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Item P09 P.9 Coty f � ,�� ,' BOARD OF COUNTY COMMISSIONERS �� Mayor David Rice,District 4 The Florida Keys � Mayor Pro Tem Craig Cates,District I y Michelle Coldiron,District 2 James K.Scholl,District 3 Ij Holly Merrill Raschein,District 5 County Commission Meeting June 15, 2022 Agenda Item Number: P.9 Agenda Item Summary #10658 BULK ITEM: Yes DEPARTMENT: County Attorney's Office TIME APPROXIMATE: STAFF CONTACT: Brian Bradley (305) 295-3177 NA AGENDA ITEM WORDING: Approval to accept proposal for renewal of airport liability Insurance from ACE Property and Casualty Insurance Company through Arthur J. Gallagher & Co. with an annual premium of$62,145.00, and authorization for the Risk Manager to sign all necessary forms. ITEM BACKGROUND: The County's airport liability insurance policy with ACE Property and Casualty Ins. Co. (ACE) expires on July 27, 2022. The County's airport liability insurance policy provides specialized liability coverage for airport operations at Key West International Airport and the Marathon/Florida Keys International Airport above and beyond the County's normal liability policy through Florida Municipal Insurance Trust, including premises and personal injury liability, hangar keepers liability coverage, non-owned aircraft coverage, and liquor liability coverage. The County issued an RFP in March 2022. Only one proposal was received, from ACE Property and Casualty Insurance Co. through Gallagher Insurance. The proposed coverage through ACE provides the same $100,000,000.00 in liability coverage for airport operations in Key West and Marathon. The basic policy annual premium will be $55,239.00 with no deductible. This premium represents an increase of$2999, or+ 5.74% over the current premium. In addition, ACE has proposed to offer TRIA (terrorism) and War coverage for an additional $6,906 per year. The County has not previously purchased these coverages, but is recommending the purchase now particularly in light of the higher number of passengers passing through the airport and the relatively modest cost for the additional coverage. The total premium will therefore by $62,145. As shown on page 17 of the Gallagher proposal attached to this agenda item, Gallagher provides coverage to numerous airports and airport authorities, including the Miami International Airport and Orlando International Airport. The policy effective dates will be 7/27/22-7/26/23. The County's Risk Consultant letter providing analysis and the Risk Selection committee score totals recommending this renewal are attached. Packet Pg. 3302 P.9 PREVIOUS RELEVANT BOCC ACTION: 7/21/2021 - BOCC approved the current ACE airport liability insurance policy proposed by Arthur J. Gallagher& Co. insurance broker. CONTRACT/AGREEMENT CHANGES: Renew Airport Liability Insurance with Ace Property and Casualty Ins. Co. through Arthur J. Gallagher STAFF RECOMMENDATION: Approval. DOCUMENTATION: Risk Consultant Evalution Airport Liability Score Sheets (JC, BB, RS) Airport Liability total score sheet Airport Owners and Operators Liability Insurance 05.03.2022 Bid Response Bid Tabulation Sheet PDF Recommendation Letter FINANCIAL IMPACT: Effective Date: 7/27/2022 Expiration Date: 7/27/2023 Total Dollar Value of Contract: $62,145.00 Total Cost to County: $62,145.00 Current Year Portion: Budgeted: Yes Source of Funds: 404-63001 CPI: Indirect Costs: Estimated Ongoing Costs Not Included in above dollar amounts: Revenue Producing: If yes, amount: Grant: County Match: Insurance Required: No Additional Details: 06/15/22 404-63001 - KEY WEST AIRPORT O & M $62,145.00 REVIEWED BY: Brian Bradley Completed 05/25/2022 1:49 PM Bob Shillinger Completed 05/25/2022 1:58 PM Cynthia Hall Completed 05/25/2022 2:04 PM Packet Pg. 3303 P.9 Purchasing Completed 05/26/2022 8:51 AM Budget and Finance Completed 05/26/2022 9:18 AM Brian Bradley Completed 05/26/2022 10:00 AM Lindsey Ballard Completed 05/31/2022 11:55 AM Board of County Commissioners Pending 06/15/2022 9:00 AM Packet Pg. 3304 � o C> M G. Q� J4 U RS G. u a� bn U + v O W G CJ U O � bt wz way a en u o 0 0 0 0 Z O C7 U + v v OCq N W N U O N v 0 p p �" w .G- v L7 u .-4'" u b b L7 y UCa� -� L� ,'zi -u 20 .� a .°,�� v v v N 5C P a v v s7 a Ts o 0 o T W o o apabC o a c� U Ua � � � o C> M G. Q� J4 U w p o G. :a �O L.•' O N wO n w n Ts v H � o U � vvi O v v p � �1 w 141 O � � wz � 6s, `sr au M N O N N N O N N N C Q ° LAr-) LNn N y u v 0 u us7 u Q � qv � � v � •� u a� ws 5a � c P.9.b SCORE SHEET FOR RFP Airport Owners and Operators Liability Insurance 11-May-22 RFQ Selection Committee Member Score Sheet Committee Member:Judy Clarke N Scoring Criteria Point Range N N N 1.Terms and conditions of coverages being N 0 to 3S 35 76 proposed 2.Financial stability of insurers being proposed 0 to 15 15 cs 3.Experience of proposing agent with governmental entities with emphasis placed on experience with airport 0 to 15 15 operations T 0 CL 4. Price 0 to 35 35 C S.County Forms:Response form,Lobbying& conflict of Interest,Non-collusion,Drug-free 0 to 0 0 0 D Workplace.Respondent's Insurance Indemnification Stmt,Insurance Agent's Stmt. _ Total Score(out of max. 100 points): 100 100 0 0 to RANK 1 cos Signed: Digitally signed by Judith Clarke,RE 1� Judith Clarke, P.E. Date:2022,05.16 0&29:51-MW 0 lL E Packet Pg. 3307 P.9.b SCORE SHEET FOR RFP Airport Owners and Operators Liability Insurance 11-May-22 RFQ Selection Committee Member Score Sheet Committee member:Richard Strickland , cN cN Scoring Criteria Point Range CN cN I.Terms and conditions of coverages being 0 to 35 35 proposed 2.Financial stability of insurers being proposed 0 to 15 15 U) 3.Experience of proposing agent with governmental entities with emphasis 0 to 15 15 placed on experience with airport operations 0 CL 4.Price 0 to 35 35 S.County Forms:Response form,Lobbying& conflict of Interest,Non-collusion,Drug-free 0 to 0 0 0 0 Workplace.Respondent's Insurance Indemnification Stmt,Insurance Agent's Stmt. Total Score(out of max. 100 points): 100 U) 100 0 0 RANK 1 0 Signed: C, 5.12.2022 Packet Pg. 3308 P.9.b SCORE SHEET FOR RFP Airport Owners and Operators Liability Insurance 11-May-22 RFQ Selection Committee Member Score Sheet Committee Member: Brian Bradley cN Scoring Criteria Point Range N N 1.Terms and conditions of coverages being N proposed 0 to 35 35 76 2. Financial stability of insurers being proposed 0 to 15 15 cs 3. Experience of proposing agent with governmental entities with emphasis 0 to 15 15 placed on experience with airport operations T 0 CL 4. Price 0 to 35 30 C S.County Forms: Response form, lobbying& conflict of Interest,Non-collusion,Drug-free 0 to 0 0 0 0 Workplace. Respondent's Insurance Indemnification Stmt, Insurance Agent's Stmt. Total Score(out of max. 100 points: 100 95 0 0 RANK 1 cos Signed: ca 0 CL 4i cs Packet Pg. 3309 (CZOZ-ZZOZ lemoulaa eouejnsulA 111 rl °ciai ) 499qs ajoos jep4 Apj!qerj 4jodjiV :4u9wqoe44Vo U M C> M G. Q� J4 U RS G. 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J r /r 0 "y Ji f l r� r e , J r, i f !, J J,. t j i r r r or� r r/r r„ / I r f l t r., 1 i /. I IIIII� ! i, / I r/ i O r rCOL %% Gallagher l Insurance Risk Management Consulting IIIIIiViiilfl(f1JJ>1JJ�Jf t>I P Packet . 3311 � 9 Monroe County Board of County Commissioners gA*Gallagher OOCORE360" 1 Hl:..". 1::::011 11 OWNG RESIPONSI:..". IS 1PRESI::N"I 11::'D BY:: 04 C) 04 04 0 r, ac, u u 04 1 C) Regional Executive Vice President-Florida 04 Area Senior Vice President Gallagher Global Brokerage (D Phone:305. 639.3113 as Email: zeb holtra)aia.corn w as U Area Senior Vice President U) Gallagher Global Brokerage Phone:305. 639.3116 Email: jori—van_der—voort@ajg.com 2 -j tf Area assistant Vice President CL L- Gallagher Global Brokerage 7C Phone:561.998.6785 as Email: kathv NIO-aia.corn U) 0 CL U) as Arthur J.Gallagher Risk Management Services,Inc. 2255 Glades Road, Suite #240W @ Boca Raton, FL 33431 04 04 OVOVOV C01,11 Ul) C) (D U) 2 0 (D CL 0 (D 0 tf 0 CL (D E ff q f Packet 9 312 Monroe County Board of County Commissioners gA*Gallagher OOCORE360" N CD N of C..0 �"[e �"[s N N CD N (D C: (D Transnittal Letter 1 (D U About Arthur J. Gallagher & Co. U) Gallagher Loss Control Personnel Experience and Expertise 4 2 Client List 5 tf 0 Required Proposal Bid Forms —Airport Ow ners and Operators Liability 6 CL Required County Forms Signed and Licenses 7 • Confirmation receipt of Addenda #1 (D U) • Lobbying and Conflict of Interest Clause —Ethic Clause C: 0 • Non-Collusion Affidavit CL U) • Drug-Free Workplace Form as • Public Entity Crime Statement • Local Preference Form —Not Applicable @ • Oty of Boca business Tax receipt 04 04 • Agency Business License • Authorization for Zeb Holt to sign the County forms • Florida insurance agent 2-20 Licenses Ul) CD Claim Reporting Locations and Instructions 8 as U Specimen Policies 9 • ACE Property and Casualty Insurance Company (Airport Liability) U) AJGRMS Disclosures 10 • Client Authorization to Bind • Proposed Carrier Ratings and Admitted Status 2 • Important Proposal Disclosures • Compensation Disclosure 0 • Market Review as CL 0 as 0 tf 0 CL as E Packet g 3313 ..........._............. y�� U�tx ��r� nf ��U�tx��0O i�� gA*Gallagher '"' County '= = ~� ^� ~�Commissioners �h_��6�� y�/ �� .�\�� ^�� U U �� ^ � n ��n �� "��an04 04 n April 28.2022 04 04 Ennmi|gdto: OMB-B|0S@nnonrogmountv-f|.0o* 04 NtIonroo County Board of County Conrniooionoro Nbnroo County Purchasing Office 1100Gimonton St., Suite 2'213 e Key West, FL 33040 Re: Request for Proposals Airport Owners and Operators Liability Insurance Coverage Effective Date: July 27. 2022 To Whom It May Concern: Our Arthur J. Gallagher Rok Management Services, Inc. team would like to thank Nbnroo County Board of County Commissioners for the opportunity to respond to your "Request for Proposals — Airport Owners and Operators Liability tf Insurance". VNearoextromo|y p|oaoodwiththo insurance proposal that wo were able tonegotiate fo/thoAirports CL We confirm our company and servicing team meets and exceeds all requirements of this RFP, including past experience and <� detailed work experience with public 000to/ o|iontn. and Florida airports in partiou|ar. Gallagher confirms acceptance of the requirements ao described in the Request for Proposals. Additionally, wo confirm receipt of Addendum #1 CL We believe our firm represents the best qualified firm to continue to provide Nbnroo County expert insurance brokerage oorvi000 U) for the following reasons:Unmatched Florida Public Sector Aviation Experience—Gallagher is uniquely positioned to continue to assist 04 � Wnroe County and the Airports due to our substantial Florida public sector aviation experience. Pease refer to 04 our list of Airport Clients in Section 4. Our Gallagher teams currently service a majority of the Florida municipal 04 aviation authorities. Proven Track Record with Monroe County—Gallagher has along track record with Wnroe County, aswe've Ui 2 worked with the County for over 24 years providing the County comprehensive and cost effective program (D solutions. U Gallagher's National Risk Control Team—We havedeveloped specific aviation risk control and loss prevention resources.The County can learn from the successes and challenges ofGallagher's experienceswith other airports as it looks to implement various claims and riskcontrol activities. Public Sector Team Qualifications —Gallagher is the largest broker for public entities across the U.S., providing 4 brokerage services to over 7,000 public entities, including over 200 in Florida. Our Florida team is comprised of over30 individuals and 830+ years of combined public sector experience. This experience has and will be put to 2 workfor Wnroe County to ensure it is continually adapting to new challenges and risks faced. Insurance Market Leader—Gallagher places more than$14 Billion in annual insurance premium per year,and over 0 $1-7 Billion in public sector premium. In Florida, weare the largest property insurance broker, placing over$785M L_ of annual property insurance premiurrs every year. CL � Our firm agrees tobebound by the requirements oftho[bm* mquootaowoUaoby our response.VNe appreciate the � opportunity to present the unique capabilities of our team and company to Nbnroo County. Should you have any questions or need further clarification, please don't hesitate to contact us. Best Regards, tf � Jo/i Van der Voort.ARM Kathy HiU, QC Area Senior Vice President Area Assistant Vice President y�� U�tx ��r� nf ��U�tx��0O i�� gA*Gallagher '"' County '= = ~� ^� ~�Commissioners �h_��6�� y�/ �� .�\�� Art[ U �� UU �� Co. � �^ "� ��K�� n nK�� . ��nn��n n�� K�er Florida /�rw��r�&�� Omm CCD 04 Gallagher opened its first office in Florida in 1077. and in the past 44 years our Florida operations have grow n and wonow have nine offices. We have over 40 professionals throughout these offices that specialize in Public Sector and provides services to over 200 clients. = W 00� FLQ�"W A OCATla�� Orlando 200 G. Orango Avenue,Suite 1350. Orlando, FL 32801 � ~ �E Tampa 4350VNeo Cypress 8�oot Suite 300, Tampa, FL33007 �� Naples 1305 Panther Lano, Suite 100 &210. Naples, FL34100 Jacksonville 12443 San Jose Boulevard, Jacksonville, FL32223tf � Fort Lauderdale 300 GE2nd Gtroot, Guito740. Fort Lauderdale, FL33301 Booa �Raton 2255 (3[ades ad, Suite24()VV oa �Raton, FL 33431 �� NUani'Omdo 0155G. Omdo|and, Suite 1112, NUani, FL 33150 < Fort Myers 12000V0o/|d Raza Lano, Fort Myers, FL33007 0 lequoota | 2507equoota Cvivo, Suite 300. 7equoota FL 33400 | 04 CL 04 CD Founded in1027. Gallagher is headquartered in Rolling Meadows, IL 04 Gallagher io one of the wo/|d's largest insurance brokerage, risk management and consulting firms. Asa community insurance ml) broker and trusted local consultant, woho|p people and businesses move fonwardwith confidence.VWth more than 850offices CD and 32.000 people wo/Nng around the globe, wo'ro connected to the places w here wodo business and to every community wo call home. Managing risk withouotonizod solutions and a full spectrum of services,helping you foster a thriving workforce,and always holding ourselves to the highest standards of ethics to help you face every challenge for more than 00yoaro—that'oTho Gallagher Way � Gallagher is the leading specialist for public 000to/ insurance and risk management in the U.G. Much of our company's growth and ou00000 can be attributed to our innovation of new risk financing strategies and alternatives for our public entity clients. We 000kn to be the leading provider of risk management solutions to public entities and educational organizations, and to be the recognized thought leader in public sector risk management. In the early 1070'o. Gallagher designed the first integrated, multi-line "protected self-insurance" program <a single policy providing both specific and aggregate od This concept was the origin of our growth through the 1970s and 1980s — e CL including the development of many governmental pools aomoo the United States. During the past three decades, Gallagher has 0� been the leader in the fo/nation, design and growth of public entity risk-sharing pools throughout the oountry. Gallagher associates remain on the forefront of public 000to/ risk management — from BRM & ISO 31000 engagements to tailored risk financing structures to address in-pacts of climate change and other emerging risks. P.9.d Monroe County Board of County Commissioners /%rGallagher 04 Otd,r Alt°kd'0'1I ono RKit°K°aKonl CD 04 04 For over 30+ years, Gallagher has dedicated a significant energy and focus to provide insurance brokerage representation to 04 CD airports and Public Entity aircraft fleet operations in the United States. We currently service over 100 domestic airports from the 04 large hub airport to the small municipally owned and operated airport and many state and local aircraft fleets. The airport ow ner's liability and other public entity clients comprise the largest sector of our entire account list. Our extensive experience in insurance marketing will allow the insured to gain access to the most advantageous placement as opportunities. The insurance marketplace is a much-changed landscape as compared to just 18 months ago. The insurance broker must have significant experience in insurance placements requiring multiple insurance facilities. Gallagher has such experience. U) Over the 30+ years that the Gallagher has worked in the aviation insurance marketplace, we have gained the trust and confidence of the insurance underwriters.Our office w ill never sacrifice short term gains at the expense of our integrity. Gallagher has a relationship of trust with the aviation insurance underw riters. We know that our team will be forthright with the facts and w orkdiligently to arrange an insurance placement that benefits both the insured and the insurance company. tf This trust with the insurance community translates into favorable acceptance by the underwriters when we present our clients CL profile and insurance requirements. This is a valuable consideration when selecting our brokerage representation. as U) r_ CL U) (D Much of the company's 90-year history has revolved around the public sector. In the early 1930's the firm began serving the insurance needs of school systems and that quickly expanded to serving towns, cities, special districts, counties and states. In those 80 years the company has established training programs, systems, new ways of structuring coverage,and analytical tools 04 specifically designed to servethe needs of our public sector clients. 04 The original Florida office of Arthur J. Gallagher Risk Management Services, Inc. was established in 1977. Over the past 44 years, Gallagher has been committed to the public sector and is known for this commitment to public entity clients from a time in Ui the past when no one was interested in serving the public entity marketplace. We are the largest broker for individual/pooled CD self-insured programs for public entities and schools. A long list of well-known satisfied clients serve as our best credentials Our clients are our top priority, and we use every tool at our disposal to ensure that we honor that commitment. • Managing our client's risks is our highest commitment. • We try to anticipate our client's needs in advance. • We seek to understand the client's business, not just our ow n. CL • We alw ays recommend that w hich is in the client's best interest, even if it diminishes our revenues. • We lead our clients to more effective risk management techniques. • We seek long-term relationships, not quick profits. Getting the order is only the beginning of our commitment, not the end. • We never promise w hatw a cannot produce. tf • Honesty and integrity are paramount. If we make a mistake, weadmit it, and we make it right. CL • Every client, large or small, has full access to all of our expertise and capability. as E ll��llllliii Packet P9 3316 ..........,,,........"I',,,,,,,,,,,/iaaaa/��DD/11111/l//00OOO11f f111111� P.9.d Monroe County Board of County Commissioners /%rGallagher 04 The service team for Monroe County has provided risk management services to over 25 individual self-insured public entities 04 and scholastic accounts. Many of Gallagher's public entity clients have large self-insured retentions or large deductibles. These 04 self-insured retentions/deductibles range from$25,000 to $1,000,000 (not including property retentions). 04 Because of our extensive client list and familiarity with the marketplace, we have been able to negotiate the best terms, 3 conditions and pricing for our clients. The types of coverages associated with their programs are sinilar to the coverages requested in your RFP and also include excess property, excess general liability, excess auto liability, boiler and machinery, as flood, public officials liability, employment practices liability, crime, excessworkers compensation, and fine arts coverage. qy Ls In addition to placing excess insurance coverages for our clients, the following is a list of services that the Gallagher service team would provide to Monroe County: • Accessibility of Account Executive & Team: All of the Team Members are always readily accessible to the Monroe County. • Liaise with insurance carriers: The Gallagher Team will act as a liaise between the Monroe County and the Insurance Carriers as respects all aspects of the program. tf 0 CL • Participation in Periodic Meetings: Our team is committed to having the right individuals attend meetings at the request of Monroe County. as • Planning: Review potential exposures with you and customize each to depict what Monroe County wants to see in terms of Coverage, Units and Deductibles. CL U) as • Program Design: Collaborate to w rite Insurance Specifications for the Program Design. • Compilation of Applications and other documents: The Gallagher Team will assist the Risk Management 04 Department of Monroe County in gathering all of the information to be included in our Insurance 04 Specifications/Submission to Underwriters. • Administrative Account Management: Day-to-day administrative services include, but are not limited to: issuance Ln of certificates of insurance as needed, invoices, review of audits, maintaining of files,general correspondence, etc. as �s • Marketing of the Insurance Program: Our Public Entity Professionals will present the Monroe County Submission to the marketplace. U) • Analyze Quotations: We will review the quotations received, con-pare terms and conditions and re-negotiate/fine- tune the proposals as needed. • Insurance Proposal: The Gallagher Team w ill prepare a complete proposal for the consideration of Monroe County. • Selection of the Insurance Program: Gallagher will discuss the pros and cons of each quote and make professional recommendations as to the most advantageous. as CL • Binders, Policies & Endorsements When instructed to do so, Gallagher will bind coverage as instructed and provide Monroe County with all the pertinent documentation. • Review of the Insurance Program: Gallagher w ill continuously review the Insurance Program throughoutthe year and consider any new products and approaches available, as well as, the need for additional coverages based on exposure changes, etc. 3 • Changes in the Marketplace/Financial Stability of Carriers Our team will communicate all changes in the tf marketplace, financial ratings of insurers and reinsurers that could affectthe Program CL as E ll��llllliii Packet Pg. 3317 .....,,,,,,,,,,,,,,,,,,,,/////////,,,,,/iaaaa/��DD/11111/l//00OOO11f f111111 y�� U�tx ��r� nf ��U�tx��0O i�� gA*Gallagher '"' County '= = ~� ^� ~�Commissioners �h_��6�� y�/ �� .�\�� N Car � � N �� ~ °� �� `��m �� CD �� 04 Jim 8mithistheTeam Lead Rsk Control resource for anything b0000ntrol related. Jim works hand-in-hand withthe8a||agher servicing team and your risk management team to assist in preventing claims. Jinn's approach is to understand and analyze current claim trends,then augment your risk prevention resources to make an impact on your highest loss drivers. � Gallagher's National Rok Control (NFC) team has over 80 risk control oonoultants, who provide risk control consultative services to our clients. Our risk control services provide value-add client services w hile assisting IVIonroe County in managing risks. Our team has extensive experience with the complexity ofwo/Nngwith airport authorities and airport operators. Gallagher's NRC can offer a variety of risk control services to airport operations and airport maintenance activities. U) � Gallagher has a public entity riokoontro|+wo/Nng group consisting of over 40 consultants with varying dogmoo of expertise and experience in airport operations oafety/riokmanagoment. This working group collaborates, networks and shares ou00000 stories in order to build content that can assist our clients in reducing their overall costs of risk. Gallagher also offers a variety of 2 electronic resources such ao our public entity newsletter—"PEP' and emerging risk wobinaro throughout the year. _j tf CL Gallagher National RokContro| (NFC) consulting has provided airport clients a wide range of professional consultative services. Examples of these services include: CL ° Reviewed several airport incident reporting and investigation practices,offering recommendations to in-prove oc � the process. m0 ° Slip/trip/falls assessment at several international airports to offer various risk control improvements and 04 04 assessment ofoignago. ° Developed airport maintenance oafetyp|ano/. ° Assisting indeveloping safety management oyotom(GIVIG) programs. wm ° Developed and conducted managerial/supervisor safety management training ° Conducting risk assessments for various operations. ° Fe-rfo/mod Job hazard analysis fo/variouo airport operations work. ° Fleet safety program assistance including driver improvement education training �E ° Assistance inhandling environmental programs. ° Participating in insurance inspections and coordinate/formulate responses toany deficiencies. "WVK Gallagher io also continually developing resources for our clients tomitigate risk. VNe offer a variety ofelectronic resources such �� aooupervioo/y safety development training oorioo (8oGB). emerging risk wobinaro.and newsletters.These electronic 0 resource offerings are available to your risk management team ao part of our services. � tf CL 318 P.9.d Monroe County Board of County Commissioners /%rGallagher /,V IIw0D ll'lHNI 04 CD Andrea Tom esek is the County's dedicated Claims Advocate resource for anything claims related. She has 15 years expertise 04 across all lines of coverage. 04 04 CD Gallagher can also provide technical expertise in all aspects of the claims discipline for all lines of coverage placed by our team 04 It is our job to ensure you receive the highest level of service from your carriers and that coverage is interpreted in your best interest. We address your coverage questions as they arise and aggressively advocate on your behalf w hen necessary.We as also: as ■ Intervene on claims involving coverage issues and reservation of rights letters ■ Advise on selection of defense counsel ■ Work w ith claims adjusters to pursue the best defense strategy U) lNll lf.'lIAJI... (',1,../,kIIIN1, 1�1EP N1 � Reporting claims promptly to insurance carriers is essential in obtaining the most desirable result. For the majority of routine claim occurrences you may w antto report directly to the carrier. How ever,for claims that require our immediate involvement, we provide alternative methods so our claims professionals can quickly engage. tf 0 CL 1...01W°MuvaMu Uk flM11NI (D Our claims consultants assist in the evaluation and strategic planning of high exposure and complex claims. We possess the high level of claims expertise and knowledge to solve problems and deliver optimal results. Once these claims are identified, ourCL claims team immediately engages the adjuster and, if required, upper management. We continue to consult on the claim until it as is resolved as efficiently as possible with the best possible outcome. 01 11 1.,/,kJIII1,S(',,01Iw:US11 UV Iw:U(',"i IN1,01 11... N Our highly skilled claim consultants will develop a claim service plan that controls and monitors claim management using the following tools: Ln CD as U f((((((((((((((1 ((EEE((((((((((((((E fff fE Efffff ff fffffff (((((((((( ((((EE((((((((((((((EEEEEEEEEEEEEEE E E1 II1 E E E 1 ( ( 1 1 1 � � J 1111 > > � � � � � lllllll � 111 1111 > > J � � � � �111111111111111��>>1>>J>>11�� 1111111111111111111>>>>>1J1111111111111111111 11111111111111111>>1>>�>>JJII>>a��1 llllllllllllllllll llllllllllllllllllllllllllllll��l�lll�,a�J111>11111JJy�11�J1�0��1�11�11111�1�1�J111 lllllllllllllllllll lllllllllllllllllllllllllllllllllllllllllllllll�ll�J1>>11�1�J»J�J�111�1��11111�111�11111111��1�11111�11�1 lllllllllllllllf 111111110111111111111111111111111111111»»Jll�,a��JIJ�a�JJ1J1yiJ11�J1»�1�J»�I�II��l11�1�11�1��1111 Every claim should be Claims handling Resolution opportunities analyzed early for cost- proficiencies Facilitate carrier effective management Audits to best practices responsiveness Legal strategy and Cost targets Advocate on coverage expense supervision Year-over-year results problems U) Coverage counsel referral, 0 w hen necessary as I I ( 0CL ff 1111111111111111111.1E 111111EEEEf fffffEE EfEEEE1111111 ((((((ljjl llll 11� ��lllllllllllll ��l 111 jj jl1 1 � / j J l l 1 J rr Ir I II i, � i �i rrrr i, i, rrrlr,llllllllllllllllllllllllllJllllll��1�J��1.1»»��1>>>»1»a�ll11J��J111�J�1JJ�1J�1��1>��J�� Illl�l��Illlll011lllll�lllll��1�1��a��J»»Jl1��JJ111�J»�J1J��I�I��J�� Illl�l��Illlll011lllll�lllll��l�llllll J��>»1»1111J»»�� Develop cost Facilitate carrier response Benchmarking analytics containment through with high level executives Auditor tool for safety strategy and planning Deploy Gallagher compliance and claim executives for appeals to defense carriers,as necessary tf CL as E ll��llllliii Packet P9 3319 ..........,,,........"I',,,,,,,,,,,�iaaaa/��DD/11111/1110000011f Monroe County Board of County Commissioners gA*Gallagher OOCORE360" Iersann6� and Sectbn 04 CD 04 Gallagher, as the current broker for the County's Aviation Liability Program,already has in place a service team structure that is proven in its 0 I4 ability to provide Monroe County with the services that are contemplated in your Request for Proposals. 04 CD 04 Our service team has already proven itself to the County in our ability to deliver cost effective program solutions in the most difficult markets in the history of the industry,Post 9-1 I,Post 2004 and2005 Hurricane Seasons. CD r_ CD Supporting the County is our Florida team which specializes in Public Entity and Aviation clients. An organizational chart belowshows the W team structure. An introduction to each team member follows,with a brief description of their role and responsibilities. CD U) Jori Van der Voort,ARM Area Senior Vice President 2 _j tf 0 CL N CD ow= slim=t.. U) r_ i 0 CL Kathy Hill,CIC Jim Smith,M.S.,CSP Zeb Holt,CIC,CLCS,CLP U) CD Area Assi stan t Vi ce President Regional Leader-Risk Control Services Regional Executive Vice President,FL Client Service Manager,Senior 04 04 Joanna Naszlin Andrea Tomasek,ARM.CRMP Tony Abella,Jr.,CPCLI,ARM, Client Service Associate Claims Advocate,Senior AREe,MSIM, Area Senior Vice President Ul) CD (D L) C: Robin Camacho Brad Meinhardt Client Service Executive Senior Managing Director Aerospace Practice U) Aerospace Practice AJGRMS—Las Vegas,NV AJGRMS—Las Vegas,NV 2 0 (D CL 0 '0 Our office hours are Monday through Friday, 8:30 a.m. to 4:30 p.m. During other times, your calls will be received by our voice mail system. Your recorded calls will then be returned during business hours. as 0 tf 0 CL as E U Packet Pg. 3320 y�� U�tx ��r� nf ��U�tx��0O i�� gA*Gallagher '"' County '= = ~� ^� ~�Commissioners �h_��6�� y�/ �� .�\�� 0"',j),"',j), fUS,� (Coil ddl 11 1 U)e 04 CD 04 04 Jo� �. Va� de�Voo��A�M |��ea Se��o�'��e ��e�de�t| ��UUag�e��W�U�c Secto� C� 22558ladoo Foad, Suite 200E Boca Faton, FL 33431 '` The Gallagher account team is led by Jori Van der Voort who will be the primary coordinator of all Gallagher resources and will have the ultimate responsibility for the delivery of oorvi000 to you She will respond to questions, address oonoomo. manage = and coordinate all available Gallagher services and resources. One of Jo/i's primary roles is to provide technical expertioo, benohmarNng with other public entity programe, and market relationships to ensure you have the best insurance program available in the market U) � KEY ACTIVITIES/ RESPONSIBILITIES ° Work with Risk IVIlanagomont Department to establish goals, strategies, marketing and renewal activities 2 ° Attend all meetings with Risk Management including Board meetings, Claims meetings, FBVA meetings and Underwriter —° meetings tf ° Identification and analysis of exposures and insurance needs CL ° Develop risk financing options to minimize the total cost ofrisk < ° Structuring and placement of layered Property program, VVb/kero Compensation and Ex0000 Liability programs ° Maximize eligibility for and access toFBVA public assistance disaster funds ° Develop manuscript policy wording CL ° Coordinating and executing both the program design and implementation ° Leading the team in the marketing and negotiation of financial risk transfer programs (D ° Comparing program options and make recommendations ° Nbnho/ risk management program effectiveness throughout the policy term m0 ° Prepare Reasonableness Letter for purposes of Public Assistance Program of FEMA, as required by the StaffordAct 04 04 ° Coordinate Loss Control and Claims Advocacy services Ln RELEVANT EXPERIENCE AND QUALIFICATIONS CD Jo/i specializes in providing oorvi000 to governmental entities. Since 1000oho has worked o|000|y with governmental entities and has been instrumental in designing and negotiating her client's insurance coverages as well as assisting with contractual risk management concerns. Jo/i will be available onadaily basis to respond to your service needs and will take an active role in the design and implementation of your insurance programs � _ EXISTING PUBLIC ENTITY CLIENTS � ° Monroe County District School Board ° Nbnroo County Board of County Commissioner's ° Florida Keys Aqueduct Authority ° Key West[-busing Authority �� ° (Day County School Board 0 ° City of Riviera Beach * Fb|k County Board of County Commissioners � EDUCATION / DBG|8NAT|ONG 0 tf ° Lioonood2'20 Property & Caoua|ty Agent ° Associate in Risk IVIlanagomont Designation (ARM) CL .�� ° Bachelor of Science— University ofAlabama < y�� U�tx ��r� nf ��U�tx��0O i�� gA*Gallagher '"' County '= = ~� ^� ~�Commissioners �h_��6�� y�/ �� .�\�� 0"',j),"',j), fUS,� (Coil ddl 11 1 U)e 04 CD 04 04 04 Kathy �UU | �� de �U�� K�� %'�� N � N�| �� 22558ladoo Foad, Suite 200E Boca Faton, FL 33431 Kathy's role will be to handle daily servicing responsibilities and support the entire team She w ill wo/kwith the County tohelp facilitate the gathering exposure info/n-ation. She is available to respond toquestions, address oonoomo, and help managoand w coordinate all available Gallagher services and resources. KEY ACTIVITIES/ RESPONSIBILITIES S ° Participate in strategic risk managomont planning 0000iono ° Preparing submissions and proposals ° Analyzing quotations and negotiating terms ° Reviewing insurance policies for oonourronoy and accuracy tf ° Review of contracts and assist withthird party contract guidelines for clients CL ° Implementing changes aoneeded < ° Day-to-day account management services, invoicing, bindoro, certificates,and coordination withintormediarioo CL RELEVANT EXPERIENCE AND QUAL|F|CAT|ONS a) Kathy brings over 35yoaro of insurance experience, including 20 years of risk managomont experience to the team Fier primary :2 focus is on managing and designing Public Entity Rok Management Portfolios. She works exclusively for Gallagher's public m0 04 entity clients and provides a wealth of knowledge inPublic Sector insurance and riokmanagomont division. EXISTING PUBLIC ENTITY CLIENTS ° Monroe County District School Board ° Nbnroo County Board of County Commissioner's * Florida Keys Aqueduct Authority * Palm Beach County Housing Authority U) * The School District ofEsoambia ° Solid VVaoto Authority of Palm Beach County EDUCATION / DBG|8NAT|ONG 2 � ° Florida Licensed 2'20Property & Caoua|ty Agent ° Certified Insurance Counselor <Q[; ° Genino|o County Conmnunity (State) College CL tf CL Packet Pg. 3322 y�� U�tx ��r� nf ��U�tx��0O i�� gA*Gallagher '"' County '= = ~� ^� ~�Commissioners �h_��6�� y�/ �� .�\�� 0""'J""'J I f"US,� (Coil 111111 1 hi e 04 CD 04 04 04 �ra d U e y A. M6lirflhairdt | Sex�oiii,��Waiii,iag��iii,ig �,'Xlirectoir|Aeirospace ��Iiracflce 04 Aerospace Practice 1160 N. Tow n Center Drive, Suite 300. Las Vegas, NV89144 Brad � the area president and managing director for £aUogl Axiodon Proodoe. Bnsd'm responmil ino|ude pmvidlng � direotondmeoningfu| odvioetoobroodrongeofoviodono|iente|e. emtolmtrotegiomo|emondmervioegoo|mforthefirrq ^� dewe|oping and maintaining undemvrling re|odonmhipm throughout the Unfted States and Europe and serving as key |ioson to our London joint venture partners. He ol him l pi|ot'm |ioenme at the age of seventeen and thorough|y enjoys the hond'm on approach that im such oneoemmhy w thin the oviodon and aerospace indumtriem RELEVANT EXPERIENCE AND QUALIFICATIONS ' BeoreBrodjoined GoUogher in2G1G. lie served om senior vice president and wemtemregiono| manager forWUim Corroon _J Aerospace (WUim) assistant vice president for Johnmon & J Iigginm and undemvrter for AmmooiotedAvistion Undemvrterm now tf G|obo| Aerospace, and C1GWA. J le hom37-p|um years ofdireotoviodon inmuronoeexperienoe. CL EDUCATON/DES|GNATONS University of Southern Ca|ifomio. B.S., Business Adrmnimtrodon CL Men-ber ofNBAA. Watlono| Business AviodonAmmooiodon U) Member of A|. He|ioopter Ammooiodon |ntemodono| Rsk & Insurance Fbwer Broker Award,Axiodon and Aerospace 2013. 2017. 2019. Av��atlon and Aerospace�Flno|��st —2014 04 04 ��inC a in a c h o| C U�e in't S e ry��c e I ,x e c utive | G aUUb g he ir Av��ati on S ecto ir ~� Aerospace Practice 1100N. Tow nCenter Cvivo, Suite 300. Las Vegas, NV80144 Robin is responsible for gathering renewal info/mation, marketing, coverage p|aoomontn, contract roviewo, and processing of proposals for clients and prospects. She handles account management and day-to-day operations for large aviation commercial U) clients including public entity and higher education accounts by acting as a liaison between the various service teams in �E responding to client requests including certificates of inouranoo, policy ondo/oomontn, and coverage questions during the life of the policy. ' EXPERIENCE AND QUALIFICATIONS She is a |ioonood property &oaouaUy broker who joined Gallagher in 2010. She has 27yoaro of insurance and risk management CL experience from both the underwriting and the brokerage side of aviation, and maintains outstanding relationships with her 0 insurers. Robin has held positions in Underwriting, Account Management and Client Advisor roles for companies-, Berkley � Aviation. Marsh andA|8. � y�� U�tx ��r� nf ��U�tx��0O i�� gA*Gallagher '"' County '= = ~� ^� ~�Commissioners �h_��6�� y�/ �� .�\�� 0"',j),"',j), fUS,� (Coil dj,�l 11 1 U)e 04 CD 04 J��in Sirn l%h | GUA�irn Advocate Sexni0ir| GaUbg heir 0Uai�in Advocacy racti ce G rou p 04 2255 Glades Road, Suite 240W, Boca Raton, FL33431 CD 04 In his role, Jim works to coordinate loss control activities and training to reduce clients'total cost ofrisk. He provides risk control consultative oorvi000 and manages the in-house |000 control team Fie develops gap analysis for baseline assessment of safety management systems as well as corporate strategic plans to in-prove pro'|000 performance to reduce claims. Jim works with = management teams to implement and improve safety systems to manage risk. u ca'd o in ° B.G. Industrial Safety— University of Central Missouri U) ° M.S. Industry Gafety— Univomhy of Central Missouri ° Certified GafetyProf000iona| —Comprohonoivo Practice <CGp> Af f iU at o in s ° Men-bor. American National Standards in Risk Management, Prevention by Design, Fixed Ladders, Runpo'0aim. and CL Walking Surfaces ° Board of Directors, American Society of Safety Engineers — ° Advisory Council, Embry-Riddle University ° Advisory Council, East Carolina University CL ° Past President/Board Chairman of American Society of Safety Professionals � � ° 2004 "Safety Professional ofthoYoar^—Tho American Society Safety Engineers 04 04 � Andirea I oirnase�k | GUA�irn Advocate Seinioir| GaUUbg�heii3OU4lirn Advocacy ��Iirac%lce Girou�p 22558|adoo Road, Suite 240VK Boca Raton, FL33431Ln ^ Androa'o role is to provide leadership and direction within the national Gallagher Claim Advocacy Practice Group to effectively CD understand and utilize the diversity of oNUo, produotn, and oorvi000 that Arthur J. Gallagher & Co. has to offer in the arena of Claim Advooaoy. Coordinate and manage the claim resources in the South Florida Branch to provide Claim Advocacy to our clients ona regional basis. KEY ACTIVITIES/ RESPONSIBILITIES Andrea will act as an advocate for the client in all o|airr�-ro|atod matters and be a liaison between the carrier and the in-house claim division to facilitate the interest of the client in specific claim issues. She will provide oversight and guidance to the client M on significant individual claims. Provide claim expertise to the client on broad claim issues such ao proactively effecting frequency and/or severity. RELEVANT EXPERIENCE AND QUALIFICATIONS ° Over 15 years of ins urano*related experience ~- ° Experience working in various industries including the onorgy/uti|ity, commercial agriculture and retail auto dealership `0 industries � ° Experience managing |argo, oohf-inoumd, captive programs as well as large deductible workers' compensation programs in multiple states and Canada ° Experience managing integrated disability management <|DNV programs (i.o., workers' oonponoation, short-term disability, 0 long-term disability andFMLA) tf CL EDUCAT��N/DES|GNAT|��NS . � ° Bachelor of Arts— Public Administration University of Central Florida ° Florida All Unoo Insurance Adjuster Accredited Claims Aduoter(ACA) y�� U�tx ��r� nf ��U�tx��0O i�� gA*Gallagher '"' County '= = ~� ^� ~�Commissioners �h_��6�� y�/ �� .�\�� 0"',j),"',j), fUS,� (Coil ddl 11 1 U)e 04 CD 04 04 04 �o�y Abe UUA,J� K��K�U,A� � ��, � �, ��|��rea Se�� N� �� N� �� | n�� U, aUUag heir �U�� t Sect�r �� 8333 NVV53rd Street, Suite 000, Miani, FI 33100 Tony's m|o will be to support the team's effort in marketing the County's program. Fie will act as a liaison with carriers and facilitate Gallagher's proprietary coverage forms and requirements. Tony has significant relationships in the London and W International marketplaces with London brokerage and will focus his efforts in that space. He is available tothe County as your Property Consultant. RELEVANT EXPERIENCE AND QUALIFICATIONS Tony has been with Gallagher since 1080 and leads the South Florida Public Gooto/ Division and is the Southeast Regional Director of Gallagher's Global Property Practice. His expertise includes program dooign, marketing, oonou|ting, and alternative risk financing. Tony specializes in the design, marketing and negotiation of CAT-exposed property programs. EDUCATION -J tf ° Chartered Property &CaouaUy Undonwritor (CFCU) CL ° Associate in Risk IVIlanagomont (ARM) � ° Associate in Reinsurance (Al ~~ ° Florida International Univoroity -Baoho|o/ of Business Administration ° Boston University -Naotor of Science, Insurance IVIlanagomont CL ° National Incident Management Gyotom(N|MG) Certification 04 Ze b I �6U%, 0UC, 0l CS, 0l �le g��o naU I xecutiveV��lce ��Iiresideirv%- o id d a 04 2255Gladoo Foad, Suite 200E Boca Faton, FL 33431 In his role as Regional Executive Vice Prooidont - Florida, Zob provides leadership to Gallagher's K4ani, Fort Lauderdale, Boca Ui Ruton, Tequoota, Or|ando, JaoknonviUo, Tanpa, Fort Nyoro. and Naples branches. Ho is responsible for the execution of all n� growth strategies that impact retention, new buoin000, and growth of our clients. His oNUo excel in the areas of F&C |nouranoo. Ex0000, Employment Practices Liability, Commercial Insurance, and RokA00000mont. Zob has also held positions withArtox Rok Solution's, Inc., a w holly-ow nod subsidiary of Gallagher that provides a diverse range of captive insurance solutions and alternative risk financing options for domestic and international clients. Prior to joining the Gallagher family, Zob served inthe U) � U.S. Air Force ho/oixyoam. As Branch Resource of the South Florida Branoh, he will provide direction in the development ofstaff. He is also responsible to ' provide a00000 to key nmour000 and state of the art technology to ensure the team's ability to stay on the cutting-edge of 2 innovation This w ill allow the tearn's ability to deliver outstanding service and help meet the County's objectives. -~ RELEVANT EXPERIENCE AND QUALIFICATIONS ° Advise clients about appropriate risk assumption, risk transfer and risk avoidance methods e CL ° 10 Years with Arthur J. Gallagher &Co. 0 ° Arthur J. Gallagher &Conpany Summer Internship Program2004 � EDUCATION/ DESIGNATIONS ° Certified Insurance Counselor <Q[; � ° Commercial Lines Coverage Gpeoia|iot (CLC8) 0 tf ° Certified Logistics Professional (Cl CL ° Indiana University Bloomington - Finanoo .L_ Packet Pg. 3325 Monroe County Board of County Commissioners gA*Gallagher OOCORE360" Serv�te a r'I� Contact nfan� r'Iafian 04 C) 04 Jori Van der Voort has primary service responsibility for the County. We operate using a team approach. Your Service Team 04 04 consists of: C) 04 011111111111111111111111111 CD Jor i Van der Voort (305) 639-3116 CD Area Senior Vice President (305)298-7494 Jori—Van—der—Voort@ajg.com Producer w CD L) Kathy Hill C Client Service Manager Senior 1 (561) 998-6785 Kathy_Hill@ajg.com Account Manager Joanna_naszlin@ajg.com (561)998-6753 Joanna Naszlin U) Technical Assistant Client Service Associate) (561)998-6753 Joanna_naszlin@ajg.co m Robin Cam acho—Aerospace Practice (702)998-3910 Robin—caniacho@ajg.com Account Executive Client Service Executive 2 Bradley Meignihardt—Aerospace Practice (702)647-2333 tf M Senior 10 y Aviation Consultant 0 enior Managing Director, Aerospace Brad_Meinhardt@ajg.com CL Jim Smith (305)998-6809 Jim—Snith@ajg.com Loss Control CD National Risk Control Regional Leader J U) r_ AndreaTomaselk Claim Advocacy Services (561)998-6757 Andrea_tomasek@ajg.com Claims Advocate 0 CL U) CD Tony Abella,Jr. (305)639-3108 Tony_AbellaJr@ajg.com w Executive Liaison Area Senior Vice President Ze b Holt 04 (305) 639-3113 Zeb_Holt@ajg.com CD 04 Regional Executive Vice President Florida Executive Liaison ArthurJ.Gallagher Risk Management Services,Inc. Ln C) Main Office Phone Number: (561) 995-6706 (D U) 0 as CL 0 as 0 tf 0 CL as E L) Packet Pg. 3326 Monroe County Board of County Commissioners jA Gallagher04 P.9.d 04 CD AIRPORT CLIENTS 04 04 CD 04 Facilit Name Owner KEY WEST INTERNATIONAL AI RPORT Monroe County,FL (D THE FLORIDA KEYS MARATHON INTERNATIONAL AIRPORT Monroe County,FL FORT LAUDERDALE/HOLLYWOOD INTERNAIIONALAIRPORT Browurd County,FL U) GAI N ESVI LLE REGIONAL Al RPORT Gainesville —Alachua County Authority JACKSONVILLE INTERNATIONAL AIRPORT Jacksonville Aviation Aut ority 2 KELAND LINDER INTERNATIoNALAIRPORT City of Lakeland,FL 0 CL ORLAN DO INTERNATIONAL Al RPORT Greater Orlando Aviation Authority MIAMI INTERNAIIONALAIRPORT Miami-Dade County,FL U) 0 CL MELBOURNE ORLANDO INTERNATIONAL AIRPORT City of Melbourne,FL CHARLOTTE COUNTY Al RPORTAUTHORITY Charlotte County Airport Authority 04 ST. PETE-CLEARWATER INTERNAIIONALAIRPORT Pinellas County,FL 04 SARASOTA/BRAD ENTON INTERNATIONAL AI RPORT Sarasota Manatee Airport Authority SPACE COAST REGIONAL Al RPORT Titusville Cocoa Airport Authority AMPA INTERNATIONALAIRPORT Hillsborough County Aviation Authority U) BOISEAIRPORT City of Boise, ID JOHN WAYNEAIRPORT Orange County CA ALBUQUERQUE INTERNATIONAL SUNPORT City of Albuquerque, NM 0 LAMBERTST. LOUISINTERNATIONALAIRPORT City of St.Louis, MO CL REND/TAHOE INTERNATIONAL AI RPORT Reno-Tahoe Airport Authority .0 ASPEN-RTKINCOUNTY/SARDY FIELD Pitkin County,CO (D CENTRAL ILLINOIS REGIONAL AlRPORTATBLOOMINGTON Blooming-Norman Airport Authority tf HICAGO EXECUTIVE AIRPORT City of Prospect Heights&Village of Wheeling,IL 0 CL DUPAGE AIRPORT DuPage Airport Authority GRAND CANYON NATIONAL PARK AI RPORT State of Arizona owned located at Tusayan,AZ qs g�g IDAHO FALLS REGIONAL City of Idaho Falls,ID Packet Pg. 3327 Monroe County Board of County Commissioners jA GallagherP.9.d (CoilIDIIIIi�L�l��ta'J� � 04 CD 04 AIRPORT CLIENTS 04 04 JOSLI N FI ELD—MAGI C VALLEY REGIONAL City& County off win Falls, ID 04 6� LAFAY ETTE REGIONAL City&Parish of Lafayette,LA qb LEWISTON NEZ PERCE COUNTY City of Lewiston, ID qy POCATELLO REGIONAL City of Pocatello,ID U) ONALD REAGAN WASHINGTON NATIONAL AIRPORT Metropolitan Was ingtonAirportAuthority DULLES INTERNATIONAL AIRPORT Metropolitan Washington Airport Authority 0 CL Q U) 0 CL U) Q IM 04 04 as �s U) 0 as CL as tf 0 CL as E e� ll��llllllll Packet P9 3328 Monroe County Board of County Commissioners jA GallagherP.9.d (Coil Id i II04 04 04 CD e 04 CD 04 Below fda Cll irrl it Public Sector Team /c r'.,,, l J', '�� I ii J:a,rr, '.., & `,r .,te fir,', Si,i �„U,r,; is a ist currently services. Gallagher CD In ur.nrr 1, Rii k M atrarnj+rnelft corf ling CD y ��ur'19 I,, , 4 as r, nP.,OCIF Pr -,ply I �.a��rrr�r „ a„lid 2 F1.11,C.unlF m N'I{.�']TYCW I JuO'IRf tf l Ceuriity F 11. f �r t1r ,, C Fniw�lll¢n i.,aui�iPy � ' CL sWrm-dC-rfy � I 9 idC rl iu Of:mas 9 eWrm d r a n/f, F fill' CD i k C I U) r , w Iva ,..na,d Cmum (Nwr�,t � CL CD U),I;: -r 61 X, N on �,r @ Tp ,,,r 11 N la, I 11, N L48 (b t3 s „,liiilirrllwlY �,I,<,°,: �. �r�� fl�� ; . �, .� f l, experience. U) as CL as tf 0 CL as E lll��llllliiii Packet Pg. 3329 ......,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,iaaaa rD111DrrrrrD000011//////////IIIIIIIIIIIIIIIIIIIIII /// � � IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII��IIIIIIIIIIIIIIIIIIIIIIIIf„ Monroe County Board of County Commissioners gA*Gallagher OOCORE360" s e d, N eqOred f") an 6 Cq N N CD N Following this page this Section includes- (D r- • (D W (D Completed Proposal Bid Forms U U) 0 CL (D U) r- 0 CL U) (D 04 04 UI) CD (D L) U) 2 0 (D CL 0 (D 0 tf 0 CL (D E ff q f Packet 9 3330 �0, iaaaa Off, W,-............. P.9.d SECTION FOUR — PROPOSAL FORMS MONROE COUNTY, FLORIDACN cN REQUEST FOR PROPOSALS CN FOR CN AIRPORT OWNERS AND OPERATORS LIABILITY INSURANCE PROPOSAL FORM PART I --GENERAL INFORMATION U) Use of the proposal forms will enable a faster more complete analysis of the Proposal(s) submitted. Please complete this general proposal form in addition to a separate proposal for each coverage proposed. Additional information can be attached to the forms. 0 Proposers must provide clear and concise responses. Responses such as "See Policy Form" or "Per Policy Terms" may not be given full consideration. U) C 0 0. Agent/Agency submitting proposal: Arthur J. Gallagher Risk Management Services, Inc Address: 2255 Glades Rd., Suite 240W N Boca Raton, FL 33431 N Telephone & Fax Number: Telephone: 561-995-6706 LO Fax: 561-995-6708 c� Does agent have binding authority? Yes AJGRMS No Las Vegas, NV-Aerospace Practice has binding au rity If not, state procedure to bind. We send written request to our Aeorspace Practice r to the effectuve date. Written confirmation of coven bound will be sent to us by our Aerospace Practice. 0 Is Agent/Broker licensed in the State of Florida for the type of coverage proposed? Yes X No Are coverages different from requested program? Yes NoX If yes, state differences 0 CL Effective date(s) of coverage(s)? July 27, 2022 19 of 41 Packet Pg. 3331 P.9.d Describe payment plan, including down payment terms, interest or service charges: Full annual premium or , N Equal quarterly installments - no interest N N N N c� CU Proposal valid until (date)? July 27, 2022 U) Rate Change/Policy Modification wording included as requested? Yes X No Termination Notice wording included as requested? Yes No 90 day non-renewal notice to be provided Named Insured wording included as requested? Yes X No U) If not, include actual wording to be used. 0. U) N N Does the Named Insured include the County'sLO officials, employees and leased employees? Yes X No c� If not, specify exceptions Is the requested claim reporting wording being offered? Yes X No Claim reports to be provided as requested? Yes X No If not, state details. Provide details on specialized loss control services to be provided (attach additional sheet if necessary): Aviation Loss Prevention and Risk Engineering Services are included and will be performed 0 0. by Chubb Aviation Risk Engineers. This Bid includes unlimited complimentary loss prevention services provided by Chubb and would apply to both insured Airport locations as respects the the coverages quoted. 20 of 41 Packet Pg. 3332 P.9.d Sample forms and policies included? Yes X No N Information required by Monroe County Code section 2-347: N N Has the person, principals, entity, or any entity previously owned, operated or directed by any of its officers, major shareholders or X directors, ever failed to complete work or provide the goods for Yes No which it has contracted? If yes, provide details. Are there any judgments, claims, arbitration proceeding or suits *See comment below pending or outstanding against the person, principal of the entity, or entity, or any entity previously owned, operated or directed by Yes No any of its officers, directors, or general partners? If yes, provide details. Has the person, principal of the entity, entity, or any entity *See comment bE low 0 previously owned, operated or directed by any of its officers, major shareholders or directors, within the last five years, been a party to any lawsuit, arbitration, or mediation with regard to a Yes No contract for services, goods or construction services similar to 0. those requested in the specifications with private or public entities? If yes, provide details. Has the person, principal of the entity, or any entity previously owned, operated or directed by any of its officers, owners, Q ri partners, major shareholders or directors, ever initiated litigation Yes No X `" against the county or been sued by the county in connection with LO a contract to provide services, goods or construction services? If yes, provide details. Has the person, principal of the entity, or any entity previously U) owned, operated or directed by any of its officers, owners, partners, major shareholders or directors, ever initiated litigation X against the county or been sued by the county in connection with Yes No a contract to provide services, goods or construction services? If yes, provide details. Whether, within the last five years, the owner, an officer, general partner, principal, controlling shareholder or major creditor of the person or entity was an officer, director, general partner, Yes No X principal, controlling shareholder or major creditor of any other entity that failed to perform services or furnish goods similar to those sought in the request for competitive solicitation. 'As with any business,Arthur J. Gallagher Co.and its affiliat s("Gallagher")may be involved in multiple reg latory actions, investigations or lawsuits(collectiv I , "Actions peci is a ai s o c ions 10 Wnir aiiagner is Subject are noted in reports to tne SEC.wnicn are available in ine investor Filings section at www/aJg particularly in the"Commitments, Contingencies and Off-Balance Sheet Arrangements"footnote to Gallagher's financial statements set out in Gallagher's most-r A t Annual Report of Form 10-K and Quarterly Report or form 10Q. We respect your interest in asking this question but are unable to give any more specific detail th; n be found within the public information locations in this response. (NOTE: 2020 Finalcial Re ort is being sent in a separate email for your review) The Proposer stated below is the authorized agent of company or companies proposed, and is authorized to bind coverages upon acceptance by Monroe County, Florida. Deviations from the requested program have been stated. Coverage will be issued as proposed. 111�Ul�l LW 21 of 41 Packet Pg. 3333 P.9.d 04 CD 04 4/25/2022 04 04 CD Si ature of Authorized Representative Date 3 **Arthur J. Gallagher Risk Management Services, Inc. agrees to deliver policy to the insured within sixty (60) days of the receipt of the policy. It is agreed that policy premium will be payable upon inception of the policy. C U) tf as U) C 0 a U) as as C U) as CL C as C tf 0 CL C as E 22 of 41 Packet Pg. 3334 P.9.d MONROE COUNTY, FLORIDA REQUEST FOR PROPOSALS FORCN AIRPORT OWNERS AND OPERATORS LIABILITY INSURANCE CN CN CN PROPOSAL FORM CN PART II—CARRIER INFORMATION Proposers must provide clear and concise responses. Responses such as "See Policy Form" or "Per Policy Terms" may not be given full consideration. c� Proposing Company ACE Property and Casualty Insurance Company Underwriting office used 555 S. Flower St. 3rd Floor, Los Angeles, CA 90071 Address C/O Gallagher Aerospace 1160 N. Town Center Drive, Suite 300 LasVegas, NV 89144 Telephone number (702) 647-2333 C Current A.M. Best Co. rating? A++ XV iB Is policy form and all endorsements included Yes X No Q for review? LO Are the following coverages included? Premises and Operations Yes No Independent Contractors Yes No Not excluded Products/Completed Operations Yes X No Medical Expense payments Yes X No Blanket Contractual Yes X No (all related contracts included?) Yes X No Coverage for verbal and written legal binding contracts except as excluded. (any reporting requirements?) Yes No X 0 Personal Injury Liability Yes No (employees and contractual exclusions removed) Yes No X Contingent Hangar Keepers Liability Yes X No 23 of 41 Packet Pg. 3335 P.9.d Contingent Liquor Liability Yes X No Coverage for Key West Airport arising out of the leas Are all Coverages provided on an Occurrence of your liquor license to Conch Flyer Concessions, LI Basis? Yes X No If not, please provide details Are defense costs included in the aggregate limit of liability? Yes NoX Defense costs are outside the limit Is requested Named Insured wording used? Yes X No If not, stated wording to be used Will the policy contain any COVID/Communicable Disease Exclusions/Limitations? Yes NoX If so, please provide full details U) a 0 0. U) Please provide a list of all insurer claim reporting offices, their addresses, telephone numbers, and contact persons who will adjust claims for the County: LO Claims are to be email directly to Chubb - AerospaceFirstNotice@chubb.com or Fax to 877-201-4125. All claims that require reporting after hours, should be directed to Seth Goldstein at Ph 312-775-3108, Cell 312-288-1739, Email Seth.Goldstein@chubb.com or Bryan Doyle via Ph 312-775-7880, Cell 312-882-7853, Email Bryan.Doyle@chubb.com See additional information for summons or suits in Section 8 of the proposal LIMITS, DEDUCTIBLES AND PREMIUMS 0 LIMITS DEDUCTIBLE PROPOSED PREMIUM Requested Program $100,000,000 None $54,855 + FIGA$384 Optional Proposal Additional Premium TRI $5,524 Optional Proposal Additional Premium Wa $5,524 Additional Premium TRIA and WAR Combined $6,906 (note when combined the War prer i is reduced) CL The Proposer stated below is the authorized agent of the company or companies proposed, and is authorized to bind coverages upon acceptance by Monroe County. Deviations from the requested program have been stated. 24 of 41 Packet Pg. 3336 P.9.d �epese� 04 CD 04 4/25/2022 04 04 CD Si ature of Authorized Representative Date 3 as *Arthur J. Gallaher Risk Management Services, Inc. agrees to deliver policies to the insured within sixty (60) days of receipt of the policies. It is agreed that policy premiums will be payable upon inception of the policy. Policy will conform to the proposal as presented to Monroe County Board of County Commissioners. U) U) r- 0 a U) U) CL tf 0 CL E 25 of 41 Packet Pg. 3337 Monroe County Board of County Commissioners gA*Gallagher OOCORE360" N N N CD N Following this page this Section includes: (D • Completed Required Signed Forms W (D • Confirmation receipt of Addenda #1 U • Lobbying and Conflict of Interest Clause —Ethic Clause • Non-Collusion Affidavit • Drug-Free Workplace Form U) • Public Entity Crime Statement • Local Preference Form —Not Applicable • City of Boca business Tax receipt 0 • Agency Business License CL I= • Authorization for Zeb Holt to sign the County forms < (D • Florida insurance agent 2-20 Licenses U) r_ 0 CL U) (D 04 04 Ul) CD (D L) U) 0 (D CL 0 (D 0 tf 0 CL (D E ff q f Packet 9 3338 Off, _............. RESPOND TO/ MONR0B COUNTY BOARD OPCOUNTY COMMISSIONERS CD 04 | acknowledge receipt of Addenda No.(s) Al 04 CD 04 |have included: Lobbying and Coo�lctof Interest CUouse _X� � ~ Non-Collusion Affidavit _lL W ° Drug Free Workplace Form _2L__ ° Public Entity Crime Statement --2X__- ° Local Preference Form (if applicable) _1N/A U) � In addition, I have included a current copy of the following professional licenses and business tax receipts: Jori L.Van der Voort Kathleen M. Hif; Tony Abell Abella,Jr.and Z b Holt (Check mark items above,as reminder that they are induded:) CL W1ml|inAAddruss' Telephone: � . � 2255 Glades Rd.,Suite 240W Fax: Dare: Signed: VVftness m0 04 (Print Name) FloridaRegional Executive Vice P resi dent- (Tide) wl) CD STATE OF: FLORIDA COUNTY OF: PALM BEACH U) Subscribed and sworn to(or affirmed)before me on (date) by / is personally or has produced (type of ic1entif0a_t10_nTa_r___ -0 identification. 2 NOTARY PUBLIC — My Commission Expires: CL 0 JANECENTORRINO CL 27 Packet Pg. 3339 — LOB QYNG AND CONFLICT Of INTEREST CLAUSECN CN SWORN STATEMENT UNDER ORDINANCE NO.O1O-290 CN CN MONRDE COUNTY, FLORIDA Q CN ETHICS CLAUSE c � Zeb Holt of Arthur J. Gallagher Risk Manqgement Services, Inc. (Company) "...warrants that he/�t has not employed,retained or otherwise had act on his/her behalf any former County officer or employee in violation of Section 2 of Ordinance No, 010-19gO or any County off icaror employee|n violation mf 3ecdon3ofOrdinance Na.O1U-1990. For breach mr violation of this provision the County may,M its discretion, � terminate this Agreement without liability and may also, in its discretion,deduct from the Agreement or purchase price, or otherwise recover,the full amount of any fee,commission, percentage,gift,or consideration paid to the former County officer oremp|oyee.~ CL (Signature 0 4"Zeb Holt � Da»e� CN CN STATE OF: FLORIDA a COUNTYOf: Ul) Subscribed and sworn t (or affirmed) before me on (date) by (name cnama r has produced (type o|identification) asidentification. U) NOTARY PUBLIC KXy Commission Expires: CL CL 28 NON-COLLUSION AFFIDAVITCN CN |, Zeb Holt of the city uf _according to law onmy oath,amdunder CN CN penalty of perjury,depose and say that Q 1, lam Zeb Holt of the firm of Arthur J.Gallay Risk Manap_ement Services,Inc. the bidder making the Proposal for the project described � w in the Request for Proposals for AiEport Owners&Operators Liability Insurance andthat|executed the said W proposal with full authority todoso; Z. The prices in this bid have been arrived at independently without collusion,consultation,communication or agreement for the purpose of restricting competition,as to any matter relating to such prices with any other bidder or with any competitor; � I Unless otherwise required by law,the prices which have been quoted in this bid have not been knowingly disclosed by the bidder and will not knowingly be disclosed by the bidder prior to bid opening, directly or indirectly,tm any other bidder orto any competitor; � 4. Np attempt h,ms been made ur will be made by the bidder to induce any other person, partnership or corporation to submit, or not to submit,a bid for the purpose of restricting competition;and 5. The statements contained in this affidavit are true and correct,and made with full knowledge that Monroe CL County mUimo upon the truth uf the statements contained in this affidavit ln awarding contracts for said project. <CL � Date: CN CN STATE OF: FLORIDA M LO COUNTY OF: PALM BEACHCL ~~ Subscribed and sworn to(or affirmied) before me on NOTARY PUBLIC My Commission Expires: all r 0� JANECENT01hRIM CL � ^ ' - 29 DRUG-FREE WORKPLACE FORM The undersigned vendor in accordance vvbhF8midaStatut Z87.OA7 hereby certifies that: CN CN CN Arthur J.Gallagher Risk Management Services,Inc. (Name cfBusiness) 2. PubUishesa statement notifying employees that the unlawful manufacture, distribution, dispensing, possession, or use of a controlled substance is prohibited in the workplace and specifying the actions that will ke taken against employees for violations mf such prohibition. 2. informs employees about the dangers of drug abuse im the workplace,the business' policy of maintaining e drug-free workplace, any available drug counseling, rehabilitation,and employee assistance programs, and the � penalties that may be imposed upon employees for drug abuse vVations. 3. Gives each employee engaged in providing the commodities or contractual services that are under bid a copy of the statement specified in subsection (l). 2 � 4. In the statement specified in subsection(1), notifies the employees that, as a condition of working on the commodities or contractual services that are under bid,the employee will abide by the terms of the statement and will notify the employer of any conviction of,or plea of guilty or nolo contenclerre to,any violatio,n of Chapter 893 CL (Florida Statutes) or of any controlled substance law of the United States or any state,for a violation occurring in the workplace mo later than five(5)days after such conviction. 5. Imposes a sanction on, or require the satisfactory participation in a drug abuse assistance or rehabilitation program if such is available in the employee's community, or any employee who is so convicted. CL 6. Makes a good faith effort to continue to maintain a drug-free workplace through implementation of this � � section. � E As the person authorized to sign the statement, I certify that this firm complies fully with the above requirements. CN CN LO (Signature) Zeb Holt Date: U) STATE FLORIDA COUNTY OF: PALM BEACHproduced (type of identification)as identfflcation. 0 Subscribed and sworn to(or affirmed)before me on (date) by ffi t).eShe is perso ally known to me r has � NOTARY PUBLIC My Commission Expires: CL ' ' 30 PUBLIC ENTITY CRIME STATEMENT CN CN "A person or affiliate who has been placed on the convicted vendor list following a conviction for public entity CN CN crime may not submit a bid on a contract to provide any goods or services to a public entity, may not submit a bid Q on a contract with a public entity for the construction or repair of a public building or public work, may not submit bids on leases of real property to public entity, may not be awarded or perform work as a contractor,supplier, subcontractor, or CONTRACTOR under a contract with any public entity, and may not transact business with any � w public entity in excess of the threshold amount provided in Section 287.017,for CATEGORY TWO for a period of 36 W months from the date cf being placed on the convicted vendor|ist.^ | have read the above and state that neither Holt Reopmndent'u name)nor any Affiliate has been placed on the convicted vendor list within the last 36months. CL - � Date: CL STATE OF: FLORIDA U) COUNTY OF: PALM BEACHCN Subscribed and sworn to( me on CN (date) by nameofaffiamd. WSh*is personally known tonoewr has produced (type of identification) NOTARY PUBLIC My Commission Expires: Zi JANECEWORRINO Pdk CL CL ' � Tv�� L�Xt h8n� 31 P.9.d LOCAL PREFERENCE FORM A.Vendors claiming local preference according to Ord inance023-2009mustcompletethisform. CN cN Nameof Bidder/Responder Date: CN cN 1.Does thevendor havea valid receipt for the business tax paid to the Monroe County Tax Collector dated atleast oneyear priorto the notice or requestfor bid or proposal? (Please furnish copy.) 2.Does thevendor havea physical business address located within Monroe Countyfrom which the vendor operates or performs businesson a dayto day basis that is a substantial component of the goods or services being offered to Monroe County? U) List Address: Telephone Number: 0 B. Does the vend or/prime contractor intend to subcontract 50%or more of the goods,services or construction to CL local businesses meeti ng the criteria above as to I icensing a nd location? If yes,please provide: CL 1.Copy of Recei ptof the business taxpaid to the Monroe CountyTax Collectorbythe subcontractor dated at least oneyear priorto the noticeor requestfor bid or proposal. 2.Subcontractor Address within Monroe Countyfrom which the subcontractor operates: CN c14 Tel.Number LO c� Print Name: U) Signature and Title of Authorized Signatoryfor Bidder/Responder STATE OF: CO U NTY O F: CL Subscribed and sworn to(or affirmed)before me on (date)by (name of affiant). He/She is personally known to me or has produced (type of identification)as identification. NOTARY P U BLI C 0 My Commission Expires: CL c� 32 Packet Pg. 3344 P.9.d �M,Y,ca ratr,..,rlr�� f am(,Ct o U II'ffI at,,, N C°J CN CN LOCAL BUSINESSTAX THIS IS NOT A BILL CN r� �IM!,'" 22 0l07577 � A n g�N In oomfic ml2ju,s imrm � mm�� r hrpr +.u:r 111,f l tay'fAN At1r1°1tmn,,N." will ru�iIuf r 1,rr:�aal�IrPym��-�uKrr. � �+irtimi�� Mwv�9.m�� niial qp �1�ua� ilea lim a mrw�M��rarhtN � H,�rt wdid. ap °mll�`k 1Ut,I GALLAGHER,IIUSK,MGNI'T �y MAR(1 S ruff"[)L�55 RUMNESSESS AXREM l' ` r � � � ER",r],F1,C 1FI OF USEAle U) AalAtimdmwnriaVl I T1NC11 f d�a �.I,+ a�I a RI' MCA47%, t ruarxWr r fig&. qab 2850 GPOLF ROAD "petal Paid: 94.541, R.0l-1JN('; MEADOWS N 1.6(W08 2 Has„frauaudr� m m r m!hrrI5r��cu,�'arq ly Y fledll�r',r ,CbatlMdkIPlur yMr r ItlNdb dM or INSU ANr:W 'p°m` rrdlrNt,,,,'rf.ARU � sqovmtw�r W."nipipt iYrl0l businrr.v ,PM airrntiaxt'wrikirn.a,p CL WELCOME to Vie city all ate R.a to m. We are prrwud'to have your taumness in mir coraarnuonityr r) Please VERIFY aill ornlorrmflaticr rill y l,o Buaslrps3 Tax Receipt, 1 Cmrlfofwr;-'T1Ca art US& &rhd 111061'y us by uunmsiul C t u�r r rlir �� v yrg a .us mimedifately if there me arvy,e nr r's. CL r) ALL CHANGES�t LWIIRC AN W�I�'rwlt.tt�wTlfrTIN y"ttTVH"F��rFIFF FEES It1 DOCUMENTATION alWlTltllhW�� ym�� It'TI�Ir t,1l-lAN1Q, TO AVOID PENALTY, Illf y m ramrjta°p any rha ages to The business fp'w,'afr°riplps,arhmurs, nw gat'art e wwitlaiirm trio city, a xparmg o^r ref sF rp Chnnge,0 r'Wnerslii;),,,changw of Wsuwness name,ri 01's9ppinrda nUJILI allWier inai change of ni E address,change"rrr uri lmare of business-operated,ar add aw now typo of buMftest at'Ihe sani or al,a t;tifforenl.lom; hrrm)p rfew N aprgicalim must be Fled wilhin t5 slays narl ttw0 chainge to Ikausrp the a mawarwt uuirrent an4 avoid playing as penady, Make snore CN Diwislim clf Corporations i,�Ul NB I O, f r ell t°ts All(,1hiangoi s A suubri A isdpe of-FkJNIIBIZ Frog with"y am apoic linn CN C� APPLICATION forni. for city&,^4wanty are located on our voebsiri at li W Y11SOCK U8,,cliulk BUSIIINIE LICE14 llkNO rt9 S IFF.RMI-Thhtl r,"DUSINFS TAB (this section has gerirprsul iriffornmijun),then FORMS AND REF 10 R Ts" eu Pos,r fire tarn portion muf hmli's dumcuasrnrsrrt at the attwole I sstlsrn In to place wmmhwesmp it my be sperm it public:view. DEACTIVATION t'f yomp(*gasp to,operate IN&business mmnotli you mull r'oturrmrm huh is document No carer office witln Proof 1hal the Division of Corporallons filing has la roman mun ufiv atpd,iauc°r4 rr ing Itm kh Corlrsmnter and Ficfutwjnmas Name filings. rfuwth �t'usir I lbuat) th dls rtk9ed,,9 t7I ass r�pi u,of that rh«e principal address hss been Cl°iawmrgpat 011 Dir�msfrxa°°o Of � p h hin 10 d s,. AL Vmt1RTESy RENEWAL N OTIICIL'rwrmil tR,sel"It to 1hp irrn uliiing ddress on,ii Ott to 00 days pator to expirafiar, if tmcr„I rlio nm A recolm 1hmp rmar m al" obicau,yrrou must,sftll ft y thip 11tt,rt0rem tax on f ml,, ®a Lae fOe&lrpnmmttltrsas will not bit w Aiiv J if you do ii ireceive that!norme. 0 RENEWAL of Buslines s"fax may.be irr fe r'smtrw tad doro -box Q 2,00 NW 2 Avenump during rorrma� business hnaurs by rmrawuiil cir by using dnp mebsite, online spirvices fit n any -ireguuai rofemorr) To renew Qrililae: you w rl1 Iepa1 young Suslr°+rep'.as t ax 1 ece--4pt 9 a "pili# Ttrese ruumberrw M11 bo prrawidedi on your renewal rmu0ce in the top n.,ght corr° .. CL NOTE d Nps sillu its a°as tl mat r m� m Ilr r s Ip rrcacta° rtiulmcw uirsr� r�r ,ltmalaiied r maiu.^pmm^r�nt camm�at,rt n ew online z3 ttratl us call 561-;fi t-7°937 if you trawrt any 19mmficins r00tirng 10 your b msiness r7 pds, We are located all 2Q0 NVV 2 Avsarru e, � B^'tum.ars are h Leh Atwal to rot 00 PM Mipnday thraa Fftay,exmpt Wednesday,hcrmm,%are&tttt AM to 100 P11i FAILURE TO PAY your N1uairw�ss, "fax.. oil or Lw hire 1116 antra of hu0 niev � " � �rfl� t �rt�ml�prr 3t� v+riViq r.ninrasp Ipc;rn,a�ltlps try tap ppinmed to the,ttritlmwess tag;rentmal,ss umndicated h in.w+ 0 �P ; ' °,' l' f 1", , k ,ALT) $:fir.' . PKI E CL f1 f f;1m1 N A L I A e f H EM VE; oaf^„f"1-0 t.tC""t" I PwC.;%, f TA°;t,`, f JAN I ANIR 1, .. fr"f,Nr"t,G.N°fir';, 0" fiWl''P 11511116 2f'l"1111ia 25rta w 7.5M1-tn n $2 0,ffff �+ E U Packet Pg. 3345 AgencyLkense Ce C4 as I-)VIVARTIVIENT of FlNAN(-,j�jj SEkv "ClYs A 9,11 R,R j AL,I"A(A IFR RI Sk N 1,A NA(A 1,;AlFNT SFRVK,',F.S,IN(L RN MO MKUXMS n 6MW Agency Llcensv NuirbeT 1,016894 -too 0 lssuedlkhl U) r_ WMMMAWY IMAMSMHk Woe AW 0 110 1 WwChmg,09(A I uVM O WAppoialkil%pdif I 141JAg,I IAlc I P,�cA,o W CL Irwa mu OW,L4J,41 I If I IVIAIWIK4 IONAO"vlllt�ljg.11ftm 4ul) MIA=W WkWmOA Pa 4 OwM AM"UO n"Lmw vW DWO v w i wo�4, Mmniywjlfly PIA N lAmw Ovm N&AWr u cl;"446 V AN ul,puojml�uu law IAJ�p Hh",Aj cno I oum",+ C`4 CD Ul) CD 0 IS C to to U) r_ Z% S 0 (D CL 0 (D r_ 0 tf 0 CL L- (D E 0 Packet Pg. 3346 S�Igir'� ze[�' �lu":d'CIC, G CS,G C`4 CD C`4 C`4 C`4 CD C`4 Swaary'm Cerfificate (D C (D Art.hur.l. Gallagher Risk Management Serviets, Inv. w (D L) C 1, April Hanes-Dowd, do hereby certifY thav U) L 1.am the duly elected and qualified Secretary of Arthux J,Onflagher Ris'k Management Servicea,Inc.(the "Company")a torTx)ration duty urUuni zed, -0 exisfing,and in geed standing undcrthe laws of the State,offflinvis-. 2 1 tn such cap it I have acces S to and,am 1°unji,11 jar�wi jh the corpon1ta records offfie -j Comparly;mid 0 I. Zeb,I tol I is as duly appoi nted,Regional Executi ve Vice President of than(-(,MVWY CL mid in such capacity has the audMity to sign the docunvolt.s, mcluding but noq < limited to,non-discloqutc agreemie rat s,reqimsts f6,r prolmsals uxl convac's cm, (D beha.1 fof The Compan v U) C 0 CL IN W1'lulES8 WHEREOF,,the undemigned has,so Iw-r hand and,affixed,the seal U) (D Ulhi s corpora(i(',)n this I W",day of SepteflAxr,2020, C`4 C`4 CD C`4 A -Dowd pril Hancs C-i CD secretary wi CD (D L) C (orporate Seal U) 2 0 (D CL 0 'G C (D C 0 tf 0 CL C (D E is Packet Pg. 3347 I'I l I, F I c)i,l Iia C14 (D License#:: A315307 Full Name: VANDERVOORT,JORI LEE Ca C14 Business Address:: ARTHUR J GALLAGHER RISK MANAGEMENT Mailing Address: ARTHUR J GALLAGHER RISK MANAGEMENT C14 CD SERVICES 8333 NW 53 STREET-SUITE 600 SERVICES 8333 NW 53 STREET-SUITE 600 C14 MIAMI,FL 331667712 MIAMI,FL 331667712 Email:: JOIRIVAN DER VOORT@AJG.COM Phone: (305)592-6080 County:: Dade NPN#: 21154965 Valid Licenses Type Issue Date Qualifying Appointment U) GENERAL LINES(PROP&CAS)(0220) 2/25il 999 YES License#: A119236 Full Name: HILL,KATHLEEN MARIE CU -j Business Addlress: ARTHUR J GALLAGHER RISK MANAGEMENT Mailing Address: 1215 NVV 13TH AVE ,� SERVICES INC 2!255 GLADIES RD STE 240W BOYNTON BEACH,FL 334262!984 0 BOCA RATON,FL 334317391 CL Email: KATHY HILL@AJG.COM Phone: (561)998-6785 Couinty: Palm Beach NPIN#: 453002 0) U) 1= 0 Valid Licenses U)CL 0) Type Issue IDate Qualifying Appointment GENERAL LINES(PROP&CASp(0220) 2/6/1979 YES C14 C14 CD License#: A000307 Full Name: ABELLA,ANTONIO LUIS C14 CO) Business Address: 9155 S DADELAND BLVD STE 1112 9155 S Mailing Address: 9155 S DADELAND BLVD STE 1112 9155 S. q 141) DADELAND BLVD.,SUITE 1112 DADELAND BLVID.,SUITIE 11112 CD MIAMI,FL 331562738 MIAMI,FL 331562738 Email: TOINY-ABELLAJR@AJIG.COM Phone: (305)639-3108 CU County: Dade NPIN#: 464698 U) Valid Licenses Type Issue Date Qualifying Appointment SURPLUS LINES(0120I 10/10/2006 YES GENERAL LINES(PROP&CAS)(0220) 10/26/1989 YES 0 License#: P127731 Full Name: HOLT,ZEBEIDIAH CL Business Address: ARTHUR J GALLAGHER&CO 300 SE 2ND ST Mailing Address: ARTHUR J GALLAGHER&DO 300 SE 2ND ST STE 0 STE 740 740 FORT LAUDERDALE,FL 3330111950 FORT LAUDERDALE,FL 333011950 Email: ZEB_HOLT@AJG.COM Phone: (630)285-3796 County: Broward NPN#: 8512344 0 Valid Licenses L- 0 Type Issue Date Qualifying Appointment CL GENERAL LINES(PROP&CAS)(0220) 8/6/2013 YES E Packet Pg. 3348 Monroe County Board of County Commissioners gA*Gallagher OOCORE360" ......... �� n ri� ocaflons and nstructbns - Sect o 8 04 CD 04 AIRPORT LIABILITY 04 04 When do you report a cl aim? Claims are to be reported IMMEDIATELY CD 04 Where do you report a claim? Directly to Chubb—see below CD How do you report a claim? See information for Chubb below CD W CD L) Should you have any difficulty in reporting Phone, fax or email to Arthur J. Gallagher Risk Management your claim,contact us immediately: Services-Boca Raton contacts • Phone—561-995-6706 U) • Fax—561-996-6708 • Email: kathy hill(-)qajg.com 2 Chubb tf CLAIMS REPORTING INFORMATION 0 All claim functions for your airport andaircraft insurance with Member Insurance Companies of the CL Chubb Group are handled by Chubb Aerospace Claims in Chicago.The staff of Chubb Aerospace < Claims is one of the most experiencedand efficient in the aviation claims business. Seth Goldstein, CD experienced Casualty Claims Manager,is responsible for administering your claims on a day-to-day U) basis. Seth reports to Bryan Doyle,Vice President.Bryan Doyle is available to accept claims 0 information if Seth is unavailable. CL U) CD W All claims should be reportedto Aerospace Claims as soon as practicable,in order for us to establish immediate contact with claimants and initiate any necessary investigation.An initial report of claim M may be emailed to Aerosl)acefirstnotice((i)chtibb.com or faxedto 877-201-4125.To ensure prompt 04 04 attention,it is recommended that any transmission be confirmedvMh aphone call.Where possible, pictures of the accident scene should be obtained during your initial investigation. Because Chubb Claims has gone pape Hess,it is imperative that you put the addressee's name and claim number on all correspondence and note contact changes below. (D L) FIRST NOTICE OFLOSS: Email U) Fax 877-201-4125 Contact Phone Cell E-Mail 2 Primary Seth Goldstein 3 12-775-3 108 312-288-1739 Seth.Go Idstein(d)chubb.com Secondary Gregg Allejos 757-222-4797 757-282-9561 aalleios0)chubb.com 0 Harry Staunton 720-895-5140 630-730-2311 hstaunton0)chubb.com (D Dan Digioia 312-612-8804 312-919-4723 dan.di6oia0)chubb.com CL 0 VP Claims Bryan Doyle 312-775-7880 312-882-7853 Br_ym.Dovle0)chubb.com All claims that require reporting after hours, should be directed to Seth Goldstein or Bryan Doyle via cell phone. (D If you are served with a summons or suit, please call immediately and forward the papers via overnight delivery. 0 tf MAILING ADDRESS OVERNIGHT DELIVERY ADDRESS 0. Chubb Claims Chubb Aerospace Claims L. P.O.Box 5 101 525 W.Monroe,7th Floor Scranton,PA 18505-0500 Chicago,IL 60661 (D E Should you have any questions concerning our claims handling procedures,please feel free to contact us at any time. ff N� fff g. 3349 Monroe County Board of County Commissioners gA*Gallagher OOCORE360" S e c r-�,ien ��Idhty r-is ---- Sect��an 9 N CD Cq N N CD Following this page this Section includes- N (D • Specimen Policy Forms for ACE Property and Casualty Insurance Company CL (D U) r- 0 CL U) (D 04 04 Ul) CD (D L) U) 2 0 (D CL 0 (D 0 tf 0 CL (D E ff q f Packet 9 3350 Off, -............. P.9.d CHUBS" 04 CD CLAIMS REPORTING INFORMATION CD All claim functions for your airport and aircraft insurance with Member Insurance Companies of the Chubb Group are handled by Chubb Aerospace Claims in Chicago. The staff of Chubb Aerospace Claims is one of the most experienced and efficient in the aviation claims business. Seth Goldstein, a experienced Casualty Claims Manager, is responsible for administering your claims on a day-to-day basis. Seth reports to Bryan Doyle, Vice President. Bryan Doyle is available to accept claims information if Seth is unavailable. U) All claims should be reported to Aerospace Claims as soon as practicable, in order for us to establish immediate contact with claimants and initiate any necessary investigation. An initial report of claim may be emailed to Aeroapgcg irstnotice chubb.com or faxed to 877-201-4125. To ensure prompt attention, it is recommended that any transmission be confirmed with a phone call. Where possible, pictures of the accident scene should be obtained during your initial investigation. CL Because Chubb Claims has gone paperless, it is imperative that you put the addressee's name and claim number on all correspondence and note contact changes below. as U) r_ FIRST NOTICE OF LOSS: Email AerospaceF!rstNotice@chubb.com Fax 877-201-4125 as Contac Ph Cel Primary Seth s ei r=�4 8 1M ei chubb.com Secondary Greg AI e s 5 7 alle'os c b.comHarry t 721 3 t c bb.com Dan Digioia 312-612-8804 312-919-4723 dan.di ioiachubb.com 0 VP Claims Bryan Doyle 312-775-7880 312-882-7853 Bryan.Doyle@chubb.com All claims that require reporting after hours, should be directed to Seth Goldstein or Bryan Doyle via cell phone. If you are served with a summons or suit, please call immediately and forward the papers via overnight delivery. as MAILING ADDRESS OVERNIGHT DELIVERY ADDRESS Chubb Claims Chubb Aerospace Claims P. O. Box 5101 525 W. Monroe, 7th Floor Scranton, PA 18505-0500 Chicago, IL 60661 3 Should you have any questions concerning our claims handling procedures, please feel free to tf contact us at any time. as F One of the CHUBB Group of Insurance&Reinsurance Companies CLMLTR 01119 Packet Pg. 3351 P.9.d IL P 001 01 04 U.S. TREASURY DEPARTMENT'S OFFICE OF FOREIGN N ASSETS CONTROL ("OFAC") a ADVISORY NOTICE TO POLICYHOLDERS No coverage is provided by this Policyholder Notice nor can it be construed to replace any provisions of your policy. You should read your policy and review your Declarations page for complete information on the coverages you are provided. This Notice provides information concerning possible impact on your insurance coverage due to directives issued by OFAC. Please read this Notice carefully. The Office of Foreign Assets Control (OFAC) administers and enforces sanctions policy, based on Presidential declarations of"national emergency". OFAC has identified and listed numerous: • Foreign agents; • Front organizations; CL • Terrorists; • Terrorist organizations; and • Narcotics traffickers; 0 CL as "Specially Designated Nationals and Blocked Persons". This list can be located on the United States Treasury's web site— http//www.treas.gov/ofac. In accordance with OFAC regulations, if it is determined that you or an other insured, or any person or entity claiming the benefits i ran s viola n ns erisina�Nad Designated National andBlocked Person, as id d i urance ill c ir frozen contract and allprovisions of this ins nc a imme atel s 'ec F licy is considered to besuch a blocked or froze ont ct, no is pre i r fu ithout authorization from LO OFAC. Other limitations on the premiums and payments also apply. c� CU U) 0 CU CL 0 CL c� IL P 001 01 04 © ISO Properties, Inc., 2004 Page 1 of 1 Packet Pg. 3352 P.9.d POLICY NUMBER: AAP N00985004 018 C H V B B° ACE Property and Casualty Insurance Company Insurance Company Monroe County Board of County Commissioners 04 CD Policyholder 04 04 04 AAP N00985004 018 CD 04 Policy Number 3 ARTHUR J GALLAGHER RISK MANAGEMENT SERVICES INC as Broker/Producer as �s POLICYHOLDER DISCLOSURE NOTICE OF TERRORISM INSURANCE COVERAGE You were notified that under the Terrorism Risk Insurance Act, as amended, you have a right to purchase insurance coverage for losses resulting from acts of terrorism. As defined in Section 102(1) of the Act: The term "act of terrorism" means any act or acts that are certified by the Secretary of the Treasury---in consultation with the Secretary of Homeland CL Security, and the Attorney General of the United States---to be an act of terrorism; to be a violent act or an act that is dangerous to human life, property, or infrastructure; to have resulted in damage within the United States, or outside the U) United States in the case of certain air carriers or vessels or the premises of a United States mission; and to have been a committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. 04 YOU SHOULD KNOW TSFRI PORISI ERAGC'S 0 1 B R PO Y R LOSSES RESULTING 04 FROM CERTIFIED ACTS CD SUCHS IALLY URSED BY THE UNITED STATES GOVERNMENT UNDER A FORMULA ESTABLISHED BY FEDERAL LAW. HOWEVER, YOUR POLICY MAY CONTAIN OTHER EXCLUSIONS WHICH MIGHT AFFECT YOUR COVERAGE, SUCH AS AN EXCLUSION FOR NUCLEAR EVENTS. UNDER THE FORMULA, THE UNITED STATES GOVERNMENT WILL REIMBURSE80% , OF U) COVERED TERRORISM LOSSES EXCEEDING THE STATUTORILY ESTABLISHED DEDUCTIBLE PAID BY THE INSURANCE COMPANY PROVIDING THE COVERAGE. THE PREMIUM THAT WOULD BE CHARGED FOR THIS COVERAGE IS PROVIDED BELOW AND DOES NOT INCLUDE ANY CHARGES FOR THE PORTION OF LOSS THAT MAY BE COVERED BY THE FEDERAL GOVERNMENT UNDER THE ACT. 0 YOU SHOULD ALSO KNOW THAT THE TERRORISM RISK INSURANCE ACT, AS AMENDED, CONTAINS A $100 CL BILLION CAP THAT LIMITS U.S. GOVERNMENT REIMBURSEMENT AS WELL AS INSURERS' LIABILITY FOR LOSSES RESULTING FROM CERTIFIED ACTS OF TERRORISM WHEN THE AMOUNT OF SUCH LOSSES IN ANY ONE CALENDAR YEAR EXCEEDS $100 BILLION. IF THE AGGREGATE INSURED LOSSES FOR ALL INSURERS EXCEED $100 BILLION,YOUR COVERAGE MAY BE REDUCED. 3 0 You elected NOT to purchase terrorism coverage under the Act at the price indicated. ACCORDINGLY, WE WILL NOT J2L PROVIDE THIS COVERAGE AND YOU DO NOT OWE THE ADDITIONAL PREMIUM FOR THAT COVERAGE INDICATED BELOW. as Terrorism coverage described by the Act under your policy was made available to you for E additional premium in the amount of$As Quoted , however you elected to decline such coverage. By signing the Notice of Election, you are acknowledging your declination of such coverage. TRIA15e(08/20) Packet Pg. 3353 P.9.d 04 CD CHUBS" 04 04 CD 04 CD r- CD CD U r- U) AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY tf CD ACE Property and Casualty Insurance Company 436 Walnut Street CL Philadelphia, Pennsylvania 19106 CD CD S CIM N as IN WITNESS WHEREOF, ACE Property and Casualty Insurance Company has caused this policy to be executed and attested. This policy is a valid contract when countersigned by an authorized representative (where required by law). 0 as CL as JOHN J. IMA„ ridR� REBECCA L.COLLINS,SecretaryPen 3 tf 0 CL as E AAP 200 (07-10) Page 1 of 1 Packet Pg. 3354 P.9.d CHUBS' AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY DECLARATIONS This Insurance Policy is issued By: Policy Number: CD ACE Property and Casualty Insurance Company AAP N00985004 018 Cq P.O. Box 1000 436 Walnut Street Renewal of: Philadelphia, Pennsylvania 19106 AAP N00985004 017 Named Insured and Mailing Address: Monroe County Board of County Commissioners 1111 12th Street 4th FI Professional Bldg Key West, Florida 33040 The Named Insured is: Public Corporation Location of the Airport(s) You Own or Operate: EYW Key West International Airport, Key West, FL MTH Florida Keys - Marathon Airport, Marathon, FL 0. From: July 27, 2021 To: July 27, 2022 at 12.01 a.m. Standard Time at your mailing address shown above. as(D In return for the payment of the premium, and subject to all of the terms of this policy, we agree with you to provide the insurance as stated in this policy. CL Limits of Insurance: as Products-Completed Operations Aggregate Limit $ 100,000,000 Personal Injury anddfildye In' gr Li it $ 50,000,000 Malpractice AggrSte t $ 50,000,000Each Occurrence N $ 100,000,000Fire Damage LimFire $ 250,000 Ln Medical Expense Limit Any One Person $ 25,000 CD Hangarkeepers Limit Any One Occurrence $ 100,000,000 Hangarkeepers Limit Any One Aircraft $ 100,000,000 Non-Owned Aircraft Liability Limit Any One Occurrence $ 100,000,000 Deductibles: Each Occurrence or Offense Deductible $ Nil Aggregate Deductible $ Nil Premium: 0 Advance Premium $ 52,240 Extended Coverage Endorsement AAP 203 $ Not Purchased CL Endorsement Premium $ Included Terrorism Risk Insurance Act Premium $ Not Purchased Total Advance Premium $ 52,240 as 3 Policy Forms and Endorsements are described in the attached Schedule of Endorsements. tf CL Signature: E By Authorized Representative AAP 201 (11-99) Pa e 1 of 1 Packet Pg. 3355 P.9.d Policy Number: AAP N00985004 018 Effective Date: July 27, 2021 Insured: Monroe County Board of County Commissioners , N SCHEDULE OF ENDORSEMENTS N Policy Forms applicable to airports and locations in: Florida N The endorsements listed below form part of this policy at inception and are deemed to have been signed by the same Authorized Representative that signed the Declarations (form AAP 201 11/99). c� TITLE Endorsement No. CU and Edition Date Airport Owners and Operators General Liability Policy - Jacket AAP 200 (07/10) Airport Owners and Operators General Liability Policy - Declarations AAP 201 (11/99) Airport Owners and Operators General Liability Policy - Schedule of AAP 201S (11/99) Endorsements Airport Owners and Operators General Liability Policy - Policy Provisions AAP 202 (11/99) 0 Amendment of Noise and Pollution and Other Perils Exclusion AAP 204-FL (01/05) Extension - Broad Designated Airmeet, Contest or Exhibition AAP 206 (11/99) Endorsement U) a Extension-Specific Excess Automobile Liability Insurance AAP 211 (03/09) 00. Immunity Waiver Endorsement AAP 220 (11/99) Extension-Specific Excess Employers Liability Insurance AAP 227 (03/09) Cancellation Notifica8ed a P 8 (11/99) E Airport Limited En hao rag dorse entM P 34 (11/99) NNuclear Risks Exclu 37 (11/99) Volunteers Endorse P 8 (11/99) LO Date Recognition Limited Coverage Endorsement AAP 255 (03/08) Date Recognition Exclusion Endorsement AAP 256 (11/99) Fungi or Bacteria Exclusion - Florida AAP 267-FL (01/05) Asbestos or Asbestos-Containing Materials or Products Exclusion AAP 268-FL (01/05) Endorsement - Florida Definition of"Bodily Injury" Endorsement AAP 271 (01/05) Amendment of Noise and Pollution and Other Perils Exclusion AAP 273-FL (01/05) Endorsement - Florida Silica Exclusion AAP 277-FL (01/06) 0 CU Infringement of Copyright, Patent, Trademark or Trade Secret AAP 306 (03/08) Endorsement Amendment to Supplementary Payments (Court Cost) Endorsement AAP 307 (03/08) ACE Producer Compensation Practices & Policies ALL-20887 (10/06) CU Trade or Economic Sanctions Endorsement ALL-21101 (11/06) Questions About Your Insurance ALL-5X45 (11/96) U.S. Treasury Departments' Office of Foreign Assets Control ("OFAC") IL P 001 (01/04) Advisory Notice to Policyholders Changes to Liquor Liability Exclusion MS-264782 (06/21) Policyholder Disclosure Notice of Terrorism Insurance Coverage TRIA15e (08/20) Florida Changes - Cancellation and Nonrenewal AAP FL (11/99) c� AAP 201S (11-99) Page 1 of 1 Packet Pg. 3356 AIRPORT OWNERS AND OPERATORS LIABILITY POLICY INDEX C14 Please Read Your Policy SECTION I - COVERAGES ...................................................................................... 2 0 COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY..................... 2 Insuring Agreement...................................................................................... 2 < Exclusions...................................................................................................2 0 U) COVERAGE B. PERSONAL AND ADVERTISING INJURY LIABILITY.......................... 6 a 0 Insuring Agreement...................................................................................... 6 0. U) Exclusions.................................................................................................. 6 COVERAGE C. MEDICAL PAYMENTS.................................................................. 7 Insuring Agreement...................................................................................... 7 Exclusions. 7 CN C14 COVERAGE D. j0E LITY... 8 C14 A Insuring 9 ... ... .............. 8* S I F.... Exclusions.................................................................................................. 8 LO COVERAGE E. NON-OWNED AIRCRAFT LIABILITY................................................8 Insuring Agreement...................................................................................... 8 CU L_ Exclusions................................................... .............................................. 9 SUPPLEMENTARY PAYMENTS - COVERAGES A, B, D AND E................................10 U) SECTION 11 - COMMON COVERAGE EXCLUSIONS ................................................... 11 SECTION III -WHO IS AN INSURED ........................................................................ 12 0 CU SECTION IV - LIMITS OF INSURANCE AND DEDUCTIBLES ....................................... 14 0 SECTION V - CONDITIONS ................................................................................... 15 CU SECTION VI - DEFINITIONS .................................................................................. 19 0 0 E AAP 202 (11-99) Page 1 of 23 Packet Pg. 3357 P.9.d AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY POLICY PROVISIONS C' cN Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, N duties and what is and is not covered. N Throughout this policy the words "you" and "your" refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the company providing this insurance. The word "insured" means any person or organization qualifying as such under WHO IS AN INSURED (SECTION III). Other words and phrases that appear in quotation marks have special meaning. Refer to DEFINITIONS (SECTION VI). The insurance provided by this policy does not apply to any Coverage or hazard against which the words 0. Not Insured appear in the Limits of Insurance section of the Declarations. U) a SECTION I - COVERAGES 0, U) COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. Insuring Agreeme cN a. We will pa se u t e nsured e e e b qeto pay as damages �'ri because of "bo i fury' o "prop da a e' i h is ins applies. We will havethe right an y def- e i t s ay at our discretion LO investigate any "occurrence" and settle any claim or"suit" that may result, but: c� (1) The amount we will pay for damages is limited as described in LIMITS OF INSURANCE (SECTION IV); and (2) Our duty to defend ends when we have used up the applicable LIMITS OF INSURANCE in the payment of judgments or settlements under Coverage A. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under SUPPLEMENTARY PAYMENTS - COVERAGES A, B, D AND E. 0 CU b. This insurance applies to "bodily injury" and "property damage" only if: CL (1) The "bodily injury" or"property damage" is caused by an "occurrence" that takes place in the "coverage territory"; and CU (2) The "bodily injury" or"property damage" occurs during the policy period; and (3) The "bodily injury" or"property damage" arises out of your"airport operations". C. Damages because of "bodily injury" include damages claimed by any person or organization 0. for care, loss of services or death resulting at any time from the "bodily injury". 2. Exclusions . This insurance does not apply to: a. Expected or Intended Injury AAP 202 (11-99) Page 2 of 23 Packet Pg. 3358 P.9.d "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to protect persons or property. N N b. Contractual Liability N "Bodily injury" or "property damage" for which the insured is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages: (1) Assumed in a contract or agreement that is an "insured contract" provided the "bodily injury" or "property damage" occurs subsequent to the execution of the contract or agreement; or U) (2) That the insured would have in the absence of the contract or agreement. C. Liquor Liability "Bodily injury" or"property damage" for which the insured may be held liable by reason of: (1) Causing or contributing to the intoxication of any person; (2) The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; or a (3) Any statute, ordinance or regulation relating to the sale, gift, distribution or use of0. alcoholic beverages. This exclusion applies only if you are in the business of manufacturing, distributing, selling, serving or f n o' r M N Premises at i u ease to t h i ess of manufacturing, N distributing, elli ervin or fur hi o o b v a es, ill t be treated as your R business. LO d. Workers Compensation and Similar Laws Any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law. e. Employers Liability "Bodily injury" to: (1) An employee of the insured arising out of and in the course of employment by the insured; or (2) The spouse, child, parent, brother or sister of that employee as a consequence of (1) above. This exclusion applies: (1) Whether the insured may be liable as an employer or in any other capacity; and (2) To any obligation to share damages with or repay someone else who must pay damages because of the injury. 0. This exclusion does not apply to liability assumed by the Insured under an "insured contract". 0 f. Aircraft, Auto or Watercraft "Bodily injury" or "property damage" arising out of the ownership, maintenance, use or entrustment to others of any aircraft, "auto" or watercraft owned or operated by, rented, loaned or leased to the insured. Use includes operation and "loading or unloading". AAP 202 (11-99) Page 3 of 23 Packet Pg. 3359 P.9.d This exclusion does not apply to: (1) An "auto" or watercraft while on the "airport"; (2) An "auto" or watercraft while not on the "airport" if responding to an aviation emergency; or N N (3) Liability assumed under any "insured contract" for the ownership, maintenance or use of watercraft. g. Mobile Equipment "Bodily injury" or"property damage" arising out of: (1) The transportation of "mobile equipment" by an "auto" owned or operated by or rented or loaned to the insured; or (2) The use of "mobile equipment" in, or while in practice or preparation for, a prearranged racing, speed or demolition contest or in any stunting activity. h. Airmeet, Contest or Exhibition "Bodily injury" or"property damage" arising out of: (1) The conduct of any airmeet, contest or exhibition permitted, sponsored or participated in by any insured; or a (2) The ownership maintenance or use of grandstands, bleachers or observation platforms. 0. U) Paragraph (1) of this exclusion does not apply to static displays. Paragraph (2) of this exclusion does not apply to observation decks or promenades that are part of a pe t r e t" CN i. Swimming o gi M N c mo a o �! M LO "Bodily injury" or"property damage" arising out of the ownership, maintenance or use of: c� (1) Swimming pools; or CU (2) Lodging accommodation for the general public. U) j. Control Tower "Bodily injury" or"property damage" arising out of the direct operation of a control tower by any insured. k. Damage to Property "Property damage" to: (1) Property you own, rent or occupy; (2) Premises you sell, give away or abandon, if the "property damage" arises out of any part of those premises; (3) Property loaned or leased to you; (4) Personal property, other than "aircraft", in the care, custody or control of the insured; (5) That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations, if the "property zi damage" arises out of those operations; (6) That particular part of any property that must be restored, repaired or replaced because your work" was incorrectly performed on it; or AAP 202 (11-99) Page 4 of 23 Packet Pg. 3360 P.9.d (7) "Aircraft" in your care, custody or control or "aircraft" while being serviced, handled or maintained by you. cN Paragraph (2) of this exclusion does not apply if the premises are "your work" and were never C, occupied, rented or held for rental by you. CN Paragraphs (3), (4), (5) and (6) of this exclusion do not apply to liability assumed under a `N sidetrack agreement. Paragraph (4) of this exclusion does not apply to "property damage": (a) to an "auto" or "mobile equipment" when your control is solely traffic control, but this exception does not override Exclusion j. above; CU (b) to an "auto" while on the "airport"; or c to baggage or car o handled b you, provided you are not handling the baggage or ( ) g YY Y g cargo as bailee for hire. Paragraph (6) of this exclusion does not apply to "property damage" included in the "products- completed operations hazard". Paragraph (7) of this exclusion does not apply to "property damage" to "aircraft" when your control is solely traffic control, but this exception does not override Exclusion j above. I. Damage to Your Product 0. "Property damage" to "your product" arising out of it or any part of it. m. Damage to Your Work "Property d a " o workCri uaand included in the CNproducts-co a at This exclusio es of ap JMENwuch the damage arises was performed on your behalf by a subcontractor. c� n. Damage to Impaired Property or Property Not Physically Injured "Property damage" to "impaired property" or property that has not been physically injured, arising out of: (1) A defect, deficiency, inadequacy or dangerous condition in "your product" or "your work"; or (2) A delay or failure by you or anyone acting on your behalf to perform a contract or agreement in accordance with its terms. CU This exclusion does not apply to the loss of use of other property arising out of sudden and accidental physical injury to "your product" or "your work" after it has been put to its intended use. o. Recall of Products, Work or Impaired Property Damages claimed for any loss, cost or expense incurred by you or others for the loss of use, withdrawal, recall, inspection, repair, replacement, adjustment, removal or disposal of: (1) "Your product"; (2) "Your work"; or (3) "Impaired property"; E c� AAP 202 (11-99) Page 5 of 23 Packet Pg. 3361 P.9.d if such product, work or property is withdrawn or recalled from the market or from use by any person or organization because of a known or suspected defect, deficiency, inadequacy or dangerous condition in it. N N Exclusions c. through o. do not apply to damage by fire to premises rented to you. A separate limit N of insurance applies to this coverage as described in LIMITS OF INSURANCE (SECTION IV). Q COVERAGE B. PERSONAL AND ADVERTISING INJURY LIABILITY c� 1. Insuring Agreement . a. We will pay those sums that you become legally obligated to pay as damages because of "personal injury" or "advertising injury" to which this insurance applies. We will have the right and duty to defend any "suit" seeking those damages. We may at our discretion investigate any offense and settle any claim or"suit" that may result, but: (1) The amount we will pay for damages is limited as described in LIMITS OF INSURANCE 0 CL (SECTION IV); and (2) Our duty to defend ends when we have used up the applicable LIMITS OF INSURANCE in the payment of judgments or settlements under Coverage B. 0 No other obligation or liability to pay sums or perform acts or services is covered unless 0 explicitly provided for under SUPPLEMENTARY PAYMENTS - COVERAGES A, B, D AND E. b. This insurance applies to: (1) "Pers$alu " ca s by aCffee xMctE dNcou hing, broadcasting or Ntelecao or u(2) "Advei ry" c e se of advertising your LO goods, products or services; but only if: (a) The offense was committed or alleged to have been committed unintentionally by you or any of your employees while engaged in their employment by you; and (b) The offense was committed or alleged to have been committed in the "coverage territory" during the policy period and arises out of your"airport operations" 0 CU 2. Exclusions . This insurance does not apply to: a. "Personal injury" or"advertising injury": CU E (1) Arising out of any oral or written publication of material, if done by or at the direction of the insured with knowledge of its falsity; (2) Arising out of any oral or written publication of material whose first publication took place before the beginning of the policy period; (3) Arising out of the willful violation of a penal statute or ordinance committed by or with the consent of the insured; (4) For which the insured has assumed liability in a contract or agreement. This exclusion does not apply to liability for damages that the insured would have in the absence of the contract or agreement; or AAP 202 (11-99) Page 6 of 23 Packet Pg. 3362 P.9.d (5) Arising out of the conduct of any airmeet, contest or exhibition permitted, sponsored or participated in by any insured. This exclusion does not apply to static displays. N b. "Advertising injury" arising out of: Q (1) Breach of contract, other than misappropriation of advertising ideas under an implied N contract; N (2) The failure of goods, products or services to conform with advertised quality or performance; (3) The wrong description of the price of goods, products or services; or (4) An offense committed by an insured whose business is advertising, broadcasting, publishing or telecasting. C. Any offense which was committed or alleged to have been committed in any State which does not recognize a cause of action for that offense based on negligence. COVERAGE C. MEDICAL PAYMENTS 1. Insuring Agreement . U) a a. We will pay medical expenses as described below for"bodily injury" caused by an accident: 0. U) (1) On your"airport"; or (2) Because of your"airport operations"; provided th N ci (1) The a S t kes pl e in thC"covale EiNolicy period; (2) The expenses are incurred and reported to us within one year of the date of the accident; ` and (3) The injured person submits to examination, at our expense, by physicians of our choice as often as we reasonably require. b. We will make these payments regardless of fault. These payments will not exceed the applicable LIMITS OF INSURANCE. We will pay reasonable expenses for: (1) First aid at the time of an accident; (2) Necessary medical, surgical, x-ray and dental services, including prosthetic devices; and (3) Necessary ambulance, hospital, professional nursing and funeral services. 2. Exclusions . We will not pay expenses for"bodily injury": a. To any insured. b. To a person hired to do work for or on behalf of any insured or a tenant of any insured. C. To a person injured on that part of premises you own or rent that the person normally occupies. d. To a person, whether or not an employee of the insured, if benefits for the "bodily injury" are payable or must be provided under a workers' compensation or disability benefits law or a similar law. AAP 202 (11-99) Page 7 of 23 Packet Pg. 3363 P.9.d e. To a person injured while taking part in athletics. f. Included within the "products-completed operations hazard". g. Excluded under Coverage A. N N N N COVERAGE D. HANGARKEEPERS LIABILITY 1. Insuring Agreement . c� a. We will pay those sums that the insured becomes legally obligated to pay as damages because of physical injury to "aircraft" to which this insurance applies. We will have the right and duty to defend any "suit" seeking those damages. We may at our discretion investigate any "occurrence" and settle any claim or"suit" that may result, but: (1) The amount we will pay for damages is limited as described in LIMITS OF INSURANCE (SECTION IV); and (2) Our duty to defend ends when we have used up the applicable LIMITS OF INSURANCE in the payment of judgments or settlements under Coverage D. No other obligation or liability to pay sums or perform acts or services is covered unless 0 explicitly provided for under SUPPLEMENTARY PAYMENTS - COVERAGES A, B, D AND E. 0 0. b. This insurance applies to physical injury only if: (1) The "aircraft" is in your care, custody or control or while the "aircraft" is being serviced, handlepmv,e C N N (2) The IP a e e t t takes place on the premi s o and LO (3) The physical injury to "aircraft" occurs during the policy period. C. Damages because of physical injury include damages claimed for all resultant loss of use of such aircraft. 2. Exclusions . This insurance does not apply to: a. Physical injury to "aircraft" you own. 0 b. Physical injury to "aircraft" you rent, lease or which are on loan to you. C. Physical injury to "aircraft"while "in flight". d. Physical injury to "aircraft" for which the insured is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability that the insured would have in the absence of the contract or agreement. COVERAGE E. NON-OWNED AIRCRAFT LIABILITY 1. Insuring Agreement . a. We will pay those sums that the insured becomes legally obligated to pay as damages because of"bodily injury" or"property damage" to which this insurance applies. We will have AAP 202 (11-99) Page 8 of 23 Packet Pg. 3364 P.9.d the right and duty to defend any "suit" seeking those damages. We may at our discretion investigate any "occurrence" and settle any claim or"suit" that may result, but: N (1) The amount we will pay for damages is limited as described in LIMITS OF INSURANCE CN Q (SECTION IV); and CN (2) Our duty to defend ends when we have used up the applicable limit of insurance in the `, payment of judgments or settlements under Coverage E. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under SUPPLEMENTARY PAYMENTS - COVERAGES A, B, D AND E. c� CU b. This insurance applies to "bodily injury" and "property damage" only if: U) (1) The "bodily injury" or "property damage" is caused by an "occurrence" that takes place in the "coverage territory"; and (2) The "bodily injury" or"property damage" occurs during the policy period; and (3) The "bodily injury" or "property damage" arises out of your use of any aircraft, or its use 0 on your behalf, provided that: (a) The aircraft is not owned by you in whole or in part; (b) The aircraft is not on lease to you; 0. (c) The aircraft is not subject to a lease-purchase agreement to which you are a party; and (d) T rcr s on onIn itMt Eth tion ". C. Damages b e i ry includeab erson or organization ri for care, Io of es or ath re Itin b it ' 'ury". LO 2. Exclusions . c� This insurance does not apply to: U) a. "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to protect persons or property. b. "Bodily injury" or "property damage" for which the insured is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply 0 to liability for damages: (1) Assumed in a contract or agreement that is an "insured contract" provided the "bodily injury" or "property damage" occurs subsequent to the execution of the contract or a agreement; or (2) That the insured would have in the absence of the contract or agreement. C. "Property damage" to the aircraft. d. Any obligation of the insured under a workers' compensation, disability benefits or unemployment compensation law or any similar law. e. "Bodily injury" to: (1) An employee of the insured arising out of and in the course of employment by the insured; or AAP 202 (11-99) Page 9 of 23 Packet Pg. 3365 P.9.d (2) The spouse, child, parent, brother or sister of that employee as a consequence of (1) above. N This exclusion applies: N N (1) Whether the insured may be liable as an employer or in any other capacity; and N N (2) To any obligation to share damages with or repay someone else who must pay damages because of the injury. This exclusion does not apply to liability assumed by the Insured under an "insured contract". f. "Bodily injury" or"property damage" included in the "products-completed operations" hazard. g. "Bodily injury" or "property damage" arising out of your use of any aircraft or its use on your behalf, if the aircraft is operated "in flight" by a pilot who is not properly certificated and rated by the F.A.A. for the flight involved. This exclusion does not apply if the aircraft so operated is without your knowledge or consent. h. "Property damage" to: (1) Property you own, rent or occupy; (2) Property loaned or leased to you; a (3) Personal property in the care, custody or control of the insured. 0. U) SUPPLEMENTARY PAYMENTS - COVERAGES A, B, D AND E cN cN We will pay, with resp$in . t" a defe Q M 1 M N q 1. All expenses we 2. Up to $250 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. U) a 3. The cost of bonds to release attachments, but only for bond amounts within the applicable LIMITS OF INSURANCE (SECTION IV). We do not have to furnish these bonds. 4. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit", including actual loss of earnings up to $100 a day because of time off from work. CU 5. All costs taxed against the insured in the "suit". 6. Prejudgment interest awarded against the insured on that part of the judgment we pay. If we make a an offer to pay the applicable LIMITS OF INSURANCE, we will not pay any prejudgment interest CU based on that period of time after the offer. 7. All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in court the part of the judgment that is within the applicable LIMITS OF INSURANCE. These payments will not reduce the LIMITS OF INSURANCE. c� AAP 202 (11-99) Page 10 of 23 Packet Pg. 3366 P.9.d SECTION II - COMMON COVERAGE EXCLUSIONS All Coverages included in this policy are subject to the following exclusions. A. Noise and pollution and other perils. c� 1. This policy does not cover claims directly or indirectly occasioned by, happening through or in consequence of: (a) noise (whether audible to the human ear or not), vibration, sonic boom and any phenomena associated therewith, (b) pollution and contamination of any kind whatsoever, (c) electrical and electromagnetic interference, U) (d) interference with the use of property; unless caused by or resulting in a crash fire explosion or collision or a recorded in-flight emergency causing abnormal aircraft operation. 2. With respect to any provision in the policy concerning our duty to investigate or defend claims, such provision shall not apply and we shall not be required to defend: (a) claims excluded by Paragraph 1; or a (b) a claim or claims covered by the policy when combined with any claims excluded by0. Paragraph 1 (referred to below as "Combined Claims"). 3. In respect of any Combined Claims, we shall (subject to proof of loss and the LIMITS OF INSURANC ha o f e fo whi h may be allocated to M the claimsSe Fed is N (i) damaag nst an s d; ' LO (ii) defense fees and expenses incurred by any insured. c� 4. Nothing herein shall override any radioactive contamination or other exclusion clause attached CU to or forming part of this policy. B. War, hi-jacking and other perils. This policy does not cover claims caused by: (a) War, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, martial law, military or usurped power or attempts at CU usurpation of power. (b) Any hostile detonation of any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter. CU (c) Strikes, riots, civil commotions or labor disturbances. (d) Any act of one or more persons, whether or not agents of a sovereign Power, for political or terrorist purposes and whether the loss or damage resulting therefrom is accidental or intentional. (e) Any malicious act or act of sabotage. (f) Confiscation, nationalization, seizure, restraint, detention, appropriation, requisition for title or use by or under the order of any Government (whether civil military or de facto) or public or local authority. AAP 202 (11-99) Page 11 of 23 Packet Pg. 3367 P.9.d (g) Hi-jacking or any unlawful seizure or wrongful exercise of control of the aircraft or crew in flight (including any attempt at such seizure or control) made by any person or persons on board the aircraft acting without the consent of the Insured. N N Furthermore this policy does not cover claims arising while the aircraft is outside the control of the CN insured by reason of any of the above perils. N The aircraft shall be deemed to have been restored to the control of the insured on the safe return of the aircraft to the insured at an airfield not excluded by the "coverage territory" of this policy, and entirely suitable for the operation of the aircraft (such safe return shall require that the aircraft be parked with engines shut down and under no duress). C. Radioactive Contamination. 1. This policy does not cover: (a) loss or destruction of or damage to any property whatsoever or any loss or expense whatsoever resulting or arising therefrom 0 (b) any legal liability of whatsoever nature directly or indirectly caused or contributed to by or arising from ionizing radiations or 0 contamination by radioactivity from any source whatsoever. 0 0. 2. Loss, destruction, damage, expense or legal liability which, but for the provisions of paragraph 1. of this exclusion, would be covered by this policy, and is directly or indirectly caused or contributed to or arises from ionizin adiations or contamination by radioactivity from any radioactive ate IP e o c ag s aM r ernat al r Transport NAssociation a bj ct to all h hi i ) be covered, N provided th `" LO a. it shall be a condition precedent to our liability that the carriage of any radioactive CU material shall in all respects comply with the current regulations issued by the International Air Transport Association relating to the carriage of restricted articles by air; b. this policy shall only apply to any claim made against the insured arising out of any accident or incident occurring during the period of this insurance and any such claim made by the insured against us or by any claimant against the insured shall have been made within three years after the date of the occurrence giving rise to the claim; CU C. the cover afforded by this paragraph 2. may be cancelled at any time by us giving seven days notice of cancellation. SECTION III -WHO IS AN INSURED 1. If you are designated in the Declarations as: 0 a. An individual, you and your spouse are insureds, but only with respect to your "airport operations". b. A partnership or joint venture, you are an insured. Your members, your partners, and their spouses are also insureds, but only with respect to your"airport operations". c� AAP 202 (11-99) Page 12 of 23 Packet Pg. 3368 P.9.d C. A public corporation, you are an insured. Your elective or appointive officers or members of any board or commission or agency of yours are also insureds, but only with respect to your "airport operations". CN Q cN d. An organization other than a partnership, joint venture or public corporation, you are an CN insured. Your executive officers and directors are insureds, but only with respect to their duties C, as your officers or directors. Your stockholders are also insureds, but only with respect to their liability as stockholders. 2. Each of the following is also an insured: a. Your employees, other than your executive officers, but only for acts within the scope of their employment by you with respect to your"airport operations". b. If you are designated in the Declarations as a public corporation, employees of your boards, commissions or agencies, other than executive officers, but only for acts within the scope of their employment by those boards, commissions or agencies with respect to your "airport operations". However, no employee of yours or your boards, commissions or agencies is an insured for: (1) "Bodily injury" or "personal injury" to you or to a co-employee while in the course of his or her employment, or the spouse, child, parent, brother or sister of that co-employee as a 0 consequence of such "bodily injury" or "personal injury", or for any obligation to share a damages with or repay someone else who must pay damages because of the injury; or 0. U) 0 (2) "Bodily injury" or "personal injury" arising out of his or her providing or failing to provide professional health care services; or CN (3) "Prop ge' t roe o MYE i en d or loaned to that CN empl ee, u ere ploy ot r members (if you area partne r int ve LO C. Any person (other than your employee), or any organization, while acting as your real estate manager. Cu Cu d. Any person or organization having proper temporary custody of your property if you die, but only: (1) With respect to liability arising out of the maintenance or use of that property; and (2) Until your legal representative has been appointed. 0 e. Your legal representative if you die, but only with respect to duties as such. That Cu representative will have all your rights and duties under this policy. 3. With respect to "mobile equipment" registered in your name under any motor vehicle registration a law, any person is an insured while driving such equipment along a public highway with your Cu permission. Any other person or organization responsible for the conduct of such person is also an insured, but only with respect to liability arising out of the operation of the equipment, and only if no other insurance of any kind is available to that person or organization for this liability. However, no person or organization is an insured with respect to: a. "Bodily injury" to a co-employee of the person driving the equipment; or b. "Property damage" to property owned by, rented to, in the charge of or occupied by you or the employer of any person who is an insured under this provision. c� AAP 202 (11-99) Page 13 of 23 Packet Pg. 3369 P.9.d No person or organization is an insured with respect to the conduct of any current or past partnership or joint venture that is not shown as a Named Insured in the Declarations. N N SECTION IV - LIMITS OF INSURANCE AND DEDUCTIBLES N N A. LIMITS OF INSURANCE 1. The LIMITS OF INSURANCE (SECTION IV) shown in the Declarations and the rules below fix the most we will pay regardless of the number of: a. Insureds; c� b. Claims made or"suits" brought; or U) C. Persons or organizations making claims or bringing "suits". 2. The Products-Completed Operations Aggregate Limit is the most we will pay under Coverage A for all damages because of "bodily injury" and "property damage" included in the "products- n completed operations hazard". � 3. The Personal and Advertising Injury Aggregate Limit is the most we will pay under Coverage B for the sum of all damages because of"personal injury" and "advertising injury". U) 4. The Malpractice Aggregate Limit is the most we will pay under Coverage A for all damages 0. because of"malpractice". 5. Subject to 2, 3 or 4 above, whichever applies, the Each Occurrence Limit is the most we will pay for the s f: cN a. Dama ec f injury' a 'pr u der Coverages A and `� E; an n b. Medical expenses under Coverage C; and ` C. Damages because of physical injury to "aircraft" under Coverage D. arising out of one "occurrence"; and d. Damages because of all "personal injury" and "advertising injury" under Coverage B. arising out of one offense. 6. Subject to 5. above, the Fire Damage Limit is the most we will pay under Coverage A for damages because of"property damage" to premises rented to you arising out of any one fire. 7. Subject to 5. above, the Medical Expense Limit is the most we will pay under Coverage C for all CU medical expenses because of"bodily injury" sustained by any one person. 8. Subject to 5. above, the Hangarkeepers Limit Any One Aircraft is the most we will pay under Coverage D for damages because of physical injury sustained by any one "aircraft" and the a Hangarkeepers Limit Any One Occurrence is the most we will pay under Coverage D for CU physical injury sustained by all "aircraft" in any one "occurrence". 9. Subject to 5. above, the Non-Owned Aircraft Liability Limit Any One Occurrence is the most we will pay under Coverage E for damages because of "bodily injury" and "property damage" arising from one "occurrence". The limits of this policy apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the policy period is extended after issuance for an additional period of less than CU 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance. AAP 202 (11-99) Page 14 of 23 Packet Pg. 3370 P.9.d B. DEDUCTIBLES 1. Our obligation to pay: c14 c14 a. Damages because of"bodily injury" and "property damage" under Coverages A and E; and N b. Medical expenses under Coverage C; and N C. Damages because of physical injury to "aircraft" under Coverage D arising out of one occurrence; and d. Damages because of"personal injury" and "advertising injury" under Coverage B arising out of 0 any one offense applies only to the amount of damages or medical expenses in excess of the Each Occurrence or Offense Deductible amount stated in the Declarations, but the LIMITS OF INSURANCE applicable to Each Occurrence will not be reduced by the amount of such deductible, nor will Aggregate limits for such coverages be reduced by the application of such deductible amount. 2. The Aggregate Deductible amount stated in the Declarations is the most you will have to pay for all deductible amounts under Coverages A, B, C, D and E for all damages and medical expenses. 3. The terms of this insurance, including those with respect to: U) (a) Our right and duty to defend any "suits" seeking those damages; and 0. (b) Your duties in the event of an "occurrence", claim, or suit apply irrespective of the application of the deductible amount. 4. We may pSPEALOIR4EN p u I st of any claim or suit N and, upon i ken, y ms for such part of the deductible LO The Aggregate Deductibles of this policy apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the policy period is extended after issuance for an additional period of CU less than 12 months. In that case, the additional period will be deemed the last preceding period for U) purposes of determining the aggregate deductibles. SECTION V - CONDITIONS 1. Bankruptcy. Bankruptcy or insolvency of the insured or of the insured's estate will not relieve us of our obligations under this Policy. 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit. a. You must notify us as soon as practicable of an "occurrence" or an offense which may result in a claim. To the extent possible, notice should include: (1) How, when and where the "occurrence" or offense took place; (2) The names and addresses of any injured persons and witnesses; and (3) The nature and location of any injury or damage arising out of the "occurrence" or offense. b. If a claim is made or"suit" is brought against any insured, you must: AAP 202 (11-99) Page 15 of 23 Packet Pg. 3371 P.9.d (1) Immediately record the specifics of the claim or"suit" and the date received; and (2) Notify us as soon as practicable. You must see to it that we receive written notice of the claim or"suit" as soon as practicable. C. You and any other involved insured must: Q (1) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the claim or"suit"; (2) Authorize us to obtain records and other information; (3) Fully cooperate with us in the investigation, settlement or defense of the claim or "suit"; and (4) Assist us, upon our request, in the enforcement of any right against any person or organization which may be liable to the insured because of injury or damage to which this insurance may also apply. d. No insureds will, except at their own cost, voluntarily make a payment, assume any obligation, or incur any expense, other than for first aid, without our consent. 3. Legal Action Against Us. U) No person or organization has a right under this policy: 0. a. To join us as a party or otherwise bring us into a "suit" asking for damages from an insured; or b. To sue us on this policy unless all of its terms have been fully complied with. A person or org$ON m us toQselemen r n a se all on a final judgment N against an insuri e t t 1 isamages that are notpayable under of th olic x ss ofplicable LIMITS OF INSURANCE (S IV). An agree means a se ement and release of liability LO signed by us, the insured and the claimant or the claimant's legal representative. CU 4. Other Insurance. U) If other valid and collectible insurance is available to the insured for a loss we cover under Coverage A, B, D or E of this policy, our obligations are limited as follows: a. Primary Insurance This insurance is primary except when b. below applies. If this insurance is primary, our obligations are not affected unless any of the other insurance is also primary. Then, we will share with all that other insurance by the method described in c. below. b. Excess Insurance This insurance is excess over any of the other insurance, whether primary, excess, contingent or on any other basis: (1) That is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for your work"; (2) That is Fire insurance for premises rented to you; or (3) If the loss arises out of the maintenance or use of "autos" or watercraft to the extent not subject to Exclusion f. of Coverage A (Section 1). E (4) That is Aircraft Liability insurance on any aircraft to which Coverage E (Section 1) applies. AAP 202 (11-99) Page 16 of 23 Packet Pg. 3372 P.9.d When this insurance is excess, we will have no duty under Coverage A, B, D or E to defend any claim or "suit" that any other insurer has a duty to defend. If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other N insurers. N N N When this insurance is excess over other insurance, we will pay only our share of the amount N of the loss, if any, that exceeds the sum of: (1) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and (2) The total of all deductible and self-insured amounts under all that other insurance. We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Policy. C. Method of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of 0. insurance to the total applicable limits of insurance of all insurers. 5. Premium Audit. N a. We will com II th policy i Mrs u e and rates. Q b. Premiums psp C� i d p mi only. At the close of LO each audit period we will compute the earned premium for that period. Audit premiums are due and payable on notice to the first Named Insured. If the sum of the advance and audit premiums paid for the policy term is greater than the earned premium, we will return the CU excess to the first Named Insured. U) C. The first Named Insured must keep records of the information we need for premium computation, and send us copies at such times as we may request. 6. Representations. 0 By accepting this policy, you agree: CU a. The statements in the Declarations are accurate and complete; b. Those statements are based upon representations you made to us; and CU C. We have issued this policy in reliance upon your representations. 7. Separation Of Insureds. 0 Except with respect to the LIMITS OF INSURANCE (SECTION IV), and any rights or duties specifically assigned in this policy to the first Named Insured, this insurance applies separately to each insured against whom claim is made or"suit" is brought. c� AAP 202 (11-99) Page 17 of 23 Packet Pg. 3373 P.9.d 8. Transfer Of Rights Of Recovery Against Others To Us. If the insured has rights to recover all or part of any payment we have made under this Policy, those N rights are transferred to us. The insured must do nothing after loss to impair them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. N N 9. Changes. This policy contains all the agreements between you and us concerning the insurance afforded. The first Named Insured shown in the Declarations is authorized to make changes in the terms of this policy with our consent. This policy's terms can be amended or waived only by endorsement issued by us and made a part of this policy. 10. Examination of your books and records. We may examine and audit your books and records as they relate to this policy at any time during the policy period and up to three years afterward. CL 11. Inspections and surveys. We have the right but are not obligated to: 0 1. Make inspections and surveys at any time; U) 2. Give you reports on the conditions we find; and 3. Recommen g N Any inspections, $do s c mend Mfe i Iity and the premiums Q to be charged. o make fety in ectt nderta t rform the duty of any person or organit provid e the ublic. And we do not warrant that conditions: c� 1. Are safe or healthful; or 2. Comply with laws, regulations, codes or standards. This condition applies not only to us, but also to any rating, advisory, rate service or similar organization which makes insurance inspections, surveys, reports or recommendations. 12. Premiums and deductibles. 0 The first Named Insured shown in the Declarations: 1. Is responsible for the payment of all premiums and deductibles; and 2. Will be the payee for any return premiums we pay. 13. Transfer of your rights and duties under this policy. Your rights and duties under this policy may not be transferred without our written consent except in the case of death of an individual named insured as directed below: If you die, your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed, anyone having proper temporary custody of your property will have your rights and duties but only with respect to that property. AAP 202 (11-99) Page 18 of 23 Packet Pg. 3374 P.9.d SECTION VI - DEFINITIONS 1. "Advertising injury" means injury arising out of one or more of the following offenses: c� c� a. Oral or written publication of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services; b. Oral or written publication of material that violates a person's right of privacy; C. Misappropriation of advertising ideas or style of doing business; or d. Infringement of copyright, title or slogan. 2. "Aircraft" under Coverage D means any aircraft or its parts or equipment. 3. "Airport" means the Airport(s) designated in the Declarations, including ways and means immediately adjoining such airport(s). 4. "Airport operations" means the ownership, maintenance, use or provision of premises, services and facilities necessary to the operation of the "airport". 5. "Auto" means a land motor vehicle, trailer or semitrailer designed for travel on public roads, including any attached machinery or equipment, but "auto" does not include "mobile equipment". 0 0. U) 6. "Bodily injury" means: a. Bodily injury, P i su df.upersm, ' n ea resulting from any of C, these at an ' e; `�'c14 b. Fright or m al ained a s LO 7. "Coverage territory" means: CU a. The United States of America (including its territories and possessions), Puerto Rico and Canada; b. International waters or airspace, provided the injury or damage does not occur in the course of travel or transportation to or from any place not included in a. above; or C. All parts of the world if: (1) The injury or damage arises out of: 0 (a) Goods or products made or sold by you in the territory described in a. above; or (b) The activities of a person whose home is in the territory described in a. above, but is away for a short time on your business; and (2) The insured's responsibility to pay damages is determined in a "suit" on the merits, in the territory described in a. above or in a settlement we agree to. 8. "Impaired property" means tangible property, other than "your product" or "your work", that cannot be used or is less useful because: a. It incorporates "your product" or "your work" that is known or thought to be defective, deficient, inadequate or dangerous; or c� b. You have failed to fulfill the terms of a contract or agreement; AAP 202 (11-99) Page 19 of 23 Packet Pg. 3375 P.9.d if such property can be restored to use by: a. The repair, replacement, adjustment or removal of"your product" or"your work"; or CN CD b. Your fulfilling the terms of the contract or agreement. CN cN cN CD 9. "In flight" means: cN a. With respect to a fixed wing aircraft, from the time the aircraft moves forward in attempting to take off until the aircraft has completed its landing run. b. With power or engine respect to a rotorcraft, while its rotors are in motion as a result of en p g� autorotation. 10. "Insured contract" means: a. A lease of premises; b. A sidetrack agreement; 0 C. Any easement or license agreement, except in connection with construction or demolition operations on or within 50 feet of a railroad; d. An obligation, as required by ordinance, to indemnify a municipality, except in connection with work for a municipality; 0. e. An elevator maintenance agreement; f. That part of any other contract or agreement pertaining to your business (including an indemnifica ' i n cti n 'th k f a municipality) under C, which you5th e he it of ano e o o y injury" or "property CD �' ri damage" to rson organi tion T t I' ns a li it hat would be imposedby law in thn of an c r nt. LO An "insured contract" does not include that part of any contract or agreement: a. That indemnifies any person or organization for "bodily injury" or"property damage" arising out of construction or demolition operations, within 50 feet of any railroad property and effecting any railroad bridge or trestle, tracks, road-beds, tunnel, underpass or crossing; b. That indemnifies an architect, engineer or surveyor for injury or damage arising out of: (1) Preparing, approving or failing to prepare or approve maps, drawings, opinions, reports, surveys, change orders, designs or specifications; or 0 (2) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage; C. Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the insured's rendering or failure to render professional services, including those listed in b. above and supervisory, inspection or engineering services; or d. That indemnifies any person or organization for damage by fire to premises rented or loaned to you. 0 11. "Loading or unloading" means the handling of property: a. After it is moved from the place where it is accepted for movement into or onto an aircraft, watercraft or"auto"; c� b. While it is in or on an aircraft, watercraft or"auto"; or AAP 202 (11-99) Page 20 of 23 Packet Pg. 3376 P.9.d C. While it is being moved from an aircraft, watercraft or "auto" to the place where it is finally delivered; N but "loading or unloading" does not include the movement of property by means of a mechanical Q device, other than a hand truck, that is not attached to the aircraft, watercraft or"auto". N N 12. "Malpractice" means malpractice, error or mistake by a physician, surgeon, nurse, medical technician or other person performing medical services on behalf of an insured in the provision of emergency medical relief. 13. "Mobile equipment" means any of the following types of land vehicles, including any attached machinery or equipment: U) a. Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads; b. Vehicles maintained for use solely on or next to premises you own or rent; C. Vehicles that travel on crawler treads; 0 0. d. Vehicles, whether self-propelled or not, maintained primarily to provide mobility to permanently mounted: (1) Power cranes, shovels, loaders, diggers or drills; or 0. (2) Road construction or resurfacing equipment such as graders, scrapers or rollers; e. Vehicles not described in a., b., c. or d. above that are not self-propelled and are maintained primarily to pr e t t an at cMdeq f e fol wing types: c�(1) Air co ss d enerato n el ng, building cleaning, Qgeop sica oratio , lighti an Ie uipme ; (2) Cherry pic ers and similar devices used to raise or lower workers; LO f. Vehicles not described in a., b., c. or d. above maintained primarily for purposes other than the transportation of persons or cargo. CU However, self-propelled vehicles with the following types of permanently attached equipment are not "mobile equipment" but will be considered "autos": (1) Equipment designed primarily for: (a) Snow removal; (b) Road maintenance, but not construction or resurfacing; CU CU (c) Street cleaning; (2) Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers; and (3) Air compressors, pumps and generators, including spraying, welding, building cleaning, geophysical exploration, lighting and well servicing equipment. 14. "Occurrence" means an accident, including continuous or repeated exposure to substantially the same general harmful conditions. 15. "Personal injury" means injury, other than "bodily injury", arising out of one or more of the following offenses: c� AAP 202 (11-99) Page 21 of 23 Packet Pg. 3377 P.9.d a. Mistaken arrest, detention or imprisonment; b. Malicious prosecution; CN CD CN C. The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy ofCN a room, dwelling or premises that a person occupies by or on behalf of its owner, landlord or `D lessor; cN d. Oral or written publication of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services; e. Oral or written publication of material that violates a person's right of privacy; f. Unintentional discrimination; U) g. Misdirection of a passenger by an insured to the wrong aircraft, automobile or other connecting transportation; or The offenses described in paragraph f. of this definition do not include personal injury arising out of the employment, past employment or future employment of a person by any insured. 0 16. a. "Products-completed operations hazard" includes all "bodily injury" and "property damage" occurring away from premises you own or rent and arising out of "your product" or "your work" except: a (1) Products that are still in your physical possession; or 0. U) (2) Work that has not yet been completed or abandoned. b. "Your work" a ed ete the a 'est o h i ti s: c� (1) When th c n your nM b e CD(2) When h work t o e ite I ted your contract calls for work at more than one site. ` (3) When that part of the work done at a job site has been put to its intended use by any person or organization other than another contractor or subcontractor working on the same project. Work that may need service, maintenance, correction, repair or replacement, but which is otherwise complete, will be treated as completed. C. This hazard does not include "bodily injury" or"property damage" arising out of: (1) The transportation of property, unless the injury or damage arises out of a condition in or Cu on a vehicle created by the "loading or unloading" of it; (2) The existence of tools, uninstalled equipment or abandoned or unused materials; (3) Products or operations for which the classification in this policy or in our manual of rules Cu includes products or completed operations. 17. "Property damage" means: a. Physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it; or b. Loss of use of tangible property that is not physically injured. All such loss shall be deemed to occur at the time of the "occurrence" that caused it. 18. "Suit" means a civil proceeding in which damages because of "bodily injury", "property damage", Cu "personal injury" or"advertising injury" to which this insurance applies are alleged. "Suit" includes: AAP 202 (11-99) Page 22 of 23 Packet Pg. 3378 P.9.d a. An arbitration proceeding in which such damages are claimed and to which you must submit or do submit with our consent; or N b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which you submit with our consent. Q N 19. "Your product" means: a. Any goods or products, other than real property, manufactured, sold, handled, distributed or disposed of by: (1) You; (2) Others trading under your name; or (3) A person or organization whose business or assets you have acquired; and b. Containers (other than vehicles), materials, parts or equipment furnished in connection with such goods or products. 0 "Your product" includes: a. Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of"your product"; and U) a b. The providing of or failure to provide warnings or instructions. 0. U) "Your product" does not include vending machines or other property rented to or located for the use of others but not sold. cN 20. "Your work" mea `N N R c14 M a. Work or ope s Prform Fmqm0)GUnyIu MelfaE b. Materials, parts or equipment furnished in connection with such work or operations. CU "Your work" includes: a. Warranties or representations made at any time with respect to the fitness, quality, durability, performance or use of"your work"; and b. The providing of or failure to provide warnings or instructions. 0 CU CU 0 CL c� AAP 202 (11-99) Page 23 of 23 Packet Pg. 3379 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N N AMENDMENT OF NOISE AND POLLUTION AND OTHER PERILS EXCLUSION `N This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY. Paragraph 2.(b) of the Amendment Of Noise and Pollution And Other Perils Exclusion Endorsement - Florida AAP 273-FL (01-05) does not apply to pollution or contamination of"your product." 0 0 cN cN c14 M CAOWhorized N q presen a ive LO c� U) 0 CL 0 CL c� Endorsement No. 001 AAP 204-FL (01-05) Page 1 of 1 Packet Pg. 3380 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N N EXTENSION - BROAD DESIGNATED AIR MEET, CONTEST OR EXHIBITION ENDORSEMENT cN This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY. Description of Air Meet, Contest or Exhibition As respects various Art Shows, Boat Displays, Flea Markets and Food Fests throughout the policy period. 0 With respect to the air meet, contest or exhibition described above: 1. Exclusion In of Coverage A (Section 1) and Exclusion a(5) of Coverage B (Section 1) do not apply. 0 0. 2. The following sub-paragraph is added to Condition 4.b (Section V) immediately following sub- paragraph (4). (5) That isSnp or ex i i filar rage ila e to you under the CN sponsor is insu n c14 M LO c� 0 Authorized Representative CL 0 CL c� Endorsement No. 002 AAP 206 (11-99) Page 1 of 1 Packet Pg. 3381 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N EXTENSION - SPECIFIC EXCESS AUTOMOBILE LIABILITY INSURANCE CN cN This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORS GENER) LIABILITY POLICY. The following coverage is added to the policy: CU COVERAGE F. SPECIFIC EXCESS AUTOMOBILE LIABILITY U) SCHEDULE Underlying Limits: $ 5,000,000 Limits of This Insurance: Each Occurrence Limit: $ 50,000,000 U) Aggregate Limit: $ 50,000,000 0. This Aggregate Limit applies only if there is an aggregate limit in the Underlying Insurance. 1. INSURING AG$in E N ci You agree tonPrima AutomCthH a iliMinE"UnNrIInsurance") with at least the UndLh Dv In consideration of which: c� CU a. We will pay the insured for the "ultimate net loss" in excess of the Underlying Limits, that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" to which this insurance applies. b. This insurance only applies to "bodily injury" or"property damage" which: (1) is caused by an "occurrence" that takes place in the "coverage territory"; and CU (2) occurs during the policy period; and (3) is covered by the Underlying Insurance; andCU (4) arises out of your"airport operations". C. This insurance shall drop down only as set forth in paragraph 4.b. below and not for any other reason, including, but not limited to, the insured's inability to: (1) collect (in whole or part) any Underlying Insurance; or (2) pay, in full, any retention or deductible. Endorsement No. 003 AAP 211 (03-09) Page 1 of 4 Packet Pg. 3382 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company M cN The insured retains all risk for any amounts not paid by this insurance because of this N paragraph c. N N d. With respect to any "occurrence" covered by the Underlying Insurance, we shall: (1) not assume charge of the investigation, settlement or defense of any "suit" brought against the insured, except when we drop down under paragraph 4.b. below; CU (2) have the right, and be given the opportunity, to be effectively associated: U) A. in the defense and trial of any "suit" relating to any "occurrence" which, in our opinion, may create liability on our part; B. with the insured in the investigation, settlement or defense of any claim, even if the Underlying Limits have not been exhausted. 2. EXCLUSIONS: U) a a. The Common Coverage Exclusions (Section II) and the exclusions contained in the 0. Underlying Insurance apply to this insurance. The Common Coverage Exclusions shall take precedence over the exclusions contained in the Underlying Insurance. 3. ATTACHMENT&IIIINI I I IT � Nc14 a. We will p for cover "ulti to n I s o e M LO (1) the Underlying Insurance has paid its full Underlying Limits, and c� (2) the insured has paid any uninsured retention due under the primary Underlying CU Insurance. b. The most we will pay for one "occurrence" under Coverage F. regardless of the number of: (1) Insureds, 0 (2) Claims made or"suits" brought, or (3) Persons or organizations making claims or bringing "suits", is the covered "ultimate net loss" in excess of the Underlying Limits, up to the Each Occurrence Limit shown in the Schedule. C. The most we will pay for all covered "ultimate net loss" under Coverage F. during the policy period is the Aggregate Limit shown in the Schedule. d. The Each Occurrence Limit shown in the Schedule is included within, and is not in addition to, the Each Occurrence Limit shown in the Declarations. c� Endorsement No. 003 AAP 211 (03-09) Page 2 of 4 Packet Pg. 3383 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N 4. CONDITIONS: N N a. The conditions of the Underlying Insurance in effect prior to an 'occurrence" for which a CU claim is made under this policy apply to this insurance, except for: (1) the premium; and CU (2) our obligation to investigate; and U) (3) the renewal agreement (if any): and (4) the limits of insurance. b. The Underlying Insurance shall be maintained in full effect during the policy period, but: (1) If the aggregate limit for the Underlying Insurance is reduced or exhausted because of payment of covered claims, this policy will apply: 0 0. A. in excess of the reduced aggregate limit, or B. as Primary insurance if the aggregate limit is exhausted. N (2) If Srie oEditiopnC. a o I a xtent as if you had coi this c LO C. If a claim arises which appears likely to exceed the Underlying Limits, the insured must not incur any "costs" without our consent. d. "Costs" incurred with our consent, which are not covered by the Underlying Insurance, will be apportioned as follows: (1) If the claim is settled before trial for an amount exceeding the Underlying Limits, we will pay the same ratio of the "costs" as we pay of the whole "ultimate net loss". 0 (2) If the insured does not appeal a judgment which exceeds the Underlying Limits, we: A. may conduct such an appeal at our own expense including any associated court costs and interest, but B. shall not be obligated to continue such an appeal after the applicable Limits of This Insurance have been exhausted. e. Recoveries or payments recovered or received after a claim settlement under this policy will be applied as if recovered or received before such settlement. All necessary adjustments shall then be made between you and us. c� Endorsement No. 003 AAP 211 (03-09) Page 3 of 4 Packet Pg. 3384 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N 5. DEFINITIONS: N N The following definitions apply to this insurance in addition to the definitions contained in the Underlying Insurance and the definitions in SECTION VI - DEFINITIONS: a. "Ultimate net loss" means the amount payable in settlement of the liability of the insured after deducting: (1) all recoveries, and (2) other valid and collectible insurance, except the Underlying Insurance, and (3) excluding all expenses and "costs". 0 b. "Costs" means: (1) interest accruing after entry of judgment, and 0 (2) reasonable and necessary costs of: A. investigation, adjustment, and cN cN B. IPudeallFmse e, c14 M buts ex 1 M N q sLO C. salaried employees, and CU D. general retainer fees for counsel normally paid by the insured. C. "Airport operations", when used in this Coverage F, includes the: (1) ownership, maintenance, use; or 0 (2) entrustment to others, of an "auto" while located anywhere in the "coverage territory". All other terms and conditions remain unchanged. 0 CL Authorized Representative Endorsement No. 003 AAP 211 (03-09) Page 4 of 4 Packet Pg. 3385 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N N IMMUNITY WAIVER ENDORSEMENT `N This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATOR GENERAL LIABILITY POLICY. We will not defend any "suit" seeking damages under Coverages A, B, D, or E on the basis that the insured is not liable due to the performance of governmental functions, unless we are required by statute or are requested by you. 0 U) a 0 0. U) S CIM N c� c� c� LO c� Authorized Representative 0 CL 0 CL c� Endorsement No. 004 AAP 220 (11-99) Page 1 of 1 Packet Pg. 3386 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N EXTENSION - SPECIFIC EXCESS EMPLOYERS LIABILITY INSURANCE cN cN This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY. c� The following coverage is added to the policy: U) COVERAGE G. SPECIFIC EXCESS EMPLOYERS LIABILITY SCHEDULE Underlying Limits: $ 1,000,000 any one accident Limits of This Insurance: Each Occurrence Limit: $ 50,000,000 0 0. Aggregate Limit: $ 50,000,000 This Aggregate Limit applies only if there is an aggregate imit ' he n rlyin In e cN cN 1. INSURING AGRS E � M N q You agree to maintain primary Employers Liability insurance ("Underlying Insurance") with at least ` the Underlying Limits shown in the SCHEDULE above ("Schedule"). In consideration of which: c� a. We will pay the insured for the "ultimate net loss" in excess of the Underlying Limits, that the insured becomes legally obligated to pay as damages because of"bodily injury" to which this insurance applies. b. This insurance only applies to "bodily injury" which: (1) is caused by an "occurrence" that takes place in the "coverage territory"; and (2) occurs during the policy period; and (3) is covered by the Underlying Insurance; and (4) arises out of your"airport operations". C. This insurance shall drop down only as set forth in paragraph 4.b. below and not for any other reason, including, but not limited to, the insured's inability to: (1) collect (in whole or part) any Underlying Insurance; or (2) pay, in full, any retention or deductible. Endorsement No. 005 AAP 227 (03-09) Page 1 of 4 Packet Pg. 3387 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company M cN cN CN The insured retains all risk for any amounts not paid by this insurance because of this paragraph c. N N d. With respect to any "occurrence" covered by the Underlying Insurance, we shall: (1) not assume charge of the investigation, settlement or defense of any "suit" brought against the insured, except when we drop down under paragraph 4.b. below; CU (2) have the right, and be given the opportunity, to be effectively associated: A. in the defense and trial of any "suit" relating to any "occurrence" which, in our opinion, may create liability on our part; B. with the insured in the investigation, settlement or defense of any claim, even if the Underlying Limits have not been exhausted. 2. EXCLUSIONS: U) a a. The Common Coverage Exclusions (Section II) and the exclusions contained in the 0. Underlying Insurance apply to this insurance. The Common Coverage Exclusions shall take precedence over the exclusions contained in the Underlying Insurance. b. This insuraSL cl e o rage f it in " b i ase. CN c14 3. ATTACHMENTB ITY A LIMI O I B I LO a. We will pay for any covered "ultimate net loss" only after: CU (1) the Underlying Insurance has paid its full Underlying Limits, and U) (2) the insured has paid any uninsured retention due under the primary Underlying Insurance. b. The most we will pay for one "occurrence" under Coverage G. regardless of the number of: 0 CU (1) Insureds, (2) Claims made or"suits" brought, or CU (3) Persons or organizations making claims or bringing "suits", is the covered "ultimate net loss" in excess of the Underlying Limits, up to the Each Occurrence Limit shown in the Schedule. C. The most we will pay for all covered "ultimate net loss" under Coverage G. during the policy period is the Aggregate Limit shown in the Schedule. c� Endorsement No. 005 AAP 227 (03-09) Page 2 of 4 Packet Pg. 3388 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N d. The Each Occurrence Limit shown in the Schedule is included within, and is not in addition to, the Each Occurrence Limit shown in the Declarations. N N 4. CONDITIONS: a. The conditions of the Underlying Insurance in effect prior to an "occurrence" for which a claim is made under this policy apply to this insurance, except for: (1) the premium; and (2) our obligation to investigate; and (3) the renewal agreement (if any): and (4) the limits of insurance. b. The Underlying Insurance shall be maintained in full effect during the policy period, but: U) a (1) If the aggregate limit for the Underlying Insurance is reduced or exhausted because of 0. payment of covered claims, this policy will apply: A. in excess of the reduced a regate limit, or N N B. r e aggre tMapp eFore e (2) If you ai to do so, is policy s all on same extent as if you had LO complied with this condition. CU C. If a claim arises which appears likely to exceed the Underlying Limits, the insured must not incur any "costs" without our consent. d. "Costs" incurred with our consent, which are not covered by the Underlying Insurance, will be apportioned as follows: (1) If the claim is settled before trial for an amount exceeding the Underlying Limits, we will pay the same ratio of the "costs" as we pay of the whole "ultimate net loss". (2) If the insured does not appeal a judgment which exceeds the Underlying Limits, we: A. may conduct such an appeal at our own expense including any associated court costs and interest, but B. shall not be obligated to continue such an appeal after the applicable Limits of This Insurance have been exhausted. e. Recoveries or payments recovered or received after a claim settlement under this policy will be applied as if recovered or received before such settlement. All necessary adjustments shall then be made between you and us. Endorsement No. 005 AAP 227 (03-09) Page 3 of 4 Packet Pg. 3389 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N 5. DEFINITIONS: N N The following definitions apply to this insurance in addition to the definitions contained in the Underlying Insurance and the definitions in SECTION VI - DEFINITIONS: a. "Ultimate net loss" means the amount payable in settlement of the liability of the insured after deducting: (1) all recoveries, and (2) other valid and collectible insurance, except the Underlying Insurance, and (3) excluding all expenses and "costs". b. "Costs" means: (1) interest accruing after entry of judgment, and 0 (2) reasonable and necessary costs of: A. investigation, ad'ustment, and cN cN B. I x c1, M but sCIM N q In exclude all expenses for: LO c� C. salaried employees, and CU D. general retainer fees for counsel normally paid by the insured. All other terms and conditions remain unchanged 0 CL Authorized Representative 0 c� Endorsement No. 005 AAP 227 (03-09) Page 4 of 4 Packet Pg. 3390 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N N CANCELLATION NOTIFICATION CHANGE N With respect to the cancellation and nonrenewal provisions of this policy, we agree to increase the number of days prior notice of cancellation allowed to the first Named Insured to at least the number of days shown under 'Notice Period for Cancellation' below, except in the event of cancellation for non-payment of premium in which event we will allow at least the number of days prior notice of cancellation as shown under'Notice Period for Non-Payment of Premium'. Notice Period for Cancellation 90 days Notice Period for Non-Payment of Premium 10 days This endorsement shall not operate to override any state required minimum period(s) of notice, but it may operate to increase such minimum periods of notice. 0 0. U) S CIM N c� c� c� LO c� Authorized Representative CL 0 CL c� Endorsement No. 006 AAP 228 (11-99) Page 1 of 1 Packet Pg. 3391 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N AIRPORT LIMITED ENHANCED COVERAGE ENDORSEMENTCN CN cN This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORS N GENERAL LIABILITY POLICY. 1. (a) Item 1(c) of Who is an Insured on page 13 of the policy is amended to read: c� A public corporation, you are an insured. Your boards, commissions or agencies and their CU elective or appointive officers or members thereof are also insureds, but only with respect to your"airport operations". (b) Item 1(d) of Who is an Insured on page 13 of the policy is amended to read: An organization other than a partnership, joint venture or public corporation, you are an insured. Your subsidiary companies, corporations, firms, affiliates, organizations, including joint ventures of the Named Insured in Item 1 of the Declarations which are owned, financially controlled or under your management control are also insureds but only with respect to your "airport operations". Your executive officers and directors are insureds, but only with respect to their duties as your officers or directors. Your stockholders are also 0. insureds, but only with respect to their liability as stockholders. 2. Any reference in the polic to F.A.A. is amended to include itforei n equivalent. N N 3. The following is d d - uties I TMservan)tor uNoyee Claim or Suit.) e. Knowledge o an occurrence y your agen , em shall not constitute LO knowledge by you, unless an executive officer, partner, proprietor or an employed risk manager has received such notice. 4. Condition 6 -(Representations) is amended to include: d. Your unintentional failure to disclose facts shall not be a basis for denial of any coverage, provided that it is corrected as soon as it is discovered by an executive officer, partner, proprietor or employed risk manager. 0 e. Your inadvertent failure to submit reports or contracts or comply with other notices, except those required under Condition 2, shall not invalidate this insurance, provided it is corrected as soon as it is discovered by an executive officer, partner, proprietor or employed risk manager. 5. The Definition of"airport" is amended to read: "Airport" means the airport(s) designated in the declarations, and other airports owned or rented by you, including ways and means immediately adjoining such airports. 6. The Definition of"airport operations" is amended to read: "Airport operations" means the ownership, maintenance, use or provision of premises, services and facilities necessary or incidental to the operation of the "airport". Endorsement No. 007 Page 1 of 2 AAP 234 (11-99) Packet Pg. 3392 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N AIRPORT LIMITED ENHANCED COVERAGE ENDORSEMENT (CONT'D.) cN cN 7. The Definition of"advertising injury" is amended to include: e. Infringement of trademark, service mark or trade name. CU 8. The Definition of"aircraft" is amended to read: "Aircraft" under Coverage D means any aircraft, including its parts, equipment and contents. 9. Item A.6. under Limits of Insurance is amended to read: 6. Subject to 5. above, the Fire Damage Limit is the most we will pay under Coverage A for 0. damages because of "property damage" to premises rented to you or temporarily occupied by you, arising out of any one fire. U) a 10. Exclusion f of Section I of this policy (Aircraft, Auto or Watercraft) does not apply to watercraft CL less than 26 feet in length. 11. Exclusion a. of Section I of this olic (Ex ected or Intended In'u is amended to read: N N This Insurance a. Expected$orntenPed ury IM N LO c� "Bodily injury" or "property damage" expected or intended from the standpoint of the CU insured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property. 12. Exclusion h. of Section I of this policy (Air Meet, Contest, Exhibition) may be deleted, subject to 30 days prior notice to us, at terms to be agreed. 13. Item 2.b. (1) of Who Is An Insured is deleted. 0 CU CL CU 0 CL Authorized Representative c� Endorsement No. 007 Page 2 of 2 AAP 234 (11-99) Packet Pg. 3393 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N NUCLEAR RISKS EXCLUSION CLAUSE cN cN It is understood and agreed that the Radioactive Contamination exclusion under part C. of the Common Coverage Exclusions (Section II) is deleted and replaced with the following: c� (1) This Policy does not cover: (i) loss of or destruction of or damage to any property whatsoever or any loss or expense whatsoever resulting or arising therefrom or any consequential loss (ii) any legal liability of whatsoever nature directly or indirectly caused by or contributed to by or arising from: (a) the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof; U) a (b) the radioactive properties of, or a combination of radioactive properties with toxic, 0. explosive or other hazardous properties of, any other radioactive material in the course of carriage as cargo, including storage or handling incidental thereto; (c) ionizing $ia n or aminat' r i tiv r 'or ox , explosive or other Nhazardoue radios v u v r.(2) It is understo agreed a such radioactive ma eri a o er radioactive source in LO paragraph (1)(b) and (c) above shall not include: CU (i) depleted uranium and natural uranium in any form; (ii) radioisotopes which have reached the final stage of fabrication so as to be usable for any scientific, medical, agricultural, commercial, educational, or industrial purpose. (3) This Policy, however, does not cover loss of or destruction of or damage to any property or any consequential loss or any legal liability of whatsoever nature with respect to which: 0 CU (i) the Insured under this Policy is also an insured or an additional insured under any other insurance policy, including any nuclear energy liability policy; or CU (ii) any person or organization is required to maintain financial protection pursuant to legislation in any country; or (iii) the Insured under this Policy is, or had this Policy not been issued would be, entitled to indemnification from any government or agency thereof. (4) Loss, destruction, damage, expense or legal liability in respect of the nuclear risks not excluded by reason of paragraph (2) shall (subject to all other terms, conditions, limitations, warranties and exclusions of this Policy) be covered, provided that: Endorsement No. 008 AAP 237 (11-99) Page 1 of 2 Packet Pg. 3394 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N NUCLEAR RISKS EXCLUSION CLAUSE (CONT'D.) N N (i) in the case of any claim in respect of radioactive material in the course of carriage as CU cargo, including storage or handling incidental thereto, such carriage shall in all respects have complied with the full International Civil Aviation Organization "Technical Instructions for the Safe Transport of Dangerous Goods by Air", unless the carriage shall have been subject to any more restrictive legislation, when it shall in all respects have complied with such legislation; (ii) this Policy shall only apply to an incident happening during the period of this Policy and where any claim by the Insured against us or by any claimant against the Insured arising out of such incident shall have been made within three years after the date thereof; (iii) in the case of any claim for the loss of or destruction of or damage to or loss of use of an aircraft caused by or contributed to by radioactive contamination, the level of such contamination shall have exceeded the maximum permissible level set out in the following scale: U) a 0 CL U) Emitter Maximum permissible level of non-fixed (IAEA Health and Safety Regulations) radioactive surface contamination Avera ed over 300 cmz) cN cN Beta, gam I i C e gNur erels/cmz Q ( micr cmz) LO All other emitters Not exceeding 4 Bequerels/cmz (10-4 microcuries/cmz) (iv) the cover afforded hereby may be cancelled by us at any time by giving seven days' notice of cancellation. 0 CU CL Authorized Representative 0 CL c� Endorsement No. 008 AAP 237 (11-99) Page 2 of 2 Packet Pg. 3395 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N VOLUNTEERS ENDORSEMENT N N In consideration of the premium at which this policy is written, it is understood and agreed that: 1. Wherever the word employee appears in this policy, the same is deemed to include the insured's volunteers. CU U) 2. Wherever reference is made in this policy to the Insured's employment of an employee, the same shall be deemed to also refer to the activities of the Insured's volunteers on behalf of the Insured. 0 U) a 0 0. U) S CIM N c� c� c� LO c� Authorized Representative 0 CL 0 CL c� Endorsement No. 009 AAP 248 (11-99) Page 1 of 1 Packet Pg. 3396 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N N N DATE RECOGNITION EXCLUSION CLAUSE cN This policy does not cover any claim, damage, injury, loss, cost, expense or liability (whether in contract, tort, negligence, product liability, misrepresentation, fraud or otherwise) of any nature whatsoever arising from or occasioned by or in consequence of (whether directly or indirectly and whether wholly or partly): U) (a) the failure or inability of any computer hardware, software, integrated circuit, chip or information technology equipment or system (whether in the possession of the Insured or of any third party) accurately or completely to process, exchange or transfer year, date or time data or information in connection with: 0 - the change of year from 1999 to 2000; and/or - the change of date from 21 August 1999 to 22 August 1999; and/or - any other change of year, date or time; 0 whether on or before or after such change of year, date or time; (b) any implemented or attempted change or modification of any computer hardware, software, integrated circ hPt: n iCrdp n o e EPer-for Ne -tr m (whether in the N possession of ns rt iIVI asponse to any such Q change of yea da any av econnection with any ; such change or fiLO (c) any non-use or unavailability for use of any property or equipment of any kind whatsoever CU resulting from any act, failure to act or decision of the Insured or of any third party related to any such change of year, date or time; and any provision in this policy concerning any duty of Insurers to investigate or defend claims shall not apply to any claims so excluded. CU 0 CU 0 Authorized Representative c� Endorsement No. 010 AAP 256 (11-99) Pa e 1 of 1 Packet Pg. 3397 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company M cN cN CN THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. cN cN DATE RECOGNITION LIMITED COVERAGE ENDORSEMENT This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY. CU U) In consideration of the premium at which policy is written, it is understood and agreed that the Date Recognition Exclusion Endorsement — AAP 256 (11/99) shall not apply to any "bodily injury" or "property damage" coverage provided by this policy, subject to the following provisions: 1. The term "property damage", as respects the insurance afforded by this endorsement, is re- defined as follows: "Property damage" means physical injury to tangible property, including all resultant loss of use of that property. All such loss of use shall be deemed to occur at the time of the "occurrence" that caused it. 0. U) 0 2. The insurance afforded by this endorsement shall not apply with respect to any coverage for which this policy indicates the existence of underlyin insurance. cN cN c14 All other terms andSnpi uncha d N q Ul) c� U) 0 Authorized Representative CL 0 CL c� Endorsement No. 011 AAP 255 (03-08) Page 1 of 1 Packet Pg. 3398 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company M cN THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. C1' CN cN FUNGI OR BACTERIA EXCLUSION - FLORIDA C' It is agreed that: c� 1. SECTION II - COMMON COVERAGE EXCLUSIONS is amended by adding the following new exclusion: U) "Fungi" or Bacteria This policy does not coverage claims directly or indirectly occasioned by, happening through or in consequence of: 0 (a) injury or damage which would not have occurred, in whole or in part, but for the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of, any "fungi" or bacteria on or within a building or structure, including its contents, regardless of whether any other cause, event, material or product contributed0. concurrently or in any sequence to such injury or damage. (b) Any loss, cost or expenses arising out of the abating, testing for, monitoring, cleaning up, removing iPren e g n rali g d ng r disposing of, or in CN any way r do g the e e f n t 'a by any insured or by any oth er it LO This exclusion does not apply to any "fungi" or bacteria that are, are on, or are contained in, a good or product intended for consumption. CU 2. The following definition is added to SECTION VI - DEFINITIONS: "Fungi" means any type or form of fungus, including mold or mildew and any mycotoxins, spores, scents or byproducts produced or released by fungi. All other terms and conditions remain unchanged. CL 0 CL Authorized Representative c� Endorsement No. 012 Page 1 of 1 Reprinted,in part,with permission of ISO Properties,Inc. AAP 267-FL (01-05) @ACE Property&Casualty Ins.Co.,2004 Packet Pg. 3399 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company M cN cN CN THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. cN cN ASBESTOS OR ASBESTOS-CONTAINING MATERIALS OR PRODUCTS EXCLUSION ENDORSEMENT - FLORIDA c� 1. SECTION II - COMMON COVERAGE EXCLUSIONS is amended by adding the following exclusion: U) Asbestos 1. This policy does not cover claims directly or indirectly occasioned by, happening through or in consequence of asbestos or asbestos-containing materials or products. 2. This policy does not cover any loss, cost or expenses arising out of the abating, testing for, monitoring, cleaning up, removing, containing, treating, detoxifying, neutralizing, remediating or disposing of, or in any way responding to, or assessing the effects of, asbestos or asbestos-containing materials or products, by any insured or by any other 0. person or entity. All other terms and Snpi unc a c� LO c� Authorized Representative 0 CL 0 CL c� Endorsement No. 013 Page 1 of 1 Reprinted,in part,with permission of ISO Properties,Inc. AAP 268-FL (01-05) @ACE Property&Casualty Ins.Co.,2004 Packet Pg. 3400 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company cN cN CN cN cN THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DEFINITION OF "BODILY INJURY" ENDORSEMENT c� SECTION VI - DEFINITIONS is amended by adding the following to subsection 6., the definition of "bodily injury": "Bodily injury" also means fear of bodily injury, sickness, disease, fright or mental anguish. All other terms and conditions remain unchanged. U) a 0 0. U) S CIM N c� c� c� LO c� 0 Authorized Representative CL 0 CL c� Endorsement No. 014 Page 1 of 1 AAP 271 (01-05) @ACE Property&Casualty Ins. Co.,2004 Packet Pg. 3401 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company CN CN CN CN THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CN AMENDMENT OF NOISE AND POLLUTION AND OTHER PERILS EXCLUSION ENDORSEMENT - FLORIDA 1. SECTION VI, DEFINITIONS, is amended by adding the following new definitions: "Pollution" means the mere presence of"Pollutants" in any form, as well as the actual, alleged or threatened discharge, dispersal, release, escape, seepage, migration or disposal of "Pollutants" in any form. "Pollutants" include, without limitation, solid, liquid, gaseous or thermal irritants, any air emission, contaminant, smoke, vapor, soot, fume, acid, alkali, chemical, "waste", odor, waste water, oil or other petroleum product, or infectious or medical waste. "Waste" includes materials to be recycled, reconditioned or reclaimed, whether or not the U) material has been disposed of by you or any person handling the waste. U) 2. SECTION II, COMMON COVERAGE EXCLUSIONS, is amended at subsection A. NOISE AND POLLUTION AND OTHER PERILS, by deleting part (b) in its entirety and replacing it with the following: CN CN (b) "Pollutio SorIn Pm1nati CIM N q LO 3. SECTION II, COMMON COVERAGE EXCLUSIONS, is amended at subsection A. NOISE AND POLLUTION AND OTHER PERILS, by adding the following new sub-part: CU any direction, obligation, request, demand, order, or statutory or regulatory requirement, or any voluntary decision to do so, that any "insured" or others test for, monitor, clean up, remove, contain, treat, detoxify, neutralize, protect against or in any other way respond to the actual, alleged or threatened presence of"pollutants" or"waste". 0 All other terms and conditions of this Policy remain unchanged. CU CU 0 Authorized Representative c� Endorsement No. 015 Page 1 of 1 AAP 273-FL (01-05) @ACE Property&Casualty Ins. Co.,2004 Packet Pg. 3402 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company cN cN THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CN cN SILICA EXCLUSION It is agreed that Section II. COMMON COVERAGE EXCLUSIONS is amended by adding the following new exclusion: This insurance does not apply to: "Bodily injury" arising out of, resulting from, or in any way related to, in whole or in part, the respiration, inspiration, inhalation or breathing in of silica, unless caused by or resulting in a crash, fire, explosion or collision or recorded in-flight 0 emergency causing abnormal aircraft operation. U) a 0 All other terms and conditions remain unchanged. U) c� c� S CIM N c� LO c� Authorized Representative 0 CL 0 CL c� Endorsement No. 016 AAP 277-FL (01-06) Page 1 of 1 Packet Pg. 3403 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company M cN cN THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CN cN INFRINGEMENT OF COPYRIGHT, PATENT, TRADEMARK OR TRADE SECRET EXCLUSION ENDORSEMENT c� This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORSCU GENERAL LIABILITY POLICY. U) It is agreed that: 1. The following definition is added to SECTION VI — DEFINITIONS: "Advertisement" means a notice that is broadcast or published to the general public or specific CL market segments about your goods, products or services for the purpose of attracting customers or supporters. For the purposes of this definition: U) a a. Notices that are published include material placed on the Internet or on similar electronic0. means of communication; and b. Regarding web-sites, only that part of a web-site that is about your goods, products or services f s MA s u rt is considered an N N advertisem N C: 2. The following exc on is addedFTMCCTI — E RA B. PERSONAL AND ADVERTISING INJURY LIABILITY, 2. Exclusions: This insurance does not apply to "personal and advertising injury" arising out of the infringement of copyright, patent, trademark, trade secret or other intellectual property rights. Under this exclusion, such other intellectual property rights do not include the use of another's advertising idea in your "advertisement". However, this exclusion does not apply to infringement, in your "advertisement", of copyright, trade dress or slogan. CU All other terms and conditions remain unchanged. 0 Authorized Representative Endorsement No. 017 AAP 306 (03-08) Page 1 of 1 Packet Pg. 3404 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company M cN cN THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CN cN AMENDMENT TO SUPPLEMENTARY PAYMENTS (COURT COSTS) ENDORSEMENT This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY. CU CU It is agreed that SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — COVERAGES A, B, D AND E is amended by deleting subsection 5. and replacing it with the following: 5. all court costs taxed against the insured. 0 All other terms and conditions remain unchanged. U) a 0 0. U) S CIM N c� c� c� LO c� Authorized Representative 0 CL 0 CL c� Endorsement No. 018 Page 1 of 1 AAP 307 (03-08) Packet Pg. 3405 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company cN FLORIDA CHANGES - CANCELLATION AND NONRENEWALCN CN cN This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORS `N GENERAL LIABILITY POLICY. CANCELLATION 1. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation. 2. Cancellation Of Policies in Effect a. For 90 Day or Less If this policy has been in effect for 90 days or less, we may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation, accompanied by the reasons for cancellation, at least: 1) 10 days before the effective date of cancellation if we cancel for nonpayment of premium; or 2) 20 days before the effective date of cancellation if we cancel for any other reason, except we may cancel immediately if there has been: (a) A material misstatement or misrepresentation; or (b) A failure to comply with the underwriting requirements established by the 0. insurer. b. For More Than 90 Days If this polic has been in effect for more than 90 days, we ma cancel this policy only for one or m e h o Fed s C' cN 1) Non CN 2) Th oli s obta ie C s3) Failure o comply werwri ing re1,Mn Ehed by the insurer within 90 LO days of the effective date of coverage; c� 4) A substantial change in the risk covered by the policy; or 5) The cancellation is for all insureds under such policies for a given class of insureds. 3. If we cancel this policy for any of these reasons, we will mail or deliver to the first Named Insured written notice of cancellation, accompanied by the reasons for cancellation, at least: (a) 10 days before the effective date of cancellation if we cancel for nonpayment of premium; or (b) 45 days before the effective date of cancellation if we cancel for any of the other reasons stated in Paragraph 2.b. 0 CU 4. We will mail or deliver our notice to the first Named Insured's last mailing address known to us. 5. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. If this policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund will be pro rats. If the first named insured cancels, the refund may CU be less than pro rats. The cancellation will be effective even if we have not made or offered a refund. 6. If notice is mailed, proof of mailing will be sufficient proof of notice. NONRENEWAL 1. If we decide not to renew this policy we will mail or deliver to the first Named Insured written notice of nonrenewal, accompanied by the reason for nonrenewal, at least 45 days prior to the expiration of this policy. 2 Any notice of nonrenewal will be mailed or delivered to the first Named Insured's last mailing address known to us. If notice is mailed, proof of mailing will be sufficient proof of notice. Endorsement No. 019 Page 1 of 1 Includes copyrighted material of Insurance Services Office,Inc.with its permission AAP FL (11-99) Copyright,Insurance Services Office,Inc.1998 Packet Pg. 3406 P.9.d CHUBS" CD 04 04 04 04 CD Chubb Producer Compensation _ Practices & Policies as r_ as Chubb believes that policyholders should have access to information about Chubb's practices and policies related to the payment of compensation to brokers and independent agents. You can obtain that information by accessing our website at http://www.chubbproducercompensation.com or by calling the following toll-free telephone number: 1-866-512-2862. tf CL as U) r_ 0 CL U) as S CIM N as 0 as CL as tf 0 CL as E ALL-20887 (10-06) Page 1 of 1 Packet Pg. 3407 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company M cN cN CN TRADE OR ECONOMIC SANCTIONS ENDORSEMENT cN cN This endorsement modifies insurance provided under AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY. c� CU This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit us from providing insurance, including, but not limited to, the payment of claims. All other terms and conditions of the policy remain unchanged. 0 U) a 0 0. U) S CIM N c� c� c� LO c� 0 CL 0 Authorized Representative 0 CL c� Endorsement No. 020 ALL-21101 (11-06) Page 1 of 1 Packet Pg. 3408 P.9.d CHUBS" CD 04 04 04 04 CD 04 CD r- CD CD Questions About Your Insurance? U) Answers to questions about your insurance, coverage information, or assistance in resolving complaints can be obtained by calling Chubb, Customer Support Service Department, at 1-800-352- 4462. tf CL CD U) r- 0 CL U) CD CD S CIM N as 2 0 as CL as tf 0 CL as E ALL-5X45(11/96) Ptd. in U.S.A. Page 1 of 1 Packet Pg. 3409 P.9.d This Endorsement effective July 27, 2021 forms part of Policy Number AAP N00985004 018 Issued to Monroe County Board of County Commissioners By ACE Property and Casualty Insurance Company N Changes to Liquor Liability Exclustion N N N THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING: AIRPORT OWNERS AND OPERATORS GENERAL LIABILITY POLICY In consideration of the premium at which this policy is written, it is understood and agreed that: 1. SECTION I - COVERAGES, COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE, is amended by adding the following to subsection 2. Exclusions, part c. Liquor Liability: 0 However, this exclusion does not apply to claims against You for liquor liability (as set forth in sub-parts (1) through (3) of this exclusion) arising out of the lease of your liquor license to Conch Flyer Concessions, LLC pursuant to a lease agreement between you and Conch Flyer Concessions, LLC dated March 17, 1998; and, notwithstanding any provision to the contrary in 0. this policy, this insurance is excess over any other insurance available to you or Conch Flyer Concessions, LLC, and subject to the provisions of SECTION V — CONDITIONS, subjection 4. Other Insurance art b. N cN All other terms and Sni Prm i Eun a Ced. IM N q LO c� CU U) Authorized Representative 0 CU CL CU 0 CL c� Endorsement No. 021 MS-264782 (06/21) Page 1 of 1 Packet Pg. 3410 Monroe County Board of County Commissioners gA*Gallagher OOCORE360" A,J G S 'Asc osures - Sectbn fl,,) N CD Cq N N CD Following this page this Section includes our Gallagherforms- (D r- • Client Authorization to Bind (D W (D • Proposed Carrier Ratings and Admitted Status • Important Proposal Disclosures • Compensation Disclosure U) • Market Review 0 CL (D U) r- 0 CL U) (D 04 04 Ul) CD (D L) U) 2 0 (D CL 0 (D 0 tf 0 CL (D E M I Packet g 3411 -............. Monroe County Board of County Commissioners gA*Gallagher OOCORE360" 04 QHIeII"%,It AuId-wrIIzatb11-i Ito 111-id Coverage C) 04 04 After careful consideration of Gallagher's proposal dated 4/28/2022, w e accept the follow ing coverage(s). Please 04 C) check the desired coverage(s)and note any coverage amendments below: CN ...........................................I�I I I I I I IIIIIIIIIII.......................... (D (D DAccept 0 Reject Airport Liability/ACE American Insurance Co.$54,885 plus FIGA $384= $55,239 W as II Accepi II MQjeci TRIA $5,524 AddffionalPremium Options with Additional Premium: U) DAccept 0 Reject Add War Risk endorsement $5,524 OAccept 0 Reject Add War and TRA combined $6,906 (War is reduced to$1,382 w hen combined w ith TRA) 2 -J tf The above coverage m ay not necessarily re prese ntthe e ntirety of available ins urance products.If you are 0 interested in pursuing additional coverages other than those addressed in the coverage considerations CL I= included in this proposal,please list below: < as U) r- 0 CL U) 04 04 EXPOSURES AND VALUES We confirm the payroll,values,schedules, and other data contained in the proposal,and submitted to the underwriters,are compiled from our records and we acknowledge it is our responsibility to see that they are maintained accurately. If no updates Ln ,II providedto Gallagher, the values,exposures and operations used wire based on the expiring policies. C) (D Gallagher has established security controls to protect Client confidential information from unauthorized use or disclosure. For additional information,please review Gallagher's Privacy Policy located at https://www.ajg.com/privacy-policy/. U) I have read,understand and agree that the above-information is correct andhas been disclosed to us prior to authorizing Gallagher to bind coverage and/or provide services to us. ❑ By: 0 Print Name(Specify Title) (D CL 0 Company (D Signature 0 tf 0 CL Date: as E ff q f Packet g 412 0, Monroe ��U�h/ ��r� nf ��U�h/��0O �� gA*Gallagher County Board - County Commissioners �h_��6�� y�/ �� .�\�� .� . ��. �� .�� n ^�� ^�� "�� *GallagherCq ACE Property and Casualty Insurance (D companies uooA.Ni Best rated insurers and the rating listed above w as verified on the date the proposal document was created. Beot'oCrodit Ratingorw reproduced herein appear under license fromAM. Best and do not constitute, either � expressly o/imp|iod|y. an endorsement of Gallagher's service o/its r000nmendationo A.M. Best io not responsible — for transcription errors made in presenting Beot'o Credit Rutingorw. Beot'o Credit Ratingorw are proprietary and may not be reproduced o/ distributed withouttho express writtenpermission ofA.Ni Boot. A Beot'o Financial Strength Rating is an independent opinion ofaninsurer's financial strength and ability to meet its tf ongoing insurance policy and contract obligations. It is not a warranty ofacompany's financial strength and ability to CL moot its obligations to policyholders. Beot'o Credit Ratingorw are under continuous review and oubjoottochange and/or affirmation For the latest Beot'oCrodit Rutingorw and Guide to Boot's {rodit Ratings, visit the AK8 Best < woboitoat http:@www.anboot.00nrVratingo. **If coverage placed with non-admitted oarrior, it is doing business in the state aoasurplus lines o/non'admittod CL carrier,and is neither subject to the same regulations as an admitted carrier nor do they participate in any state insurance guarantee fund. � Gallagher companies make no representations and warranties concerning the solvency of any oarrior, no/d000 it m0 make any representation o/warranty concerning the rating of the carrier which may change. 04 Ln CL 04 tf CL 413 Monroe ��U�h/ ��r� nf ��U�h/��0O �� gA*Gallagher County Board - County Commissioners �h_��6�� y�/ �� .�\�� CD 04 04 The following uismoaueeaeheeuymaue apart orm|epmpo,a|.Please ewewmeaemamosueepnorm signing the Client 04 *wmonzauonmem x uore�nanonn �mu nn n� 04 Proposal Disclaimer CD CD IMPORTANT:The proposal and/orany executive summariesoutline certain termsand conditionsof the insurance proposed by the W insurers, based on the information provided uyyournompany. The insurance po|m|eememae|veemustue read m fully understand CD the terms,coverages,exclusions,limitationsand/orconditionsof the actual policy contract of insurance. Policy mnnew|||uemade available upon request. We make no warrantieswith respect to policy I imitsor coverage considerationsof the carrier. Compensation Disclosure �E 1 Gallagher Companiesare primarily compensated from the usual and customary commissions,feesor,where permitted,a combination of both,for brokerage and servicing of insurance policies,annuity contracts,guarantee contractsand surety bonds (collectively"insurance coverages)handled fora client'saccount,which may vary based on market conditionsand the insurance product placed mrmeclient. -� u In placing,renewing,consulting on orservicing your insurance coverages,Gallagher com paniesmay participate in contingent CL and supplemental commission arrangementswith intermediariesand insurance companiesthat provide foradditional compensation if certain underwriting,profitability,volume orretention goalsare achieved.Such goalsare typically based on the total amountof certain insurance coveragesplaced by Gallagherwith the insurance company,not on an individual policy basis. Aeaeauu, CD Gallagher maybe considered to have an incentive to place your insurance coverageswith a particular insurance company.If you do not wish to have your commercial insurance placement included inconsideration for additional compensation,contactyour producerCL or service team for an Opt-out form. U) CD 3.Gallagher Companiesmay receive investment income on fiduciary fundstemporarily held uy them,oronm obtaining or '0 generating premium finance quotes,un|esspmmu|tedbylaw. m0 04 04 4.Gallagher Companiesmay also accessor have an ownership interest in otherfacilities,including wholesalers,reinsurance CD intermediaries,captive a emanage, unuenwmmgmanage�anuomersmata�ae|n�nneumneemruomoa||agheranuomerumxers ' in the insurance marketplace some of which may earn and retain customary brokerage commission and feesfortheirwork. Ln n� CD If you have specific questionsaboutany compensation received by Gallagherand itsaffiliatesin relation to your insurance placements,please contact youroa||agher representative for more details. In the event you wish to registera formal complaint regarding compensation Gallagher receivesfrom insurersorthird-parties, U) please contact Gal laghervia e-mail at Com pensation—Complaints@ajg.com or by regular mail at: Chief Compliance Officer oa||agm»ro|oua|emxerage ArthurJ. oaxagheruCo. zosn Golf Rd. Rolling Meadows,|Lsnnno naIXnapRA oxsx|u|me, CL If this proposal containsoptionsto purchase TRIA/TRIPRA coverage,the proposed TRIAFFRIPRA program may notcoverall 0 terrorism losses. While the amendmentsto TRIA eliminated the distinction between foreign and domestic actsof terrorism,a numberof linesof coverage excluded underthe amendmentspassed in 2005 remain excluded including commercial automobile, � burglary and theft insurance;surety insurance,farm ownersmultiple perilsand professional liability(although menmrsanuofficers liability isspecifically included).If such excluded coveragesare required,we recommend thatyou consider purchasing a separate terrorism policy.Please note mataseparate terrorism policy mrmeae excluded noverageemayue necessary m satisfy loan � covenantsor other contractual obligations.TRIPRA includesa$100 billion capon insuren:aggregate liability. 0 tf TRIPRA isset to expire on December3l,2027.There isno certainty of extension,thusthe coverage provided by yourinsurersmay CL or may not extend beyond December3l,2027.In the event you have loan covenantsorothercontractual obligationsrequiring that Tn|/VTn|PRAue maintained mm m du ration e m � ""S tand < policy ue purchased m satisfy those obligations. Monroe County Board of County Commissioners jA GallagherP.9.d Property Estimator Disclaimer These property valueswere obtained usinga desktop Property Estimator software operated by non-appraisal professionals.These property valuesrepresent general estimateswhich are notto be considereda certified appraisal.These property valuesinclude ^� generalitiesand assumptionsthat may produce inaccuratevaluesfor specific structures. 04 04 Terms and Conditions 04 04 It is important thatwe clearly outline the nature of our mutual relationship.The following termsand conditions(these"Terms") CD govern your relationship with Gallagher unlessyou have separately entered into a written servicesagreement with Gallagher relative to the policiesand servicesoutlined in this Proposal,inwhich case that servicesagreement will govern and control with respect to any conflictswith these Terms.These Termswill become effective upon yourexecution of the Client Authorization to Bind CD Coverage(the"CAB")included in this Proposal and shall survive forthe duration of your relationshipwith Gallagher relative to the CD policiesplaced pursuant to the CAB orotherwise atyourrequest. CD U Services Gallagherwill represent and assist you in all discussionsand transactionswith insurance companiesrelatingto the Iinesof insurance coverage set forth in the CAB and any other linesofinsurance coveragewith which you request Gal lagher'sassistance. Gallagherwill consultwith you regarding any mattersinvolving these or other coveragesforwhich you have engaged Gallagher. You have the sole discretion forapproving any insurance policiesplaced,aswell asall othermaterial decisionsinvolving yourrisk _ management,risktransfer and/orloss prevention needs. Although you are responsible fornotifying applicable insurance companiesdirectly in connection with any claims,demands,suits, noticesof potential claimsoranyothermattersasrequired by the termsand conditionsofyourpolicies,Gallagherwill assist you in CL determining applicable claim reporting requirements. Treatment of Information CD Gallagher understandsthe need to protectthe confidentiality and security of your confidential and sensitive informationand strives to comply with applicable data privacy and security laws. Your confidential and sensitive information will be protected by Gallagher CL and only used to perform servicesforyou;provided that Gallagher may disclose and transfer your information to ouraffiliates, CD agentsorvendors that have a need to know such information inconnectionwith the provision of such services(including insurance markets, as necessary, for marketing,quoting,placing and/or servicing insurance coverages). We may also disclose such information asrequired by applicable data protection lawsorthe orderof any court ortribunal,subject to our providing you with prior ED notice aspermitted by law. 04 04 CD 04 We will(i)implement appropriate administrative,physical and technical safeguardsto protect personal information;(ii)timely report cli security incidentsinvolving personal information to affected partiesand/or regulatory bodies;(iii)create and maintain required CD policiesand procedures,and(iv)complywith data subjects'rights,asapplicable. To theextentapplicableunderassociated data Ui protection laws,you are a"business" or"controller"and Gallagherisa"service provider"or"data processor."You will ensure that qy any information provided to Gallagher hasbeen provided withany required noticesand thatyou have obtained all required consents, if any and where required,orare otherwise authorized to transferall information to Gallagherand enable Gallagherto process the information forthe purposesdescribed in this Proposal and asset forth in Gallaher'sPrivacy Policy Iocatedat hops://www.aig.com/privacy policy/.Gallaghermay update its Privacy Policy from time to time and any updateswill be posted to such site. Dispute Resolution Gallagherdoesnot expect that itwill everhave a formal disputewith any of itsclients. However,in the event thatone should arise, we should each strive to achieve a fair,expedientand efficient resolution and we'd like to clearly outline the resolution process. 0 A.If the partieshave a dispute regarding Gallagher'sservices or the relationship governed by this Proposal("Dispute"),each party agreesto resolve that Dispute by mediation.If mediation failsto resolve the Dispute,you and Gallagher agree to binding arbitration. CD Each partywaivesall rightsto commence litigation in court to resolve a Dispute,and specifically waivesall rightsto pursue relief by class action ormassaction in courtorthrough arbitration. However,the partiesdo notwaive the ability to seeka courtorderof injunction in aid of the mediation and arbitration required by these Terms. B.The party asserting a Dispute must provide a written notice("Notice")ofthe claim to the otherparty and to the American CD Arbitration Association("AAA")in accordance with its Commercial Arbitration Rulesand Mediation Procedures.All Dispute resolutionswill take place in Chicago,IL,unlessyou and Gallagheragree to another location.The partieswill equally divideall costs of the mediationand arbitration proceedingsand will each pay theirown attorneys'fees. All matterswill be before a neutral, tf impartial and disinterested mediator orarbitrator(s)that have at least 20 years'experience incommercial and insurance coverage CL disputes. CD E ll��llllllll Packet P9 3415 Monroe County Board of County Commissioners jA GallagherP.9.d C. Mediation wiIIoccurwithinsixty(60)daysof filingthe Notice with the AAA.Mediation resultswiftbe reduced to a memorandum of understand ingsigned by you,Gallagher and the mediator. A Dispute that is not resolved in mediation will commence to bind in g arbitration. ForDisputesin excess of$500,000,either party may elect to havethe Dispute heard bya panelofthree(3)arbitrators. The award ofthe arbitrator(s)must be accompaniedloya reasoned opinion prepared and signed bythe arbitrator(s). Exceptasmay be required bylaw,neitheryou,Gallagher,nora mediator orarbitrator may disclose the existence,content orresultsofany Dispute 04 or itsdispute resolution proceeding without the priorwritten consent ofbothyou and Gallagher. 04 04 04 CD 04 Electronic Delivery In lieu of receiving documentsin paperformat,you agree,to the fullestextent permitted by law,to accept electronic delivery of any CD documentsthat Gallagher may be required to deliverto you(including,but not limited to,insurance policiesand endorsements, CD account statementsand all other agreements,formsand communications)in connectionwith servicesprovidedby Gallagher. Electronic delivery of a documentto you may be made viaelectronic mail orby otherelectronic means,including posting documents CD to a secure website. Miscellaneous Terms U) Gallagher isengagedto perform servicesasan independent contractorand notasyouremployee oragent,and Gallagherwill not be operating in a fiduciary capacity. Where applicable,insurance coverage placementsand other servicesmay require the paymentof federal excise taxes,surplus Iinestaxes,stamping orotherfeesto the Internal Revenue Service,various State(s)departmentsofrevenue,state regulators, boardsor associations. In such cases, you will be responsible forthe payment of the taxesand/orfees,which Gallagherwill separately identify on related invoices. CL The Proposal and these Termsare governed by the Iawsofthe State of Illinois,without regard to itsconflictof law rules. CD If an arbitrator/court of competentjurisdiction determinesthatany provisionof these Termsisvoid or unenforceable,that provision will be severed,and the arbitrator/courtwill replace itwith a valid and enforceable provision that most closely approximatesthe CL original intent,and the remainderof these Termswill remain in effect. CD Exceptto the extent in conflictwith a servicesagreement that you may enterintowith Gallagher,these Termsand the remainderof the Proposal constitute theentire agreement between you and Gallagherwith respectto the subject matterof the Proposal,and supersede all prior negotiations,agreementsand understandingsasto such matters. 04 04 CD 04 Ln CD CD U U) 0 CD CL CD tf CL CD E ll��llllllll Packet P9 3416 Monroe County Board of County Commissioners gA*Gallagher OOCORE360" 04 Quataflons & cu Sc[,iedde CD 04 04 04 Client Name: Monroe County Board of County Commissioners CD 04 (D r_ as ( i W D imam L) W 91 r_ ACE Property and Casualty , AJGRMS —Aerospace AJG—Las Vegas Airport Liability $55239 75 % Insurance Company Las Vegas 7.5% U) 1.We were able to obtain more advantageoustermsand conditionsforyou through an intermediary/wholesaler. 2.If the premium isshown as an indication:The premium indicated isan estimate provided by the market.The actual premium and 2 acceptance of the coverage requested will be determined by the market aftera thorough review of the completed application. A verbal quotation wasreceived from thiscarrier.We are awaiting a quotation in writing. tf 0 3.The commission rate isa percentage of annual premium excluding taxes&fees. CL (D U) C 0 CL U) (D 04 04 Ul) CD (D L) U) 0 (D CL 0 (D 0 tf 0 CL (D E ff I I I Packet Pg. 417 P.9.d Monroe County Board of County Commissioners /%rGallagher 04 04 04 II %II II Il, II IICD CD We approached the following carriers in an effort to provide the most comprehensive and cost effective insurance program. 04 u u�ui�uu uuyuuuu ui�ui� uiiiiip 3 illlllllilllu lullullllllullllillluliu Iliiiiiiil olio uilu idVllinl'I IluIIIIIIVI l uliiiiiii Iulil olio Ilil iiiii ill luiluiiuliiiiiiillillliiiiiiiulill IIIII uilu """'I III IIIIII Il�lllllulllu IIIIIIIIII ACE Property & Casualty Insurance Company Airport Liabilitlyll Incumbent Quoted as Old Republic Airport Liability Would not take submission until U 3/27/22. No response AIG Aviation Airport Liability Would not accept submssion until 4/28/22. No response Endurance Airport Liability Declined QBE Airport Liability Declined .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. Starr Aviation Airport Liability No response tf 0 AXA XL Specialty Airport Liability No response as U) 0 CL U) as 04 04 CD as Ls U) 0 as CL as tf 0 CL as E �ll��lllll�iii Packet Pg. 3418 ...........,,,..........,,,,,,,,,,,,,,,, (CZOZ-ZZOZ lemouea eouejnsul A !1! l-I :podji ) -A ad 4884S uogej n ! :4u9wqoe44Vw C> M G. d J4 U N RS s G. 4- 4- 0 O Q 0 4 W s U V co . h z N Q � S O Z F�1 O N H N } a W co L zl' UJ � O i H � � LLQa (AQ Off" s° p W Z N } Zp0C) C7 H W � rn uj M a � 00 u o � CoV Q O p I— Y ¢ L o p W •- z z g T L W 3 o L } a 0 a� O E OC I- N o > o O z 0 O w co iY N ce z co } Q a > } U W w ¢ o IL z � s � L F�1 N } U U r0 c s° o y L CL } V _ f0 O_ N O J N S q) } L L Con 4- 4— N O L O U LL N =3 L y � O � L V N } 0 C3 P.9.f Interisk ,,orporation Risk Mgt.& Employee Benefits Consultants 1101 Red Maple Circle N.E.,St. Petersburg, Florida 33703-6318 — telephone: 813-287-1040 www.interisk.net May 11,2022 Brian Bradley RMLO, FCRM Risk Manager Monroe County Attorney's Office 1111 12th Street, Suite 408 Key West, FL 33040 cN cN Subject: Airport Liability RFP CN cN Brian: The County's Airport Liability policy expires on July 27,2022. The policy is currently being provided by ACE Property and Casualty Insurance Company (ACE)with Arthur J. Gallager(Gallagher)serving as the agent. The policy provides the following coverages and limits. ✓ Premises and Operations Liability $100 million ✓ Products/Completed Operations $100 million ✓ Personal Injury $50 million ✓ Hangar Keepers Legal Liability $100 million ✓ Non-Owned Aircraft Liability $100 million ✓ Fire Damage Liability $250,000 0 ✓ Medical Expenses $25,000 0. The policy has been endorsed to provide contingent Liqour Liability coverage for claims arising out of the Conch Flyer located at the Key West International Airport. There is no deductible on the policy. The annual premium of the current policy is $52,240 In accordance with the County's Purchasing protocols a Request for Proposals (RFP) was posted on Demand Star on March 1, 2022. Proposals were received until May 3, 2022 when the were publically opened. The only proposal received was from Arthur J. Gallagher. They submitted a E proposal from ACE Property and Casualty Insurance Company (the current insurer) with terms 0 and conditions consistent with the expiring policy. They proposed an annual premium of$55,239, which represents an increase of$2,999 (5.74%). In addition, ACE offered two options: ➢ TRIA coverage for an additional premium of$5,524. Following the tragic events of 9/11, insurers began excluding acts of terrorisim from their policies. In response to this, the Federal Government enacted the Terrorism Risk Insurnnce Act that provided Federal assistance for claims classified as a terrorist event. To qualify for TRIA coverage: o The event must be dangerous to human life, property or infrastructure and results in damage within the U.S. or U.S. sovereignty. o Results in over$200 million of property and casualty losses. o Include no damages resulting from war or biological, chemical, nuclear or radiological attack. o Was committed as an attempt to influence U.S. Governmental policy or as an attempt at coercing U.S. Citizens. o Must be certified as a terrorist event by the Secretary of Treasury. ➢ War coverage for an additional premium of $5,524. This will eliminate an exclusion for war related events. Packet Pg. 3420 P.9.f If both coverages are purchased the total premium for both coverages would be $6,906 Currently, the County does not purchase the TRIA or War coverage. Gallagher also solicited proposals from a total of 7 different insurers. With the exception of ACE the other insurers either declined to offer a proposal or did not respond to Gallagher's request. The number of insurers that have the desire and capabilities of providing Airport Liability coverage is extremely limited. It is believed that the insurers Gallagher contacted represents the majority of insurers that could respond to the County's RFP. On May 11, 2022 an Evaluation Committee comprised of Mr. Brian Bradley, Ms. Judy Clark and Mr. Richard Strickland met to rank the proposals. Since the Gallagher submitted the only proposal, the Evaluation Committee had no other option but to rank their proposal the highest and recommended that the coverage be renewed with ACE for the policy term of July 27, 2022 to July 27, 2023 as being proposed by Arthur J. Gallagher. In addition, the Evaluation Committee recommended that both the TRIA and War coverage be purchased. It is believed that ACE's I proposal is consistant with industry standards and I support the Evaluation Committee's N recommendations. N I have attached a side-by-side comparison of the major features of the current policy compared to Ace's proposal. c� Please do not hesitate to call if you have any questions or concerns. U) Cordially, 0 CL INTERISK CORPORATION Sidney G.Webber CPCU,ARM E E 0 c� E c� Packet Pg. 3421 P.9.f MONROE COUNTY,FLORIDA 2022/2023 AIRPORT LIABILITY INSURANCE PROGRAM RFP Current Program Arthur J.Gallagher Arthur J.Gallagher Insurer ACE Property and Casualty Insurance ACE Property and Casualty Insurance Company Company AM Best Rating Al++ A++ Coverages Premises and Yes Yes Operations Independent Yes Yes c14 Contractors Q Products and c�4 Completed Yes Yes c14 Operations c14 Medical Expense Yes Yes Pavments Blanket Yes Yes Contractual Contingent Hangar Yes Yes U) Keepers Liabiliry Contingent Yes Yes Liquor Liability- Occurrence or Claims Made Occurrence Occurrence 0 CL Limits of Liability Premises and $100 Million $100 Million Operations qs Products and d� Completed $100 Million $100 Million Operations 0 Personal Injurer $50 Million $50 Million Hangar Keepers Legal $100 Million $100 Million E E Liabiliry E Non-Owned Aircraft $100 Million $100 Million Liabiliry c� Packet Pg. 3422 P.9.f MONROE COUNTY,FLORIDA 2022/2023 AIRPORT LIABILITY INSURANCE PROGRAM RFP Current Program Arthur J.Gallagher Arthur J. Galla her Limits of Liability(Continued) Fire Damage Liability $250,000 $250,000 Medical Expenses $25,000 $25,000 Deductibles None None COVID/Communicable Disease No No Limitation/Exclusion � c14 c14 c14 Premium $52,240 $55,239 c14 Proposed TRIA coverage for an additional premium 6 of$5,524 a� Proposed War coverage for an additional premium of$5,524 Comments If both TRIA and War coverage is selected,the additional premium would be$6,906 U) The County currently does not purchase either coverage 0 CL Proposed Renewal $55,239 a� Premium Expiring Premium $52,240 Increase/(Decrease) $2,999 Percent 5.74% E 0 c� E c� Packet Pg. 3423