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05/30/1990 Contract CONTRACT FOR SALE AND PURCHASE ii SELLER: Terri L. Stiglitz a sin:le woman c/o Lower Ke s Realt Inc. P Oox :i 'ine =e ori•a , Phone 872 -2258 an , a political su ivision of the State of Florida, (Buyer), Public Service Building, Stock Island, Key West, FL 33040, Phone (305) 294 -4641, hereby agree that the Seller and Buyer shall buy the following real property (Real Property) and personal property (Personalty) (collectively Property) upon the following terms and conditions which INCLUDE the Standards for Real Estate Transactions attached (Standard(s) and any addendum to this instrument. I. DESCRIPTION: (a) Legal description of Real Property located in Monroe County, Florida: See A••raisal Resort Exhibit A as attached. Tract IC Pine 'ey 'cres in ection towns ip •• south range 29east Bi: Pine Ke Monroe Count FL. as recorded in O.R. Book 797 -183' 'el 0 -0 •00 (b) Street address, city, zip, of the Property is:South Street Bi: Pine Ke . See A for more detailed information. ) ' ersona t : 'an:e 'e ri:erator was er dr er centra air unit w eat stri water so tener fixtures an. oor cover ngs _ 171 as *resent insta e , an:e an re ri•erator in :nest room inc uses an• accepted in an condition. II. PURCHASE PRICE $104,000.00 PAYMENT: (a) Deposit(s) in the amount of $1000.00 to be held in escrow by LOWER KEYS REALTY, INC. (b) Balance to close (U.S. cash LOCALLY DRAWN certi fie. or cas er s c ec , sus]ect to ad'ustments and •rorations $ 103,000.00 III. TIME FOR ACCEPTANCE; EFFECTIVE DATE: If this offer is not executed by and delivered to all parties OR FACT OF EXECUTION communicated in writing between the parties on or before Ma 30, 1990 , the deposit s wi , at :uyer s option, se returned to :uyer and the offer withdrawn. The date of this Contract ( "Effective Date ") will be the date when the last one of the Buyer and the Seller has signed this offer. IV. TITLE COMMITMENT: At least twenty (20) days before closing date, Seller shall, at Seller's expense, deliver to Buyer or Buyer's attorney, in accordance with Standard A, title insurance commitment. V. CLOSING DATE: This transaction shall be closed on or before JUNE 29, 1990 , 1990 and the deed, title insurance and other closing papers delivered within thirty (30) days of the satisfaction of all contingencies. VI. RESTRICTIONS: EASEMENTS: LIMITATIONS: Buyer shall take title subject to: zoning, restrictions, prohibitions and other requirements imposed by governmental authority; restrictions and matters appearing on the plat or otherwise common to all subdivi- sion; public utility easements of record (easements are to be located contiguous to Real Property lines and not more than ten feet in width as to the rear or front lines and 73 feet in width as to the side lines, unless otherwise specified herein); provid- ed, that there exists at closing no violation of the foregoing and none of them, except zoning restrictions, prevents the use of the Real Property for Recreational purposes. Seller warrants that property is zoned ACC at the time of execution of the contract. VII. OCCUPANCY: Seller warrants that there are no parties in occupancy other than Seller. The Property is intended to be rented beyond closing, on a month to month basis for $600.00 a month for up to six months. The Seller will enter into a Stan - dard Lease Agreement with the County at the date of the closing. VIII. TYPEWRITTEN OR HANDWRITTEN PROVISIONS: Typewritten or handwritten provisions shall control all printed provisions of Contract in conflict with them. VIII. ASSIGNABILITY: (Check (1) or (2): Buyer (1) X may assign OR (2) may not assign Contract. BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA (SEAL) Attest By CANNY L. IcOLHAGE, Clerk ayor / CFia i rma n / 5 - 30 - 90 �, . /C t Date r-r Ja S' Social Security or Tax ID Terri L. Stiglit Date ,4 ' a q - ctC; Social Security or Tax ID SELLER Date BROKER'S FEE: (Check & Complete the one applicable) X If a Listing Agreement is currently in effect: Seller agrees to pay the Broker named below, including cooperating sub - agents named, according to the terms of an existing, separate listing agreement; OR If no Listing Agreement is currently in effect: Seller shall pay the Broker named below, at time of closing, from the disbursements of the proceeds of the sale, compensation in the amount of % of gross purchase price OR $ , for Broker's sere es in effecting the sale by finding t e` Buyer ready, willing and able to purchase pursuant to the foregoing Contract. If Buyer fails to perform and deposit(s) is retained, 50% thereof, but not exceeding the Broker's fee above provided, shall be paid Broker, as full consideration for Broker's services including costs expended by Broker, and the balance shall be paid to Seller. If the transaction shall not close because of refusal or failure of Seller to perform, Seller shall pay the full fee to Broker on demand. In any litigation arising out of the Contract concerning the Broker's fee, the prevailing party shall recover reasonable attorney fees and costs. Lower Keys Realty, Inc. ( `� ' ■ !� BROKER FIRM APPROVED AS TO FORM A!`'! % r ("=" • ^ "UFFIC/ENCY. av ti� -L iN \ k, ' 1 ffirA 2 STANDARDS FOR REAL ESTATE TRANSACTIONS A. EVIDENCE OF TITLE: A title insurance commitment issued by a Florida licensed title insurer agreeing to issue to Buyer, upon recording of the deed to Buyer, an owner's policy of title insurance in the amount of the purchase price, insuring Buyer's title to Real Property, subject only to liens, encumbrances, exceptions or qualification set forth in this Contract and those which shall be discharged by Seller at or before closing. Seller shall convey a marketable title subject only to liens, encum- brances, exceptions or qualifications set forth in Contract. Marketable title shall be determined according to applicable Title Standards adopted by authority of The Florida Bar and in accordance with law. Buyer shall have 20 days from date of receiving title commitment to examine evidence of title. If title is found defective, Buyer shall, within 10 days, notify Seller in writing specifying defect(s). If the defect(s) render title unmarketable Seller will have 120 days from receipt of notice within which to remove the defect(s), failing which Buyer shall have the option of either accepting the title as it then is or demanding a refund of deposit(s) paid which shall immediately re returned to Buyer; thereupon Buyer and Seller shall release one another of all further obligations under the Contract. Seller will, if title is found unmarketable use diligent effort to correct defect(s) in title within the time provided therefor, including the bringing of necessary suits. B. SURVEY: Buyer, at Buyer's expense, within time allowed to deliver evidence of title and to examine same, may have Real Property surveyed and certified by a registered Florida surveyor. If survey shows encroachment on Real Property or that improve- ments located on Real Property encroach on setback lines, ease- ments, lands of others, or violate any restrictions. Contract covenants or applicable governmental regulation, the same shall constitute a title defect. C. INGRESS AND EGRESS: Seller warrants and represents that there is ingress and egress to the Real Property sufficient for the intended use as described in Paragraph VII hereof, title to which is in accordance with Standard A. D. TERMITES: Buyer, at Buyer's expense, within time allowed to deliver evidence of title and to examine same, may have Real Property inspected by a Florida Certified Pest Control Operator to determine if there is any visible active termite infestation or visible existing damage from termite infestation in the improvements. If either or both are found, Buyer will have 10 days from date of written notice thereof, within which to have all damages, whether visible or not, inspected and estimated by a licensed builder or general contractor. Seller shall pay valid costs of treatment and repair of all damage up to 2% of purchase price. Should such costs exceed that amount, Buyer shall have the option of cancelling Contract within 5 days after receipt of contractor's repair estimate by giving written notice to Seller or Buyer may elect to proceed with the transaction, in which event Buyer shall receive a credit at closing of an amount equal to the total of the treatment and repair estimate not in excess of 2% of the purchase price. "Termites" shall be deemed to include all wood destroying organisms required to be reported under the Florida Pest Control Act. E. LEASES: Seller shall, not less than 15 days before closing, furnish to Buyer copies of all written leases and estoppel letters from each tenant specifying the nature and duration of the tenant's occupancy, rental rates, advances rent and security deposits paid by tenant. If Seller is unable to obtain such letter from each tenant, the same information shall be furnished by Seller to Buyer within that time period in the form of a Seller's affidavit, and Buyer may thereafter contact tenants to confirm such information. Seller shall, at closing, deliver and assign all original leases to Buyer. 3 • F. LIENS: Seller shall furnish to Buyer at time of closing an affidavit attesting to the absence, unless otherwise provided for herein, of any financing statements, claims of lien or potential lienors known to Seller and further attesting that there have been no improvements or repairs to Property for 90 days immedi- ately preceding date of closing. If Property has been improved, or repaired within that time, Seller shall deliver releases or waivers of mechanics' liens executed by all general contractors, subcontractors, suppliers, and materialmen in addition to Sell- er's lien affidavit setting forth the names of all such general contractors, subcontractors and materialmen and further affirming that all charges for improvements or repairs which could serve as a basis for a mechanic's lien or a claim for damages have been paid or will be paid at closing. G. PLACE OF CLOSING: Closing shall be held in the county where Real Property is located, at the office of the attorney or other closing agent designated by Buyer. H. TIME: Time is of the essence of this Contract. Time periods herein of less than 6 days shall in the computation exclude Saturdays, Sundays and state or national legal holidays, and any time period provided for herein which shall end on Saturday, Sunday or legal holiday shall extend to 5:00 p.m. of the next business day. I. DOCUMENTS FOR CLOSING: Seller shall furnish deed, certifi- cate of good standing of corporation and Resolution of Board of Directors authorizing President to sign deed if Seller is a corporation, bill of sale, mechanic's lien affidavit, assignments of leases, tenant and mortgagee estoppel letters, corrective instruments, certificate of Individual nonforeign status, and closing statement. J. EXPENSES: Documentary stamps on the deed and recording deed, satisfaction of mortgage, certificates of good standing if Seller is a corporation; corrective instruments and any other Seller's instruments that need to be recorded shall be paid by Seller. K. PRORATIONS; CREDITS: Taxes assessments, rent, interest, insurance and other expenses and revenue of Property shall be prorated through day of closing. Buyer shall have the option of taking over any existing policies of insurance, if assumable, in which event premiums shall be prorated. Cash at closing shall be increased or decreased as may be required by prorations. Pro - rations will be made through day of closing. Advance rent and security deposits will be credited to Buyer and escrow deposits held by mortgagee will be credited to Seller. Taxes shall be prorated based on the current year's tax with due allowance made for maximum allowable discount, homestead and other exemptions. If closing occurs at a date when the current year's millage is not fixed, and current year's assessment is available, taxes will be prorated based upon such assessment and the prior year's millage. If current year's assessment is not available, then taxes will be prorated on the prior year's tax. If there are completed improvements on Real Property by January 1st of year of closing which improvements were not in existence on January 1st of the prior year then taxes shall be prorated based upon the prior year's millage and at an equitable assessment to be agreed upon between the parties, failing which, request will be made to the County Property Appraiser for an informal assessment taking into consideration available exemptions. Any tax proration based on an estimate is subsequently readjusted upon receipt of tax bill is the seller's responsibility since the property will be tax exempt after county takes title. L. SPECIAL ASSESSMENT LIENS: Certified, confirmed and ratified special assessment liens as of date of closing (and not as of Effective Date) are to be paid by Seller. If the improvement has been substantially completed as of Effective Date, such pending lien shall be considered as certified, confirmed or ratified and 4 Seller shall, at closing, be charged an amount equal to the last estimate of assessment for the improvement by the public body. M. INSPECTION, REPAIR AND MAINTENANCE: Seller warrants that, as of 10 days prior to closing, the ceiling, roof (including the fascia and soffits) and exterior and interior walls do not have any VISIBLE EVIDENCE of leaks or water damage and that the septic tank, all appliances, electrical and plumbing systems, are in WORKING CONDITION. Buyer may, at Buyer's expense, have in- spections made of those items by an appropriately Florida li- censed person dealing in the construction, repair or maintenance of those items and shall report in writing to Seller such items that do not meet the above standards as to defects together with the cost of correcting them, prior to Buyer's occupancy or not less than 10 days prior to closing, whichever occurs first. Unless Buyer reports such defects within that time Buyer shall be deemed to have waived Seller's warranties as to defects not reported. If repairs or replacement are required, Seller shall replace or repair all items as required up to a total of $2000. If the cost for such repairs or replacement exceeds $2000, Buyer or Seller may elect to pay such excess, failing which either party may cancel this Contract. If Seller is unable to correct the defects prior to closing, the cost thereof shall be paid into escrow at closing. Seller will, upon reasonable notice, provide utilities service for inspections. Between Effective Date and the closing, Seller shall maintain Property including but not limited to the lawn and shrubbery, in the condition herein warranted, ordinary wear and tear excepted. Buyer shall be permitted access for inspection of Property prior to closing in order to confirm compliance with this Standard. N. PROCEEDS OF SALE; CLOSING PROCEDURE: The deed shall be recorded upon clearance of funds. Proceeds of the sale shall be held in escrow by Seller's attorney or by such other mutually acceptable escrow agent for a period of not longer than 5 days from and after closing date. If Seller's title is rendered unmarketable, through no fault of Buyer, Buyer shall, within the 20 day period, notify Seller in writing of the defect and Seller shall have 30 days from date of receipt of such notification to cure the defect. If Seller fails to timely cure the defect, all deposit(s) shall, upon written demand by Buyer and within 5 days after demand, be returned to Buyer and simultaneously with such payment, Buyer shall return Personalty and vacate Real Property and reconvey it to Seller by special warranty deed. If Buyer fails to make timely demand for refund, Buyer shall take title as is, waiving all rights against Seller as to any intervening defect as may be available to Buyer by virtue of warranties contained in the deed. The escrow and closing procedure required by this Standard may be waived if title agent insures adverse matters pursuant to Section 627.7841, F.S. (1987), as amended. 0. RISK OF LOSS: If the Property is damaged by fire or other casualty before closing and cost of restoration does not exceed 3% of the assessed valuation of the Property so damaged, cost of restoration shall be an obligation of the Seller and closing shall proceed pursuant to the terms of Contract with restoration costs escrowed at closing. If the cost of restoration exceeds 3% of the assessed valuation of the improvements so damaged, Buyer shall have the option of either taking Property as is, together with either the 31 or any insurance proceeds payable by virtue of such loss or damage, or of cancelling Contract and receiving return of deposit(s). P. ESCROW: Any escrow agent ( "Agent ") receiving funds or equivalent is authorized and agrees by acceptance of them to deposit them promptly, hold same in escrow and, subject to clearance, disburse them in accordance with terms and conditions of contract. If in doubt as to Agent's duties or liabilities under the provisions of Contract, Agent may, at Agent's option, continue to hold the subject matter of the escrow until the parties mutually agree to its disbursement, or until a judgment of a court of competent jurisdiction shall determine the rights 5 of the parties or Agent may deposit with the clerk of the circuit court having jurisdiction of the dispute. Upon notifying all parties concerned of such action, all liability on the part of Agent shall fully terminate, except to the extent of accounting for any items previously delivered out of escrow. If a licensed real estate broker, Agent will comply with provisions of Chapter 475, F.S. (1987), as amended. Any suit between Buyer and Seller where Agent is made a party because of acting as Agent hereunder, or in any suit wherein Agent interpleads the subject matter of the escrow, Agent shall recover reasonable attorney's fees and costs incurred with the fees and costs to be charged and assessed as court costs in favor of the prevailing party. Parties agree that Agent shall not be liable to any party or person for misdelivery to Buyer or Seller of items subject to this escrow, unless such misdelivery is due to willful breach of Contract or gross negligence of Agent. Q. FAILURE OF PERFORMANCE: If Buyer fails to perform this Contract within the time specified, the deposit paid by Buyer may be retained by or for the account of Seller as agreed upon liquidated damages, consideration for the execution of this Contract and in full settlement of any claims; whereupon, Buyer and Seller shall be relieved of all obligations under Contract. If, for any reason other than failure of Seller to make Seller's title marketable after diligent effort, Seller fails, neglects or refuses to perform this Contract, the Buyer may seek specific performance or elect -to receive the return of Buyer's deposit(s) without thereby waiving any action for damages resulting from Seller's breach. R. CONTRACT NOT RECORDABLE; PERSONS BOUND; NOTICE: This Contract shall bind and inure to the benefit of the parties and their successors in interest. Whenever the context permits, singular shall include plural and one gender shall include all. Notice given by or to the attorney for any party shall be as effective as if given by or to that party. S. CONVEYANCE: Seller shall convey title to Real Property by statutory warranty, trustee's personal representative's or guardian's deed, as appropriate to the status of Seller, subject only to matters contained in Paragraph V and those otherwise accepted by Buyer, Personalty shall, at request of Buyer, be transferred by an absolute bill of sale with warranty of title, subject only to such matters as may be otherwise provided for herein. T. OTHER AGREEMENTS: No prior or present agreements or rep- resentations shall be binding upon Buyer or Seller unless includ- ed in this Contract. No modification or change in this Contract shall be valid or binding upon the parties unless in writing and executed by the party or parties intended to be bound by it. U. WARRANTIES: Seller warrants that there are no facts known to Seller materially affecting the value of the Real Property which are not readily observable by Buyer or which have not been disclosed to Buyer. APPROVED AS TO FORM AND LEGAL SUFFICIENCY. C\ 4 s Office 6 • • APPRAISAL OF THE PROPERTY LOCATED AT UN -NAMED EASEMENT BIG PINE KEY, FL 33043 as of MARCH 10, 1990 • for MR CHIP ATCHESON PROJECT DIRECTOR COUNTY ADMINISTRATION BUILDING STOCK ISLAND, FLORIDA 33040 by SCHMITT REAL ESTATE P.O. Box 235 Blg Pine Key, FL 33043 b• " • March 17, 1980 MR CHIP ATCHESON PROJECT DIRECTOR COUNTY ADMINISTRATION BUILDING STOCK ISLAND, FLORIDA 33040 RE: Appraisal of UN -NAMED EASEMENT TERI STIGLITZ BIG PINE KEY, FL 33043 In accordance with your request, I have personally inspected and prepared an appraisal report of the real property located at UN -NAMED EASEMENT in the city of BIG PINE KEY, FL. The purpose of this appraisal is to estimate the market value of the property described in the body of this appraisal report. Enclosed please find the appraisal report which describes certain data gathered during our investigation of the property. The methods of approach and reasoning in the valuation of the various physical and economic factors of the subject property are con- tained in this report. An inspection of the property and a study of pertinent factors, including valuation trends and an analysis of neighborhood data, led the appraiser to the conclusion that the market value, as of March 10, 1990, is: $ 104,000 The opinion of value expressed in this report is contingent upon the Limiting Conditions attached to this report. It has been a pleasure to assist you; if I may be of further service to you in the future, please let me know. . Respectfully submitted, SCHMITT REAL ESTATE ROBERT C. FRENCH, CREA .au MAP KET H ADDENDUI File No. • yM • • Q 2 • if �•�.` j' ,+ �: • q. N. �. •;J`�' • i " % i i� - i • � i. �,, �! :14 ,� .t M }� 1� �r! • \i �� i _ , . • I, 4 t • r � , I • •'7'.41.' y,y'rA,• I", te:- - �,,..., •:-. M. . III4 't ik• \ n• - - .. •!•yam_' . . , •a 2.6 4 776 k . 8 vP 7 i< Irt tieN 4Avwot lc H gE H 0 l,11,4d J4 .4 z A4eof o 6ATti Zy . J 5 Y I I 5 E °Poo wl • K OV w1 • y8 ' • a 4 n l? "'r a // 6n / t 1 4 • �.J �� ♦. � • , 1 I 't �i , 'i• , 0 .0 o- 0,, i 1 , w • r ^ „�.. i"Zw !yl.� y.2 t M:. 1 `' � r � � hC t 4 ' i y' i 1 1 � ) t.. ' -'+, lalr � ^ r ' 41• j �I ' tic k M, • { ` . {�.J ..: . s ,,, 1 I fp��s f�� � • " v J �. % . 1 • . �. - �r 2 ` ` ,,,.• ) " � mo w...- 1., ' '...•'. • • F;� • , 's _`- -_ - - , i..:• =... }��- .tom ... 7 !tr ay,*, c i s a►i b *:*74�•.a : y�• , kO gr ,i 7- � ' . , } i It . � ': ri ^% , „3� . '�( ' ~` • ~ , ::,{J� •F �� ' � � ,.+��,� ` ' 1 1�n r: ... 4 4 0 : -� .4 ''`',*.• k, M • �6 *v , L,• 1 l i d „ . >`a •C /' ;' • ...:4.2'1 l .a� ' ; i • W-439C-1004C OVER FOR CERTIFICATION AND LIMITING CONDITIONS Item # 115950 ' Ascription & Analysis UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 1 19 • ,, _EASEMENT . Census Tract ED - 31 LENDER DISCRETIONARY USE _ BIG _PINE KEY __. County MONROE _ State FL Zip Code 33 3 Sale Price $ e sri Description TRACT IC_... P_INE_KEY AcREa 1_ 1.1.07.2_10.39000_ Date ------------ 83 _Owner/Occupant TERI STIGLITZ Map Reference 23 /66 / 29 Mortgage Amount $ Ji Sale Price Date of Sale PROPERTY RIGHTS APPRAISED Mortgage Type ,..,-- - -- ,.. Loan charges/concessions to be paid by_s_eller $ bil Fee Simple Discount Points and Other Concessions R E Taxes $ 7_2_0 $9_ Tax Year 1989_. HOA $/Mo. [1:1 Leasehold Paid by Seller $ .:.: Lenderklit en mR CHIP ATCHESON COUNTY ADMINISTRATION . r] Condominium (HUDNA) , _.. ___ . -', BUILDING. STOCK ISLAND. FLORIDA 33040 ri De Minimis PUD Source '11 LOCATION Li Urban ri Suburban [xi Rural NEIGHBORHOOD ANALYSIS Good Avg. Fair Poor BUILT UP Li Over 75% Li 25-75% r_t1 Under 25% Employment Stability [11 [3.1 LI 1 GROWTH RATE L _1 Rapid [5] Stable n Slow Convenience to Employment Li Lx1 LI 1_..1 .: PROPERTY VALUES 1 Increasing Ef Stable Lij Declining Convenience to Shopping Et Ei ri L.1 .4 DEMAND/SUPPLY Li Shortage Di( In Balance Li Over Supply Convenience to Schools El ril El CI E MARKETING TIME 1 Under 3 Mos. 5 3-6 Mos. 1 Over 6 Mos. Adequacy of Public Transportation F Eir DJ LI I' PRESENT LAND USE % LAND USE CHANGE PREDOMINANT SINGLE FAMILY HOUSING Recreation Facilities Et E Li Ili .-G ..H Single Family 10 Not Likely El OCCUPANCY PRICE AGE Adequacy of Utilities CI al El El . 8 2-4 Family Likely 0 Owner rx] $ (000) (yrs) Property Compatibility ri 1 El rii El ( Multi-Family In process Di] Tenant 0 .. _ .. 75Low NEw . Protection from Detrimental Cond. ri D{ ( 1.7 HI Commercial To: SINGLZ Vacant (0-5%) 1X1 1High _ 15_ Police & Fire Protection Li Cil ,r, [1.1 . 0; Industrial FAMILY FROM Vacant (over 5%) Predominant General Appearance of Properties r [1 Li [I] . _ 0 I Vacant 90 VACANT 100 3-5 Appeal to Market Fl Fil F I D ..,•-, Note: Race or the racial composition of the neighborhood are not considered reliable appraisal factors. COMMENTS: VERY QUIET INLAND_RE.S_IDENNIALA_REA MADE UP OF ACRE LOTS, ii.s_USING_FROVIDED..TO SCHOOLS QN SUGARLOAF KEY AND MARATHati _IN ...THEUN I.N_O_NPORATED... AREAS . OF THE ._.COUNTY_,__SHQE'P_I_N_G_ C_ENTER... CITURCU.S........BANKS S STATIONS .. RESTAILRANTS. AND __OTHER . RECREATIONAL FACILITIES ON SAME ISLAND. Dimensions 20()__'_ X 25D: APPROXIMATELY Topography _PLAT_AND _LEVEL. . Site Area 1.15 ACRES_ Corner Lot Size ABOVE_AVERAGE......... _ ... Zoning Classification ACCL_ Zoning Compliance _co_NFQRmiNG_ Shape _RECTANGULAR_ _ . HIGHEST & BEST USE Present Use PRESENT -: Other Use Drainage _ADEQU_ATE.'.. _ .. _ _. : UTILITIES Public Other SITE IMPROVEMENTS Type Public Private Vi ew AVERA.QE $ 1 Electricity Y Street _ASPH _ ALT __. D Landscaping AVERAGE ... T Gas 1 1 BOTTLED Curb/Gutter _NONE Fri L i Driveway _A yERAGE E ..... Water 1 X1 Sidewalk NONE Li E l Apparent Easements ROAD ..: Sanitary Sewer EJ SEPTIC TK Street Lights _AVAILABLE Li [4 FEMA Flood Hazard Yes* _ x __ _ No _ - ... Storm Sewer 7 Alley NONE ri n FEMA* Map/Zone SEE PANEL 1536C COMMENTS (Apparent adverse easements, encroachments, special assessments, slide areas, etc.) : THERE ARE N.Q. APP_ARENTADY_ERSE.... _ i_EASEMENTS,_ ENCRQACIMENTS_OR_OTHER c.0.1)..ITIQNSTHAT :WOULD. HAVE ..A_NEGATIKE_ EFFECT_ON.._THE VALUE OF THE SUBJECT. SEPTIC TANKS ARE COMMON FOR_ THE AREA. . 1. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION .M • . p Units 1 Foundation COLUMNS _ Slab PAD Area Sq. FL _ Roof 1 1 .._..„ ,_. _________ RI Stories _3 _, Exterior Walls __ERAME Crawl Space _ % Finished _ .. , Ceiling . rx; Pi Type (Det/Att.) DETACHED ‘ Roof Surface METAL Basement Ceiling Walls -. _ [ xl , V I Design (Style) STILT Gutters & Dwnspts. ADEOUATE Sump Pump Walls Floor F E __ : m Existing YES Window Type AWNING Dampness Floor None 1. - El Proposed Storm Sash N/A Settlement Outside Entry Adequacy__ _ _ NI Under Construction Screens YES Infestation Energy Efficient Items: T s Age (Yrs.) 10 YEARS Manufactured House _______ __ • • I Effective Age (Yrs.) 10 YEARS RI_ROOMS Foyer Living Dining Kitchen Den Family_Rm. Rec. Rrn Bedrooms /Baths Laundry Other _ Area Sq. Ft 0 . 0, Basement __. . . M' Level 1 1 _ 1 ... Level 2 1 AREA 1 3 2 1 _pgCKS 1. _ Si P Finished area above srade contains: 6 Rooms _ 4 Bedroom(s)_ 3 Bath(s) 1,152 Square Feet of Gross Living Area . I SURFACES Materials/Condition HEATING KITCHEN EOUIP. ATTIC IMPROVEMENT ANALYSIS Good Avg. Fair Poor 1 : n Floors CARPET/VINYL Type R/C Refrigerator - 3 - c - N one 7 Quality of Construction LI Li El El N Walls DRYWALL Fuel ELEC Range/Oven _I( S tairs ri C ondition of Improvements 1 1 C2 II 7 IT: Trim/Finish AVERAGE Condition WORKS Disposal El D rop Stair [-- Room Sizes/Layout E [4 Li rii , E • RI Bath Floor VINYL Adequacy YES Dishwasher [xi Scuttle 14 Closets and Storage E bsi E1 Li i 1 . 1 Bath Wainscot FIBERGLASS COOLING Fan/Hood I xl Floor E Energy Efficiency n ril . f.-- [111 01 Doors FLUSH HOLLOW Central Compactor Li Heated E Plumbing-Adequacy & Condition ri --ii_, c , [---- . R CORE _ Other _WALL Washer/Dryerrt Finished Li E lectrical -Adequacy & Condition 1 1 FX: [7 n . Condition WORKS_ Microwave ri ___ ___ EI Kitchen Cabinets-Adequacy & ConditionL j 5;1 r i 1 _ Fireplace(s) NONE / Adequacy YES Intercom Fl 1 C ompatibility to Neighborhood Li rii [ i A CAR STORAGE. Garage Ell Attached Adequate ad House Entry F Appeal & Marketability [1] 1 1 1 r 1 u o Cars 1 T N Carport 15 Detached Li Inadequate [.--] O utside Entry [k I Estimated Remaining Economic Life _413 TO 45 Yrs. 0 Condition PAD None . j Built-In iii Electric Door r -] Basement Entry 1 1 Estimated Remaining Physical Life 40 TO 45 Yrs. ' ' Additional Features._ ONE BEDROOM ONE BATH AT QRADE LEVEL. . 0 u ---- _ '4 Depreciation (Physical, functional and external inadequacies, repairs needed, modernization, etc.): PHYS UAL DEPRECIATION BASED ON_. . . ._.. E _O_N_L_Y-___ • _ _ N : T1 ---- 51-- : General market conditions and prevalence and impact in subject/market area regarding loan discounts, interest buydowns and concessions: FINANCIAL . :. BUIDOWNS AND SELLER CONCESSIONS ARE NOT_COMMON IT MIS MARKET AREA AT THE PRESENT TIME_. .. , , ' ., , , Scene Real Estate . : , . . ;Section UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 119 ;ose of Appraisal is to estimate Market Value as defined in the Certification & Statement of Limiting Conditions. ' dUILDING SKETCH (SHOW GROSS LIVING AREA ABOVE GRADE) ESTIMATED REPRODUCTION COST- NEW -OF IMPROVEMENTS 1 I ' o f eca a Alec nr f i n e Mae snow only souare loot calculations and cost approach comments n Inis space. g 1 , 1 2, Sq. 5 5 . D D = $ _ 1 t n � Dwelling F t. 0 s — _63__..3.6_0_ _ • SQUARE FOOT CALCULATION QRADE 576 Sq. Ft. 0$ 25.00. _ _____14_,_400 24 x 48 x 1 - 1152.0 Extras _TILITIES = - - -- - 3.500 C TOTAL 1152 _— _ ___ _ __ 0 Special Energy Efficient Items = • . $ Porches, Patios, etc. 269 SF @ $15 = 4,9 _. Ti Garage /Carport 576 Sq. Ft. 0 $3.50 = 2 • 016 A Total Estimated Cost New .$ 87_.211 P p Physical Functional External R Less Q Depreciation 8.731 = $ 8.731 A Depreciated Value of Improvements = $ 78.5.8Q__ G. Site Imp. 'as is' (driveway, landscaping, etc.) _ $ H -� QQ.._ ESTIMATED SITE VALUE = s 20.000 (If leasehold, show only leasehold.value.) 102,080 INDICATED VALUE BY COST APPROACH = $ 102.000 (Not required by Freddie Mac and Fannie Mae) Construction Warranty 0 Yes © No Does property conform to applicable HUDNA property standards? (] Yes 0 No Name of Warranty Program If No, explain: Warranty Coverage Expires Ine unoersigned has recited three recent sales 01 properties most similar and proximate 10 subject and has considered These in the market analysis. The description includes a dollar adjustment, reflecting market reaction to InOSe items of signdani variaoon between the subject and comparable properties. II a signhI c$Nt ilem in the comparable property is superior lo, or more favorable Than, the subject property a minus O adjustment is made . Is •eeucing l ^e , nd , oleo value of subject; 0 a significant item in the comparable is inferior to, or less favorable Than, the subject property, a plus ( +) adjustment is made, Thus increasing the indicated value of the subject ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO. 3__ __ I Address TRACT IC LOTS 18 & 19 , BLK 1 TRACT TD TRACT G t._ PINE KEY AC PINE CHANNEL YACHT PINE KEY ACRES _Proximi to Subject (' _�11CKF�ELD I .. - ,... ;: I 5 M ILE$ SQUTHWE$T. 5 STREETS QUTHERLY __ _3,QQQ FEET_ EASTERLY. . ' 1 Sales Price $ : 1 19_, QQ ........__ $ 124 59Q _ a F 132 ,SOQ Price/gross Ljv. Area $ 17 -7 0 0 - f � a -- - 99 , 5 7 -. $ - 79 ., .05_ w � . ... $ 143 2 Q • Data Source C _ O _ N T Y RECORDS _. _M L TING APPRAISAL FILES S _ VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION 1 .O S Adjustment DESCRIPTION + ( -) S Adjustment DESCRIPTION + ( -) $ Adjustment A Sales or Financing STANDARD • Li Concessions STANDARD STANDARD E I- - -- Da of - __L____ _____ - s Date Sale/Time Da -- 10/89 12/89 Location _r-- ocation - - l�Q - - - - - �.___ AVERAGE AVERAGE —� AVERAGE AyERAGE -. C I SteNjew - A LOT -- EQQIVALENT .. -- - - _.. ACRE _LOT —_ , - -- - ACRE L -QTT ..... r - i M; DeNnand ---__ _SITLT1pYG_.— _S.TILT /_AY - - -_..._ STILT /A.Y._._______- --- . . - - STILT/AY._. ' P' Ouall r of Construction AVERAGE AVERAGE _ __ - __ SQ R_I.OE___ _ = AVERAGE__ 15.750 VE ( G E T R .Ag 1 0 YEARS 2 YEARS T -7.50_0 . 15_ YEARS_ +4.500 9 YEARS It Condition AVERAGE AVERAGE AAA_VERAGE AVERAGE ' s Above Grade TOW ! Bdrrn ' Baths Total Berms i Baths T01a1 1 Berms 1 Baths Total TOUT ' Bdrms _ Baths 0 Room Count 6 4 3 4, 2, — — N 2 5� 3.r 2 y 4 2 2' Gross Living Area ___._ 1 . . 1 _ .. 2 Sq. Ft. 1 .2QQ Sq. Ft. _ -1 , 2QQ_ .._.._1 .575_ Sq._Ft•_,_ - lQ, 575 1 .2$Q _3, 20Q A' Basement $ Finished 576 SQ FT STORAGE +7,500 NONE +12,500 640 SQ FT ' -1,600 • N Rooms Below Grade LIVING QTRS A' LIVING ATRS L. Functional Utility AVERAGE AyERAGE_ ' � Y Heating /Cooling CENTRAL AVERAGE _ AVERAGE WALL CENTRAL WALL ±I_a54Q - -_ Si a rage /Carport P I PAD GARAGE _ -7.500 CARPORT 2,- COQ._. Porches, Patio, DECKS 269SF PORCH 384SF -3.645 DECK 355SF -1,290 PORCH1408SF -2 Si 2,780 Pools, etc. Special Energy NONE NONE NONE NONE i Efficient Items Fireplace(s) NONE NONE NONE NONE 1 Other (e.g. kitchen NONE LANDSCAPING - 2,500 LANDSCAPING ; - 2,500 NONE equip., remodeling) CLETERN - 5 ,QQO Net Adj. (total) + - - -- n x $ 20 12,3 [ �.. ..._.. .n '$ . -' $ I Indicated Value 1+ 615 n+ 580 - x i of Subject $ 106.655 $ 103.885 $ 103.920 Comments on Sales Comparison COMPARABLE 1 IS A WOOD FRAME_STILTHOME ON PINE CHANNEL DRIV$ . COMPARARL_F_ 2__I.S A CBS STILT HOME ON SUNSHINE NURSERY RQAD - COMPARABLE_ -.3 -1.5 A WOOD FRAME STET HOME_QN. 16TH STREET THAT I$_ UNDER CONTRACT, _ INDICATED VALUE BY SALES COMPARISON APPROACH • s 1Q4 ,..000. • INDICATED VALUE BY INCOME APPROACH (if Applicable) Estimated Market Rent $ /Mo. x Gross Rent Multiplier $ r� i repairs, - - This appraisal is made ___ _ _ N/A X as is' subject to the re airs, alterations, inspections or conditions listed below U completion per plans and specifications • R Comments and Conditions of Appraisal BECAUSE OF THE SMALL. SIZE OF THE COUNTY IT IS OFTEN NECESSARY TO. USE.. E COMPARA_$LES THALARE OVER A MILE AWAY FROM THE $1J jECT OR SQLD OVER SIX MONTHS AGO _ __ _ _ C Final Reconciliation ESTIMATE OF VALUE VIA COST APPROACH Oi $1Q2.000 t4______ ESTIMATE OF VALUE VIA COMPARABLE SALES APPROACH $104.000 .i t j This appraisal is based upon the above requirements, the certification, contingent and limiting conditions, and Market Value definition that are stated in - ;I FmHA, HUD 8 /or VA Instructions. , Freddie Mac Form 439 (Rev 7/86) /Fannie Mae Form 10048 (Rev. 7/86) tiled with client _ IC attached ? I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE SUBJECT PROPERTY AS OF Ma rcjh10 19 90 to be $ /� 104 ._()_.0_0_. , ' I (Wej certify: that to the best of my (our) knowledge and belief the facts and data used herein are true and correct; that I (we) personally inspected the subject property. both inside 1 and out, and have made an exterior ins ection of all comparable sales jted in this report; and that I (we) have no undisclosed interest, present or prospective therein. j Appraiser(s) SIGNATURE Review Appraiser SIGNATURE _ - -- n Did C] Did Not NAME RO ERT C . FRENCH . 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