Item C19BOARD OF COUNTY COMMISSIONERS
AGENDA ITEM SUMMARY
Meeting Date: May 20, 2015 Division: Employee Services
Bulk Item: Yes X No Department: RiskManagement
Staff Contact Person: Maria L. SlavikX3178
to accept1 1 propos
Company D/B/A Adjusters International to provide Insurance Adjusting Claim Services. The
services of the Contractor will be used as a retainer agreement following catastrophic events
resulting in significant damage,
' t ..
hurricanes.as Minor/incidental ., handledby staff and the assistance of an
adjusting firm is not required. The firm's fee is based on a percentage of the insurance claims'
gross amount adjusted or otherwise recovered. If there are no claims (i.e. no hurricanes/major
disasters assigned by Monroe County to the Contractor), there is no fee paid to the Contractor.
PREVIOUS REVELANT BOCC ACTION The current contract with Goodman Gable Gould
Adjusters !nal expires on 0 2015. The current contractpreviously 1 in
2012 and approved by the BOCC on June 20, 2012. On February 18, 2015, the BOCC approved
for staff to seek competitiveproposals for the renewal of its Public
Adjusters
proposal was received (from the incumbent) and it is being recommended.
CONTRA CTIA GREEMENT CHANGES. Goodman -Gable Gould is proposing a pricing
structure that complies 1 1 _ : } : .1)(b) which limits the amount the Public
Adjuster may charge for their services ranging from 7% to 10% of the insurance claim paid by
the insurer.
STAFF RECOMMENDATIONS: Approval.
TOTAL COST: N/A INDIRECT COST: BUDGETED: Yes X No
Internal Service Fund
COST TO COUNTY: Based on recoveries SOURCE OF FUNDS: Primarily Ad Valorem
REVENUE PRODUCING:
APPROVED BY: County OMB/Purchasing L13 Risk Management,�&'
DOCUMENTATION: Inclu1'1 X To Follow NotRequired
DISPOSITION: AGENDA
•
Contract with: Goodman -Gable of Contract #
Company
. ................................... . .......... . ........................................................ .....................................................................
Effective Date: 6/1/2015
Expiration Date: /31 /18
Contract Purpose/Description:
Suppo occurrences.
Contract Manager: ... Maria Slavik 3 178 ................................................ Risk ManMement...... #1
(Name) (Ext.) (Department/Stop #)
51• •�
Total Dollar Value of Contract: $ based on Current Year Portion: $ 0
recoveries
..............................................................................................
Budgeted? YesH No El AccountCodes: 503-08501-530-310-
Grant: S
County N� c $
ADDITIONAL COSTS
Estimated Ongoing Costs: $__—jyr For:
(Not included in dollar value above) (eg. maintenance, utilities, janitorial, sah
Changes
Needed
FIllivision Director YesR No6
[kisk Management Yesn Noo'
*.M.B./Purchasing YesEl Noj[q�
7) YesE] No
County �il L
Date Out
a
rsllffi��
Suite 208
Tampa, FL 33607-4711
Phone (813) 287-1040
Facsimile (813) 287-1041
=30M
Ms, Maria Slavik, CPM
Risk Administrator
Monroe County
I IGO Simonton St.
Suite 268
Key West, Florida 33040
Subject: Public Adjusters RFP
In mid -February the County issued a RFP for the County's Public Adjusters services. A total 01'9 firms
downloaded (he RFP documents from Demand Star. Proposals were received until April 9, 2015 when
they were publically opened in accordance with the County's Purchasing Protocols. The only proposal
received was from Good man-GId/Adj usters International (GGG/Al). GGG/Al has been providing the
County's Public Adjusting services for a number ol'years and it is believed that the County has been
pleased with the services that have been provided.
On April 23, 2015 the Evaluation Committee for this RFP met to discuss GGG/Al's proposal. The
Evaluation Committee consisted of:
his. Maria Slavik
Ms. Monique Lewinski
:r Ms. Laura Hartle
03==
Despite the NO that (lie County only received one proposal, each or the Committee members awarded
GGG/Al with extrernely high rating scores. I concur with the Committee's scoring for the following
reasons.
1. GGG/Al has served as the County's Public Adjuster for a number oryears. and the County has
been well pleased with their service,
3, The lead adjuster for the County will be Mr. Pat Cuccaro who is extremely knowledgeable of tile
County's operations and has adjusted a number of claims on behalf of the County to include
coordinating FEMA recoveries.
I I I 111, 1 111 Ir I 111 1
R I
10RIMITNEWINTIMMIESM.
5. CGG/AI provided biographies on 6 adjusters that will be assigned to the County's account. All of
the assigned adjusters have extensive experience in the Public Adjusting field and 2 are specialists
in coordinating FEMA claims.
6. CGG/Al proposed fees that are well within the maximum 1ecs that Public Adjusters are permitted
to charge in accordance with Florida Statute § 626.854(l 1)(b)The Statute allows Public
Adjusting firms to charge IVIr cal` the insurance recoveries as a 11ce if Florida's Governor declares a
State ofEmergency. For claims that are not involved with a State of Emergency event Public
Adjusters can charge a No amounting to 2014, cif the insurance recoveries. CGG/Al proposed the
following fees:
aInsurer payments ranging from $0 to $500,000 7%
b. Insurer payments ranging from $500,000 to $1,000,000 8.5%
c. Insurer payments in excess of $1,000,000 10%
I support Me Evajuation-C Mfg-MITITETWIUM
International be awarded the County's Public Adjusters contract.
go=
Sidney G. Webber
CPCU, ARM
CC: Teresa Aguiar
AGREEMENT BETWEEN MO
AND D
ADJUSTERS INTERNATIONAL
!'COUNTY
CONTRACTR, PUBLIC ADJUSTING SERVICES
THIS AGREEMENT is made and entered into this — day of ... ----------- . ...... . by MONRC4_9
political b r, ae of Florida, whose address is 1100 Simont
Street, Key West, Florida 33040 and GOODMAN-GABLE-GOULD COMPANY A Maryland Corporati
doing business in the State o, Florida as ADJUSTERS
whose address is 6767 North Wickham Road, Suite 501, Melbourne, FL 32940.
CONTRACTOR shall do, perform and carry out in a professional and proper manner certain duties as
described in the Scope of Services — Exhibit A — which is attached hereto and made a part of this
agreement.
CONTRACTOR
shallprovide scope o, services in Exhibit A forCO','
professionalNTY. CONTRACTOR
warrants that it is authorized by law to engage in the performance of the activities herein described,
subject to the terms and conditions set forth in these Agreement documents. The CONTRACTOR shall
at all times exercise independent, professional judgment and shall assume fi" x b,
for the services to be provided. Contractor + provide services using the following standards, as a
minimum requirement:
A. The CONTRACTOR shall maintain adequate staffing levels to provide the services
required under + Agreement resultingRequest Proposalw P, process.
Agreement13The personnel shall not be employees of or have any contractual relationship with the
County. To the extent that Contractor uses subcontractors or independent contractors,
this specifically requiresab' a i and independent contractors
shall not ,A o, 1 e. o " y! w relationship
performC. All personnel engaged in performing services under this Agreement shall be fully
qualified, and, if required, to be authorized or permitted under State and local law to
r
schedule of structures to CONTRACTOR
that is mutually agreeable -
UNTY
+. (CONTRACTOR.
3.1 The initial Agreement term will be for one year beginning the 1st day of June 2015 and
continuing h r" 01 Agreement "a berenewableO
option for three (3) additional consecutive one year
3.2 The terms of this Agreement shall be from the effective date hereof and continue for a period 51
shallone year. This Agreement om+" , lrenewedsuccessiveperiods
either party gives the other notice of cancellation in accordance with the terms set forth below.
If either party desiresto modify this Agreement,
.,ays prior to the effective date of such modification." party receiving the notification
of
the proposed modification
l itself notify the other party within ten (10)iar,receipt of
notice of its agreementto the
�e proposed modificatiom Failureo do so shall terminate
Agreement. this
Claims that result in recoveries ranging from $0 to $500,000 from COUNTY's insurers
will be billed at y. of actual recovery.
Claims that result in recoveries ranging from $500,000o $ " 0
insurers will be billed at "actual
Claims in excess of $1,000,000 from COUNTY's insurers will be billed at 10% of actual
recovery.Y
Compensation shall be effective for each of year one, year two, year three,
year four. There
will be no Additional charges. Years two through four will be contingent upon the COUNTY
exercising its option
A, Agreement.
4.2 Payment will be made according to Florida Local Government Prompt Payment Act. Any request
County (Clerk). The
o. payment ''/f in .W form satisfactory r' the Clerk o. Monroe
reasonableRequest must describe with Director
amount requested. The respective office supervisor and the
review the quest, note his/her approval on the request and
forward it to the Clerk for payment.
4.3 Monroe I performance and obligation to pay under this Agreement contingent ,. i
Monroeannual appropriation by
Either party may terminate this Agreement because of the failure of the other party to perform its
obligations under the Agreement. COUNTY may terminate this Agreement with or without cause upon
sixty .t"
�' it � � Ny;CONTRACTOR
throughdate of
CONTRACTOR'SSection 6. ACCEPTANCE
A. CONTRACTOR hereby agrees that he has carefully examined the RFP, his response, and th
Agreement and has made a determination that he/she has the personnel, equipment, and oth
requirements suitable to perform this work and assumes full responsibility therefore. T
provisions of the Agreement shall control any inconsistent provisions contained in t
specifications. All specifications have been read and carefully considered by CONTRACTO
who understands the same and agrees to their sufficiency for the work to be done. Under rl�
circumstances, conditions, or situations shall this Agreement be more strongly constru
against 11"
B. Any ambiguity or aspecifications +," d and construed by
COUNTY, and its decision shall be final and binding upon all parties.
C. The passing, approval, and/or acceptance by COUNTY of any of the services furnished by
CONTRACTOR shall not operate as a waiver by COUNTY of strictcompliance
this Agreement, and
specifications coveringr,
D. CONTRACTOR agrees that the County Administrator or his designated representatives may
visit CONTRACTOR'S periodically„>i random " evaluations " of services during
CONTRACTOR'S normale "
s hours.
E. CONTRACTOR has, and shall maintain throughout the term of this Agreement, appropriate
licenses and approvals
submitted to COUNTY business activities in a reputable manner. Proof of such licenses and approvals shall be
postage prepaid,party by certifiedmail,„ returned receipt requested,11
the following:
To the COUNTY: Risk Management Administrator
1100 Simonton Street, Suite 2-268
Key West, Florida 33040
Al:FOR Pat Cuccaro
6767 North i d
Melbourne, FL 32940
CONTRACTORall books, records,and documents directly pertinent to performance
under this Agreement in accordance with generally accepted accounting principles consistently applied.
Each party to this Agreement or their authorized representatives shall have reasonable and timely
access to such recordsa to this Agreement for " ,. purposesduring
moniesterm of the agreement and for five years following the termination of this Agreement. If an auditor
employed by the COUNTY or Clerk determines that monies paid to CONTRACTOR pursuant to this
Agreement were spent for purposes not authorized by this Agreement, the CONTRACTOR shall repay
the togetherM / ," i pursuant to Section 55.03Florida Statutes,
from the w the monies were paid to CONTRACTOR.
The CONTRACTOR warrants that o. employed,retained or otherwisehad a", on behalf any
officerformer County or rt; ail 4 the prohibition of Sectioni 010-1990 4'
any County officer or employee in violation of Section 3 of Ordinance No. 020-1990. For breach or
violation of this provision the COUNTY may, in its discretion, terminate this agreement without liability
and also, in its discretion, deductpurchase price,or otherwise recover
o
By signing this agreement, CONTRACTOR represents that the execution of this Agreement will not
violate the Public Entities Crime Act (Section 287.133, Florida Statutes). Violation of this section shall
result in termination of this Agreement and recovery of all monies paid hereto, and may result in
debarment o activities.
'^ person or affiliate who has been placed on the convicted vendor list followingo c: r o:
public
entity crime may not submit a bid on a
reement with a public entity for the construction or repair of a
public building . a o perform workas a CONTRACTOR, supplier, subcontractor, o
CONTRACTOR under Agreement with any public entity, and may not transact business with any public
entity in excess of the threshold amount o oed in Section 287.017oda Statutes, for the
Category Two for a period of 36 months from the date of being placed on the convicted vendor list.
Section 11. GOVERNING LAW, VENUE, INTERPRETATION, COSTS AND FEES
This Agreement shall be governed by and construed in accordance with the laws of the State of Florida
applicable to Agreements madeand to be performed
In the event that any cause of action or administrative proceeding is instituted for the enforcement o(
interpretation of this Agreement, the COUNTY and CONTRACTOR agree that venue shall lie in the
appropriate court or before the appropriate administrative body in Monroe County, Florida.
If any term, covenant,condition on o. this Agreement ter, 4, the application thereof to an
circumstance 4 be declared invalid or unenforceable to any extent by a court o
enforcementcompetent jurisdiction, the remaining terms, covenants, conditions and provisions of this Agreement,
shall not be affected thereby; and each remaining term, covenant, condition and provision of this
Agreement shall be valid and shall be enforceable to the fullest extent permitted by law unless the
of ning terms, covenants,conditions ', , and provisions o; this Agreement
A
am;
ment of the oriVat-1 intent of this As—reement. The COUNTY and
agree to reform e Agreement to replace n stricken provision with K valid provision that comes a.
Section 13. close as possible to the intent of the stricken provision.
The COUNTY and CONTRACTOR agree that in the event any cause of action or administrative
proceeding is initiated or defended party" y or interpretation
of this
Agreement, the prevailing party shall be entitled to reasonable attorney's fees, and court costs, as an
award against the non -prevailing party. Mediation proceedings initiated and conducted pursuant to this
Agreement shall be in accordance with the Florida Rules of Civil Procedure and usual and customary
procedures ,qd by the Circuit Court1, Monroe County.
COUNTY shall not be liable for
;ri o" and costs to the prevailing party in a dispute, claim, action arising from
Agreemente extent alters the limits ofliabilityestablishedin section8, . 8 Florida
{
The terms, covenants, conditions, and provisions of this Agreement shall bind and inure to the benefit
of the COUNTY and CONTRACTOR and their respective legal representatives, successors, and
assigns.
Each party represents and warrants to the other that the execution, delivery and performance of this
Agreement have been duly authorized by all necessary COUNTY and corporate action, as required by
CONTRACTOR
In the event any administrative or legal proceeding is instituted against either party relating to the
formation, execution, performance, or breach of this Agreement, COUNTY and CONTRACTOR agree
to participate, to the extent required by the other party, in all proceedings, hearings, processes,
meetings, and other activities related to the substance of this Agreement or provision of the services
under this Agreement. COUNTY and CONTRACTOR specifically agree that no party to this Agreement
shall be required to enter into any arbitration proceedings related to this Agreement.
Section PUBLIC CONTRACTOR' "
allowCESS
The COUNTY and
otherdocuments, papers, letters or materials possession
NON-WAIVERprovisions of Chapter 119, Florida Statutes, and made or received by the COUNTY and
cancel this Agreement upon violation of this provision by CONTRACTOR.
Section 23.
Notwithstanding the provisions of Sec. 768.28, Florida Statutes, the participation of the COUNTY and
the CONTRACTOR in this Agreement and the acquisition of any commercial liability insurance
coverage, self-insurance coverage, or local government liability insurance pool coverage shall not be
deemed a waiver of immunity rthe extent of liability coverage, nor shall any Agreement
by the COUNTY be required to contain any provision for waiver.
Section f PRIVILEGES AND IMMUNITIES
liability,All of the privileges and immunities from '., lr I , from ordinances, nd rules and
pensions and relief,disability, workers'compensation, and other benefitsapply "4- the activity o;
performing
officers, agents, or employees of any public agents or employees of the COUNTY, when
The CONTRACTOR shall provide, to the COUNTY, as satisfactory evidence of the required insurance,
either:
Certificate of Insurance
o,
A Certified copy of the actual insurance policy.
The COUNTY, at its sole option, has the right to request a certified copy of any or all insurance policies
required by this contract.
subjectAll insurance policies must specify that they are not omaterial
change, or reduction in coverage unless a minimum of thirty (30) days prior notification is given to the
COUNTY by the insurer.
The acceptance and/or approval of the Contractor's insurance shall not be construed as relieving the
Contractor a,,,, liability or obligation
, 11„assumed under thisimposed contract or
The Monroe County Board of County Commissioners, its employees and officials will be included as
"Additional Insured"all policies, e/' Compensation.
31.2 Insurance Requirements For Contract Between County And f -
erai
Prior to the commencement of
r
Liability „v
Operations• Premises
Definition• Bodily Injury Liability
• Expanded `, p
500,000 Combined Single Limit ( SL)
If split limits are provided, the minimum limits acceptable shall be:
"I Ills 11
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its
provisions should include coverage for claims filed on or after the effective date of this contract. In
addition, the period for which claims may be reported should extend for a minimum of twelve (12)
months following the acceptance of work by the County.
Additional
The Monroe County Board of County Commissioners shall be named as
policies issued to satisfy the above requirements.
obtain
Recognizing that the work governed by this contract requires the use of vehicles, the CONTRACTO
prior to the commencement of work, shall
coveragemaintained throughout the life of the contract and include, as a minimum, liability
00,0 0 Combined Single Limit ( SL)
split limits are provided, the minimum limits acceptable shall be.
rior to commencement of work governed by this contract, the CONTRACTOR shall obtain Workers'
Compensation Insurance with limits sufficient to respond to the applicable state statutes.
$100,000 Bodily Injury Accident
Coverage shall be maintained throughout the entire term of the contract.
Coverage shall be provided by a company or companies authorized to transact business in the state of
Florida.
Recognizing that the work governed by this contract involves the furnishing of advise or services of a
professional nature, the CONTRACTOR {
contract, Professional Liability Insurance which will respond to damages
@rising out of the performance of professional services or any error or omission of the CONTRACTOR
arising out of work governedcontract.
The minimum limits of liability shall be:
per occurrence/$500,000 Aggregate
Section g HOLD HARMLESS AND DEFENSE
The duty to defend under this Section is independent and separate from the duty to indemnify, and the
duty to defend exists regardless of whether the claim is correctly or wrngbrought or of any
CONTRACTOR,ultimility of the .` N;.mnified party. The duty to defend
ate Y '� „
arises immediately upon presentation of a claim by any party and written notice of such claim being
provided to the CONTRACTOR. The CONTRACTOR's obligation to indemnify and defend under this
Section will survive the expiration or earlier termination of this AGREEMENT until it is determined by
final judgment that an action against the COUNTY or an indemnified party for the matter indemnified
hereunder is fully and finally barred by the applicable statute of limitations.
At all times and for all purposes hereunder, the CONTRACTOR is an independent contractor and not
an employee of the Board of County Commissioners. No statement contained in this agreement shall
be construed so as to find the CONTRACTOR or any of his/her employees, contractors, servants or
agents to be employees of the Board of County Commissioners for Monroe County, As an independent
contractor the CONTRACTOR shall provide independent, professional judgment and comply with all
federal, state, and local statutes, ordinances, rules and regulations applicable to the services to be
provided.
orhindrande-safth u
this contract. Such delays or hindrances, if any, shall be compensated for by the COUNTY by an
extension of time for a reasonable period for the CONTRACTOR to complete the work schedule. Such
an agreement shall be made between the parties.
.N WITNESS WHEREOF, the parties hereto have caused these presents to be executed on thB
— day of 21—.
(SEAL)
Attest: A HEAVILIN, CLERK
By:
Deputy Clerk
Date:
(CORPORATE SEAL)
A17 BW 1�
Pdnt Name:.
Title: S-e c
Date:
Lela MA 1010 Me] =111011111 0 1
By:
Mayor/Chairman
SCOPEEXHIBIT A
resultingThe CONTRACTOR firm shall provide adjusting services on an as needed basis. The firrr-.
will evaluate damage to Monroe County property and negotiate maximum settlements with its
insurers following catastrophic events ;
r,
s; Y
y €!
s ANY i
Prior to the commencementof work governed by this contract, theContractorobtainll
Workers' Compensation Insurance with limits sufficient to respond to the applicable state
In addition, the Contractor shall obtain players® Liability Insurance with limits of not less
than:
Coverage shall r;
approvedstate of Florida.
If the Contractor has been as an authorized
self -insurer, the County shall recognize #` honor the Contractor'sstatus.
e Contractor may
be required to submit a Letter of Authorization issued by the Department of Labor and a
Certificate providing details on the Contractor
Program.
self-insuranceIf the Contractor participates in a
GENERAL 4,,
INSURANCE
�
. BETWEEN
,MONrCONTRACTO FLORIDA
AND
Prior to the commencement„d by this contract,
Contractorshall„
General iability Insurance. Coverage shallmaintained o , r
ct
and include, as a minimum:
• Premises a
• Products and Completed Operations
• Blanket o. . , Liability
Personal• b ,
• Professional
Expanded Liability
• n
If split limits are provided, the minimum limits acceptable shall #�,
WIN a
' 0# R� 0
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its
provisions should include coverage for claims filed on effective date
contract. In addition, the period for which claims may be reported should extend for a minimum
of twelve (12) months following the acceptance
The Monroe County Board of County Commissioners shall be named
aboveall policies issued to satisfy the requirements.
LIABILITYVEHICLE
FOR CONTRACT BETWEEN
MONROE COUNTY, FLORIDA
AND
Contractor,
Recognizing that the work governed by this contract
y ,r
Coverage shall be maintained throughout the life of the
liability coverage for:
Owned, Non -Owned, and Hired Vehicles
The minimum limits acceptable shall be*
00,000 Combined SingleLimit ( L
requires the use of vehicles® the
obtain Vehicle Liability Insurance.
contract and include® as a minimum,
If split limits are provided, the minimum limits acceptable shall be,
The Monroe County Board of County Commissioners shall be named as Additional Insured on
requirements.
�Y
I% satisfy
r
Recognizing that the work governed by this contract involves the furnishing of advice or
services of a professional nature, the Contractor,
life of the contract, Professional Liability Insurance which will respond to damages resulting
from any claim arising out of the performance of professional services or any error or ornissior,
of the Contractor arising out of work governed by this contract.
The minimum limits of liability shall be,
00,000 per rr rr 1 5 , 0 aggregate
Recognizing that the work governed by this contract involves the furnishing of advice or
services of a professional nature, the Contractor, shall purchase and maintain, throughout the
life of the contract, Professional Liability Insurance which will respond to damages resulting
from any claim arising out of the performance of professional services or any error or omission
of the Contractor arising out of work governed by this contract.
The minimum limits of liability shall be: