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COI Expires 05/13/2018oizo® EVIDENCE OF PROPERTY INSURANCE DATE (MM1DDIYYYY) 10/26/2017 THIS EVIDENCE OF PROPERTY INSURANCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST NAMED BELOW. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS EVIDENCE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. AGENCY PHONE �ti� +1 813 984 3609 COMPANY M.E. WILSON COMPANY LLC PO BOX 373 TAMPA, FL 33601-0373 ac No • ADDRESS: fwdght@mewilson.com CODE: 02115772 I SUB CODE: INSURED Specialized Property Services, Inc 9605 E. Highway 92 Tampa, FL 33610 LOCATION/DESCRIPTION 3501 S Roosevelt Blvd Key West, FL 33040 American Zurich Insurance Company LOAN NUMBER POLICY NUMBER BR10979393 EFFECTIVE DATE EXPIRATION DATE 11/13/2017 05/13/2018 F7 TERMCONTINUED UNTIL NATED IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE OF PROPERTY, INSURANCE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Cf1VFRAC.F INF0RIVIATInKI COVERAGE/PERILS/FORMS AMOUNT OF INSURANCE DEDUCTIBLE Builders Risk Coverage Form $5,000 Renovations and Improvements $352,720 All Covered Property at all Locations $352,720 REMARKS(including Special Conditions rr- HMiK ANA(3EMENT BY DATE WAIVER N/A YES — CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AnnITIC)NAI INTFRFST NAME AND ADDRESS MORTGAGEE X ADDITIONAL INSURED Monroe County Board of County Commissioners LOSS PAYEE LOAN # 500 Whitehead St Key West, FL 33040 AUTHOR!D REPRESENTATIVE ACORD 27 (2009112) // ©1993-2009 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD A`CC>R�® v CERTIFICATE OF LIABILITY INSURANCE DATE /1r7 o6/08/20172017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terns and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER 1-813-229-8021 M. E. Wilson Company, LLC CONTACTNFeather Wright, CISR AM PHONN 813-984-3609 aC No:813-434-2431 300 W. Platt St. ADDRESS: fwright@mewilson.com INSURERS AFFORDING COVERAGE NAIC# Ste 200 INSURERA: LIBERTY MDT FIRS INS CO 23035 Tampa, FL 33606 INSURED INSURERS: AMERISDRE MDT INS CO 23396 Specialized Property Services, Inc. INSURERC: LIBERTY INS CORP 42404 INSURERD:AMERISDRE INS CO 19488 9605 E US Highway 92 INSURERE: XL SPECIALTY INS CO 37885 INSURERF: Tampa, FL 33610 COVERAGES CERTIFICATE NUMBER: 50057593 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING, ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ILTRR TYPE OF INSURANCE ADDL SUER NUMBER POLICPOLICY MMIDDY EFF MWDDI EXP LIMITS A X COMMERCIAL GENERAL LIABILITY X. S TB7-Z91-462399-017 04/15/17 04/15/18 EACH OCCURRENCE $ 1,000,000 CLAIMS -MADE % OCCUR ❑ $500 per Occur - PD AP ED 1" IS M BY AGE DAMAGE TO RENTED PREMISES Ea occurrence $ 300,000 B MED EXP (Any one person) $ 10,000 PERSONAL & ADV INJURY $ 1,000,000 DATE 1�/� WAIVER N/A C TT- `S _14 GEN'L AGGREGATE LIMIT APPLIES PER: POLICY ECT LOC OTHER: GENERAL AGGREGATE $ 2,000,000 PRODUCTS -COMP/OPAGG $ 2,0001000 $ B AUTOMOBILE LIABILITY CA2092080 04/15/17 04/15/18 COMBINED SINGLE LIMIT Ea accident $ 11000,000 S BODILY INJURY (Per person) $ ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Per accident) $ X HIRED S NON -OWNED AUTOS ONLY AUTOS ONLY PROPERTY DAMAGE Per a.dent $ $ C X UMBRELLALIAS S OCCUR TH7-Z91-462399-626 04/15/17 04/15/18 EACH OCCURRENCE $ 5,000,000 AGGREGATE $ 51000,000 EXCESS UAB CLAIMS -MADE DED RETENTION$ 101000 $ D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y I N ANYPROPRIEfORIPARTNER/EXECUTIVE OFFICER/MEMBEREXCLUDED7 FN (Mandatory in NH) N/A WC2092081 04/15/17 04/15/18 S STATUTE ERR E.L. EACH ACCIDENT $ 1,000,000 E.L. DISEASE- EA EMPLOYEE $ 1,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT $ 1,000,000 E Leased/Rented UM00028993MA17A 04/15/17 04/15/18 Max Per Item 200,000 Policy Limit: 500,000 Deductible: 11000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required) Re: East Martello Brick and Mortar Restoration . The Monroe County Board of County Commissioners, its employees, and officals are included as Additional Insureds with regards to GL and Auto policies, as required by direct written contract. 30 day notice of cancellation applies, except 10 day notice for non payment of premium per Florida Statute. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Monroe County Board of County Commissioners THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. 1100 Simonton Street AUTHORIZED REPRESENTATIVE Key West, FL 33040 USA ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD FW0o1 50057593 t� Poky Ntanber TB7Z91462399017 Issued by Liberty Mutual insurance cogL ' t TKIS ENDORUWNT1CHMMS THE Pou cy. PLEMI! READ WCAREMLY. CONMRCIAL GENEM LVAILITY'ENHAHCENENT FOR CONTIRACTORS This ernlarsement mofts iwrartce praxkied under the Now* COMMEKIAL GENERAL LIABIL" COVERAGE PART Index of tnadlijed items 1 Item 1. Reasonable FomA. item 2. Non -Owned Watsr.+ m t F,,xtonpign Hein 3. Datfga To Rtemisex Reatdd To You - Facpanded Coverage Itenr A. 8Adffi)WuryT.0 co-Emplayees Item 4. Health Care proteaftnals As insureds Rem 6. Mowtedw 01. Occurrento Ilem7. Notice Of0"Wren€e Item 8. Vniptep0onpi I imm t9trd Omis Iona ! ; Item 8r 8a loy trda 0eddinlllon Item 10. Sapplemerlfr Psy.ment s-increased Urnits heln 11. t'rlfAei3!► M Vour Care, Cud9dy Or control Item 12. "Pe tcguipment Redefinition Reid 13. NewbrFartt id OrAsgulmd,>erltlties Item 14. 81011101 i404tttanal lttsitired Where Required Sy Written Cohftct Lessora�t i.eas@�,lsquiptnerit. Managers orcis m of preiiilr<es Mortgagees. Asstoneea or Receivers i *amen Lees or �onb=tgrs A .,engx,-Fn& -en b* t yQrr Alw Parson or Orgam' ba Item 15. Waht W Additional insured crantm Of Perml;s Rem 1s. Watuer OfAlght Of Recovery By Written contract or Agreement Rem 17. OtherInsurance Amendment Rem 1& Contractual Liability - tUIDoads Rem I. Reasonable Force Exclusion a. of Section I - Coverage A - BodHyy Injury And Property Darnage Liability Is replaced by the f 1loWhr. a. Expected Or Intended Injury 'Bodily injury' or plroperty damage' expected or Intended from the standpoint of the insured: r W3 exclusion does not apply to "bodily srrjuty" or'properiy damage' re�iCa►g front the use of reasonable focc to protect Persons or properly. t Item 2. 'Han*Waed Watercraft Exterrslon paragraph (2) of Mclusibn g. of Section I- Coverage A - Bodily krjury And Property ©amage Llabl* Is replaced by the fobowwg: (2) A +> Mercra t you do not own that is: LC o4 43 0512 4 2012.t.berly Mutual br mMe.M.rights reserved. Inciudes copyrighted material of lnmmaa o Sw*cs Office. Inc.. with ks permission. Page 1 a 9 0 (a) Lessthan55 feel long; and is (W -Not being used to carry persons or propefty fora charge; Rem 3. Damage To Premises Rented To You -tr oonded Coverage A. Ibc Gnat paragraph of.2..Eirciusions of'Sedan t - Coverage A - t3odfy Injur)► And Properly Damn# Liability is replaced by the follow ttg: Eulusions C. through P. do not a to damage fire. ' htnin or € Apiy g W' h9 9 �seltorstibaequentdama8, rosciHittg from such fire. r*dlrg or explosion "becludtog water damage to pron*ms While rented to You rrt Q�plgd by YOU with perrnWMn Of the. oMW. A stparate tend of insumnct apples to thism't: erne es described in Sq cbn Ill - Limns Of btatuaripe. t3 P"OrPh 6, of Section lll- Limb Of Insurance is feplaced by the f Rawkrg; . ta. SuNtd to Paragraph S. above, the Damage To Premises Rented % you Limit is the most a will pay under Coverage"A for dant€age;3 because of.'property damage` to any one prern, eie to you. or in the_ Case of damage by fire, ligtrpretg, esfrtoft or subsequent damages resulting from such .. go 9 or explosion hcludog wee ,damage to premises erNs rented to your or temporary occ d you With permfsslon of the owner. The Dahnase To Premises Rented To You Limit Is the greater at j a. $30O.M. or r b. The Damage To Premises t4erttad To You Lfmik shdm on the Declarations. ; C. Paragraph 9.a. othee deTu NOn of "insured eDrdracr in SectWn v— pefir►itfons is repfat;ed by the fol inp: a. A tontract for a. !.ease of pmmises. However, that portion of the contr> d for a lease of .pre des that indemrrTra any ptlson or Organka6n, )of damage. by firs, Ilghhdng, explosep of subseque i damages resulting ,from such ON. Hgtaning or explosion including water damage. to premises a+hile re to you or teraporaft occi4ftd by you with permission of the ownerls aft an "insured cpntracr. '• D. The parmgmilau,MmdWely following. Paragraph (q of exetuslon j. of Seen I Coverage A 414 Injury And Properly Damage liabfii3y is replaced by the foilorritg: Patagr.phS (1). (3) and (4) of lists exclusion do not apply to 'propel' damage' (other than Coma a by fire. Ilghtgirrg or explosion or subsequent darne€ges resulting from such ibe. lkjtUtfig of explosion iricl[�irtg enter damage) to premises including the coftnts. of such premises, rented to yod fora period ot; or fewer consecitive days. A separste limit of Insuranke applies to Damage To Premises Rented To You as described in Section III —Clinks of Insuranct:. : f Item 4 Bodllrinjury To t a -Employ e" A. PwWaph 2. of Section it • %ow Is An Insured is amended to include: _Each of the following is also an insured: Your supervisory or management 'employees• (other than ear yQMr *executive officers" (d yqu are an organization other than a partnership, joint venture or tinted Ilahilky Company) or your managers ( you are a limited IMbft company)) are insureds while In the course of their employment or vNe petfo " g duties related to Ste -conduct of your business with respect to -bodfly igjury': (1) To you; (2) To your partners or members (eyou are a partnership or joist venue); LC 04 43 OS 12 0 2012 Liberty Hhwal: insurance. All tights reserved. P of 9 includes copy Vftd material of Insurance Servers Ofac€e. Inc., v€ M Is permission. (3) To youimdmberi ftDu are a llrnhod liabiuly company}; or (4) Ta, a co `employee' or 'volunteer worker',While that.ico•'employee" or 'volurdaer worker" l3is either In the course of hit+ or.her employment by you or tehla pertonfting duties related to the conduct of y ur business (including participation in any recreational ac MIcs sponsored by You)• Your bmpioyees' (other than ekbor ywtur 'exectutive affiten;• ( you are an or$+ atian; r than a PaAnorshlp, joint venture or Ironed lfsbft u omp� or ypur inona9ets (if yule a>s. a fnrrited lla company)) or'volutteer workers' bra insureds whine in the Course ofthe r employmend ar tAllp performing r s related to the conduct of your business for a Good 5amafta Act that results in'blsdfy lnjM-. E (1) To you; € (2) To yourperhars or members 0you are a partnership or jolnx vwt *, (3) To your members (ff you are a wed Idabfld(y cothparxyN or (4) To a co•"entployee' .or "voluntw workW wide that ca troployeue• or "Volunteer worker is eMW r The course .of his or her employment by you or while performing duties related to the eotuduct Hr business (fndudtV pardC051bA in any recrealianal adivil s sponsored by you). A Good Samaritan Act weans an attempt to rescue or old a person In Imminent -oar serious peril;provided tite- attemptIshot.roodessly made. However, none. of these lemployote OnchWing supervisory or rt►arla9emem 'employees' 'volunteer workers' are iwmds for the providing or failure to provide protessiongi health care Services. u - t ly a. The lnsurance provided by this Ileum 4. will not apply fi On b*nd, person)s. soie remedy for.,,, uch miry is provided under a wo*ers'tompensatlon la* orarry ftbr law. C. Other insurance The insurance provided by tiara Item 4. is excess over any other void and Collectible insurance tlable to the insured, whotiaer pfnary, excess. contingent or on any other bans tom S. health Cane ProtenionatsAv Insureds A. Paragraphs 2.a.(1)(a) and (d) of Section it - Mfto Is An Insured do not apply to 'bodily injiuty or eragnal and advertisitrs irifury' a>35ng out of the proyidrtrg of or failure tci provide prokssfonal health Cane 0es by any -employee Of 'volturteW of the Named Insured who Is a 'deslgnated health cane provkfer^ K the` bodily in lury or •pemnal and advenWing Injuryy* occurs it the comae and scope otthe 'desiynated health co provider's' employmenx by the Named insured. B. With respect to `employees and "volunteer world' providing professional health cars exclusions are added to paragraph 2. Excluslons of Section I Coverage A Sod Damage Liab➢ty and Paragraph 2. Exclusions of Section I — Coverage 8 - Personal Lnbiliry; This insurance does not apply to: (1) Ciabilk assumed under an losured .contract` or any other contract or agreement; (2) LfabAy arising out of the pravldhg.af professional health care services n violation of law. following. d Property dvprii ng .Injury raj WbBy arising otd of the providing of any professional health care services while in any de 'urftuerice of Intoxicants or narcotics; (4) tiab➢lly seising out of any dishonett, fraudulent malicious or knoWngiy wrongful act or faulurq l LC 04 43 0512 0 2012 I.fbarty Manual Ins urenra. AD rights reserved. Includes copyrighted material of Insurmo Services OMce. tnc., with its perirtissicn. ' under the art: or 3 of 9 (s) Pur&& or exemplary damage% fines or penaNles. E i; C. The following d0lrrltion is added to Section V . Mg ni bna: "Nsigmated health can: provider, means any •employee• or Volunteer wvrlcee of the Named it is dtrtie& induce pro'lding profie *n9t heat . care services. including but not thited to dottpF emergency medical technicians or designated first aid personnel. i. Q. Other lnsiq'atico The insurance provided by this item & is excess over any other valid and collRctblo insurance il# insured, whether pdmwy, enisess, torn gent or on any other basIL ava item 6. lGnowllge Of Occurrence Knowledge of an 'occurrence by your agent servant at aernptoyee' VAI trot In Itself constitute knowlJe unless your'execupve of&ceP Or'employee' ar other third party do4na1ted by you to notify us of be cum knowledge oftihe bccurrtsnce•, Beim 9. Notice OfOe+c-urrenc:e +Trot purposes of Paragraph Za. of Section, IV Condon, you mars to an e4xe a other' of the Nay Of to the 'emplgyee' designated by the Insured to gtit us notice. Rem 0. Unlatentionat Errors And Ornlsslans Uniftierrtionpt faNure of the flamed Insured to disclose OR hazards ex+stbng at the inceplon of this Polley: - a bad fpr denial of any sovoragq affot. . by this policy. However, you must report such an error of us as $oon aspracticsWe after its dscovery. This provision does not ,affect our right to collect additional pramtum or exercise our right of ca ` 1 non-ftnewal, bm9. SodllylrJurYkedefintlion The defbniition of 'bodily injury' in Sectibrn V • Deflnbtons Is replaced by the following: 'Bodily k#ury" meant: a. Body kdury, sickness at disease sustained by a person, Wludbrg death resulting from ane; andy of thy: b. Mental angmbih, shock or tuanfiat)an arising out of injury a$ defined In Pkmgttaph a. above. Mejrt means any type of merthit or emotional illness or distress Itern 10- SupplementarY PWnetft -Increased Limits Paragraphs 1.b. and U. of Sectloit I - Supplementary P&Y hRnts - Coverages A And B. are r following: b. Up to $3,000 far cost of bat bonds required because of accidents or traffic law violations arising t ofany vehicle to which the Wily Injury 1.10114 Coverage applies. we do ncd have to famish the d. Ali teasonable expenses Incurred by the Insured at our request to assist as in the Investigation OT claim or'$Lk including substantiated loss of earnings up to $500 a day because of time off from LC 04 410512 0 2012 Lbedy Mutual insurance. Ail djhts reserved. p; Includes copyrighlad matoial ofknnrgnCe Services Office. Inc., with its permission. whose nurses, to the u has lr cared riot be ston to or B at any anguish by the e use is. t of the 4 of V itemll. ProperWInYour Carp, CusiodyOrControl I i A. Paragraphs (3) and (4) of exeluslo only apply to: 0 1of Section I- Oovexoe A - Bodily tnjtiry and Property D4 : age uabily . . 1- Property damage, to borrowed equipment. or 2. 'Property damage• to property inyour cArb. Cu" and control while In transit. B. This insurance does not ap* to arty portion of a toss for which itte ii►sured has avaBabte any i# w valid and collectible insurance, whether primary. excess, conftent, or on any other .basis. unless such ar I=Wante was specIkAHY purchased by the Insured to apply in excess of this polio C. Limbs of Insurance i Subject to. Paragraphs Z. 3., and 5. of Sefton M - Umb Of insurance, the most we will pay:. r luxance provided by Paragraph A., above is: $10,000 EaCh Occurrence unit i 325,000 Aggregate Uml I The Each OccUrtance 'i,. mk for this coverage appties to all. drimgges as a result of any orrps ocwrrence" togardiess of the mimber of persons or organizations who sustain damage because of that "occq ' nce The Aggregate Urnk is the most we w$I pay forthe sum of ail damages under this Rem 11. Rem 12. Mobile Equipment Redefinition The deL*On of "Monk F,quipmerir in Section v - Defgions fs amended to include self propelled ve, dgs With permanently attached equipme aless than 10g0 pounds gross vehleie. weight thatats. prime* dosigrled for: (1) Snow removal; (2) Road maintenance. but not const►ugtion or reSutkb9, or f (3) Stre'et cleaning. , Bern 13. Newly Framed Or Acquired 8rrtitlos Paragraph 3. of SeMn q - Who is An Inured is replaced by the following: 3. Any organization, other than a partnership or joint venture, you ntwly acquire or form and pv r which you maintain majority ownership or rnajorky interest w0l gtialiFy as a Named Insured if theca is no jothat similar insurance avayable to that organization. 1 a. Coverage under this provision is. siiorded only untii: (1) The 18ft day afteryou acquire or form the organkabn; (2) Separate coveragd is purchased for the organization; or (3) The end of the policy period, whichever is earlier. b. Coverage A does not apply to 'bodfty injury` or 'property damage" that occurred before y., formed the organigaft. and j LC 04 43 0512 O 2012 t.ribedy Mutual Insurance. AQ rights reserved. ' Includes copyrighted matertt of Insurance Services Office. be-, wM i. . I Its permjs*n. ; ; i iacquhd or $ of 0 c. Coverage B daeS not apply to 'Personal and advertising injury- arising out of an offense comrfl tte before you acquired or formed the,organizaiion. Rem 14. Slasket Addltlonal insured Where Rertulred ByWrltten Contract Paragraph Z Of Section 11- Who lsAn IA"ftd is amended to add the following: e. AdditionalInsured by Wrbten Contract or WifltenAgreement F The following acre vrsureds underthe poky when you have agreed in a W ttn contract or when q:Gd1l ement to provide than coverage as adtWorml insureds under your polity: i (1) Lessors oft eased Equipments The person(s) or oftardaatian(s) from whom you lease equt menu but only 00 respect to fiabilky for 'bodily injury', 'property► damage• or •personal and wive g injury' caused„ in whole or to part, by liar„ maintenance, operation or use of equipment leased to x u by such person(s)a organization(s). (2) Managers or Lessors of Premises: Any manager or.iessor Of premises leased to you in whi> a when feast agreement 001Igatea.You to procure add4ion-al Insured .coverage. The coverage afforded to the additional insured fs limited to reb)jRy in connedion with I tR8(irt ,RIA a or use ofthe premises leased toyouu and caused, in whole or in part, by,some or of sions of you, your "employees', your agents or your subcontractor. There it, no cc additional Insured for liability artsing .out of the We AtAence of On addi trail insured *it behalf of the additional 14sstaed, except as provided below. tf lice "enagm nit Obligates you to procure additional insured cov4rsge for the ad& sate negligence. Then the coverage for the additonal tnwf d shalt conform to the agreem the applicable law would allow you to indemnify the addkTionai lnstad for gabay anal 7dditlonai Insureds $pip negligence. This insurance Glees not apply to. (a) Any "9vcurrence• which takes Place after you cease to be a tenant in that premises or land; of jb) Any premises forvhIch coverdgeis excluded by endomernmL (3) Mortgagees, Assignees of Recthrpm: Any person(s) or orViq*aBon(s) wilb respect to I mortgagee, assignee or receiver and arising oul of the ownerstup, maintenance or use of 1 This insurance does not apply to structural alterat#orm flew constafclioo and demon performed by or for That person or orgarkalion_ ' agent acts ege for the acting on M insureds . but only if g' �ut of the itolease that i 1iabaky as ;kpipremises. (4) Owners, Lessees or Contractors, any persons) or organizatian(s) to whom you are obtrgated by a wrdterr agreeinenl to procure adti lonat insured coverage, but only wain respect to llabilRy for "bojay injury`, 'Property damage' or *personal and advertising injury" caused, in whole of in part, by yojur acts or omissions.mr the acts of omissions of your "employees; your .agents or your subcontrdirs, in the performance afyou r ongoing operations. tit This tnsurancr; does nol to "bodJl in'u `,,., arising out of !Your WOW included in the 'proms cts--comp etel damage. Operations hazard' unless y u afe�requ�• to provide such coverage for the additional insured by the written agreement and then only forthe period Of time required by the written .agreement and only for flabohy caused, In whole or in part by yqur acts or omissions or the acts or omissions of your 'employees', Your agents, air your subcontractors. There is no coverage for the additional insured for l'rabitRy arising out of the sole neglido. ce of the additional insured or those acting on behalf of the additional Insured, except as provided below LC 04 43 OS 12 0 2012 Lib" Muhtal Insurance. AD - ighis reservad. i4ge 6 of 9 Includes copyrighted material of Insurance Services OfTice, Inc.. wpm Its permission. j g the "Men agreement Obligates you to pnacure addltlo-l�a! insured coverage for fine ad 1 In sole negligence, then ffie coverage forlhe addW- ai Insured shall conform to the agreement,;. ut only ifthe- appNcable law would allow you to indeinrdly the additional h and for Why arising out 4 a additional Insurets sole negligence. finis in"nce does not apply to "bodly injury, 'property damage' or "personal and adze ' ' " arbing out. of the rendering at or the Mure to render, atry professi"M archhetirel. hearing or surveying Services. indudg • is (a) 79u preparing: approving, . or Wing to Prepare or approve. maps, shop drawings, op`M reports, survtys, fiield orders, change orders or dratNnngs and specifications; Qr s: (b) Supervisory. inspection, aroltechwal or engineering ®cufts, i E: (5) Architec-M Engineers or Surveyors: any of chhct engineer. at surveyor enMad by y '�t trt Only wain respect to liaa�tij' for'bod y injury". '�►ropariy damage" Ar personae and advpiti tg it wy' ciW wt in whole or in Palk by your acts or oniliilons or the -acts Or ofrniss n$ Oi those acting on your behalf: (a) In connection wih your premises; or (b) In the perfarmance of your Ongoing operations. I. This Insurance does not apply to 'bm$ly injwy'. 'properly damage` or "personal and' ad_ prjury' arising Out of the rendering of or the tallure to render any professional services by ar for yoq. g: (a) The preparing. appraeivtg, -or fat7ing to prepare or approve. maps. shop drawings, o ns, repods. rs, surveys. Sold ordechange orders ordrawinngs and specilicatlons; or (b) Supervisory. ipgcbn, architectural orengineedrig tacbliea E (a). Any Persor+ or Organization Other Than a Joint Venture: AQy person or organize bolt (0!q11VMftajohA Ventura at width you are a rrtembe0 fot tn+hptlt you are obligated by a writ4cn agtoemot to pracure additional Iftswed poyomge, but onnly with aspect to 119bll4y for food y injury', properly damage* or 'persona) and advertLdng injury caused, in whole or it part, by your acts or omissions' .a the acts or omussit►ns of those acting on your beltalt: ; , � (a) in the performance of your ongoing operation or ! (b) In connection with premise; armed by you. This insurancq does not apply to; 1. Any construction. renovatian. demolition or installation operations performed by or on b ' If of you, or those Operating an your behalf; 2. Any person or organization whose profession. business or occupation Is that of an archite, surveyor or engineer with respect to liability ar*9 out of the preparation or approval of maps, drains, opinions reports. surveys, change orders. designs, spacftetion or the performance of any outer" professional services by such person or Eorganizatiow or 3. Any person or organization more specilicatiy covered in Paragraphs e.(f) through (% abr& The insurance afforded to any person or organization as an insured under this paragraph 2-e (1) Applies only to =varhge and minimum Wks of insurance regslred by cite written agreem contract but in no event exceeds either the scope of coverage or the Emits of insuranco provided b E LC 04 43 0512 02012 Laverty fdluival Insutante. Ail rights reserved. Includes copyrighted maletial of Insurance seroces office, Inc.. with gs permission. or written. s policy; 7 of 9 l: (2) Does not apply to any person of oirganization for.any 'bodtly *q'. 'Property damage or "perS ? A and advertising htiury" if any other addkbnal insured endorsement attached to this policy applies -to person or organization w&h regard to the bodily boury'. 'property damage' or 'parsonal and advert ng - jury': (3) APplb$ only NOW tbodRY iriury' or Iaropelty damage occurs, or offense giving rite to •persona] a d advertising Injury is committed. Subsequent to the execution of the Wr@tefr agreement: and (4) Applies only iFthe wn3ton agreement is in effect at the rim a rho 'bodly brjury' or "property damagw occurs, Of at the time the offense giving rise to the'personal and adveojshg Miry` is cammdted. item IS BlanketAtlditionA1 Insured-GrantM Of perrrilt.$ I Paragraph 2. of Section Il - Who Is An Insured is emended to add the folloWing. Any state. mu rtkoaliry of .political ssttdivision with respect !o any operations Perfdrtated by you or on your ehaif. or jn connectionwith premises you own. rent or control and to which this In r®nce applies, for fthe state, munkjpalily or political subdivision has issued a permit. I However, this insurance do** not apply 40. 1. ".t3oddy injury•, "property don►xge or 'personhi and adverftg k4tj ' &thing outs of operations pe rived for the state, muniapaljW or political subdtvtsiow, 2. AnY'bodily injury' or *proporty damage` fncluded w4111n the 'producls-toMpleted operations ha it r. except when required by wittn contract or agreement Initiated priorto loss: or i { 3. "Sodlr injtoy','Froperty damage' or `}personal and aJverthN • part, by You or thane actirf$ on your behalf. . unless negligently caused. bi or in Rem 15. Wahrer Of Right Of ReeavwY t3y Written Contract Or Agreement 'ftte following Is added to PAr$grapta 8. T►arrsfer Of Rights Of Recovery AgaW tethers To t1s of Taoon IV -- Conditions: WO "Ive Any right of .recovery because of payments we make under this policy for "ury or damage: OW oraging operations or ;our woW deluded 0 the `products-compleied, operatons hagard" that: against any person or organization with whom you have agreed Ina written contract or agreement tigids Ofrecovely but only if.the 'boday bjwy" or'property damage' occurs, or offense g'nting rise to, adve" *Iy' is committed subssequera to the exectift of the v&on contract or agreement. Item °ty. Other Insurance Amendment lf.you are obligated under a wmmn. agreement to provide lfaabilhy Ins ranza on a primary, excess, cantaig other bas* for any person or orginizm$on that qualines as an addtional insured on this .policy, thb polk solely on the bails required by such written agreement and Paragraph 4. tither lasorance of.SectloA W will hot apply. Where the applicable written agreement does -not specify on vApt basis Aire IiabjQty iris apply, the provisions of Paragraph 4. Outer Insurance of Section IV -- Conditions vA govern. 14oi insurance Is excess over any other insurance available to the additional Insured for which A is also cote add ipnal insured by attachment of an endaMemerrt to another polcy providing coverage for. •ormurrence•. claim or "Suit.'. item il3. Contractual Uaailtty-Railroads Paragraph S. of Section V - DeM t'rons is replaced by the following: 9. 'Insured Contract` means: LC 04 43 03 12 0 2012 Liberty Mutual tnsorAnce. All lights reserved. p. Includes copyrighted material of bnsutarite Services Ofhcc. Inc.. with Its permission. out or 1 have o d ur and nL ,or any will apply :e will r. this as an $Me - a of 9 i a. A contract for a lease of premises. However, that portion of the contract for a lease of remises. that Ntdemfiifies• any person or organization for damage by frre to premises whgo rented to yoy 4 r teoora* occupied by you with permission of the Owneris not an Insured contracr•; b, A iMetractc agreament i. c. Any easement or tcerse agreeient; d. An obligation, as required by ordinance, to indemnlyy a rnu*0alwy, except in connection ' work for a mtvdtlpalfiy; j: e. An elevator maintenance agreement t f. Thaf.part of any olher contract or agreement gsrt Doing to your business tarcludipg an Trade, tbn of a municipal�p in tonne0oit ieiih work performed for a murdcip04y) Ubdor wtniclt you assum e tort Iiab�y . Of ar tltor part to pay for'boddy tn)urf or property damage' to a third person or Tort Itabihy means a Iiaft that would be imposed by law in thr-absonce of an y contractor agreement.: R Paragraph f does not lntiude that part of MV canbaet or agreement: ; i• (1) That lndemnifles>sn archhect, eng7heeror survey"forbRjwy or damage arift aut of. ; (a) Preparing, approving or feting to prepare or approve: maps, shop drawings, api s. reports. surveys, field orders, change orders or dtawbngs and specifications: or (b) Gtring dreciions or i<nstrucOom or Ong to give therm, fi that is the .piirnary 0use p the hjtq or damage; or � . 1, WU Under wrnich.the insured. Fan archRitc.4 engineer or surveyor. assumes liabilb for an � arising out of the inured' n:ndering orfailbtg to reader professtorral services. tacluding. Paragraph (1) above and superiaory, bspactlon. architequral or engineering SC&J e$. i, LC 0443 0312 C 2012Liberty Mutual btsuranrce. All ri hts re"Ned. { induces copyrighted material of baaurance Services Office. Inc., with Its permission. or damage se 01ted in Page 9 of 9 WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13 (Ed. 4-84) WAIVER OF OUR RIGHT TO RECOVER.FROM OTHERS ENDORSEMENT We have the right to recover our payments from .anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named In the Schedule. {.This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) This agreement shall not operate directly or indirectly to benefit.afiyone not named in the Schedule. Schedule "Any person or organization required by written contract or certificate of insurance." "This endorsement is not applicable in California, Kentucky, New Hampshire, New Jersey, Texas and Utah." `This endorsement does not apply to policies in Missouri where the employer is in the construction group of code glassifications. According to Section 287,15016) of the Missouri $tetues. a contractual provislon purporting to walye subrogation rights Is against public policy and void wWfs one party to the contract is an employer in the construction group of code classifications." This endorsement changes the policy to which it is ettached and is effective on the date issued unless othenrvise stated. (The information below is required only when this endorsement is issued subsequent to preparation of the policy.) Endorsement Effective 04/15/2016 Policy No. WC2 092 0 810 0 01 Endorsement No. Insured Specialized Property Services, Inc. Premium 8 Insurance Company Countersigned by WC 00 0313 lEd. 4-84) Copyright 100 National Council on Compensation insurance. Pot Fi14atdNo.w . Smi`°' 14-488a Policy No. CA20920800001 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FLORIDA ADVANTAGE COMMERCIAL AUTOMOBILE BROAD FORM ENDORSEMENT This endorsement modifies insurance provided under the BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement. The premium for this endorsement is $ Included EXTENDED CANCELLATION CONDITION COMMON POLICY CONDITIONS - CANCELLATION, Paragraph A.2. is replaced by the following: 2. We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least: a. 10 days before the effective date of cancellation if we cancel for nonpayment of premium; or b. 60 days before the effective date of cancellation if we cancel for any other reason. 2. BROAD FORM INSURED SECTION II - LIABILITY COVERAGE A.I. WHO IS AN INSURED is amended by the addition of the following: d. Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over which you maintain ownership or a majority interest, will qualify as a Named Insured. However, (1) Coverage under this provision is afforded only until the end of the policy period; (2) Coverage does not apply to "accidents" or "loss" that occurred before you acquired or formed the organization; and (3) Coverage does not apply to an organization that is an "insured" under any other policy or would be an "insured" but,for its termination or the exhausting of its limit of insurance. e. Any "employee" of yours using: (1) A covered "auto" you do not own, hire or borrow, or a covered "auto" not owned by the "employee" or a member of his or her household, while performing duties related to the conduct of your business or your personal affairs; or (2) An "auto" hired or rented under a contract or agreement in that "employee's" name, with your permission, while performing duties related to the conduct of your business. However, your "employee" does not qualify as an insured under this paragraph (2) while using a covered "auto" rented from you or from any member of the "employee's" household. f. Your members, if you are a limited liability company, while using a covered "auto" you do not own, hire, or borrow, while performing duties related to the conduct of your business or your personal affairs. g. Any person or organization with whom you agree in a written contract, written agreement or permit, to provide insurance such as is afforded under this policy, but only with respect to your covered "autos". This provision does not apply: (1) Unless the written contract or agreement is executed or the permit is issued prior to the "bodily injury" or "property damage"; Includes copyrighted material of Insurance Services Office, Inc. CA 71 71 05 08 Page 1 of 6 14. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE SCHEDULE Description of Covered "Auto": Limit of Insurance Deductible $500 1$250 A. . Coverage We will pay, with respect to a covered "auto" described in the above Schedule, for "loss" to any electronic equipment that receives or transmits audio, visual or data signals and that is not designed solely for the reproduction of sound. This coverage applies only if the equipment is permanently installed in the covered "auto" at the time of the "loss" or the equipment is removable from a housing unit that is permanently installed in the covered "auto" at the time of "loss", and such equipment is designed to be solely operated by use of the power from the "auto's" electrical system, in or upon the covered "auto". 2. We will pay, with respect to a covered "auto" described in the above Schedule, for "loss" to any accessories used with the electronic equipment described in paragraph A.1. above. However, this does not include tapes, records or discs. B. Exclusions For purposes of this provision 14, the exclusions that apply to Physical Damage Coverage, except for the exclusion relating to Audio, Visual and Data Electronic Equipment, also apply to coverage provided by this endorsement. In addition, the following exclusions apply: We will not pay, under this endorsement, for either any electronic equipment or accessories used with such electronic equipment that is: 1. Necessary for the normal operation of the covered "auto" or the monitoring of the covered "auto's" operating system; or 2. Both: a. An integral part of the same unit housing any sound reproducing equipment designed solely for the reproduction of sound if the sound reproducing equipment is permanently installed in the covered "auto"; and b. Permanently installed in the opening of the dash or console normally used by the manufacturer for the installation of a radio. 3. A device designed or used to detect speed measuring equipment such as radar or laser detectors or a jamming apparatus intended to elude or disrupt speed measurement equipment, whether permanently installed or temporarily mounted in or on the covered "auto". C. Limit of Insurance With respect to coverage under provision 14. of this endorsement, the Limit of Insurance provision of Physical Damage Coverage is replaced by the following: 1. The most we will pay for all "loss" to audio, visual or data electronic equipment and any accessories used with this equipment, as described in paragraph A. above, as a result of any one "accident", is the lesser of: a. The actual cash value of the damaged or stolen property as of the time of the "loss"; or b. The cost of repairing or replacing the damaged or stolen roe with other roe of like kind P 9 P 9 9 property property and quality; or c. The amount shown in the Schedule. Includes copyrighted material of Insurance Services Office, Inc. CA 71 71 05 08 Page 5 of 6 2. An adjustment for depreciation and physical condition will be made in determining actual cash value at the time of the "loss". 3. If a repair or replacement results in better than like kind or quality, we will not pay for the amount of betterment. D. Deductible 1. If "loss" to the audio, visual or data electronic equipment or accessories used with this equipment, as described in paragraph A. above, is the result of a "loss" to the covered "auto" under this Coverage Form's Comprehensive or Collision Coverage, then for each covered "auto" our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by the applicable deductible shown in the Declarations. Any Comprehensive Coverage deductible shown in the Declarations does not apply to "loss" to audio, visual or data electronic equipment caused by fire or lightning. 2. If "loss" to the audio, visual or data electronic equipment or accessories used with this equipment, as described in paragraph A. above, is the result of a "loss" to the covered "auto" under this Coverage Form's Specified Causes of Loss Coverage, then for each covered "auto" our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by the applicable deductible shown in the Schedule of this endorsement. 3. If "loss" occurs solely to the audio, visual or data electronic equipment or accessories used with this equipment, as described in paragraph A. above, then for each covered "auto" our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by the applicable deductible shown in the Schedule of this endorsement. 4. In the event that there is more than one applicable deductible, only the highest deductible will apply. In no event will more than one deductible apply. E. When This Provision Becomes Void This provision, AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE, is void if CA 99 60, Audio, Visual And Data Electronic Equipment Coverage, is attached to the policy. Includes copyrighted material of Insurance Services Office, Inc. Page 6 of 6 CA 71 71 05 08 (2) To any person or organization included as an insured by an endorsement or in the Declarations; or (3) To any lessor of "autos" unless: (a) The lease agreement requires you to provide direct primary insurance for the lessor; (b) The "auto" is leased without a driver; and (c) The lease had not expired. Leased "autos" covered under this provision will be considered covered "autos" you own and not covered "autos" you hire. h. Any legally incorporated organization or subsidiary in which you own more than 50% of the voting stock on the effective date of this endorsement. This provision does not apply to "bodily injury" or "property damage" for which an "insured" is also an insured under any other automobile policy or would be an insured under such a policy, but for its termination or the exhaustion of its limits of insurance, unless such policy was written to apply specifically in excess of this policy. 3. COVERAGE EXTENSIONS - SUPPLEMENTARY PAYMENTS Under SECTION II - LIABILITY COVERAGE, A.2.a. Supplementary Payments, paragraphs (2) and (4) are deleted and replaced with the following: (2) Up to $2500 for the cost of bail bonds (including bonds for related traffic law violations) required because of an "accident" we cover. We do not have to furnish these bonds. (4) All reasonable expenses incurred by the "insured" at our request, including actual loss -of earnings up to $500 a day because of time off from work. 4. AMENDED FELLOW EMPLOYEE EXCLUSION SECTION II - LIABILITY COVERAGE, B. EXCLUSIONS, paragraph 5. FELLOW EMPLOYEE is deleted and replaced by the following: "Bodily injury" to any fellow "employee" of the "insured" arising out of and in the course of the fellow "employee's" employment or while performing duties related to the conduct of your business. However, this exclusion does not apply to your "employees" that are officers or managers if the "bodily injury" results from the use of a covered "auto" you own, hire or borrow. Coverage is excess over any other collectible insurance. 5. HIRED AUTO PHYSICAL DAMAGE COVERAGE AND LOSS OF USE EXPENSE A. Under SECTION III - PHYSICAL DAMAGE COVERAGE, A. COVERAGE, the following is added: If any of your owned covered "autos" are covered for Physical Damage, we will provide Physical Damage coverage to "autos" that you or your "employees" hire or borrow, under your name or the "employee's" name, for the purpose of doing your work. We will provide coverage equal to the broadest physical damage coverage applicable to any covered "auto" shown in the Declarations, Item Three, Schedule of Covered Autos You Own, or on any endorsements amending this schedule. B. Under SECTION III - PHYSICAL DAMAGE COVERAGE, A.4. COVERAGE EXTENSIONS, paragraph b. Loss of Use Expenses is deleted and replaced with the following: b. Loss Of Use Expenses For Hired Auto Physical Damage, we will pay expenses for which an "insured" becomes legally responsible to pay for loss of use of a vehicle rented or hired without a driver, under a written rental contract or agreement. We will pay for loss of use expenses if caused by: (1) Other than collision, only if the Declarations indicate that Comprehensive Coverage is provided for any covered "auto"; (2) Specified Causes of Loss, only if the Declarations indicate that Specified Causes Of Loss Coverage is provided for any covered "auto"; or Includes copyrighted material of Insurance Services Office, Inc. Page 2 of 6 CA 71 71 05 08 (3) Collision, only if the Declarations indicate that Collision Coverage is provided for any covered "auto". However, the most we will pay for any expenses for loss of use is $30 per day, to a maximum of $2,000. C. Under SECTION IV— BUSINESS AUTO CONDITIONS, paragraph 5.b. Other Insurance is deleted and replaced by the following: b. For Hired Auto Physical Damage Coverage, the following are deemed to be covered "autos" you own: 1. Any covered "auto" you lease, hire, rent or borrow; and 2. Any covered "auto" hired or rented by your "employee" under a contract in that individual "employee's" name, with your permission, while performing duties related to the conduct of your business. However, any "auto" that is leased, hired, rented or borrowed with a driver is not a covered "auto", nor is any "auto" you hire from any of your "employees", partners (if you are a partnership), members (if you are a limited liability company), or members of their households. 6. LOAN OR LEASE GAP COVERAGE Under SECTION III - PHYSICAL DAMAGE COVERAGE, A. COVERAGE, the following is added: If a covered "auto" is owned or leased and if we provide Physical Damage Coverage on it, we will pay, in the event of a covered total "loss", any unpaid amount due on the lease or loan for a covered "auto", less: (a) The amount paid under the Physical Damage.Coverage Section of the policy; and (b) Any: (1) Overdue lease or loan payments including penalties, interest or other charges resulting from overdue payments at the time of the "loss"; (2) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; (3) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; (4) Security deposits not refunded by a lessor; and (5) Carry-over balances from previous loans or leases. 7. RENTAL REIMBURSEMENT SECTION III - PHYSICAL DAMAGE COVERAGE, A. COVERAGE, paragraph 4. Coverage Extensions is deleted and replaced by the following: 4. Coverage Extensions (a) We will pay up to $75 per day to a maximum of $2000 for transportation expense incurred by you because of covered "loss". We will pay only for those covered "autos" for which you carry Collision Coverage or either Comprehensive Coverage or Specified Causes of Loss Coverage. We will pay for transportation expenses incurred during the period beginning 24 hours after the covered "loss" and ending, regardless of the policy's expiration, when the covered "auto" is returned to use or we pay for its "loss". This coverage is in addition to the otherwise applicable coverage you have on a covered "auto". No deductibles apply to this coverage. (b) This coverage does not apply while there is a spare or reserve "auto",available to you for your operation. Includes copyrighted material of Insurance Services Office, Inc. CA 71 71 05 08 Page 3 of 6 8. AIRBAG COVERAGE SECTION III - PHYSICAL DAMAGE, B. EXCLUSIONS, Paragraph 3. is deleted and replaced by the following: We will not pay for "loss" caused by or resulting from any of the following unless caused by other "loss" that is covered by this insurance: a. Wear and tear, freezing, mechanical or electrical breakdown. However, this exclusion does not include the discharge of an airbag. b. Blowouts, punctures or other road damage to tires. 9. GLASS REPAIR - WAIVER OF DEDUCTIBLE SECTION III - PHYSICAL DAMAGE COVERAGE, D. DEDUCTIBLE is amended to add the following: No deductible applies to glass damage. 10. COLLISION COVERAGE —WAIVER OF DEDUCTIBLE SECTION III - PHYSICAL DAMAGE COVERAGE, D. DEDUCTIBLE is amended to add the following: When there is a "loss" to your covered "auto" insured for Collision Coverage, no deductible will apply if the "loss" was caused by a collision with another "auto" insured by us. 11. KNOWLEDGE OF ACCIDENT SECTION IV - BUSINESS AUTO CONDITIONS, A. LOSS CONDITIONS, 2. DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS, paragraph a. is deleted and replaced by the following: a. You must see to it that we are notified as soon as practicable of an "accident", claim, "suit" or "loss". Knowledge of an "accident", claim, "suit" or "loss" by your "employees" shall not, in itself, constitute knowledge to you unless one of your partners, executive officers, directors, managers, or members (if you are a limited liability company) has knowledge of the "accident", claim, "suit" or "loss". Notice should include: (1) How, when and where the "accident" or "loss" occurred; (2) The "insured's" name and address; and (3) To the extent possible, the names and addresses of any injured persons and witnesses. 12. TRANSFER OF RIGHTS (BLANKET WAIVER OF SUBROGATION) SECTION IV - BUSINESS AUTO CONDITIONS A.S. TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US is deleted and replaced by the following: If any person or organization to or for whom we make payment under this Coverage Form has rights to recover damages from another, those rights are transferred to us. That person or organization must do everything necessary to secure our rights and must do nothing after "accident" or "loss" to impair them. However, if the insured has waived rights to recover through a written contract, or if your work was commenced under a letter of intent or work order, subject to a subsequent reduction in writing with customers whose customary contracts require a waiver, we waive any right of recovery we may have under this Coverage Form. 13. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS SECTION IV - BUSINESS AUTO CONDITIONS, B. GENERAL CONDITIONS, 2. CONCEALMENT, MISREPRESENTATION OR FRAUD is amended by the addition of the following: We will not deny coverage under this Coverage Form if you unintentionally fail to disclose all hazards existing as of the inception date of this policy. You must report to us any knowledge of an error or omission in your representations as soon as practicable after its discovery. This provision does not affect our right to collect additional premium or exercise our right of cancellation or non -renewal. Includes copyrighted material of Insurance Services Office, Inc. Page 4 of 6 CA 7171 05 08