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Item G32BOARD OF COUNTY COMMISSIONERS AGENDA ITEM SUMMARY Meeting Date: November 20, 2013 Division: Employee Services Bulk Item: Yes X No _ Department: Employee Benefits Staff Contact Person: Teresa Aguiar X4458 AGENDA ITEM WORDING: Approval of a resolution to amend Resolution No. 354 -2003 and amending rules for collection of health insurance subsidies for group health insurance coverage from retired Monroe County employees. ITEM BACKGROUND: At the October 16, 2013 BOCC meeting, the Board approved to change the contribution of current and future retirees who qualify under Resolution No. 354 -2003 from $50.00 per month to $5.00 per month for each year of creditable service at the time of retirement with Monroe County. This amount is currently equal to the Health Insurance Subsidy (HIS) received by the Retiree in accordance with 112.363, F. S. PREVIOUS REVELANT BOCC ACTION: The previous resolution was approved in 2003. CONTRACT /AGREEMENT CHANGES N/A STAFF RECOMMENDATIONS: Approval. Additional revenue of approx. TOTAL COST: $135,000 INDIRECT COST: BUDGETED: Yes No DIFFERENTIAL OF LOCAL PREFERENCE: COST TO COUNTY: $0 SOURCE OF FUNDS: REVENUE PRODUCING: Yes X No _ AMOUNT PER MONTH Year APPROVED BY: County A OMB/Purchasing Risk Management DOCUMENTATION: Included X Not Required DISPOSITION: AGENDA ITEM # Revised 2/27/01 Employee Services RESOLUTION NO. -2013 A RESOLUTION AMENDING RESOLUTION NO. 354 -2003 AND AMENDING RULES FOR COLLECTION OF HEALTH INSURANCE SUBSIDIES FOR GROUP HEALTH INSURANCE COVERAGE FROM RETIRED MONROE COUNTY EMPLOYEES. WHEREAS, group health insurance expenses and claims attributable to the retirees have been steadily increasing; and WHEREAS, the number of retired County employees continues to increase dramatically each year; and WHEREAS, it is the intent of the Monroe County Board of county Commissioners to allow County employees, including employees of the Constitutional Officers who meet the criteria established in this resolution to retire through the Florida Retirement System and maintain their group health insurance benefits with Monroe County as provided herein, now, therefore BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA: Section 1 in Resolution 354 -2003 is amended to read as follows: Section 1 A. (i) Employees in FRS Regular and Special Risk Classes with a hire date prior to October 1, 2001, with a minimum of ten (10) years of full -time service with Monroe County, who retire on, or after, their normal retirement date as described in Sec. 121.021(29), F.S., and who are covered under the group health insurance coverage provided by Monroe County upon retirement, employees in other FRS Classes who complete the number of years of creditable service required by the Florida Statutes to be eligible for a benefit under FRS, who retire on, or after, their normal retirement date under Sec. 121.021 (29) F.S., and who are covered under the group health insurance coverage provided by Monroe County upon retirement, including those who have retired or will retire in accordance with these insurance programs, and all other retires who as of October 1, 2001 are participating in the County's group insurance program at no cost, may maintain their group health insurance benefits with Monroe County following their retirement provided they contribute a premium of $5.00 per month for each year of creditable service with the Florida Retirement System at the time of retirement with Monroe County and will pay at a minimum $50 per month up to the maximum of $150 per month. Page 1 of 4 Employee Services Employees hired on or after October 1, 2001, who meet the requirements of Section 1. A. (i) may maintain their group health insurance benefits with Monroe County following their termination of employment, provided such retired employees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for active employees. Such premium will be payable on the first day of every month commencing with the month following the month in which the employee retires. B. (i) Employees with a hire date prior to October 1, 2001, with ten (10) years of full- time service with Monroe County who are covered under the group health insurance coverage provided by Monroe County upon retirement and retire at an early retirement date, as described in Sec. 121.021(30) F.S., may maintain their group health benefits with Monroe County following their early retirement, provided such early retirees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for active employees. Such premium will be payable on the first day of every month commencing with the month following the month in which the employee retires. Early retirees who pay the premium described in subsection 1. B. (i) will continue to be covered by Monroe County's group health insurance benefits provided they contribute a premium of $5.00 per month for each year of creditable service at the time of retirement with the Florida Retirement System with Monroe County and will pay at a minimum $50 per month up to the maximum of $150 per month upon meeting either of the following requirements: (a) Sixty (60) years of age for Regular Class employees or fifty -five (55) years of age for Special Risk Class; or (b) Qualifications under the Rule of 70 wherein the combined years of service with Monroe County and the retiree's age equal a total of seventy (70). (ii) Employees with a hire date on or after October 1, 2001 who meet the requirements of Section 1. B. (i) above and retire at any early retirement date, may maintain their group health insurance benefits with Monroe County following their early retirement, providing such early retirees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for the month following the month in which the employee retires. Notwithstanding anything to the contrary, however, employees with a hire date on or after October 1, 2001 are not eligible for the premium adjustment under Section I.B. (i). Page 2 of 4 Employee Services C. Employees with at least ten (10) years of full -time service with Monroe County who are covered under the group health insurance coverage provided by Monroe County upon termination of employment and are fully vested under FRS who elect not to retire under FRS upon termination of employment with Monroe County may elect to re -enroll under the group health insurance coverage provided by Monroe County upon retirement under FRS, provided that Monroe County was their last FRS employer. Former employees electing this option, may maintain their group health insurance benefits with Monroe County following such election, provided such former employees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for active employees. Such premium will be payable on the first day of every month beginning with the first of the month following the month in which the employee elected to re- enroll under the group health insurance coverage provided by Monroe County upon retirement from FRS. Employees electing this option must notify Monroe County of their intent to re- enroll in the County's group health insurance program. Employees who re- enroll under the group health insurance coverage pursuant to this paragraph are not eligible for premium adjustments under subsection 1.B.(i) of this resolution. D. Employees with less than ten (10) years of full -time service with Monroe County who are covered under the group health insurance coverage provided by Monroe County upon termination of employment and are fully vested under FRS, upon retirement under FRS in accordance with these provisions, and provided that Monroe County was their last FRS employer, may maintain their group health insurance benefits with Monroe County following their termination of employment, provided such terminated employees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for active employees. Such premium will be payable on the first day of every month beginning with the first of the month following the month in which the employee terminates employment with Monroe County. Employees with less than ten (10) years of full -time service with the County are not eligible for premium adjustments under subsection B. (i) of the resolution. Section 2. This resolution shall be effective as of January 1, 2014. Section 3. This resolution does not affect any requirement of eligibility with the Florida Retirement System; it affects only eligibility to receive health insurance benefits under the Monroe County Group Employee Benefit Plan. Section 4. For purposes of this resolution, full -time service shall have the meaning provided in the County's policies and procedures governing determination of service. For purposes of this resolution, the definition of date of hire is the date an employee first beings work for Monroe County determined in accordance with the county's procedures governing fringe benefits. Any break in employment of forty-eight (48) hours or more will result in a new date of hire if the employee returns to County service. Page 3 of 4 Employee Services Section 5. The Monroe County Board of County Commissioners formally reserves the right to any and all future changes and modifications of this resolution, the group insurance contract providing health benefits described herein and/or the required contribution premiums. Section 6. In all other respects, Resolution 354 -2003 remains in full force and effect. PASSED AND ADOPTED by the Board of County Commissioners, Monroe County, Florida at a regular meeting of said Board held on the 20'' day of November 2013. Mayor George Neugent Mayor Pro Tem Heather Carruthers Commissioner David Rice Commissioner Sylvia Murphy Commissioner Danny Kolhage BOARD OF COUNTY COMMISSIONERS (Seal) OF MONROE COUNTY, FLORIDA ATTEST: AMY HEAVILIN, CLERK By By: Deputy Clerk Mayor /Chairman X O ROE COUNTY ATTORNEY PROVE A T F M: CYNTHIA L. HALL ASSI ANT COUNTY ATTORNEY Date Page 4 of 4 FOR MUMN MI 7 0 = I R *9] IM N Ellemerelm Section I in Resolution 354-2003 is amended to read as follows: Employee Services (ii) Employees hired on or after October 1, 2001, who meet the requirements of Section 1. A. (i) may maintain their group health insurance benefits with Monroe County following their termination of employment, provided such retired employees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for active employees. Such premium will be payable on the first day of every month commencing with the month following the month in which the employee retires. B. (i) Employees with a hire date prior to October 1, 2001, with ten (10) years of full - time service with Monroe County who are covered under the group health insurance coverage provided by Monroe County upon retirement and retire at an early retirement date, as described in Sec. 121.021(30) F.S., may maintain their group health benefits with Monroe County following their early retirement, provided such early retirees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for active employees. Such premium will be payable on the first day of every month commencing with the month following the month in which the employee retires. Early retirees who pay the premium described in subsection 1. B. (i) will continue to be covered by Monroe County's group health insurance benefits - . ee6 -r - � L ongs & e c e of creditable €� le s ac;e with the Florida Reti t yste at the t n ie of retiremen with Monroe County _ mid rja at ininin D �) o tl � the m a x imu m of $150 :y upon meeting either of the following requirements: (a) Sixty (60) years of age for Regular Class employees or fifty -five (55) years of age for Special Risk Class; or (b) Qualifications under the Rule of 70 wherein the combined years of service with Monroe County and the retiree's age equal a total of seventy (70). (ii) Employees with a hire date on or after October 1, 2001 who meet the requirements of Section 1. B. (i) above and retire at any early retirement date, may maintain their group health insurance benefits with Monroe County following their early retirement, providing such early retirees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for the month following the month in which the employee retires. Notwithstanding anything to the contrary, however, employees with a hire date on or after October 1, 2001 are not eligible for the premium adjustment under Section I.B. (i). Page 2 of 4 Employee Services C. Employees with at least ten (10) years of full -time service with Monroe County who are covered under the group health insurance coverage provided by Monroe County upon termination of employment and are fully vested under FRS who elect not to retire under FRS upon termination of employment with Monroe County may elect to re -enroll under the group health insurance coverage provided by Monroe County upon retirement under FRS, provided that Monroe County was their last FRS employer. Former employees electing this option, may maintain their group health insurance benefits with Monroe County following such election, provided such former employees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for active employees. Such premium will be payable on the first day of every month beginning with the first of the month following the month in which the employee elected to re- enroll under the group health insurance coverage provided by Monroe County upon retirement from FRS. Employees electing this option must notify Monroe County of their intent to re- enroll in the County's group health insurance program. Employees who re- enroll under the group health insurance coverage pursuant to this paragraph are not eligible for premium adjustments under subsection 1.B.(i) of this resolution. D. Employees with less than ten (10) years of full -time service with Monroe County who are covered under the group health insurance coverage provided by Monroe County upon termination of employment and are fully vested under FRS, upon retirement under FRS in accordance with these provisions, and provided that Monroe County was their last FRS employer, may maintain their group health insurance benefits with Monroe County following their termination of employment, provided such terminated employees pay to Monroe County a monthly premium in an amount established annually by the Board of County Commissioners. The premium will equal, but not exceed, Monroe County's monthly departmental cost for active employees. Such premium will be payable on the first day of every month beginning with the first of the month following the month in which the employee terminates employment with Monroe County. Employees with less than ten (10) years of full -time service with the County are not eligible for premium adjustments under subsection B. (i) of the resolution. Section 2. This resolution shall be effective as of January 1, 2 014. Section 3. This resolution does not affect any requirement of eligibility with the Florida Retirement System; it affects only eligibility to receive health insurance benefits under the Monroe County Group Employee Benefit Plan. Section 4. For purposes of this resolution, full -time service shall have the meaning provided in the County's policies and procedures governing determination of service. For purposes of this resolution, the definition of date of hire is the date an employee first beings work for Monroe County determined in accordance with the county's procedures governing fringe benefits. Any break in employment of forty-eight (48) hours or more will result in a new date of hire if the employee returns to County service. Page 3 of 4 Employee Services Section 5. The Monroe County Board of County Commissioners formally reserves the right to any and all future changes and modifications of this resolution, the group insurance contract providing health benefits described herein and/or the required contribution premiums. Section 6. In all gther KgM -200-'Lremains infull force and effect. PASSED AND ADOPTED by the Board of County Commissioners, Monroe County, Florida at a Veem4 rc Filar meeting of said Board held on the 4-e4ay-of- ®2 X20"' y of' November 2013. ATTEST: AMY HEAVILIN, CLERK am Deputy Clerk By: Mayor/Chairman Page 4 of 4