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07/22/1998 Proposal PROPOSAL FOR RISK MANAGEMENT AND E~PLOYEE 'BENEFIT CONSULTING SERVICES FOR MONROE COUNTY, FLORIDA PREPARE V 'By INTERIS7< CORPORATION JULY 1998 I NTERISK CORPORA TION Consultants 1111 North Westshore Boulevard Suite 208 Tampa, FL 33607-4711 Phone (813) 287-1040 Facsimile (813) 287-1041 E-Mail: Isinterisk@aol.com Risk Management Employee Benefits July 22, 1998 Monroe County Florida Purchasing Office 5100 College Road Public Service Building Cross Wing, Room # 002 Stock Island Key West, FL 33050 Re: Proposal for Risk Management & Employee Benefits Consulting Services This proposal is submitted in accordance with your RFP Notice of Calling for Bids of June 16, 1998 and is intended to comply with all portions of your request. Any information not included will be provided upon notification. A Certificate of Insurance is currently on file with the County evidencing the required insurance. Having served the County as one of its consultants, we are in a unique position to know many of the organizational, operational, financial and governmental circumstances that impact its operation. Many of its risk management and employee benefits systems and procedures are a result of our assistance in the employee benefits and risk management departments. Specifically, we believe that the following projects will require some assistance during the coming year: o valuation of the County's personal property and establishing insurable limits. o updating building valuations. o updating the Access Data Base for real property. o beginning a cost-of-risk evaluation for the Risk Management functions. o reviewing and updating the catastrophe and disaster plans. o reviewing the current self-insured fund reserves. o rebidding the real & personal property for the 411/99 renewal. o rebidding the fire department equipment and vehicles for 10/1/99 renewal. o reevaluating the Sheriffs Department Professional Liability Insurance Program for 10/1/98. o rebidding the MSD policy and pollution coverages for 10/1/99 renewal. o reviewing and updating the Contract Insurance Manual o continuing claim audits of the Self-insured Workers' Compensation Program. o evaluation of Third Party Administrator services for the Employee Benefits Program. o evaluation of the Stop-Loss coverage performance and cost for the Employee Benefits Program. o evaluation of the Annual Report format for the risk management section of the County's Annual Report. o evaluation of the provider network for the Employee Benefits Program. o developing cost measurement criteria for Employee Benefit network performance. Monroe County July 22, 1998 page 2 We will assist you on any of these projects as you wish and can develop time and cost schedules. Cordially, RPORAT/ ~A~?!b Lawton wan, III . CPCU,CLU,ARM,CSP,CMC President ORGANIZATIONAL PROFILE AND QUALIFICATIONS FIRM PROFILE Interisk Corporation is an independent Risk Management firm located at 1111 North Westshore Boulevard, Suite 208 Tampa, Florida, 33607. Our telephone number is 813-287- 1040 and our facsimile number is 813-287-1041. Interisk has affiliate offices in Los Angeles, California, Albany, New York and the central Carolinas. There is no financial or management relationship with any phase of the insurance industry. Compensation is received solely from fees paid by our clients. No insurance is sold or placed. Interisk provides independent, objective consulting services. All principal consultants are credentialed and hold the Chartered Property and Casualty Underwriter (CPCU) and the Associate in Risk Management (ARM) designations. The firm is also represented by individuals retaining other professional credentials, including the Chartered Life Underwriter (CLU), Certified Systems Professional (CSP), Certified Management Consultant (CMC); and Juris Doctorate (JD). Interisk provides consulting services for over two hundred (200) clients in the governmental, private, institutional, and association sectors. Client size ranges from small, independently owned and operated businesses to large governmental entities and publicly held corporations with insurance/risk management budgets well in excess of $50 million. They include large multi-national organizations as well as proprietorships along with captive insurance companies and various self-insured and Risk Retention and Risk Purchasing Groups. Consulting services are provided on ongoing, retainer and single project bases. Interisk Corporation has extensive experience with Professional Liability insurance, is recognized as one of the authorities in the industry and has authored numerous articles and provided seminars in this field. Specific Specialty Practice Areas have been developed for, self-insurance, various industries such as transportation, entertainment, hospitality, education, condominiums, medical, museums, marine activities and governmental bodies and agencies. The firm provides expert witness testimony on specific assignments and is an approved arbitrator. Mr. Lawton Swan, III established the risk management practice twenty (20) years ago and is recognized as one of the leading practitioners in the industry. He is currently the Immediate Past President of the CPCU Society, an international body of nearty 30,000 insurance professionals representing all areas of the industry which is recognized as the leading insurance professional organization in the United States. Page 1 INTERISK Corporation Principal Consultant, Sidney G. Webber, previously served as the Risk Manager for a major public utility as well as for an environmental services company. Mr. Webber has managed an insurance budget in excess of $19 million. He has extensive experience in the review of contracts for risk management purposes. Associate consultants have specialty experience in the fields of Employee Benefits, Workers' Compensation, Professional Liability, Insurance Broker/Agent Evaluation, Loss Control and Safety, Reinsurance, Self-Insured Funds and Captive Insurance Evaluation and Implementation. All Consultants are "computer literate" and financial and risk management models are used to facilitate the firm's operations. Automation has aided in significantly reducing the time to perform certain analytical tasks as well as the preparation of insurance bid specifications, performance of loss fund and retention analysis, and monitoring of certificates of insurance. Stringent quality controls are utilized to ensure the accuracy of all work produced. In addition to the high level of consultant expertise, additional services for actuarial, legal, accounting and others, are available as needed. Interisk prides itself on the ability to provide personalized service and on the ability to respond to its clients' needs in a timely fashion. Page 2 INTERISK Corporation SPECIFIC EXPERIENCE Interisk Corporation has extensive experience in both the Risk Management and Employee Benefits fields to include: . Risk management audits . Specifications for bidding Property and Casualty programs . Specifications for bidding Employee Benefit Programs . Evaluation of proposals received from authorized agents and brokers . Evaluation of insurer/broker performance . Establishment of risk management reporting and statistical systems, . including Risk Management Information Systems (RMIS) . Plan design for Self-insured benefits . Reinsurance and Excess negotiations . Developing Employee Benefit Programs . Expert Witness Testimony for contract disputes . Self-insurance feasibility studies for benefit programs . Establishing Self-insured plans for Property and Casualty and Employee Benefit programs . Establishing retention levels . Contract Development and Administration . Certification of self-funded and captive claims . Workers' Compensation and Liability claim audits . COBRA procedure reviews . Employee Benefit Plan Document Development Page 3 INTERISK Corporation GOVERNMENTAL EXPERIENCE Interisk Corporation has extensive experience working with governmental entities. We have assisted numerous governmental clients in the following areas: . Analysis of Employee Benefit Programs . Rebidding of Group Medical, Life, Accidental Death & Dismemberment, Vision, Dental, Employee Assistance Plans, Section 125 Plans, Deferred Compensation Plans and other related programs . Employee Benefit Plan Design Development . Employee Benefit Claim Audits . Evaluation of Deferred Compensation Mechanisms . Analysis of Property and Casualty Exposures . Rebidding of Property and Casualty Insurance Programs . Retention Level Analysis . Self-Insured Fund Analysis . Self-Insured Fund Audits . Claim Handling Procedure Manuals . Setting Minimum Insurance Requirements . Evaluating AgenVBroker Capabilities and Effectiveness . Evaluating Risk Management Departments . Developing Loss Control Safety Manuals . Assistance in Developing and Coordinating Disaster Plans Page 4- INTERISK Corporation REFERENCE MATERIALS To remain current on changes within the insurance industry, Interisk has established an extensive research library of insurance and risk management material. Subscriptions to the leading reference manuals are maintained to include all updates as they are published. While a complete listing of Interisk's library is not practical, the following represents a partial inventory of the reference material maintained: m A. M. Best Review &II PF&M Analysis W Practical Risk Management m FC&S Bulletins OJ NCCI Manual on Regulations m Complete set of CPCU Text Books W Insurance Service Organization Rating Manuals Forms W Florida Statutes ill Risk Financing &II Employee Benefits In addition, subscriptions to the industry's leading periodicals are maintained to include Business Insurance, National Underwriter, and Florida Association of Independent Aaents Bulletins. In an effort to serve our clients more efficiently, a substantial commitment to computer hardware and software has been made. Included are programs which assist in : X The evaluation of Insurance Companies X The calculation of Experience Modification Factors X The evaluation of self-insured and other loss sensitive insurance programs X The evaluation of Employee Benefits program results X Legal Research X Property evaluations and tracking X Retention Level studies In addition, specialized programs have been developed directly by Interisk for client specific activities. Clients are provided with continuing evaluation of their own programs, along with recommendations for improvements. Extensive use of the internet is made to provide clients with routine communication, updates in insurance, risk management and employee benefits, live evaluation of client data, video conferencing, research and providing clients with updated schedules and reports. Our internet address is: LSINTERISK@AOL.COM. Page 5 INTERISK Corporation EDUCAnONAL COMMITMENT AND QUALIFICAnONS Not only is Interisk committed to the continuing education of its employees, consultants assume an active and often leading role in the education of insurance professionals and the general public. They often serve as speakers and instructors on a local, regional, and national basis. All consultants have the required licenses as mandated by Florida Statutes and are required to meet the minimum Continuing Education requirements as specified by the State. All consultants holding professional designations have satisfied the Continuing Professional Designation requirements set by the national organizations. Mr. Swan currently serves as a National Officer for the CPCU Society, the recognized leading professional organization in the insurance industry and also serves on the Examination Committee of the American Institute for CPCU. One of the keys to successful risk management is innovation and the development of new techniques and approaches. Our consultants are continuously creating new ways to evaluate and handle risks and their funding. Examples are: plan design changes and monitoring, specific hazard cost evaluation for property and activities, as well as the use of emerging technology to eliminate, contain or reduce potential losses. We are able to bring the latest information to our clients and to assist in forecasting for the future. EXPERIENCE WITH GOVERNMENTAL AGENCIES Interisk has a client base of over two hundred (200). With the exception of a few clients (mainly those that have merged with other organizations or have discontinued operations), all clients have been retained and services are still being provided. Included as part of this proposal is a description of past experience with organizations similar to Monroe County. It is not anticipated that any of the work will be subcontracted based upon the scope of work as described in Section 2.0 of the RFP. Additional specialties are available as needed including, actuarial, loss control, engineering, claim adjusting, safety and security, property appraisal, and others. These services can be arranged through Interisk Corporation if desired. Throughout its twenty (20) year history, Interisk has served the needs of its governmental and public transportation clients providing a full range of risk management consulting activities. Monroe County is encouraged to verify the satisfaction level of our services by contacting the enclosed references. The County's own Risk Management program has made more significant improvements while using our services. Page 6 INTERISK Corporation A VAILABIUTY OF QUAUFIED STAFF TO MEET DEADLINES Interisk prides itself on providing personalized service to meet the requirements of its clients. The firm has a history of on-time performance. Time schedules, which are strictly adhered to, are established for each project/assignment, identifying critical dates. Weekly staff meetings are held to review all assignments and consultant workloads are adjusted to ensure the timely completion of projects. If needed, additional consulting support can be provided by our Los Angeles office. Page 7 INTERISK Corporation CONSUL TANT TEAM The following consultants will be designated as the Consultant Team for Monroe County. Managing Consultant Class I Lawton Swan, III, CPCU, CLU, ARM, CSP, CMC Principal Consultant Class I Sidney G. Webber, CPCU, ARM Consultant Class I Sharon Jakobi, CPCU If needed, additional resources from our affiliate office in Los Angeles will be utilized. Resumes on all consultants that will be assigned to the Consultant Team are included for reference. Other affiliated consultants are available if needed. Page 8 INTERISK Corporation CONSUL TANT INFOR/vtA nON LAwrON SWAN. III CPCU. CLUJ ARM. CSP. CMC Managing Consultant Lawton Swan, III is President of Interisk Corporation, based in Tampa, Florida. He has more than thirty-five (35) years' experience in the insurance industry as a consultant, Vice President of a multi-line property and casualty insurance company, underwriter and claims adjuster. He founded Interisk Corporation to provide Risk Management and Employee Benefits consulting services to clients. Its mission states: The Interisk concept means providing the highest quality consulting services to protect the assets of our clients. He is currently the Immediate Past President of the National Society of CPCU where he routinely interfaces with the insurance industry's most influential leaders and works with the most recent trends within the insurance industry. He specializes in employee benefit plans; risk management evaluations; the design and implementation of loss prevention and safety programs; self-insurance analysis and feasibility studies; captive insurance company feasibility studies and implementation; and reinsurance negotiations. He is past president of the Florida Suncoast Chapter, Society of Chartered Property and Casualty Underwriters, the Suncoast Chapter of The Society of Chartered Life Underwriter and Chartered Financial Consultants, and the Tampa Bay Underwriters Association. Mr. Swan is a graduate of Florida State University. He holds the Associate Risk Management (ARM) designation conferred by The Insurance Institute of America. In addition, he is a Chartered Property and Casualty Underwriter (CPCU), a Chartered Life Underwriter (CLU), Certified Systems Professional (CSP) and Certified Management Consultant (CMC). Mr. Swan is a member of the national Risk Management Research Council (RMRC). He is a frequent lecturer on risk management topics and has authored numerous articles on risk management. He is co-author of the publication A Lawyers Checklist for Buying Insurance for the American Bar Association and served as editor for the publication Insurance and Reinsurance in Bermuda. Mr. Swan has also published numerous articles for The Broker, The CPCU Journal and Agents Periodical, as well as given numerous seminars within the U.S. He has served as Regional Vice President for the Society of CPCU as well as Chairman of the Intra-Industry Affairs Committee and is the former editor of the national publication "Your Business Today", a current events journal for the insurance industry. He is an approved instructor for the State of Florida Insurance Department Qualification Courses. Page 9 INTERISK Corporation SIDNEY G. WEBBER CPCU. ARM Principal Consultant Mr. Webber has more than twenty (20) years of experience in the risk management field, serving as Risk Manager for large industrial, construction, and environmental firms. He has extensive knowledge in risk financing techniques, including the establishment and administration of association captives, single parent captives, large self-insured retention programs and the placement of complex insurance contracts. He has established safety and loss control programs that are highly recognized throughout the industry and has operating experience with corporate disaster and environmental programs. His educational and career path has provided him with complex knowledge of accounting systems and sophisticated internal control procedures. He has a thorough knowledge of electronic data processing including experience in programming and operating systems ranging from super main frames to personal computers. He has developed many software programs for risk management applications. Mr. Webber has extensive knowledge of Workers' Compensation and has assisted clients in structuring innovative programs, resulting in significant savings. He has successfully assisted clients in the recovery of substantial sums from outside parties such as the Florida Second Disability Trust Fund. Mr. Webber provided Expert Witness testimony regarding the work of a Third Party Administrator in a major law suit regarding the administration of Workers' Compensation claims. Throughout his career, Mr. Webber has had the responsibility of investigating, preparing, and negotiating large complex property claims. As a result, he has developed an in-depth knowledge of policy terms and conditions as well as the internal working of insurance companies. He received a Bachelors Degree in Accounting from the University of South Florida and holds the Chartered Property and Casualty Underwriter (CPCU) designation conferred by the American Institute for Property and Casualty Underwriters and also holds the Associate in Risk Management (ARM) designation. He is a frequent instructor in the CPCU program and is a past president of his local chapter. Page 10 INTERISK Corporation SHARON M. JAKOBI CPCU. ARM. AAI Consultant Miss Jakobi has more than twenty-five (25) years of experience in the field of Insurance and Risk Management. She has served in various positions including Training and Education Manager, Account Executive and Vice President for large regional and international Brokerage firms. Miss Jakobi has extensive knowledge of insurance contract language, the analysis of risk and insurance needs and the review and analysis of contractual agreements. She has worked with association programs and she developed an Operations Manual for loss control, accident prevention and extensive incident reporting procedures for the owners of an association business. She has worked with Large Deductible Programs, Retrospective Rating Plans, performed evaluations of self-insured versus fully insured programs and created seminars for clients on basic Workers' Compensation education and a supervisors workshop. Miss Jakobi has also conducted Experience Modification reviews and analyses for Workers' Compensation which include claim reviews with insurance companies and the closure or reduction of outstanding reserves. Miss Jakobi was an instructor for the Accredited Advisor in Insurance (AAI) and created and implemented an in house training program for insurance technical personnel. She holds the Chartered Property and Casualty Underwriter (CPCU) designation conferred by the American Institute for Property and Casualty Underwriters and also holds the Associate in Risk Management (ARM) and Accredited Advisor in Insurance (AAI) designations. She is a past National Director as well as a past President of her local CPCU Chapter and she is currently a member of a National Committee. Page 11 INTERISK Corporation SCOPE OF WORK AND DETAILED PLAN OBJECTIVE Interisk Corporation's objective is to provide Monroe County with high quality Insurance, Risk Management, and Benefit Consulting services on an "as needed" and "on going" basis. GOAL Our goal is to evaluate and remain current with Monroe County's exposure to loss associated with its organizational structure and operations and to utilize sound Risk Management techniques which meet the County's budgetary constraints, ability/desire to accept risk, and which produces the most cost effective program. Interisk is in a unique position, because we have served as the County's Risk Management Consultant for the past several years. This enables the County to avoid the start up costs associated with other services to become familiar with the County's operations and Risk Management Program. Interisk assisted in the development of the current program and has continually monitored its performance. The significant savings realized have been available for improvements in the Risk Management Program. Interisk has the ability and is available to provide the following services as specified in the RFP: REVIEW THE COUNTY'S RISK MANAGEMENT PROCEDURES This requires an understanding of the County's: 1:1 Operations 1:1 Management philosophy 1:1 Ability and desire to assume risk and 1:1 Budgetary and other constraints Since Interisk was instrumental in the development of the County's Risk Management procedures, a full understanding of them currently exists. Annual Risk Management objectives will be developed with the Risk Management Division. Monitoring these objectives, as well as the overall success of the Risk Management program, will be completed and periodic reports will be provided. Page 12 INTERISK Corporation REVIEW PRICING OF INSURANCE AND OTHER OUTSIDE SERVICES Interisk is fortunate to represent numerous organizations, both in the public and private sectors. Many of their exposures are similar to those faced by Monroe County. This permits us to evaluate the pricing of insurance and associated outside services on an ongoing basis. The knowledge developed in servicing the needs of other clients will be utilized in evaluating the pricing of the County's Risk Management program. The objective is to provide Monroe County with a quality program at the most effective cost. All consultants are properly licensed and participate in numerous on-going continuing education programs to maintain professional proficiency. Active participation in industry-wide professional associations provides the ability to remain current with industry trends and changes. Mr. Swan regularly appears on forums with CEOs of insurers and is part of emerging changes in the insurance industry. PREPARE INSURANCE SPECIFICATIONS FOR PROPERTY AND CASUALTY INSURANCE, WORKERS' COMPENSATION AND EMPLOYEE BENEFIT COVERAGES As a direct result of servicing its numerous governmental and other clients, including Monroe County, Interisk has developed an extensive computerized data base of insurance specifications specifically designed to ensure that adequate protection is provided from quality insurers. This data base facilitates the preparation of insurance specifications, while at the same time permits them to be modified to address unique exposures. The use of this data base drastically reduces the time required to produce specifications which in turn reduces the cost to the County. Strict quality controls have been implemented to ensure the accuracy of all work product. Interisk is aware and is constantly updating the coverages and costs for Risk Management and Employee Benefit exposures. We have produced numerous RFPs for Monroe County in the past and have also developed the analysis used to assist in the selection process. REVIEW COVERAGES UNDER PRESENT INSURANCE CONTRACTS AND MAKE RECOMMENDATIONS FOR COVERAGE IMPROVEMENTS All consultants at Interisk have spent their entire careers evaluating insurance contracts and have a thorough understanding of not only the intent of the language used, but also the legal interpretations rendered by the court system in resolving disputed areas. This knowledge will be used to ensure that Monroe County has a complete understanding of all insurance coverages purchased. All consultants are skillful in negotiating and drafting policy language, when required, to address the unique exposures faced by the County and its operations. As a routine service to its clients, Interisk prepares "Executive Summaries" of all policies outlining the major provisions and exclusions which can be used by staff members in their day to day duties. Page 13 INTERISK Corporation COMMUNICATE WITH AGENTS AND BROKERS DURING PROCUREMENT PROCESS Interisk recognizes the need and role of agentslbrokers in the process of procuring insurance and related services. As a result of professional, fair, and equitable treatment given to them, an effective communication link has been established with local and national agentslbrokers which will serve the County well. Every effort is made to anticipate the needs and desires of agentslbrokers in developing insurance specifications which minimizes the need for communication during the procurement process which, in turn, results in lower costs to the County. Our knowledge of specific agents and service providers and their capabilities provides more in-depth information to the County in its selection of insurance and services. ANALYZE INSURANCE PROPOSALS AND MAKE WRIITEN RECOMMENDATIONS FOR AWARD Analyzing insurance proposals is an integral part of the services offered by any Risk Management Consultant. The ability to communicate the results of the analysis is what makes Interisk different. Every recommendation is supported with logic and facts and is presented in such a fashion as to ensure the understanding by non-insurance individuals. This is extremely important when a governing body, such as the one which presides over Monroe County's operations, has the responsibility for the ultimate decision. It is critical that the results be presented in such a manner that sound business decisions can be made in a timely fashion. REVIEW PRESENT METHOD OF FUNDING INSURED AND NON-INSURED RISKS Funding for insured and self-insured risks requires an understanding of the "time value of money concepts". In sophisticated Risk Management programs such as Monroe County's, a key consideration is the cash flow of funds. Not only do the consultants at Interisk fully understand these concepts, they teach them to insurance practitioners. Statistical evaluation methods are routinely utilized to evaluate the effectiveness of individual coverage, limits and overall insurance and Risk Management programs. When these concepts are properly applied, funding of insured and non-insured risks can be better evaluated. In addition, a knowledge of accounting will assist staff personnel in establishing proper accruals and liability to ensure that accurate financial statements are produced. One of the principal consultants who will be assigned to Monroe County has an accounting degree which will facilitate this process. Actuarial, legal and other support services are pre-arranged through an extensive affiliate network and are available for specific projects as necessary. Page 14 INTERISK Corporation ANAL YZE AND EVALUATE MONROE COUNTY'S PERFORMANCE WITH RESPECT TO ITS SELF- INSURED PROGRAMS One of the key elements to a self-insured program is controlling claims and the costs associated with them. As a routine service to its clients, Interisk prepares monthly analyses of the losses summarizing the results and identifying areas of concern. This permits the program to be continually evaluated against other techniques, such as traditional insurance, and to ensure that the most cost effective program is utilized. In addition, it is Interisk's belief that routine claim audits are an effective tool to ensure that the administrators are performing their duties in the best interests of the client by paying only those claims that are compensable, taking advantage of all appropriate offsets and closing claims in a timely fashion. The consultants who will be assigned to Monroe County have many hours of experience in reviewing claim files and have reduced actual claim payments significantly for our clients. ASSIST IN THE DEVELOPMENT OF INSURANCE AND OTHER SECTIONS OF VENDOR CONTRACTS TO ENSURE THE INTERESTS OF MONROE COUNTY ARE ADEOUA TEL Y PROTECTED Interisk has developed a computerized data base of appropriate insurance and indemnification language based on the scope of work and size of a project. The language is designed to be incorporated into vendor contracts and is continually updated. The use of this data base ensures uniform and consistent language throughout all contracts while at the same time, reducing the time and cost to perform such services. ANALYZE AND EVALUATE MONROE COUNTY'S EMPLOYEE BENEFIT PROGRAMS AND MAKE RECOMMENDATIONS BASED ON ITS PERFORMANCE AND CURRENT INDUSTRY PRACTICES Key consultants who will be assigned to Monroe County are credentialed with the CLU designation and have extensive knowledge and experience in the design and implementation of Employee Benefit programs. Each consultant actively participates in continuing education programs to ensure that an understanding of current trends is maintained. Numerous Employee Benefit programs have been established for our clients and have been modified, based on their needs and desires. Monroe County has benefited directly from Interisk Corporation's development of the Contract Insurance Manual currently used by the County to administer vendor contracts. Interisk's extensive experience in the development of specifications, evaluation of proposals, implementation of programs (both fully and self-insured), and the monitoring of the results, will be utilized to Monroe County's advantage. Page 15 INTERISK Corporation Detailed information is maintained on HMOs, PPOs and others, along with their networks. In- depth comparisons and evaluations are provided between alternative arrangements for Life, Medical, Dental, Disability, Vision, Prescription and other services. Specimen plan documents and wordings are available for Section 125 plans, COBRA compliance, Family Medical Leave and others. Discrimination testing is available. Claim audits are often performed as part of program monitoring or when analyzing the overall effectiveness of an insured versus a self- insured benefit plan. An up-to-date listing of care providers and insurers is maintained. PERFORM OTHER RISK MANAGEMENT AND EMPLOYEE BENEFIT MATTERS AS DIRECTED BY THE COUNTY Interisk Corporation is available to perform other Risk Management and Employee Benefit assignments as needed and as directed by the County. Page 16 INTERISK Corporation PROPOSED FEE SCHEDULE Based on the anticipated services, the following rates are proposed: Professional Consulting: Class I : Senior consultants who have professional designations (CPCU, CLU, ARM, AIU, JD, Ph.D., PE, CSP, MAl, FCAS, ChFC, etc.) $100 per hour Class II: Other consultants without designations $80 per hour Class III: Subcontracted Legal counsel, Actuarial counsel, and/or other specialized counsel Prevailing rates. Clerical Support Included Expenses Included · Subject to prior approval of client. CONSUL TlNG CONTRACT The current consultant's contract utilized by the County is acceptable and will be signed by Interisk Corporation. PAYMENT SCHEDULE Normally bills are rendered monthly, based on the hours expended, and are payable upon receipt. Alternative payment structures will be discussed if desired. Page 17 INTERISK Corporation GOVERNMENTAL REFERENCES Client Name: Reference Name: Phone Number: Reference Address: Client Name: Reference Name: Phone Number: Reference Address: Client Name: Reference Name: Phone Number: Reference Address: Client Name: Reference Name: Phone Number: Reference Address: Florida Keys Aqueduct Authority Ms. Cheryl Sargent, Insurance Manager (305) 296-2454 1100 Kennedy Drive, Key West, Florida 33040 Utility Board of the City of Key West Ms. Suzanne Greager, Director of Human Resources (305) 295-1000 1001 James Street, Key West, Florida 33040 Pinellas Suncoast Transit Authority Ms. Patricia Hardiman, Director of Finance (813) 530-9921 14840 49th Street North, Clearwater, Florida 34622 Housing Authority of the City of Key West Ms. Linda Arnold, Director of Administration (305) 296-5621 1400 Kennedy Drive, Key West, Florida 33040 In compliance with the RFP, only four (4) governmental references are provided. Page 18 INTERISK Corporation PRICE PROPOSAL RISK MANAGEMENT AND EMPLOYEE BENEFITS CONSULTANT The undersigned hereby submits the following price proposal and agrees to execute a contract with Monroe County in accordance with the terms and conditions as stated in the RFP, and proposers response. CLASSIFICATION ~ t ltSST c'6t1S L41 mnts c';lass. If c'onsul"llA.Vlts e It;ri c..a..l HOURLY RATE $ /00, 00 $ ~O. 00 $ 0.00 $ $ $ 4L~ / --- SIGNATURE OF PROPOSER La.uJ-IoVl Swan, ]I[ PRINTED OF TYPED NAME Hes idE.V\t TITLE ~'Y a~j ,Q98 DATE THIS FORM MUST BE COMPLETED AND INCLUDED WITH YOUR PROPOSAL Page 5 DRUG-FREE WORKPLACE FORM The undersigned vendor in accordance with Florida Statute 287.087 hereby certifies that: T rrfe. {"'is K.. C:O"" po r-ll.. i-i oJ') (J -_me of Business) 1. Publish a statement notifYing employees that the unlawful manufacture, distribution. dispensing, possession, or use of a controlled substance is prohibited in the workplace and specifYing the actions that will be taken against employees for violations of such prohibition. 2. Inform employees about the dangers of drug abuse in the workplace, the business's policy of maintaining a drug-free workplace, any available drug counseling, rehabilitation, and employee assistance programs, and the penalties that may be imposed upon employees for drug abuse violations. 3. Give each employee engaged in providing the commodities or contractual services that are under bid a copy of the statement specified in subsection (1). 4. In the statement specified in subsection (1), notify the employees that, as a condition of working on the commodities or contractual services that are under bid, the employee will abide by the terms of the statement and will notifY the employer of any conviction of, or plea of guilty or nolo contendere to, any violation of Chapter 893 (Florida Statutes) or of any controlled substance law of the United States or any state, for a violation occurring in the workplace no later than five (5) days after such conviction. 5. Impose a sanction on, or require the satisfactory participation in a drug abuse assistance or rehabilitation program if such is available in the employee's community, or any employee who is so convicted. 6. Make a good faith effort to continue to maintain a drug-free workplace through implementation of this section. As the person authorized to sign the statemenl, I certi(y that Ihis firm complies fully with the above requirements. ~L~ Bidder's Signature / -:\l..d \J d~ I ,q'j 8 Date 7 Attachment Cl NON-COLLUSION AFFIDA vir I, La.ll)1on SUXlYl, .7JI. of the city Of~ according to law on my oath, and under penalty of perjury, depose and say that; 1) I am ~LJ-b Yl SlAXlh'}, lIT. Proposal for the project described as follows: , the bidder making the ~nsuJ~ ~.rvjr€, - ~I'S.)<. EY'lJpJo V€e. ~Yle+" ts 2) The prices in this bid have been arrived at independently without collusion, consultation, communication or agreement for the purpose of restricting competition, as to any matter relating to such prices with any other bidder or with any competitor; rJaYlQ3fmen+ and 3) Unless otherwise required by law, the prices which have been quoted in this bid have not been knowingly disclosed by the bidder and will not knowingly be disclosed by the bidder prior to bid opening, directly or indirectly, to any other bidder or to any competitor; and 4) No attempt has been made or will be made by the bidder to induce any other person, partnership or corporation to submit, or not to submit, a bid for the purpose of restricting competition; 5) The sL.ements contained in this affidavit are true and correct, and made with full knowledge that Monroe County relies upon the truth of the statements contained in this affidavit in awarding contracts for said pr . c . STATE OF Flay j cb.... COUNTY OF ~ ~u'Y aa, Jqq~ DATE PERSONALLY APPEARED BEFORE ME, the undersigned authority, J....4 w-b Y) SLtl)N), } JJ who, after first being sworn by me, (name of individual signing) affixed his/her signature in the space provided above on this 6lc~ day of ;TLdu ~ ' ~ NOT Y PUBLIC , 19q~ My commission expires: ,,"~~:rt.?:,. CAREY R. PAUL l:r.rtJ.::.~;~ MV COMMISSION /I CC 718874 ~:.~.'," EXPIRES: February 16 21112 "1.~';;"''''~~~ Bonded Thru Notary Public UndelWlflBrs 'f1". OMB - MCP FORM #1 Attachment C2 SWORN STATEMENT UNDER ORDINANCE NO. 10-1990 MONROE COUNTY, FLORIDA ETHICS CLAUSE Tn+e..v-,' s.~ ~~ f"Ck.+ioY) warrants that hefit has not employed, retained or othernrise had act on his/its behalf any former County officer or employee in violation of Section 2 of Ordinance No. 10-1990 or any County officer or employee in violation of Section 3 of Ordinance No. 10-1990. For breach or violation of this provision the County may, in its discretion, terminate this contract without liability and may also, in its discretion, deduct from the contract or purchase price, or othernrise recover, the full amount of any fee, commission, percentage, gift, or consideration paid to the former County officer Date: -:Iuly aa I {q98 STATE OF r:-/o(" I dC.L COUNTY OF ll:iJlsb~ Y" 0 U,5 h PERSONALLY APPEARED BEFORE ME, the undersigned authority, LawW ~ S~., I -11I.: who, after first being sworn by me, affixed his/her signature (name of individual signing) in the space provided above on this ~ ~ day of ~ ~uly ,19~. ~ ;rV~ NOT~PUBLIC My commission expires: ........~~y:f;:."" "~~. '~h" CAREY R P'^Ul =.' '. MY . " ~~ .t:j COMMISSiON II CC 718874 "'~ o..';to~~" B EXPIRES: FebllJa'" 16 ",.....2 ....."...' Onlled Thill H""'n. " , '.... --, Public Undelwritera - OMB - MCP FORM #4 Attachment C3