KEY WEST, FL 33040 USA ACORD 25-S (1195) ACORD CORPORATION 1988 CertRenewal 14:943196 Wells Fargo Insurance Services USA, Inc: 1100 Johnson Ferry Road Suite 250 Atlanta, GA 30342 USA COUNTY OF MONROE ATTN: MARIA SLAUIK 1100 SIMONTON STREET KEY WEST, FL 33040 USA 15:277:3722 IIIIIIIIIIIIIIIIIIIIII�IIIIIIIIIIII�III�I��IIIIIIIIIIIIIIIIII' ********************************************************************** i "• Attached is a Certificate of Insurance for Wells Fargo & Company or one of its affiliates or subsidiaries. If you should have any questions regarding this certificate, please contact Sylvia Peterson, Technical Assistant, at (404) 531-5421; sylvia.peterson@WellsFargo.com. Please reference the Certificate ID Number (shown on bottom left of certificate) or pdf file number should you need to contact her regarding this certificate. If for some reason you no longer require a certificate for this Insured, please write "Delete" across the front of the certificate and fax it to (404) 255-4454. No cover sheet is necessary. Thank you, Wells Fargo Insurance Services USA, Inc. (404) 531-5400/ (800) 241-6633 (404) 255-4454 Fax **FOR FAX AND U.S. MAIL DELIVERY RECIPIENTS: To expedite the issuance of certificates at renewal, we can e-mail an original certificate to you immediately upon the completion of our renewal process. If you would like future certificates delivered to you by way of e-mail, please contact us.** cc: The data included in this notice and in the attached document is confidential to Ebix BPO and the party responsible for bringing you this information. Certificate Delivery by CertificatesNow - www.ConfirmNet.com - 877.669.8600 1:2 THIS IS TO CERTIFY THAT THE POLICIES OF INSUANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO POLICY EFFECTIVE POLICY EXPIRATION LTR TYPE OF INSURANCE POLICY NUMBER DATE (MM/DD/YY) DATE (MM/DD/YY) LIMITS GENERAL LIABILITY GENERAL AGGREGATE $ COMMERCIAL GENERAL LIABF-1ILITY PRODUCTS — COMP/OP AGG $ CLAIMS MADE OCCUR PERSONAL S ADV INJURY $ OWNER'S & CONTRACTOR'S PROT EACH $ OCCURR ENCE FIRE DAMAGE (Any one fire) $ MED EXP (Any one person) $ AUTOMOBILE LIABILITY ANY AUTO COMBINED SINGLE LIMIT $ ALL OWNED AUTOS SCHEDULED AUTOS BODILY INJURY (Per person) $ HIRED AUTOS NON -OWNED AUTOS BODILY INJURY (Per accident) $ PROPERTY DAMAGE $ GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ ANY AUTO OTHER THAN AUTO ONLY: momm"I Raw EACH ACCIDENT $ AGGREGATE $ EXCESS LIABILITY EACH OCCURRENCE $ AGGREGATE $ UMBRELLA FORM OTHER THAN UMBRELLA FORM $ WORKERS COMPENSATION AND EMPLOYERS' WC STATU- OTH LIABILITY TORY LIMITS ER EL EACH ACCIDENT $ THE PRIORIETOR/ _ ' PARTNERS/EXECUTIVE INCL _ EL DISEASE — POLICY LIMIT $ OFFICERS ARE: EL DISEASE — DISEASE $ EXCL ," m OTHER A Professional Liability 404-1FICI-13 04/01/10 04/01/13 Each Occurrence 100,0001000 B Aggregate 100,000,000 CertRenewal 15023316 Wells Fargo Insurance Services USA, Inc. 1100 Johnson Ferry Road Suite 250 Atlanta, GA 30342 USA COUNTY OF MONROE ATTN: MARIA SLAUIK 1100 SIMONTON STREET KEY WEST, FL 33040 USA 8:69:1395 I11'IIIIIIIIIIIIIIIIII�IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII' ********************************************************************** Attached is a Certificate of Insurance for Wells Fargo & Company or one of its affiliates or subsidiaries. If you should have any questions regarding this certificate, please contact Sylvia Peterson, Technical Assistant, at (404) 531-5421; sylvia.peterson@WellsFargo.com. Please reference the Certificate ID Number (shown on bottom left of certificate) or pdf file number should you need to contact her regarding this certificate. If for some reason you no longer require a certificate for this Insured, please write "Delete" across the front of the certificate and fax it to (404) 255-4454. No cover sheet is necessary. Thank you, Wells Fargo Insurance Services USA, Inc. (404) 531-5400/ (800) 241-6633 (404) 255-4454 Fax **FOR FAX AND U.S. MAIL DELIVERY RECIPIENTS: To expedite the issuance of certificates at renewal, we can e-mail an original certificate to you immediately upon the completion of our renewal process. If you would like future certificates delivered to you by way of e-mail, please contact us.** cc: The data included in this notice and in the attached document is confidential to Ebix BPO and the party responsible for bringing you this information. 1:2 Certificate Delivery by CertificatesNow - www.ConfirmNet.com - 877.669.8600