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Certificates of Insurance �, ':.'zYr tr. 4.x. x'2e {c*a;yr::7? io..:: ; ." 94 : , }^: tw tvf. a. . Q ; ....... :.. ,. r ::. <r., . 1 t s ' $ >> 94 :x PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE t HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR t HENDREN it ASSOCIATES, INC. ALTER THE COVERAGE AFFORDED BY THE POUCIES BELOW. I 9719 S DIXIE HWY — STE 6 COMPANIES AFFORDING COVERAGE 1 MIAMI , FL 33156 COMPANY (305) 667 -1443 A ESSEX INSURANCE COMPANY '"s"'MD COMPANY APPROVED BY RISK MANAGEMENT JANICE DREWING — SPERRY B 6915 RED ROAD; SUITE #`219 coueArreY A iii / _ __� D�'`�. �u ' MIAMI, FL. 33143 C 0 P cOMPAN4 '/-2 —,.2 A-9f . ...v•. { ;'': C o- { i v G D oti k h w °'a , r ,f ' '' � 8:.� e` • ,.�?c�s��€' •n�t \ 's'O'��� . ���c <:�< �X��e a�.�sc,�, fix �L��'� .... THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE USTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS s CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HERON IS SUBJECT TO ALL THE TERMS, f EXCLUSIONS AND CONDITIONS OF SUCH POUCIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. co POUCY EFFECTIVE POUCY EXPIRATION LTR TYPE OF DISLBLANCE POUCY LIUIBa DATE WYWD M/ D/YY) DATE (MDD/YY) WAITS GENE AL UABIUTY GENERAL AGGREGATE :300,000 s X COMMERCIAL GENERAL LIABILITY PRODUCTS - COMP/OP MG sEXCL . CLAIMS MADE © OCCUR PERSONAL a ADV INJURY sEXCL. A °maws a CONTRACTOR'S PRAT 3AJ 9142 09/27/94 0 9/ 2 7/ 9 5 EACH OCCURRENCE :300,000 PRE DAMAGE Vey M. n..I sEXCL . MED EXP ww «» p. nce* sEXCL. AUTOMOBILE UABIUTY ANY AUTO AU. OWNED AUTOS JURY SCHEDULED AUTOS HIRED AUTOS COMBINED SINGLE UMIT $ BODILY INJURY • per pr NON OWNED AUTOS $ PROPERTY DAMAGE $ GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ ANY AUTO OTHER THAN AUTO ONLY: ,._.• ... ............................... c _ EACH ACCIDENT $ AGGREGATE $ EXCESS UABIUTY EACH OCCURRENCE • UMBRELLA FORM AGGREGATE • OTHER THAN UMBRELLA FORM _ $ WORKERS COMPENSATION AND _j STATUTORY UMITS .. . ._.. ,••••.,.•.. ..••,,. . .•,.•.•••,••• EMPLOYERS' LABILITY ReCeiVed EACH ACCIDENT $ THE PROPRIETOR/ —' INCI Risk Mgmt. & Loss C Dntrol DISEASE - POLICY UMIT • . PARTNERS/EXECUTIVE OFRCERS ME: EXCL GAS 1; /�Ll D I 9 r/ DISEASE - EACH EMPLOYEE • k OTHER ¥ INITIAL ..___.._._____, DESCRIPTION OF OPERATIONSAOCATIONSNEIICLES /SPECIAL ITEMS NOTE; MONROE COUNTY BOARD OF COUNTY COMMISSIONERS IS ALSO AN ADDITONAL NAME INSURED. � ��� p �, ...{ Y{ � y� ;. •i• n .. . •.. '+...4 . .. ..:....`... v., :•�:... �:r.:.r. . .�. : 7�. ,. l �/r • *. A::• .• .• •.: `.�.'k,.' ..;.. :7.4 •.•. rn .:.dC{5,... {...{;: {. �,1��{yly, �17 y(''�� y�`1�� '"'�t`� ..............: �,r,....., k.,., .. n ...,.. n ;h •...{.ri K'���n {... { ^^ •n •L•,v . C3�+M�lS�.`•�.aA'.}vZ•:....tv.v ... .., i , ...,......, n...... SHOULD ANY OF THE ABOVE DESCRIBED POUCIES BE CANCELLED BEFORE TIE MONROE COUNTY RISK MANAGEMENT EXPIRATION DATE THelsoF. THE Isstu CO•PANY WILL 114.06461i /0 MAIL COUNTY COMPLEX; STOCK ISLAND 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, 5100 COLLEGE RD BUT FAILURE TO MAIL SUCH NOTICE :HALO 16LPOSE NO oBUOATION OR UABIUTY KEY WEST, FLA 33034 OF ANY KIND UPON THE COMPANY. ITS AO =. S OR RFPRRESENTT . • AUTHORIZED REPRESENTA i ..• A / / ! / Received Risk Mgmt. & Loss Control DATE e W / \ INITIAL G E 1 C 0 FAMILY AUTOMOBILE POLICY RENEWAL DECLARATIONS GOVERNMENT EMPLOYEES INSURANCE COMPANY ONE GEICO PLAZA, WASHINGTON, DC 20076 -0001 THIS IS A DESCRIPTION OF YOUR COVERAGE PLEASE KEEP FOR YOUR RECORDS TELEPHONE: 1 -800- 841 -3000 FAX: 1- 912 - 744 -5234 PAGE 1 POLICY PERIOD FROM 02 -21 -95 TO 08-21 -95 12:01 A.M. LOCAL TIME AT THE ADDRESS OF THE NAMED INSURED. THE INSURED VEHICLE(S) WILL BE REGULARLY GARAGED IN THE TOWN AND STATE SHOWN IN ITEM 1, EXCEPT AS NOTED HERE: POLICY NUMBER: 395 -47 -35 DATE ISSUED: 02 -21 -95 CONTRACT TYPE: A41 RONALD M SPERRY AND <ITEM 1: JANICE DREWING NAMED 7571 SW 65TH PL INSURED AND MIAMI FL 33143 -4616 ADDRESS APPROVED BY RISK MANAGEMENT r ..1;<04.47 - -- O c , CONTRACT AMENDMENTS: ALL VEHICLES - A 315,442,400,54FL,403E JATE UNIT ENDORSEMENTS: VEH 1 - A115 A180H A431 VEH 2 - A180H UE316 A115 A431 WAIVER: N/A 'YF� IMPORTANT MESSAGES - ENCLOSED ARE CORRECT POLICY PAPERS DELETING THE LIENHOLDER FROM FOR THE 1990 FORD. • COUNTERSIGNED BY AUTHORIZED REPRESENTATIVE INSURED COPY 4/7/4 C141/......A / ec J _e 't s �-A-T '4 OVER U -31 -DP (4) F!L[.f GOVERNMENT EMPLOYEES INSURANCE COMPANY POLICY NUMBER: 395 - 35 DATE ISSUED: 02 - 21 - 95 PAGE 2 RATED VEHICLE SYMBOL AGE CLASS STATE TERR 1 90 FORD 1FAPP6040LH101471 7 6 C -N - -S FL 33 2 92 HONDA JHMBB2250NCO25413 J 4 C -N - -S FL 33 3 COVERAGES LIMITS OR PREMIUMS Coverage applies where a premium or 0.00 is DEDUCTIBLES shown for the vehicle VEH 1 I VEH 2 I VEH 3 BODILY INJURY LIABILITY EACH PERSON /EACH OCCURRENCE $300,000/$300,000 183.10 173.90 PROPERTY DAMAGE LIABILITY $100,000/NCN DED. 47.10 44.80 °ERSONAL INJ PROT - INSURED OPTION F 45.60 32.50 UNINSURED MOTORIST - NONSTACK EACH PERSON /EACH ACCIDENT $50,000/$100,000 148.50 148.50 EMERGENCY ROAD SERVICE 4.90 4.90 RENTAL REIMBURSEMENT $600 8.80 8.80 MULTI -RISK INCLUDES: COMPREHENSIVE $250 DED. 49.70 130.60 COLLISION $250 DED. 85.60 157.50 MECHANICAL BREAKDOWN $250 DED. 33.50 30.30 SIX MONTH PREMIUM PER VEHICLE $ 606.80 $ 731.80 OUR PREMIUMS ARE BASED ON THE FOLLOWING DISCOUNTS AND /OR SURCHARGES: ` ISCOUNTS: SEAT BELT (VEH 1,2); PASSIVE RESTRAINT /AIR BAG (VEH 2); ANTI -LOCK BRAKES (VEH 2); MULTI -CAR (VEH 1,2); 15% ANTI -THEFT DEVICE (VEH 1,2) URCHARGES: ACCIDENT AND /OR CONVICTION AND /OR INEXPERIENCED OPERATOR (VEH 1,2) LIENHOLDER VEHICLE 1 LIENHOLDER VEHICLE 2 LIENHOLDER VEHICLE 3 MIAMI BEACH FCU JSURED COPY (2in ENDORSEMENT • LOSS PAYABLE CLAUSE The Policy Number and Effective Date need be completed only when this endorsement is issued subsequent to preparation of the policy. Policy Number 395 -47 -35 Effective Date 02 -21 -95 Any claim under the Physical Damage Coverages of the policy will be paid jointly to the insured and the Lienholder in the Declarations. The Lienholder must notify us if he becomes aware of any increased hazard or change of ownership of the auto or he will lose all of his rights under this policy. If the insured fails to file with us a Proof of Loss within 91 days after the loss, the Lienholder must do so within the fol- lowing 60 days. The policy provisions on time of payment, appraisal and the right to sue us applies both to the Lienholder and the insured. We may settle a claim at our option by separate payment to the insured and the Lienholder. Whenever we pay the Lienholder, we shall be subrogated to the Lienholder's rights of recovery to the extent of the payment. If the policy is in effect as to the Lienholder but has been cancelled as to the insured, the Lienholder must assign the loan to us if we ask and we pay the full amount due. We will mail notice to the Lienholder at least 10 days before we cancel his interest in the policy. This endorsement forms a part of your policy. It is effective at 12:01 A.M. local time at your address on the effective date shown above. RETAIN THIS COPY FOR YOUR RECORDS Countersigned by Authorized Representative UE -316 (4 -85) NS FAMILY AUTOMOBILE POLICY AMENDMENT EMERGENCY ROAD SERVICE COVERAGE Policy Number: 395 -47-35 Your policy provisions are amended as follows: 1. mechanical labor up to one hour at the place of breakdown; SECTION III 2. lockout services up to $100 per lockout if keys to PHYSICAL DAMAGE COVERAGES the auto are lost, broken or accidentally locked in the auto; Towing and Labor Costs 3. if it will not run, towing to the nearest place within 50 miles where the necessary repairs can Towing and Labor Costs is replaced with the follow- be made; ing: 4. towing it out if it is stuck on or immediately next Emergency Road Service to a public highway; You have this coverage if "Emergency Road Service" 5. delivery of gas, oil, loaned battery, or change of appears in the "Coverages" space on the declara- tire. WE DO NOT PAY FOR THE COST OF THE tions page. GAS, OIL, LOANED BATTERY, OR TIRE(S). We will pay the fair cost you incur for the owned or There will be a limit of one reimbursement per non -owned auto for: disablement. WE affirm this amendment. /?/a.ta R. A. Phillips O. M. Nicely Secretary • GOVERNMENT EMPLOYEES INSURANCE COMPANY • President AND GEICO GENERAL INSURANCE COMPANY A -115 (11 -93) Received Risk Mgmt. & Loss Cont .1 May 31, 1995 DATE CO Janice Drewing- Sperry INITIAL Drewing- Sperry Consulting, Inc. 6915 Red Road, Suite 219 Coral Gables, FL 33143 Kay Miller Monroe County Risk Management 5100 College Road Key West, FL 33040 Dear Ms. Miller: Attached are the documents you requested verifying auto liability coverage. Sorry for the delay but I have been battling bronchitis. Thank you. 'ncerel( nice Dre Sp rr '0 - P ..:;.4,, ., ,..,..,:.?”.;-:::........::::,.... .s: ...,,w:R .. ACORD . g . ...tt ....1w.A•k: r. .. *YAM TtYgl , :- :-: RANe - ....:+ai ,. .0 , oPpailow 09/25 /95 ii. k.-:-... . • '.......4.. ..;,..........-:::..:?.... v.Z.-.....-:..3 ... ‘.:::...-. :..4.4.0 t:::::::::::Ka::*::::::: ... , PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION --, ,---., ri . ,...., ._, - ,-, ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR HENDREN & ASSOCIATES , INC . - -4 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. 9719 S DIXIE HWY - STE 6 SE1) %) 6 A COMPANIES AFFORDING COVERAGE MIAMI , FL 33156 g• Z COMPANY (305) 667-1443 A ESSEX INSURANCE COMPANY INSURED COMPANY - - APPROVED BY RISK MANACTENT 7 0' JANICE DREWING- .• ERRy , B // /7- C.: --- , ,, , ; _ +10."111•■■•,/ ' - 6915 RED ROAD i - • - , O MPAIN MIAMI, FL. 33143 C 04TE l7-...)--e - 5'---S COMPANY D I''.'FR: N/A YES I- - - " - - - - - il."; .:.::..x. P ..:.4. 1 -. i . ' = CA::::::'..:::$:!ii:iii: , . . : .*:-7...= = • • • NCF '' - "Nlei:77:AM:: , zigiM,Maitgan : : ... ligaglii::: . i THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO POUCY EFFECTIVE POUCY EXPIRATION TYPE OF INSURANCE POUCY NUMBER UMITS LTR DATE (NIM/DD/YY) DATE (MM/DD/YY) GENERAL UABILITY GENERAL AGGREGATE $300,000 X COMMERCIAL GENERAL LIABILITY PRODUCTS - COMP/OP AGG $ I CLAIMS MADE I X I OCCUR PERSONAL & ADV INJURY :300,000 A OWNER'S & CONTRACTOR'S PRor 3AJ 9142 08/26/95 08/26/96 EACH OCCURRENCE .300,000 FIRE DAMAGE (Any one fire) $50,000 MED EXP (Any one person) S1 , 000 AUTOMOBILE UABIUTY COMBINED SINGLE LIMIT $ ANY AUTO ALL OWNED AUTOS BODILY INJURY $ SCHEDULED AUTOS (Per person) HIRED AUTOS BODILY INJURY $ NON-OWNED AUTOS (Per acc(dent) PROPERTY DAMAGE $ GARAGE UAINUTY AUTO ONLY- EA ACCIDENT $ ANY AUTO OTHER THAN AUTO ONLY ] EACH ACCIDENT $ AGGREGATE $ EXCESS UABIUTY EACH OCCURRENCE $ —1 UMBRELLA FORM AGGREGATE $ OTHER THAN UMBRELLA FORM WORKERS COMPENSATION AND I i t OWT.UNi 1 1° EMPLOYERS UABIUTY Received EL EACH ACCIDENT $ THE PROPRIETOR/ PARTNERS/EXECUTIVE INCL ' !, /i gmt. & 1.03s Control EL DISEASE - POLICY LIMIT $ OFFICERS ARE: EXCL 9 %. .- I 6- EL DISEASE - EA EMPLOYEE $ OTHEFt , DESCRIPTION OF OPERATIONS/LOCATIONSNEFICLES/SPECIAL ITEMS NOTE; MONROE COUNTY BOARD OF COUNTY COMMISSIONERS IS ALSO AN ADDITONAL NAME INSURED. igtWNNKKWCMNMEMMNMMMMMMMMMMMM.BIMWattO:NMZMMMNMENMEEMMM ' SHOULD ANY OF THE ABOVE DESCRIBED POUCIES BE CANCELLED BEFORE THE MONROE COUNTY RISK MANAGEMENT EXPIRATION DATE THEREOF, THE ISSUING COMPANY WILL 0,9449 MAIL COUNTY COMPLEX; STOCK ISLAND 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT. 5100 COLLEGE RD BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBUGATION OR UABIUTY KEY WEST, FLA 33034 of ANY KIND UPO THE COMPANY, ITS $ OR REINES ,, ATIVES. AUTHORIZED REPR VE , / ./ • :::M.d.ftlliiitailtierittai:00.ft*FttgateetfeekkangaglanglidaiRMEMOMME:::::4:::::Eginficlat.atikWilioNAM - ,