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Certificates of Insurance A CORD_ CERTIFICATE OF LIABILITY INSURANC~~~3Mc I DATE (MMlDDNY) OS/28/02 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE The Insurance Exchange, Inc. HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 751 Rockville pike, #3A ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Rockville Me 20852 INSURERS AFFORDING COVERAGE Phone: 301-279-5500 INSURED INSURER A:. Hartford Fire Insurance Co. INSURER B: Innovative Housing Institute INSURER C: Tom Doerr 9811 Connecticut Ave INSURER 0: Kensington Me 20895 I INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. I~~~ TYPE OF INSURANCE POLICY NUMBER ~~~lfiMMlDDNYi . POL UMITS DATEIMMlDDlYYl GENERAL LIABILITY EACH OCCURRENCE $1,000,000 - A X COMMERCIAL GENERAL LIABILITY 052802MBCPKG OS/28/02 OS/28/03 FIRE DAMAGE (My one fire) $300,000 I CLAIMS MADE ~ OCCUR MED EXP (My one person) $ 5,000 PERSONAL & ADV INJURY $1,000,000 I-- GENERAL AGGREGATE $2,000,000 f---- GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $2,000,000 Xl nPRO- n X POLICY JECT LOC AUTOMOBILE UABILITY COMBINED SINGLE LIMIT - $1,000,000 A ANY AUTO 052802MBCPKG OS/28/02 OS/28/03 (Ea accident) - ALL OWNED AUTOS BODILY INJURY - $ SCHEDULED AUTOS (Per person) - ~ HIRED AUTOS BODILY INJURY $ X NON-OWNED AUTOS (Per accident) - - PROPERTY DAMAGE $ (Per accident) GARAGE LIABILITY ~~~~/~ ~ENT AUTO ONLY - EA ACCIDENT $ ~ ANY AUTO 1:!&~ EA ACC $ APP '1\ ~ \0 OTHER THAN ~..... AUTO ONLY: AGG $ EXCESS LIABILITY ? - ~ 1)\4 \ U(~ EACH OCCURRENCE $ ~ OCCUR D CLAIMS MADE 1A'JE -- ~/;LYES AGGREGATE $ WAivER $ ~ DEDUCTIBLE (O~A~ $ RETENTION $ f\'\ & 1 $ WORKERS COMPENSAnON AND urO rn~ I TORY L1MrrS I IU~~' EMPLOYERS' LIABILITY G~ CL', EL. EACH ACCIDENT $ EL. DISEASE - EA EMPLOYEE $ EL. DISEASE - POLICY LIMIT $ OTHER DESCRIPnON OF OPERAnONSlLOCAnONSlVEHICLESlEXCLUSIONS ADDED BY ENDORSEMENTISPECIAL PROVISIONS The Monroe County Board of County Commissioners is an additional insured on the above policies. CERTIFICATE HOLDER I N I ADDITIONAL INSURED; INSURER LETTER: CANCELLATION INNMONR SHOULD ANY OF THE ABOVE DESCRIBED POUCIES BE CANCELLED BEFORE THE EXPIRAnO~ DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ~ DAYS WRITTEN Monroe County Board of NonCE TO THE CERnRCATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO so SHALL County Commissioners Maria Slavik IMPOSE NO OBLIGATION OR UABILITY OF ANY KIND UPON THE INSURER,ITS AGENTS OR 1100 Simonton Street REPRESENTAnVES. Key West FL 33040 A'71~ZED 7(ES~~VC #0 I I JKV', bt ACORD 25-S 7/97 . v v @ACORDCORPORATION1988 ACORD.. CERTIFICATE OF LIABILITY INSURANCE CSR cv I DATE (MMlDDIYYYY) INNOV-3 08/26/03 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE The Insurance Exchange, Inc. HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 751 Rockville pike, #lA ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Rockville MD 20852 Phone: 301-279-5500 INSURERS AFFORDING COVERAGE NAlC# INSURED INSURER A: Hartford rire XD8urance CO. INSURER B: Innovative Housing Institute INSURER C: Joan McManus 22 Light Street INSURER D: Baltimore MD 21202 INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. LTR NSR[ TYPE OF INSURANCE POLICY NUMBER PD~,;!f 'J~J~h"1' P~kTE MMlDD~" LIMITS GENERAL LIABILITY EACH OCCURRENCE $2,000,000 - A X COMMERCIAL GENERAL LIABILITY 42SBABR8696 OS/28/03 OS/28/04 PREMISES (Ea occurence) $300,000 I CLAIMS MADE [!] OCCUR MED EXP (Anyone person) $10,000 PERSONAL & ADV INJURY $2,000,000 '- GENERAL AGGREGATE $4,000,000 - GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $4,000,000 n n PRO- nLOC POLICY JECT AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT I-- $1,000,000 A ANY AUTO 42SBABR8696 OS/28/03 OS/28/04 (Ea accident) I-- ALL OWNED AUTOS BODILY INJURY I-- $ SCHEDULED AUTOS (Per person) I-- X HIRED AUTOS BODILY INJURY I-- $ X NON-QWNED AUTOS (Per accident) I-- I-- PROPERTY DAMAGE $ ~ (Per accident) GARAGE LIABILITY ~ \ E Vhi ~:fJt( ~Nl AUTO ONLY - EA ACCIDENT $ R ANY AUTO APP "t). 11 ' ''l OTHER THAN EA ACC $ BY ~.L. AUTO ONLY: AGG $ EXCESS/UMBRELLA LIABILITY DATE Y Irl lJI?" EACH OCCURRENCE $ [] OCCUR D CLAIMS MADE rH~__}- y~ AGGREGATE $ WA!VFR $ ~ DEDUCTIBLE 7)\(K '. ( (M ~ $ RETENTION $ $ WORKERS COMPENSATION AND UCc 11 .~ I TORY LIMITS I IU~~- EMPLOYERS' LIABILITY , E.l. EACH ACCIDENT $ ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? E.L. DISEASE - EA EMPLOYEE $ ~~~MtS~~~v~~~6~s below E.l. DISEASE - POLICY LIMIT $ OTHER DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS Monroe County Board of County commissioners are additional insured. CERTIFICATE HOLDER Monroe County Board of County Commissioners Maria Slavik 1100 Simonton Street Key West FL 33040 CANCELLATION INNKONR SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ~ DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO so SHALL IMPOSE NO OBUGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTAnvES. AUT IZED R ESE @)ACORDCORPORATION 1988 ACORD 25 (2001/0,8) 4.' , cc.~ ACORD", CERTIFICATE OF LIABILITY INSURANCE OP ID 3n1 DATE (MMlDDIYYYY) INNOV - 3 05/18/04 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE The Insurance Exchange, Inc. HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 751 Rockville Pike, #1A ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Rockville MD 20852 Phone: 301-279-5500 INSURERS AFFORDING COVERAGE NAlC# INSURED INSURER A: Har~ford Vire ZD8urance 00. INSURER B: Twin City Vir. Insurance Co. Innovative Housing Institute INSURER C: Joan McManus 22 Light Street INSURER 0: Baltimore MD 21202 INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT. TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. LTR NSR[ TYPE OF INSURANCE POLICY NUMBER DATE MMlDDNY\ DATE MMlDDIYYl LIMITS GENERAL LIABIUTY EACH OCCURRENCE $2,000,000 - A X COMMERCIAL GENERAL L1ABIUTY 42SBABR8696 OS/28/04 OS/28/05 UAMAI,j~ $300,000 PREMISES (Ea occurence) f-- ~ CLAIMS MADE ~ OCCUR MED EXP (Anyone person) $10,000 PERSONAL & ADV INJURY $2,000,000 I-- GENERAL AGGREGATE $4,000,000 I-- GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS-COM~OPAGG $4,000,000 h .nPRO- n POLICY JECT LOC AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT I-- $1,000,000 A ~ ANY AUTO 42SBABR8696 OS/28/04 OS/28/05 (Ea accident) f-- ALL OWNED AUTOS BODILY INJURY ApC' '""\ f r $ SCHEDULED AUTOS ,B; ;:A,~E (Per person) - ~ HIRED AUTOS BY 1 ~ ~ MENT BODILY INJURY ~ NON-QWNED AUTOS ~ (Per accident) $ v ii~ - :1 '-I-()t i~'- - DATE PROPERTY DAMAGE $ (Per accident) GARAGE LIABILITY WAIVER N! ,~: VFe: AUTO ONLY - EA ACCIDENT $ ~ ANY AUTO . I (11.iT' ...~- OTHER THAN EA ACC $ l\l " AUTO ONLY: AGG $ EXCESSIUMBRELLA LIABIUTY Vc .~ -..... EACH OCCURRENCE $ =:J OCCUR D CLAIMS MADE ~ AGGREGATE $ Cc $ ~ DEDUCTIBLE $ RETENTION $ $ WORKERS COMPENSATION AND X IT~~l~~Ws I IU~R'- B EMPLOYERS' LIABILITY WECKK5078 OS/28/04 OS/28/05 ANY PROPRIETOR/PARTNERlEXECUTIVE E.L. EACH ACCIDENT $ 100000 OFFICER/MEMBER EXCLUDED? E.L. DISEASE. EA EMPLOYEE $100000 ~~rc;~~~J:~1~~s below E.L. DISEASE - POLICY LIMIT $ 500000 OTHER DESCRIPTION OF OPERAnoNS I LOCATIONS I VEHICLES I EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS Monroe County Board of County Commissioners are additional insured. Monroe County Board of County Commissioners Maria Slavik 1100 Simonton Street Key West FL 33040 CANCELLATION INNMONR SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRAnoN DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ~ DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. AUT IZED R ESE @ ACORD CORPORATION 1988 CERTIFICATE HOLDER ACORD 25 (2001/08) 411 ~~ A CORD_ CERTIFICATE OF LIABILITY INSURANCE I~b,ip-3~ DAT~~M~;:';:) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. T"'" CERTIFICATE DOES NOT AMEND, EXTEND OR R EGC'1 ER mE ~VERAGE AFFORDED BY THE POLICIES BELOW. 1_ l::V I T --::==~NSURE. .Rf_AFFejRDING COVERAGE I NAIC # J 2 1 ~_A: \ Harl#f5'rd Fire Insl,lrance Co. . UN II~R B: I Twi.' City Pin, l.nS\1ran<:e Co. ~_~ER G: I .- PRODUCER The Insurance Exchange I Inc. 751 Roekville Pike, #lA Roekville MD 20852 Phone. 301-279-5500 Fax.301-424- 829 ~RED - Innovative Housing Joan McManus 22 Light Street Baltimore MD 21202 Insti ute "~~~,ROE C , . ERE COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. LTR NS' TYPE OF INSURANCE POLICY NUMBER ' 'ri1,'1'e iMMlDDJYYI- DATE MMfDDlVY LIMITS GENERAL LIABILITY EACH OCCURRENCE .2,000,000 - OS/28/06 OS/28/07 PREMISES (Ea occurence) A X COMMERCIAL GENERAL LIABILITY 42SBABR8696 .300,000 j CLAIMS MADE [!] OCCUR MED EXP (Anyone person) $10,000 - PERSONAL & ADV INJURY '2,000,000 ...!. EPLI $5000 GENERAL AGGREGATE $4,000,000 GEN'L AGG~EnE liMIT APnS PER: PRODUCTS - COMP/OP AGG .4,000,000 I PRO- POLICY JECT LOC ~TOMOBILE LIABIL.1TY COMBINED SINGLE LIMIT '2,000,000 A ANY AUTO 42SBABR8696 OS/28/06 OS/28/07 (Eaaccidenl) - - ALL OWNED AUTOS BODILY INJURY $ SCHEDULED AUTOS (Per person) - ...!. HIRED AUTOS BODILY INJURY 00, :.'.'QJ $ ~ NON-OWNED AUTOS . ......~. (Peraccidenl) till ' -,">. . . I-- PROPERTY DAMAGE $ . ..<;- I,~ --:", .... (Peraccidenl) RGE LIABIUTY . .lV l'::"rQ~ .. AUTO ONLY - EA ACCIDENT . ANY AUTO 'i- OTHER THAN EA ACC . ,. AUTO ONLY: AGG . pESSiUMB.ELLA LIABILITY EACH OCCURRENCE . OCCUR 0 CLAIMS MADE AGGREGATE . . R ~EDUCTIBLE . RETENTION . . WORKERS COMPENSATION AND X I TORY LIMITS \ IUJ~- B EMPLOYERS' LIABILITY 42WECKK5078 OS/28/06 OS/28/07 .100000 ANY PROPRIETORfPARTNERfEXECUTlVE E.L. EACH ACCIDENT OFFICERfMEMBER EXCLUDED? E.l. DISEASE - EA EMPLOYe.E .100000 ~~~~I~~~~v~gfc5'NS below E.L. DISEASE. POLICY LIMIT .500000 OTHER A Professional E&O H703-12370 OS/28/06 OS/28/07 Limit 1,000,000 C Property-Content 42SBABR8696 OS/28/06 OS/28/07 Snel Form 31,100 DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT / SPECIAL PROVISIONS Monroe County Board of County Commissioners are additional insured.. Monroe County Board of County Commissioners Maria Slavik 1100 Simonton Street Key West FL 33040 CANCELLATION INNMONR SHOULD ANY OF THE ABOVE DESCRIBED POUCIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ~ DAYS WRITTEN NOT1CE TO 1'HE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. AUT IZED R ESE @ACORD CORPORATION 1988 CERTIFICATE HOLDER ACORD 25 (2001/08) c: C '