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FY2006MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY (A Component Unit of Monroe County, Florida) Financial Statements For the Year Ended September 30, 2006 MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY (A Component Unit of Monroe County, Florida) ` Table of Contents Page Independent Auditors' Report-------------- ----------------------------------------- 2-3 Management's Discussion and Analysis--•--•-------------------------------------------------- ....................... 4-7 _ BASIC FINANCIAL STATEMENTS Government -Wide Financial Statements Statement of Net Assets 8 Statement of Activities 9 Fund Financial Statements Balance Sheet - General Fund 10 Statement of Revenues, Expenditures and Changes in Fund Balance - General Fund 11 Notes to Financial Statements 12 - 17 REQUIRED SUPPLEMENTARY INFORMATION Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - General Fund (Budgetary Basis)______________________ ________ 18 SUPPLEMENTARY INDEPENDENT AUDITORS' REPORTS Independent Auditors' Report on internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards-------------- - 19 - 20 Independent Auditors' Management Letter ---------------- ••................................ •-----___•--------21 - 22 INDEPENDENT AUDITORS' REPORT To the Governing Board Monroe County Comprehensive Plan Land Authority Monroe County, Florida: We have audited the accompanying financial statements of the governmental activities and the major fund of Monroe County Comprehensive Plan Land Authority (the "Authority"), a component unit of Monroe County, Florida, as of and for the year ended September 30, 2006, which collectively comprise the Authority's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Authority's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities and the major fund of the Authority as of September 30, 2006, and the respective changes in financial position for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued a report dated January 11, 2007 on our consideration of the Authority's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements and other matters. The purpose of that report is to describe the scope of the testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. 2 The management's discussion and analysis and required supplementary information listed in the foregoing table of contents are not a required part of the basic financial statements but are supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Ir Orlando, Florida January 11, 2007 3 MANAGEMENT'S DISCUSSION AND ANALYSIS As management of the Monroe County Comprehensive Plan Land Authority (the "Authority"), we offer readers of the Authority's financial statements this narrative overview and analysis of the Authority's financial activities for the fiscal year ended September 30, 2006. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the Authority's basic financial statements. The Authority's basic financial statements comprise three components: 1) government wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the Authority's finances, in a manner similar to a private -sector business. The statement of net assets presents information on all of the Authority's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the Authority is improving or deteriorating. The statement of activities presents information showing how the government's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Also, capital assets are capitalized and depreciated on the statement of net assets whereas related purchases are expensed on government fund financial statements. General Fund. The General Fund is used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, the General Fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -tern financing requirements. Because the focus of the General Fund is narrower than that of the government -wide financial statements, it is useful to compare the information presented for the General Fund with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near - term financing decisions. Both the General Fund balance sheet and the General Fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between General Fund and governmental activities. The Authority adopts an annual appropriated budget for its General Fund. A budgetary comparison statement has been provided for the General Fund to demonstrate compliance with this budget. 4 Notes to the Financial Statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to the financial statements are an integral part of the basic financial statements. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents certain supplementary information. Government -wide Financial Analysis The Authority's assets consist of cash and cash equivalents, mortgage receivables issued for affordable housing, amounts due from other governments primarily for tourist impact tax and park surcharge fees, and capital assets in the form of acquired land. Cash and cash equivalents are the assets typically of most importance to the Authority's Board of Directors and to the public, as these assets are the resources most readily available to meet current and future needs for property acquisition and mortgage financings. At the close of the most recent fiscal year, the Authority had cash and cash equivalents of $9,683,180, as shown on the Statement of Net Assets on page 8. This compares with $8,026,902 at the end of the previous fiscal year, an increase of $1,656,278. This increase was due to cash revenues in the current year exceeding cash expenditures and capital outlay for land of $2,278,748. Of the $9,683,180 shown as cash and cash equivalents, $2,791,423 is restricted for the acquisition of property within the Key West Area of Critical State Concern. A comparison of net assets of all types as of September 30, 2006 and 2005 is provided below. Current and other assets Capital assets Total assets Current liabilities Noncurrent liabilities Total liabilities Net assets: Invested in capital assets, net of related debt Restricted Unrestricted Total net assets 2006 2005 $ 16,701,779 15,419,967 32,121,746 24,584 $ 14,991,957 18,396,236 33,388,193 29,747 37,769 46,366 62,353 76,113 15,419,967 2,791,423 13,848,003 32, 5� 18,396,236 1,635,215 13,280,629 33,31 , UW- L Governmental activities The Authority's fiscal 2006 revenues included $2,716,861 in tourist impact tax and park surcharge fees, $1,135,742 in property sales, $398,246 in investment income, and $208,182 of conservation land donated to the Authority by the Village of Islamorada. The land contribution conveyances portion of expenses consists of $4,273,928 of land donated to the Board of County Commissioners for affordable housing and the cost of the land sale to the State of _ Florida for conservation of $1,189,271. General government expenses were $248,519. These government activities had the combined effect of decreasing the Authority's net assets by $1,252,687. Government activities for fiscal 2006 are provided below: Revenues: Intergovernmental Interest Property sale Land contributions Total revenues 2006 $ 2,716,861 398,246 1,135, 742 208,182 4,459,031 2005 $ 3,150,766 262,715 3,413,481 Expenses: Land contribution conveyances 4,273,928 3,605,299 Cost of land sale 1,189,271 General government 248,519 309,530 Total expenses 5,711,718 3,914,829 Increase (decrease) in net assets $ (1,252,687) $ (501,348) Financial Analysis of the General Fund As noted earlier, the Authority uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. The purpose of the Authority's General Fund is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the Authority's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. The difference between the fund balance of the General Fund and govemment-wide net assets is that government -wide net assets include capital assets (land), whereas capital assets are expensed when purchased in the General Fund and noncurrent liabilities (compensated absences) are only recognized when due in the General Fund. The Authority's land presented on the government -wide statement of net assets was $15,419,967 and compensated absences were $51,880 at September 30, 2006. Accordingly, government -wide net assets were $32,059,393 whereas the fund balance of the General Fund was $16,691,306 at September 30, 2006. 6 i Because of this difference in presenting land, land purchases are presented as expenditures only on the General Fund Statement of Revenues, Expenditures and Changes in Fund Balance and. land donations to other entities (land contribution conveyances) are accounted for as expenses only on the government -wide statement of activities. A reconciliation of the change in fund balance of the General Fund to the change in net assets of government activities is presented on page 11. General Fund Budgetary Highlights The Authority budgets its revenues and expenditures on the same basis of accounting as presented in the basic financial statements of the General Fund, except that mortgage assistance cash outlays and receipts are budgeted as operating activities and compensated absences are not budgeted in personnel expenditures. There were no supplemental appropriations to amounts originally budgeted for fiscal 2006. Variances between final budgeted and actual operating categories included actual revenues $390,849 more than budget and actual expenditures $7,311,173 less than budget. The variances were primarily due to the conservative nature of budgets established, with interest income comprising most of the revenue surplus and pending real estate closings and reserves for specific acquisition projects comprising most of the positive expenditure variance. Capital Asset Administration The Authority's investment in capital assets as of September 30, 2006 amounts to $15,419,967, a decrease of $2,976,269 from $18,396,236 at September 30, 2005. The decrease was the net effect of land contribution conveyances for affordable housing purposes of $4,273,928, cost of land sales for conservation of $1,189,271 and land acquisitions of $2,486,930. Requests for Information This financial report is designed to provide a general overview of the Authority's finances for all those with an interest in the government's finances. Questions concerning any of the information should be addressed to Mark Rosch, Executive Director, at 1200 Truman Avenue, Suite 207, Key West, FL 33040. 7 BASIC FINANCIAL STATEMENTS MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY Statement of Net Assets September 30, 2006 Assets Cash and cash equivalents $ 9,683,180 Due from other governmental units 264,036 Mortgage receivable 6,754,563 Capital assets -land 15,419,967 Total assets 32,121,746 Liabilities and Net Assets Current liabilities: Accounts payable 4,191 Accrued wages 6,282 Compensated absences 14,111 Total current liabilities 24,584 Noncurrent liabilities: Compensated absences 37,769 - Total noncurrent liabilities 37,769 Total liabilities 62,353 Net assets Invested in capital assets 15,419,967 Restricted 2,791,423 Unrestricted 13,848,003 Total net assets $ 32,069,393 The notes to the financial statements 8 are an integral part of this statement. MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY Statement of Activities Year Ended September 30, 2006 General revenues Intergovernmental Property sale Investment income Land contributions Total general revenues Program expenses Land contribution conveyances Cost of land sale General government Total program expenses Decrease in net assets Net assets -beginning of year Net assets - and of year The notes to the financial statements 9 are an integral part of this statement. $ 2,716,861 1,135, 742 398,246 208,182 4,459,031 4,273,928 1,189,271 248,519 5,711,718 (1,252,687) 33,312,080 $ 32, 059, 393 L MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY Balance Sheet General Fund September 30, 2006 Assets Cash and cash equivalents Due from other governmental units Mortgage receivable Liabilities and Fund Equity Liabilities Accounts payable Accrued wages Total liabilities Fund equity Reserved for mortgage loans Reserved for land acquisition Fund balance - unreserved Total fund equity Total liabilities and fund equity Amounts reported in the statement of net assets differ from amounts reported above as follows: Fund balance - total governmental funds Capital assets used in governmental activities are not financial resources and therefore are not reported above. Compensated absences are not due and payable in the current period and, therefore, are not reported in the governmental funds. Net assets of governmental activities The notes to the financial statements 10 are an integral part of this statement. $ 9,683,180 264,036 6,754,563 $ 16,701,779 $ 4,191 6,282 10,473 6,754,563 2,791, 423 7,145, 320 16,691, 306 $ 16,701,779 $ 16,691,306 15,419,967 (51,880) $ 32,059,393 MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY Statement of Revenues, Expenditures and Changes in Fund Balance General Fund Year Ended September 30, 2006 Revenues intergovernmental $ 2,716,861 Property sale 1,135,742 _ Investment income 398,246 Total revenues 4,250,849 Expenditures Current • Personnel 177,543 Operating 65,462 ' Capital outlay 2,278,748 Total expenditures 2,521,753 Excess of revenues over expenditures 1,729,096 Fund balance, beginning of year 14,962,210 Fund balance, end of year $ 16,691,306 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances -total governmental fund $ 1,729,096 Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is capitalized. 2,278,748 Land contribution conveyances are not reported on government funds; this is the amount of land conveyances during fiscal 2006. (4,273,928) Cost of land sales are not reported on government fund; this is the cost of land sales during fiscal 2006. (1,189,270) Land contributions received are not reported on government Rands; this is the amount of donated land received during fiscal 2006 208,182 Compensated absences do not use current financial resources and are not reported on the Governmental Funds but are included in the Statement of Activities. I (5,515) ' Change in net assets of governmental activities $ (1,252,687) The notes to the financial statements 11 are an integral part of this statement. MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY (A Component Unit of Monroe County, Florida) Notes to Financial Statements Year Ended September 30, 2006 Note 1 - Summary of significant accounting policies Reporting Entity — The Monroe County, Florida Comprehensive Plan Land Authority (the "Authority") is a legally separate entity from Monroe County, Florida. However, the Monroe County Board of County Commissioners serves as the governing board of the Authority and is able to impose its will. Therefore, the Authority, for financial reporting purposes, is considered a blended component unit of Monroe County, Florida. The financial statements of the Authority are included as a special revenue fund in the Monroe County, Florida Comprehensive Annual Financial Report. The Authority was established under Monroe County, Florida Ordinance 031-1986 pursuant to Florida Statute 380. Its purpose is to operate a land acquisition program in Monroe County, to implement the Monroe County Comprehensive Plan and address issues created by it. Basis of Accounting — Government fund financial statements are organized for reporting purposes on the basis of a General Fund, the Authority's major fund, which accounts for all activities of the Authority and is accounted for using the modified accrual basis of accounting. Revenues are recognized when they become measurable and available as net current assets. "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to pay liabilities of the current period. The Authority considers all revenues available if collected within 60 days after year-end. Expenditures are recognized when the related fund liability is incurred. The govemment-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Capital Assets — Capital assets are defined by the Authority as assets with an initial, individual cost of $1,000 or more and an estimated useful life in excess of two years. Such assets consist of land and, when purchased, are recorded at the Authority's cost. Where land is acquired by donation, the asset is recorded at the Authority's transaction cost plus the higher of the tax assessed value at the time of donation or 115% of the 1986 tax assessed value. Capital assets are not depreciated since they do not have determinable useful lives. Cash and Cash Equivalents and Investments — The Authority's cash and cash equivalents consist of demand deposits and highly liquid investments with maturities of 90 days or less when purchased. All investments are reported at fair value. 12 MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY (A Component Unit of Monroe County, Florida) Notes to Financial Statements Year Ended September 30, 2006 Note i — Summary of significant accounting policies (continued) Budget — Prior to, or on September 30, the Authority's budget is legally enacted through passage of a resolution. There were no supplemental appropriations during the year. Budgeter! to Actual Expenditure reports are employed as a management control device during the year for the fund. The budget is adopted on a basis consistent with accounting principles generally accepted in the United States of America, except that mortgage assistance cash outlays and receipts are budgeted as operating activities and compensation accruals are not budgeted. For the fiscal year 2006, the following adjustments were necessary to present the actual data on a budgetary basis for the General Fund: GAAP basis $ 1,729,096 Compensation accrual 6,282 Non-GAAP budgetary basis $ 1,735,378 All appropriations lapse at year-end. Compensated Absences — The Authority's policy grants employees annual leave and sick leave in varying amounts. Upon termination of employment, employees with six months or more of credited service can receive payment for accumulated annual leave. In general, sick leave payments are granted upon termination of employment to employees with five years or more of credited service. The maximum payment is subject to percentage and maximum hour limitations. Use of Estimates - The preparation of the financial statements requires management to make use of estimates that affect reported amounts. Actual results could differ from those estimates. Note 2 — Deposits and investments As of September 30, 2006, the Authority has the following deposits and investments: Demand deposits $ 157,281 Local Government Surplus Trust Fund 9,525,899 Total cash and cash equivalents $ 9,683,180 Cash accounts are maintained in demand deposits, which are insured by the Federal Deposit Insurance Corporation or covered by the State of Florida collateral pool, a multiple financial institution pool with the ability to assess its members for collateral shortfalls if a member institution fails. 13 MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY (A Component Unit of Monroe County, Florida) Notes to Financial Statements Year Ended September 30, 2006 Note 2 — Deposits and investments (continued) The Authority's investment policy is in accordance with Florida Statute 218.415. This policy authorizes investments in demand deposits, the Local Government Surplus Trust Fund, money market funds with the highest credit quality rating from a nationally recognized agency, or direct obligations of the United States Treasury. The Local Government Surplus Trust Fund does not have a credit quality rating. Note 3 — Mortgage receivables Mortgage receivables as of September 30, 2006 are as follows: First mortgage due from not -for -profit agency, collateralized by land, payable in full August 2007, interest free (OR 1475-134) First mortgage due from governmental agency, collateralized by land, payable in full April 2028, interest free (OR 1514-594) First mortgage due from governmental agency, collateralized by land, payable in full May 2031, interest free (OR 1697-2076) Second mortgage due from governmental agency, collateralized by land, payable in full January 2034, interest free (OR 1965-1039) First mortgage due from governmental agency, collateralized by land and building, payable in full September, 2045 interest free (OR 1395- 1409 ) Third mortgage due from private company, collateralized by land, payable in full May 2050, interest free (OR 1749-2340) Third mortgage due from private company, collateralized by land, payable in full September 2053, interest free (OR 1939-405) Total mortgages receivable $ 13,984 382,554 1,500,000 2,210,000 59,025 1,089,000 1,500,000 $ 6,754,563 The mortgages receivable are equally offset by a fund balance reserve which indicates that they do not constitute "available spendable resources," even though they are a component of total assets. 14 MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY (A Component Unit of Monroe County, Florida) Notes to Financial Statements Year Ended September 30, 2006 Note 4 — Capital assets A summary of changes in capital assets is as follows: Balance Balance 10/01/2005 Additions Deletions 09/30/2006 Land $ 18,396,236 $ 2,486,930 $ 5,463,199 $ 15,419,967 The City of Key West leases two properties with a cost of $441,073 from the Authority. These properties, which are included in capital assets, are used to provide parking and city recreational facilities. The terms of the leases provide for rental of $1 per year for 30 years, expiring in the year 2022. Monroe County provides the Authority's office space at no cost. Note 5 — Accumulated compensated absences The amount of vested accumulated compensated absences payable based on the Authority's annual and sick leave policies, is reported as a liability in the government -wide financial statements. That liability includes earned but unused vacation and sick leave. Vacation leave is accrued based on length of employment up to a maximum of 320 hours. Sick time is paid out based on length of employment up to a maximum of one half of 120 days. The change in accumulated compensated absences during the year is as follows: Balance Balance Current 10/01/2005 Additions Deletions 09/30/2006 Portion Compensated absences $ 59,545 $ 19,625 $ 27,290 $ 51,880 $ 14,111 15 MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY (A Component Unit of Monroe County, Florida) Notes to Financial Statements Year Ended September 30, 2006 Note 6 — Retirement system Plan description — The Authority's employees participate in the Florida Retirement System ("FRS"), administered by the Florida Department of Administration. Employees elect participation in either the defined benefit plan ("Pension Plan"), a multiple -employer cost - sharing defined benefit retirement plan, or the defined contribution plan ("Investment Plan") under the FRS. As a general rule, membership in the FRS is compulsory for all employees working in a regularly established position for a state agency, county government, district school board, state university, community college, or a participating city or special district within the State of Florida. The FRS provides retirement and disability benefits, annual cost -of -living adjustments, and death benefits to plan members and beneficiaries. Benefits are established by Chapter 121, Florida Statutes, and Chapter 60S, Florida Administrative Code. Amendments to the law can be made only by an act of the Florida Legislature. Benefits are computed on the basis of age, average final compensation, and service credit. Regular class employees who retire .at or after age 62 with 6 years of credited service or 30 years of service regardless of age are entitled to a retirement benefit payable monthly for life, equal to 1.6% of their final average compensation for each year of credited service. Vested employees with less than 30 years of service may retire before age 62 and receive reduced retirement benefits. Special risk class employees (sworn law enforcement officers, firefighters, and correctional officers) who retire at or after age 55 with 6 years of credited service, or with 25 years of service regardless of age, are entitled to a retirement benefit payable monthly for life, equal to 3% of their final average compensation for each year of credited service. Senior Management Service class employees who retire at or after age 62 with at least 6 years of credited service or 30 years of service regardless of age are entitled to a retirement benefit payable monthly for life, equal to 1.6% of their final average compensation for each year of credited service. Elected Officers' class employees who retire at or after age 62 with at least six years of credited service or 30 years of service regardless of age are entitled to a retirement benefit payable monthly for life, equal to 3% (3.33% for judges and justices) of their final average compensation for each year of credited service. A post -employment health insurance subsidy is also provided to eligible retired employees through the FRS in accordance with Florida Statutes. In addition to the above benefits, the FRS administers a Deferred Retirement Option Program ("DROP"). This program allows eligible employees to defer receipt of monthly retirement benefit payments while continuing employment with a FRS employer for a period not to exceed 60 months after electing to participate. Deferred monthly benefits are held in the FRS Trust Fund and accrue interest. For those employees who elect participation in the Investment Plan rather than the Pension Plan, vesting occurs at one year of service. These participants receive a contribution for self - direction in an investment product with a third parry administrator selected by the State Board of Administration. 16 MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY (A Component Unit of Monroe County, Florida) Notes to Financial Statements Year Ended September 30, 2006 Note 6 — Retirement system (continued) The State of Florida annually issues a publicly available financial report that includes financial statements and required supplementary information for the FRS. The latest available report may be obtained by writing to the State of Florida Division of Retirement, Department of Management Services, 2639 North. Monroe Street, Building C, Tallahassee, Florida 32299-1560 or accessing their internet site at www.frs.state.fl.us. Funding policy — The FRS is noncontributory for members. Governmental employers are required to make contributions to the FRS based on statewide contribution rates. The contribution rates by job class at September 30, 2006 were as follows: regular 9.85%; special risk 20.92%; special risk administrative support 12.55%; county elected officers 16.53%; senior management 13.12%, and DROP participants 10.91 %. During the fiscal year ended September 30, 2006, the Authority contributed to the plan an amount equal to 9.85% of covered payroll. The Authority's contributions to the FRS for the fiscal years ending September 30, 2004 through 2006 were $8,985, $10,636 and $12,451 respectively, which were equal to the required contributions for each fiscal year. The Authority has historically contributed amounts equal to required contributions and, therefore, does not have a pension asset or liability as determined in accordance with GASB Statement No. 27. Note 7 — Risk management The Authority is exposed to various risks of loss related to tort; theft of, damage to, and destruction of assets; errors and omissions: injuries to employee; and natural disasters. The Authority participates in the coverage provided by the Board of County Commissioners of Monroe County Worker's Compensation, Group Insurance and Risk Management Fund internal service funds. Under these programs, the Worker's Compensation Fund provides $1,000,000 coverage per claim for regular employees. Risk Management has a $5,000,000 excess insurance policy for general liability claims with a $100,000 self -insured retention, and building property damage is covered for the actual value of the building with a deductible between $100,000 and $250,000, Deductibles for windstorm and flood vary by location. Monroe County purchases commercial insurance for claims in excess of coverage provided by the funds and for all other risks of loss. Settled claims have not exceeded this commercial coverage in any of the past three years. The Authority makes payments to the Worker's Compensation, Group Insurance and Risk Management Funds based on estimates of the amounts needed to pay prior and current year claims. Note 8— Commitments The Authority had approximately $1,723,375 of commitments to acquire various properties as of September 30, 2006. . 17 REQUIRED SUPPLEMENTARY INFORMATION MONROE COUNTY, FLORIDA COMPREHENSIVE PLAN LAND AUTHORITY Schedule of Revenues, Expenditures and Changes in Fund Balance Budget and Actual - General Fund (Budgetary Basis) Year Ended September 30, 2006 Revenues Intergovernmental Property sale Investment income Total revenues Expenditures Current Personnel Operating Capital outlay Total expenditures Excess (deficiency) of revenues over (under) expenditures Fund balance, beginning of year Fund balance, end of year Variance with Final Budget Positive Budget Actual (Negative) Original Final $ 2,500,000 $ 2,500,000 $ 2,716,861 $ 216,861 1,260,000 1,260,000 1,135,742 (124,258) 100,000 100,000 398,246 298,246 3,860,000 3,860,000 4,250,849 390,849 217,700 217,700 171,261 46,439 121,500 121,500 65,462 56,038 9,487,444 9,487,444 2,278,748 7,208,696 9,826,644 9,826,644 2,515,471 7,311,173 Reconciliation of budgetary - to full accrual basis Reconciling item Mortgage receivable Compensation accrual Fund balance, end of year (full accrual) (5,966,644) (6,966,644) $ 2,241,003 $ 2,241,003 18 1,735,378 8,207,647 7,702,022 9,943,025 $ 7,702,022 6,754,563 (6,282) $ 16,691,306 SUPPLEMENTARY INDEPENDENT AUDITORS' REPORTS INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Governing Board Monroe County Comprehensive Plan Land Authority Monroe County, Florida: We have audited the financial statements of the governmental activities and the major fund of Monroe County Comprehensive Plan Land Authority (the "Authority") as of and for the year ended September 30, 2006, which collectively comprise the Authority's basic financial statements, and have issued our report thereon dated January 11, 2007 for the purpose of compliance with Section 218.29(2), Florida Statutes, and Chapter 10.550, Rules of the Auditor General -Local Governmental Entity Audits. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control over Financial Reporting In planning and performing our audit, we considered the Authority's internal control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the financial statements and not to provide assurance on the internal control over financial reporting. Our consideration of the internal control over financial reporting would not necessarily disclose all matters in the internal control over financial reporting that might be material weaknesses. A material weakness is a reportable condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements caused by error or fraud in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over financial reporting and its operations that we consider to be material weaknesses. Compliance and Other Matters As part of obtaining assurance about whether the Authority's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. 19 This report is intended solely for the information and use of management and applicable state agencies, and is not intended to be and should not be used by anyone other than these specified parties. Orlando, Florida January 11, 2007 20 INDEPENDENT AUDITORS' MANAGEMENT LETTER To the Governing Board Monroe County Comprehensive Plan Land Authority Monroe County, Florida: We have audited the financial statements of the Monroe County, Florida Comprehensive Plan Land Authority (the "Authority"), as of and for the year ended September 30, 2006, and have issued our report thereon dated January 11, 2007 for the purpose of compliance with Section 218.29(2), Florida Statutes, and Chapter 10.550, Rules of the Auditor General -Local Governmental Entity Audits. ' We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. We have issued our Independent Auditors' Report on Internal Control over Financial Reporting and on Compliance and Other Matters based on an audit of financial statements performed in accordance with Government Auditing Standards, dated January 11, 2007, and it should be considered in conjunction with this management letter. Additionally, our audit was conducted in accordance with Chapter 10.550, Rules of the Auditor General. Those rules (Section 10.554(1)(h)l) require that we address in the management letter, if not already addressed in the auditors' report on internal controls, compliance and other matters whether or not corrective actions have been taken to address significant findings and recommendations made in the preceding annual financial audit report. There were no recommendations made in the preceding audit report. The Rules of the Auditor General (Section 10.554(1xh)2) state that a management letter shalt have a statement as to whether or not the Authority complied with Section 218.415, Florida Statutes, regarding the investment of public funds. In connection with our audit of the financial statements of the Authority, the results of our tests did not indicate that the Authority was in noncompliance with Section 218.415 regarding the investment of public funds. The Rules of the Auditor General (Section 10.554(1)(h)3) require disclosure in the management letter of any recommendations to improve The Authority's management, accounting procedures, and internal controls. There were no recommendations in connection with the fiscal 2006 financial statement audit. The Rules of the Auditor General (Section 10.554(1)(h)4) require disclosure in the management letter of the following matters if not already addressed in the auditors' reports on compliance and internal controls: (1) violations of laws, rules, regulations, and contractual provisions that have occurred, or are likely to have occurred; (2) improper or illegal expenditures; (3) improper or inadequate accounting procedures (e.g., the omission of required disclosures from the financial statements); (4) failures to properly record financial transactions; and (5) other inaccuracies, shortages, defalcations, and instances of fraud discovered by, or that come to the attention of, the auditor. There were no such matters noted. 21 The Rules of the Auditor General (Section 10.554(1)(h)5) also require that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in the management letter, unless disclosed in the notes to the financial statements. The Authority was established by under Monroe County, Florida Ordinance 031- 1986 pursuant to Florida Statute 380. There are no component units related to The Authority. As required by the Rules of the Auditor General (Section 10.554(1 xh)6.a), the scope of our audit included a review of the provisions of Section 218.503(1), Florida Statutes, regarding financial emergencies. In connection with our audit of the basic financial statements of the Authority, the results of our tests did not indicate that the Authority met any of the specified conditions of a financial emergency contained in Section 218.503(1). However, our audit does not provide a legal determination on the Authority's compliance with this requirement. The Rules of the Auditor General (Section 10.554(1)(h)6.b) state that a management letter shall include a statement as to whether or not the financial report filed with the Florida Department of Financial Services, pursuant to Section 218.32, Florida Statutes, is in agreement with the annual financial audit -report for the current audit period and, if not, explanations of any significant differences. The Authority, as a blended component unit of Monroe County, Florida (the "County"), includes its financial information in the annual report filed on a consolidated basis by the County. Our comparison of the financial report fled by the County with the Florida Department of Financial Services to -the County's 2006 audited financial statements resulted in no material differences. As required by the Rules of the Auditor General (Sections 10.554(1)(h) 6.c. and 10.556), the scope of our audit included financial condition assessment procedures as of September 30, 2006. It is management's responsibility to monitor the Authority's financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by management. The results of our financial condition assessment procedures disclosed no deteriorating financial conditions. This management letter is intended solely for the information and use of management, the State of Florida Office of the Auditor General, and applicable state agencies, and is not intended to be and should not be used by anyone other than these specified parties. It CL-iLl"&9,0-0� ** fferL7�,, `` a P Orlando, Florida January 11, 2007 22 �isiry MONROE COUNTY LAND AUTHORITY 1200 TRUMAN AVENUE, SUITE 207 • KEY WEST, FLORIDA 33040 PHONE (305) 295-5180 • FAX (305) 295-5181 April 11, 2007 Auditor General of the State of Florida Room 231, Holland Building Tallahassee, FL 32301 Re: Audit of the Monroe County Comprehensive Plan Land Authority for Fiscal Year ending September 2006 Dear Sir. or Madam: Below please find my responses to the management letter comments included in the annual audit of the Monroe County Comprehensive Plan Land Authority for the fiscal year ending September 2006. Monroe County_ Comprehensive Plan Land Authority No management letter comments. No response necessary. Please contact me if you require any additional information on this matter. Sincerely, *\ , � Marls J. Rosch Executive Director