Item T2County of Monroe
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BOARD OF COUNTY COMMISSIONERS
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Mayor David Rice, District 4
IleOI1da Keys
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Mayor Pro Tem Sylvia J. Murphy, District 5
Danny L. Kolhage, District I
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George Neugent, District 2
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Heather Carruthers, District 3
County Commission Meeting
March 21, 2018
Agenda Item Number: T2
Agenda Item Summary #3994
BULK ITEM: No DEPARTMENT: County Administrator
TIME APPROXIMATE: STAFF CONTACT: Lindsey Ballard (305) 292 -4443
2:30 P.M. SOUNDING BOARD
AGENDA ITEM WORDING: Request to speak to the Board of County Commissioners by Inga
Cabral to discuss permit fee waivers for home owners who received the Substantial Damage Letters.
ITEM BACKGROUND:
PREVIOUS RELEVANT BOCC ACTION:
CONTRACT /AGREEMENT CHANGES:
N/A
STAFF RECOMMENDATION:
DOCUMENTATION:
1. Email Request
00307090 - 000000 Cabral
00307090 - 000000 Cabral
FEMA Rebuilding Safer
Substantial Improvement Damage Handout
IMG_20180305_125053933
IMG 20180305 125040905
FINANCIAL IMPACT:
Effective Date:
Expiration Date:
Total Dollar Value of Contract:
Total Cost to County:
Current Year Portion:
Budgeted:
Source of Funds:
CPI:
Indirect Costs:
Estimated Ongoing Costs Not Included in above dollar amounts:
Revenue Producing:
Grant:
County Match:
Insurance Required:
Additional Details:
If yes, amount:
REVIEWED BY:
Bob Shillinger
Kathy Peters
Board of County Commissioners
Completed
Completed
Pending
03/06/2018 3:31 PM
03/06/2018 3:43 PM
03/21/2018 9:00 AM
From:
Inoa Cabral
To:
Ballard - Lindsey
Cc:
inoa@russellpond . com
Subject:
Request for mitigating / building permit fee waived for owners with "Substantial Damage" letters from Monroe
County
Date:
Saturday, March 03, 2018 11:29:49 AM
Hello Lindsey,
It was a pleasure to speak with you about my request to appear before the Monroe
County BOCC Wednesday, March 21 st.
I'd like to be able to discuss my request for building permit fee waivers for home
owners.
I will send in more materials for the board to have before the 6th. Can you tell me
about what time I should be there.
Thank you
r
County of Monroe
Building Department-
Floodplain Management
2798 Overseas Highway
Suite #300
Marathon, FL 33050
305- 289 -2501— Office
305- 289 -2515 — Fax
We strive to be caring, professional, and fair.
March 7, 2018
Joseph J Jr. and Inga L Cabral
31343 Avenue I
Big Pine Key, Florida 33043
Property location: 31343 Avenue I, Big Pine Key, Florida 33043
Property real estate parcel number: 00307090 - 000000
Dear Property Owner:
Board of Countv Commissioners
Mayor George Neugent, District 2
Mayor Pro Tern David Rice, District 4
Danny Kolhage, District 1
Heather Carruthers, District 3
Sylvia Murphy, District 5
On September 10, your structure was damaged by Hurricane Irma and your structure is located in the Special
Flood Hazard Area (SFHA), flood zone. When a property in a flood zone is damaged by any source, Monroe
County is required to perform damage estimation in accordance with the Monroe County Floodplain Management
Ordinance (Chapter 122 of the Monroe County Code). The initial estimation of the damage to your structure
resulted in a determination that your structure is substantially damaged. That means that the cost to repair the
damage is 50 percent or more of the fair market value (2017 tax assessed value plus 20 percent).
Substantially damaged structures are required to be brought into full compliance with floodplain
regulations found in the Monroe County Floodplain Ordinance and the Florida Building Code. Residential
structures must be elevated to or above the base flood elevation. Non - Residential structures must be floodproofed
or elevated to or above base flood elevation.
If you disagree with this determination, you may submit the following additional information:
Cost estimate for the repair of all damages sustained to your structure that is prepared and signed by a
licensed general contractor. Your contractor will be required to sign an affidavit indicating the cost
estimate submitted includes all damages to your structure. Please note: any additional renovations or
improvements that are to be made to the structure while repair work is underway must be included in the
contractor's estimate.
Uniform appraisal of the market value of your structure before the damage occurred.
If the damage was caused by flooding and if you have a flood insurance policy from the National Flood Insurance
Program, you should contact your adjuster to discuss the Increased Cost of Compliance (ICC) coverage. This
coverage may provide a claim payment to help pay for work required to bring your home into compliance. Your
adjuster can explain that the ICC claim may also be used to pay certain costs associated with demolishing and
rebuilding your home, or moving your home to a site outside of the floodplain.
Please be advised that all repairs, reconstruction, and new construction are subject the Monroe County Regulations
and the Florida Building Code and require a permit. Construction activities conducted without a proper permit
may be considered non - compliant and may result in daily fines and /or the removal of the non - compliant
construction. Prior to beginning repairs, improvements, or reconstruction, contact the Monroe County Building
Department for a permit to bring your structure into compliance the current floodplain regulations and /or Florida
Building Code requirements.
Monroe County participates in the National Flood Insurance Program. Failing to enforce floodplain requirements
can put the County in jeopardy of losing flood insurance, disaster assistance and Federal backed loans and grants
for our citizens. Thank you in advance for your cooperation and assistance at a difficult time.
Questions regarding this determination or to request a copy of the detailed substantial determination inspection
report, please contact Lori Lehr, Monroe County Floodplain Program (305) 407 -6585 or e- mailed to
F1oodInformation (a,MonroeCounty- fl.gov.
Sincerely,
Rick Griffin
Senior Director / Building Official
Lori Lehr, CFM
Floodplain Program
Substantial Damage Estimator
Subdivision
Subdivision SANDS SUBD Elev. of Lowest Floor
Parcel# 00307090 - 000000 ft.
Lot # BK 51 LT 2 SANDS SUB Datum NGVD29
PB1 -65 BIG PINE KEY
OR370 -26
Structure Address
Owner's Name
, CABRAL JOSEPH J JR AND INGA
L
Street Address
31343 AVENUE I
City
BIG PINE KEY
County /Parish
State
Florida
Zip
33043
Phone
Owner's Name
Street Address
City
County /Parish
State
Zip
Phone
Care Of
I,!
Community
NFIP Community Name
Monroe County Unincorporated
Latitude 24.674998 Longitude - 81.343366
Mailing Address
(Additional Image)
Monday, October 30, 2017 31343 AVENUE I
(Default Image)
Substantial Damage Estimator
Structure /Damage /NFIP Information
Year of Construction
1967
Date of Damage
09/10/2017
Residence Information
Residence Type
Manufactured
House
Foundation
Crawlspace
Superstructure
Stud - framed (Standard)
Roofing
Shingles - Asphalt, Wood (Standard)
Quality
Average
Date of
10/04/2017
Assessment
Inspector Name
B Burtner
Inspector Phone
Cause of Damage Flood and Wind
Duration of Flood 12 Hours
Structure Type Residential
Exterior Finish Siding or Stucco (Standard)
HVAC None
Story One Story (Standard)
Flood Elevation 5.50
Est. Depth of Flood Above Lowest 3.50
Floor
NFIP Community ID
125129
Firm Panel # Suffix Date of FIRM Panel Firm Zone BFE Regulatory Floodway
12087C1337K K 02/18/2005 AE 9.00 No
Community Specific Information
Custom Field
Custom Field Name
Custom Field 1
Custom Field Value
Custom Field
Custom Field Name
Custom Field 2
Custom Field Value
Custom Field
Custom Field Name
Custom Field 3
Custom Field Value
r
Monday, October 30, 2017 31343 AVENUE I
Substantial Damage Estimator
Square Footage
Total Sq. Ft. 672.00 Geographic Adjustment 1 Base Cost Per Sq. Ft. $117.00
Additional Adjustments
0 Sq Ft
$0.00
$0.00
0 Sq Ft
$0.00
Adjustments
Quantity
Unit
Unit Cost
Adjustment Cost
Expando
0
Sq Ft
$0.00
$0.00
Carport
0
Sq Ft
$0.00
$0.00
Open Porch
0
Sq Ft
$0.00
$0.00
Enclosed Porch
0
Sq Ft
$0.00
$0.00
Decks
0
Ea
$0.00
$0.00
Skirting
0
Sq Ft
$0.00
$0.00
Fireplaces
0
Ea
$0.00
$0.00
Additional Adjustments
0 Sq Ft
$0.00
$0.00
0 Sq Ft
$0.00
$0.00
0 Sq Ft
$0.00
$0.00
0 Sq Ft
$0.00
$0.00
0 Sq Ft
$0.00
$0.00
0 Sq Ft
$0.00
$0.00
0 Sq Ft
$0.00
$0.00
- Computed Actual Cash Value
Cost Data Reference
Depreciation Determination
Depreciation Percentage
Computed Actual Cash Value
Other Depreciation Explanation
Total Adjustments * $0.00
Total Replacement Cost $78,624.00
Replacement Cost Per Square Foot $117.00
* Total Adjustment calculation includes the Geographical Adjustment.
4 - Average Condition
24.20%
$59,596.99
Cost Data Date 10/17/2017
r
Monday, October 30, 2017 31343 AVENUE I
Substantial Damage Estimator
"IUMUna V Wi a WnaaUW.
Element
Percent Damaged
Element Percentage
Element Cost
Damage Values
Superstructure
90
22
$17,297.28
$15,567.55
Roof Covering
75
4.6
$3,616.70
$2,712.53
Exterior Finish
80
10.9
$8,570.02
$6,856.01
Interior Finish
75
20.4
$16,039.30
$12,029.47
Doors and Windows
80
4.8
$3,773.95
$3,019.16
Cabinets and Countertops
75
6.1
$4,796.06
$3,597.05
Floor Finish
100
5.2
$4,088.45
$4,088.45
Plumbing
75
9.3
$7,312.03
$5,484.02
Electrical
75
6.5
$5,110.56
$3,832.92
Appliances
100
3
$2,358.72
$2,358.72
HVAC
0
0
$0.00
$0.00
Skirting / Forms Piers
100
7.2
$5,660.93
$5,660.93
100%
Total Replacement
Total Estimated
Cost
Damages
$78,624.00
$65,206.81
r
Monday, October 30, 2017 31343 AVENUE I
Substantial Damage Estimator
Dnrwn.�4 rl.�w..�..^A
Basis for Value of Structure
Adj. Tax Assessed Value
Percent Damaged
100.0%
Substantially Damaged
Basis for Cost of Repairs
Computed Damages
Replacement Cost $78,624.00 Total Estimated Damages $65,206.81
Depreciation Percentage 24.20 % Percent of Existing Improvements and 0.0
Repairs Pre - Disaster
Computed Actual Cash Value $59,596.99 Repair /Reconstruction Percentage 109.4%
* Per FEMA Publication 213, Actual Cash Value may be used as Market Value.
Optional User Entered Data
Professional Market Appraisal Contractor Estimate
$0.00 $0.00
Adjusted Tax Value
Tax Assessed Value $42,519.00 Community Estimate
Factor Adjustment 1.20 $0.00
Adjusted Tax Assessed Value $51,022.80
Authorized Local Official
Signature
Authorized Local Official :
Lori Lehr, CFM
Print Name
10/30/17
(Date)
10/30/17
(Date)
Monday, October 30, 2017 31343 AVENUE I
Recovering from disaster can involve difficult choices. This fact sheet discusses three critical considerations: permits,
protection and insurance costs. Decisions you make now can affect your property and insurance costs for years.
Permits: Before you begin repairs, it is critical that you check with your local permit or building official. As you invest
time and money, following all local and state requirements will make repairs safer and may lower the cost of flood
insurance. These officials may also provide information about programs that help offset the cost of repairs.
If you already made emergency or permanent repairs without a permit, check with your local official to make sure your
work is safe and meets all local and state requirements.
Protection: As you repair or rebuild, you may be able to protect your building from future damages by rebuilding to a
higher elevation, using different materials and methods or relocating utilities and other items to a higher floor. Your
local official, builder, architect or engineer can suggest specific options for your building. Rebuilding to a higher level of
protection can also lower the cost of flood insurance.
Flood Insurance Rates:
Flood Insurance Rates: Flood insurance costs vary based on your flood zone, the amount of coverage and the
difference in the level between your building and projected flooding. Recent changes to the flood insurance law phase
out many subsidies and may affect any discounts, so steps you take now, even if you were not recently flooded, may
save thousands of dollars in insurance costs. Insurance rates may be affected when flood maps change, when there is a
lapse in coverage, when property ownership is transferred, or the property is substantially damaged or substantially
improved. Rates for all non - primary residences and businesses will change.
..+. -�
$9,500 /year $1,410 /year $427 /year
$95,000/10 years $14,100/10 years $4,270/10 years
Common Rebuilding Situations
Situation
Requirements and Considerations
Possible Financial Resources
My home or business was severely
Apply for a permit. Follow building code
Insurance and ICC
or "substantially" damaged (repairs
requirements. Find out flood zone and
SBA
are greater than 50% of pre- disaster
required elevation. Consider building above
HUD
market value)
current elevation to add safety and lower
HMGP
flood insurance costs. Not complying with
Voluntary agencies
permit requirements will likely result in much
higher insurance rates and costly corrections.
My home or business was
Apply for a permit. Follow building code
Insurance
damaged, but not substantially
requirements. Find out flood zone and
SBA
required elevation. Consider benefits of
HUD
building above current elevation to add safety
HMGP
and lower flood insurance costs. Elevate
Voluntary agencies
electrical panels, water heaters, boilers, etc. to
reduce future damage.
My home or business has a
Apply for a permit if damaged or planning
Insurance
basement or basement apartment
upgrades. Understand building code
SBA
requirements. Elevate utilities. Repair with
HUD
flood resistant materials. Note: flood
HMGP
insurance coverage for basements is limited,
Voluntary agencies
My flood zone or elevation may
Flood risks and maps change over time. Find
HMGP
change due to a new flood map
out current flood zone and elevation. Consider
elevation or other changes now to increase
protection and reduce insurance costs. Buy or
renew insurance before changes occur.
My community adopts higher
Apply for a permit if damaged or planning
HUD
standards and /or advisory flood
upgrades. Comply with the communities and
HMGP
maps
building code requirements. Follow higher
standards to increase protection and reduce
flood insurance costs.
My home or business has flooded
Apply for a permit if damaged or planning
Insurance
many times
upgrades. Understand building code
ICC
requirements. Follow higher standards to
SBA
increase protection and reduce insurance
HUD
costs.
HMGP
I am interested in a "buyout,"
Contact your local officials to express interest
SBA
relocation, or elevation
and ask what programs may be available.
HMGP
['ill
t
County of Monroe''w.
The Florida Keys
Floodplain Coordinator
Upper Keys: 305 - 453 -8729
Middle & Lower Keys: 305 - 289 -2866
SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGE
Information and Required Forms for Structures in Flood Zones AE & VE
Adding on, renovating, remodeling repairing, or improving a home or commercial building?
Rebuilding your home or office after a storm?
Here's information YOU need to know about the "50% Rule"
If your home or commercial building is located in the floodplain but does not conform to current
floodplain management standards, Monroe County's substantial damage and improvement regulations
may affect how you add on, renovate, remodeling repair, or improve your structure whether or not
your structure has experienced any flood damage. These laws are required by the National Flood
Insurance Program (NFIP) to reduce the risk to lives and property from flood damage. Monroe County
adopted and enforces these laws in order for federally backed flood insurance to be made available to
residents and property owners.
APPLICANT MUST SUBMIT ALL OF THE FOLLOWING (please check off each item):
• A current Elevation Certificate to verify that the entire structure meets the current floodplain
regulations
OR
• This checklist
• Substantial Improvement or Damage Application (included in this package).
• Property Owner's Substantial Damage or Substantial Improvement Affidavit signed, notarized and
dated (included in this package).
• Contractor's Substantial Damage or Substantial Improvement Affidavit signed, notarized and dated
(included in this package).
• Cost Breakdown Substantial Improvement /Damage Project Value Worksheet. Include contractor's
project bids and itemized cost lists).
• Copy of construction contract. If the owner is the contractor, submit all subcontractor bids to
document the cost estimate.
Substantial Improvement or Substantial Damage Handout/ Packet Pg. 1563
SAVE YOURSELF TIME AND MONEY!
PLEASE READ THE FOLLOWING INFORMATION
Per Monroe County Land Development Code, Chapter 122 — Floodplain Manauement
Substantial improvement means any reconstruction, rehabilitation, addition or other improvement of
a structure, the cost of which equals or exceeds 50 percent of the market value of the structure before
the "start of construction" of the improvement. This term includes structures which have incurred
"substantial damage," regardless of the actual repair work performed. The term does not, however,
include either:
1. Any project for improvement of a structure to correct existing violations of state or local health,
sanitary, or safety code specifications which have been identified by the local building official and
which are the minimum necessary to assure safe living conditions; or
2. The cost of repairs required to remedy health, safety and sanitary code deficiencies can be deducted
from the overall cost of an improvement, but only if:
a. An appropriate regulatory official such as a building official, fire marshal, or health officer
was informed about and knows the extent of the code related deficiencies, and
b. The deficiency was in existence prior to the damage event or improvement and will not be
triggered solely by the fact that the structure is being improved or repaired.
In addition, for any repair required to meet health, sanitary, and safety codes, only the minimum
necessary to assure safe living conditions should be deducted, including those improvements required
by Chapter 11, 2012 Florida Accessibility Code. Costs of repairs that are in excess of the minimum
necessary for continued occupancy or use will be counted toward the cost of the overall improvement;
Substantial damage means damage of any origin sustained by a structure whereby the cost of
restoring the structure to its before damaged condition would equal or exceed 50 percent of the market
value of the structure before the damage occurred. All structures that are determined to be substantially
damaged are automatically considered to be substantial improvements, regardless of the actual repair
work performed. If the cost necessary to fully repair the structure to its before damage condition is
equal to or greater than 50 percent of the structure's market value before damages, then the structure
must be elevated (or flood proofed if it is non - residential) to or above the base flood elevation (BFE),
and meet other applicable NFIP requirements. Items that may be excluded from the cost to repair
include plans, specifications, survey costs, permit fees, and other items which are separate from the
repair. Items that may also be excluded include demolition or emergency repairs (costs to temporarily
stabilize a building so that it's safe to enter to evaluate and identify required repairs) and improvements
to items outside the building, such as the driveway, septic systems, wells, fencing, landscaping and
detached structures.
Substantial Improvement or Substantial Damage Information & Required Forms for Structures in Flood Zones
Page 2 of 6
IS YOUR BUILDING'S IMPROVEMENT OR DAMAGE "SUBSTANTIAL ?"
If a building is "substantially damaged" or "substantially improved ", it must be brought into
compliance with Monroe County's floodplain management regulations.
Monroe County, following NFIP requirements, has the responsibility to determine "substantial
damage" and "substantial improvement ", and has implemented the procedures on the following pages
to do so. Monroe County uses the assessed total building value of your structure (excluding the value
of land or `miscellaneous' improvements) recorded by the Monroe County Property Appraiser's Office
plus 20% prior to damage or property improvement. If you disagree with the Property Appraiser's
valuation of the structure, you may engage a property appraiser licensed by the State of Florida to
submit an independent property appraisal for the total market value of the structure. The Building
Official will review the independent property appraisal and if approved, the depreciated building value
may be used as the structure's market value in lieu of the Monroe County Property Appraiser's
adjusted market value.
You must obtain and submit a detailed and complete cost estimate for the proposed alteration to your
structure or for repair of all the damages sustained by your home, prepared and signed by a licensed
contractor. The contractor must sign an affidavit indicating that the cost estimate submitted includes all
damages or all improvements to your building, not just structural. The signed affidavit and detailed
cost breakdown for the proposed project must be submitted with your building permit application.
If the owner is acting as his or her own contractor, the owner is responsible for submitting the cost
estimate, and providing documentation, including subcontractor bids, to document the cost estimate.
An owner affidavit will be required for all projects and must include all open permits and other
proposed improvements to the structure, even if the work is being performed by a licensed contractor.
A single improvement that is broken down into parts may still be subject to the 50% Rule. The
following will be the guidance for determining if a permit or multiple permits constitute a substantial
improvement or substantial damage:
a. Incomplete work. Permits will not be issued for work that clearly will not result in a
building that can be occupied without additional work.
b. Multiple permits. The value of all work is combined for the 50% Rule determination,
regardless of the number of permits issued.
c. Consecutive permits. If an application for a second permit is submitted within a short
period of time after the first permit is issued, the Building Official will examine whether
the work covered by the second request is related to improvements to the building. If so,
then the work must be evaluated in conjunction with the first permit to determine
whether the combination constitutes substantial improvement. Therefore, the
determination of the cost of the improvement should consider all costs the work before
issuance of the first permit.
d. Modification of issued permits. A request to modify an existing permit to add work
could retroactively trigger substantial improvement or substantial damage. The Building
Official will verify that any proposed repair work includes all of the anticipated work,
including improvements to the building.
Substantial Improvement or Substantial Damage Information & Required Forms for Structures in Flood Zones
Page 3 of 6
e. Unpermitted work. If unauthorized work on a building in the SFHA is discovered, the
enforcement action will be taken by Monroe Count which will include making an
substantial improvement and substantial damage determination. The costs must include
all of the work that has been performed, plus all of the remaining work necessary to
complete the project.
Monroe County will evaluate the cost of improvements or repairs and determine if they are fair and
reasonable. For damage repairs, pre -storm prices and rates will be utilized. The cost of improvements
or repairs does not include items not considered a permanent part of the structure. (i.e., plans, surveys, =
permits, sidewalks, pools, screens, sheds, gazebos, fences, etc. See attached itemized list of costs to
exclude and include) t�
If your home is determined to be "substantially damaged" or is proposed to be "substantially
improved ", then an elevation certificate must be submitted to the Building Department to determine the
structure's elevation and compliance with current floodplain regulations. Only structures not currently =
compliant with Monroe County's floodplain regulations will be affected by the 50% rule; if the lowest
floor is below BFE, the finished floor of the building must be elevated to, or above BFE.` Likewise, all 0
electrical and mechanical equipment (electric meter, duct work, A/C, etc.), bathrooms, and laundry
rooms must be elevated to, or above, base flood elevation. Only parking, building access and limited,
incidental storage is allowed below BFE. Non - residential buildings located in an AE flood zone r_
designation may be "floodproofed" instead of being elevated.** s
Building plans must be prepared and certified by a registered professional engineer or architect to
show how the building is to be elevated or floodproofed.
IMPORTANT NOTE ON DONATED MATERIALS AND VOLUNTEER LABOR
In accordance with federal and state regulations, you must include the value of any donated materials
and volunteer labor in your cost estimate The current market value of all donations and the current
average hourly rate for volunteering does apply towards the "50% Rule" discussed in this document.
To determine the value of donated materials, please use the "pre- storm" normal retail cost for each
item donated. For volunteer labor, determine the normal "pre - storm" hourly rate charged for the trade.
For instance, ask your contractor what he would normally have charged per hour for framing if
volunteers will be assisting you with framing, and then estimate the number of hours of volunteer work
you will use during the project, and include the amount on your Cost Estimate form.
* A lateral addition in an A Zone may not require the elevation o!'the existing structure,
"Floodprc;c;hng in A zones is also to DFE,
Substantial Improvement or Substantial Damage Information & Required Forms for Structures in Flood Zones
Page 4 of 6
SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGE
ITEMS TO BE INCLUDED IN PROJECT COST ESTIMATE
ALL STRUCTURAL ELEMENTS INCLUDING:
• Spread or continuous foundation footings and pilings
• Monolithic or other types of concrete slabs
• Bearing walls, tie beams and trusses
=
• Wood or reinforced concrete decking or roofing
• Floors and ceilings
• Attached decks and porches
• Interior partition walls
m
• Exterior wall finishes (e.g., brick, stucco or siding) including painting and decorative moldings
c
• Windows and doors
c
• Re- shingling or re- tiling a roof
Z
• Hardware
,
ALL INTERIOR FINISH ELEMENTS, INCLUDING:
• Tiling, linoleum, stone or carpet over sub - flooring
• Bathroom tiling and fixtures
• Wall finishes (e.g., drywall, painting, stucco, plaster, paneling, marble or other decorative
finishes)
• Kitchen, utility and bathroom cabinets
• Built -in bookcases, cabinets and furniture
• Hardware
ALL UTILITY AND SERVICE EOUIPMENT. INCLUDING:
HVAC equipment
Repair or reconstruction of plumbing and electrical services
Light fixtures and ceiling fans
Security systems
Built -in kitchen appliances
Central vacuum systems
Water filtration, conditioning or recirculation systems
ALSO:
• Labor and other costs associated with demolishing, removing or altering building components
• Overhead and profit.
Substantial Improvement or Substantial Damage Information & Required Forms for Structures in Flood Zones
Page 5 of 6
SUBSTANTIAL IMPROVEMENT OR SUBSTANTIAL DAMAGEITEMS TO BE EXCLUDED
FROM PROJECT COST ESTIMATE
Plans and specifications
Survey costs
Permit fees
clean -up (e.g., dirt and mud removal, building dry out, etc.)
Items not considered real property such as: throw rugs (carpeting over finished floors), furniture,
refrigerators,
appliances which are not built -in, etc.
Outside improvements including:
Landscaping
Gazebos
Sidewalks
Detached structures (incl. garages)
Fences
Swimming pools \spa
Seawalls
Screened pool enclosures
Driveways
Sheds
Yard lights
Docks and Davits
Decks not structurally attached to dwelling
Landscape irrigation systems
ITEMS REQUIRED TO EVALUATE YOUR APPLICATION
APPLICANT MUST SUBMIT ALL OF THE FOLLOWING (please check off each item):
• A current Elevation Certificate to verify that the entire structure meets the current floodplain
regulations
OIL
• This checklist
• Substantial Improvement or Damage Application (included in this package).
• Property Owner's Substantial Damage or Substantial Improvement Affidavit signed, notarized and
dated (included in this package).
• Contractor's Substantial Damage or Substantial Improvement Affidavit signed, notarized and dated
(included in this package).
• Cost Breakdown Substantial Improvement /Damage Project Value Worksheet. Include contractor's
project bids and itemized cost lists).
• Copy of construction contract. If the owner is the contractor, submit all subcontractor bids to
document the cost estimate.
Substantial Improvement or Substantial Damage Information & Required Forms for Structures in Flood Zones
Page 6 of 6
T.2.e
Sf
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Property Owner
Substantial Improvement or Damage Project Value Affidavit
Property Address:
Monroe County Building Permit # (Include all open permits for this structure):
Contractor's Names:
Property Owner's Name:
Property Owner's Address:
Property Owner's Phone Number:
I hereby attest that the list of work and cost estimate submitted with my Substantial Damage or Substantial
Improvement Application reflects ALL OF THE WORK TO BE CONDUCTED on the subject structure
including all additions, improvements and repairs and, if the work is the result of Substantial Damage, this work
will return the structure at least to the "before damage" condition and bring the structure into compliance with
all applicable codes. Neither I nor any contractor or agent will make any repairs or perform any work on the
subject structure other than what has been included on the attached list.
I UNDERSTAND THAT I AM SUBJECT TO ENFORCEMENT ACTION, WHICH MAY INCLUDE
FINES, IF ANY INSPECTION OF THE PROPERTY REVEALS THAT I, OR MY CONTRACTOR,
HAVE MADE REPAIRS OR IMPROVEMENTS NOT INCLUDED ON THE ATTACHED LIST OF
REPAIRS OR THE APPROVED BUILDING PLANS.
See attached itemized list.
STATE OF
COUNTY OF
Before me this day personally appeared , who, being
duly sworn, deposes and says that he /she has read, understands, and agrees to comply with all the
aforementioned conditions.
Property Owner's Signature
Sworn to and subscribed before me this day of
20
NOTARY SIGNATURE
Notary Public State of
il
My commission expires
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Property Owners's
COST BREAKDOWN WORKSHEET for SUBSTANTIAL IMPROVEMENT /DAMAGE PROJECT VALUE
Property Address:
Monroe County Building Permit #(s):
Form Completed by:
Signature:
Total Cost of ALL CURRENT PHASED PROJECTS OR OPEN PERMITS per Worksheet Below: $
Market Value of Structure for this project:
_ 120% of Monroe County Property Appraiser Total Building Value
Market Value of Structure minus depreciation of Private Appraisal
Name of Appraiser:
Date of Appraisal:
Additional Comments /Costs:
Date:
il
Page 2 of 2
TYPE OF WORK
MATERIAL
AMOUNT
MATERIAL
COST
LABOR
HOURS
LABOR
COST
TRUSSES
ROOFING
CONCRETE
ROUGH CARPENTRY
MISCELLANEOUS
INTERIOR FINISH:
* *ROOM #1 (IF DIFFERENT)
* *ROOM #2 (IF DIFFERENT)
* *ROOM #3 (IF DIFFERENT)
* *ROOM #4 (IF DIFFERENT)
* *ROOM #5 (IF DIFFERENT)
* *ROOM #6 (IF DIFFERENT)
* *ROOM #7 (IF DIFFERENT)
* *ROOM #8 (IF DIFFERENT)
EXTERIOR FINISH:
WINDOWS
DOORS
FLOORING
FLOOR COVERING
PLUMBING
MECHANICAL
ELECTRICAL
APPLIANCES- BUILT -IN
SUB -TOTAL
OVERHEAD & PROFIT
DEMOLITION LABOR
TOTAL
Additional Comments /Costs:
Date:
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Page 2 of 2
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Contractor
Substantial Improvement or Damage Project Value Affidavit
Property Address:
Monroe County Building Permit #:
Contractor's Name:
Contractor's Company Name:
Contractor's Address:
Contractor's Phone Number:
Contractor's State Registration or Certification Number:
I hereby attest that I personally inspected the subject property and produced the attached itemized list of repairs,
reconstruction and/or remodeling which are hereby submitted for a Substantial Damage or Substantial
Improvement Review. The list of work contains ALL OF THE WORK TO BE CONDUCTED on the subject
property. If the property sustained Substantial Damage, this list of work will return the structure to at least its
condition prior to damage and bring the structure into compliance with all applicable codes. I further attest that
all additions, improvements or repairs proposed for the subject building are included in this estimate and that
neither I nor any contractor or agent representing me will make any repairs or perform any work on the subject
structure other than what has been included on the attached list.
I UNDERSTAND THAT I AM SUBJECT TO ENFORCEMENT ACTION, WHICH MAY INCLUDE
FINES, IF ANY INSPECTION OF THE PROPERTY REVEALS THAT I, AS THE CONTRACTOR,
HAVE MADE REPAIRS OR IMPROVEMENTS NOT INCLUDED ON THE ATTACHED LIST OF
REPAIRS OR THE APPROVED BUILDING PLANS.
See attached itemized list.
STATE OF
COUNTY OF
Before me this day personally appeared who, being
duly sworn, deposes and says that he /she has read, understands, and agrees to comply with all the
aforementioned conditions.
Contractor's Signature
Sworn to and subscribed before me this day of
20
NOTARY SIGNATURE
Notary Public State of
My commission expires
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Page 1 of 2
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Contractor's
COST BREAKDOWN WORKSHEET for SUBSTANTIAL IMPROVEMENT /DAMAGE PROJECT VALUE
Property Address:
Monroe County Building Permit #:
Form Completed by:
Signature:
Date:
Total Cost of Project (include ALL REVISIONS OF THIS PERMIT) per Worksheet Below: $
Market Value of Structure for this project:
_ 120% of Monroe County Property Appraiser Total Building Value
Market Value of Structure minus depreciation of Private Appraisal
Name of Appraiser:
Date of Appraisal:
Additional Comments /Costs:
il
Page 2 of 2
TYPE OF WORK
MATERIAL
AMOUNT
MATERIAL
COST
LABOR
HOURS
LABOR
COST
TRUSSES
ROOFING
CONCRETE
ROUGH CARPENTRY
MISCELLANEOUS
INTERIOR FINISH:
* *ROOM #1 (IF DIFFERENT)
* *ROOM #2 (IF DIFFERENT)
* *ROOM #3 (IF DIFFERENT)
* *ROOM #4 (IF DIFFERENT)
* *ROOM #5 (IF DIFFERENT)
* *ROOM #6 (IF DIFFERENT)
* *ROOM #7 (IF DIFFERENT)
* *ROOM #8 (IF DIFFERENT)
EXTERIOR FINISH:
WINDOWS
DOORS
FLOORING
FLOOR COVERING
PLUMBING
MECHANICAL
ELECTRICAL
APPLIANCES- BUILT -IN
SUB -TOTAL
OVERHEAD & PROFIT
DEMOLITION LABOR
TOTAL
Additional Comments /Costs:
il
Page 2 of 2
County of Monroe
Building Department -
noodplain Management
2798 Overseas Highway, Suite 300
Suite #300
Marathon, FL 33050
305 -289 -2501 — Office
305- 289 -2.515 — Fax
We strive to be caring, professional, and fair.
Board of County Commissioners
Mayor George Neugent, District 2
Mayor Pro Tem David Rice, District 4
Danny Kolhage, District 1
Heather Carruthers, District 3
Sylvia Murphy, District 5
January 10, 2018
CABRAL JOSEPH J JR AND INGA L
PO BOX 512
SAINT MARIES, ID 83861
Property location: 31343 AVENUE I, BIG PINE KEY
Property real estate parcel number: 00307090- 000000
Dear Property Owner:
On September 10, Hurricane Irma damaged your structure located in a Special Flood Hazard Area (SFHA) flood
zone. When a property within a flood zone is damaged by any source, Monroe County is required to perform damage
estimation in accordance with the Monroe County Floodplain Management Ordinance (Chapter 122 of the Monroe
County Code). The initial estimation of the damage to your structure resulted in a determination that it sustained
substantial damage. This estimate means that the cost to repair the damage is 50 percent or more of the fair market
value (2017 tax assessed value plus 20 percent).
Substantially damaged structures are required to be brought into full compliance with floodplain regulations
found in the Monroe County Floodplain Ordinance and the Florida Building Code. Residential structures must
be elevated to or above the base flood elevation. Non - Residential structures must be floodproofed or elevated to or
above base flood elevation.
If you disagree with this determination, you may submit the following additional information:
1. Cost estimate for the repair of all damages sustained to your structure prepared and signed by a licensed
general contractor. Your contractor will be required to sign an affidavit indicating the cost estimate submitted,
includes all damages to your structure. Please note: any additional renovations or improvements that are to be
made to the structure while repair work is underway must be included in the contractor's estimate.
2. Uniform appraisal of the market value of your structure before the damage occurred. i
If the damage was caused by flooding and if you have a flood insurance policy from the National Flood Insurances
Program, you should contact your adjuster to discuss the Increased Cost of Compliance (ICC) coverage. This
coverage may provide a claim payment to help pay for work required to bring your home into compliance. Your
,adjuster can explain that the ICC claim may also be used to pay certain costs associated with demolishing and
-rebuilding your home, or moving your home to a site outside of the floodplain
lease be advised that all repairs, reconstruction, and new construction are subject the Monroe County Regulations
d the Florida Building Code and require a permit. Construction activities conducted without a proper permit may
e considered non - compliant and may result in daily fines and /or the removal of the non - compliant construction.
nor to beginning repairs, improvements, or reconstruction, contact the Monroe County Building Department for a
permit to bring your structure into compliance the current floodplain regulations and/or Florida Building Code
requirements.
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Monroe County participates in the National Flood Insurance Program. Failing to enforce floodplain requirements can
put the County in jeopardy of losing flood insurance, disaster assistance and Federal backed loans and grants for our
citizens. Thank you in advance for your cooperation and assistance at a difficult time.
Questions regarding this determination or to request a copy of the detailed substantial determination inspecti
report, please contact Lori Lehr, Monroe County Floodplain Program (305) 407 -6585 or via e -mail
FloodInformation @MonroeCounty- fl.gov. A
Sincerely,
Rick Griffin
Senior Director / Building Official
�lv
Lori L hr, CFM
Floodplain Program
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a Attachment: IMG_20180305_125040905 (Sounding Board - Cabral)