Item H1BOARD OF COUNTY COMMISSIONERS
AGENDA ITEM SUMMARY
Meeting Date: April 17, 2013 Division: Monroe County Housing Authority
Bulk Item: Yes x No
Staff Contact Person/Phone #: 305-296-5621
Department: MC SHIP PROGRAM
J. Manuel Castillo, Sr., Executive Director
AGENDA ITEM WORDING:
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA
APPROVING THE LOCAL HOUSING ASSISTANCE PLAN AS REQUIRED BY THE STATE HOUSING
INITIATIVES PARTNERSHIP PROGRAM ACT, SUBSECTIONS 420.907- 420.9079, FLORIDA
STATUTES; AND RULE CHAPTER 67-37, FLORIDA ADMINISTRATIVE CODE; AUTHORIZING AND
DIRECTING THE MAYOR TO EXECUTE ANY NECESSARY DOCUMENTS AND CERTIFICATIONS
NEEDED BY THE STATE; AUTHORIZING THE SUBMISSION OF THE LOCAL HOUSING
ASSISTANCE PLAN FOR REVIEW AND APPROVAL BY THE FLORIDA HOUSING FINANCE
CORPORATION; AND PROVIDING AN EFFECTIVE DATE.
ITEM BACKGROUND:
The Monroe County SHIP Program is established in accordance with Section 420.907-9079, Florida
Statutes and Chapter 67-37.07 Florida Administrative Code. The creation of the Local Housing
Assistance Plan is for the purpose of meeting the housing needs of the very low, low and moderate
income households, to expand production of and preserve affordable housing and to further the housing
element of the local government comprehensive plan specific to affordable housing.
PREVIOUS RELEVANT BOCC ACTION:
Approval by Resolution of prior Monroe County Local Housing Assistance Plans and Plan
Amendments beginning in 1993. Resolution 118-2010, approval of 2011-2012-2013 LHAP.
CONTRACT/AGREEMENT CHANGES:
N/A
STAFF RECOMMENDATIONS:
Approval.
TOTAL COST: N/A INDIRECT COST: BUDGETED: Yes No x
DIFFERENTIAL OF LOCAL PREFERENCE:
COST TO COUNTY:
SOURCE OF FUNDS
REVENUE PRODUCING: Yes _ Vo x AMOUNT PER MONTH Year
APPROVED BY: County Atty 910-(
OMB/Purchasing Risk Management
DOCUMENTATION: Included x Not Required_
DISPOSITION: AGENDA ITEM #
Revised 7/09
LHAP Exhibit E 2013
57-37.005 (1) F.A.C.
RESOLUTION - 2013
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE
COUNTY, FLORIDA APPROVING THE LOCAL HOUSING ASSISTANCE PLAN AS
REQUIRED BY THE STATE HOUSING INITIATIVES PARTNERSHIP PROGRAM ACT,
SUBSECTIONS 420.907- 420.9079, FLORIDA STATUTES; AND RULE CHAPTER 67-37,
FLORIDA ADMINISTRATIVE CODE; AUTHORIZING AND DIRECTING THE MAYOR
TO EXECUTE ANY NECESSARY DOCUMENTS AND CERTIFICATIONS NEEDED BY
THE STATE; AUTHORIZING THE SUBMISSION OF THE LOCAL HOUSING
ASSISTANCE PLAN FOR REVIEW AND APPROVAL BY THE FLORIDA HOUSING
FINANCE CORPORATION; AND PROVIDING AN EFFECTIVE DATE.
WHEREAS, the State of Florida enacted the William E. Sadowski Affordable Housing
Act, Chapter 92-317 of Florida Sessions Laws, allocating a portion of documentary stamp taxes
on deeds to local governments for the development and maintenance of affordable housing; and
WHEREAS, the State Housing Initiatives Partnership (SHIP) Act, ss. 420.907-420.9079,
Florida Statutes (1992), and Rule Chapter 67-37, Florida Administrative Code, requires local
governments to develop a one- to three-year Local Housing Assistance Plan outlining how funds
will be used; and
WHEREAS, the SHIP Act requires local governments to establish the maximum SHIP
funds allowable for each strategy; and
WHEREAS, the SHIP Act further requires local governments to establish an average
area purchase price for new and existing housing benefiting from awards made pursuant to the
Act; The methodology and purchase prices used are defined in the attached Local Housing
Assistance Plan; and
WHEREAS, as required by section 420.9075, F.S. It is found that 5 percent of the local
housing distribution plus 5 percent of program income is insufficient to adequately pay the
necessary costs of administering the local housing assistance plan. The cost of administering the
program may not exceed 10 percent of the local housing distribution plus 5% of program income
deposited into the trust fund, except that small counties, as defined in s. 120.52(17), and eligible
municipalities receiving a local housing distribution of up to $350,000 may use up to 10 percent
of program income for administrative costs.
WHEREAS, the Monroe County Housing Authority has prepared a three-year Local
Housing Assistance Plan for submission to the Florida Housing Finance Corporation; and
LHAP Exhibit E 2013
67-37.005 (1) F.A.C.
WHEREAS, the County Commission finds that it is in the best interest of the public for
Monroe County to submit the Local Housing Assistance Plan for review and approval so as to
qualify for said documentary stamp tax funds.
NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF MONROE COUNTY, FLORIDA that:
Section 1: The Monroe County Board of County Commissioners hereby approves the Local
Housing Assistance Plan, as attached and incorporated hereto for submission to
the Florida Housing Finance Corporation as required by ss. 420.907T420-9079,
Florida Statutes, for fiscal years 2013-2014/2014-2015/2015-2016._ r
Section 2: The Mayor is hereby designated and authorized to execute any documents and
certifications required by the Florida Housing Finance Corporation as related to
the Local Housing Assistance Plan, and to do all things necessary and proper to
carry out the term and conditions of said program.
Section 3: Monroe county, a small county, as defined in s. 120.52(17) is an eligible
municipality receiving a local housing distribution of up to $350,000, elects to
utilize 10% of the local housing distribution plus 10% of program income
deposited into the trust fund for administrative costs.
Section 4: This resolution shall take effect immediately upon its adoption.
PASSED AND ADOPTED by the Board of County Commissioners of
Monroe County, Florida at a regular meeting of said Board on the 17Tn day of April, 2013.
Mayor George Nugent
Mayor Pro Tem Heather Carruthers
Commissioner Danny Kolhage
Commissioner David Rice
Commissioner Sylvia Murphy
SEAL:
ATTEST: Monroe County Clerk BOARD OF COUNTY COMMISSIONERS OF
MONROE COUNTY, FLORIDA
Deputy Clerk
Approved as to legal sufficiency:
Date:
Mayor George Nugent
-1
EXHIBIT E
RESOLUTION NO. 118 — 2010
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE
COUNTY, FLORIDA APPROVING THE LOCAL HOUSING ASSISTANCE PLAN AS
REQUIRED BY THE STATE HOUSING INITIATIVES PARTNERSHIP PROGRAM ACT,
SUBSECTIONS 420.907-420.9079, FLORIDA STATUTES;AND RULE CHAPTER 67-37,
FLORIDA ADMINISTRATIVE CODE; AUTHORIZING AND DIRECTING THE MAYOR
TO EXECUTE ANY NECESSARY DOCUMENTS AND CERTIFICATIONS NEEDED BY
THE STATE; AUTHORIZING THE SUBMISSION OF THE LOCAL HOUSING
ASSISTANCE PLAN FOR REVIEW AND APPROVAL BY THE FLORIDA HOUSING
FINANCE CORPORATION; AND AUTHORIZING THE USE OF 10% OF THE LOCAL
HOUSING DISTRIBUTION PLUS 5% OF PROGRAM INCOME TO BE UTILIZED FOR
ADMINISTRATIVE EXPENSES; AND PROVIDING AN EFFECTIVE DATE.
WHEREAS, the State of Florida enacted the William E. Sadowski Affordable Housing
Act, Chapter 92-317 of Florida Sessions Laws, allocating a portion of documentary stamp taxes
on deeds to local governments for the development and maintenance of affordable housing; and
WHEREAS, the State Housing Initiatives Partnership (SHIP) Act, ss. 420,907-420.9079,
Florida Statutes (1992), and Rule Chapter 67-37, Florida Administrative Code, requires local
governments to develop a one- to three-year Local Housing Assistance Plan outlining how funds
will be used; and
WHEREAS, the SHIP Act requires local governments to establish the maximum SHIP
funds allowable for each strategy; and
WHEREAS, the SHIP Act further requires local governments to establish an average
area purchase price for new and existing housing benefiting from awards made pursuant to the
Act; The methodology and purchase prices used are defined in the attached Local Housing
Assistance Plan; and
WHEREAS, as required by Section 420.9075(7), F.S., It is found that 5 percent of the
local housing distribution plus 5 percent of program income is insufficient to adequately pay the
necessary costs of administering the local housing assistance plan. The cost of administering the
program may not exceed 10 percent of the local housing distribution plus 5% of program income
deposited into the trust fund, except that small counties, as defined in s. 120.52(17), and eligible
municipalities receiving a local housing distribution of up to $350,000 may use up to 10 percent
of program income for administrative costs; and
WHEREAS, the Monroe County Housing Authority has prepared a three-year Local
Housing Assistance Plan for submission to the Florida Housing Finance Corporation; and
WHEREAS, the County Commission finds that it is in the best interest of the public for
Monroe County to submit the Local Housing Assistance Plan for review and approval so as to
qualify for said documentary stamp tax funds.
NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF MONROE COUNTY, FLORIDA THAT:
Section 1: The Board of County Commissioners of Monroe County hereby approves the
Local Housing Assistance Plan, as attached and incorporated hereto for
submission to the Florida Housing Finance Corporation as required by ss.
420.907-420-9079, Florida Statutes; for fiscal years 2010-2011 /2011-2012/2012-
2013.
Section 2: The Mayor is hereby designated and authorized to execute any documents and
certifications required by the Florida Housing Finance Corporation as related to
the Local Housing Assistance Plan, and to do all things necessary and proper to
carry out the term and conditions of said program.
Section 3: The Board of County Commissioners of Monroe County hereby authorizes the use
of 10% of the local housing distribution plus 59/a of program income to be utilized
for administrative costs.
Section 4: This resolution shall take effect immediately upon its adoption.
PASSED AND ADOPTED by the Board of Board of County Commissioners of Monroe
County, Florida at a regular meeting held on the 21"
day of April, 2010.
Mayor Sylvia Murphy
Yes
Mayor Pro Tern Heather Carruthers
Yes
Commissioner Kim Wigington
Yes
_
�
Commissioner George Neugent
Yes
Commissioner Mario DiGennaro
Yes
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(SEAL)
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ATTEST: DANNY L. KOLHAGE, CLERK
By"'----7
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Deputy Clerk
Approved as to ZIgal sufficiency:
Date:
BOARD OF COUNTY COMISSIONERS
OF MOROE COUNTY LORIDA
By:
Syl a Mu y, Mayor
STATE OF FLORIDA a ,...
COUNTY OF MONltt3$M�
This Ca -
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Original on File in thisffe.
My hand and Official Seal
This Z
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MONROE COUNTY
SHIP LOCAL HOUSING ASSISTANCE PLAN
FISCAL YEARS COVERED
2013-2014/2014-2015/2015-2016
TABLE OF CONTENTS
Title: Page No.
Section I.
Program Description 3
Section II.
Strategies:
A. Homebuyer Rehabilitation 8
B. Homebuyer Purchase Assistance 10
C. Homebuyer Impact Fee Assistance 13
D. Disaster Mitigation 16
E. Rental Construction/Rehabilitation 17
Section III.
2013 Incentive Strategies, Approved by BOCC and
Florida Housing Finance Corporation 20
Section IV:
Exhibit A — Administrative Budget
Exhibit B — Timeline for Encumbrance and Expenditure
Exhibit C — Housing Delivery Goals Chart
Exhibit D — Certification Page
Exhibit E — Adopting Resolution
Exhibit F — Program Information Sheet
Exhibit G — 90% Average Area Purchase Price
- 2 -
I. PROGRAM DESCRIPTION:
A. Name of the participating local government and Interlocal if Applicable:
Monroe County
Interlocal: NIA
Name of participating local government(s) in the Interlocal Agreement;
►1pU
B. Purpose of the program:
Creation of the Plan is for the purpose of meeting the housing needs of the
very low, low and moderate income households, to expand production of and
preserve affordable housing, to further the housing element of the local
government comprehensive plan specific to affordable housing.
C. Fiscal years covered by the Plan:
X
2013/2014
X
2014/2015
X
2015/2016
D. Governance:
The Monroe County SHIP Program is established in accordance with Section
420.907-9079, Florida Statutes and Chapter 67-37 Florida Administrative
Code. The SHIP Program does further the housing element of the local
government comprehensive plan. Cities and Counties must be in compliance
with applicable statutes and rules.
E. Local Housing Partnership
The Monroe County SHIP Program encourages active partnerships
between government, lenders, builders and developers, real estate
professionals and advocates for low-income persons.
F. Leveraging:
The Plans increase the availability of affordable residential units by
combining local resources and cost saving measures into a local housing
partnership and using public and private funds to reduce the cost of housing.
- 3 -
SHIP funds will be leveraged with or used to supplement other Florida
Housing Finance Corporation programs and to provide local match to obtain
federal housing grants or programs.
G. Public Input:
Public input was solicited through face to face meetings with housing
providers, social service providers, local lenders and neighborhood
associations. Public input was solicited through the local newspaper in the
advertising of the Local Housing Assistance Plan.
H. Advertising and Outreach:
The county or its administrative representative shall advertise the notice of
funding availability in a newspaper of general circulation and periodicals
serving ethnic and diverse neighborhoods, at least 30 days before the
beginning of the application period. If no funding is available due to a
waiting list, no notice of funding availability is required.
I. Discrimination:
In accordance with the provisions of ss.760.20-760.37, it is unlawful to
discriminate on the basis of race, creed, religion, color, age, sex, marital
status, familial status, national origin, or handicap in the award application
process for eligible housing.
J. Support Services and Counseling:
Support services are available from various sources. Available support
services may include but are not limited to:
Homeownership Counseling (Pre and Post),
Credit Counseling and Tenant Counseling
K. Purchase Price Limits:
Purchase Price Limits: The sales price or value of new or existing eligible
housing may not exceed 90% of the average area purchase price in the
statistical area in which the eligible housing is located. Such average area
purchase price may be that calculated for any 12-month period beginning not
earlier than the fourth calendar year prior to the year in which the award
occurs. The sales price of new and existing units, which can be lower but
- 4 -
may not exceed 90% of the median area purchase price established by the
U.S. Treasury Department or as described above.
The methodology used is:
Independent Study (copy attached)
X U.S. Treasury Department
Local HFA Numbers
The purchase price limit of $400,000 for new and existing homes is shown on
the Housing Delivery Goals Charts.
L. Income Limits, Rent Limits and Affordability:
The Income and Rent Limits used in the SHIP Program are updated annually
from the Department of Housing and Urban Development and distributed by
Florida Housing Finance Corporation. Affordable means that monthly rents
or mortgage payments including taxes and insurance do not exceed 30
percent of that amount which represents the percentage of the median annual
gross income for the households as indicated in Sections 420.9071 F.S.
However, it is not the intent to limit an individual household's ability to
devote more than 30% of its income for housing, and housing for which a
household devotes more than 30% of its income shall be deemed affordable if
the first institutional mortgage lender is satisfied that the household can
afford mortgage payments in excess of the 30% benchmark and in the case of
rental housing does not exceed those rental limits adjusted for bedroom size.
M. Welfare Transition Program:
Should an eligible sponsor be used, the city/county has developed a
qualification system and selection criteria for applications for Awards to
eligible sponsors, which includes a description that demonstrates how eligible
sponsors that employed personnel from the Welfare Transition Program and
Workforce Development Initiatives programs will be given preference in the
selection process.
N. Monitoring and First Right of Refusal:
In the case of rental housing, the staff or entity that has administrative
authority for implementing the local housing assistance plan assisting rental
developments shall annually monitor and determine tenant eligibility or, to
the extent another governmental entity provides the same monitoring and
determination, a municipality, county or local housing financing authority
may rely on such monitoring and determination of tenant eligibility.
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However, any loan or grant in the original amount of $3,000 or less shall not
be subject to these annual monitoring and determination of tenant eligibility
requirements. Tenant eligibility will be monitored for at least annually for 15
years or the term of assistance which ever is longer unless as specified above.
Eligible sponsors that offer rental housing for sale before 15 years or that
have remaining mortgages funded under this program must give a first right
of refusal to eligible nonprofit organizations for purchase at the current
market value for continued occupancy by eligible persons.
Q. Administrative Budget:
A detailed listing including line -item budget of proposed Administrative
Expenditures is attached as Exhibit A. These are presented on an annual
basis for each State fiscal year submitted.
Monroe County finds that "the moneys deposited in the local housing
assistance trust fund shall be used to administer and implement the local
housing assistance plan.
Section 4209075 Florida Statute and Chapter 67-37, Florida
Administrative Code, states:
"A county or an eligible municipality may not exceed the 5 percent
limitation on administrative costs, unless its governing body finds, by
resolution, that 5 percent of the local housing distribution plus 5 percent of
program income is insufficient to adequately pay the necessary costs of
administering the local housing assistance plan."
Section 420.9075 Florida Statute and Chapter 67-37, Florida
Administrative Code, further states:
"The cost of administering the program may not exceed 10 percent of
local housing distribution plus 5% of program income deposited into the
trust fund, except that small counties, as defined in s. 120.52(17), and
eligible municipalities receiving a local housing distribution of up to
$350,000 may use up to 10 percent of program income for administrative
costs." Monroe County has adopted the above findings in the attached
resolution, Exhibit E.
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P. PROGRAM ADMINISTRATION:
Administration of the local housing assistance plan is the responsibility of
the Monroe County Housing Authority.
Q. Essential Service Personnel: Include a definition as required in Chapter
67-37.002(8), F.A.C., Chapter 67-37.005(10) and Section 420.9075(3), F.S.
Essential Services Personnel in Monroe County shall mean and include,
without limitation full-time and part-time working persons employed in
Monroe county providing services in the construction and skilled building
trades, real estate, finance, public and non-profit organization, healthcare,
licensed professions and trades, commercial fishing, hospitality, wholesale
and retail consumer services, transportation, education, security,
entertainment and any similar service otherwise constituting an essential
component of the local economy and community.
R. Section 420.9075(3)(d) F.S. — priority will be given to those applicants
who demonstrate innovative design, green building principles, storm
resistant construction or other elements that reduce long term costs
relating to maintenance, utilities or insurance, such as but not limited to
rehabilitation of existing homes to greatly reduce the carbon footprint of
building new homes; installation of storm shutters and high impact
windows and doors; use of recycled construction materials; installation of
new energy saving rated appliances; etc.
- 7
II. LHAP HOUSING STRATEGIES:
A. Name of the Strategy: HOMEOWNER REHABILITATION
A. Summary of the Strategy:
Funding assistance for housing rehabilitation.
B. Fiscal Years Covered:
2013 -2 014/2 014-2 015 /2015-2016
C. Income Categories to be served:
Very low, low and moderate — Housing Rehabilitation
Very low and low — Sewer Connections
D. Maximum award is noted on the Housing Delivery Goals Charts:
Mortgage loans not to exceed $35,000 for housing rehabilitation to include
sewer connections. Closing and inspection costs in excess of the maximum
award will be a program expense, shall not exceed $350.00 and will be a
grant to the borrower.
E. Terms, Recapture and Default:
Mortgage loans will be a deferred payment loan for a period of twenty (20)
years with zero % interest. The loan will be due and payable in full upon sale
or transfer of the property, twenty -years (20), failure to comply with the terms
of the SHIP mortgage or death of the last surviving homeowner. In the event
of the death of the last surviving homeowner, any income eligible heir
residing in the home may assume the SHIP Loan as long as they can obtain
title to the entire property within one (1) year of the death of the last
surviving homeowner and the first mortgagee consents to the assumption of
their loan.
F. Recipient Selection Criteria:
Applications accepted from public entities, non-profit housing providers and
individual homeowners for housing rehabilitation of existing housing.
Applicants who have been determined to be income eligible for program
assistance, will be placed on a waiting list according to their income
classification, and will receive assistance on a first come, first ready basis,
with the first priority given to the applicant for special needs Dousing who
leverages other funds such as Weatherization to leverage the rehabilitation.
- 8 -
Applicants may submit a completed SHIP application to the Monroe County
Housing Authority at any time, unless the waiting list is closed or until annual
funding is expended.
G. Sponsor Selection Criteria:
NIA
H. Additional Information:
For the purpose of this strategy, the standard for rehabilitation is defined as
those improvements necessary for the subject unit to meet the U.S.
Department of Housing and Urban Development's Housing Quality
Standards (HQS) with the exception of sewer connections. Any households
receiving rehabilitation assistance under this strategy are not eligible for
additional SHIP funding for a period of three (3) years from closeout of
grant/loan.
Priority will be given to those applicants demonstrating innovative design,
green building principles, storm resistant construction or other elements that
reduce long term costs relating to maintenance, utilities or insurance.
- 9 -
B. Name of the Strategy: HOMEBUYER PURCHASE ASSISTANCE
A. Summary of the Strategy:
Funding assistance for the purchase or construction of a single-family,
residential, owner occupied property, including condominiums and
townhouses.
B. Fiscal Years Covered:
2013-2014/2014-2015/2015-2016
C. Income Categories to be served:
Very low, low and moderate
D. Maximum award is noted on the Housing Delivery Goals Charts:
Mortgage loan not to exceed $45,000.00. Inspection costs in excess of the
maximum award will be a program expense, shall not exceed $350.00 and
will be a grant to the borrower.
E. Terms, Recapture, Default and Assumption:
Mortgage loans will be a deferred payment loan for a period of thirty (30)
years with zero % interest. The loan will be due and payable in full upon
payment in full of the first mortgage, sale or transfer of the property, thirty
years (30), failure to comply with the terms of the SHIP mortgage or death of
the last surviving homeowner. In the event of the death of the last surviving
homeowner, any income eligible heir residing in the home may assume the
SHIP Loan as long as they can obtain title to the entire property within one
(1) year of the death of the last surviving homeowner and the first mortgagee
consents to the assumption of their loan.
Individual SHIP Homebuyer Mortgage Loans may be assumable in order to
enhance the owner occupied property's marketability when the current
appraised value is equal to or less than the original purchase price and must
be recommended by the SHIP Program Coordinator and approved by the
SHIP Program Administrator. This assumption provision shall expire on
June 30, 2015.
F. Recipient Selection Criteria:
Applications for Homebuyer Assistance must include:
I. A contract for purchase of an existing housing unit or one under
construction. An "under construction" housing unit shall be defined
as having a building permit and pilings/foundation complete and
inspected.
II. A lending institution pre -qualification letter for the amount to be
financed which may assume a $45,000 SHIP loan.
111. An affidavit from the Seller in the event this is a unit under
construction, indicating the delivery date of the housing unit [cannot
be more than five months from the date of the SHIP Notice of
Funding Availability (NOFA)].
In the event there are more applicants than funds available, upon completion
of the initial advertising, lotteries will be utilized to determine the order of
the funding. Applications will be ranked by date and time of receipt. The
day, time and location of the lottery will be made available to the eligible
applicants within one week of the end of the NOFA. An independent 3rd
party will draw numbers to establish the order of ranking. Applicants do not
have to be present at the drawing to participate. Funding will be awarded in
the order drawn, in the event an applicant withdraws his application, the next
person on the list will be funded.
Applicants who fail to submit complete applications, who do not meet SHIP
threshold requirements or cannot close due to financing or any other reason,
may not reapply for SHIP assistance until the following application cycle.
No new applications will be accepted for this strategy until all previously
ranked by lottery applicants have had an opportunity to participate. In the
event additional funding slots become available, the program will re -advertise
the availability of funds and if need be, conduct a new lottery.
G. Sponsor Selection Criteria:
N/A
H. Additional Information:
Buyer(s) must contribute a minimum three percent (3%) down payment.
Property must meet minimum health and safety standards as defined under
the U.S Department of Housing and Urban Development's, Housing Quality
Standards (HQS). Any HQS deficiencies must be corrected prior to or as part
of the purchase transaction. In the case of new construction, a Certificate of
Occupancy (CO) may be substituted for the HQS inspection. Mortgage loans
to public entities, which retain ownership of the land under the terms of a
ground lease, shall extend to the improvements.
The dwelling unit purchased must be financed with a federally insured
financial institution. In the event other financing methods are utilized and
approved by the SHIP Administrator, the SHIP Note and Mortgage must be a
first mortgage.
Priority will be given to those applicants demonstrating innovative design,
green building principles, storm resistant construction or other elements that
reduce long term costs relating to maintenance, utilities or insurance.
L Shared Appreciation Provision:
All SHIP funds under this strategy are subject to a mortgage that shall contain
recapture provisions which provides for shared appreciation between the
buyer(s) and the Monroe County SHIP Program. The amount due Monroe
County upon sale, refinancing or transfer of the property shall be calculated
by adding the sum of the principal balance of the SHIP loan and 50% of the
appreciated value.
The appreciated value shall be the difference between the original purchase
price and the sales price less any real estate commission, less the value of any
permitted improvements. Housing units constructed utilizing Affordable
Housing Permits which restrict appreciation in the housing unit's value, shall
not be subject to the Shared Appreciation Provision.
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C. Name of the Strategy: IMPACT FEE PROVISO FUNDING
HOUSING ASSISTANCE STRATEGY FOR THE CITY OF KEY WEST
FUNDING (IFP)
Funding for this strategy will be based upon repayments of Impact
Fee Proviso Funding loans that were awarded in 2010. This strategy
is not funded by the annual SHIP Distribution.
A. Summary of the Strategy:
Funding assistance for the purchase of residential properties located within
the city limits of the City of Key West, Florida and up to Mile Marker 12,
upon authorization by Florida Housing Finance Corporation including
condominiums and town -homes. Impact Fee Proviso (IFP) funds may not
be used to purchase mobile homes.
B. Fiscal Years Covered:
2013-2014/2014-2015/2015 -2016
C. Income Categories and funding set -asides:
Very low, low and moderate
D. Maximum award:
The IFP Mortgage loan is not to exceed the amount necessary to ensure the
eligible purchaser's principal, interest, real estate taxes and insurance
(PITI) payment does not exceed 33% of their annual household income
and/or an 80% loan to value, whichever is higher. The maximum award
for this strategy is $258,000. The purchase price of the housing unit may
not exceed $400,000. Inspection costs in excess of the maximum award
will be a program expense, shall not exceed $350.00 and will be a grant to
the borrower.
E. Terms, Recapture and Default:
IFP Mortgage loans will be a deferred payment loan for a period of thirty
(30) years with zero % interest. The mortgage shall include standard
provisions for enforcement of the terms and conditions contained in the
mortgage including judicial remedies. The loan will be due and payable in
full upon sale or transfer of the property, thirty (30) years, failure to
comply with the terms of the SHIP mortgage or death of the last surviving
homeowner. In the event of the death of the last surviving homeowner,
any income eligible heir residing in the home may assume the SHIP Loan
as long as they can obtain title to the entire property within one (1) year of
the death of the last surviving homeowner and the first mortgagee consents
to the assumption of their loan.
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F. Eligibility Requirements:
1. Applicants must derive at least 70% of their income from gainful
employment in Key West.
2. Applicants may not own a second home.
3. The dwelling unit purchased must be owner occupied.
4. The dwelling unit purchased must be financed with a federally
insured financial institution. In the event other financing methods are
utilized and approved by the SHIP Administrator, the SHIP Note and
Mortgage must be a first mortgage.
G. Recipient Selection Criteria:
Funding is available for commitment to individual applicants who have valid
contracts for purchase for eligible homes and secured a fixed rate or an
adjustable rate with the first five years fixed first mortgage (no reverse or
interest only mortgages will be considered) on a "first come / first ready
basis".
In the event there are more applicants than funds available for any income
set -aside, upon completion of the initial advertising, a lottery will be utilized
to determine what order applicants can participate. Applicants who have been
determined to be income eligible for program assistance will be placed on a
lottery waiting list and receive a SHIP Commitment based on their position
on the lottery waiting list. Applicants must execute a contract for a housing
unit and secure a loan commitment within 45 days of receiving their SHIP
Commitment. Short sales are not considered a contract until all parties have
executed the agreement. Applicants must close within 90 days of receiving a
SHIP Commitment. Applicants may submit a completed application to the
Monroe County SHIP Office at any time, unless the waiting list is closed or
until funding is expended.
H. Additional information:
Buyers must contribute a minimum of the sales price of the unit as a
down -payment as follows:
Very -low Income
1%
Low Income
2%
Moderate Income
3%
The property must meet minimum health and safety standards as defined
under the U.S Department of Housing and Urban Development's,
Housing Quality Standards (HQS).
- 14 -
Priority will be given to those applicants demonstrating innovative design,
green building principles, storm resistant construction or other elements that
reduce long term costs relating to maintenance, utilities or insurance.
I. Maximum Sales Price:
The maximum sales price shall be $400,000.00
J. Shared Appreciation Provision:
All funds under this strategy are subject to a mortgage that shall contain
recapture provisions which provides for shared appreciation between the
buyer(s) and the Monroe County SHIP Program's Housing Assistance
Strategy for the City of Key West Impact Fee Proviso Funding unless the
unit is regulated by a recorded affordable housing restrictive covenant.
The amount due the Strategy upon sale or transfer of the property shall be
50% of the appreciated value.
The appreciated value shall be the difference between the original
purchase price and the sales prices less any real estate commission and less
the value of any permitted improvements.
K. Program Income:
Repayments from this strategy may only be utilized to purchase properties
within the city limits of the City of Key West and up to Mile Marker 12,
upon authorization by Florida Housing Finance Corporation.
- 15 -
D. Name of the Strategy: DISASTER MITIGATION
A. Summary of the Strategy:
Funds provided to homeowners and owners of rental properties to make
hurricane related or other disaster repairs for which an emergency or
natural disaster has been declared by executive order and which have an
approved local housing assistance plan to implement a local housing
assistance strategy, consistent with ss. 420.907-420.9079, for repairing and
replacing housing damaged as a result of the emergency or natural disaster.
B. Fiscal Years Covered:
2013-2014/2014-2015/2015-2016
C. Income Categories to be served:
Very low, low and moderate
D. Maximum award is noted on the Housing Delivery Goals Charts:
Loans not to exceed $35,000 per housing or rental unit.
E. Terms, Recapture and Default:
Loans will be a deferred payment loan for a period of ten (10) years with a
zero % interest rate. The loan balance will be forgiven during years six (6)
through ten (10) at the rate of twenty (20) % per year. The loan will be
due and payable in full upon the sale or transfer of the property, failure to
comply with the terms of the SHIP mortgage or death of the last surviving
homeowner. In the event of the death of the last surviving homeowner,
any income eligible heir residing in the home may assume the SHIP Loan
as long as they can obtain title to the entire property within one (1) year of
the death of the last surviving homeowner and the first mortgagee consents
to the assumption of their loan. Local jurisdictions and/or body politics
authorized by Florida Statute are not required to enter into a deferred
payment loan.
F. Recipient Selection Criteria:
Applications processed on a "first come, first ready" basis.
G. Sponsor Selection Criteria:
NIA
H. Additional Information:
For the emergency repairs under this strategy, emergency repairs are
defined as those repairs to damages resulting from a disaster that pose an
immediate health and safety hazard to occupant(s).
- 16 -
E. Name of the Strategy: RENTAL STRATEGIES
CONSTRUCTION/REHABILITATION
A. Summary of the Strategy:
Funds provided for the construction or rehabilitation of affordable housing
units.
B. Fiscal Years Covered:
2013-2014/2014-2015/2015-2016
C. Income Categories to be served:
Very low, low and moderate (tenants)
D. Maximum award is noted on the Housing Delivery Goals Charts:
Mortgage note up to a maximum of $40,000 per unit average.
E. Terms, Recapture and Default:
Due and payable in full upon sale or transfer of the property or failure to
comply with the terms of the SHIP Rental Monitoring Agreement or Land
Use Restriction Agreement (LURA). SHIP set aside units assisted under this
strategy must maintain rents that do not exceed the rent maximums published
annually by the Florida Housing Finance Corporation. SHIP recipients that
offer rental housing for sale within fifteen years of the SHIP award must give
a right of first refusal to eligible non-profit organizations for purchase at the
current market value for continued occupancy by eligible persons.
FOR PROFIT ENTITIES and NON-PROFIT ENTITIES:
Entities proposing construction/rehabilitation in conjunction with Florida
Housing Finance Corporation (FHFC) funding are eligible for loans secured
by a mortgage up to $40,000 per unit or that amount sufficient to satisfy the
FHFC local contribution portion of the FHFC program, whichever is less.
The for -profit loan is at an interest rate of 3% with a minimum term of fifteen
(15) years with principal and interest due upon maturity. The non-profit loan
is at an interest rate of 0% with a minimum term of fifteen (15) years and
principal balance forgiven at maturity.
Entities proposing construction/rehabilitation are eligible for mortgages not to
exceed an average of $40,000 per unit. Should all funds not be expended to a
specified unit, these funds may be transferred for the completion of another
unit being rehabilitated. A modified award letter will be required. Loan
amount will be based on number of units times the allotted amount per unit.
This loan is at an interest rate of 3% with a minimum term of fifteen (15)
years for for -profit entities with the principal and interest due upon maturity.
- 17 -
Non-profit entities are eligible for mortgages at an interest rate of 4% with a
minimum term of fifteen (15) years and principal balance forgiven at
maturity. Loans may be extended in conjunction with an extension of the
SHIP Rental Monitoring Agreement. (See H. Additional Information)
G. Recipient Selection Criteria:
First priority shall be to provide
Housing Units.
G.
funding for the preservation of Assisted
Priority shall be given to applicants in the following order until all
available funding is committed/expended.
Priority #1 Applications proposing the creation of the new rental units by
construction or rehabilitation, ranked in the following order:
Ia. Proposing the longest period of affordability
lb. Units serving very low-income tenants
1 c. Units serving substantially (%) very low-income tenants
Id. Serving low-income tenants
le. Serving substantially (%) low-income tenants
1 f. Serving moderate -income tenants
The tiebreaker within Priority #1 shall be the lowest SHIP per unit cost.
Priority #2 Applications proposing the rehabilitation of existing affordable
rental units, ranked in the following order:
2a. Proposing the longest period of affordability
2b. Serving very low-income tenants
2c. Serving substantially (%) very low-income tenants
2d. Serving low-income tenants
2e. Serving substantially (%) low-income tenants
2f. Serving moderate -income tenants
The tiebreaker within Priority #2 shall be the lowest SHIP per unit cost.
Sponsor Selection Criteria:
N/A
- 18 -
H. Additional Information:
All entities funded under this strategy will be required to execute a SHIP
Rental Monitoring Agreement and Land Use Restriction Agreement (LURA)
for a minimum term of fifteen (15) years.
In the case of rental housing, the staff or entity that has administrative
authority for implementing the local housing assistance plan assisting rental
developments shall annually monitor and determine tenant eligibility or, to
the extent another governmental entity provides the same monitoring and
determination, a municipality, county or local housing financing authority
may rely on such monitoring and determination of tenant eligibility.
However, any loan or grant in the original amount of $3,000 or less shall not
be subject to these annual monitoring and determination of tenant eligibility
requirements. Tenant eligibility will be monitored for at least annually for 15
years or the term of assistance which ever is longer unless as specified above.
Governmental entities shall not be required to execute a note and mortgage
for this strategy.
Priority will be given to those applicants demonstrating innovative design,
green building principles, storm resistant construction or other elements that
reduce long term costs relating to maintenance, utilities or insurance.
- 19 -
III. LHAP INCENTIVE STRATEGIES F.S. Sec. 420.9071(16)
A. Name of Strategy: Expedited Permittin
Established policy and procedures:
The Monroe County Comprehensive Plan and Land Development Regulations
establish procedures for expediting the development of affordable housing projects.
The County is allowed to issue 197 building permits annually and of these permits,
the Count sets aside 71 permits for affordable housing. This includes the unused
allotment of permits for affordable housing set aside units to be rolled over and
accumulated each year without going through the ROGO (Rate of Growth Ordinance)
process. Additionally, any development order or development permit for affordable
housing shall receive priority in processing and review of applications and permits.
(Section 9-2(b), Monroe County Code)
Responsible Agency: Monroe County Growth Management Division
B. Name of Strategy: Modification of Impact Fee Requirements
Established policy and procedures: The County shall continue to waive impact fees
for all affordable housing, pursuant to Comprehensive Plan Policy 601.1.12 and
LDC Chapter 12.
Monroe County 2012 Comprehensive Plan Policy 601.1.12: By January 4, 1997,
Monroe County shall adopt Land Development Regulations which may include
density bonuses, impact fee waiver programs, and other possible regulations to
encourage affordable housing.
Monroe County Code Chapter 126 — Impact Fees, Section 126-4(h) (6), Type of
Development Not Affected: Affordable or employee housing units (as defined in
section 101-1) for which a deferred payment of impact fees has been recorded in the
chain of title. "
Responsible Agency: The Building Department and Planning Departments are
responsible for implementation.
C. Name of Strategy: Flexibility in Densities for Affordable Housing
Established policy and procedures:
- 20 -
1. Pursuant to Section 130-161(a) (1) Monroe County Code, the following
density bonuses are allowed for affordable and employee housing: a Maximum Net
Density of 25 dwelling units per buildable acre for land classified urban residential
(UR); a Maximum Net Density of 18 dwelling units per buildable acre for land
classified Mixed Use (MU); and a Maximum Net Density of 18 dwelling units per
buildable acre for land classified suburban commercial (SC).
Responsible Agency: Monroe County Growth Management Division
2. The County shall continue to allow the construction of affordable housing
units on commercial sites without deducting from the commercial floor area
allowed or residential density allowed. [LDC Sec. 130-161(a) (5)]
Responsible Agency: Monroe County Growth Management Division
D. Name of Strategy: Reservation of Infrastructure Capacity for Affordable
Housin
Established policy and procedure: Monroe County prepares an annual Public
Facilities Capacity Report. This Report indicates that there is sufficient infrastructure
capacity to accommodate the needs county residents.
Responsible Agency: Monroe County Growth Management Division
E. Name of Strategy: Allowance of Affordable Accessory Residential Units
in Residential Zoning Districts
Established policy and procedure: On developed parcels other than IS/URM lots,
accessory residential units may be allowed in Monroe County, provided that the
second residential unit is consistent with existing density and Rate of Growth
Ordinance (ROGO) requirements specified within the Monroe County Code and the
Monroe County Comprehensive Plan.
On IS/URM lots and parcels other than ISIURM lots where maximum net density has
been achieved, accessory residential guest houses may be allowed in Monroe County,
provided that the guest house serves as a housekeeping establishment of the principal
residence, is consistent with the definition of accessory use/structure in the Monroe
County Code, and is consistent with the Monroe County Planning and Environmental
Resources Department Administrative Direction No: 01-104 dated February 3, 2004
and the memorandum of understanding between the County and State concerning
such development.
- 21 -
Responsible Agency: Monroe County Growth Management Division
F. Name of Strate : Reduction of parking and setback requirements for
affordable housing
Established policy and procedure: Currently, variances are available where the
requisite criteria can be met.
Responsible Agency: The Planning and Environmental Resources Department is
responsible for this on a case by case basis.
G. Name of Strategy: Allowance of Flexible Lot Conflaurations
Established policy and procedure: Monroe County allows flexible lot configurations
to the extent setback and buffers are met. Within a development, zero lot line
configurations are allowed. Variances are available where the requisite criteria can be
met.
Responsible Agency: The Planning and Environmental Resources Department is
responsible for this on a case by case basis.
H. Name of Strategy: Modification of Street Requirements
Established policy and procedure: Monroe County allows internal street
configurations that meet life -safety criteria.
Responsible Agency: The Planning and Environmental Resources Department is
responsible for this on a case by case basis.
I Name of Strategy: Cost of Housing
Established policy and procedures:
I. All ordinances, policies, resolutions, regulations, and comprehensive plan
provisions (regulations) that may affect the cost of housing including those regarding
infrastructure, permitting, impact fees, or development process and approvals shall be
reviewed by the growth management director, the planning director, the building
official and the finance or budget director. The assessment shall evaluate whether the
new regulation does, in fact, affect the cost of housing including affordable housing.
Such evaluation shall be addressed in the staff report to the board of county
commissioners. (Section 9-3, Monroe County Code).
Responsible Agency: Monroe County Growth Management Division
2. The county allows applicants to apply to the Board of County Commissioners
to waive permit application fees for affordable housing.
Responsible Agency: The Planning and Environmental Resources Department and
Building Department are responsible for the administration of the respective fee
waivers.
J. Name of Strategy: Provide an Inventory of County Owned Property
Suitable for Affordable Housing
Established policy and procedures: Pursuant to a Section 125.379, Florida Statutes.,
the County has prepared and will continue to provide an inventory of possible sites
suitable for affordable housing. (Comprehensive Plan Policy 601. L6)
Responsible Agency: The Clerk of Court has the list of properties approved by the
Board of County Commissioners in Resolution 299-2007.
K. Name of Strategy: Support development near transportation hubs and
major employment centers and mixed use developments
Established policy and procedures. Livable CommuniKeys Plans (LCP) have been
approved for Key Largo, Tavernier, Big Pine Key and No Name Key, and Stock
Island. An LCP is nearing completion for the Lower Keys. These LCPs identify
activity centers that encourage the development of affordable housing near identified
mixed use and employment centers.
Responsible Agency: Monroe County Growth Management Division
L. Name of Strategy: Inclusionary Housing
Established policy and procedure:
Section 130-161(b) (2), Monroe County Code:
- 23 -
1. Residential developments, other than mobile home or mobile home spaces
covered by subsection (b)(2)b. of this section, that result in the development or
redevelopment of three or more dwelling units on a parcel or contiguous parcels shall
be required to develop or redevelop at least 30 percent of the residential units as
affordable housing units. Residential development or redevelopment of three units on
a parcel or contiguous parcels shall require that one developed or redeveloped unit be
an affordable housing unit. For the purpose of this section, and notwithstanding
subsection (b) (2)b. of this section, any dwelling unit exceeding the number of
lawfully established dwelling units on site, which are created by either a THE or
ROGO allocation award, shall be considered developed units.
2. The removal and replacement with other types of dwelling units of ten or
more mobile homes that are located on a parcel or contiguous parcels and/or the
conversion of mobile home spaces located on a parcel or contiguous parcels into a
use other than mobile homes shall be required to include in the development or
redevelopment a number of affordable housing units equal to at least 30 percent of
the number of existing units being removed and replaced or converted from mobile
home use or, in the event the new use is nonresidential, to develop affordable housing
units at least equal in number to 30 percent of the number of mobile homes or mobile
home spaces being converted to other than mobile home use. Removal and
replacement or conversion to a different use of ten mobile homes or mobile home
spaces on a parcel or contiguous parcels shall require that three units be replaced or
converted to deed -restricted affordable housing.
3. In calculating the number of affordable housing units required for a particular
project, or phase of a project, all dwelling units proposed for development or
redevelopment or mobile homes or mobile home spaces to be converted from mobile
home use since the effective date of the ordinance from which this section is derived
shall be counted. In phased projects, the affordable housing requirements shall be
proportionally allocated among the phases. If a subsequent development or
redevelopment is proposed following a prior development approved on the same
property as it existed as of the effective date of the ordinance from which this section
is derived, which prior development did not meet the compliance thresholds set forth
in subsection (b)(2)a. or (b)(2)b. of this section, the requirements of subsection
(b)(2)a. or (b)(2)b. of this section shall be met as part of the subsequent development
for all units proposed for development or redevelopment after the effective date of
the ordinance from which this section is derived.
Responsible Agency: Monroe County Growth Management Division
- 24 -
M. Name of Strategy: Affordable Housing Incentive Programs
Established policy and procedure:
1. Section 130-161.1 Monroe County Code establishes incentives for affordable
housing development by allowing the transfer of market rate ROGO exemptions
within the ROGO subarea from mobile home parks that deed restricts the existing
mobile home site to affordable units for 99 years.
2. Consider amending the Land Development Code to allow incentives for a
market rate unit to obtain an affordable ROGO allocation and move the market rate
unit to another site through a Transfer of ROGO Exemption (TRE) if the existing site
will be deed restricted for 99 years as affordable.
Responsible Agency: Monroe County Growth Management Division
N. Name of Strategy: Employee Housing and Commercial Apartment
Defmition and Permitted Uses
Established policy and procedure:
The definition and permitted uses section of the Monroe County Code needs to be
amended to encourage employee housing within existing commercial centers and
zoning districts that allow either employee or commercial apartments. The goal is to
not to require employees to work on the site where employee housing is located;
employees should work within the subarea where the employee housing is located.
Responsible Agency: Monroe County Growth Management Division
Q. Name of Strategy: Purchase and Lease Back Program
Established policy and procedure: The County has a purchase and lease -back program
for affordable housing.
Responsible Agencies: Monroe County Land Development Authority; Monroe
County Housing Authority
- 25 -
Exhibit A
ADMINISTRATIVE BUDGET FOR EACH FISCAL YEAR
MAP 2013
Exhibit A
67-37.005(1), F.A.C.
Effective Date: 11/09
MONRC)F COUNTY-FLORIDA
Estimated Allocation for Calculating:
$
36,500.00
Fiscal Year 2014
Salaries and Benefits
$
29,500.00
Office Supplies and Equipment
$
4,000.00
Travel Perdiem Workshops, etc
$
1,000.00
Advertising
$
1,500.00
Other
$
500.00
Total
$
36,500.00
Fiscal Year 2015
Salaries and Benefits
$
29,500.00
Office Supplies and Equipment
$
4,000.00
Travel Perdiem Workshops, etc
$
1,000.00
Advertising
$
1,500.00
Other
$
500.00
Total
$
36,500.00
Fiscal Year 2016
Salaries and Benefits
$
29,500.00
Office Supplies and Equipment
$
4,000.00
Travel Perdiem Workshops, etc
$
1,000.00
Advertising
$
1,500.00
Other
$
500.00
Total
$
36,500.00
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LHAP Exhibit D 2013
67-37.005(1), F.A.C.
CERTIFICATION TO
FLORIDA HOUSING FINANCE CORPORATION
Name of Local Government: Monroe Counly, Florida
(1) The local government will advertise the availability of SHIP funds, if available, pursuant to
Florida Statutes.
(2) All SHIP funds will be expended in a manner which will insure that there will be no
discrimination on the basis of race, creed, religion, color, age, sex, familial or marital
status, handicap, or national origin.
(3) A process for selection of recipients for funds has been developed.
(4) The eligible municipality or county has developed a qualification system for applications for
assistance.
(5) Recipients of funds will be required to contractually commit to program guidelines.
(6) The Florida Housing Finance Corporation will be notified promptly if, at any time, the local
government (or interlocal entity) will be unable to comply with the provisions the plan.
(7) The Local Housing Assistance Plan shall provide for the expenditure of SHIP funds within
24 months following the end of the State fiscal year in which they are received.
(8) The plan conforms to the Local Government Comprehensive Plan, or that an amendment to
the Local Government Comprehensive Plan will be initiated at the next available opportunity
to insure conformance with the Local Housing Assistance Plan.
(9) Amendments and Technical Revisions to the approved Local Housing Assistance Plan shall
be provided to the Corporation within 21 days after adoption.
(10) The trust fund shall be established with a qualified depository for all SHIP funds as well
as moneys generated from activities as program income.
(11) Amounts on deposit in the local housing assistance trust fund shall be invested as permitted
by law.
(12) The local housing assistance trust fund shall be separately stated as a special revenue fund in
the local governments audited financial statements, copies of the audits will be forwarded to
the Corporation by June 30 of each calendar year.
LHAP Exhibit D 2013
67-37.005(1), F.A.C.
13) An interlocal entity shall have its local housing assistance trust fund separately audited
for each state fiscal year, and the audit forwarded to the Corporation by June 30.
(14) SHIP funds will not be pledged for debt service on bonds or as rent subsidies.
(15) Developers receiving assistance from both SHIP and the Low Income Housing Tax
Credit (LIHTC) Program shall comply with the income, affordability and other LIHTC
requirements. Similarly, any units receiving assistance from other federal programs shall
comply with all Federal and SHIP program requirements.
(16) Loans shall be provided for periods not exceeding 30 years, except for deferred payment
loans or loans that extend beyond 30 years which continue to service eligible persons.
(17) Rental units constructed or rehabilitated with SHIP funds shall be monitored annually for 15
years for compliance with tenant income requirements and affordability requirements or as
required in Section 420.9075 (3)(e)
(18) The Plan meets the requirements of Section 420-907-9079 FS, and Rule Chapter 67-37 FAC,
and how each of those requirements shall be met.
(19) The provisions of Chapter 83-220, Laws of Florida has not been implemented.
(except for Miami Dade County
Witness
Witness
Date
Attest:
(Seal)
K
Chief Elected Official or designee
Type Name and Title
LHAP Exhibit E 2013
67-37.005 (1) F.A.C.
RESOLUTION - 2013
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE
COUNTY, FLORIDA APPROVING THE LOCAL HOUSING ASSISTANCE PLAN AS
REQUIRED BY THE STATE HOUSING INITIATIVES PARTNERSHIP PROGRAM ACT,
SUBSECTIONS 420.907- 420.9079, FLORIDA STATUTES; AND RULE CHAPTER 67-37,
FLORIDA ADMINISTRATIVE CODE; AUTHORIZING AND DIRECTING THE MAYOR
TO EXECUTE ANY NECESSARY DOCUMENTS AND CERTIFICATIONS NEEDED BY
THE STATE; AUTHORIZING THE SUBMISSION OF THE LOCAL HOUSING
ASSISTANCE PLAN FOR REVIEW AND APPROVAL BY THE FLORIDA HOUSING
FINANCE CORPORATION; AND PROVIDING AN EFFECTIVE DATE.
WHEREAS, the State of Florida enacted the William E. Sadowski Affordable Housing
Act, Chapter 92-317 of Florida Sessions Laws, allocating a portion of documentary stamp taxes
on deeds to local governments for the development and maintenance of affordable housing; and
WHEREAS, the State Housing Initiatives Partnership (SHIP) Act, ss. 420.907-420.9079,
Florida Statutes (1992), and Rule Chapter 67-37, Florida Administrative Code, requires local
governments to develop a one- to three-year Local Housing Assistance Plan outlining how funds
will be used; and
WHEREAS, the SHIP Act requires local governments to establish the maximum SHIP
funds allowable for each strategy; and
WHEREAS, the SHIP Act further requires local governments to establish an average
area purchase price for new and existing housing benefiting from awards made pursuant to the
Act; The methodology and purchase prices used are defined in the attached Local Housing
Assistance Plan; and
WHEREAS, as required by section 420.9075, F.S. It is found that 5 percent of the local
housing distribution plus 5 percent of program income is insufficient to adequately pay the
necessary costs of administering the local housing assistance plan. The cost of administering the
program may not exceed 10 percent of the local housing distribution plus 5% of program income
deposited into the trust fund, except that small counties, as defined in s. 120.52(17), and eligible
municipalities receiving a local housing distribution of up to $350,000 may use up to 10 percent
of program income for administrative costs.
WHEREAS, the Monroe County Housing Authority has prepared a three-year Local
Housing Assistance Plan for submission to the Florida Housing Finance Corporation; and
LHAP Exhibit E 2013
67-37.005 (1) F.A.C.
WHEREAS, the County Commission finds that it is in the best interest of the public for
Monroe County to submit the Local Housing Assistance Plan for review and approval so as to
qualify for said documentary stamp tax funds.
NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF MONROE COUNTY, FLORIDA that:
Section 1: The Monroe County Board of County Commissioners hereby approves the Local
Housing Assistance Plan, as attached and incorporated hereto for submission to
the Florida Housing Finance Corporation as required by ss. 420.907-420-9079,
Florida Statutes, for fiscal years 2013-2014/2014-2015/2015-2016.
Section 2: The Mayor is hereby designated and authorized to execute any documents and
certifications required by the Florida Housing Finance Corporation as related to
the Local Housing Assistance Plan, and to do all things necessary and proper to
carry out the term and conditions of said program.
Section 3: Monroe county, a small county, as defined in s. 120.52(17) is an eligible
municipality receiving a local housing distribution of up to $350,000, elects to
utilize 10% of the local housing distribution plus 10% of program income
deposited into the trust fund for administrative costs.
Section 4: This resolution shall take effect immediately upon its adoption.
PASSED AND ADOPTED by the Board of County Commissioners of
Monroe County, Florida at a regular meeting of said Board on the 17TH day of April, 2013.
Mayor George Nugent
Mayor Pro Tem Heather Carruthers
Commissioner Danny Kolhage
Commissioner David Rice
Commissioner Sylvia Murphy
SEAL:
ATTEST: Monroe County Clerk BOARD OF COUNTY COMMISSIONERS OF
MONROE COUNTY, FLORIDA
IM
Deputy Clerk
Approved as to legal sufficiency:
Date:
Mayor George Nugent
LHAP Exhibit F 2013
67-37.005(1), F.A.C.
STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) PROGRAM
PROGRAMINFORMATION SHEET
The following information must be furnished to the Corporation before any funds can be disbursed.
Local Government
Monroe County, Florida
Chief Elected Official
Address
SHIP Administrator
Address
Mayor George Nugent
500 Whitehead Street, Key West, FL 33040
J. Manuel Castillo, Sr.
1400 Kennedy Drive, Key West, FL 33040
Telephone
305-296-5621
EMAIL,
castillom@kwha.org
Alternate SHIP Contact
Marie Brouillette- Coordinator
Telephone
305-296-5621
EMAIL.
brouillettem@kwha.org
Interlocal Agreement (list other local
governments in interlocal)
n/a
Local Government Employer Federal ID #
S96000749
Disbursement (list bank account
information if changed from previous)
Other Information
PipaeP attaeh thin form As Exhibit F and submit
alone with your completed LHAP.
EXHIBIT G
County
90% Average Area
Purchase Price
BAKER
$ 357 692.00
BAY
$ 365 769.00
BREVARD
$ 268 846.00
BROWARD
$ 391153.00
CHARLOTTE
$ 273 461.00
CLAY
357 692.00
COLLIER
490 384.00
DUVAL
$ 357 692.00
FLAGLER
265 384.00
FRANKLIN
$ 281538.00
HERNANDO
$ 270 000.00
HILLSBOROUGH
$ 270 000.00
INDIAN RIVER
$ 261 923.00
LAKE
326 538.00
LEE
$ 328 846.00
MANATEE
$ 408 461.00
MARTIN
$ 346153.00
MIAMI-DADE
$ 391153.00
MONROE
$ 673 615.00
NASSAU
$ 357 692.00
OKALOOSA
$ 288 461.00
ORANGE
326 538.00
OSCEOLA
$ 326 538.00
PALM BEACH
$ 391 153.00
PASCO
$ 270 000.00
PINELLAS
$ 270 000.00
SARASOTA
$ 408 461.00
SEMINOLE
$ 326 538.00
ST. JOHNS
$ 357 692.00
ST. LUCIE
$ 346 153.00
SUMTER
257 307.00
VOLUSIA
$ 280 384.00
WALTON
$ 334 882.00
All other areas (floor):
$ 250,200.00
IRS Rev. Proclamation 2012-25
BOARD OF COUNTY COMMISSIONERS
AGENDA ITEM SUMMARY
Time Approx 10:00 a.m.
Meeting Date: April 17, 2013 Division: Employee Services
Bulk Item: Yes _ No X Department: Employee Benefits
Staff Contact Person/Phone #:_Teresa Aguiar X4458
AGENDA ITEM WORDING: Report of 12 month savings on health plan expenses and potential
future costs resulting from HealthCare Reform.
ITEM BACKGROUND: On September 15, 2010, the BOCC approved the bid proposal with
Gallagher Benefit Services, Inc. (GBS) to perform consulting services on an as needed basis in the
areas of Group Health Insurance. As part of the bid proposal and contract, GBS made a performance
guarantee of an annual savings of at least $3.2 million on health plan expenses over the 12 month
period following the implementation of GBS's recommended changes.
PREVIOUS RELEVANT BOCC ACTION: N/A
CONTRACT/AGREEMENT CHANGES: N/A
STAFF RECOMMENDATIONS: N/A
TOTAL COST:__ INDIRECT COST: BUDGETED: Yes No
DIFFERENTIAL OF LOCAL PREFERENCE:
COST TO COUNTY: $0 SOURCE OF FUNDS:
REVENUE PRODUCING: Yes No
APPROVED BY: County Atty �
L
DOCUMENTATION: Included
DISPOSITION:
Revised 7/09
X AMOUNT PER MONTH Year
OM)L
B/Puhasing Risk Management C t�
Not Required
AGENDA ITEM #