The URL can be used to link to this page

Item J1 BOARD OF COUNTY COMMISSIONERS AGENDA ITEM SUMMARY Meeting Date: October 17-18, 200 I Bulk Item: Yes X No Division: Monroe County Housing Authority Department: Special Programs Office (Staff will be present at BOCC meeting for any questions) AGENDA ITEM WORDING: A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA ADOPTING THE STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) LOCAL HOUSING ASSISTANCE PLAN (LHAP) FOR STATE OF FLORIDA FISCAL YEARS 2001- 2002, 2002-2003, 2003-2004 AS AMENDED PER THE REQUEST OF THE FLORIDA HOUSING FINANCE CORPORATION. ITEM BACKGROUND: April 2001 BOCC approved State Housing Initiatives Partnership (SHIP) Local Housing Assistance Plan. Plan forwarded to Florida Housing Finance Corporation which requested adoption of additional language (minor in nature) to ensure consistency with Florida Statute 420.907 and Chapter 67-37, Florida Administrative Code. PREVIOUS RELEVANT BOCC ACTION: April 2001 Approval of State Housing Initiatives Partnership (SHIP) Local Housing Assistance Plan for fiscal years 2001-2002, 2002-2003, 2003-2004 CONTRACT/AGREEMENT CHANGES: Not Applicable I STAFF RECOMMENDATION: Approval TOTAL COST: COST TO COUNTY: $-0- $-0- BUDGETED: N/A REVENUE PRODUCING: Yes Nol AMOUNT PER Month $ Year $ APPROVED BY: County Attny. _ OMB/Purchasing _ Risk Management_ DIVISION DIRECTOR APPROVAL: ~ '-~--3l4C., J. anuel Castillo, SHI Administrator Special Programs Office,Monroe County Housing Authority DOCUMENTATION: Included X To Follow Not Required _ DISPOSITION: AGENDAITEM# /-~ FLORIDA HOUSING FlNANCE CORPORATION JEB BUSH Governor ROBERTJAVTAYLOR Chairman CI~DV ~IEVER-\VEBB Vice Chairman BOARD OF DIRECTORS ORLA~DO J. CABRERA CESAR E. CAL\'ET \VILLlAM G. E\'A~S JACK MAXWELL TERRY SA:\il:'01 SA~DR-\ TERRY STE\'E~ SEIBERT Ex Officio 1\ l-\RK K.\PLA:-I Executive Director September 4, 2001 The Honorable Shirley Freeman Chairman Monroe County Board of County Commissioners 500 Whitehead Street Key West, Florida 33040 Dear Chairman Freeman: Thank you for submitting Monroe County's Local Housing Assi:<._;<< Plan for fiscal years 200112002 through 2003/2004. The Review Commit'.2. :c" the State Housing Initiatives Partnership (SHIP) Program has approved the P121l1 This approval makes the county eligible to receive monthly SHIP disb":::::::~:~'nts for this period shortly after the beginning of the 2001/2002 state fisc: \::::;- The Corporation commends the County's dedication and commitI~<-: h-' providing affordable housing to its citizens. If the Corporation c::: :-_ assistance to you in the administration of the SHIP Program, pic.::; Thomas Burt, SHIP Program Administrator, Ms. Darlene Rake:. . Manager, or Ms. Amy Grissom, SHIP Specialist at (850) 48S-~ , \1r. :-ogram Sincerely, ll-~~ 13. ~ Beverly B.Cliett Deputy Development Officer BBC/dr cc: Manuel Castillo, SHIP Administrator 227 North Bronough Street, Suite 5000 . Tallahassee. Florida 3230] -1329 . 850-488-4197. F3\ :':;! ;--1' '-9809 MONROE COUNTY LOCAL HOUSING ASSISTANCE PLAN Prepared in Conjunction with Monroe County's participation in the State Housing Initiatives Partnership (SHIP) Program for State Fiscal Year 2001-2002 State Fiscal Year 2002-2003 State Fiscal Year 2003-2004 Submitted to Florida Housing Finance Corporation May,200l Prepared by: Special Programs Office 140312th Street Key West, Florida 33040 Ph: (305) 292-1221 Updated for FHFC 8/27/01 MONROE COUNTY STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) PROGRAM LOCAL HOUSING ASSISTANCE PLAN State Fiscal Years 2001-2002, 2002-2003, 2003-2004 I. PROGRAM DESCRIPTION Monroe County has participated in the State of Florida's State Housing Initiatives Partnership (SHIP) Program since its creation in 1993. Monroe County has continued to expand the strategies used to successfully implement and leverage the SHIP Program within the framework established by Florida Statute. Sections 420.907 - 420.9079 and Cnapter 67-37, Florida Administrative Code. This Local Housing Assistance Plan (LHAP) covers the State of Florida fisca: years 2001- 2002, 2002-2003, 2003-2004. The plan was developed based on eight years SHIP administration exper:ense. previously approved Local Housing Assistance Plans and three public meetings conducteo for the sole purpose of soliciting comment specific to the preparation this LHAP. Advertlser::enrs of public meetings were placed in three separate newspapers serving Monroe County. Three public meetings were conducted countywide. (1) Harvey Government Center at ~:stQnc Truman School, Key West. Mile Marker O. (2) Marathon Government Center, 48. anc (2; islamorada Public Library, Mile Marker 81.5. All facilities were handicapped acceSSlo;e. ::xlsting and proposed strategies, budget allocations and SHIP state program requirement:o '8--::; distributed and discussed. Draft copies of the Plan were posted at all county public libr? ::~blic input was incorporated into the plan. Support services for the implementation of Monroe County's SHIP program wri:::-::::;~::~ue to be provided through the Special Programs Office, Monroe County Housing Autnor:- -lis office has provided continued affordable housing support services through participatior ,; :-'e HOME Program, Single Family Mortgage Revenue Bond (MRB) Program, Communrr, - -::' -::lopment Block Grant Programs on behalf of Monroe County and the City of Marathon. ,_= =":~ Jartment of Housing and Urban Development programs and Federal Emergency Manag2' :,;:-" Agency (FEMA) programs. This office also coordinates with the Key West Commun "' 9lopment Office providing support services. Further, the Special Programs Of,~:'~, Jrovides administrative support to the Monroe County Housing Finance Authority. II. INTERLOCAL AGREEMENTS Monroe County and the Monroe County Housing Authority executed an interloca! 2g:-e9ment in 1993 which establishes Special Programs Office, Monroe County Housing ;\ut~C'-':\1 as the Program Administrator of Monroe County's SHIP Program. Since the initiatioi' -: Monroe Homeowner Rehabilitation and/or Emergency Repairs Program Funding assistance for eligible homeowners to secure health and safety work items (i.e. electrical plumbing, roof, public water connection, structural repairs, or other interior/exterior repairs under HUO's Housing Quality Standards (HQS). 2001-2002,2002-2003,2003-2004 Very low and low Initiation of SHIP fiscal year application cycle on first come/first served basis until annual funding expended. Type of Assistance: Grants to $8,500 for very low-income households and to Sf,SOO for low-income households. All SHIP awards greater than S8.500/$7,500 (VI/l) shall be in the form of a mortgage. Mortgage loans :c S35,OOO for very low-income households and mortgage loans to $25.000 to low- income households. Mortgage loans will be for a term of twenty (20) years, zero interest with no regular payment. Principal balance is forgiven at a rate 0:' 1 '20th annually. Due and payable upon sale or transfer of the property or failure to comply with the mortgage affordability covenants. Mayor's Revolving Loan Fund. Habitat for Humanity, Corr:;r::..:nity Development Block Grant Name: Description: Fiscal Years: Income level: Selection Criteria: Recapture: Leverage: Name: Description: First Time Homebuyers Program/Strategy Funding assistance for the purchase or construction of sin=:::-::srnily residential property. 2001-2002, 2002-2003, 2003-2004 low and moderate Application and random lottery. An application cycle win u~ ::""~'=unced annually and a random lottery shall be conducted after the :>:: '::Jf the annual application period. All applications received during t,-= ::; = :Jlication period will be included in a random lottery. The time date a::: - ._3tion of the lottery will be published in advance and is open to the ::~: ~ Applications will be processed in numerical order based cr ,'-::: .::ttery results. Type of Assistance: Mortgage loans not to exceed $40,000 to low-income hol.1ss-- - :~s and not to exceed $25,000 to moderate-income households. Annual: :-:: SHIP Administrator shall determine and publiSh the maximum lean 2 :iable for each fiscal year, not to exceed the limits above. Mortgage i::? -. .vill be for a period of thirty (30) years, zero interest with no regular pa\:~-:: ~:. Mortgage and note are Fannie Mae approved as COmmUnlT:'_ - :::ebuyer Second. Minimum 3% down payment required. PITI cannO'. -:::::~ed 30% of the gross household income unless agreement between firs' -.Jrtgagee Fiscal Years: Income Levels: Selection Criteria: .. .) Mortgage Revenue Bond (MRB), Down Payment Assistance Program Funding assistance for the purchase or construction of a single-family residential property in conjunction with Mortgage Revenue Bond financing. 2001-2002,2002-2003,2003-2004 Low and moderate First come/First qualified upon issuance of a primary loan commitment from an institution participating in a Mortgage Revenue Bond Program. Type of Assistance: Mortgage loans equal to 3% of the property purchase price, plus $2,000, not to exceed $10,000. Mortgage loans will be for a period of thirty (30) years, zero interest with no regular payment. Mortgage and note are Fannie Mae approved as Community Homebuyer Second. PITI cannot exceed 30% of the gross household income unless agreement between first mortgagee and SHIP Administrator that in meeting the programs fiduciary responsibilities, a higher percent of gross household income may be expended for PITI. Property must be primary residence of borrower and eligible for homestead exemption status. Property must meet Housing Quality Standards (HQS) for health and safety. Any HQS deficiencies must be corrected prior to or as part of the purchase transaction. Due and payable upon sale or transfer of the property or thirty years, whichever comes first. Recapture: leverage: Name: Description: Fiscal Years: Income levels: Selection Criteria: Recapture: Name: Description: Fiscal Years: Income Category: and SHIP Administrator that in meeting the programs fiduciary responsibilities, a higher percent of gross household income may be expended for PITI. Property must be primary residence of borrower and eligible for homestead exemption status. Property must meet Housing Quality Standards (HQS) for health and safety. Any HQS deficiencies must be corrected prior to or as part of the purchase transaction. Due and payable upon sale or transfer of the property or thirty years, whichever comes first. Single Family Mortgage Revenue Bond Programs Homeownership Development Strategy Funds provided loans to public agencies and non-profit affordable housing development organizations whose occupant clients are very low and low income households. Funds may be used for acquisition and/or construction. The SHIP mortgage may be assumed by the qualified buyer subject to SHIP Administrator approval. In the event the property is retained by the developer under a long term lease (land trust), the mortgage may be retained by the developer in the event affordability is maintained through conditions of the ground lease. 2001-2002,2002-2003,2003-2004 Very low and low 4 Selection Criteria: Initiation of SHIP fiscal year application cycle on a first comelfirst qualified basis until annual funding allocation expended. SHIP Administrator must approve developer's client selection process for compliance with the SHIP Program. Type of Assistance: Mortgage loans up to $40,000 for properties designated by very low income households and up to $25,000 for properties designated for low- income households. Recapture: Due and payable upon sale or transfer of the property or thirty years, whichever comes first. In the case of leased land, affordability covenants of the lease must be maintained and enforced by the leaseho!aer developer. Leverage: Federal Emergency Management Agency, HOME Program. iax Increment Financing, Community Tax Credit Name: Description: Homeowner Disaster Mitigation Strategy Funds provided to homeowners to make temporary emergercy health and safety repairs and/or property rehabilitation. In the event of a state or federal disaster declaration affecting aU or part of Monroe County, the SHIP administrator, on behalf of the Beard of County Commissioners. shall be authorized to: 1. Request and administer additional state funds to assist witi! disaster recovery . 2. Use unencumbered local SHIP funds to meet the priontie~ at the Disaster Mitigation Strategies (Homeownership and PS;,c:" ii. an amount not to exceed twenty percent (20%) of the statE ;, ::: ;~:lual SHIP funding allocation. Such funds are subject to the s~c:ce funding program requirements. 3. Transfer existing unencumbered SHIP funds within e):is~! ~. homeownership strategies to the Homeownership Oi32?::: ,:;~igation Strategy 2001-2002. 2002-2003, 2003-2004 Very low and low and moderate Priority consideration to very low and low-income househoic:~' come/first qualified basis. Type of Assistance: Grants not to exceed $5,000. Recapture: N/A Leverage: Federal Emergency Management Agency Programs, private ,"-:,c..':.:::nce deductibles and state disaster mitigation/emergency manage.,;::"- . :=tJnding Fiscal Years: Income Category: Selection Criteria: first 5 RENTAL STRA TEGfES All SHIP rental assistance funding provided shall be subject to the following terms: Rental Construction (New or Rehabilitation) Funds provided for the construction and/or rehabilitation of affordable housing rental units occupied by very low and low income tenants. 2001-2002,2002-2003,2003_2004 Very low and low tenants/client base Initiation of SHIP fiscal year application cycle on a first comelfirst qualified basis until annual funding allocation expended. Priority as foilows: 1. Existing or proposed units participating under a state or federal rental assistance program. 2. Conversion of units to annual rentals by non-profit entity. 3. Conversion of units to annual rentals by for profit entity. Type of Assistance: Loans up to $10,000 per unit, $50,000 per provider. Where a property is owned fee simple. a fifteen (15) year mortgage/note shaH be executed for a term of fifteen years, no interest, and no regular payment. Tne principal balance shall be forgiven at a rate of 1/15lh annually. Where the property is on long term lease (fifteen years or greater) an annuai affidavit of affordability and compliance shall be provided the SHIP Aaministrator. Loans due and payable upon sale, transfer of the property or expiration or termination of long term lease containing affordability covenants. HOME. HOPWA, Special Needs Housing (New or Rehabifitation) Strateg) Funds provided to public and private non-profit entities prov:: ,; residential facilities for special needs clients. Eligible actlvi:I:':, ',:c/ude construction and/or rehabilitation of residential units OCCU:iiSC:; /ery low and low-income clients. 2001-2002,2002-2003,2003_2004 Very low and low tenants/client base Initiation of SHIP fiscal year application cycle on a first comei~'= :;ualifred basis until annual funding allocation expended. Priority as fa:: - '.S: 1 . Long term care facility 2. Highest percentage of very low income c1ients/reslaer:. 3. First time SHIP assistance 4. Number of clients served by facility Type of Assistance: Grants up to $8,000 per facility/per provider. Loans up to 52...:. - per facility/per provider. Loans due and payable upon sale, transfer of the property or '2,::-: ,,-ation or termination of long term lease containing affordability covenan:: Name: Description: Fiscal Years: Income Level: Selection Criteria: Recapture: Leverage: Name: Description: Fiscal Years: Income Levels: Selection Criteria: Recapture: 6 Rental Development Strategy Funds provided to affordable housing devefopers for the acquisition and/or construction of new rental units dedicated to very low and low income households. Properties must be dedicated by legal instrument with affordability dedicated for a minimum of fifteen (15) years. 2001-2002,2002-2003,2003-2004 Very low and low tenant/client bases Initiation of SHIP FY application cycle on a first come/first qualified basis with priority to government entities and non-profit developers. Type of Assistance: Maximum assistance is $5,000 per unit/$75,000 per provider. Assistance up to $10,000 in the form of a grant. Assistance up to $75,000 in the form of a mortgage loan. Where a property is owned fee simple, a fifteen (15) year mortgage/note shall be executed for a term of fifteen years, no interest, no regular payment. The principal balance shall be forgiven at a rate of 1/151h annually. Where the property is on long term lease (fifteen years or greater) an annual affidavit of affordability and compliance shall be provided the SHIP Administrator. Due and payable upon sale or transfer of the property or failure to comply with the mortgage affordability covenants. Home, Tax Credit, Federal Emergency Management Agency, CDBG. Leverage: Name: Description: Fiscal Years: I ncome Category: Selection Criteria: Recapture: Leverage: Name: Description: U.S. HUD grants, State of Florida, Children and Family Services grants. Foundation grants. Rental Housing, Disaster Mitigation Strategy Funds provided to public and private owners of rental units dedicated by legal instrument (long term lease agreement, deed restriction, mortgage covenant...) very low and low household occupancy. Funds provided to make temporary emergency health and safety repairs and/or property rehabifitation. In the event of a state or federal disaster declaration affecting all or part of Monroe County, the SHIP administrator, on behalf of the Board of County Commissioners. shall be authorized to: 1. Request and administer additional state funds to assist with disaster recovery. 2. Use unencumbered local SHIP funds to meet the priorities of the Disaster Mitigation Strategies (Homeownership and Rental) in an amount not to exceed twenty percent (20%) of the state's annual SHIP funding allocation. Such funds are subject to the state funding program requirements. 7 3. Transfer existing unencumbered SHIP funds within existing homeownership strategies to the Rental Disaster Mitigation Strategy Recapture: Leverage: 2001-2002,2002-2003,2003_2004 Very low and low and moderate Priority consideration to very low and low-income households on a first come/first qualified basis. Type of Assistance: Grants not to exceed $5,000 per unit. Total SHIP assistance not to exceed $20,000 to any single applicant/provider. N/A Federal Emergency Management Agency Programs, private insurance deductibles and state disaster mitigation/emergency management funding Fiscal Years: Income Category: Selection Criteria: TIMETABLE FOR EXPENDITURES Attached AFFORDABIUTY Homeownership Strategies/Activities The income limits, adjusted for household size, shall be in the amounts allocatee for Monroe County as published by the U.S. Department of Housing and Urban Development and distributed by the Florida Housing Finance Corporation. The housing debt, inclusive of Principal, Interest, Taxes and Insurance (P!TI\ 3;-;21: ;jot exceed 30% of the area median income adjusted by household size unless the first mc:":g,=:gee and the SHIP Administrator agree based on fiduciary responsibilities that the oercen~ of gross household income may exceed 30%. (A number of community lending pro;;rzr:::- --=quiring a minimum of 3% to 5% down use house payment ratios of 33% and total debt -c-w :f 38% and will adjust on individual cases.) 11 Rental Strategies/Activities Monthly rental maximums of SHIP assisted units, adjusted to bedroom s;=,::. shall be established for Monroe County by the State Housing Initiatives PartnersnlC - '_.~.; am and published annually by the Florida Housing Finance Corporation. Rental maximums as published by the U.S. Department of Housing and Umap =IL:::lopment and distributed by the Florida Housing Finance Corporation. Priority shall be provided to eligible sponsors that currently employ or have empio~i:c;=1 the past twelve months, personnel from the WAGES and Workforce Development InitiC:fi\/-:':s. 8 Properties shall be subject to annual monitoring requirements to determine tenant eligibility for a period of fifteen years from the date of SHIP assistance. All eligible sponsors receiving SHIP assistance. whether in the form of a grant or loan. are subject to annual SHIP monitoring. Shall require as a condition of the SHIP funding that eligible sponsors that offer rental housing for sale before fifteen years or that have remaining mortgages funded under the SHIP rental programs give a first right of refusal to eligible nonprofit organizations for purchase at current market value for continued occupancy by eligible persons. Monroe County's median income as published by the Florida Housing Finance Corporation as of April 11, 2001 is $52,100. Very low-income households are those households with incomes of less than 50% of the median, adjusted for family size. Low-income households are those households with incomes of between 50% and 80% of median, adjusted for family size. Median income households are those households with incomes of between 80% and 120% of median, adjusted for family size. ADVERTISEMENT AND OUTREACH SHIP Program applications will continue to be placed in all county libraries which provides access to all county residents. Applications may also be requested directly the Special Programs Office. Availability of applications will also be advertised on the Monroe County bulletin board that appears on cable TV countywide. Radio PSA's will be issued. News releases will be furnished to the countywide newspapers. The county will place a display advertisement in three countywide newspapers announcing the availability of funding through the local Housing Assistance Program at leas: 3':' :;ays prior to the beginning of each year's application period. ADMINISTRATIVE EXPENSES The Monroe County Local Housing Assistance Plan shall continued to be aCr71;r!;::2:-~d by the Special Programs Office, Monroe County Housing Authority, 1403 12th St;-3e~ '<ey West, Florida 33040, (305) 292-1221, pursuant to the Interlocal Agreement approve: ':Jy BOCC Resolution 162-1993, April 14, 1993, until further written notification to the F:cnc;::: Housing Finance Corporation by the Board of County Commissioners, Monroe County T:-,:.:: :: irector of the Special Programs Office shall be Monroe County's official SHIP Prograrr- .cciiinistrator responsible to the Florida Housing Finance Corporation's SHIP Program :..:nril written notification from the County Administrator. The SHIP Administrator shall: (1) be responsible for the implementation of the Local Housing Assistance Pia:: o::-:c to meet the county's responsibilities under the State Housing Initiatives Partnersnic =-ogram's regulations and reporting requirements. At a minimum this consists of: 9 1 . A minimum of 65% of annual funds must be spent on eligible homeownership activities. 2. A minimum of 75% of annual funds must be spent on eligible construction activities. 3. At least 30% of the annual allocation must be reserved for very low-income households 4. At least 30% of the annual allocation must be reserved for low-income households (2) after gO-calendar days from the publication of local Housing Assistance Funding Availability, have the authority to re-allocate the SHIP dollars within the specific homeownership strategies and within the specific rental strategies as the Administrator deems necessary to meet actual needs of applicants and in meeting the SHIP regulations. The previous experience of implementing numerous strategies countywide has provided a sufficient finding that five (5%) percent of the Local Housing distribution is insufficient to adequately pay administrative costs of the SHIP Program and the BOCC recognizes and approves the maximum amount allowable of ten percent (10%) of the Local Housing Distribution to be used for required administrative costs. Any applicable program income shall be subject to a five percent (5%) administrative costs in their re-allocation to eligible clients through approved strategies. The BOCC shall consider any additional expense required to administer the local Housing Assistance Plan during its annual budget process. The SHIP administrative funds shall be allocated as follows: ESTIMATED ADMINISTRATIVE EXPENDITURE BUDGET Description FY 01..()2 FY02-03 FY 03-04 Salaries Administrator $ 10,000 $ 10,000 $ 10,000 Program Coordinator $ 20,000 $ 20,000 $ 20,000 Program Assistant $ 8,000 $ 8,000 $ 8,000 Administrative Assistant $ 5,000 $ 5,000 $ 5,000 Comptroller $ 4,000 $ 4,000 $ 4,000 BOOkkeeper $ 3,000 $ 3,000 $ 3,000 Benefits (28%) $ 14,000 $ 14,000 $ 14,000 Heath Insurance $ 1,300 $ 1,300 $ 1,300 Advertising $ 750 $ 750 $ 750 Printing/Copying $ 750 $ 750 $ 750 Postage $ 500 $ 500 $ 500 Phones $ 400 $ 400 $ 400 Supplies $ 750 $ 750 $ 750 Re $ 2,400 $ 2,400 $ 2,400 Equipment (>$750) $ 1,000 $ 1,000 $ 1,000 Repairs/Maintenance $ $ $ Utilities $ 500 $ 500 $ 500 Books/Publications $ 100 $ 100 $ 100 Travel $ 553 $ 553 $ 553 Professional Service $ $ $ TOTAL $ 73,003 $ 73,003 $ 73,003 10 Additionally, the Special Programs Office, in its capacity as administrator of the SHIP Program will provide the following services throughout Monroe County: 1. First time homebuyer education seminars 2. Homeownership counseling 3. Fair Housing education 4. Credit counseling 5. Affordable housing education on affordable housing such as; a) Community lending programs b) Mortgage Revenue Bonds c) Monroe County ROGO requirements d) Monroe County Cesspool/Sewer system upgrade requirements e) Leverage opportunities These activities will be provided participants, industry professionals, elected officials and the general public. These activities will be conducted throughout the Keys (Upper, Middle and Lower). It is anticipated there will be a minimum of fifteen seminars/workshops/sessions annually to address these topics. First time homebuyer education will be provided directly to Campus South low income ciients. CERTIFICATION Attached ADDITIONAL REQUIRED INFORMATION Attached 11 CERTIFICA TION TO FLORIDA HOUSING FINANCE CORPORATION Local Government: Monroe County/City (I) The 10C3I goVernment will advertise the availability of SHIP funds PumJant to Florich Statutes. (2) All SHIP funds will be c:xpc:nded in a manner which wi;lI insure that there will be no discrimination on the basis of race, creed, religion, color, age, sex., familial or marital status, handicap, or national origin. (3) A process for selection of recipients for funds has been developed. (4) The eligIble municipality or county has developed a qualification system for applications for' awards. . (5) Recipients of funds will be n:quired to contr.lcCUalIy commit to program guidelines. (6) The Florida Housing Finance Corporntion will be notified promptly if the local government (or interloca1 entity) will be unable to comply with the provisions the plan.. (7) The Local Housing Assistance Plan shall provide for the expenditure of SHrP funds within 24 months foUowing the end of the State fiscal year in which they arc: received. (8) The plan conforms to the Local Govc:mment Comprehensive Plan, or that an amer:cL.'7:em to the Local Government Comprehensive Plan will be initiated at the next available opport'-=llty to insure conformance with the Local Housing Assistance Plan. (9) Amendments to the approved Local Housing Assistance Plan shall be provided to :he Corporation with. in 21 days after adoption. (10) The trust fund shall be established with a qualified depository for aU SHIP as moneys generated from activities such as interest earned on loans. fu.. ~d.: :l? 'NeU (II) Amounts on deposit in the local housing assistance lIUsC ftmd shall be invested as pe:rr.i::d by law. (12) The local housing assistance ttust fund shall be separately stated as a special rever:ue ::~~ :"1. the local governments audited financial statements, copies of the audits will be forwarded :c :"':e Corporation as soon as available. 13) An interlocal entity shall have its local housing assistance ttust ftmd separately audited ""Y Zf."9I for C3ch SUte fiscal year, and the audit forwarded to the Corporation as SOOn as possible. Page 2 Certification (14) SHIP funds will not be pledged for debt service on bonds or as rent subsidies. (IS) Developers n:ceiving assistance from both SHIP and the Low Income Housing Tax Credit (UHTq Program shall comply with the income, atfordability and other LlHTC requirements, Similarly, any unilS n:ceiving assistance from other fc:deraJ programs sha1I comply with all Federal and SHIP progr.un requirements. (16) Loans shall be provided for periods not exceeding 30 years, except for deferred payment loans or loans that extend beyond 30 years which continue to service eligible persons. (11) Rental UnilS COnsttuctcd or rehabilitated with SHIP funds shaH be monitored at least annually for IS years for compliance: with tenant income n:quin:menlS and atfordability requirements. Wilness ~~,e ~~ Chief Elected Official - .' Wilness April 18. 2001 Date OR . . Attest: (Seal) Ma, Z9. 199. RESOLUTION 161 - 2001 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF l'\iIONROE COUNTY, FLORIDA ADOPTING THE STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) LOCAL HOUSING ASSISTANCE PLAl'l (LHAP) FOR STATE OF FLORIDA FISCAL YEARS 2001-2002,2002-2003,2003_ 2004 AND OTHER REQUIRED APPROVALS. WHEREAS, Monroe County has successfully participated in the State Housing Initiatives Partnership (SHIP) since its creation in 1993, and I -, C ~'\ -e.- -fa VJ WHEREAS, Florida Statute 420.9075 and State RU~@17.005 require participating local governments to submit to the Florida Housing Finance Corporation a Local Housing Assistance Plan (LHAP) at least every three years, and WHEREAS, The Special Programs Ollice, Monroe County Housing Authority, as Programs Administrator of Monroe County's State Housing Initiatives Partnership (SHIP), has conducted three public hearing throughout Monroe County to receive public comments on the design and implementation of the Local Housing Assistance Plan, and NOW, THEREFORE, BE IT RESOLVED, by the Board of County Conunissioners of Monroe County, Florida, that the County hereby: 1. Adopts the Monroe.County Local Housing Assistance Plan. 2. Adopts the maximum and average award schedule as listed in the Local Housing Assistance Plan. 3. Approves the continued ten (10) percent allowance for administration. 4. Authorizes the Mayor/Chairman to execute on behalf of the County all documents and certifications required for submission to the Florida Housing Finance Corporation. PASSED AND ADOPTED, by the Board of County Commissioners of Monroe County, Florida at a regular meeting on said Board on the 18thdayof April. A.D., 2001 Mayor Neugent Mayor Pro Williams . Commissioner Spehar Nelson cCoy ~} . ." :,.r 1.-' NY L. KOLF..AGE, Clerk yes - ~~~~~OUNTY COMMISSrONERS ~ COUNTY, FLOryJ(' , B M2YOrl~an~ug~<s-Q <:) 0 0 == :l> ;:, ('") ::: :x: g~~ =: .C'".l. r- <:) ('") . .c- c=::__ :z::.~ 0 :z:. ~nr- ~ ,:"(. ..... ..,,:;: ~ r- '. r.. ,." 0 - ~ yp.::. yes yes - o. c: . "T'! - - . ~ o -" <:) ::0 ::::0 ,.." (") <:) ::c - c Approved as to fonn and legal sufficiency: APPlIOVEO AS TO FORM ~ ~Jfl!f~- - ~s ZAN?h' UTTON no\TE 07/0/. 4 t1 t.s:~ -l~ ~T .,. s; '0 ~<: ? c u:. N o o N - I ~ I I - - - - 0 < - . t:. ., -. . ,. .. f"- f( " . - ... - ~. .. . '. g - .. ~ - g ,.; ':" ( - .. . .: - .. N - ., ." '. - .. - '.' - ., ~ ft. .. . .. ., , .. ~ - ... f"- r' >C . ' .-.,t- ~: . ,. , . '1 ~ - .,; '.~ - ,"" >- :.,. . c ,.; 'f. a ~ - :2 ... . a 0" 0 s ~ u c: a '.~ .. GO Q 0 N :it I .. .~ c: ': 0 -.... :: ., N - .~ c ..- - '" ..: at E ~ .:i, I -e. c: ,';, .~ .. I at .');; .~ f( > 0 ...,,: . " ;,ll ii '. ~ . U .~ 0 :t~ 'f~ ~ f"- ..... I ~ - >C . t~ :~~ I ~ .... f( .... .' ~ I ~. >C ... -' ;tC I ~ .. I >C ..... .7t I f(1 , I ."'- N I I ~ .~. .~~ I .-:r. f( . .\ .- ... Q ,. f( 'N t .~.~ - ..... ... f( ,; - r-\ --:: :- .~~ ~ - )( .." ,0 )( '0. - N -..; ~ c; :: >C I ... ....' g ~; N '~ - I '" :-~ ~ t ". . I !: ':::; 'J: .. 'C .. :Q .. >- ~ i .. :,~ j " I . -;.~ ! t .. ... i .;.~ ~ ! ! ! :.'~;~ ! I I >- It J :'.~:',.~ ~ a. a. i ,J .. -";;' j S ....... oC 'e:.~ i j It , I, 't ~~ J !I a:'~ ~ - o o N ~ W >- ~ (,J UI ~ W I- ~ UI a: o u.. w ~ ~ W ~ i= E' :2 ~i I- .. 0:( !.; !.!! 2! ~~ ~~ -.:I.. ..;; .:0 ~s :0.8 ~t i~ a:~ 3a . .. .. .. ~~ j~1 !-'" .. .. :2 ::~~ ~GJ.8 Oil'" e!l~ o . ~ ~~ -;; 3~i i~- ~~ . ~ OJ co !il !l.- ':a~ 1 u .. ... o N o o N .- o o N ... m CD >- Iii u (II u: CD ~ en ... .E CD j5 m 'ai E i= IO- U ~ >- : ->- ij - ~~ I<. ... 0;': 3.!! . rn !! ~o~-=- .~a~ 0.0"2- f-r~f a.~ 1: _ Q.- ~ ~ -"'-en !=...- .~=u "e8'= "2...EiZ: ~ - ... 0 =:;,~~ ;~.;~ 3.aC:a ~o.aa:: ':"'o~ :~;!i ..~-.( ~~~~ .. !. .a ~ IIC ~ <WWcn ---- -Nc-J... .- '0 .- CD a tV a.. '" CI CI ... ... CI CI ... ~ W >- ~ U In iA: w I- ~ In a: o u. w .... III -< I- W :Iii ;: - ~ .. " " "e .~ ~ .r . ~.:;;; ~~ ':, i; to: " N :_ ..; ~:.~ g .~ S .... o ~401 ~.~ . .;! .~ \; :>. C ~ o u .. o ... c o :Iii ,." "... ... 1..- ,~ ?: .:; -.; ....; '. a 2~ ';. ~ :;: ~~ ~I ~i _I.,] 'i! w ~ .,. ~!; ~':': ofC. '"I'~ .;;r,~ .. 'al~ ~ .~ .a~ .ft :;,.~ .~ i~.. ~. . c .. e c ... CD > o o ii u o ~ i~'" ';. i !~ ili ,::; !! :r ~.~ ir~ ~I~ .Ii.: .~ ! '~~ t! .~ .! .,;,'! .~ ~ ~':' ~ 1.. ~.~ .~.~ .~ ~!t! ~; ~ r,;, "'1: ...-: ~~ )1; ~ -~!.!t ~ i~ gl~ Ie S~ g;: ...~ .;: .~ 7t ..... .;.15 :: ;& ~ ,2 .~~-- .. ~ '~'.~ l .~~. w .~~ I ~.".. ; 'r;.~" e 'e..~; ~ '.e:~ ,= go~~ ci: "~ ~ - : - " . '0' .. ~ oft Ie Ie Ie Ie Ie Ie Ie Ie Ie I .. I ... ill ~ :a I I .. ~ ~ ... i & & ... .. J cl: I I, j <II Ie Ie I I Ie i .. ac J i i ! .! I J, Jj - ~ ~. ii I- .. 0< ~ . "i "2- ~i c e .3! B 1~ - "'- :: ~ :: (;.. :;a..,. ~i ~~ ~.!I iE ~ i ~ lit ~ 3~ .r . fIl !J ai:i ~~(I)_ - .'='~5 ~~ a.a"2~ :i ifOt_~ ;!.'g;; '!. 1_ ;l.... a._goo g,..'lJ ....,2(1) 52' 'g::i.._ :~j "~::iu ~~ "'-15!: il:;J ~.:;;~U: "'g~ .2:...,2 i,~ Q",~; !.O~ ~~~1i .~"' !-~~ 3f~ ':Q~ii i~i !~i~ ~il ~fli .oil ~WW(l) I... __ .!=S:i =N"c-."", - - - .- a .- j ~ ... Q CD C2 tU a. , , - . - , of ~ 0 - ~ . .. j ~ I:f: ; .. .~ ~ ~ ~. .. oc . . .'.I! .. .~. -; .~ . g .~. ... s ~. ,'"'II g ..;; ... ~, .' ;;: .: .' .... ~ .... .- ~ j '- ~ "F ~o , ~ - 'J'; ~ .. ., '\;! ". , ~ .... r~ .~ .' .. :~ .~ .~ oc --:u ',. .~ i ... 0 0 ~ s .0 0 ;... ... I':! ... .t .~ ... :ON .? ,,- ~ 0 .. ~ )( I~ - i 'ft ::; ~ .~ )( ~ '.~ ~ oc .., "J: .~ :':1lI )( (~ :j 'fg ';;" )( .i .- .:.;1 .... )( j .a., .- :~ )( .." :.. )( ~:~ ;l ~ '.;E )( ;.:c ... .~.. @ I~ )( )( J...."!' ~.;: )( 8..... ". .j ~ ~ .j -?i :$ .. it . . >- .:1 .ji-'M i j J ';'~ ... I '.~ "'n lJ i ~ .. i .~~ I I I ! . i j c! a .... "'.''i ... J e~~: < j I . . j e ;;:. .. J 4: J r!~ I j ~"~~ f ..,. 0 0 N ... ~ 0 0 C N :J ~ 0 u w . >- 0 ;i .. c 0 (J 2 UJ ii: C w . l- e ~ c .. UJ . II: > 0 0 0 "" ;; w U ..I 0 CD ..I ~ w 2 j:: "lI" o o N C"') o o N "- co cu >- 1i u (11 u: GJ iU a; "- oS GJ ::a as a; E t= '.. . , ~ ii .... ~< .. . ~) ~ . ~f j~ .... a_ ::2 ~~ ji !; Ii i~ !] Ii;! J I jl! j III i 'j :Sj .s ! j!J j!i~ ill i=!.i pj f!!J ii," Hd Ii ~lUlUrn ...&,J ::-C;-ft'. , i! ... '0 ... CD OJ as a. f >< , I : I . ! 10 - F ! 1 ~ " c i E ! j '" o o '" . - o o '" c:: -< w >- ...J Z ~ o ~ I- w <( I- a::: ~ ell o I- c:: a.c:o a:::<u. 0:: ~ CJ (J ...J rna. W-Jw CJ < 0 Zo~ 01- <(:>-!!! Z c: ell -well LL..::>-< ", :J c:1 '-'w~ 3':0; (J)OO :Ja:= orn~ -::20 -'-00 <( ::...J C ~ I- a::: c:: o 0 -.oJ "- LL.. ~ c:; W I- -< c:: I- ell c; e s u > o c:1 ii u o ...J Q . e ow ~ ! I~ II do II~ ! I ~i g g ~ ~ ~o II i i2 ~OO'" N..:r_N 'J pi" N/O/", I ~ II" ~J.I~g II il~l~ II ~ J ~I ~ g g ~ U'1 I '0 i 0 -:: ._ I l..:r _ ,~ ...., ~ < Jo. H :/ : /0/4 II"' ~..aQ ..... a: _ 0 I _.. ,!, wOw ,~ :", 1II .., ... ;l&I~ =.9~c:c: >1-5 ....-ClII ~~.... ::.ft ~ ~ : :s In w ~ Ie '" 0 ~ 9 ~ ...::C::-;: - ca....~c:.?>c J:.....E-a... ~ ~;::XO c: .. ...- o I- ~ 5N~""n or'! w ~ f~~'~ ~I-: I- =!NN ~,... .. - : o~ g - ~ 0 Q~;;gc: 4g I-~oob 411"0 i:i';~:~ ~ - c i : u : i : : ~ ! I I E : I g g : I ~o II N~ I' ..- - M o o M ,... l- ! : .. . CI ~ & ~ ! c .. 000 0000 00000 o ... ..... 0 0"'0 -aCONN -- .. u <: 3 ... . 11 ... .;; )0 -< '-- : I i_' , ~ i .; I I ~ ! : : g g 00 o ~ 0 co :- .. = l! - . ~ . . ~ :a 00 '/00 0" 00 o I 4 4 0''''0 COlN_ fiN ~ i : I 5 I >- E-4 :z: ::l o U t:J o c:: :z: o X <0 GI :J: =: ;::; .. ofM"'''' I- -0 I ~ ~ . ~i-\QM ~~';\Qo .. - ~ tx; f-:r 35 gg ~ Q:) 0 0 o Q.. 40 I- !: e co '" ::..-. ~,... III o o o i i : I i & ' ~ ~~ ! .. . S I ~ M g o i . .. ,. 0 ~ &r2 ; ~ <;,J -.0 M o o ~oo co ..:r ..:r N o o o j i i &'" i ': ! 0 : o o 000 - ~ ,.... ~ o N .. , .;! I .. . , i ~ I I , , I , , J , , , . I I I I I i i I 3 I , I I I , I I , ~g~ ~~ - 4~0 o ~ ,. 0 .; .0 .. .. i ~ 0 _ 3 . J - i : - =: J: o .... 0;; !! -; g '111 ..-4 I~ 1 ~ rn J: ijj ~ a'~ -t~Q :: ... w!":; .c:: :.: I- ,C .... ~~~ :1.. :;; ~ ';; ~ ~ ~ ';: .., ,~Ii ~ C Q ~ ~ ';; :2 .Q 3 en u , , I , I I I , , 000 I I I I I , I I I o o o '" ,... o '.., I:;: i ~ ~ i e.. o ~: . c:: E e i ~ . .. 0 c:=f<: o ... . ~ ~c:a.. '~~ e : C"'lI .. a c: .. .:~& o.s.s. ~ ~,~ i <II ~I" ::: ~I~ I~ 4 10 IC: h (l: ~I~ :~ , I , I o I , I o o o co ,... ~ ..:r .., p ~ 1- o I.... o o - - M o o ~ ,.... o o o ~ M ~ o o o Q\ - M - o o o o CO N !-- - '" - !-- ..:r - :..-. j .. -- - N r j ! . - r--- . a: C .2 -go!! . .a a j a a U (J=~ . -< Ii: ~~: <: s: .. . . ~ u iC u - .. ~ :':Sa. -Jl -< 1 I-{ 0" .... 0: ~l ..... o o !l ~r =/ J-I ~I ~, ..;,' -; '-- :- ~ ~ 11 ... 1 E .. g. ~ ." ~ ~ o N CO '" '" .. LU i-- ~ .. :: i ~ : : l ~ I-I- I :/818 I ~ : if~l~ ! Ii I : ~ .. . .. . " ~ ~ .. I I ,. . ~ I 8 ~ ! ~ ~ ;U1 ~ i .! ~.~ ~I-; ~ I u 1: ;> . "1 v ..:a ~ u v -- _ J"Jl~ i '- .-,0 ... I I . II i~ II i I 1'~.J~i~ :: rl-.:1 - CO , 1 I ~ j j I I r i ~ i ~ I f 11<, . " 5 ::: .. : i f--.l-- ~ .. ~ ;; , I I Iii I ' : r 0 == jOI 0 SIS? 1:>.00;:,<..0 gloJ~ ... I~~!~ ~I~ IN!'i / ! . , J -I ]:1 01 ":] ...., '" " CI2 " :r o 0 0 u u ~.:~E o ~ 0 U =ou-;:;'''''''' <-:,~;;-< I~J:":]'" 41000 >....I:l:... f ...; f ~ ~ f M N '" ~ !/ 0 :. )( ... N ~ f.T M on ... - b -or - I -or I --- J' . ro- . 0 .. ; N be 0- .. ; ~ aO ~I~ - \0 M 0 . ... - c c . . 0 ~. o . ~ -or t: 0 . . I- . : ... ~ N 1-1" :: ~ ... ; " \0 0 ~ 0 - ~. ... ... - IC"" 0 J - i f- '- . - ~ g g ~ g 0 ~ ~ ! 0 j 0 .. 0 - .. 0 ~ .. 0 0 I~ M 0 I C 0 : -a 0 0 .. = 0 0 0 0 0 ~ ! N a;a - Q a . 0 . o a . 4 0 ! c: . . 0 ! u ~ ~ r....1ce 11 i 5 e "'g. 0 0 ~ 0 ~ ..... ca '" ~ a N . . ... ;:: . 4 ca ~ i! -or' ,.... Ie- ~ M ca 111 1 I 0: t ~ \0 - .... - ~ .. .... I,... I' 111 . j i - - f f- i i :i I '" . ~ J . I I ::l , .. . I I g ~ I I a ; I I I I I 0 c:: ! . u i . I I I I 0 ~ i I I , , I a Q , u ! I I a , I 0 u ~~ I , I ~ a .. 1 , , , . ~ I I . 'J a 0 a . iC I M I I I on I I '" I .. I I , , I 111 UA '" , 0 ~ I I N I I M I , , , I M .. f 0 I I I I I ... N r-- . .. - t-- ::: I. N .. Ii 0 - i : a 0 0 a ! fg a .. a I;::; i~ ! ... . 0 M i i a 0 a 0 a ... a 0 a ~ 0 , i N 0 Q 0 a a 0 0 j a 0 a a I I a ~ ~ a . 4 . 0 0 . ~a a 0 0 0 . i , d i~ I a= a '" 0 .. . C\ .~ 19 I~ I~ c . - . ;;10 < \0 ca N N <oJ' ca GO - I , W I,... - - N M -or ,..., M . - I r I"" I >- ~ I , ~ r-- .. f- ~ I < .. c ~ Z 1:1 g c U c: ~ I 0 a :! :!! I 0 UJ ;:s i I I 0 a I i a a u: ... .: .. I I 0 a :I a 0 a ~ i I l- .. < ~ & I I a a . i a 0 a ; 0 1 w ~ ~ ~ ... u ! I I . 0 '" ~a 0 a a 0 . 5 ~ .. u i < .. . I I 0 a . ;; . a . ." c:: ... I , ca N i 111 '" ca .. " ... ~ > - - .. en < ,.... ,.... N = - 3 ~ I 0"'1: ... ~ "'- , ..... I - ~ ~l go ;; i- .: I-i Q.c:o a 0 "5 _ v ~ I c:: -<( u. .. .1 a a I a 1 . 'I' I u ... ::: j : ~ ~ 0" 0 0 1 a ~ I I 1 I o .....z .. . ~ ~ - : ...< . . a I 4 4 I a .. . I I I I RiE.e -< : (J(J~ : < - I~ I '" a I . i - !!! I I I .. I .. Za:UJ r or I I a g a 0 r-- .. III -wUJ .. ~ aa oa 0 .. a a a ~ U. > < ; ~ aa Oa 0 ; ; a a a .. .-u :: ~ . . . 0 II . 4 .. " ....l Z "'0 0", . < a ~ ~ '" .. w_ . ~ a Z C UJ N-or' -N '" - Ii r r-; ': ,.... - ~ ~ 1M/ N/a/",/ 0 '-- ; ~I- = en 00 / /~ 4M \0 :J ~ = ~i ~ 'f -or' ~ MI-.: CIO u O(JJ~ ;:I ;:I - 0 I~ - .3 / i J:::::) U i 00 ~ ) : /g I I ~~ t-- ! 'J <C =:: ~ >- 0 u . I i C ~ E-< 1 I ~ g ~ , a a I i I :z: a I I a ;; ~ a 0 c ... :::l II . I I 4 II . . a ':101 ~ !g c::: . . . . I: 0 . I I a ::I a 1:3.01 0 0 c.J !xl I I-or' or - '" ;?i019 u. ~ ...J UJ C&l 11 I a/4 I /~ ~a r-- (I~;"~ ~ u. w a ~ i "'" i i C' I~ f-.="~ I" C3 = N - 1""1 =-1 :z: ;:I :> N i I i W ... 0 ...... e i ; < :c: UI ~ ~ ..: - i--- r . I: .. t c: ~ c:: , ~ ... w -: Q 0 c I rn C III ~ '111 ,.. i ~ e . g .g: w j ~ :: f .s ~ i . .. u , E -en III fI. 4 l1. : - c: ~~ ! ;:s .!! a I ; rnw > Q -: en 3 .: ~ .. ~ -:J =- 0 .~ :~ ! ~!!! '111 ~ 0 a ~ ... u u .. ! ... UAo W III ~ i i ,..: ~ . 0: .. > .... ~ ... Q Q, < ~ at - 00 10 u w~ ! =... .. - :i! ow :: " ~I~ 0 ~en w '" 0 ~ ... '; :. c Q,. . l-t - :2 .. .. ~ '" .. .... = .... en CJ .= ; ~ e :; g: :: E . u 2 ~ - ... : ~ '" : - ~ ~ '" ;; Q 0: . - u 0 ~ 0 .. - . U lC ~ ~ -l - " 0 > W 4 : .. ":0 0-: .. .. :i ;( 0 . 3 .~ ~ ~ '" ~ 0 ... J Ci -a Z J :~ ... ..: ;;; < e ; oS .. ......:;.... r .. III ::3: = u ... ~ i M ! M ~ ;1 f ~ (i N '" )( :!~ N \0 i.;r h ." Joo - 10 ~ - ~ -, r , - ]J I . ,.... 1 ; - 0 - .. N bo ~ ~ .. .t ~I- M '" M 0 . III - c c' o : ~ ~ :: ~I: ~ (i c . . I- . 0 ~. . ... : I- ~ ~ '" 0 ;: 0 - .01 .. .. " - '('0 0 -I I J - l- i- ! f I - .. 0 ~ Ig ~ jg 0 0 ~ f , 0 ;; .. - .. 0 g 0 0 ~ ~ M 0 ! t 0 : -:; 0 0 ~ <=! 0 0 0 0 t N :5 .. . a(ia 0 .. .. a .. - 0 C: .. . 0 I u ~ 0 II i ~ I ..... 0 0 ; .~ 0 ~ ... ~~ GO '" ~ IC"'~ 0 N ... :: ;: . . GO ~ ,... ~ M CO .~ . -= 1 '" - ~ :;; - I.;T .. ~ I,... ,... j . j i - - I '.~ I i i .. .. , t I ; g ~ I ; QI I C .. . , , , 0 i , . , , I 0 S a: / & , , , , 0 c , , , , I 0 u . , , 0 , "' 0 . ~ ' , , ~ 0 ; J u ~ u .~ s a , , . 0 , t . S 00 0 .. iC I ..:r I ., , '" , , ." I .. , , , , , , ." W 0 , , N .. , , M , . , , , M .. 0 , , , , , .. I N ,... ~ .1- =c ' " M t 0 - f .. 0 0 g g f . 0 <C fg , I;:; I- I 0 .. :I ig M . i.a 0 0 0 .. 0 0 0 J I~ N 0 0 0 0 ~ i 0 0 0 , '0 I '0 .; t 0 . - p 0 . 1 00 0 ~ . j I::: r~ ,- Iii .. .. 0 '" 0 - c t . Q\ ~ I~ .0 aa N N -:r "0 aa GO - . :,~ I~ I W - - N M ..;f' ,.... M ; 1- , f >- l- I-- <C l- . " ~ ;.0 .r I z ~ 1:1 I g I u c :: . , 0 0 :: ; I 0 UI ~ J . , 0 0 1 0 .; u: ... ~ .. , I 0 0 .. 0 0 0 ~ .. l- . < i & , I 0 0 . : & 0 0 0 . . 1 J w 4 ~ 0 i ... u ~ , , . 0 ." ~o <=! 0 0 . z: ; ~ ~ .. ... j ~ . :; , , 0 0 . .. 0 . .;; .. ~ . c:: .... ;)0 . , , co ~ N . '" '" CO <C .. ... I UI -< ,.... ,... N iI-I-. e Ii c Ot-a: :t i- I-- ri f- ':i- a. c:: 0 0 81' :s .. .. 3 c:: < u. ! t -, 0 0 ~ ... , , , , u a: II: j .. .. o ~% 0 " 0 0, 0 :; :I , , I , ~ " 'I .. : ~ 0 . . . . 0 .. . , , , , .. .. :t >> (J U j .. i !, ..9 ~ 0 , ." O. . -c . , , , ~ ~ ! ~ ... .. UJlI. <0 . N -, ." , , , , is i W..Jw -- .; a: a. .. (J - !!! I-- .r Z a:: UI ~I; 0 0 0 0 g 0 0 i -Wen " 0 0 0 g .. 0 0 0 I.L. > ~ - ~ 0 0 0 ; ~ 0 ~ 0 .. . .. C):iu :: .: . . .. Q .. . - i 0 0 '" . . 0 ~ ." '" zW= ~ ~ AI I"" a QUI ..;f' - N ." - -i ~ .... ,... - :) ~ .:0 ~ 1= (1)00 i I~ '" :J Z = ~j b M Q 0 ~j C 'M I..., ~ u GO Oc;;~ N 0 ." - - 0 - . :I:::J~ -- i 00 I ! ~ ~~ >- g , , 0 0 ~ u Q ~ E-o ! t ~ , , 0 !~ ! t 0 I~ 0 Ie::; :z: . , 0 0 0 - .... ::;) ~ ~ I~ , , . .. . .. ~ ~~,~ .~ !o c:: 0 ~ , , 0 . -c 0 ~ a: :lI ." 0 0 c.J , , -:r .,. - '" ,~ ...J u. I-- ~ fa, III' c: en ~ I u.. w 0 ij N C'" c: I." ~ . (". ~ I:: ~ Ie:: u a:: , , .. J N - W :z: , , 0 II 0 N .... 0 - '- ~ :c: ell 1 ~ ~ - ~ . a: 401 ell e ~ ~ l- e ; .c a 0 -: en = cu g .i. "CU 1 ~ e lI. Ii ~ . :; i ... ~ 1 ,g .i . .. ;; . e ~rn cu Co I~ ~ = .. 0 ~ .~ Q i e J: 0: .. j ::1- 1:1 ; > rn ~ i~ .::-: a:w 0 .. ~!:!! 'CU 0 .. .. ... . w- ... '1 cu 401 i c 1-= 4.l .. c .. ! C ~ .. > z:O 3:. ~o . 0 c : ~ e - j . .. 0 ~:1! Co ~ :2 0 I-au i II II .. <:) ~ C CII .e ~ ! . ~I Co) - - CD . .. . ~.... .. <G: e e 0 i .... : ... ~i .. e . .2 .. a:.... 0 .. CI .. 0 2= ... = ~ cu Q i 401 "; ,=. 0: ~ .. = ::I .. M .; . .; ~ cu IX: roof en CJ : ~ e ; 04 e~ .. e Q 0 401 : : CU : - :2 ~ .j ... .. . 0: .... .. - .. ,g ~ 0 . x: .. - . u .. .. CI ;~ " 0 > .. ... : ;; .. ":a o . .. .. ::I < 0 .; . :J .~ i E-o CII C 0 401 ~ Ci ~ ~l . 2l1. ~ =~ e .s : lI. I~ cu :c: Q i 1ft C 4 ~ 1:1... .. r& P ~.! 00 z: 401 !: ::I I! ~i .. 0 21- fit fit << > ~ - tlI cu :J: IX: u