03/01/1988 Agreement
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BRANCH OFFICE
3117 OVERSEAS HIGHWAY
MARATHON, FLORIDA 33050
TEL. 13051743-9036
CLERK OF THE CIRCUIT COURT
MONROE COUNTY
500 WHITEHEAD STREET
KEY WEST, FLORIDA 33040
TEL. 13051 294-4641
BRANCH OFFICE
P.O. BOX 379
PLANTATION KEY, FLORIDA 33070
TEL. 13051 852-9253
MEMORANDUM
TO: Paul Wick, Grants Manager
FROM: Shelley Brown, Deputy Clerk
SUBJgCT: Resolution No. 111-1988
DATE: March 8, 1988
As you are aware, on March 1, 1988, the Board of County
Commissioners adopted Resolution No. 111-1988 authorizing
the l~ayor to execute Loan Agreements and acceptance of
Mortgages with respect to CDBG Loans for the rehabilitation
of low income housing at the Rock in Marathon.
Attached hereto please find two certified copies of the sub-
ject Resolution and one original and one copy of each Loan
AgreE!men t .
~u~ B,14C(C:k
Shelley B wn
Deput:y Cl k
At tac: hemen t
cc: Mayor Lytton
County Administrator
County Attorney
Finance Director
\..Pfle
LOAN AGREEMENT
s*: '\ ^ I
THIS AGREEMENT made this L day of J 1J\6i.rC){\." A. D. ,
1988,
between MONROE COUNTY, a political subdivision of the State of
Florida, hereinafter called LENDER, and CLINTON LE BARON and
JUANITA LE BARON, his wife, and RALPH OLSON, hereinafter called
BORROWERS; which term shall include the heir, successors, as-
signs, and personal representatives of the respective parties
wherever and whenever applicable,
WIT N E SSE T H:
1. That the LENDER agrees to lend and the BORROWERS agree
to borrow the sum of Two Hundred Thirty-eight Thousand Five
Hundred ($238,500.00) Dollars upon the terms and conditions as
hereinafter set forth.
2. That the loan shall be for a period of Fifteen (15)
years, payable in 180 monthly installments and bearing interest
at Three (3%) percent per annum.
3. The loan shall be secured by a second mortgage on the
following described property, subordinated only to a first
mortgage in favor of the Barnett Bank of the Keys in the amount
Three Hundred Seventy-five Thousand ($375,000.00) Dollars:
Situated in the County of Monroe and State of
Florida and known as being a parcel of land
consisting of all Lots 9 and 10, Block 5, of
the Resubdivision of part of Block 2, and all
of Block 5, of MARATHON BEACH, a Subdivision
of part of Government Lot 3, Section 10,
Township 66 South, Range 32 East on KEY VACA,
as shown by Plat recorded in Plat Book 2,
Page 21 of Monroe County, Florida, Public
Records, and a parcel of contiguous, filled
bay bottom land in the Gulf of Mexico,
bounded and described as follows:
Beginning on the Westerly line of First
Street at the Southeasterly corner of Lot 9,
Block 2, of MARATHON BEACH SUBDIVISION
recorded as aforesaid, bear North 15 degrees,
40 minutes, 00 seconds West along the said
Westerly line of First Street, and Northerly
prolongation thereof 166.82 feet; said
prolongation being also a portion of the
Easterly line of a parcel of submerged land
described in Official Records Book 339, Pages
472 and 473 of Monroe County Public Records;
thence bear South 74 degrees, 20 minutes, 00
seconds West 200.00 feet to a point on the
Westerly line of said submerged lands de-
scribed in Official Records Book 339, Pages
472 and 473 as aforesaid; thence bear South
15 degrees, 40 minutes, 00 seconds East along
the said Westerly line of said submerged
lands and the Westerly lines of said Lots 10
and 9, Block 2 of MARATHON BEACH SUBDIVISION
recorded as aforesaid 166.82 feet to the
Southwesterly corner of said Lot 9, Block 2;
thence bear North 74 degrees, 20 minutes, 00
seconds East along the Southernly line of
said Lot 9, 200.00 feet back to the Point of
Beginning.
4. The BORROWERS shall at their expense furnish to the
LENDER a mortgagee title insurance policy certifying that the
mortgage made hereunder is a valid second lien against the
property superior in dignity to all other liens save the first
mortgage hereinbefore mentioned. BORROWERS further agree to pay
all taxes, recording fees or other charges imposed by lawful
authority as a consequence of this mortgage.
5. The Parties agree that the funds to be loaned hereunder
shall be used exclusively for improving and rehabilitating the
structures located on the subj ect property and for no other
purpose.
6. The Parties agree that the funds shall be disbursed to
the BORROWERS in accordance with the draw schedule attached
hereto and that all required practices and procedures of the
Florida Mechanics Lien law with respect to affidavits and notices
shall be followed by the BORROWERS and their contractor.
7. During the life of the mortgage to be given pursuant to
this Agreement, the BORROWERS agree to keep the property avail-
able as "Affordable Housing" as that term is defined in the
Monroe County Comprehensive Land Use Plan and Land Development
Regulations, especially Section 9-306.
8. The BORROWERS further agree to keep the rentals within
the limits prescribed by said Plan and to increase them only in
accordance with such permission as the LENDER may grant.
9. The funding for this loan is provided for from a
Community Development Block Grant. The BORROWERS agree to follow
all Federal, State and County regulations concerning such pro-
grams and to execute any and all documents and affidavits which
2
may be required in connection therewith now or in the future in
order to ensure compliance with said Plans.
10. The obligation to maintain the subject property as
"Affordable Housing" shall continue and shall run with the land
during the fifteen (15) year term of this mortgage. In the event
the property is sold or involuntary transfer of any sort takes
place t:he BORROWERS agree that nevertheless the obligation to
maintain the property as "Affordable Housing" shall continue
until the term of the mortgage is complete. In the event that
the mortgage or any condition thereof is breached by the BORROW-
ERS or their successors in interest in that event all impact fees
previously waived shall immediately become due and payable and
the mOTtgage may at the option of the LENDER become due and
payable in a like manner.
11. The BORROWERS agree that they will annually furnish to
the LENDER an affidavit certifying that all tenants currently
occupying units on the mortgaged property qualify under the
"Affordable Housing" standards of the County and shall catalogue
the amount collected as rent from each such tenant.
BOARD OF COUNTY COMMISSIONERS
OF MONROE COUNTY, FLORIDA
By
~,,-~/ ?
Ma;;'~i~a~
(SEAL)
Attest: DANNY I.. KOLHAGE, Clerk
Sl~l~ ~<U1R
Cle
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