Item P3 } P.3
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County of Monroe
�y,4 ' �, "tr, BOARD OF COUNTY COMMISSIONERS
Mayor Michelle Coldiron,District 2
�1 nff `ll Mayor Pro Tem David Rice,District 4
-Ile Florida.Keys Craig Cates,District 1
Eddie Martinez,District 3
w Mike Forster,District 5
County Commission Meeting
January 20, 2021
Agenda Item Number: P.3
Agenda Item Summary #7715
BULK ITEM: Yes DEPARTMENT: Risk Management
TIME APPROXIMATE: STAFF CONTACT: Maria Slavik (305) 295-3178
N/A
AGENDA ITEM WORDING: Approval of a Resolution adopting the 2021 Version of the Risk
Management Policy and Procedures Contract Administration Document; revising provisions
regarding All Risk Property Insurance Requirements for Leased Properties at the Airports.
ITEM BACKGROUND: The County's All Risk Property Insurance requirements requires that a
Lessee obtain All Risk Property Insurance (to include the peril of Flood and Wind) with limits no
less than the Full Replacement Cost Value of the property being leased or rented. At a minimum, a
Lessee is required to provide coverage for the perils of, Fire, Sprinkler Leakage, Windstorm, Civil
Commotion, Lightning, Sinkhole Collapse, Smoke, Aircraft and Vehicle Damage, Vandalism,
Falling Objects, Explosion and Flood.
The proposed modification was prompted by a request from a Marathon airport tenant grappling
with the cost of windstorm and flood coverage. The proposed modification has been narrowly
tailored to respond to the request and applies only to the windstorm and flood requirement and only
to proposed ground leases at both county airports. The proposed modification will allow such a
tenant to provide an Irrevocable Letter of Credit in an amount equal to the cost of demolition and
removal of debris in lieu of the windstorm and flood coverage.
Staff surveyed other South Florida airports and the Florida Airports Council to see how similar
requests were treated. The airports that responded include Opa-Locka Executive, Miami
International, Ft. Lauderdale International, Naples Airport Authority, Collier County Airport
Authority, and the Naples Airport Authority, among others. None reported receiving a similar
request, however several airports, including Opa-Locka Executive and the Collier County Airport
Authority indicated they would consider such a request.
PREVIOUS RELEVANT BOCC ACTION: 12/13/17—BOCC adopted the 2018 Edition of the
Contract Manual.. 5/22/96-BOCC adopted the 1996 Edition of Contract Manual. 12/19/07 BOCC
adopted 2005 Edition of the Contract Manual. 11/16/11 - BOCC adopted 2011 Edition of the Contract
Manual.
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CONTRACT/AGREEMENT CHANGES:
Amend All Risk Property Insurance Requirements for Leases/Rentals of County Owned Property
STAFF RECOMMENDATION: Approval
DOCUMENTATION:
Resolution 2021 County Manual
2021 Risk Revised
FINANCIAL IMPACT:
Effective Date:
Expiration Date:
Total Dollar Value of Contract: N/A
Total Cost to County: N/A
Current Year Portion: N/A
Budgeted: N/A
Source of Funds: N/A
CPI: N/A
Indirect Costs:
Estimated Ongoing Costs Not Included in above dollar amounts: N/A
Revenue Producing: N/A If yes, amount:
Grant:
County Match:
Insurance Required: N/A
Additional Details:
REVIEWED BY:
Maria Slavik Completed 01/05/2021 5:39 PM
Pedro Mercado Completed 01/05/2021 5:50 PM
Bob Shillinger Completed 01/05/2021 5:56 PM
Bob Shillinger Skipped 01/05/2021 5:51 PM
Pedro Mercado Completed 01/05/2021 5:56 PM
Purchasing Completed 01/05/2021 5:57 PM
Budget and Finance Skipped 01/05/2021 6:36 PM
Liz Yongue Completed 01/05/2021 6:38 PM
Board of County Commissioners Pending 01/20/2021 9:00 AM
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RESOLUTION NO. -2021
A RESOLUTION OF THE BOARD OF COUNTY
COMMISSIONERS OF MONROE COUNTY,
FLORIDA, ADOPTING THE 2021 VERSION OF THE
RISK MANAGEMENT POLICY AND PROCEDURES
CONTRACT ADMINISTRATION DOCUMENT;
REVISING PROVISIONS REGARDING ALL RISK
PROPERTY INSURANCE REQUIREMENTS FOR
LEASES/RENTAL OF COUNTY OWNED PROPERTY.
WHEREAS,the Board of County Commissioners of Monroe County, Florida(hereinafter
"the BOCC") has adopted the Monroe County Risk Management Policy and Procedures Contract
Administration Manual ("Contract Manual") as the official source of insurance and risk
management requirements that must be utilized in any type of contract, lease, or agreement entered T
into by the County; and
WHEREAS, the Contract Manual is the official reference and source for types of levels
of insurance coverage and related requirements that must be followed by individuals, contractors, T
professionals,vendors, agencies and firms that perform work on behalf of the County,provide the
County with goods or services, use County property in conjunction with their activities, receive
funding or grants from the County, or enter into interlocal agreements with the County; and
WHEREAS, the most recent version of the Contract Manual was adopted in 2018; and
WHEREAS, the County desires to make changes to the Contract Manual to permit an 0
Irrevocable Letter of Credit in lieu of Windstorm/Flood requirements for leases of unimproved
County Properties located at either of the County airports. This new version shall be known as the
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2021 version.
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NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY y
COMMISSIONERS OF MONROE COUNTY, FLORIDA:
Section 1. The 2021 version of the Risk Management Policy and Procedure Contract
Administration Manual is hereby adopted as the official policy of the County with E
respect to insurance and risk management requirements that must followed by
County staff and all contracting parties. The insurance and risk management <
requirements set forth in the Contract Manual shall be incorporated into all
contracts and agreements by whatever name, including but not limited to leases,
and must be followed.
Section 2. The County Administrator is directed to issue an update to Administration
Instruction 7500.9 in order to implement and disseminate this Contract Manual.
Section 3. This Resolution shall take effect immediately upon adoption.
Page 1 of 2
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PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, Florida,
at a regular meeting held on the 20th day of January, 2021.
Mayor Michelle Coldiron
Mayor Pro Tem David Rice
Commissioner Craig Cates
Commissioner Eddie Martinez
Commissioner Mike Forste
(SEAL) BOARD OF COUNTY COMMISSIONERS
Attest: KEVIN MADOK, CLERK OF MONROE COUNTY, FLORIDA -�
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BY: BY: w
Deputy Clerk Mayor ;:7
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MONROE COUNTY,FLORIDA
RISK MANAGEMENT POLICY AND PROCEDURES
CONTRACT ADMINISTRATION MANUAL
INTRODUCTION
This manual establishes the minimum Risk Management and Insurance requirements for
individuals, contractors,professionals, vendors, agencies and firms that perform work for or on
behalf of Monroe County,provide the County with products or services,use County property in
conjunction with their activities, or receive funding or grants from the County or enter into
interlocal agreements with the County.
To facilitate use of this Manual and to address the various exposures to loss faced by the County,
the Manual has been sectionalized and specific insurance requirements developed based on the
following classifications:
Construction Contractors and Subcontractors—Persons,firms,contractors,and organizations
performing construction activities for or on behalf of the County,on or off County Property.
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Other Contractors and Subcontractors and Professionals providing services pursuant to the
Consultants' Competitive Negotiation Act (Section 287.055, Florida Statutes "CCNA")
(including Trade Contractors) — Persons, firms, professionals, contractors, subcontractors, 9)
vendors and organizations that provide work, goods or services, including testing, inspections,
service and maintenance contracts,for or to the County or any of the professionals identified in �=
the CCNA. The professionals identified in the CCNA are: architects,professional engineers, y
landscape architects,or registered surveyors and mappers. CL'
Public Welfare and Special Events- Activities that are held on or involve the use of County CD
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property or designed to provide assistance to the general public.The activities may be sponsored c44
by private industry, trade/professional associations, or non-profit organizations. This section
includes activities that are funded by the County through the Tourist Development Council. E
Airport/Aircraft Activities - Organizations performing work at or for County-owned airports,
airfields or activities involving the use of aircraft or lease of airport property.
Leases or Sub-Leases or Rental of County Property-Organizations leasing real and personal
property owned by the County.This section also includes organizations and firms that operate as
concessionaires or vendors on County property.
Architects and Errors and Omissions-Contracts involving the furnishing and performance of
professional architectural services.
Aircraft Liability-Vendors engaged in providing commercial aircraft services operating to and
from air facilities owned,operated,or maintained by the County.
All Risk Property Insurance-For a Lessee arrangement occupying leased property.
Administrative Instruction 7500.9
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Asbestos Abatement-Contracts involving the installation,removal,transporting,or disposal of
asbestos material.
Bailee's Liability -Contracts involving County property being in the care, custody, and control
of the Vendor.
Builder's Risk—Contracts requiring the Contractor to maintain Builder's Risk insurance on a
construction project for the County.
Cyber Liability—Insurance coverage required for data breach,network security,internet media
and similar other cyber related aspect of contracts.
Employee Dishonesty—Contract insurance coverage for loss of County funds or property caused
by the fraudulent or dishonest acts of the Vendor's employees or its agents.
Engineers Errors and Omissions - Insurance which will respond to damages resulting from
any claim arising out of the performance of professional services or any error or omission of the
Professional arising out of work governed by the contract. y
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Garage Liability - Contracts involving servicing and/or repair of County-owned vehicles,
extending to vehicles,owned or leased by the County,left with the Contractor for servicing,repair,
storage,or safekeeping.
General Liability—Contracts that require a Contractor to obtain Commercial General Liability
Insurance.
Liquor Liability - Work governed by a contract that involves the sales and/or distribution of N
alcoholic beverages. N
Hangarkeepers Legal Liability-Contracts involving the repair,servicing,maintenance,fueling,
or storage of aircraft. E
Installation Floater Insurance - Contracts involving coverage for machinery and equipment,
while being transported,installed and tested.
Medical Professional Liability - Contracts involving the providing of professional medical
treatment.
Motor Vehicle Cargo-Contracts involving County property being transported by the Contractor,
and that most liability policies exclude coverage for such items.
Pollution Liability-Work governed by a contract that involves the storage,treatment,processing,
or transporting of hazardous materials.
Professional Liability - Work governed by a contract that involves the furnishing of advice or
services of a professional nature.
Administrative Instruction 7500.9
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Underground Storage Tank Liability - Work governed by a contract that involves the
maintenance and operation of fuel tanks.
Business Automobile Liability-Work governed by a contract that requires the use of vehicles.
Hazardous Cargo Transporters Liability - Work governed by a contract that extends to the
hauling of toxic and hazardous material by motorized vehicles.
Workers' Compensation—Contractor's employers liability insurance for coverage of employee
injury.
Water Craft Liability—Coverage for injury,damages associated with acts or omission of a vessel.
Indemnification, Hold Harmless and Defense provisions for construction contractors,
subcontractors, consultants, subconsultants and professionals providing services pursuant to
CCNA; for the above references categories and also for inter-governmental agreements and
Federal Governmental agreements and where Federal grants are involved.
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Waiver of Insurance Requirements and Request for Waiver form.
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Some classifications sections of the Manual will apply to certain groups,while others will only
apply to specific groups. �=
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Administrative Instruction 7500.9
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OBJECTIVE and GENERAL PROCEDURES
To reduce the number of claims and litigation brought against the County and the costs of
defending and paying for such alleged claims and legal actions,the County attempts to hold the
party or parties responsible for the alleged wrongdoing and claim accountable for their actions.
This is accomplished in two(2)ways.
First,the County requires that all parties that do work for,or on behalf of Monroe County,or that
provide goods or services to the County, or that utilize County property provide an
Indemnification,Hold Harmless and Defenses agreement in favor of Monroe County. Such an
agreement obligates the parry to hold harmless,protect, indemnify and pay for any costs which
the County might incur arising out of their activities,including providing a defense attorney to the
County,as relates to the claims and actions.Various forms of Indemnification,Hold Harmless and
Defense agreements may be used,depending on the nature of the activity work,goods or services
involved.The individual sections of this Manual specify which agreement is appropriate and the
applicable terms and conditions.All agreements are contained in the section titled Indemnification,
Hold Harmless and Defense.
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Second,to ensure that sufficient resources are available to satisfy the obligations assumed under
the Indemnification,Hold Harmless and Defenses agreement,the County requires most parties
to maintain minimum insurance protection. The amount of protection will vary on the type and
cost of work to be performed and goods and services provided,and the risks involved.In addition, 9)
the County requires that it be named as an"Additional Insured"on the contractor's,vendor's and
tenant's Liability policies. �=
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There will be times when it will be necessary,or in the best interest of the County,to deviate from
the standard insurance requirements specified within this Manual. Recognizing this potential and N
acting on the advice of the County Attorney,the Board of County Commissioners has delegated N
authorization to the County Administrator and/or Risk Management to waive and modify various ..
insurance provisions.These will be discussed in further detail in the section of this Manual entitled
Waiver of Insurance Requirements. E
Administrative Instruction 7500.9
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Standard Insurance Reauirements
As a general rule,all parties will be required to carry,as a minimum:
. Workers'Compensation and Employers'Liability Insurance
. General Liability Insurance
and
. Business Automobile Liability Insurance
The above insurances provide specific types of protection. These insurance coverages will be
supplemented with different and additional types of coverages depending on the work or services
being performed for the County.
The required limits will be contingent upon the nature and extent of the project or activity.
A general overview of these coverages and other issues that may assist the user of this Manual is
provided in the Glossary.
Certificates of Insurance and
Evidence of Property Insurance
Verification that the parry has obtained the required liability insurance,is usually accomplished
by the furnishing of a Certificate of Insurance (COI) (Acord 25 or similar instrument). A
sample COI is attached as Exhibit A to this Manual. A COI summarizes the coverages that are
being maintained by the insured. It also specifies special provisions,such as the County being CL'
included as an"Additional Insured".An industry standard COI has been developed which is used
by most insurance companies and agents.
Evidence of Property Insurance(EPI)(Acord 27 or similar instrument)is another form,which
shows property insurance,including builder's risk insurance,obtained by a party. A sample EPI is W
attached as Exhibit B to this Manual. -le
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Risk Management reviews all COIs and EPIs to ensure that they include all required types and
amounts of insurance for an acceptable coverage period,that the insurance company is acceptable N
to the County, that it specifically names the Monroe County Board of County Commissioners N
as an Additional Insured (on liability policies other than Professional Liability andWorkers'
Compensation), if required, or that the County is named as a named insured on property
policies and as a Loss Payee on builder's risk, and that the policy(ies)have not expired.
The COI or EPI shall be filed with the contract documents and reviewed thirty days prior to
the expiration date of any of the insurance coverages reflected on the COI. At that time an
updated certificate is required.A copy of the updated certificate shall also be forwarded to Risk
Management.
Where builder's risk insurance is required by the contract, when the EPI is forwarded to Risk
Management for review and approval,it will be accompanied by a full copy of the builder's risk
policy.
General Procedures
The insurance requirements shall be established in conjunction with the development of the
project, activities, services, and procurement.The "Schedule of Insurance Requirements"
contained within various sections of this Manual will be used as a basis for the establishment of
the coverages that must be provided and must be included in all solicitations and procurement
documents.Unless insurance is waived by Risk Management,the"Insurance Checklist"will be
completed by the County's employee responsible for the project by marking the required coverages
with an"V'. The form contains instructions for the proposer's insurance agent to review and sign
Administrative Instruction 7500.9
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signifying that the required coverage is in place or will be timely obtained and provided if awarded
the project or contract.
If the project,work,services or activity is governed by a contract,the appropriate Insurance Forms
will be included as part of the contract documents and an original COI, approved by Risk
Management,is required for execution of the contract.
Requests for a waiver or modification to the insurance requirements or coverages must be timely
made in writing, and approved by Risk Management, utilizing the "Request for Waiver of
Insurance Requirements"form.The reasons why the waiver or modification is needed,the extent
of coverage that can be provided,and any other pertinent information, such as sole supplier,etc.
must be included on the"Request for Waiver of Insurance Requirements"request.
It is the responsibility of the contracting department to ensure that it forwards a copy of the COI
and/or EPI to Risk Management throughout the term of the agreement so that Risk Management
can ensure that there is no lapse in coverage.
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Administrative Instruction 7500.9
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INSURANCE CHECKLIST FOR VENDORS SUBMITTING PROPOSALS OR BIDS
FOR WORK
To assist in the development of your proposal,the insurance coverages marked with an"Y'will
be required in the event an award is made to your firm.Please review this form with your insurance
agent and have him/her sign it in the place provided. It is also required that the bidder sign the
requisite form reflecting coverage and submit it with the proposal.
WORKERS'COMPENSATION
AND
EMPLOYERS'LIABILITY
X Workers'Compensation Statutory Limits
Bodily Injury by Accident/Bodily
Injury by Disease,policy
limits/Bodily Injury by Disease
each employee W
WC1 Employers Liability $100,000/$500,000/$100,000
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WC2 Employers Liability $500,000/$500,000/$500,000
WC3 Employers Liability $1,000,000/$1,000,000/$1,000,000
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WCUSLH US Longshoremen& $1,000,000
Harbor Workers Act r
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WCJA Federal Jones Act $1,000,000 N
Administrative Instruction 7500.9
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GENERAL LIABILITY
As a minimum,the required general liability coverages will include:
• Premises Operations Products and Completed Operations
• Blanket Contractual Personal Injury
Required Limits:
GLI $300,000 Combined Single Limit
GL2 $500,000 Combined Single Limit
GL3 $1,000,000 Combined Single Limit
GL4 $2,000,000 Combined Single Limit
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GL5 $3,000,000 Combined Single Limit
GL6 $4,000,000 Combined Single Limit
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GL7 $5,000,000 Combined Single Limit
Required Endorsement:
GLLIQ_ Liquor Liability GLS
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Security Services
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All endorsements are required to have the same limits as the basic policy. CD
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Administrative Instruction 7500.9
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BUSINESS AUTOMOBILE LIABILITY
As a minimum,coverage should extend to liability for:
. Owned;Non-owned;and Hired Vehicles
Required Limits:
VL1 $50,000 per Person: $100,000 per Occurrence
$25,000 Property Damage
or
$100,000 Combined Single Limit
(The use of VL1 should be limited to special projects that involve
other governmental entities or"Not for Profit"organizations. Risk
Management must approve the use of this form).
VL2 $200,000 per Person;$300,000 per Occurrence
$200,000 Property Damage
or
$300,000 Combined Single Limit
VL3 $500,000 per Person;$1,000,000 per Occurrence
$100,000 Property Damage
or
$1,000,000 Combined Single Limit
VL4 $5,000,000 Combined Single Limit
MISCELLANEOUS COVERAGES T
BRI Builders' Limits equal to the
Risk Full Replacement Value of the completed CD
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CL1 Cyber Liability $1,000,000
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MVC Motor Truck Limits equal to the maximum
Cargo value of any one shipment.
PRO1 Professional $ 300,000 per Occurrence/$500,000 Agg.
PRO2 Liability $ 500,000per Occurrence/$1,000,000 Agg.
PRO3 $1,000,000 per Occurrence/$2,000,000 Agg.
POL1 Pollution $ 500,000per Occurrence/$1,000,000 Agg.
POL2 Liability $1,000,000 per Occurrence/$2,000,000 Agg.
POL3 $3,000,000 per Occurrence/$6,000,000 Agg.
POL4 $5,000,000 per Occurrence/$10,000,000 Agg.
ED1 Employee $ 10,000
ED2 Dishonesty $100,000
Administrative Instruction 7500.9
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GK1 Garage $ 300,000($ 25,000 per Vehicle)
GK2 Keepers $ 500,000($100,000 per Vehicle)
GK3 $1,000,000($250,000 per Vehicle)
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Administrative Instruction 7500.9
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MED1 Medical $ 300,000/$ 750,000 Agg.
MED2 Professional $ 500,000/$ 1,000,000 Agg.
MED3 $1,000,000/$ 3,000,000Agg.
MED4 $5,000,0001$10,000,000 Agg.
IF Installation Maximum value of Equipment
Floater Installed
VLP1 Hazardous $ 300,000(Requires MCS-90)
VLP2 Cargo $ 500,000(Requires MCS-90)
VLP3 Transporter $1,000,000(Requires MCS-90)
BLL Bailee Liab. Maximum Value of County Property that
will be in the Bailee's possession.
HKL1 Hangarkeepers $ 300,000
HKL2 Liability $ 500,000
HKL3 $ 1,000,000
HKL4 $ 5,000,000
AIRI Aircraft $ 1,000,000
AIR2 Liability $ 5,000,000 T)
AIR3 $50,000,000 CL'
AEO1 Architects Errors $ 250,000 per Occurrence/$ 500,000 Agg.
AEO2 &Omissions $ 500,000 per Occurrence/$1,000,000 Agg.
AEO3 $ 1,000,000 per Occurrence/$3,000,000 Agg. >
AEO4 $ 3,000,000 per Occurrence/$5,000,000 Agg. W
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ARP All Risk Property Full Replacement Value of Structure T)
EO1 Engineers Errors $ 250,000 per Occurrence/$ 500,000 Agg. N
EO2 &Omissions $ 500,000 per Occurrence/$1,000,000 Agg. CD
EO3 $ 1,000,000 per Occurrence/$2,000,000 Agg. N
EO4 $ 5,000,000 per Occurrence/$10,000,000 Agg.
WEI Water Craft $ 500,000 per Occurrence
WL2 Liability $ 1,000,000 per Occurrence
Administrative Instruction 7500.9
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INSURANCE AGENT'S STATEMENT
I have reviewed the above requirements with the bidder named below.The following deductibles
apply to the corresponding policy.
POLICY DEDUCTIBLES
Liability policies are Occurrence Claims Made
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Insurance Agency Signature W
BIDDERS STATEMENT
I understand the insurance that will be mandatory if awarded the contract and will comply in full
with all the requirements. T)
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Bidder's Name and Title Signature N
Company Name:
Administrative Instruction 7500.9
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Introduction to Construction Contractors and Subcontractors
This section of the Manual will apply to construction projects and activities utilizing
Contractors and Subcontractors. The types and amounts of insurance will be determined
based on the type of project, scope of work,and projected cost of the contract work. The
fact that the funds used to pay for the project were obtained from Federal, State, or other
grants may be relevant. If Federal grants are involved in the Agreement/Contract then use
section FED in addition to any other requirements applicable.
A special matrix of construction activities has been developed and incorporated within this
section below to assist in the designation of the proper insurance coverages and limits.
As a general rule,all contracts will include:
Indemnification,Hold Harmless and Defense Provisions
General Insurance Requirements 76
Workers'Compensation Provisions
General Liability Provisions
and
Business Automobile Liability Provisions y
In addition,any construction projects(new or renovations)involving changes to structural
integrity of a building require Builder's Risk insurance.
All questions should be directed to the County Risk Management department.
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Administrative Instruction 7500.9
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General Insurance Requirements for Construction Contractors and Subcontractors
Prior to the commencement of work or services governed by this contract(including the
pre-staging of personnel and material),the Contractor shall obtain,at his/her own expense,
insurance as specified in the attached schedules,which are made part of this contract.The
Contractor will ensure that the insurance obtained will extend protection to all Sub-
Contractors engaged by the Contractor. Alternatively, the Contractor may require all
Subcontractors to obtain insurance consistent with the attached schedules.
The Contractor will not be permitted to commence work governed by this contract
(including pre-staging of personnel and material)until satisfactory evidence of the required
insurance has been furnished to the County as specified below. Delays in the
commencement of work,resulting from the failure of the Contractor to provide satisfactory
evidence of the required insurance,shall not extend deadlines specified in this contract and
any penalties and failure to perform assessments shall be imposed as if the work
commenced on the specified date and time, except for the Contractor's failure to provide -�
satisfactory evidence.
The Contractor shall maintain the required insurance throughout the entire term of this
contract and any extensions specified in the contract and any attached schedules. Failure
to comply with this provision may result in the immediate suspension of all work until the
required insurance has been reinstated or replaced. Delays in the completion of work CL'
resulting from the failure of the Contractor to maintain the required insurance shall not
extend deadlines specified in this contract and any penalties and failure to perform
assessments shall be imposed as if the work had not been suspended, except for the
Contractor's failure to maintain the required insurance.
The Contractor will be held responsible for all deductibles and self insured retentions that
may be contained in the Contractor's Insurance policies. The Contractor shall provide,to T)
the County,as satisfactory evidence of the required insurance,either: �=
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• Certificate of Insurance CD
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or
• A Certified copy of the actual insurance policy.
The County,at its sole option,has the right to request a certified copy of any or all insurance
policies required by this contract. All insurance policies must specify that they are not
subject to cancellation, non-renewal, material change, or reduction in coverage unless a
minimum of thirty(30)days prior notification is given to the County by the insurer. <
The acceptance and/or approval of the Contractor's insurance shall not be construed as
relieving the Contractor from any liability or obligation assumed under this contract or
imposed by law.
The Monroe County Board of County Commissioners,its employees and officials will be
included as"Additional Insured"on all policies,except for Workers'Compensation.
In addition, the County will be named as an Additional Insured and Loss Payee on all
policies covering County-owned property. Any deviations from these General Insurance
Requirements must be requested in writing on the County prepared form entitled"Request
for Waiver of Insurance Requirements" and approved by Monroe County Risk
Management.
Administrative Instruction 7500.9
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SCHEDULE OF INSURANCE REQUIREMENTS FOR
CONSTRUCTION CONTRACTORS,SUBCONTRACTORS and PROFESSIONAL SERVICES
Revised November,2017
CONTRACT DESCRIPTION OF Under $10,001 $50,001 $100,001 $500,001 Over
TYPE WORK $10,000 To to$100,000 TO$500,000 TO$i Million $i Million
$50,000
PROVIDE AIRPORT CONSTRUCTION WC3 WC3 WC3 WC3
SERVICES-GENERALLY USING SUB- GL4 GL4 GL4 WC3 GL4
AIRPORT CONTRACTORS VL3 VL3 VL3 GL4 VL3 Refer to
CONSTRUCTION VL3 Risk
If work involves the structural integrity of BRt BRt BRt BR1 Management
the building BRt
PROFESSIONAL SERVICES IN THE WC' WC' WC1 WC1 WC1
AR ENGINEERS
DESIGN OF BUILDINGS,SEWERS, GLt GLt GLt GL2 GL3 Refer to
ENGINEERS VLt VLt VLt VLt VLt Risk
WATER MAINS,STREETS,ETC. AEOt AEOt AEOt AE02 AE03 Mana ement
PROFESSIONAL SERVICES IN THE WC1 WC1 WC1 WC1 WC1
ENGINEERING DESIGN OF BUILDINGS, GLt GLt GLt GL2 GL3 Refer to
ENGINEERS VLt VLt VLt VLt VLt Risk
SEWERS,WATERMAIN,STREET,ETC. EOt EOt E02 E02 E03 Management _
BRIDGE WC3 WC3 WC3 WC3 WC3 Refer to
CONSTRUCTION PROVIDE BRIDGE CONSTRUCTION GL3 GL3 GL3 GL3 GL4 Risk
SERVICESOVER NAVIGABLEAND VL3 VL3 VL3 VL3 VL3 Management
UN-NAVIGABLE WATERS GLXCU GLXCU GLXCU GLXCU GLXCU
BUILDING BUILDING REHABILITATION WC2 WC2 WC2 WC3 WC3 Refer to
REHABILITATION GENERALLY USINGSU B- GL3 GL3 GL3 GL3 GL4 Risk
CONTRACTORS VL3 VL3 VL3 VL3 VL3
If work involves the structural Integrity of BR1 Management (n
the Building BRt BRt BRt BRt
MARINA PROVIDE MARINA CONSTRUCTION Refer to Refer to Refer to Refer to Refer to Refer to w
CONTRACTORS ALONG SHORELINE Risk Risk Risk Risk Risk Risk
Mgt Mgt Mgt Mgt Mgt Management
GENERAL BUILDING CONTRUCTION SERVICES- WC1 WC1 WC2 WC3 WC3
CONTRACTORS USING SUB-CONTRACTORS',INCLUDES GL2 GL2 GL1 GL2 GL3 Refer to
CONSTRUCTION OF PARKING LOTS VLt VLt VL2 VL2 VL3 Risk °,A
GLXCU GLXCU GLXCU GLXCU GLXCU Management
NEW CONSTRUCTION
BRt BRt BRt BRt BRt
RENOVATIONS THAT INVOLVES THE
STRUCTURAL INTEGRITY OF THE BRt BRt BR BR BR T
BUILDING
PARKS&RECREATION CONSTRUCTION OF PARKS AND WC1 WC1 WC1 WC2 WC3 Refer to
AREA CONSTRUCTION PUBLIC RECREATION AREAS GLt GLt GL2 GL3 GL3 Risk P'
VLt VLt VLt VL2 VL3 Management N
CD
ROADCONSTRUCTION OR UNDERGROUND WORK SUCH AS WC1 WC1 WC2 WC3 WC3
ICN
NVOLVING ROAD CONSTRUCTION,WATERAND GLt GLt GL2 GL2 GL3 Refer to
EXRisk
CAVATIONS, SEWER LINE INSTALLATION, VL2 VL2 VL2 VL2 VL3 Management
CULVERTS,ETC. TUNNELING CULVERTS,ETC. GLXCU GLXCU GLXCU GLXCU GLXCU
INCLUDE"CCS"INDEMNIFICATION,HOLD HARMLESS AND DEFENSE AGREEMENT IN CONTRACT
QUESTIONS SHOULD BE DIRECTED TO THE COUNTY RISK MANAGEMENT DEPARTMENT.
Administrative Instruction 7500.9
Packet Pg. 2974
P.3.b
2021 Edition
Introduction to Other Contractors.Subcontractors and Professional Services Section
This section of the Manual will apply to Vendors and Contractors supplying goods or services to
the County which may not be in connection with a construction project or that provide certain
professional services. Generally, the insurance requirements for Agreements/Contracts which
supply goods or services associated with construction projects should be governed by the
Construction Contractors section of this manual. The types and amounts of insurance will be
determined based on the type of service or goods provided and the projected payment to the
Vendor.The fact that the funds used to pay for the goods or services were obtained from Federal,
State, or other grants may be relevant. If Federal grants are involved in the Agreement/Contract
then use section FEDGRT in addition to any other requirements applicable.
A special matrix for this section has been developed to assist in the establishment of the proper
insurance coverages and limits.
As a general rule,all agreements will include as a minimum:
. Indemnification,Hold Harmless and Defense Provisions
. General Insurance Requirements
. Workers'Compensation Provisions
. General Liability Provisions
and CL
. Business Automobile Liability Provisions
Questions should be directed to the County Risk Management Department.
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Administrative Instruction 7500.9
Packet Pg. 2975
P.3.b
2021 Edition
General Insurance Requirements For Other Contractors,Subcontractors and Professional
Services
As a pre-requisite of the work and services governed, or the goods supplied under this contract
(including the pre-staging of personnel and material),the Contractor shall obtain, at his/her own
expense, insurance as specified in any attached schedules,which are made part of this contract.
The Contractor will ensure that the insurance obtained will extend protection to all Subcontractors
engaged by the Contractor.Alternatively,the Contractor may require all Subcontractors to obtain
insurance consistent with the attached schedules.
The Contractor will not be permitted to commence work governed by this contract(including pre-
staging of personnel and material)until satisfactory evidence of the required insurance has been
furnished to the County as specified below.Delays in the commencement of work,resulting from
the failure of the Contractor to provide satisfactory evidence of the required insurance, shall not
extend deadlines specified in this contract and any penalties and failure to perform assessments
shall be imposed as if the work commenced on the specified date and time, except for the
Contractor's failure to provide satisfactory evidence.
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The Contractor shall maintain the required insurance throughout the entire term of this contract
and any extensions specified in the attached schedules.Failure to comply with this provision may
result in the immediate suspension of all work until the required insurance has been reinstated or T)
replaced.Delays in the completion of work resulting from the failure of the Contractor to maintain W
the required insurance shall not extend deadlines specified in this contract and any penalties and
failure to perform assessments shall be imposed as if the work had not been suspended,except for
the Contractor's failure to maintain the required insurance. 9)
The Contractor will be held responsible for all deductibles and self insured retentions that
may be contained in the Contractor's Insurance policies.
The Contractor shall provide, to the County, as satisfactory evidence of the required insurance, �=
either: r
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• Certificate of Insurance N
or
• A Certified copy of the actual insurance policy.
The County, at its sole option, has the right to request a certified copy of any or all insurance
policies required by this contract.
e(
All insurance policies must specify that they are not subject to cancellation,non-renewal,material
change,or reduction in coverage unless a minimum of thirty (30)days prior notification is given
to the County by the insurer.
The acceptance and/or approval of the Contractor's insurance shall not be construed as relieving
the Contractor from any liability or obligation assumed under this contract or imposed by law.
The Monroe County Board of County Commissioners,its employees and officials will be included
as"Additional Insured"on all policies,except for Workers'Compensation.
Any deviations from these General Insurance Requirements must be requested in writing on the
County prepared form entitled"Request for Waiver of Insurance Requirements"and approved
by Monroe County Risk Management Department.
Administrative Instruction 7500.9
Packet Pg. 2976
P.3.b
2021 Edition
SCHEDULE OF INSURANCE REQUIREMENTS FOR
OTHER CONTRACTORS AND SUBCONTRACTORS
CONTRACT DESCRIPTION OF Under $10,001 $50,001 $100,001 $500,001 Over
TYPE WORK $10,000 to$10,000 to$100,000 to$500,000 to$1 Million $1 Million
WC1 WC1 WC1 WC2 WC3 Refer to
ASBESTOS ENCAPSULATING.REMOVING OR GL2 GL2 GL2 GL2 GL3 Risk
REMOVAL TESTING FOR ASBESTOS VL2 VL2 VL2 V1-2 V1-2 Management
ASS ASS ASS ASS ASS
PROVIDE PROFESSIONAL SERVICES.BOTH WC1 WC1 WC1 WC2 WC3
CONSULTING ON AND OFF SITE SUCH AS MANAGEMENT GL1 GL1 GL1 GL2 GL3 Refer to
AND FINANCIAL CONSULNTS. Risk
SERVICES VL2 VL2 VL2 VL2 VL3 Management INCLUDES SERVICES OF LICENSED
ORNOTPROFESSIONAL PR02 PR02 PR02 PR02 PR03 Mana t
NATURE WHETHER LICENSED OR NOT
DELIVERIES DEUVERY.LOADING AND UNLOADING WC1 WC1 WC1 WC1 WC1 Refer to
OF HEAVY EQUIPMENT OR GL3 GL3 GL3 GL3 GL3 Risk
MACHINERY REQUIRING V1-2 VL2 V1-2 V1-2 V1-3 Management
CRANES OR RIGGI NG
MVC MVC MVC MVC MVC
DELIVERIES DELIVERY.LOADING AND UNLOADING WC1 WC1 WC1 WC2 WC2 Refer to
OF DTHER GOODS.SUCH AS OFFICE GL2 GL2 GL2 GL2 GL2 Risk
SUPPLIES.AND LOW VALUED VL2 VL2 VL2 V1-2 V1-2 Management
EQUIPMENT MVC MVC MVC MVC MVC
DERELICT REMOVING SUNKEN AND DERELICT GL2 GL2 GL2 GL2 GL2 Refer to CIO
VESSEL VESSELS FROM WATERS IN VL2 VL2 VL2 V1-2 V1-3 Risk
RECOVERY OR AROUND THE COUNTY WCJA WCJA WCJA WCJA WCJA Management
WL1 WL1 WL1 WL1 WL2
POL2 POL2 POL2 POL2 POL2 (B
ELECTRICAL LICENSED ELECTRICAL CONTRACTORS WC1 WC1 WC1 WC2 WC2 Refer to
CONTRACTORS PROVIDING EITHER MAINTENANCE GL2 GL2 GL2 GL2 GL3 Risk
OR INSTALATION SERVICES VL2 VL2 VL2 VL2 V1-2 Management
FOR THE COUNTY y
WC1 WC1 WC1 WC1 WC1 Refer to
ENVIRONMENTAL CONTRACTORS ENGAGED IN THE TESTING GL1 GL1 GL1 GL1 GL1 Risk
CONTRACTORS OR MONITORING OF SOIL.WATER OR AIR VL2 VL2 VL2 VL2 VL2 Management
POL2 POL2 POL2 POL2 POL2
FOOD SERVICES PROVIDING FOOD SERVICES TO THE WC1 WC1 WC1 WC1 WC2 Refer to
ELDERLY AND OTHER CITIZENS GL2 GL2 GL2 GL2 GL3 Risk
VL2 VL2 VL2 V12 V1-2 Management
FUEL DEUVERY.LOADING AND UNLOADING WC1 WC1 WC1 WC2 WC2 Refer to
DELIVERIES OF TOXIC OR HAZARDOUS GL2 GL2 GL2 GL2 GL3 Risk
SUBSTANC ESSUCHASOIL. VL2 VL2 VL2 V1-2 V1-3 Management
GASOLINE.CHLORINE.OTHER VLP1 VLP1 VLP1 VLP2 VLP3
CHEMICALS MVC MVC MVC MVC MVC
MCS MCS MCS MCS MCS
WC1 WC1 WC2 WC2 WC3 Refer to y
GARBAGE COLLECTION RESIDENTUAL AND COMMERCIAL GL2 GL2 GL1 GL2 GL3 Risk
(SOLID WASTE) GARBAGE COLLECTION V1-2 V1-2 V1-2 V1-3 V1-3 Management
POL2 POL2 POL2 POL2 POL2 P•
HOUSEHOLD ORGANIZATIONS RESPONSIBLE FOR WC1 WC1 WC2 WC2 WC3 Refer to N
HAZARDOUS WASTE RECEIVING AND DISPOSING OF PAINTS.OILS. GL2 GL2 GL2 GL2 GL3 Risk
DISPOSAL AND SOLVENTS FROM COUNTY RESIDENTS VL2 V1-2 V1-2 V1-3 V1-3
POL2 POL2 POL2 POL2 POL2 Management
INSTALLATIONAND INSTALLATIONNOTINAPUBLIC WC1 WC1 WC1 WC2 WC3 Refer to °
MAINTENANCE- BUI LDING SUCH AS FENCING. GL2 GL2 GL2 GL2 GL3 Risk
OUTSIDE LANDSCAPING.TREES.ETC VL2 VL2 VL2 V1-2 V1-3 Management
WC1INSTRUMENT TESTING THE TESTING AND CALIBRATION OF FIRE. WC1 WC2 GL2 WC2 GL3 Refer to
AND CALIBRATION ME DI CAL AND BI O-ME DI CAL EQUI PM ENT GL2 GL2 GL2 GL3 GL3 Risk
VL2 VL1 VL1 VL2 VL3 Mana ement
I NTE RNET.WE BSI TE WC1 WC1 WC1 WC1 WC1 Refer to
AND CLOUD THE PROVIDING AND/OR DEVELOPING OF GL2 GL2 GL2 GL2 GL2 Risk CIO ROVIDERSAND INTERNET.WEBSITE AND CLOUD SERVICES V12 V12 V12 V12 C12 Management ¢r
DEVELOPERS CL2 CL2 CL2 CL2 L2
JANITORIAL SERVICES CLEANING COUNTY BUILDINGS WC1 WC1 WC1 WC2 WC2 Refer to
(WITH OR)WITHOUT COUNTY VL1 VL1 VL1 V1-2 V1-2 Risk
SUPERVISION ED2 ED2 ED2 ED2 ED2 Management
GL1 GL1 GL1 GL2 GL2
LAB TESTING GENERAL LAB TESTING GL1 GL2 GL2 GL2 GL3 Refer to
VL2 VL2 VL2 VL2 VL3 Risk
PR02 PRO PRO PR02 PR03 Management
WC1 WC1 WC1 WC1 WC1
LANDSCAPING CLEARING LOTS.MOWING. GL2 GL2 GL2 GL2 GL3 Risk
SHRUBBERY WORK.ETC VL2 VL2 VL2 V1-2 V1-3 Management
WC1 WC1 WC1 WC1 WC2 Refer to
MARINE I SERVICES INVOLVING THE MASTER OR GL2 GL2 GL2 GL2 GL2 Refer to
CONTRACTORS CREW OF ANY OCEAN GOING VL2 VL2 VL2 V1-2 V1-3 Risk
VESSEL WCJA WCJA WCJA WCJA WCJA Management
WL2 WL2 WL2 WL2 WL2
IIIIIII
Administrative Instruction 7500.9
Packet Pg. 2977
P.3.b
2021 Edition
SCHEDULE OF INSURANCE REQUIREMENTS FOR
OTHER CONTRACTORS AND SUBCONTRACTORS
CONTRACT DESCRIPTION OF Under $1""1 $10,001 $100,001 $500,001 Over
TYPE WORK $10,000 to$50,000 to$100,000 TO$500,000 TO$1 Million $1 Million
MEDICAL PROVIDING MEDICALAND PSYCHIATRIC WC1 WC1 WC1 WC2 WC3 Refer to
SERVICES SERVICES TO CITIZENS.EMPLOYEES. GL1 GL1 GL1 GL2 GL3 Risk
EMPLOYEE APPLICANTS.DRUG TESTING V1_2 VL1 VL1 V1_2 V1_3 Management
&PHYSIOLOGICAL TESTING OF EMPLOYEES MED1 MED1 MED2 MED3 MED4
ON-SITE SERVICES PROVIDING SPECIALIZED SERVICES WC1 WC1 WC1 WC2 WC3 Refer to
AND TEMPORARY HELP WHERE GL1 GL1 GL1 GL2 GL3 Risk
CONTRACTOR'S EMPLOYEES WORK ON VL1 VL1 VL1 V1_2 V1_3 Management
COUNTY PROPERTY.USING COUNTY ED1 ED1 ED1 ED2 ED2
EQUIPMENT AND UNDER COUNTY SUPER-
VISION FOR EXTENDED PERIODS(NOT
INDIVIDUAL EMPLOYMENT CONTRACTS)
PARKING LOT FIRMS ENGAGED IN OPERATING PARKING WC1 WC1 WC1 WC2 WC3 Refer to
OPERATIONS FACILITIES ON COUNTY OWNED PROPERTY GL1 GL1 GL1 GL2 GL3 Risk
VL1 VL1 VL1 V1_2 V1_3 Management
GK1 GK1 GK1 GK2 GK3
PEST FIRMS ENGAGED IN THE ELIMINATION OF BUGS. WC1 WC1 WC2 WC2 WC Refer to
CONTROL RODENTS.AND SIMILAR ANIMALS. GL1 GL1 GL2 GL2 GL3 Risk
VL1 VL1 VL2 VL2 VL3 Management
POL1 POL1 POL1 POL1 POL2 CIO
REFUSE PICKUP FROM COUNTY BUILDINGS.PRIVATE WC1 WC1 WC1 WC2 WC3 Refer to
RESIDENCES.PUBLIC STREETS AND GL1 GL1 GL1 GL2 GL3 Risk
PARKS AND INCLUDES SOLID WASTE. V1_2 V1_2 V1_2 V1_2 V1_3 Management
SEWAGE&OTHER HAZARDOUS MATERIALS POL2 POL2 POL1 POL2 I POL3 (B
REPAIRS/MAINT. REPAIRS/MAINTENNANCE TO COUNTY-OWNED WC1 WC1 WC1 WC2 WC3 Refer to
EQUIPMENT IN COUNTY BUILDINGS.SUCH GL1 GL1 GL1 GL2 GL3 Risk
ASOFFICE MACHINES.COPIERS. VL1 VL1 VL1 V1_2 V1_3 Management
FIRE EXTINGUISHERS.ETC y
REPAIRS.OUTSIDE REPAIRS TO COUNTY-OWNED EQUI P- WC1 WC1 WC1 WC2 WC3 Refer to
MENT AT CONTRACTOR'S SITE.SUCH GL1 GL1 GL1 GL2 GL3 Risk
AS RADIO AND COMMUNICATION VL1 VL1 VL1 V1_2 V1_3 Management w✓
EQUIPMENT.PUMPS.MOTORS. BLL BLL BLL BLL BLL
ROAD OR RIGHT OF WAY WORK ON COUNTY ROADS AND WC2 WC2 WC2 WC3 WC3 Refer to
MAINTENANCE RIGHT OF WAYS WHICH AFFECTS PUBLIC GL2 GL2 GL2 GL3 GL3 Risk
NOT INVOLVI NG TRAFFIC(BOTH VEHICLE AND PEDESTRIAN) V1_2 V1_2 V1_2 V1_3 V1_3 Management (�
EXCAVATIONS
SEAWALUMARINE ORGA IZATIONSENGAGED TO WC1 WC1 WC1 WC1 WC1 Refer to •�
DOCK MAINTAIN OR REBUILD GL1 GL1 GL1 GL1 GL2 Risk
MAINTENANCE COUNTY OWNED VL1 VL1 VL1 V1_2 V1_2 Management
SEAWALLS OR MARINE DOCKS WCUSLH WCUSLH WCUSLH WCUSLH WCUSLH
SECURITY ORGANIZATIONS ENGAGED IN THE WC1 WC1 WC1 WC2 WC3 Refer to
SERVICES PROVIDING OF GUARD AND OTHER GL1 GL1 GL2 GL2 GL3 Risk
SECURITY SERVICES GLS GLS GLS GLS GLS Management
VL1 VL1 VL1 V1_2 V1_3
SERVICE AND SERVICE AND DELIVERIES OF NON OWNED WC1 WC1 WC1 WC1 WC1 Refer to C..
DELIVERIES OF ITEMS COUNTY PROPERTY SUCH AS VENDING GL1 GL1 GL1 GL1 GL1 Risk
NOT OWNED BY COUNTY MACHINES.ATMS AND OTHER SIMILAR ITEMS VL1 VL1 VL1 VL1 VL1 Mana ement
SHIP REPAIR REPAIR OR CONSTRUCITON WC1 WC1 WC1 WC2 WC3 Refer to
OR OF COUNTY OWNED GL1 GL1 GL1 GL2 GL2 Risk
CONSTRUCTION WATERCRAFT VL1 VL1 I VL1 V1_2 V1_2 Management
TRADES/MAINT. TRADE SERVICES ON OR OFF COUNTY WC1 WC1 WC2 WC2 WC3 Refer to
SERVICES PROPERTY SUCH AS EXTERMINATORS GL1 GL1 GL2 GL2 GL3 Risk
CARPET I NSTALLATI ON.WINDOW VL1 VL1 V1_2 V1_2 V1_3 Management
CLEANING.ELEVATOR REPAIR.
ROOFI NG AND PAI NTI NG
TRADES/MAINT. TRADE SERVICES ON OR OFF WC1 WC1 WC1 WC2 WC3 Refer to
SERVICES PUBLIC PROPERTY SUCH AS AUTO GL1 GL1 GL1 GL2 GL3 Risk
INVOLVING VEHICLES GLASS REPLACEMENT.TIRE VL1 VL1 VL1 V1_2 V1_3 Management CIO
REPAIRS.ETC GK1 GK1 GK1 GK2 GK3 ¢r
TRANSPORTATION PROVI DING TRANSPORTATION FOR WC1 WC1 WC1 WC2 WC3 Refer to
EITHER COUNTY EMPLOYEES OR GL1 GL1 GL1 GL2 GL3 Risk
NON-COUNTY EMPLOYEES TO INCLUDE V1_2 V1_2 V1_2 V1_3 V1_3 Management
TRANSPORTING THE ELDERLY.
AND HANDICAPPED.
VEHICLE SERVICES SERVICES PERFORMED AT CONTRACTOR'S WC1 WC1 WC1 WC2 WC3 Refer to
SHOP ON COUNTY VEHICLES.SUCH AS GL1 GL1 GL1 GL2 GL3 Risk
PAINTING.BODY WORK.MECHANICAL. VL1 VL1 VL1 VL2 VL3 Management
ETC.&INCLUDES MODIFICATION TO GK1 GK1 GK1 GK2 GK3
EMERGENCY VEHICLES
Administrative Instruction 7500.9
Packet Pg. 2978
P.3.b
2021 Edition
SCHEDULE OF INSURANCE REQUIREMENTS FOR
OTHER CONTRACTORS AND SUBCONTRACTORS
CONTRACT DESCRIPTION OF Under $10,001 $50,001 $100,001 $500,001 Over
TYPE WORK $10,00 To to TO TO$1 $1 Million
0 $50,000 $100,000 $500,000 Million
WASTE HAUL OUT THE TRANSPORTATION OF WASTE WC1 WC1 WC2 WC2 WC3 Refer to
FROM THE COUNTY GI-1 GI-1 GI-1 GI-2 GI-2 Risk
VI-2 VI-2 VI-2 VI-3 VI-3 Management
POL1 POL1 POL1 POL2 POL2
WASTE OPERATIONS AND MAINTENANCE WC2 WC2 WC2 WC2 WC3 WC3
PROCESSING OF THE COUNTY'S WASTE GI-4 GI-4 GI-4 GI-4 GI-4 GI-4
PLANT PROCESSING FACILITIES VI-2 VI-2 VI-2 VI-2 VI-2 VI-2
OPERATIONS ARP ARP ARP ARP ARP ARP
INCLUDE"OCS"INDEMNIFICATION AND HOLD HARMLESS AND DEFENSES AGREEMENT IN CONTRACT
QUESTIONS SHOULD BE DIRECTED TO THE COUNTY RISK MANAGEMENT DEPARTMENT.
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Administrative Instruction 7500.9
Packet Pg. 2979
P.3.b
2021 Edition
Introduction to Public Welfare and Special Events Section
This section of the Manual will apply to Sponsors of Special Events which will be attended by the
general public.They normally involve the gathering of large crowds and often include hazardous
activities. They may be sponsored by private industry, associations, non profit organizations or
funded by the County through the Tourist Development Council. The types and amounts of
insurance will be determined based on the nature of the event and the activities associated with the
event.Depending on the event and its sponsor,certain insurance requirements may be waived.The
specially developed matrix which is incorporated within this section should be consulted.
Questions should be directed to the County Risk Management Department.
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Administrative Instruction 7500.9
Packet Pg. 2980
P.3.b
2021 Edition
General Insurance Requirements for Public Welfare and Special Events
As a pre-requisite of the Special Event governed by this permit or agreement,the Promoter
shall obtain,at his/her own expense,insurance as specified in the attached schedules.
The Promoter will not be permitted to commence work or activities associated with the
Special Event(including pre-staging of personnel and material)until satisfactory evidence
of the required insurance has been furnished to the County as specified below. The
Promoter shall maintain the required insurance throughout the entire duration of the
Special Event and any extensions specified in any attached schedules. Failure to comply
with this provision may result in the immediate suspension of the Special Event until the
required insurance has been reinstated or replaced.
The Promoter will be held responsible for all deductibles and self insured retentions that
may be contained in the Promoter's Insurance policies.
The Promoter shall provide,to the County, as satisfactory evidence of the required
insurance,either:
• Certificate of Insurance
or CL'
• A Certified copy of the actual insurance policy.
The County,at its sole option,has the right to request a certified copy of any or all insurance
policies required by this contract. >
All insurance policies must specify that they are not subject to cancellation,non-renewal,
material change, or reduction in coverage unless a minimum of thirty (30) days prior T)
notification is given to the County by the insurer. �=
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The acceptance and/or approval of the Promoter's insurance shall not be construed as CD
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relieving the Promoter from any liability or obligation assumed under this contract or
imposed by law.
The Monroe County Board of County Commissioners,its employees and officials will be
included as"Additional Insured"on all policies,except for Workers'Compensation.
Any deviations from these General Insurance Requirements must be requested in writing
on the County prepared form entitled"Request for Waiver of Insurance Requirements"
and approved by Monroe County Risk Management Department.
Administrative Instruction 7500.9
Packet Pg. 2981
P.3.b
2021 Edition
SCHEDULE OF INSURANCE REQUIREMENTS FOR
PUBLIC WELFARE AND SPECIAL EVENTS
Description of Examples of Required
Activities Events Insurance or
Forms
Assistance to Soup Kitchens, PWSE
the Needy Shelters
Circus Commercial Ventures WC2
with Animals and GI-3
High Risk Acts VI-2
Concerts/ Rock Concerts and GI-2
Performers Other Events Providing VI-2
Entertainment to MUS
the General Public
Public Service and
Non Profit Organizations
providing Care of Life
Counseling Counseling such as PWSE
Health&Medical Substance Abuse,Job N
Training,and Senior
Citizen Programs,
Drug&Alcohol Support
&Public Immunization
Fireworks Displays On or Off GI-3
County Property which
Require Permits fn
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Administrative Instruction 7500.9
Packet Pg. 2982
P.3.b
2021 Edition
SCHEDULE OF INSURANCE REQUIREMENTS FOR
PUBLIC WELFARE AND SPECIAL EVENTS
Description of Examples of Required
Activities Events Insurance or
Forms
Handicapped and Special Olympics and PWSE
the Disabled Goodwill
Events
Interlocal Agreements with and
Agreements between local INTGVT
governmental
agencies
Liquor Sales The sale of liquor.
Required insurance is GLLIQ
in addition to those
specified under the
activity
Local events Triathlons,Beach or PWSE
funded by the Summer Fests,and
Tourist Festivals
Development
Council
WC2,GL3,VI-2
Movie/TV Productions If aircraft or
Productions Utilizing watercraft are
County Property involved referto Risk
Management
National Major Activities such as WC3 ff7
Events Power Boat Races GI-3
Funded by VI-2
the Tourist
Development
Council N
Political Party PWSE
Conventions
Public N.O.W.;Aids r
N
Interest Awareness PWSE CD
Racial/Ethnic Groups N
AARP
Organized Motor Car and Refer to
Racing Watercraft Regattas is Management
Organized Sporting Football,Baseball and Refer to
Events All Professional Sports Risk Management U
Parades Any Event Requiring PWSE
a County Parade
Permit
INCLUDE"PWSE"INDEMNIFICATION,HOLD HARMLESS AND DEFENSE AGREEMENT IN CONTRACT
QUESTIONS SHOULD BE DIRECTED TO THE COUNTY RISK MANAGEMENT DEPARTMENT.
Administrative Instruction 7500.9
Packet Pg. 2983
P.3.b
2021 Edition
Introduction to Airport/Aircraft Activities Section
This section of the Manual applies to activities associated with, or conducted at the County's
Airports, or involve Aircraft Activities. The types and amounts of insurance will be determined
based on the type of activity and its projected cost. The fact that the funds used to pay for the
activity were obtained from Federal, State, or other grants may alter the types and amounts of
insurance being required.
The insurance provisions for construction protects at the Airports will be governed by the section
of this manual entitled Construction Contractors and Subcontractors.
A special matrix of activities has been developed and incorporated within this section below to
assist in the designation of the proper insurance coverages and limits.
As a general rule,all contracts will include:
. Indemnification and Hold Harmless Provisions
. General Insurance Requirements
. Workers'Compensation Provisions
. General Liability Provisions
. Business Automobile Liability Provisions
and CL
. Airport or Aircraft Liability Provisions
Questions should be directed to the County Risk Management Department.
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Administrative Instruction 7500.9
Packet Pg. 2984
P.3.b
2021 Edition
General Insurance Requirements for Airport/Aircraft Activities
Prior to the commencement of work or services governed by this contract (including the pre-
staging of personnel and material),the Vendor shall obtain,at his/her own expense,insurance as
specified in the attached schedules,which are made part of this contract.The Vendor will ensure
that the insurance obtained will extend protection to all Contractors engaged by the Vendor.
The Vendor will not be permitted to commence work or services governed by this contract
(including pre-staging of personnel and material) until satisfactory evidence of the required
insurance has been furnished to the County as specified below.
The Vendor shall maintain the required insurance throughout the entire term of this contract and
any extensions specified in any attached schedules. Failure to comply with this provision may
result in the immediate suspension of all activities conducted by the Vendor and its Contractors
until the required insurance has been reinstated or replaced.
The Contractor will be held responsible for all deductibles and self insured retentions that
may be contained in the Contractor's Insurance policies.
The Vendor shall provide,to the County,as satisfactory evidence of the required insurance,either:
• Certificate of Insurance
or W
• A Certified copy of the actual insurance policy.
The County, at its sole option, has the right to request a certified copy of any or all insurance
policies required by this contract.
All insurance policies must specify that they are not subject to cancellation,non-renewal,material
change,or reduction in coverage unless a minimum of thirty (30)days prior notification is given �=
to the County by the insurer. N
CD
The acceptance and/or approval of the Vendor's insurance shall not be construed as relieving the N
Vendor from any liability or obligation assumed under this contract or imposed by law.
The Monroe County Board of County Commissioners,its employees and officials will be included
as"Additional Insured"on all policies,except for Workers'Compensation.
os
Any deviations from these General Insurance Requirements must be requested in writing on the
County prepared form entitled"Request for Waiver of Insurance Requirements"and approved
by Monroe County Risk Management.
Administrative Instruction 7500.9
Packet Pg. 2985
P.3.b
2021 Edition
SCHEDULE OF INSURANCE REQUIREMENTS FOR AIRPORT ACTIVITIES
CONTRACT DESCRIPTION OF Under $10,001 $50,001 $100,001 $500,001 Over
TYPE WORK $10,000 to$50,000 to$100,000 to$500,000 to$1 Million $1 Million
EVENTS UTILIZING WC3 WC3 WC3 WC3 WC3 Refer to
AIR SHOWS COUNTY AIRFIELDS GI-3 GI-3 GI-3 GI-3 GI-3 Risk
ORAIRPORTS VI-2 VI-2 VI-2 VI-2 VI-3 Mgmnt
AIR1 AIR1 AIR1 AIR1 AIR2
CO MM ERCIAL AIRLINES WITH WC3 WC3 WC3 WC3 WC3 VLWC3
AIRLINES SCHEDULED SERVICE TO COUNTY GI-3 GI-3 GI-3 GI-3 GI-3 GI-3
OWNED AIRFIELDS VI-3 VI-3 VI-3 VI-3 VI-3 VI-3
AIR3 AIR3 AIR3 AIR3 AIR3 AIR3
AVIATION NON PROFIT ORGANIZATIONS WHO AIR1 AIR1 AIR1 AIR1 AIR1 AIR1
CLUBS JOINTLY OWN AND OPERATE GI-1 GI-1 GI-1 GL1 GI-1 GI-1
AI RCRAFT FOR PLEASU RE
ASBESTOS ENCAPSULATING,REMOVING OR WC1 WC1 WC1 WC2 WC3
REMOVAL TESTING FOR ASBESTOS GI-1 GI-1 GI-1 GI-2 GI-3 Refer to
VI-2 VI-2 VI-2 VI-2 VI-2 Risk
ASS ASS ASS ASS ASS Mgmnt _
CAR RENTAL ORGANIZATIONS ENGAGED IN THE WC3 WC3 WC3 WC3 WC3 WC3
FIRMS RENTING OR LEASING OFVEHICLES TO GI-3 GI-3GI-3 GI-3 GI-3GI-3
THE GENERAL PUBLIC VL3 VL3 VI-3 VI-3 VL3 VI-3
DELIVERY,LOADINGAND UNLOADING WC1 WC1 WC1 WC2 WC2 Refer to
DELIVERIES OF H EAVY EQ U I PM ENT OR GI-1 GI-1 GI-1 GI-2 GI-3 Risk
MACHINERY REQUIRING VI-2 VI-2 VI-2 VI-2 VI-3 Mgmnt y
CRANES OR RIGGING
DELIVERY,LOADINGAND UNLOADING WC1 WC1 WC1 WC2 WC2 Refer to W
DELIVERIES OF OTH ERGOODS,SUCH AS O FFIC E GI-1 GI-1 GI-1 GI-2 GI-2 Risk
SUPPLIES,AND LOW VALUED VI-2 VI-2 VI-2 VI-2 VI-2 Mgmnt
EQUIPMENT
f/$
FIXED BASE ORGANIZATIONS ENGAGED IN THE WC3 WC3 WC3 WC4 WC4 WC4 '�
OPERATORS REPAIR,SERVICING,MAINTENANCE, GI-4 GI-4 GI-4 GI-4 GI-4 GI-4 >
FUELING AND TI E-DOWN OF AIRCRAFT VI-4 VI-4 VI-4 VI-3 VI-3 VI-3IF FBO MAINTAINS FUEL TANKS HKL4 HKL4 HKL4 HKL4 HKL4 HKL4
UST UST UST UST UST UST
FOODSERVICES RESTAURANTAND WC1 WC1 WC1 WC2 WC2 Refer to y
LIQOURLOUNGES GI-1 GI-1 GI-1 GI-2 GI-2 Risk
VI-2 VI-2 VI-2 VI-2 VI-2 Mqmnt
GLLIQ GLLIQ GLLIQ GLLIQ GLLIQ
CNI
DELIVERY,LOAD IN G AN D UN LOADI NG CD
DELIVERIES OF TOX IC OR HAZARDOUS WC1 WC1 WC1 WC1 WC1
SU BSTANCES SUCH AS OIL, GI-1 GI-1 GI-1 GI-2 GI-3 Refer to ¢i
GASOLIN E,CH LOR INE,&OTHER VI-2 VI-2 VI-2 VI-2 VI-3 Risk
CHEMICALS VLP1 VLP1 VLP1 VLP2 VLP3 Mgmnt
MVC MVC MVC MVC MVC
DELIVERIES DELIVERY,LOARDING OR UNLOADING
OF OTHER GOODS,SUCH AS OFFICE WC2 WC2 WC2 WC2 WC2 WC2
SUPPLI ES,AND LOW VALUED GI-2 GI-2 GI-2 GI-2 GI-2 GI-2
EQUIPMENT VI-2 VI-2 VI-2 VI-2 VI-2 VI-2
GIFTSHOPS ORGANIZATIONS ENGAGED IN THE WC2 WC2 WC2 WC2 WC2 WC2
SALE OF MERCHANDISE TO THE GI-2 GI-2 GI-2 GI-2 GI-2 GI-2
GENERAL PUBLIC. DOES NOT INCLUDE VL2 VL2 VI-2 VI-2 VI-2 VI-2
RESTURANTSAND LOUNGES.
GENERALGROUND ORGANIZATIONS ENGAGED IN THE WC1 WC1 WC1 WC1 WC1 Refer to
MAINTENANCE GENERAL MAINTENANCE OFAIRPORT GI-1 GI-1 GI-2 GI-2 GI-3 Risk
GROUNDS TO INCLUDE CUTTING OF VI-2 VI-2 VI-2 VI-2 VI-3 Mgmnt
GRASS,PAINTING OF BUILDINGS,ETC.
Administrative Instruction 7500.9
Packet Pg. 2986
P.3.b
2021 Edition
SCHEDULE OF INSURANCE REQUIREMENTS FOR AIRPORT ACTIVITIES
CONTRACT DESCRIPTION OF Under $10,001 $50,001 $100,001 $500,001 Over
TYPE WORK $10,000 to$50,000 to$100,000 to$500,000 to$1 Million $1 Million
HANGER CORPORATIONS OR INDIVI DUALS WHO GL1 GL1 GL1 GL1 GL1 GL1
LEASE LEASE LAND FOR HANGER SPACE
DIRECTLY FROM THE COUNTY
JANITORIAL (WITH OR)WITHOUT COUNTY WC-1 WC-1 WC-1 WC-1 WC-1 Refer to
SERVICES SUPERVISION VL2 VL2 VL2 VL2 VL2 Risk
ED1 ED1 ED1 ED2 ED2 Management
GL1 GL1 GL1 GL2 GL2
LANDSCAPING CLEARING LOTS,MOWING, WC-1 WC-1 WC-1 WC-1 WC-1 Refer to
SHRUBBERY WORK,ETC GL1 GL1 GL1 GL1 GL2 Risk
VL2 VL2 VL2 VL2 VL3 Management
PARKING LOT FIRMS ENGAGED IN OPERATING WC-1 WC-1 WC-1 WC2 WC3 Refer to
OPERATIONS PARKING FACILITIES ON COUNTY GL1 GL1 GL1 GL2 GL3 Risk
PROPERTY GK1 GK1 GK1 GK2 GK3 Management
REFUSE PICKUP FROM COUNTY AIRPORTS AND GL1 GL1 GL1 GL2 GL3 Refer to
AIRFIELDS VL2 VL2 VL2 VL2 VL3 Risk
POL1 POL1 POL POL2 POL3 Management
RUNWAYSERVICE ORGANIZATIONS ENGAGED IN THE
AND MAINTENANCE SERVICING OF RUNWAYS AND
ASSOCIATED EQUIPMENT TO INCLUDE
LIGHTS AND RADAR
WC-1 WC-1 WC-1 WC-1 WC-1 WC-1
CONTRACTSVALUED LESS THAN GL2 GL2 GL2 GL2 GL2 GL2
$100,000 VL2 VL2 VL2 VL2 VL2 VL2 y
WC3 WC3 WC3 WC3 WC3 WC3
GL3 GL3 GL3 GL3 GL3 GL3 wr
CONTRACTS VALUED MORE THAN VL3 VL3 VL3 VL3 VL3 VL3
$100,000
SECURITY I ORGANZATIONS ENGAGED IN THE WC-1WC-1WC-1WC2 WC3 Refer to
SERVICES PROVIDNG OF GUARD AND OTHER GL1 GL1 GL2 GL3 GL3 Risk
SECURITY SERVICES VL2 VL2 VL2 VL3 VL3 Management />
TRADE SERVICES ON OR OFF COUNTY GLS GLS GLS GLS GLS
TAXI/LIMO PROVIDING TAXI AND/OR LIMO WC-1 WC-1 WC-1 WC-1 WC-1 WC-1
SERVICE SERVICE TO MEMBERS OF THE GL1 GL1 GL1 GL1 GL1 GL1
GENERAL PUBLIC TO AND FROM VL2 VL2 VL2 VL2 VL2 VL2 ug
AIRPORT FACILITIES
TRADES/MAINT. PROPERTYSUCH AS EXTERMINATORS GL1 GL1 GL2 GL2 GL3 Refer to
SERVICES CARPET INSTALLATION,WINDOW VL2 VL2 VL2 VL2 VL3 Risk
CLEANING,ELEVATOR REPAIR, WC-1 WC-1 WC-1 WC-1 WC-1 Management N
ROOFINGAND PAINTING
N
INCLUDE"AIR"INDEMNIFICATION,HOLD HARMLESSAND DEFENSE AGREEMENT IN CONTRACT
QUESTIONS SHOULD BE DIRECTED TO THE COUNTY RISK MANAGEMENT DEPARTMENT.
Administrative Instruction 7500.9
Packet Pg. 2987
P.3.b
2021 Edition
Introduction to Lease of Countv-Owned ProneM,
This section of the Manual will apply to Organizations/Individuals who lease, or operate
concessions in or on County-owned property. Included in this section are those
Organizations/Individuals who lease or rent County-owned vehicles.
As a general rule,all agreements will include as a minimum:
. Indemnification,Hold Harmless and Defense Provisions
. General Insurance Requirements
. All Risk Property Provisions
. General Liability Provisions
and
• Workers'Compensation Provisions
If a County-owned vehicle is leased or rented,Business Automobile Liability Insurance will be
required to include physical damage coverage.
All agreements must incorporate the"PROP"Indemnification and Hold Harmless agreement.
Questions should be directed to the County Risk Management Department.
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Administrative Instruction 7500.9
Packet Pg. 2988
P.3.b
2021 Edition
General Insurance Requirements for
Organizations/Individuals Leasing County-Owned Property
Prior to the Organization or Individual taking possession of the property owned by the County,or
commencing its concessionaire operations,the Organization/Individual shall obtain,at his/her own
expense,insurance as specified in the attached schedules,which are made part of this lease/rental
agreement.
The Organization/Individual will not be permitted to occupy or use the property until satisfactory
evidence of the required insurance has been furnished to the County as specified below.
The Organization/Individual shall maintain the required insurance throughout the entire term of
this lease/rental agreement and any extensions specified in the attached schedules. Failure to
comply with this provision may result in the immediate termination of the lease/rental agreement
and the return of all property owned by the County.
The Organization/Individual will be held responsible for all deductibles and self insured
retentions that may be contained in the Organization/Individual's Insurance policies.
The Organization/Individual shall provide,to the County,as satisfactory evidence of the required T)
insurance,either: �1=
• Certificate of Insurance
or 9)
• A Certified copy of the actual insurance policy. >
The County, at its sole option, has the right to request a certified copy of any or all insurance
policies required by this contract. T)
All insurance policies must specify that they are not subject to cancellation,non-renewal,material N
change,or reduction in coverage unless a minimum of thirty (30)days prior notification is given N
to the County by the insurer.
The acceptance and/or approval of the Organization/Individual's insurance shall not be construed
as relieving the Organization/Individual from any liability or obligation assumed under this E
contract or imposed by law.
os
The Monroe County Board of County Commissioners,will be included as"Additional Insured"
on all policies. They will also be named as"Loss Payee"with respect to Fire Legal Exposure.
Any deviations from these General Insurance Requirements must be requested in writing on the
County prepared form entitled"Request for Waiver of Insurance Requirements"and approved
by Monroe County Risk Management.
Administrative Instruction 7500.9
Packet Pg. 2989
P.3.b
2021 Edition
ALL RISK PROPERTY INSURANCE REQUIREMENTS
FOR
LEASES/RENTALS OF COUNTY-OWNED PROPERTY
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the Organization/Individual taking possession of the property governed by this lease/rental
agreement, the Organization/Individual shall obtain All Risk Property Insurance (to include the
perils of Flood and Wind)with limits no less than the Replacement Cost Value of the property
leased or rented. Coverage shall be maintained throughout the life of the Lease/Rental Agreement
and include,as a minimum,liability coverage for:
Fire Lightning Vandalism
Sprinkler Leakage Sinkhole Collapse Falling Objects
Windstorm Smoke Explosion
Civil Commotion Aircraft and Vehicle Damage Flood
CL'
The Monroe County Board of County Commissioners will be named as Additional Insured and
Loss Payee on all policies issued to satisfy the above requirements. >
----- --
The followingshall apply only to prospective tenants at Key West International Airport and , i Formatted:Font:(Default)Times New Roman,iz F y
pp Y Y . p_ p. Y � � -
Florida Keys Marathon International Airport and only to unimproved ground leases.Where a ------- --------- --------- --------- --------.
Lessee enters into a ground lease at either airport for purposes of erecting an improvement of any r
type on the leasehold premises,a Lessee may provide an Irrevocable CD
Letter of Credit equal to the amount of demolition costs in lieu of the Wind Storm and Flood N
rider.Demolition costs shall include all work needed to demolish and remove the damaged
structure and all accompanying structural debris from the leasehold premises.Monroe County shall
have sole discretion in determining the amount of the demolition costs which shall be established E
pursuant to an engineered estimate of said costs at the time of construction completion.Demolition
costs and the amount required to cover those costs shall be subject to annual review.
Lessee will otherwise comply with all remaining All Risk Property Insurance requirements.
Administrative Instruction 7500.9
Packet Pg. 2990
P.3.b
2021.Edition
GENERAL LIABILITY INSURANCE REQUIREMENTS
FOR
LEASE/RENTAL OF PROPERTY OWNED BY THE COUNTY
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the Organization/Individual taking possession of the property governed by this lease/rental
agreement,the Organization/Individual shall obtain General Liability Insurance. Coverage shall
be maintained throughout the life of the contract and include,as a minimum:
• Premises Operations
• Products and Completed Operations
• Blanket Contractual Liability
• Personal Injury Liability
• Fire Legal Liability(with limits equal to the fair market value of the leased property.)
The minimum limits acceptable is:
$1,000,000 Combined Single Limit(CSL) >
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its T)
provisions should include coverage for claims filed on or after the effective date of this contract. p:
In addition,the period for which claims may be reported should extend for a minimum of twelve
(12)months following the termination of the Lease/Rental Agreement. C44
N
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
E
Administrative Instruction 7500.9
Packet Pg. 2991
P.3.b
2021.Edition.
BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS
FOR
LEASES/RENTALS OF COUNTY-OWNED PROPERTY
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the Organization/Individual taking possession of the property governed by this
lease/rental agreement, the Organization/Individual shall purchase Business Automobile
Liability Insurance. Coverage shall be maintained throughout the life of the Lease/Rental
Agreement and include,as a minimum,liability coverage for:
76
• Owned,Non-Owned,and Hired Vehicles
• Physical Damage Protection(if the leased property is a County-owned
vehicle)
T)
The minimum limits acceptable is: �--
$300,000 Combined Single Limit(CSL)
ACV for Physical Damage
The Monroe County Board of County Commissioners will be named as Additional Insured y
on all policies issued to satisfy the above requirements. In addition, if the lease/rental p:
agreement involves County-owned vehicles, the Monroe County Board of County r
Commissioners will be named as "Loss Payee" with respect to the physical damage C44
protection. N
Administrative Instruction 7500.9
Packet Pg. 2992
P.3.b
ARCHITECTS ERRORS AND OMISSIONS LIABILITY
INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of architectural
services,the Professional will purchase and maintain,throughout the life of the contract,Architects
Errors and Omissions Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Professional
arising out of work governed by this contract. This insurance will be maintained in force for a
period of two years after the date of Substantial Completion of the Project. 6
The minimum limits of liability are:
$250,000 per Occurrence/$500,000 Aggregate T)
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Administrative Instruction 7500.9
Packet Pg. 2993
P.3.b
ARCHITECTS ERRORS AND OMISSIONS LIABILITY
INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of architectural
services,the Professional will purchase and maintain,throughout the life of the contract,Architects
Errors and Omissions Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Professional
arising out of work governed by this contract. This insurance must be maintained in force for a
period of two years after the date of Substantial Completion of the Project. 6
The minimum limits of liability are:
T)
$500,000 per Occurrence/$1,000,000 Aggregate �--
9)
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Administrative Instruction 7500.9
Packet Pg. 2994
P.3.b
ARCHITECTS ERRORS AND OMISSIONS LIABILITY
INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of architectural
services,the Professional will purchase and maintain,throughout the life of the contract,Architects
Errors and Omissions Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Professional
arising out of work governed by this contract. This insurance will be maintained in force for a
period of two years after the date of Substantial Completion of the Project. 6
The minimum limits of liability are:
T)
$1,000,000 per Occurrence/$3,000,000 Aggregate �--
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Administrative Instruction 7500.9
Packet Pg. 2995
P.3.b
ARCHITECTS ERRORS AND OMISSIONS LIABILITY
INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of architectural
services,the Professional will purchase and maintain,throughout the life of the contract,Architects
Errors and Omissions Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Professional
arising out of work governed by this contract. This insurance will be maintained in force for a
period of two years after the date of Substantial Completion of the Project. 6
The minimum limits of liability are:
T)
$3,000,000 per Occurrence/$5,000,000 Aggregate �--
9)
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Administrative Instruction 7500.9
Packet Pg. 2996
P.3.b
AIRCRAFT LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the Vendor is engaged in providing commercial aircraft services operating to and
from air facilities owned, operated, or maintained by the County, the Vendor will purchase and
maintain,throughout the life of the contract, Aircraft Liability Insurance which will respond to
bodily injury and property damages resulting from any claim arising out of the aircraft services
governed by this contract.
The covered operations section of the policy must specifically state that the Vendor is engaged in
providing commercial aircraft services.
The Monroe County Board of County Commissioners must be named as Additional Insured.
T)
The minimum limits of liability is$1 million per occurrence. �--
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Administrative Instruction 7500.9
Packet Pg. 2997
P.3.b
AIRCRAFT LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the Vendor is engaged in providing commercial aircraft services operating to and
from air facilities owned, operated, or maintained by the County, the Vendor will purchase and
maintain,throughout the life of the contract, Aircraft Liability Insurance which will respond to
bodily injury and property damages resulting from any claim arising out of the aircraft services
governed by this contract.
The covered operations section of the policy must specifically state that the Vendor is engaged in
providing commercial aircraft services.
The Monroe County Board of County Commissioners must be named as Additional Insured.
T)
The minimum limits of liability is$5 million per occurrence. �--
9)
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Administrative Instruction 7500.9
Packet Pg. 2998
P.3.b
AIRCRAFT LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the Vendor is engaged in providing commercial aircraft services operating to and
from air facilities owned, operated, or maintained by the County, the Vendor will purchase and
maintain,throughout the life of the contract, Aircraft Liability Insurance which will respond to
bodily injury and property damages resulting from any claim arising out of the aircraft services
governed by this contract.
The covered operations section of the policy must specifically state that the Vendor is engaged in
providing commercial aircraft services.
The Monroe County Board of County Commissioners must be named as Additional Insured.
T)
The minimum limits of liability will be$50 million per occurrence. �--
9)
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Administrative Instruction 7500.9
Packet Pg. 2999
P.3.b
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Administrative Instruction 7500.9
Packet Pg. 3000
P.3.b
ASBESTOS ABATEMENT LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the installation, removal,
transporting,or disposal of asbestos material,the Contractor will purchase and maintain Asbestos
Abatement Liability Insurance with limits no less than$2,000,000.If the policy is structured on a
"Claims Made Basis" the policy must contain a "Retroactive Date" of no later than the
commencement of work and will have an extended reporting period of four(4)years.
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Administrative Instruction 7500.9
Packet Pg. 3001
P.3.b
BAILEE'S LEGAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves County property being in the care,
custody, and control of the Vendor, and that most liability policies exclude coverage for such
items,the Vendor will be required to maintain Bailee's Liability Insurance in amounts no less than
the Full Replacement Value of the property in the possession of the Vendor.
76
Maximum value of the County's property which is in the possession of the Vendor:
Must be completed by the County T)
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Administrative Instruction 7500.9
Packet Pg. 3002
P.3.b
BUILDER'S RISK INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
The Contractor is required to purchase and maintain,throughout the life of the contract,and until
the project is accepted by the County, Builder's Risk Insurance on an All Risk of Loss form.
Coverage will include:
Theft Aircraft
76
Hail Smoke
Explosion Fire
Riot Collapse
Civil Commotion Vehicles
T)
The policy limits will be no less than the amount of the Full Replacement Value of the completed �--
structure and coverage will be provided on a Completed Value Basis.
Property, materials, or supplies located on the construction premises, which are intended to
become a permanent part of the building,will be included as property insured. p:
The policy will be endorsed permitting the County to occupy the building prior to completion y
fY
without effecting the coverage. r
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'+ilonn)c; Couniv 11oard ot,C.t;univ rrlrall bct included a, a '�aiacd Insured a,rlreir c44
irxr.r eel mun appc.ar
The policy will be endorsed to include the Monroe County Board of County Commissioners as
the Loss Payee.
I h C onlr".Icloz ,ball cn.surc fliai tlr€r C ouniv will bct in ok ed willr all c lainc actin ilic,to include tJre
WHIcnrcrrt ot,all clarrrr,, clarrzr.r will i;c Iinalr,cd wilhorrt tlrc prior a13plo�al ot`rlic,C ouniv.
BR1
Administrative Instruction 7500.9
Packet Pg. 3003
P.3.b
CYBER LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract,the Contractor will obtain Cyber
Liability Insurance.Coverage will be maintained throughout the life of the contract and include
the following coverages:
• Data Breach
• Network Security Liability
• Internet Media 76
• Network Extortion :5
• Regulatory Proceedings �
• PCI Fines and Costs
T)
The minimum limits acceptable is:
$1,000,000
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Administrative Instruction 7500.9
Packet Pg. 3004
P.3.b
EMPLOYEE DISHONESTY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
The Vendor will purchase and maintain,throughout the term of the contract,Employee Dishonesty
Insurance which will pay for the loss of County funds or property caused by the fraudulent or
dishonest acts of the Vendor's employees or its agents,whether acting alone or in collusion of
others.
The minimum limits is:
$10,000 per Occurrence
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Administrative Instruction 7500.9
Packet Pg. 3005
P.3.b
EMPLOYEE DISHONESTY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
The Vendor will purchase and maintain, throughout the term of the contract, Employee Dishonesty
Insurance which will pay for the loss of County funds or property caused by the fraudulent or dishonest
acts of the Vendor's employees or its agents,whether acting alone or in collusion of others.
The minimum limits is:
$100,000 per Occurrence
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Administrative Instruction 7500.9
Packet Pg. 3006
P.3.b
ENGINEERS ERRORS AND OMISSIONS LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of engineering
services,the Professional will purchase and maintain,throughout the life of the contract,Engineers
Errors and Omissions Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Professional
arising out of work governed by this contract. This insurance will be maintained in force for a
period of two years after the date of Substantial Completion of the Project. 6
The minimum limits of liability are:
$250,000 per Occurrence/$500,000 Aggregate T)
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Administrative Instruction 7500.9
Packet Pg. 3007
P.3.b
ENGINEERS ERRORS AND OMISSIONS LIABILITY
INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of engineering
services,the Professional will purchase and maintain,throughout the life of the contract,Engineers
Errors and Omissions Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Professional
arising out of work governed by this contract. This insurance will be maintained in force for a
period of two years after the date of Substantial Completion of the Project. 6
The minimum limits of liability are:
$500,000 per Occurrence/$1,000,000 Aggregate T)
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Administrative Instruction 7500.9
Packet Pg. 3008
P.3.b
ENGINEERS ERRORS AND OMISSIONS LIABILITY
INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of engineering
services,the Professional will purchase and maintain,throughout the life of the contract,Engineers
Errors and Omissions Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Professional
arising out of work governed by this contract. This insurance will be maintained in force for a
period of two years after the date of Substantial Completion of the Project.
The minimum limits of liability are:
T)
$1,000,000 per Occurrence/$2,000,000 Aggregate �--
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Administrative Instruction 7500.9
Packet Pg. 3009
P.3.b
ENGINEERS ERRORS AND OMISSIONS LIABILITY
INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of engineering
services,the Professional will purchase and maintain,throughout the life of the contract,Engineers
Errors and Omissions Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Professional
arising out of work governed by this contract. This insurance will be maintained in force for a 6
period of two years after the date of Substantial Completion of the Project.
The minimum limits of liability are:
T)
$5,000,000 per Occurrence/$10,000,000 Aggregate �--
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Administrative Instruction 7500.9
Packet Pg. 3010
P.3.b
GARAGE LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the servicing and/or repair of
County-owned vehicles,the Contractor will be required to purchase and maintain a Garage Policy
to include Garage Liability Insurance extending to vehicles,owned or leased by the County,left
with the Contractor for servicing,repair, storage, or safekeeping. Coverage should include, as a
minimum:
• Premises and Operations Liability
• Business Automobile Liability
• Contractual Liability
• Products and Completed Operations Liability
• Garage Keepers'Legal Liability,to include: T)
Comprehensive and Collision
The Garage Keepers' Legal Liability will extend to all County-owned/leased vehicles in the care,
custody,and control of the Contractor.
The Contractor's insurance will be primary to any coverage maintained by the County.
The minimum limits acceptable are: r
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$300,000 Combined Single limit(CSL)for liability N
$ 25,000 Per Vehicle Garage Keepers'Legal Liability
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
GK 1
Administrative Instruction 7500.9
Packet Pg. 3011
P.3.b
GARAGE LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the servicing and/or repair of
County-owned vehicles,the Contractor will be required to purchase and maintain a Garage Policy
to include Garage Liability Insurance extending to vehicles, owned or leased by the County,left
with the Contractor for servicing,repair, storage, or safekeeping. Coverage should include, as a
minimum:
• Premises and Operations
• Business Automobile Liability
• Contractual Liability
• Products and Completed Operations Liability
• Garage Keepers'Legal Liability,to include: T)
Comprehensive and Collision
The Garage Keepers' Legal Liability will extend to all County-owned/leased vehicles in the care,
custody,or control of the Contractor.
The Contractor's insurance will be primary to any coverage maintained by the County.
The minimum limits acceptable are: r
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$500,000 Combined Single Limit(CSL)for liability N
$ 100,000 Per Vehicle Garage Keepers'Legal Liability
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
GK2
Administrative Instruction 7500.9
Packet Pg. 3012
P.3.b
IO I I dII icu - j Formatted:Indent.Left: 0"
----------------------------------------------------------------------------------------------------
GARAGE LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the servicing and/or repair of
County-owned vehicles,the Contractor will be required to purchase and maintain a Garage Policy
to include Garage Liability Insurance extending to vehicles,owned or leased by the County,left
with the Contractor for servicing,repair, storage, or safekeeping. Coverage should include, as a
minimum:
• Premises and Operations
• Business Automobile Liability
• Contractual Liability
• Products and Completed Operations Liability
• Garage Keepers'Legal Liability,to include: T)
Comprehensive and Collision
The Garage Keepers' Legal Liability will extend to all County-owned/leased vehicles in the care,
custody,or control of the Contractor.
The Contractor's insurance will be primary to any coverage maintained by the County.
The minimum limits acceptable are: r
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$ 1,000,000 Combined Single Limit(CSL)for liability N
$250,000 Per Vehicle Garage Keepers'Legal Liability
ay
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
GK3
Administrative Instruction 7500.9
Packet Pg. 3013
P.3.b
GENERAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor will obtain
Commercial General Liability Insurance. Coverage will be maintained throughout the life of the
contract and include,as a minimum:
• Premises Operations
• Products and Completed Operations
• Blanket Contractual Liability
• Personal Injury Liability
The minimum limits acceptable is:
$300,000 Combined Single Limit(CSL)
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its
provisions should include coverage for claims filed on or after the effective date of this contract.
In addition,the period for which claims may be reported should extend for a minimum of twelve
(12)months following the acceptance of work by the County. 9)
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
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GL1
Administrative Instruction 7500.9
Packet Pg. 3014
P.3.b
GENERAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor shall obtain
Commercial General Liability Insurance. Coverage will be maintained throughout the life of the
contract and include,as a minimum:
• Premises Operations
• Products and Completed Operations
• Blanket Contractual Liability
• Personal Injury Liability
The minimum limits acceptable is:
$500,000 Combined Single Limit(CSL) T)
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its .�
provisions should include coverage for claims filed on or after the effective date of this contract.
In addition,the period for which claims may be reported should extend for a minimum of twelve 9)
(12)months following the acceptance of work by the County.
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements. T)
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GL2
Administrative Instruction 7500.9
Packet Pg. 3015
P.3.b
GENERAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor will obtain
Commercial General Liability Insurance. Coverage will be maintained throughout the life of the
contract and include,as a minimum:
• Premises Operations
• Products and Completed Operations
• Blanket Contractual Liability
• Personal Injury Liability
The minimum limits acceptable is:
$1,000,000 Combined Single Limit(CSL) T)
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its .�
provisions should include coverage for claims filed on or after the effective date of this contract.
In addition,the period for which claims may be reported should extend for a minimum of twelve 9)
(12)months following the acceptance of work by the County.
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements. T)
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GL3
Administrative Instruction 7500.9
Packet Pg. 3016
P.3.b
GENERAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor will obtain
Commercial General Liability Insurance. Coverage will be maintained throughout the life of the
contract and include,as a minimum:
• Premises Operations
• Products and Completed Operations
• Blanket Contractual Liability
• Personal Injury Liability
The minimum limits acceptable is:
$2,000,000 Combined Single Limit(CSL) T)
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its .�
provisions should include coverage for claims filed on or after the effective date of this contract.
In addition,the period for which claims may be reported should extend for a minimum of twelve 9)
(12)months following the acceptance of work by the County.
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements. T)
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GL4
Administrative Instruction 7500.9
Packet Pg. 3017
P.3.b
GENERAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor will obtain
Commercial General Liability Insurance. Coverage will be maintained throughout the life of the
contract and include,as a minimum:
• Premises Operations
• Products and Completed Operations
• Blanket Contractual Liability
• Personal Injury Liability
The minimum limits acceptable is:
$3,000,000 Combined Single Limit(CSL)
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its
provisions should include coverage for claims filed on or after the effective date of this contract.
In addition,the period for which claims may be reported should extend for a minimum of twelve
(12)months following the acceptance of work by the County. 9)
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
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GL5
Administrative Instruction 7500.9
Packet Pg. 3018
P.3.b
GENERAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor will obtain
Commercial General Liability Insurance. Coverage will be maintained throughout the life of the
contract and include,as a minimum:
• Premises Operations
• Products and Completed Operations
• Blanket Contractual Liability
• Personal Injury Liability
The minimum limits acceptable is:
T)
$4,000,000 Combined Single Limit(CSL)
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy,its
provisions should include coverage for claims filed on or after the effective date of this contract.
In addition,the period for which claims may be reported should extend for a minimum of twelve
(12)months following the acceptance of work by the County. CL'
The Monroe County Board of County Commissioners will be named as Additional Insured on all y
policies issued to satisfy the above requirements.
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GL6
Administrative Instruction 7500.9
Packet Pg. 3019
P.3.b
GENERAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor will obtain
Commercial General Liability Insurance. Coverage will be maintained throughout the life of the
contract and include,as a minimum:
• Premises Operations
• Products and Completed Operations
• Blanket Contractual Liability
• Personal Injury Liability
The minimum limits acceptable are:
$5,000,000 Combined Single Limit(CSL) T)
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made policy, its .�
provisions should include coverage for claims filed on or after the effective date of this contract.
In addition,the period for which claims may be reported should extend for a minimum of twelve 9)
(12)months following the acceptance of work by the County.
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements. T)
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GL7
Administrative Instruction 7500.9
Packet Pg. 3020
P.3.b
LIQUOR LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the sales and/or distribution of
alcoholic beverages,the Vendor's General Liability Insurance policy will include Liquor Liability
with limits of not less than$1,000,000.
The County will honor the Liquor Liability insurance coverage being provided by the caterer or
vendor providing and serving the alcoholic beverages.
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements. The Monroe County Board of County
Commissioners must be included as Additional Insured if a separate Liquor Liability policy is T)
provided or provided by the caterer or vendor providing or serving the alcoholic beverages.
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GLLIQ
Administrative Instruction 7500.9
Packet Pg. 3021
P.3.b
GENERAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves providing of guards and other
security services on or off County property, the Contractor's General Liability Insurance policy
must extend to, and be no less restrictive,than an acceptable Law Enforcement Legal Liability
policy specifically providing coverage for intentional acts, which coverage must include any
violation of the constitutional right of any person for damages and attorney's fees under any one
or more of the following civil rights statutes: 42 USCA 1981,42 USCA 1982,42 USCA 1983,42
USCA 1985,42 USCA 1986 and 42 USCA 1988. 76
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
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GLS
Administrative Instruction 7500.9
Packet Pg. 3022
P.3.b
AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY
INSURANCE REQUIREMENT
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the repair, servicing,maintenance,
fueling,or storage of aircraft,the Contractor will be required to purchase and maintain,throughout
the life of the contract,Airport Liability and Hangarkeepers Legal Liability Insurance naming the
Monroe County Board of County Commissioners as Additional Insured.
The minimum limits of liability is$300,000.
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HKL 1
Administrative Instruction 7500.9
Packet Pg. 3023
P.3.b
AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY
INSURANCE REQUIREMENT
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the repair, servicing,maintenance,
fueling,or storage of aircraft,the Contractor will be required to purchase and maintain,throughout
the life of the contract,Airport Liability and Hangarkeepers Legal Liability Insurance naming the
Monroe County Board of County Commissioners as Additional Insured.
The minimum limits of liability is$500,000.
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HKL2
Administrative Instruction 7500.9
Packet Pg. 3024
P.3.b
AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY
INSURANCE REQUIREMENT
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the repair, servicing,maintenance,
fueling,or storage of aircraft,the Contractor will be required to purchase and maintain,throughout
the life of the contract,Airport Liability and Hangarkeepers Legal Liability Insurance naming the
Monroe County Board of County Commissioners as Additional Insured.
The minimum limits of liability is$1 million.
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HKL3
Administrative Instruction 7500.9
Packet Pg. 3025
P.3.b
AIRPORT LIABILITY AND HANGARKEEPERS LEGAL LIABILITY
INSURANCE REQUIREMENT
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the repair, servicing,maintenance,
fueling,or storage of aircraft,the Contractor will be required to purchase and maintain,throughout
the life of the contract,Airport Liability and Hangarkeepers Legal Liability Insurance naming the
Monroe County Board of County Commissioners as Additional Insured.
The minimum limits of liability is$5 million. _
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HKL4
Administrative Instruction 7500.9
Packet Pg. 3026
P.3.b
INSTALLATION FLOATER INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
The Contractor shall be required to purchase and maintain throughout the life of the contract,and
until the project is accepted by the County, Installation Insurance providing coverage for
machinery and equipment,governed by this contract,while being transported,installed and tested.
As a minimum,coverage will include:
Fire Lightning Windstorm Hail
Explosion Collapse Strikes Riots
Civil Commotion Vandalism Malicious Mischief Vehicles
Aircraft Flood
The policy limits will be no less than the value amount of the machinery or equipment being
installed. T)
The Monroe County Board of County Commissioners will be named as Additional Insured and .�
Loss Payee as their interest may appear. W
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IF
Administrative Instruction 7500.9
Packet Pg. 3027
P.3.b
MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the providing of professional
medical treatment,the Contractor will purchase and maintain,throughout the life of the contract,
Professional Liability Insurance which will respond to the rendering of,or failure to render medical
professional services under this contract.
The minimum limits of liability are:
$300,000 per Occurrence/$750,000 Aggregate
If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required.
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MED 1
Administrative Instruction 7500.9
Packet Pg. 3028
P.3.b
MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the providing of professional
medical treatment,the Contractor will purchase and maintain,throughout the life of the contract,
Professional Liability Insurance which will respond to the rendering of,or failure to render medical
professional services under this contract.
The minimum limits of liability are: _
$500,000 per Occurrence/$1,000,000 Aggregate
If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required.
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MED2
Administrative Instruction 7500.9
Packet Pg. 3029
P.3.b
MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the providing of professional
medical treatment,the Contractor will purchase and maintain,throughout the life of the contract,
Professional Liability Insurance which will respond to the rendering of,or failure to render medical
professional services under this contract.
The minimum limits of liability are:
$1,000,000 per Occurrence/$3,000,000 Aggregate
If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required.
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MED3
Administrative Instruction 7500.9
Packet Pg. 3030
P.3.b
MEDICAL PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the providing of professional
medical treatment,the Contractor will purchase and maintain,throughout the life of the contract,
Professional Liability Insurance which will respond to the rendering of,or failure to render medical
professional services under this contract.
The minimum limits of liability are: _
$5,000,000 per Occurrence/$10,000,000 Aggregate
If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required.
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MED4
Administrative Instruction 7500.9
70
Packet Pg. 3031
P.3.b
MOTOR VEHICLE CARGO INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves County property being transported
by the Contractor,and that most liability policies exclude coverage for such items,the Contractor
will be required to maintain Motor Vehicle Cargo Insurance in amounts no less than the
replacement value of the property in the possession of the Contractor.
Maximum Value of the County's property which is in the possession of the Contractor:
(Must be completed by the Department)
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NOTE
If a"Free on Board"(FOB)bill of lading is utilized on incoming property,and if the County does 9)
not assume title until the property is delivered,the Contractor does not have to show evidence of
Motor Vehicle Cargo Insurance. CL'
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Administrative Instruction 7500.9
71
Packet Pg. 3032
P.3.b
POLLUTION LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the storage,treatment,processing,
or transporting of hazardous materials,the Contractor will purchase and maintain,throughout the
life of the contract, Pollution/Environmental Liability Insurance which will respond to bodily
injury,property damage,environmental damage,contamination,remediation,restoration,clean up
costs,and defense caused by,as a result of,or arising from a pollution incident.
The minimum limits of liability are: _
$500,000 per Occurrence/$1,000,000 Aggregate
If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required.
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The Monroe County Board of County Commissioners will be named as Additional Insured on all .�
policies issued to satisfy the above requirements.
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POL1
Administrative Instruction 7500.9
72
Packet Pg. 3033
P.3.b
POLLUTION LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the storage,treatment,processing,
or transporting of hazardous materials,the Contractor will purchase and maintain,throughout the
life of the contract, Pollution/Environmental Liability Insurance which will respond to bodily
injury,property damage,environmental damage,contamination,remediation,restoration,clean up
costs,and defense caused by,as a result of,or arising from a pollution incident.
The minimum limits of liability are:
$1,000,000 per Occurrence/$2,000,000 Aggregate
If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required.
T)
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements. .�
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POL2
Administrative Instruction 7500.9
7,
Packet Pg. 3034
P.3.b
POLLUTION LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the storage,treatment,processing,
or transporting of hazardous materials,the Contractor will purchase and maintain,throughout the
life of the contract, Pollution/Environmental Liability Insurance which will respond to bodily
injury,property damage,environmental damage,contamination,remediation,restoration,clean up
costs,and defense caused by,as a result of,or arising from a pollution incident.
The minimum limits of liability are:
$3,000,000 per Occurrence/$6,000,000 Aggregate
If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required. y
The Monroe County Board of County Commissioners will be named as Additional Insured on all .�
policies issued to satisfy the above requirements.
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POL3
Administrative Instruction 7500.9
74
Packet Pg. 3035
P.3.b
POLLUTION LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the storage,treatment,processing,
or transporting of hazardous materials,the Contractor will purchase and maintain,throughout the
life of the contract, Pollution/Environmental Liability Insurance which will respond to bodily
injury, property damage, environmental damage, contamination, remediation, restoration, clean
up costs,and defense caused by,as a result of,or arising from a pollution incident.
The minimum limits of liability are: _
$5,000,000 per Occurrence/$10,000,000 Aggregate
If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required.
T)
The Monroe County Board of County Commissioners will be named as Additional Insured on all .�
policies issued to satisfy the above requirements.
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POL4
Administrative Instruction 7500.9
75
Packet Pg. 3036
P.3.b
PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of advice or services
of a professional nature, the Contractor will purchase and maintain, throughout the life of the
contract,Professional Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Contractor
arising out of work governed by this contract.
The minimum limits of liability are:
$300,000 per Occurrence/$500,000 Aggregate
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If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required. -�
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Administrative Instruction 7500.9
76
Packet Pg. 3037
P.3.b
PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of advice or services
of a professional nature, the Contractor will purchase and maintain, throughout the life of the
contract,Professional Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Contractor
arising out of work governed by this contract.
The minimum limits of liability are:
$500,000 per Occurrence/$1,000,000 Aggregate
T)
If coverage is provided on a claims made basis,an extended claims reporting period of four(4)
years will be required. .�
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PR02
Administrative Instruction 7500.9
77
Packet Pg. 3038
P.3.b
PROFESSIONAL LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the furnishing of advice or services
of a professional nature, the Contractor will purchase and maintain, throughout the life of the
contract,Professional Liability Insurance which will respond to damages resulting from any claim
arising out of the performance of professional services or any error or omission of the Contractor
arising out of work governed by this contract.
The minimum limits of liability are:
$1,000,000 per Occurrence/$2,000,000 Aggregate
If coverage is provided on a claims made basis,an extended claims reporting period of four(4) T)
years will be required.
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PR03
Administrative Instruction 7500.9
78
Packet Pg. 3039
P.3.b
UNDERGROUND STORAGE TANK LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves the maintenance and operation of
fuel tanks,the Contractor will purchase and maintain,throughout the life of the contract,Pollution
Liability Insurance which will respond to bodily injury,property damage,environmental damage,
contamination,remediation,restoration, clean up costs,and defense caused by,as a result of, or
arising from a pollution incident,consistent with Section 376.3072 Florida Statutes.
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
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UST
Administrative Instruction 7500.9
79
Packet Pg. 3040
P.3.b
BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract requires the use of vehicles,the Contractor,
prior to the commencement of work, shall obtain Business Automobile Liability Insurance.
Coverage will be maintained throughout the life of the contract and include,as a minimum,liability
coverage for:
Owned,Non-Owned,and Hired Vehicles _
The minimum limits acceptable is:
$100,000 Combined Single Limit(CSL)
If split limits are provided,the minimum limits acceptable are: T)
$ 50,000 per Person
$100,000 per Occurrence
$ 25,000 Property Damage
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
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VL1 SHOULD BE LIMITED TO SPECIAL PROJECTS THAT INVOLVE OTHER
GOVERNMENTAL ENTITIES OR "NOT FOR PROFIT" ORGANIZATIONS. RISK N
MANAGMENT MUST APPROVE THE USE OF THIS FORM. CD
VL1
Administrative Instruction 7500.9
80
Packet Pg. 3041
P.3.b
BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract requires the use of vehicles,the Contractor,
prior to the commencement of work, shall obtain Business Automobile Liability Insurance.
Coverage will be maintained throughout the life of the contract and include,as a minimum,liability
coverage for:
Owned,Non-Owned,and Hired Vehicles _
The minimum limits acceptable is:
$300,000 Combined Single Limit(CSL)
If split limits are provided,the minimum limits acceptable are:
$200,000 per Person
$300,000 per Occurrence
$200,000 Property Damage
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements. T)
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BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract requires the use of vehicles,the Contractor,
prior to the commencement of work, shall obtain Business Automobile Liability Insurance.
Coverage will be maintained throughout the life of the contract and include,as a minimum,liability
coverage for:
Owned,Non-Owned,and Hired Vehicles _
The minimum limits acceptable is:
$1,000,000 Combined Single Limit(CSL)
If split limits are provided,the minimum limits acceptable are:
$ 500,000 per Person
$1,000,000 per Occurrence
$ 100,000 Property Damage
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements. T)
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Administrative Instruction 7500.9
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Packet Pg. 3043
P.3.b
BUSINESS AUTOMOBILE LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract requires the use of vehicles,the Contractor,
prior to the commencement of work, shall obtain Business Automobile Liability Insurance.
Coverage will be maintained throughout the life of the contract and include,as a minimum,liability
coverage for:
Owned,Non-Owned,and Hired Vehicles _
The minimum limits acceptable is:
$5,000,000 Combined Single Limit(CSL)
If split limits are provided,the minimum limits acceptable are: T)
$1,000,000 per Person
$5,000,000 per Occurrence
$ 100,000 Property Damage
The Monroe County Board of County Commissioners will be named as Additional Insured on all
policies issued to satisfy the above requirements.
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IO I I dII icu - j Formatted:Indent.Left: 0"
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HAZARDOUS CARGO TRANSPORTERS LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor will purchase
Pollution Liability Insurance which extends to the hauling of toxic and hazardous material by
motorized vehicles.In compliance with the Motor Carrier Act,the policy should be endorsed with
an MCS-90 Endorsement, demonstrating financial responsibility for spills and clean-up. Any
pollution exclusion limiting coverage under this policy will be removed. _
The minimum limits acceptable is:
$300,000 per Occurrence
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IO I I dII icu - j Formatted:Indent.Left: 0"
----------------------------------------------------------------------------------------------------
HAZARDOUS CARGO TRANSPORTERS LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor will purchase
Pollution Liability Insurance which extends to the hauling of toxic and hazardous material by
motorized vehicles. In compliance with the Motor Carrier Act,the policy should be endorsed with
an MCS-90 Endorsement, demonstrating financial responsibility for spills and clean-up. Any
pollution exclusion limiting coverage under this policy will be removed.
The minimum limits acceptable is:
$500,000 per Occurrence
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IO I I dII icu - j Formatted:Indent.Left: 0"
----------------------------------------------------------------------------------------------------
HAZARDOUS CARGO TRANSPORTERS LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract, the Contractor will purchase
Pollution Liability Insurance which extends to the hauling of toxic and hazardous material by
motorized vehicles.In compliance with the Motor Carrier Act,the policy should be endorsed with
an MCS-90 Endorsement, demonstrating financial responsibility for spills and clean-up. Any
pollution exclusion limiting coverage under this policy will be removed.
The minimum limits acceptable is:
$1,000,000 per Occurrence
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P.3.b
WORKERS' COMPENSATION INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract,the Contractor will obtain Workers'
Compensation Insurance with limits sufficient to respond to applicable Workers' Compensation
state statutes and the requirements of Chapter 440,Florida Statutes.
In addition,the Contractor will obtain Employers'Liability Insurance with limits of not less
than: _
$100,000 Bodily Injury by Accident
$500,000 Bodily Injury by Disease,policy limits
$100,000 Bodily Injury by Disease,each employee
Coverage will be maintained throughout the entire term of the contract. T)
Coverage will be provided by a company or companies authorized to transact business in the State .�
of Florida.
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If the Contractor has been approved by the Florida's Department of Labor,as an authorized self-
insurer, the County may recognize and honor the Contractor's status. The Contractor may be CL'
required to submit a Letter of Authorization issued by the Department of Labor and a Certificate
of Insurance,providing details on the Contractor's Excess Insurance Program.
If the Contractor participates in a self-insurance fund,a Certificate of Insurance will be required. N
In addition,the Contractor may be required to submit updated financial statements from the fund CD
upon request from the County. cV
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P.3.b
WORKERS' COMPENSATION INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract,the Contractor will obtain Workers'
Compensation Insurance with limits sufficient to respond to applicable Workers' Compensation
state statutes and the requirements of Chapter 440,Florida Statutes.
In addition,the Contractor will obtain Employers'Liability Insurance with limits of not less
than:
$500,000 Bodily Injury by Accident
$500,000 Bodily Injury by Disease,policy limits
$500,000 Bodily Injury by Disease,each employee
Coverage will be maintained throughout the entire term of the contract.
Coverage will be provided by a company or companies authorized to transact business in the state
of Florida. -�
If the Contractor has been approved by the Florida's Department of Labor,as an authorized self-
insurer, the County may recognize and honor the Contractor's status. The Contractor may be
required to submit a Letter of Authorization issued by the Department of Labor and a Certificate
of Insurance,providing details on the Contractor's Excess Insurance Program.
If the Contractor participates in a self-insurance fund,a Certificate of Insurance will be required. r
In addition,the Contractor may be required to submit updated financial statements from the fund c44
upon request from the County. N
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P.3.b
WORKERS' COMPENSATION INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract,the Contractor will obtain Workers'
Compensation Insurance with limits sufficient to respond to the applicable Workers'
Compensation state statutes and the requirements of Chapter 440,Florida Statutes.
In addition,the Contractor will obtain Employers'Liability Insurance with limits of not less
than: _
$1,000,000 Bodily Injury by Accident
$1,000,000 Bodily Injury by Disease,policy limits
$1,000,000 Bodily Injury by Disease,each employee
Coverage will be maintained throughout the entire term of the contract. T)
Coverage will be provided by a company or companies authorized to transact business in the state .�
of Florida.
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If the Contractor has been approved by the Florida's Department of Labor,as an authorized self-
insurer, the County may recognize and honor the Contractor's status. The Contractor may be CL'
required to submit a Letter of Authorization issued by the Department of Labor and a Certificate
of Insurance,providing details on the Contractor's Excess Insurance Program. T)
If the Contractor participates in a self-insurance fund,a Certificate of Insurance will be required. N
In addition,the Contractor may be required to submit updated financial statements from the fund CD
upon request from the County. cV
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P.3.b
WORKERS' COMPENSATION INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract,the Contractor will obtain Workers'
Compensation Insurance with limits sufficient to respond to the applicable Workers'
Compensation state statutes and the requirements of Chapter 440,Florida Statutes.
In addition,the Contractor will obtain Employers'Liability Insurance with limits of not less
than: _
$5,000,000 Bodily Injury by Accident
$5,000,000 Bodily Injury by Disease,policy limits
$5,000,000 Bodily Injury by Disease,each employee
Coverage will be maintained throughout the entire term of the contract. T)
Coverage will be provided by a company or companies authorized to transact business in the state .�
of Florida.
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If the Contractor has been approved by the Florida's Department of Labor,as an authorized self-
insurer, the County may recognize and honor the Contractor's status. The Contractor may be CL'
required to submit a Letter of Authorization issued by the Department of Labor and a Certificate
of Insurance,providing details on the Contractor's Excess Insurance Program.
If the Contractor participates in a self-insurance fund,a Certificate of Insurance will be required. N
In addition,the Contractor may be required to submit updated financial statements from the fund CD
upon request from the County. cV
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Administrative Instruction 7500.9
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P.3.b
WORKERS' COMPENSATION INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract involves Maritime Operations, the
Contractor's Workers'Compensation Insurance Policy will include coverage for claims subject to
the Federal Jones Act(46 U.S.C.A.subsection 688)with limits not less than$1,000,000.
The Contractor will be permitted to provide Jones Act Coverage through a separate Protection and
Indemnity Policy, in so far as the coverage provided is no less restrictive than would have been
provided by a Workers'Compensation policy.
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P.3.b
WORKERS' COMPENSATION INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Recognizing that the work governed by this contract exposes the Contractor's employees to work
subject to the United States Longshoremen and Harbor Workers(USL&H)Act(33 USC sections
901-950), the Contractor's Workers' Compensation Insurance policy will include USL&H
coverage with limits not less than$1,000,000. -�
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P.3.b
WATER CRAFT LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract,the Contractor will obtain
Water Craft Liability Insurance with terms no less restrictive than those found in the
standard "American Institute Hull Clauses" (June 2, 1977 edition). Coverage will be
maintained throughout the life of the contract and include,as a minimum:
• Injury (including death)to any Person
• Damage to Fixed or Movable Objects
• Costs Associated with the Removal of Wrecked Vessels
• Contractual Liability with Respect to this Contract
If the policy obtained states that coverage applies for the"Acts or Omissions of a Vessel", T)
it will be endorsed to provide coverage for the legal liability of the shipowner.
The minimum limits acceptable is:
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$500,000 Combined Single Limit(CSL)
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Coverage provided by a Protection and Indemnity Club (P&I) will be subject to the
approval of the County. r
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The Monroe County Board of County Commissioners will be named as Additional Insured c44
on all policies issued to satisfy the above requirements.
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Administrative Instruction 7500.9
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P.3.b
WATER CRAFT LIABILITY INSURANCE REQUIREMENTS
FOR
CONTRACT
BETWEEN
MONROE COUNTY,FLORIDA
AND
Prior to the commencement of work governed by this contract,the Contractor will obtain Water
Craft Liability Insurance with terms no less restrictive than those found in the standard"American
Institute Hull Clauses"(June 2, 1977 edition).Coverage will be maintained throughout the life of
the contract and include,as a minimum:
• Injury(including death)to any Person
• Damage to Fixed or Movable Objects 76
• Costs Associated with the Removal of Wrecked Vessels
• Contractual Liability with Respect to this Contract
If the policy obtained states that coverage applies for the"Acts or Omissions of a Vessel",it will
be endorsed to provide coverage for the legal liability of the shipowner. �
The minimum limits acceptable is: -�
$1,000,000 Combined Single Limit(CSL)
Coverage provided by a Protection and Indemnity Club (P&I)will be subject to the approval of y
the County. C�
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P.3.b
Indemnification.Hold Harmless.and Defense for Construction Contractors and
Subcontractors
Indemnification, Hold Harmless and Defense. Notwithstanding any minimum insurance
requirements prescribed elsewhere in this agreement,Contractor shall defend,indemnify and hold
the County and the County's elected and appointed officers and employees harmless from and
against(i)any claims,actions or causes of action, (ii)any litigation,administrative proceedings,
appellate proceedings, or other proceedings relating to any type of injury (including death),loss,
damage,fine,penalty or business interruption,and(iii)any costs or expenses that may be asserted
against, initiated with respect to, or sustained by, any indemnified party by reason of, or in
connection with, (A) any activity of Contractor or any of its employees, agents, contractors or
other invitees during the term of this Agreement, (B)the negligence or recklessness, intentional
wrongful misconduct, errors or other wrongful act or omission of Contractor or any of its
employees,agents,sub-contractors or other invitees,or(C)Contractor's default in respect of any
of the obligations that it undertakes under the terms of this Agreement, except to the extent the
claims, actions, causes of action, litigation, proceedings, costs or expenses arise from the
intentional or sole negligent acts or omissions of the County or any of its employees, agents, 76
contractors or invitees (other than Contractor). The monetary limitation of liability under this
contract shall be not less than $1 million per occurrence pursuant to Section 725.06, Florida
Statutes. Insofar as the claims,actions,causes of action,litigation,proceedings,costs or expenses
relate to events or circumstances that occur during the term of this Agreement,this section will
survive the expiration of the term of this Agreement or any earlier termination of this Agreement. y
In the event that the completion of the project (to include the work of others) is delayed or -�
suspended as a result of the Contractor's failure to purchase or maintain the required insurance,
the Contractor shall indemnify the County from any and all increased expenses resulting from such
delay. Should any claims be asserted against the County by virtue of any deficiency or ambiguity
in the plans and specifications provided by the Contractor,the Contractor agrees and warrants that
the Contractor shall hold the County harmless and shall indemnify it from all losses occurring y
thereby and shall further defend any claim or action on the County's behalf.
The first ten dollars ($10.00) of remuneration paid to the Contractor is for the indemnification N
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provided for the above. Cy
The extent of liability is in no way limited to,reduced,or lessened by the insurance requirements
contained elsewhere within this Agreement. E
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Administrative Instruction 7500.9
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P.3.b
Indemnification.Hold Harmless and Defense for Consultants.Subconsultants and
Professionals Providing Services Pursuant to the Consultants'Competitive Negotiation Act
C( CNA)
Indemnification, Hold Harmless and Defense. The Consultant covenants and agrees to
indemnify, hold harmless and defend Monroe County, its Commissioners, officers, employees,
agents and servants from any and all claims for bodily injury,including death,personal injury,and
property damage,including damage to property owned by Monroe County,and any other losses,
damages,and expenses of any kind,including attorneys'fees,costs and expenses,which arise out
of, in connection with, or by reason of services provided by the Consultant or any of its
Subconsultant(s)in any tier,occasioned by the negligence,recklessness,or intentionally wrongful
conduct of the Consultant, or its Subconsultant(s)in any tier,their officers, employees,servants
or agents.
In the event that the completion of the project (to include the work of others) is delayed or
suspended as a result of the Consultant's failure to purchase or maintain the required insurance,
the Consultant shall indemnify the County from any and all increased expenses resulting from such 76
delay. Should any claims be asserted against the County by virtue of any deficiency or ambiguity
in the plans and specifications provided by the Consultant,the Consultant agrees and warrants that
Consultant shall hold the County harmless and shall indemnify it from all losses occurring thereby
and shall further defend any claim or action on the County's behalf.The first ten dollars($10.00)
of remuneration paid to the Consultant is consideration for the indemnification provided for above. T)
The extent of liability is in no way limited to,reduced,or lessened by the insurance requirements -�
contained elsewhere within this agreement. This indemnification shall survive the expiration or
earlier termination of the Agreement.
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P.3.b
Indemnification.Hold Harmless and Defense for Public Welfare and Special Events
The Promoter or Provider of the Special Event(hereafter referred to as Promoter)covenants and
agrees to defend,indemnify and hold harmless Monroe County Board of County Commissioners,
and its elected and appointed officers,officials,agents,servants,and employees from any and all
claims, demands, or causes of action for bodily injury (including death), personal injury, and
property damage(including property owned by Monroe County)and any other losses,damages,
costs,penalties,and expenses (including attorney's fees)which arise out of, in connection with,
or by reason of services provided by the Promoter or any of its Contractor(s),occasioned by the
negligence, recklessness, intentional wrongful misconduct, errors, or other wrongful act or
omission of the Promoter or its Contractor(s)in any tier,their employees,or agents.The extent of
liability is in no way limited to, reduced, or lessened by the insurance requirements contained
elsewhere within this agreement.
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Administrative Instruction 7500.9
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P.3.b
Indemnification and Hold Harmless in Inter-Governmental Agreements
The parties to this agreement stipulate that each is a state governmental agency as defined by
Florida Statutes and represents to the other that it has purchased suitable Commercial General
Liability, Business Automobile Liability, and Workers' Compensation insurance, or is self-
insured,in amounts adequate to respond to any and all claims within the limitations of Sections
768.28 and 440,Florida Statutes,arising out of the activities governed by this agreement.
As between the governmental entity parties to this agreement each parry is responsible for any
negligent acts or omissions on the part of its own employees, agents, contractors, and
subcontractors and shall defend,indemnify and hold the other governmental entity parry harmless
from claims arising out of such negligent acts or omissions,and agrees to be liable to the statutory
limits for any damages proximately caused by said acts or omissions,or intentional tortious acts.
The governmental entity parties to this agreement stipulate that the agreement does not contain
any provision that requires one party to indemnify or insure the other parry for the other parry's
negligence or to assume any liability for the other parry's negligence. The governmental entities
are prohibited from entering into agreements to indemnify another agency or subdivision of the T)
state for the other entity's negligence or to assume any liability for the other entity's negligence.
Nothing contained in this Section shall be construed to be a waiver by either parry of any
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protections under sovereign immunity, Section 768.28 Florida Statutes, or any other similar >
provision of law. Nothing contained herein shall be construed to be a consent by either parry to
be sued by third parties or to be liable to third parties in any matter arising out of this or any other
Agreement. y
The County and the other governmental agency do not get named as an additional insured on each N
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P.3.b
Insurance provision in Federal Governmental Agreements and where Federal Grants are
involved
Grantee agrees that it maintains in force at its own expense a liability insurance policy which will
insure and indemnify the Grantee and the Grantor from any suits,claims or actions brought by any
person or persons and from all costs and expenses of litigation brought against the Grantee for
such injuries to persons or damage to property occurring during the agreement or thereafter that
results from performance by Grantee of the obligations set forth in this agreement.The parties to
this agreement stipulate that each is a governmental agency as defined by Florida Statutes or the
Code of Federal Regulations and represents to the other that it has purchased or obtained suitable
Commercial General Liability, Business Automobile Liability, and Workers' Compensation
insurance, or is self-insured, in amounts adequate to respond to any and all claims within the
limitations of Sections 768.28 and 440, Florida Statutes,arising out of the activities governed by
this agreement or as required and held by Federal Governmental agencies. Each parry shall be
responsible for any acts of negligence, acts or omissions or wrongful conduct on the part of its
own employees,agents,contractors,and subcontractors and shall defend,indemnify and hold the 76
other party harmless from all claims arising out of such negligence,acts or omissions or wrongful
conduct,and agrees to be liable to the statutory limits for any damages proximately caused by said
acts or omissions,or intentional tortious acts.
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Administrative Instruction 7500.9
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P.3.b
SCHEDULE OF INSURANCE REQUIREMENTS FOR AGREEMENTS WITH OTHER
GOVERNMENTAL AGENCIES AND AGREEMENTS WITH FEDERAL AGENCIES
OR INVOLVING FEDERAL GRANTS
Description of Examples of Required
Activities Events Insurance
or Forms
Inter-Governmental Agreements with INTGVT
Agreements other governmental
Agencies
Federal Agency Agreements with FEDGRT _
Agreements Federal agencies or
involving Federal
grants
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P.3.b
Indemnification,Hold Harmless,and Defense for Airport/Aircraft Activities
The Vendor covenants and agrees to defend,indemnify and hold harmless Monroe County Board
of County Commissioners,and its elected and appointed officers,officials,agents, servants,and
employees from any and all claims, demands, or causes of action for bodily injury (including
death),personal injury,and property damage(including property owned by Monroe County)and
any other losses, damages,costs,penalties, and expenses (including attorney's fees)which arise
out of, in connection with, or by reason of services provided by the Vendor or any of its
Contractors,occasioned by the negligence,recklessness,intentional wrongful misconduct, errors,
or other wrongful act or omission of the Vendor or its Contractor(s),their employees,or agents.
The extent of liability is in no way limited to,reduced,or lessened by the insurance requirements
contained elsewhere within this agreement.
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Administrative Instruction 7500.9
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P.3.b
Indemnification.Hold Harmless and Defense
for Organizations/Individuals Leasing Countv-Owned Property
The Organization/Individual covenants and agrees to defend, indemnify and hold harmless
Monroe County Board of County Commissioners,and its elected and appointed officers,officials,
agents,servants,and employees from any and all claims,demands,or causes of action for bodily
injury (including death), personal injury, and property damage (including property owned by
Monroe County) and any other losses, damages, costs, penalties, and expenses (including
attorney's fees)which arise out of,in connection with,or by reason of the Organization/Individual
utilizing the property governed by this lease/rental agreement.The extent of liability is in no way
limited to, reduced, or lessened by the insurance requirements contained elsewhere within this
agreement.
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WAIVER OF INSURANCE REQUIREMENTS
There will be times when it will be necessary,or in the best interest of the County,to deviate from
the standard insurance requirements specified within this manual.Recognizing this potential,and
acting on the advice of the County Attorney, the Board of County Commissioners has granted
authorization to Risk Management to waive and modify various insurance provisions.
Specifically excluded from this authorization is the right to waive:
• The County as being named as an Additional Insured - If a letter from the Insurance
Company (not the Agent)is presented, stating that they are unable or unwilling to name
the County as an Additional Insured,Risk Management has not been granted the authority
to waive this provision.
and
• 03
The Indemnification,Hold Harmless and Defense provisions.
Waiving of insurance provisions or coverages could expose the County to economic loss.For this T)
reason, every attempt should be made to obtain the standard insurance requirements. If a waiver
or a modification is desired,a Request for Waiver of Insurance Requirements form should be
completed and submitted to the County Risk Management office for consideration with the
proposal.
After consideration by Risk Management and if approved,the form will be returned,to the County
Attorney who will submit the Waiver with the other contract documents for execution by the Clerk �
of the Courts.
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Should Risk Management deny the Waiver Request,the other party may file an appeal with the N
County Administrator or the Board of County Commissioners, who retains the final decision
making authority.
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P.3.b
MONROE COUNTY,FLORIDA
REQUEST FOR WAIVER OF INSURANCE REQUIREMENTS
It is requested that the insurance requirements,as specified in the County's Schedule of Insurance
Requirements,be waived or modified on the following contract.
ContractorNendor:
Project or Service:
ContractorNendor
Address&Phone#:
General Scope of work:
Reason for waiver or N
Modification:
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Policies Waiver or
Modification will apply to:
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Signature of ContractorNendor: N
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Date: Approved Not Approved
Risk Managem ent Signature:_
Date:
County Administrator appeal:
Approved: Not Approved:
Date:
Board of County Commissioners appeal:
Approved: Not Approved:
Meeting Date:
Administrative Instruction 7500.9
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P.3.b
MONROE COUNTY,FLORIDA
RISK MANAGEMENT POLICY AND PROCEDURES
CONTRACT ADMINISTRATION MANUAL
Glossary
Workers'Compensation and Employers'Liability Insurance provides coverage for employees
who suffer an on-the-job injury. Nearly all employers in the State of Florida are required, by
statute,to purchase Workers'Compensation. Fines and penalties can be levied upon any firm that
fails to comply with the law. More important, the County can be held responsible for the
benefits owed to an employee of a contractor or subcontractor if they fail to maintain
Workers' Compensation insurance. Since Monroe self-insures its workers' compensation
exposure, the assumption of another firms claims could have serious economic impact on the
County's budget.
Workers' Compensation Insurance pays for the medical expenses of employees that suffer a job
related injury. In addition, the injured employee is entitled to a portion of his pre-injury wage,
subject to a maximum established by the State.Normally,the injury must prevent the employee
from working for a specified period before the employee can collect any lost wages. A standard
Workers' Compensation policy does not have a specific limit and indicates that all statutory
benefits will be paid. With few exceptions, benefits are paid without regard to fault and the
employer has limited defenses available which will permit a denial of a claim. In return for this
right,the employee waives his right to sue his employer under tort(negligence). This is commonly -�
referred to as the"Sole Remedy Provision".
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Since the coverage under a Workers' Compensation policy is so broad, most job related injuries
are covered under this policy. Occasionally, coverage may not respond to the claim or the
employee is successful in circumventing the Sole Remedy Provision.To protect the employer for y
such cases,most Workers'Compensation policies contain a separate section entitled"Employers'
Liability". Unlike Compensation coverage, which has no specified limits, Employers' Liability r
coverage contains a per accident limit and a total policy limit. In addition, a separate limit for �
disease related claims often applies on a per employee basis. Cy
General Liability Insurance is designed to protect a firm from third party claims for bodily injury
and property damage which arise out of the operations of the Organization. Third parties may be
members of the public,another Contractor,or the County itself.Limits are usually provided on a
per occurrence(accident)basis with a separate annual limit for all occurrences.
There are two broad categories of General Liability Insurance.The first is offered on a"Claims
Made Basis"and the second is offered on an"Occurrence Basis".A Claims Made policy requires
that the claim be reported to the insurer during the policy period. An Occurrence policy will
respond to an accident that took place during the policy term regardless of when the actual claim
was made.
Normally, the County prefers that all General Liability Insurance be provided on an
Occurrence Basis. Risk Management should be consulted to assist in the establishment of
verification procedures whenever a Contractor provides a Claims Made policy.
Another concern that deserves further discussion is Contractual Liability.Some General Liability
policies exclude or limit coverage for liabilities assumed under contract. Unless Contractual
Liability is provided,coverage for the County may not be available.
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P.3.b
Additional Insured is a method of allowing the County to have direct access to and insurance
coverage from the Contractor's insurer in the event the County is included in a law suit arising out
of the performance of the contract. The County will generally require that they be added as an
Additional Insured on all policies except Workers'Compensation.
Business Automobile Liability Insurance provides protection for vehicle related claims which
are normally excluded from coverage under a General Liability policy.If automobiles will be used
in conjunction with the project,Business Automobile Liability Insurance will be required.
Limits can be provided in two ways. Combined Single Limits(CSL)furnish a single amount of
coverage for claims regardless whether they are for bodily injury or property damage.Split Limits
furnish separate amounts for bodily injury claims and property damage claims.The County prefers
CSL.
Umbrella Insurance(Excess Liability Coverage),while not specifically included in the required
coverages,is a type of insurance purchased by a firm in an effort to increase the limits of liability
on their General and Business Automobile Liability coverages. It often increases the Employers
Liability limits as well. Frequently an Organization needs or desires higher limits than are
traditionally available on primary insurance policies.Umbrella or Excess Liability Insurance fills
this void.
Professional Liability provides liability coverage for claims arising out of the furnishing,or the
failure to furnish professional services.Such claims are normally excluded from General Liability �--
Insurance. -�
c)
Miscellaneous Other Coverages contained within this Manual,and not addressed above,can be
discussed with Risk Management and further explanations can be obtained if questions or
problems arise. �=
T)
Risk Management is a process designed to reduce losses and minimize the adverse effects of
losses that do occur.Risk Management can be viewed in two dimensions: a decision process and r
a management process. N
cv
Risk Management viewed as a decision process includes: �.
✓ The identification of exposure to loss; E
✓ Evaluating the potential impact of a loss;
✓ Reviewing alternative techniques for handling the loss;
✓ Selecting the most appropriate technique;and
✓ Monitoring the results and making adjustments where needed.
Risk Management viewed as a management process entails four basic functions:
✓ Planning what must be done to protect the County against the adverse effects of accidental
losses;
✓ Organizing personnel and other resources to carry out the results of the planning;
✓ Motivate personnel throughout the County to accomplish its goals;and
✓ Monitor the results of the program,making adjustments where needed.
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