09/21/2016 ContractAMY REAVIIIN, CPA
CLERK OF CIRCUIT COURT &COMPTROLLER
MONROE COUNTY, FLORIDA
DATE: November 28, 2016
TO: Maria Fernandez - Gonzalez, CHRP
Benefits Administrator /HIPAA Privacy Officer
ATTN. MeriDe Mercado
WIC Administrator
FROM. • Cheryl Robertson Executive Aide to the Clerk of Court & Comptroller C R
At the September 21, 2016 Board of County Commissioner's meeting the Board granted approval and
authorized execution of Item Cl Approval of a three year contract with two one year renewals with
Employers Mutual, Inc. to Provide Third Party Claims Administration for the Monroe County Workers'
Compensation Program at the annual cost of $73,500 for a total cost of $367,500 over five years.
Enclosed is a duplicate original of the above - mentioned for your handling. Should you have any
questions, please feel free to contact our office.
CC.' County Attorney
Finance
File ✓
500 Whitehead Street Suite 101, PO Box 1980, Key West, FL 33040 Phone: 305- 295 -3130 Fax: 305- 295 -3663
3117 Overseas Highway, Marathon, FL 33050 Phone: 305 - 289 -6027 Fax: 305- 289 -6025
88820 Overseas Highway, Plantation Key, FL 33070 Phone: 852 -7145 Fax 305 - 852 -7146
MONROE COUNTY
CONTRACT FOR
Workers Compensation Third Party Claims Administration Services
THIS AGREEMENT is made and entered into this day of o _ , 2016, by
MONROE County ( "County "), a political subdivision of the State of F orida, whose address is
1100 Simonton Street, Key West, Florida 33040 and Employer's Mutual, Inc. d /b /a/ Ascension
Benefits & Insurance Solutions ( "Contractor" or "TPA "), whose address is 700 Central Parkway,
Stuart, FL 34994.
Section 1. SCOPE OF SERVICES
Contractor shall do, perform and carry out in a professional and proper manner certain duties as
described in the Scope of Services — Exhibit A — which is attached hereto and made a part of
this agreement.
Contractor shall provide the scope of services in Exhibit A for County. Contractor warrants that
it is authorized by law to engage in the performance of the activities herein described, subject to
the terms and conditions set forth in these Agreement documents. The Contractor shall at all
times exercise independent, professional judgment and shall assume professional responsibility
for the services to be provided. Contractor shall provide services using the following standards,
as a minimum requirement:
A. The Contractor shall maintain adequate staffing levels to provide the services
required under the Agreement resulting from this RFP process.
B. The personnel shall not be employees of or have any contractual relationship
with the County. To the extent that Contractor uses subcontractors or
independent contractors, this Agreement specifically requires that subcontractors
and independent contractors shall not be an employee of or have any contractual
relationship with County.
C. All personnel engaged in performing services under this Agreement shall be fully
qualified, and, if required, to be authorized or permitted under State and local law
to perform such services.
Section 2. COUNTY'S RESPONSIBILITIES
2.1 Provide all best available information as to the County's requirements for the scope of
services described in Exhibit A to this Agreement.
2.2 Designate in writing a person with authority to act on the County's behalf on all matters
concerning said services.
2.3 Provide a schedule that is mutually agreeable to the County and Contractor.
Section 3. TERM OF AGREEMENT
3.1 The terms of this Agreement shall be from the effective date hereof and continue for a
period of three years. This Agreement shall be automatically renewed twice for succes-
sive one -year periods unless either party gives the other notice of cancellation in
accordance with the terms set forth below. The Contractor must provide at least ninety
(90) days' notice of intent to terminate. The County must provide the Contractor with at
least ninety (90) days' notice of intent to terminate. If either party desires to modify this
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Agreement, it shall notify the other in writing at least thirty (30) days prior to the effective
date of such modification. In the case of proposed modification the party receiving the
notification of the proposed modification shall itself notify the other party within ten (10)
days after receipt of notice of its agreement to the proposed modification. Failure to do
so shall terminate this Agreement.
Section 4. COMPENSATION
Base compensation to Contractor shall be seventy -three thousand five hundred dollars and no
cents ($73,500) annually, paid in twelve (12) monthly equal installments.
Medical Bill re- pricing services provided in accordance with the state's allowable cost are
inclusive of the annual fee.
Medical Bill reductions beyond the state's allowable cost will be provided at twenty -five percent
(25 %) of savings-
Network access: cost to reduce fees to TPA's own network: 25% of savings
Subrogation and Second Injury Fund activities will be provided at 25% of recovered funds.
In addition, the County will pay for the following items paid to outside firms provided they are
approved in advance by the Administrator: private investigators /surveillance, witness fees, legal
or court reporters, cost of Medicare Set Aside (MSA) preparation.
Section 5. PAYMENT TO CONTRACTOR
5.1 Payment will be made according to the Florida Local Government Prompt Payment Act.
Any request for payment must be in a form satisfactory to the Clerk of Courts for Monroe
County (Clerk). The request must describe in detail the services performed and the
payment amount requested. The Contractor must submit invoices to the appropriate
offices marked Monroe County Workers' Compensation Office, Employee Services
Department, 1100 Simonton St., Key West, FL 33040. The respective office supervisor
and the Director of Employee Services will review the request, note his /her approval on
the request and forward it to the Clerk for payment.
5.2 Continuation of this Agreement is contingent upon annual appropriation by Monroe
County.
Section 6. CONTRACT TERMINATION
Either party may terminate this Agreement because of the failure of the other party to perform its
obligations under the Agreement. County may terminate this Agreement with or without cause
upon ninety (90) days' written notice to the Contractor. Contractor may terminate this
Agreement with or without cause upon ninety (90) days' written notice to County. County shall
pay Contractor for work performed through the date of termination.
Section 7. CONTRACTOR'S ACCEPTANCE OF CONDITIONS
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A. Contractor hereby agrees that it has carefully examined the RFP, its response, and this
Agreement and has made a determination that it has the personnel, equipment, and
other requirements suitable to perform this work and assumes full responsibility
therefore. The provisions of the Agreement shall control any inconsistent provisions
contained in the specifications. All specifications have been read and carefully
considered by Contractor, who understands the same and agrees to their sufficiency for
the work to be done. Under no circumstances, conditions, or situations shall this
Agreement be more strongly construed against County than against Contractor.
B. Any ambiguity or uncertainty in the specifications shall be reasonably interpreted and
construed by County, and its decision shall be final and binding upon all parties;
provided that the decision is commercially reasonable.
C. The passing, approval, and /or acceptance by County of any of the services furnished by
Contractor shall not operate as a waiver by County of strict compliance with the terms of
this Agreement and specifications covering the services.
D. Contractor agrees that County Administrator or its designated representatives may visit
Contractor's facility (ies) periodically to conduct random evaluations of services during
Contractor's normal business hours.
E. Contractor has, and shall maintain throughout the term of this Agreement, appropriate
licenses and approvals required to conduct its business, and that it will at all times
conduct its business activities in a reputable manner. Proof of such licenses and
approvals shall be submitted to County upon request.
Section 8. NOTICES
Any notice required or permitted under this agreement shall be in writing and hand delivered or
mailed, postage prepaid, to the other party by certified mail, returned receipt requested, to the
following:
To the County: Ms. Meri -De Mercado, Administrator, Office of Workers' Compensation
1100 Simonton Street, Suite 2 -268
Key West, Florida 33040
To the Contractor: Employers Mutual, Inc.
Attn: President
700 Central Parkway, Stuart, FL 34994
Section 9. RECORDS
Contractor shall maintain all books, records, and documents directly pertinent to performance
under this Agreement in accordance with generally accepted accounting principles consistently
applied. Each party to this Agreement or their authorized representatives shall have reasonable
and timely access to such records of each other party to this Agreement for public records
purposes during the term of the agreement and for five years following the termination of this
Agreement. If an auditor employed by the County or Clerk determines that monies paid to
Contractor pursuant to this Agreement were spent for purposes not authorized by this
Agreement, the Contractor shall repay the monies together with interest calculated pursuant to
Section 55.03 of the Florida Statutes, running from the date the monies were paid to Contractor.
Pursuant to F.S. 119.0701, Contractor and its subcontractors shall comply with all public
records laws of the State of Florida, including but not limited to:
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a. Keep and maintain public records required by Monroe County in order to perform the
service.
b. Upon request from the public agency's custodian of public records, provide the
public agency with a copy of the requested records or allow the records to be inspected or
copied within a reasonable time at a cost that does not exceed the cost provided in Florida
Statutes, Chapter 119 or as otherwise provided by law.
c. Ensure that public records that are exempt or confidential and exempt from public
records disclosure requirements are not disclosed except as authorized by law for the duration
of the contract term and following completion of the contract if the contractor does not transfer
the records to the public agency.
d. Upon completion of the contract, transfer, at no cost, to Monroe County all public
records in possession of the contractor or keep and maintain public records required by the
public agency to perform the service. If the contractor transfers all public records to the public
agency upon completion of the contract, the contractor shall destroy any duplicate public
records that are exempt or confidential and exempt from public records disclosure requirements.
If the contractor keeps and maintains public records upon completion of the contract, the
contractor shall meet all applicable requirements for retaining public records. All records stored
electronically must be provided to Monroe County, upon request from the public agency's
custodian of records, in a format that is compatible with the information technology systems of
Monroe County.
IF THE CONTRACTOR HAS QUESTIONS REGARDING THE
APPLICATION OF CHAPTER 119, FLORIDA STATUTES, TO THE
CONTRACTOR'S DUTY TO PROVIDE PUBLIC RECORDS RELATING
TO THIS CONTRACT, CONTACT THE CUSTODIAN OF PUBLIC
RECORDS, BRIAN BRADLEY, AT (305) 292 -3470, Bradley_
brian(aD-monroecounty- fl.gov c/o Monroe County Attorney's Office, 1111
12 St., Suite 408, Key West FL 33040.
Section 10. EMPLOYEES SUBJECT TO COUNTY ORDINANCE NO. 010 -1990
The Contractor warrants that it has not employed, retained or otherwise had act on its behalf
any former County officer or employee subject to the prohibition of Section 2 of Ordinance No.
010 -1990 or any County officer or employee in violation of Section 3 of Ordinance No. 010-
1990. For breach or violation of this provision the County may, in its discretion, terminate this
agreement without liability and may also, in its discretion, deduct from the agreement or
purchase price, or otherwise recover the full amount of any fee, commission, percentage, gift, or
consideration paid to the former County officer or employee.
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Section 11. CONVICTED VENDOR
A person or affiliate who has been placed on the convicted vendor list following a conviction for
public entity crime may not submit a bid on an Agreement with a public entity for the
construction or repair of a public building or public work, may not perform work as a Contractor,
supplier, subcontractor, or Contractor under Agreement with any public entity, and may not
transact business with any public entity in excess of the threshold amount provided in Section
287.017 of the Florida Statutes, for the Category Two for a period of 36 months from the date of
being placed on the convicted vendor list.
Section 12. GOVERNING LAW, VENUE, INTERPRETATION, COSTS AND FEES
This Agreement shall be governed by and construed in accordance with the laws of the State of
Florida applicable to Agreements made and to be performed entirely in the State.
In the event that any cause of action or administrative proceeding is instituted for the
enforcement or interpretation of this Agreement, the County and Contractor agree that venue
shall lie in the appropriate court or before the appropriate administrative body in Monroe County,
Florida.
Section 13. SEVERABILITY
If any term, covenant, condition or provision of this Agreement (or the application thereof to any
circumstance or person) shall be declared invalid or unenforceable to any extent by a court of
competent jurisdiction, the remaining terms, covenants, conditions and provisions of this
Agreement, shall not be affected thereby; and each remaining term, covenant, condition and
provision of this Agreement shall be valid and shall be enforceable to the fullest extent permitted
by law unless the enforcement of the remaining terms, covenants, conditions and provisions of
this Agreement would prevent the accomplishment of the original intent of this Agreement. The
County and Contractor agree to reform the Agreement to replace any stricken provision with a
valid provision that comes as close as possible to the intent of the stricken provision.
Section 14. ATTORNEY'S FEES AND COSTS
The County and Contractor agree that in the event any cause of action or administrative
proceeding is initiated or defended by any party relative to the enforcement or interpretation of
this Agreement, the prevailing party shall be entitled to reasonable attorney's fees, and court
costs, as an award against the non - prevailing party. Mediation proceedings initiated and
conducted pursuant to this Agreement shall be in accordance with the Florida Rules of Civil
Procedure and usual and customary procedures required by the Circuit Court of Monroe
County.
Section 15. BINDING EFFECT
The terms, covenants, conditions, and provisions of this Agreement shall bind and inure to the
benefit of the County and Contractor and their respective legal representatives, successors, and
assigns.
Section 16. AUTHORITY
Each party represents and warrants to the other that the execution, delivery and performance of
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this Agreement have been duly authorized by all necessary County and corporate action, as
required by law.
Section 17. ADJUDICATION OF DISPUTES OR DISAGREEMENTS
County and Contractor agree that all disputes and disagreements shall be attempted to be
resolved by meet and confer sessions between representatives of each of the parties. If no
resolution can be agreed upon within 30 days after the first meet and confer session, then any
party shall have the right to seek such relief or remedy as may be provided by this Agreement or
by Florida law. This Agreement shall not be subject to arbitration.
Section 18. COOPERATION
In the event any administrative or legal proceeding is instituted against either party relating to
the formation, execution, performance, or breach of this Agreement, County and Contractor
agree to participate, to the extent required by the other party, in all proceedings, hearings,
processes, meetings, and other activities related to the substance of this Agreement or
provision of the services under this Agreement. County and Contractor specifically agree that
no party to this Agreement shall be required to enter into any arbitration proceedings related to
this Agreement.
Section 19. NONDISCRIMINATION
The parties agree that there will be no discrimination against any person, and it is expressly
understood that upon a determination by a court of competent jurisdiction that discrimination
has occurred, this Agreement automatically terminates without any further action on the part of
any party, effective the date of the court order. The parties agree to comply with all Federal and
Florida statutes, and all local ordinances, as applicable, relating to nondiscrimination. These
include but are not limited to: 1) Title VII of the Civil Rights Act of 1964 (PL 88 -352), which
prohibit discrimination in employment on the basis of race, color, religion, sex, and national
origin; 2) Title IX of the Education Amendment of 1972, as amended (20 USC §§ 1681 -1683,
and 1685 - 1686), which prohibits discrimination on the basis of sex; 3) Section 504 of the
Rehabilitation Act of 1973, as amended (20 USC § 794), which prohibits discrimination on the
basis of handicaps; 4) The Age Discrimination Act of 1975, as amended (42 USC §§ 6101-
6107), which prohibits discrimination on the basis of age; 5) The Drug Abuse Office and
Treatment Act of 1972 (PL 92 -255), as amended, relating to nondiscrimination on the basis of
drug abuse; 6) The Comprehensive Alcohol Abuse and Alcoholism Prevention, Treatment and
Rehabilitation Act of 1970 (PL 91 -616), as amended, relating to nondiscrimination on the basis
of alcohol abuse or alcoholism; 7) The Public Health Service Act of 1912, §§ 523 and 527 (42
USC §§ 690dd -3 and 290ee -3), as amended, relating to confidentiality of alcohol and drug
abuse patent records; 8) Title VIII of the Civil Rights Act of 1968 (42 USC §§ 3601 et seq.), as
amended, relating to nondiscrimination in the sale, rental or financing of housing; 9) The
Americans with Disabilities Act of 1990 (42 USC §§ 1201), as amended from time to time,
relating to nondiscrimination in employment on the basis of disability; 10) Monroe County Code
Chapter 13, Article VI, which prohibits discrimination on the basis of race, color, sex, religion,
national origin, ancestry, sexual orientation, gender identity or expression, familial status or age;
and 11) any other nondiscrimination provisions in any federal or state statutes which may apply
to the parties to, or the subject matter of, this Agreement.
Section 20. COVENANT OF NO INTEREST
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County and Contractor covenant that neither presently has any interest, and shall not acquire
any interest, which would conflict in any manner or degree with its performance under this
Agreement, and that only interest of each is to perform and receive benefits as recited in this
Agreement.
Section 21. CODE OF ETHICS
County agrees that officers and employees of the County recognize and will be required to
comply with the standards of conduct for public officers and employees as delineated in Section
112.313, Florida Statutes, regarding, but not limited to, solicitation or acceptance of gifts; doing
business with one's agency; unauthorized compensation; misuse of public position, conflicting
employment or contractual relationship; and disclosure or use of certain information.
Section 22. NO SOLICITATION /PAYMENT
The County and Contractor warrant that, in respect to itself, it has neither employed nor retained
any company or person, other than a bona fide employee working solely for it, to solicit or
secure this Agreement and that it has not paid or agreed to pay any person, company,
corporation, individual, or firm, other than a bona fide employee working solely for it, any fee,
commission, percentage, gift, or other consideration contingent upon or resulting from the award
or making of this Agreement. For the breach or violation of the provision, the Contractor agrees
that the County shall have the right to terminate this Agreement without liability and, at its
discretion, to offset from monies owed, or otherwise recover, the full amount of such fee,
commission, percentage, gift, or consideration.
Section 23. PUBLIC ACCESS
The County and Contractor shall allow and permit reasonable access to, and inspection of, all
documents, papers, letters or other materials in its possession or under its control subject to the
provisions of Chapter 119, Florida Statutes, and made or received by the County and Contractor
in conjunction with this Agreement; and the County shall have the right to unilaterally cancel this
Agreement upon violation of this provision by Contractor.
Section 24. NON - WAIVER OF IMMUNITY
Notwithstanding the provisions of Sec. 768.28, Florida Statutes, the participation of the County
and the Contractor in this Agreement and the acquisition of any commercial liability insurance
coverage, self- insurance coverage, or local government liability insurance pool coverage shall
not be deemed a waiver of immunity to the extent of liability coverage, nor shall any Agreement
entered into by the County be required to contain any provision for waiver.
Section 25. PRIVILEGES AND IMMUNITIES
All of the privileges and immunities from liability, exemptions from laws, ordinances, and rules
and pensions and relief, disability, workers' compensation, and other benefits which apply to the
activity of officers, agents, or employees of any public agents or employees of the County, when
performing their respective functions under this Agreement within the territorial limits of the
County shall apply to the same degree and extent to the performance of such functions and
duties of such officers, agents, volunteers, or employees outside the territorial limits of the
County.
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Section 26. LEGAL OBLIGATIONS AND RESPONSIBILITIES
Non - Delegation of Constitutional or Statutory Duties. This Agreement is not intended to, nor
shall it be construed as, relieving any participating entity from any obligation or responsibility
imposed upon the entity by law except to the extent of actual and timely performance thereof by
any participating entity, in which case the performance may be offered in satisfaction of the
obligation or responsibility. Further, this Agreement is not intended to, nor shall it be construed
as, authorizing the delegation of the constitutional or statutory duties of the County, except to
the extent permitted by the Florida constitution, state statute, and case law.
Section 27. NON - RELIANCE BY NON - PARTIES
No person or entity shall be entitled to rely upon the terms, or any of them, of this Agreement to
enforce or attempt to enforce any third -party claim or entitlement to or benefit of any service or
program contemplated hereunder, and the County and the Contractor agree that neither the
County nor the Contractor or any agent, officer, or employee of either shall have the authority to
inform, counsel, or otherwise indicate that any particular individual or group of individuals, entity
or entities, have entitlements or benefits under this Agreement separate and apart, inferior to, or
superior to the community in general or for the purposes contemplated in this Agreement.
Section 28. ATTESTATIONS
Contractor agrees to execute such documents as the County may reasonably require, including,
but not being limited to, a Public Entity Crime Statement, an Ethics Statement, and a Drug -Free
Workplace Statement, Lobbying and Conflict of Interest Clause, and Non - Collusion Agreement.
Section 29. NO PERSONAL LIABILITY
No covenant or agreement contained herein shall be deemed to be a covenant or agreement of
any member, officer, agent or employee of Monroe County in his or her individual capacity, and
no member, officer, agent or employee of Monroe County shall be liable personally on this
Agreement or be subject to any personal liability or accountability by reason of the execution of
this Agreement.
Section 30. EXECUTION IN COUNTERPARTS
This Agreement may be executed in any number of counterparts, each of which shall be
regarded as an original, all of which taken together shall constitute one and the same instrument
and any of the parties hereto may execute this Agreement by signing any such counterpart.
Section 31. SECTION HEADINGS
Section headings have been inserted in this Agreement as a matter of convenience of reference
only, and it is agreed that such section headings are not a part of this Agreement and will not be
used in the interpretation of any provision of this Agreement.
Section 32. INSURANCE POLICIES
32.1 General Insurance Requirements for Other Contractors and Subcontractors.
As a pre - requisite of the work governed, the Contractor shall obtain, at his /her own expense,
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insurance as specified in any attached schedules, which are made part of this contract. The
Contractor will ensure that the insurance obtained will extend protection to all Subcontractors
engaged by the Contractor. As an alternative, the Contractor may require all Subcontractors to
obtain insurance consistent with the attached schedules; however Contractor is solely
responsible to ensure that said insurance is obtained and shall submit proof of insurance to
County. Failure to provide proof of insurance shall be grounds for termination of this Agreement.
The Contractor will not be permitted to commence work governed by this contract until
satisfactory evidence of the required insurance has been furnished to the County as specified
below. Delays in the commencement of work, resulting from the failure of the Contractor to
provide satisfactory evidence of the required insurance, shall not extend deadlines specified in
this contract and any penalties and failure to perform assessments shall be imposed as if the
work commenced on the specified date and time, except for the Contractor's failure to provide
satisfactory evidence.
The Contractor shall maintain the required insurance throughout the entire term of this contract
and any extensions specified in the attached schedules. Failure to comply with this provision
may result in the immediate suspension of all work until the required insurance has been
reinstated or replaced and /or termination of this Agreement and for damages to the County.
Delays in the completion of work resulting from the failure of the Contractor to maintain the
required insurance shall not extend deadlines specified in this contract and any penalties and
failure to perform assessments shall be imposed as if the work had not been suspended, except
for the Contractor's failure to maintain the required insurance. The required insurances are:
Type of Insurance
Limits
Workers' Compensation
Statuto
Employers' Liability
$500,000
General Liability
$1 million
Vehicle Liability
$1 million
Professional Liability
$1 million
The Contractor shall provide, to the County, as satisfactory evidence of the required insurance,
either:
• Certificate of Insurance
or
• A Certified copy of the actual insurance policy.
The County, at its sole option, has the right to request a certified copy of any or all insurance
policies required by this contract.
All insurance policies must specify that they are not subject to cancellation, non - renewal,
material change, or reduction in coverage unless a minimum of thirty (30) days prior notification
is given to the Contractor by the insurer. In the event the Contractor receives any such notice
from an insurer, the Contractor shall immediately provide the County with notice of the same.
The acceptance and /or approval of the Contractor's insurance shall not be construed as
relieving the Contractor from any liability or obligation assumed under this contract or imposed
by law.
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Monroe County Board of County Commissioners, its employees and officials will be included as
"Additional Insured" on all policies, except for Workers' Compensation and Professional Liability
(including Employers' Liability).
Section 33. INDEMNIFICATION
The Contractor does hereby consent and agree to indemnify and hold harmless the County, its
Mayor, the Board of County Commissioners, appointed Boards and Commissions, Officers, and
the Employees, and any other agents, individually and collectively, from all fines, suits, claims,
demands, actions, costs, obligations, attorneys' fees, or liability of any kind arising out of the
sole negligent actions of the Contractor or substantial and unnecessary delay caused by the
willful nonperformance of the Contractor and shall be solely responsible and answerable for any
and all accidents or injuries to persons or property arising out of its performance of this contract.
The amount and type of insurance coverage requirements set forth hereunder shall in no way
be construed as limiting the scope of indemnity set forth in this paragraph. Further the
Contractor agrees to defend and pay all legal costs attendant to acts attributable to the sole
negligent act of the Contractor.
At all times and for all purposes hereunder, the Contractor is an independent contractor and not
an employee of the Board of County Commissioners. No statement contained in this agreement
shall be construed so as to find the Contractor or any of his /her employees, contractors,
servants or agents to be employees of the Board of County Commissioners for Monroe County.
As an independent contractor the Contractor shall provide independent, professional judgment
and comply with all federal, state, and local statutes, ordinances, rules and regulations
applicable to the services to be provided.
The Contractor shall be responsible for the completeness and accuracy of its work, plan,
supporting data, and other documents prepared or compiled under its obligation for this project,
and shall correct at its expense all significant errors or omissions therein which may be
disclosed. The cost of the work necessary to correct those errors attributable to the Contractor
and any damage incurred by the County as a result of additional costs caused by such errors
shall be chargeable to the Contractor. This provision shall not apply to any maps, official
records, contracts, or other data that may be provided by the County or other public or semi-
public agencies.
The Contractor agrees that no charges or claims for damages shall be made by it for any delays
or hindrances attributable to the County during the progress of any portion of the services
specified in this contract. Such delays or hindrances, if any, shall be compensated for by the
County by an extension of time for a reasonable period for the Contractor to complete the work
schedule. Such an agreement shall be made between the parties.
[The rest of this page intentionally left blank.]
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IN ITNESS W REOF, the parties hereto have caused these presents to be executed on the
,i day of 2016.
(S
MONROE COUNTY BOARD OF County
COMMISSIONERS
HEAVILIN, CLERK
:OUNQQT��Y // , FLORIDA
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(CORPORATE SEAL) Employer's Mutual, Inc. d /b /a Ascension Benefits &
Insurance Solutions
ATTEST:
By Al B
Corporate Counsel Title: Chief Financial and Operating Officer
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MONROE COUNTY ATTORNEY
``" OVE AS O O
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NTHIA L. HALL
ASSIST T COUNT ATTORNEY
Date
Page 11 of 21
Exhibit A
Scope of Services
The Third Party Administrator (TPA) will provide Monroe County Board of County
Commissioners (County) with an integrated claims system designed to mitigate claim cost to
include aggressive claims management, safety engineering, and data analytics. Aggressive
claims management will include sound medical and disability management and rehabilitation
practices together with a robust return - to-work program while being mindful of possible fraud.
Minimum expectations include initial contact with claimant within 24 hours; recorded statements
of the claimant; contact with the treating physician within 24 hours; narrative summaries on
major claims every 3 months; notification of all potential excess claims to insurer(s); and
medical bill re- pricing services provided in accordance with the state's allowable cost are
inclusive of the annual fee. Medical Bill reductions beyond the state's allowable cost will be
provided at 25% of savings. Subrogation and Second Injury Fund activities will be provided at
25% of recovered funds.
Data Analytics will provide preparation of all State mandated reports, monthly loss reports to the
County and the County's consultant, and provide internet access 365 days, 24 hours a day to
the computerized claims management software program utilized by the TPA to manage County
claims except upon timely notice of routine maintenance and or the occasional malfunction.
The County shall have access to view the financial aspects of individual claims and to review
adjusters claim notes. The County shall have access to view supporting documents for all claim
expenditures and generate relative reports. Access shall be provided for two County registered
users at no cost. The TPA shall provide effective user trainer in Key West at no cost and
continue to provide training for each new user and or when necessitated by TPA upgrades or
new software programs. The TPA shall provide a user manual published by the software
provider to the County and shall be held responsible for timely updating the user manual when
changes are made.
The TPA will provide Safety engineering and provide management consulting services to reduce the
frequency and severity of claims in an effort to reduce the overall exposure.
The TPA shall pay any and all fines and penalties imposed by the State that are caused by the
TPA and the County shall pay any and all fines and penalties imposed by the State that are
caused by the County.
The TPA and County shall conduct quarterly claim review meetings, two of which are to be face -
to -face with one at the office of the TPA and one at the County offices. Travel cost are to be
provided by the traveling party. Two of the quarterly meetings are to be held telephonically.
The County strongly believes that the number of claims assigned to individual adjusters will
have a direct impact on the quality of claims management. Furthermore, the County also
recognizes the importance of staff continuity in the quality of claims management. Therefore,
the TPA shall provide staff to adequately manage County claims. Minimally, one Lost Time
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Adjuster and one Medical only adjuster shall be assigned to County claims. All claims assigned,
not just County claims, to the Lost Time adjuster shall not exceed 125 and all claims, not just
County claims, assigned to the Medical Only adjuster shall not exceed 250. Lost time claims
are defined as any claim that involves the payment of Compensation benefits governed by
Florida Statute 440.12. Medical only claims are defined as claims where the claimant is not
entitled to Compensation benefits governed by Florida Statute 440.12. County shall be notified
immediately of any changes for any reason to the staff assigned to County claims. Said
notification shall include the TPA's plans to manage the County caseload and the name of the
new adjuster, the new adjuster's qualifications and the approach the new adjuster will take in
becoming familiar with the County claims.
Likewise, County requires notification of any changes to outside vendors that are associated
with the County claims. In that continuity of care is essential to the cost and quality of claims
management, County prefers field case management services to be provided by Seltzer
Associates who have developed a business relationship with County. Consideration will be
provided by County at the recommendation of the TPA to change outside vendors when it is
deemed in the best interest of County.
The County has stringent protocols that must be followed when hiring outside legal services.
While the County will consider TPA recommendations for the hiring of defense counsel, the
County will have to select and contract directly with the legal firm. In addition, the County will
have to directly pay the legal firm's bills. The TPA will be notified when such payments are
made and the TPA will be responsible for capturing these costs in the appropriate claim.
The County has issued Monroe County Administrative Instruction 7400.4 (Workers'
Compensation Third Party Administrator (TPA) Direct Payment System). A copy of the
Administrative Instruction is included as an attachment to this agreement. The TPA herein
agrees to abide by the provisions of this Administrative Instruction.
Page 13 of 21
ATTACHMENT
Monroe County Administrative Instruction 7400.4
Workers' Compensation Third Party Administrator (TPA) Direct Payment System
[The rest of this page intentionally left blank.]
Page 14 of 21
1
County of Monroe
The Florida. Keys
BOARD OF COUNTY
Mayor Danny L. Kolhage, District I
Mayor Pro Tern Heather Carruthers,
District 3
George Neugent, District 2
David Rice, District 4
Sylvia J. Murphy, District 5
OFFICE OF THE COUNTY ADMINISTRATOR
Key West, Florida
MONROE COUNTY ADMINISTRATIVE INSTRUCTION
7400.4
Date:
Subject:
Reference:
Attachments:
October 16, 2015
Workers' Compensation Third Party Administrator
(TPA) Direct Payment System
Monroe County Projected Claim Payment System
(A.) Audit Reports
(B.) Payment Authorization Form
Effective Date: Immediately
(1.) Purpose: In an effort to expedite the payment process of the Workers'
Compensation Program, Monroe County has approved a direct claim
payment system. This system will allow payments for services
provided for workers' compensation to be directly mailed from the
office of the TPA to the service provider in accordance with Florida
Statutes.
(2.) Background: On 04/17/1996, the Monroe County Board of County
Commissioners approved the creation of an Escrow Banking Account
Page 15 of 21
and delegated limited payment authorization to the TPA for the
processing of payment for the Workers' Compensation Program.
(3.) Rule of Governing Direct Payment Process for Claims:
a. The County will establish an Escrow Account in a bank of its
choice for use by the TPA for claims payments.
b. The Workers' Compensation Third Party Administrator (TPA) will
email a copy of the payment register to the Workers'
Compensation Office every Wednesday and Friday. Upon receipt,
the Workers' Compensation (WC) Administrator or designee will
review the register and then notify the Finance Department's Staff
Accountant via e-mail to deposit sufficient funds as needed to meet
the claims payment processed.
c. The Staff Accountant will notify the TPA and the Workers'
Compensation Administrator or designee via e-mail that funding
is complete and will record the deposit into the financial
accounting system. The TPA will not issue checks or drafts until it
receives confirmation from the County that there are sufficient
funds available in the account.
d. The TPA will have signatory privileges on the account up to
$5,000 requiring the signatures of two supervisory personnel of the
TPA.
e. Checks over $5 are sent from the TPA to the Workers'
Compensation Administrator for processing. Upon receipt of the
checks, the Workers' Compensation Administrator or designee
with the appropriate signature authority will complete the payment
authorization form (Attachment B), attach a copy of the check(s)
and file it with the correlating register in the Workers'
Compensation office. The check is then immediately mailed out
to the appropriate party.
f. The TPA's payment authority is limited to the payment of
satisfactorily proven claims for medical expenses and indemnity
(wage loss) paid in accordance with the Florida Workers'
Compensation Statute then applicable. In addition, the TPA is
authorized to pay certain expenses of claims administration
including medical case management, investigation expenses,
transportation, and the costs of obtaining medical records and
reports.
Page 16 of 21
g. All other expenses, particularly legal defense costs and any
payments issued to the TPA or related entity will be paid by the
County directly in accordance with the County's accounts payable
procedures.
h. Within five (5) days of receipt of the payment register (from the
TPA), the Workers' Compensation office will provide the Staff
Accountant a signed certified register which affirms that the
Workers' Compensation Administrator has reviewed the register
and that the payments are being made for persons covered under
the Monroe County Workers' Compensation Program. The
certification will detail which line items are to be debited in the
workers' compensation fund.
i. Should a void or stop payment request on a check that has been
issued be required, the Finance Department's Administrative
Assistant will gather and prepare the required documentation and
present it to the Finance Department's authorized BANK
SIGNER. Once the transaction has been voided or the stop
payment request is processed, the Administrative Assistant will
notify the appropriate parties (TPA, and WC Administrator).
j. The Workers' Compensation Office will audit the TPA claims
handling procedures and payments on a continuous basis. The
actual claim files administered by the TPA will be audited no less
than once a year. The Workers' Compensation Office will review
the reports (Attachment A) on all open Workers' Compensation
files provided at each audit by the TPA and provide a written
report to the Department Head outlining audit findings upon
request.
Distribution: List IV
Originator: TEA
Page 17 of 21
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CHECK NO. CLAIM NO.
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EMPLOYEE
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ADDRESS
DATE OF ACCIDENT
AUTHORIZATION /APPRO V
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[The rest of this page intentionally left blank.]
Page 21 of 21
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AC:VRO CERTIFICATE OF LIABILITY INSURANCE DATE(MWDDNYYY)
`� 1 11/1 7/2016
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: N the certificate holder is an ADDITIONAL INSURED, the pollcy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder In lieu of such endomement(s).
PRODUCER CONTACT Geri Navarro
NAME:
AISI dba Pan American Insurance Agency, Inc. PHONE (925)407 -0417 IF AX
A/C No l:
CA License M OF89850 E-MAIL D :gnavarro@ascensionins.cam
1277 Treat Blvd., Suite 400 INSURER(S) AFFORDING COVERAGE NAICM
Walnut Creek CA 94597 INSURERA:Travelers Prop. Cale. Co. of America 25674
INSURED INSURER B :Travelers Ind. Co. of Connecticut 25682
Ascension Insurance Holdings, LLC INSURERC:
Ascension Benefits & Insurance Solutions INSURER D:
700 SE Central Parkway INSURERE:
Stuart FL 34994 INSURER F:
COVERAGES CERTIFICATE Nt1MRFR!CL166961192 RF1lIC1AH1 mi IYRFR-
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR
TYPE OF INSURANCE
ADDLSUSR
POLICY NUMBER
POLICY EFF
POLICY EXP
ponnnm
LIMITS
A
X
COMMERCIAL GENERAL LIABILITY
EACH OCCURRENCE
S 1,000,000
DAMAGE TO RENTED
PREMISES Ea 0owrence
$ 1,000,000
CLAIMS -MADE X❑ OCCUR
MEDEXP (Any one )
$ 5,000
X
630OF426365TIL16
6/18/2016
6/18/2017
PERSONAL & ADV INJURY
$ 1,000,000
GEN'L AGGREGATE LIMIT APPLIES PER:
X PRO -
POLICY JECT LOC
GENERAL AGGREGATE
S 2,000,000
PRODUCTS- COMPIOPAGG
$ 2,000,000
S
OTHER:
B
AUTOMOBILE
LIABILITY
Ea accident S
S 1,000,00
BODILY INJURY (Per person)
S
ANY AUTO
ALL OWNED SCHEDULED
AUTOS AUTOS
RAOF42609ATIL16
6/18/2016
6/18/2017
BODILY INJURY ( Per accident)
$
HIRED AUTOS X NON -OWNED
AUTOS
X
PROPERTY DAMAGE
Per accident
$
Non-owned
$
UMBRELLA UAB
OCCUR
EACH OCCURRENCE
S
AGGREGATE
$
EXCESS LIAB
CLAIMS-MADE
DIED RETENTION $
$
A
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY YIN
ANY PROPRIETORIPARTNERIEXECUTIVE
OFFICER/MEMBER EXCLUDED?
NIA
PR
X STATUTE ER
E.L. EACH ACCIDENT
$ 1,000,000
E.L DISEASE - EA EMPLOYEE
S 1,000,000
(Mandatory In NH)
H yes, describe under
YJUBOF401309TIL16
6/18/2016
6/18/2017
E.L. DISEASE - POLICY LIMIT
S 1,000,000
DESCRIPTION OF OPERATIONS below
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 161, Additional Remarks Schedule, may be attached H mom space Is required)
Monroe County BOCC is additional insured as required by contract.
4 APPR D EMEN T
/A S
CFRTIFICATF 41[11 nF17 nAalnCr r ArAar
®1956 -2014 ACORD CORPORATION. All rights reserved.
ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD
INS025 (201401)
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
Monroe County BOCC
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
1100 Simonton Street
ACCORDANCE WITH THE POLICY PROVISIONS.
Suite 2 -268
AUTHORIZED REPRESENTATIVE
Key West, FL 33040
Steve Martin /GERI
®1956 -2014 ACORD CORPORATION. All rights reserved.
ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD
INS025 (201401)
1 DATE (MMIDD/YYYY)
CERTIFICATE OF LIAB INSURANCE 11/17/2016
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder in lieu of such endorsement(s).
PRODUCER \ Geri Navarro
NAME:
AISI dba Pan American Insurance Agency, Inc. PHONE (925)937 -1483 FAX No:
1277 Treat Boulevard EfL .gnavarro @ascensionins.cam
Suite 400 INSURER(S) AFFORDING COVERAGE NAIC4
Walnut Creek CA 94597 INSURERA:Great American E&S Insurance
INSURED INSURERS:
Ascension Insurance Holdings, LLC INSURERC:
Ascension Benefits b Insurance Solutions INSURER D.
700 BE Central Parkway INSURER E:
Stuart FL 34994 1 INSURER F:
0%0% MnAd±GQ /+CCTICIPAVC MI Ita/aCC.CT.T ci 775RnT 2 RFVISInN NIIIYIHFR7
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR
LTR
TYPE OF INSURANCE
POLICY NUMBER
POLICY EFF
POLICY EXP
LIMITS
COMMERCIAL GENERAL LIABILITY
EACH OCCURRENCE
$
CLAIMS -MADE FI OCCUR
TED
PREMISES (Ea occurrence)
$
MED EXP (Any one person)
$
PERSONAL & ADV INJURY
$
GEN L AGGREGATE LIMIT APPLIES PER
GENERAL AGGREGATE
$
PRODUCTS - COMP /OP AGG
S
POLICY ❑ PRO LOC
JECT
$
OTHER:
AUTOMOBILE LIABILITY
I SINGLE LIMR
Ea accident
$
BODILY INJURY (Per person)
$
ANY AUTO
BODILY INJURY (Per accident)
$
ALL OWNED SCHEDULED
AUTOS AUTOS
HIRED AUTOS NON -OWNED
AUTOS
P GE
$
$
UMBRELLA UAB
OCCUR
EACH OCCURRENCE
$
AGGREGATE
$
EXCESS UAB
CLAIMS -MADE
DED I I RETENTIONS
$
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY Y
ANY PROPRIETORIPARTNERIEXECUTIVE
STATUTE ER
E.L EACH ACCIDENT
S
E.L. DISEASE - EA EMPLOYE
$
OFFICERIMEMBER EXCLUDED? ❑
(Mandatory In NH)
NIA
E.L. DISEASE - POLICY LIMIT
$
If yes, describe under
DESCRIPTION OF OPERATIONS below
A
ERRORS S OMISSIONS
TER3177425
1/31/2016
1/31/2017
Each Claim /Aggregate $15,000,000
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached H more space is required)
DEDUCTIBLE: $50,000 each occurrence /$100,000 aggregate
APP *N/AYES EMENT
WAIVER
Monroe County BOCC
1100 Simonton Street
Suite 2 -268
Key West, FL 33040
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
teve Martin /DP
®1988 -2014 ACORD CORPORATION. All rights reserved.
ACORD 25 (2014/01) The ACORD name and logo are registered marks of ACORD
INS026 (201401)