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Item O10 BOARD OF COU:'\lTY co.'nllSSI0~F.RS .-\GE~DA ITF.M SLIHMARY \.1eeting Date. August..l. 7, 2005 Division:_ County Attorn~y Bulk ll~':m: ''{C~ 1\0 xX" Dcpflrtment: COLJl1lV .Attorney B.Qh Shillinger x 347Q AGE~D"\ I'n:1\1 WORDING; Authorization to 1) initiak legal action again:-;l Ricky' and Barhara ..-\ll~I] to foreclose the COlJllly'5 Sl UP loan and ~) negotiate purdlase orWcll~ Fargu Bank's f~rst 1llortg(lge ITE:\'l HACKc.:RO(~I\D~ On .April 14,2000, the County loaned S3(;))()O to \1r. and :\1rs. Allen under the SHrp loan prDgram Fur the ~econd time jn L",'O years, the CounLy has. been named a~ a dejcndant in fl)rcclo~ure actions due to allegations thm lhc Allens hav~ defaulted on the first mortgage. ,)'ee, Wells Farr:o Hunk 1'. Ricky Allen, Har/lara Allen, .Honroe County, ef nl., CA 1\.-1 05.177. \Vdb Fargo alleges that it has not reccived any paymenls. iI-om tnc Allen~ ~lnce February of 2005. The fll i ng oft.hat suit constitute,:, a breach of' [he terms oftl1~ SHl P mOl1gage the County extended to tn~ All~us. In order to pmt~c.t Lhc County's illtert's.l in the property, statr i5 s.ceki~lg authorization to J) forcdo~e the County:'s SHIP mmlg.age, and 2) purchase Wells. Fargo's first mongagc. Although an exact figur~ has. nOl yet becn provided, Wells Fargo's i:; seeking <ipproximatdy SS7 ,000.00 in its actioll. If the County were to ontain the propc1iy. the Hous.ing Authority \.....ould impose atTordability res.lriclinn:-; on any tunner tnlm;fers The propeny in qu~S11on ls.located at n~u. Dolphin Drive in \-1arathon and was ,,'allied at just over $200,000 by lhe Property Appraist:r's. office in 2004 Three olJWf propeniDs in the subdivi$ioTl are listed f'-1r sale for 2-3 timt::s. that amount. PREVIOLS R.E.LEVA '-IT ROee ACTION: nOllf'. rOI\TR4.CT/AG REK\1 E.:'\' r CHA:'\lGES: n/a STAFF H: I'TO M 1\'1 E.~DA TIONS~ Approval. TOTAL COST: ~a)S90,OOO.()O BLL>Gt:TF.D: y~s No COST TO COL[\']'Y: nil:! SOrRel: OF FI.T~DS: n/a R}:VF.SlJF. PRODlJCING~ Yes ~ No AMOUNT PER 1\101\TII n./a \'car nJa A I~"ROV f: () BY: County Auy ~ 01\1 B/Puryh(1sing Rish Management _ ../l . I ~ /1 .. '. /... -/ I ' . :.. - ..ft 0-~-~/----- L!; l "'--... ...... Z J/ 'I It.i John R Cullins, Coumy Attorney I>I\'JSIO[\' DIRECTOR APPROVAL: DO(:I;1\-1 F.:NTA TION ~ Included '\Jot Rl;tlLlired xx n ISJ>OSITIOl\: AGF.NDA ITEM if U,-...,.;<M .1"fl~