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Item R3 R.3 Co �� � ,�� ,' BOARD OF COUNTY COMMISSIONERS �� Mayor David Rice,District 4 The Florida Keys � Mayor Pro Tem Craig Cates,District 1 y Michelle Coldiron,District 2 James K.Scholl,District 3 Ij Holly Merrill Raschein,District 5 County Commission Meeting November 15, 2022 Agenda Item Number: R.3 Agenda Item Summary #11329 BULK ITEM: Yes DEPARTMENT: County Attorney's Office TIME APPROXIMATE: STAFF CONTACT: Brian Bradley (305) 295-3177 NA AGENDA ITEM WORDING: Approval to amend our Primary Windstorm Insurance Policy to add locations and buildings, with a premium of $134,095.00 from Citizens Property Insurance Corporation. ITEM BACKGROUND: The County currently has a primary windstorm insurance policy providing coverage on 43 of its buildings and contents from Citizens Property Insurance Corporation that expires on May 29, 2023. This windstorm policy is purchased to supplement the windstorm coverage contained in the County's master property insurance policy. The master policy provides Named Windstorm coverage with limits of$10 million and a deductible of$1,000,000.00 per occurrence/per location. The County also carries a stand-alone wind policy for East Martello with $1,000,000.00 coverage and a 5% deductible. The following locations and buildings have been added to the policy: Plantation Key Courthouse & Detention Center, Fire Station 11, Marathon Library & Adult Center, and Bernstein Park Recreation and utility building. The policy declaration shows the total amount of premium the policy increased in a full year or full policy term in the amount of$192,695.00, but the amount owed for the addition of the above locations, is prorated effective the date of the change, amounting to $134,095.00. Only the prorated premium increase amount is due. PREVIOUS RELEVANT BOCC ACTION: BOCC approved Primary Windstorm Policy on 6/15/2022 CONTRACT/AGREEMENT CHANGES: Changes to our Windstorm policy STAFF RECOMMENDATION: Approval. DOCUMENTATION: Packet Pg.4131 R.3 Monroe County Citizens policy change Citizen Invoice 10.9.22 FINANCIAL IMPACT: Effective Date: 9/17/2022 Expiration Date: 5/29/2023 Total Dollar Value of Contract: $134,095.00 Total Cost to County: $134,095.00 Current Year Portion: $134,095.00 Budgeted: Yes Source of Funds: Internal Service Fund/Primarily Ad Valorem CPI: N/A Indirect Costs: N/A Estimated Ongoing Costs Not Included in above dollar amounts: N/A Revenue Producing: N/A If yes, amount: Grant: N/A County Match: N/A Insurance Required: No. Additional Details: 11/15/22 503-08502 - RISK MGMT INSURANCE $134,095.00 REVIEWED BY: Brian Bradley Completed 10/27/2022 11:37 AM Cynthia Hall Completed 10/28/2022 6:14 AM Bob Shillinger Completed 10/31/2022 12:17 PM Purchasing Completed 10/31/2022 1:17 PM Budget and Finance Completed 10/31/2022 1:19 PM Lindsey Ballard Completed 10/31/2022 2:15 PM Board of County Commissioners Pending 11/15/2022 9:00 AM Packet Pg.4132 R.3.a ARTHUR LUJAN SOUTHERNMOST INSURANCE AGENCY 1010 KENNEDY DR STE 300 KEY WEST, FL 33040 MONROE COUNTY, FLORIDA ATTN: BRIAN BRADLEY 1111 12TH STREET STE: 408 KEY WEST, FL 33040 t3 0c2 CL U) U) t� c� 0c2 CL U) a t) a 0 t3 0 0 a 0 E u Packet Pg.4133 u .2 0 CL E U) U) .2 0 CL U) a u a 0 u 0 0 a 0 2 E .a u Packet Pg.4134 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION POLICY CHANGE SUMMARY POLICY NUMBER: 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Transaction:AMENDED DECLARATIONS Effective: 09/17/2022 U Item Prior Policy Information Amended Policy Information c� Locations and Buildings 2 0 38:88770 OVERSEAS HWY Added CL 1: PK Courthouse&Detention Ctr Added Coverages 0 Building Coverage Added U) Occupancy-List all occupancies 0701 Added 0701 Added U) 1000 Added N 1070 Added 39:22352 OVERSEAS HWY Cudjoe Fire Station Added 1: Fire Station 11 Added Coverages Building Coverage Added Occupancy-List all occupancies 1070 Added U 40:3490 OVERSEAS HWY Added 0 CL 1: Library&Adult Ctr Added U) Coverages Building Coverage Added Occupancy-List all occupancies Cj 0921 Added 1051 Added 1051 Added 0 41:6751 5TH ST Bernstein Park Recreation Added L) 1:Clubhouse/Recreation(no outdoor equipment) Added 0- Coverages a 0 Building Coverage Added Occupancy-List all occupancies 0844 Added 2: Utility/Shop Building Added Coverages Building Coverage Added Occupancy-List all occupancies 1070 Added This summary is for informational purposes only and does not change any of the terms or provisions on your policy. Please carefully review your policy Declarations and any attached forms for a complete description of coverage. PCS 01 14 Packet Pg.4135 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS POLICY NUMBER: 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Transaction:AMENDED DECLARATIONS Effective: 09/17/2022 CNR-W Pay Plan: Citizens Full Pay Bill: Insured Billed Named Insured and Mailing Address Agent FI.Agent Lic.# MONROE COUNTY, FLORIDA ARTHUR LUJAN A160070 ATTN: Brian Bradley Southernmost Insurance Agency 1111 12th Street Ste: 408 1010 KENNEDY DR STE 300 t3 KEY WEST, FL 33040 KEY WEST, FL 33040 02 Telephone: 305-295-3177 Telephone: 305-296-5052 CL L_ 0 IN RETURN FOR THE PAYMENT OF THE PREMIUM,AND SUBJECT TO ALL THE TERMS OF THIS POLICY,WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY. THIS POLICY CONSISTS OF THE FOLLOWING COVERAGE FOR WHICH A PREMIUM IS INDICATED.THIS PREMIUM MAY BE u) SUBJECT TO ADJUSTMENTS. PREMIUM COMMERCIAL PROPERTY COVERAGE $1,058,458.00 Required Additional Charges: 2022 Florida Insurance Guaranty Association (FICA) Regular Assessment $7,409.00 2 Catastrophe Financing Surcharge $158,769.00 0 CL Tax-Exempt Surcharge $18,523.00 U) a TOTAL: $1,243,159.00 Change in Policy Premium: $192,695.00 t) 0 t) 0 0 0 See Form CDEC-FE-SCH—Commercial Policy Forms And Endorsements Schedule Countersigned: 09/02/2022 Authorized By:ARTHUR LUJAN BY: Issued Date: 09/02/2022 Barry J. Gilway President/CEO and Executive Director Citizens Property Insurance Corporation CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 1 of 51 with its permission. Packet Pg.4136 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 1 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0843 BUSINESS DESCRIPTION:Auditoriums and Halls DESCRIPTION OF PREMISES 1: 535 33RD ST ONE STORY MASONRY AARP BUILDING K/A MELVIN LOVITT SENIOR CITIZEN BUILDING Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 535 33RD ST N/A Masonry N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units MARATHON, FL 33050-2301 U N/A N/A Monroe-85 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $385,000 Wind $385,000 Class $6,940.00 No U) Business Personal Property(BPP) $31,100 Wind $31,100 Class $536.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($19,250) BPP: 5%($1,555) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1926 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $7,476.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 2 of 51 with its permission. Packet Pg.4137 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.2 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental DESCRIPTION OF PREMISES 2: 490 63RD ST ONE STORY SWR GOVERNMENT CENTER ANNEX Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 490 63RD ST N/A Semi Wind Resistive N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units MARATHON, FL 33050 U N/A N/A Monroe-85 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $970,000 Wind $1,789,000 Class $15,771.00 Yes U) Business Personal Property(BPP) $30,000 Wind $30,000 Class $324.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($89,450) BPP: 5%($1,500) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1937 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $16,095.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 3 of 51 with its permission. Packet Pg.4138 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 3 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental DESCRIPTION OF PREMISES 3: 10600 AVIATION BLVD ONE STORY MASONRY COUNTY OFFICE Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 10600 AVIATION BLVD N/A Masonry N/A Ungraded MARATHON, FL 33050-3058 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $339,000 Wind $339,000 Class $6,111.00 No Business Personal Property(BPP) $62,400 Wind $62,400 Class $1,076.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($16,950) BPP: 5%($3,120) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1990 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $7,187.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 4 of 51 with its permission. Packet Pg.4139 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 3 BUILDING OR SPECIAL CLASS ITEM NO.2 CSP Code: 0932 BUSINESS DESCRIPTION:Automobile Repair or Service Shops-Auto glass replacement, battery replacement, brake adjustment, tire changing,tune ups (points, plugs and carburetor adjustment)oil changing, lubrications, speedometer adjustments and similar services. �s ONE STORY MASONRY FLEET MAINTENANCE DESCRIPTION OF PREMISES 3: 10600 AVIATION BLVD FACILITY Location Address Group I Construction Group II Construction Protection Class BCEGS Grade U 10600 AVIATION BLVD N/A Masonry N/A Ungraded MARATHON, FL 33050-3058 Group I Territory Group II Territory Coastal Territory No.of Units CL N/A N/A Monroe-85 1 L- COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance 0 Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss 0 Building(Bldg) $946,000 Wind $1,406,000 Class $19,321.00 Yes Business Personal Property(BPP) $54,000 Wind $54,000 Class $931.00 No U OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property cis Yes No DEDUCTIBLE 0 CL Hurricane, Other Windstorm U) or Hail Percentage Deductible Deductible Percentage(Deductible Amount) Bldg: 5%($70,300) U BPP: 5%($2,700) WINDSTORM MITIGATION FEATURES C U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1995 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None c� Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $20,252.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 5 of 51 with its permission. Packet Pg.4140 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.4 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental CONTENTS OF SHERIFF'S SUBSTATION IN A DESCRIPTION OF PREMISES 4: 6 COCO PLUM RD TWO STORY MASONRY BLDG Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 6 COCO PLUM DR N/A Masonry N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units MARATHON, FL 33050-4013 U N/A N/A Monroe-85 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. Covered C 0 Limit Of Causes BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Business Personal Property(BPP) $259,300 Wind $259,300 Class $4,472.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost U Building Business Personal Property No DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible 2 Deductible Percentage(Deductible Amount) C tL U) BPP: 5%($12,965) WINDSTORM MITIGATION FEATURES L) Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1995 N/A N/A Connection N/A C N/A t) Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A a None C Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $4,472.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 6 of 51 with its permission. Packet Pg.4141 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 5 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0852 BUSINESS DESCRIPTION: Health Care Facilities-Homes for the aged and homes for the physically handicapped or orphaned DESCRIPTION OF PREMISES 5: 5200 COLLEGE ROAD ONE STORY MASONRY HOMES FOR THE AGED Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 5200 COLLEGE RD N/A Masonry N/A Ungraded KEY WEST, FL 33040-4302 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-86 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $968,000 Wind $1,603,000 Class $11,474.00 Yes Business Personal Property(BPP) $32,000 Wind $32,000 Class $201.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($80,150) BPP: 5%($1,600) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1989 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $11,675.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 7 of 51 with its permission. Packet Pg.4142 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.6 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1000 BUSINESS DESCRIPTION: Governmental Subdivisions-Jails CONTENTS IN A TWO STORY WIND RESISTIVE DESCRIPTION OF PREMISES 6: 5501 COLLEGE RD gLDG OCCUPIED AS A JAIL AND OFFICE Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 5501 COLLEGE RD N/A Wind Resistive N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units STOCK ISLAND, FL 33040-4307 U N/A N/A Monroe-86 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. Covered C 0 Limit Of Causes BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Business Personal Property(BPP) $1,000,000 Wind $1,000,000 Class $6,129.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost U Building Business Personal Property No DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible 2 Deductible Percentage(Deductible Amount) C tL U) BPP: 5%($50,000) WINDSTORM MITIGATION FEATURES L) Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1995 N/A N/A Connection N/A C N/A t) Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A a None C Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $6,129.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 8 of 51 with its permission. Packet Pg.4143 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 7 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental THREE STORY WIND RESISTIVE SHERIFF'S DESCRIPTION OF PREMISES 7: 5525 COLLEGE RD ADMINISTRATION BLDG Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 5525 COLLEGE RD N/A Wind Resistive N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units STOCK ISLAND, FL 33040-4307 U N/A N/A Monroe-86 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $500,000 Wind $6,612,000 Class $20,349.00 Yes U) Business Personal Property(BPP) $500,000 Wind $1,562,786 Class $6,611.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($330,600) BPP: 5%($78,139) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1995 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $26,960.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 9 of 51 with its permission. Packet Pg.4144 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 8 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1070 BUSINESS DESCRIPTION: Firehouses DESCRIPTION OF PREMISES 8: 10 CONCH AVE TWO STORY WR FIRE STATION Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 10 S CONCH AVE N/A Wind Resistive N/A Ungraded CONCH KEY, FL 33050-6910 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $942,000 Wind $1,435,000 Class $8,709.00 Yes Business Personal Property(BPP) $58,000 Wind $58,000 Class $423.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($71,750) BPP: 5%($2,900) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1950 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $9,132.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 10 of 51 with its permission. Packet Pg.4145 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 9 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1070 BUSINESS DESCRIPTION: Firehouses TWO STORY WIND RESISTIVE BIG COPPITT DESCRIPTION OF PREMISES 9: 28 EMERALD DR FIRE SAFETY FACILITY Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 28 EMERALD DR N/A Wind Resistive N/A 04 U Group I Territory Group II Territory Coastal Territory No.of Units KEY WEST, FL 33040-5636 U N/A N/A Monroe-85 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. Covered C 0 Limit Of Causes Total Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $1,476,000 Class $8,475.00 Yes U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost U Building Business Personal Property Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible 2 Deductible Percentage(Deductible Amount) C tL Bldg: 5%($73,800) WINDSTORM MITIGATION FEATURES L) Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1995 N/A N/A Connection N/A C N/A t) Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A a None C Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $8,475.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 11 of 51 with its permission. Packet Pg.4146 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 10 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental TWO STORY 4 UNIT WIND RESISTIVE DESCRIPTION OF PREMISES 10: 50 HIGH POINT RD GOVERNMENTAL CENTER Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 50 HIGH POINT RD N/A Wind Resistive N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units TAVERNIER, FL 33070-2022 U N/A N/A Monroe-85 4 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $850,000 Wind $4,788,000 Class $22,216.00 Yes U) Business Personal Property(BPP) $150,000 Wind $196,011 Class $1,131.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($239,400) BPP: 5%($9,801) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1977 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $23,347.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 12 of 51 with its permission. Packet Pg.4147 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 11 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1000 BUSINESS DESCRIPTION: Governmental Subdivisions-Jails DESCRIPTION OF PREMISES 11: 53 HIGHPOINT RD ONE STORY WIND RESISTIVE JAIL BLDG Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 53 HIGH POINT RD N/A Wind Resistive N/A Ungraded TAVERNIER, FL 33070-2005 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $913,000 Wind $1,537,000 Class $9,161.00 Yes Business Personal Property(BPP) $87,000 Wind $87,000 Class $635.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($76,850) BPP: 5%($4,350) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1990 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $9,796.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 13 of 51 with its permission. Packet Pg.4148 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 12 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0757 BUSINESS DESCRIPTION: Clubs-NOC, including fraternal and union halls DESCRIPTION OF PREMISES 12: 380 KEY DEER BLVD ONE STORY MASONRY AARP BUILDING Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 380 KEY DEER BLVD N/A Masonry N/A Ungraded BIG PINE KEY, FL 33043-4901 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $438,000 Wind $438,000 Class $7,895.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($21,900) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 1982 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $7,895.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 14 of 51 with its permission. Packet Pg.4149 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 13 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1070 BUSINESS DESCRIPTION: Firehouses ONE STORY WIND RESISTIVE FIRE AND DESCRIPTION OF PREMISES 13: 151 MARINE AVE AMBULANCE STATION Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 151 MARINE AVE N/A Wind Resistive N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units TAVERNIER, FL 33070-2620 U N/A N/A Monroe-85 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $888,000 Wind $1,566,000 Class $9,461.00 Yes U) Business Personal Property(BPP) $112,000 Wind $112,000 Class $817.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($78,300) BPP: 5%($5,600) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1970 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $10,278.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 15 of 51 with its permission. Packet Pg.4150 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 14 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1000 BUSINESS DESCRIPTION: Governmental Subdivisions-Jails DESCRIPTION OF PREMISES 14: 3981 OCEAN TERR ONE STORY WR JAIL Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 3981 OCEAN TER N/A Wind Resistive N/A Ungraded MARATHON, FL 33050-2300 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $908,079 Wind $1,469,000 Class $8,859.00 Yes Business Personal Property(BPP) $91,921 Wind $91,921 Class $671.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($73,450) BPP: 5%($4,596) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1990 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $9,530.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 16 of 51 with its permission. Packet Pg.4151 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 15 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental TWO STORY 10 UNIT WIND RESISTIVE COUNTY DESCRIPTION OF PREMISES 15: 2798 OVERSEAS HWY OFFICE Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 2798 OVERSEAS HWY N/A Wind Resistive N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units MARATHON, FL 33050-4277 U N/A N/A Monroe-85 10 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $800,000 Wind $4,028,000 Class $19,372.00 Yes U) Business Personal Property(BPP) $200,000 Wind $440,012 Class $2,314.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($201,400) BPP: 5%($22,001) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1993 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $21,686.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 17 of 51 with its permission. Packet Pg.4152 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 16 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental ONE STORY 3 UNIT MASONRY COURTHOUSE/ DESCRIPTION OF PREMISES 16: 3103 OVERSEAS HWY POLICE SUBSTATION Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 3103 OVERSEAS HWY N/A Masonry N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units MARATHON, FL 33050-2346 U N/A N/A Monroe-85 3 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $783,000 Wind $1,640,000 Class $21,594.00 Yes U) Business Personal Property(BPP) $217,000 Wind $217,000 Class $3,743.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($82,000) BPP: 5%($10,850) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1973 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $25,337.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 18 of 51 with its permission. Packet Pg.4153 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 17 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental ONE STORY WIND RESISTIVE SUB- DESCRIPTION OF PREMISES 17: 3117 OVERSEAS HWY COURTHOUSE BLDG Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 3117 OVERSEAS HWY N/A Wind Resistive N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units MARATHON, FL 33050-2346 U N/A N/A Monroe-85 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $814,000 Wind $1,229,000 Class $7,526.00 Yes U) Business Personal Property(BPP) $186,000 Wind $186,000 Class $1,357.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($61,450) BPP: 5%($9,300) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1976 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $8,883.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 19 of 51 with its permission. Packet Pg.4154 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 18 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental DESCRIPTION OF PREMISES 18: 81830 OVERSEAS HWY ONE STORY MASONRY LIBRARY Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Masonry N/A Ungraded 81830 OVERSEAS HWY Group I Territory Group II Territory Coastal Territory No.of Units t) ISLAMORADA, FL 33033036-3606 N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $570,000 Wind $1,209,000 Class $15,721.00 Yes Business Personal Property(BPP) $430,000 Wind $779,000 Class $9,930.00 Yes U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($60,450) BPP: 5%($38,950) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1935 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $25,651.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 20 of 51 with its permission. Packet Pg.4155 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 19 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental DESCRIPTION OF PREMISES 19: 3251 OVERSEAS HWY ONE STORY MASONRY LIBRARY BLDG Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Masonry N/A Ungraded 3251 OVERSEAS HWYGroup I Territory Group II Territory Coastal Territory No.of Units t) MARATHON, FL 3305050-2344 N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $619,000 Wind $1,332,000 Class $17,697.00 Yes Business Personal Property(BPP) $381,000 Wind $842,000 Class $10,422.00 Yes U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($66,600) BPP: 5%($42,100) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1984 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $28,119.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 21 of 51 with its permission. Packet Pg.4156 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.20 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0567 BUSINESS DESCRIPTION:Airports-Passenger terminals DESCRIPTION OF PREMISES 20: 8000 Overseas Hwy TWO STORY SWR AIRPORT TERMINAL Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 8000 Overseas Hwy N/A Semi Wind Resistive N/A Ungraded MARATHON, FL 33050-3303 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $900,000 Wind $5,887,000 Class $37,983.00 Yes Business Personal Property(BPP) $100,000 Wind $100,000 Class $1,079.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($294,350) BPP: 5%($5,000) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1995 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $39,062.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 22 of 51 with its permission. Packet Pg.4157 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.20 BUILDING OR SPECIAL CLASS ITEM NO.2 CSP Code: 0940 BUSINESS DESCRIPTION:Airports-Hangars without repairing or servicing DESCRIPTION OF PREMISES 20: 8000 Overseas Hwy AIRCRAFT HANGER Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 8000 Overseas Hwy N/A Masonry N/A Ungraded MARATHON, FL 33050-3303 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $633,000 Wind $633,000 Class $11,410.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($31,650) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 2002 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $11,410.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 23 of 51 with its permission. Packet Pg.4158 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.20 BUILDING OR SPECIAL CLASS ITEM NO.3 CSP Code: 0940 BUSINESS DESCRIPTION:Airports-Hangars without repairing or servicing DESCRIPTION OF PREMISES 20: 8000 Overseas Hwy AIRCRAFT HANGER Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 8000 Overseas Hwy N/A Masonry N/A Ungraded MARATHON, FL 33050-3303 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $633,000 Wind $633,000 Class $11,410.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($31,650) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 2002 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $11,410.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 24 of 51 with its permission. Packet Pg.4159 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.20 BUILDING OR SPECIAL CLASS ITEM NO.4 CSP Code: 0940 BUSINESS DESCRIPTION:Airports-Hangars without repairing or servicing DESCRIPTION OF PREMISES 20: 8000 Overseas Hwy AIRCRAFT HANGER Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 8000 Overseas Hwy N/A Masonry N/A Ungraded MARATHON, FL 33050-3303 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $633,000 Wind $633,000 Class $11,410.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($31,650) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 2002 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $11,410.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 25 of 51 with its permission. Packet Pg.4160 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.20 BUILDING OR SPECIAL CLASS ITEM NO.5 CSP Code: 0933 BUSINESS DESCRIPTION:Airports-Hangars with repairing or servicing DESCRIPTION OF PREMISES 20: 8000 Overseas Hwy T-4 Hangar Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Masonry N/A 03 Overseas Hwy MAR Group I Territory Group II Territory Coastal Territory No.of Units t) MARATHON, FL 33050-3303 N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $977,000 Wind $977,000 Class $15,851.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($48,850) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 2002 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $15,851.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 26 of 51 with its permission. Packet Pg.4161 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.21 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0940 BUSINESS DESCRIPTION:Airports-Hangars without repairing or servicing DESCRIPTION OF PREMISES 21: 10100 OVERSEAS HWY ONE STORY MAS AIRCRAFT HANGER#2 Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Masonry N/A Ungraded OVERSEAS HWY MAR Group I Territory Group II Territory Coastal Territory No.of Units t) MARATHON, FL 33050-3340 N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $950,000 Wind $1,873,000 Class $25,311.00 Yes Business Personal Property(BPP) $50,000 Wind $50,000 Class $862.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($93,650) BPP: 5%($2,500) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 2002 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $26,173.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 27 of 51 with its permission. Packet Pg.4162 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.21 BUILDING OR SPECIAL CLASS ITEM NO.2 CSP Code: 0940 BUSINESS DESCRIPTION:Airports-Hangars without repairing or servicing DESCRIPTION OF PREMISES 21: 10100 OVERSEAS HWY AIRCRAFT HANGER Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Masonry N/A Ungraded OVERSEAS HWY MAR Group I Territory Group II Territory Coastal Territory No.of Units t) MARATHON, FL 33050-3340 N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $470,000 Wind $470,000 Class $8,472.00 No Business Personal Property(BPP) $26,426 Wind $26,426 Class $456.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($23,500) BPP: 5%($1,321) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 2003 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $8,928.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 28 of 51 with its permission. Packet Pg.4163 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.22 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental DESCRIPTION OF PREMISES 22: 88220 OVERSEAS HWY TWO STORY 4 UNIT WR COUNTY OFFICE Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Wind Resistive N/A Ungraded 88220 OVERSEAS FL 33036 Group I Territory Group II Territory Coastal Territory No.of Units t) PLANTATION KEY, FL N/A N/A Monroe-85 4 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $955,000 Wind $3,694,000 Class $19,377.00 Yes Business Personal Property(BPP) $45,000 Wind $45,000 Class $328.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($184,700) BPP: 5%($2,250) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1977 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $19,705.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 29 of 51 with its permission. Packet Pg.4164 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.23 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1051 BUSINESS DESCRIPTION: Libraries DESCRIPTION OF PREMISES 23: 101485 OVERSEAS HWY ONE STORY SWR LIBRARY Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Semi Wind Resistive N/A Ungraded OVERSEAS HWY KEY L Group I Territory Group II Territory Coastal Territory No.of Units t) KEY LARGO, FL 33037-4553 N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $500,000 Wind $2,496,000 Class $17,902.00 Yes Business Personal Property(BPP) $500,000 Wind $805,340 Class $6,612.00 Yes U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($124,800) BPP: 5%($40,267) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1989 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $24,514.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 30 of 51 with its permission. Packet Pg.4165 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.24 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental DESCRIPTION OF PREMISES 24: 1100 SIMONTON ST TWO STORY 8 UNIT WR OFFICE BLDG Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 1100 SIMONTON ST N/A Wind Resistive N/A Ungraded KEY WEST, FL 33040-3110 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-86 8 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $7,645,000 Class $26,573.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($382,250) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 1916 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $26,573.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 31 of 51 with its permission. Packet Pg.4166 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.25 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0567 BUSINESS DESCRIPTION:Airports-Passenger terminals DESCRIPTION OF PREMISES 25: 3491 ROOSEVELT BLVD S ONE STORY 3 UNIT SWR BUS TERMINAL/ AIRPORT TERMINAL BLVD Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 3491 S ROOSEVELT BLVD N/A Semi Wind Resistive N/A 06 U Group I Territory Group II Territory Coastal Territory No.of Units KEY WEST, FL 33040-5295 U N/A N/A Monroe-86 3 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. Covered C 0 Limit Of Causes Total Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $1,824,000 Class $13,277.00 Yes U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost U Building Business Personal Property Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible 2 Deductible Percentage(Deductible Amount) C tL Bldg: 5%($91,200) WINDSTORM MITIGATION FEATURES L) Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1998 N/A N/A Connection N/A C N/A t) Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A a None C Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $13,277.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 32 of 51 with its permission. Packet Pg.4167 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.25 BUILDING OR SPECIAL CLASS ITEM NO.2 CSP Code: 0567 BUSINESS DESCRIPTION: Bus Stations or Terminals DESCRIPTION OF PREMISES 25: 3491 ROOSEVELT BLVD S TWO STORY WIND RESISTIVE BUS TERMINAL Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Wind Resistive N/A Ungraded 3491 KEYS WEST FL 3 04 BLV-529 Group I Territory Group II Territory Coastal Territory No.of Units t) KEY WEST, FL 33040-5295 N/A N/A Monroe-86 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $7,486,000 Class $26,573.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($374,300) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 1957 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $26,573.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 33 of 51 with its permission. Packet Pg.4168 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.26 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0932 BUSINESS DESCRIPTION:Automobile Repair or Service Shops-Auto glass replacement, battery replacement, brake adjustment, tire changing,tune ups (points, plugs and carburetor adjustment)oil changing, lubrications, speedometer adjustments and similar services. �s DESCRIPTION OF PREMISES 26: 3583 S ROOSEVELT BLVD ONE STORY MASONRY COUNTY GARAGE BLVD Location Address Group I Construction Group II Construction Protection Class B U CEGS Grade 3583 S ROOSEVELT BLVD N/A Masonry N/A Ungraded c� Group I Territory Group II Territory Coastal Territory No.of Units KEY WEST, FL 33040-5209 C N/A N/A Monroe-86 1 Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance COVERAGES PROVIDED Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss U) Building(Bldg) $453,000 Wind $453,000 Class $7,346.00 No Business Personal Property(BPP) $237,000 Wind $237,000 Class $3,523.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No c5 DEDUCTIBLE Hurricane, Other WindstormCL or Hail Percentage Deductible U) Deductible Percentage(Deductible Amount) Bldg: 5%($22,650) U BPP: 5%($11,850) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR U C 1984 N/A N/A Connection N/A C N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None c� Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $10,869.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 34 of 51 with its permission. Packet Pg.4169 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.27 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental DESCRIPTION OF PREMISES 27: 1200 Truman Ave TWO STORY 5 UNIT WR OFFICE BUILDING Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 1200 TRUMAN AVE N/A Wind Resistive N/A Ungraded KEY WEST, FL 33040-7270 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-86 5 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $692,000 Wind $5,850,000 Class $20,785.00 Yes Business Personal Property(BPP) $308,000 Wind $1,021,000 Class $4,276.00 Yes U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($292,500) BPP: 5%($51,050) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1914 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $25,061.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 35 of 51 with its permission. Packet Pg.4170 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.28 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental TWO STORY 13 UNIT MASONRY COURT HOUSE DESCRIPTION OF PREMISES 28: 500 WHITEHEAD ST ANNEX Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 500 WHITEHEAD ST N/A Masonry N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units KEY WEST, FL 33040-6581 U N/A N/A Monroe-86 13 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $500,000 Wind $7,789,000 Class $61,109.00 Yes U) Business Personal Property(BPP) $500,000 Wind $950,000 Class $10,616.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($389,450) BPP: 5%($47,500) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1980 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $71,725.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 36 of 51 with its permission. Packet Pg.4171 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.29 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental FOUR STORY MAS JAIL AND COURTHOUSE DESCRIPTION OF PREMISES 29: 510 WHITEHEAD ST ANNEX Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 510 WHITEHEAD ST N/A Masonry N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units KEY WEST, FL 33040-6547 U N/A N/A Monroe-86 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $800,000 Wind $10,834,000 Class $78,973.00 Yes U) Business Personal Property(BPP) $200,000 Wind $375,000 Class $4,109.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($541,700) BPP: 5%($18,750) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1995 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $83,082.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 37 of 51 with its permission. Packet Pg.4172 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 30 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0702 BUSINESS DESCRIPTION: Offices-Non-Governmental THREE STORY 4 UNIT WIND RESISTIVE DESCRIPTION OF PREMISES 30: 530 WHITEHEAD ST JUSTICE BLDG Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 530 WHITEHEAD ST N/A Wind Resistive N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units KEY WEST, FL 33040-6547 U N/A N/A Monroe-86 4 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. E Covered Total Replacement C Limit Of Causes Cost/BPP Actual Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $800,000 Wind $7,019,000 Class $24,029.00 Yes U) Business Personal Property(BPP) $200,000 Wind $895,371 Class $3,489.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below U Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE Hurricane, Other Windstorm 2 or Hail Percentage DeductibleCL Deductible Percentage(Deductible Amount) U) Bldg: 5%($350,950) BPP: 5%($44,769) L) WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 1995 N/A N/A Connection N/A U N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $27,518.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 38 of 51 with its permission. Packet Pg.4173 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 31 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0567 BUSINESS DESCRIPTION: Museums-Commercial DESCRIPTION OF PREMISES 31: 938 WHITEHEAD ST ONE STORY FRAME MUSEUM Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 938 WHITEHEAD ST N/A Frame N/A Ungraded KEY WEST, FL 33040-7423 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-86 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $541,000 Wind $541,000 Class $10,977.00 No Business Personal Property(BPP) $45,300 Wind $45,300 Class $843.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($27,050) BPP: 5%($2,265) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1928 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $11,820.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 39 of 51 with its permission. Packet Pg.4174 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 32 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1051 BUSINESS DESCRIPTION: Libraries DESCRIPTION OF PREMISES 32: 700 FLEMING ST ONE STORY MASONRY LIBRARY Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 700 FLEMING ST N/A Masonry N/A Ungraded KEY WEST, FL 33040-6828 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-86 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Total Replacement Limit Of Causes Cost/BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Building(Bldg) $400,000 Wind $2,837,000 Class $25,786.00 Yes Business Personal Property(BPP) $600,000 Wind $1,900,000 Class $19,240.00 Yes U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes No DEDUCTIBLE c� Hurricane, Other Windstorm or Hail Percentage Deductible 2 C Deductible Percentage(Deductible Amount) tL Bldg: 5%($141,850) BPP: 5%($95,000) WINDSTORM MITIGATION FEATURES U Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1959 N/A N/A Connection N/A 0 N/A U 0 Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design 0 N/A N/A Protective Devices N/A N/A a C None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $45,026.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 40 of 51 with its permission. Packet Pg.4175 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 33 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1070 BUSINESS DESCRIPTION: Firehouses ONE STORY MASONRY SHERIFF SUBSTATION/ DESCRIPTION OF PREMISES 33: 20950 OVERSEAS HWY FIRE STATION LOC: Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 20950 OVERSEAS HWY N/A Masonry N/A Ungraded U Group I Territory Group II Territory Coastal Territory No.of Units CUDJOE KEY, FL 33042-4000 U N/A N/A Monroe-85 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. Covered C 0 Limit Of Causes Total Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $401,000 Wind $401,000 Class $7,228.00 No U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost U Building Business Personal Property Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible 2 Deductible Percentage(Deductible Amount) C tL Bldg: 5%($20,050) WINDSTORM MITIGATION FEATURES L) Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 1989 N/A N/A Connection N/A C N/A t) Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A a None C Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $7,228.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 41 of 51 with its permission. Packet Pg.4176 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 34 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0701 BUSINESS DESCRIPTION: Governmental Subdivisions-Town halls, offices, morgues, post offices, court houses DESCRIPTION OF PREMISES 34: Sheriffs dispatch office Sheriffs dispatch office Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Masonry N/A Ungraded OVERSEAS MAR Group I Territory Group II Territory Coastal Territory No.of Units t) MARATHON, FL 33050-2200 50 N/A N/A Monroe-85 5 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes BPP Actual C 0 Coverage Insurance Of Loss Cash Value Rates Premium First Loss Business Personal Property(BPP) $1,000,000 Wind $2,200,000 Class $27,354.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) No DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U C tL BPP: 5%($110,000) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 1991 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $27,354.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 42 of 51 with its permission. Packet Pg.4177 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 35 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1070 BUSINESS DESCRIPTION: Firehouses DESCRIPTION OF PREMISES 35: 5655 MACDONALD AVE TWO STORY SWR Stock Island Fire Station Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Semi Wind Resistive N/A 03 5655 MACDONALD AVE STOCK ISLAND, FL 33040-5905 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $1,919,000 Class $15,120.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($95,950) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 2014 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $15,120.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 43 of 51 with its permission. Packet Pg.4178 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 36 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0933 BUSINESS DESCRIPTION:Airports-Hangars with repairing or servicing DESCRIPTION OF PREMISES 36: 1003 Peter Jay Street One Story Aircraft Hangar Group I Construction Group II Construction Protection Class BCEGS Grade Location Address 1003 Peter Jay Street N/A Masonry N/A Ungraded MARATHON, FL 33050-3396 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $1,543,000 Class $21,505.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($77,150) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 1990 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $21,505.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 44 of 51 with its permission. Packet Pg.4179 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 37 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0940 BUSINESS DESCRIPTION:Airports-Hangars without repairing or servicing DESCRIPTION OF PREMISES 37: 10330 Overseas Hwy One Story Aircraft Hangar Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 10330 Overseas Hwy N/A Masonry N/A 03 Marathon, FL 33050 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 1 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $2,047,000 Class $24,823.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($102,350) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 2017 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $24,823.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 45 of 51 with its permission. Packet Pg.4180 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 38 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0701 BUSINESS DESCRIPTION: Governmental Subdivisions-Town halls, offices, morgues, post offices, court houses DESCRIPTION OF PREMISES 38: 88770 OVERSEAS HWY PK Courthouse&Detention Ctr Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Semi Wind Resistive N/A 03 88770 OVERSEAS HWY TAVERNIER, FL 33070-2023 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 3 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $15,393,000 Class $79,791.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($769,650) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 2021 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $79,791.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 46 of 51 with its permission. Packet Pg.4181 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO. 39 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1070 BUSINESS DESCRIPTION: Firehouses DESCRIPTION OF PREMISES 39: 22352 OVERSEAS HWY Cudjoe Fire Station 11 Fire Station Location Address Group I Construction Group II Construction Protection Class BCEGS Grade 22352 OVERSEAS HWY N/A Semi Wind Resistive N/A 03 U Group I Territory Group II Territory Coastal Territory No.of Units SUMMERLAND KEY, FL 33042-4268 U N/A N/A Monroe-85 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. Covered C 0 Limit Of Causes Total Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $3,519,000 Class $25,284.00 Yes U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost U Building Business Personal Property Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible 2 Deductible Percentage(Deductible Amount) C tL Bldg: 5%($175,950) WINDSTORM MITIGATION FEATURES L) Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 2021 N/A N/A Connection N/A C N/A t) Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A a None C Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $25,284.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 47 of 51 with its permission. Packet Pg.4182 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.40 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 1051 BUSINESS DESCRIPTION: Libraries DESCRIPTION OF PREMISES 40: 3490 OVERSEAS HWY Library&Adult Ctr Group I Construction Group II Construction Protection Class BCEGS Grade Location Address N/A Semi Wind Resistive N/A 03 3490 OVERSEAS HWY MARATHON, FL 33050-2342 Group I Territory Group II Territory Coastal Territory No.of Units t) N/A N/A Monroe-85 2 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance , Is Shown. Covered Limit Of Causes Total C 0 Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $5,377,000 Class $34,782.00 Yes OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property L) Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible Deductible Percentage(Deductible Amount) U Bldg: 5%($268,850) CL U) WINDSTORM MITIGATION FEATURES _ Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR L) C 2020 N/A N/A Connection N/A N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design U N/A N/A Protective Devices N/A N/A 0- None a Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $34,782.00 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 48 of 51 with its permission. Packet Pg.4183 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.41 BUILDING OR SPECIAL CLASS ITEM NO. 1 CSP Code: 0844 BUSINESS DESCRIPTION: Parks or Playgrounds-enclosed buildings used for recreation DESCRIPTION OF PREMISES 41: 6751 5TH ST Bernstein Park Clubhouse/Recreation (no outdoor equipment) Recreation Location Address Group I Construction Group II Construction Protection Class BCEGS Grade N/A Semi Wind Resistive N/A 03 U 6751 5TH ST Group I Territory Group II Territory Coastal Territory No.of Units KEY WEST, FL 33040-5840 U N/A N/A Monroe-85 1 0 COVERAGES PROVIDED Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance Is Shown. Covered C 0 Limit Of Causes Total Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss Building(Bldg) $1,000,000 Wind $2,857,000 Class $21,727.00 Yes U) OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost U Building Business Personal Property Yes DEDUCTIBLE Hurricane, Other Windstorm or Hail Percentage Deductible 2 Deductible Percentage(Deductible Amount) C tL Bldg: 5%($142,850) WINDSTORM MITIGATION FEATURES L) Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C 2017 N/A N/A Connection N/A C N/A t) Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A a None C Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. PREMIUM: $21,727.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 49 of 51 with its permission. Packet Pg.4184 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA LOCATION NO.41 BUILDING OR SPECIAL CLASS ITEM NO.2 CSP Code: 1070 BUSINESS DESCRIPTION: Governmental Subdivisions-Police stations, municipal garages, highway departments, maintenance buildings, repair shops, and storage buildings 41: 6751 5TH ST Bernstein Park DESCRIPTION OF PREMISES Utility/Shop Building Recreation Group I Construction Group II Construction Protection Class BCEGS Grade U Location Address N/A Masonry N/A 03 6751 5TH ST Group I Territory Group II Territory Coastal Territory No.of Units KEY WEST, FL 33040-5840 C N/A N/A Monroe-85 1 Insurance at the Described Premises Applies Only For Coverages For Which A Limit Of Insurance COVERAGES PROVIDED Is Shown. Covered Limit Of Causes Total Coverage Insurance Of Loss Replacement Cost Rates Premium First Loss U) Building(Bldg) $153,000 Wind $153,000 Class $2,482.00 No OPTIONAL COVERAGES Applicable Only When Entries Are Made In The Schedule Below Coverage Premium Replacement Cost Building Business Personal Property Yes DEDUCTIBLE cis Hurricane, Other Windstorm 2 or Hail Percentage Deductible CL Deductible Percentage(Deductible Amount) U) Bldg: 5%($7,650) U WINDSTORM MITIGATION FEATURES Terrain Year Built Roof Cover Roof Deck Roof-Wall SWR C C 2017 N/A N/A Connection N/A t) N/A C Building Type Roof Shape Windstorm FBC Wind Speed FBC Wind Design N/A N/A Protective Devices N/A N/A None Mortgageholder(s)&Other Policyholder Interest(s)—See Policy Interest Schedule. c� PREMIUM: $2,482.00 CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 50 of 51 with its permission. Packet Pg.4185 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY DECLARATIONS Policy Number: 00015845-9 Effective Date: 05/29/2022 to 05/29/2023 Insured Name: MONROE COUNTY, FLORIDA FLOOD COVERAGE IS NOT PROVIDED BY THIS POLICY. WINDSTORM OR HAIL DEDUCTIBLES ARE CALCULATED ON TOTAL REPLACEMENT COST OR ACTUAL CASH VALUE, NOT THE LIMIT OF INSURANCE. E THIS POLICY CONTAINS A CO-PAY PROVISION THAT MAY RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU. INFORMATION ABOUT YOUR POLICY MAY BE MADE AVAILABLE TO INSURANCE COMPANIES AND/OR AGENTS TO ASSIST THEM IN FINDING OTHER AVAILABLE INSURANCE MARKETS. PLEASE CONTACT YOUR AGENT IF YOU HAVE QUESTIONS ABOUT YOUR POLICY. IF YOU ARE UNABLE TO CONTACT YOUR AGENT,YOU MAY REACH CITIZENS AT(800)537-7335. 2 0 CL U) t� 0 L) 0 0 0 c� CDEC1 08 21 Includes copyrighted material of Insurance Services Office, Inc., Page 51 of 51 with its permission. Packet Pg.4186 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY FORMS AND ENDORSEMENTS SCHEDULE POLICY NUMBER 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Named Insured MONROE COUNTY, FLORIDA An entry below of"All" indicates the form applies to all items scheduled in the policy Location No. Building No. Form No. Edition Date Description t) ALL ALL IL 09 35 0702 EXCLUSION OF CERTAIN COMPUTER- RELATED LOSSES 0 ALL ALL IL P 001 01 04 U.S. TREASURY DEPARTMENT'S OFFICE OF FOREIGN ASSETS CONTROL("OFAC") 0 ADVISORY NOTICE TO POLICYHOLDERS U) ALL ALL IL 00 17 11 98 COMMON POLICY CONDITIONS ALL ALL CID 00 90 0788 COMMERCIAL PROPERTY CONDITIONS ALL ALL CIT 03 21 01 14 WINDSTORM OR HAIL PERCENTAGE DEDUCTIBLE ALL ALL CIT W14 20 0214 CITIZENS CHANGES-PROPERTY NOT U COVERED ALL ALL CP 01 40 0706 EXCLUSION OF LOSS DUE TO VIRUS OR BACTERIA c� ALL ALL CIT W02 55 0219 FLORIDA CHANGES-CANCELLATION AND NONRENEWAL .2 ALL ALL CIT 01 75 0220 FLORIDA CHANGES-LEGAL ACTION AGAINST CL U) US ALL ALL CIT W10 10 0222 CAUSES OF LOSS-WINDSTORM OR HAIL FORM L) 1 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND a PERSONAL PROPERTY 0 1 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY U COVERAGE FORM 0 1 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 0 2 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 2 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 2 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 2 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 3 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 3 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM Issued Date: 09/02/2022 First Named Insured Copy CDEC-FE-SCH 01 14 Includes copyrighted material of Insurance Services Office, Inc., Page 1 of 8 with its permission. Packet Pg.4187 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY FORMS AND ENDORSEMENTS SCHEDULE POLICY NUMBER 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Named Insured MONROE COUNTY, FLORIDA Location No. Building No. Form No. Edition Date Description 3 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES L) 3 2 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 2 6 4 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND CL PERSONAL PROPERTY 4 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY U) COVERAGE FORM 4 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 5 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 5 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY L) COVERAGE FORM 5 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 5 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS c� 6 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 2 0 6 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY CL COVERAGE FORM 6 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 7 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND L) PERSONAL PROPERTY 7 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY 0 COVERAGE FORM L) 0 7 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 0 7 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 0 8 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 8 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 8 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 8 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 9 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 9 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM Issued Date: 09/02/2022 First Named Insured Copy CDEC-FE-SCH 01 14 Includes copyrighted material of Insurance Services Office, Inc., Page 2 of 8 with its permission. Packet Pg.4188 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY FORMS AND ENDORSEMENTS SCHEDULE POLICY NUMBER 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Named Insured MONROE COUNTY, FLORIDA Location No. Building No. Form No. Edition Date Description 9 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES L) 9 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 2 6 10 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND CL PERSONAL PROPERTY 10 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY U) COVERAGE FORM 10 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 10 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 11 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY L) 11 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 11 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES c� 11 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 12 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY CL U) 12 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 12 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES L) 13 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 0 13 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY L) 0 COVERAGE FORM 0- 13 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 0 13 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 14 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 14 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 14 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 14 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 15 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY Issued Date: 09/02/2022 First Named Insured Copy CDEC-FE-SCH 01 14 Includes copyrighted material of Insurance Services Office, Inc., Page 3 of 8 with its permission. Packet Pg.4189 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY FORMS AND ENDORSEMENTS SCHEDULE POLICY NUMBER 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Named Insured MONROE COUNTY, FLORIDA Location No. Building No. Form No. Edition Date Description 15 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY L) COVERAGE FORM 15 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES CL 15 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 16 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND U) PERSONAL PROPERTY 16 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 16 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 16 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS U 17 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 17 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 17 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 2 0 17 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS CL U) 18 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 18 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY L) COVERAGE FORM 18 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 0 18 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS U 0 19 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 0 19 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY 4i COVERAGE FORM 19 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 19 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 20 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 20 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 20 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 20 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS Issued Date: 09/02/2022 First Named Insured Copy CDEC-FE-SCH 01 14 Includes copyrighted material of Insurance Services Office, Inc., Page 4 of 8 with its permission. Packet Pg.4190 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY FORMS AND ENDORSEMENTS SCHEDULE POLICY NUMBER 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Named Insured MONROE COUNTY, FLORIDA Location No. Building No. Form No. Edition Date Description 21 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND L) PERSONAL PROPERTY 21 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY CL COVERAGE FORM 21 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES U) 21 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 22 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 22 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM L) 22 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 22 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 23 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 23 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY 2 COVERAGE FORM CL C 23 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 23 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 24 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND L) PERSONAL PROPERTY 24 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY 0 COVERAGE FORM L) 0 24 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 0 24 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 0 25 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 25 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 25 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 25 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 25 2 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 26 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY Issued Date: 09/02/2022 First Named Insured Copy CDEC-FE-SCH 01 14 Includes copyrighted material of Insurance Services Office, Inc., Page 5 of 8 with its permission. Packet Pg.4191 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY FORMS AND ENDORSEMENTS SCHEDULE POLICY NUMBER 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Named Insured MONROE COUNTY, FLORIDA Location No. Building No. Form No. Edition Date Description 26 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY L) COVERAGE FORM 26 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES - 27 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 2 U) 27 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 27 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 27 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 28 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND L) PERSONAL PROPERTY 28 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 28 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 28 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 2 6 29 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND CL PERSONAL PROPERTY 29 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM L) 29 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 29 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 30 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND U 0 PERSONAL PROPERTY 0- 30 ALL CID00 10 0607 BUILDING AND PERSONAL PROPERTY 0 COVERAGE FORM 4i 30 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 30 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 31 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 31 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 31 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 32 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY Issued Date: 09/02/2022 First Named Insured Copy CDEC-FE-SCH 01 14 Includes copyrighted material of Insurance Services Office, Inc., Page 6 of 8 with its permission. Packet Pg.4192 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY FORMS AND ENDORSEMENTS SCHEDULE POLICY NUMBER 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Named Insured MONROE COUNTY, FLORIDA Location No. Building No. Form No. Edition Date Description 32 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY L) COVERAGE FORM 32 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES CL 32 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 33 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND U) PERSONAL PROPERTY 33 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 33 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 34 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND L) PERSONAL PROPERTY 34 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 34 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 34 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 2 6 35 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND CL PERSONAL PROPERTY 35 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM L) 35 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 35 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 36 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND U 0 PERSONAL PROPERTY 0- 36 ALL CID00 10 0607 BUILDING AND PERSONAL PROPERTY 0 COVERAGE FORM 4i 36 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 36 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 37 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 37 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM 37 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 37 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS Issued Date: 09/02/2022 First Named Insured Copy CDEC-FE-SCH 01 14 Includes copyrighted material of Insurance Services Office, Inc., Page 7 of 8 with its permission. Packet Pg.4193 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY FORMS AND ENDORSEMENTS SCHEDULE POLICY NUMBER 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Named Insured MONROE COUNTY, FLORIDA Location No. Building No. Form No. Edition Date Description 38 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND L) PERSONAL PROPERTY 38 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY 0- COVERAGE FORM E 38 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES U) 38 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 39 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 39 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY COVERAGE FORM L) 39 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 39 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 40 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND PERSONAL PROPERTY 40 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY 2 COVERAGE FORM CL C 40 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 40 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 41 ALL CIT CNRW 00 03 0222 TABLE OF CONTENTS-BUILDING AND L) PERSONAL PROPERTY 41 ALL CID 00 10 0607 BUILDING AND PERSONAL PROPERTY 0 COVERAGE FORM L) 0 41 ALL CIT CNRW 01 25 0222 FLORIDA CHANGES 0 41 1 CIT 04 14 0821 COVERAGE WRITTEN ON A FIRST LOSS BASIS 0 c� Issued Date: 09/02/2022 First Named Insured Copy CDEC-FE-SCH 01 14 Includes copyrighted material of Insurance Services Office, Inc., Page 8 of 8 with its permission. Packet Pg.4194 R.3.a CITIZENS PROPERTY INSURANCE CORPORATION 301 W BAY ST CITIZENS JACKSONVILLE FL 32202 PROPERTY INSURANCE CORPORATION COMMERCIAL PROPERTY POLICY POLICY INTEREST SCHEDULE POLICY NUMBER 00015845-9 POLICY PERIOD FROM 05/29/2022 TO 05/29/2023 at 12:01 a.m. Eastern Time Named Insured MONROE COUNTY, FLORIDA Location No. Building No. Interest Type Name and Mailing Address No Additional Interests. L) 02 U) U) t� c� 2 0 CL U) t� 0 U 0 0 0 E c� Issued Date: 09/02/2022 First Named Insured Copy CDEC-PI-SCH 01 14 Includes copyrighted material of Insurance Services Office, Inc., Page 1 of 1 with its permission. Packet Pg.4195 R.3.b 12 SOUTHERNMOST INSURANCE AGENCY �� 1010 KENNEDY DR STE 300 CITIZENS KEY WEST FL 33040 Installment Premium Invoii Invoice date: October 9, 2022 BILLED TO: Invoice Summary MONROE COUNTY, FLORIDA Amount Due $134,095.00 ATTN: BRIAN BRADLEY Payment Due October 31, 20: 1111 12TH STREET STE:408 _ KEY WEST, FL 33040 Current Payment Plan Full Pay 'If'Illf'u'nlll'll���f'rll�f,n�lrfl'I"11'rlr'IrlI1r11111n��I _ Installment: fl Installment Fee: II Amount Due: $134,0 I( Policy Balance: $134,0 U I( c� Note:To pay this policy in full,please pay the policy balarm shown above. 0 CL See reverse side for payment options Policy Information U) Insured: MONROE COUNTY, FLORIDA E Primary address: 535 33RD ST MARATHON, FL 33050-2301 Policy number: 00015845 Term: 9 Policy period: 05/29/22 to 05/29/23 U Contact your agent with question or to change your payment plan c6 SOUTHERNMOST INSURANCE AGENCY 0 305-296-5052 5 B - SIR - l 0 2 2 - 0 0 0 l 3 6 l 8 (address at top of page) Please detach and submit this portion with your payment. �CITIZI Payment Due: October 31, 2022 - Policy Number: 00015845 Term: 9 Insured: MONROE COUNTY, FLORIDA Remit payment to: Amount Due $134,095.00 Citizens Property Insurance Corporation P.O. Box 17850 Total Payment Enclosed Jacksonville, FL 32245-7850 Make check payable to Citizens Property Insurance Corporation,and include your policy number on the check. CST00015845709120016982790 Packet Pg.4196