Item P2County of Monroe
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BOARD OF COUNTY COMMISSIONERS
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Mayor David Rice, District 4
IleOI1da Keys
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Mayor Pro Tem Sylvia J. Murphy, District 5
Danny L. Kolhage, District I
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George Neugent, District 2
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Heather Carruthers, District 3
County Commission Meeting
May 16, 2018
Agenda Item Number: P.2
Agenda Item Summary #4159
BULK ITEM: Yes DEPARTMENT: Risk Management
TIME APPROXIMATE: STAFF CONTACT: Maria Slavik (305) 295 -3178
N/A
AGENDA ITEM WORDING: Approval to advertise a request for proposals (RFP) for General
Liability, Vehicle Liability, Public Official /Employee Practices Liability and Excess Workers'
Compensation Liability Insurance policies.
ITEM BACKGROUND: The County's General Liability, Vehicle Liability and Public
Officials /Employee Practices Liability insurance policies provide coverage for sums that the County
may become obligated to pay due to a bodily injury, property damage, or personal injury arising out
of County business operations. The Excess Workers' Compensation policy provides coverage with
statutory benefits in excess of the County's self- insured retention. The Excess Workers'
Compensation policy also provides Employers Liability coverage with limits of $1,000,000 for
claims that have the appearance of a workers' compensation claim but fall outside of the purviews of
Florida Statute 440. These policies were renewed three times since the last procurement. Pursuant to
County purchasing policy chapter 10 this solicitation must be issued to obtain new quotes.
PREVIOUS RELEVANT BOCC ACTION: These insurance policy coverages were initially
procured through a bid solicitation in 2014 then the BOCC approved renewals of these coverages in
2015, 2016 and 2017.
CONTRACT /AGREEMENT CHANGES:
It is being recommended that we bid both of these policies as a bundled package in anticipation of
receiving a better premium from carriers. The renewal effective date will be October 1, 2018.
STAFF RECOMMENDATION: Approval to advertise.
DOCUMENTATION:
2018 RFP General, Auto & Worker's Compensation
FINANCIAL IMPACT:
Effective Date: October 1, 2018
Expiration Date: September 30, 2019
Total Dollar Value of Contract: Advertising
Total Cost to County: Advertising
Current Year Portion: Advertising
Budgeted: Yes
Source of Funds: Internal Service Fund /Primarily Ad Valorem
CPI: N/A
Indirect Costs: N/A
Estimated Ongoing Costs Not Included in above dollar amounts: N/A
Revenue Producing: No If yes, amount:
Grant: N/A
County Match: N/A
Insurance Required: N/A
Additional Details:
REVIEWED BY:
Maria Slavik
Completed
04/30/2018 12:15 PM
Chris Ambrosio
Completed
04/30/2018 12:37 PM
Bob Shillinger
Completed
05/01/2018 9:43 AM
Bryan Cook
Completed
05/01/2018 11:01 AM
Cynthia Hall
Completed
05/01/2018 11:07 AM
Budget and Finance
Completed
05/01/2018 1:22 PM
Kathy Peters
Completed
05/01/2018 2:15 PM
Board of County Commissioners
Pending
05/16/2018 9:00 AM
MONROE COUNTY
REQUEST FOR PROPOSALS
FOR
LIABILITY AND EXCESS WORKERS' COMPENSATION INSURANCE
BOARD OF COUNTY COMMISSIONERS
Mayor, David Rice, District 4
Mayor Pro Tem, Sylvia Murphy, District 5
Danny Kolhage, District 1
George Neugent, District 2
Heather Carruthers, District 3
COUNTY ADMINISTRATOR
Roman Gastesi
CLERK OF THE CIRCUIT COURT EMPLOYEE SERVICES
Kevin Madok, CPA RISK MANAGEMENT
May 17, 2018
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TABLE OF CONTENTS
SECTION ONE - INSTRUCTIONS TO PROPOSERS
SECTION TWO - SAMPLE AGREEMENT
EXHIBIT A - SCOPE OF SERVICES
SECTION THREE- COUNTY FORMS
SECTION FOUR — REQUESTED COVERAGES
A. GENERAL LIABILITY
B. VEHICLE LIABILITY AND PHYSICAL DAMAGE
C. PUBLIC OFFICIALS AND EMPLOYMENT PRACTICES LIABILITY
D. EXCESS WORKERS' COMPENSATION
SECTION FIVE — PROPOSAL FORMS
A. GENERAL LIABILITY
B. VEHICLE LIABILITY AND PHYSICAL DAMAGE
C. PUBLIC OFFICIALS AND EMPLOYMENT PRACTICES LIABILITY
D. EXCESS WORKERS' COMPENSATION
SECTION SIX — UNDERWRITING INFORMATION
A. PROJECTED PAYROLLS
B. VEHICLE SCHEDULE
C. CURRENTLY VALUED LOSS RUNS (included as separate
attachments)
D. AIRCRAFT AND PILOT INFORMATION
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SECTION ONE: INSTRUCTIONS TO PROPOSERS
1. Objective of the Request for Proposals (RFP).
Monroe County is seeking insurance agent(s) duly licensed in the State of Florida to provide the
County with insurance coverages in accordance with the specifications outlined in this Request for
Proposals.
The County anticipates that the contract will be awarded for an effective date of October 1, 2018.
The initial policy term will be for 1 year and the County may elect to renew for up to three (3)
additional consecutive 1 -year terms, dependent upon acceptability of cost, coverage, service,
provider stability and market conditions, with Board of County Commission review.
The County is requesting proposals for the following coverages:
➢ Excess Workers' Compensation
➢ Commercial General Liability
➢ Business Automobile Liability
➢ Automobile Physical Damage (scheduled vehicles)
➢ Public Officials Liability (including Employment Practices Liability)
The County prefers that all of the requested coverages be provided by one agent and one insurer but
retains the right to purchase the coverages from different agents and insurers. Proposers are
required to indicate if the coverages can be purchased separately and are required to provide the
pricing for separate coverages and pricing for a "Package" program that includes all of the requested
coverages under one master insurance policy. The County also desires to evaluate the cost benefits
of having the requested coverages provided on a "Net of Commission" basis and paying the selected
agent(s) an annual fee for administering the program. Agents are requested to provide proposals
based on a Commission and a Net of Commission basis.
Proposers are required to submit their proposals on the proposal forms included within this
RFP. The proposal forms are structured to allow the Proposer to provide the cost of individual
coverages and the cost of the coverages combined. In addition, the proposal forms will permit the
Proposer to provide a response based on a "Fee" and a "Commission" basis.
2. Background Information
Monroe County is a non - charter county and a political subdivision of the State of Florida. The County
population is approximately 71,492 as of the last census. The Board of County Commissioners,
constituted as the governing body, has all the powers of a body corporate, including the powers to
contract; to sue and be sued; to acquire, purchase, hold, lease and convey real estate and personal
property; to borrow money and to generally exercise the powers of a public authority organized and
existing for the purpose of providing community services to citizens within its territorial boundaries. In
order to carry out this function, the County is empowered to levy taxes to pay the cost of operations.
Monroe County is the southernmost county in the United States. It is comprised of the Florida Keys
and a portion of the Florida Everglades. The Florida Keys are an archipelago of islands stretching
from Key West, only 90 miles from Cuba, up to the mainland. In addition to the unincorporated
county, there are five municipalities in the Florida Keys: Key West, Marathon, Key Colony Beach,
Layton, and Islamorada. Further information about the demographics of the County can be found
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here: http:// www. monroecounty- fl.gov /index.aspx ?NID =27
Approximately one -third of the population is situated in the City of Key West, which is the county seat;
however, the County offers services throughout the Keys, and has government buildings throughout
the Lower Keys (primarily Big Pine Key), Middle Keys (primarily Marathon), and Upper Keys (primarily
Plantation Key and Key Largo) in addition to Key West, with employees stationed in all locations.
3. Current Insurance Program
Coverage
Insurer
Agent
Policy
Limits
Deductible/
Annual
Type
Term
SIR
Premium
Excess
Florida
Municipal
Florida
League
10/1/17
W/C — Statutory
Workers'
Insurance
of
to
Employee. Liability
$500,000
$397,835
Compensation
Trust
Cities
10/1/18
$1 Million
Commercial
Florida
Florida
10/1/17
General
Municipal
Insurance
League
of
to
$5 Million
$200,000
$195,316
Liability
Trust
Cities
10/1/18
Business
Florida
Florida
10/1/17
Automobile
Municipal
Insurance
League
of
to
$5 Million
$200,000
$71,231
Liability
Trust
Cities
10/1/18
Automobile
Florida
Municipal
Florida
League
10/1/17
Physical
Insurance
of
to
ACV
$1,000
$8,751
Damage
Trust
Cities
10/1/18
Public
Officials
Florida
Florida
10/1/17
Incl. in
Liability
Municipal
League
to
$5 Million
$200,000
Commercial
(including
Insurance
of
10/1/18
General
EPL
Trust
Cities
Liability
The County's Commercial General Liability policy has been endorsed to provide limited Cyber
Liability coverage on a "Claims Made" basis. No retroactive date applies to this added coverage.
Following are the cyber coverages being provided. In addition, the deductibles for each coverage are
being reflected.
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Line of Coverage
Insuring Agreement
Deductible
Theft, loss or unauthorized
Information Security & Privacy
disclosure of personal
identifiable non - public
$25,000
Liability
information or third parte
corporate information
The Legal obligation of the
Privacy Notification Costs
Insured to comply with a Breach
$10,000
Notice Law
Claim expenses and penalties
Regulatory Defense and
which the Insured is legally
$25,000
Penalties
obligated to pay related to a
regulatory roceedin
Website media activities
resulting in disparagement or
Website Media Content Liability
harm to the reputation or
$25,000
character of any person or
organization
PCI Fines and Costs
Indemnification of the Insured
$25,000
for PCI Fines and Costs
Cyber Extortion
Extortion of the Insured's
$35,000
computer system
Losses associated with the
First Party Data Protection
alteration, corruption,
destruction, deletion or damage
$35,000
to a data asset
Business Interruption loss
resulting from the interruption or
First Party Business Interruption
suspension of a computer
$35,000
system caused by a failure of
computer security systems
The County desire to maintain these coverages listed above. The County will accept a stand -alone
and separate policy for these coverages.
4. Named Insured
The First Named Insured reads:
Monroe County Board of County Commissioners
The following entities have also been endorsed as Insureds:
➢ Monroe County Clerk of the Court
➢ Monroe County Tax Collector
➢ Monroe County Property Appraiser
➢ Monroe County Supervisor of Elections
➢ Monroe County Sheriff's Office (Workers' Compensation and Employers Liability only)
The above entities must be included as Insureds.
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5. Evaluation Criteria
A Selection Committee will be convened to review the Proposals and recommend which individual or
firm should be selected for the project. The successful Proposer will be selected based on the
following criteria.
Cost of services 35 points
Experience and qualifications of proposing agent 8 points
Terms and conditions of coverages being proposed 33 points
Financial stability of insurers being proposed 11 points
Compliance with the Bid Specifications 4 points
Recommendations from government clients 4 points
Total points earned are on a scale of 1 — 95 points
1 = lowest 95 = highest
A Selection Committee will be analyzing Proposals and provide recommendations to the County
Administrator who will ultimately make a recommendation to the Board of County Commissioners
regarding which Proposer and program should be selected.
Interisk, Inc. (the Consultant) is acting in a consulting capacity for the Monroe County Board of
County Commissioners under the terms of an Agreement between the County and Interisk. Interisk
will participate in the analysis process of the proposals and provide advice and assistance to the
Selection Committee with regard to this RFP, and will be assisting with ongoing servicing of the
policy. In exchange for these services Interisk is collecting a consulting fee from the County.
6. Requests for Additional Information or Clarification
Requests for additional information or clarification relating to the specifications of this Request for
Proposals shall be submitted in writing directly to:
Workers' Compensation Questions:
Mr. Bryan Cook, Director, Employee Services
1100 Simonton Street, Suite 2 -268
Key West, Florida 33040
Email: Cook- ryan( onroecounty -F ov
Risk Management Questions:
Maria Slavik, Risk Administrator
1111 12 St., Suite 408
Key West, FL 33040
Email: Slavi k-MariaQlVlon roecounty -Fl. Gov
Copies of all Requests for Additional Information should also be sent to Interisk Corporation at the
following address:
Sid Webber
Interisk Corporation
1111 N. Westshore Blvd., Suite 208
Tampa, FL 33607
Email: Si .Webberp_lnterisk.net
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The County will honor email Requests for Additional Information.
All requests for additional information must be received no later than 3:00 PM, July 3, 2018 Any
requests received after that date and time will not be answered. All questions received prior to the
deadline will be answered to the best of the County's ability and will be distributed to all interested
Proposers in the form of an Addendum to this RFP. All Addendums will be posted on Demand Star
on or about July 17, 2018. All questions must be submitted in writing. Oral requests will not be
answered
All addenda will be part of this RFP document and each Proposer will be bound by such addenda,
whether or not received by him /her. It is the responsibility of each Proposer to verify that he /she has
received all addenda issued before responses are opened.
While the County will complete applications for the selected agents and insurers if required after
acceptance of the Proposal, the County will not complete applications as a Request for Additional
Information.
7. Content of Submission
The Proposal submitted in response to this Request for Proposals (RFP) shall be printed on 8 -1/2" x
11" white paper and bound; shall be clear and concise, tabbed, and provide the information requested
herein. Proposals submitted without the required information may not be considered. Responses shall
be organized as indicated below. The Proposer should not withhold any information from the written
response in anticipation of presenting the information orally or in a demonstration, since oral
presentations or demonstrations may not be solicited. Each Proposer must submit adequate
documentation to certify the Proposer's compliance with the County's requirements. Proposer should
focus specifically on the information requested.
8. Format.
Proposals, at a minimum, shall include the following:
A. Cover Page_
A cover page that states "Requests for Proposals for Liability and Excess Workers'
Compensation Insurance ". The cover page should contain Proposer's name, address, telephone
number, and the name and email address of the Proposer's contact person(s).
B. T abbed Sections
Tab 1
Executive Summary
The Proposer shall provide a narrative of the firm's qualities and capabilities (with special
emphasis on the Proposer's experience with governmental entities) that demonstrates how the
firm will work with the County to provide services associated with the coverages provided.
Regardless if the coverages are provided on a commission basis or a fee basis, the selected
agent will be expected to provide the services outlined in the section below labeled "Tab 3
Scope of Services ".
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Tab 2. Experience and Qualifications
Agent Experience and Qualifications
• All agents shall be licensed in the State of Florida in accordance with Florida Statute § 626.
• The Proposer shall provide a minimum of five (5) client references. At least two (2) of these
references must be from other governmental entities within the State of Florida. References
may include former clients the agent is no longer serving.
Each reference at a minimum shall include:
• Name and full address of the client;
• Name, address, title, and telephone number of the client contact;
• Identification of coverage provided; and
• The length of time the policy(ies) were in place.
• An overview of how the agent markets their client's coverages. For example, is the agent
responsible for all marketing activities, does the agent work for an agency that has a dedicated
marketing department or does the agent primarily use the services of a wholesale broker?
• Copies of the insurance licenses for all agents that will be part of the County's service team
must be provided.
Insurance Company Qualifications
• The County prefers that all insurers have an A.M. Best rating of A- or higher and a financial
size of VI or higher.
• Insurers must be licensed by the Florida Department of Insurance for all coverages provided.
• If the Insurer is not rated by A.M. Best or the A.M. Best rating is below A - /VI, the proposal must
include a minimum of three (3) years of independent audited financial statements.
Tab 3. Scope of Services
The agent awarded a contract will be required to:
• Meet with the County and its insurance consultant at least annually prior to any marketing
activities to discuss the results of the current program and the marketing approach the agent
will take in developing proposals for all renewals being administered by the agent. Such
meetings should take place no later than 4 months prior to the expiration of the coverages
being administered by the agent.
• Research all available insurance markets and submit the County's account to insurers that
have the capability and desire to provide the County with renewal options for the coverages
being serviced by the agent.
• Negotiate with the insurers and arrange for all endorsements that may be necessary
throughout the year.
• Arrange /Issue Certificates of Insurance as required.
• Keep the County advised of the current state of the insurance market throughout the year.
• Present all renewal proposals in a timely fashion as dictated by the County.
• Assist the County with claim issues as they arise.
• Assist the County with any other insurance /risk management issues that may be required.
• Make presentations to County staff and /or the Board of County Commissioners as requested
by the County.
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• Bind coverages as directed by the County. If the proposing agent does not have binding
authority, a complete description of the binding requirements must be provided.
• Provide a complete and full explanation of all deviations from the requested coverages.
Responses such as "Per Policy Terms" or "Refer to Policy" will not be acceptable.
• Fully cooperate with the County's independent insurance consultant.
Tab 4. Cost
All pricing for the proposed coverages must include all fees and assessments that may be
imposed including those imposed by the State of Florida. The County will consider
purchasing the coverages on a "Net of Commission" basis and compensate the selected
agent(s) on a "Fee" basis. Regardless if the coverages are provided on a Commission or Fee
basis, all remuneration received by the selected agent shall be all- inclusive. No additional
costs or fees will be paid, including but not limited to travel costs, per diems, telephone
charges, facsimile charges, and postage charges. Included at the end of this RFP are the
Proposal Forms. Such forms must be completed in detail and submitted as part of each
proposal. Responses such as "See Policy Form" or "Per Policy" will not be viewed as an
acceptable response.
Tab 5. Other Information
If the County elects to purchase the coverages on a "Net of Commission" basis and pays a
separate "Fee" to the agent, the successful agent will be required to execute a contract with
the County similar to the draft contract included in this RFP. (Section Two).
Proposer shall provide any additional project experience not already described in other tabs
that will give an indication of the Proposer's overall abilities to service the County for the
coverages awarded to the Proposer.
Information that exceeded the space allotment in the Proposal Forms or the County's
Questionnaire, may be included in this section. If needed, please include the complete
question and repeat your entire response under this tab.
If the Proposer cannot fully comply with any of the terms contained in the draft contract,
shown in Section Two, all deviations to the terms must be explicitly explained in this section,
i.e. Tab 5. If the Proposer cannot fully provide any of the elements in scope of services, these
also should be explicitly explained in Tab 5.
Tab 6. Litigation
In accordance with Section 2- 347(h) of the Monroe County Code, the Proposer must provide
the following information:
(1) A list of the person's or entity's shareholders with five (5) percent or more of the
stock or, if a general partnership, a list of the general partners; or, if a limited liability
company, a list of its members; or, if a solely owned proprietorship, names(s) of
owner(s);
(2) A list of the officers and directors of the entity;
(3) The number of years the person or entity has been operating and, if different, the
number of years it has been providing the services, goods, or services called for in
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the bid specifications (include a list of similar projects);
(4) The number of years the person or entity has operated under its present name and
any prior names;
(5) Answers to the following questions regarding claims and suits:
a. Has the person, principals, entity, or any entity previously owned, operated or
directed by any of its officers, major shareholders or directors, ever failed to
complete work or provide the goods for which it has contracted? If yes, provide
details;
b. Are there any judgments, claims, arbitration proceeding or suits pending or
outstanding against the person, principal of the entity, or entity, or any entity
previously owned, operated or directed by any of its officers, directors, or general
partners? If yes, provide details;
c. Has the person, principal of the entity, entity, or any entity previously owned,
operated or directed by any of its officers, major shareholders or directors, within
the last five (5) years, been a party to any lawsuit, arbitration, or mediation with
regard to a contract for services, or goods services similar to those requested in
the specifications with private or public entities? If yes, provide details;
d. Has the person, principal of the entity, or any entity previously owned, operated or
directed by any of its officers, owners, partners, major shareholders or directors,
ever initiated litigation against the county or been sued by the county in
connection with a contract to provide services, goods or construction services? If
yes, provide details;
e. Whether, within the last five (5) years, the owner, an officer, general partner,
principal, controlling shareholder or major creditor of the person or entity was an
officer, director, general partner, principal, controlling shareholder or major
creditor of any other entity that failed to perform services or furnish goods similar
to those sought in the request for competitive solicitation.
Tab 7. County Forms
Proposer shall complete, execute, and attach the forms specified below which are located in Section
Three in this RFP, as well as a copy of a business tax receipt from the Tax Collector's Office and
shall include it in this section, i.e. Tab 7:
Forms:
• Submission Response Form
• Lobbying and Conflict of Interest Ethics Clause
• Non - Collusion Affidavit
• Drug Free Workplace Form
• Public Entity Crime Statement
• Request for Waiver of Insurance Requirements
9. COPIES OF RFP DOCUMENTS
A. Only complete sets of RFP Documents will be issued and shall be used in preparing
responses. The County or Interisk does not assume any responsibility for errors or
misinterpretations resulting from the use of incomplete sets.
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B. Complete sets of RFP Documents may be obtained in the manner and at the locations stated
in the Notice of Request for Proposals.
10. STATEMENT OF PROPOSAL REQUIREMENTS
See also Notice of Request for Competitive Solicitation.
Interested firms or individuals are requested to indicate their interest by submitting the following
numbers of complete set of responses:
One (1) response in an electronic format compatible with Microsoft Excel and Word as appropriate
(PDF responses will not be deemed responsive), plus three (3) signed originals, plus seven (7)
complete copies (total = 10 hard copies plus 1 electronic copy). The electronic version must be
submitted either on a CD or Flash Drive.
The electronic format response and the ten (10) complete hard copy packages must be delivered in a
sealed envelope clearly marked on the outside, with the Proposer's name and "PROPOSAL FOR
LIABILITY AND EXCESS WORKERS' COMPENSATION INSURANCE" marked on the outside. The
Proposals must be addressed to Monroe County Purchasing Department, 1100 Simonton Street,
Room 2 -213, Key West, FL 33040, and must be received on or before 3:00 P.M. local time on
August 14, 2018. Hand delivered Proposals may request a receipt. No Proposals will be accepted
after 3:00 P.M. Faxed or e- mailed proposals shall be automatically rejected. It is the sole
responsibility of each Proposer to ensure its proposal is received in a timely fashion.
Both the hard copy and electronic Proposal originals will constitute the original governing documents.
In the case of any discrepancy between the original Proposal and the copies, the original will be the
governing document. In the case of any omission from one of the original documents, we will
consider the information included in the other original document.
11. DISQUALIFICATION OF PROPOSER
A. NON - COLLUSION AFFIDAVIT: Any person submitting a proposal in response to this
invitation must execute the enclosed NON - COLLUSION AFFIDAVIT. If it is discovered that
collusion exists among the Proposers, the proposals of all participants in such collusion shall
be rejected, and no participants in such collusion will be considered in future proposals for
the same work.
B. PUBLIC ENTITY CRIME: A person or affiliate who has been placed on the convicted vendor
list following a conviction for a public entity crime may not submit a proposal on a contract to
provide any goods or services to a public entity, may not submit a proposal on a contract with
a public entity for the construction or repair of a public building or public work, may not submit
Proposals on leases or perform work as a contractor, supplier, subcontractor, or contractor
under a contract with any public entity, and may not transact business with any public entity
in excess of the threshold amount provided in Section 287.017, Florida Statutes, for
CATEGORY TWO for a period of 36 months from the date of being placed on the convicted
vendor list. Category Two: $25,000.00
C. DRUG -FREE WORKPLACE FORM: Any person submitting a bid or proposal in response to
this invitation must execute the enclosed DRUG -FREE WORKPLACE FORM and submit it
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with his /her proposal. Failure to complete this form in every detail and submit it with the bid
orproposal may result in immediate disqualification of the bid or proposal.
D. LOBBYING AND CONFLICT OF INTEREST ETHICS CLAUSE: Any person submitting a bid
or proposal in response to this invitation must execute the enclosed LOBBYING AND
CONFLICT OF INTEREST CLAUSE and submit it with his /her bid or proposal. Failure to
complete this form in every detail and submit it with the bid or proposal may result in
immediate disqualification of the bid or proposal.
12. EXAMINATION OF RFP DOCUMENTS
A. Each Proposer shall carefully examine the RFP and other contract documents, and inform
himself /herself thoroughly regarding any and all conditions and requirements that may in any
manner affect cost, progress, or performance of the work to be performed under the contract.
Ignorance on the part of the Proposer shall in no way relieve him /her of the obligations and
responsibilities assumed under the contract.
B. All questions or comments regarding any discrepancies or ambiguities in, or omissions from,
the information contained in this RFP, or if there is any doubt as to their meaning, should be
included in the Proposer's Request for Additional Information addressed in Item 5 above.
13. GOVERNING LAWS AND REGULATIONS
The Proposer is required to be familiar with and shall be responsible for complying with all federal,
state, and local laws, ordinances, rules, professional license requirements and regulations that in any
manner affect the work. Knowledge of business tax requirements for Monroe County and
municipalities within Monroe County are the responsibility of the Proposer.
14. PREPARATION OF RESPONSES
Signature of the Proposer: The Proposer must sign the Proposal Forms in the space provided for the
signature. If the Proposer is an individual, the words "doing business as ", or "Sole Owner"
must appear beneath such signature. In the case of a partnership, the signature of at least one of the
partners must follow the firm name and the words "Member of the Firm" should be written beneath
such signature. If the Proposer is a corporation, the title of the officer signing the Response on behalf
of the corporation must be stated along with the Corporation Seal Stamp.
15. MODIFICATION OF RESPONSES
Written modifications to previously submitted proposals will be accepted if received prior to the
Proposal due date and time. Modifications must be submitted in a sealed envelope clearly marked on
the outside, with the Proposer's name and "PROPOSAL FOR LIABILITY AND EXCESS
WORKERS' COMPENSATION INSURANCE ". If sent by mail or by courier, the above - mentioned
envelope shall be enclosed in another envelope addressed to the entity and address stated in the
Notice of Request for Proposals. Faxed or e- mailed modifications shall be automatically rejected.
16. RESPONSIBILITY FOR RESPONSE
The Proposer is solely responsible for all costs of preparing and submitting the response, regardless
of whether a contract award is made by the County.
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17. RECEIPT AND OPENING OF RESPONSES
Responses will be received until 3:00pm on August 14, 2018 and will be publicly opened. Proposers'
names shall be read aloud at the appointed time and place stated in the Notice of Request for
Competitive Solicitation. Monroe County's representative authorized to open the responses will
decide when the specified time has arrived and no responses received thereafter will be considered.
No responsibility will be attached to anyone for the premature opening of a response not properly
addressed and identified. Proposers or their authorized agents are invited to be present.
The County reserves the right to reject any and all responses and to waive technical error and
irregularities as may be deemed best for the interests of the County. Responses that contain
modifications that are incomplete, unbalanced, conditional, obscure, or that contain additions not
requested or irregularities of any kind, or that do not comply in every respect with the Instruction to
Proposer, may be rejected at the option of the County.
18. AWARD OF CONTRACT
A. The County reserves the right to waive any informality in any response, reject all proposals,
or to re- advertise for all or part of the coverages included in this RFP.
B. The County also reserves the right to reject the response of a Proposer who has previously
failed to perform properly or to complete contracts of a similar nature on time.
C. The recommendation of staff shall be presented to the Board of County Commissioners of
Monroe County, Florida, for final selection and award of contract.
19. CERTIFICATE OF INSURANCE AND INSURANCE REQUIREMENTS
The successful agent(s) shall be required to maintain the types and amounts of insurance coverage
as indicated below. Certificates of Insurance must be provided to Monroe County within fifteen (15)
days after award of contract, with Monroe County BOCC listed as additional insured as indicated. If
the proper Certificates of Insurance are not received within the fifteen (15) day period, the contract
may be awarded to the next selected Proposer. Policies shall be written by companies licensed to do
business in the State of Florida and having an agent for service of process in the State of Florida. All
insurance companies shall have an A.M. Best rating of A- or better. The required insurance shall be
maintained at all times while Proposer is providing service to County.
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Worker's Compensation
Minimum acceptable limits
Workers' Compensation
Employers' Liability Insurance
Bodily Injury by Accident
Bodily Injury by Disease, policy limits
Bodily Injury by Disease, each employee
Statutory Limits
$100,000
$500,000
$100,000
General Liability, including
Premises Operation
Products and Completed Operations
Blanket Contractual Liability
Personal Injury Liability
Minimum acceptable limits
$1,000,000 CSL
Monroe County shall be named as an Additional Insured on the General Liability policy.
Vehicle Liability providing coverage for all owned, non -owned and hired vehicles
Minimum acceptable limits
Professional Liability
$1,000,000 CSL
$1,000,000 per Occurrence
$2,000,000 Aggregate
20. INDEMNIFICATION
The Proposer to whom a contract is awarded shall defend, indemnify and hold harmless the County
as outlined below.
The Proposer covenants and agrees to indemnify, hold harmless and defend Monroe County, its
commissioners, officers, employees, agents and servants from any and all claims for bodily injury,
including death, personal injury, and property damage, including damage to property owned by
Monroe County, and any other losses, damages, and expenses of any kind, including attorney's
fees, court costs and expenses, which arise out of, in connection with, or by reason of services
provided by the Proposer or any of its Subcontractor(s), occasioned by the negligence, errors, or
other wrongful act or omission of the Proposer, its Subcontractor(s), their officers, employees,
servants or agents.
In the event that the service is delayed or suspended as a result of the Proposer /Vendor's failure to
purchase or maintain the required insurance, the Proposer /Vendor shall indemnify the County from
any and all increased expenses resulting from such delay.
The first ten dollars ($10.00) of remuneration paid to the Proposer is consideration for the
indemnification provided for above. The extent of liability is in no way limited to, reduced, or
lessened by the insurance requirements contained elsewhere within this agreement.
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21. EXECUTION OF CONTRACT
If the County selects insurance to be provided on a "Net of Commission" basis, the County will require
the proposing agent to execute a contract, similar to the one displayed below. Any agreement
resulting from this RFP must be approved by the Monroe County Attorney, must be governed by the
laws of the State of Florida, and must have venue established in Monroe County in the State of
Florida. The agreement approved by the Monroe County Attorney will be submitted to the Monroe
County Board of County Commissioners for final approval.
If the Proposer cannot fully comply with any of the terms contained in the draft contract, shown in
Section Two, all deviations to the terms must be spelled out in Tab 5, Other Information.
Any proposal submitted in which the vendor is certified as an SBE, or in which the vendor proposes
to use subcontractors that are certified as SBEs, in Florida or another jurisdiction, must submit proof
of the registration or certification from the local authority in order to receive credit for the use of the
SBE.
23. 2 CFR PART 200
The County anticipates that a portion of the funds used to pay for these coverages and /or services
will come from federal awards, as defined in 2 CFR part 200. As such, the County will require the
successful proposer to enter into an agreement containing the provisions outlined in this RFP,
including the Sample Agreement. If for any reason the Sample Agreement is not used, the vendor
will be expected to enter into a similar agreement or rider containing the terms and conditions
required by 2 CFR part 200, including Appendix II to 2 CFR part 200 (Contract Provisions for Non -
Federal Entity Contracts under Federal Awards).
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SECTION TWO: SAMPLE AGREEMENT
MONROE COUNTY
CONTRACT FOR INSURANCE AGENT SERVICES
THIS AGREEMENT is made and entered into this day of , by MONROE COUNTY
( "COUNTY "), a political subdivision of the State of Florida, whose address is 1100 Simonton Street,
Key West, Florida 33040 and ( "CONTRACTOR "), whose address is
Section 1. SCOPE OF SERVICES
CONTRACTOR shall do, perform and carry out in a professional and proper manner certain duties as
described in the Scope of Services — Exhibit A — which is attached hereto and made a part of this
agreement.
CONTRACTOR warrants that it is authorized by law to engage in the performance of the activities
herein described, subject to the terms and conditions set forth in these Agreement documents. The
CONTRACTOR shall at all times exercise independent, professional judgment and shall assume
professional responsibility for the services to be provided. Contractor shall provide services using the
following standards, as a minimum requirement:
A. The CONTRACTOR shall maintain adequate staffing levels to provide the services
required under the Agreement resulting from this RFP process.
B. The personnel shall not be employees of or have any contractual relationship with the
County. To the extent that Contractor uses subcontractors or independent contractors, this
Agreement specifically requires that subcontractors and independent contractors shall not
be an employee of or have any contractual relationship with County.
C. All personnel engaged in performing services under this Agreement shall be fully qualified,
and, if required, to be authorized or permitted under State and local law to perform such
services.
Section 2. COUNTY'S RESPONSIBILITIES
2.1 The County will provide such data as is required by the Contractor and is mutually agreed
upon.
2.2 The County will make payments as outlined in Section 4 of this Agreement.
Section 3. TERM OF AGREEMENT
3.1 Except as noted below, this Agreement shall begin on the 1st day of October, 2018 and will
conclude on the 30 day of September 2019 This Agreement shall continue for one year.
The initial term may then be renewed at the option of the County for up to three (3)
successive one year terms. Monroe County's performance and obligation to pay under this
contract is contingent upon an annual appropriation by the Board of County
Commissioners.
Section 4. PAYMENT TO CONTRACTOR
4.1 Payment will be made according to the Florida Local Government Prompt Payment Act,
Sections 218.70- 218.80, Florida Statutes. The Provider shall submit to the County an invoice
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with supporting documentation in a form acceptable to the Clerk. Acceptability to the Clerk is
based on generally accepted accounting principles and such laws, rules and regulations as
may govern the Clerk's disbursal of funds. Invoices shall be sent to the County's Risk
Management Department who will review the documents and route them to appropriate
County Staff for approval. Upon receiving all required approvals the invoice(s) will be
forwarded to the County Clerk's office for payment.
4.2 Any extension of this Agreement beyond the term noted in Section 3 is contingent upon annual
appropriation by Monroe County.
Section 5. CONTRACT TERMINATION
Either party may terminate this Agreement because of the failure of the other party to perform its
obligations under the Agreement. The CONTRACTOR may terminate this Agreement with ninety
(90) days' notice to the COUNTY. The COUNTY may terminate this Agreement with or without cause
upon thirty (30) days' notice to the CONTRACTOR. COUNTY shall pay CONTRACTOR for work
performed through the date of termination.
Section 6. CONTRACTOR'S ACCEPTANCE OF CONDITIONS
A. CONTRACTOR hereby agrees that he has carefully examined the RFP, his response, and this
Agreement and has made a determination that he /she has the personnel, equipment, and
other requirements suitable to perform this work and assumes full responsibility therefore. The
provisions of the Agreement shall control any inconsistent provisions contained in the
specifications. All specifications have been read and carefully considered by CONTRACTOR,
who understands the same and agrees to their sufficiency for the work to be done. Under no
circumstances, conditions, or situations shall this Agreement be more strongly construed
against COUNTY than against CONTRACTOR.
B. Any ambiguity or uncertainty in the specifications shall not be construed against the drafter.
C. The passing, approval, and /or acceptance by COUNTY of any of the services furnished by
CONTRACTOR shall not operate as a waiver by COUNTY of strict compliance with the terms
of this Agreement, and specifications covering the services.
D. CONTRACTOR agrees that County Administrator or his designated representatives may visit
CONTRACTOR'S facility(ies) periodically to conduct random evaluations of services during
CONTRACTOR'S normal business hours.
E. CONTRACTOR has, and shall maintain throughout the term of this Agreement, appropriate
licenses and approvals required to conduct its business, and will at all times conduct its
business activities in a reputable manner. Proof of such licenses and approvals shall be
submitted to COUNTY upon request.
Section 7. NOTICES
Any notice required or permitted under this agreement shall be in writing and hand delivered or
mailed, postage prepaid, to the other party by certified mail, returned receipt requested, to the
following:
To the COUNTY: Risk Management Administrator
1111 12 Street, Suite 408
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Key West, Florida 33040
To the CONTRACTOR:
Section 8. Public Records Compliance
Contractor must comply with Florida public records laws, including but not limited to Chapter 119,
Florida Statutes and Section 24 of article I of the Constitution of Florida. The County and Contractor
shall allow and permit reasonable access to, and inspection of, all documents, records, papers, letters
or other "public record" materials in its possession or under its control subject to the provisions of
Chapter 119, Florida Statutes, and made or received by the County and Contractor in conjunction
with this contract and related to contract performance. The County shall have the right to unilaterally
cancel this contract upon violation of this provision by the Contractor. Failure of the Contractor to
abide by the terms of this provision shall be deemed a material breach of this contract and the County
may enforce the terms of this provision in the form of a court proceeding and shall, as a prevailing
party, be entitled to reimbursement of all attorney's fees and costs associated with that proceeding.
This provision shall survive any termination or expiration of the contract.
The Contractor is encouraged to consult with its advisors about Florida Public Records Law in order
to comply with this provision.
CONTRACTOR shall maintain all books, records, and documents directly pertinent to performance
under this Agreement in accordance with generally accepted accounting principles consistently
applied. Each party to this Agreement and their authorized representatives shall have reasonable
and timely access to such records of each other party to this Agreement for public records and
auditing purposes during the term of the agreement and for five (5) years following the termination of
this Agreement. If an auditor employed by the COUNTY or Clerk determines that monies paid to
CONTRACTOR pursuant to this Agreement were spent for purposes not authorized by this
Agreement, the CONTRACTOR shall repay the monies together with interest calculated pursuant to
Section 55.03 of the Florida Statutes, running from the date the monies were paid to CONTRACTOR.
Pursuant to F.S. 119.0701, Contractor and its subcontractors shall comply with all public records laws
of the State of Florida, including but not limited to:
a. Keep and maintain public records required by Monroe County in order to perform the
service.
b. Upon request from the public agency's custodian of public records, provide the public
agency with a copy of the requested records or allow the records to be inspected or copied
within a reasonable time at a cost that does not exceed the cost provided in Florida
Statutes, Chapter 119 or as otherwise provided by law.
c. Ensure that public records that are exempt or confidential and exempt from public records
disclosure requirements are not disclosed except as authorized by law for the duration of
the contract term and following completion of the contract if the contractor does not
transfer the records to the public agency.
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d. Upon completion of the contract, transfer, at no cost, to Monroe County all public records
in possession of the contractor or keep and maintain public records required by the public
agency to perform the service. If the contractor transfers all public records to the public
agency upon completion of the contract, the contractor shall destroy any duplicate public
records that are exempt or confidential and exempt from public records disclosure
requirements. If the contractor keeps and maintains public records upon completion of the
contract, the contractor shall meet all applicable requirements for retaining public records.
All records stored electronically must be provided to Monroe County, upon request from
the public agency's custodian of records, in a format that is compatible with the information
technology systems of Monroe County.
IF THE CONTRACTOR HAS QUESTIONS REGARDING THE APPLICATION OF
CHAPTER 119, FLORIDA STATUTES, TO THE CONTRACTOR'S DUTY TO
PROVIDE PUBLIC RECORDS RELATING TO THIS CONTRACT, CONTACT THE
CUSTODIAN OF PUBLIC RECORDS, BRIAN BRADLEY, AT (305) 292 -3470, radlcy-
riank onrocco nty- . ov , c/o Monroe County Attorney's Office, 1111 12 th St., Suite
408, Key West FL 33040.
Section 9. EMPLOYEES SUBJECT TO COUNTY ORDINANCE NOS. 010 AND 020 -1990
The CONTRACTOR warrants that it has not employed, retained or otherwise had act on its behalf
any former County officer or employee subject to the prohibition of Section 2 of Ordinance No. 010-
1990 or any County officer or employee in violation of Section 3 of Ordinance No. 020 -1990. For
breach or violation of this provision the COUNTY may, in its discretion, terminate this agreement
without liability and may also, in its discretion, deduct from the agreement or purchase price, or
otherwise recover the full amount of any fee, commission, percentage, gift, or consideration paid to
the former County officer or employee.
Section 10. CONVICTED VENDOR
By signing this agreement, CONTRACTOR represents that the execution of this Agreement will not
violate the Public Entities Crime Act (Section 287.133, Florida Statutes). Violation of this section shall
result in termination of this Agreement and recovery of all monies paid hereto, and may result in
debarment from County's competitive procurement activities.
A person or affiliate who has been placed on the convicted vendor list following a conviction for public
entity crime may not submit a bid on a Agreement with a public entity for the construction or repair of
a public building or public work, may not perform work as a CONTRACTOR, supplier, subcontractor,
or CONTRACTOR under Agreement with any public entity, and may not transact business with any
public entity in excess of the threshold amount provided in Section 287.017 of the Florida Statutes, for
the Category Two for a period of 36 months from the date of being placed on the convicted vendor
list.
Section 11. GOVERNING LAW, VENUE, INTERPRETATION, COSTS AND FEES
This Agreement shall be governed by and construed in accordance with the laws of the State of
Florida applicable to Agreements made and to be performed entirely in the State.
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In the event that any cause of action or administrative proceeding is instituted for the enforcement or
interpretation of this Agreement, the COUNTY and CONTRACTOR agree that venue shall lie in the
appropriate court or before the appropriate administrative body in Monroe County, Florida.
Section 12. SEVERABILITY
If any term, covenant, condition or provision of this Agreement (or the application thereof to any
circumstance or person) shall be declared invalid or unenforceable to any extent by a court of
competent jurisdiction, the remaining terms, covenants, conditions and provisions of this Agreement,
shall not be affected thereby; and each remaining term, covenant, condition and provision of this
Agreement shall be valid and shall be enforceable to the fullest extent permitted by law unless the
enforcement of the remaining terms, covenants, conditions and provisions of this Agreement would
prevent the accomplishment of the original intent of this Agreement. The COUNTY and
CONTRACTOR agree to reform the Agreement to replace any stricken provision with a valid
provision that comes as close as possible to the intent of the stricken provision.
Section 13. ATTORNEY'S FEES AND COSTS
The COUNTY and CONTRACTOR agree that in the event any cause of action or administrative
proceeding is initiated or defended by any party relative to the enforcement or interpretation of this
Agreement, the prevailing party shall be entitled to reasonable attorney's fees, and court costs, as an
award against the non - prevailing party. Mediation proceedings initiated and conducted pursuant to
this Agreement shall be in accordance with the Florida Rules of Civil Procedure and usual and
customary procedures required by the Circuit Court of Monroe County.
Section 14. BINDING EFFECT
The terms, covenants, conditions, and provisions of this Agreement shall bind and inure to the benefit
of the COUNTY and CONTRACTOR and their respective legal representatives, successors, and
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Section 15. AUTHORITY
Each party represents and warrants to the other that the execution, delivery and performance of this
Agreement have been duly authorized by all necessary County and corporate action, as required by
law.
Section 16. ADJUDICATION OF DISPUTES OR DISAGREEMENTS
COUNTY and CONTRACTOR agree that all disputes and disagreements shall be attempted to be
resolved by meet and confer sessions between representatives of each of the parties. If no resolution
can be agreed upon within 30 days after the first meet and confer session, then any party shall have
the right to seek such relief or remedy as may be provided by this Agreement or by Florida law. This
Agreement shall not be subject to arbitration.
Section 17. COOPERATION
In the event any administrative or legal proceeding is instituted against either party relating to the
formation, execution, performance, or breach of this Agreement, COUNTY and CONTRACTOR agree
to participate, to the extent required by the other party, in all proceedings, hearings, processes,
meetings, and other activities related to the substance of this Agreement or provision of the services
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under this Agreement. COUNTY and CONTRACTOR specifically agree that no party to this
Agreement shall be required to enter into any arbitration proceedings related to this Agreement.
Section 18. NONDISCRIMINATION
During the performance of this Agreement, the CONTRACTOR agrees as follows:
(1) The contractor will not discriminate against any employee or applicant for employment
because of race, color, religion, sex, sexual orientation, gender identity, or national
origin. The contractor will take affirmative action to ensure that applicants are
employed, and that employees are treated during employment, without regard to their
race, color, religion, sex, sexual orientation, gender identity, or national origin. Such
action shall include, but not be limited to the following: Employment, upgrading,
demotion, or transfer, recruitment or recruitment advertising; layoff or termination;
rates of pay or other forms of compensation; and selection for training, including
apprenticeship. The contractor agrees to post in conspicuous places, available to
employees and applicants for employment, notices to be provided by the contracting
officer setting forth the provisions of this nondiscrimination clause.
(2) The contractor will, in all solicitations or advertisements for employees placed by or on
behalf of the contractor, state that all qualified applicants will receive consideration for
employment without regard to race, color, religion, sex, sexual orientation, gender
identity, or national origin.
(3) The contractor will not discharge or in any other manner discriminate against any
employee or applicant for employment because such employee or applicant has
inquired about, discussed, or disclosed the compensation of the employee or applicant
or another employee or applicant. This provision shall not apply to instances in which
an employee who has access to the compensation information of other employees or
applicants as a part of such employee's essential job functions discloses the
compensation of such other employees or applicants to individuals who do not
otherwise have access to such information, unless such disclosure is in response to a
formal complaint or charge, in furtherance of an investigation, proceeding, hearing, or
action, including an investigation conducted by the employer, or is consistent with the
contractor's legal duty to furnish information.
(4) The contractor will send to each labor union or representative of workers with which it
has a collective bargaining agreement or other contract or understanding, a notice to
be provided by the agency contracting officer, advising the labor union or workers'
representative of the contractor's commitments under section 202 of Executive Order
11246 of September 24, 1965, and shall post copies of the notice in conspicuous
places available to employees and applicants for employment.
(5) The contractor will comply with all provisions of Executive Order 11246 of September
24, 1965, and of the rules, regulations, and relevant orders of the Secretary of Labor.
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(6) The contractor will furnish all information and reports required by Executive Order
11246 of September 24, 1965, and by the rules, regulations, and orders of the
Secretary of Labor, or pursuant thereto, and will permit access to his books, records,
and accounts by the contracting agency and the Secretary of Labor for purposes of
investigation to ascertain compliance with such rules, regulations, and orders.
(7) In the event of the contractor's non - compliance with the nondiscrimination clauses of
this contract or with any of such rules, regulations, or orders, this contract may be
canceled, terminated or suspended in whole or in part and the contractor may be
declared ineligible for further Government contracts in accordance with procedures
authorized in Executive Order 11246 of September 24, 1965, and such other
sanctions may be imposed and remedies invoked as provided in Executive Order
11246 of September 24, 1965, or by rule, regulation, or order of the Secretary of
Labor, or as otherwise provided by law.
Section 19. COVENANT OF NO INTEREST
COUNTY and CONTRACTOR covenant that neither presently has any interest, and shall not acquire
any interest, which would conflict in any manner or degree with its performance under this
Agreement, and that only interest of each is to perform and receive benefits as recited in this
Agreement.
Section 20. CODE OF ETHICS
The parties understand that officers and employees of the COUNTY are required to comply with the
standards of conduct for public officers and employees as delineated in Section 112.313, Florida
Statutes, regarding, but not limited to, solicitation or acceptance of gifts; doing business with one's
agency; unauthorized compensation; misuse of public position, conflicting employment or contractual
relationship; and disclosure or use of certain information.
Section 21. NO SOLICITATION /PAYMENT
The COUNTY and CONTRACTOR warrant that, in respect to itself, it has neither employed nor
retained any company or person, other than a bona fide employee working solely for it, to solicit or
secure this Agreement and that it has not paid or agreed to pay any person, company, corporation,
individual, or firm, other than a bona fide employee working solely for it, any fee, commission,
percentage, gift, or other consideration contingent upon or resulting from the award or making of this
Agreement. For the breach or violation of the provision, the CONTRACTOR agrees that the
COUNTY shall have the right to terminate this Agreement without liability and, at its discretion, to
offset from monies owed, or otherwise recover, the full amount of such fee, commission, percentage,
gift, or consideration.
Section 22. PUBLIC ACCESS
The COUNTY and CONTRACTOR shall allow and permit reasonable access to, and inspection of, all
documents, papers, letters or other materials in its possession or under its control subject to the
provisions of Chapter 119, Florida Statutes, and made or received by the COUNTY and
CONTRACTOR in conjunction with this Agreement; and the COUNTY shall have the right to
unilaterally cancel this Agreement upon violation of this provision by CONTRACTOR.
Section 23. NON - WAIVER OF IMMUNITY
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Notwithstanding the provisions of Sec. 768.28, Florida Statutes, the participation of the COUNTY and
the CONTRACTOR in this Agreement and the acquisition of any commercial liability insurance
coverage, self- insurance coverage, or local government liability insurance pool coverage shall not be
deemed a waiver of immunity to the extent of liability coverage, nor shall any Agreement entered into
by the COUNTY be required to contain any provision for waiver.
Section 24. PRIVILEGES AND IMMUNITIES
All of the privileges and immunities from liability, exemptions from laws, ordinances, and rules and
pensions and relief, disability, workers' compensation, and other benefits which apply to the activity of
officers, agents, or employees of any public agents or employees of the COUNTY, when performing
their respective functions under this Agreement within the territorial limits of the COUNTY shall apply
to the same degree and extent to the performance of such functions and duties of such officers,
agents, volunteers, or employees outside the territorial limits of the COUNTY.
Section 25. LEGAL OBLIGATIONS AND RESPONSIBILITIES
Non - Delegation of Constitutional or Statutory Duties. This Agreement is not intended to, nor shall it be
construed as, relieving any participating entity from any obligation or responsibility imposed upon the
entity by law except to the extent of actual and timely performance thereof by any participating entity,
in which case the performance may be offered in satisfaction of the obligation or responsibility.
Further, this Agreement is not intended to, nor shall it be construed as, authorizing the delegation of
the constitutional or statutory duties of the COUNTY, except to the extent permitted by the Florida
constitution, state statute, and case law.
Section 26. NON - RELIANCE BY NON - PARTIES
No person or entity shall be entitled to rely upon the terms, or any of them, of this Agreement to
enforce or attempt to enforce any third -party claim or entitlement to or benefit of any service or
program contemplated hereunder, and the COUNTY and the CONTRACTOR agree that neither the
COUNTY nor the CONTRACTOR or any agent, officer, or employee of either shall have the authority
to inform, counsel, or otherwise indicate that any particular individual or group of individuals, entity or
entities, have entitlements or benefits under this Agreement separate and apart, inferior to, or
superior to the community in general or for the purposes contemplated in this Agreement.
Section 27. ATTESTATIONS
CONTRACTOR agrees to execute such documents as the COUNTY may reasonably require,
including, but not being limited to, a Public Entity Crime Statement, an Ethics Statement, and a Drug -
Free Workplace Statement, Lobbying and Conflict of Interest Clause, and Non - Collusion Agreement.
Section 28. NO PERSONAL LIABILITY
No covenant or agreement contained herein shall be deemed to be a covenant or agreement of any
member, officer, agent or employee of Monroe County in his or her individual capacity, and no
member, officer, agent or employee of Monroe County shall be liable personally on this Agreement or
be subject to any personal liability or accountability by reason of the execution of this Agreement.
Section 29. EXECUTION IN COUNTERPARTS
This Agreement may be executed in any number of counterparts, each of which shall be regarded as
an original, all of which taken together shall constitute one and the same instrument and any of the
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parties hereto may execute this Agreement by signing any such counterpart.
Section 30. SECTION HEADINGS
Section headings have been inserted in this Agreement as a matter of convenience of reference only,
and it is agreed that such section headings are not a part of this Agreement and will not be used in
the interpretation of any provision of this Agreement.
Section 31. INSURANCE POLICIES
31.1 General Insurance Requirements for Other Contractors and Subcontractors.
As a pre- requisite of the work governed, the CONTRACTOR shall obtain, at his /her own expense,
insurance as specified in any attached schedules, which are made part of this contract. The
CONTRACTOR will ensure that the insurance obtained will extend protection to all Subcontractors
engaged by the CONTRACTOR. As an alternative, the CONTRACTOR may require all
Subcontractors to obtain insurance consistent with the attached schedules; however CONTRACTOR
is solely responsible to ensure that said insurance is obtained and shall submit proof of insurance to
COUNTY. Failure to provide proof of insurance shall be grounds for termination of this Agreement.
The CONTRACTOR will not be permitted to commence work governed by this contract until
satisfactory evidence of the required insurance has been furnished to the COUNTY as specified
below. Delays in the commencement of work, resulting from the failure of the CONTRACTOR to
provide satisfactory evidence of the required insurance, shall not extend deadlines specified in this
contract and any penalties and failure to perform assessments shall be imposed as if the work
commenced on the specified date and time, except for the CONTRACTOR's failure to provide
satisfactory evidence.
The CONTRACTOR shall maintain the required insurance throughout the entire term of this contract
and any extensions specified in the attached schedules. Failure to comply with this provision may
result in the immediate suspension of all work until the required insurance has been reinstated or
replaced and /or termination of this Agreement and for damages to the COUNTY. Delays in the
completion of work resulting from the failure of the CONTRACTOR to maintain the required insurance
shall not extend deadlines specified in this contract and any penalties and failure to perform
assessments shall be imposed as if the work had not been suspended, except for the
CONTRACTOR's failure to maintain the required insurance.
The CONTRACTOR shall provide, to the COUNTY, as satisfactory evidence of the required
insurance, either:
• Certificate of Insurance
or
• A Certified copy of the actual insurance policy.
The County, at its sole option, has the right to request a certified copy of any or all insurance policies
required by this contract.
All insurance policies must specify that they are not subject to cancellation, non - renewal, material
change, or reduction in coverage unless a minimum of thirty (30) days prior notification is given to the
County by the insurer.
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The acceptance and /or approval of the Contractor's insurance shall not be construed as relieving the
Contractor from any liability or obligation assumed under this contract or imposed by law.
The Monroe County Board of County Commissioners, its employees and officials will be included as
"Additional Insured" on all policies, except for Workers' Compensation and Professional Liability.
31.2 Insurance Requirements For Contract Between County And Contractor
(Note: amounts of coverage are subject to change in final contract)
The Contractor shall be required to maintain the following types and amounts of insurance coverage
as indicated below. Certificates of Insurance must be provided to Monroe County within fifteen (15)
days after award of contract, with Monroe County BOCC listed as additional insured as indicated. If
the proper insurance forms are not received within the fifteen (15) day period, the contract may be
terminated without any financial obligations being imposed on the County. Policies shall be written by
companies licensed to do business in the State of Florida and having an agent for service of process
in the State of Florida. All insurance companies shall have an A.M. Best rating of A- or better. The
required insurance shall be maintained at all times while Contractor is providing service to County.
Worker's Compensation
Minimum acceptable limits
Workers' Compensation
Employers' Liability Insurance
Bodily Injury by Accident
Bodily Injury by Disease, policy limits
Bodily Injury by Disease, each employee
Statutory Limits
$100,000
$500,000
$100,000
General Liability, including
Premises Operation
Products and Completed Operations
Blanket Contractual Liability
Personal Injury Liability
Minimum acceptable limits
$1,000,000 CSL
Vehicle Liability providing coverage for all owned, non -owned and hired vehicles
Minimum acceptable limits
Professional Liability
$1,000,000 CSL
$1,000,000 per Occurrence
$2,000,000 Aggregate
Section 32. INDEMNIFICATION, DEFEND, HOLD HARMLESS
The CONTRACTOR does hereby consent and agree to indemnify, defend and hold harmless the
COUNTY, its Mayor, the Board of County Commissioners, appointed Boards and Commissions,
Officers, and the Employees, and any other agents, individually and collectively, from all fines, suits,
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claims, demands, actions, costs, obligations, attorney's fees, or liability of any kind arising out of the
sole negligent actions of the CONTRACTOR or substantial and unnecessary delay caused by the
willful nonperformance of the CONTRACTOR and shall be solely responsible for any and all
accidents or injuries to persons or property arising out of its performance of this contract. The
amount and type of insurance coverage requirements set forth hereunder shall in no way be
construed as limiting the scope of indemnity set forth in this paragraph. Further the CONTRACTOR
agrees to defend and pay all legal costs of the COUNTY for claims or acts attributable to the sole
negligent act of the CONTRACTOR or any of CONTRACTOR's employees or representatives.
At all times and for all purposes hereunder, the CONTRACTOR is an independent contractor and not
an employee of the Board of County Commissioners. No statement contained in this agreement shall
be construed so as to find the CONTRACTOR or any of his /her employees, contractors, servants or
agents to be employees of the Board of County Commissioners for Monroe County. As an
independent contractor the CONTRACTOR shall provide independent, professional judgment and
comply with all federal, state, and local statutes, ordinances, rules and regulations applicable to the
services to be provided.
The CONTRACTOR shall be responsible for the completeness and accuracy of its work, plan,
supporting data, and other documents prepared or compiled under its obligation for this project, and
shall correct at its expense all significant errors or omissions therein which may be disclosed. The
cost of the work necessary to correct those errors attributable to the CONTRACTOR and any damage
incurred by the COUNTY as a result of additional costs caused by such errors shall be chargeable to
the CONTRACTOR. This provision shall not apply to any maps, official records, contracts, or other
data that may be provided by the COUNTY or other public or semi - public agencies.
The CONTRACTOR agrees that no charges or claims for damages shall be made by it for any delays
or hindrances attributable to the COUNTY during the progress of any portion of the services specified
in this contract. Such delays or hindrances, if any, shall be compensated for by the COUNTY by an
extension of time for a reasonable period for the CONTRACTOR to complete the work schedule.
Such an agreement shall be made between the parties.
Section 33. TERMS AND CONDITIONS REQUIRED BY 2 CFR PART 200
The CONTRACTOR and its subcontractors must follow the provisions as set forth in Appendix II to
Part 200, as amended, including but not limited to:
A. Contractor agrees to comply with all applicable standards, orders or regulations issued
pursuant to the Clean Air Act (42 U.S.C. 7401- 7671q) and the Federal Water Pollution
Control Act as amended (33 U.S.C. 1251 -1387) and will reports violations to FEMA and
the Regional Office of the Environmental Protection Agency (EPA).
B. Contract Work Hours and Safety Standards Act (40 U.S.C. 3701 - 3708). Where
applicable, all contracts awarded by the COUNTY in excess of $100,000 that involve the
employment of mechanics or laborers must comply with 40 U.S.C. 3702 and 3704, as
supplemented by Department of Labor regulations (29 CFR Part 5). Under 40 U.S.C.
3702 of the Act, each contractor must compute the wages of every mechanic and laborer
26 of 100
on the basis of a standard work week of 40 hours. Work in excess of the standard work
week is permissible provided that the worker is compensated at a rate of not less than
one and a half times the basic rate of pay for all hours worked in excess of 40 hours in
the work week. The requirements of 40 U.S.C. 3704 are applicable to construction work
and provide that no laborer or mechanic must be required to work in surroundings or
under working conditions which are unsanitary, hazardous or dangerous. These
requirements do not apply to the purchases of supplies or materials or articles ordinarily
available on the open market, or contracts for transportation or transmission of
intelligence.
C. Rights to Inventions Made Under a Contract or Agreement. If the Federal award meets
the definition of "funding agreement" under 37 CFR §401.2 (a) and the recipient or
subrecipient wishes to enter into a contract with a small business firm or nonprofit
organization regarding the substitution of parties, assignment or performance of
experimental, developmental, or research work under that "funding agreement," the
recipient or subrecipient must comply with the requirements of 37 CFR Part 401, "Rights
to Inventions Made by Nonprofit Organizations and Small Business Firms Under
Government Grants, Contracts and Cooperative Agreements," and any implementing
regulations issued by the awarding agency.
D. Clean Air Act (42 U.S.C. 7401-7671q.) and the Federal Water Pollution Control Act (33
U.S.C. 1251 - 1387), as amended — Contracts and subgrants of amounts in excess of
$150,000 must comply with all applicable standards, orders or regulations issued
pursuant to the Clean Air Act (42 U.S.C. 7401-7671q) and the Federal Water Pollution
Control Act as amended (33 U.S.C. 1251 - 1387). Violations must be reported to the
Federal awarding agency and the Regional Office of the Environmental Protection
Agency (EPA).
E. Debarment and Suspension (Executive Orders 12549 and 12689) —A contract award
(see 2 CFR 180.220) must not be made to parties listed on the governmentwide
exclusions in the System for Award Management (SAM), in accordance with the OMB
guidelines at 2 CFR 180 that implement Executive Orders 12549 (3 CFR part 1986
Comp., p. 189) and 12689 (3 CFR part 1989 Comp., p. 235), "Debarment and
Suspension." SAM Exclusions contains the names of parties debarred, suspended, or
otherwise excluded by agencies, as well as parties declared ineligible under statutory or
regulatory authority other than Executive Order 12549.
F. Byrd Anti - Lobbying Amendment (31 U.S.C. 1352)— Contractors that apply or bid for an
award exceeding $100,000 must file the required certification. Each tier certifies to the
tier above that it will not and has not used Federal appropriated funds to pay any person
or organization for influencing or attempting to influence an officer or employee of any
agency, a member of Congress, officer or employee of Congress, or an employee of a
member of Congress in connection with obtaining any Federal contract, grant or any
other award covered by 31 U.S.C. 1352. Each tier must also disclose any lobbying with
non - Federal funds that takes place in connection with obtaining any Federal award.
Such disclosures are forwarded from tier to tier up to the non - Federal award.
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G. Procurement of recovered materials as set forth in 2 CFR § 200.322.
H. The Contractor shall utilize the U.S. Department of Homeland Security's E- Verify
system to verify the employment eligibility of all new employees hired by the Contractor
during the term of the Contract and shall expressly require any subcontractors
performing work or providing services pursuant to the Contract to likewise utilize the
U.S. Department of Homeland Security's E- Verify system to verify the employment
eligibility of all new employees hired by the subcontractor during the Contract term.
No Obligation by Federal Government. The federal government is not a party to this
contract and is not subject to any obligations or liabilities to the non - Federal entity,
contractor, or any other party pertaining to any matter resulting from the contract.
J. Program Fraud and False or Fraudulent Statements or Related Acts. The Contractor
acknowledges that 31 U.S.C. Chapter 38 (Administrative Remedies for False Claims
and Statements) applies to the Contractor's actions pertaining to this contract.
IN WITNESS WHEREOF, the parties hereto have caused these presents to be executed on the
day of 2018.
(SEAL)
Attest: Kevin Madok, CPA, CLERK
OF MONROE COUNTY, FLORIDA
:A
Deputy Clerk
(CORPORATE SEAL)
ATTEST:
By
MONROE COUNTY BOARD
OF COUNTY COMMISSIONERS
Mayor /Chairman
(Name of Contractor)
By _
Title:
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EXHIBIT A
SCOPE OF SERVICES
Regardless of whether the coverages are purchased on a "Commission" or "Net of
Commission basis, the selected agent will be expected to provide the minimum services
identified below. This list is not all inclusive and the Proposer shall include in Tab 3 any and
all services which are necessary in order to accomplish the objective as stated in Section 1,
number 1 of the Request for Proposals, which is incorporated herein by reference.
• Agents must meet with the County and their insurance consultant prior to any marketing
activities to discuss the results of the current program and the marketing approach the
agent will take in developing proposals for all renewals being administered by the agent.
Such meetings should take place no later than 4 months prior to the expiration of the
coverages being administered by the agent.
• Research all available markets and submit the County's account to all insurers that have
the capability and desire to provide the County with renewal options for the coverages
being serviced by the agent.
• Negotiate with the insurers and arrange for all endorsements that may be necessary
throughout the year.
• Arrange /Issue Certificates of Insurance as required.
• Keep the County advised of the current state of the insurance market throughout the
year.
• Present all renewal proposals in a timely fashion as dictated by the County
• Assist the County with claim issues as they arise.
• Assist the County with any other insurance /risk management issues that may be
required.
• Make presentation to County staff and /or the Board of County Commissioners as
requested by the County.
• Bind coverages as directed by the County. If the proposing agent does not have binding
authority, a complete description of the binding requirements must be provided.
• Provide a complete and full explanation of all deviations from the requested coverages.
Responses such as "Per Policy Terms" or "Refer to Policy" will not be acceptable.
• Fully cooperate with the County's independent insurance consultant.
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SECTION THREE: COUNTY FORMS AND INSURANCE FORMS
[This page intentionally left blank, with forms to follow.]
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RESPONSE FORM
RESPOND TO: MONROE COUNTY BOARD OF COUNTY COMMISSIONERS
Purchasing Department
GATO BUILDING, ROOM 2 -213
1100 SIMONTON STREET
KEY WEST, FLORIDA 33040
El acknowledge receipt of Addenda No.(s)
I have included:
• Response Form ❑
• Lobbying and Conflict of Interest Clause ❑
• Non - Collusion Affidavit ❑
• Drug Free Workplace Form ❑
• Public Entity Crime Statement ❑
• Copy of business tax receipt from the ❑
Tax Collector's office
El have included a current copy of the following professional licenses and business tax receipts:
If the applicant is not an individual (sole proprietor), please supply the following information:
APPLICANT ORGANIZATION:
(Registered business name must appear exactly as it appears on www.sunbiz.org
Any applicant other than an individual (sole proprietor) must submit a printout of the "Detail by Entity Name"
screen from Sunbiz, and a copy of the most recent annual report filed with the Florida Department of State,
Division of Corporations.
Fee for services included in contract: $
The fee is an all- inclusive cost. No additional costs or fees will be paid, including but not limited to travel costs, per diems,
telephone charges, facsimile charges, and postage charges.
Mailing Address
Signed:
Telephone:
Fax: Date
(Print Name)
(Title)
STATE OF:
COUNTY OF:
Subscribed and sworn to (or affirmed) before me on
(date) by (name of affiant). He /She is personally known to me or has
produced (type of identification) as identification.
NOTARY PUBLIC
My Commission Expires:
Witness:
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LOBBYING AND CONFLICT OF INTEREST CLAUSE
SWORN STATEMENT UNDER ORDINANCE NO. 010 -1990
MONROE COUNTY, FLORIDA
ETHICS CLAUSE
it
(Company)
11
it warrants that he /it has not employed, retained or otherwise had act on his /her behalf any former
County officer or employee in violation of Section 2 of Ordinance No. 010 -1990 or any County officer
or employee in violation of Section 3 of Ordinance No. 010 -1990. For breach or violation of this
provision the County may, in its discretion, terminate this Agreement without liability and may also, in
its discretion, deduct from the Agreement or purchase price, or otherwise recover, the full amount of
any fee, commission, percentage, gift, or consideration paid to the former County officer or
employee."
(Signature)
Date:
STATE OF:
COUNTY OF:
Subscribed and sworn to (or affirmed) before me on
(date) by
me or has produced
(name of affiant). He /She is personally known to
(type of identification) as identification
NOTARY PUBLIC
My Commission Expires:
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NON - COLLUSION AFFIDAVIT
I, of the city of
oath, and under penalty of perjury, depose and say that
1. 1 am
Proposal for the project described in
with full authority to do so;
according to law on my
of the firm of
the bidder making the
the Request for Proposals for
_ and that I executed the said proposal
2. The prices in this bid have been arrived at independently without collusion, consultation,
communication or agreement for the purpose of restricting competition, as to any matter
relating to such prices with any other bidder or with any competitor;
3. Unless otherwise required by law, the prices which have been quoted in this bid have not
been knowingly disclosed by the bidder and will not knowingly be disclosed by the bidder
prior to bid opening, directly or indirectly, to any other bidder or to any competitor; and
4. No attempt has been made or will be made by the bidder to induce any other person,
partnership or corporation to submit, or not to submit, a bid for the purpose of restricting
competition;
5. The statements contained in this affidavit are true and correct, and made with full
knowledge that Monroe County relies upon the truth of the statements contained in this
affidavit in awarding contracts for said project.
(Signature)
Date:
STATE OF:
COUNTY OF:
Subscribed and sworn to (or affirmed) before me on
(date) by
(name of affiant). He /She is personally known to me or has produced
(type of identification) as identification.
NOTARY PUBLIC
My Commission Expires:
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DRUG -FREE WORKPLACE FORM
The undersigned vendor in accordance with Florida Statute 287.087 hereby certifies that:
(Name of Business)
1. Publishes a statement notifying employees that the unlawful manufacture, distribution,
dispensing, possession, or use of a controlled substance is prohibited in the workplace and
specifying the actions that will be taken against employees for violations of such prohibition.
2. Informs employees about the dangers of drug abuse in the workplace, the business' policy of
maintaining a drug -free workplace, any available drug counseling, rehabilitation, and
employee assistance programs, and the penalties that may be imposed upon employees for
drug abuse violations.
3. Gives each employee engaged in providing the commodities or contractual services that are
under bid a copy of the statement specified in subsection (1).
4. In the statement specified in subsection (1), notifies the employees that, as a condition of
working on the commodities or contractual services that are under bid, the employee will
abide by the terms of the statement and will notify the employer of any conviction of, or plea
of guilty or polo contendere to, any violation of Chapter 893 (Florida Statutes) or of any
controlled substance law of the United States or any state, for a violation occurring in the
workplace no later than five (5) days after such conviction.
5. Imposes a sanction on, or require the satisfactory participation in a drug abuse assistance or
rehabilitation program if such is available in the employee's community, or any employee
who is so convicted.
6. Makes a good faith effort to continue to maintain a drug -free workplace through
implementation of this section.
As the person authorized to sign the statement, I certify that this firm complies fully with the above
requirements.
(Signature)
Date:
STATE OF:
COUNTY OF:
Subscribed and sworn to (or affirmed) before me on
(name of affiant). He /She is personally known to me or has produced
identification) as identification.
(type of
NOTARY PUBLIC
My Commission Expires:
(date) by
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PUBLIC ENTITY CRIME STATEMENT
"A person or affiliate who has been placed on the convicted vendor list following a conviction for
public entity crime may not submit a bid on a contract to provide any goods or services to a public
entity, may not submit a bid on a contract with a public entity for the construction or repair of a public
building or public work, may not submit bids on leases of real property to public entity, may not be
awarded or perform work as a contractor, supplier, subcontractor, or CONTRACTOR under a contract
with any public entity, and may not transact business with any public entity in excess of the threshold
amount provided in Section 287.017, Florida Statutes, for CATEGORY TWO for a period of 36
months from the date of being placed on the convicted vendor list."
I have read the above and state that neither (Proposer's name) nor any
Affiliate has been placed on the convicted vendor list within the last 36 months.
(Signature)
Date:
STATE OF:
COUNTY OF:
Subscribed and sworn to (or affirmed) before me on
(date) by
has produced
identification.
(type of identification) as
NOTARY PUBLIC
My Commission Expires:
name of affiant). He /She is personally known to me or
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SECTION FOUR: REQUESTED COVERAGES
General Liability
FORMS
Coverage is requested on an Occurrence Basis to pay for liability arising out of all operations of the
County and include:
➢ Premises and Operations
➢ Products
➢ Completed Operations
➢ Employee Benefits Program Administration Liability
➢ Blanket Contractual Liability
➢ Personal Injury Liability
➢ Discrimination and Civil Rights Liability
➢ Independent Contractors
➢ Broad Form Property Damage
➢ Medical Attendants' /Medical Director Malpractice
➢ Cyber Liability
DESIRED LIMITS AND DEDUCTIBLES /SIR
Limits Deductible /SIR
$5,000,000 $200,000
If a separate Excess or Umbrella policy is utilized to achieve the desired limits, its terms and
conditions must be no more restrictive than the underlying primary policy.
Alternative Limits and Deductible options will be evaluated based on cost and the adequacy of
protection that is being offered to the County.
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RATING DATA
County Population
Number of
Employees
County Projected
Payroll
Budget
77,482
1,247
$74,300,327
$534,697,876
The County's most current audited financial statements and budget is available on the County's
website at www.monroecounty- fl.gov
LOSS HISTORY
Historical loss experience is provided as an attachment.
MONROE COUNTY SHERIFF'S OFFICE
The only insurance coverage the County purchases for the Monroe County Sheriff's Office is
Workers' Compensation and Employers Liability coverage. The Sheriff's Office separately purchases
their Commercial General Liability, Vehicle Liability, Police Professional Liability and Aircraft Liability
coverages. These coverages are not part of this RFP.
CLAIMS ADMINISTRATION
The County currently administers all claims that fall within their retention. All claim activities are
overseen by the County Attorney's Office. All proposing insurers must be agreeable with the County
self- administering the claims within any self- insured or retained amounts.
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VEHICLE LIABILITY
AND
PHYSICAL DAMAGE INSURANCE
FORM
Coverage should be equal to, or broader than, the current Business Automobile policy filed by the
Insurance Services Office (ISO). Coverage should include:
Liability
Symbol 1 Any Vehicle
Uninsured Motorists
Will be rejected
No -Fault Benefits
Symbol 5 (will be included within
Liability
retention
Physical Damage
Scheduled vehicles (basically those
Limit
with an original cost in excess of
No -Fault
$25,000
DESIRED LIMITS AND DEDUCTIBLES /SIR
Alternative Limits and Retention options will be evaluated based on cost and the adequacy of
protection that is being offered to the County.
RATING DATA
A current vehicle schedule is included as an attachment to this RFP. Physical Damage coverage is
requested only for those vehicles that reflect an original cost on the schedule. Fire Rescue and
Emergency Medical vehicles' are separately insured for Physical Damage and is not included as part
of this RFP.
NOTE: Named Insured must be extended to include the various Leasing companies with whom
Monroe County contracts with. If the lease requires "Split Limits ", the policy must be endorsed to
satisfy the lease requirements.
LOSS EXPERIENCE
Historical loss experience is provided as an attachment.
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Limits
Deductible /SIR
$5,000,000
Liability
Combined Single
$200,000
Limit
No -Fault
Included within Retention
Benefits
Physical
Actual Cash Value
$1,000 for both
Damage
Comprehensive and Collision
Alternative Limits and Retention options will be evaluated based on cost and the adequacy of
protection that is being offered to the County.
RATING DATA
A current vehicle schedule is included as an attachment to this RFP. Physical Damage coverage is
requested only for those vehicles that reflect an original cost on the schedule. Fire Rescue and
Emergency Medical vehicles' are separately insured for Physical Damage and is not included as part
of this RFP.
NOTE: Named Insured must be extended to include the various Leasing companies with whom
Monroe County contracts with. If the lease requires "Split Limits ", the policy must be endorsed to
satisfy the lease requirements.
LOSS EXPERIENCE
Historical loss experience is provided as an attachment.
38 of 100
MONROE COUNTY SHERIFF'S OFFICE
The only insurance coverage the County purchases for the Monroe County Sheriff's Office is
Workers' Compensation and Employers Liability coverage. The Sheriff's Office separately purchases
their Commercial General Liability, Vehicle Liability, Police Professional Liability and Aircraft Liability
coverages. These coverages are not part of this RFP.
CLAIMS ADMINISTRATION
The County currently administers all claims that fall within their retention. All claim activities are
overseen by the County Attorney's Office. All proposing insurers must be agreeable with the County
self- administering the claims within any self- insured or retained amounts.
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PUBLIC OFFICIALS LIABILITY
AND EMPLOYMENT PRACTICES LIABILITY
FORM
The form should provide coverage for actual or alleged wrongful acts of public officials, including
negligence, errors and omissions, breaches of duty, misfeasance, malfeasance and nonfeasance,
and include members of the Monroe County Board of County Commissioners, and all elected or
appointed officers including employees, volunteers and any individual or organization required by
statute, agreement, contract or lease or other circumstances including all existing boards, committees
and their members and all newly created boards, committees and their members during the term of
the policy.
Coverage must also include as insureds, the constitutional officers of:
Clerk of Courts, Monroe County, Florida
Property Appraiser, Monroe County, Florida
Tax Collector, Monroe County, Florida
Supervisor of Elections, Monroe County, Florida
Coverage should include violation of civil rights, sexual harassment, claims seeking non - monetary
relief, claims involving dismissal or demotion, failure to hire or promote; other employment related
claims and intentional acts.
The County's current Public Officials Liability program includes Employment Practices Liability
insurance. A separate policy will be considered and acceptable to the extent the desired coverages
are provided.
Coverage should include indemnification of individuals included above and expenses to the extent
permitted by law.
If a Claims Made form is to be utilized, a pre- agreed Extended Reporting Endorsement is requested
at a pre- determined premium.
DESIRED LIMITS AND DEDUCTIBLES /SIR
Limits Deductible /SIR
$5,000,000 $200,000
Alternative Limits and Deductible options will be evaluated based on cost and the adequacy of
protection that is being offered to the County.
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RATING DATA
Number of Commissioners 5
5
Total number of Employees 1
1,247
Total number of Volunteers 2
210
2018 Projected Fiscal Year
$534,697,876
Budget
LOSS EXPERIENCE
Historical loss experience is provided as an attachment
MONROE COUNTY SHERIFF'S OFFICE
The only insurance coverage the County purchases for the Monroe County Sheriff's Office is
Workers' Compensation and Employers Liability coverage. The Sheriff's Office separately purchases
their Commercial General Liability, Vehicle Liability, Police Professional Liability and Aircraft Liability
coverages. These coverages are not part of this RFP.
CLAIMS ADMINISTRATION
The County currently administers all claims that fall within their retention. All claim activities are
overseen by the County Attorney's Office. All proposing insurers must be agreeable with the County
self- administering the claims within any self- insured or retained amounts.
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Excess Workers' Compensation
FORM
The form should provide standard workers compensation coverages that complies with Florida
Statute § 440. While the County currently purchases Excess coverage, the cost effectiveness of
converting the program to a "Large Deductible" or other more traditional insurance will be evaluated.
Proposers are encouraged to submit alternative structures to the County's current program.
While the County's current program does not contain an "Aggregate Stop Loss ", such a feature would
be viewed as a favorable enhancement.
DESIRED LIMITS
Workers' Compensation Statutory
Employers Liability $1,000,000
If specific limits are proposed for Workers' Compensation, they should be clearly stated within the
proposal.
DESIRED RETENTION
$500,000 per occurrence
The County desires to evaluate optional retention amounts. Proposers are requested to provide
proposals for optional retentions of $250,000, $750,000 and $1,000,000 in addition to a proposal with
a $500,000 retention.
THIRD PARTY CLAIMS ADMINISTRATION
The County currently utilizes Ascension Benefits & Insurance Solutions located in Stuart, Florida as
their Third Party Claims Administrator (TPA). The County desires to retain Ascension as their TPA.
All proposals must clearly indicate that Ascension is acceptable to the insurer submitting the
proposal. Proposals that do not indicate Ascension is an acceptable TPA or state that Ascension is
unacceptable to the insurer, will be eliminated from further consideration.
RATING DATA
The following information has been included as attachments to assist in the underwriting of the
account:
A. Projected payrolls by Workers' Compensation classification codes
B. Copy of the County's Drug Free Work Place policy statement
C. Narrative descriptions of losses for past 5 years with Incurreds in excess of $50,000
D. Current Valued Loss Runs
E. Additional Underwriting Information
42 of 100
To assist interested proposers in their initial evaluation efforts the following table displays the
historical experience of the County's program valued as of February 28, 2018.
Policy Year No. of Paid to Date Open Reserves Total
Claims Incurred
2013/14
Lost Time
23
1,934,794
494,855
2,429,649
Medical
69
97,833
0
97,833
Only
2014/15
Lost Time
17
3,589,057
164,974
3,754,031
Medical
70
102,454
12
12,466
Only
2015/16
Lost Time
20
537,791
136,592
674,383
Medical
76
119,553
0
119,553
Only
2016/17
Lost Time
19
524,807
255,807
780,563
Medical
76
210,955
67,674
278,628
Only
2017/18
Lost Time
5
61,510
77,157
138,667
Medical
23
9,610
34,490
44,100
Only
The County's current experience modification is 1.65.
The County desires that the successful Proposer fully understands its operations and that the current
classification codes be accepted for the full policy term, including any subsequent payroll audits. The
County has thoroughly reviewed each employee function, which has resulted in the current
classification schedule.
Proposers are invited to pre- inspect the County's operations prior to providing a proposal and to
agree on the classification to avoid potential conflict in payroll allocation upon audit.
DRUG FREE AND SAFETY CREDITS
Monroe County has been approved for the State's Safety and Drug Free credits.
MONROE COUNTY SHERIFF'S OFFICE
The only insurance coverage the County purchases for the Monroe County Sheriff's Office is
Workers' Compensation and Employers Liability coverage. The Sheriff's Office separately purchases
their Commercial General Liability, Vehicle Liability, Police Professional Liability and Aircraft Liability
coverages. The County desires to include Workers' Compensation and Employers Liability
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coverages for the Monroe County Sheriff's Office.
CLAIMS ADMINISTRATION
The County currently utilizes Relations Insurance Services (formally Ascension Insurance Services
and Employers Mutual Insurers) for all claims. All proposing insurers must be agreeable with the
County's use of Relations as their third party claims administrator.
FINANCIAL STATEMENTS
The County's current financial statements can be obtained from its website at:
.r
MISCELLANEOUS UNDERWRITING DATA
Included at the end of this RFP is a separate schedule of additional underwriting information that was
developed based on questions that were raised during previous RFPs.
44 of 100
PROPOSAL FORMS
GENERAL INFORMATION
Use of the proposals forms will enable a faster more complete analysis of the Proposal(s) submitted.
Please complete this general proposal form in addition to a separate proposal for each coverage
proposed. Additional information can be attached to the forms.
Agent /Agency submitting proposal:
Address:
Telephone & Fax Number:
Are the following coverages proposed?
General Liability Yes No
Vehicle Liability & Physical Damage
Public Official Liability and Employment
Practices Liability
Excess Workers' Compensation
Cyber Liability
Can all coverages be purchased independently?
If not, provide details
Yes
No
Yes
No
Yes
No
Yes
No
Yes
No
Are the following entities included as Insureds?
Monroe County Board of County
Commissioners Yes No
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Monroe County Clerk of the Court
Yes
No
Monroe County Tax Collector
Yes
No
Monroe County Property Appraiser
Yes
No
Monroe County Supervisor of Election
Yes
No
Monroe County Sheriff's Office
Yes
No
(Workers' Compensation
and Employers Liability only)
Are any coverages being proposed on
a Fee basis?
Yes
No
Does agent have binding authority?
Yes
No
If not, state procedure to bind.
Is Agent /Broker licensed in the State of Florida
for the type of coverage proposed?
Yes
No
Are coverages different from requested program?
Yes
No
If so, state differences
Effective date(s) of coverage(s)?
Describe payment plan, including down payment terms,
interest or service charges.
Proposal valid until (date)?
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Rate Change /Policy Modification wording included
as requested? Yes
Termination Notice wording included as requested? Yes
If not, state wording
�
No
Named Insured wording included as requested? Yes
If not, include actual wording to be used.
Claim reporting location included?
Claim reporting wording to be used?
Claim reports to be provided as requested?
If not, state details.
No
Yes No
Yes No
Will the County retain the right to investigate and
adjust claims within its self- insured retention? Yes
Will Insurers adjust claims exceeding the County's
retention? Yes
No
No
Will the County retain the right to select
defense counsel?
Provide details on specialized loss control services
to be provided.
Yes No
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Sample forms and policies included? Yes
Explain any deviations to the above:
im
The Proposer stated below is the authorized agent of the company or companies proposed, and is
authorized to bind coverages upon acceptance by Monroe County, Florida. Deviations from the
requested program have been stated. Coverage will be issued as proposed. The insurer agrees to
deliver a policy(ies) to the insured within forty -five (45) days after inception of coverages. It is agreed
that policy premiums will be payable upon receipt by insured of complete policy conforming with the
accepted proposal.
Name of Authorized Representative
Title
Signature of Authorized Representative
Date
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PROPOSAL FORMS
GENERAL LIABILITY
Company
Underwriting office used
Address
Telephone number
Current A.M. Best Co. rating?
Is policy form and all endorsements included
for review?
Are the following coverages included?
Premises and Operations
Independent Contractors
Products /Completed Operations
Blanket Contractual
(All related contracts included ?)
(any reporting requirements ?)
Personal Injury Liability
Employee Benefits Liability
Medical Attendants' /Medical Director
Malpractice
Discrimination and Civil Rights Liability
Broad Form Property Damage
Yes No
Yes
No
Yes
No
Yes
No
Yes
No
Yes
No
Yes
No
Yes
No
Yes
No
Yes
No
Yes
No
Yes
No
49 of 100
Cyber Liability Yes No
Are all Coverages provided on an Occurrence Basis ?Yes,
If not, which Coverages are provided on a Claims
Made Basis?
Please provide the proposed Retroactive Date
for all coverages provided on a Claims Made
Basis.
Are defense costs included in the aggregate limit of
liability?
Is requested Named Insured wording used?
If not, stated wording to be used
Does the insurer agree with the County
self- administering claims that fall within their
self- insured /deductible retention?
No
Yes No
Yes No
Yes No
50 of 100
LIMITS /PREMIUMS
Are the above premium subject to audit?
If so, on what terms?
Explain any deviations to the above:
Yes No
The Proposer stated below is the authorized agent of the company or companies proposed, and is
authorized to bind coverages upon acceptance by Monroe County. Deviations from the requested
program have been stated. Coverage will be issued as proposed. The insurer agrees to deliver a
policy(ies) to the insured within forty -five (45) days after inception of coverages. It is agreed that
policy premiums will be payable upon receipt by insured of complete policy conforming with the
accepted proposal.
Name of Authorized Representative
Title
Signature of Authorized Representative
51 of 100
Date
Limits
Deductible
Annual
Premium /Fee
Requested Coverage
$5,000,000
$200,000
Insurers Option
All Taxes, Fees and
Assessments
Proposed Agent Annual
Fee if Coverages are
Proposed on a "Net of
Commission" Basis
Total
Are the above premium subject to audit?
If so, on what terms?
Explain any deviations to the above:
Yes No
The Proposer stated below is the authorized agent of the company or companies proposed, and is
authorized to bind coverages upon acceptance by Monroe County. Deviations from the requested
program have been stated. Coverage will be issued as proposed. The insurer agrees to deliver a
policy(ies) to the insured within forty -five (45) days after inception of coverages. It is agreed that
policy premiums will be payable upon receipt by insured of complete policy conforming with the
accepted proposal.
Name of Authorized Representative
Title
Signature of Authorized Representative
51 of 100
Date
PROPOSAL FORMS
VEHICLE LIABILITY
AND
PHYSICAL DAMAGE INSURANCE
Company
Underwriting office used
Address
Telephone number
Current A.M. Best Co. rating?
Is policy form and all endorsements included
for review?
Which coverage symbols are proposed for:
Liability?
No -Fault Benefits?
Physical Damage?
Yes No
Are defense costs included in the aggregate limit of
liability? Yes
Is requested Named Insured wording used? Yes
No
No
52 of 100
If not, stated wording to be used
Does the insurer agree with the County
self- administering claims that fall within their
self- insured /deductible retention? Yes No
Number of Vehicles being proposed with
Physical Damage Coverage? (currently 83)
LIMITS /PREMIUMS
LIABILITY
PHYSICAL DAMAGE
Deductible Premium
Actual Cash Value
Proposed Agent Annual
Fee if Coverages are
Proposed on a "Net of
Commission" Basis
Explain any deviations to the above:
53 of 100
Limits
Deductible
Annual
Premium
Requested Coverage
$5,000,000
$200,000
Insurers Option
All Taxes, Fees and
Assessments
Proposed Agent Annual
Fee if Coverages are
Proposed on a "Net of
Commission" Basis
Total
PHYSICAL DAMAGE
Deductible Premium
Actual Cash Value
Proposed Agent Annual
Fee if Coverages are
Proposed on a "Net of
Commission" Basis
Explain any deviations to the above:
53 of 100
The Proposer stated below is the authorized agent of the company or companies proposed, and is
authorized to bind coverages upon acceptance by Monroe County. Deviations from the requested
program have been stated. Coverage will be issued as proposed. The insurer agrees to deliver a
policy(ies) to the insured within forty -five (45) days after inception of coverages. It is agreed that
policy premiums will be payable upon receipt by insured of complete policy conforming with the
accepted proposal.
Name of Authorized Representative
Title
Signature of Authorized Representative
Date
54 of 100
PROPOSAL FORMS
PUBLIC OFFICIALS LIABILITY
AND
EMPLOYMENT PRACTICES LIABILITY
If separate Public Officials Liability and Employment Practices Liability proposals are offered, please
complete separate forms for each coverage.
Company
Underwriting office used
Address
Telephone number
Current A.M. Best Co. rating?
Is policy form and all endorsements included
for review? Yes No
Does coverage extend to:
Board of County Commissioners? Yes No
Elected Officials? Yes No
Appointed Officers? Yes No
Employees? Yes No
Volunteers? Yes No
55 of 100
Is Coverage provided on an Occurrence Basis? Yes No
If not
What retrospective date is
being offered?
Is an extended reporting date being offered?
If so, provide details and cost
Are defense costs included in the aggregate limit of
liability? Yes No
Is requested Named Insured wording used? Yes No
If not, stated wording to be used
Does the insurer agree with the County
self- administering claims that fall within their
self- insured /deductible retention? Yes No
LIMITS /PREMIUMS
56 of 100
Limits
Deductible
Annual
Premium
Requested Coverage
$5,000,000
$200,000
All Taxes, Fees and
Assessments
Proposed Agent Annual
Fee if Coverages are
Proposed on a "Net of
Commission" Basis
Total
56 of 100
Explain any deviations to the above:
The Proposer stated below is the authorized agent of the company or companies proposed, and is
authorized to bind coverages upon acceptance by Monroe County. Deviations from the requested
program have been stated. Coverage will be issued as proposed. The insurer agrees to deliver a
policy(ies) to the insured within forty -five (45) days after inception of coverages. It is agreed that
policy premiums will be payable upon receipt by insured of complete policy conforming with the
accepted proposal.
Name of Authorized Representative
Title
Signature of Authorized Representative
Date
57 of 100
PROPOSAL FORMS
EXCESS WORKERS' COMPENSATION
Company
Underwriting office used
Address
Telephone Number
Current A. M. Best Co. rating
Does the County retain the
right to select its claims administrator?
Is requested policy form proposed?
If not, list form(s) used
Is a Voluntary Compensation
Endorsement included?
Is an All States Endorsement included?
What experience modification was
used in developing this proposal?
Does insurer agree to the current
classification schedule?
Is Excess Insurance Proposed?
If so, specify the retention.
Is a Large Deductible Program Proposed?
If so, specify the deductible.
Is an Alternative Program Proposed?
If so, provide complete details of
the program.
58 of 100
Yes
Yes
No
No
Yes
Yes
No
No
Yes
Yes
No
No
Yes
No
Yes
No
58 of 100
Is aggregate excess coverage Included? Yes
If so, specify attachment point.
M
Does proposing insurer view
Relations Insurance Solutions
as an acceptable TPA? Yes No
LIMITS /PREMIUMS
Explain any deviations to the above:
59 of 100
Limits
Retention
Annual
Premium
Workers'
Statutory
Requested
Compensation
Employers
Program
$500,000
Liability
$1,000,000
Workers'
Statutory
Optional
Compensation
Employers
$1,000,000
Retention
$250,000
Liability
Workers'
Statutory
Optional
Compensation
$750,000
Employers
$1,000,000
Retention
Liability
Workers'
Statutory
Optional
Compensation
$1,000,000
Employers
$1,000,000
Retention
Liability
Explain any deviations to the above:
59 of 100
The Proposer stated below is the authorized agent of the company or companies proposed, and is
authorized to bind coverages upon acceptance by Monroe County. Deviations from the requested
program have been stated. Coverage will be issued as proposed. The insurer agrees to deliver a
policy(ies) to the insured within forty -five (45) days after inception of coverages. It is agreed that
policy premiums will be payable upon receipt by insured of complete policy conforming to the
accepted proposal.
Name of Authorized Representative
Title
Signature of Authorized Representative
Date
60 of 100
SECTION SIX: UNDERWRITING INFORMATION
The information provided on the following forms /schedules is being provided to assist in the
development of proposals.
61 of 100
A.
Monroe County
2018/19 Projected Payrolls
Class Code
Occupation
Projected Payroll
5191
Office Machine and Installation
1,130,922
5509
Street Road /Maintenance
1,031,054
6217
Excavation
81,519
7370
Taxicab Drivers
334,107
7403
Aircraft /Helicopter Operations
1,676,269
7425
Aircraft /Helicopter Operations NOC
1,152,339
7704
Firefighters
7,091,008
7720
Police Officers
23,351,724
8380
Auto Service and Repair
819,495
8810
Clerical
28,000,352
8820
Attorney
1,625,968
8824
Retirement Living Center Employees
228,322
8835
Public Heath Nursing
229,615
8864
Social Services
112,051
9015
Building Operations
1,493,686
9102
Park NOC
624,636
9403
Garbage Collection
235,442
9410
Munic /Town /County /State NOC
5,081,816
74,300,327
62 of 100
This Page Left Blank
63 of 100
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Currently Valued Loss Runs
Please refer to the following schedules that accompany this RFP as separate attachments:
1. Workers' Compensation Loss Runs valued as of 2/28/18
2. General Liability Loss Runs valued as of 3/12/18
3. Auto Liability Loss Runs valued as of 3/12/18
4. Auto Physical Damage Loss Runs valued as of 3/12/18
The General Liability, Auto Liability and Auto Physical Damage Loss Runs are provided in an
Excel Workbook with individual tabs for each policy year running from October 1 St to
September 30
99 of 100
D.
Aircraft and Pilot Information
Aircraft:
Year FAA 4 Make and Model Pass Crew 4 of Engines Annual Flt Hours
1976
N505FK
Beechcraft A200 8
1
2
<200
2002
N911RR
Sikorsky S76 C+
6
2 2
700
2002
N91 ILK
Sikorsky S76 C+
6
2 2
700
1970
N91EC
Bell OH-58A 2
2
1
<100
S76 helicopters alternate at Lower Keys Medical Center helipad in Key West and hangar at Marathon, FL.
Beechcraft airplane and Bell helicopter hangered at Marathon, FL.
Aviation Personnel:
Name
Position
Age
License Total Hours
Beech
Sikorsky
David Masterson
Director of Aviation
65
ATP
17,250
1200
175
Joao Freire
Chief Pilot
41
ATP
4,690
N/A
<100
Jeffrey Austin
Pilot
54
ATP
7,450
N/A
720
Gary Baginski
Pilot /Check Airman
67
ATP
9,080
1650
1380
Gregory Buchanan
Pilot
56
ATP
10,050
N/A
3200
Harold Davis
Pilot
51
ATP
5,950
1860
830
Mark Jewell
Pilot
53
ATP
4,520
410
810
Lawrence Knowles
Pilot
47
ATP
3740
N/A
980
Rafael Rios
Pilot
56
Comm
4950
N/A
225
Mark Rivas
Pilot
52
ATP
4850
N/A
220
Masterson is retired Army with 45 years aviation experience.
Freire is former Portuguese military with 10+ years US aviation experience. Former HAA Chief Pilot /Check
Airman /Instructor for Air Resource Medical Group (AMRG).
Austin is retired Army with 31 years in aviation.
Baginski is retired Army with 47 years in aviation.
Buchanan is a former US Army aviator with 36 years aviation experience including Search and Rescue (SAR)
service in Hong Kong and Sweden.
Davis is a retired Marine with 24 years aviation experience in both fixed wing and rotary wing aircraft.
Jewell is a retired Marine with 26 years in aviation in both fixed wing and rotary wing aircraft.
Knowles is a retired Army Apache gunship pilot. 15 years aviation experience including Search and Rescue
and Helicopter Air Ambulance.
Rios is retired Army. 27 years aviation experience as standardization instructor pilot, instrument examiner and
medevac pilot.
Rivas is retired Army. 24 years aviation experience as standardization instructor pilot and instrument examiner
100 of 100