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Original w/Sea Crest of Marathon, Inc.L 1 1 JA�N;21 .19-3 MORTGAGE �� i.., COUNTY OF MONROE �' �_ RENTAL REHABILITATION PROGRAMmw r This agreement is entered into and executed this day of Dece&er 11 19_, by and between 'Ilh--odare Dantis, -Wilkinson Jean McDermid& BdbErt�a. Rffl--as Gmeral Therein after called MORTGAGOR) . residing at qp4 611,r �r, r, [i am _. Mgaffim Florida 33050 and the County of Monroe ( erein after called MORTGAGEE). WITNESSETH, that to secure the payment of an indebted- ness in the principal amount of ($ _) dollars which shall be payable in accordance with a certain Promissory Note, bearing even date herewith (Note), a true and correct copy which is attached hereto and made a part hereof as Schedule "A" and all other indebtedness which the Mortgagor is obligated to pay to the Mortgagee pursuant to the provisions of the note and this mortgage, the mortgagor hereby grants, conveys and mortgages to the Mortgagee: ALL that certain lot, piece or parcel of land situate i_i, the County of Monroe, State of Florida commonly known as 204 91st Street r Mmm*b'^ Flr--;dq and legally described as fo .Lows: Lots 19, 20, 21 & 222 SFA CiZESI' MCHIS SUBDIVISION, aocordirg to the Plat thereof as recorded in Plat Book 3, Page 60 of the public records of Mxmoe C wty, Florida; together with ink ents diexeon. (204 91st St., Marathon, Fl.) TOGETHER with all appurtenances thereto and all the estate and rights of the Mortgagor in and to such property or in anywise appertaining thereto; all buildings and other structures now or hereafter thereon erected or installed, and all fixtures and articles of personal property now or hereaf- ter attached to, or used in the operation of, and such land, buildings, or structures which are necessary to the complete use and occupancy of such buildings or structures for the purposes for which they were or are to be erected or install- ed, including, but not limited to, all heating, plumbing, bathroom, lighting, cooking, laundry, ventilation, refrigera- ting, incinerating and air conditioning equipment and fix- tures, and all replacements thereof and additions thereto, whether or not the same are or shall be attached to such land, buildings or structures in any manner; TOGETHER with any and al.]. awards now or hereafter made for the taking of the property mortgaged hereby, or any part thereof, if the taking thereof shall effect the operation of the property (including any easement) by the exercise of the power of eminent domain, including any award for change of grade of any street or other roadway, which awards are hereby assigned to the Mortgagee and are deemed a part of the property mortgaged hereby, and the Mortgagee is hereby authorized to collect and receive the proceeds of such awards, to give proper receipts and acquittances therefore and to apply the same toward the payment of the indebtedness secured by this Mortgage, notwithstanding the fact that the amount owing thereon may not then be due and payable; and the Mortgagor hereby agrees, upon request, to make, execute and Ft ge 1 of 7 • deliver any and u...l. assi_gnmeiil-s and other instruments suffi- cient for the Purpose of as4i.91iing each such award to the Mortgagee, free, clear and discharged of any encumbrances of any kind or nature whatsoever; and TOGETHER w:i.Lh n:1.). r i.ght, t:i.tle and interest of the Mortgagor in and to the land lying in the streets and roads in front of and adjoining the above described land (all the above described land, buildings, other structures, fixtures, articles of personal property, awards and other rights and interest being hereinafter collectively called the "Mortgaged Property"); TO HAVE AND TO HOLD the Mortgaged Property and every part thereof unto the Mortgagee, its successors and assigns forever for the purposes and uses herein set forth. The Mortgagor convenants and agrees with the Mortgagee, as follows: The principal amount of indebtedness shall be forgiven over a period of ten (10) years, in the method described by the Promissory Note, Schedule "A", provided that the Mortgagor complies with the following conditions for the first five (5) years of the Mortgage: A. Upon receiving notice of an upcoming vacancy, the Mort- gagor notifies the Section 8 Coordinator for the Monroe County Housing Authority, in writing , that a unit is available, and keeps the unit available at least a Section 8 tenant; 10 days for B. If Section 8 teuauts apply, but are Mortgagor documents the reason and provides itrtodthewCoordi1- nator upon request; Co The unit(s) shall be leased on an annual basis. D. Mortgagor shall file all Annual Affidavit of Compliance With the County of Monroe Rental Rehabilitation Program on or before the anniversary date of each year for a ten (10) ear_ period following the completion of Improvements; said y Affidavit being in form and content acceptable to Mortgagee at Mortgagee's sole discretion. The Mortgagor further covenants and Mortgagee, as follows: agrees with the 1• The Mortgagor will promptly pay when due, as hereinafter provided, all ground rents fte.r ments garbage, waste � if any, and all taxes, assess- , water rates fees, charges, fines and impositions and other governmental nature whatsoever, now or hereafter imposed onof ethe Mond and Property, or any part thereof, Mortgaged amount of indebtedness secured �b a will pay when due every of this Mortgage is expressly subject. lien to which the lien 2• No building or other structure or improve shall be removed or demolished withouttheent mortgaged consent of the Mortgagee. The Mort mortgaged p p Mortgagor shall maintainrtheen incldro erty in good condition and state of re air U.S. Department Standards) and wil]. not °f HUD.• Minimum Housin p to part thereof, suffer or permit an g Quality ments of federal will Promptly comply with allythestr to any departments •' state and local governments require- , divisions or bureaus thereof ' °r of Property or an , pertaining to any y part thereof. 9 such Page 2of 7 3. (a) The Mortgagor wall keep all buildings, other structures and improvements, including equipment, 'now existing or which may hereafter be erected or installed on the land mortgaged hereby, insured against loss by fire and other hazards, flood, windstorm, casualties and contingencies, in such amounts and manner, and for such periods, all as may be required from time to time by the Mortgagee, but in no event leas than the aggregate amount of all mortgages, liens and encumbrances on the property. The Mortgagor will pay promptly when due, any and all premiums on Mortgagee for examination receipts or other evidence of such payment as shall be satisfactory to the Mortgagee. The Mortgagee may obtain and pay the premium on (but shall be under no obligation to do so) every kind of insurance required hereby if such premium has not been paid when due as required by this Mortgage, in which event the Mortgagor will pay to the Mortgagee every premium so paid by the Mortgagee. All such policies shall have attached thereto loss payable clauses in favor of the Mortgagee and any other parties as shall be satisfactory to the Mortgagee. All such policies and attachments thereto shall. be delivered promptly to the Mortgagee, unless they are required to be delivered to the holder of a lien of a mortgage or similar instrument to which this Mortgage is expressly subject, in which latter event, certificates thereof,'satisfactory to the Mortgagee, shall be delivered promptly to the Mortgagee. All such policies and attachments shall remain in operative force and effect throughout the term of this Mortgage. The Mortgagor shall not allow a lapse or modification of such insurance coverage to occur. (b) In the event of loss or damage to the Mortgaged Property, the Mortgagor will give to the Mortgagee immediate notice thereof by mail, and the Mortgagee may make and file proof of loss if not made otherwise promptly by or on behalf of the Mortgagor. Each insurance company issuing any such Policy is hereby authorized and directed to make payment thereunder- for such loss to the Mortgagor and the Mortgagee Jointly, unless the amount of loss is payable first to the holder of a lien under a mortgage or'similar instrument to which this Mortgage is expressly subject; and the insurance proceeds, or any part thereof, if received by the Mortgagee, shall first be applied to the restoration or repair of Mortgaged Property damaged, provided such restoration or the repair is economically feasible and the security of this Mortgage would not be impaired. In the event of foreclosure of this Mortgage, or of any transfer of title of the Mortgag- ed Property in extinguishment of such indebtedness, all right, title and interest of the Mortgagor in and to every such insurance policy then in force, subject to the rights and interest of the holder of any such prior lien, shall pass to the grantee acquiring title to the Mortgaged Property together with such policy and appropriate assignment of such right, title and interest which shall be made by the Mortga- gor. 4. The Mortgagor will not voluntarily create, or permit or suffer to be created or to exist, on or against the Mortgaged Property, or any part thereof, any lien superior of this Mortgage, exclusivto the lien e of the lien, or liens (if an to which this Mortgage is expresslykeep and maintain the same free from claims sof�all�partieslkeep supply- ing labor or materials which will enter into the construction or installation of property improvements. ion warrants that 110 liens shall exist on the subjectproperty except the following: Y Page 3 of 7 5. No subordinat:i.on of this Mortgage shall occur without the prior written consent of the Mortgagee. Subordination shall be contingent upon terms and conditions which are favorable to the Mortgagee. 6. The Mortgagee, by any of its agents or representatives, shall have the right to inspect the Mortgaged Property from time to time at any reasonable hour of the day. Should the Mortgaged Property, or.any part thereof, at any time require inspection, repair, care or attention of any kind or nature not provided by this Mortgage as determined by the Mortgagee in its sole discretion, the Mortgagee may after notice to the Mortgagor, enter or cause entry to be made upon the Mortgaged Property and inspect, repair, protect, care for or maintain such property, as the Mortgagee may in its sole discretion deem necessary, and may pay all amounts of money therefore, as the Mortgagee may in its sole discretion deem necessary. 7. Mortgagor shall, for the initial period of seven (7) years, implement an Affirmative Marketing Policy that ensures vacant units will be made available to all groups regardless of race, gender, minority status or age. Such policy shall include: a). Use of Equal Housing Opportunity logo, slogan, or state- ment in all advertising; b). Display Fair Housing poster in rental office; c). Maintain required affirmative marketing records on racial, ethnic, and gender characteristics of tenants; copies of rental advertisements; contact listing of -outreach efforts in notification of vacancies; d). Maintain compliance with the County of Monroe Fair Housing ordinance. 8. The principal amount owing on the Note, and all other amounts of money owed by the Mortgagor to the Mortgagee pursuant to and secured by this Mortgage, shall immediately become due and payable without notice or demand upon the appointment of a receiver or liquidator, whether voluntary or involuntary, for the Mortgagor or any of the property of the Mortgagor or upon the filing of any petition by or against the Mortgagor under the provisions of any State insolvency law, or under the provisions of the then current bankruptcy act, or upon the making by the Mortgagor of an assignment of the Mortgaged Property for the benefit of the Mortgagor's creditors or upon the issuance of a post judgment writ of execution, attachment, garnishment or similar writ against the Mortgagor. The Mortgagee is authorized to declare, at its option and soli: discretiont all or any part of such indebtedness immediately due and payable upon the happening of any of the following events: (a) Nonperformance by the Mortgagor of any covenant, agreement, term or condition of this Mortgage, or of the Note or of any other agreement heretofore, herewith or. hereafter made by the Mortgagor with the Mortgagee in connection with such indebtedness, after the Mortgagor has been given due notice by the Mortgagee of such nonperformance and the Mortgagor has not fully cured such nonperformance within the time period to be set forth in the written notice of such nonperformance given by the Mortgagee. (b) Failure of the Mortgagor to perform any covenant, agreement, term or condition in an creating a lien upon the Mortgaged Property, or any part thereof, which shall have yeany lien of this Mortgage. Priority over the Pge 4 of 7 (c) Mortgagor's failure in any application of the Mortgagor to the Mortgagee to disclose any fact deemed by the Mortgagee to be material, or the making therein, or in any of the agreements entered into by the Mortgagor with the Mortgagee (includ- ing, but not limited to, the Note and this Mort- gage) of any misrepresentation by, on behalf of, or for the benefit of the Mortgagor. (d) Mortgagor has converted at any time during a ten (10) year period following the completion of Improvements, and/or -all of the dwelling units in the Mortgaged Property to condominium ownership or to any form of cooperative ownership wherein rents are not affordable to lower income households (as these terms "affordable" and "lower income house holds" may be defined by Mortgagee). (e) Mortgagor, at any time during a ten (10) year period following the completion of Improvements, has discriminated against or denied occupancy to any tenant or prospective tenant by reason of their receipt of, or eligibility for, housing assistance under any Federal, State or local housing assis- tance program; and/or has discriminated against or denied occupancy to any tenant or prospective tenant by reason that the tenant has a minor child or children who will be residing with them, unless the Mortgaged Property is one that is reserved for elderly tenants only. The Mortgagee's failure to exercise any of its rights hereunder shall not constitute a waiver thereof. All the events in this Paragraph enumerated upon the happening of any of which the Note shall become, or may be declared to be, immediately due and payable are in this Mortgage called "events of default." 9. If all or any part of the Mortgaged Property or an interested therein is sold or transferred by the Mortgagor without the Mortgagee's prior written consent, excluding (a) the creation of a lien or encumbrance subordinate to this mortgage; (b) the creation of a purchase money security interest for household appliance; (c) a transfer by devise, descent, or operation of law upon the death of a joint tenant; or (d) the grant of any leasehold of three (3) years or less not containing an option to purchase, the Mortgagee shall declare all the sums secured by this Mortgage to be immediately due and payable in accordance with the Note, Schedule A, hereto attached and made a part of. Mortgagee shall have waived such option to accelerate if, prior to the sale or transfer, Mortgagee and the party to -who the Mortgag- ed Property is to be sold or transferred execute a written assumption agreement acceptable to the Mortgagee. Notwith- standing any assumption agreement, the Mortgagor will contin- ue to be obligated under the note and this Mortgage unless the Mortgagee releases the Mortgagor in writing. 10. Should the Mortgagor fail to perform any conversant, agreement, term or condition of this Mortgage, or of the Note or of any other agreement heretofore, here with or hereafter made by the Mortgagor with the Mortgagee in connection with such indebtedness, the Mortgagee may enter such property, and let the same and collect all the rents therefrom which are due or to become due, and apply the same, after payment of all charges and expenses, on account of the indebtedness hereby secured, and all rents and all leases existing at the time of such default are hereby assigned to the Mortgagee as further security for the payment of the indebtedness secured hereby; and the Mortgagee may also dispose, b y the summary proceedings, and tenant defaulting in the paymentusual any rent to the Mortgagee. Page 5 of 7 11. In the event that the Mortgagor occupies the mortgaged .property or any part thereof, the Mortgagor agrees to surren- der possession of the property to the Mortgagee immediately after any such default hereunder, and if the Mortgagor remains in possession after such default, such possession shall be as a tenant of the Mortgagee, and the Mortgagor shall pay in advance, upon demand by the Mortgagee, as a reasonable monthly rental for the premises occupied by the Mortgagor, an amount at least equivalent to one -twelfth of the aggregate of the twelve monthly installments payable in the current calendar year,' plus'the actual amount of the annual ground rent, if any, taxes, assessments, water rates, other governmental charges, and insurance premiums payable in connection with the mortgaged property during such year, and upon the failure of the Mortgagor to pay such month rental, the Mortgagor may also be dispossessed by the usual summary proceedings applicable to tenants. This conversant shall become effective immediately upon the happening of any such default, as determined in the sole discretion of the Mortgag- ee who shall give notice of such determination to the Mortga- gor; and in the case of foreclosure and the appointment of a receiver of the rents, the within covenant shall inure to the benefit of such receiver or any other similar. The Mortgagor will not, without the written consent of the Mortgagee, receive or collect rent from any tenant of said premises or any part thereof for a period of more than one month in advance. 12. The Mortgagee in any action to foreclose this Mortgage shall be entitled to the appointment of the receiver without notice, a matter of right and without regard to the value of the mortgaged property, or the solvency or insolvency of the Mortgagor or other party liable for the payment of the note and other indebtedness secured by the Mortgage. 13. No waiver of any covenant herein or of the Note secured hereby shall at any time thereafter be held to be a waiver of the terms hereof or of the Note secured hereby. 14. The Mortgagor and all covenants, agreements, terms and conditions herein contained shall be binding upon and insure to the benefit of the Mortgagor and the heirs, legal repre- sentatives and assigns of the Mortgagor, and, to the extent permitted by law, every subsequent owner of the mortgaged project, and shall. be binding upon and inure to the benefit of the Mortgagee and its assigns. If the Mortgagor, as defined herein, consists of two or more parties, this Mort - jointly and severally, gage shall constitute a grant and mortgage by all of them and they shall be obligated jointly and severally under all the provisions hereof and under the Note. The word "Mortgagee" shall include any person, corpor- ation or other party who may from time to time be the holder of this Mortgage. Wherever used herein the singular number shall include the plural; the plural number shall include the singular, and the use of any gender shall be applicable to all genders wherever the sense requires. Unles wise or requestsunderrthis Mortgaee bmuslaw, any notice or demand may be delivered in person or by certified ddmail. Notice toe in writing the Mortgagee shall be delivered to the following address: The Monroe County Housing Authority 1400 Kennedy Drive Key West, Florida 33040 Notice to the Mortgagor shall be delivered to t address noted in this Mortgage. Change of address for n he may be submitted at any time. otice Page 6 of 7 The recitals contained herein are true and correct. Notwithstanding anything to the contrary contained herein Mortgagor agrees to comply with all terms and conditions of the Note. IN WITNESS WHEREOF, the Mortgagor hand the day and the ear first above Wit Mess o Signature MO T.I ne s as to Signature M g, has hereunto set his m4-1 f- f- Alan _ i _ W ness as to Signature Mortgagor State of _ tc— �/ County of The foregoing instrument was acknowledged before me this day of it L , 1911 by my witness and official seal. MY Commission_ expires RENTAL.REHAB/COUNTYMRTG.2/91 Page 7 of 7 The recitals contained herein are true and correct. Notwithstanding anything to the co,itrary contained herein, Mortgagor agrees to comply with ail terms and conditions of the Note. IN WITNESS WHEREOF, the Mortgagor has hereunto set his hand the day and the year first above itten. ness as to Signature ;MORTGAGOR With as to gSinature 'Mortgagor Witness as to Signature Mortgagor State of County of City of e foregoing instrument was acknowledged before me this an ofticialyseal.-11 19 ��Y my witness My Commission expires �In/yy4'VVVJVV�M•1h�Mp/`rl.��1NVi�.'V%n:'.�`� P MELA A. M,On"UI,Op,c( r f"xlx;Y P1rO' ;C—r'1;P! [SOTA ' HENNEW-1 COUNTY 61y Cornmission Expires "Aar, 26, 1Jyii; ry V\rv"' VMM 7"' M RENTAL.REHAB/COUNTYMRTG.2/91 Page 7 of 7 The recitals contained, herein are true and correct. Notwithstanding anything to the contrary contained herein Mortgagor agrees to comply with all terms and conditions of xthe Note. IN WITNESS WHEREOF, the-14ortgagor has hereunto set his hand the day a d the year first ab a writt . i it ess t to nature �' .M TGAGOR Witness as to Signature Mortgagor Witness as to Signature State of County of _ 1 City of Mortgagor e foregoing ins-rument was acknowledged before me this day of , 194/4X2 by my witness an of icial seal. e XAAAAAAAAA,AAAAAAMIAAAAAAA AAA.AAA��,�QAX a S o Q a ANGELA M. HENDEPSON a 3„0 NOTARY PUBLIC •MINNr50TA HENNEPIN COUN-ly My Commlaslon Expires My Commission expires RENTAL.REHAB/COUNTYMRTG.2/91 Page 7 of 7 E PROMISSORY NOTE COUNTY OF MONROE rnri�� i�r PROPERTY ADDRESS Sea Crest of Marat m, . 204 91 ct Straps NhCdthm Florida ,. For value received, the undersigned (hereafter the Mortgagor) jointly and severally promise(s) to pay to the order of the County of Monroe (hereafter the Mortgagee) or its successors, the principal sum of ;,,pp payable at the Monroe County Housing At�orii y, 1400 Kennedy Drive, Key West, FLorida, 33040, or at such other place as may be designated by the Mortgagor. This note is secured by a Mortgage of even date duly filed for record in the official Public Records, Monroe County, Florida. The entire amount of the loan will be forgiven over a ten (10) year period, described below, as Schedule "A", incorporated herein, provided that the Mortgagor complies with all the terms and conditions of the Mortgage referenced above. Should the Mortgagor not comply, the Mortgagee may demand repayment in accordance with the Mortgage terms. Unless prepaid, this Note shall be released by the Mortgage on the 1st day of , 20(. The anniversary of this Not; shall e t e lot day of Dsca of each year. The loan evidenced by this Note may be asmigned and/or assumed: PROVIDED, that any and all terms and conditions shall remain in full force and effect for any assignee or successor to the Mortgagor and such assignee or successor shall assume all duties and obligations of the Mortgagor as described herein. In the event of sale, and the loan evidenced by this Note is not assumed, the following payment schedule shall apply: Schedule "All Amortization of Loan YEAR-.ANNIV DATE LOAN AN1T DEFERRED % DEFERRED AMT PAYOFF 2 3 W1/92 1V1/93 $28,000.00 $2%000.00 -0- -a -0- $28,000.00 4 $281000.00 -0- -0- $282000.00 5 6 12/1/95 12111% $282000.00 $232800.00 15'/ 1S/ 4,200.00 $23,800.00 7 12/1/97 $192600.00 LS/ 42200.00 4 200.00 $192600.00 8 ivi/98 /99 $15900.00 $119200.00 L�; 15'/ 49200.00 $11,200.00 9 10 12/1/2000 $ 7,000.00 1S/ 4200.00 4,200.00 $ 7,000.00 $ 2,800.00 12/1/2001 $ 29800.00 10r/ 218OC.00 $ -0- The deferred amount is forgiven There are no prorations for partial on the anniversary date. years of participation. Any forbearance by the Mortgagee with respect to any of the terms and conditions of this Note in no way constitutes a waiver of any of the Mortgagees rights or privileges granted hereunder. Any written notice or payment of one party to the other shall be addressed to the parties as follows: The Mortgagee: County of Monroe (Attention) Monroe County Housing Authority- 1400 Kennedy Drive Key West, Florida 33040 The Mortgagor (s) : T mOcbre Dentis, Karen Farley Wilk son, & Robert W. Pode, Jean McDermid, Gaul Partners, in Sea O est of Marathon, a areml Partnership The Mortgagor, or his/her executor in the event of death, shall notify the Mortgagee of the name and address of any successor to or assignee of the Mortgagor. The Mortgagor reserves the right to prepay at any time all or any part of the remaining balance of this Note without the payment of penalties or premiums. If suit is instituted by the County of Monroe to recover on this Note, the Mortgagor agrees to pay all costs of such collection, including reasonable attorney's fees and court costs. Upon satisfactory completion of all terms and conditions of this Note by the Mortgagor or upon payment of any and all balance due, the Mortgagor shall be entitled to a release and satisfaction of this Note by the Mortgagee at the Mortgagor's own expense. In witness whereof this Note has been duly executed by the undersigned, as of this date: WITNESS DATEPISEAL BORROWER nATF. crr.nr. / 3 q! WITNESS DATE SEAL I�.♦ la 1 %.`I RENTAL.REHAB/COUNTYNOTE.2/91 Page 2of 2 DATE SEAL The Mortgagee: County of Monroe (Attention) Monroe County Housing Authority 1400 Kennedy Drive Key West, :.Florida 33040 The Mortgagor (s) : Mmodore Danti.s, Karen Farley Willcscn, & RQbert W. Rrde, Jean McDermid, General Partners, in Sea Q:est of M radw, a Oral Park The Mortgagor, or his/her executor in the event of death, shall notify the Mortgagee of the name and address of any successor to or assignee pf the Mortgagor. The Mortgagor reserves the right to prepay at any time all or any part of the remaining balance of this Note without the payment of penalties or premiums. If suit is instituted by the County of Monroe to recover on this Note, the Mortgagor agrees to pay all costs of such collection, including reasonable attorney's fees and court costs. Upon satisfactory completion of all terms and conditions of this Note by the Mortgagor or upon payment of any and all balance due, the Mortgagor shall be entitled to a release and satisfaction of this Note by the Mortgagee at the.Mortgagor's own expense. In witness whereof this Note has been duly executed by the undersigned, as of this date: AA G f�GE' AN(3ELA M. HENDE EAIi B ROWER DATE SEAL a% `« NOTARY PUBLIC. MINNESOTA HENNEPIN COUNTY ` My Commission Expires May 20,1997 WITNESS DATE SEAL ELvN-10C I. I RENTAL.REHAB/COUNTYNOTE.2/91 BORROWER DATE SEAL Page 20 2 The Mortgagee: County of Monroe - (Attention) Monroe County Housing Authority 1400 K...nnedy Drive Key West, Florida 33040 The Mortgagor (s) : Theodore Danti.s, Karen Farley Wilkson, & Robert W. Rode, Jean A1cDermid Gaul Partners, in Sea Q:est of hhradmn, a General Partnership The Mortgagor, or his/her executor in the event of uoeth, shall notify the of the na:1-ka and c,f any successor to or assignee of the Mortgagor. The Mortgagor reserves the right to prepay at any time all or any part of the remaining balance of this Note without the payment of penalties or premiums. If suit is instituted by the County of Monroe to recover on this Note, the Mortgagor agrees to pay all costs of such collection, including reasonable attorney's fees and court costs. Upon satisfactory completion of all terms and conditions of this Note by the Mortgagor or upon payment of any and all balance due, the Mortgagor shall be entitled to a release and satisfaction of this Note by the Mortgagee at the Mortgagor's own expense. ' In witness whereof this Note has been duly executed by the undersigned, as of this date: 7 E DATE SEAL % BO OWER DATE SEAL a. WITNESS DATE SEAL BORROWER DATE SEAL W USS ❑4 SFAL RENTAL.REHAB/COUNTYNOTE.2/91 Page 2 of 2