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L'Attitudes 04/21/2021_Recorded Version GV�S COURTq c o: A Kevin Madok, CPA - �o ........ � Clerk of the Circuit Court& Comptroller Monroe County, Florida �z cooN DATE: August 30, 2022 TO: Sheryl Graham, Director Social Seances ATTN: Lourdes Francis, Administrator Social Seances Kiln Wilkes Wean, Sr. Administrator Social Seances Marie Brouillette, Sr. Special Progranns Administrator Social Seances FROM: Liz Yongue, Deputy Clerk SUBJECT: April 21, 2021 BOCC Meeting Attached is a copy of the following item which has been re-executed and added the Official Record: C20 Land Use Restriction Agreement for the State Housing Initiatives Partnership Progrann for the purpose of guaranteeing a 15-year affordability period,between Monroe County and Habitat for Humanity of Key West and Lower Florida Keys for the property known as L'Attittides located on Stock Island at 5530 3`d Avenue, Key West, Florida. Should you have any questions please feel free to contact me at (305) 292-3550. cc: Cotulty Attorney_ Finance File KEY WEST MARATHON PLANTATION KEY 500 Whitehead Street 3117 Overseas Highway 88770 Overseas Highway Key West, Florida 33040 Marathon, Florida 33050 Plantation Key, Florida 33070 MONROE COUNTY STATE HOUSING INITIATIVES PARTNERHIP PROGRAM (SHIP) LAND USE RESTRICTION AGREEMENT (LURA) L'ATTITUDES This LAND USE RESTRICTION AGREEMENT (LURA) (hereinafter called the "Agreement")is made and entered into as of this 21 sc day of April,2021 between HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS, (hereinafter called the "Owner") and MONROE COUNTY, a political subdivision of the State of Florida (hereinafter called the"County"). WITNESETH WHEREAS, the County approved funding for HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS, through the County's State Housing Initiatives Partnership Program (SHIP) for the purpose of rehabilitating L'ATTITUDES, located on Stock Island in Monroe County, Florida at: 5530 3rd Avenue, Key West, in the City of Key West, Florida, and the legal description as follows: Lots 16 and 17, Block 54, according to McDonald's Plat of a part of Stock Island as recorded in Plat Book 1, page 55, Public Records of Monroe County, Florida. The Real Property or its address is commonly known as 5530 3rd Avenue, Key West, FL 33040. The Real Property tax identification number is 1161179. WHEREAS, the County has agreed under certain conditions to issue a deferred forgivable loan using SHIP funds to provide financing for preservation of affordable rental housing for very low and low-income persons located at 5530 3rd Ave, Stock Island, Florida, 33040, in Monroe County, Florida,to be occupied by eligible persons as described Article 1.1 of the Agreement. WHEREAS, in addition to any other requirements the County may impose incident to its mortgage,the Owner has agreed that all housing units shall be leased,rented or made available on a continuous basis for rental to very low and low-income persons as described in Article 1.2 of the Agreement. WHEREAS, this Land Use Restriction is intended to ensure that the property be used in accordance with the SHIP program. NOW, THEREFORE, in consideration of the mutual covenants set forth herein and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the County and the Owner do hereby contract and agree as follows: AGREEMENT Doc#2389731 Bk#3192 Pg#228 Recorded 8/30/2022 2:53 PM Page 1 of 5 ARTICLE I. RENTAL HOUSING RESTRICTIONS Filed and ded in Official Records of MONROENROE C COOUNTY KEVliv MADOK,CPA 1.1 Occupancy One hundred percent (100%) of the housing units must be set-aside for occupants who upon initial occupancy of both units must have annual gross incomes equal to or below eighty percent (80%) for the Monroe County, Metropolitan Statistical Area(MSA), as determined by the US Department of Housing and Urban Development(HUD) on an annual basis. 1.2 Income/Eligibility The SPONSOR shall determine and verify the income eligibility of tenants in accordance with HUD Section 8 housing assistance programs in 24 CFR Part 5 for the Project. Income shall be calculated by annualizing verified sources of income for the household as the amount of income to be received by a household, during the 12 months, following the effective date of the determination. The Annual Gross Income, as defined in Section 420.9071(4), F.S., must be used and the SHIP Program income limits cannot be exceeded. The Owner shall maintain complete and accurate income records pertaining to each tenant occupying a SHIP assisted unit. Onsite inspection as will be conducted annually upon reasonable prior written notice to verify compliance with tenant income, rents, and the minimum property standards as stated in Section 420.907-420.9079, Florida Statutes and Rule 67-37, Florida Administrative Code, as they may be amended from time to time. 1.3 SHIP Affordability All housing units are subject to affordability limits established for SHIP assisted rental units on an annual basis. 1.4 Long-term Affordability The SHIP funds are subject to recapture during the affordability period if the property is sold, transferred, etc. If the property is offered for sale prior to the end of the affordability period, the Property shall be subject to the right of first refusal for purchase at the current market value minus the grant award by eligible nonprofit organizations that would provide continued occupancy by 80% and below AMI tenants. The County shall have ninety (90) days from the date of notification of intent to sell by the Owner to identify an eligible non-profit. 1.5 Housing Standards Rental Units assisted with SHIP funds shall be maintained in compliance with local building code requirements for the duration of the affordability period. The Owner shall cooperate with the County by allowing on-site inspection of SHIP assisted units for compliance with local code requirements. ARTICLE II. CONSIDERATION The County has authorized and issued a deferred forgivable loan to the Owner as an inducement to the Owner to operate the units in the Project for the benefit of low-income households whose incomes are equal to or less than eighty (80%)percent of median annual gross income for the Monroe County, Metropolitan Statistical Area(MSA), as determined by the US Department of Housing and Urban Development (HUD) on an annual basis, for a period of fifteen (15)years following completion of the Project. In consideration of the issuance of the loan by the County for the foregoing purposes, the County and Owner have entered into this Agreement. ARTICLE III. RELIANCE In performing its duties hereunder, the County may rely upon statements and certifications of the Owner, believed to be genuine and to have been executed by the proper person or persons, and upon audits of the books and records of the Owner pertaining to occupancy of the Project. In addition, the Florida Housing Finance Corporation may consult with counsel, and the opinion of such counsel shall be full and complete authorization and protection with respect to any action taken or suffered by the County in good faith and in conformity with the opinion of such counsel. The Owner may rely upon certification of low-income households reasonably believed to be genuine and to have been executed by the proper person or persons. ARTICLE IV. TERM This Agreement shall become effective upon its execution and shall remain in full force and effect for a period of fifteen(15)years from the date of the completion of the rehabilitation of the Project as confirmed by final inspection by the building department and/or issuance of a final certification of occupancy. ARTICLE V. INSURANCE The Owner shall insure the property for the full replacement cost for the duration of the Land Use Restriction Agreement. Any such policy must be issued by a company acceptable to the County, include the County as an additional insured and provide for at least thirty (30) days notice prior to cancellation. ARTICLE VI. DAMAGE, DESTRUCTION OF THE PROJECT Subject to the superior rights of the holder of any first mortgage, in the event that the Project is damaged or destroyed, the Owner shall deposit with the County any insurance proceeds and shall promptly commence to rebuild,replace,repair or restore the Project in such manner as is consistent with the Loan Documents. The County shall make any such insurance proceeds available to provide funds for such restoration work. In the event the Owner fails to commence or to complete the rebuilding, repair, replacement or restoration of the Project after notice from the County, the County shall have the right, in addition to any other remedies granted in the Loan Documents or at law or in equity, to repair, restore, rebuild or replace the Project so as to prevent the occurrence of a default hereunder. ARTICLE VII. SALE, TRANSFER OR REFINANCING OF THE PROJECT OR DISSOLUTION OF CORPORATION The loan for the Project hereunder as to both principal and interest shall be assumable upon project sale, transfer or refinancing or dissolution of the Owner's Corporation if the proposed Owner of the Project is an eligible nonprofit organization (approved by the County) and agrees to maintain all set asides and other requirements of the SHIP Loan Documents for the period originally specified. In the event the above-stated conditions are not met, the loan for the Project hereunder as to both principal and interest shall be due in full upon the sale, transfer or refinancing of the Project. Notwithstanding, payment of principal and interest in full, these restrictions shall remain in full force and effect for the term of this Agreement. ARTICLE VIII. ENFORCEMENT/DEFAULT The benefits of this Agreement shall inure to, and may be enforced by the COUNTY for the duration of the Agreement, whether or not the COUNTY shall continue to be the holder of the Mortgage,whether or not the Project loan may be paid in full,and whether or not any bonds issued for the purpose of providing funds for the project are outstanding. The SPONSOR warrants that it has not, and will not, execute any other agreement with provisions contradictory to, or in opposition to,the provisions hereof, and that, in any event,the requirements of this Agreement are paramount and controlling as to the rights and obligations herein set forth and supersede any other requirements in conflict herewith. However, this shall not preclude the COUNTY from subordinating its loan to construction financing. If the Owner defaults in the performance of its obligations under this Agreement or breaches any covenant, agreement or warranty of the Owner set forth in this Agreement, and if such default remains uncured for a period of thirty (30) days after notice thereof shall have been given by the County to the Owner (or for an extended period approved by the County if such default stated in such notice can be corrected, but not within such thirty (30) day period, and if the Owner commences such correction within such thirty (30) day period, and thereafter diligently pursues the same to completion within such extended period),then the County may take any lawful action, whether for specific performance of any covenant in this Agreement or such other remedy as may be deemed most effective by the County to enforce the obligations of the Owner with respect to the Project. If a default by the Owner under this Agreement is not timely cured, the County may institute foreclosure proceedings against the Project, but only as provided in the Mortgage. Notwithstanding any of the foregoing,the County will have the right to seek specific performance of any of the covenants and requirements of this Agreement concerning the rehabilitation and operation of the Project. ARTICLE IX. RECORDING AND FILING Upon execution and delivery by the parties hereto, the County shall cause this Agreement and all amendments and supplements hereto to be recorded and filed in the official public records of Monroe County. ARTICLE X. COVENANTS TO RUN WITH THE LAND This Agreement and the covenants contained herein shall run with the land and shall bind, and the benefits shall inure to,respectively,the Owner and the County and their respective successors and assigns during the Term of this Agreement. ARTICLE XI. GOVERNING LAW This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, with respect to both substantive rights and with respect to procedures and remedies. ARTICLE XII. ATTORNEY'S FEES AND COSTS In the event of any legal action to enforce the terms of this Agreement, each party shall bear its own attorney's fees and costs. ARTICLE XIII. NOTICE AND EFFECT Any notice required to be given hereunder shall be given by personal delivery, by registered mail or by registered expedited service at the addresses specified below or at such other addresses as may be specified in writing by the parties hereto, and any such notice shall be deemed received on the date of delivery if by personal delivery or expedited delivery service, or upon actual receipt if sent by registered mail. FOR THE COUNTY FOR THE OWNER Robert Shillinger, Esq. HABITAT FOR HUMANITY OF KEY County Attorney WEST AND LOWER KEYS 1111 12th Street, Suite 408 471 Overseas Highway, #102 Key West, FL 33040 Key West, FL 33040 (305) 292-3470 - ATTEST: KEVIN MADOK, CPA, CLERK BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORID By: 17, Zo12 �� � D.0N1ty Peortu.c +o 412-I12-1 HABITAT FOR HUMANITY OF KEY WEST AND L WER KEYS L%f4 1 Jr y: Kristina Welbu/rn, Executive Director P Date: �/ / ^� ROE COUNTY ATTrii� U RED.". J.MERCADO AS5 F. i.KU _ Date 2 Z Net he P✓o 4/2.1 is.I C�® DATE(MM/DDIYYYY) A CO CERTIFICATE OF LIABILITY INSURANCE 11i02,2021 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER ( NAME CT Lockton Affinity, LLC Lockton Affinity, LLC (AICNNo,Ext):888-553-9002 FAX No):913-652-3967 E-MAIL P. O. Box 873401 ADDRESS: Kansas City, MO 64187-3401 INSURER(S)AFFORDING COVERAGE NAIC# INSURER A:Ace American Insurance Co. 22667 INSURED INSURER B: Habitat for Humanity of Key West and Lower Florida Keys, Inc. INsuRERc: PO Box 5873 INSURERD: Key West, FL 33045 INSURERS: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP W LIMITS LTR INSD VD POLICY NUMBER IMM/DD/YYYY) (MM/DD/YYYY1 A X COMMERCIAL GENERAL LIABILITY y GL1064565-21 04/01/2021 04/01/2022 EACH OCCURRENCE $1,000,000 DAMAGE TO RENED CLAIMS-MADE x OCCUR PREMISESIS (Ea occurrrence) $1,000,000 rert,e, /G'z 3"°�2 MED EXP(Any one person) $0 PERSONAL 8 ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $2,000 000 RO- X POLICY j T LOC /�s PRODUCTS-COMP/OP AGG $2,000,000 OTHER: AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ (Ea accident) ANY AUTO BODILY INJURY(Per person) $ ALL OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS AUTOS NON OWNED PROPERTY DAMAGE HIRED AUTOS $ AUTOS (Per accident) $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAR CLAIMS-MADE AGGREGATE $ DED RETENTION$ $ WORKERS COMPENSATION PER OT AND EMPLOYERS'LIABILITY Y/N STATUTE ERH ANY PROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? NIA (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Certificate Holder is Additional Insured as Respects to Written Contract. CERTIFICATE HOLDER CANCELLATION 1064565 Monroe County BOCC SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 500 Whitehead Street ACCORDANCE WITH THE POLICY PROVISIONS. Key West, FL 33040 AUTHORIZ P.RESENTATIVX � ©1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25(2014/01) The ACORD name and logo are registered marks of ACORD 39481662 1064565 HABITAT FOR HUMANITY AFFOfILIATEValues INSURANCE PROGRAM PROPERTY SCHEDULE COVERAGES Y Account#: 1064565 Habitat for Humanity of Key West and Lower Florida Keys, Inc. 04/01/2022 Business Income Limit in excess of $250,000 $428,305 Computer(EDP)Limit in excess of $50,000 $0 Employee Theft in excess of$100,000 $0 Contractors Equipment Limit in excess of$25,000 $0 Tools Limit in excess of$2,500 $20,000 Number of Trailers 0 Trailer Value $0 Trailer Contents Value $0 Other Contents Value $0 Statement Location# Type Address Building Contents Inventory 1001 Tenant Occupied 716 Eisenhower Drive,Building 1 Key 750,000 West FL 33040 1002 Tenant Occupied 716 Eisenhower Drive,Building 2 Key 430,000 West FL 33040 1003 Tenant Occupied 716 Eisenhower Drive,Building 3 Key 100,000 West FL 33040 1301 Tenant Occupied 5530 3rd Avenue,Apt. 1 Stock Island FL 620,000 33040 1302 Tenant Occupied 5530 3rd Avenue,Apt.2 Stock Island FL 620,000 33040 1303 Tenant Occupied 5530 3rd Avenue,Apt.3 Stock Island FL 620,000 33040 2101 Tenant Occupied 29172 Rose Drive Big Pine Key FL 33043 300,000 2201 Office 471 Overseas Highway Big Coppitt Key 1,088,590 20,000 FL 33040 2901 Warehouse 111 Overseas Hwy**GL Only**Key 0 0 0 West FL 33040 Wright National Flood Insurance Company WE'L 99.023 0118 • A Stock Company 5514095 �''f��• P.O.Box 33003 ��/7 ��r '7 a wI 1 St.Petersburg,FL 33733-8003 1/23/22 Customer Service:1-800-820-3242 Claims:1.800-725-9472 2000 11523 FLD RGLR Policy Number Expiration Date Date of Notice 09 1150262161 12 3/20/22 1/23/22 Agent (305)872-0097 ISAKSEN INSURANCE INC HABITAT FOR HUMANITYOF KEY WEST PO BOX 430534 AND THE LOWER FLORIDA KEYS BIG PINE KEY FL 33043-0534 PO BOX 5873 KEY WEST FL 33045-5873 Renewal Notice Payor: Insured Rated Zone:AE Current Zone:AE Property Address: APPROVED BY RISK MANAGEMENT 5530 3RD AVE BLDG 1, BY -- , CRS Discount:25% KEY WEST, FL 33040-6077 I2 -n HFIAA Surcharge: $250* DATE 6/23/2022 9 WAVER N/A YES_ Federal Policy Fee: $50* Please make your renewal payment on or before the expiration date shown above. Premium payments can be made via either credit card or electronic funds online through our website: http://www.myfloodpayment.com or, if paying by check, see the instructions on the remittance coupon below. Payment received more than 90 days after expiration may result in a loss of eligibility for Pre-FIRM subsidized rates, grandfathering, and/or Newly Mapped. If the coverage amount(s) shown under Option A or the payor listed above is incorrect, please contact your agent. Coverage Options Coverages Deductibles Building Contents Building Contents Premium A: CURRENT COVERAGE $250,000 $0 $5,000 N/A $2,562.00 B: INCREASED COVERAGE N/A N/A N/A N/A N/A *See reverse for an explanation of the HFIAA surcharge as well as other important billing information. Please RETURN BOTTOM PORTION along with your payment to the mailing address below, WRIGHT Renewal Date: 3/20/22 Please WRITE POLICY NUMBER ON CHECK and make payable to: Wright National Flood Insurance Company Option A ❑ $2,562.00 Insured: HABITAT FOR HUMANITYOF KEY WEST Option B El N/A To be paid by: Insured PO.Box 33070 St. Petersburg,FL 33733-8070 IiIilIIdlIPImwlllliiiIut66IIl,IluiIiiillIlIIilih4lI 02000 11523 FLD* RGLR 091150262161 12 00256200 RE 0000000 7 00849380911502621612202302 0000E 00599 ` Insured Wright National Flood Insurance Company WFL 99.023 0118 A Stock Company 5514102 P.O.Box 33003 WRIGHTersburg,FL 33733-8003 1/23/22 f vLJ!-Jf�IICustomer Service:1-000-820-3242 Claims:1-800-725-9472 2000 11523 FLD RGLR Policy Number Expiration Date Date of Notice 09 1150262162 12 3/20/22 1/23/22 Agent(305)872-0097 ISAKSEN INSURANCE INC HABITAT FOR HUMANITYOF KEY WEST PO BOX 430534 AND THE LOWER FLORIDA KEYS BIG PINE KEY FL 33043-0534 PO BOX 5873 KEY WEST FL 33045-5873 Renewal Notice Payor: Insured APPROVED BY RISK MANAGEMENT Rated Zone: AE BY Current Zone: AE Property Address: DATE 6f23/2022 5530 3RD AVE BLDG 2, WAVER NIA YES CRS Discount: 25% KEY WEST, FL 33040-6077 HFIAA Surcharge: $250* Federal Policy Fee: $50* Please make your renewal payment on orbefore the expiration date shown above. Premium payments can be made via either credit card or electronic funds online through our website: http://www.myfloodpayment.com or, if paying by check,see the instructions on the remittance coupon below. Payment received more than 90 days after expiration may result in a loss of eligibility for Pre-FIRM subsidized rates,grandfathering, and/or Newly Mapped. If the coverage amount(s) shown under Option A or the payor listed above is incorrect, please contact your agent. Coverages Deductibles Coverage Options Building Contents Building Contents Premium A: CURRENT COVERAGE $250,000 $0 $5,000 N/A $2,562.00 B: INCREASED COVERAGE N/A N/A N/A N/A N/A *See reverse for an explanation of the HFIAA surcharge as well as other important billing information. Please RETURN BOTTOM PORTION along with your payment to the mailing address below. WRIGHT Renewal Date: 3/20/22 Please WRITE POLICY NUMBER ON CHECK and make payable to: Wright National Flood Insurance Company Option A ❑ $2,562.00 Insured: HABITAT FOR HUMANITYOF KEY WEST Option B 0 N/A To be paid by: Insured PO. Box 33070 St.Petersburg, FL 33733-8070 IIIdlidIIPlIIIlitnilill0ilduIhIIailmllilllihrli1i11 02000 11523 FLD* RGLR 091150262162 12 00256200 RE 0000000 4 008.49380911502621622202302 0000( 00600 r. Insured Wright National Flood Insurance Company WFL 99.023 0118 A Stock Company 5513774 p{� P.O.Sox 33003 WRIGHT St.Petersburg,FL 33733-8003 1/28/22 Customer Service:1-800-8203242 Claims:1300-7253472 2000 11523 FLD RGLR Policy Number Expiration Date Date of Notice 09 1150270120 12 3/25/22 1/28/22 Agent(305)872-0097 ISAKSEN INSURANCE INC HABITAT FOR HUMANITYOF KEY WEST AN PO BOX 430534 LOWER FLORIDA KEYS BIG PINE KEY FL 33043-0534 PO BOX 5873 KEY WEST FL 33045-5873 Renewal Notice Payor: Insured APPROVED BY RISK MANAGEMENT Rated Zone:AE Current Zone:AE Property Address: DATE 6/23/2022 5530 3RD AVE REAR, WAVER N/A YES CRS Discount: 0% KEY WEST, FL 33040-6046 HFIAA Surcharge:$250* Federal Policy Fee: $50* Please make your renewal payment on or before the expiration date shown above. Premium payments can be made via either credit card or electronic funds online through our website: http://www.myfloodpayment.com or, if paying by check, see the instructions on the remittance coupon below. Payment received more than 90 days after expiration may result in a loss of eligibility for Pre-FIRM subsidized rates, grandfathering, and/or Newly Mapped. If the coverage amount(s) shown under Option A or the payor listed above is incorrect, please contact your agent. Coverages Deductibles Coverage Options Building Contents Building Contents Premium A: CURRENT COVERAGE $250,000 $0 $5,000 N/A $4,166.00 B: INCREASED COVERAGE N/A N/A N/A N/A N/A *See reverse for an explanation of the HFIAA surcharge as well as other important billing information. Please RETURN BOTTOM PORTION along with your payment to the mailing address below. WRIGHT ``` Renewal Date: 3/25/22 Please WRITE POLICY NUMBER ON CHECK and make payable to: Wright National Flood Insurance Company Option A ❑ $4,166.00 Insured: HABITAT FOR HUMANITYOF KEY WEST AND THE Option B ❑ N/A To be paid by: Insured PO.Box 33070 St.Petersburg,FL 33733-8070 h�I�IIIilllillil4iliuhilliiihi'Ii61Ili1I'ilv�Ilitlli4'li�i�l 02000 11523 FLD* RGLR 091150270120 12 00416600 RE 0000000 3 • ,.., 00849380911502701202202802 0000A 00720 HABITAT FOR HUMANITY AFFILIATE INSURANCE PROGRAM PROPERTY SCHEDULE COVERAGE SUMMARY Account#: 1064565 Habitat for Humanity of Key West and Lower Florida Keys, Inc. 04/01/2022 Business Income Limit in excess of $250,000 $428,305 Computer(EDP)Limit in excess of $50,000 $0 • Employee Theft in excess of$100,000 $0 Contractors Equipment Limit in excess of$25,000 $0 Tools Limit in excess of$2,500 $20,000 Number of Trailers 0 Trailer Value $0 Trailer Contents Value $0 Other Contents Value $0 Statement Of Values Location# Type Address Building Contents Inventory 1001 Tenant Occupied 716 Eisenhower.Drive,Building 1 Key 750,000 West FL 33040 1002 Tenant Occupied 716 Eisenhower Drive,Building 2 Key 430,000 West FL 33040 1003 Tenant Occupied 716 Eisenhower Drive,Building 3 Key 100,000 West FL 33040 1301 Tenant Occupied 5530 3rd Avenue,Apt. 1 Stock Island FL 620,000 33040 1302 Tenant Occupied 5530 3rd Avenue,Apt.2 Stock Island FL 620,000 33040 1303 Tenant Occupied 5530 3rd Avenue,Apt.3 Stock Island FL 620,000 33040 2101 Tenant Occupied 29172 Rose Drive Big Pine Key FL 33043 300,000 2201 Office 471 Overseas Highway Big Coppitt Key 1,088,590 20,000 FL 33040 2901 Warehouse 111 Overseas Hwy**GL Only**Key 0 0 0 West FL 33040 Insured Affiliate: Habitat for Humanity of Key West and Lower Florida Keys,Inc. Account#: 1064565 HABITAT FOR HUMANITY AFFILIATE INSURANCE PROGRAM PROPERTY AND BUILDERS RISK DEDUCTIBLE SCHEDULE Coverage Part Location Direct Damage BIEE Waiting Period Covered Cause of Loss Deductible Property All Covered Causes of Loss except All Locations $5,000 48 Hrs Windstorm or Hail. Property& All Locations See Table Below See Table Below Windstorm or Hail Builders Risk Newly Acquired Premises or Newly Acquired Property or Constructed Property Until Location is 3% 3% Windstorm or Hail Reported to Lockton Residential Projects All Locations $5,000 7 Days Soft Costs Builders Risk All Covered Causes of Loss.except Commercial Projects 1"reported to Lockton (BR) 04-01-2013&Later $10,000 7 Days Soft Costs Windstorm.or Hail. Property&Builders Risk Wind or Hail Deductible Table *The Wind or Hail Deductible will be determined by multiplying the property values insured by the percentage shown below.The Minimum Wind or Hail Deductible is$10,000 unless otherwise shown. PROPERTY& BR SOFT PROPERTY HI TIER COUNTIES - BUILDERS RISK WAITING COSTS DIRECT DAMAGE PERIOD WAITING DEDUCTIBLE PERIOD AL 1'Tier Counties Baldwin,Mobile 5% 96 hrs. 7 Days AL 15'Tier Counties Baldwin,Mobile 5% 96 hrs. 7-Days AL 2nd Tier Counties Clarke,Covington,Escambia,Geneva.Monroe,Washington 3% 72 hrs. 7 Days FL 151 Tier Counties Bay,Brevard,Broward,Charlotte,Citrus,Collier,Dade,Dixie,Duval, 5% 96 hrs. 7 Days Escambia,Flagler,Franklin,Gulf,Hernando,Hillsborough,Indian River,Jefferson,Lee,Levy,Manatee,Martin,Monroe,Nassau, Okaloosa,Palm Beach,Pasco,Pinellas,Santa Rosa,Sarasota,St. Johns,St.Lucie,Taylor,Volusia,Walton,and Wakulla FL 2nd Tier Counties Remainder of State 3% 72 hrs. 7 Days GA 1"Tier Counties Bryan,Camden,Chatham,Glynn,Liberty,McIntosh 4% 72-hrs. 7 Days GA 2"d Tier Counties Brantley,Charlton,Effingham,Long,Wayne 2% 48 hrs. 7 Days HI All Counties 5%/$50,000 96 hrs. 7 Days LA 151Tier Counties Cameron,Iberia,Lafourche,St.Mary,Terrebonne,Vermilion. 5% 96 hrs. 7:Days Jefferson,Orleans,Plaquemines,St.Bernard. LA 2"d Tier Counties Acadia,Assumption,Calcasieu,Jefferson Davis, 3% 72 hrs. 7 Days Lafayette,St.Charles,St.James,St.Martin,St.Tammany MS 1."Tier Counties Hancock,Harrison,Jackson 5% 96 hrs, 7 Days MS 2"d Tier Counties George,Pearl River,Stone 3% 72 hrs. 7 Days NC 15'Tier Counties Brunswick,Camden,Carteret,Currituck,Dare,Hyde,New Hanover, 4% 72 hrs. 7 Days Onslow,Pamlico,Pender NC 2"d Tier Counties Beaufort,Columbus,Craven,Jones,Pasquotank,Perquimans,Tyrrell 2% 48 hrs. 7 Days SC 1"Tier Counties Beaufort,Berkeley,Charleston,Colleton,Georgetown,Horry,Jasper 4% 72 hrs. 7Days . SC 2n°Tier Counties Dorchester,Hampton,Marion,Williamsburg 2% 48 hrs. 7 Days TX 151 Tier Counties Aransas,Brazoria,Calhoun,Cameron,Chambers,Galveston, 5% 96 hrs. 7 Days Kenedy,Kleberg,Jackson,Jefferson,Matagorda,Nueces,Refugio, San Patricio,Willacy • TX 2"d Tier Counties Bee,Brooks,Fort Bend,Goliad,Hardin,Harris,Hidalgo,Jim Wells, 2% 72 hrs. 7 Days Liberty,Orange,Victoria,Wharton VA 15'Tier Counties Accomack,City of Virginia Beach,Northhampton 1% 48 hrs. 7 Days VA 2"d Tier Counties Remainder of State $10,000 48 hrs. 7 Days Guam or Puerto Rico or Other U.S.Territories and Possessions 5%/$50,000 96 hrs. 7 Days All Other States $5,000 48 hrs. 7 Days hflicoi nil I Page 7