Resolution 230-2015 •
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9 MONROE COUNTY, FLORIDA
10 MONROE COUNTY BOARD OF COUNTY COMMISSIONERS
11 RESOLUTION NO. 230 -2015
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13 A RESOLUTION OF THE MONROE COUNTY BOARD OF
14 COUNTY COMMISSIONERS ADOPTING FEMA TECHNICAL
15 BULLETIN 7 "WET FLOODPROOFING REQUIREMENTS"
16 DATED DECEMBER 1993 AS REQUIRED PURSUANT TO
17 MONROE COUNTY CODE SECTION 122-2(C)
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20 WHEREAS, Monroe County is currently a participating community in the National
21 Flood Insurance Program (NFIP) and is working on internal County policies to improve upon its
22 interpretation of NFIP regulations; and
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24 WHEREAS, Monroe County desires to become eligible to enter FEMA's Community
25 Rating System (CRS); and
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27 WHEREAS, Monroe County Code Section 122-2(c), in part, requires that in interpreting
28 other provisions of this chapter, the building official shall be guided by the current edition of
29 FEMA's 44 CFR, and FEMA's interpretive letters, policy statements and technical bulletins as
30 adopted by resolution from time to time by the board of county commissioners;
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32 NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
33 COMMISSIONERS OF MONROE COUNTY, FLORIDA:
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35 Section 1. Pursuant to Monroe County Code Section 122-2(c), the Board hereby adopts
36 FEMA Technical Bulletin 7 "Wet Floodproofing Requirements" dated December 1993, a copy
37 of which is attached hereto.
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39 Section 2. The Clerk of the Board is hereby directed to forward one (1) certified copy of
40 this Resolution to the Building Department.
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1 PASSED AND ADOPTED by the Board of County Commissioners of Monroe County,
2 Florida, at a regular meeting held on the 16th of September, 2015.
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5 Mayor Danny L. Kolhage Yes
6 Mayor pro tern Heather Carruthers Yes
7 Commissioner Sylvia Murphy Yes
8 Commissioner George Neugent Yes
9 Commissioner David Rice Yes
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13 BOARD OF COUNTY COMMISSIONERS
14 OF MONROE COUNTY, FLORIDA
15 '-" , ei'Vel •
16 BY: \
17 Mayor ann . Kolhage
18 0,c��
`�, A `I :lit A V HEAVILIN, CLERK
' ==Y= 'NAB fi I A 0 /_10 s
s"'� �'_'+u-7_,_, .4 MONROE COUNTY ATTORNEY
a°, PPROVED to,TO FORM:
STEVEN T. WILLIAMS
ASSISTANT UNTY ATTORNEY
Date
ti
Technical
;104;4V` �` •'' Bulletin
7-93
Wet Floodproofing Requirements
for Structures Located in Special Flood Hazard Areas
in accordance with the
National Flood Insurance Program
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MAN
FEDERAL EMERGENCY MANAGEMENT AGENCY FIA-TB-7
> MITIGATION DIRECTORATE 12/93
FEDERAL INSURANCE ADMINISTRATION
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Key Word/Subject Index:
This index allows the user to locate key words and subjects in this Technical Bulletin.
The Technical Bulletin User's Guide (printed separately) provides references to key
words and subjects throughout the Technical Bulletins. For definitions of selected
terms, refer to the Glossary at the end of this bulletin.
Key Word/ Subject Page
Accessory Structures 3
Agricultural Structures 4
Functionally Dependent Use 3
Garages, Attached to Residential Structure 2
Garages, Attached to Non-Residential Structure 2
Garages, Detached From Structure 3
Historic Buildings 3
Variances from NFIP Requirements 3
Variances, Issuance in Designated Floodways 3
Wet Floodproofing, Definition of 1
Wet Floodproofrng, Engineering Considerations 11
Wet Floodproofing, Flood Insurance Implications 5
Wet Floodproofing, Planning Considerations 8
Any comments in the Technical Bulletins should be directed to:
FEMA/Mitigation Directorate
Program Development Branch
500 C St., S.W.
Washington, D.C. 20472
Technical Bulletin 7-93 replaces Technical Bulletin 85-1 (draft) "Wet Floodproofing"
Graphic design based on the Japanese print The Great Wave Off Kanagawa, by Katsushika Hokusi
(1750-1849), Asiatic collection, Museum of Fine Arts, Boston.
TECHNICAL BULLETIN 7-93
Wet Floodproofing Requirements for Buildings Located in Special
Flood Hazard Areas in Accordance with the National Flood Insurance
Program
INTRODUCTION
This bulletin describes planning, design, and construction requirements for wet floodproofing
certain types of structures and their uses under the National Flood Insurance Program
(NFIP). The basic characteristic that distinguishes wet floodproofing from thy floodproofing
is the internal flooding of a structure as opposed to providing essentially watertight
protection. Specifically, wet floodproofing can be defined as:
Permanent or contingent measures applied to a structure and/or its contents that
prevent or provide resistance to damage from flooding by allowing flood waters to
enter the structure.
Flooding of a structure's interior is intended to counteract hydrostatic pressure on the walls,
surfaces, and supports of the structure by equalizing interior and �n accordance wit
exterior water levels during a flood. Inundation also reduces the
danger of buoyancy from hydrostatic uplift forces. Such the NFIP, Wet
measures may require alteration of a structure's design and Floodproofing is
construction, use of flood-resistant materials, adjustment of allowed in only
building operation and maintenance procedures, relocation and limited situations
treatment of equipment and contents, and emergency
preparedness for actions that require human intervention.
Application of wet floodproofing as a flood protection technique under the NFIP is limited to
specific situations in A Zones (including A, AE, Al-30, AH, AO, AR zones). For certain
uses and types of structures described in this bulletin, communities may allow wet
floodproofing only through the issuance of a variance from certain floodplain management
requirements. The situations and conditions in which a community may allow wet
floodproofing are described in detail in the section entitled Applicability.
For structures in V zones (includes V, VE, V l-30 zones), more stringent design and
construction requirements have been established for the portion of a structure below the Base
Flood Elevation (BFE). For information on V-zone design and construction requirements,
refer to the NFIP regulations under 44 CFR Section 60.3, the Technical Bulletin series, and
FEMA's "Coastal Construction Manual" (FEMA 55).
APPLICABILITY
New Construction and Substantial Improvements of Residential and Non-Residential
Structures
An important objective of the NFIP is to protect structures constructed in floodplains
from flood-induced damage. In support of this objective, the NFIP regulations
include building design and construction criteria that apply to new construction and
substantial improvements (including structures which have incurred substantial
damage) of existing structures in Special Flood Hazard Areas (SFHA). According to
these criteria, residential structures in A zones must be constructed with their lowest
floors elevated to or above the BFE. Non-residential structures constructed in A
zones must either have their lowest floors elevated to or above the BFE or be dry
floodproofed (made watertight) to or above the BFE. Measures to accomplish dry
floodproofing of non-residential structures must not only provide watertight protection
but also must be designed to withstand hydrostatic, hydrodynamic, and impact forces
produced by flooding. The intent is to provide complete protection at least up to the
floodproofing design level which must, at a minimum, be at the BFE.
Note: To receive a flood insurance rate based on 100 year flood protection, the
structure must be dry floodproofed to an elevation at least 1 foot above the
BFE. (i.e. 1 foot of freeboard)
In accordance with the NFIP, there are limited enclosed areas within newly
constructed and substantially improved residential and non-residential structures where
the community may allow wet floodproofing without a variance as a flood protection
technique. These are limited to:
Enclosed areas below the BFE that are used solely for narking, building
access, or limited storage. New construction and the substantial improvement
of residential and non-residential structures whose lowest floors have been
constructed at or above the BFE may be constructed with enclosed areas below
the BFE. These areas must; (1) be used solely for parking, building access, or
limited storage, (2) be designed to allow for the automatic entry and exit of
flood waters through the use of openings, and (3) be constructed of flood
resistant materials.
Attached erases. A garage attached to a residential structure, constructed
with the garage floor slab below the BFE, must be designed to allow for the
automatic entry of flood waters. Openings are required in the exterior walls of
the garage or in the garage doors. In addition to allowing the automatic entry
of flood waters, the areas of the garage below the BFE must be constructed
with flood resistant materials. Garages attached to non-residential structures
must meet the aforementioned requirements or be dry floodproofed. For
guidance on below-grade parking areas refer to Technical Bulletin 6, "Below-
Grade Parking Requirements".
Certain categories of structures where FEMA has advised communities that variances to
allow wet floodproofing may be issued.
Communities must determine whether a variance from local floodplain management
regulations may be issued to allow wet floodproofing for the categories of structures
described in this section. To make such a determination, the community must, at a
minimum, apply the NFIP variance criteria set forth in the 44 CFR Section 60.6.
Included in these criteria is the requirement that the variance be the minimum
necessary to afford relief, considering the flooding conditions at the site. This means
that when a community issues a variance from elevation or dry floodproofing
requirements, the structure must still be protected to the maximum extent possible
using an appropriate alternative flood protection technique, such as wet floodproofmg.
To properly administer the granting of a variance for wet floodproofing, communities
should have variance review procedures in place. These variance procedures must be
within the bounds of State enabling law and meet the minimum requirements of the
NFIP.
Variances to allow wet floodproofing may be issued for the following categories of
structures. These structures must comply with floodway encroachment provisions
of the NFIP Regulations in accordance with section 60.6(a)(1).
Structures Functionally Dependent On Close Proximity to Water: Certain
structures that must be located near water are functionally dependent uses, as
defined in section 59.1, and are permitted to be wet floodproofed after the
issuance of a variance from NFIP elevation and dry floodproofing
requirements. These structures may include certain types of docking, seafood
processing, and port facilities associated with marine activities. Specific
criteria for issuing a variance for functionally dependent uses are established in
section 60.6(a)(7). These include the requirement that the structure or other
development be protected by methods that minimize flood damage and create
no additional threat to public safety.
Historic Buildings: Under section 60.6, variances may be issued for the
repair and rehabilitation of historic structures, as defined in Section 59.1, upon
the determination that the proposed repair or rehabilitation will not preclude
the structure's continued designation of a historic structure and the variance is
the minimum necessary to preserve the historic character and design of the
structure.
Accessory structures, used solely for parking (two-car detached garages or
smaller) or limited storage (small, low-cost sheds): If a community wishes to
allow a non-elevated/non-dry floodproofed accessory structures, the
community must establish the meaning of low-cost and small accessory
structures. Communities may allow wet floodproofing of these structures
provided that they represent a minimal investment and are designed to have a
low damage potential with respect to the structure and contents.
The following requirements, at a minimum, must be attached to the variance
for an accessory structure:
1) it must be anchored to resist flotation, collapse, and lateral movement;
2) the portions of these structures located below the BFE must be constructed
of flood-resistant materials;
3) it must be designed to allow for the automatic entry of flood waters;
4) mechanical and utility equipment must be elevated or floodproofed to or
above the BFE;
5) it must comply with the floodway encroachment provisions of the NFIP
Regulations; and
6) its use must be limited to parking and/or limited storage.
Some communities have included provisions in their floodplain management ordinance
for permitting the construction of these low-cost, small detached accessory structures.
Communities wishing to regulate the placement of such structures in this manner
should contact their FEMA Regional Office for guidance and assistance.
Certain Agricultural Structures: FEMA recognizes that wet floodproofing may be
appropriate for certain types of agricultural structures located in wide, expansive
floodplains. A variance may be issued only if the structure is used solely for
agricultural purposes in which the use is exclusively in connection with the
production, harvesting, storage, drying, or raising of agricultural commodities,
including the raising of livestock. Only in circumstances when it can be demonstrated
that agricultural structures can be designed in such a manner that results in minimal
damage to the structure and its contents and will create no additional threats to public
safety, may a variance be issued. Because the wet floodproofing of a new
agricultural structure with the lowest floor below the BFE is not in conformance with
NFIP requirements, any variance issued must address both the nonconforming flood
protection technique and the restriction of use to the above-described agricultural
purposes. Types of agricultural structures that may be wet floodproofed following the
issuance of a variance are:
►Farm Storage Structures used exclusively for the storage of farm
machinery and equipment (e.g., pole and pre-fabricated metal frame structures
with open or closed sides).
.Grain bins.
►Corn cribs.
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►General purpose barns for the temporary feeding of livestock, provided
they remain open on at least one side.
In addition to the variance requirements 1-5 under the Accessory Structure category
presented above, a variance for an agricultural structure must also be limited to
agricultural purposes.
Existing (Pre-FIRM) Structures That Are Not Substantially Improved or Substantially
Damaged
For existing structures that are not being substantially improved or that have not been
substantially damaged, the NFIP elevation and dry floodproofing regulations do not
apply. Owners may voluntarily choose to wet floodproof such a particular structure
to reduce potential flood damage. Many existing structures are constructed of
materials that are generally permeable to flood waters, difficult to make watertight, or
unsuitable for flood protection techniques other than elevation or relocation.
Although it may be technically feasible to retrofit some older structures by sealing the
perimeter walls and creating a watertight structure, it is often unadvisable to do so
because of high probability that the dry floodproofing will fail due to some unforeseen
factor in these usually non-engineered, older structures. In these cases, wet
floodproofing and flood protection through either relocation or elevation of structures
may offer the only technically viable flood-damage reduction alternatives. In some
situations, wet floodproofing may be the only realistic economic alternative for
existing structures that are not substantially improved or damaged.
INSURANCE IMPLICATION
It must be emphasized that variances are granted with respect to floodplain
management requirements and do not affect flood insurance rates. The
Federal Insurance Administration, by statute, must charge insurance rates
commensurate with the risk to which a building is exposed. Insurance rates for
buildings constructed under variances are generally higher than rates for a
comparable structure that is fully compliant. In some instances the additional
costs of insuring these buildings, if they are not elevated or floodproofed in
accordance with the NFIP requirements, would approach or even exceed the
costs of meeting NFIP elevation or dry floodproofing requirements, and the
structure would still be exposed to flood damages.
In accordance with the NFIP regulations, communities must notify the
applicant in writing that the issuance of a variance will result in increased
premium rates for flood insurance and that such construction below the BFE
increases risks to life and property [44 CFR 60.6(a)(5)].
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It should be noted that Technical Bulletins provide guidance on the minimum requirements
of the NFIP regulations. Community or State requirements that exceed those of the NFIP take
precedence. Those contemplating wet floodproofmg a structure should contact the community
to determine whether more restrictive local or State regulations apply to the structure or site
in question. All applicable standards of the State or local building code must also be met for
any structure in a special flood hazard area.
Planning Considerations
A review of the following factors for the site in question will assist in determining whether
wet floodproofmg is appropriate. For example, if a site will be subject to rapidly rising,
high-velocity flood waters during a flood, and the available warning time is short, then the
site is unsuitable for a wet floodproofed structure. In this situation, elevation or relocation of
the building outside the floodplain would be the preferred alternatives.
Warning Time
The rate-of-rise of flood waters for the site in question, the established flood warning system
(if any), the flood warning time available, and the reliability of the flood warning must be
reviewed to determine appropriate wet floodproof design elements. The rate-of-rise or the
flood warning time available through an existing reliable (community-based or regionally-
based) flood warning system must be adequate to provide sufficient lead time to evacuate a
flood prone structure when flooding threatens. In addition, sufficient warning time must
exist to successfully implement a plan that requires human intervention which would include
such items as the removal of equipment or contents, or the elevation of contents within the
structure. Wet or dry floodproofed structures are not appropriate for any site in a flash flood
area, because of the potentially short warning time.
Safety and Access
Safe access to a wet floodproofed structure may be a critical factor in the determination of
whether wet floodproofing is an appropriate design alternative. It is anticipated that most
wet floodproofed structures will not need to be accessed during flooding. In situations where
there is a need to access the structure during conditions of flooding, safe access shall be
considered. In 1987, Colorado State University conducted a study of human stability in flood
flow conditions based on the product number of depth of flow multiplied by the floodwater
velocity. Results of this study indicated that any floodplain location with a product number
of 4 or greater (depth in feet multiplied by velocity in feet per second) will create a hazard
for anyone attempting to escape from or gain access to the site. Such sites are only
acceptable for wet floodproofed structures if modifications are made to the site to reduce the
flood hazard and sufficient warning time is available to safely evacuate the site.
Other flood characteristics that must be considered include:
Floodway Encroachment; Encroachments, including fill, new construction, substantial
improvements, and other development within the adopted regulatory floodway are
prohibited under the NFIP unless it has been demonstrated, through hydrologic and
hydraulic analysis performed in accordance with standard engineering practice, that
the proposed encroachment would not result in any increase in flood levels within the
community during the occurrence of the base flood discharge. Floodways are usually
the most dangerous portion of the floodplain, containing the highest velocity and
debris-laden flood flows. Extreme caution must be used in the placement of any
structure in a floodway.
Duration; The amount of time a structure's interior is flooded presents two major
concerns. First, damage due to the deterioration of structural components, interior
finishes, equipment/machinery, and contents generally increases with prolonged
inundation. The other concern is the financial loss due to business interruption,
determined by both the length of time inundated and time to clean-up. Financial losses
due to disruption can be extreme.
Flood-Borne Contaminants; Flood waters may contain numerous contaminants and
are often caustic and toxic. In urbanized and industrialized areas, floodwater can
contain higher amounts of salts, alkalis, oils, wastes, chemicals, and debris. In
agricultural areas flood water often contains, herbicides, pesticides, and fertilizers.
Based on flooding characteristics, some flooding sources will contain higher
concentrates of suspended solids than others. Due to the action of "dirty" floodwater,
inundated materials can absorb and surfaces can become coated with mud, debris, and
grime, exposing contents and building components to corrosive salts and chemicals.
This often leads to residual deposits and odors after flood waters recede. These
deposits and odors can render a structure unsafe and non-occupiable for an extended
period of time after the flood waters recede.
Frequency; Frequent flooding may render a wet floodproofing strategy infeasible.
Detriments that must be assessed include cumulative "wear and tear" effects of
recurring inundation and the costs associated with repeated business interruption,
frequent remove of contents, and frequent clean-up activities.
Depth; It is difficult to establish a safe range of flood depths for the use of wet
floodproofing, and perhaps inappropriate to attempt to do so. It is somewhat more
applicable to evaluate limiting factors. Many wet floodproofing actions involve some
degree of either permanent or contingent elevation of contents, equipment, and
machinery. A maximum depth may be established as the depth that would preclude
the use of wet floodproofing procedures that can effectively protect the structure and
its contents.
Water Temperature: In very cold weather, ice may pose significant problems in
implementing wet floodproofing. The impact of large, water-borne, chunks of ice can
damage or destroy a structure, and water that freezes inside of a structure can result
in strong expansive forces that can damage both structural and non-structural building
components.
Operational Procedures
The operational procedures aspect of applying wet floodproofing techniques involves
both the structure's functional requirements for daily use and the allocation of space,
with consideration of each function's potential for flood damage. Daily operations
and space use can be organized and modified to greatly reduce the structure and
contents vulnerability to damage. The goals are to minimize damage caused by
floodwater and to minimize economic losses due to business interruption. The
following describes the various operations concerns involved in an effective wet
floodproofing concept:
Flood Warning System . Because wet floodproofing will, in most cases, require some
human intervention when a flood is imminent, it is extremely important that there be
adequate time to execute such actions. Specific time required is a function of the type
and degree of actions necessary in addition to the resources available for their
implementation. In some areas, it may be possible to benefit from the use of an
existing flood warning system. In other cases, however, it will be necessary to
independently develop a system. Such a system may be as simple as a weather band
radio that operates on a tone alarm from the National Weather Service for smaller
watersheds and monitoring river forecast levels for larger watersheds.
Inspection and Maintenance Plan Every wet floodproofing design requires some
degree of periodic maintenance and inspection to ensure that all components will
operate properly under flood conditions. The necessary inspection and maintenance
activities, including inspection intervals and repair requirements, must be described in
the Inspection and Maintenance Plan. Components that should be inspected as part of
an annual (as a minimum) maintenance and inspection program include opening
covers and valves intended to equalize hydrostatic pressure.
Flood Emergency Operation Plan. A Flood Emergency Operation Plan is an integral
part of any structure's floodproofing design and is critical when the floodproofing
requires human intervention such as adjustments to, or relocation of contents and
utilities. While such a plan is recommended for existing structures, it is a
requirement for all new structures where human intervention is critical to the proper
operation of the floodproofing. An adequate plan for the type of structures discussed
in this bulletin shall include a list of specific duties to ensure that all wet
floodproofing measures requiring human intervention are addressed. The locations of
materials necessary to properly install all floodproofing components must be included
in the list.
A pre-determination of the flood stages at which floodwater enters each wet
floodproofed structure must be made, along with a pre-determination of the amount of
warning time available. Based upon these elements, contingency actions should be
in
prioritized, particularly any evacuation that will be involved. The plan should be
completely tested to ascertain its practicality, and also should be reviewed and
updated following a flood event.
Other Considerations
Having considered all of the above, a community may choose to:
limit the size and number of structures that may be wet floodproofed,
restrict the location of wet floodproofed structures to areas where the depth of
flooding and/or floodwater velocity will not result in damage to structure or its
contents, and/or
consider the possibility of combining elevation and dry floodproofing with wet
floodproofing where the level of risk warrants such action.
Engineering Considerations
There are three main components to wet floodproofing a structure; design elements, flood
resistant materials, and protection of contents. As with the application of dry floodproofing
techniques, developing a wet floodproofing strategy requires site-specific evaluations that
may necessitate the services of a design professional.
Protection of the Structure
Hydrostatic forces must be counteracted to prevent wall collapse and flood-induced uplift.
This is achieved through the use of wall openings that allow water to enter the structure,
thereby equalizing the hydrostatic pressure. The NFIP requirements concerning openings are
discussed in Technical Bulletin 1, "Openings in Foundation Walls." In addition, provisions
must be made to prevent air trapped within the structure during periods of inundation from
becoming pressurized and damaging on the exterior walls and roof. Because structures may
become buoyant in the presence of flood water, superstructures need to be designed to
prevent separation from the foundation. All structural and non-structural components must
be constructed of materials that are durable, resistant to flood forces, and resistant to
deterioration caused by repeated inundation by floodwater. Components not inundated with
flood water must be able to resistant damage as a result of excessive humidity associated with
flooding and post-flood conditions. Technical Bulletin 2 "Flood Resistant Materials" provides
specific guidance on which materials are acceptable under the NFIP.
Foundations; The failure of foundations in structures subjected to inundation is a
major cause of structural damage. Foundation design is a site-specific process that
must take into account local soils and building load conditions. Included in the site
analysis should be the influence of hydrologic and hydraulic conditions (velocity of
flow, rate-of-rise, depth, flood-borne constituents, and duration) on the foundation
design. The ability of floodwater to adversely affect the integrity of structure
foundations by eroding supporting soil, scouring foundation material, and
undermining footings necessitates careful examination of foundation designs.
An extremely important consideration is that the structure be adequately anchored to
the foundation. Uplift forces during a flood event are often great enough to separate
an improperly anchored structure from its foundation.
Cavity Wall Construction; Wet floodproofing equalizes hydrostatic pressure
throughout the structure by allowing floodwater to fill in all spaces and equali7e
internal and external hydrostatic pressure. Thus, any attempt to seal internal air
spaces within the wall system is not only technically difficult, but also contrary to the
wet floodproofing approach. Provisions must be made so that the cavity space fills
with water and drains at a rate approximately equal to the floodwater rate-of-rise and
fall.
If the cavity wall air space is filled with insulation, it should be a type that is not
subject to damage from inundation. Batt and blanket types such as spun mineral fiber
or fiberglass bat insulation are not acceptable as they retain water and contaminants
within their voids. Foam and closed cell type insulation have characteristics that can
withstand a certain level of inundation. These include polystyrene, expanded foam,
and thermal glass.
The air space within the cavity wall will also be inundated by floodwater and the
contaminants it carries. Silt, chemicals, and organic materials, will remain in the
cavity space after the floodwater has receded. Such contaminants can be hazardous to
the structure and the occupants; caustic chemicals can deteriorate building materials
and debris that harbors organic growth can be have associated bacterial problems and
odors. If a cavity wall is used, the cavity wall should have "clean-out" access panels
that allow the internal air space to be flushed with water or other cleaning agents and
fresh air to circulate within the cavity. Refer to FEMA 234, "Repairing Your
Flooded Home" for further guidance on cleaning wall cavities.
Solid Wall Construction; Wall systems without internal air spaces are considered solid
wall construction, which includes cast-in-place concrete, fully grouted cell masonry,
pressure treated wood- or metal-frame shell. Solid walls are designed without internal
spaces that could retain floodwater. Because these walls can be somewhat porous,
they can absorb moisture, and to a limited degree, associated contaminants. Such
porous wall systems that permit the intrusion of moisture into the wall could cause
internal damage especially in a cold (freeze-thaw) climate. Solid walls made of non-
porous materials are preferred over cavity walls. But in those cases where solid wall
construction made of porous material is being considered, the use of both exterior and
interior cladding with properties as described above for cavity wall systems is more
desirable.
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Wall Finishes; The exterior cladding of a structure subject to flooding should be
nonporous, resistant to chemical corrosion or debris deposits, and conducive to easy
cleaning. Relatively impervious cladding such as hard brick, pressure-treated wood,
metal, and concrete are some of the acceptable materials.
As with exterior surfaces, interior cladding should be easy to clean and not
susceptible to damage from inundation. Materials that are solid and relatively
impervious such as concrete, hard brick, plastic, and pressure-treated wood, are most
suitable.
Metal-clad structures such as those found in many agricultural operations should be
constructed of corrosion-resistant materials. Framing and cladding must meet the
same flood-resistant requirements as all other materials. Metal fasteners used with
metal panel cladding systems are susceptible to corrosion and should be a corrosion-
resistant type, such as hot dipped galvanized or stainless steel.
Where interior wall finishes are present, they shall meet the same flood resistant
standards as all other materials located below the BFE.
Floors; Subfloor systems in wet floodproofed structures are normally concrete or
gravel. Materials that are attached to the concrete subfloor, such as tile, paint, or
wood, and the attachment mechanism (adhesives, nails, screws, etc.) that secures the
finish material to the subfloor structure, should be able to withstand inundation
associated with a base flood event without damage or alteration.
Ceilings and Roofs. When it is anticipated that flood levels will come in contact with
the ceiling, flood resistant material requirements apply for ceiling materials and
attachment mechanisms (hangers, adhesives, screws). To protect the ceilings and
roofs from the pressure of entrapped air or water, pressure relief vents should be
used. Even in those cases where flood waters are expected to be below ceiling levels,
ceilings materials including attachment mechanisms should be able to withstand
prolonged exposure to moisture and humidity associated with flood and post-flood
conditions.
Building Envelope Openings. Openings in a structure's floors, walls, ceilings, and
roofs are often enclosed by architectural components such doors, windows, louvers,
vents, skylights, etc. These components include fasteners, gaskets, seals, glazing,
locks, and finishes. Again, even those items not expected to be inundated must be
resistant to humidity and moisture damage. NFIP flood resistant material
requirements apply to all architectural components that are to be exposed to flooding
or resulting excessive moisture. All materials shall be capable of resisting damage
associated with a base flood event. Door systems include frame, hinges, threshold,
and panels. Since solid wood, wood laminate, or hollow core wood door panels may
warp, swell and/or rot, sealed metals are preferable.
Windows are susceptible to damage from debris carried by floodwater. The use of
glass blocks, sealed unbreakable panes, and wire-reinforced glass will resist flood
damage. Protective screens may also be successful in preventing debris impact. The
use of tempered glass or impact-resistant plastic (acrylic or polycarbonate) is
recommended for large window areas of 20 square feet or more.
Protection of Mechanical and Electrical Systems; While the NFIP regulations do not
prohibit the placement of mechanical and electrical components below the BFE, they
are required to be designed and/or located so as to prevent flood water from entering
or accumulating within them. The preferred method of meeting this requirement is to
locate flood-threatened components above the expected flood level. Other options that
may meet the NFIP requirements for electrical systems that can not be elevated
involve emergency operation and maintenance procedures, including disconnecting
and elevating or relocating electrically controlled equipment, installing elevated
control panels for cutoff of electricity, or enclosing service equipment in waterproof
utility enclosure areas. Mechanical systems that must be located below the design
flood level should be provided with waterproofed enclosures to protect bearings,
seals, gears clutches, valves, or controls that will not withstand immersion, silt
damage, or water pressure.
Electrical System. Electricity is a primary source of energy for many vital
building operations. Wet floodproofmg an electrical system primarily involves
preventing vulnerable components from coming in contact with water.
Elevation of all electrical components except the minimum necessary to
operate the structure (minimal number of light switches and receptacles) is
required. Where switches and receptacles must be located below the BFE,
sealed or capped moisture-resistant components are required. Ground Fault
Circuit Interrupters shall be utilized for all electrical circuits that serve areas
below the BFE. Key system components for which elevation above floodwater
is desirable include transformers, switchboards, and branch panels. A possible
alternative may be to enclose these elements with a waterproof protective
barrier. In circumstances which dictate that it is not practicable to safely
maintain power during inundation, complete cutoff must be utilized. This of
course presents the need for inspections and actions to ensure complete drying
of electrical components prior to power restoration.
Electrical service provided to a structure from poles or other overhead sources
should enter the structure at a point above the expected flood level.
Underground service cables may be feasible provided that they are
waterproofed and not exposed to direct contact with flood water.
and Ventilating In general, heating and ventilating equipment is not
designed to withstand inundation and is prone to severe floodwater damage.
Thus, elevating is recommended to preclude inundation of system components.
In situations where elevation is not practical, quick release/disconnect
mechanisms should be incorporated into the design. One example is fan motor
components for grain bin aeration systems which are configured to be easily
removed and relocated prior to flooding.
Liquid Storage Containers Liquid and gas containers are subject to extreme
hydrostatic pressure during inundation. Where possible, such containers should be
elevated to or above the BFE or located outside the floodplain. If a newly
constructed container will be subject to inundation, it is required under the NFIP to
be anchored to withstand a buoyant force acting upon it in its empty state. Containers
should have watertight fill caps and vents that extend above the expected flood level,
and should be labelled according to contents. Labeling will allow emergency
personnel to identify the contents in the event the tanks breaks loose and floats away.
It is important to note that underground tanks are also subject to uplift forces. Empty
tanks, both above and below ground, should be filled with potable water prior to the
arrival of floodwater. The post-flood disposal of this possibly contaminated water
must be in accordance with all applicable federal, state and local regulations.
Flood Resistant Materials
In accordance with the NFIP, all materials exposed to floodwater must be durable,
resistant to flood forces, and retardant to deterioration caused by repeated exposure to
flood water. Generally, these performance requirements result in masonry
construction being the most suited to wet floodproofing in terms of damage resistance.
In some cases wood or steel structures may be candidates, provided that the wood is
pressure treated or naturally decay resistant and steel is galvanized or protected with
rust-retardant paint. Detailed guidance is provided in Technical Bulletin #2 "Flood-
Resistant Material Requirements."
Protection of Contents and Equipment
Isolation from Floodwater. Consideration should be given to preventing, to the
maximum extent possible, the contact of floodwater with damage-susceptible items.
This can be accomplished through relocation prior to flooding, elevation, or in-place
protection of flood-damageable items.
Relocation: The most effective method of protection for equipment and
contents is to relocate threatened items out of harm's way. The interior of the
structure must be organized in a way that ensures easy access and facilitates
relocation. Aisles, doors, and corridors shall be wide enough and equipment
size should be evaluated to allow any planned relocation or removal. Where
structures are used to store bulk materials, such as grain, provisions must be
made for the orderly removal and relocation of the contents to an area outside
the floodplain.
Elevation: Within the flood-prone structure, elevation of key items could be
achieved through the use of existing or specially constructed platforms or
pedestals. Contingent elevation can be accomplished by the use of hoists or
some type of overhead suspension system. Elevation techniques can be
applied to a wide range of objects--machinery, utility system components
(particularly electrical equipment), fuel and storage containers, and contents.
In-Place Protection: Some items can be protected, in-place, through a variety
of options. Protective waterproof enclosures may be feasible for items that are
difficult to move or relocate. Anchors and tie-downs, shall be used where
appropriate to prevent flotation and movement, especially in the case of
storage containers. Depending on flood characteristics, such enclosures may
not have to be inconveniently high or completely permanent. Low bathers or
flood shields may supply the necessary protection. Also, steps or ramps can
be incorporated into the design to further maintain easy access.
Protective coatings can be applied to equipment to reduce inundation damage.
Petroleum based greases, hot dip plastics, spray or cold plastics can all be
applied to oily surfaces. If they are applied to painted surfaces they must be
non-migratory and not applied to threaded surfaces. Coatings can provide
protection and enhance cleanup ease.
The use of "quick-disconnect" type plug and receptacle sets on standard
electrical motors and other electrical connections provides several advantages.
This allows for rapid shutdown, eliminates the need for an electrician,
simplifies removal operations, and enables rapid reinstallation and restart.
Similarly, motor-pump type units can be equipped with quick disconnect
fittings on both suction and discharge lines in addition to electrical power
lines. These actions also provide the added benefit of facilitating routine
maintenance and relocation of equipment.
Mounting equipment and inventory on skids or pallets contributes greatly to
contingent relocation, elevation, and removal actions using a fork lift. Large
items that can be lifted from overhead should be permanently fitted with lifting
bars or lugs. This eliminates time for rigging and benefits routine procedures.
Any accessory items required, such as motor mount shims or necessary tools,
should be stored nearby.
Technical Bulletins
This is one of a series of Technical Bulletins FEMA has produced to provide guidance
concerning the building performance standards of the NFIP. These standards are contained
in Title 44 of the U.S. Code of Federal Regulations at Section 60.3. The bulletins are
intended for use primarily by State and local officials responsible for interpreting and
enforcing NFIP regulations and by members of the development community, such as design
professionals and builders. New bulletins, as well as updates of existing bulletins, are issued
periodically, as necessary. The bulletins do not create regulations; rather they provide
specific guidance for complying with the minimum requirements of existing NFIP
regulations. Users of the Technical Bulletins who need additional guidance concerning NFIP
regulatory requirements should contact the Mitigation Division of the appropriate FEMA
regional office. The User's Guide to Technical Bulletins lists the bulletins issued to date and
provides a key word/subject index for the entire series.
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Ordering Information
Copies of the Technical Bulletins can be obtained from the appropriate FEMA regional
office. Technical Bulletins can also be ordered from the FEMA publications warehouse.
Use of FEMA Form 60-8 will result in a more timely delivery from the warehouse. The
form can be obtained from FEMA regional offices and your state's Office of Emergency
Management. Send publication requests to FEMA Publications, P.O. Box 70274,
Washington, D.C. 20024.
Further Information
The following publications provide further information concerning non-residential
floodproofing:
1. "Answers to Questions About Substantially Damaged Buildings," FEMA, May 1991,
FEMA-213.
2 "Commercial-Industrial Flood Audit," New England District, U.S. Army Corps of
Engineers, n.d.
3. "Cooperative Flood Loss Reduction," A Technical Manual for Communities and
Industries, Flood Loss Reduction Associates, 1981.
4. "Design Manual for Retrofitting Flood-Prone Residential Structures," FEMA,
September 1986, FEMA-114.
5. "Floodproofing Non-Residential Structures," FEMA, May 1986, FEMA-102.
6. "Flood Proofing Regulations, U.S. Army Corps of Engineers," March 1992, EP
1165-2-314.
7. "Human Stability in a High Flood Hazard Zone," S.R. Abt, R.J. Whittlen, A.
Taylor, and D.J. Love, Water Resource Bulletin, August 1989.
8. "Repairing Your Flooded Home," FEMA, August 1992, FEMA-234.
9. "Sealants, Part 1," John P. Cook, Progressive Architecture, December 1974.
10. "Sealants, Part 2," John P. Cook, Progressive Architecture, February 1975.
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11. "Tests of Brick-Veneer Walls and Enclosures for Resistance to Flood Waters," Carl
E. Pace, U.S. Army Corps of Engineers, Lower Mississippi Division, Vicksburg,
Mississippi, 1978.
Glossary
Base flood The flood that has a 1-percent probability of being equaled or exceeded in any
given year (also referred to as the 100-year flood).
Base Flood Elevation (BFE) The height of the base flood, usually in feet, in relation to the
National Geodetic Vertical Datum of 1929 or other datum as specified.
Basement Any area of a structure having its floor subgrade (below ground level) on all
sides.
Coastal High Hazard Area An area of special flood hazard extending from offshore to the
inland limit of a primary frontal dune along an open coast and any other area subject to high-
velocity wave action from storms or seismic sources. These areas are identified as V zones.
Existing Construction/Structure For floodplain management purposes, existing
construction means structures for which the start of construction commences before the
effective date of a floodplain management regulation adopted by a community. These
structures are often referred to as "Pre-FIRM" structures.
Federal Emergency Management Agency (FEMA) The independent federal agency that, in
addition to carrying out other activities, oversees the administration of the NFIP.
Federal Insurance Administration (FIA) The component of FEMA directly responsible for
administering the flood insurance aspects of the National Flood Insurance Program.
Flood Insurance Rate Map (FIRM) The insurance and floodplain management map issued
by FEMA that identifies, on the basis of detailed or approximate analyses, areas of 100-year
flood hazard in a community.
Flood Prone Area Any land area susceptible to being inundated by floodwater from any
source.
Lowest Floor The lowest floor of the lowest enclosed area of a structure, including a
basement. Any NFIP-compliant unfinished or flood-resistant enclosure useable solely for
parking of vehicles, building access, or storage (in an area other than a basement) is not
considered a structure's lowest floor.
Mitigation Directorate The component of FEMA directly responsible for administering the
floodplain management aspects of the National Flood Insurance Program.
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New Construction/Structure For floodplain management purposes, new construction means
structures for which the start of construction commences on or after the effective date of a
floodplain management regulation adopted by a community and includes all subsequent
improvements to the structure. These structures are often referred to as "Post-FIRM"
structures.
Special Flood Hazard Area (SFHA) Area delineated on a Flood Insurance Rate Map as
being subject to inundation by the base flood and designated as Zone A, AE, Al-A30, AR,
A0, AI-I, V, VE, or V1-V30.
Substantial Damage Damage of any origin sustained by a structure whereby the cost of
restoring the structure to its before-damaged condition would equal or exceed 50 percent of
the market value of the structure before the damage occurred.
Substantial Improvement Any reconstruction, rehabilitation, addition, or other
improvement of a structure, the cost of which equals or exceeds 50 percent of the market
value of the structure before the "start of construction" of the improvement. This term
includes structures that have incurred "substantial damage," regardless of the actual repair
work performed.
Wet Floodproofing Permanent or contingent measures applied to a structure and/or it
contents that prevent or provide resistance to damage from flooding by allowing water to
enter the structure.
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