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Certificates of Insurance
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Dpqzsjhiu!DOB!Bmm!Sjhiut!Sftfswfe/!!!Jodmveft!dpqzsjhiufe!nbufsjbm!pg!Jotvsbodf!Tfswjdft!Pggjdf-!Jod/-!xjui!jut!qfsnjttjpo/ Buubdinfou!Dpef;!E6787:4!Dfsujgjdbuf!JE;!29196262 Ufdiopmphz!Hfofsbm!Mjbcjmjuz!Fyufotjpo!Foepstfnfou 3/xbtfyfdvufeqsjpsupuif cpejmzjokvsz-qspqfsuzebnbhf ps qfstpobmboebewfsujtjohjokvsz hjwjohsjtf up!uif!dmbjn/ BmmpuifsufsntboedpoejujpotpguifQpmjdzsfnbjovodibohfe/ Uijtfoepstfnfou-xijdigpsntbqbsupgboejtgpsbuubdinfouupuifQpmjdzjttvfeczuifeftjhobufeJotvsfst-ublft fggfdupouiffggfdujwfebufpgtbjeQpmjdzbuuifipvstubufejotbjeQpmjdz-vomfttbopuifsfggfdujwfebufjttipxo cfmpx-boefyqjsftdpodvssfoumzxjuitbjeQpmjdz/ DOB85983YY!)2.26*Qpmjdz!Op;!6078704688 Qbhf26!pg!26Foepstfnfou!Op; The Continental Insurance Co.FggfdujwfEbuf;10/01/2021 Jotvsfe!Obnf;DUDE SOLUTIONS, INC. Dpqzsjhiu!DOB!Bmm!Sjhiut!Sftfswfe/!!!Jodmveft!dpqzsjhiufe!nbufsjbm!pg!Jotvsbodf!Tfswjdft!Pggjdf-!Jod/-!xjui!jut!qfsnjttjpo/ Buubdinfou!Dpef;!E67:344!Dfsujgjdbuf!JE;!29196262 Business Auto Policy Policy Endorsement EXTENDED COVERAGE -BAPLUS-FORHIREDANDNON-OWNEDAUTOS ItisunderstoodandagreedthatthisendorsementamendstheBUSINESSAUTOCOVERAGEFORMasfollows.Ifanyother endorsementattachedtothispolicyamendsanyprovisionalsoamendedbythisendorsement,thenthatotherendorsement controlswithrespecttosuchprovision,andthechangesmadebythisendorsementtosuchprovisiondonotapply. TABLE OF CONTENTS I.AMENDMENTSTOLIABILITYCOVERAGE A. Who Is An Insured 1.MajorityOwnedCorporations 2.NewlyAcquiredOrganizations 3.AdditionalInsuredsRequiredByWrittenContracts 4.Employee-HiredAutos B.IncreasedLossofEarningsAllowance C.FellowEmployeeCoverage II.AMENDMENTSTOPHYSICALDAMAGECOVERAGE A.IncreasedLossofUseExpense B.BroadenedElectronicEquipmentCoverage III.AMENDMENTSTOBUSINESSAUTOCONDITIONS A.KnowledgeofAccidentorLoss B.KnowledgeofDocuments C.Waiver of Subrogation D.UnintentionalFailureToDiscloseHazards E.PrimaryandNon-ContributoryWhenRequiredByContract IV.AMENDMENTSTODEFINITIONS A.BroadenedBodilyInjury I.AMENDMENTSTOLIABILITYCOVERAGE A.AmendmentstoWhoIsAnInsured UnderSECTIONII-COVEREDAUTOSLIABILITYCOVERAGE,theparagraphentitledWho Is An Insured isamendedtoaddthefollowing: 1.MajorityOwnedCorporations AnyincorporatedentityinwhichyouownamajorityofthevotingstockontheinceptiondateofthisCoverage Formisaninsured,butonlyifsuchentityisnotaninsuredunderanyotherliability"policy"thatprovidesauto coverage. 2.NewlyAcquiredOrganizations Policy No: BUA 6078704674 Policy Form No: CNA83700XX (10-2015) Effective Date: 10/01/2021 Policy Endorsement Effective Date:Endorsement Expiration Date: Page: 64 of 73 Endorsement No: 16; Page: 1 of 4 Underwriting Company: The Continental Insurance Company, 151 N Franklin St, Chicago, IL 60606 ®CihtCNAAllRihtRd Buubdinfou!Dpef;!E67:344!Dfsujgjdbuf!JE;!29196262 BusinessAutoPolicy PolicyEndorsement Anyorganizationyounewlyacquireorformduringthepolicyperiod,otherthanalimitedliability company,partnershiporjointventure,andinwhichyoumaintainmajorityownershipinterestisan insured,butonlyifsuchorganizationisnotan insured underanyotherliability"policy"that provides auto coverage.Theinsuranceaffordedbythisprovision: a.Iseffectiveonthedateofacquisitionorformationoftheorganization,andappliesuntil: (1)TheendofthepolicyperiodofthisCoverageForm;or (2)ThenextanniversaryofthisCoverageForm'sinceptiondate, whicheverisearlier;and b.Doesnotapplyto bodily injury or propertydamage caused by an accident thatoccurredbefore youacquiredorformedtheorganization. 3.AdditionalInsuredsRequiredByWrittenContract Anypersonororganizationthatyouarerequiredbywrittencontracttomakeanadditionalinsured underthisinsuranceisan insured,butonlywithrespecttothatpersonororganization'slegal liabilityforactsoromissionsofapersonwhoqualifiesasan insured forLiabilityCoverageunder SECTION II - WHO IS AN INSURED ofthisCoverageForm. 4.Employee-HiredAutos Any employee of yours is an insured whileoperatingwithyourpermissionan auto hiredorrented underacontractinthat employee's name,whileperformingdutiesrelatedtotheconductofyour business. Withrespecttoprovisions A.1.and A.2.above,"policy"includesthosepoliciesthatwereinforceonthe inceptiondateofthisCoverageForm,but: i.Whicharenolongerinforce;or ii.Whoselimitshavebeenexhausted. B.IncreasedLossofEarningsAllowance Undertheparagraphentitled Coverage Extensions isamendedunder SupplementaryPayment subparagraph(4)todeletethe$250.adaylimit forlossofearningsandreplaceitwitha$500.adaylimit. C.FellowEmployeeCoverage Undertheparagraphentitled Exclusions is amendedtodeletetheexclusionentitled Fellow Employee. II.AMENDMENTSTOPHYSICALDAMAGECOVERAGE A.IncreasedLossofUseExpense Undertheparagraphentitled CoverageExtensions is amendedunder LossofUseExpenses todeletethemaximumof$600.,andreplaceitwithamaximum of $800. B.BroadenedElectronicEquipmentCoverage Undertheparagraphentitled Exclusions isamendedto deleteparagraphs 5.a through 5.d.intheirentirety,andreplacethemwiththefollowing: 5.Exclusions 4.c.and 4.d.abovedonotapplyto loss toanyelectronicequipmentthatatthetimeof loss is: Policy No: BUA 6078704674 Form No: CNA83700XX (10-2015) Policy Effective Date: Endorsement Effective Date:Endorsement Expiration Date: 10/01/2021 Policy Page: 65 of Endorsement No: 16; Page: 2 of 4 73 Underwriting Company: The Continental Insurance Company, 151 N Franklin St, Chicago, IL 60606 Buubdinfou!Dpef;!E67:344!Dfsujgjdbuf!JE;!29196262 BusinessAutoPolicy PolicyEndorsement a.Permanentlyinstalledinoruponacovered auto,nortosuchequipment'santennasorother accessoriesusedwithsuchequipment.A$100deductibleappliestothisprovision,and supersedesanyotherwiseapplicabledeductible;or b.Designedtobeoperatedsolelybyuseofthepowerfromthe auto's electricalsystemandis: (1)Removablefromahousingunitwhichispermanentlyinstalledinoruponthecovered auto; (2)Anintegralpartofthesameunithousinganyelectronicequipmentdescribedinparagraphs a.or b.(1)above; or (3)Necessaryforthenormaloperationofthecovered auto orthemonitoringofthecovered auto's operatingsystem. III. AMENDMENTS TO BUSINESS AUTO CONDITIONS A. Knowledge of Accident or Loss Under BUSINESS AUTO CONDITIONS, the Loss Condition entitled Duties In the Event of Accident, Claims, Suit, or Loss isamendedtoaddthefollowingsubparagraph a.(4): (4)If your employees know of an accident or loss,thiswillnotmeanthatyouhavesuchknowledgeuntil such accident or loss isknowntoanaturalpersonNamedInsured,toapartner,executiveofficer, managerormemberofaNamedInsured,ortoan employee designatedbyanyoftheabovetobe yourinsurancemanager. B.Knowledge of Documents Under BUSINESS AUTO CONDITIONS, the Loss Condition entitled Duties In the Event of Accident, Claims, Suit, or Loss isamendedtoaddthefollowingsubparagraph b.(6): (6)If your employees knowofdocumentsconcerningaclaimor suit,thiswillnotmeanthatyouhave suchknowledgeuntilsuchdocumentsareknowntoanaturalpersonNamedInsured,toapartner, executiveofficer,managerormemberofaNamedInsured,ortoan employee designatedbyanyof theabovetobeyourinsurancemanager. C.Waiver of Subrogation Under BUSINESS AUTO CONDITIONS, the Loss Condition entitled Transfer Of Rights Of Recovery Against Others To Us isamendedtoaddthefollowing: Wewaiveanyrightofrecoverywemayhave,becauseofpaymentswemakeforinjuryordamage, againstanypersonororganizationforwhomorwhichyouarerequiredbywrittencontractor agreementtoobtainthiswaiverfromus. Thisinjuryordamagemustariseoutofyouractivitiesunderacontractwiththatpersonor organization. Youmustagreetothatrequirementpriortoan accident or loss. D.Unintentional Failure To Disclose Hazards Under BUSINESS AUTO CONDITIONS, the General Condition entitled Concealment, Misrepresentation or Fraud isamendedtoaddthefollowing: YourfailuretodiscloseallhazardsexistingontheinceptiondateofthisCoverageFormshallnot prejudiceyouwithrespecttothecoverageprovidedbythisinsurance,providedsuchfailureoromission isnotintentional. E.Primary and Non-Contributory When Required By Contract Under BUSINESS AUTO CONDITIONS, the General Condition entitled Other Insurance isamendedtoadd the following: Policy No: BUA 6078704674 Policy Form No: CNA83700XX (10-2015) Effective Date: 10/01/2021 Policy Endorsement Effective Date:Endorsement Expiration Date: Page: 66 of 73 Endorsement No: 16; Page: 3 of 4 Underwriting Company: The Continental Insurance Company, 151 N Franklin St, Chicago, IL 60606 ®CihtCNAAllRihtRd Buubdinfou!Dpef;!E67:344!Dfsujgjdbuf!JE;!29196262 BusinessAutoPolicy PolicyEndorsement Notwithstandingprovisions5.a.through5.d.above,thecoverageprovidedbythisCoverageFormshall beonaprimaryandnon-contributorybasiswhenrequiredtobesobyawrittencontractenteredinto prior to accidentorloss. IV.AMENDMENTSTODEFINITIONS A.BroadenedBodilyInjury UnderDEFINITIONS,the definition of bodilyinjuryisdeletedandreplacedbythefollowing: Bodilyinjurymeansphysicalinjury,sicknessordiseasesustainedbyaperson,includingdeath,mental anguishormentalinjurysustainedbythatpersonwhichresultsasaconsequenceofthephysicalinjury, sicknessordisease. Allothertermsandconditionsofthepolicyremainunchanged Thisendorsement,whichformsapartofandisforattachmenttothepolicyissuedbythedesignatedInsurers, takeseffectonthePolicyEffectivedateofsaidpolicyatthehourstatedinsaidpolicy,unlessanothereffective date(theEndorsementEffectiveDate)isshownbelow,andexpiresconcurrentlywithsaidpolicy. Policy No: BUA 6078704674 Form No: CNA83700XX (10-2015) Policy Effective Date: Endorsement Effective Date:Endorsement Expiration Date: 10/01/2021 Policy Page: 67 of Endorsement No: 16; Page: 4 of 4 73 Underwriting Company: The Continental Insurance Company, 151 N Franklin St, Chicago, IL 60606