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4.1 Disclosure Statement APPENDIX 11 DISCLOSURE STATEMENT The undersigned, BofA Securities, Inc. (the "Representative") of the group of underwriters described in this paragraph, acting on behalf of itself, and PNC Capital Markets LLC (collectively, the "Underwriters") proposes to negotiate with Monroe County, Florida (the "County"), for the sale of the County's Airport Revenue Bonds (Key West International Airport), Series 2022 (AMT) in the aggregate principal amount of $41,340,000 (the "2022 Bonds"). All capitalized undefined terms used herein in connection with the 2022 Bonds shall have the meanings ascribed to them in the Resolution. Prior to the award of the 2022 Bonds,the following information is hereby furnished to the County as of this 31st day of August,2022: 1. Set forth is an itemized list of the nature and estimated amounts of expenses to be incurred by the Underwriters in connection with the issuance of the 2022 Bonds: 2022 Bonds $/1000 Amount i-Deal Bookrunning $0.06728 $ 2,781.55 i-Deal Order Monitor 0.03266 1,350.27 i-Deal Wire Charges 0.00277 1,14.32 CUSIP Charge and Disclosure Fee 0.02643 1,092.50 DTC Service Fees 0.01935 800.00 Lumesis 0.01996 825.00 Out of Pocket 0.24190 10,000.00 Underwriters' Counsel Fee 0.72569 30,000.00 Total $1.13603* $46,963.64 Total does not foot due to rounding. 2. (a) The names, addresses and estimated amounts of compensation of any finders, as defined in Section 218.386 Florida Statutes,connected with the issuance of the 2022 Bonds. None (b) Any other fee, bonus and other compensation estimated to be paid by the Underwriters in connection with the issuance of the 2022 Bonds to any person not regularly employed or retained by the Underwriters. None 3. (a) The amount of the underwriting spread(the difference between the price at which the 2022 Bonds will be initially offered to the public by the Underwriters and the price to be paid to the County for the 2022 Bonds) expected to be realized by the Underwriters is$253,663.64 which includes the following: $/1000 Amount Underwriter's Expenses............................ ..................... ................ $1.13603 $46,963.64 Average Takedown..................... ................................................ 5.00000 206,700.00 Total............................................................................................. $6.13603 $253,663.64 4. Truth-in-Bonding Statement. The proceeds from the sale of the 2022 Bonds will be used to: (1) finance and refinance various costs of certain capital improvements to the Airport, as more particularly described in the Preliminary Official Statement,(2)refinance an outstanding line of credit with PNC Bank National Association,(3)fund the Reserve Account,and(4)pay the costs of issuance of the 2022 Bonds. The 2022 Bonds are expected to be repaid over a period of 30.04 years. At an all-in true interest cost of 4.993135%, total interest paid over the life of the 2022 Bonds will be$41,948,212.78. The 2022 Bonds will be repaid from the Pledged Funds in the manner described in the Resolution. Authorizing the 2022 Bonds will result in up to an average of$2,772,166.85 annually of Net Revenues, not being available to finance the other services of the County for 30.04 years. 5. The name and address of the Underwriters connected with the 2022 Bonds are as follows: BofA Securities,Inc. One Bryant Park, 12th Floor New York, NY 10036 PNC Capital Markets LLC 201 North Franklin Street,Suite 1500 Tampa,Florida 33602 [Remainder of page intentionally left blank] 11-2 IN WITNESS WHEREOF, the undersigned has executed this Disclosure Statement on behalf of the Underwriters. BofA SECURITIES, INC., as Representative of the Underwriters Name ory. .zvki Its: Managing Director [Signature page to Disclosure Statement] 11-3