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Item M5BOARD OF COUNTY COMMISSIONERS AGENDA ITEM SUMMARY Meeting Date: December 12, 2012 Division: BDCC Bulk Item: Yes No x Department: George R. Neu gent Staff Contact Person/Phone #: T. Colonna 4512 AGENDA ITEM WORDING: Discussion requesting favorable consideration to waive and exempt the Pigeon Key Foundation from having to carry the high cost of wind, Flood and Fire Insurance premiums on buildings the county owns. ITEM BACKGROUND: The Pigeon Key Foundation buildings are old and historic and irreplaceable with extensive damage. The cost to the foundation has become a burden due to the growing cost of premiums. The county owns the buildings and the Foundation maintains the buildings at a very high cost. Pigeon Key Foundation requests as a good steward of the Island and promoter of the beauty of our county islands through their mission statement which promotes research, education while protecting the historical culture and properties of this island jewel to thousands of people annually. PREVIOUS RELEVANT BOCC ACTION: CONTRACT/AGREEMENT CHANGES: STAFF RECOMMENDATIONS: TOTAL COST: INDIRECT COST: BUDGETED: Yes No DIFFERENTIAL OF LOCAL PREFERENCE: COST TO COUNTY: SOURCE OF FUNDS: REVENUE PRODUCING: Yes No AMOUNT PER MONTH Year APPROVED BY: County Atty OMB/Purchasing Risk Management DOCUMENTATION: Included x Not Required DISPOSITION: AGENDA ITEM # Revised 7109 Part 2: THIS DECLARATION PAGE, WITH POLICY PROVISIONS - PART I AND ENDORSEMENTS, IF ANY ISSUED TO FORM A PART THEREOF, COMPLETB THE BELOW NUMBERED CITIZENS PROPERTY INSURANCE CORPORATION POLICY, CITIZENS PROPERTY INSURANCE CORPORATION, WIND ONLY POLICY 6676 Corporate Center Parkway, Jacksonville, Florida 32216 -0973 INSURED NAME AND ADDRESS IT THIS IS A 1: "Swa.k "" RC E C E I V E D PIGEON KEY FOUNDATION GE L BUSINESS C/O MONROE COUNTY RISK MANAGEMENT SEP 2 7 2012 PO BOX 500130 MARATHON, FL 33050 POLICY TERM 8/16/2012 TO 8/16/2013 AT 12 :01 A.M. (EST) 1233D45 INCEPTION DATE ExPIRATION DATE This is your Policy Declaration Page - This is not a Bill - DO NOT PAY PAGE 2 3ubj eat to Form No (s) : 4ortgeges /Loss Payee: ►gent : HARRIS JOHNSON CORP 0004 THE JOHNSONS INS AGENCY P.O. BOX 2346 MARATHON SHORES, FL 33052 (305) 289-0213 CIT W 03 - CNR 01 1 D004B Team 3 Payor: INSURED I Date: 7/24/2012 POLICY DECLARATION -- INSURED COPY QSY R 40 111 V11 Q 04 8 In .......... r■r�� w..ww 67 1 314,000 90 9,420 T -85 3,6 41 19 90 1, 000 T -85 215 ONE STORY FRAME MEETING ROOMS /CLASSROOMS BUILDING ON STILTS /PILINGS LOC: C /1D #46 7 MILE BRIDGE PIGEON KEY MONROE FL 33050 2 94,000 90 2,820 T -85 1,090 36,000 90 I r on T -85 410 ONE STORY FRAME MUSEUM BUILDING ON STILTS /PILINGS LOC: C /ID #47 3 89, 000 0 90 2,670 T -85 1, 032 ONE STORY F RAME OFFICE BUILDING ON STILTS /PILINGS LOC: C/ID #48 4 144,000 0 90 4,320 T -85 727 ONE STORY FRAME (1) UNIT DORMITORY BUILDING ON STILTS /PILINGS LOC: C /ID #49 Total Co verage: P Plan: Total Premium: 3ubj eat to Form No (s) : 4ortgeges /Loss Payee: ►gent : HARRIS JOHNSON CORP 0004 THE JOHNSONS INS AGENCY P.O. BOX 2346 MARATHON SHORES, FL 33052 (305) 289-0213 CIT W 03 - CNR 01 1 D004B Team 3 Payor: INSURED I Date: 7/24/2012 POLICY DECLARATION -- INSURED COPY QSY R 40 111 V11 Q 04 8 In .......... r■r�� w..ww 67 Part 2: THIS DECLARATION PAGE, WITH POLICY PROVISIONS - PART I AND ENDORSEMENTS, IF ANY ISSUED TO FORM A PART THEREOF, COMPLETE THE BELOW NUMBERED CITIZENS PROPERTY INSURANCE CORPORATION POLICY. CITIZENS PROPERTY INSURANCE CORPORATION, WIND ONLY POLICY Total Covers e: S1 � 1 Don Pa meat Plan: uarterl Total Premium: $11 6of% - - Premium Amount $ 9 , 8 0 8 2045 Citizens Properly Insurance Corporation Emergency Assessment $98 Tax Exempt Surcharge $172 2045 Florida Hurricane Catastrophe Fund (FHCF) Emergency Assessment $128 Catastrophe Reinsurance Surcharge $1,471 2009 Florida Insurance Guaranty Association Regular Assessment $12 3ubjact to Form Nosy: CIT CP2 02 12 CN RW 01 10 01 14 lortgagee /Lose Payae: - MONROE COUNTY BOARD OF CTY COMM 1100 SIM ST KEY WEST, FL 33040 ►gent: HARRIS JOHNSON CORP 0004 THE JOHNSONS INS AGENCY P.O. BOX 2346 MARATHON SHORES, FL 33052 (305) 289 -0213 CIT NO3 -CNR 01 10 00048 Team 3 Payor: INSURED I Data: 7/24/2012 POLICY DECLARATION - INSURED COPY QSY R 40111 68 6676 Corporate Centex Parkway, Jacksonville, Florida 32216 -a0973 TIM INSURED NAME AND ADDRESS " �„ THIS I9 A alit al06rittm eaaalceattal+t ,.,.X PIGEON KEY FOUNDATION SEP i� 7 GENERAL BUSINESS C/O MONROE COUNTY RISK MANAGEMENT fi+ 2012 PO BOX 500130 B y& MARATHON FL 33050 , POLICY TERM 8/16/2012 TO 8/16/2013 AT 12 A.M. (EST) CITIZENS POLICY NO. 1233045 INCEPTION DATE Exp,RATION DATE This is your Policy Declaration Page - This is not a Bill - DD NOT PAY PAGE 3 ♦ • ..11FF.MM � 33 • Lt;'y�.L�•j-4 L '��y'�L�� ♦a \a\ L \ \ t ` } aR na TM1'a.a� 1►�T a + L C • L • \♦ a 4 i s aw daL L Y }L • L ` aL i s • i i•• ai i i\ i al a i i � ai• \ L L \ a 4 \ L • 1 + • \ � 4 4 L a \ \ f w L ll y \ L \A 4 \\ L a ti} L • f a L L } L i 1 a L L 11 a fur O t r f a 5 144, 000 0 90 4.320 T -85 727 ONE STORY FRAME 3 UNIT BRIDGE K/A TENDERS HOUSE ON STILTS/PILINGS LOC: C /ID #50 6 86, o00 0 90 2, T- 997 ONE STORY FRAME LABORATORY BUILDING ON STILTS /PILINGS LOC: C /ID #51 7 52 ■ 000 0 90 1,560 T -85 603 ONE STORY FRAME CLASSROOMS BUILDING ON STILTS /PILINGS LOG: C /ID #53 8 23 0 90 1 T-85 116 ONE STORY FRAME (1) UNIT STAFF DORMITORY LOC: 9 0 30,000 90 1,o0o T -85 249 CONTENTS OF A ONE STORY MASONRY GENERATOR BUILDING LOC: Total Covers e: S1 � 1 Don Pa meat Plan: uarterl Total Premium: $11 6of% - - Premium Amount $ 9 , 8 0 8 2045 Citizens Properly Insurance Corporation Emergency Assessment $98 Tax Exempt Surcharge $172 2045 Florida Hurricane Catastrophe Fund (FHCF) Emergency Assessment $128 Catastrophe Reinsurance Surcharge $1,471 2009 Florida Insurance Guaranty Association Regular Assessment $12 3ubjact to Form Nosy: CIT CP2 02 12 CN RW 01 10 01 14 lortgagee /Lose Payae: - MONROE COUNTY BOARD OF CTY COMM 1100 SIM ST KEY WEST, FL 33040 ►gent: HARRIS JOHNSON CORP 0004 THE JOHNSONS INS AGENCY P.O. BOX 2346 MARATHON SHORES, FL 33052 (305) 289 -0213 CIT NO3 -CNR 01 10 00048 Team 3 Payor: INSURED I Data: 7/24/2012 POLICY DECLARATION - INSURED COPY QSY R 40111 68 S canned 89015 OVERSEAS HIGHWAY 30975 AVENUE A 13361 OVERSEAS HIGHWAY TAVERNIER, FL 33070 BIG PINE KEY, FL 33043 MARATHON SHORES, FL 33050 N June 14, 2012 The Pigeon Key Foundation Jason Koler P.0, Box 500130 Marathon FL 33050 w Ref: Property Hull & Co Policy #CPS 1585461 (05117112 to 05117113) Dear Mr, Koler: Enclosed please find your renewal policy. PLEASE NOTE: Like all insurance policies, your policy contains exclusions, coverage limitations, and conditions. It is extremely important that you carefully read your policy and let us know if you have any questions. Thank you for insuring with the Jolulsons Insurance Agency. Sincerely, Customer Service Department The Johnsons Insurance Agency Big Pine Keyldd " YC)UR FLUKIl. A KEYS 1N3UK^f%4L.0 k.,MN I CM TAVERNIER BIG PINE MARATHON MM 89 • MM 31 • MM 54 852 -9247 872 -2888 289 -0213 Renewal of SCOTTSDA.LE INSURANCE RANGE COMP) CPS 14 Cl .a 4 9 Home Office'. One Nationwide Plaza " Columbus, Ohio 43215 Administrative Office: 8877 North Gainey Center Drive ■ Scottsdale, Arizona 8 1 -800-423 -7675 A STOCK COMPANY ITEM 1. Named Insured and Mailing Address The Plgexcm Xf--y Foundation P-0. Sax 500130 • Maratl - iQn FL 33050 Agen Name and Address Policy Number CPS 1685461 Scanned mull & company, Inc. 900 Garillcan Parkway, Suite 150 Agent No.. 02003_ Program No.: rrolaE Si_-. Peteer'shurg FL 33716 ITEM 2. Policy Period From: 05/17/2012 To: 05/ 3.7/2013 Term: 365 DAY, 12 :01 A.M., Standard Time at the mailing address shown in ITEM 1. Business Description: Mu m in return for the payment of the premium, and subject to all the terms of this policy, we agree with you to provide the insurance as stated in this policy. This policy consists of the following coverage parts for which a premium is Indicated. Where no premium is shown, there Is no coverage. This premium may be subject to adjustment. Coverage Part(s) FLAT CANCELLATION Premium Summary Commercial General Liability Coverage Part NOT PERMITTED $ NOT COVERED Commercial Property Coverage Part $ 5, 498 Commercial Crime And Fidelity Coverage Part $ NOT COVERED Minimum Earned Commercial Inland Marine Coverage Part $ Premium Applies NOT COVERED Commercial Auto Coverage Part $ NOT COVERED Professional Liability Coverage Part $ NOT COVERED This insurance is issued pursuant to the Florida surplus lines law. Persons insured by surplus lines $ carriers do not have the protection of the Florida insurance guaranty act to the extent of any right of recovery for the obligation of an insolvent unlicensed insurer. $ Total Policy Premium: $ 5,498.00 policy Feces $ 35.00 SURPLUS LINE INSURERS' POLICY RATES STATE TAX $ 276.65. AND FORMS ARE NOT APPROVED BY ANY STAMPING FEE $ 5.53 FLORIDA REGULATORY AGENCY. FHCr' FEE $ 71.93 C'PIC FEE $ 55.33 EMPA FEE $ 4.00 Policy Total: $ 5,946.44 Form(s) and Endorsement(s) made a part of this policy at time of issue: SEE SCHEDULE OF FORMS AND ENDORSEMENTS THE JDHNSONS (TAVERNIER) — LINDA R DEG114DER THE .TOHNSONS (TAVERNIER) — #86406 89015 OVERSEAS HIGHWAY T vex l e FL 3 S . u C LIS 1.1 A t #A309417 THIS COMMON POLICY DECLARATION AND THE SUPPLEMENTAL DECLARATIONS), TOGETHER WITH THE COMMON POLICY CONDITIONS, COVERAGE PART(S), COVERAGE FORM(S) AND FORMS AND ENDORSEMENTS, IF ANY, COMPLETE THE ABOVE NUMBERED POLICY. oPS -D -1 (8-10) INSURED opsd1J . fap Scanned Policy No. SCOTTSDALE INSURANCE COMPANY& SCHEDULE OF FORMS AND ENDORSEMENTS CPS 15 S 5 4 61 Effective Date: 05/17/2012 12:01 A.M., Standard Time Named insured The Pig -ec n Key Fomndat i can Agent N 09O D3 UTS-C OVPG 12-09 Y Gc %rer Page ' OPS --D -1 8 -10 Caxranon Policy DaCla=ftt10n5 UTS -SP -2 :12• --95 Sckledule 09 Forms ailcl Ez�dcarss�rrlQnts COM 400 FORMS C7TS- SP-- -3 B-96 Locations Schadule IL 00 17 11 -98 Campton po licy conditions IL 09 53 1 -08 Exc1 Cent Actz Tarrarizrn UTS- 9g 5 -96 Ser%rlc a ref Suii- Clauses UTS -119g 1 -00 Min Earnaci Cana- -allat -lon Prom PROPERTY FORMS cps- o ---1 1-0 -10 PrropertJr supplemental Dec CPS -SP- -4 10•-10 Proparty Ext Supple nental Doc CPS- SP ---SL 6-92 Mortgage Holders Schedule CP 00 10 6 -07 Building & Pexsonal PrOP Cc)v CP 00 90 7--88 PrCparty Conditions CP 01 $0 1 7--06 Excl Of Loss Due Tcs Vr12uM Ox Eaacteria CP 10 30 6--07 Ca.0 as Of lJoss- Spacial Fo m CP 10 32 8 - 08 Water Exclusion Endt CP 10 33 6 -95 The, ft Excl CP 10 54 6--07 Windstorm Ox Hail Excl FS -18 21-86 Total -- Constructive Loss Claut;e UTS -365s 2 -09 Azrtend Of Noripetymarit Catrjcr�1 C�x�daltic�n STATE FORMS cps- 6es -Ft. 1-12 FL- Changes IL fag 01 1 ---:10 FL- Sin]cholel Lo,-,s Coveragra UTS -29 -FL 6 -97 FL- Cancel-- Nonxr=imew PCtiLIC3 j40LnER NOTICES NOTX0178CD; 2 Clalin Rapo=t ing Information IgOTSo3e1FL 7--09 FL-- Pollcyholrl(ax Not::Lce ADDITIONAL FORMS UTS-SP 2 (12 -95) INSURE utssnzh. t ap *ep va S INSURANCE COMPANY"' jo%�� — SCHEDULE OF LOCATIONS Polic No. CPS1585461 Effective Date 05/17/2012 Named Insured Then Plc Ke Faunaatt:Lan A No, 12,.-'0 1 A.M. Standard Time 09003 I f1rc. 00 *4 10-0M I NS TiRE D I I gi FIDELITY NATIONAL. 1NDEMNITY INSURANCE COMPANY 09 1150342891 02 Fidelity National Indemnity Insurance Company P.U. Box 33003 St. Petersburg, FL 33733 -8003 1400-820-3242 FLOOD DECLARATI PAGE 09 1150342891 01 Date of Issue 5/07/12 FFL 99.001 0112 0830664 5/07/12 2000 11523 FLD RGLR Policy Type General Property Form From; 5/22/12 To: 5/22/13 12:01 am Standard Thel 1 yr(s) 1 5/22/04 12 :01am j U98 -- (305) 289 - 0213 Agent (305) 289- -0213 THE JOHNSONS INSURANCE AGENCY THE PIGEON KEY FOUNDATION 13361 OVERSEAS HWY PO BOX 500130 MARATHON FL 33050 -3550 MARATHON FL 33050 -0130 M, / \y 11. 2 0 1 2 Location Description: GARAGE BLDG 16 � a �w r , Vii. ,. , g h � "p, � �� y y s �r. .c. N V a sf. • .i �i�i�a� , .`�X�s. +s-.w BUILDING $60,400 $2 $498.00 CONTENTS $7 $2 $117.00 PROBATION SURCHARGE: $.00 ANNUAL SUBTOTAL: $615.00 x DEDUCTIBLE CREDIT: $100 ICC PREMIUM: $74,04 DEAR Mt]RTGAOEE COMMUNITY DISCOUNT: $. 00 The Reform Act of 1994 requires you to notify the 1NYO company for this policy within 60 days of any changes In the servicer of this loan. The above message applies only when there is a mortgagee on the insured location. TOTAL PREMIUM: 00846770911503428911212807 00009 Insured TOTAL WRITTEN PREMIUM: FEDERAL POLICY SERVICE FEE: $685.00 $40.00 $725.00 I I r r FEM laffln— R DELITY NATIONAL INDEMNITY INSURANCE COMPANY 09 1150342881 02 Fidelity National Indemnity Insurance Company P.o. Box 33003 St. Petersburg, FL 33733 -8003 1-800- 820 -3242 FLOOD DECLARATIONS PAGE 0t'7c �L c A v.d�� M`L 60 01 1 []ate of Issue 5/07/12 FFL 99.001 0112 0830664 5/07/12 2000 11523 FLD RGLR Policy Type General Property Form From 5/22/12 To: 5/22/13 12;01 am Standard Time 1 yr(s) 1 5/22/04 12 :0 1 am I U98- - (305) 289 -0213 Agent (305} 289 -0213 THE JOHNSONS INSURANCE AGENCY THE PIGEON KEY FOUNDATION 13361 OVERSEAS HWY PO BOX 500130 MARATHON FL 33050 -3550 MARATHON FL 33050 -0130 W 1 V i 1 I The Reform Act of 1994 requires you to notrly the wYO company for this policy within SB days l of any changes in the servicer of this loan. The above message applies only when there is a mortgagee on the insured location. TOTAL PREMIUM: 008467709111503428811212807 00008 Insured TOTAL WRITTEN PREMIUM: FEDERAL POLICY SERVICE FEE: $601.00 $40.00 $641.00 i �' 9 LFIDELITY NATIONAL IN13EMNITY INSURANCE COMPANY 09 1150342888 02 Fidelity National indemnity insurance Company RO, Box 33403 St. Petersburg, FL 33733 -8003 1-800-820-3242 FLOOD DELL kRATIONS PAGE 2XV AM x 09 1150342888 O1 Date of Issue 5/07/12 FFL 99.001 0112 0830664 5/07/12 2000 11523 FLD RGLR Policy Type General Property Form Agent (305) 289 - 0213 THE JOHNSONS INSURANCE AGENCY THE PIGEON KEY FOUNDATION 13361 OVERSEAS HWY PO BOX 500130 MARATHON FL 33050--3550 MARATHON FL 33050 -0130 MIAY 1 [ I Insured Location (if other than above) Address may have been changed in accordance with LISPS standards, BRIDGE TENDERS HOUSE 16 ID #50, GENERAL DELIVERY, PIGEON KEY FL 33050 Grandf athered: Building Description: of Floors: Basement /Enclosure: No Non - Residential One Floor None Community Name: Community #: Map Panel /Suffix: Community Rating: Program Status: Rating Flood Zone: MONROE COUNTY 125123 0025 F Condo Type: N/A 10 / 001 Regular Adjacent Grade: .0 AE Elevation Diff :N/A Rr 6 1 BUILDING $31,500 $2 $261.00 CONTENTS $7 $2 $118,00 F WAS From: 5/22/12 To: 5/22/13 12:01 am Standard Time 1 yr(s) 5/22/g4 12:!TS9 $ - X305 289 --0213 Agent (305) 289 - 0213 THE JOHNSONS INSURANCE AGENCY THE PIGEON KEY FOUNDATION 13361 OVERSEAS HWY PO BOX 500130 MARATHON FL 33050--3550 MARATHON FL 33050 -0130 MIAY 1 [ I Insured Location (if other than above) Address may have been changed in accordance with LISPS standards, BRIDGE TENDERS HOUSE 16 ID #50, GENERAL DELIVERY, PIGEON KEY FL 33050 Grandf athered: Building Description: of Floors: Basement /Enclosure: No Non - Residential One Floor None Community Name: Community #: Map Panel /Suffix: Community Rating: Program Status: Rating Flood Zone: MONROE COUNTY 125123 0025 F Condo Type: N/A 10 / 001 Regular Adjacent Grade: .0 AE Elevation Diff :N/A Rr 6 1 BUILDING $31,500 $2 $261.00 CONTENTS $7 $2 $118,00 PROBATION SURCHARGE: $.00 ANNUAL SUBTOTAL: $379.40 f DEDUCTIBLE CREDIT* $100 ICC PREMIUM: $70.00 [SEAR RfinRTGArEE COMMUNITY DISCOUNT: $'00 The Reform Act of 1994 requires you to notify the WYO company for this policy within 60 days of any changes in the servicer of this loan, TOTAL WRITTEN PREMIUM: $449.00 The above message applies only when there is FEDERAL POLICY SERVICE FEE: $40.00 a mortgagee on the insured location. TOTAL PREMIUM: $453.00 00846770911503428881212807 OOOOF Insured R NATIONAL INDEMNITY INSURANCE COMPANY Fidelity National Indemnity Insurance Company RO, Box 33403 St. Petersburg, FL 33733 -8003 1.800- 820 -3242 FLOOD DECLARATIONS PAGE FFL 99.001 0112 0830664 5/07/12 2004 11523 FLD RGLR Policy Type mT..._.T...... -- - --- ----- ---- - - ------------- 09 1150342880 02 09 1154342880 ... _ - 01 Date of Issue 5/07/12 General Property Form S ' n MEL .„ t 3 `£x. t ` ' Rte' From: 5/22/12 To: 5/22/13 12: am Standard Time 1 yr(s) 5/22/04 12:01am U98— — (305) 289 - 0213 Agent (305) 289 --0213 THE JOHNSONS INSURANCE AGENCY 13361 OVERSEAS HWY MARATHON FL 33050 - 3550 Location Description: ID #49 THE PIGEON KEY FOUNDATION PO BOX 500130 MARATHON FL 33050 - 0130 i It fA) 1 1' c- The Reform Act of 1994 requires you to notify the wYO company for this policy within SO days of any changes in the servicer of this loan. The above message applies only when there is a mortgagee on the insured location, TOTAL WRITTEN PREMIUM: FEDERAL POLICY SERVICE FEE: TOTAL PREMIUM: 00846770911503428801212807 00007 Insured $749.00 $40.00 $789.00 BUILDING $81 $2,000 $679.00 CONTENTS $0 $0 $.00 PROBATION SURCHARGE: $100 ANNUAL SUBTOTAL: $679.00 luffiffiffiNESSENEW DEDUCTIBLE CREDIT: $.00 ICC PREMIUM: $70.00 DEAR RACyRTGAG9=E COMMUNITY DISCOUNT: $100 The Reform Act of 1994 requires you to notify the wYO company for this policy within SO days of any changes in the servicer of this loan. The above message applies only when there is a mortgagee on the insured location, TOTAL WRITTEN PREMIUM: FEDERAL POLICY SERVICE FEE: TOTAL PREMIUM: 00846770911503428801212807 00007 Insured $749.00 $40.00 $789.00 Ir M FIDELITY NATIONAL INDEMNIFY INSURANCE COMPANY 09 1150342886 02 Fidelity National indemnity insurance Company P.O. Box 33003 St. Petersburg, FL 33733 -8003 1 - 800 -820 -3242 FLOOD DECLARATION'S PAGE F ��° 09 1150342886 01 Date of Issue 5/07/12 FFL 99,001 0112 0830664 5/07/12 2000 11523 FLD RGLR Policy Type General Property Form ;e x; r s s� BUILDING $48,840 $2,000 $4 R W_ ; From: 5/22/12 To: 5/22/13 12: 01 am Standard Time 1 yr(s) 5/22/04 12 :01 am U98- - ( 289 -0213 Agent (305) 289 -0213 THE JOHNSONS INSURANCE AGENCY THE PIGEON KEY FOUNDATION 13361 OVERSEAS HWY PO BOX 500130 MARATHON FL 33050--3550 MARATHON FL 33050 -0130Y 14. 0 2o 12 Insured Location (if other than above) Address may have been changed in aoaordanoe with USPS standards. BRIDGE FOREMANS HOUSE 17 ID 051, PIGEON KEY FL 33054 Im INERS"fim* r r a Grandf athered: Building Description; # of Floors: Basement /Enclosure: No Non — Residential One Floor None Community Name. Community #: Map Panel /Suffix: Community Rating; Program Status: Rating Flood Zone; MONROE COUNTI 125129 0025 F 10 / 00% Regular AE Condo Type: N/A Adjacent Grade: .0 Elevation Diff: N/A The Reform Act of 1994 requires you to notify the wYO company for this policy within 60 days of any changes in the servicer of this loan. TOTAL WRITTEN PREMIUM; $944.00 The above message applies only when there is FEDERAL POLICY SERVICE FEE: $40. a mortgagee on the insured location, TOTAL PREMIUM; $944.00 00846770911503428861212807 0000D Insured r i i s� BUILDING $48,840 $2,000 $4 CONTENTS $26,500 $2 $429.00 PROBATION SURCHARGE: $400 ANNUAL SUBTOTAL: $834.00 = DEDUCTIBLE CREDIT: $100 ICC PREMIUM: $70.00 DEAR UnRTPAG E E COMMUNITY DISCOUNT: $100 The Reform Act of 1994 requires you to notify the wYO company for this policy within 60 days of any changes in the servicer of this loan. TOTAL WRITTEN PREMIUM; $944.00 The above message applies only when there is FEDERAL POLICY SERVICE FEE: $40. a mortgagee on the insured location, TOTAL PREMIUM; $944.00 00846770911503428861212807 0000D Insured r i i Fidelity National Indemnity Insurance Company FFL 99.00 0112 P.O. Box 3303 St. Petersburg, FL 33733»8003 4$30664 1.800- 820-3242 5/07/12 imZI- XIDELIT Y 2004 11523 FLD RGLR NATIONAL. INDEMNITY INSURANCE COMPANY FLOOD DECLARATIONS PAGE Policy Type 09 1154342889 02 09 115034a889 41 date of Issue 5/07/12 General Property Dorm 5 Mali 09 6 From: 5/22/12 To: 5/22/13 12:01 am Standard Time 1 yr(s) 5/22/44 12;01am U98- -- 1 (305) 289 -0213 it I-AI it I 'VI V■ I I %AN ftl The Reform Act of 1994 requires you to notify the WYO company for this policy within 60 days of any changes in the servicer of this loan, The above message applies only when there is a mortgagee on the insured location, TOTAL WRITTEN PREMIUM: FEDERAL POLICY SERVICE FEE: TOTAL PREMIUM: $866.00 $44.00 $906.00 � k • k r 00846770911503428891212807 00000 00690 i Insured FM- I D E LITY NATIONAL INDEMNITY INSURANCE COMPANY 09 1150342883 02 Fidelity National Indemnity insurance Company P.O. Box 33003 St. Petersburg, FL 33733 -8003 1- 800 -820 -3242 FLOOD DECLARATIONS PAGE 09 1150342883 01 Cate of Issue 5/07/12 FFL 99.001 0112 0830664 5/07/12 2000 11523 FLD RGLR Policy Type � 111 4 ; D �? •s5 r ; ai KoFMn`"�� rx Li' i si i General Property Form From. 5 /22112 To: 5/22/13 12;01 am Standard T ime 1 yr(s) 5/22/44 1 2 : 01am I U98- -- (305) 289 -0213 Agent (305)289 -0213 THE JOHNSONS INSURANCE AGENCY THE PIGEON KEY FOUNDATION 13361 OVERSEAS HNY PO BOX 500130 MARATHON FL 33050 -3550 MARATHON FL 33050 -0130 �'" l l �-\ T, E Insured Location (if other than above) Address may have been changed in accordance with LISPS standards. HONEYMOON COTTAGE 12/ ID #52 GENERAL DELIVERY, PIGEON KEY FL 33050 Grandf athered: Building Description: I of Floors: Basement /Enclosure: No Non — Residential One Floor None Community Name: Community #: Map Panel /Suffix: Community Rating: Program Status: Rating Flood Zone: MONROE COUNTI 125129 0025 F 10 / 00% Regular AE Condo Type: N/A Adjacent Grade: . 0 E 1 evat i on Di f f: N/A BUILDING $15 $2 $127,00 CONTENTS $5 $2,000 $81.04 PROBATION SURCHARGE: $100 ANNUAL SUBTOTAL: $208.00 DEDUCTIBLE CREDIT: $.00 ICC PREMIUM: $70.00 DEAR MORTGAGEE COMMUNITY DISCOUNT $000 The Reform Act of 1994 requires you to 11otify the wYO company for this policy within 60 days of any changes in the servicer of this loan. The above message applies only when there is a mortgagee on the insured location. TOTAL WRITTEN PREMIUM: FEDERAL POLICY SERVICE FEE: TOTAL PREMIUM: 00846770911503428831212807 0000A Insured $278,00 $40,00 $318,00 00686 L FIDELITY NATIONAL INDEMNITY INSURANCE COMPANY 09 115 43428 76 02 Fidelity National Indemnity Insurance Company P.D. Box 33003 Bt. Petersburg, FL 33733 -8003 1.800- 820 -3242 FLOOD DECLARATIONS PAGE q M R I bati of ;� �� i 09 1150342876 01 Issue 5/47/12 FFL 99.001 4112 0830664 5/07/12 2000 11523 FLD RGLR Policy Type a snV 3 c -kx General Property Form From; 5/22/12 To; 5/22/13 12:01 am Standard Thel 1 yr($) 5/22/44 12:01am I U98- -- (305) 289 -0213 Agent (305) 289 -0213 THE JOHNSONS INSURANCE AGENCY THE PIGEON KEY FOUNDATION 13361 OVERSEAS HWY PO BOX 500130 MARATHON FL 33050 -3550 MARATHON FL 33450 --0130 Ali /- -�'y VIMAI l 1111V1 It t w,wrlr.rlr.w The Reform Act of 1994 requires you to notify the WY4 company for this policy within 60 days of any changes in the servicer of this loan. The above message applies only when there is a mortgagee on the insured location, TOTAL PREMIUM: 00846770911503428761212807 00000 Insured TOTAL WRITTEN PREMIUM: FEDERAL POLICY SERVICE FEE: $312.00 $40.40 $352.00 110 L FIDELITY NATIONAL INDEMNITY INSURANCE COMPANY - _� �... __._._....._...._._......_.._ - - - -- 09 1150342878 02 09 1150342878 01 date of Issue 5/07/12 General Property Form mij 5 oo' zo ! From: 5/22/12 To: 5/22/13 12:01 am Stand7ard lme !1 !y ( s} 5/22/04 12:01am U98- - (305) 289 --0213 Agent (305) 289 -0213 THE JOHNSONS INSURANCE AGENCY THE PIGEON KEY FOUNDATION 13361 OVERSEAS HWY PO BOX 500130 MARATHON FL 33050 - 3550 MARATHON FL 33050--0130 Location Description: #15 Fidelity National Indemnity Insurance Company P.O. Box 33003 St Petersburg, FL 33733 -8003 1 - 800 -820 -3242 FLOOD DECLARATIONS PAGE FFL 99.001 0112 0830664 5/07/12 2000 11523 FLD RGLR Policy Type -... .. _ .. .. w. V 7� �.. 1C 211" r � � rr 't t S ). . E. .. . 6. -. 4Y` �t'•-.�� w -..¢,. . � � � y' � ,�ki:� iAa�F .. -q5 ^ax. �: �t nn�7 • 4�EQ 'R E �:'2�xaA»uS ite'- raw�f3.'�`?�. l BUIL DING 000 I re $423,00 CONTENTS $0 $0 00 PROBATION SURCHARGE: $100 ANNUAL SU BTOTAL: 00 • �:i1�x 3�a 37b'?&3�'• za" F� �� n �s�.•: #;r�� { �� i DEDUCTI C ' - f.2i2 ICC i�Af'��pa' i^ • �RC:'� g'�7.Q ]3 � Ri.-�i .. ;3. r.r�� 1. l�i��' �.'ir �a�- P 1 COMMUNITY DISCOUNT: $100 r The Reform Act of 1994 requires you to notify the WYO company for this policy within Sg days of any changes in the servicer of this loan. TOTAL WRITTEN PREMIUM: FEDERAL POLICY SERVICE FEE: $493.00 $40.00 The above message applies only when there is a mortgagee on the insured location, TOTAL PREMIUM: $533.00 00846770911503428781212807 0000E 00683 Insured FIDELITY NATIONAL INDEMNITY INSURANCE COMPANY Fidelity National Indemnity insurance Company P.O. Sax 33003 St. Petersburg, FL 33733 -8003 1 - 800 - 820 -3242 FLOOD DECLARATIONS PAGE -- -- -- --- -- 09 1150342884 02 09 1150 342884 , 01 Date of Issue 5/07/12 From: 5/22/12 To: 5/22/13 12:01 am Standard Tl 1 y r(s ) 1 5/22/04 12:01 am U9$- Agent (305) 289 -0213 FFL 99.001 0112 0830664 5/07/12 2000 11523 FLD RGLR Policy Type General Property Form — 1(305) 289 - 0213 THE JOHNSONS INSURANCE AGENCY THE PIGEON KEY FOUNDATION 13361 OVERSEAS HWY PO BOX 500130 MARATHON FL 33050 - 3550 MARATHON FL 33050 -0130 � hilICYIZ 2U12 � 9 .' ..: x ' •3' ' F:: 5 � '' �� :' i:1�.�.�Z�m�i' �'1� ?.;�1 . ....��y.K•. :nA � T\ ;5: -.: - �:.:�. CONTENTS 11 111 $ $870,00 PROBA 1 11 ANNUAL SU BTOTAL: ��F $100 3:11;1,1 0 1 The Reform Act of 1994 requires you to notify the WYO company #or this policy within fiO days of any changes in the servicer of this loan. TOTAL WRITTEN PREMIUM: $2 The above message applies only when there is FEDERAL POLICY SERVICE FEE: $40, a mortgagee on the insured location, TOTAL PREMIUM: $2 00846770911503428841212807 0000B 00687 Insured