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6.4 Opinion of BMO P.A. Disclosure Counsel Bryant AttorricN,s at Urw Miller suite 2700 Olive Tampa, 1-1, 33602 Ted 8 13.27 3.6677 Fax 813.223.2705 kv W W.1)rttnanIa vv,C o ryl September 15, 2022 Monroe County, Florida Board of County Commissioners Key West, Florida Re: $41,340,000 Monroe County, Florida Airport Revenue Bonds (Key West International Airport), Series 2022 (AMT) Ladies and Gentlemen: We have acted as Disclosure Counsel to Monroe County, Florida (the "Issuer"), and not to any other person, in connection with the issuance of the above-referenced bonds (the "Bonds"). In providing the statement of belief set forth in the third succeeding paragraph, reference is made to the Preliminary Official Statement, dated August 18, 2022 (the "Preliminary Official Statement"), and the Official Statement, dated August 31, 2022 (the "Official Statement"). As Disclosure Counsel, we have reviewed the Preliminary Official Statement and the Official Statement and certain other documents and have participated in conferences in which the contents of the Preliminary Official Statement and the Official Statement and other matters were discussed. The purpose of our professional engagement was not to establish or to confirm factual matters set forth in the Preliminary Official Statement and the Official Statement, and we have not undertaken to verify independently any of such factual matters. To the extent our statement of belief set forth in the second succeeding paragraph relates to or is dependent upon the determination that (i) the proceedings and actions relating to the authorization, execution, issuance, delivery, and sale of the Bonds are lawful and valid under the Constitution and laws of the State of Florida, particularly Chapter 125, Part 1, and Chapter 332, Florida Statutes, and other applicable provisions of law (collectively, the "Act"), and Resolution No. 206A-2022 duly adopted by the Board of County Commissioners of the County (the "Board") on August 17, 2022, as supplemented by Resolution No. 20613-2022 duly adopted by the Board on August 17, 2022, (ii.) the Bonds are valid and legally binding obligations of the Issuer enforceable in accordance with their terms, or (iii) interest on the Bonds is excluded from the gross income of the owners of the Bonds for federal income tax purposes, or other tax consequences of owning the Bonds, we understand that you are relying upon the opinions delivered to you on the date hereof of Pedro I. Mercado Esq., Assistant County Attorney, and Nabors, Giblin & Nickerson., P.A as Bond Counsel, and, with your permission, we have assumed the accuracy of such Atlanta - Jacksonville 4- Miami - Orlando - Tallahassee - Tampa - Washington, D.C. Monroe County, Florida Board of County Commissioners Key West, Florida September 15, 2022 Page 2 opinions, have made no independent determination thereof, and no opinion is expressed herein as to such matters. In requesting and accepting this letter, you recognize and acknowledge that: (i) the scope of the activities performed by us described above were inherently limited and do not encompass all activities that you may be responsible for undertaking in preparing the Preliminary Official Statement and the Official Statement; (H) such activities relied substantially on representations, warranties, certifications, and opinions made by your representatives and others, and are otherwise subject to the matters set forth in this letter; and (iii) while statements of negative assurance are customarily given to underwriters of municipal securities to assist them in discharging their responsibilities under the federal securities laws, the responsibilities of the issuer of such securities under those laws may differ from those of underwriters in material respects, and this letter may not serve the same purpose or provide the same utility to you as it would to an underwriter of the Bonds. Subject to the foregoing and on the basis of the information we gained in the course of performing the services referred to above, we confirm to you that no facts have come to the attention.of the attorneys in our firm rendering legal services in connection with this matter that cause them to believe that the Preliminary Official Statement, as of its date, or the Official Statement as of its date or as of the date hereof, contains any untrue statement of a material fact or omits to state any material fact necessary to make the statements made therein, in the light of the circumstances under which they were made, not misleading; provided, however, we do not assume responsibility for the accuracy, completeness, or fairness of the statements contained in the Preliminary Official Statement or Official Statement (including any appendices, schedules, and exhibits thereto), nor do we express any belief with respect to any demographic, financial, statistical and operating data, and forecasts, projections, numbers, estimates, assumptions, and expressions of opinion, and information concerning the report of Newton & Associates and Ricondo & Associates, Inc. contained in Appendix C thereto, and information concerning The Depository Trust Company and the book-entry system for the Bonds contained or incorporated by reference in the Preliminary Official Statement or the Official Statement (including any appendices, schedules, and. exhibits thereto), which we expressly exclude from the scope of this paragraph. Further, with respect to the Preliminary Official Statement, we note that our statement of belief set forth in this paragraph is expressly qualified as to the exclusion of the offering prices, interest rates, selling compensation, aggregate principal amount, principal amount per maturity, delivery and payment dates, any other terms or provisions to be determined in connection with the pricing of the Bonds, ratings and other terms of the Bonds depending on such matters. Monroe County, Florida Board of County Commissioners Key West, Florida September 15, 2022 Page 3 This letter is furnished by us solely for your benefit and may not be relied upon by any other person or entity. We disclaim any obligation to supplement this letter to reflect any facts or circumstances that may hereafter come to our attention or any changes in the law that may hereafter occur. Respectfully submitted, BRYANT MILLER OLIVE P.A. (Y1 I Ay- t)j4vj P,A