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Certificates of Insurance
ACORD,M CERTIFICATE OF LIABILITY INSURANCE DATE(MM 2/22//D D/YYYY) 2/22/24 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION First Professional Brokerage Services, Inc. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE 350 South Main Street/Suite 307 HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Doylestown, PA 18901 INSURERS AFFORDING COVERAGE NAIC# INSURED INSURER A: Westfield Specialty Insurance Company West Group Law PLLC INSURER B: 81 Main Street INSURER C. Suite 510 INSURER D: White Plains, NY 10601 INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED.NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR DD'L POLICY NUMBER POLICY EFFECTIVE POLICY EXPIRATION LIMITS LTR TYPE OF INSURANCE DATE MM/DD/YY DATE MM/DD/YY GENERAL LIABILITY EACH OCCURRENCE $ DAMAGE TO RENTED COMMERCIAL GENERAL LIABILITY PREMISES Ea occurence $ CLAIMS MADE OCCUR MED EXP(Any one person) $ PERSONAL&ADV INJURY $ GENERAL AGGREGATE $ GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMP/OP AGG $ POLICY F PRO LOC JECT AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT ANY AUTO (Ea accident) $ ALL OWNED AUTOS BODILY INJURY $ SCHEDULED AUTOS - (Per person) HIRED AUTOS FBI Y,��---� BODILY INJURY $ NON-OWNED AUTOS (Per accident) ATE 2 27 24 r�y PROPERTY DAMAGE WAMM Irk_ Y" (Per accident) $ GARAGE LIABILITY AUTO ONLY-EA ACCIDENT $ ANY AUTO OTHER THAN EA ACC $ AUTO ONLY: AGG $ EXCESS/UMBRELLA LIABILITY EACH OCCURRENCE $ OCCUR CLAIMS MADE AGGREGATE $ DEDUCTIBLE $ RETENTION $ WC TH- WORKERS COMPENSATION AND ORSTIMIT ER TORY LIMITS ER EMPLOYERS'LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? E.L.DISEASE-EA EMPLOYEE $ If yes,describe under SPECIAL PROVISIONS below E.L.DISEASE-POLICY LIMIT $ OTHER Lawyers Professional Liability LPP-394614K-00 3/1/2024 3/1/2025 $5,000,000/$5,000,000 $10,000 Per Claim/Aggregate Deductible DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES/EXCLUSIONS ADDED BY ENDORSEMENT/SPECIAL PROVISIONS This is a Claims-Made and Reported Policy Prior Acts Date: 3/1/2017 CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION Monroe County BOCC 1111 12th Street, Suite 408 DATE THEREOF,THE ISSUING INSURER WILL ENDEAVOR TO MAIL 10 DAYS WRITTEN Key West, FL 33040 NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT,BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE C. Matthew Hetrick°  ,°,1 ACORD 25(2001/08) ©ACORD CORPORATION 1988 IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. ACORD 25 (2001/08) DATE(MM/DD/YYYY) A�Rom® CERTIFICATE OF LIABILITY INSURANCE 2/28/2023 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: Megan Joyce e Insurance Group PHONE FAX Kovera 75- g p A/C,No,Ext: �860� 44222 (A/C,No): 657 Enfield Street ADDRESS: clteam@koveragegroup.com INSURER(S)AFFORDING COVERAGE NAIC# Enfield CT 06082 INSURER A: TRAVELERS CAS INS CO OF AMER 19046 INSURED INSURER B: TRAVELERS IND CO 25658 West Group Law LLC INSURER C: TRAVELERS CAS&SURETY CO OF AMER 31194 81 MAIN ST INSURER D: Ste 510 INSURER E: WHITE PLAINS NY 10601 INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER (MM/DD/YYYY) (MM/DD/YYYY) LIMITS x COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 2,000,000 CLAIMS-MADE OCCUR PREMISES(Ea occETT- urrence) $ 300,000 MED EXP(Any one person) $ 5,000 A 6805P66691A 03/01/2023 03/01/2024 PERSONAL a ADV INJURY $ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 4,000,000 x POLICY ❑JEC ❑LOC PRODUCTS-COMP/OP AGG $ 4,000,000 OTHER: $ AUTOMOBILE LIABILITY (Ea accident) $ 1,000,000 x ANY AUTO BODILY INJURY(Per person) $ A OWNED SCHEDULED AUTOS ONLY AUTOS BA9P857009 03/01/2023 03/01/2024 BODILY INJURY(Per accident) $ HIRED NON-OWNED 11F<U11EF<I Y DAMAGE $ AUTOS ONLY AUTOS ONLY (Per accident) X. UMBRELLA LIAB x OCCUR EACH OCCURRENCE $ 5,000,000 B EXCESS LAB CLAIMS-MADE CUP6P189648 03/01/2023 03/01/2024 AGGREGATE $ 5,000,000 DED I )C RETENTION$ 10,000 PRDCO $ 5,000,000 WORKERS COMPENSATION x STATUTE ER AND EMPLOYERS'LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE Y/N E.L.EACH ACCIDENT $ 1,000,000 A OFFICER/MEMBER EXCLUDED? N/A U137P06228A 03/01/2023 03/01/2024 (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ 1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ 1,000,000 Each Occurrence 5,000,000 C Professional Liability 37LB-01072324 03/01/2023 03/01/2024 General Aggregate 5,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Holder as noted is additional insured as per written agreement not to exceed the limits,terms or conditions of any policy noted herein. y 23 CERTIFICATE HOLDER CANCELLATION WAMM t SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,NOTICE WILL BE DELIVERED IN Monroe County BOCC ACCORDANCE WITH THE POLICY PROVISIONS. I I 1112th Street Suite 408 AUTHORIZED REPRESENTATIVE e6a.«,Jra�r� Key West FL 33040 ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD DATE(MM/DD/YYYY) AC�"® CERTIFICATE OF LIABILITY INSURANCE 2/16/2022 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTA NAME: CLTEAM@koveragegroup.com Kovera e Insurance Group PHONE 860 745-4222 860-741-6901 g p A/C,No,Ext: (A/C,No): 116 Washington St ADDRESS: certificate@koveragegroup.com INSURER(S)AFFORDING COVERAGE NAIC# Middletown CT 06457 INSURER A: TRAVELERS CAS INS CO OF AMER 19046 INSURED INSURER B: TRAVELERS PROPERTY CAS CO OF AMER 25674 West Group Law LLC INSURER C: TRAVELERS IND CO 25658 81 MAIN ST INSURER D: TRAVELERS CAS&SURETY CO OF AMER 31194 Ste 510 INSURER E: WHITE PLAINS NY 10601 INSURER F: COVERAGES CERTIFICATE NUMBER: 001 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER (MM/DD/YYYY) (MM/DD/YYYY) LIMITS x COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 2,000,000 CLAIMS-MADE �OCCUR PREETT- MISES(Ea occurrence) $ 300,000 MED EXP(Any one person) $ 5,000 A 6805P66691A 03/01/2022 03/01/2023 PERSONAL&ADV INJURY $ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 4,000,000 X POLICY ❑JE� ❑LOC APPROVED BY RISK MANAGEMENT PRODUCTS-COMP/OP AGG $ 4,000,000 OTHER: BY --� /�- $ AUTOMOBILE LIABILITY DATE (Ea accident) $ 1,000,000 x ANY AUTO WAIVER N/AX YES_ BODILY INJURY(Per person) $ A OWNED SCHEDULED AUTOS ONLY AUTOS BA9P857009 03/01/2022 03/01/2023 BODILY INJURY(Per accident) $ HIRED NON-OWNED FF<UFEF<I Y DAMAGE $ AUTOS ONLY AUTOS ONLY (Per accident) x UMBRELLA LAB x OCCUR EACH OCCURRENCE $ 5,000,000 B 7EXCESS LAB CLAIMS-MADE CUP6P189648 03/01/2022 03/01/2023 AGGREGATE $ 5,000,000 DED I X RETENTION$ 10,000 PRDCO $ 5,000,000 ORKERS COMPENSATION ND EMPLOYERS'LIABILITY Y/N STATUTE ER NY PROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $ 1,000,000 C FFICER/MEMBER EXCLUDED? N/A U137P06228A 03/01/2022 03/01/2023 Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ 1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ 1,000,000 Each Occurrence 5,000,000 D Professional Liability 37LB-01072324 03/01/2022 03/01/2023 General Aggregate 5,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Holder as noted is additional insured as per written agreement not to exceed the limits,terms or conditions of any policy noted herein. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,NOTICE WILL BE DELIVERED IN Monroe County BOCC ACCORDANCE WITH THE POLICY PROVISIONS. I I 1112th Street Suite 408 AUTHORIZED REPRESENTATIVE Key West FL 33040 ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD