Item P07 P.7
G BOARD OF COUNTY COMMISSIONERS
County of Monroe Mayor Sylvia Murphy,District 5
The Florida Keys l'U � � Mayor Pro Tern Danny Kolhage,District 1
�pw° Michelle Coldiron,District 2
Heather Carruthers,District 3
David Rice,District 4
County Commission Meeting
September 18, 2019
Agenda Item Number: P.7
Agenda Item Summary #5636
BULK ITEM: Yes DEPARTMENT: Risk Management
TIME APPROXIMATE: STAFF CONTACT: Maria Slavik(305) 295-3178
N/A
AGENDA ITEM WORDING: Approval to enter into contract with Interisk Corporation to
provide consultant services for the County's Worker's Compensation and Risk Management
Programs.
ITEM BACKGROUND: The intended contract will provide consultant services for the County's
Worker's Compensation and Risk Management Programs. The proposed contract is for a three (3)
year term, with the County's option to extend for two additional 1-year periods.
PREVIOUS RELEVANT BOCC ACTION: The BOCC approved staff on May 23, 2019, to seek
competitive proposals for the renewal of Risk Management Service and Worker's Compensation
Consulting Services. Proposals were received from one (1) consultant during the bidding process
(from the incumbent) and that consultant is being recommended. The current contract with Interisk
Corporation expires September 30, 2019.
CONTRACT/AGREEMENT CHANGES:
Interisk Corporation Services will provide services for an annual premium of$54,000.00.
STAFF RECOMMENDATION: Approval.
DOCUMENTATION:
Interisk Insurance Consulting Services Agreement&Proposal
FINANCIAL IMPACT:
Effective Date: 10/1/2019
Expiration Date: 9/30/2022
Packet Pg. 2447
P.7
Total Dollar Value of Contract: $54,000.00 per year
Total Cost to County: $54,000.00
Current Year Portion: $0 (effective date of contract is next fiscal year)
Budgeted: Yes
Source of Funds: 503-08501-530-310
501-07501-530-310
CPI: No
Indirect Costs: N/A
Estimated Ongoing Costs Not Included in above dollar amounts: Travel costs, if travel out of
Tampa is required.
Revenue Producing: NO If yes, amount:
Grant: N/A
County Match: N/A
Insurance Required: Yes, as stated in the agreement.
Additional Details:
09/18/19 503-08501 - RISK MGMT ADMIN $27,000.00
09/18/19 501-07501 - WORKERS COMP ADMIN $27,000.00
Total: $54,000.00
REVIEWED BY:
Cynthia Hall Completed 08/26/2019 4:52 PM
Bob Shillinger Completed 08/26/2019 6:29 PM
Budget and Finance Completed 08/27/2019 7:50 AM
Kathy Peters Completed 08/28/2019 11:32 AM
Board of County Commissioners Pending 09/18/2019 9:00 AM
Packet Pg. 2448
AGREEMENT
MONROE COUNTY
CONTRACTFOR
INSURANCE CONSULTING SERVICES
A
THIS AGREEMENT ("Agreement") is made and entered into this day of
..........I by MONROE COUNTY ('COUNTY'), a political subdivision of the
tale of Florida, whose address is 1100 Simonton Street, Key West, Florida 33040 and
Interisk Go!poration ("CONTRACTOR-), whose address is 1101 Red MapIe,Circle, N,.E.,,
St. Petersbura. FL 33703-631 B.
This Agreement shall consist of this contract document, the Request for Proposal (RFP)
issued by Monroe County for these services, and the Proposal submitted by the
Contractor in response to the RFP, all of which are incorporated by reference. U)
Section 1. SCOPE OF SERVICES U)
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CONTRACTOR shall do, perform and carry out in a professional and proper manner
certain duties as described in the Scope of Services— Exhibit A—which is attached
hereto and made a part of this agreement or in accordance with the proposal Interisk
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submitted to the County for Insurance Consulting Services, a copy of which is attached
as Exhibit B..
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CONTRACTOR shall provide the scope of services in Exhibit A for COUNTY,, 0
CONTRACTOR warrants that it is authorized by law to engage in the performance of it
the activities herein described, subject to the terms and conditions set forth in these
Agreement documents. The CONTRACTOR shall at all times exercise independent,
professional judgment and shall assume professional responsibility for the services to
be provided. Contractor shall provide services using the following standards, as a U)
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minimum requirement:
A. The CONTRACTOR shall maintain adequate staffing levels to provide the
services required under the Agreement resulting from this RFP process.
B. The personnel shall not beemployees of or have any contractual U)
relationship With the County. To the extent that Contractor uses 19
subcontractors or independent contractors, this Agreement specifically A
requires that subcontractors and independent contractors shall not be an
employee of or have any contractual relationship with County.
C. All personnel engaged in performing services under this Agreement shall
be fully qualified, and, if required, to be authorized or permitted under
State and local law to perform such services.
Section 2. OUALIFICATIONS NECESSARY OF CONTRACTOR
The CONTRACTOR must warrant that it does not have contractual relationships that
would preclude the firm from being unbiased in the services provided to the County.
If requested, the CONTRACTOR must provide a list annually, listing any contractual
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relationship between the CONTRACTOR and any persons or business entities that
provide services in the areas of Workers' Compensation and/or Risk Management.
The CONTRACTOR must provide an adequate staff of experienced personnel,
capable of and devoted to the successful accomplishment of work to be performed
under any contract with the County. The CONTRACTOR must assign specific
individuals to the key positions. Once assigned to work under any contract with the
County, key personnel shall not be moved or replaced without prior written
notification to the County.
The following persons will provide the services under this Agreement: U)
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Sid Webber
Lawton Swan
Sharon Jakobi
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Any change to the above listed personnel requires notification to the County, in 1�
writing, within three (3) business days after implementation of the change. U)
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The CONTRACTOR must warrant that it has not employed or retained a company or
person, other than a bona fide employee, contractor or subcontractor, working in its
employ, to solicit ors cure a contract with the County and that it has not paid or
agreed to pay any person, company, corporation, individual or firm other than a bona E
fide employee, contractor or subcontractor, working In its employ any fee,
commission, percentage, gift or other consideration contingent on or resulting from
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the and or making of a contract with the County. 20
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The firm and its employees who are responsible and accountable for the county's
account and subcontractors, if any, must have all necessary current licenses issued
by the Florida Department of Insurance. Proper documentation shall be attached to
the contract. U)
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The CONTRACTOR must warrant that it is not owned or controlled by an insurance
company, insurance sales organization, third party administrator or any consulting
firm which owns or controls any insurance company, insurances sales organization,
or third-party administrator. U)
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Section 3. COUNTY'S RESPONSIBILITIES
The County shall provide the information required by the Contractor to perform the
Scope of Services. E
Section 4. TERM OF AGREEMENT 2
4.1 The initial Agreement to (the Initial Term) shall be for three (3) years beginning
the 1 st day of October, 2019 (the effective date),
4.2 Thereafter, this Agreement may be renewed, at the mutual agreement of the
parties, for two (2) additional terms of one year each.
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Section 5. COMPENSATION
Compensation shall be fifty-four thousand and no dollars
( . ) per year payable in arrears in equal monthly installments I
upon receipt f invoice. i shall notinclude i s requiring out of
town , I.) trips. Any servicesrequiring travel out of Tampa will be billedin A
addition the annual fee at$165.00 per consulting hour plus all travel expenses, as
that term is defined in c 'on 2-106 of the Monroen II include
hotel or lodging, l , rental cars. Any travel expenses will be billedt forth
in MonroeCounty Chapter Article III, Division 3 (Travel, Meals andit
Policy). All expenses must be submitted on forms approvedMonroe
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Section 6. PAYMENT TO CONTRACTOR
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By entering Into
this Agreement, the CONTRACTOR warrants that it understands
that the Contract price represents the full compensation for all services under U)
warrantsthis Agreement, and further that it ill not retain
any kind, including not limited commissions, , and other payments, U)
from any entity that supplies i0.
servicesCOUNTY, including limited to carriers, third
administrators or providers. The CONTRACTOR understands and agrees thi
eventthe of breach of thisprovision, is voidable, and
CONTRACTOR ill disgorge any and all compensation earned to that point in E
time and ill waive any right additional compensation frompoint 2
forward.
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6.1 Payment will be made accordingFloridaLocal Government Prompt
Payment Act Section . I ri . Any request for payment must be
in a form satisfactory to the Clerkf Courts for Monroe County (Clerk). The
request st descHbe in detailt i the payment amount
requested. Invoices illi r Risk Management shall be sent to and
reviewed isk Administrator and the County Attomey, , who shall review
the request and note their approval on the request. Invoicesfr '
Compensationservices ll be sent to andreviewed
Compensationi s r t r and the Director of Employeei c
approved, isk Administrator Compensation ini ti
shall f rtheir r civ is to the Clerkr
6.2 This Agreementis contingent I appropriation by Monroe
Boardf County Commissioners.
compensation6.3 The listed in Section 5 will be payablein monthlyinstallments.
The CONTRACTOR ill submit such invoices mont ly for services provided
duringh preceding
TERMINATIONSection 7. CONTRACT
Either y terminate thisr i n cause upon ninety ) s'
notice r party in accordancewith ci n 9 of thisAgreement. The County
shall pay CONTRACTOR for all work performed through the datei ti .
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shall pay CONTRACTOR for all work performed through the date of termi i .
SectionI
Any notice it r permitted under this AgreementII be in writingn
deliveredr mailed, postage prepaid, to the other party by certified il, returned
receipt requested, to the following:
To the COUNTY: Risk n t Administrator
1111 1 itti St., Suite
West,Key Florida
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iMonroe County
11 12 cn St., Suite
West,Key
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To t . Interlsk Corporation
11 Red MapleCircle N.E.
t. Petersburg, FL 33703-6318
SectionE
CONTRACTOR shall it i II books, records, c directly i n t
performance r this Agreementin accordancei n r lly accepted accountingU)
principles coni ntl lied. Each party to thisAgreement or their authorized
representatives shall have reasonable and ti I c such records c other
party to thisr r public records uri the agreement
and for four years following termination of thi r . If an auditor employed
y the COUNTY or Clerk determines that moniesi ursu U)
this r r t for purposes not authorizedthis r t, the 0
CONTRACTOR shall repay the monies together ih interest lcl i ursu t to
Section 55.03 of the FloridaStatutes, running r he date the monies werei
CONTRACTOR.
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Pursuant to F.S. 119.0701, Contractor and its subcontractorsshall comply i all public
records laws of the Statef Florida, including but not limited to:
a. Keep and maintainpublic records required onrCounty in order to
perform the service.
b. Upon request from licagency's custodian li records, provide
the public agency with a copy of the requestedrecords or allow the records t
inspected r copied withinreasonable ime at a cost that does not exceed thecost
provided in Floridatut t r 119 or as otherwiseprovided 1 .
Ensurec. that public records that aret or confidential and exempt from
public records i cl r requirements ar not disclosedc ri law
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for the duration of the contract term and following completion of the contract if the
contractor does not transfer the records to the public agency.
d. Upon completion of the contract, transfer, at no cost, to Monroe County all
public records in possession of the contractor or keep and maintain public records
required by the public agency to perform the service. If the contractor transfers all
public records to the public agency upon completion of the contract, the contractor shall
destroy any duplicate public records that are exempt or confidential and exempt from
public records disclosure requirements. If the contractor keeps and maintains public
records upon completion of the contract, the contractor shall meet all applicable
requirements for retaining public records. All records stored electronically must be U)
provided to Monroe County, upon request from the public agency's custodian of 0
records, in a format that is compatible with the information technology systems of
Monroe County.
IF THE CONTRACTOR HAS QUESTIONS REGARDING THE
APPLICATION OF CHAPTER 119, FLORIDA STATUTES, TO THE
CONTRACTOR'S DUTY TO PROVIDE PUBLIC RECORDS RELATING
TO THIS CONTRACT, CONTACT THE CUSTODIAN OF PUBLIC
RECORDS, BRIAN BRADLEY, AT (305) 292-3470, bradley a.
06-
brian@monroecounty-fi.eov., c/o Monroe County Attorney's Office, 1111
12t' St., Suite 408, Key West FL 33040. E
Section 11. EMPLOYEES SUBJECT TO COUNTY ORDINANCE NOS. 010 AND
020-1990 0
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The CONTRACTOR warrants that it has not employed, retained or otherwise had act on
its behalf any former County officer or employee subject to the prohibition of Section 2
of Monroe County Ordinance No. 010-1990 or any County officer or employee in
violation of Section 3 of Ordinance No. 020-1990. For breach or violation of this
provision the COUNTY may, in its discretion, terminate this agreement without liability 0
and may also, in its discretion, deduct from the agreement or purchase price, or
otherwise recover the full amount of any fee, commission, percentage, gift, or
consideration paid to the former County officer or employee.
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Section 12. CONVICTED VENDOR
By signing this agreement, CONTRACTOR represents that the execution of this
Agreement will not violate the Public Entities Crime Act (Section 287.133, Florida
Statutes). Violation of this section shall result in termination of this Agreement and
recovery of all monies paid hereto, and may result in debarment from County's
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competitive procurement activities.
A person or affiliate who has been placed on the convicted vendor list following a
conviction for public entity crime may not submit a bid on an Agreement With a public
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entity for the construction or repair of a public building or public work, may not perform U)
work as a CONTRACTOR, supplier, subcontractor, or CONTRACTOR under 0
Agreement with any public entity, and may not transact business with any public entity
in excess of the threshold amount provided in Section 287.017 of the Florida Statutes,
for the Category Two for a period of 36 months from the date of being placed on the
convicted vendor list. U)
Section 13. GOVERNING LAW, VENUE, INTERPRETATION, COSTS AND FEES U)
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This Agreement shall be governed by and construed in accordance with the laws of the
State of Florida applicable to Agreements made and to be performed entirely in the 06
State.
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In the event that any cause of action or administrative proceeding is instituted for the 2
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enforcement or interpretation of this Agreement, the COUNTY and CONTRACTOR <
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agree that venue shall lie in the appropriate court or before the appropriate 0
administrative body in Monroe County, Florida.
Section 14. SEVERABILITY
If any term, covenant, condition or provision of this Agreement (or the application U)
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thereof to any circumstance or person) shall be declared invalid or unenforceable to any
extent by a court of competent jurisdiction, the remaining terms, covenants, conditions
and provisions of this Agreement, shall not be affected thereby; and each remaining
term, covenant, condition and provision of this Agreement shall be valid and shall be
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enforceable to the fullest extent permitted by law unless the enforcement of the E
remaining terms, covenants, conditions and provisions of this Agreement would prevent 19
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the accomplishment of the original intent of this Agreemint. The COUNTY and
CONTRACTOR agree to reform the Agreement to replace any stricken provision with a
valid provision that comes as close as possible to the intent of the stricken provision.
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Section
The COUNTY and CONTRACTOR agree that in the event any cause of action
administrative proceeding is initiated or defended by any party relative
enforcement or interpretation r itshall be entftledt
reasonable attorney's fees, and court costs, as an award againstthe non-prevaili
Mediation proci initiated i Agreement shall
be in accordancewith l iCivil
procedures required by the Circuit
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Section 16. BINDING EFFECT 0
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covenants,The terms,
conditions, and provisionsi t shall bind and Inure
benefitto the it respective legal
representatives, successors, assigns.
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Each party represents and warrantsthat the execution, delivery
performanceiauthorized
corporatei , as requiredSection 18. ADJUDICATION OF DISPUTES OR DISAGREEMENTS
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COUNTY and CONTRACTOR agree that all disputesdisagreements I bar 0
attempted1 confer i representatives f each
f the parties. If the issue or issues aretill not resolved the satisfactionof the
parties, then any party shall havei t to seek such relief r remedy as may be
provided C r t or by Florida . This Agreement shall not be subject t
arbitration.
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Section
. COOPERATION
eventIn the i is iv proceeding is instituted i i U)
relating i , execution, r breach of this Agreement, 19
agreeCOUNTY and CONTRACTOR to participate, it the other
in all proceedings, hearings, processes, meetings, t ctiviti related
the substanceof this Agreement or provision of the servicesAgreement.
COUNTY and CONTRACTOR specificallyr that no party to this rshall
be required to enterinto i ti proceedings related i t.
Section
agreeCOUNTY and CONTRACTOR r ill be no discriminationagainst any
person, it is expressly understoodt i i
competent jurisdictioni i i ti c r , this Agreement automatically
terminatesit t any further actionf any party, effective the date
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court order. The parties agree to comply with all Federal and Florida statutes, and all
local ordinances, as applicable, relating to nondiscrimination. These include but are not
limited to: 1) Title VII of the Civil Rights Act of 1964 ( L -35 ) which prohibits
discrimination in employment n the basis of race, color, national origin; ) Title IX of
the Education Amendment of 1972, as amended (20 USC ss. 16 1-1 , and 16 -
16 ), which prohibits discrimination on the basis of sex; } Section 504 of the
Rehabilitation Act of 1973, ended (20 USC s. 794), which prohibits discrimination
n the basis of handicaps: ) The Age Discrimination Act of 1975, as amended ( 2 USC
ss. 11- 107) which prohibits discrimination on the basis of age; 5} The Drug Abuse
Office and Treatment Act of 17 ( L 2 -25 ), as amended, relating to
nondiscrimination on the basis of drug abuse; 6) The Comprehensive Alcohol Abuse U)
and Alcoholism Prevention, Treatment and Rehabilitation Act of 1970 (PL 1-61 ), as 0
amended, relating to nondiscrimination on the basis of alcohol abuse or alcoholism; 7)
The Public Health Service Act of 1912, s . 523 and 527 (42 USC ss. 690dd-3 and
0e - ) as amended, relating to confidentiality of alcohol and drug abuse patient
records; ) Title Vlll of the Civil Rights Act of 1 (42 USC ss. 3601 et seq.), as
amended, relating to nondiscrimination in the sale, rental or financing of housing; ) The
Americans with Disabilities Act of 1990 (42 USC s. 101), as may be amended from
time to time, relating to nondiscrimination on the basis of disability; 10) Monroe County
Code Chapter 1 , Article VI, which prohibits discrimination on the basis of race, color,
sex, religion, national origin, ancestry, sexual orientation, gender identity or expression,
familial status or age; and 11) any other nondiscrimination provisions in any Federal or
state statutes which may apply to the parties to, or the subject matter of, this
Agreement.
Section1. COVENANT OF NO INTEREST 0
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COUNTY and CONTRACTOR covenant that neither presently has any interest, and
shall not acquire any interest, which would conflict in any manner or degree with its
performance under this Agreement, and that only interest of each is to perform and
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receive benefits as recited in this Agreement.
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Section 22. CODE OF ETHICS
The parties understand and agree that officers and employees of the COUNTY are
required to comply with the standards of conduct for public officers and employees as
delineated in Section 11 .313, Florida Statutes, regarding, but not limited to, solicitation -19
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or acceptance of gifts, doing business with one'sagency; unauthorized compensation;
misuse of public position, conflicting employment or contractual relationship; and
disclosure or use of certain information.
Section I I I 1
The COUNTY and CONTRACTOR warrant that, in respect to itself, it has neither
employed nor retained any company or person, other than a bona fide employee
working solely for it, to solicit or secure this Agreement and that it has not paid or
reed to pay any person, company, corporation, individual, or firm, other than a bona
fide employee working solely for it, any fee, commission, percentage, gift, or other
consideration contingent upon or resulting from the award or making of this Agreement.
For the breach or violation of the provision, the CONTRACTOR agrees that the
COUNTY shall have the right to terminate this Agreement without liability and, at its
discretion, to offset from monies owed, or otherwise recover, the full amount of such
fee, commission, percentage, gift, or consideration.
Section 24. NON-WAIVER OF IMMUNITY
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Notwithstanding the provisions of Sec. 768.28, Florida Statutes, the participation of the
COUNTY and the CONTRACTOR in this Agreement and the acquisition of any
commercial liability Insurance coverage, self-insurance coverage, or local government
liability insurance pool coverage shall not be deemed a waiver of immunity to the extent U)
of liability coverage, nor shall any Agreement entered into by the COUNTY be required 0
to contain any provision for waiver.
Section 25. NON-RELIANCE BY NON-PARTIES U)
No person or entity shall be entitled to rely upon the terms, or any of them, of this U)
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Agreement to enforce or attempt to enforce any third-party claim or entitlement to or 0.
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benefit of any service or program contemplated hereunder, and the COUNTY and the
CONTRACTOR agree that neither the COUNTY nor the CONTRACTOR or any agent,
officer, or employee of either shall have the authority to inform, counsel, or otherwise
indicate that any particular individual or group of individuals, entity or entities, have E
entitlements or benefits under this Agreement separate and apart, interior to, or superior
to the community In general or for the purposes contemplated in this Agreement.
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Section 26. ATTESTATIONS
CONTRACTOR agrees to execute such documents as the COUNTY may reasonably
require, including, but not being limited to, a Public Entity Crime Statement, an Ethics
Statement, and a Drug-Free Workplace Statement, Lobbying and Conflict of Interest U)
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Clause, and Non-Collusion Agreement. 0
Section 27. EXECUTION IN COUNTERPARTS
This Agreement may be executed in any number of counterparts, each of which shall be U)
regarded as an original, all of which taken together shall constitute one and the same -19
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instrument and any of the parties hereto may execute this Agreement by signing any
such counterpart. An electronic signature may be used to execute the Agreement.
Section 28. SECTION HEADINGS
Section headings have been inserted In this Agreement as a matter of convenience of
reference only, and it is agreed that such section headings are not a part of this
Agreement and will not be used in the interpretation of any provision of this Agreement.
Section 29. INSURANCE POLICIES
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29.1 General Insurance Requirements for Other Contractors and
Subcontractors.
As a pre-requisite of the work governed, the CONTRACTOR shall obtain, at his/her own
expense, Insurance as specified in any attached schedules, which are made part of this
contract. The CONTRACTOR will ensure that the insurance obtained will extend
protection to all Subcontractors engaged by the CONTRACTOR. As an alternative, the
CONTRACTOR may require all Subcontractors to obtain insurance consistent with the A
attached schedules; however CONTRACTOR is solely responsible to ensure that said
insurance is obtained and shall submit proof of insurance to COUNTY. Failure to
provide proof of insurance shall be grounds fort Inati f this Agreement.
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The CONTRACTOR will not be permitted to commence work governed by this contract r_
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until satisfactory evidence of the required insurance has been furnished to the COUNTY
as specified below. Delays in the commencement of work, resulting from the failure of
the CONTRACTOR to provide satisfactory evidence of the required insurance, shall not
extend deadlines specified in this contract and any penalties and failure to perform U)
assessments shall be imposed as if the work commenced an the specified date and
time, except for the CONTRACTOR's failure to provide satisfactory evidence.
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The CONTRACTOR shall maintain the required insurance throughout the entire term of
this contract and any extensions specified in the attached schedules. Failure to comply
with this provision may result in the Immediate suspension of all work until the required
insurance has been reinstated or replaced and/or termination of this Agreement and for
damages to the COUNTY. Delays in the completion of work resulting from the failure of
the CONTRACTOR to maintain the required insurance shall not extend deadlines
specified in this contract and any penalties and failure to perform assessments shall be U)
imposed as if the work had not been suspended, except for the CONTRACTOR's failure 0
to maintain the required Insurance. it
The CONTRACTOR shall provide, to the COUNTY, as satisfactory evidence of the
required insurance, either:
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• Certificate of Insurance
or
• A Certified copy of the actual insurance policy.
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The County, at its sole option, has the right to request a certified copy of any or all
insurance policies required by this contract.
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All insurance policies must specify that they are not subject to cancellation, non-
renewal, material change, or reduction in coverage unless a minimum of thirty (30) days
prior notification is given to the County by the insurer.
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The acceptance and/or approval of the Contractor's insurance shall not be construed as
relieving the Contractor from any liability or obligation assumed under this contract or 2
imposed by law.
The Monroe County Board of County Commissioners, its employees and officials will be
included as "Additional Insured" on general liability and vehicle liability policies.
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29.2 General Liability Insurance Requirements For Contract Between
County And Contractor
(Note:amounts of coverage are subject to change in final contract)
Prior tot commencement of work governed by this contract, the CONTRACTOR shall
obtain General Liability Insurance. Coverage shall be maintained throughout the life of
the contract and include, as a minimum:
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• Premises Operations
• Bodily Injury Liability
• Expanded Definition of Property Damage
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The minimum limits acceptable shall be: 0
$300,000 Combined Single Limit (CSL)
If split limits are provided, the minimum limits acceptable shall be:
$200,000 per Person
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$300,000 per Occurrence 0.
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$200,000 Property Damage
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made
policy, its provisions should include coverage for claims filed on or after the effective E
to of this contract. In addition, the period for is claims may be reported should
extend for a minimum of twelve (12) months following the acceptance of work by the <
County. 0U)
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The Monroe County Board of County Commissioners shall be named as Additional
Insured on all policies issued to satisfy the above requirements.
29.3 Vehicle Liability Insurance requirements U)
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The minimum limits acceptable shall be owner and non-owned and hired vehicles:
$100,000 Combined Single Limit (CSL)
If split limits are provided, the minimum limit is:
$50,000 per Person U)
$100,000 per Occurrence
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$25,000 Property Damage
29.4 Workers' Compensation Insurance Requirements
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for to commencement of work governed by this contract, the CONTRACTOR shall
obtain Workers' Compensation Insurance with limits sufficient to respond to the
applicable state statutes.
In addition, the CONTRACTOR shall obtain Employers' Liability Insurance with limits of
not less than-
$100,000 Bodily Injury by Accident
$500,000 Bodily Injury by Disease, policy limits
$100.000 Bodily Injury by Disease, each employee
Coverage shall be maintained throughout the entire term of the contract.
Coverage shall be provided by a company or companies authorized to transact
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business in the state of Florida.
29.5 Professional Liability Requirements
Recognizing that the work governed by this contract involves the furnishing of advise or U)
services of a professional nature, the Contractor shall purchase and maintain, 0
throughout the life of the contract, Professional Liability Insurance is will respond to
damages resulting from any claim arising out of the performance of professional
services or any error or omission of the Contractor arising out of work governed by this
contract. U)
The minimum limits of liability shall be: U)
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$300,000 per occurrence and $500,000 aggregate IL
Section 30. INDEMNIFICATION
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The CONTRACTOR does hereby consent and agree to indemnify and hold harmless
the COUNTY, its Mayor, the Board of County Commissioners, appointed Boards and <
Commissions, Officers, and the Employees, and any other agents, individually and U)
collectively, from all fines, suits, claims, demands, actions, costs, obligations, attorneys
fees, or liability of any kind arising out of the sole negligent actions of the
CONTRACTOR or substantial and unnecessary delay caused by the willful
nonperformance of the CONTRACTOR and shall be solely responsible and answerable
for any and all accidents or injuries to persons or property arising out of its performance U)
of this contract. The amount and type of insurance coverage requirements set forth 0
hereunder shall in no way be construed as limiting the scope of indemnity set forth in
this paragraph. Further the CONTRACTOR agrees to defend and pay all legal costs
attendant to acts attributable to the sole negligent act of the CONTRACTOR.
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At all times and for all purposes hereunder, the CONTRACTOR is an independent -19
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contractor and not an employee of the Board of County Commissioners.
As used in this section, the term "Contractor" shall include any subcontractors used by
the Contractor,
Section 30. Federal Contract Clauses. A portion of the funds used to pay for these
services are expected to come from federal awards, as that term is defined in 2 CFR
part 200. Therefore, the following federal Contract clauses from 2 CFR part 200 are
incorporated in and made part of this Agreement:
a. Debarment and Suspension (Executive Orders 12549 and 12689)—
A contract award (see 2 CFR 180.220) will not be made to parties
listed on the government wide exclusions In the System for Award
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Management (SAM), in accordance with the OMB guidelines at 2
CFR 1 BO that implement Executive Orders 12549 (3 CFR part 1986
Comp., p. 189) and 12689 (3 CFR part 1989 Comp., p. 235),
"Debarment and Suspension." SAM Exclusions contains the names
of parties debarred, suspended, or otherwise excluded by agencies,
as well as parties declared ineligible under statutory or regulatory
authority other than Executive Order 12549.
b. Byrd Anti-Lobbying Amendment (31 U.S.C. 1352)—Contractors that
apply or bid for an award exceeding $100,000 must filet required
certification. Each tier certifies to the tier above that 11 will not and has
not used Federal appropriated funds to pay any person or
organization for influencing or attempting to influence an officer or
employee of any agency, a member of Congress, officer or employee
of Congress, or an employee of a member of Congress in connection
with obtaining any Federal contract, grant or any other award U)
covered by 31 U.S.C. 1352, Each tier must also disclose any
lobbying with non-Federal funds that takes place in connection with
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obtaining any Federal award. Such disclosures are forwarded from 0
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tier to tier up to the non-Federal award. 0-
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c. Americans with Disabilities Act of 1990 (ADA) — Contractor will
comply with all the requirements as imposed by the ADA, the
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regulations of the Federal govemment issued thereunder, and the
assurance by the CONTRACTOR pursuant thereto.
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d. Disadvantaged Business Enterprise (DBE) Policy and Obligati 2
on - It 0
is the policy of the COUNTY that DBE's, as defined in 49 C.F.R. Part
26, as amended, shall have the opportunity to participate in the
performance of contracts financed in of or in part With COUNTY
funds under this Agreement. The DBE requirements of applicable
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federal and state laws and regulations apply tothis Agreement. The r_
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COUNTY and its CONTRACTOR agree to ensure that DBE's have
the opportunity to participate in the performance of this Agreement.
In this regard, all recipients and contractors shall take all necessary
and reasonable steps in accordance with applicable federal and state U)
I aws and regulations to ensure that the DBE's have the opportunity 19
to compete for and perform contracts. The COUNTY and the A
CONTRACTOR and subcontractors shall not discriminate on the
basis of race, color, national origin or sex in the award and
performance of contracts, entered pursuant to this Agreement.
e. The Contractor shall utilize the U.S. Department of Homeland
Security's E-Verify system to verify the employment eligibility of all
new employees it by the Contractor during the term of the
Contract and shall expressly require any subcontractors performing
work or providing services pursuant to the Contract to likewise utilize
the U.S. Department of Homeland Security's E-Verify system to
verify the employment eligibility of all new employees hired by the
subcontractor during the Contract term.
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f. No Obligation by Federal Government. The federal government is
not a party to this contract and is not subject to any obligations or
liabilities to the non-Federal entity, contractor, or any other party
pertaining to any matter resulting from the contract.
g. Program Fraud and False or Fraudulent Statements or Related Acts.
The Contractor acknowledges that 31 U.S.C. Chapter 38
(Administrative Remedies for False Claims and Statements) applies
to the Contractor's actions pertaining to this contract.
IN WITNESS WHEREOF, the parties hereto have caused these presents to be
executed on the day of 20_.
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(Seal) Monroe County Board of County
Commissioners
Attest: Kevin Madok, Clerk U)
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By: By:
Deputy Clerk Mayor IL
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(Corporate Seal) Contractor: Interisk Corporation
Witness: 2
Printed Name: Printed Name: Lawton Swan, III it
Title: President cas
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EXHIBIT A
SCOPE OF SERVICES
SPECIFICATIONS
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The County desires to enter into a contractual partnership with the selected Contractor
for insurance consulting services to include those services necessary to assist the
County in achieving its goals as outlined in this RFP. The selected Contractor will
represent, market and service the Property and Casualty and workers' compensation
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needs of the County to include: 5 U)
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• Providing expert insurance consultation and assistance, including
evaluation of SIR, deductibles and risk financing alternatives
• Identifying needs and creating solutions to address those needs in all
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areas of Risk management for a public sector entity
• Insurance market analysis for all lines of insurance
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• Provide advice on the placement of coverage, TPA (third-party 0
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administrative) claims services, and appraisal services when requested I-
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by the County
• Providing operational efficiency, responsiveness and resourcefulness in
support of all Monroe County Insurance and Risk Management
operations
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�9, PEQIFIQ j3EQjJjRF.MF.NT9j; 2
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1. License and Staffing.
The company must:
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Have experience providing Property & Casualty insurance consulting 0
services
• Be licensed to conduct and transact business in the State of Florida.
• Be in good standing to communicate and cooperate with the State of
Florida's Department of Insurance. U)
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All assigned key professional staff must be properly licensed to conduct and transact A
business in the State of Florida.
A Principal Consultant e must be appointed to oversee and administer the contract and
serve as the point of contact on issues related to the contract and tot insurance
obtained under the contract.
2. Marketing
• The Contractor shall perform all of the marketing duties as specified in it
Proposal that was submitted in response tot County's Request for
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Proposals (RFP) for Insurance Consulting Services.
E116k Marigammy-L
The Contractor shall perform all of the Risk Management duties as specified in their
Proposal that was submitted in response to the County's Request for Proposals (RFP)
for Insurance Consulting Services. Produce an annual insurance consultant services
report within 45 days of the end of the fiscal year for Monroe County. This report is to
include (but not be limited to): a schedule of policies in force; respective policy
premiums, losses, fees earned or waived, development and trends in the markets
addressing each coverage and recommendations for change or enhancement of the
County's risk management program.
4. Q2:1ME
The Contractor shall perform all of the claim duties as specified in it Proposal that
was submitted in response tot County's Request for Proposals (RFP) for Insurance
Consulting Services.
5. 1212a.91par Br.1MWAMr=W%
The County has a contract with Adjusters International d/b/a Goodman Gable Gould to
serve as the County's public adjuster. The consultant awarded this contract will work
with Goodman Gable of (as necessary) to do the following:
a Assist in providing information for the development oft claims submitted
by the public adjuster;
& Assist County in tracking and reconciling insurance payments received, so
that those amounts can be reduced from any FEMA reimbursements.
0 Work with the County to ensure that properties for which the County has
received FEMA payments maintain insurance coverage in the future.
6. Wgrkg[§' QQm=2afl=
The consultant shall:
• From time to time, assist in drafting RFPs or RFQs for the procurement of
third-party administrator or other services related to the workers'
compensation program;
• On an annual basis, prepare an analysis of Monroe County's estimated
future obligations associated with the County's workers' compensation
program for use by the County's external auditors as part of the annual
review of the County's financial reports as part of the preparation of the
comprehensive annual financial report (CAFR).
7.Trainina @nd Edggpfign
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The insurance consultant shall be capable of providing training services to
the County's Risk Management unit on insurance and risk management
16
topics, and where agreed, conduct seminars for key operating personnel in
county departments.
• Identify continuing educational opportunities related to the referenced lines
of coverage in this to the Risk Management staff.
• A
Provide ongoing review and advice to Monroe County staff on market
trends, business news, industry developments and items of interest related
to Risk Management in the public sector.
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Exhibit B
Interisk Proposal
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REQUESTS FOR PROPOSALS FOR
INSURANCE CONSWING SERVICES
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Submitted by
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Suite 208
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Tampa,FL.
33607
(813)287-1040
Contact: Sid Webber
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Contents
General Information Tab 1
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Relevant Experience Tab z
Services,Approach and Availability of Service Tab 3
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Litigation Tab 4
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Other Information Tab 5
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County Forms and Licenses Tab 6
Exhibit B (Questionnaire) Tab y
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Tab 1 a)Overview of Firm's Experience
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"The lnterisk concept means
providing the highest quality
consulting services to protect
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the assets of our clients"
(source: Corporate Mission Statement)
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lnterisk Corporation is an independent Risk Management firm located at 1111 North 1�
Westshore Boulevard, Suite 208 Tampa, Florida, 3307. Our telephone number is 1 -
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2 7-1 40 and our facsimile number is 813- 7a-10 1. Our e-mail address is:
intedskMintedsk.net . lnterisk has affiliate offices in Los Angeles, California, Albany, IL
New York and the Central Carolinas. 06
There is no rincil or management relationship withany phase of the insurance E
industry. Compensation is received solely from fees paid by our clients. No
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Insurance is sold or placed. lnterisk provides independent, objective consulting
services. 0
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All principal consultants are credentialed and hold the Chartered Property and Casualty
Underwriter (CPCU) and the Associate in Risk Management (ARM) designations. The
firm is also represented by individuals retaining other professional credentials, including
the Chartered t-ife Underwriter (C!_U), Certified Systems Professional (CSP), Certified
Management Consultant (CC); Accredited Adviser in Insurance ( I), Certified
Insurance Counselor(CIC) and Juris Doctorate (J ).
lnterisk provides consulting services for over three hundred (300) clients in the
governmental, private, institutional, and association sectors. Client size ranges from
small, independently owned and operated businesses to large governmental entities
and publicly held corporations with insurancefrisk management budgets well in excess
of 50 million. They include large multi-national organizations as well as proprietorships
along with client-owned captive insurance companies and various self-insured and Risk
Retention and Risk Purchasing Groups. Consulting services are provided on ongoing,
retainer and single project bases.
Specific Specialty Practice Areas have been developed for, self-insurance, various
industries such as governmental bodies and agencies, transportation, utilities,
entertainment, hospitality, education, condominiums, medical, museums, marine
activities. The firm provides expert witness testimony on specific assignments and Is an
approved arbitrator.
Mr. Lawton Swan, III established the risk management practice more than thirty-five
(35) years ago and is recognized as one of the leading practitioners in the industry. He
is a Past President of the CPCU Society, an international body of insurance
professionals representing all areas of the industry, which is recognized as the leading
insurance professional organization in the United States.
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Principal Consultant, Sidney G. Webber has been with Interisk for over thirty (30) years
having previously served as the Risk Manager for a major public utility as well as for an
environmental services company. Mr. Webber has managed an insurance budget in
excess of $19 million. He has extensive experience in the review of contracts for risk
management purposes, remarketing of complex insurance programs and evaluation of
self-insured programs.
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Consultant Sharon M. Jakobl has been with lnterisk for twenty (20) years and has more
than thirty-five (35) years experience in the held of insurance and risk management,
bringing with her extensive insurance agency experience in the fields of property and
casualty insurance and employee benefits. She owned and operated a full service
insurance agency for over nine years in California.
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Risk Management and Workers' Compensation
Experience
• Risk Management and Workers' Establishing self-insured plans for
Compensation audits Risk Management and Workers' °
Compensation programs 2
• Insurance Program Reviews
• Establishing appropriate Risk
• Evaluation of insurerlbroker Management and Workers'
performance Compensation retention levels
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• Establishment of Risk Contract development and
Management reporting and administration
statistical systems
• Certification of self-funded and
• Development of Risk Management captive claims
Information Systems (RMIS) U)
• Workers'Compensation and Risk o0.
• Plan design for self-insured Management claim audits E
programs a.
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Development of creative
• Reinsurance,Excess and Stop-Loss altemative risk programs
Insurance negotiations
• Creation of captive insurance
• Evaluation of Third Party companies
Administrators&Claim Payment 0
Organizations Training Risk Management and it
Workers'Compensation
• Self-Insurance and captive departments
insurance company feasibility
studies for Risk Management and Seminars for Board of Directors U)
Workers' Compensation programs and Committee members
• Claim evaluation and assistance Development of Risk Management
procedures and manuals
• Coordination with client selection U)
committees,Boards and Coordination of property 19
Commissions validation A
• Development of traditional Development of bid specifications
Insurance programs for Request for Proposals for
Insurance programs and related E
• Audit of Workers'Compensation services
and Liability claims
• Evaluations of Request for
Proposals responses and related
services
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Tab 1 b) Length of time providing Risk Management and Workers' Compensation
Consulting Services
Interhk Corporation has been proulding Risk Management and Worker'Compensat/on
services for over thlity-five(35)years During that time perlod Internk has assisted well in
excessive of three hundred governmental and non governmental organisations in the
structure of their Risk Management and Workers'Compensation programs While our services
have resulted in our clients reducing its Risk Management and Workers'Compensation costs
by millions of dollars,it Is more Important that we have assisted our clients in the identifrcatlon
of uncovered exposures and implemwUng mocOcatlons to their programs to provide better
management of the oryankatlon's overcall exposures and expenditures �s
Tab 1 c) Statement of firm's commitment to higher education of its consultants
within the insurance and risk management disciplines.
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All of our consultants are properly llcemed by the State of Florida and are compliant with all o0.
continuing educatlon requirements A#of our consultants have advanced certifications and
designations They are credentialed and hold the Chartered Property and Casualty 06
Underwriter(CPCU)and Associate in Risk Management(ARM)designations. The firm is also
represented by individuals reta/nfig other professlonal credentials, Induding Chartered LIl e
Underwriter(CL U), CefdUd Systems Professional(CSP), Certlfied Management Consultant
(CUO,Accredited Advlser In Insurance(AA49, Certified Insurance Counselor(CIC)and/urts
Doctorate(ID). These designations,along with the insurance licenses require extemlve U)
continuing education provided by outside sourrat
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We are frequently asked to be panel members or presenters at numerous insurance
organization meetings and seminars including the CPCU Society, RIMS,PRIMA and others A#
of our consultants have taught insurance education courses and Lawton Swan also serves on
the Notlonal Examination Committee for the American Institute for CPCU and has served on
their Board of Trustees. Our consultants have written numerous artklss on industry topics and 0
have served as editors far insurance reference textbooks
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Tab 1 d) Other Experience
We are unique in that our experience represents all disciplines of Me insurance Industry
Including. �,
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Risk Management
Insurance Agency
Underwriting
Clalms
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insurance Compa»y Management
Employee Benefits
We believe that this provides us with an in-depth and unique perspective on our client's
pposurei We are able to assist In program structure, claim evaluation and presentation,
development of underwriting packages,negodatlon with Insurers and reinsurers, contract
evaluation,exposure Idendficatlon, Ahandal assessment oflnsurance placements and
evaluation ofself-Insuredplan operatlons
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Tab i e) Description of reference material and computer software specific to
workers' compensation and risk management. 0
Our research library is extensive. We utilize not only the known insurance Industry resources,
but numerous others to cross reference trends and pr%ctlons The annual cost ofour library h U)
comIderable and we are constantly evaluating new resources to ensure that the most current
and relevant information is available to our clients All of our library Information is shared
with clients and we are available to research spedlrc questlons that may come up for new or
related topla
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Our consultants also serve as editors for some of the industry's most noted
sources of Information. This provides us information priorto release to the generallndusby
to determine the potential effects Infomratlon will have once It is released. Our clients receive �
the benefit ofthls at no additlonal charge Sources indadedin the library are:
• Proprietary Software for Workers' Compensation and Risk Management. A
We have developed specific software for the tracking and evaluation of workers'
compensation and risk management programs that allows us to assess the effidency of
client purchased or self-Insuredprograms. We utilize these programs to assit us In
consulting with our clients for proper evaluation and selection of varfous risk 0
management and workenr'compensation solutlons
• Policy forms of various Insurers. We have an extensive hlstoricallibrary oflndustry
standard and non standard insurance forms dating back to the x4os We can track
changes and recreate policy language when needed
• Rate history dings of various insurers as well as specific special filings for
particular Insurance programs. This Is Impo►tant when compar/ng current orproposed
rates and premiums with historical ones It also allows comparison with Insurer expense
and prof/t factors.
• Complete Insurer financial rating information. Ills vetyimportantto know the
financial status of the Insurers and other vendors&suppliers you are doing business
with. Marry Insurers have recentlybeen downgraded and are not considered
financially stable to do business w1ft We use multiple Industry publkatlons and also
malntafn a continuous file of insurerannua/statemenis for comparison. We utUlze the
Intemet for the most up-to-date information regarding Insured flnandal poslt/ons. U)
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• Property Valuation Manuals are utilized to determine the cost of construction. We
develop the value for Balm purposes following a loss as well as the value of
construction forinsurance purchasing purposes This Infovmatlon Is often quite valuable
following a loss in negotiations with Insurm and others
* Numerous textbooks on Insurance and risk management Issues. Insome
instances,our consultants have served as authors and editors of varlous Insurance and 0.
risk management texts These texts oken serve as bads-up Information for some of our
recommendations and presentations
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• Numerous Insurance Industry trade publications. Wesubscribe to the mayor
Industry publications Each one is reviewed for dlent relevant topfrs and the
information e-mailed, foxed or telephoned to dientr
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• Insurance Industry Indices. We maintain eledronicindlces to the mayorinsumnce 0
industry trade publlartlons such as the National Underwriter,Buslness Insurance and
others This permits us to quickly research specillc topics by key word, dote or category. cn
Spedflc articles are then reviewed and reprinted as needed for client assignments.
• Internet Selected Industry News. We utilize the Intemet's news services to
automatically search a wide varlety of perfodicals,Journals,newspapers, and other
sources to notify us ofselected items ofinteresb Examples are• Insurersiock prices,
eaming's reports,large Balm reporb,spearic Industry new on pollution,asbestos,AIDS,
or new reported technology. This lnlbrmatlon permits us to evaluate client's exposures
as they happen and to develop recommended courses of action.
• State statutes. In addition too havlag online access to the complete and current
statutes, we maintain a complete venlon of the F/orlda Statutes dating back to 1976.
Thh allows us to trace various laws relating to self-insurance, thlyd party administraton
insurer frnandal and operating requirement;reporting and filing requirements for self- 0
insureds and others.
• Up-to-date links are maintained with state and federal legislative bodies
to preview and review related leglskrtion. Advance notice of impending leglslatlon
allows declslons to be made about coverage,benefits and overall plan directlon. We
routinely preview proposed leglskrtlon and administrative procedures that will affect
our clients
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Marry of the above malferla k am cormpuftimd anad permit access bared on key wtv&and
phn raL
Tab Z Q Resumes of all key members of the account team that will be
assigned as consultants including professional designations. A
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The conudtkv team n mbea a vi red fo the Marrrve Coun y 4ccivrmt one fig*
experkrx*davtdh aw uvd%d wr?h bile County!s i rk ltlariapt vwjx& Wbrken'
andotherdeparin m&fora aond*m6k time enabft f1mm to halve an
hldaoniaQl6iork�pmurrd ofCarmly operatloirc lhtr crn�9'r�ercd!In�avrrrr titr a orr
an&wwnh and ko cast 0
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Lawton Swan, ill, CPCU, CLU, ARM, CSP, CMC is President of interisk
Corporation,based in Tamp%FlorkkL He hat rnore than forty(40)bars'experience in the
Irsuranre industry as a c=u .Viol President of a multi-line party and cmuaty 4)
insuraxe mrnpwW,underwriter and dalms muster. He founded Interisk Corporation to
provide Rhk Management and Employee Benefits coming services to clients. Ifs mission
states: The lrternk coocept mea w prarriali v the hW;est wAafty w rrfbv se►vkes to pfo&a
the arsetr oforrrdlerrts.
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He is a past President of the C CU Society where he routinely h ter{aCes with the rxdkmd and
International insurance kxkntry s most influential leaders and works with the it recent
trends within the Insurance Indrntry.
He spedollm in risk rrram g2enwrd evduaUonx;the design and implementation of Ions
prevention earl safety programs,self-insurance analysis and feasr'biiity studies,captive
Insura we company feaslbiiiby studies and Implementafim employee benefit plan and A
mimuranm rsegotiations.
He is pent president of the Florida Suncoost Chapter,Society of Chartered Property and
Casually Underwriter,the Sunmoast Chapter of The Society of Chartered Life Underwriter and 0
Chartered Fenandal Consultants,cmd the Tampa Bay Undemwit rs Association. Mr.Swan Is a
graduate of Florida State University. He holds the Associate Rhk Masragement(ARM)
deftmtion amferred by The Insurance ImUh to al Amcriaa. In addition,he is a Chartered
Property and Casuaity Underwriter(CPCLQ,a Ch tered Life Undenwiter(CLU},Certified
Systems Professional(CSP)and CerhVied ManaePment Consultant(CMC).
Mr.Swan b a member of the national Risk ManagenwA Research Council(RMRC). He is a
frequent lecturer on risk management topics and has authored numerous articles on risk
management. He is co-author of the publkation A Lasyw's Okwklfst lfnrBuyfiglasu mmefor
the American Bar Association and served as editor for the publication Inst umv and
14tscranw k BWvxada Mr.Sean hm also published n rnerous articles for The 6hvkeer, The
CPIG7lJ►ar nand Agenfs PenbdkW as well as given numerous seminars within the U.S.
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He has served as Regional Vice President for the Society of CPCU as well as Chairman of the
infra-Indusby Affairs Cornmstee and is the former editor of the national publiccOon'Your
Business Today',a current events Journal for the insurance industry. He is an approved
Insb r for the State of Florida Insurance Department Qualification Comm.
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Sidney G. Webber, CPCU, ARM has more than thirty-five(3s)years of experience 0
in the risk m gem anae field,serving fie serving as Risk Manager for large industrial,construction,and
enuironmental firms. He has extensive knowledge in risk financing techniques.Including the
establishment and administration of association captives,single parent captives,large self- U)
insured retention programs and the plarernent of complex hmrance conbu ts. Hie has it
established safety and loss control programs that am highly recognized throughout the
industry and has operating experience with corporate disaster and environmental programs.
His educational and career path has provided hire wfth knowledge of complex accounting
systems and sophisticated internal control procedures. He has a thorough knowledge of
electronic data processing including experience In programming and operating systems
ranging from super main frames to personal computers. He has developed many software
programs for rids management applications.
Mr.Webber routinely parUdpates in Risk Management and Workers'Compensation ck*n U)
audits. He has assisted clients in structuring innovative programs,resulting In significant A
savings. On numerous occasions,he successfully assisted clients in the recovery of substantial
surm from excess Insurers and outside parties such as the Florida Second Disability Trust Fund.
Mr.Webber provided Expert Witness testimony regarding the work of a Third Party
Administrator in a major lawsult regarding the administration►of Workers'Compensation
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Throughout his career,Mr.Webber has had the responsibility of investigating,preparing,and
nnegotkding large complex property claims. As a result,he has developed an in-depth
knowledge of policy temp arid conditions as veil as the internal working of insurance
companies. His background provides him with specific experience in the areas of expertise
being sought by the County.
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He received a Bachelors Degree In Accounting from the UniversRy of South Florida and holds
the Chartered Property and Gasuaity Underwriter(CPCU)designation conferred by the
AmerSao n Institute for Property and Casualty Underwriben and also holds the Assodate in Itsk
Management(ARM)designation. He h a frequent ins#ner in the CPCU pnograsrr and is a
past president of his local dziptw. Mr.Webber will serve as the lead consultant for Monroe A
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Sharon M. Jakobi, CPCU, ARM, CIC, AAI has more tmthlrty-fm m years of
experience in the field of Insurance and Risk Marnagernent She has served in various posiHorss CL
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Including Training and Education Manager,Account Executim arsd Vice President for kage
regioncd crud intemationat Brokerage fumes.She owned and operated a full service insurance 0
agency for over nine years in California
Miss la bobi has exterWrve knowledge of insurance conti language,the analysis of risk and
Insumma needs and the review and analysis of contradbural agreernents. She has worked with
association programs and she developed an Operations Manual for loss control,acdclent
prevention and extensive incident reporting procedures for the owners of an association
business.
She has developed and conducted seminars and workshops for clients on insurtmce issues. Miss
Jakobi has also conducted various rating nnviews and analyses which include ckdrn reviews
with insurance companies and the closure or reduction of outstanding reserves.
Miss Jakobi was an Instructor for the Aca+ediked Advisor in insurance(AA1)crud aeated and
implemented an in house buk*w piograrrr for insurance taedmiaui personnel.She served for
more than five(5)years on the Fkxm a Commission of the City of Beknont,C,aiifior KL
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She hails the Chartered Property and Casualty Undemmter(CPCU)designation conferred by
the Amencon Inst%tte for Property and Casualty Underwriters and aho holds the Associate in
Risk Management(ARM),Certified Insurance Counselor(aC)and Accredited Advisor in
Insurance(AAQ designations. She rived her Bachelor:Degree in Business Marragemesd
from Eckerd College- She is a past National Direr and Governor of the CPC!Society as
well as a past President of her total CPCU Chapter and has served on several other
convnittees of the CPCU Society.
Tab I g) 3—5 Customer references.
Of our numerous dient references we are P/e ased to Prerent the following Rorlda
govemmentalbodies or agencies. Aff of the references are cunent c1lenis.
t. 1-7brldakkviAqueduct
2 7ampa Port Authority
3. Manatee County Port A uthorky-
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Client Contact Length of Description of Services Provided
Service
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Ms.Cheryl Sargent, 1986to Full Risk Management Services for
Florida Keys Aqueduct Benefits&Insurance Present Prope rkylCasualty and Employee Benerits.
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11 Kennedy Dr. Administrator Services Include risk,asmsment,re-marketing of 0
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Key West,FL 33040 Phone: (305)2952211 insurance programs,claim assistance,contract 0-
reviews,claim audits and special projects IL
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Mr.Steven Frye 2007to Full Risk Management Services for
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Tampa Port Authority Vice President of Present PropertylCasually and Employee Benefits. 0
110 1 Chunnelside Dr. Finance Services include risk assessment,m-marketing of 2
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Tampa,FL 33602 insurancep s,claim assistance,contract <
Phone.-(813)905-5037 reviews and special projects 0U)
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Manatee County Part Ms,Denise Stufflebearn Full 1(isk Management Services for
Authority Business Manager 198010 Property/Casualty and Employee enefits® cm
30D Tampa Bay Way Present Services include to risk assessment,re-marketing
Palmetto,FL 34221 Phone. (954)722-6621 of insurance programs,claim assistance,contract 75
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reviews ands vial projects r-
0
The above references are offered in response to this section. Additional
references are available upon request.
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Tab I h) - Does not apply. Interisk Is a creditor of the County.
Tab 11) Interisk Is not required to prepare financial statements and do not
prepare such documents.
E
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Tab 2 Relevant Expedence
Record ofpfffemonce andpmfasiond acemVEshmenh
The following list provides a represent represenlofive sample of accomplishments of Inter`Interisk Corporation
and fis consullants. We beffeve our leam possesses the rI expedence in the fleMs of
Insurance t. Individual experiencef consultants s t
accomprish some unique and complex solutions for clients. Experience Includest Is not
firrited to:
U)
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1. a ri
ca
An Mm�.u�w�re�,.Ji""J�wu�:d'w.uw°�i��u,u.;�w,.4��u�,^ar.zur,�l:mdw.�"6uwmmmmipm?�"�ur�ma��m�nw��n����row�lMmri mum�wmiw+w����w,i'�u•MrWw,� � ..rJ��li„' �
2. Preparation of insurance rcquiren=ts for vendors and suppliers; U)
3. Assistame to governmental bodies for evaluation and negotiation of huge property lasses including 0
lr toruadI buUft cI produ ivil
06
mrµ ��mrvi, uc ,"Apw!' "
4. a f ' t wW non- u' l clientsfor specialty
as
3 Amlk00(OJIllI��[11C
` and private orgaairatiws for managenxnl and control orworkers' 4)
r �
f)
0
gmernment construction project'!
y and liability losses,
�,
U)
�i�' ,.° ';'�7, fmkr'W nrn'r�m.�m„�y;mw�' '"����m�mm�m� m" y°rup'm�rm�'^ma�u "mil mmw".�.::m:�w..n dmam;a�du�miw•�m+'w''�'m!'�m�m �"w""wx�.' „�� m�i.������ �+oo - � ��mn�u���n �..� �
8° Developed complex:reinsurance arranglement for client with over$3 Billion in pmperW values; �
w w �
�y mmnn,�'I'
9. l for tand
G ore' 4)
L
In numerous govemmeat and privateor boards&conunissions regarding evaluation
sebxdoFL of bqp property ard casually inusance program,
I _ I
11. Completed various conlumimb Strom caws for aairtaining cw W liocosing,prorcsdon d
erudenttalmg and persorml developm a activities;
expW trshmmy taut Aex and lialxhty clauK l2. P�dod with om � .�
^.8�rv, "Im-ad;%Nny.. n 'Ik,'aa M.,
13. EvBIu�ed Risk Mat:egers and dcparirnmt Performsaoe for &aaa w cIientr C
5
U)
I' mW�.�UP'r�'�hIB,�,u�w�Amh' ..+0u '�&"v�+�l�glla�u. M'IM,wrnMnw"�aup�M'�m&MWrnmm.�m�� :IR,m�t�p' 'u��'�,.�u', Ww�A��' r,�gP r ,.. ,.. . 0
14. DevclapW `y am IYdonal swearclr,irrtesviewed sod l6r Euce of U
as
RisY Managexs far govcsnme8tal�non-gavcrnmei�l cGenls°, � � �
c
LnM
ndividual consultants�y comply with oduratiotml,cxpedcnce and ct ical requirements of C
nmcrous ins uance industrydesignations;
U)
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CL
L16.
�C&
�m'�mYN"Mrcw""'r ,,":kNoil dYm. -. ,.tsatl=Ms0rvc on examinntion development boards for the most prestigiatts interuatiot>sdty t9Mz-- a ar=and risk mamgcmentorganizations;
C
4)RIn .�";wu �'� lw�Wu�ro �r6��r
17. Consultants routinely donate their time to volunlecr risk mamSemeM related activities for orpani7wions
such as the YMCA,Rotary International and other nonim4it organizations;
Mil U)
ltl. Assistod govcrnm�tal earl nam-govcrnmmtal tr$ille5 with drspre�with property and liability disputes �
with insuraatoc r.:trrias, cos
c
��,•,- �J .- �.iw�ww�umrv^�rs����iv�u ^
�,� u��hmi� +.,. .,wwm�,��, „"fl�tl�`�xi.u��� .rim���w'�, '.,u.wmi�„ �mr�,v��:�� �•�i rtu ,a�ro rwu�afw���'��wu'wM�'"w��w�..��-^
m atwal of property aid liability
,
c
�'�'�"�., �•i�V�y��m^�I'�'I+ ,.:�,dd''r'�'"''@Y°.m"!�u�"�ir��m^�L.�mH .�'�W'�'�^"� m�'".'�ii m��l "".Veri4�rf","V`°u!.'u'�W'�X�V�,ak m�,rc�� 'w��..���",,: '��I�"W. "' "�,�4"M;� �,.. 'wk�"b"�'o, ,.Ja. :�. ' f�
20. Devdapment of"Instuanoe Guide to Contract.Adrninistralion"that establishes appropriate mW unirorm
UUMMOC u` for ch 's C
a
21. Arranged for a$50 million liability insurance progwn within 24 ham when it was learned that the agent
c
e majority of 's clientsa conana The services providedIntmisk are typically
t E `
in Tab l of this proposid.
• n__�__a n_ won
Relevant Experience
Intedsk has an extensive record of performance and professional
accomplishments similar to those being requested by the County. Some of the
more notable accomplishments include:
A
> Providing full risk management and workers' compensation services for
several mass transit govemmental entities.
> Providing full risk management and workers' compensotion services for U)
r_
several major marine ports located In Florida. 0
> Providing full risk management and workers' compensation services for
several Florida counties.
U)
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> Providing full risk management and workers' compensation services for 1�
numerous Florida cities. U)
0
0
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> Providing full risk management and workers' compensation services for 0.
06
various Florida utilities.
E
> Providing full risk management and workers' compensation services for
numerous non-governmental entities.
U)
> Providing specific dsk management and workers' compensation services 0
.2
for both governmental and non-governmental entities.
> Providing risk management and workers' compensation claims assistance
to both governmental and non-governmental entities.
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While Interisk is agreeable to executing a contract similar to the one currently in
force with Monroe County and similar to the draft contract contained in the
County's RFP, most of our assignments are not governed by contracts but are
governed by proposals subm!Hed by tnterisk. Many of our clients do not require
a contract. However, all of the services for the references presented in Item I(g)
above are governed by similar contracts/agreements that will be required by A
the County�
Please refer to Item I G above for the requested list of similar contracts or
E
agreements currently in force.
I _ I
Tab 3. - Services, Approach and Availability of Service to County
(a) The Proposer shall describe the approach and methodology he/she will
take to accomplish the services described in Exhibit A. This shall include
information on schedule and availability, staffing,whether sub-
contractors are used, and any other relevant information explaining how
the services will be accomplished.
As the County's current consultant, Interlsk has assisted in the
development, implementation and monitoring of the County's Insurance 0
and Self insured Risk Management and Workers'Compensation programs.
This will eliminate the need to spend valuable and costly time to
familiarize Itself with the County's current programs.
We have provided a wide spectrum of Risk Management and Workers' 1�
Compensation consulting services In the past to Include, but not limited to,
0.
all of the services specified In Exhibit A of the County's RFP. E
a.
06
Ali of the services are provided at the request of the County. The
approach and methodology used were developed based specifically on
the Issue being evaluated. While the approach and methodology varies
based on the specific issue, they are always based on the foundation of
producing the lowest overall cost for the County and generally U)
Incorporate the following principals: 0
a
T) Identify and analyze the exposure to loss
2) Select the technique(s) that minimizes the County's exposure to loss.
This includes both insurance and non-insurance techniques
�s
3) implement the selected technique(s)
4) Monitor the decisions made and the techniques implemented and
make adjustments where appropriate
A
a
It Is anticipated that Interlsk will continue to use the same approach and
methodology in assisting the County with managing its Risk Management
and Workers' Compensation programs and can continue to provide all of
the services identified In Exhibit A of the County's RFP,
Interlsk strongly believes In the 'Team Approach". Therefore lnterisk's
entire staff of employees has always been available, and continues to be
available, to service the needs of the County. Both the County's Risk
Management and Workers'Compensation departments have the
I _ I
principal consultant's mobile and home telephone numbers. This
effectively makes lnterlsk available on a 24 hours a day/7 days a week
basis to respond to the County's needs. It should also be noted that
lnterlsk has also developed a strong working relationship with other
County departments (such as the Airports and the County Attorney's A
office). These departments have directly contacted Interisk when the Risk
Management or Workers' Compensation Coordinators are unavailable.
When this occurs, the Coordinators are copied on all communications to
ensure they are kept advised of our activities. It Is not anticipated that
any of the work performed by lnterlsk will require the use of
subcontractors.
(b, The Proposer should describe the delivery of individual services listed in
the Scope of Services (Exhibit Alin this RFP and how this will be
accomplished. The Proposer should respond in detail and avoid a
general overall response. 1�
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Interisk, nor any other consultant, can offer a detailed description on how
a speck assignment will be accomplished. Doing so will indicate a a.
" 06
cookie cutter" approach to handling the client's needs. This would not
be in the best Interest of the County. Each assignment Is evaluated on its
own merits and the approach will be dependent on the assignment and
needs of the County. the evaluation of each assignment will include the
following activities: U)
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1. Develop a full understanding of the needs of the County
2. Develop a full understanding any unique Issues associated with
the assignment
3. Develop the best approach for handling the assignment
4. Develop a time line for the completion of the assignment
�s
lnterisk in conjunction with the County will follow the above steps in
completing all assignments.
The delivery of Interisk's services will vary and depend on the activity
Involved it could range from a simple phone call to producing and
providing detail reports and schedules. We are always available to travel
to Key West to make In person presentations to County Staff and Boards.
Regardless of the delivery method used (whether it be a telephone
conversation or a formal Board presentation) consideration Is given to
those that may not have an in-depth knowledge of Insurance and risk
management and our presentations are developed so all receiving the
information fully understand the concerns and recommended solutions.
While the length of time it will take to finalize the services for a particular
project may vary depending on the complexity of the issue, lnterlsk prides
Itself on responding to all assignments in a timely fashion.
fhls response certifies that all Items displayed In Exhibit A are included In
Interis 's proposal for Consulting Services to Monroe County and are
included In the comments on delivery of services above. We have
performed all of the items In Exhibit A for the County In the past.
A
Interisk will provide all of the services numerated In Exhibit A (Scope of
Services) except for the following.
> The consultant is required to deliver to Risk Management at least
1 -days prior to eachpolicy(s) expiration or anniversary date,
completed underwriter's applications for Risk Management review a
and approval
Reason: Most information being requested on underwriter's U)
applications can only be answered by the County. Interisk will assist
the County in the completion of all applications.
0
0.
p Create, analyze underwriting Information and prepare underwriter
applications for submission to the worldwide Insurance
marketplace.
Reason: Most information being requested on underwriter's
applications can only be answered by the County. Interisk will assist
the County in the completion of all applications. U)
it
D Provide advice to Risk Management of the quotations of Insurance
premiums and coverages obtained from insurance markets to meet
the ounty's needs; this must include at least three competitive
quotes for reputable carriers.
0
Reason: While Interisk will provide Risk Management with advice
on the quotations of insurance premiums and coverages, providing
of competitive quotes is viewed as an ogent/broker responsibility.
Interisk will assist Risk Management in obtaining the quotes from the
agent/broker.
Develop renewal proposals in conformity with the tiefrae
specified by the County's Board and staff.
Reason: Developing renewal proposals is viewed as an
agent/broker function. Interisk will assist the County in obtaining
such proposals.
n____a n_ 11wow
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➢ Bind approved coverage and confirm placement In writing.
Reason: Binding of coverages and obtaining written confirmation is
viewed as an agent/broker function. Interisk will assist with this A
a
process.
➢ Review and be responsible for the accuracy and correctness, prior
to delivery of excess/reinsurance coverage documents and/or
pricing olicis Including all changes and endorsements.
�s
Reason: This activity can only be provided by the agent/broker.
Interisk will review all policies upon receipt and confirm they are
issued at the proposed premium.
Invoiceexcess/reinsurance premiums, net of any commission, with
appropriate written explanation regarding the manner in which the 0.
premium was computed.
06
Reason: This is viewed as an agent/broker function. Interisk will
review all invoices as they are received.
D Risk Management requires, through Its Insurance consultant, policy
delivery within 90-days of Inception dates or renewal dates. U)
Reason: This is viewed as an agent/broker responsibility.
D Monitor existing policies for renewal dates and provide Risk
Management with timely recommendations and service to include
obtaining and presenting renewal quotations and alternative 0
coverage quotations if renewal Is not possible or desirable, In order
to facilitate the continuity of coverage. For each line of insurance,
insurance consultant must approach the market no later than 120
days prior to the expiration of coverage.
19
Reason: this is viewed as agent/broker function. Interisk will
coordinate with the County to ensure this activity is being
completed in a timely fashion.
DMaintain an archive of all policies of insurance procured for the
benefit of Monroe County. Written permission must be received
from the County before destruction or other disposition of said
policy documents is undertaken.
Reason: This is viewed as an unworkable requirement. First, the
Consultant's copy of policies is not viewed as the official copy of
n_ �wo�
the policy. Inaddition, the Consultant often does not receive a
complete copy of the policy, particularly if the policy was
endorsed mid-term. It copies of the policies are required, the
agent/broker should be able to provide them. Interisk does
maintain copies of the County's policies for a number of years but
A
cannot guarantee they are exact copies.
Issue all certfflcafes of Insurance In order to meet the needs of the
Board.
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Reason: This is viewed as an agent/broker/insurer function.
> Maintain accurate exposure data and provide an annual report by
member agency and department. U)
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Reason: Such information must be maintained by the County. The 1�
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only way Interisk, or any other consultant, will know of a change in 0.
0
the County's exposure data is if the County advises the of the I-
(L
change. Interisk will maintain the County's Statement of Values
(SOVs) when provided by the County.
➢ E
Provide detailed loss data both developed from the Insurers and/or
from Insurance consultant's own RMIS database on a monthly basis <
with an annual recap of all losses. 0U)
.2
it
Reason: This is viewed as the function of the County's Third Party
Administrator/I n surer.
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A
Tab 4-Litigation
The following Information is provided at the request of the County.
(1) Interl5h is a closely held corporation and 100%of its stock is owned by Lawton Swan Ill.
A
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(2) Lawton Swan Ill Is the only officer of Interlsk and serves as its President, Secretary and 2
Director.
(3) Interisk was formed in 1985 and has been providing Workers' Compensation and Risks
Management Consulting Services since Its formation.
0
(4) Interisk has been providing Workers' Compensation and Risky Management Consulting �
Services for over 35 years cinder the name of Interisk Corporation and has not operated
under a prior name.
U)
(5) Responses to the following questions are provided at the request of the County.
U)
(a) Has the person,principals,entity,or any entity previously owned,operated or directed 0.
by any of its officers,major shareholders,or directors,ever failed to complete work or
provide the goods For which It has contracted?Of yes,provide details).
06
Response: NO
(b) Are there any judgments,claims,arbitration proceeding or suits pending or
outstanding against the person,principal of the entity,or entity,or any entity previously 0
owned,operated or directed by any of Its officers,directors,or general partners?of yes, it
provide details).
Response: NO
U)
(c) Has the person,principal of the entity,entity,or any entity previously owned,operated
or directed by any of Its officers,major shareholders or directors,within the last five(5)
years,been a party to any lawsuit or arbitration,or mediation with regard to a contract
for services,goods or construction services similar to those requested in the specifications
with private or public entities7 If yes,provide details. U)
19
Response: NO A
°
(d) Has the person,principal of the entity,or any entity previously owned,operated or
directed by any of its officers,owners,partner,major shareholders or directors ever
Initiated litigation against the county or been sued by the county in connection with a
contract to provide services,goods or construction services? If yes,provide details.
Response: NO
I _ I
(e)Whether,within the last five(5)years,the owner,an officer,general partner,principal,
controlling shareholder or major creditor of the person or entity was an officer,general
partner,controlling shareholder or major creditor of any other entity that failed to perform
services or furnish goods similar to those sought in the request for competitive solicitation.
A
Response: NO
C
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0
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0
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0
it
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0
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A
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SUMMARY OF MAJOR SERVICES PROVIDED
BY
INTERISK CORPORATION
DURING PAST 12 MONTH PERIOD
A
Following is a partial list of the major activities that Interisk assisted the
County during the past 12 months.
U)
1. Renewal of all insurance coverages purchased by the County to
include the development of bid specifications that were included in
the County's RFPs.
U)
2. Coordinated the limits of the County's Primary Wind Coverage to
bring it more in line with the results of an independent appraisal of its
buildings and contents. 0.
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IL
3. Performed annual audits of the County's Workers' Compensation and06
Risk Management (Liability) claims.
4. Preparation of Management Summaries for all of the County's
Property and Liability Insurance Policies. U)
5. Assist in the updating of the County's Statement of Values based on
an independent property appraisal.
6. Assist in the preparation of various insurance related applications.
7. Coordination of limits and deductibles for the County's Wind, Flood
and Property insurance.
B. Assist in the establishment of appropriate insurance requirements for
the County's contractors and vendors.
9. Evaluation of the insurance implications of new County Ordinances.
10. Respond to questions regarding insurance raised by County Board
Members and Senior Staff.
11. Coordinated the transfer of the County's Excess Workers'
Compensation insurance to a new insurer when the current insurer
withdrew from the governmental insurance market place.
12. Coordinated the transfer of the administration of the County's Excess
Workers' Compensation insurance to a new agent.
13. Coordinated the updating of the Sheriffs equipment coverage A
a
included in the County's Property Insurance policy.
14. Coordinated the increase of the County's Wind and Flood coverage
from $5 million to $1 0 million in the County's Master Property
Insurance policy.
As indicated in this proposal, Interisk views a number of items
addressed in Section 2 (Marketing) of the County's Draft U)
Agreement that was contained in the RFP are more of the
agents/brokers responsibilities. Interisk suggests that Section 2 of U)
the Agreement be deleted in its entirety and replaced with language rL
similar to the following.
Interisk agrees to perform all of the functions addressed in its
proposal that was submitted in response to the County's RFP for
Insurance Consulting Services.
U)
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2
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A
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SECTION THREE: COUNTY FORMS AND INSURANCE FORMS
RESPOND T COMMISSIONERS
Purchasing
Simonton1100 t
GATO BUILDING,ROOM 2-213 C
U)
I acknowledge receipt of Addenda No. 0
1 have In u
ConflictLobb"and or ante C use0— Non-Colluslon Allitlavit
C
Drug Free Workplace Form Public Entity Crime Statement
U)
In addition,I have Included Iftcluded a current of I l CI a uMs tax receipts,
Florida Insurance Licensesf f e era Heron Jk l o
0.
N the applicant Is not an Individual solo o d ), l ss sup the following Information:
APP NT lnl risk o rai�oIL
(Registered business name must appear exactly as it appears a
C
Any applicant n Individual(solo proprietor)musi submit a printout of the"Befall n " 0
screen from Sunbiz,and a copy of the moot recent annual report I'lledFlorida Department of State, E
PhAslon of o tuna.
• e request respondents to uo a fixed annual be that encompasses the entire Scope of Services
requested In Exhibit A.
F l e i 0' r for Yea 1- n U)
lea Is an Wnclusive cost. No additional costs or fees will be paid.Includirig bul not limitedto truvat costs.per
tole as 1 r
Malting Address: 1111 estsore Blvd. Telephone: .J8131287-1040
Suite 08 Fax ( 13)2 -1 1
`
, F17 ate: ! / c
0
Signed. r ilna s:
C
Lawton Swan III Does not Include out or office trips that will be billed
t ) t to of 1 .0 per hour plus out f U)
Pros Title) packet expenses. Out f pocket expenses will be S
-19
A F: ! bills t cost with no markup. I out of o trips ill 0
C
be approved n In advance.
COUNTY OF,
is( r ) t eon fiq C
Subscribed
(del (name of ). HelShe is rfaimandly known E
to me or has produced (type f i 'i n)as
Identification.
,„,'":°may KaSriH ►n ass Ir
t;. mrc Aug 29,2021
36 of 57
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PUBUC ENTITYI STATEMENT
"A person or affiliate who has been placed on the convicted vendor list following a
conviction for public entity crime may not submit a bid on a contract to provide any a
goods or services to a public entity, may not submit a bid on a contract with a public
entity for the construction or repair of a public building or public work, may not submit
bids on leases of real property to public entity, may not be awarded or perform work a
contractor, supplier, subcontractor, or CONTRACTOR under a contract with any
public entity, and may not transact business with any public entity in excess of the U)
threshold amount provided in Section 287.017, FloridaStatutes, for CATEGORY
for a period of 36 months from the date of being placed on the convicted vendor list."
t have read the above and state that neither Interisk Corporation (Respondents
name) nor any Affiliate has been placed on the convicted vendor list within the last 36
months.
U)
f '
(Signature) Q.
06
Date:
iv
STATE OF:
U)
COUNTY OF: gjWL[kj
Subscribed and sworn to(or affirmed)before me on
cm
(data)by r [ 7O (name of nt). He/She Is personatiy known to me or has c
produced (type of identification)as U)
r-
identification.
wnssu+uAWRtEMAN NOTARY P1lBUC �
NeXT Nbac-Sutedlrwida r +
y Commission Expires J
o,n Y7 wp�y,yur
a�
I _ I
NON-G LL S O AFFI A
1, Lawton swan III of the city of ramps,Florida according to
law an my oath, and under penalty of penury,depose and say that
�. I am President of the firm
of Interisk Gorpomumthe bidder
making the Proposal for the project described in the Request for Proposals
for Insurance Consulting Services and that I executed
the said proposal with full authority to do so;
2. The prices in this bid have been arrived at independently without collusion,
consultation,communication or agreement for the purpose of restricting
competition, as to any matter relating to such prices with any other bidder or
with any competitor,
3. Unless otherwise required by low,the prices which have been quoted In this o0.
bid have not been Knowingly disclosed by the bidder and will not knowingly p
be disclosed by the bidder prior to bid opening,directly or Indirectly,to any 06
other bidder or to any competitor,and
4. No attempt has been made or will be made by the bidder to Induce any E
other person, partnership or corporation to submit,or not to submit, a bid for
the purpose of restricting competition;and
W, 5. The statements contained in this affidavit are true and correct,and made U)
with full knowledge that Monroe County relies upon the truth of the
i ;-ItS ments contained in this affidavit in awarding contracts for said project. it
' (Signature) U)
Date:
4
STATE OF.
COUNTY OR r-
19
Subscribed and sw��1oryn to(or
affirmed)before me an A
Li
(date)by AA 1 V 1 (name of affiant). He/She is personally knowm
to me or has produced, (typo of IdantHi tian)as
Ider Acation.
ca
NU7ARY
"~a pU C
120
Nou�lutiNc•k�®d�
Ca wiz o e "29.2 M CO nisS M farnn� 29 ill Iqn il'6e:lapin .2DIr ��
krOldlMr¢AMerl/.tllryAir,
38 of 57
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1-01SEWING AND OT OF INTERE T
ORDINANCESWORN STATEMENT UNDER 104
MONROE COUNTY, FLORIDA a
ETHICS
U)
U Interisk Corporation
0
(Company)
...warrants that hest has not employed, retained or otherwise had act on h her behalf
any former County officer or employee in violation of Section 2 of Ordinanceo. 01
1990 or any County officer or employee in violation of Section 3 of Ordinance No. 01
19 . For breach or violation of this provision the County may, in Its discretion,
ten-ninate this Agreement without%ability and may also, in its d1scretion, deduct from the
Agreement or purchase price, or otherwise recover, the full amount of any fee, 0.
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cornmission, percentage, gift, or consideration paid to the former County officer or Q.
employee:
E
X2e4 1/6• 1.{icv`j3
U)
(Signature)
it
Date,
® �
STATE OF. f r
COUNTY OF:
�I
Subscribed and sworn to(or affirmed)before me on I I Y 1
(dale)by L kiLl t (� _ (name of a t). He/She Is personally known
to me or has produced (type of identlf ion)as
identification.
a
4
NOTARY PUBLIC
{ 'tip=cc:S467e y Commission Expires:
,7 MIC&MWIMAU9292021
37 of
5
nr •kwnw
DIRILIG-FREEMOBKPLAGE
The undersigned vendor in a=rdance with Florida Statutes Section 27.087 hereby
certifies that: °
Intedsk Corporation
(Name of Business)
1. publishes a statement notifying employees that the unlawful manufacture, disirlibution,
dispensing, possession, or use of a controlled substance Is prohibited In the workplace
and specifying the actions that will be taken against employees for violations of such 0
prohibition.
2. Informs employees about the dangers of drug abuse In the workplace, the business'
policy of maintaining a drug-free workplace,any available drug counseling, rehabilitation,
and employee assistance programs, and the penalties that may be Imposed upon
employees for drug abuse violations.
3. Gives each employee engaged In providing the commodities or contractual services t
are under bid a copy of the statement specified In subsection(1).
4. In the statement specified In subsection (1), notifies the employees that, as a condition
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of working on the commodities or contractual services that are under bid,the employee
will abide by the terms of the statement and will notify the employer of any conviction of, IL
or plea of guilty or nolo conlendere to, any violation of Chapter 893 (Florida Statutes)or 06
of any controlled substance law of the Unfted Statesor any state, for a violation
occurring in the workplace no later than five(5)days after such conviction.
5. Imposes a sanction on, or require the satisfactory participation in a drug abuse 0
assistance or rehabilitation program if such Is available In the employee's community,or
any employee who Is so convicted.
6. Makes a good faith effort to continue to maintain a drug-free workplace through U)
Implementation of this section.
As the person authorized to sign the statement, 1 c rtify t0
t this firm complies fully with
the above requirements.
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(Signature)
Date: ®4
STATE OF.
COUNTY OF: a3
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Subscribed and sworn to(oreffirmed)before rre on (date)by
(Wrle of a t). HefShe Is personally known to me or
has produced (typ of idanlHf on)as identific lion.
NOTARY PU I
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ATTACHMENT I
QUESTIONAIRM
Organization Name: Interisk Corporation
Primary Contact/Representative. Sid Webber
Title: Principal Consultant
Address: MI N.Westshore Blvd.,Suite 208
-City,State,Zip Code: Tampa,FL 33607
Telephone Number. (813) 2874040
Fax Number. (813) 287-1041
E-mail Address: EiAWS&bSL@jA_te_ra_k=
0
L Does the firm have any contractual relationships that would preclude the firm from
being unbiased in the services provided to the County?
Response: No
the firm an insurance company,insurance agency,insurance broker, third party
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administrator, ore to e of any oft a fore gorine. 0
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Response:No 06
3. If the answer to the preceding question is yes,do you accept fees or commissions? E
Response: N/A Interisk does not receive commissions from any source
4. Is the firm an insurance cons ultamt? U)
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Response: Yes
S. If the answer to the preceding question is yes,do you accept fees or commissions
from any insurance com insurance agency, urance broker,third party
pany, ms
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administrator,or employee of the foregoing? r_
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Response: No
6. Is the firm owned or controlled by an insurance company,insurance sales
organization,third party administrator or any consulting firm wbich owns or controls U)
an insurance any,insurance sales organization,or third party administmtor? 19
A
Rcsponse: No
7. If you are selected as the insurance consultant,will you warrant that you will not
E
receive any commissioners, fees,bonuses,or other compensation from any other
source as a result of any coverage placed as part of the CounWs insurance program?
Response.Yes
8. Plea e Hat any contractual relationships between your firm and any persons or
business entities that provide services in the areas of workers' compensation and/or
risk management.
Response: Interisk has no contractual relationships with any person or business entity that
p rovides services in the area of workers'compensation and/or dsk management. A
9. If the County changes from the current consultant as a result of this RFP the
successful firm will need to have a transition plan. Please describe your transition
plan.
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Response: As the County's current Workers'Compensation-and Risk Management
consultant,this it does not apply to loterisk.
10. Describe your client service approach and how you respond to client reqUCSL
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Include what you consider non-urgent/routing requests and urgent requests.
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Response: While Interisk views all of its assignments with some level of urgency,it is U)
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recogni2ed that some activities may not be as time sensitive as others. If our clients view a 0.
0
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patticular issue as urgent,Interisk treats it as being urgenL If the client does not view the Q.
assignment as being urgent but I erisk does,the client will be called and the timing of the
completion of the assignment will be discussed. Even if both the client and Intcrisk view a
particular assignment as not e assignment is completed as soon as possible. E
Interisk's commitment to responding to client's needs in st timely fashion can be
demonstrated by:
a. AllofInterisk's clients have their prinutry cans is home and call phone number U)
and are avaibblc 24 hours a day.
b. Interisk consultants have dizect access to their emails,via theiz cell phones and
continually monitor their emails when theyare not in the office.
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c. Except for rare occasions,all telephone calls sic returned before the end of the r-
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business day.
'Me County only has to refer to its past expericocc with Inicrisk as a demonstration of the
corrunitment it has to responding to their clicnes needs in a timely fashion.
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11. If required,would you attend the Board of County Commissioner meetings to -19
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provide any recommendations and supporting documentation for approval?
Response. Yes
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12. Detail lite ability of the firm to monitor regulatory and legislative developments at
both the State and Federal level and how this will be communicated to the County. 2
Response. Interisk monitors electronic data rcg2xding regulatory and legislative
developments at both theSta tea nd Federal levels daily. Inaddition,Intrrisk monitors and
reviews proposed legislation bills submitted by tea Federal Houses or Senates. The
activities of other regulatory bodies,such a5 the National Council on Compensation
Insurance(NCCI)and the Internal Revenue Service ORS)a-cc also monitored on a daily
basis. Interisk supplements it's monitoring of the activities of these regulatory bodies by
daily reviewing the Federal Register,various trade publications and legal notices for legal
issues that may impact our cUents. Clients are immediately notified of any issues that may
have an,impact on their Insurance/Risk Mana programs.
13. How do you measure client satisfaction? A
Responaw. This is a difficult question to answer. ach client and die individuals that
represent the client have different personalities and expectations. As assignments are
received, they are discussed with the client in derail and objectives and a time frame is
established. As the project continues,the objectives and time frame are adjusted as needed. U)
In addition,we have nearly daily contact with our clients (particularly during a project) dmt 0
allow the client to express any concerns they may have. All concerns are addressed
immediately. Thisapproach rninimi2es any clicrit dissatisfaction.
The fact that many of our clients have allowed departments other than their Risk
Management, Insurance and Workers'Compensation depa=ants to develop a working U)
relationship with Interisk is a strong indication of the level of satisfaction our clients have
with us. Some of out clients have even requested that we directly contact vendors and
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contractors on their behalf to resolve issum It is believed that if such clients are not 0
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completely satisfied with Interisk, they would not permit such contact to take place. 0-
Another good indicator of our chent!s satisfaction is the retention rate that we maintain IL
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with our clients. We have served most of our clients for a number of years. Some of our
clients have retained Interisk for more than 30 years.
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Injanuary 2014 and 2016 Interisk and represent2dVCS from one OfitS clients visited 0
London England and met with a number of current and prospective underwriters. It is
believed that this visit contributed to a 22%reduction in the clienes premiums despite the
U)
fact that their property values increased by 24%. When the rcne%vai proposal was presented 0
to the chent's governing hoard,several of the Corrunissioners commended Interisk during
the public meeting for their excellent wo& Following the meeting 2 number of the
Commissioners personally thanked Interisk fort efforts. Inaddition, following the 0)
meeting,a news reporter interviewed the Client regarding a new type of insurance coverage
they purchased. The client asked Interisk to assist in the interview. 'Ms interview resulted U)
in an extremely favorable article being included in the news paper's next edition. 0
In May 2014,Interisk presented an overview of a clienes Property and Casualty Insurance
program to the chenes governing board at a public workshop. Not only did all of the
Commissioners complement Interisk on their presentation,one of the Commissioners sent
the presentation to the insurance agent who administers the insur2ncc program for another U)
entity that he serves as a cominissioner for and requested a similar presentation be nude to
their governing board. A
The above two items are clear indicators of the level of satisfaction Interisles clients have
with our service.
14. Based on your knowledge of Monroe County's current risk management program, E
bdefly describe two (2)improvements that you would recommend that the County
consider. If you were to be selected as the insumnce consultant. Support your
recommendation with an explanation of why the County should consider
implementing these two hnprovements.
Recommendation 1: The Countys Master Property program renews of May I of each year.
Many of the south Florida Governmental entities'programs also renew on Mayl. Insurers
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typically allocate their resources (the limits they can provide) for catastrophic coverages
(wind and flood) on in annual basis. This means that the County is competing with these
other south Florida Governments for these resources. The County may want to consider
moving the renewal of their Moster'Property program to March so insurers will.be more
willing to commit more of its resources to Monroe County. TIiis may result in the County
being able to higher wind and flood limits, A
Recommendation 2:. The use of one aircraft has increased considerably during the past as
several years. The County may want to consider exploring if they are using such aircraft. If
drones are being used by the County,consideration may want to be given to purchasing
Drone Liability and Physical Damage covmge. The critical concern with such coverage is
the Liability coverage. If one of the drones were to crash and injure a member of the public, U)
a significant uninsured loss could occur. In addition, the coverage should include Invasion 0
of Privacy coverage in the event compromising pictures/film is accidently obtained of the 0
general public.
The representative stated below is the 2uthorized agent of the Proposer and is authorized to U)
bind the company upon acceptance by the County. Deviations from the requested program
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have been stated. Coverage(s)orservices will be issued as proposed. U)
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Name of firm Interisk Comoration-
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Signature Date U)
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Title
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