Item Q5 S Q.J
y;+ ' "tr, BOARD OF COUNTY COMMISSIONERS
County of Monroe , Mayor Heather Carruthers,District 3
-��
{sJ ` °' Mayor Pro Tem Michelle Coldiron,District 2
The Florida.Keys` .I3 p�` Craig Cates,District 1
David Rice,District 4
w � Sylvia J.Murphy,District 5
County Commission Meeting
September 16, 2020
Agenda Item Number: Q.5
Agenda Item Summary #7241
BULK ITEM: Yes DEPARTMENT: Risk Management
TIME APPROXIMATE: STAFF CONTACT: Maria Slavik (305) 295-3178
N/A
AGENDA ITEM WORDING: Approval to purchase insurance for Monroe County emergency
vehicles and portable equipment from American International Group (AIG) through the VFIS
insurance agency; approval to use competitive bidding procedures purchase exemption, and
authorization for the Risk Management Administrator to sign the Florida Consent to Rate/Excess
Rate Application and all other necessary documents.
ITEM BACKGROUND: This American International Group (AIG)recently acquired American
Alternative which will result in National Union Fire Insurance Company of Pittsburgh, PA
replacing American Alternative as the insurer. This policy provides coverage for damages to the
County's emergency vehicles and portable equipment with an effective policy term of October 1,
2020 to September 30, 2021. This policy is uniquely beneficial over other policies because it
provides emergency vehicle coverage on a"scheduled value" basis rather than an"actual cash
value" basis and also provides "guaranteed replacement value" for the County's communication
equipment used for firefighting, ambulance and rescue operation. Due to the unique terms and
conditions of this policy coverage required by the County, this policy is exclusive in the market and
is not benefited by the competitive bidding process. Staff seeks approval to exempt the acquisition of
this policy from the competitive bidding procedures pursuant to and as authorized by County
Purchasing Policy Ch. 10 —Purchase of Insurance, and Monroe County Code Sec. 2-347(e)(5)g,
which provides that policies, which due to the unique terms and conditions required by the County,
are exclusive in the market and thus are not benefitted by the competitive bidding procedures may be
exempted from formal competition. The County's risk management consultant's recommendation
letter, Purchasing Policy Chapter 10 and MCC Sec. 2-347(e)(5)g are attached as backup.
PREVIOUS RELEVANT BOCC ACTION: 9/18/19 — BOCC approved the current emergency
vehicles and portable equipment damages insurance policy. The 2019/20 annual premium was
$100,417.47. 7/15/15 - BOCC approved Ordinance 015-2015 which added Sec. 2-347(e)(5)g to the
MCC and the Purchasing Policy was revised to authorize this type of policy to be acquired as an
exclusion and exempt from the competitive bidding process.
Packet Pg. 3149
Q.5
CONTRACT/AGREEMENT CHANGES:
Annual premium increase of$9,485 (9.4%).
STAFF RECOMMENDATION: Approval of the purchase of the American Alternative insurance
policy through use of the competitive bidding procedures exemption, and authorization for the Risk
Administrator to sign the Florida Consent-to-Rate/Excess Rate Application and all other necessary
documents.
DOCUMENTATION:
Interisk Corporation Recommendation Letter
VFIS Renewal Proposal 2020-2021
Florida Consent to Rate Excess Rate Application
Purchasing Policy 3 18 2020 Chapter 10 Purchase of Insurance
MCC Section 2-347(e)(5)
FINANCIAL IMPACT:
Effective Date: 10/1/2020
Expiration Date: 10/1/2021
Total Dollar Value of Contract: $109,902.47
Total Cost to County: $109,902.47
Current Year Portion: $100,417.47
Budgeted: Yes
Source of Funds: Internal Service Fund/Primarily Ad Valorem
CPI: N/A
Indirect Costs: N/A
Estimated Ongoing Costs Not Included in above dollar amounts: N/A
Revenue Producing: No If yes, amount:
Grant: N/A
County Match: N/A
Insurance Required: N/A
Additional Details:
09/16/20 503-08502 - RISK MGMT INSURANCE $109,902.47
REVIEWED BY:
Maria Slavik Completed 08/25/2020 3:51 PM
Cynthia Hall Completed 08/27/2020 4:51 PM
Bob Shillinger Completed 08/28/2020 12:47 PM
Purchasing Completed 08/28/2020 12:52 PM
Budget and Finance Completed 08/28/2020 6:02 PM
Packet Pg. 3150
Q.5
Liz Yongue Completed 08/31/2020 9:56 AM
Board of County Commissioners Pending 09/16/2020 9:00 AM
Packet Pg. 3151
Q.5.a
InteriskCorporation Risk Mgt.&Employee Benefits
Consultants
1101 Red Maple Circle N.E.,St. Petersburg, Florida 33703-6318 — telephone: 813-287-1040
www.interisk.net
August 28,2020
Ms.Maria Slavik,CPM
Risk Administrator
Monroe County
i 111 1211,Street
Suite 408
Key West,Florida 33040
Subject: Emergency Vehicle Physical Damage and Portable Equipment Damage Insurance
Dear Maria: c
The County's Emergency Vehicle Physical Damage and Portable Equipment Damage policies are
scheduled to expire on October 1,2020. Currently the coverages are provided by the American Alternative E
Insurance Company through the VFIS Insurance Agency. Both of these policies provide broad coverages
and have served the County well in years past. The premium for the Emergency Vehicle Physical Damage
policy when it renewed last year was$92,945. The 2019/20 premium for the Portable Equipment Damage
policy totaled$7,472.47 which included$7.47 for State imposed fees,surcharges and taxes. This brought
the cost of the County's Emergency Vehicle Physical Damage and Portable Equipment coverage to
$100,417.47 for the 2019/20 policy term.
The American International Group(AIG)recently acquired American Alternative which will result in c
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National Union Fire Insurance Company of Pittsburgh,Pa. replacing American Alternative as the insurer.
The terms and conditions of the National Union policy will be the same as the American Alternative policy. An
Both American Alternative and National Union enjoy a favorable rating from the A.M Best Company,the
leading evaluator of insurance company operations.
National Union has proposed an annual premium for the 2020/21 Emergency Vehicle Physical Damage m
policy of$102,430 and an annual premium for the County's Portable Equipment Damage coverage of
$7,472.47 which includes State imposed fees,surcharges and taxes of$7.47. This brings the total premium
for the County's Emergency Vehicle Physical Damage and Portable Equipment coverages to$109,902.47
for the 10/1/20— 10/1/21 policy term.
This represents an increase of$9,485 (9.4%). The reasons for this increase are:
➢ The County added a new vehicle to their schedule(a 2020 Ford Pickup)
➢ The County's historical claim experience
➢ A rate increase
Packet Pg. 3152
Q.5.a
The following schedule reflects a side by side comparison of the 2019/20 premiums to the proposed
2020/21 premiums.
2019/20 2020/21 Premium Percentage
Coverage Premium as Proposed Increase/(Decrease) Increase/(Decrease)
Issued Premium
Emergency
Equipment $92 945.00 $102,430.00 $9,485.00 10.2%
Vehicle
Coverage
Portable $7 472.47 $7,472.47 $0 0%
Equipment
Total $100,417.47 $109,902.47 $9,485.00 9.4%
The Portable Equipment premiums include State imposed fees,surcharges and taxes as reflected above.
It should be noted that the National Union's Emergency Vehicle Physical Damage and Portable Equipment
policies contain features that are not normally available from traditional insurers. Some of the more
notable features are discussed below. u
Emergency Vehicle Physical Damage
National Union will provide Physical Damage(Compressive and Collision)coverage for the County's fire
fighting equipment(fire trucks)and rescue equipment(ambulances)and other support vehicles. While E
coverage will be provided on an industry standard Business Automobile Liability policy,most standard E
Business Automobile Liability policies provide coverage on an"Actual Cash Value" (ACV)basis. ACV is
defined as"Replacement Cost'less Depreciation. This means that all claim payments will be reduced by CL
the amount of the vehicle's depreciation. For example assume a vehicle has a"Replacement Cost"of
$100,000 and has a useful life of 10 years. Further assume this vehicle is destroyed in the 51h year of its c
useful life. A traditional Business Automobile Liability insurer will only honor a maximum claim amount c
of$50,000($100,000 x 50%). National Union's policy will provide Physical Damage coverage on an
"Agreed Amount"basis. This means that National Union will reimburse the County for what ever value is U
reflected in policy for that vehicle. le
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Another unique feature of National Union's policy is that it will only be subject to a$500 per claim
deductible. Most Business Automobile Liability policies contain a minimum deductible of$1,000. Many
of them have an even higher deductible,especially for high valued equipment such as fire trucks.
Portable Equipment Policy
National Union will provide its Portable Equipment policy on an"Inland Marine"form. The policy defines
Portable Equipment as:
"Portable firefighting, ambulance or rescue related equipment and portable communication equipment
commonly used in fire and rescue operations away from your premises"
Most insurers that offer"Inland Marine"coverage requires that all equipment being insured be scheduled
on the policy and the claim amount will be limited to the value reflected in the policy for the damaged or
destroyed equipment. Not only does this make the administration of the policy difficult,the amount
recoverable from the insurer will be limited to the amount reflected on the schedule. National Union will
not require that Portable Equipment be scheduled and the policy does not contain any limits. National
Union will honor claims in any amount required to replace the damaged or destroyed equipment. I am not
aware of any insurer that offers this feature.
Packet Pg. 3153
Q.5.a
National Union's policy also provides coverage for damage to"personal effects"belonging to volunteers,
employees,directors,officers or trustees while in route,during and returning from any official duty
authorized by the County. Most"Inland Marine"insurers are not willing to offer this feature.
Another attractive feature of the National Union's policy,compared to similar policies offered by other
"Inland Marine"insurers is that claims will be subject to a$250 deductible while traditional"Inland
Marine"policies typically contain a much higher deductible.
It is therefore believed that the County will experience difficulty in receiving competitive bids if it's
Emergency Vehicle Physical Damage and Portable Equipment policies are competitively bid through an
RFP process or even if the County seeks"informal" quotations.
It is believed that the National Union/VFIS proposal for the policy term of 10/1/20 to10/1/21 is attractive
and it is recommended that the County renew its Emergency Vehicle Physical Damage and Portable
Equipment coverage as being proposed by National Union/VFIS.
VFIS has also requested that the County sign a"Florida Consent-to-Rate/Excess Rate Application. This
authorizes National Union to charge rates that are higher than those on file with the State. For the County >
to continue the Emergency Vehicle Physical Damage policy,you will have to sign the requested
application. It does not impact the coverages being provided by the policy.
Please give me a call if you have any questions or wish to discuss this issue in more detail.
Cordially,
0
INTERISK CORPORATION
c
Sidney G.Webber
CPCU,ARM
Packet Pg. 3154
Q.5.b
PROTECT
YOUR SCREW,
YOUR ASSETS9
YOUR FUTURE.
THE MONROE COUNTY BOARD OF
"
COUNTY COMMISSIONERS
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PRESENTED BY: VFiSOF FLORIDA
1500 NW 11TH STREET
BOCA RATON, FL 33486
800.233.1957
` DATE: 08/18/2020
This proposal is valid for 90 days.
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Table of Contents
RISK MANAGEMENT SERVICES ..................................................................................................................3
PROPOSAL ...................................................................................................................................................4
GENERAL INFORMATION ........................................................................................................................4
PORTABLE EQUIPMENT..........................................................................................................................5
AUTO........................................................................................................................................................6
PROPOSAL NOTES .................................................................................................................................10
PREMIUM SUMMARY...........................................................................................................................11
PLUS MORE VALUE! .....................................................................................................................11
VFIS ORDER FORM ....................................................................................................................................12
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THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS Z
C0123 packet Pg. 3156
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RISK MANAGEMENT SERVICES
VFIS is more than just a company that you can use to transfer risk.As a valuable service to your organization,
VFIS provides Risk Control, Education and Training Services. Our Risk Control team is staffed by active
emergency service personnel with more than 200 years of combined emergency service experience.
Employment Practices
It's important to keep up with the latest on employment law liability issues. Through our VFIS HR Help
portal, we work to keep our clients up to date and provide timely resources that educate and inspire good
employment practices.Through VFISHRHelp.com we provide:
• Web-based EPL training that tracks employees' progress and completion
• Tools to evaluate your current HR policies
• Articles highlighting relevant workplace issues
• Checklists to discover areas of exposure
• Lawsuit and court decision summaries
• Free model HR policies and forms for download
Communiques/Safety Bulletins/Checklists
VFIS has over 100 technical reference bulletins covering fire and EMS operations,vehicle operations,
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employment practices and ESO administration. CD
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On-site Risk Assessments Ch
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VFIS can provide on-site risk control assessments in evaluating the effectiveness of existing procedures for
controlling potential loss exposures.These assessments, where requested, will be provided by a Certified CL
Safety Professional with experience in fire and emergency medical services.
Self-Assessment Tools
VFIS provides a web-based self-assessment guide (Mutual Aid by VFIS)which highlights known loss
producing exposures and directs users to resources available to assist their organization in addressing them.
Newsletters
VFIS provides quarterly newsletters covering emerging topics of concern to emergency service leaders
and personnel.
THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 3
C0123 packet Pg. 3157
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PROPOSAL
GENERAL INFORMATION
This Proposal reflects the renewal of policies listed below:
Policy Number Effective Date Expiration Date
VFIS-CM-1055309-12 10/01/2019 10/01/2020
VFIS-TR-2058474-12 10/01/2019 10/01/2020
First Named Insured: THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS
Mailing Address: 1111 12TH STREET, 4TH FLOOR
KEY WEST, FL 33040-1026
Coverage Applies To: TAVENIER VOLUNTEER FIRE DEPARTMENT&AMBULANCE CORPS,INC W
SUGARLOAF KEY VOLUNTEER FIRE DEPARTMENT,INC
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KEY LARGO VOLUNTEER AMBULANCE CORPS,INC
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THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 4
C0123 packet Pg. 3158
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PORTABLE EQUIPMENT
Blanket Portable Equipment Coverage
Covered For Limit Deductible
All causes of physical loss unless Guaranteed Replacement Cost $250
excluded
If Portable Equipment coverage is provided on a blanket basis, coverage is provided for all portable
firefighting, ambulance and rescue related equipment owned or furnished for your regular use. Note that
boats over 100 horsepower are not covered under blanket;they must be scheduled.
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THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 5
C0123 packet Pg. 3159
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AUTO
Coverage Symbols Limits
Bodily Injury/ Property Damage Combined Single Limit Not Included
"No Fault" or Statutory Personal Injury Protection Not Included
Medical Payments Not Included
Uninsured Motorists Not Included
Underinsured Motorists Insurance Not Included
Hired & Borrowed Vehicles Included
Commandeered Vehicles Included
Volunteers/Employees as Insureds Under Non-Owned Autos Not Included
Temporary Substitute Vehicles Included
Fellow Member Liability Not Included
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Incidental Garage Liability Included
Physical Damage Comprehensive 7,8 see Schedule of Vehicles
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Physical Damage Collision 7,8 see Schedule of Vehicles y
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Schedule of Vehicles
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Vehicle Agreed Comp. Coll.
No. Year Make&Model VIN PE ACV Value Ded. Ded.
1 1998 FORD AMB ALS 1FDXF46F9XEB99283 ALS $100,000 $500 $500
2 2001 PIERCE PUMPER 4P1CT02A81AO01720 PR $285,500 $500 $500
3 1988 SPARTAN PUMPER LDH 1S9CT6D02JC185676 PLDH $181,708 $500 $500
4 2002 FORD AMB ALS 1FDXF46F22ED14878 ALS $102,759 $500 $500
5 2005 WELLS CARG TRAILER 1WC200J2X53052439 OTH $18,000 $500 $500
6 2005 PIERCE PUMPER LDH 4P1CSOIA65AO05307 PLDH $344,000 $500 $500
7 2006 STERLING AMB ALS 2FZACFCS76AV92511 ALS $152,000 $500 $500
8 2007 E-ONE PUMPER TANKER 1HTWYAHT37J452586 PT $230,000 $500 $500
9 2007 OSHKOSH CHEM FOAM IOTBKAK107SO94275 CF $689,949 $500 $500
10 2007 PIERCE PUMPER LDH 4P10EOIA47AO07888 PLDH $375,000 $500 $500
11 2008 HORTON AMB ALS 3HTMNAAM68N698467 ALS $180,000 $500 $500
12 1988 E-ONE AERIAL 1F9D8BA89J1037252 AD $550,000 $500 $500
13 2007 PIERCE AERIAL DEV 4PICDOH47AO07860 AD $584,000 $500 $500
14 2006 STERLING AMB ALS 2FZACFCS37AX62073 ALS $159,326 $500 $500
15 2009 FORD AMB ALS 1FCXE45P19DA83131 ALS $120,195 $500 $500
16 2010 FERRARA TANKER 1FVHCYBS8ADAS9707 T $302,550 $500 $500
17 2009 FORD AMB ALS 1FDXE45P79DA90438 ALS $118,995 $500 $500
18 1998 OSHKOSH TANKER IOTBK8217WS064431 T $311,780 $500 $500
19 2001 DANKO TANKER 1FDAF57511EB01717 T $150,191 $500 $500
20 2010 HME PUMPER 44KFT4288AWZ21905 PR $319,665 $500 $500
21 2011 OSHKOSH CHEM FOAM 1FDOW5HT5BEA06632 CF $227,701 $500 $500
THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 6
C0123 packet Pg. 3160
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Vehicle Agreed Comp; Coll
No. Year Make&Model VIN PE ACV Value Ded. Ded.'
22 2003 FORD PICK UP 1FTRX172X3NA94735 OTH X N/A $500 $500
23 2010 FORD UTILITY TRUCK 1FDAW5HR2AEB04654 OTH X N/A $500 $500
24 2001 FORD AMB ALS 1FDFX46FXIEC33366 ALS $100,217 $500 $500
25 2014 FORD RESCUE LT 1FDUF5GT2EEA27753 RTL $179,000 $500 $500
26 2015 FORD RESCUE LT 1FDUF5GT7FEA16801 RTL $179,000 $500 $500
27 2014 FREIGHTLNR TANKER 1FVHC5DV6FHGK6098 T $304,432 $500 $500
28 2014 FREIGHTLNR TANKER 1FVHC5DV8FHGK6099 T $304,432 $500 $500
29 2015 PIERCE PUMPER LDH 4PIBAAFF6GA016108 PLDH $424,902 $500 $500
30 2015 PIERCE PUMPER LDH 4PIBAAFF8GA016109 PLDH $424,902 $500 $500
31 2017 OSHKOSH CHEM FOAM IOTADLJFXJA783865 CF $592,672 $500 $500
32 2017 FORD RESCUE LT 1FDUF5GTXHEE87327 RTL $208,598 $500 $500
33 2019 PIERCE AERIAL 4PIBCAFF9KA020057 AD $643,305 $500 $500
34 2012 HORTON AMB ALS 1HTMYSKLOCH557187 ALS $27,300 $500 $500
35 2014 FORD FIRST RESPONDER 1FT7W2963EEB36435 FR $17,000 $500 $500
36 2019 FORD FIRST RESPONDER 1FT7W2BT8KEE89043 FR $46,818 $500 $500 W
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37 2019 FORD FIRST RESPONDER 1FT7W2BTXKEE89044 FR $46,818 $500 $500 CD
38 2013 INTERNATIONAL AMB ALS 1HTMYSKLODH403449 ALS $37,500 $500 $500 CD
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39 2019 PIERCE PUMPER LDH 4PIBAAFF5KB019505 PLDH $499,262 $500 $500
40 2015 FORD AMB ALS 1FDUF5GT8FEC84059 ALS $166,322 $500 $500 y
41 2004 PIERCE PUMPER LDH 4P1CT02S54A004071 PLDH $90,000 $500 $500 0.
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42 2012 FORD CHEM FOAM 1FT8W3BT3CEC31413 CF $42,768 $500 $500 CIL
43 2002 INT'L AMB ALS 1HTMRADL13H574116 ALS $9,600 $500 $500
44 2006 FORD AMB ALS 1FDXF46P86EB47344 ALS $113,530 $500 $500
45 1992 FORD AIR CASCADE 1FDPK74P7NVA35763 AC $75,632 $500 $500
46 1992 INT'L MINI PUMPER 1HTSCPHN4NH446561 MP $126,341 $500 $500 Ln
47 1999 ALF PUMPER TANKER 1FVXJLCB6YHA28819 PT $5,000 $500 $500
48 2010 INT'L AMB ALS 1HTMYSKM4AH27378 ALS $26,700 $500 $500 0)
49 2005 PIERCE PUMPER 4PICC01M05A004855 PR $140,000 $500 $500
50 2020 FORD PICK UP 1FTEW1CB7LFB88038 OTH $37,220 $500 $500
THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 7
C0123 packet Pg. 3161
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Schedule of Vehicles —Insured's Identifiers
Only vehicles with an insured's identifier are shown below.
Vehicle Insured's Identifier
No Year Make&Model VIN (How YOU refer to this vehicle)
1 1998 FORD AMB ALS 1FDXF46F9XEB99283 4287
2 2001 PIERCE PUMPER 4P1CT02A81A001720 4550
3 1988 SPARTAN PUMPER LDH 1S9CT6D02JC185676 4581
4 2002 FORD AMB ALS 1FDXF46F22ED14878 4206
5 2005 WELLS CARG TRAILER 1WC200J2X53052439 5621
6 2005 PIERCE PUMPER LDH 4PICS01A65A005307 4679
7 2006 STERLING AMB ALS 2FZACFCS76AV92511 5098
8 2007 E-ONE PUMPER TANKER 1HTWYAHT37J452586 5970
9 2007 OSHKOSH CHEM FOAM IOTBKAK107S094275 5973
10 2007 PIERCE PUMPER LDH 4PICE01A47A007888 6277 .�
11 2008 HORTON AMB ALS 3HTMNAAM68N698467 6507
12 1988 E-ONE AERIAL 1F9D8BA89J1037252 4586
13 2007 PIERCE AERIAL DEV 4PICDOH47A007860 6283 N
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14 2006 STERLING AMB ALS 2FZACFCS37AX62073 5806
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15 2009 FORD AMB ALS 1FCXE45P19DA83131 6813 CD
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16 2010 FERRARA TANKER 1FVHCYBS8ADAS9707 6816 ru
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17 2009 FORD AMB ALS 1FDXE45P79DA90438 6845
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18 1998 OSHKOSH TANKER IOTBK8217WS064431 4086
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19 2001 DANKO TANKER 1FDAF57511EB01717 4081
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20 2010 HME PUMPER 44KFT4288AWZ21905 6939
21 2011 OSHKOSH CHEM FOAM 1FDOW5HT5BEA06632 6692
22 2003 FORD PICK UP 1FTRX172X3NA94735 4174
23 2010 FORD UTILITY TRUCK 1FDAW5HR2AEB04654 6819
24 2001 FORD AMB ALS 1FDFX46FXIEC33366 2418
25 2014 FORD RESCUE LT 1FDUF5GT2EEA27753 8264
26 2015 FORD RESCUE LT 1FDUF5GT7FEA16801 8265
27 2014 FREIGHTLNR TANKER 1FVHC5DV6FHGK6098 8301
28 2014 FREIGHTLNR TANKER 1FVHC5DV8FHGK6099 8302
29 2015 PIERCE PUMPER LDH 4PIBAAFF6GA016108 8634
30 2015 PIERCE PUMPER LDH 4PIBAAFF8GA016109 8635
31 2017 OSHKOSH CHEM FOAM IOTADLJFXJA783865 9301
32 2017 FORD RESCUE LT 1FDUF5GTXHEE87327 9549
33 2019 PIERCE AERIAL 4PIBCAFF9KA020057 9821
34 2012 HORTON AMB ALS 1HTMYSKLOCH557187 9839
35 2014 FORD FIRST RESPONDER 1FT7W2963EEB36435 9135
36 2019 FORD FIRST RESPONDER 1FT7W2BT8KEE89043 9962
37 2019 FORD FIRST RESPONDER 1FT7W2BTXKEE89044 9968
38 2013 INTERNATIONAL AMB ALS 1HTMYSKLODH403449 9971
39 2019 PIERCE PUMPER LDH 4PIBAAFF5KB019505 9602
40 2015 FORD AMB ALS 1FDUF5GT8FEC84059 8540
41 2004 PIERCE PUMPER LDH 4P1CT02S54A004071 8732
THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 8
C0123 packet Pg. 3162
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Vehicle Insured's Identifier
No Year Make&Model VIN (How YOU refer to this vehicle)
42 2012 FORD CHEM FOAM 1FT8W3BT3CEC31413 7394
43 2002 INT'L AM ALS 1HTMRADL13H574116 8906
44 2006 FORD AMB ALS 1FDXF46P86EB47344 5671
45 1992 FORD AIR CASCADE 1FDPK74P7NVA35763 3374
46 1992 INT'L MINI PUMPER 1HTSCPHN4NH446561 4571
47 1999 ALF PUMPER TANKER 1FVXJLCB6YHA28819 3608
48 2010 INT'L AM ALS 1HTMYSKM4AH27378 10078
49 2005 PIERCE PUMPER 4P1CC01M05AO04855 4999
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THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 9
C0123 packet Pg. 3163
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PROPOSAL NOTES
Auto
Note:Signed CTR Doc Needed prior to issuance.
General
Note:This proposal is based solely on the insurance exposures of the organization(s) shown opposite the
heading "Coverage Applies To". All of the coverages described here and any policies that we issue will apply
only to injury or damage arising out of the firefighting, rescue, ambulance or incidental operations of the
emergency service organization(s) listed opposite "Coverage Applies To".
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THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 10
C0123 packet Pg. 3164
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PREMIUM SUMMARY
THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS(FL) C01239
Premium
Property....................................................................................................................................Not Quoted
Crime........................................................................................................................................Not Quoted
PortableEquipment ........................................................................................................................$7,465
Auto..............................................................................................................................................$102,430
GeneralLiability.......................................................................................................................Not Quoted
Management Liability..............................................................................................................Not Quoted
ExcessLiability .........................................................................................................................Not Quoted
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Total Estimated Annual Premium .............................................................................................$109,895
(excludes state-imposed taxes,surcharges and fees) N
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Total Estimated State-Imposed Taxes, Surcharges and Fees.......................................................$7.47
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PLUS MORE VALUE!
RiskManagement......................................................................................................................... Included
• Employment practices
• Manage your risk—resources, check lists
• Risk Management Consultants
• On-site assessments/self-assessments
Education,Training & Consulting ................................................................................................ Included
• Classroom seminars, training, resources —vfis.com
• Distance learning—VFIS University
• Consulting Available
Volunteer Firemen's Insurance Services, Inc.®
VFISO,VFIS®with design and Volunteer Firemen's Insurance Services,Inc.®areal I
registered service marks of the same PA Corporation.
THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 11
C0123 packet Pg. 3165
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VFIS ORDER FORM
THE MONROE COUNTY BOARD OF COUNTY COMMISSIONERS yFLJK01239
Coverage Effective/ Accept Decline Premium
Expiration Dates Initial to accept Initial to decline Quoted
coverage coverage
Property
Crime
Portable Equipment
Auto
General Liability
Management Liability
Excess Liability >
Total
Payment P �� ��
Installment Option: (no installment fee)
[ ] Ten Pay($1O,OOOP&C account minimum and 25%down payment)
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[ ] Semi-Annual($I5OOP&C account minimum) 0
[ ] Quarterly($J,5OOP&C account minimum) CL
Signature of Insurance Representative Date �
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Agencymame/Address �
Prod ucer/8erviceRep.
Before you return this form, you must:
1. Provide the |N3URED'3 Federal |D#: 59'6000749
2. Identify all mortgagees, loss payees and (for Auto only)additional insureds/lessors(provide address).
J. Choose$1,OOO,OOO underlying limits when there is Excess Liability.
This is not o binder, nor should itbe used cis one. This form is solely for the purpose of ordering property ondcasualty
insurance coverages for which VRJ has provided o valid quote.
Signature ofInsured Date
CornmentslNotes:
THE xxnmnns COUNTY BOARD nF COUNTY COMMISSIONERS
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FLORIDA CONSENT-TO-RATE/EXCESS RATE APPLICATION
(Maintain in Underwriting File for 3 Years)
Name of Insured: The Monroe County Board of County Commissioners
1111 1211 Street,411 Floor
Key West,FL 33040-1026
Address:
VFN U-CM-0021866-00
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Policy Number:
10/1/2020-10/1/2021
Period of Coverage:
Auto Physical Damage
Kind of Insurance&Hazards To Be Insured: ut
X
$500 Comp ded/$500Coll ded
Limits or Amount of Insurance:
O
Filed Rate: $41,501 Excess Rate:$102,430
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tJ
Reason For Excess Rate: I am willing to aeeept the fate.__:..o_._.o__.as. _..._._.___.._.the..__,_._.._, _.._____.:_, of my__.__..._._:._.___
O
experience over the pas years has been poor. in order for the company to agree to insure my organization,I am willing to accep
e premium at s higher than tiled rate.
$102,430 247%
Premium: - - %of the-tistial preiggium developed at rates filed with the Division/Department of
Insurance.
The undersigned hereby certifies that he/she has been unable to obtain insurance against the hazard(s) noted above for the reasons
cited. In consideration, National Union Fire Insurance Company of Pittsburgh, Pa. has agreed to issue to him/her their policy covering
the hazard(s)mentioned,at the premium noted above. The undersigned hereby requests issuance of said policy,and accepts such at
the higher rate.
Applicant's Signature
Date
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CHAPTER 8. BLANKET PURCHASE ORDERS
A Blanket Purchase Order (BPO) is a simplified method of filling anticipated repetitive
requirements for supplies or services with qualified vendors during a specified period(not to exceed
12 months or one (1) fiscal year whichever is less). BPOs are designed to reduce administrative
costs in accomplishing purchases (up to $49,999.99) by eliminating the need of issuing individual
written purchase orders.
1. BPOs are issued when there are repetitive needs for specific items or services and when the
exact quantities and delivery requirements are not known in advance and may vary. A
purchase requisition containing (1) description of the required items or services, (2)
specified period, and (3) estimated quantities for the specified period, is required to get a
pre-priced BPO. BPOs cannot be issued without a maximum dollar amount. A BPO shall
be authorized in writing by the Department Director or their designee.
CHAPTER 9. MINORITY BUSINESS ENTERPRISE (MBE), SMALL BUSINESS & y
DISADVANTAGED BUSINESSES
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If required by Federal Aviation Administration (FAA) grant or other Federal-funded grant
requirements the Department having project management/oversight responsibilities, should
develop an acceptable plan to utilize and afford opportunities to minority, small and disadvantaged
firms. This plan may include:
1. Separate percentage goals for using small, minority and disadvantaged businesses.
2. Name of an individual employed or retained who will administer the firm's subcontracting
program.
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3. Description of efforts to be made to ensure such firms have an equitable opportunity to
compete for subcontracts.
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4. Assurance that federally funded contracts comply with the provisions contained therein. 0.
5. Assurance to cooperate on surveys for compliance.
CHAPTER 10. PURCHASE OF INSURANCE
Any purchase of insurance by the Monroe County BOCC shall be treated as the purchase of a
commodity and regulated the same, except as set forth below.
The purchase of builder's risk insurance for County projects may be exempt from competitive
bidding procedures pursuant to Section 2-347(e)(5)(g.)For the purchase of builder's risk insurance
expected to cost less than $50,000, separate price quotes are not required, but the agent should
solicit several insurance companies to ensure that the best price is attained. For the purchase of
builder's risk insurance expected to cost more than $50,000, the County Administrator should
authorize the purchase and report to the Monroe County BOCC the purchase of the premiums. It is
understood that since the cost of builder's risk policies are included in the overall budget for the
project, the cost of premiums will be paid from the funding source for that project which are
generally approved by the BOCC as part of the budget process.
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The purchase of insurance which is exclusive, due to the unique terms and conditions and/or the
detailed coverage required by the County,may also be exempt from competitive bidding procedures
pursuant to Section 2-347(e)(5)(g.).Risk should document the reason(s)for the policy being exempt
from the competitive bidding procedures. When premiums exceed $50,000, the Monroe County
BOCC should authorize the exemption. In an emergency, i.e. an interruption of an essential
government services, the County Administrator may authorize the purchase of the policy and seek
ratification from the Monroe County BOCC.
All policies for insurance coverage shall have an initial term and shall thereafter be renewable
yearly for up to three (3) additional years with BOCC review.
CHAPTER 11. RECYCLED CONTENT PRODUCTS
The County shall on a continuing basis encourage the use of products and materials with recycled
content. Preference shall be given to the procurement of recycled content products and materials
when it can be determined that such purchases are cost effective, meet specifications required and
are in the best interest of Monroe County.
For the purposes of this section "recycled content" means materials that have been used, recycled
and are contained in the products or materials to be procured as "post" recycled. To the extent
feasible each department shall keep a compilation of the number and amount of recycled product
or materials it purchases each fiscal year. e
CHAPTER 12. SURPLUS ITEMS
The objective of this policy is to ensure that all County assets are properly tracked and disposed of
in compliance with Florida Statutes. co
The following rules apply to all departments in possession of fixed assets belonging to Monroe
County. The rules also apply to constitutional officers, contracting parties, and third-party entities 2
in possession of fixed assets belonging to Monroe County. (Each such department, or office shall 0.
be known as a"using agency".)
Contracting parties in possession of tangible non-consumable property owned by Monroe County
which is no longer used or which has become obsolete,worn out or which the parties believe should
be scrapped shall submit reports identifying such property to the department responsible for their c.
contract, which in turn shall forward the reports to the Clerk of the Court, Property Clerk.
1. Each using agency shall assign a person who will be primarily responsible for
maintaining the fixed assets of the Department or Office ("Property Custodian").
2. Classification of Surplus Property:
a) Property may be designated as surplus by the using agency for any of the following
reasons:
(1) It becomes inoperable and cannot be repaired;
(2) It is more economical to replace the asset than to repair it;
(3) Property becomes obsolete;
(4) The department or office no longer has need of the item; or
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Monroe County Code Sec. 2-347(e)(5)
(5) The competitive bidding procedures are not required to apply to the following:
a. Professional service covered by the Consultants' Competitive Negotiation Act (F.S. §
287.055). Other professional services may be exempted by the BOCC from the competitive
bidding process when price is only a minor concern compared to qualitative considerations;
b. All purchases of services controlled by the public service commission or other
governmental authority including but not limited to utility/local telephone services as
defined in section 2-346;
c. Cellular telephone services; on-going payments and fees for maintenance and support of
existing software technology which has been purchased in accordance with existing
procurement requirements; software packages for personal computers approved by the
county's technical services department;
d. Legal services, lobbying services, investigative services, interpreter services, court reporter
services, and advertising services;
e. Change orders authorized under a lawfully executed county/contractor contract; and
f. All solid waste services including but not limited to collection franchise agreements and
operations and maintenance agreements.
g. All builder's risk insurance policies; or policies which due to the terms and conditions W
required by the county are exclusive in the market and thus not benefitted by the W
competitive bidding procedures. W
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