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Resolution 146-2019 RESOLUTION NO. 146 -2019 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA, ADOPTING THE 2019 VERSION OF THE RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION DOCUMENT; REVISING PROVISIONS REGARDING BUILDER'S RISK INSURANCE REQUIREMENTS FOR VERTICAL CONSTRUCTION PROJECTS; REPEALING PRIOR INCONSISTENT RESOLUTIONS; AND PROVIDING AN EFFECTIVE DATE. WHEREAS, the Board of County Commissioners of Monroe County, Florida (hereinafter "the BOCC") has adopted the Monroe County Risk Management Policy and Procedures Contract Administration Manual ("Contract Manual") as the official source of insurance and risk management requirements that must be utilized in any type of contract, lease, or agreement entered into by the County; and WHEREAS, the Contract Manual is the official reference and source for types of levels of insurance coverage and related requirements that must be followed by individuals, contractors, professionals, vendors, agencies and firms that perform work on behalf of the County, provide the County with goods or services, use County property in conjunction with their activities, receive funding or grants from the County, or enter into interlocal agreements with the County; and WHEREAS, the most recent version of the Contract Manual has heretofore been the 2018 version; and WHEREAS, the County desires to make changes to the 2018 version of the Contract Manual, primarily in order to clarify that the County must be named as a Named Insured (not additional insured) and as a Loss Payee on all Builder's Risk policies, where a Builder's Risk policy is required, and to clarify that a full copy of the Builder's Risk insurance policy must be presented to Risk Management when the Evidence of Property Insurance form is presented for approval. NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA: Section 1. The 2019 version of the Risk Management Policy and Procedure Contract Administration Manual is hereby adopted as the official policy of the County with respect to insurance and risk management requirements that must followed by County staff and all contracting parties. The insurance and risk management requirements set forth in the Contract Manual shall be incorporated into all contracts and agreements by whatever name, including but not limited to leases, and must be followed. Page 1 of 2 Section 2. The County Administrator is directed to issue an update to Administration Instruction 7500.7 in order to implement and disseminate this Contract Manual. Section 3. This Resolution shall take effect immediately upon adoption. PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, Florida, at a regular meeting held on the 22nd day of May, 2019. &.,1*.r. , 1 Mayor Sylvia Murphy Yes • Y Y P Y ' `' Mayor Pro Tern Danny Kolhage Yes (t, �` Commissioner Michelle Coldiron Yes ''','. f." Commissioner Heather Carruthers Absent 43 fix + {. st F Commissioner David Rice Yes ilie ii••%COT COY. , Sr4 i� ~ ) BOARD OF COUNTY COMMISSIONERS Attest: KEVIN MADOK, CLERK OF MONROE COUNTY,FLORIDA e BY: 67 BY: / Deputy Clerk Mayor APPROVED AS TO FORM c.:. MONROE COUNTY ATTORNEY'S OFFICE c, rvE Digitally signed by Cynthia L.Hall 4 DN:cn=Cynthia L.Hall,o=Monroe Li. CV t L-- . P. [flL�® ',,County BOCC,ou,email=hall- t i# •b F Gw'.1� cynthia@monroecounty-fl.gov, L'i_ esv J j, Date:2019.05.06 15.34:20-04'00' z Page 2 of 2 • - 20i9 Edition • MONROE COUNTY,FLORIDA RISK MANAGEMENT POLICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL INTRODUCTION • This .manual establishes the minimum Risk Management and Insurance requirements for individuals, contractors, professionals, vendors, agencies and firms that perform work for or on behalf of Monroe County, provide the County with products or services, use County property in conjunction with their activities, or receive funding or grants from the County or enter into interlocal agreements with the County. To facilitate use of this Manual and to address the various exposures to loss faced by the County, the Manual has been sectionalized and specific insurance requirements developed based on the following classifications: Construction Contractors and Subcontractors—Persons, firms, contractors, and organizations performing construction activities for or on behalf of the County, on or off County Property. Other Contractors and Subcontractors and Professionals providing services pursuant to the Consultants' Competitive Negotiation Act (Section 287.055, Florida Statutes "CCNA") (including Trade Contractors) — Persons, firms, professionals, contractors, subcontractors; vendors and organizations that provide work, goods or services, including testing, inspections, service and maintenance contracts, for or to the County or any of the professionals identified in the CCNA. The professionals identified in the CCNA are: architects, professional engineers, landscape architects, or registered surveyors and mappers. Public Welfare and Special Events - Activities that are held on or involve the use of County property or designed to provide assistance to the general public. The activities may be sponsored by private industry, trade/professional associations, or non-profit organizations. This section includes activities that are funded by the County through the Tourist Development Council. Airport/Aircraft Activities - Organizations performing work at or for County-owned airports, airfields or activities involving the use of aircraft or lease of airport property. Leases or Sub-Leases or Rental of County Property - Organizations leasing real and personal property owned by the County. This section also includes organizations and firms that operate as concessionaires or vendors on County property. Architects and Errors and Omissions -•Contracts involving the furnishing and performance of professional architectural services. Aircraft Liability- Vendors engaged in providing commercial aircraft services operating to and from air facilities owned,operated,or maintained by the County. All Risk Property Insurance- For a Lessee arrangement occupying leased property. Adniittisttative Instruction 75(20.8 • 2019 Edition Asbestos Abatement - Contracts involving the installation, removal, transporting, or disposal of - asbestos material. Bailee's Liability Contracts involving County property being in the care, custody, and control - • of the Vendor. Builder's Risk — Contracts requiring the Contractor to maintain Builder's Risk insurance on a construction project for the County. Cyber Liability — Insurance coverage required for data breach, network security, internet media and similar other cyber related aspect of contracts. Employee Dishonesty—Contract insurance coverage for loss of County funds or property caused by the fraudulent or dishonest acts of the Vendor's employees or its agents. Engineers Errors and Omissions - Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Professional arising out of work governed by the contract. Garage Liability - Contracts involving servicing and/or repair of County-owned vehicles, extending to vehicles, owned or leased by the County, left with the Contractor for servicing,repair, storage, or safekeeping. General Liability -- Contracts that require a Contractor to obtain Commercial General Liability Insurance. Liquor Liability - Work governed by a contract that involves the sales and/or distribution of alcoholic beverages. I-Iangarkeepers Legal Liability - Contracts involving the repair, servicing, maintenance, fueling, or storage of aircraft. Installation Floater Insurance - Contracts involving coverage for machinery and equipment, while being transported, installed and tested. Medical Professional Liability - Contracts involving the providing of professional medical treatment. Motor Vehicle Cargo -Contracts involving County property being transported by the Contractor, and that most liability policies exclude coverage for such items. Pollution Liability-Work governed by a contract that involves the storage,treatment,processing, or transporting of hazardous materials. Professional Liability Work governed by a contract that involves the furnishing of advice or services of a professional nature. Administrative Instruction 7500,8 2019 Edition Underground Storage Tank Liability - Work governed by a contract that involves the maintenance and operation of fuel tanks. Business Automobile Liability -Work governed by a contract that requires the use of vehicles. Hazardous Cargo Transporters Liability - Work governed by a contract that extends to the hauling of toxic and hazardous material by motorized vehicles. Workers' Compensation —Contractor's employers liability insurance for coverage of employee injury. Water Craft Liability—Coverage for injury, damages associated with acts or omission of a vessel. Indemnification, Hold Harmless and Defense provisions for construction contractors, subcontractors, consultants, subconsultants and professionals providing services pursuant to CCNA; for the above references categories and also for inter-governmental agreements and Federal Governmental agreements and where Federal grants are involved. Waiver of Insurance Requirements and Request for Waiver form. Some classifications sections of the Manual will apply to certain groups, while others will only apply to specific groups. Administrative lnsiniciion 7500.g 3 2019 Edition OBJECTIVE and GENERAL PROCEDURES To reduce the number of claims and litigation brought against the County and the costs of defending and paying for such alleged claims and legal actions, the County attempts to hold the party or parties responsible for the alleged wrongdoing and claim accountable for their actions. This is accomplished in two (2) ways. • First, the County requires that all parties that do work for, or on behalf of Monroe County,.or that provide goods or services to the County, or that utilize County property provide an Indemnification, Hold Harmless and Defenses agreement in favor of Monroe County. Such an agreement obligates the party to hold harmless, protect, indemnify and pay for any costs which the County might incur arising out of their activities, including providing a defense attorney to the County, as relates to the claims and actions. Various forms of Indemnification,Hold Harmless and Defense agreements may be used, depending on the nature of the activity work, goods or services involved. The individual sections of this Manual specify which agreement is appropriate and the applicable terms and conditions. All agreements are contained in the section titled Indemnification, Hold Harmless and Defense. Second, to ensure that sufficient resources are available to satisfy the obligations assumed under the Indemnification, Hold Harmless and Defenses agreement, the County requires most parties to maintain minimum insurance protection. The amount of protection will vary on the type and cost of work to be performed and goods and services provided, and the risks involved. In addition, the County requires that it be named as an "Additional Insured" on the contractor's, vendor's and tenant's Liability policies. There will he times when it will be necessary, or in the best interest of the County, to deviate from the standard insurance requirements specified within this Manual. Recognizing this potential and acting on the advice of the County Attorney, die Board of County Commissioners has delegated authorization to the County Administrator and/or Risk Management to waive and modify various insurance provisions.These will be discussed in further detail in the section of this Manual entitled Waiver of Insurance Requirements. Administrative instn,ction 7500,8 4 2019 Ediiiun Standard Insurance Requirements • As a general rule, all parties will be required to carry, as a minimum: • Workers' Compensation and Employers' Liability Insurance • General Liability Insurance and • Business Automobile Liability Insurance The above insurances provide specific types of protection. These insurance coverages will be supplemented with different and additional types of coverages depending on the work or services being performed for the County. The required limits will be contingent upon the nature and extent of the project-or activity. A general overview of these coverages and other issues that may assist the user of this Manual is provided in the Glossary. Certificates of Insurance and Evidence of Property Insurance Verification that the party has obtained the required liability insurance, is usually accomplished by the furnishing of a Certificate of Insurance (COI) (Acord 25 or similar instrument). A sample COI is attached as Exhibit A to this Manual. A COI summarizes the coverages that are being maintained by the insured. It also specifies special provisions, such as the County being included as an "Additional Insured". An industry standard COI has been developed which is used by most insurance companies and agents. Evidence of Property Insurance (EPI) (Acord 27 or similar instrument) is another form, which shows property insurance, including builder's risk insurance, obtained by a party. A sample EN is attached as Exhibit B to this Manual. Risk Management reviews all COls anti EPIs to ensure that they include all required types and amounts of insurance for an acceptable coverage period, that the insurance company is acceptable to the County, that it specifically names the Monroe County Board of County Commissioners" as an Additional Insured (on liability policies other than Professional Liability and Workers' Compensation), if required, or that the County is named as a named insured on property policies and as a Loss Payee on builder's risk, anti that the policy(ies) have not expired. The COI or EPI shall be filed with the contract documents and reviewed thirty Clays prior to the expiration time of any of the insurance coverages reflected on the COI. At that time an updated certificate is required. A copy of the updated certificate shall also be forwarded to Risk - Management. Where builder's risk insurance is required by the contract, when the EPI is forwarded to Risk Management for review and approval, it will be accompanied by a full copy of the builder's risk policy. General Procedures The insurance requirements shall be established in conjunction with the development of the project, activities, services, and procurement. The "Schedule of Insurance Requirements" contained within various sections of this Manual will be used as a basis for the establishment of the coverages that must be provided and must be included in all solicitations and procurement documents. Unless insurance is waived by Risk Management, the "Insurance Checklist" will be completed by the County's employee responsible for the project by marking the required coverages with an "X". The form contains-instructions for the proposer's insurance agent to review and sign Administrative instruction 7500.8 5 2019 Edition signifying that the required coverage is in place or will be timely obtained and provided if awarded the project or contract. If the project, work, services or activity is governed by a contract, the appropriate Insurance Forms will be included as part of the contract documents and an original COI, approved by Risk Management, is required for execution of the contract. Requests'for a waiver or modification to the insurance requirements or coverages must be timely made in writing, and approved by Risk Management, utilizing the "Request for Waiver of Insurance Requirements" form.The reasons why the waiver or modification is needed,the extent of coverage that can be provided, and any other pertinent information, such as sOle supplier, etc. must be included on the "Request for Waiver of Insurance Requirements" request. It is the responsibility of the contracting department to ensure that it forwards a copy of the COI and/or EPI to Risk Management throughout the term of the agreement so that Risk Management can ensure that there is no lapse in coverage. Administrative Instruction 7500.8 6 2019 Edition INSURANCE CHECKLIST FOR VENDORS SUBMITTING PROPOSALS OR BIDS FOR WORK To assist in the development of your proposal, the insurance coverages marked with an "X" will be required in the event an award is made to your firm.Please review this form with your insurance agent and have him/her sign it in the place provided. It is also required that the bidder sign the requisite form reflecting coverage and submit it with the proposal. WORKERS' COMPENSATION AND EMPLOYERS' LIABILITY X Workers' Compensation Statutory Limits. • Bodily Injury by Accident/Bodily Injury by Disease,policy limits/Bodily Injury by Disease each employee WC1 _ Employers Liability $1 00,000/$500,000/$100,000 WC) Employers Liability $500,000/$500,000/$500,000 WC3 Employers Liability $l,000,000/$l,000,000/$I,000,000 WCUSLI-1 US Longshoremen Sr_ $1,000,000 I larbor i.Vorkers Act WCJA Federal Jones Act S I,000,000 Adntiniaratii•e instniciiori"J.i}[}.8 2019 Edition GENERAL LIABILITY As a minimum, the required general liability coverages will include: Premises Operations a Products and Completed Operations Blanket Contractual a Personal Injury Required Limits: GL1 $300,000 Combined Single Limit GL2 $500,000 Combined Single Limit GL3 $1,000,000 Combined Single Limit GL4 $2,000,000 Combined Single Limit GL5 $3,000,000 Combined Single Limit GL6 $4,000,000 Combined Single Limit GL7 $5,000,000 Combined Single Limit Required Endorsement: GLLIQL. Liquor Liability GLS St cui ity Services All endorsements arc required to have the same €ilnits as the basic policy. INSCKLST Administrative[nstntclion 75110.8 . 8. 2019 Edition • BUSINESS AUTOMOBILE LIABILITY As a minimum, coverage should extend to liability for: e Owned; Non-owned; and Hired Vehicles Required Limits: VL1 $50,000 per Person: $100,000 per Occurrence $25,000 Property Damage or - $100,000 Combined Single Limit (The use of VLI should be limited to special projects that involve other governmental entities or"Not for Profit"organizations. Risk Management must approve the use of this form). VL2 $200,000 per Person;$300,000 per Occurrence $200,000 Property Damage or $300,000 Combined Single Limit VL3 $500,000 per Person; $1,000,000 per Occurrence $100,000 Property Damage or $1,000,000 Combined Single Limit VL1 $5,000,000 Combined Single Limit MISCELLANEOUS COVERAGES BR 1 Builders' Limits equal to the Risk Full Replacement Value of the completed project. CLI Cyber Liability $1,000,000 MVC Motor Truck Limits equal to the maximum Cargo value of any one shipment. PRO' Professional $ 300,000 per Occurtence/$ 500,000 Aitg. PRO2 Liability $ 500,000 per Occurrence/SI,000,000 Age. PRO3 $1,000,000 per Occurrence/$2,000,000 Agg. POLL Pollution $ 500,000 per Oc :urrence/$1,000,000 Agg. POL2 Liability $1,000,000 per Occurrence/$2,000,000 Agg. POL3 $3,000,000 per Occurrence/$6,000,000 Agg. POLO $5,000,000 per Occurrence/$10,000,000 Agg. ED 1 Employee $ 10,000 ED2 Dishonesty $100,000 GK I Garage $ 300,000 ($ 25,000 per Vehicle) GK2 Keepers $ 500,000($100,000 per Vehicle) GK3 $1,000,000($250,000 per Vehicle) • Administrative lnstntction 7500.8 9 2019 Edition MEDI- Medical $ 300,000/$ - 750,000 Agg. MED2 Professional $ 500,000/$ 1,000,000 Agg. MED3 $1,000,000/$ 3,000,000 Agg. MED4 • $5,000,000/$10,000,000 Agg. IF Installation Maximum value of Equipment Floater Installed VLPI Hazardous $ 300,000(Requires MCS-90) VLP2 Cargo $ 500,000(Requires MCS-90) VLP3 Transporter $1,000,000(Requires MCS-90) BLL .Bailee Liab. Maximum Value of County Property that will be in the Bailee's possession. HKL1 Hangarkeepers $ 300,000 HKL2 Liability $ 500,000 HKL3 $ 1,000,000 I-IKL4 $ 5,000,000 AIRI Aircraft $ 1,000,000 AIR2 Liability $ 5,000,000 AIR3 $50,000,000 AEOI Architects Errors $ 250,000 per Occurrence/$ 500,000 Agg. AEO2 & Omissions $ 500,000 per Occurrence/$1,000,000 Agg. AEO3 $ 1,000,000 per Occurrence/$3,000,000 Agg. AEO4 $ 3,000,000 per Occurrence/$5,000,000 Agg. ARP All Risk Property Full Replacement Value of Structure EC)l Eriginceis Errors $ 250,000 per Occurrence/S 500,000 Agg. I 02 & Omissions S 500,000 per Occurrence/,$I,00t},000 Agg. 103 $ 1,000,000 per Occurrence/$2,000,000 Aga: 1a01 $ 5,000,000 per Occurrence/$10,000,000 Mg. WL1 Water Craft $ 500,000 per Occurrence W1,2 Liability $ 1,000,000 per Occurrence Administrative:instruction 75(X},$ 10 • 2019 Edition INSURANCE AGENT'S STATEMENT I have reviewed the above requirements with the bidder named below. The following deductibles apply to the corresponding policy. POLICY DEDUCTIBLES Liability policies are Occurrence Claims Made Insurance Agency Signature BIDDERS STATEMENT 1 understand the insurance that will be mandatory if awarded the contract and will comply in full with all the requirements. B1dcler's Name and Title Signature Company Naniie: Administrat ve tnlsintction 7500,8 1i 2019 Edition introduction to Construction Contractors and Subcontractors This section of the Manual will apply to construction projects and activities utilizing Contractors and Subcontractors. The types and amounts of insurance will be determined based on the type of project, scope of work, and projected cost of the contract work. The fact that the funds used to'pay for the project were obtained from Federal, State, or other grants may be relevant. If Federal grants are involved in the Agreement/Contract then use section FED in addition to any other requirements applicable. A special matrix of construction activities has been developed and incorporated within this section below to assist in the designation of the proper insurance coverages and limits. As a general rule, all contracts will include: • Indemnification, Hold Harmless and Defense Provisions • General Insurance Requirements • Workers' Compensation Provisions • General Liability Provisions and • Business Automobile Liability Provisions In addition,any construction projects (new or renovations) involving changes to structural integrity of a building require Builder's Risk insurance. All questions should be directed to the County Risk Management department. Administrative Instated on 7500,8 - 2019 Edition General Insurance Requirements for Construction Contractors and Subcontractors Prior to the commencement of work or services governed by this contract (including the pre-staging of personnel and material), the Contractor shall obtain, at his/her own expense, insurance as specified in the attached schedules, which are made part of this contract. The Contractor will ensure that the insurance obtained will extend protection to all Sub- • Contractors engaged by the Contractor. Alternatively, the Contractor may require all Subcontractors to obtain insurance consistent with the attached schedules. The Contractor will not be permitted to commence work governed by this contract (including pre-staging of personnel and material)until satisfactory evidence of the required insurance has been furnished to the County as specified below. Delays in the commencement of work,resulting from the failure of the Contractor to provide satisfactory evidence of the required insurance,shall not extend deadlines specified in this contract and any penalties and failure to perform assessments shall be imposed as if the work commenced on the specified date and time, except for the Contractor's failure to provide satisfactory evidence. The Contractor shall maintain the required insurance throughout the entire term of this contract and any extensions specified in the contract and any attached schedules. Failure to comply with this provision may result in the immediate suspension of all work until the required insurance has been reinstated or replaced. Delays in the completion of work resulting from the failure of the Contractor to maintain the required insurance shall not extend deadlines specified in this contract and any penalties and failure to perform assessments shall be imposed as if the work had not been suspended, except for the Contractor's failure to maintain the required insurance. The Contractor will be held responsible for all deductibles and self insured retentions that may be contained in the Contractor's Insurance policies. The Contractor shall provide, to the County, as satisfactory evidence of the required insurance, either: Certificate of Insurance or A Certified copy of the actual insurance policy. The County,at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. All insurance policies must specify that they arc not subject to cancellation, non-renewal, material change, or reduction in coverage unless a minimum of thirty(30) days prior notification is given to the County by the insurer. The acceptance and/or approval of the Cont actor's insurance shall not be construed as relieving the Contractor from any liability or obligation assumed under this contract or imposed by law. The Monroe County Board of County Commissioners, its employees and officials will be included as "Additional Insured"on all policies,except for Workers' Compensation. In addition, the County will be named as an Additional Insured and Loss Payee on all policies covering County-owned property. Any deviations from these General Insurance Requirements must be requested in writing on the County prepared form entitled "Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management. AdministrttivU itiutntction 7500,8 t.� . , 2019 Ediiion SCHEDULE OF INSURANCE REQUIREMENTS FOR CONSTRUCTION CONTRACTORS,,SUBCONTRACTORS and PROFESSIONAL SERVICES ` Revised November,2017 CONTRACT DESCRIPTION OF • Under $10,001 $50,001 S100,001 ;SS00,001 Over ' TYPE WORK S10,000 To to S100,000 TO S500,000 TO$1 Million 51 Million. , $50,000 ' PROVIDE AIRPORT CONSTRUCTION SERVICES-GENERALLY WC3 WC3 WC3 - WC3 WC3 ;RitterGL4 GL4 GL4 GL4 CONTRACTORS • GL4 .Flitter to • AIRPORT VL3 VL3 VL3 VL3 VL3 Risk CONSTRUCTION II work involves the structural integrity of' Management . the building HAt @RI BRt BR1 BM PROFESSIONAL SERVICES IN THE WC t WC1 WC1 WC1 WC I. ARCHITECTS AND DESIGN OF BUILDINGS, Gil GO GL1 -GL2 GL3 Refer to ENGINEERS VL1 VL1 VL1 VL1 VL1 Risk WATER MAINS.STREETS;ETC. AEO1 AEO1 AEI AE02 AE03 Management ' PROFESSIONAL SERVICES IN THE WC1 WC1 WC1 WC1 WCt , ENGINEERING DESIGN OF BUILDINGS, Gil GU Gil GL2` GL3 Teter to ENGINEERS' VL1 VL1 VL1 VLI Risk -SEWERS,VIATERMAIN,STREET,ETC. EO1 EOI E02 E02 E03 Management - BRIDGE- WC3 -WC3 WC3 WC3 WC3 Refer to CONSTRUCTION PROVIDE BRIDGE CONSTRUCTION GL3 GL3 GL3 GL3 GL4 Risk SERVICES OVER NAVIGABLE AND VL3 VL3 VL3 VL3 I VL3 Management UNNAVIGABLE WATERS, GLXCU GLXCU GLXCL?` GLXCU GLXCU BUILDING BUILDING REHABILITATION WC2 WC2 WC2° WC3 WC3 Refer to REHABILITATION GENERALLY USING SUB- GL3 GL3 GL3 GL3 GL4 Risk CONTRACTORS VL3 VL3 VL3 VL3 VL3 It work Involves the structural Integrity of BRI Managemani the Build BR I Bill Bill 'SRI - MARINA PROVIDE MARINA CONSTRUCTION Refer to Refer to Refer to Refer to Rater to. Refer 10 CONTRACTORS ALONG SHORELINE Risk Risk Risk Risk Risk Risk Mgt Mill Mgt Mgt Mgt Management GENERAL BUILDINGCONTRUCTIONSERVICES- WCI WC1 WC2 WC3 WC3 ' CONTRACTORS USING SUB-CONTRACTORS; INCLUDES GL2 GL2 GLI GL2 GL3 Refer to CONSTRUCTION OF PARKING LOTS -VL1 VL1 VL2 VL2 VL3 Risk GLXCU GLXCU GLXCU GLXCU GLXCU Menagenlvnl NEW CONSTRUCTION - BR SRI SRI BRI SRI RENOVATIONS THAT INVOLVES THE STRUCTURAL INTEGRITY OF TItE SRI BRI Bill BRI SRI BUILDING - _ PARKS.F.RECREATION CONSTRUCTION OF PARKS AND F,•)Cl S'!C1 4'1G1 WC2 VdC3 Refer to AREA AREA CO'ISTRUCTION PUBLIC RECREATION AREAS GLI' Gil GL2 GL3 GL3 Risk VLI VIA VI VL2 VL3 Management ROAD CCCNSTRUCIIO1 oft UHOff3HOUNU MIRK SU7.HAS WCI WC, WC-2 WC3 WC3 INVOLVING ROAD CONS I RUCTION.t'1AlERAND Gil GO k1- GL2 GL2 GL3 Refer to EXCAVATIONS, SEWER LINE INSTALLATION. VL2 VL2 VL2 VL2 VL3 Risk CULVERTS,ETC TUNNELING CU!_VERTS,ETC. GLXCU GLXCU GLXCU GLXCU GLXCU LIsnagsrnent INCLUDE"CCS"INDEMNIFICATION,HOLD HARMLESS AND DEFENSE AGREEMENT IN CONTRACT QUESTIONS SHOULD BE DIRECTED TO THE COUNTY RISK MANAGEMENT DEPARTMENT. Administrative Instruction 7500,8 2019 Edition Introduction to Other Contractors.Subcontractors and Professional Services Section This section of the Manual will apply to Vendors and Contractors supplying goods or services to the County which may not be in connection with a construction project or that provide certain professional services. Generally, the insurance requirements for Agreements/Contracts which supply goods or services associated with construction projects should be governed by the Construction Contractors section of this manual. The types and amounts of insurance will be determined based on the type of service or goods provided and the projected payment to the Vendor. The fact that the funds used to pay for the goods or services were obtained from Federal, State, or other grants may be relevant. If Federal grants are involved in the Agreement/Contract then use section FEDGRT in addition to any other requirements applicable. A special matrix for this section has been developed to assist in the establishment of the proper insurance coverages and limits. As a general rule, all agreements will include as a minimum: e Indemnification, Hold Harmless and Defense Provisions e General Insurance Requirements e Workers' Compensation Provisions e General Liability Provisions and • Business Automobile Liability Provisions Questions should be directed to the County Risk Management Department. • Administrative instruction 7 09:8:, '15 • 2019 Edition General Insurance Requirements For Other Contractors,Subcontractors and Professional Services As a pre-requisite of the work and services governed, or the goods supplied under this contract (including the pre-staging of personnel and material), the Contractor shall obtain, at his/her own expense, insurance as specified in any attached schedules, which are made part of this contract. The Contractor will ensure that the insurance obtained will extend protection to all Subcontractors engaged by the Contractor. Alternatively, the Contractor may require all Subcontractors to obtain insurance consistent with the attached schedules. The Contractor will not be permitted to commence work governed by this contract (including pre- staging of personnel and material) until satisfactory evidence of the required insurance has been furnished to the County as specified below. Delays in the commencement of work, resulting from the failure of the Contractor to provide satisfactory evidence of the required insurance, shall not extend deadlines specified in this contract and any penalties and failure to perform assessments shall be imposed as if the work commenced on the specified date and time, except for the Contractor's failure to provide satisfactory evidence. The Contractor shall maintain the required insurance throughout the entire term of this contract and any extensions specified in the attached schedules. Failure to comply with this provision may result in the immediate suspension of all work until the required insurance has been reinstated or replaced. Delays in the completion of work resulting from the failure of the Contractor to maintain the required insurance shall not extend deadlines specified in this contract and any penalties and failure to perform assessments shall be imposed as if the work had not been suspended, except for the Contractor's failure to maintain the required insurance. The Contractor will be held responsible for all deductibles and self insured retentions that may, he contained in the Contractor's Insurance policies. The Contractor shall provide, to the County, as satisfactory evidence of the required insurance, either: • Certificate of Insurance or A Certified copy of the actual insurance policy. The County, at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. All insurance policies must specify that they are not subject to cancellation, non-renewal, material change, or reduction in coverage unless a minimum of thirty (30) days prior notification is given to the County by the insurer. The acceptance and/or approval of the Contractor's insurance shall not be construed as relieving the Contractor from any liability or obligation assumed under this contract or unposed by law. The Monroe County Board of County Commissioners, its employees and officials will be included as "Additional Insured" on all policies, except for Workers' Compensation. Any deviations from these General Insurance Requirements must be requested in writing on the County prepared form entitled "Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management Department. Administrative Instruction 750O 5 1t 2019 Edition SCHEDULE OF INSURANCE REQUIREMENTS FOR OTHER CONTRACTORS AND SUBCONTRACTORS CONTRACT ' DESCRIPTION OF Under S10,001 550,001 5100,001 5500,001 Over TYPE WORK 510,000 to S50,000 ,to 3100,000 to 3500,000 to SI Million S1 Million WC1 WC1 ' WCI WC2 WC3 Refer to ASBESTOS ENCAPSULATING,REMOVING OR GL1 GLi GLI GL2 GL3 Risk - REMOVAL TESTING FOR ASBESTOS VL1 VLI VL1 VL2 VIE Management ASS ASS 'ASS ASS ABB " PROVIDE PROFESSIONAL SERVICES,BOTH wci wci wci WC2 WC3 ON AND OFF SITE SUCH AS MANAGEMENT Refer to CONSULTING AND FINANCIAL CONSULTANTS, Go GL1 GLI GL2 GL3 Risk SERVICES VL1 VL1 VL1 VL2 VL3 INCLUDES SERVICES OF A PROFESSIONAL Management NATURE WHETHER LICENSED OR NOT PR01 PROt PRO' PA02 PR03 V DELIVERIES DELIVERY,LOADING AND UNLOADING WCI WCI WCt WCI WCI• Refer to OF HEAVY EQUIPMENT OR GL3 G1.3 GL3 GL3 GL3 Risk. MACHINERY REQUIRING VL2 VL2 VL2 VL2 V1.3. Management CRANES OR RIGGING MVC MVC MVC . MVC MVC ' DELIVERIES DELIVERY,LOADING AND UNLOADING WC1 WCI WC1 WC2 WC2 Refer to ' OF OTHER GOODS.SUCH AS OFFICE GLI GL1 GLI GL2 GL2 Risk • SUPPLIES.AND LOW VALUED VLI VLI VL2 VIE VL2 ManagernMd . EQUIPMENT MVC MVC , MVC, MVC. MVC DERELICT REMOVING SUNKEN AND DERELICT GLI GLI GLI GLI GL2 Refer to VESSEL "VESSELS FROM WATERS IN VLi VLI VL1 VL2 VL3 Risk RECOVERY OR AROUND THE COUNTY WCJA WCJA WCJA WCJA INCJA Management WLI WLi WL1 WL1 WL2 PO:LI POLS POL1 POLI POLL I -ELECTRICAL LICENSED ELECTRICALCONTRACTOHS WCI WCI ; WC1 WC2 WC2 " Referlo CONTRACTORS PROVIDING EITHER MAINTENANCE GLI GLI GL1 GL2 GL3 . Risk ORINSTALATION SERVICES VLI VLI VL1 VLI VL2 Management FOR THE COUNTY WCI WC1 WC1 WCI WCI Refer to ENVIRONMENTAL CONTRACTORS ENGAGED IN THE TESTING GL1 GLI GL1 GLI GLI Risk CONTRACTORS OR MONITORING OF SOIL.WATER OR AIR VLI V1.1 VL1 VL1 VL1 Management POL2 POL2 POL2 POL2 P0L2 FOOD SERVICES PROVIDING FOOD SERVICES TO THE WC1 WCI WC1 WCI WC2 Refer to ELDERLY AND OTHER CITIZENS GLI GL1 DLI 1312 GL3 Risk VL1 VLI VL1 VI2 VL2 Management FUEL DELIVERY.LOADING AND UNLOADING WCi WC1 WCI WC2 WC2 Refer to DELIVERIES OF TOXIC OR HAZARDOUS GLi GL1 GLi GL2 GO Risk ' SUBSTANCES SUCH AS OIL, VLI VLI VLI VL2 VL3 Manalament GASOLINE,CHLORINE,OTHER VLPI VLPI VLPI VLP2 VLP3 CHEMICALS MVC MVC MVC MVC MVC MCS MCS MCS MCS MCS ViCl WCI •WC.? WC2 1VG3 faE)ar is GARBAGE COLLECTION RESIDENTUAL AND COMMERCIAL GLI (ILI .01.1 Gil GL3 Risk (SOLID WASTE) ,GARBAGE COLLECTION VL2 VL2 VL2 VL3 Vt2 Tsana maul ' PO12 P012 POLE POL2 POL2 ge VlCt WC1 1VC2 VJC2 WC3 HOUSESiOLD ono 0,I.ZisTIoNS RESPONS1i3LE FOR Refer to GLI GU GL1 G1.2 GL3 HAZARDOUS WASTE RECEIVING AND DISPOSING OF.PAINTS,OILS. Risk DIVOSAL AND SOLVENTS FROM COUNTY R VL1 V1.2 V1.2 VL3 VL3E510ENTS P012 P012 POL2 POL2 POL2 Management INSTALLATION AND INSTALLATION NOT IN A PUBLIC Mt WCI WC1 WC2 WC3 - Rater to MAINTENANCE• BUILDING SUCH AS FENCING, Gil GLI GLi GL2 GL3 Risk OUTSIDE LANDSCAPING.TREES,ETC VLI VLI VLI VL2 VL3 Management INSTRUMENT 1ESTING THE TESTING AND CALIBRATION OF FIRE. WC Wet t"d(;1 L'd:%2 WC Refer 10 AND CALIBRATION MEDICAL AND BIG-MEDICA EQUIPMENT GL2 GL2 GL2 GL3 GL3 Risk VL2 VL1 VLI VIE VL3 Manaoemenl INTERNET,WEBSITE - WC1 WC1 WC] WC. MI Refer to AND CLOUD THE PROVIDING AiD'OR DEVELOPING OF G1.2 GL2 GL2 Gt. GL2: Risk'• PROVIDERS AND INTERNET.WEBSITE AND CLOUD SERVICES V12 VIZ V 12 VIZ V12 Management DEVELOPERS GLI Gel C?I CLI CI Management JANITORIAL SERVICES CLEANING COUNTY BUILDINGS WCi MCI MO-I WC2 WC2 Refer to (Will OR)WITHOUT COUNTY VL 1 VIA VL1 VL2 V12 Risk SUPERVISION EDI EDI EDI ED2 ED2 Management Gil GL1 GL1 OLE GL2 LAB TESTING GEN_R i ALLABTESTING . GLI Gt GLI GL2 - Gt3 Refer to VLI VLI VLI VL2 VL3 Risk PAO1 PR01 PRO! PRO2 PR03 Management WCI WCI WCI WC1 WCI LANDSCAPING CLEARING•LOTS,MOWING. GU •GL1 GLI GL2 GL3 Risk SHRUBBERY WORK,ETC VLI VL1 VL1 VL2 VL3 Management WCI WCI WCi WCI WCI Refer to MARINE SERVICES INVOLVING THE MASTER OR GL1 GL1 GL1 GLI GL2 Refer to CONTRACTORS CREW OF ANY OCEAN GOING VLI VL1 VL1 VIE VL3 Risk VESSEL WCJA WCJA WCJA WCJA WCJA Management Vdl2 WL2 Wt2 WL2 WL2 Administrative[nstnicticnt 7;500. 2019 falitian • SCHEDULE OF INSURANCE REQUIREMENTS FOR . ' s OTHER CONTRACTORS AND SUBCONTRACTORS ' CONTRACT DESCRIPTION OF " Under 510,001 550,001 5100,001 5500,001 Over TYPE WORK - 510,000 _ to$50,000 to 5100,000 TO 5500,000 TO 51 Million SI Million MEDICAL PROVIDING MEDICAL AND PSYCHIATRIC .WCI WC1 WC1 WC2 WO3 Refer to SERVICES SERVICES TO CITIZENS.EMPLOYEES, GL1 GLI GL1 G12 G4 3 Risk EMPLOYEE APPLICANTS.DRUG TESTING VL2 VL1 VL1 VL2 VL3 Management A PHYSIOLOGICAL TESTING OF EMPLOYEES• MEDI MEDI •MED2 MED3 MED4 ON•SITESERVICES - PROVIDING SPECIALIZED SERVICES WC1 WCI WCI -WC2 WC3 Refer to AND TEMPORARY HELP WHERE GL1 GLI GL1 GL2 GL3 Risk CONTRACTOR'S EMPLOYEES WORK ON VLI VLI VLI VL2 VL3 Management COUNTY PROPERTY,USING COUNTY ED1 EDI. EDI • ED2 ED2 EQUIPMENT AND UNDER COUNTY SUPER- VISION FOR EXTENDED PERIODS(NOT INDIVIDUAL EMPLOYMENT CONTRACTS) PARKING LOT FIRMS ENGAGED IN OPERATING PARKING WC1 WCI WC; WOO WC3 Refer to OPERATIONS FACILITIES ON COUNTY OWNED PROPERTY GLI GLI GL1 G12 GL3 Risk VL1 VLI VLI VL2 VL3 Management GK1 GI(1 GK1 GK2 _ 0K3 PEST FIRMS ENGAGEO IN THE ELIMINATION OF BUGS.` WCI WCI WC2 WC2 WC2 Refer to CONTROL RODENTS.AND SIMILAR ANIMALS, GLI GL1. GL2 GL2 G13 Risk VLI VLI VL2 VL2 VL3 Management ' POLE POL1 ' _ POLL POLL POLO REFUSE PICKUP FROM,COUNTY BUILDINGS.PRIVATE WC1 WCI WCI WC2 WC3 Refer to RESIDENCES,PUBLIC STREETS AND GL1 GU GU GL2 GL3 Risk PARKS AND INCLUDES SOLID WASTE, VL2 V12 VL2 VL2 VL3 Management SEWAGE&OTHER HAZARDOUS MATERIALS POLO. POLO POLl POLO POLO REPAIRSMAINT REPAIRS1MAINTENNANCE TO COUNTY-OWNED WC1 WCI WCI WC2 WC3 Reter to EQUIPMENT IN COUNTY BUILDINGS.SUCH H GL1 GU GL1 GL2 - GL3 Risk AS OFFICE MACHINES,COPIERS, VLI VU VLI VL2 VL3 Management FIRE EXTINGUISHERS,ETC REPAIRS,OUTSIDE REPAIRS TO COUNTY-OWNED EQUIP- WCI WCI WC1 WC2 WC3 Refer to MENT AT CONTRACTOR'S SITE.SUCH GLI GL 1 GLS GL2 GL3 Risk AS RADIO AND COMMUNICATION VLI VLt VLI VL2 VL3 Management ' EQUIPMENT,PUMPS.MOTORS. BLL BLL BLL BLL SLL ROAD OR RIGHT OF WAY * WORK ON COUNTY ROADS AND WC2 WC2 WC2 WC3 WC3 Refer to MAINTENANCE RIGHT OF WAYS WHICH AFFECTS PUBLIC GL2 GL2 GL2 GL3 GL3 Risk NOT INVOLVING TRAFFIC(BOP I VEHICLE AND PEDESTRIAN) VL2 VL2 VL2 VL3 VL3 Management EXCAVATIONS SEAWALL/MARINE ORGANIZATIONS ENGAGED TO WC1 WCI WCt WCI WC Refer to DOCK MAINTAIN OR REBUILD GLI Gil GLI GU GU Risk MAINTENANCE COUNTY OWNED VL1 VLI VLI VL2 ' VL2 Management SEAWALLS OR MARINE DOCKS WCUSLH WCUSLH WCUSLH WCUSLII WCUSLIi SECURITY ORGANIZATIONS ENGAGED IN THE WC1 WC! WCI WC2 WOO • Rater to SERVICES PROVIDING OF GUARD AND OTHER GL1 GL1 GL2 GL2 GU Risk SECURITY SERVICES GLS GLS GLS GIS GIS Management VL1 VL1 VLI VL2 VL3 SERVICE AND SERVICE AND DELIVERIES S OF NON OL NED WC1 V/Cr WEI WC1 WC Peter Is DELIVERIES OFITF.MS COUNT Y PROPERTY SUCH ASVENDING GLI GLI GLI GL1 GL1 Risk NOT OWNED BY COUNTY MACHINES.ATMS AND OT115R SIMILAR ITEMS V1.1 VL 1 VII VLI VL1 Mananement SHIP REPAIR 'REPAIR OR CONSTRUCITON WCI (`!CI - WC1 WC2 WC3 Refer to OR OFCOUNTYOWNED GET GLI G',1 GL2 G1.2 Risk CONSTRJCTIOTI WATERCRAFT VL1 VL1 VL1 VL2 VL2 Management ' TRADES/MAINT, TRADE SERVICES ON OR OFF COUNTY WC I WCI WC2 Vie? WC3 Refer Is SERVICES , PROPERTY SUCH AS EXTERMINATORS GLI GLI GU GL2 GL3 Risk CARPET INSTALLATION,WI:DOW VLI VL1 VL2 VL2 VL3 Management CLEANING.ELEVATOR REPAIR: ROOFING AND PAINTING TRADES'MAINT_ TRADE SERVICES ON On OFF WEI VIC7 WC1 YWC?.- WC3 Refer Is SERVICES PUBLIC PROPERTY SUCH AS AUTO GL1 GLI GLI GL2 GL3 Risk INVOLVING VEHICL ES GLASS REPLACEMENT,PRE VL1 ' VLI VLI VL2 VL3 t,lana2ement REPAIRS,ETC GK1 GK1 GK1 GK2 GK3 TRANSPORTATION PROVIDING TRANSPORTATION FOR WCI t:'C! WCI - V/C2 WC3 Refer To EITHER COUNTY EMPLOYEES OR GL1 GLI GLI G1 2 GL3 Risk NONCOUNTY EMPLOYEESI'O INCLUDE VL2 VIE VL2 VL3 VL3 Management TRANSPORTING THE ELDERLY, AND HANDICAPPED. _ VEIIICLE SERVICES SERVICES PERFORMED AT CONTRACTOR'S viol WCt viol Y/C2 WC3 Rater to SHOP ON COUNTY VEHICLES,SUCH AS GLI GLI GL1 GL2 GL3 Risk PAINTING,BODYWORK,MECHANICAL, VLI VLI 1.11 VL2 VL3 Management ETC',&INCLUDES MODIFICATION TO GK1 GK1 (SKI GK2 GK3 EMERGENCY VEHICLES" , . Administrative Instruction,7500,8 2019 Edition SCHEDULE OF INSURANCE REQUIREMENTS FOR OTHER CONTRACTORS AND SUBCONTRACTORS CONTRACT DESCRIPTION OF Under S10,001 S50,001 S100,001 S500,001 Over TYPE WORK $10,00 To to TO TO Si' S1 Million 0 S50,000 $100,000 S500,000 Million WASTE HAUL OUT THE TRANSPORTATION OF WASTE WC1 WC1 WC2 WC2 WC3 Refer to FROM THE COUNTY GL1 GL1 GL1 GL2 GL2 Risk VL2 VL2 VL2 VL3 VL3 Management POL1 POL1 POL1 POL2 POL2 WASTE OPERATIONS AND MAINTENANCE WC2 WC2 WC2 WC2 WC3 WC3 PROCESSING OF THE COUNTY'S WASTE GL4 GL4 GL4 GL4 GL4 GL4 PLANT PROCESSING FACILITIES VL2 VL2 VL2 VL2 VL2 VL2 OPERATIONS ARP ARP ARP ' ARP ARP ARP INCLUDE"OCS"INDEMNIFICATION AND HOLD HARMLESS AND DEFENSES AGREEMENT IN CONTRACT QUESTIONS SHOULD BE DIRECTED TO THE COUNTY RISK MANAGEMENT DEPARTMENT. Administrative Instruction 7500.8 2019 Edition Introduction to Public Welfare and.Special Events Section This section of the Manual will apply to Sponsors of Special Events which will be attended by the general public. They normally involve the gathering of large crowds and often include hazardous activities. They may be sponsored by private industry, associations, non profit organizations or funded by the County through the Tourist Development Council. The types and amounts of insurance will be determined based on the nature of the event and the activities associated with the event. Depending on the event and its sponsor,certain insurance requirements may be waived.The specially developed matrix which is incorporated within this section should be consulted. Questions should be directed to the County Risk Management Department. Administrative Instruction 7500.8 2a 2019 Edition General Insurance Requirements for Public Welfare and Special Events As a pre-requisite of the Special Event governed by this permit or agreement,the Promoter shall obtain, at his/her own expense, insurance as specified in the attached schedules. The Promoter will not be permitted to commence work or activities associated with the Special Event(including pre-staging of personnel and material)until satisfactory evidence of the required insurance has been furnished to the County as specified below. The Promoter shall maintain the required insurance throughout the entire duration of the Special Event and any extensions specified in any attached schedules. Failure to comply with this provision may result in the immediate suspension of the Special Event until the required insurance has been reinstated or replaced. The Promoter will be held responsible for all deductibles and self insured retentions that may be contained in the Promoter's Insurance policies. The Promoter shall provide, to the County, as satisfactory evidence of the required insurance, either: • Certificate of insurance or • A Certified copy of the actual insurance policy. The County,at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. All insurance policies must specify that they are not subject to cancellation, non-renewal, material change, or reduction in coverage unless a minimum of thirty (30) days prior notification is given to the County by the insurer. The acceptance and/or approval of the Promoter's insurance shall not be construed as relieving the Promoter from any liability or obligation assumed under this contract or imposed by law. The Monroe County Board of County Commissioners, its employees and officials will be included as "Additional Insured" on all policies, except for Workers' Compensation. Any deviations from these General Insurance Requirements must he requested in writing on the County prepared form entitled "Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management Department. Administrative instntction 7I J.8 21 • 2019 Edition SCHEDULE OF INSURANCE REQUIREMENTS FOR PUBLIC WELFARE AND SPECIAL EVENTS Description of Examples ofRequired It Activities Events Insurance or Forms r, Assistance to Soup Kitchens, PWSE the Needy Shelters 4 r Citcus. Commercial Ventures WC2 with Animals and GL3 5. High Risk Acts VL2 , % , '7 Concerts! Rock Concerts and GL2 Performers Other Events Providing VL2 Entertainment to MUS # the General Public k Public Service and ,Non Profit Organizations providing Care of Life lo nl# Counseling Counseling such as PWSE Health&Medical Substance Abuse,Job Rr Training,and Senior Citizen Programs, Drug&Alcohol Support &Public Immunization Fireworks Displays On or Off GL3 rt County Property which Require Permits Administrative Instruction 7500,8 2019 Edition SCHEDULE OF INSURANCE REQUIREMENTS FOR PUBLIC WELFARE AND SPECIAL EVENTS Description of Examples of Required i Activities Events Insurance or s Forms Handicapped and Special Olympics and PWSE r the Disabled Goodwill II Events - Interlocal Agreements with and Agreements between local INTGVT governmental agencies ti Liquor Sales The sale of liquor. Required insurance is GLLI° in addition to those specified under the activity ' Local events Triathlons,Beach or PWSE funded by the Summer Fests,and Tourist Festivals Development Council WC2,GL3,VL2 MovieflV Productions If aircraft or , Productions Utilizing watercraft are County Property involved refer to Risk Management National Major Activities such as WC3 4 Events Power Boat Races GL3 , Funded by VL2 the Tourist Development Council W Political Party PWSE , Conventions - Public N.O.W.;Aids Interest Awareness PWSE Racial/Ethnic Groups AARP Organized Motor Car and Refer to Racing Watercraft Regattas Risk Management Organized Spoiling Football,Baseball and Refer to Events All Professional Sports Risk Management Parades Any Event Requiring PWSE a County Parade Permit INCLUDE"PWSE'INDEMNIFICATION,HOLD HARMLESS AND DEFENSE AGREEMENT IN CONTRACT QUESTIONS SHOULD BE DIRECTED TO THE COUNTY RISK MANAGEMENT DEPARTMENT. . AdMigistrative Instnictioii 7500,8 „,r3 2019 Edition Introduction to Airport/Aircraft Activities Section This section of the Manual applies to activities associated with, or conducted at the County's Airports, or involve Aircraft Activities. The types and amounts of insurance will be determined based on the type of activity and its projected cost. The fact that the funds used to pay for the activity were obtained from Federal, State, or other grants may alter the types and amounts, of insurance being required. The insurance provisions for construction projects at the Airports will be governed by the section of this manual entitled Construction Contractors and Subcontractors. A special matrix of activities has been developed and incorporated within this section below to assist in the designation of the proper insurance coverages and limits. As a general rule, all contracts will include: • Indemnification and Hold Harmless Provisions • General Insurance Requirements • Workers' Compensation Provisions • General Liability Provisions • Business Automobile Liability Provisions and • Airport or Aircraft Liability Provisions Questions should be directed to the County Risk Management Department. • Administrative Instruction 7501t18 • • 2019 Edition General Insurance Requirements for Airport/Aircraft Activities Prior to the commencement of work or services governed by this contract (including the pre- staging of personnel and material), the Vendor shall obtain, at his/her own expense, insurance as specified in the attached schedules, which are made part of this contract.The Vendor will ensure that the insurance obtained will extend protection to all Contractors engaged by the Vendor. The Vendor will not be permitted to commence work or services governed by this contract (including pre-staging of personnel and material) until satisfactory evidence of the required insurance has been furnished to the County as specified below. The Vendor shall maintain the required insurance throughout the entire term of this contract and any extensions specified in any attached schedules. Failure to comply with this provision may result in the immediate suspension of all activities conducted by the Vendor and its Contractors until the required insurance has been reinstated or replaced. The Contractor will be held responsible for all deductibles and self insured retentions that may be contained in the Contractor's Insurance policies. The Vendor shall provide, to the County,as satisfactory evidence of the required insurance,either: ® Certificate of Insurance or • A Certified copy of the actual insurance policy. The County, at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. All insurance policies must specify that they are not subject to cancellation, non-renewal, material change. or reduction in coverage unless a minimum of thirty (3D) days prior notification is given to the County by the insurer. The acceptance and/or approval of the Vendor's insurance shall not be construed as relieving the Vendor loom any liability or obligation assumed under this contract or imposed by law. The Monroe County Board of County Commissioners,its employees and officials will be included as "Additional Insured" on all policies, except for Workers' Compensation. Any deviations from these General Insurance Requirements must he requested in writing on the County prepared form entitled "Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management. AdministnUis'e instruction 7500,8 2019 Edition • SCHEDULE OF INSURANCE REQUIREMENTS FOR AIRPORT ACTIVITIES CONTRACT DESCRIPTION OF Under $10,001 $50,001 $100,001 $500,001 ` Over TYPE WORK 510.000 to 550,000 to$100,000 to$500,000 to$1 Million St Million EVENTS UTILIZING WC3 WC3 WC3 WC3 ' WC3 Refer to AIR SHOWS COUNTY AIRFIELDS GL3• GL3 GL3 GL3 GL3' Risk OR AIRPORTS VL2 VL2 VL2 VL2 VL3 Mgmnl AIRI AIR1 AtR1 AIR1 AIR2 COMMERCIAL AIRLINES WITH WC3 WC3 WC3 WC3 WC3 VLWC3 AIRLINES SCHEDULED SERVICE TO COUNTY GL3 GL3 G13 GL3 GL3 GL3 OWNED AIRFIELDS VL3 , VL3 VL3 VL3 VL3 VL3 AIR3 AIR3 AIR3 AIR3 AIR3 AIR3 AVIATION NON PROFIT ORGANIZATIONS WHO AIR1. AIR1 AIR1 AIRI AIRI AIRI CLUBS JOINTLY OWN AND OPERATE GL1 GL1 GL1 GL1 GL1' GL1 AIRCRAFT FOR PLEASURE ASBESTOS ENCAPSULATING.REMOVING OR WC1 WC1 WC1 WC2 WC3 REMOVAL TESTING FOR ASBESTOS GL1 GL1 GL1 G12 GL3 Refer to VL2 VL2 VL2 ' VL2 VL2 Risk ASH ASS ASH ASH ASH Mgmnl CAR RENTAL. ORGANIZATIONS ENGAGED IN THE WC3 WC3 WC3 WC3 WC3 WC3 FIRMS RENTING OR LEASING OF VEHICLES TO GL3 GL3 0L3 GL3 GL3 GL3 THE GENERAL PUBLIC VL3 VL3 VL3 VL3 VL3 VL3 DELIVERY.LOADING AND UNLOADING WC1 WCI WC1 WC2 WC2 Refer to DELIVERIES OF HEAVYEQUIPMENTOR GU GL1 GLI GL2 GL3 Risk MACHINERY REQUIRING VL2 VL2 VL2 VL2 VL3 Mgmnt CRANES OR RIGGING • DELIVERY.LOADING AND UNLOADING WCI WC1 WC1 WC2 WC2 Refer to DELIVERIES OF OTHER GOODS,SUCH AS OFFICE GLI GLI GL1 G12 G12 Risk SUPPLIES,AND LOW VALUED VL2 VL2 VL2 VL2 VL2 Mgmnt EQUIPMENT FIXED BASE ORGANIZATIONS ENGAGED IN THE WC3 WC3 WC3 WC4 WC4 WC4 OPERATORS REPAIR,SERVICING,MAINTENANCE, GL4 GL4 GL4 GL4 GL4 GL4 FUELING AND TIE-DOWN OF AIRCRAFT VL4 VIA VL4 VL3 VL3 VL3 IF FE3O MAINTAINS FUEL TANKS HKL4 1%K14' HKL4 HKL4 HKL4 HKL4 UST UST UST UST UST UST FOOD SERVICES RESTAURANT AND WC1 WC1 WC1 WC2 WG2 Referlo I.I0OURLOUNGES f t.1 GLI GL1 GL2 GL2 Risk VL2 VL2 VL2 V12 VL2. Momnt %LI.1Q GLLIO GLLIO GLLI° GLLIO DELIVERY,LOADING AND UNLOADING. DELIVERIES OF TOXIC OR HAZARDOUS WCI WCI WC1 WCI WCI SUBSTANCES SUCI I AS OIL, GL1 Gil CA1,1 GL2 G13 R,fPrta GASOLINE,CHLORINE,&OTHER VL2 VL2 VL2 VL2 V13 Risk CHEMICALS VLPI VIP1 VLP1 VtP2 VLP3 Mgmnl MVC MVC MVC MVC MVC DELIVERIES DELIVERY..LOARDING OR UNLOADING OF OTHER GOODS,SUCH AS OFFICE WC2 WC2 WC2 WC2 WC2 WC2 SUPPLIES,AND LOW VALUED G1.2 GL2 GL2 GL2 GL2 GL2 EQUIPMENT V12. VL2 VL2 VL2 VI.2 V1.2 GIFT SHOPS ORGANIZATIONS ENGAGED IN THE WC2 WC2. WC2 WC2 WC2 WC2 SALE OF ME FICHANDISE TO THE G1.2 GL2 G12 GL2 GL2 GL2 GENERAL PUBLIC: DOES NOT INCLUDE VL2 VL2 VL2 VL2 VL2 VL2 RESTURANTS AND LOUNGES. GENERAL GROUND ORGANIZATIONS ENGAGED IN THE WC1 WC1 WC1 WCI WC1 Refer to MAINTENANCE GENERAL MAINTENANCE OF AIRPORT Gil GL1 G12 GL2 GL3 Risk GROUNDS TO INCLUDE CUTTING OF VL2 VL2 VL2 VL2 VL3 Mgmnt _ GRASS.PAINTING OF BUILDINGS,ETC. Acinlinistratii'd Instruction 75OO, 2019 Edition SCHEDULE OF INSURANCE REQUIREMENTS FOR AIRPORT ACTIVITIES CONTRACT DESCRIPTION OF Under ` ` $10,001 S50,001 " ' $100,001 $500,001 Over 1 TYPE WORK $10,000 to$50,000 to S100,000` to S500,000 to S1 Million Si Million HANGER CORPORATIONS OR INDIVIDUALS WHO GL1 GL1 Gil GL1 GLi Gil LEASE LEASE LAND FOR HANGER SPACE ` ' DIRECTLY FROM THE COUNTY . JANITORIAL (WITH OR)WITHOUT COUNTY WC1 WC1 WC1 WC1 WC1 Refer to SERVICES SUPERVISION VL2 VL2 VL2 VL2 VL2 Risk EDI EDI ED1 ED2 ED2 Management GL1 GL1 GL1 GL2 GL2 LANDSCAPING CLEARING LOTS,MOWING, I WC1 WC1 WCI WC1 WC1 Refer to SHRUBBERY WORK.ETC GL1 GL1 GL1 GL1 GL2 Risk VL2, VL2 VI.2 VL2 VL3 Management` PARKING LOT FIRMS ENGAGED IN OPERATING WC1 WCI WC1 WC2 WC3 Refer to OPERATIONS PARKING FACILITIES ON COUNTY Gil GL1 Gil GL2 GL3' Risk. PROPERTY GKI GKI GKI GK2 GK3 Management REFUSE PICKUP FROM COUNTY AIRPORTS AND GL1 GL1 Gil GL2 GL3 Refer to AIRFIELDS VL2 VL2 VL2 VL2 VL3 Risk t POLL POL1 POL POL2 POL3 Management RUNWAYSERVICE ORGANIZATIONS ENGAGED IN THE AND MAINTENANCE SERVICING OF RUNWAYS AND ASSOCIATED EQUIPMENT TO INCLUDE LIGHTS AND RADAR WC1 WC1 WCI WC1 WCI WCI CONTRACTS VALUED LESS THAN GL2 GL2 GL2 • GL2 GL2 GL2 $100,000 VL2 VL2 VL2 VL2' V12 V12 2 WC3 WC3 'WC3 WC3 WC3 WC3 GL3 GL3 GL3 GL3 GL3 GL3. CONTRACTS VALUED MORE THAN VL3. VL3 VL3 VL3 VL3 VL3 i $100.000 t SECURITY ORGANIZATIONS ENGAGED IN THE WC1 WC1 WC1 WC2 WC3 SERVICES PROVIDING OF GUARD AND OTHER Gil Gil GL2 GL3 GL3 SECURITY SERVICES VL2 VL2 VL2 VL3 VL3 1110Fleter TRADE SERVICES ON OR OFF COUNTY GLS GLS GLS GLS GLS TAXI/LIMO PROVIDING TAXI AND,'ORLIMO WC1 WC1 WCI WC1 WCI WCI E. SERVICE SERVICE TO MEMBERS OF THE GL1 GL1 Gil Gil Gil GLi 1 GENERAL PUBLIC TO AND FROM VL2 VL2 VL2 VL2 VL2 VL2 p: AIRPORT FACILITIES TRADESIMAINI. PROPF.RTYSUCIIASEXTERMINATORS Gil Gil GL2 GL2 GL3 Ref erta ti SERVICES ' CARPET INSTALLATION WINDOW VL2 VL2 VL2 VL2 VL3 Risk CLEANING,El EVA1 OR REPAIR, WCI WCI %VCI WCI WC1 Managem^.nl ROOFING AND PAINTING o' ., _.,...y „"v..s;.®. >,_�-,y,,....�. .,..- _,.,.x,.,, „Ja...• •.71 rT.7... +"':. ._ r .. , ., l_A, .� _ �.,` g. INCLUDE"AIR"INDEMNIFICATION,HOLD HARMLESS AND DEFENSE AGREEMENT IN CONTRACT QUESTIONS SHOULD SE DIRECTED TO THE COUNTY RISK MANAGEMENT DEPARTMENT. Ail rninistrati e[pstructi0n7:5003.. 27 2019 Edition Introduction to Lease of County-Owned Property This section of the Manual will apply to Organizations/Individuals who lease, or operate concessions in or on County-owned property. Included in this section are those Organizations/Individuals who lease or rent County-owned vehicles. As a general rule, all agreements will include as a minimum: ✓ Indemnification, Hold Harmless and Defense Provisions © General Insurance Requirements o All Risk Property Provisions a General Liability Provisions and • Workers' Compensation Provisions If a County-owned vehicle is leased or rented, Business Automobile Liability Insurance will be required to include physical damage coverage. All agreements must incorporate the "PROP" Indemnification and Hold Harmless agreement. Questions should be directed to the County Risk Management Department. Administrative Instruction 75008 2019 Edition General Insurance Requirements for Organizations/Individuals Leasing County-Owned Property Prior to the Organization or Individual taking possession of the property owned by the County, or commencing its concessionaire operations, the Organization/Individual shall obtain,at his/her own expense, insurance as specified in the attached schedules, which are made part of this lease/rental agreement. The Organization/Individual will not he permitted to occupy or use the property until satisfactory evidence of the required insurance has been furnished to the County as specified below. The Organization/Individual shall maintain the required insurance throughout the entire term of this lease/rental agreement and any extensions specified in the attached schedules. Failure to comply with this.provision may result in the immediate termination of the lease/rental agreement and the return of all property owned by the County. The Organization/Individual will be held responsible for all deductibles and self insured retentions that may be contained in the Organization/Individual's Insurance policies. The Organization/Individual shall provide, to the County, as satisfactory evidence of the required insurance, either: Certificate of Insurance or A Certified copy of the actual insurance policy. The County, at its sole option, has the right to request a certified copy of any or all insurance policies required by this contract. All insurance policies ilillst.specify that they arc not subject to cancellation, non-renewal, material change, or reduction in coverage l.inlc.s a minimum of thirty(30) days prior notification is given to the County by the insurer. The acceptance and/or approval of the ,Organization/Individual's insurance shall not be construed as relieving the Organization/Individual troni any liability or obligation assumed under this contract or imposed by law. The Monroe County Board of County Commissioners, will be included as "Additional Insured" on all policies. They will also be named as "Loss Payee" with respect to Fire Legal Exposure. Any deviations from these General Insurance Requirements must be requested in writing on the County prepared form entitled "Request for Waiver of Insurance Requirements" and approved by Monroe County Risk Management. Administrative instruction 7500.8 29 2019 l:difian ALL RISK PROPERTY INSURANCE REQUIREMENTS FOR LEASES/RENTALS OF COUNTY-OWNED PROPERTY FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Prior to the Organization/Individual taking possession of the property governed by this lease/rental agreement, the Organization/Individual shall obtain All Risk Property Insurance (to include the perils of Flood and Wind) with limits no less than the Replacement Cost Value of the property leased or rented. Coverage shall be maintained throughout the life of the Lease/Rental Agreement and include, as a minimum,liability coverage for: Fire Lightning Vandalism Sprinkler Leakage Sinkhole Collapse Falling Objects Windstorm Smoke Explosion Civil Commotion Aircraft and Vehicle Damage Flood The Monroe County Board of County Commissioners will be named as Additional Insured and Loss Payee on all policies issued to satisfy the above requirements. • • • Adininistrnfive Instruction 75(}0.8 30. • 21)18 Edition • GENERAL LIABILITY INSURANCE REQUIREMENTS FOR LEASE/RE' NTAL OF PROPERTY OWNED BY THE COUNTY • FOR CONTRACT • - BETWEEN MONROE COUNTY,FLORIDA • AND • Prior to the Organization/Individual taking possession of the property governed by this lease/rental:. agreement, the Organization/Individual.shall obtain General Liability Insurance. Coverage shall be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability • Fire Legal Liability(with limits equal to the fair market value of the leased property.) The minimum limits acceptable is: $1,000,000 Combined Single Limit (CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the termination of the Lease/Rental Agreement, The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. • • • • ' Administrative Instruction •3I 2018 Edition BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS . FOR LEASES/RENTALS OF COUNTY-OWNED PROPERTY FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Prior to the Organization/Individual taking possession of the property governed by this lease/rental agreement, the Organization/Individual shall purchase Business Automobile Liability Insurance. Coverage shall be maintained throughout the life of the Lease/Rental Agreement and include, as a minimum, liability coverage for: ▪ Owned, Non-Owned, and Hired Vehicles ▪ Physical Damage Protection (if the leased property is a County-owned vehicle) The minimum limits acceptable is: $300,000 Combined Single Limit(CSL) ACV for Physical Damage The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. In addition, if the lease/rental agreement involves County-owned vehicles, the Monroe County Board of County Commissioners will he named as "Loss Payee" with respect to the physical dmrtuge protection. • Administr tivc Instruction 75O1.R 32 2018 Edition ARCHITECTS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of architectural services,the Professional will purchase and maintain,throughout the life of the contract,Architects Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Professional arising out of work governed by this contract. This insurance will be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability are: $250,000 per Occurrence1$500,000 Aggregate AEO1 • Administrative Instruction 7500.8 .33 2018 Edition ARCHITECTS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of architectural services,the Professional will purchase and maintain, throughout the life of the contract,Architects Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Professional arising out of work governed by this contract. This insurance must be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability are: $500,000 per Occurrence/$1,000,000 Aggregate AEO2 Administrative Inslntction 7590.8 34 2018 Edition ARCHITECTS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of architectural services, the Professional will purchase and maintain, throughout the life of the contract,Architects Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Professional arising out of work governed by this contract. This insurance will be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability are: $1,000,000 per Occurrence/$3,000,000 Aggregate AE03 Administrative Instruction 7500,8 . 35 2018 Edition ARCHITECTS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of architectural services,the Professional will purchase and maintain, throughout the life of the contract,Architects Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Professional arising out of work governed by this contract. This insurance will be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability are: $3,000,000 per Occurrence/$5,000,000 Aggregate AEON • Administrative Instruction 7500,H 2018 Edition • AIRCRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the Vendor is engaged in providing commercial aircraft,services operating to and from air facilities owned, operated, or maintained by the County, the Vendor will purchase and maintain, throughout the life of the contract, Aircraft Liability Insurance which will respond to bodily injury and property damages resulting from any claim arising out of the aircraft services governed by this contract. The covered operations section of the policy must specifically state that the Vendor is engaged in providing commercial aircraft services. The Monroe County Board Of County Commissioners must be named as Additional Insured. The minimum limits of liability is $1 million per occurrence. • AIR Administratk'e instruction 7500.8 137 2018 Edition AIRCRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the Vendor is engaged in providing commercial aircraft services operating to and from,air facilities owned, operated, or maintained by the County, the Vendor will purchase and maintain, throughout the life of the contract, Aircraft Liability Insurance which will respond to bodily injury and property damages resulting from any claim arising out of the aircraft services governed by this contract. The covered operations section of the policy must specifically state that the Vendor is engaged in providing commercial aircraft services. The Monroe County Board of County Commissioners must be named as Additional Insured, The minimum limits of liability is $5 million per occurrence. AIR2 Administrative Instruction 7500.8 8 • 2018 Edition AIRCRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the Vendor is engaged in providing commercial aircraft services operating to and from air facilities owned, operated, or maintained by the County, the Vendor will purchase and maintain, throughout the life of the contract, Aircraft Liability Insurance which will respond to bodily injury and property damages resulting from any claim arising out of the aircraft services governed by this contract. The covered operations section of the policy must specifically state that the Vendor is engaged in providing commercial aircraft services. The Monroe County Board of County Commissioners must be named as Additional Insured. The minimum limits of liability will be $50 million per occurrence. AIRS Administrat t Instruction 7500.8 2018 Edition ALL RISK PROPERTY INSURANCE REQUIREMENTS FOR LEASES/RENTALS OF COUNTY-OWNED PROPERTY BETWEEN MONROE COUNTY,FLORIDA AND Prior to the Lessee occupying the leased property that is the subject of this agreement, the Lessee will obtain All Risk Property Insurance (to include the perils of Flood and Wind) with limits no less than the Full Replacement Cost Value of the property being leased or rented. Coverage will be maintained throughout the life of the lease and will include, as a minimum, coverage for: Fire Lightning Vandalism Sprinkler Leakage Sinkhole Collapse Falling Objects Windstorm Smoke Explosion Civil Commotion Aircraft and Vehicle Damage Flood The Monroe County Board of County Commissioners must be named as Loss Payee on all policies issued to satisfy the above requirements. • ARP Administrative lnstntction 7.500,3 40 2018 Edition ASBESTOS ABATEMENT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the installation, removal, transporting, or disposal of asbestos material, the Contractor will purchase and maintain Asbestos Abatement Liability Insurance with limits no less than $2,000,000. If the policy is structured on a "Claims Made Basis" the policy must contain a "Retroactive Date" of no later than the commencement of work and will have an extended reporting period of four(4) years. ASI3 Administrative instruction 7500.8 - 41 2018 Edition BAILEE'S LEGAL LIABILITY INSURANCE REQUIREMENTS • FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND • Recognizing that the work governed by this contract involves County property being in the care, custody, and control of the Vendor, and that most liability policies exclude coverage for such items,the Vendor will be required to maintain Bailee's Liability Insurance in amounts no less than the Full Replacement Value of the property in the possession of the Vendor. Maximum value of the County's property which is in the possession of the Vendor: Must be completed by the County • BtL • Administrative Instruction 7500.8 42 • • -• 2018&fisinn BUILDER'S RISK INSURANCE REQUIREMENTS • FOR CONTRACT • BETWEEN MONROE COUNTY,FLORIDA AND • The Contractor is required to purchase and maintain;,,throughaut the life of the contract, and,until the project-is-accepted by the County, Builder's Risk Insurance onian All Risk of•Loss form. Coverage will include: Theft Aircraft Hai! Smoke • Explosion Fire Riot Collapse -Civil Commotion Vehicles The policy limits will be no less than the amount of the Full Replacement Value of the completed • structure and coverage will be provided on a Completed Value Basis. Property, materials, or supplies located on the construction premises, which are intended to become a permanent part of the building, will be included as property insured. The policy will he endorsed permitting the County to occupy the building prior to completion • without effecting the coverage. • Monroe County Board of County C'olnrnissioneiti shall be included as a Named I inured ai4 their interest may appear(A'l'IMA). The policy will be endorsed to include the Monroe County Board of County.Commissioners as the Loss Payee. • The Contractor shall ensure that the County will be involved with all claim activities to include the settleineut of all claims. No claims will he finalized without the prior approval of the County. • BR Adininistrati�e'lifstrurtion,751)D.t 43 20[8 Edition CYBER LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor will obtain Cyber Liability Insurance. Coverage will be maintained throughout the life of the contract and include the following coverages: • Data Breach • Network Security Liability • Internet Media • Network Extortion • Regulatory Proceedings • PCI Fines and Costs The minimum limits acceptable is: $1,000,000 • CLI Administrative Instruction 7500,8 2018 Edition EMPLOYEE DISHONESTY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND The Vendor will purchase and maintain, throughout the term of the contract,Employee Dishonesty Insurance which will pay for the loss of County funds or property caused by the fraudulent or dishonest acts of the Vendor's employees or its agents, whether acting alone or in collusion of others. The minimum limits is: $10,000 per Occurrence ED I Administrative Instruction 7500.8 45 2018 Edition EMPLOYEE DISHONESTY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA • AND The Vendor will purchase and maintain, throughout the term of the contract, Employee Dishonesty Insurance which will pay for the loss of County funds or property caused by the fraudulent or dishonest acts of the Vendor's employees or its agents, whether acting alone or in collusion of others. The minimum limits is: $100,000 per Occurrence ED2 Administrative Instruction 7500.8 46 2018 Edition ENGINEERS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE.COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of engineering Services, the Professional will purchase and maintain,throughout the life of the contract,Engineers Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Professional arising out of work governed by this contract, This insurance will be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability are: $250;000 per Occurrence/$500,000 Aggregate • EOl • Administrative Instruction 7500.8 44` 2018 Edition ENGINEERS ERRORS AND OMISSIONS LIABILITY • INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND • Recognizing that the work governed by this contract involves the furnishing of engineering services,the Professional will purchase and maintain,throughout the life of the contract,Engineers Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Professional arising out of work governed by this contract. This insurance will be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability are: $500,000 per Occurrence/$1,000,000 Aggregate • • • E02 Administrative instruction 7:-10i)S 2018 Edition ENGINEERS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of engineering services,the Professional will purchase and maintain, throughout the life of the contract,Engineers Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Professional arising out of work governed by this contract. This insurance will be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability are: 1,000,000 per Occurrence% 2,000,000 Aggregate E3 Administrative Instruction 7500.8 .49 2018 Edition ENGINEERS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of engineering services,the Professional will purchase and maintain, throughout the life of the contract,Engineers Errors and Omissions Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Professional arising out of work governed by this contract. This insurance will be maintained in force for a period of two years after the date of Substantial Completion of the Project. The minimum limits of liability are: $5,000,000 per Occurrence/$10,000,000 Aggregate E04 • Administrative Instruction 7500,8 • So 2018 Hdition GARAGE LIABILITY INSURANCE REQUIREMENTS FOR - CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the servicing and/or repair of County-owned vehicles, the Contractor will be required to purchase and maintain a Garage Policy to include Garage Liability Insurance extending to vehicles, owned.or leased by the County, left with the Contractor for servicing, repair, storage, or safekeeping. Coverage should include, as a minimum: • Premises and Operations Liability • Business Automobile Liability • Contractual Liability • Products and Completed Operations Liability ® Garage Keepers' Legal Liability, to include: Comprehensive and Collision The Garage Keepers' Legal Liability will extend to all County-owned/leased vehicles in the care, custody, and control of the Contractor. The Contractor's insurance will be primary to any coverage maintained by the County. The minimum limits acceptable are: $300,000 Combined Single limit (CSL) for liability $ 25,000 Per Vehicle Garage Keepers' Legal Liability The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. OK• Administrative Instruction 7500.8 •St, 2018 hdiiion GARAGE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the servicing-and/or repair of County-owned vehicles, the Contractor will be required to purchase and maintain a Garage Policy to include Garage Liability Insurance extending to vehicles, owned or leased by the County, left with the Contractor for servicing, repair, storage, or safekeeping. Coverage' should include, as a minimum - • Premises and Operations • Business Automobile Liability • . Contractual Liability • Products and Completed Operations Liability • Garage Keepers' Legal Liability, to include: Comprehensive and Collision The Garage Keepers' Legal Liability will extend to all County-owned/leased vehicles in the care, custody, or control of the Contractor. The Contractor's insurance will be primary to any coverage maintained by the County. The minimum limits acceptable arc: • $ 500,000 Combined Single Limit (CSL) for liability 100,000 Per Vehicle Garage Keepers' Legal Liability The Monroe County Board of County Commissioners will be named as Additional Insured on ail policies is tied to satisfy the above requirements. GK2 Admini strati 0?tnstnictinn S'?. • 2018 I lilion • GARAGE LIABILITY INSURANCE REQUIREMENTS FOR • CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the servicing and/or repair of County-owned vehicles, the Contractor will be required to purchase and maintain a Garage Policy to include Garage Liability Insurance extending to vehicles, owned or leased by the County, left with the Contractor for servicing, repair, storage, or safekeeping. Coverage should include, as a minimum: • Premises and Operations • Business Automobile Liability • Contractual Liability • Products and Completed Operations Liability • Garage Keepers' Legal Liability, to include: Comprehensive and Collision The Garage Keepers' Legal Liability will extend to all County.-owned/leased vehicles in the care, custody, or control of the Contractor. The Contractor's insurance will he primary to any coverage maintained by the County. The minimum limits acceptable are: I,000,00() Combined Single Limit (CSL) for liability S 2500,000 Per Vehicle Garage.Keepers' Legal Liability The Monroe County Board of County Cominls5ioneis will he named as Additional Insured on all policies issued to satisfy the above requirements. G.K,3 Adminisirative instruction 75Od8 53 20 t 8Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT • BETWEEN MONROE COUNTY,FLORIDA • AND Prior to the commencement of work governed by this contract, the Contractor will obtain Commercial General Liability Insurance. Coverage will be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability The minimum limits acceptable is:. 300,000 Combined Single Limit (CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. in addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. CLI Administrative Instruction 75p;8 2018 Edition • GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT - BETWEEN MONROE COUNTY,FLORIDA AND • Prior to the commencement of work, governed by this contract, the Contractor shall obtain Commercial General Liability Insurance. Coverage will be maintained throughout the life of the contract and include, as a minimum • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability The minimum limits acceptable is: $500,000 Combined Single Limit (CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy-the above requirements. • -GL2 . Administrative:!nstructinn 7500;8 55 • • 2018 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS . FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA • AND Prior to the commencement of work governed by this contract, the Contractor will obtain Commercial General Liability Insurance. Coverage will be maintained throughout the life of the contract and include, as a minimum: • 'Premises Operations • Products and Completed Operations. • Blanket Contractual Liability • Personal Injury Liability The minimum limits acceptable is: $1,000,000 Combined Single Limit (CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. L3 Administrative Instruction 7,500,8 2018 Edition • GENERAL LIABILITY INSURANCE REQUIREMENTS FOR -CONTRACT • BETWEEN • MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor Will obtain Commercial General Liability Insurance. Coverage will be maintained throughout the life.of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability The minimum limits acceptable is: $2,000,000 Combined Single Limit (CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition', the period for which'claims may be reported should extend for a minimum of twelve (I 2) months following the acceptance of work by the County The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. • CL - Administrative Instruction 7500:8 57 2018 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT • BETWEEN MONROE COUNTY,FLORIDA • - AND • Prior to the commencement of work governed by this contract, the Contractor will obtain Commercial General Liability Insurance. Coverage will be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability The minimum limits acceptable is: $3,000,000 Combined Single Limit(CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requircnients. • GL5 Administrative Instruction 7.508.8 2018 Illitinn GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND .Prior to the commencement of work governed by this contract, the Contractor will obtain Commercial General Liability Insurance. Coverage will be maintained throughout the life of the contract and include, as a minimum: ® Premises Operations ® Products and Completed Operations o Blanket Contractual Liability a Personal Injury Liability The minimum limits acceptable is: $4,000,000 Combined Single Limit (CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions,should include coverage for claims filed on or after the effective date of this contract. In addition, the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County: The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. 6L6 AdrninistratiVt iniiruction 75-00.8 59 2018 Edition • GENERAL LIABILITY INSURANCE REQUIREMENTS FOR• CONTRACT BETWEEN • MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor will obtain Commercial General Liability Insurance. Coverage will be maintained throughout the life of the contract and include, as a minimum: • Premises Operations • Products and Completed Operations • Blanket Contractual Liability • Personal Injury Liability The minimum limits acceptable are: $5,000,000 Combined Single Limit (CSL) An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this contract. In addition,the period for which claims may be reported should extend for a minimum of twelve (12) months following the acceptance of work by the County. The Monroe County Board of County Con]nmissioners will be named as Additional Insured on all policies issued to satisfy,the above requirements. GL7 • • r�dmiitistrati�' 16ifiintctian 7500.8 fro 301E Edition LIQUOR LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND • Recognizing that the work governed by this contract involves the sales and/or distribution of alcoholic beverages,the Vendor's General Liability Insurance policy will include Liquor Liability with limits of not less than $1,000,000. The County will honor the Liquor Liability insurance coverage being provided by the caterer or vendor providing and serving the alcoholic beverages. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. The Monroe County Board of County Commissioners must be included as Additional Insured if a separate Liquor Liability policy is provided or provided by the caterer or vendor providing or serving the alcoholic beverages. GLLIQ Administrative Instruction 75t3f0:$ • 2018 Edition GENERAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves providing of guards and other security services on or off County property, the Contractor's General Liability Insurance policy must extend to, and be no less restrictive, than an acceptable Law Enforcement Legal Liability policy specifically providing coverage for intentional acts, which coverage must include any violation of the constitutional right of any person for damages and attorney's fees under any one or more of the following civil rights statutes: 42 USCA 1981,42 USCA 1982,42 USCA 1983,42 USCA 1985,42 USCA 1986 and 42 USCA 1988. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. OILS • Administrative lnstntetion 7500.8 fa? 2018 Edition AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY INSURANCE REQUIREMENT FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the repair, servicing, maintenance, fueling,or storage of aircraft, the Contractor will be required to purchase and maintain, throughout the life of the contract, Airport Liability and Hangarkeepers Legal Liability Insurance naming the Monroe County Board of County Commissioners as Additional Insured. The minimum limits of liability is $300,000. HKLI Administrative Instruction 7500.8 63 2018 Edition AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY INSURANCE REQUIREMENT FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the repair, servicing, maintenance, fueling,or storage of aircraft, the Contractor will be required to purchase and maintain, throughout the life of the contract,Airport Liability and Hangarkeepers Legal Liability Insurance naming the Monroe County Board of County Commissioners as Additional Insured. The minimum limits of liability is $500,000. HKL2 Administrative Instruction 7500.8 fi=9 20I6 Edi=ion AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY INSURANCE REQUIREMENT FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the repair, servicing, maintenance, fueling, or storage of aircraft, the Contractor will be required to purchase and maintain, throughout the life of the contract, Airport Liability and Hangarkeepers Legal Liability Insurance naming the Monroe County Board of County Commissioners as Additional Insured. The minimum limits of liability is $1 million. • HKL3 Administrative Instruction 7500,8 2018 Edition AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY INSURANCE REQUIREMENT FOR CONTRACT BETWEEN • MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the repair, servicing, maintenance, fueling, or storage of aircraft, the Contractor will be required to purchase and maintain, throughout the life of the contract, Airport Liability and Hangarkeepers Legal Liability Insurance naming the Monroe County Board of County Commissioners as Additional Insured. The minimum limits of liability is$5 million. HKI4 Administrative Instruction 7500.8 �6. 2018 lalition INSTALLATION FLOATER INSURANCE REQUIREMENTS FOR CONTRACT • BETWEEN MONROE COUNTY, FLORIDA AND The Contractor shall be required to purchase and maintain throughout the life of the contract, and until the project is accepted by the County, Installation Insurance providing coverage for - machinery and equipment,governed by this contract,while being transported,installed and tested. As a minimum,coverage will include: Fire Lightning Windstorm Hail Explosion Collapse Strikes Riots Civil Commotion Vandalism Malicious Mischief Vehicles Aircraft Flood The policy limits will be no less than the value amount of the machinery or equipment being installed. The Monroe County Board of County Commissioners will be named as Additional Insured and Loss Payee as their interest may appear. • .IF Administrative Instruction Mt1.8- 2018 Milan MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the providing of professional medical treatment, the Contractor will purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to the rendering of,or failure to render medical professional services under this contract. The minimum limits of liability are: $300,000 per Occurrence/$750,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. • MED 1 Administrative Instruction 7500.8 68 2018Edition MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the providing of professional medical treatment, the Contractor will purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to the rendering of,or failure to render medical professional services under this contract. The minimum limits of liability are: $500,000 per Occurrence/$1,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. • MED2 Administrative Instruction 75430,8 fig F ' 201E Edition MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the providing of professional medical treatment, the Contractor will purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to the rendering of,or failure to render medical professional services under this contract. The minimum limits of liability are: $1,000,000 per Occurrence/$3,000,000 Aggregate If coverage is provided on a claims made basis,-an extended claims reporting period of four (4) years will be required. MED3 Administrative tnstntctian 7500.8 d{; 2018 Edition MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT. BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the providing of professional medical treatment, the Contractor will purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to the rendering of,or failure to render medical professional services under this contract. The minimum limits of liability are: $5,000,000 per Occurrence/$10,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. MED4 Administrative Instniction 7500.7 2015 Edition MOTOR VEHICLE CARGO INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND • Recognizing that the work governed by this contract involves County property being transported by the Contractor, and that most liability policies exclude coverage for such items, the Contractor will be required to maintain Motor Vehicle Cargo Insurance in amounts no less than the replacement value of the property in the possession of the Contractor. Maximum Value of the County's property which is in the possession of the Contractor: ( Must be completed by the Department) NOTE If a `.`Free on Board" (FOB) bill of lading is utilized on incoming property, and if the County does not assume title until the property is delivered, the Contractor does not have to show evidence of Motor Vehicle Cargo insurance. MVC Admituistr tiso:tnstruction 7500.7 1. • 20,18 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR • CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the storage, treatment, processing, or transporting of hazardous materials, the Contractor will purchase and maintain, throughout the life of the contract, Pollution/Environmental Liability Insurance which will respond to bodily injury, property damage, environmental damage,contamination, remediation, restoration, clean up costs, and defense caused by, as a result of, or arising from a pollution incident. The minimum limits of liability are: $500,000 per Occurrence/$1,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required, The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. POI.l Administratii,o ihstructitin 7500.7 7,. 2018 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the storage, treatment, processing, or transporting of hazardous materials, the Contractor will purchase and maintain, throughout the life of the contract, Pollution/Environmental Liability Insurance which will respond.to bodily injury, property damage,environmental damage,contamination, remediation, restoration, clean up costs, and defense caused by, as a result of, or arising from a pollution incident. The minimum limits of liability are: $1,000,000 per Occurrence/$2,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. POL2 Administrative Iii_stniction 7500.7 73 2018 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the storage, treatment, processing, or transporting of hazardous materials, the Contractor will purchase and maintain, throughout the life of the contract, Pollution/Environmental Liability Insurance which will respond to bodily injury,property damage,environmental damage,contamination, remediation, restoration,clean up costs, and defense caused by, as a result of, or arising from a pollution incident. The minimum limits of liability are: $3,000,000 per Occurrence/$6,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will he required. The Monroe County Board of County Commissioners will he named as Additional Insured on all policies issued to satisfy the above requirements. POL3 Administrative Instntction 7500.7 7i 2018 Edition POLLUTION LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the storage, treatment, processing, or transporting of hazardous materials, the Contractor will purchase and maintain, throughout the life of the contract, Pollution/Environm.ental Liability Insurance which will respond to bodily injury, property damage, environmental damage, contamination, remediation, restoration, clean up costs, and defense caused by, as a result of, or arising from a pollution incident. The minimum limits of liability are: $5,000,000 per Occurrence/$10,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four (4) years will be required. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. POLO • Administrative instruction 7M110,7 '75 2018 Edition PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of advice or services of a professional nature, the Contractor will purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. • The minimum limits of liability are: $300,000 per Occurrence/$500,000 Aggregate If coverage is provided on a claims•made basis, an extended claims reporting period of four(4) years will be required. PRO 1 Administrative Instruction 7500,7 76 • 2018 dilin PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the furnishing Of advice or services - of a professional nature, the Contractor will purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. The minimum limits of liability are: $500,000 per Occurrence/$1,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four(4) • years will be required. PRO2 Administrnti%e Tiisirtu lion 7500,7 77 2018 Edition PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves the furnishing of advice or services of a professional nature, the Contractor will purchase and maintain, throughout the life of the contract, Professional Liability Insurance which will respond to damages resulting from any claim arising out of the performance of professional services or any error or omission of the Contractor arising out of work governed by this contract. The minimum limits of liability are: $1,000,000 per Occurrence/$2,000,000 Aggregate If coverage is provided on a claims made basis, an extended claims reporting period of four(4) years will be required. PROS Administrative lnstnictinn 7500,7 78, 2018 Edition UNDERGROUND STORAGE TANK LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract involves the maintenance and operation of fuel tanks, the Contractor will purchase and maintain, throughout the life of the contract, Pollution Liability Insurance which will respond to bodily injury, property damage, environmental damage, contamination, remediation, restoration, clean up costs, and defense caused by, as a result of, or arising from a pollution incident,consistent with Section 376.3072 Florida Statutes. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. • UST Administrative Instruction 7500.7 `lit • • • 2018 Edition • BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS • - FOR • • CONTRACT BETWEEN • • • MONROE COUNTY,FLORIDA • AND • Recognizing that the work governed by this contract requires the use of vehicles, the Contractor, prior to the commencement of work, shall obtain Business Automobile Liability Insurance. Coverage will be maintained throughout the life of the contract and include,as a minimum,liability coverage for: Owned, Non-Owned, and Hired Vehicles The minimum limits acceptable is: • $100,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable are: $ 50,000 per Person - $100,000 per Occurrence $ 25,000 Property Damage The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. VLI SHOULD BE LIMITED TO SPECIAL PROJECTS THAT INVOLVE OTHER GOVERNMENTAL ENTITIES OR "NOT FOR PROFIT' ORGANIZATIONS. RISK MANAGMENT MUST APPROVE THE USE OF THIS FORM. VLI Administrative tnsinrctiori`7500 7018 Edition BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract requires the use of vehicles, the Contractor, prior to the commencement of work, shall obtain Business Automobile Liability Insurance. Coverage will be maintained throughout the life of the contract and include, as a minimum,liability coverage for: Owned, Non-Owned, and Hired Vehicles The minimum limits acceptable is: $300,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable are: $200,000 per Person $300,000 per Occurrence $200,000 Property Damage The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. V L2 Administrative Instruction 7:1 .'7 ki • 2018 Edition BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract requires the use of vehicles, the Contractor, prior to the commencement of work, shall obtain Business Automobile Liability Insurance. Coverage will be maintained throughout the life of the contract and include,as a minimum, liability coverage for: e Owned, Non-Owned, and Hired Vehicles The minimum limits acceptable is: $1,000,000 Combined Single Limit (CSL) If split limits are provided, the minimum limits acceptable are: $ 500,000 per Person $1,000,000 per Occurrence $ 100,000 Property Damage The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. VL3 Administrative instruction 7500.7 s 2018 Edition BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Recognizing that the work governed by this contract requires the use of vehicles, the Contractor, prior to the commencement of work, shall obtain Business Automobile Liability Insurance. Coverage will be maintained throughout the life of the contract and include,as a minimum,liability coverage for: Owned, Non-Owned, and Hired Vehicles The minimum limits acceptable is: • $5,000,000 Combined Single Limit(CSL) If split limits are provided, the minimum limits acceptable are: $1,000,000 per Person $5,000,000 per Occurrence S 100,000 Property Damage The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. .144• Administrative In truction1.101.7 20t8 Edition HAZARDOUS CARGO TRANSPORTERS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor will purchase Pollution 'Liability Insurance which extends to the hauling of toxic and hazardous material by motorized vehicles. In compliance with the Motor Carrier Act, the policy should be endorsed with an MCS-90 Endorsement, demonstrating financial responsibility for spills and clean.-up. Any pollution exclusion limiting coverage under this policy will be removed. The minimum limits acceptable is: $300,000 per Occurrence Y LP l Administrative Instruction 700,7 • 2018 Edition HAZARDOUS CARGO TRANSPORTERS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor will purchase Pollution Liability Insurance which extends to the hauling of toxic and hazardous material by motorized vehicles. In compliance with the Motor Carrier Act, the policy should be endorsed with an MCS-90 Endorsement, demonstrating financial responsibility for spills and clean-up. Any pollution exclusion limiting coverage under this policy will be removed. The minimum limits acceptable is: $500,000 per Occurrence • VLP2 Administrative Instruction 7500.7 • 35 2018 Edition HAZARDOUS CARGO TRANSPORTERS LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor will purchase Pollution Liability Insurance which extends to the hauling of toxic and hazardous material by motorized vehicles. In compliance with the Motor Carrier Act, the policy should be endorsed with an MCS-90 Endorsement, demonstrating financial responsibility for spills and clean-up. Any pollution exclusion limiting coverage under this policy will be removed. The minimum limits acceptable is: $1,000,000 per Occurrence VLP3 Administrative Instruction 7500.7 S6 2018 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Prior to the commencement of work governed by this contract,the Contractor will obtain Workers' Compensation Insurance with limits sufficient to respond to applicable Workers' Compensation state statutes and the requirements of Chapter 440,Florida Statutes. In addition, the Contractor will obtain Employers' Liability Insurance with limits of not less than: $100,000 Bodily Injury by Accident $500,000 Bodily Injury by Disease, policy limits $100,000 Bodily Injury by Disease,each employee Coverage will be maintained throughout the entire term of the contract. Coverage will be provided by a company or companies authorized to transact business in the State of Florida. If the Contractor has been approved by the Florida's Department of Labor, as an authorized self- insurer, the County may recognize and honor the Contractor's status. The Contractor may be required to submit a Letter of Authorization issued by the Department of Labor and a Certificate of Insurance, providing details on the Contractor's Excess Insurance Program. • If the Contractor participates in a self-insurance fund, a Certificate of Insurance will be required. In addition, the Contractor may be required to submit updated financial statements from the fund upon request from the County. WC 1 Administrtttiw tnstniction 75U0,7 t7 2018 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY,FLORIDA AND Prior to the commencement of work governed by this contract,the Contractor will obtain Workers' Compensation Insurance with limits sufficient to respond to applicable Workers' Compensation state statutes and the requirements of Chapter 440, Florida Statutes. In addition, the Contractor will obtain Employers' Liability Insurance with limits of not less than: $500,000 Bodily Injury by Accident $500,000 Bodily Injury by Disease, policy limits $500,000 Bodily Injury by Disease,each employee Coverage will be maintained throughout the entire term of the contract. Coverage will be provided by a company or companies authorized to transact business in the state of Florida. If the Contractor has been approved by the Florida's Department of Labor, as an authorized self- insurer, the County may recognize and honor the Contractor's status. The Contractor may be required to submit a Letter of Authorization issued by the Department of Labor and a Certificate of Insurance, providing details on the Contractor's Excess Insurance Program. If the Contractor participates in a self-insurance fund, a Certificate of Insurance will be required. In addition. the Contractor may be required to submit updated financial statements from the fund upon request from the County. WC'," Administrative instruction 7500,7 eft • • • • 2018 Edition • WORKERS' COMPENSATION INSURANCE REQUIREMENTS • FOR CONTRACT . • BETWEEN • MONROE COUNTY,FLORIDA AND • Prior to the commencement of work governed by this contract,the Contractor will obtain Workers' Compensation Insurance with limits sufficient to respond to the applicable Workers' Compensation state statutes-and the requirements of Chapter-440, Florida Statutes. In addition, the Contractor will obtain Employers' Liability Insurance with limits of not less than: .$1,000,000 Bodily Injury by Accident $1,000,000 Bodily Injury by Disease, policy limits • $1,000,000 Bodily Injury by Disease, each employee Coverage will be maintained throughout the entire term of the contract. • Coverage will be provided by a company or companies authorized to transact business in the state of Florida. If the Contractor has been approved by the Florida's Department of Labor, as an authorized self- insurer, the County may recognize and honor the Contractor's status. The Contractor may be required to submit a Letter of Authorization issued by the Department of Labor and a Certificate of Insurance, providing details on the Contractors Excess Insurance Program. If the Contractor participates in a self-insurance fund, a Certificate of Insurance will be required. In addition, the Contractor may he required to submit updated fiinancial statements from the kind upon request from the County. WC3 Administrative Insinictitm. 5ttt,7` • I? ;: • 2018 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement,of work governed by this contract,the Contractor will obtain Workers' Compensation Insurance with limits sufficient to respond to the applicable Workers' Compensation state statutes and the requirements of Chapter 440, Florida Statutes. In addition, the Contractor will obtain Employers' Liability Insurance with limits of not Iess than: • $5,000,000 Bodily Injury by Accident $5,000,000 Bodily Injury by Disease, policy limits $5,000,000 Bodily Injury by Disease, each employee Coverage will be maintained throughout the entire term of the contract. Coverage will be provided by a company or companies authorized to transact business in the state of Florida. If the Contractor has been approved by the Florida's Department of Labor, as an authorized self- insurer, the County may recognize and honor the Contractor's status. The Contractor may be required to submit a Letter of Authorisation issued by the Department of Labor and a Certificate of insurance, providing details on the Contractor's Excess Insurance Program. if the Contractor participates in a sellinsurancc fund. a Certificate of Insurance will be required. In addition, the Contractor may be required to submit updated financial statements from the fund • upon request from the County. WC4• Administrative Instruction?5Oi0,7 9a 2018 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract involves Maritime Operations, the Contractor's Workers' Compensation Insurance Policy will include coverage for claims subject to the Federal Jones Act (46 U.S.C.A. subsection 688) with limits not less than $1,000,000. The Contractor will be permitted to provide Jones Act Coverage through a separate Protection and Indemnity Policy, in so far as the coverage provided is no less restrictive than would have been provided by a Workers' Compensation policy. • WCJA Administrative Instruction 75(10.7 91; 2018 Edition WORKERS' COMPENSATION INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Recognizing that the work governed by this contract exposes the Contractor's employees to work subject to the United States Longshoremen and Harbor Workers (USL&H) Act (33 USC sections 901-950), the Contractor's Workers' Compensation Insurance policy will include USL&H coverage with limits not less than $1,000,000. WCUSLH Administrative lnstntction 7500.7 92 2418 Edition WATER CRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor will obtain Water Craft Liability Insurance with terms no less restrictive than those found in the standard "American Institute Hull Clauses" (June 2, 1977 edition). Coverage will be maintained throughout the life of the contract and include, as a minimum: e Injury(including death) to any Person t Damage to Fixed or Movable Objects e Costs Associated with the Removal of Wrecked Vessels e Contractual Liability with Respect to this Contract If the policy obtained states that coverage applies for the "Acts or Omissions of a Vessel", it will be endorsed to provide coverage for the legal liability of the.shipowner. The minimum limits acceptable is: $500,000 Combined Single Limit (CSL) Coverage provided by a Protection and Indemnity Club (P&I) will he subject to the approval of the County. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. °Ll Adnitriistrative tnstniction 7500.7 20tH Edition WATER CRAFT LIABILITY INSURANCE REQUIREMENTS FOR CONTRACT BETWEEN MONROE COUNTY, FLORIDA AND Prior to the commencement of work governed by this contract, the Contractor will obtain Water Craft Liability Insurance with terms no less restrictive than those found in the standard"American Institute Hull Clauses" (June 2, 1977 edition). Coverage will be maintained throughout the life of the contract and include, as a minimum: • Injury (including death) to any Person • Damage to Fixed or Movable Objects • Costs Associated with the Removal of Wrecked Vessels • Contractual Liability with Respect to this Contract If the policy obtained states that coverage applies for the "Acts or Omissions of a Vessel", it will be endorsed to provide coverage for the legal liability of the shipowner. The minimum limits acceptable is: $1,000,000 Combined Single Limit (CSL) Coverage provided by a Protection and Indemnity Club (P&l) will be subject to the approval of the County. The Monroe County Board of County Commissioners will be named as Additional Insured on all policies issued to satisfy the above requirements. WL2 Administrative Instruction'75017 94 2018 Edition Indemnification, Hold Harmless,and Defense for Constrtiction Contractors and Subcontractors Indemnification, Hold Harmless and Defense. Notwithstanding any minimum insurance requirements prescribed elsewhere in this agreement, Contractor shall defend, indemnify and hold the County and the County's elected and appointed officers and employees harmless from and against (i) any claims, actions or causes of action, (ii) any litigation, administrative proceedings, appellate proceedings, or other proceedings relating to any type of injury (including death), loss, damage, fine, penalty or business interruption, and (iii) any costs or expenses that may be asserted against, initiated with respect to, or sustained by, any indemnified party by reason of, or in connection with, (A) any activity of Contractor or any of its employees, agents, contractors or other invitees during the term of this Agreement, (B) the negligence or recklessness, intentional wrongful misconduct, errors or other wrongful act or omission of Contractor or any of its employees, agents, sub-contractors or other invitees, or (C) Contractor's default in respect of any of the obligations that it undertakes under the terms of this Agreement, except to the extent the claims, actions, causes of action, litigation, proceedings, costs or expenses arise from the intentional or sole negligent acts or omissions of the County or any of its employees, agents, contractors or invitees (other than Contractor). The monetary limitation of liability under this contract shall be not less than $1 million per occurrence pursuant to Section 725.06, Florida Statutes. Insofar as the claims, actions, causes of action, litigation, proceedings, costs or expenses relate to events or circumstances that occur during the term of this Agreement, this section will survive the expiration of the term of this Agreement or any earlier termination of this Agreement. In the event that the completion of the project (to include the work of others) is delayed or suspended as a result of the Contractor's failure to purchase or maintain the required insurance, the Contractor shall indemnify the County from any and all increased expenses resulting from such delay. Should any claims he asserted against the County by virtue of any deficiency or ambiguity in the plans and specifications provided by the Contractor, the Contractor agrees and warrants that the Contractor shall hold the County harmless and shall indemnify it from all losses occurring thereby and shall further defend any claim or action on the County's behalf. The First ten dollars ($10.00) of remuneration paid to the Contractor is for the indemnification provided For the above. The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this Agreement. CCS Administrative tnstrttclion 750(L7 2018 Edition Indemnification,Hold Harmless and Defense for Consultants, Suhconsultants and Professionals Providing Services Pursuant to the Consultants' Competitive Negotiation Act (CCNA) Indemnification, Hold Harmless and Defense, The Consultant covenants and agrees to indemnify, hold harmless and defend Monroe County, its Commissioners, officers, employees, agents and servants from any and all claims for bodily injury, including death,personal injury, and property damage, including damage to property owned by Monroe County, and any other losses, damages, and expenses of any kind, including attorneys' fees, costs and expenses, which arise out of, in connection with, or by reason of services provided by the Consultant or any of its Subconsultant(s) in any tier, occasioned by the negligence, recklessness,or intentionally wrongful conduct of the Consultant, or its Subconsultant(s) in any tier, their officers, employees, servants or agents. In the event that the completion of the project (to include the work of others) is delayed or suspended as a result of the Consultant's failure to purchase or maintain the required insurance, the Consultant shall indemnify the County from any and all increased expenses resulting from such delay. Should any claims be asserted against the County by virtue of any deficiency or ambiguity in the plans and specifications provided by the Consultant, the Consultant agrees and warrants that Consultant shall hold the County harmless and shall indemnify it from all losses occurring thereby and shall further defend any claim or action on the County's behalf. The first ten dollars($10.00) of remuneration paid to the Consultant is consideration for the indemnification provided for above. The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this agreement. This indemnification shall survive the expiration or earlier termination of the Agreement. Te Administrative instruction 75003 9fi 2018 Edition Indemnification,Hold Harmless and Defense for Public Welfare and Special Events • The Promoter or Provider of the Special Event (hereafter referred to as Promoter) covenants and agrees to defend, indemnify and hold harmless Monroe County Board of County Commissioners, and its elected and appointed officers, officials, agents, servants, and employees from any and all claims, demands, or causes of action for bodily injury (including death), personal injury, and property damage (including property owned by Monroe County) and any other losses, damages, costs, penalties, and expenses (including attorney's fees) which arise out of, in connection with, or by reason of services provided by the Promoter or any of its Contractor(s), occasioned by the negligence, recklessness, intentional wrongful misconduct, errors, or other wrongful act or omission of the Promoter or its Contractor(s) in any tier, their employees, or agents.The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this.agreement. PWSE Adniini IiisIruciion 7509.7. 97 2018 Edition Indemnification and Hold Harmless in Inter-Governmental Agreements The parties to this agreement stipulate that each is a state governmental agency as defined by Florida Statutes and represents to the other that it has purchased suitable Commercial General Liability, Business Automobile Liability, and Workers' Compensation insurance, or is self- insured, in amounts adequate to respond to any and all claims within the limitations of Sections 768.28 and 440, Florida Statutes, arising out of the activities governed by this agreement. As between the governmental entity parties to this agreement each party is responsible for any negligent acts or omissions on the part of its own employees, agents, contractors, and subcontractors and shall defend, indemnify and hold the other governmental entity party harmless from claims arising out of such negligent acts or omissions, and agrees to be liable to the statutory limits for any damages proximately caused by said acts or omissions, or intentional tortious acts. The governmental entity parties to this agreement stipulate that the agreement does not contain any provision that requires one party to indemnify or insure the other party for the other party's negligence or to assume any liability for the other party's negligence. The governmental entities are prohibited from entering into agreements to indemnify another agency or subdivision of the state for the other entity's negligence or to assume any liability for the other entity's negligence. Nothing contained in this Section shall be construed to be a waiver by either party of any protections under sovereign immunity, Section 768.28 Florida Statutes, or any other similar provision of law. Nothing contained herein shall be construed to be a consent by either party to be sued by third parties or to be liable to third parties in any matter arising out of this or any other Agreement. The County and the other governmental agency' do not get named as an additional insured on each other's policies. INTGVT Administrative Instruction 7500,7 2018 Edition Insurance provision in Federal Governmental Agreements and where Federal Grants are involved Grantee agrees that it maintains in force at its own expense a liability insurance policy which will . insure and indemnify the Grantee and the Grantor from any suits,claims or actions brought by any person or persons and from all costs and expenses of litigation brought against the Grantee for such injuries to persons or damage to property occurring during the agreement or thereafter that results from performance by Grantee of the obligations set forth in this agreement. The parties to this agreement stipulate that each is a governmental agency as defined by Florida Statutes or the Code of Federal Regulations and represents to the other that it has purchased or obtained suitable • Commercial General Liability, Business Automobile Liability, and Workers' Compensation insurance, or is self-insured, in amounts adequate to respond to any and all claims within the limitations of Sections 768.28 and 440, Florida Statutes, arising out of the activities governed by this agreement or as required and held by Federal Governmental agencies. Each party shall be responsible for any acts of negligence, acts or omissions or wrongful conduct on the part of its own employees, agents, contractors, and subcontractors and shall defend, indemnify and hold the other party harmless from all claims arising out of such negligence, acts or omissions or wrongful conduct, and agrees to be liable to the statutory limits for any damages proximately caused by said acts or omissions, or intentional tortious acts. • FEDGRT Adminislratiaoai.It stniction 7500.7 2018 F_diiinn SCHEDULE OF INSURANCE REQUIREMENTS FOR AGREEMENTS WITH OTHER GOVERNMENTAL AGENCIES AND AGREEMENTS WITH FEDERAL AGENCIES OR INVOLVING FEDERAL GRANTS Description of Examples of Required Activities Events Insurance or Forms Inter-Governmental Agreements with INTGVT Agreements other governmental Agencies Federal Agency Agreements with FEDGRT Agreements Federal agencies or involving Federal grants Administrative Instruction 7500.7 2018 I:dition Indemnification, Hold Harmless, and Defense for AirnortJAircraft Activities The Vendor covenants and agrees to defend, indemnify and hold harmless Monroe County Board of County Commissioners, and its elected and appointed officers, officials, agents, servants, and employees from any and all claims, demands, or causes of action for bodily injury (including death), personal injury, and property damage (including property owned by Monroe County) and any other losses, damages, costs, penalties, and expenses (including attorney's fees) which arise out of, in connection with, or by reason of services provided by the Vendor or any of its Contractors, occasioned by the negligence, recklessness, intentional wrongful misconduct, errors, or other wrongful act or omission of the Vendor or its Contractor(s),their employees, or agents. The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this agreement. • AIR Administrative Instniction 7500.7 101 2018 Ettitian Indemnification,Hold Harmless and Defense for Organizations/Individuals Leasing County-Owned Property The Organization/Individual covenants and agrees to defend, indemnify and hold harmless Monroe County Board of County Commissioners, and its elected and appointed officers,officials, agents, servants, and employees from any and all claims, demands, or causes of action for bodily injury (including death), personal injury, and property damage (including property owned by Monroe County) and any other Iosses, damages, costs, penalties, and expenses (including attorney's fees)which arise out of, in connection with, or by reason of the Organization/Individual utilizing the property governed by this lease/rental agreement. The extent of liability is in no way limited to, reduced, or lessened by the insurance requirements contained elsewhere within this agreement. PROP Administrative Instruction 7500,7 102: MIS Edition WAIVER OF INSURANCE REQUIREMENTS • There will be times when it will be necessary, or in the best interest of the County, to deviate from the standard insurance requirements specified within this manual. Recognizing this potential, and acting on the advice of the County Attorney, the Board of County Commissioners has granted authorization to Risk Management to waive and modify various insurance provisions. • Specifically excluded from this authorization is the right to waive: O The County as being named as an Additional Insured - If a letter from the Insurance Company (not the Agent) is presented, stating that they are unable or unwilling to name the County as an Additional Insured, Risk Management has not been granted the authority to waive this provision. and ® The Indemnification, Hold Harmless and Defense provisions. Waiving of insurance provisions or coverages could expose the County to economic loss. For this reason, every attempt should be made to obtain the standard insurance requirements. If a waiver or a modification is desired, a Request for Waiver of Insurance Requirements form should be completed and submitted to the County Risk Management office for consideration with the proposal. After consideration by Risk Management and if approved, the form will be returned, to the County Attorney who will submit the Waiver with the other contract documents for execution by the Clerk of the Courts. Should Risk Management deny the Waiver Request, the other party may file an appeal with the County Administrator or the Board of County Commissioners, who retains the final decision making authority. Adntinistralive Instruction 7500.7 103 2018 Fdiiion MONROE COUNTY,FLORIDA REQUEST FOR WAIVER OF INSURANCE REQUIREMENTS It is requested that the insurance requirements, as specified in the County's Schedule of Insurance Requirements,be waived or modified on the following contract. Contracior/Vendor: Project or Service: ContractorNendor Address Phone#: General Scope of Work: Reason for Waiver or Modiiieation: Policies Waiver or Modification will apply to: Sivmttio:uEConn rotor/Vendin•: hate: Approved Niit Aplwo.t°ed Risk Maui -gement Sienature: Date: Count) Adndoimriitor appeal: Approved; Not Approved: Date: Board of County Commissioners appeal: Approved: Not Approved: Meeting Date: Administrative Instruction 7500>7 104 • 2018 Edition MONROE COUNTY,FLORIDA. • RISK MANAGEMENT POILICY AND PROCEDURES CONTRACT ADMINISTRATION MANUAL.- • • Glossary • Workers' Compensation and Employers'Liability Insurance provides coverage for employees who suffer an on-the-job injury. Nearly all. employers in the State of Florida are required, by statute, to purchase Workers'Compensation. Fines and penalties can be levied upon any firm that -fails to comply with the law. More important, the County can be held responsible for the benefits owed to an employee Of a contractor or subcontractor if they fail to maintain Workers' Compensation insurance. Since Monroe self-insures its workers' compensation exposure, the assumption of another firms claims could have serious economic impact on the County's budget. Workers' Compensation Insurance pays for the medical expenses of employees that suffer a job related injury. In addition, the injured employee is entitled to a portion of his pre-injury wage,, subject to a maximum established by the State. Normally, the injury must prevent the employee from working for specified period before the employee can collect any.lost wages. A standard Workers' Compensation policy does not have a specific limit and indicates that all statutory benefits will he paid. With few exceptions, benefits are paid without regard to fault and the employer-has limited defenses-available which will permit a denial of a claim. In return for this right,the employee waives his right to sue his employer under tort(negligence). This is commonly referred to as the "Sole Remedy Provision". • Since the coverage under a Workers' Compensation policy is so broad, most job related injuries are covered under this policy. Occasionally, coverage may not respond to the claim or the employee is successful in circumventing the Sole Remedy Provision. To protect the employer for such cases, most Workers' Compensation policies contain a separate section entitled "Employers' Liability". Unlike Compensation coverage, which has no.specified limits, Employers' Liability coverage contains'a per accident limit and a total policy limit. In addition, a separate limit for disease related claims often applies on a per employee basis. General Liability Insurance is designed to protect a firm from third party claims for bodily injury and property"damage which arise out of the operations attic Organization. Third parties may he members of the public, another Contractor, or the County ittielf. Limits arc usually provided on a per occurrence (accident) basis with a separate annual limit for all occurrences. There are two broad categories of General Liability Insurance. The first is offered on a "Claims Made Basis"and the.second issoffered on an"Occurrence Basis".A Claims Made policy requires that the claim he reported to the insurer during the policy period. An Occurrence policy will respond to an accident that took place during the policy term regardless of When the Actual claim was made. Normally, the County prefers that all General Liability Insurance be provided on an Occurrence Basis. Risk Management should be consulted to assist in-the establishment of =erification procedures whenever a Contractor provides a Claims Made policy. Another concern that'deserves further discussion is Contractual Liability. Some General Liability policies exclude or limit coverage for liabilities assumed under contract. Unless Contractual Liability is provided, coverage for the County may not be available. Administrative Instruction 75t1a7 :105 20181:Jition Additional Insured is a method of allowing the County to have direct access to and insurance coverage from the Contractor's insurer in the event the County is included in a law suit arising out of the performance of the contract. The County will generally require that they be added as an Additional Insured on all policies except Workers'Compensation. Business Automobile Liability Insurance provides protection for vehicle related claims which are normally excluded from coverage under a General Liability policy. If automobiles will be used in conjunction with the project, Business Automobile Liability Insurance will be required. Limits can be provided in two ways. Combined Single Limits (CSL) furnish a single amount of coverage for claims regardless whether they are for bodily injury or property damage.Split Limits furnish separate amounts for bodily injury claims and property damage claims. The County prefers CSL. Umbrella insurance (Excess Liability Coverage), while not specifically included in the required coverages, is a type of insurance purchased by a firm in an effort to increase the limits of liability on their General and Business Automobile Liability coverages. It often increases the Employers Liability limits as well. Frequently an Organization needs or desires higher limits than are traditionally available on primary insurance policies. Umbrella or Excess Liability Insurance fills this void. Professional Liability provides liability coverage for claims arising out of the furnishing, or the failure to furnish professional services. Such claims are normally excluded from General Liability Insurance. Miscellaneous Other Coverages contained within this Manual, and not addressed above, can be discussed with Risk Management and further explanations can be obtained if questions or problems arise. Risk Management is a process designed to reduce losses and minimize the adverse,effects cif losses that do occur. Risk Management can he Viewed in two dimensions: a decision process and a management process. Risk Management viewed as a decision process includes: ✓ The identification of exposure to loss; ✓ Evaluating the potential impact of a loss; ✓ Reviewing alternative techniques for handling the loss; ✓ Selecting the most appropriate technique; and ✓ Monitoring the results and making adjustments where needed. Risk Managcniert viewed as a management process entails four basic functions: ✓ Planning? what must be done to protect the County against the adverse effects of accidental losses; ✓ Organizing personnel and other resources to carry out the results of the planning; ✓ Motivate personnel throughout the County to accomplish its goals; and ✓ Monitor the results of the program, making adjustments where needed. Administrative Instnictiun 75'00.7