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Item S06 S.6 Coty f � ,�� ,' BOARD OF COUNTY COMMISSIONERS �� Mayor David Rice,District 4 The Florida Keys � Mayor Pro Tem Craig Cates,District 1 y Michelle Coldiron,District 2 James K.Scholl,District 3 Ij Holly Merrill Raschein,District 5 County Commission Meeting November 15, 2022 Agenda Item Number: S.6 Agenda Item Summary #11383 BULK ITEM: No DEPARTMENT: Planning/Environmental Resources TIME APPROXIMATE: STAFF CONTACT: Emily Schemper(305) 289-2500 public hearing AGENDA ITEM WORDING: A Public Hearing to Consider Adoption of an Ordinance Amending Monroe County Year 2030 Comprehensive Plan Policy 101.5.32 to Change the Height Limit to 40-Feet, After the Adoption and On the Effective Date of Updated FEMA Flood Insurance Rate Maps (FIRMS), for Lawfully Established Existing Residential Buildings and New Residential Buildings (Including Substantial Improvements), In Order For These Buildings to Elevate To or Maintain the Required Elevation Based on the Florida Building Code and Updated FEMA FIRMS. ITEM BACKGROUND: The Monroe County Planning and Environmental Resources Department ("Department") is proposing amendments to Monroe County Comprehensive Plan ("Comprehensive Plan" or "CP") Policy 101.5.32 in order to further facilitate the protection of property from flooding and reduce flood insurance costs. The proposed amendment to CP Policy 101.5.32 is to amend the height limit to 40 feet for lawfully established existing residential buildings and new residential buildings (includes substantial improvements) in order for these buildings to elevate to or maintain the required elevation based on the Florida Building Code and updated FEMA Flood Insurance Rate Maps. The height limit changes would be based on and triggered by the adoption and effective date of updated FEMA Flood Insurance Rate Maps. Updated FEMA Flood Insurance Rate Maps ("FIRMs") are the maps adopted subsequent to FEMA Flood Insurance study and the accompanying Flood Insurance Rate Maps, dated February 18, 2005 (i.e., the current FIRMS). This amendment is proposed to address: 1. The vertical datum conversions from the National Geodetic Vertical Datum of 1929 ("NGVD29") to the North American Vertical Datum of 1988 ("NAVD88") with the updated FEMA Flood Insurance Rate Maps. While there is no set conversion factor, as it varies throughout Monroe County, on average there is -1.5 foot conversion. Packet Pg. 5122 S.6 2. The potential for flood zone changes and base flood elevation changes within the updated FEMA Flood Insurance Rate Maps. The County is proposing the following connected amendments, which are each scheduled as separate agenda items for public hearing at the same BOCC meeting: • Update Land Development Code Chapter 122 to be consistent with the State of Florida (DEM) Model Floodplain Management Ordinance, include updated FEMA policies, explicitly to rely on the flood provisions in the Florida Building Code and to eliminate obsolete or unnecessary regulations. o Amendments does not include any updated FIRM maps. Maintains the 2005 FIRMS. o Amendments to Land Development Code Chapter 122 are critical for DEM to deem the County's Floodplain Management Ordinance compliant with National Flood Insurance Program ("NFIP") requirements and for the County's next Community Rating System ("CRS")verification. • Update Code of Ordinances Chapter 6 to be consistent with the Florida Building Code and adopt amendments for local higher floodplain standards, including: o Shifting local higher floodplain standards from Chapter 122 to Chapter 6 (for example: 299-square foot ("S.F.") downstairs enclosure limitation and foundation requirements (anchoring to rock). o Including technical amendments to the Florida Building Code for additional local higher floodplain standards (for example, elevation certificate requirements). o Amendments to Code of Ordinances Chapter 6 are critical for DEM to deem the County's Floodplain Management Ordinance compliant with NFIP requirements and for the County's next CRS verification. • Amend the Comprehensive Plan and Land Development Code to provide for an increase to the maximum height of residential buildings, which would be available on the adoption and effective date of updated FEMA Flood Insurance Rate Maps. o The County is considering a maximum height limit of 40 feet (up to a maximum of five (5) feet above the 35-foot height limit) in order to elevate to or maintain the required elevation based on the Florida Building Code. Revisions shall not result in a new building or a substantially improved building or a lawfully existing building to exceed a maximum height of 40 feet. o Amendment intended to address additional difference in elevation due to a change in the updated FIRMS requiring the use of North American Vertical Datum of 1988 or NAVD88 (on average there is -1.5 foot conversion), potential increased base flood elevation requirements with the updated FIRM maps, and changes in construction requirements based on revised base flood elevations. • Amend Land Development Code Chapter 138 to require applicants to submit plan revisions to prior to permit issuance, demonstrating full compliance with the current Florida Building Code and the updated FIRM maps, for permits requiring an ROGO/NROGO allocation. Packet Pg. 5123 S.6 o Establishing that all applications in or entering into the ROGO system on or after the effective date of the updated FIRMS, shall have the application scores reevaluated and updated based on the updated FIRMS. The subject of this agenda item is the proposed amendment to Monroe County Comprehensive Plan Policy 101.5.32 to amend the height limit to 40-feet for lawfully established existing residential buildings and new residential buildings (includes substantial improvements) in order for these buildings to elevate to or maintain the required elevation based on the Florida Building Code. The amendment is based on and will be triggered by the adoption and effective date of updated FEMA Flood Insurance Rate Maps. Updated FEMA Flood Insurance Rate Maps are the maps adopted subsequent to FEMA Flood Insurance study and the accompanying Flood Insurance Rate Maps, dated February 18, 2005 (current FIRMs). The amendment is proposed to address: 1. The vertical datum conversions from the National Geodetic Vertical Datum of 1929 ("NGVD29") to the North American Vertical Datum of 1988 ("NAVD88") with the updated FEMA Flood Insurance Rate Maps. While there is no set conversion factor, as it varies throughout Monroe County, on average there is -1.5 foot conversion. All new FEMA mappingelevations, will e i Elevalions in Elevations in NOV02,91 1 illl' 1,010, .4' ' NAMO �Ij��jl��l� �� B nt�Qit� ��"!jm➢Wo�Y�auq� io�:'6.. � s!6 w �� esq �r�i;ou;Y�t�aelo;�nviq�sUn ro p�ir�u�uimu� 2. The potential for flood zone changes and base flood elevation changes within the updated FEMA Flood Insurance Rate Maps, including the new boundary for Packet Pg. 5124 S.6 the Limit of Moderate Wave Action ("LiMWA") with the requirement that properties within the boundary be built to VE Zone construction standards. Examples: Note, LIMWA black-and-white hashed line with triangles �Ic-DE—N, F��,/ `a a / I 1 / 5 1 C _ �EdF 'We Flood Znnas(Fee�',NE.�'42A) F P'minary Raod Scones(Fce1 NAU�88f ��; ARPaa Flmad Zurves(——L-� a/6 BF-s IJ // i� ;o,!` ///�//�',Ar� /"�" ►� ,, �� ,..,./*��M�r ////��/.k * jam,. �� ,f` ,.. //// / /%ice/% �air ��"" �;x r.�u• f ,;' ;„�✓ �'„�,�� s, � I u I ru r , 4�� I �rY 1 f i r M II i I 4. sj;/�� //�% �''� /��// � �t"dm`��%i, •1114'�Y %//, % ��/��%,;,,,, III"�' �' �+�� I 11 NAWI Nd} � aw oo s, �a 'I ... r // // Packet Pg. 5125 S.6 m; ! 4 rr q� „>., //r!„ /�/ ] y11�/%h ' 7 4 1d %"` y ` �i/ yf°i �r %1j%/ y ryr f fir y lbl rr/r a�j r' P" Y y0 ry /rr r�yy YL �yi"1'N ✓ r� w r ��A ✓ J " 1 dK C o ro // » ��io ► / fi{� a/r� 1N >:� ,/, , .� tN" r m r 1//R �`3 191/ ; / dk►A v� r wiv r Mw "4 r / 40 all , cr 'ice d '"'` l t rr r�yr %iu say.7p yy jl///r/�ro�>'„ /1� r f' ' "l(i1 1�!��rir� i"�,?"�yi r✓19h,i r A/ f / /i 44/ Bum ,,�,�' ��/y r( /ii l r rj / ii�� ( :.//rr/ /�i ��(✓� � i / iti rew Ph-r.rl r,M,ti r�.v.�a:rt asr u sRA/r/ r ,ii it i:m ianar mrr n ,ur iF.,.»re. ivnrr nrtis / U �?", ri% r �ii/yy�%a / ) r 1/ /;// ✓;/� rr�//i' ll//a r r /i- ��i/.. - ,///✓'J r // r/, r � � Ir/ llrrl r /v�, N ri 7/ lr�Gi, //f///lio cl,� AN, ,,,r f r w, f � r; d., ,,,�,,,,,,,,„ ,, ,� ,,,,,��,,,� ,,,,a� N/r�oi�iaiG�orr,�ii�n�ui///i ; /wOrroo�rii�oil /io�r'%/P�r��ar��ii�i�ruro��c/�iur „',,, ,e„✓�/iorv�crorrr� i!/oU/„c,t. . On September 10, 2017, Hurricane Irma made landfall near Cudjoe Key as a Category 4 hurricane with flooding including but not limited to hurricane-related storm surge and maximum sustained hurricane-force winds of 130 miles-per-hour occurred in various neighborhoods. Hurricane Irma caused significant damage throughout the Florida Keys, particularly to structures built prior to the upgraded, operative Florida Building Code adopted after Hurricane Andrew, to non-elevated structures and to mobile homes. Packet Pg. 5126 S.6 To provide additional protection to residents that reside in mobile homes in flood hazard areas, reduce the repeated impacts by flooding, and enhance public health, safety and welfare, the County already adopted an amendment to eliminate the ability for a mobile home to be placed at an elevation below base flood elevation. Further, the County has embarked on proactively assisting property owners with voluntary elevations through FEMA funded grant programs. Property owners may self-fund improvements to their homes to elevate above base flood levels and there may be additional funding opportunities with the County participating in several grant programs to provide for the mitigation of flood risks, such as: • FEMA Hazard Mitigation Grant Program ("HMGP") for mitigation measures • Flood Mitigation Assistance ("FMA") Grant Program to reduce or eliminate the long-term risk of flood damage • Rebuild Florida Program to demolition/demolish, repair, reconstruct and elevate primary homes When participating in some of these grant programs for elevation projects, the Florida Division of Emergency Management ("FDEM") is encouraging at least three feet above Base Flood Elevation (`BFE") (a 3-foot freeboard for residential buildings and structures). The grant scope of work reviews and the County's ongoing efforts to utilize these grant programs, including the additional elevation, further facilitates reducing the risk of future damage, hardship, loss, or flood damage within the community. HEIGHT: In unincorporated Monroe County, he�j t and grade are defined as follows: HEIGHT means the vertical distance between grade and the highest part of any structure, including mechanical equipment, but excluding the following: chimneys; spires and/or steeples on structures used for institutional and/or public uses only; radio and/or television antenna,flagpoles; solar apparatus; utility poles and/or transmission towers; and certain antenna supporting structures with attached antenna and/or collocations as permitted in Chapter 146. However, in no event shall any of the exclusions enumerated in this definition be construed to permit any habitable or usable space to exceed the applicable height limitations. In the case of airport districts, the height limitations therein shall be absolute and the exclusions enumerated in this definition shall not apply. GRADE means the highest natural elevation of the ground surface,prior to construction, next to the proposed walls of a structure, or the crown or curb of the nearest road directly adjacent to the structure, whichever is higher. To confirm the natural elevation of the ground surface, prior to construction, the county shall utilize the Light Detection and Ranging (LiDAR) dataset for Monroe County prepared in 2007 and other best available data, including, but not limited to, pre- construction boundary surveys with elevations, pre-construction topographic surveys, elevation certificates and/or other optical remote sensing data. Packet Pg. 5127 S.6 Example scenario of amendment: w � 40ft limiiltt . u a 35ft limit y >uloo I ra . 11 atorW Ad ion w� ... N FC New EFE l O aET base on u - N FIR Ms, Example image is from IFEMA P-758 Note, the Florida Legislature adopted Chapter 2021-201, Laws of Florida (HB 401), which became effective on July 1, 2021. This law amended Section 163.3202(5)(a), F.S., specifying that certain land development regulations relating to building design elements may not be applied to a single- family or two-family dwelling. "Building design elements" is defined as the external building color; the type or style of exterior cladding material; the style or material of roof structures or porches; the exterior nonstructural architectural ornamentation; the location or architectural styling of windows or doors; the location or orientation of the garage; the number and type of rooms; and the interior layout of rooms. The term does not include the height, bulk, orientation, or location of a dwelling on a zoning lot; or the use of buffering or screening to minimize potential adverse physical or visual impacts or to protect the privacy of neighbors. Community Meeting and Public Participation In accordance with LDC Section 102-159(b)(3), a Community Meeting was held on December 2, 2021, at 5:05 P.M., to provide for public input. There were six (6) attendees and five (5) County professional staff members. In general, the comments provided for the proposed amendment, are summarized below: • Question regarding substantial improvements and the scenario/types of improvements that required elevation to the new design flood. • Concerns regarding requiring 3-ft. of freeboard and this requiring a substantial number of properties to be reviewed for substantial improvement/substantial damage concerns. • Question of how the 35% insurance discount, derived from CRS participation, is applied. • Question regarding the establishment of buoyancy calculation requirements for swimming pools (note, this is not related to any proposed amendment). Packet Pg. 5128 S.6 • Question regarding the 299-ft. enclosure limit requirement. A supplemental Community Meeting was held on January 20, 2022, at 3:00 P.M., to provide for public input. There were six (6) attendees and 10 County professional staff members. In general, the comments provided for the proposed amendment, are summarized below: • Question regarding swimming pool designs under houses (note, this is not related to any proposed amendment). • Question regarding fill in a V-zone (i.e., Velocity Zone) and about shoreline protection features and altering shorelines in a V-zone. A second supplemental Community Meeting was held on February 3, 2022, at 5:05 P.M., to provide for public input. There were four (4) attendees and five (5) County professional staff members. In general, the comments provided for the proposed amendment, are summarized below: • A comment on the proposed foundation requirements in Ch. 6 to modify "geotechnical engineer" to "a licensed engineer" and question regarding the source of the "minimum embedment of 3 feet" requirement. • Comments regarding maintaining the 299-ft. enclosure limit requirement. • Comments regarding at-grade pool requirements (note, this is not related to any proposed amendment). Monroe County Development Review Committee and Public Input On February 22, 2022, the Development Review Committee ("DRC") held a virtual meeting to review the proposed amendments and receive public input. Monroe County Planning Commission and Public Input The Planning Commission considered the proposed amendment at a regular meeting on March 23, 2022,provided for public input and recommended approval (Reso. P12-22). Monroe County BOCC Transmittal On May 18, 2022, the BOCC held a public hearing to consider the proposed amendment and approved transmittal to the State Land Planning Agency (DEO) (Reso. 153-2022). On October 13, 2022, the County received DEO's Objections, Recommendations, and Comments (ORC) Report, which stated, "The Department does not identify any objections or comments to the proposed amendment.." The County must hold a second public hearing within 180 days on whether to adopt the proposed amendment. PREVIOUS RELEVANT BOCC ACTION: On September 27, 2017, the Board of County Commissioners (`BOCC", "Board", "Monroe County", or the "County") adopted Ordinance No. 016-2017, amending Monroe County Comprehensive Plan Policy 101.5.30 to include the definition of height; and creating Policies 101.5.32 and 101.5.33 to provide certain exceptions to the height limit in order to protect property from flooding and reduce flood insurance costs by establishing standards when a structure can elevate above FEMA base flood elevation (`BFE") and including a maximum height limit(40-ft. for Packet Pg. 5129 S.6 lawfully existing buildings to voluntarily elevate up to three (3) feet above FEMA BFE and 38-ft. for new (new construction or substantially improved) buildings to voluntarily elevate up to three (3) feet above FEMA BFE). On September 27, 2017, the BOCC adopted Ordinance No. 017-2017, amending Monroe County Land Development Code Section 101-1 to create definitions related to flood protection height exceptions; and amending Section 131-2 to provide certain exceptions to the height limit in order to protect property from flooding and reduce flood insurance costs by establishing standards when a structure can elevate above FEMA base flood elevation (`BFE") and including a maximum height limit (40-ft. for lawfully existing buildings to voluntarily elevate up to three (3) feet above FEMA BFE and 38-ft. for new (new construction or substantially improved) buildings to voluntarily elevate up to three (3) feet above FEMA BFE). CONTRACT/AGREEMENT CHANGES: N/A STAFF RECOMMENDATION: Approval. DOCUMENTATION: Ordinance 2019-095 Staff Report CP Height/Flood BOCC 11.15.22 Height Ex. 1_Ord. No. 016-2017 (CP Flood height exceptions) Height Ex. 2_FEMA 758 Substantial Improvement Substantial Damage Desk Reference 2010 Height Ex. 3_Ch 2021-201 LOF_HB 401 Height Ex. 4_Marathon ORD 2019-12 Marathon height Height Ex. 5_Key West Sec._122_1149. Height flood exception BOCC Transmittal Resolution 153-2022 DEO ORC Report- MONROE COUNTY 22-05ACSC FINANCIAL IMPACT: Effective Date: N/A Expiration Date: N/A Total Dollar Value of Contract: N/A Total Cost to County: N/A Current Year Portion: N/A Budgeted: N/A Source of Funds: CPI: N/A Indirect Costs: N/A Estimated Ongoing Costs Not Included in above dollar amounts: N/A Revenue Producing: N/A If yes, amount: N/A Grant: N/A Packet Pg. 5130 S.6 County Match: N/A Insurance Required: N/A Additional Details: N/A REVIEWED BY: Emily Schemper Completed 11/01/2022 11:28 AM Peter Morris Completed 11/01/2022 5:07 PM Purchasing Completed 11/01/2022 5:08 PM Budget and Finance Completed 11/01/2022 5:23 PM Brian Bradley Completed 11/01/2022 5:23 PM Lindsey Ballard Completed 11/01/2022 5:26 PM Board of County Commissioners Pending 11/15/2022 9:00 AM Packet Pg. 5131 S.6.a 2l 4 5 MONROE COUNTY, FLORIDA 6 MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 7 8 ORDINANCE NO. -2022 9 10 AN ORDINANCE BY THE MONROE COUNTY BOARD OF COUNTY 11 COMMISSIONERS ADOPTING AMENDMENTS TO THE 2030 MONROE 12 COUNTY COMPREHENSIVE PLAN POLICY 101.5.32 TO AMEND THE 13 HEIGHT LIMIT TO 40FT, AFTER THE ADOPTION AND ON THE 0 14 EFFECTIVE DATE OF UPDATED FEMA FLOOD INSURANCE RATE U- 15 MAPS, FOR LAWFULLY ESTABLISHED EXISTING RESIDENTIAL 16 BUILDINGS AND NEW RESIDENTIAL BUILDINGS (INCLUDES 17 SUBSTANTIAL IMPROVEMENTS) IN ORDER FOR THESE BUILDINGS 18 TO ELEVATE TO OR MAINTAIN THE REQUIRED ELEVATION BASED 0 19 ON THE FLORIDA BUILDING CODE AND UPDATED FEMA FLOOD 20 INSURANCE RATE MAPS (FIRMs); PROVIDING FOR SEVERABILITY; 21 PROVIDING FOR REPEAL OF CONFLICTING PROVISIONS; 22 PROVIDING FOR TRANSMITTAL TO THE STATE LAND PLANNING 23 AGENCY AND THE SECRETARY OF STATE; PROVIDING FOR 24 AMENDMENT TO AND INCORPORATION IN THE MONROE COUNTY a� 25 COMPREHENSIVE PLAN; PROVIDING FOR AN EFFECTIVE DATE. 26 C, 27 0 28 WHEREAS, Monroe County policies and regulations adopted in the Monroe County U 29 Comprehensive Plan and Land Development Code are to maintain public health, safety, and 30 welfare of the citizens of the Florida Keys and to strengthen our local government capability to 31 manage land use and development; and 32 33 WHEREAS,pursuant to Article 8 of the Florida Constitution and Section 125.66, Florida 34 Statutes, Monroe County possesses the police powers to enact ordinances in order to protect the 35 health, safety, and welfare of the County's citizens; and 36 37 WHEREAS, the Federal Emergency Management Agency ("FEMA") has identified 38 special flood hazard areas within the boundaries of unincorporated Monroe County and such areas 39 may be subject to periodic inundation which may result in loss of life and property, health and 40 safety hazards, disruption of commerce and governmental services, extraordinary public 41 expenditures for flood protection and relief, and impairment of the tax base, all of which adversely 42 affect the public health, safety and general welfare, and 43 44 WHEREAS, the Monroe County was accepted for participation in the National Flood 45 Insurance Program ("NFIP") on June 15, 1973 and the Monroe County Board of County 46 Commissioners ("BOCC", "Board", "Monroe County", or the "County") desires to continue to 47 meet the requirements of Title 44 Code of Federal Regulations, Sections 59 and 60, necessary for Packet Pg. 5132 S.6.a I such participation; and 2 3 WHEREAS, the NFIP is a federally-subsidized flood damage insurance program 4 administered by FEMA, enabling property owners in participating communities to purchase flood 5 insurance in exchange for the community's adoption of floodplain management regulations to 6 reduce future flood damages; and 7 8 WHEREAS,the participating communities floodplain management regulations must meet 9 or exceed the minimum administrative and technical requirements in the NFIP regulations (44 10 CFR Part 59 and Part 60); and 11 12 WHEREAS, on December 27, 2019, FEMA issued Preliminary Flood Insurance Rate 13 Maps ("FIRMs") and a Flood Insurance Study ("FIS")report for Monroe County, Florida; and 0 14 U- 15 WHEREAS, Monroe County submitted its appeal of the preliminary FEMA FIRMS and 16 Flood Insurance Study on June 11, 2021; and 17 18 WHEREAS, once FEMA reviews and processes all appeals,the agency will issue a Letter 19 of Final Determination ("LFD") and publish the final FIRMS; and 20 21 WHEREAS, Monroe County is proposing amendments to Policy 101.5.32 to increase the 22 height limit in order to further facilitate the protection of property from flooding, reduce or avoid 23 future flood losses,reduce the costs of post flood damage repairs,facilitate recovery after flooding 24 events and reduce flood insurance costs; and 25 26 WHEREAS, the amendment is based on and will be triggered by the adoption and 27 effective date of updated FEMA FIRMS;which are the updated FEMA FIRMS adopted subsequent 0 28 to FEMA Flood Insurance study and the accompanying FIRMS, dated February 18, 2005 (i.e., U 29 current FIRMS); and 30 31 WHEREAS,the Monroe County Development Review Committee("DRC")reviewed and 32 considered the proposed amendments at a regularly scheduled meeting held on February 22,2022; 0 33 and 34 35 WHEREAS, on March 23, 2022, the Monroe County Planning Commission ("Planning 36 Commission") held a public hearing for the purpose of considering the proposed amendment and 37 provided for public comment; and 38 39 WHEREAS, the Planning Commission adopted Planning Commission Resolution No. 40 P12-22 recommending approval; and 41 42 WHEREAS, on May 18, 2022,the Monroe County Board of County Commissioners held 43 a public hearing, considered the professional staff report, and provided for public comment and 44 public participation in accordance with the requirements of state law and the procedures adopted 45 for public participation in the planning process; and 46 Packet Pg. 5133 S.6.a I WHEREAS, at the May 18, 2022, public hearing, the BOCC voted to transmit the 2 proposed amendments to the State Land Planning Agency (the Department of Economic 3 Opportunity, or"DEO")to review the proposal; and 4 5 WHEREAS, at the May 18, 2022, public hearing, the BOCC adopted BOCC Resolution 6 No. 153-2022, transmitting the proposed text amendment to DEO; and 7 8 WHEREAS, DEO reviewed the amendment and issued an Objections, Recommendations 9 and Comments Report("ORC Report"), received by the County on October 13, 2022; and 10 11 WHEREAS,the ORC Report stated, "The Department does not identify any objections or 12 comments to the proposed amendment...;" and 13 0 14 WHEREAS, the County has 180 days from the date of receipt of the ORC to adopt the U_ 15 proposed amendment, adopt the amendment with changes or not adopt the amendment; and 16 as X 17 WHEREAS,on November 15,2022,the BOCC held a public hearing to consider adoption 18 of the proposed Comprehensive Plan text amendment; and 19 20 WHEREAS, based upon the documentation submitted and information provided in the 21 accompanying staff report, the Monroe County Board of County Commissioners makes the 22 following factual and legal determinations: 23 24 1. The proposed amendment is consistent with the Goals, Objectives and Policies of the 25 2030 Monroe County Comprehensive Plan; and 26 2. The proposed amendment is consistent with the Principles for Guiding Development for 27 the Florida Keys Area of Critical State Concern, Section 380.0552(7), Florida Statutes; 0 28 and U 29 3. The proposed amendment is consistent with Part H of Chapter 163, Florida Statutes; 30 31 NOW, THEREFORE, BE IT ORDAINED BY THE BOARD OF COUNTY 32 COMMISSIONERS OF MONROE COUNTY, FLORIDA: 0 33 34 Section 1. Recitals and Legislative Intent. The foregoing recitals, findings of fact, and E 35 statements of legislative intent are true and correct and are hereby incorporated as if fully stated 36 herein. 37 38 Section 2. The text of the 2030 Monroe County Comprehensive Plan is amended as shown 39 and stated herein. Proposed Amendments are shown with deletions st+iekeff�hr-etlg4 and additions 40 are underlined. 41 42 Policy 101.5.32 43 , Monroe County shall maintain adopt. Land 44 Development Regulations which provide a Flood Protection Height Exception to Policy 101.5.30 45 to promote public health, safety and general welfare; allow adaptation to coastal flooding, storm 46 surge and other hazards; protect property from flooding and minimize damages; minimize public Packet Pg. 5134 S.6.a I and private losses due to flooding; minimize future expenditures of public funds for flood control 2 projects and for recovery from flood events; and mitigate rising flood insurance premiums. 3 4 A Flood Protection Height Exception of up to a maximum of five (5)feet above the 35-foot height 5 limit shall be provided to-allow lawfully existing buildings to be voluntarily elevated up to three 6 (3)feet above FEMA base flood elevation; and a flood protection height exception of a maximum 7 of three (3) feet above the 35-foot height limit shall be provided to allow new (new construction 8 or substantially improved) buildings to voluntarily elevate up to three (3) feet above FEMA base 9 flood elevation. These exceptions are in order to promote flood protection, minimize flood 10 damage, reduce flood insurance premiums and minimize future expenditures of public funds for 11 recovery from flood events. In no case shall a Flood Protection Height Exception result in a new 12 building exceeding a maximum height of 38 feet or a lawfully existing building exceeding a 13 maximum height of 40 feet. (Ord. No. 016-2017 , § 1, 9-27-2017) 0 14 U_ 15 After the adoption and on the effective date of updated FEMA Flood Insurance Rate Maps 16 (FIRMs), lawfully established existing residential buildings and new residential buildings 17 (includes substantial improvements) located within the Special Flood Hazard Area shall have a 18 maximum height limit of 40 feet in order to elevate to or maintain the required elevation based on 19 the Florida Building Code, as specified in R322.2.1 and R322.3.2 (elevation requirements). 0 20 21 Additions to lawfully established existing residential buildings within the Special Flood Hazard 22 Area that are substantial improvements shall have a maximum height limit of 40 feet in order to 23 elevate the addition to the Florida Building Code required flood elevation. 24 25 Additions to lawfully established existing residential buildings within the Special Flood Hazard 26 Area that are not substantial improvements shall have a maximum height limit of 40 feet, if the 27 addition meets the Florida Building Code flood elevation requirements in R322.2.1 and R322.3.2, 0 28 the remaining lawfully established existing building shall not receive the flood height exception U 29 of 40 feet. 30 31 Any portion of the building within the Special Flood Hazard Area that meets the required flood 32 elevation of the updated FEMA FIRMS shall be given a height limit of 40 feet. In no case shall 0 33 this height limit for flood protection result in a new residential building or a lawfully existing 34 residential building exceeding a maximum height of 40 feet. 35 c� 36 Updated FEMA FIRMS are the maps adopted subsequent to FEMA Flood Insurance study and the 37 accompanying Flood Insurance Rate Maps, dated February 18, 2005. 38 39 Section 3. Construction and Interpretation. The construction and interpretation of this 40 ordinance and all Monroe County Comprehensive Plan provision(s), Florida Building Code, 41 Florida Statutes, and Monroe County Code provision(s)whose interpretation arises out of, relates 42 to, or is interpreted in connection with this ordinance shall be liberally construed and enforced in 43 favor of Monroe County, and shall be construed in favor of the BOCC and such construction and 44 interpretation shall be entitled to great weight in adversarial administrative proceedings, at trial, 45 bankruptcy, and on appeal. 46 Packet Pg. 5135 S.6.a I Section 4. No Liability.Monroe County expressly reserves and in no way shall be deemed 2 to have waived, for itself or for its officer(s), employee(s), or agent(s), any sovereign, 3 governmental, and any other similar defense, immunity, exemption, or protection against any suit, 4 cause-of-action, demand, or liability. 6 Section 5. Severability. If any provision of this ordinance, or any part or portion thereof, 7 is held to be invalid or unenforceable by any administrative hearing officer or court of competent 8 jurisdiction, the invalidity or unenforceability of such provision, or any part or portion thereof, 9 shall neither limit nor impair the operation, enforceability, or validity of any other provision of this 10 ordinance, or any remaining part(s) or portion(s) thereof. All other provisions of this ordinance, I� and remaining part(s) or portion(s)thereof, shall continue unimpaired in full force and effect 13 Section 6. Repeal of Inconsistent Provisions. All ordinances in conflict with this 14 ordinance are hereby repealed to the extent of said conflict. The repeal of an ordinance herein shall 6 15 not repeal the repealing clause of such ordinance or revive any ordinance which has been repealed thereby. 18 Section 7. Transmittal. This ordinance shall be transmitted to the Florida State Land Planning Agency as required by F.S. 380.05 (11) and F.S. 380.0552(9). 21 Section 8. Filin2. This ordinance shall be filed in the Office of the Secretary of the State 22 of Florida but shall not become effective until a notice is issued by the State Land Planning Agency 0 23 or Administration Commission finding the amendment in compliance with Chapter 163, Florida 224 Statutes and after any applicable challenges have been resolved. 26 Section 9.Inclusion in the Monroe County Comprehensive Plan. The amendments shall 27 be incorporated in the 2030 Monroe County Comprehensive Plan. The numbering of the foregoing U) 28 amendment may be renumbered to conform to the numbering in the Monroe County 30 Comprehensive Plan. 2 0. 31 Section 10. Effective Date. This ordinance shall become as provided by law and stated 0 ? above. U a� 34 PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, 36 Florida, at a regular meeting held on , 2022. 37 Mayor David Rice 38 Mayor Pro Tem Craig Cates 39 Commissioner Michelle Coldiron 40 Commissioner James K. Scholl Commissioner Holly Merrill Raschein 43 BOARD OF COUNTY COMMISSIONERS 44 OF MONROE COUNTY, FLORIDA 45 46 By: 47 Mayor David Rice 48 (SEAL) 49 ATTEST: KEVIN MADOK, CLERK MONROE,CQ U y A nN 50 FORM 51 52 AS DEPUTY CLERK PErEp mom 6ASS ISTAN"C COUNTY ATTORNEY w11122 Packet Pg. 5136 S.6.b fey . Y ...... ., 2 l JJJJN�i %GG% ////////// ��11111111111111��N�J 3 4 5 MEMORANDUM , 6 MONROE COUNTY PLANNING&ENVIRONMENTAL RESOURCES DEPARTMENT 7 8 To: Monroe County Board of County Commissioners 9 as 10 Through: Emily Schemper, AICP, CFM, Senior Director of Planning & Environmental Resources 11 g 12 Date: November 1, 2022 0 13 14 Subject: AN ORDINANCE BY MONROE COUNTY BOARD OF COUNTY 15 COMMISSIONERS ADOPTING AMENDMENTS TO THE 2030 MONROE 16 COUNTY COMPREHENSIVE PLAN POLICY 101.5.32 TO AMEND THE 17 HEIGHT LIMIT TO 40FT, AFTER THE ADOPTION AND ON THE 18 EFFECTIVE DATE OF UPDATED FEMA FLOOD INSURANCE RATE MAPS, 19 FOR LAWFULLY ESTABLISHED EXISTING RESIDENTIAL BUILDINGS 20 AND NEW RESIDENTIAL BUILDINGS (INCLUDES SUBSTANTIAL t00 21 IMPROVEMENTS) IN ORDER FOR THESE BUILDINGS TO ELEVATE TO 22 OR MAINTAIN THE REQUIRED ELEVATION BASED ON THE FLORIDA04 23 BUILDING CODE AND UPDATED FEMA FLOOD INSURANCE RATE MAPS; 7 24 PROVIDING FOR SEVERABILITY; PROVIDING FOR REPEAL OF T- 25 CONFLICTING PROVISIONS; PROVIDING FOR TRANSMITTAL TO THE U 26 STATE LAND PLANNING AGENCY AND THE SECRETARY OF STATE; 27 PROVIDING FOR AMENDMENT TO AND INCORPORATION IN THE 28 MONROE COUNTY COMPREHENSIVE PLAN; PROVIDING FOR AN 0 29 EFFECTIVE DATE. U- 30 ° 31 Meeting: November 15, 2022 32 33 I. REQUEST 0 34 35 The Monroe County Planning & Environmental Resources Department is proposing amendments to 36 Policy 101.5.32 in order to further facilitate the protection of property from flooding and reduce flood 37 insurance costs. Ln 38 The proposed amendment to Monroe County Comprehensive Plan Policy 101.5.32 is to amend the height CD T- 39 limit to 40f for lawfully established existing residential buildings and new residential buildings (includes CD 40 substantial improvements) in order for these buildings to elevate to or maintain the required elevation 41 based on the Florida Building Code and updated FEMA Flood Insurance Rate Maps. 42 43 The height limit changes would be based on and triggered by the adoption and effective date of updated 44 FEMA Flood Insurance Rate Maps. Updated FEMA Flood Insurance Rate Maps are the maps adopted 45 subsequent to FEMA Flood Insurance study and the accompanying Flood Insurance Rate Maps, dated 46 February 18, 2005 (current FIRMS). 47 PC Staff Report Page 1 of 23 File#2019-095 Packet Pg. 5137 S.6.b I The amendment is proposed to address: 2 1. The vertical datum conversions from the National Geodetic Vertical Datum of 1929 (NGVD29) 3 to the North American Vertical Datum of 1988 (NAVD88) with the updated FEMA Flood 4 Insurance Rate Maps. While there is no set conversion factor, as it varies throughout Monroe 5 County, on average there is -1.5 foot conversion. 6 2. The potential for flood zone changes and base flood elevation changes within the updated FEMA 0 7 Flood Insurance Rate Maps. U_ 8 9 IL BACKGROUND INFORMATION 10 11 The National Flood Insurance Program (NFIP) is a federally-subsidized flood damage insurance 2 12 program administered by the Federal Emergency Management Agency (FEMA). Residents and business 0 13 owners are eligible to purchase NFIP flood insurance policies in communities that agree to regulate < 14 development in special flood hazard areas. These special flood hazard areas are delineated by FEMA on 15 Flood Insurance Rate Maps. 16 17 The NFIP makes federally-backed flood insurance available in those states and communities that agree 18 to adopt and enforce floodplain management ordinances to reduce future flood damage. These 19 regulations must meet or exceed the minimum administrative and technical requirements in the NFIP CL 20 regulations (44 CFR Part 59 and Part 60). FEMA administers the NFIP and provides technical assistance 0 21 and training on NFIP requirements and mitigation measures. FEMA also has extensive publications on U 22 the NFIP, including detailed guidance on mitigation measures that can minimize or eliminate future LO 23 flood damages. 17 24 T_ 25 Floodplain management is a community-based effort to prevent or reduce the risk of flooding, resulting U 26 in a more resilient community. Per FEMA, meeting NFIP requirements is the most cost-effective way to 0 27 reduce the flood risk to new buildings and infrastructure. FEMA provides tools and resources to help a 28 navigate NFIP requirements and implement higher standards of floodplain management. 0 29 30 Communities must incorporate NFIP requirements into their zoning codes, subdivision ordinances 31 and/or building codes or adopt special purpose floodplain management ordinances. The NFIP X 32 requirements apply to areas mapped as Special Flood Hazard Areas (SFHA) on Flood Insurance Rate U 33 Maps (FIRMS) issued by FEMA. The SFHA is the area that would be flooded by the "base flood" � 34 (defined as the flood that has a 1 percent chance of occurring in any given year; also known as the "100- C 35 year flood"). 36 LO 37 The NFIP requirements include, but are not limited to: LO 38 • Elevation of new and substantially improved residential structures above the base flood level. 0' 39 • Elevation or dry floodproofing (made watertight) of new or substantially improved non- 40 residential structures. 41 • Prohibition of development in floodways, the central portion of a riverine floodplain needed to 42 carry deeper and faster moving water. E 43 • Additional requirements to protect buildings in coastal areas from the impacts of waves, high 44 velocity, and storm surge. < 45 46 FIRMs inform communities about the local flood risk and set minimum floodplain standards for 47 communities to build with safety and resiliency in mind. FIRMS also currently determine the cost of PC Staff Report Page 2 of 23 File#2019-095 Packet Pg. 5138 I flood insurance and the mandatory purchase requirement. As risks change, insurance premiums also 2 change to reflect those risks, but property owners may be able to reduce premiums if they build their 3 home or business to be safer, higher, and stronger. 4 5 ,,1, )oI 6 f6i ('J in"Jillim"�, poh(,\ �)I I YJ I I,I I YJ 0 0 7 f J I I("J I,I I f J "J, I J I I 1 [11 f I I�[I I I I I("J of f I I I�,21 U_ 8 "am"'� [o "a v_"fl :1 ""JAM....... 9 I,o nJbtJIh1 [0 ,,,:,'JYH W 1iI 10 bi.......... rill ol,101,10UMIA :1,1i tJ11...... otmI", 11 fiov..... �....... ........ 0 12 I,o ,all of CL 13 0 14 15 16 The Florida Division of Emergency Management(DEM) serves as the State Coordinating Agency of the 17 NFIP to work with Florida's municipalities and counties to administer their local flood damage reduction U) 18 regulations. The State Floodplain Management Program works to promote and ensure sound land use 19 development in floodplain areas in order to promote the health and safety of the public, minimize loss 20 of life and property, and reduce economic losses caused by flood damages. CL E 21 0 U 22 The State Floodplain Management Office is a unit in the Florida DEM,Bureau of Mitigation. Floodplain N 23 Management Specialists work with Florida's communities to help them successfully manage LO 24 development in flood zones. The State Floodplain Management Office provides/offers technical 17 It- 25 assistance to improve administration of local floodplain management ordinances and the flood V_ U 26 provisions of the Florida Building Code and to monitor community performance to ensure compliance U 0 27 with the NFIP development regulations in Special Flood Hazard Areas. 28 0 29 The State Floodplain Management Office also coordinates and collaborates on the following activities: U_ 30 0 Map Modernization and FEMA Risk MAP priorities 31 0 Integration of flood-resistant standards into the Florida Building Code 32 0 Coordination with Federal flood mitigation grant programs X 33 0 Integration of floodplain management concepts and tasks into multi-jurisdictional local U 34 mitigation strategies developed by counties and municipalities 0 CL 0 35 0 Participation in maintaining the State Enhanced Hazard Mitigation Plan and planning process 36 0 Consultation with State agencies on state-owned facilities in special flood hazard areas 37 0 Training of local floodplain managers and building officials, in partnership with the Florida (n LO 38 Floodplain Managers Association (FFMA) 39 0 Coordination with the Florida Dam Safety Program 40 0 Partnerships with federal, state and local organizations pertinent to floodplain management 41 42 E 43 In 2012, State Floodplain Management Office developed a Model Floodplain Management Ordinance 44 for communities,written explicitly to rely on the flood provisions in the Florida Building Code. FEMA 45 approved the Model Floodplain Management Ordinance in 2013. 46 47 Since the 2010 edition, the flood provisions of the Florida Building Code (TBQ meet or exceed the 48 minimum NFIP requirements for buildings and structures. Nearly all Florida communities administer PC Staff Report Page 3 of 23 File 4 2019-095 1 Packet Pg. 5139 S.6.b I local floodplain management ordinances that are written to rely on the FBC to meet the NFIP 2 requirements. 3 4 Over the past 10 years,DEM has worked with nearly all of Florida's 468 NFIP communities to transition 5 to the Model Floodplain Management Ordinance, providing assistance, to tailor the model as 6 appropriate for each community. At this time, 10 communities, including Monroe County, are still 0 7 preparing the required amendments to their existing regulations. U- 8 9 Amendments to the County's Floodplain Management Ordinance (Ch. 122 of the Land Development 10 Code) are necessary to be consistent with FEMA provisions, incorporate DEM's Model Floodplain 11 Management Ordinance and to continue to fulfill the NFIP requirements. Additionally,the update will 0 12 allow the County to continue to meet and improve the requirements and activities of the Community 13 Rating System. 14 15 16 17 The Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages a 18 communities to establish sound programs that recognize and encourage floodplain management 19 activities that exceed the minimum NFIP requirements. By conducting mitigation and outreach activities 20 that increase safety and resilience,including CRS credits for regulating to higher standards,communities 0 21 can earn credits and discounts(up to 45 percent within the Special Flood Hazard Area)on flood insurance U 22 premiums for property owners. 23LO 24 In CRS communities, flood insurance premium rates are discounted to reflect the reduced flood risk 25 resulting from the community's efforts that address the three goals of the program: U U 26 1. Reduce and avoid flood damage to insurable property 27 2. Strengthen and support the insurance aspects of the National Flood Insurance Program 28 3. Foster comprehensive floodplain management 0 29 U- 30 A community accrues points to improve its CRS Class rating and receive increasingly higher discounts. 31 X 32 The CRS uses a Class rating system that is similar to fire insurance rating to determine flood insurance U 33 premium reductions for residents. CRS Classes are rated from 9 to 1. Today, most communities enter � 34 the program at a CRS Class 9 or Class 8 rating, which entitles residents in Special Flood Hazard Areas C 35 (SFHAs)to a 5% discount on their flood insurance premiums for a Class 9 or a 10% discount for Class 36 8. As a community engages in additional mitigation activities, its residents become eligible for increased 37 NFIP policy premium discounts. Each CRS Class improvement produces a 5% greater discount on flood LO 38 insurance premiums for properties in the SFHA. CRS Class changes occur on April 1 and October 1 of 39 each year. V' 40 N 41 Monroe County has achieved a Class 3 rating in the CRS, which provides a 35% discount on flood a 42 insurance premium and in April 2022, will increase annual savings for 14,400 policyholders in 43 unincorporated Monroe County to $7.5 million dollars annually. This is an annual average savings per 44 policyholder of$522. Cumulatively to date, Monroe County has saved policyholders over $24 million. 45 PC Staff Report Page 4 of 23 File#2019-095 Packet Pg. 5140 Year CRS Class/%Discourit Avg$aviwigs To�t�al Sav i:lings, Cuniulative Savings NAP poficx' Arinual a'0117110as%6/20% 231, 1 23 629,670 —$�3 4621�673 10/1/20181,10ass 5125% $35D i 101,1120119110ass 5/25% $3SO 4111345I 131,900,360 CIAIS 5/2S% s3so $,5,135,245 $1 ,035,605, 0 101/1 2t121icials's 512 % $3 7.3 $54393,148 $24,4284753 .2 U_ L6 month$11class 5 251% 1373 1246",, 457 2'2'121317 ................................................ PROJIECTE D ANNUAL SAVINGS 4/1/2022-3/31/202!31 CRS Class 3/359141 $522 1 $7,542,2 34,667,591 .2 In< duca to inc o east,,�ir,f,,,x,, NFp P1 P"011ic 4m, CL 0 2 3 Class 5 or better communities go through the full verification process every 3 years, and Monroe 4 County's next verification is anticipated in 2023. For CRS purposes, FEMA and the FEMA CRS 5 contractor(ISO/Verisk)rely on DEM to advise whether local regulations are compliant. It is critical for 6 DEM to deem the County's Floodplain Management Ordinance compliant in the future. 7 8 CL 9 E 0 10 FEMA Flood Maps U 11 N 12 On December 27, 2019, FEMA issued Preliminary Flood Insurance Rate Maps (FIRMS) and a Flood LO 13 Insurance Study (FIS) report for Monroe County, FL. The preliminary FIRMS were released after a 14 multi-year study of Monroe County's coastal flood risks. The current County FIRMS are based on 30- U U 15 plus-year-old studies. 0 16 17 The Preliminary FIRMS can be viewed here: https://www.monroecounty-fl.�zov/1151/New-Preliminary- 0 18 Coastal-Flood-Maps. U_ 19 20 Coastal Flood Maps, otherwise known as Flood Insurance Rate Maps (FIRMS)are used to determine the X 21 minimum elevation needed for construction to reduce the chances of flooding, as well as construction 0- 22 methods required in certain zones. U 23 0 24 The County hired a consultant, Woods Hole Group, to analyze how flood risks are changing in W 25 Unincorporated Monroe County based on the FEMA provided studies using updated information and 26 the best available science and technology. LO 27 28 During the week of January 27, 2020, FEMA held community meetings throughout the Florida Keys, 29 offering the public an opportunity to view and comment on the proposed preliminary FIRMS. Following N 30 this, Monroe County,through its consultant, examined the maps and the accompanying Flood Insurance 31 Studies. E 32 33 The consultant, Woods Hole Group, completed a review of FEMA's December 2019 RiskMap study for 34 Monroe County. The review identified the following primary areas of concern identified with FEMA's 35 Risk Map study: 36 1) Storm Climatology and Selection for Florida Keys, 37 2) Statistical Analysis of Storm Sets, Low-Frequency Water Levels and Waves, PC Staff Report Page 5 of 23 File 4 2019-095 1 Packet Pg. 5141 S.6.b 1 3) Wave Model Validation, 2 4) Hydrodynamic/Wave Model Mesh Resolution, 3 5) Hydrodynamic/Wave Model Parameterization of Reefs, and 4 6)Number and Location of Coastal Transects. 5 6 These areas of concern were identified because of (a) the use of a non-standard approach, (b) 0 7 inconsistencies in methodology with other FEMA Coastal Risk Map studies, (c) discrepancies between U_ 8 the study's documentation and the analyses, or(d) errors made in the analysis. 9 X 10 Information on the consultant's review can accessed here: https://www.monroecouniy-fl.gov/1151/New- 11 Preliminary-Coastal-Flood-Maps. 12 13 FEMA issued the required notices in the Federal Register and local newspapers for the FIRMS and a 14 Flood Insurance Study (FIS) report for Monroe County, Florida. The 90-day appeal period for Monroe 15 County commenced on March 19, 2021 and ended on June 17, 2021. 16 17 Monroe County submitted its appeal of the preliminary FEMA Flood Insurance Rate Maps and Flood 18 Insurance Study on June 11, 2021. The appeal is ongoing. 19 CL 20 Once FEMA reviews and processes all appeals, the agency will issue a Letter of Final Determination 0 21 (LFD)and publish the final FIRMS. The County anticipates the appeal process may take until December U CN 22 2022 to complete and, if necessary, the Scientific Resolution Panel may process may take until 2024 to 23 complete. APP&AT, PROCESS TAP � TIMELINE ADOPTION 4"X➢YICQY h,IIYY�d�C`d:N.: U tf Y April December 0 APPEAL 2021 2022 2022 � SRPPR(10ESS MAP 0 TIMELINEADOPTION (upp'rox UY�ilabllq",ill]I -.,. a.a i June dw9�y Jwaunry L35 iRP 2022 20 d2 24 Oats) X 25 U 26 The County anticipates the Final FIRMS will most likely become effective sometime in 2022-2024. � 27 When FEMA issues a Letter of Final Determination(LFD),which is a letter to the County that the 28 updated FIRM will become effective in 6 months, the County must formally adopt the FIRMs and 29 must adopt a compliant floodplain management ordinance by the map effective date to remain a 30 participant in good standing in the NFIP. LO 31 32 Along with the adoption of the Final FIRMs, the County will need make updates to both the 33 Comprehensive Plan and Land Development Code and Code or Ordinances to adopt and implement the N 34 maps and ensure compliance with the DEM Model Floodplain Ordinance. The County must begin 35 processing County amendments to the Comprehensive Plan and Land Development Code in E 36 advance, due to the County's public noticing and meeting requirements as well as the required 37 State review and approval process for Areas of Critical State Concerns, to meet the 6-month 38 deadline. 39 PC Staff Report Page 6 of 23 File#2019-095 Packet Pg. 5142 S.6.b I Additionally, when the Final FIRMS are effective, the County will use the FIRMS to review building 2 permits; establish what a finished floor elevation needs to be and determine building and site design 3 requirements to reduce future risk of flooding. New lender requirements may go into effect along with 4 flood insurance requirements, as well as changes in flood insurance rates as a result of map changes. 5 6 It should be noted that the County's proposed amendments to Ch. 122 of the Land Development 0 7 Code(the County's Floodplain Management Ordinance)do not"automatically adopt"any revised M 8 FIS and/or FIRMs when FEMA issues the Final effective products. The County will have to take 9 legislative action when the LFD is issued to formally adopt the FIRMs, FIS and any necessary 10 amendments to ensure a compliant floodplain management ordinance. 11 � 12 In summary, the County is proposing the following connected amendments: 13 14 • Update Land Development Code Chapter 122 to be consistent with the State of Florida (DEM) 15 Model Floodplain Management Ordinance, include updated FEMA policies, explicitly to rely on 16 the flood provisions in the Florida Building Code and to eliminate obsolete or unnecessary 17 regulations. 18 o Amendments does not include any updated FIRM maps. Maintains the 2005 FIRMs. 19 o Amendments to Land Development Code Chapter 122 are critical for DEM to deem the CL 20 County's Floodplain Management Ordinance compliant with NFIP requirements and for 0 21 the County's next CRS verification. U 22 • Update Code of Ordinances Chapter 6 to be consistent with the Florida Building Code and adopt LO 23 amendments for local higher floodplain standards, including: 17 24 o Shifting local higher floodplain standards from Chapter 122 to Chapter 6 (for example: T- 25 299SF downstairs enclosure limitation and foundation requirements [anchoring to rock]). U 26 o Including technical amendments to the Florida Building Code for additional local higher 0 27 floodplain standards (for example: elevation certificate requirements) a 28 o Amendments to Code of Ordinances Chapter 6 are critical for DEM to deem the County's 2 LL 29 Floodplain Management Ordinance compliant with NFIP requirement and for the 30 County's next CRS verification. T 31 • Amend the Comprehensive Plan and Land Development Code to provide for an increase to the 32 maximum height of residential buildings,which would be available on the adoption and effective U 33 date of updated FEMA Flood Insurance Rate Maps. � 34 o The County is considering a maximum height limit of 40 feet(up to a maximum of five 35 (5) feet above the 35-foot height limit) in order to elevate to or maintain the required ; 36 elevation based on the Florida Building Code. Revisions shall not result in a new building 37 or a substantially improved building or a lawfully existing building to exceed a maximum LO 38 height of 40 feet. 39 o Amendment intended to address additional difference in elevation due to a change in the T- 40 updated FIRMs requiring the use of North American Vertical Datum of 1988 or NAVD88 41 (on average there is -1.5 foot conversion), potential increased base flood elevation 42 requirements with the updated FIRM maps, and changes in construction requirements E 43 based on revised base flood elevations. 44 • Amend Land Development Code Chapter 138 to require aplicants to submit plan revisions to 45 prior to permit issuance, demonstrating full compliance with the current Florida Building Code 46 and the updated FIRM maps, for permits requiring an ROGO/NROGO allocation. PC Staff Report Page 7 of 23 File#2019-095 Packet Pg. 5143 S.6.b I o Establishing that all applications in or entering into the ROGO system on or after the 2 effective date of the updated FIRMS, shall have the application scores reevaluated and 3 updated based on the updated FIRMS. 4 5 6 The subject of this staff report is the proposed amendment to Monroe County Comprehensive 0 7 Plan Policy 101.5.32 to amend the height limit to 40ft for lawfully established existing residential LL LL 8 buildings and new residential buildings (includes substantial improvements) in order for these 9 buildings to elevate to or maintain the required elevation based on the Florida Building Code. The 10 amendment is based on and will be triggered by the adoption and effective date of updated FEMA 11 Flood Insurance Rate Maps. Updated FEMA Flood Insurance Rate Maps are the maps adopted 12 subsequent to FEMA Flood Insurance study and the accompanying Flood Insurance Rate Maps, C 13 dated February 18, 2005 (current FIRMs). 14 15 The amendment is proposed to address: 16 1. The vertical datum conversions from the National Geodetic Vertical Datum of 1929(NGVD29) 17 to the North American Vertical Datum of 1988 (NAVD88) with the updated FEMA Flood 18 Insurance Rate Maps. While there is no set conversion factor, as it varies throughout Monroe 19 County, on average there is -1.5 foot conversion. All new FEIVIA mapping l i n i lI l Ike in U V U U a 8A GV0 °as CL CL to, ,o Ili',rili LO �� 1�� "i �➢inwiy�l��ial➢nop 9luw,r r��r � CN 20 .........................................................................................................._._... ° 21 22 2. The potential for flood zone changes and base flood elevation changes within the updated 23 FEMA Flood Insurance Rate Maps, including the new boundary for the Limit ofModerate Wave 24 Action (LiMWA) with the requirement that properties within the boundary be built to VE Zone 25 construction standards. 26 27 PC Staff Report Page 8 of 23 File#2019-095 Packet Pg. 5144 S.6.b 1 Examples: Note, LIMWA black-and-white hashed line with triangles 2 M-ROECGUN YFLBDARDDF ?! •i -� -t 'a 'a �o 1 0 y: .�.� . .a ,m., ♦�'i�V-y y i'� N'i_i i.i..�,�, t�i-y:/ t h t WINE'/ I x, CL I r E.the Flood Zo yes lFeet,NGV—) —I'-Flood Z—n lFeeC,NAVD88) Aplp al Flood Z—.,(F—,NAVD88) „ II "BFE.I BFE BFE j k. IDF/1 Ji/ ji%} 9D % I/ 91D // I ///� ON ri r �w mw > Al CL 4 0 a CN I I f W tri14 //�� '/� I h i ��/� �"; ✓��'��%;" it �: I 1 I l I I r , III 4 I ( QI rr I' ui 0 ii �'ri/ � / � r.1, .'' %i /// r, rr //'/ 4�. ✓/�j/ III I III,,I F,.,tda(ir tI{ ✓K7',�VI l�J�� p I) { ,J[I+;nPN rw,l4ny r,.Nrk.ld41fl7 , AA I FF,,rv=I'.,M,NAII'1Wa1 na /// # // CL 0 �Nd r r ,I I g nr r/ G v t19 rii >rR ,M /ri rij A r r � 6 � U PC Staff Report Page 9 of 23 File#2019-095 Packet Pg. 5145 S.6.b , rj; ✓�'� �` `5„n / r/ "rp'�Y��I rY 1 /�//a %�� `�r��'f'1rG'�:D!%///„r, �f%j 'V „�'�.. r i% �;✓'r /> is rY�irk/////%� r////i ,; r r o: �'`rD°fir 'VI �� il /,� ^ , r / �y dw.Md�" Ar S ♦ /�� /f r(r :w"r+F rdd rr Rio 4u !PA Vol rl u �� w //��P / �" 0 ^..,. r / ;r ,^ a , r ,fi ,�",,,'r/-r I,;< ul✓//i�ibt 6w�f;,%"'� °d k/ "� �,�ti y, m'/:�1 „a „pD ,�r � �., a 11 r x II r0 frmar r If..V1Y3III .r rl°.rs ifas fFemt.N 1"IW] 0 r D yC " F „ 011 �i A d N xpj SIMIN fd,, 2 CL �ax�w i� ; I ✓.�' �� '( (rp��r/d, � �*t l�r/��/(Ar�j� �'�� r ,z re�c ,�t �ri/�/!/!/1/p��vF� rr r � r/ ] 11 � CN rd ,+F /ij 9��r r � r,o/r/ ,( ✓�'` �i/ / "d„l� ,Y�/� d, d,y // l ,l "Ma��q"� y %j' i / /r %�j/r,"'ind /i/ ,% C14 LO ✓'" a of, �` ,'r ' %%I J� iD�� i//J // /k* 5 r %/// rr%i, +�%D, `/ r r / ! // / �;:., ,-i/ „�' l r �fP„r r�1� u " �`/ '�.dii; �' %//%r,,:,�/ ✓,: j...; -f //i .°/ ,//�,r�i;idr�,^ ii /r,,;-, %i O i�'+G �!,f , %��i, ��' %, ,,,,,;;",;,,,/f✓ i phi ' ,��%/,; / � ri„ r�� %i / 0 m t /%/rr, rr" % r///iii, - r rr,,,;✓, " r., NYF / "r/i/r,i/r.,.. //'/ ( / �, //// ///r ///i/ /i ENY %„l/ �u t/ %/I%/ME �� IllIlr r/oil//// CL r , / yr r C� r�i %;,,;, r� /,( a a 3 ,,,,..�, ,.._ � ;., o,///p,o/Ur�ir�Uierriiirr,i�iclOdG//, s"%�, ��.//di1r��rr�//ir O�GiW„��i�a,i/i�/�O/l�r�iia�//r/,grlrri;r/,rc vi�,��, r,,,—.—///r�GoGi/0/ii/r�i�Gl//✓oirpra �$ 4LO 5 , 6 CN 7 On September 10, 2017, Hurricane Irma made landfall near Cudjoe Key as a Category 4 Hurricane with 8 maximum sustained winds of 130 mph and flooding occurred in various neighborhoods. Hurricane Irma 9 caused significant damage throughout the Florida Keys, particularly to structures built prior to the a 10 upgraded Florida Building Code adopted after Hurricane Andrew, to non-elevated structures and to 11 mobile homes. 12 13 To provide additional protection to residents that reside in mobile homes in flood hazard areas, reduce 14 the repeated impacts by flooding, and enhance public health, safety and welfare, the County already PC Staff Report Page 10 of 23 File#2019-095 Packet Pg. 5146 S.6.b I adopted an amendment to eliminate the ability for a mobile home to be placed at an elevation below base 2 flood elevation. 3 4 Further, the County has embarked on proactively assisting property owners with voluntary elevations 5 through FEMA funded grant programs. Property owners may self-fund improvements to their homes to 6 elevate above base flood levels and there may be additional funding opportunities with the County 0 7 participating in several grant programs to provide for the mitigation of flood risks, such as: U_ 8 • FEMA Hazard Mitigation Grant Program (HMGP) for mitigation measures 9 • Flood Mitigation Assistance (FMA) Grant Program to reduce or eliminate the long-term risk of 10 flood damage 11 • Rebuild Florida Program to demo, repair, reconstruct and elevate primary homes 12 C 13 When participating in some of these grant programs for elevation projects, the Florida Division of 14 Emergency Management(DEM) is encouraging at least three feet above Base Flood Elevation (a 3-foot 15 freeboard for residential buildings and structures). The grant scope of work reviews and the County's 16 ongoing efforts to utilize these grant programs, including the additional elevation, further facilitates 17 reducing the risk of future damage, hardship, loss, or flood damage within the community. 18 19 CL 20 0 21 HEI HT: In unincorporated Monroe County, heght and grade are defined as follows: U 22 LO 23 HEIGHT means the vertical distance between grade and the highest part of any structure, 24 including mechanical equipment, but excluding the following: chimneys; spires and/or steeples on 25 structures usedfor institutional and/orpublic uses only; radio and/or television antenna,flagpoles; U 26 solar apparatus; utility poles and/or transmission towers;and certain antenna supporting structures 0 27 with attached antenna and/or collocations as permitted in Chapter 146. However, in no event shall 'a 28 any of the exclusions enumerated in this definition be construed to permit any habitable or usable 0 29 space to exceed the applicable height limitations. In the case of airport districts, the height U_ 30 limitations therein shall be absolute and the exclusions enumerated in this definition shall not apply. T 31 32 GRADE means the highest natural elevation of the ground surface, prior to construction, next to U 33 the proposed walls of a structure, or the crown or curb of the nearest road directly adjacent to the � 0. 34 structure, whichever is higher. To confirm the natural elevation of the ground surface, prior to 35 construction, the county shall utilize the Light Detection and Ranging (LiDAR) dataset for Monroe 36 County prepared in 2007 and other best available data, including, but not limited to, pre- 37 construction boundary surveys with elevations, pre-construction topographic surveys, elevation 38 certificates and/or other optical remote sensing data. 39 N c� PC Staff Report Page 11 of 23 File#2019-095 Packet Pg. 5147 S.6.b Example scenario of amendment 40fl,limit 0 �o o' �r m Illllt I LaWra III Addition T I ElevWedNOW BFIE New HFE � � lE basedl on � .,., „___�� c 1 Fr uFIIR a �._ p ted U) 1 Example image is fr�m IF1E A P-758 a CL 2 3 U 4 cN 5 Note, the Florida Legislature adopted Chapter 2021-201, Laws of Florida (HB 401), which became 6 effective on July 1, 2021. This law amended Section 163.3202(5)(a), F.S., specifying that certain land 7 development regulations relating to building design elements may not be applied to a single-family or U 8 two-family dwelling. "Building design elements" is defined as the external building color; the type or U 9 style of exterior cladding material; the style or material of roof structures or porches; the exterior 10 nonstructural architectural ornamentation; the location or architectural styling of windows or doors; the 0 11 location or orientation of the garage; the number and type of rooms; and the interior layout of rooms. U_ 12 The term does not include the height,bulk, orientation, or location of a dwelling on a zoning lot; or the 13 use of buffering or screening to minimize potential adverse physical or visual impacts or to protect the 14 privacy of neighbors. 0- 15 U 16 CL 17 18 Community Meeting and Public Participation 19 In accordance with LDC Section 102-159(b)(3), a Community Meeting was held on December 2, 2021, W LO 20 at 5:05pm, to provide for public input. There were six (6) attendees and five (5) County staff members. 0) 21 In general, the comments provided for the proposed amendment, are summarized below: , 22 • Question regarding substantial improvements and the scenario/types of improvements that 23 required elevation to the new design flood. 24 • Concerns regarding requiring 3ft of freeboard and this requiring a substantial number of 25 properties to be reviewed for substantial improvement/substantial damage concerns. 26 • Question of how the 35% insurance discount, derived from CRS participation, is applied. 27 • Question regarding the establishment of buoyancy calculation requirements for swimming pools 28 (note, this is not related to any proposed amendment). 29 • Question regarding the 299ft enclosure limit requirement. 30 PC Staff Report Page 12 of 23 File#2019-095 Packet Pg. 5148 S.6.b I A supplemental Community Meeting was held on January 20, 2022, at 3:00pm, to provide for public 2 input. There were six(6) attendees and 10 County staff members. In general,the comments provided for 3 the proposed amendment, are summarized below: 4 • Question regarding swimming pool designs under houses(note,this is not related to any proposed 5 amendment). : 6 • Question regarding fill in a V zone and about shoreline protection features and altering shorelines 0 7 in a V zone. U_ 8 9 A second supplemental Community Meeting was held on February 3, 2022, at 5:05pm, to provide for 10 public input. There were four(4) attendees and five (5) County staff members. In general, the comments 11 provided for the proposed amendment, are summarized below: 12 • A comment on the proposed foundation requirements in Ch. 6 to modify"geotechnical engineer" 0 13 to "a licensed engineer" and question regarding the source of the "minimum embedment of 3 < 14 feet" requirement. 15 • Comments regarding maintaining the 299ft enclosure limit requirement. a� 16 • Comments regarding at-grade pool requirements (note, this is not related to any proposed 17 amendment). a� 18 a 19 Development Review Committee and Public Input 20 On February 22, 2022,the Development Review Committee(DRC)held a virtual meeting to review the 0 21 proposed amendments and receive public input. N 22 LO 23 Plannin2 Commission and Public Input 17 24 The Planning Commission considered the proposed amendment at a regular meeting on March 23,2022, V_ 25 provided for public input and recommended approval (Reso P12-22). U 26 27 Monroe County BOCC Transmittal 0 28 On May 18, 2022, the BOCC held a public hearing to consider the proposed amendment and approved U_ 29 transmittal to the State Land Planning Agency (DEO) (Reso. 153-2022). 30 T 31 DEO Review - Objections, Recommendations and Comments (ORO Report 32 On October 13,2022,the County received DEO's Objections,Recommendations and Comments(ORC) is 33 Report, which stated, "The Department does not identify any objections or comments to the proposed 0 CL 34 amendment.." The County must hold a second public hearing within 180 days on whether to adopt the 35 proposed amendment. 36 37 Previous County Action LO 38 On September 27, 2017, the Board of County Commissioners adopted Ordinance 016-2017, amending 39 Monroe County Comprehensive Plan Policy 101.5.30 to include the definition of height; and creating 40 Policies 101.5.32 and 101.5.33 to provide certain exceptions to the height limit in order to protect N 41 property from flooding and reduce flood insurance costs by establishing standards when a structure can 42 elevate above FEMA base flood elevation (BFE) and including a maximum height limit (40ft for E 43 lawfully existing buildings to voluntarily elevate up to three (3)feet above FEMA BFE and 38ft for new 44 (new construction or substantially improved) buildings to voluntarily elevate up to three (3) feet above < 45 FEMA BFE). 46 PC Staff Report Page 13 of 23 File#2019-095 Packet Pg. 5149 S.6.b I On September 27, 2017, the Board of County Commissioners adopted Ordinance 017-2017, amending 2 Monroe County Land Development Code Section 101-1 to create definitions related to flood protection 3 height exceptions; and amending Section 131-2 to provide certain exceptions to the height limit in order 4 to protect property from flooding and reduce flood insurance costs by establishing standards when a 5 structure can elevate above FEMA base flood elevation (BFE) and including a maximum height limit 6 (40ft for lawfully existing buildings to voluntarily elevate up to three (3) feet above FEMA BFE and 0 7 38ft for new (new construction or substantially improved)buildings to voluntarily elevate up to three(3) M 8 feet above FEMA BFE). 9 10 11 III. PROPOSED COMPREHENSIVE PLAN AMENDMENTS 12 13 Proposed Amendments are shown with deletions and additions are avid dined 14 15 Policy 101.5.32 a� 16 Wk,4 �--- ---of'-44e__ @-i .° ( ' p i a Monroe County shall ii<aj�ri aj ri �� 1 : Land n� U) 17 Development Regulations which provide a Flood Protection Height Exception to Policy 101.5.30 to 18 promote public health, safety and general welfare; allow adaptation to coastal flooding, storm surge and a 19 other hazards;protect property from flooding and minimize damages;minimize public and private losses C. 20 due to flooding; minimize future expenditures of public funds for flood control projects and for recovery t0 21 from flood events; and mitigate rising flood insurance premiums. N 22 LO 23 A Flood Protection Height Exception of up to a maximum of five (5) feet above the 35-foot height limit 17 24 shall be provided to-allow lawfully existing buildings to be voluntarily elevated up to three(3)feet above T_ 25 FEMA base flood elevation; and a flood protection height exception of a maximum of three (3) feet U 26 above the 35-foot height limit shall be provided to allow new (new construction or substantially M 27 improved) buildings to voluntarily elevate up to three (3) feet above FEMA base flood elevation. These a 28 exceptions are in order to promote flood protection, minimize flood damage, reduce flood insurance 2 U_ 29 premiums and minimize future expenditures of public funds for recovery from flood events. In no case 30 shall a Flood Protection Height Exception result in a new building exceeding a maximum height of 38 31 feet or a lawfully existing building exceeding a maximum height of 40 feet. ( Ord. No. 016-2017 , § 1, X 32 9-27-2017) U 33 CL 34 velar l fli --id-( )-t--o-r-i arrld orl ails_ eldective dat o a r�LczLeLL SDI, I lood lrlsan'irlce 1�a S I<b � , ��,��M 35 ,a ,�� < � u � , < � , � � b uuf� ,( 4 ,uu ,a< � a_ rl_ _ � _ _ � ,. 36 Jill lllvvrlllvu�a m locaar_4( vlal��l a(1� �lll�<bI I'lood Ulan bl_d Are b ,hall have a lilaxlll_�_tnii _(lelg1�a_ ill is of �40 37 feet irrri order to elevate o l vvvatori bl��vori 44 , LO_ -__ _ l __ _ 4 _ -_ _ 4 __ r "1 ____ (aw__ 1 ` 38 rlardrv-) rug �� lvv v 11 <br-l'( �� lvv '4 v rlrv<bar�:lr �� uu,rrr ---- -1, w � 39 ld _ -_____-_ ______ _________ _________ 40 �l�luduur , au:r �<b�vduu � ,l<1Dr44 ,lu �l rxu mdu awl 4,u�44 llu<b� Druuu Flu , wifldri alit rr_cial I_44ru d Ulazard Area 41 4:4u<bg_<ll,v ,u401,1<b lll<1 � 47��llvv llv �a , ,hall havv�,<b v�l<bx��lluull� heig(�a �llll�a_of 40 feetvri order to elev<bav__ie 42 <;b�(�(uluorri our ll�rl A l rr rclrr lerrlc rrr e�c�� .vlpuulll'�l I'loovl e l_�v<b_iorla, w_ _____ 43 44 Addaors, to Jawlu4vv�,aabli ,hed x st resi�eroal , t,6 '.'_Wfld i i �cial Illd �lazard Area 4 - , 1v j _ 4_ _ 45 ali<ba_ar gill sam D�staroiaj llllllrvvv�v�� a�m�,(�<b(4 have a ll�ax_lullllll lic lit litidt f" 40 6�_4_a�_ld a(lv_<b,1 diti_ori 111 ets, 46 llul A levrrcrr lrrrlc rvre e �° d�uru�r�( v� v<ba�� ll_� uulr vll �a�m l i l 11 <b �� _ _lvv 4 v a�liv reii�ajri' l� _______ _________ _________� w_______ ________ ______ _ __ ___ __ _ _ _ _ __ ____ ___ ___ ______ 47 4ed xstir bj ri hall riot fle fl � 1� a �xgjrgjl11 of 40 1'et:� _- i PC ,. Staff Report Page 14 of 23 File#2019-095 Packet Pg. 5150 1 2 Ariy flie bi..�J1(iJngwJ-01Jn flie ljoo(] J-J'JZ'JJ-(1 Area,tliat mee-u" -------------------- ------------------ ------------------------------------------------------------------------------------------------------ 3 (: 1" e t, (iatcxi I'l"MA FMMs shall be i'ven a ligigIq t of 40 feet, In no case sliall -01is, llej lit lindt- w -- -�:�----------- - g L ----------------- ----- ------------------ Jim-i-------------------------------------------------------------- ------------- 4 1 )r-I]( o(i otection resaflt in a new resi(ieroial bi.�iklin or a lawfifll �Jsltjnj- �ntjal biji](1in ! --------------------------------------------------------------- -------------a---------------------- ------- 1_jg JA-e---------------------- 5 ---- ----------------------- 40-1'e---- 6 0 7 t (late(I I'l"MA FMMs are, ma s' a ljent to [J"MA Floo(] Insa.vance sttxly flie U- -- -- - -- ------ - --� - -- I-----------------LZ--------------------------------------------- --- ------- UT-------------- -11e 'eb L'Ily l.LZQT1-L 8 Floo(] Insa.vance 1�ate Ma][;2 Ma];��_ - 4 - 10 11 IV. CONSISTENCY WITH THE MONROE COUNTY COMPREHENSIVE PLAN, THE 12 PRINCIPLES FOR GUIDING DEVELOPMENT,AND FLORIDA STATUTES. 0 'a 13 < 14 A. The proposed amendment is consistent with the Goals, Objectives and Policies of the Monroe 9= 15 County 2030 Comprehensive Plan. Specifically, it furthers: CL 16 U) 17 GOAL 101: Monroe County shall manage future growth to enhance the quality of life, ensure the safety of 18 County residents and visitors, and protect valuable natural resources. 19 CL 20 Policy 101.5.30: In order to preserve the existing community character and natural environment, Monroe E 0 21 County shall limit the height of structures including landfills to 35 feet. Height is defined as the vertical 22 distance between grade and the highest part of any structure, including mechanical equipment,but excluding C14 23 spires and/or steeples on structures used for institutional and/or public uses only; chimneys; radio and/or LO 24 television antennas; flagpoles; solar apparatus; utility poles and/or transmission towers; and certain antenna 25 supporting structures with attached antennas and/or collocations. However, in no event shall any of the T- U 26 exclusions enumerated above be construed to permit any habitable or usable space to exceed the applicable U 0 27 height limitations, except as specifically permitted in Policies 101.5.31, 101.5.32 and 101.5.33.In the case of M 28 airport districts, there shall be no exceptions to the 35-foot height limitation. 'a 0 29 30 Policy 101.5.32: Within I year of the effective date of this policy, Monroe County shall adopt Land U- 31 Development Regulations which provide a Flood Protection Height Exception to Policy 101.5.30 to promote 32 public health, safety and general welfare; allow adaptation to coastal flooding, storm surge and other hazards; X 33 protect property from flooding and minimize damages; minimize public and private losses due to flooding; CL projects 34 minimize future expenditures of public funds for flood control p *ects and for recovery from flood events; U 1� 35 and mitigate rising flood insurance premiums. A Flood Protection Height Exception of up to a maximum of 0 CL 0 36 five (5) feet above the 35-foot height limit shall be provided to allow lawfully existing buildings to be 37 voluntarily elevated up to three (3) feet above FEMA base flood elevation; and a flood protection height 38 exception of a maximum of three (3) feet above the 35-foot height limit shall be provided to allow new(new 39 construction or substantially improved)buildings to voluntarily elevate up to three(3)feet above FEMA base LO 40 flood elevation. These exceptions are in order to promote flood protection, minimize flood damage, reduce 9 41 flood insurance premiums and minimize future expenditures of public funds for recovery from flood events. 42 In no case shall a Flood Protection Height Exception result in a new building exceeding a maximum height CN 43 of 38 feet or a lawfully existing building exceeding a maximum height of 40 feet. 44 E 45 Policy 101.5.33: Within I year of the effective date of this policy, Monroe County shall adopt Land 46 Development Regulations which provide a Flood Protection Height Exception for lawfully established 47 existing buildings which exceed the 35-foot height limit,to promote public health,safety and general welfare, 48 allow adaptation to coastal flooding, storm surge and other hazards; protect property from flooding and 49 minimize damages; minimize public and private losses due to flooding; minimize future expenditures of 50 public funds for flood control projects and for recovery from flood events; and mitigate rising flood insurance PC Staff Report Page 15 of 23 File 4 2019-095 1 Packet Pg. 5151 S.6.b I premiums. A lawfully established existing building may be repaired, improved,redeveloped and/or elevated 2 to meet required FEMA base flood elevation (BFE)provided the building does not exceed a total maximum 3 building height of 40 feet, and the building is limited to the existing lawfully established intensity, floor area, 4 building envelope (floor to floor height), density and type of use. For lawfully established existing buildings 5 that are proposed to exceed a total height of 40 feet, a public hearing before the Planning Commission and the 6 Board of County Commissioners shall be required to review and specify the maximum approved height prior 7 to issuance of any county permit or development approval. The Planning Commission shall provide a 2 8 recommendation to the BOCC on the maximum height of a building. The BOCC shall adopt a resolution U- 9 specifying the maximum approved height. 10 11 Policy 101.9.5: Existing manufactured homes which are damaged or destroyed so as to require substantial 12 improvement shall be required to meet the most recent HUD standards, and the floodplain management 0 13 standards set forth by FEMA. CL 0 14 15 Objective 101.10: Monroe County shall provide for drainage and stormwater management so as to protect 16 real and personal property and to protect and improve water quality. 17 as 18 Policy 101.12.3: Monroe County shall coordinate the siting of new public facilities with the appropriate local, 19 state and federal agencies to resolve potential regulatory conflicts and ensure compliance with all applicable 20 state and federal regulations. 21 CL 22 Objective 101.14: Monroe County shall maintain land development regulations which direct future growth t0 23 away from areas within the Coastal High Hazard Area(CHHA). 24 25 GOAL 102: Monroe County shall direct future growth to lands which are most suitable for development and LO T- 26 shall encourage conservation and protection of environmentally sensitive lands (wetlands, beach berm and 27 tropical hardwood hammock). U 28 U 29 Policy 102.1.1: The County shall protect submerged lands and wetlands. The open space requirement shall 30 be one hundred(100)percent of the following types of wetlands: 0 31 1. submerged lands U- 32 2. mangroves 33 3. salt ponds 34 4. fresh water wetlands X CL 35 5. fresh water ponds U 36 6.undisturbed salt marsh and buttonwood wetlands 1� 37 Allocated density(dwelling units per acre)shall be assigned to freshwater wetlands and undisturbed salt marsh C 38 and buttonwood wetlands only for use as transferable development rights (TDRs) away from these habitats. 39 Submerged lands, salt ponds,freshwater ponds, and mangroves shall not be assigned any density or intensity. 40 LO 41 Objective 102.3: Monroe County shall maintain land development regulations which will direct new 0) 42 development to areas having appropriate topography and soil conditions and to where site disturbance and , 43 man's activities will have fewer adverse effects on natural vegetation, terrestrial wildlife, natural landforms �a N 44 and marine resources. 45 46 Objective 102.7: Monroe County shall take actions to discourage new private development in areas 47 designated as units of the Coastal Barrier Resources System (CBRS). 48 49 Objective 105.1: Monroe County shall continue to implement smart growth initiatives in conjunction with its 50 Livable CommuniKeys and Land Acquisition Programs which promote innovative and flexible development 51 processes to preserve the natural environment, maintain and enhance the community character and quality of PC Staff Report Page 16 of 23 File#2019-095 Packet Pg. 5152 S.6.b I life,redevelop blighted commercial and residential areas,remove barriers to design concepts,reduce sprawl, 2 and direct future growth to appropriate infill areas. 3 4 GOAL 202: The environmental quality of Monroe County's estuaries,nearshore waters(canals,harbors,bays, 5 lakes and tidal streams,) and associated marine resources shall be maintained and, where possible,improved 6 or restored. 7 2 8 Policy 202.4.1: Monroe County shall support state and federal policies and regulations concerning the U_ 9 permitting of dredge and fill activity, except in those instances where more stringent regulations adopted by 0 10 Monroe County shall be maintained. @ 11 12 GOAL 203: The health and integrity of living marine resources and marine habitat, including mangroves, 0 13 seagrasses, coral reefs, other hard bottom communities and fisheries, shall be protected and, where possible, C 14 restored and enhanced. 15 16 Objective 203.1: Monroe County shall protect its mangrove wetlands by continuing to implement regulations 17 which will further reduce disturbances to mangroves and which will mitigate the direct and indirect impacts 0 18 of development upon mangroves. U) 19 u 20 GOAL 204: The health and integrity of Monroe County's marine and freshwater wetlands shall be protected 21 and,where possible,restored and enhanced. C, 22 t0 23 Policy 204.2.2: To protect submerged lands and wetlands,the open space requirement shall be 100 percent of 24 the following types of wetlands: CN 25 1. submerged lands; Ui 26 2. mangroves; 27 3. salt ponds; U 28 4. fresh water wetlands; 0 29 5. fresh water ponds; and 30 6.undisturbed salt marsh and buttonwood wetlands. 0 31 Allocated density(dwelling units per acre)shall be assigned to freshwater wetlands and undisturbed salt marsh 32 and buttonwood wetland only for use as transferable development rights away from these habitats.Submerged 33 lands, salt ponds, freshwater ponds and mangroves shall not be assigned any density or intensity. Within one 34 (1) year after the adoption of the 2030 Comprehensive Plan, the County shall revise the LDC to include a 35 prohibition of development in salt ponds. U 36 1� 37 GOAL 205: The health and integrity of Monroe County's native upland vegetation shall be protected and, C 38 where possible, enhanced. 39 40 GOAL 206: Monroe County shall protect and conserve existing wildlife and wildlife habitats. 41LO 42 Policy 206.1.4: Monroe County shall implement a"Permit Referral Process" for review of all development , 43 that occurs within areas designated as "Species Focus Areas (SFAs)" or"Species Buffer Areas (SBAs)". TheCN �a 44 SFAs or SBAs are areas identified by the U.S. Fish and Wildlife Service (USFWS)which contain potentially 45 suitable habitat for nine federally protected species including: Eastern Indigo Snake, Key Deer, Key Largo 46 Cotton Mouse, Key Largo Woodrat, Key Tree-Cactus, Lower Keys Marsh Rabbit, Schaus Swallowtail 47 Butterfly, Silver Rice Rat, and Stock Island Tree Snail. 48 49 Monroe County shall work cooperatively with USFWS and the Federal Emergency Management Agency 50 (FEMA) to review permit applications for compliance with the Federal Endangered Species Act through the 51 "Permit Referral Process" within the floodplain regulations. The purpose of the "Permit Referral Process" is 52 to implement regulations that will assure, consistent with the 10th Amendment to the U.S. Constitution, state PC Staff Report Page 17 of 23 File#2019-095 Packet Pg. 5153 S.6.b I and county regulations, proper record retention, coordination, and notification of FEMA and USFWS 2 regarding permit applications filed with or issued by Monroe County. 3 4 Policy 206.1.5: Monroe County shall work cooperatively with USFWS in requiring any development permit 5 application within Critical Habitat or designated potentially suitable habitat for federally listed threatened and 6 endangered species that are not included in the USFWS April 30, 2010 Biological Opinion, and/or are not 7 included in the species addressed under the "Permit Referral Process" in Policy 206.1.4 above, to consult 2 8 directly with USFWS and provide authorization from USFWS to Monroe County before commencement of U_ 9 development. 10 X 11 Objective 206.2: Monroe County shall provide guidance to private landowners to reduce disturbances to 12 wildlife species designated by the FWS as threatened or endangered. 0 13 14 GOAL 208: Monroe County shall discourage private land uses on its mainland, offshore islands and 15 undeveloped coastal barriers, and shall protect existing conservation lands from adverse impacts associated 16 with private land uses on adjoining lands. 17 as 18 GOAL 210: The health and integrity of Monroe County's beach/berm resources shall be protected and,when 19 possible,restored and enhanced. 20 21 Objective 212.5: Monroe County shall maintain land development regulations pertaining to shoreline C, 22 stabilization. t0 23 U 24 GOAL 216: Monroe County shall maintain a program of hazard mitigation and post-disaster redevelopment N 25 to increase public safety and reduce damages and public expenditures. It- 26 27 Objective 216.1: Monroe County shall maintain a program of hazard mitigation in the Coastal High Hazard U 28 Area(CHHA)which reduces floodplain alteration and damage or loss due to natural disasters. 0 29 30 Policy 216.1.4: Monroe County shall continue its policy of reviewing the current Building Code and, as 0 31 appropriate, adopting structural standards and site alteration restrictions that meet or exceed the minimum 32 FEMA requirements. The Building Code shall be reviewed and revised at least every five years. The 33 recommendations of the applicable interagency hazard mitigation report shall be considered in revisions to 34 the Code. 35 U 36 Policy 216.1.5: Monroe County shall continue to participate in the National Flood Insurance Program(NFIP) � 37 Community Rating System (CRS)to the maximum extent possible and shall seek to improve its current CRS C 38 Class rating. 39 40 Policy 216.1.6: Monroe County shall continue to enforce federal, state and local setback and elevation LO 41 requirements to promote the protection and safety of life and property. Revisions to the existing setback 42 requirements contained in the land development regulations shall be considered as a means of reducing , 43 property damage caused by storms. �a 44 `� 45 Policy 216.1.7: Monroe County shall consider floodplain management and CHHA issues in making public 46 acquisition decisions. 47 48 Policy 216.1.8: Monroe County shall require that, to the greatest extent practicable, development activity, 49 such as land clearing, grading and filling will not disturb natural drainage patterns. 50 51 Policy 216.2.2: Monroe County shall maintain a Post-Disaster Redevelopment Plan which specifies 52 procedures for implementing programs for immediate repair, replacement, and cleanup, and long-term PC Staff Report Page 18 of 23 File 4 2019-095 Packet Pg. 5154 S.6.b I rebuilding and redevelopment. The plan shall also include procedures for the identification of damaged 2 infrastructure and consideration of alternatives to its repair or replacement in the CHHA. 3 4 Policy 216.2.3: The Post-Disaster Redevelopment Plan shall identify areas particularly susceptible to damage 5 within the CHHA such as the FEMA designated V-zones and repetitive loss areas as defined by FEMA and 6 shall specify procedures for relocating or replacing public infrastructure away from them,where feasible. 7 2 8 Policy 216.2.4: Monroe County shall update the Post-Disaster Redevelopment Plan and coordinate with U_ 9 Emergency Management to include in the Local Mitigation Strategy considerations for repetitive loss and 0 10 severe repetitive loss structures and limits to redevelopment in areas within the CHHA particularly susceptible 0 11 to repeated damage. 12 0 13 Objective 216.3: Monroe County shall maintain land development regulations which directs future growth C 14 away from the Coastal High Hazard Area(CHHA). 15 16 Objective 601.3: Monroe County shall continue implementation efforts to eliminate substandard housing and 17 to preserve, conserve and enhance the existing housing stock,including historic structures and sites. 0 18 U, 19 Policy 601.3.1: Monroe County shall coordinate with other County agencies to monitor housing conditions. 20 Standards for evaluation of the structural condition of the housing stock are summarized below: 21 Sound: Most housing units in this category are in good condition and have no visible defects. However, C, 22 some structures with slight defects are also included. t0 23 Deteriorating: A housing unit in this category needs more repair than would be provided in the course of 24 regular maintenance,such as repainting.A housing unit is classified as deteriorating when its deficiencies � 25 indicate a lack of proper upkeep. V_ 26 Dilapidated (Substandard): A housing unit in this category indicates that the unit can no longer provide 27 safe and adequate shelter or is of inadequate original construction including being constructed below the is 28 minimum required elevation by FEMA or the County's Floodplain Regulations. 0 29 30 Policy 601.3.2: The County Code Compliance Office and Building Department will enforce building code 0 31 regulations and County ordinances governing the structural condition of the housing stock, to ensure the U_ 32 provision of safe, decent and sanitary housing and stabilization of residential neighborhoods. 33 34 GOAL 1501: Monroe County shall coordinate with the municipalities of Key West, Key Colony Beach, CL 35 Islamorada, Layton and Marathon; regional, State, and federal government agencies, nongovernmental U 36 organizations and private organizations to exchange data and develop coordinated strategies to address energy � 37 conservation and impacts from climate change. C 38 39 Objective 1501.1: Monroe County shall coordinate and collaborate with municipalities and other public and 40 private entities to address energy conservation strategies and unique climate change impacts, including LO 41 adaptation and mitigation strategies. 42 , 43 Policy 1501.1.4: Monroe County shall seek the support of agencies, such as the National Oceanic and �a 44 Atmospheric Administration NOAA U.S. Geological Survey USGS Federal Emergency Management `� p ( )� g y ( )� g y 45 Agency (FEMA), the U.S. Department of Interior, the U.S. Army Corps of Engineers (ACOE), as well as 46 universities and not-for-profit organizations to coordinate support for updating, exchanging and analyzing E 47 data regarding potential changes in climate change vulnerability. 48 49 Objective 1502.1: In conjunction with future updates to the 2030 Comprehensive Plan and land development 50 regulations, the County shall update the data and assumptions related to climate change impacts to 51 infrastructure based on the latest scientific predictions and observed(monitored) impacts. Monroe County 52 shall also consider climate change impacts such as increased temperatures, sea level rise,potentially shifting PC Staff Report Page 19 of 23 File 4 2019-095 Packet Pg. 5155 S.6.b I habitat and ecosystem types and the need to withstand increased storm surge in evaluating public infrastructure 2 decisions. 3 4 Policy 1503.1.4: Monroe County shall review the most updated FEMA maps within one (1) year of their 5 release and evaluate floor elevation requirements, as necessary, for all new construction in vulnerable areas. 6 7 Policy 1503.4.1: Within five (5) years after the adoption of the 2030 Comprehensive Plan, Monroe County 8 shall review its post-disaster redevelopment plan and land development regulations to include, as appropriate, U_ 9 consideration of climate change impacts,repetitive loss structures and shoreline stabilization needs. 10 11 Objective 1504.1: Within five (5)years after the adoption of the 2030 Comprehensive Plan,the County shall 12 revise its land acquisition and preservation policies to consider the climate change-related values of natural 0 13 areas for sequestering carbon and providing climate adaptation and mitigation benefits such as the resource's C 14 strategic capacity to absorb floodwaters and address coastal ecosystem migration. 15 16 B.The amendment is consistent with the Principles for Guiding Development for the Florida Keys Area, 17 Section 380.0552(7), Florida Statutes. 18 U) 19 For the purposes of reviewing consistency of the adopted plan or any amendments to that plan with the 20 principles for guiding development and any amendments to the principles, the principles shall be construed CL 21 as a whole and no specific provision shall be construed or applied in isolation from the other provisions. 22 U 23 (a) Strengthening local government capabilities for managing land use and development so that local N 24 government is able to achieve these objectives without continuing the area of critical state concern LO 25 designation. 26 (b) Protecting shoreline and benthic resources, including mangroves, coral reef formations, seagrass beds, 27 wetlands, fish and wildlife, and their habitat. U U 28 (c) Protecting upland resources, tropical biological communities, freshwater wetlands, native tropical 29 vegetation (for example, hardwood hammocks and pinelands), dune ridges and beaches, wildlife, and .a 30 their habitat. 0 31 (d) Ensuring the maximum well-being of the Florida Keys and its citizens through sound economic U_ 32 development. 33 (e) Limiting the adverse impacts of development on the quality of water throughout the Florida Keys. as 34 (f) Enhancing natural scenic resources, promoting the aesthetic benefits of the natural environment, and X 35 ensuring that development is compatible with the unique historic character of the Florida Keys. U 36 (g) Protecting the historical heritage of the Florida Keys. 0 CL 37 (h) Protecting the value, efficiency, cost-effectiveness, and amortized life of existing and proposed major 38 public investments,including: 39 40 1. The Florida Keys Aqueduct and water supply facilities; LO 41 2. Sewage collection, treatment, and disposal facilities; 42 3. Solid waste treatment, collection, and disposal facilities; 43 4. Key West Naval Air Station and other military facilities; CN 44 5. Transportation facilities; 45 6. Federal parks,wildlife refuges, and marine sanctuaries; 46 7. State parks,recreation facilities, aquatic preserves, and other publicly owned properties; 47 8. City electric service and the Florida Keys Electric Co-op; and 48 9. Other utilities, as appropriate. < 49 50 (1) Protecting and improving water quality by providing for the construction, operation, maintenance, and 51 replacement of stormwater management facilities; central sewage collection; treatment and disposal PC Staff Report Page 20 of 23 File#2019-095 Packet Pg. 5156 S.6.b I facilities; and the installation and proper operation and maintenance of onsite sewage treatment and 2 disposal systems. 3 (j) Ensuring the improvement of nearshore water quality by requiring the construction and operation of 4 wastewater management facilities that meet the requirements of ss. 381.0065(4)(1) and 403.086(10), as 5 applicable, and by directing growth to areas served by central wastewater treatment facilities through 6 permit allocation systems. 7 (k) Limiting the adverse impacts of public investments on the environmental resources of the Florida Keys. 8 (1) Making available adequate affordable housing for all sectors of the population of the Florida Keys. U- 9 (m)Providing adequate alternatives for the protection of public safety and welfare in the event of a natural or 0 10 manmade disaster and for a postdisaster reconstruction plan. E 11 (n) Protecting the public health, safety, and welfare of the citizens of the Florida Keys and maintaining the 12 Florida Keys as a unique Florida resource. 0 13 C 14 Pursuant to Section 380.0552(7) Florida Statutes, the proposed amendment is not inconsistent with the 15 Principles for Guiding Development as a whole and is not inconsistent with any Principle. 16 17 C. The proposed amendment is consistent with the Part II of Chapter 163, Florida Statute (F.S.). 18 Specifically, the amendment furthers: U) 19 20 163.3161(4), F.S. —It is the intent of this act that local governments have the ability to preserve and enhance ' C, 21 present advantages; encourage the most appropriate use of land,water, and resources, consistent with the 22 public interest; overcome present handicaps; and deal effectively with future problems that may result U 23 from the use and development of land within their jurisdictions. Through the process of comprehensive cN 24 planning, it is intended that units of local government can preserve, promote, protect, and improve the LO 25 public health,safety,comfort,good order,appearance,convenience,law enforcement and fire prevention, 1: 26 and general welfare; facilitate the adequate and efficient provision of transportation, water, sewerage, V- 27 schools, parks, recreational facilities, housing, and other requirements and services; and conserve, U 28 develop,utilize, and protect natural resources within their jurisdictions. 0 29 30 163.3161(6), F.S. —It is the intent of this act that adopted comprehensive plans shall have the legal status set 0 31 out in this act and that no public or private development shall be permitted except in conformity with U- 32 comprehensive plans, or elements or portions thereof,prepared and adopted in conformity with this act. 33 as 34 163.3164(14), F.S.— "Development"has the same meaning as in s. 380.04. CL 35 U 36 163.3177(1),F.S.—The comprehensive plan shall provide the principles,guidelines, standards, and strategies 0 37 for the orderly and balanced future economic, social,physical, environmental, and fiscal development of 0 38 the area that reflects community commitments to implement the plan and its elements. These principles 39 and strategies shall guide future decisions in a consistent manner and shall contain programs and activities 40 to ensure comprehensive plans are implemented. The sections of the comprehensive plan containing the LO 41 principles and strategies,generally provided as goals,objectives,and policies,shall describe how the local 42 government's programs, activities, and land development regulations will be initiated, modified, or 43 continued to implement the comprehensive plan in a consistent manner. It is not the intent of this part to c14 44 require the inclusion of implementing regulations in the comprehensive plan but rather to require 45 identification of those programs, activities, and land development regulations that will be part of the 46 strategy for implementing the comprehensive plan and the principles that describe how the programs, 47 activities, and land development regulations will be carried out. The plan shall establish meaningful and 48 predictable standards for the use and development of land and provide meaningful guidelines for the < 49 content of more detailed land development and use regulations. 50 51 163.3177(6)(d), F.S. —A conservation element for the conservation, use, and protection of natural resources 52 in the area, include ng air, water, water recharge areas, wetlands, waterwells, estuarine marshes, soils, PC Staff Report Page 21 of 23 File 4 2019-095 Packet Pg. 5157 S.6.b I beaches, shores, flood plains, rivers, bays, lakes, harbors, forests, fisheries and wildlife, marine habitat, 2 minerals,and other natural and environmental resources,including factors that affect energy conservation. 3 4 163.3178(2)(a), F.S. — A land use and inventory map of existing coastal uses, wildlife habitat, wetland and 5 other vegetative communities, undeveloped areas, areas subject to coastal flooding,public access routes 6 to beach and shore resources, historic preservation areas, and other areas of special concern to local 7 government. 2 8 U_ 9 163.3178(2)(f),F.S.—A redevelopment component that outlines the principles that must be used to eliminate 10 inappropriate and unsafe development in the coastal areas when opportunities arise.The component must: X 11 1. Include development and redevelopment principles, strategies, and engineering solutions that reduce 12 the flood risk in coastal areas which results from high-tide events, storm surge, flash floods, stormwater 0 13 runoff, and the related impacts of sea-level rise. CL 0 14 2. Encourage the use of best practices development and redevelopment principles, strategies, and 15 engineering solutions that will result in the removal of coastal real property from flood zone designations 16 established by the Federal Emergency Management Agency. CL 17 3. Identify site development techniques and best practices that may reduce losses due to flooding and 0 18 claims made under flood insurance policies issued in this state. U) 19 4. Be consistent with, or more stringent than, the flood-resistant construction requirements in the Florida 20 Building Code and applicable flood plain management regulations set forth in 44 C.F.R.part 60. 21 5. Require that any construction activities seaward of the coastal construction control lines established C, 22 pursuant to s. 161.053 be consistent with chapter 161. t0 23 6. Encourage local governments to participate in the National Flood Insurance Program Community 24 Rating System administered by the Federal Emergency Management Agency to achieve flood insurance � 25 premium discounts for their residents. V_ 26 27 163.3194(1)(a), F.S. — After a comprehensive plan, or element or portion thereof, has been adopted in U 28 conformity with this act, all development undertaken by, and all actions taken in regard to development 0 29 orders by, governmental agencies in regard to land covered by such plan or element shall be consistent 30 with such plan or element as adopted. 0 31 U_ 32 163.3201,F.S.—Relationship of comprehensive plan to exercise of land development regulatory authority.- 33 It is the intent of this act that adopted comprehensive plans or elements thereof shall be implemented, in 34 part, by the adoption and enforcement of appropriate local regulations on the development of lands and X CL 35 waters within an area.It is the intent of this act that the adoption and enforcement by a governing body of U 36 regulations for the development of land or the adoption and enforcement by a governing body of a land � 37 development code for an area shall be based on,be related to, and be a means of implementation for an C 38 adopted comprehensive plan as required by this act. 39 40 163.3202(2), F.S. — Local land development regulations shall contain specific and detailed provisions LO 41 necessary or desirable to implement the adopted comprehensive plan and shall at a minimum: 42 (a) Regulate the subdivision of land. , 43 (b) Regulate the use of land and water for those land use categories included in the land use element and �a N 44 ensure the compatibility of adjacent uses and provide for open space. 45 (c)Provide for protection of potable water wellfields. 46 (d) Regulate areas subject to seasonal and periodic flooding and provide for drainage and stormwater 47 management. 48 (e) Ensure the protection of environmentally sensitive lands designated in the comprehensive plan. 49 50 V. PROCESS 51 PC Staff Report Page 22 of 23 File#2019-095 Packet Pg. 5158 S.6.b I Comprehensive Plan Amendments may be proposed by the Board of County Commissioners, the 2 Planning Commission, the Director of Planning, or the owner or other person having a contractual 3 interest in property to be affected by a proposed amendment. The Director of Planning shall review and 4 process applications as they are received and pass them onto the Development Review Committee and 5 the Planning Commission. 6 0 7 The Planning Commission shall hold at least one public hearing. The Planning Commission shall review U_ 8 the application, the reports and recommendations of the Department of Planning & Environmental 9 Resources and the Development Review Committee and the testimony given at the public hearing. The 10 Planning Commission shall submit its recommendations and findings to the Board of County 11 Commissioners (BOCC). The BOCC holds a public hearing to consider the transmittal of the proposed 0 12 comprehensive plan amendment, and considers the staff report, staff recommendation, and the testimony C 13 given at the public hearing. The BOCC may or may not recommend transmittal to the State Land 14 Planning Agency. The amendment is transmitted to State Land Planning Agency, which then reviews 15 the proposal and issues an Objections, Recommendations and Comments (ORC) Report. Upon receipt 16 of the ORC report, the County has 180 days to adopt the amendments, adopt the amendments with 17 changes or not adopt the amendment. 18 19 VI. STAFF RECOMMENDATION C, 20 0 21 Approval U 22 LO 23 VIII.EXHIBITS 24 25 Exhibit 1 —Monroe County Ordinance 016-2017 —Flood height exceptions U 26 Exhibit 2—FEMA P-758 Substantial Improvement/Substantial Damage Desk Reference 0 27 Exhibit 3 —Chapter 2021-201, Laws of Florida(HB 401) 28 Exhibit 4 — Marathon Ordinance 2019-12 — Increasing The Maximum Building Height To Forty-Two 2 29 Feet (42) To Provide Compensation For Increases In Required Elevations For The New 30 FEMA Firm Maps 31 Exhibit 5 —Key West Section 122-1149 Height- Flood Protection Building Height Exception X 0- U 0 c� E c� PC Staff Report Page 23 of 23 File#2019-095 Packet Pg. 5159 Exhibit 1 1 . 2 3 c c 5 fa 7 MONROE COUNTY,FLORIDA 8 MONROE COUNTY BOARD OF COUNTY COMMISSIONERS � 9 ORDINANCE NO.O�162017 CL 10 c 1l 12 AN ORDINANCE BY THE MONROE COUNTY BOARD OF 13 COUNTY COMMISSIONERS AMENDING N E COUNTY NTY 14 COMPREHENSIVE PLAN POLICY 101.5.301 TO INCLUDE T 15 DEFINITION OF HEIGHT; CREATING POLICY 101.5.31 T 16 ADDRESS HEIGHT EXCEPTIONS FOR NON-HABITABLE 17 ARCHITECTURAL ECO TIVE FEATURES WITHIN THE CL 18 OCEAN REEF MASTER PLANNED COMMUNITY; AND c0 19 CREATING POLICIES 101.5.32 A 101.5.33 PROVIDE 20 CERTAIN EXCEPTIONS THE HEIGHT LIMIT IN ORDER TO 21 PROTECT PROPERTY FROM FLOODING AND UCE 2 FLOOD INSURANCE COSTS BY ESTABLISHING STANDARDS 23 WHENA STRUCTURE CAN ELEVATE ABOVE FEMA BASE 24 FLOOD ELEVATION AND INCLUDING A MAXIMUMHEIGHT 25 LIMIT; PROVIDING FOR SE ILI ; PROVIDING FOR 26 REPEAL OF CONFLICTING PROVISIONS; PROVIDING FOR 27 TRANSMITTAL 'T THE STATE LAND PLANNING AGENCY 0 28 AND THE SECRETARY OF STATE; PROVIDING FOR 29 INCLUSION IN THE MONROE COUNTY COMPREHENSIVE c- 30 PLAN; PROVIDING FOR AN EFFECTIVE AT � 31 cN 32 33 34 WHEREAS, the Monroe County Planning & Environmental Resources Department is d 35 proposing an amendment to revise the height limit policy in the Comprehensive plan; and 36LM 37 WHEREAS, the Monroe County planning & Environmental Resources is proposing � 38 amendments to policy 1011.5.30 to include the definition of height; to create policy 1011.5.31 to 39 address non-habitable architectural decorative features within the Ocean Reef community; and 1 40 create Policies 101.5.32 and 101.5.33 to provide certain exceptions to the height limit in order to 41 protect property from flooding,and reduce flood insurance costs by establishing standards when a 42 structure can elevate above FE1i✓A base flood elevation and including a maximum height limit; 43 and 44 c� Ord 016 -2017 1 of 5 Packet Pg. 5160 I WHEREAS, the Monroe County Development Review Committee (DRC) considered 2 the proposed amendment at regularly scheduled meetings held on March 24, 2015, May 26, 3 2015, August 25, 2015, October 27, 2016, and January 26, 2016 and recommended approval; and 0 4 U- 5 WHEREAS, the Monroe County Planning Commission held a public hearing an 6 February 24, 2016, for review and recommendation on the proposed Comprehensive Plan text X 7 amendment; and 8, 9 WHEREAS, based upon the: information and documentation submitted, the Planning CL 10 Commission made the following Findings,of Fact and Conclusions of Law: 0 12 1. The proposed amendment is consistent with the Goals, Objectives and Policies of the 13 Monroe County Year 2030 Comprehensive Plan; and 14 1 The proposed amendment is consistent with the Principles for Guiding Development 15 for the Florida Keys Area of Critical State Concern, See, 380�.0552(7),, F.S.; and 16 3. The proposed amendment is, consistent with Part 11 of Chapter 163, Florida Statute; CL E 17 and 0 18 U 7 19 WHEREAS, the Monroe County Planning Commission recommended approval of the 20 proposed amendment; and CL 21 22 WHEREAS, at a regular meeting held on the 15'h day of February, 2017, the Monroe X 23 County Board of County Commissioners held a public hearing to consider,the transmittal of the 24 proposed text amendment, considered the staff report and provided for public comment and 25 public participation in accordance with the requirements of state law and the procedures adopted 26 for public participation in the planning process; and 0 .2 27 U- 0- 28 WHEREAS, at a regular meeting held on the 15'h day of February, 2017, the Monroe U 29 County Board of County Commissioners continued the public hearing to the regular meeting on 30 the 15th day of March, 2017; and N 31 32 WHEREAS, at a regular meeting held on the 15'h' day of March, 2017, the Monroe 33 County Board of County Commissioners held a public hearing to consider the transmittal of the 6z 3�4 proposed text amendment, considered the staff report and provided for public comment and -d 35 public participation in accordance with the requirements of state law and the procedures adopted 0 36 for public participation in the planning process; and 37 W 38 WHEREAS, at a regular meeting held on the 15�'h day of March, 2017', the Monroe 39 County Board of County Commissioners continued the public hearing to the regular meeting on P 40 the 12th day of April,, 2017 and requested a discussion item on the proposed height amendments X 41 for the Land Development Code; and 42 E 43 WHEREAS, at a regular meeting held on the 12' day of April, 2017, the Monroe 44 County Board of County Commissioners held a public hearing to consider the transmittal of the 45 proposed text amendment, considered the staff report and provided for public comment and Ord 016-2017 2 of 5 Packet Pg. 5161 I public participation in accordance with the requirements of state law and the procedures adopted 2 for public participation in the planning process; and 3 0 4 WHEREAS, at the April 12th, 2017, public hearing, the BOCC adopted Resolution 115- U_ 5 2017, transmitting the proposed text amendment to the State Land Planning Agency; and 6 X 7 WHEREAS, the State Land Planning Agency reviewed the amendment and issued an 8 Objections, Recommendations and Comments (ORQ report, received by the County on July 21, 9 2017; and 10 0 I I WHEREAS, the ORC report did not identify any objections to the proposed amendment; 9= 12 and 0- 13 0 14 WHEREAS, the County has 180 days from the date of receipt of the ORC to adopt the 15 proposed amendment, adopt the amendment with changes or not adopt the amendment; and 16 17 WHEREAS, at a special scheduled meeting an the27thday of September, 2017, the E 0 18 BOCC held a public hearing to consider adoption of the proposed Comprehensive Plan text U 19 amendment; 20 .2 21 NOW, THEREFORE, BE IT ORDAINED BY THE BOARD OF COUNTY CL 22 COMMISSIONERS OF MONROE COUNTY, FLORIDA: X 23 24 Section L The text of the Monroe County Comprehensive Plan is hereby amended as 25 follows: 26 27 Policy 101.5.30 0 .2 28 In order to preserve the existing community character and natural environment, Monroe U_ 0- 29 County shall firrut the height of structures including landfills to 35, feet. Height is defin6d U 30 as the vertical distance between grade and the highest part of any structure, including 31 mechanical equipment, but excluding spires and/or steeples on structures used for N 1 32 institutional and/or public uses only; chimneys; radio and/or television antennas; W It- 33 flagpoles; solar apparatus; utility poles and/or transmission towers; and certain antenna Q 34 supporting structures with attached antennas and/or collocations. However, in no event 6z 35 shall any of the exclusions enumerated above be construed to permit any habitable or -d 36 usable space to exceed the applicable height limitations, except as specifically permitted 0 37 in Policies 101.5.31, 101.5.32 and 101.5.33,. In the case of airport districts, there shall be 38 no exceptions to the 35-foot height limitation. W 39 40 Policy 101.5.31 41 For Ocean Reef, a gated master planned community which is inaccessible to the X 42 surrounding community, and has a distinct community character, buildings may include 43 non-habitable architectural decorative features (such as finials, railings, wido�w's walk, E 44 parapets) that exceed the 35-foot height limit in Policy 101.5.30, but such features shall 45 not exceed 5 feet above the building's roof-line. This exception shall not result in a Ord 016-2017 3 of 5 Packet Pg. 5162 I building together with any architectural decorative feature with a height that would 2 exceed 40 feet. 3 0 .2 4 As used in this policy, a master planned community means a planned community of 100 U_ 5 or more acres in area subject to a master plan or other development order approved by the 6 county where public access is restricted and the community is operated and maintained X 7 by the community including the provision of comprehensive, private utilities and 8 transportation facilities and services within its boundaries and a homeowners, association .2 9 or similar entity which regulates development standards and monitors development CL 10 requests by its members, 0 11 12 Policl 101.5.32 13 Within in I year of the effective date of this policy, Monroe County shall adopt Land 14 Development Regulations which provide a Flood Protection Height Exception to Policy U) 15 101.5.30 to promote public health, safety and general welfare; allow adaptation to coastal 16 flooding, storm surge and other hazards; protect property from flooding and minimize 2 CL 17 damages; minimize public and private losses due to flooding; minimize future E 0 18 expenditures of public funds for flood control projects and for recovery from flood U 19 events; and mitigate rising flood insurance premiums. A Flood Protection Height 20 Exception of up to a maximum of five (5) feet above the 35-foot height limit shall be .2 21 provided to allow lawfully existing buildings to be voluntarily elevated up to three (3) CL 22 feet above FEMA base flood elevation-, and a flood protection height exception of a X 23 maximum of three (3) feet above the 35-foot height limit shall be provided to allow new 24 (new construction or substantially improved) buildings to voluntarily elevate up to three 25 (3) feet above FERIA, base flood elevation. These exceptions are in order to promote 26 flood protection, minimize flood darnage, reduce flood insurance premiums and minimize 27 future expenditures of public funds for recovery from flood events. In no case shall a 0 .2 28 Flood Protection Height Exception result in a new building exceeding a maximum height U_ Q. 29 of 38 feet or a lawfully existing building exceeding a maximum height of 40 feet. U 30 31 Policy 101.5.33 C14 32 Within in I year of the effective date of this policy, Monroe County shall adopt Land 33 Development Regulations which provide a Flood Protection Height Exception for 34 lawfully established existing buildings which exceed the 35-fagot 6ot height limit, to promote Z 35 public health, safety and general welfare; allow adaptation to coastal flooding, storm -d 3,6 surge and other hazards; protect property from flooding and minimize damages; minimize 0 37 public and private losses due to flooding; minimize future expenditures of public funds 38 for flood control projects and for recovery from flood events; and mitigate rising flood W 39 insurance premiums. A lawfully established existing building may be repaired, improved, 40 redeveloped and/or elevated to meet required FEMA base flood elevation (BFE) provided 41 the building does not exceed a total maximum building height of 40 feet, and the building X 42 is limited to the existing lawfully established intensity, floor area, building envelope 43 (floor to floor height), density and type of use. For lawfully established existing buildings E 44 that are proposed to exceed a total height of 40 feet, a public hearing before the Planning 45 Commission and the Board of County Commissioners shall be required to review and 46 specify the maximum approved height prior to issuance of any county permit or Ord 016 -2017 4 of 5 Packet Pg. 5163 I development approval. The Planning Commission shall provide a recommendation to the 2 BOCC on the maximum height of a building. The ROCC shall adopt a resolution 3 specifying the maximum approved height, 0 4 U- 5 Section Se:verability. If any section, subsection, sentence, clause, item, change, or, 6 provision of this ordinance is held invalid, the remainder of this ordinance shall 7 not be affected by such validity. 8 9 Section 3. Repeal of Inconsistent Provisions. All ordinances or parts of ordinances in 0 10 conflict with this ordinance are hereby repealed to the extent of said conflict. 12 Section 4. Transmittal. This ordinance shall be transmitted by the Director of Planning to 13 the State Land Planning Agency pursuant to Chapter 163 and 380, Florida 14 Statutes. U) 16 Section 5, Filing and Effective Date. This ordinance shall be filed in the Office of the 2 0. 17 Secretary of the State of Florida but shall not become effective until a notice is E 0 18 issued by the State Land Planning Agency or Administration Commission finding U 19 the amendment in compliance with Chapter 163, Florida Statutes and after any 20 applicable challenges have been resolved. 21 .2 CL 22 Section 6,. Inclusion in the COMDrehensive Plan. The text amendment shall be X 23 incorporated in the Monroe County Comprehensive Plan. The numbering of the 24 foregoing amendment may be renumbered to conform to the numbering in the 25 QPI'Monroe County Comprehensive Plan. 26 27 PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, 0 28 Flori98, at a speci--dieeting held on the 27th day of f, 2017. U- 29 -IL U C) 0. -j 30 �L.) >: Mayor George Neugont Yes 31 LIJ Mayor Pro Tom David Rice Yes N 32 C6mnissioperDannyL. Kolhage Yes 33 uc) Commissioner Heather,Carruthers Yes A 34 cn _j CD UJ Not 6 Uj U Commissioner Sylvia Murphy present z 35 u-J ryaCX -d j CD 36 u- 0 BOARD,OF COUNTY COMMISSIONERS 'CO Y, FL2� 37 0 N W 38 39 BY 0 11 4 Mayor George Neugent 41 42 43 A 51r:z sVIN MADOK, CLERK IAONROE COUN D TTORNEY E C T N� 44 kS)FFOR,M- A JJ ' �=- U 7 45 ST�vEN T. WLLIAMS 46 DEPUTY CLERK ASSISTANT UN ATTORNEY Date (7 Ord 016 -2017 5 of 5 Packet Pg. 5164 Exhibit 3 CHAPTER 2021-201 Committee Substitute for Committee Substitute for House Bill No. 401 An act relating to the Florida Building Code; amending s. 163.3202, F.S.; prohibiting certain regulations relating to building design elements from being applied to certain dwellings; providing exceptions; defining terms; providing construction; amending s. 553.73, F.S.; authorizing a substan- tially affected person to file a petition with the Florida Building Commission to review certain local government regulations, laws, ordinances, policies, amendments, or land use or zoning provisions; defining the term "local government"; providing requirements for the petition and commission; requiring the commission to issue a nonbinding advisory opinion within a specified timeframe; prohibiting the use of preliminary maps issued by the Federal Emergency Management Agency under certain circumstances; authorizing the commission to issue errata to the code;providing a definition for the term"errata to the code";making technical changes; amending s. 553.79, F.S.; prohibiting a local govern- ment from requiring certain contracts for the issuance of a building permit; amending s. 553.791, F.S.; revising and defining terms;providing requirements for qualified private providers; requiring local jurisdictions to reduce permit fees under certain circumstances; deleting legislative intent; specifying that contractors using private providers to provide building code inspections services must notify local building officials in writing; revising notice requirements; deleting a provision requiring fee owners or fee owners' contractors to post certain information at a project site before commencing construction; authorizing certain affidavits to be signed with electronic signatures and be submitted to local building officials electronically; authorizing certain inspections to be performed in- person or virtually;authorizing certain reports to be signed with electronic signatures; authorizing certain notices to be electronically posted; authorizing private providers to perform certain replacements and repairs without first notifying local building officials under certain circumstances; authorizing certain forms to be signed with electronic signatures; authorizing certain inspection records to be electronically posted and electronically submitted to local building officials; authorizing certificates of compliance to be electronically transmitted to local building officials; authorizing certain local entities to use a private provider for code inspection services under certain circumstances; conforming provisions to changes made by the act;amending s. 553.80,F.S.;revising how certain excess funds may be used by a local government; amending s. 553.842, F.S.; requiring evaluation entities that meet certain criteria to comply with certain standards; authorizing the commission to suspend or revoke certain approvals under certain circumstances; amending ss. 125.01 and 125.56, F.S.; conforming cross-references to changes made by the act; making technical changes; providing effective dates. 1 CODING: Words rfr�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 Be It Enacted by the Legislature of the State of Florida: Section 1. Present subsection(5)of section 163.3202, Florida Statutes,is redesignated as subsection (6), and a new subsection (5) is added to that section, to read: 163.3202 Land development regulations.— (5)(a) Land development regulations relating to building design ele- ments may not be applied to a single-family or two-family dwelling unless: 1. The dwelling is listed in the National Register of Historic Places, as defined in s.267.021(5);is located in a National Register Historic District;or is designated as a historic property or located in a historic district,under the terms of a local preservation ordinance: 2. The regulations are adopted in order to implement the National Flood Insurance Program; 3. The regulations are adopted pursuant to and in compliance with chapter 553, 4. The dwelling is located in a community redevelopment area, as defined in s. 163.340(10); 5. The regulations are required to ensure protection of coastal wildlife in compliance with s. 161.052, s. 161.053, s. 161.0531,s. 161.085, S. 161.163, or chapter 373, 6. The dwelling is located in a planned unit development or master planned community created pursuant to a local ordinance, resolution, or other final action approved by the local governing body-, or 7. The dwelling is located within the jurisdiction of a local government that has a design review board or architectural review board. (b) For purposes of this subsection, the term: 1. "Building design elements"means the external building color,the type or style of exterior cladding material;the style or material of roof structures or porches: the exterior nonstructural architectural ornamentation: the location or architectural styling of windows or doors; the location or orientation of the garage: the number and type of rooms; and the interior layout of rooms. The term does not include the height, bulk, orientation, or location of a dwelling on a zoning lot; or the use of buffering or screening to minimize potential adverse physical or visual impacts or to protect the privacy of neighbors. 2. "Planned unit development" or "master planned community" means an area of land that is planned and developed as a single entity or in approved stages with uses and structures substantially related to the 2 CODING:Words -t�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 character of the entire development, or a self-contained development in which the subdivision and zoning controls are applied to the project as a whole rather than to individual lots. (c) This subsection does not affect the validity or enforceability of private covenants or other contractual agreements relating to building design elements. Section 2. Subsections(4),(5),and(8)of section 553.73,Florida Statutes, are amended to read: 553.73 Florida Building Code.— (4)(a) All entities authorized to enforce the Florida Building Code under pufstiant $s. 553.80 shall comply with applicable standards for issuance of mandatory certificates of occupancy, minimum types of inspections, and procedures for plans review and inspections as established by the commis- sion by rule. Local governments may adopt amendments to the adminis- trative provisions of the Florida Building Code, subject to the limitations in o€ this subsection paragraph. Local amendments must shall be more stringent than the minimum standards described in this section herein} and must shall be transmitted to the commission within 30 days after enactment.The local government shall make such amendments available to the general public in a usable format. The State Fire Marshal is responsible for establishing the standards and procedures required in this subsection paragraph for governmental entities with respect to applying the Florida Fire Prevention Code and the Life Safety Code. (b) Local governments may, subject to the limitations in of this section and not more than once every 6 months, adopt amendments to the technical provisions of the Florida Building Code that•eh apply solely within the jurisdiction of such government and that•eh provide for more stringent requirements than those specified in the Florida Building Code, not z than onee every 6 months. A local government may adopt technical amendments that address local needs if. 1. The local governing body determines,following a public hearing which has been advertised in a newspaper of general circulation at least 10 days before the hearing,that there is a need to strengthen the requirements of the Florida Building Code. The determination must be based upon a review of local conditions by the local governing body, which review demonstrates by evidence or data that the geographical jurisdiction governed by the local governing body exhibits a local need to strengthen the Florida Building Code beyond the needs or regional variation addressed by the Florida Building Code,that the local need is addressed by the proposed local amendment,and that the amendment is no more stringent than necessary to address the local need. 2. Such additional requirements are not discriminatory against materi- als, products, or construction techniques of demonstrated capabilities. 3 CODING: Words r�r�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 3. Such additional requirements may not introduce a new subject not addressed in the Florida Building Code. Lc)¢ The enforcing agency shall make readily available, in a usable format, all amendments adopted under pursuant to this section. Any amendment to the Florida Building Code shall be transmitted within 30 days after adoption by the adepting local government to the commission. The commission shall maintain copies of all such amendments in a format that is usable and obtainable by the public. Local technical amendments are shall not beeeme effective until 30 days after the amendment has been received and published by the commission. Le_)O-. An Any amendment to the Florida Building Code adopted by a local government under ate this subsection is paragraph shall be effective only until the adoption by the eefnf ;rr;()n of the new edition of the Florida Building Code by the commission every third year.At such time, the commission shall review such amendment for consistency with the criteria in paragraph(9)(a)and adopt such amendment as part of the Florida Building Code or rescind the amendment. The commission shall immedi- ately notify the respective local government of the rescission of any amendment. After receiving such notice, the respective local government may readopt the rescinded amendment under pursuant to the provisions of this subsection paragraph. kf� Each county and municipality desiring to make local technical amendments to the Florida Building Code shall by interleeal agreement. establish by interlocal agreement a countywide compliance review board to review any amendment to the Florida Building Code that is; adopted by a local government within the county under pursuant to this subsection and paragraph, that is challenged by a airy substantially affected party for purposes of determining the amendment's compliance with this subsection paragraph. If challenged, the local technical amendments are shall not beeeme effective until the time for filing an appeal under paragraph (g) pursuant to s••bparagrap 4. has expired or, if there is an appeal, until the commission issues its final order determining if the adopted amendment is in compliance with this subsection. kg�& If the compliance review board determines such amendment is not in compliance with this subsection h, the compliance review board shall notify such local government of the noncompliance and that the amendment is invalid and unenforceable until the local government corrects the amendment to bring it into compliance. The local government may appeal the decision of the compliance review board to the commission. If the compliance review board determines that such amendment is to be in compliance with this subsection paragraph, any substantially affected party may appeal such determination to the commission. Any such appeal must shall be filed with the commission within 14 days after 4the board's written determination. The commission shall promptly refer the appeal to the Division of Administrative Hearings by electronic means through the 4 CODING:Words rfr�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 division's website for the assignment of an administrative law judge. The administrative law judge shall conduct the required hearing within 30 days after being assigned to the appeal, and shall enter a recommended order within 30 days after of the conclusion of such hearing.The commission shall enter a final order within 30 days after an order is rendereder.The ref Chapter 120 and the uniform rules of procedure shall apply to such proceedings. The local government adopting the amendment that is subject to challenge has the burden of proving that the amendment complies with this subsection paragraph in proceedings before the compliance review board and the commission, as applicable. Actions of the commission are subject to judicial review under ate s. 120.68. The compliance review board shall determine whether its decisions apply to a respective local jurisdiction or apply countywide. An amendment adopted under this subsection paragraph must sheM include a fiscal impact statement that whieh documents the costs and benefits of the proposed amendment.Criteria for the fiscal impact statement shall include the impact to local government relative to enforcement and;the impact to property and building owners and, as " ^� +^^ industry;relative to the cost of compliance. The fiscal impact statement may not be used as a basis for challenging the amendment for compliance. D4-0-. In addition to paragraphs (f) and (g) subparagraphs 7. and 9., the commission may review any amendments adopted under pufstiant to this subsection and make nonbinding recommendations related to compliance of such amendments with this subsection. W�c4 Any amendment adopted by a local enforcing agency under Purstiant this subsection may shfr11 not apply to state or school district owned buildings, manufactured buildings or factory-built school buildings approved by the commission, or prototype buildings approved under pursuant s. 553.77(3). The respective responsible entities shall consider the physical performance parameters substantiating such amendments when designing, specifying, and constructing such exempt buildings. WFd4 A technical amendment to the Florida Building Code related to water conservation practices or design criteria adopted by a local govern- ment under��this subsection is not r^ dam ea void when the code is updated if the technical amendment is necessary to protect or provide for more efficient use of water resources as provided in s. 373.621. However,any such technical amendment carried forward into the next edition of the code under pursuant to this paragraph is subject to review or modification as provided in this part. (1) If a local government adopts a regulation, law, ordinance, policy, amendment, or land use or zoning�provision without using the process established in this subsection, and a substantially affected person considers such regulation, law, ordinance, policy, amendment, or land use or zoning provision to be a technical amendment to the Florida Building Code, then the substantially affected person may submit a petition to the commission 5 CODING: Words 4ev^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 for a nonbinding advisory opinion. If a substantially affected person submits a request in accordance with this Paragraph, the commission shall issue a nonbinding advisory opinion stating whether or not the commission interprets the regulation, law, ordinance, policy, amendment, or land use or zoning provision as a technical amendment to the Florida Building Code. As used in this paragraph, the term "local government" means a county, municipality, special district, or political subdivision of the state. 1. Requests to review a local government regulation, law, ordinance, policy, amendment, or land use or zoning provision may be initiated by any substantially affected person. A substantially affected person includes an owner or builder subject to the regulation, law, ordinance, policy, amend- ment,or land use or zoning provision,or an association of owners or builders having members who are subject to the regulation, law, ordinance, policy, amendment, or land use or zoning provision. 2. In order to initiate a review,a substantially affected person must file a petition with the commission. The commission shall adopt a form for the petition and directions for filing, which shall be published on the Building Code Information System. The form shall, at a minimum, require the following: a. The name of the local government that enacted the regulation, law, ordinance, policy, amendment, or land use or zoning provision. b. The name and address of the local government's general counsel or administrator. c. The name,address, and telephone number of the petitioner;the name, address,and telephone number of the petitioner's representative,if any and an explanation of how the petitioner's substantial interests are being affected by the regulation, law, ordinance, policy, amendment, or land use or zoning provision. d. A statement explaining why the regulation, law, ordinance, policy, amendment,or land use or zoning provision is a technical amendment to the Florida Building Code, and which provisions of the Florida Building Code,if any, are being amended by the regulation, law, ordinance, policy, amend- ment, or land use or zoning provision. 3. The petitioner shall serve the petition on the local government's general counsel or administrator by certified mail, return receipt requested, and send a copy of the petition to the commission, in accordance with the commission's published directions. The local government shall respond to the petition in accordance with the form by certified mail, return receipt requested, and send a copy of its response to the commission,within 14 days after receipt of the petition, including Saturdays, Sundays, and legal holidays. 6 CODING:Words rfr�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 4. Upon receipt of a petition that meets the requirements of this paragraph, the commission shall publish the petition, including any response submitted by the local government, on the Building Code Information System in a manner that allows interested persons to address the issues by posting comments. 5. Before issuing an advisory opinion,the commission shall consider the petition, the response, and any comments posted on the Building Code Information System. The commission may also provide the petition, the response, and any comments posted on the Building Code Information System to a technical advisory committee, and may consider any recom- mendation provided by the technical advisory committee. The commission shall issue an advisory opinion stating whether the regulation, law, ordinance,policy, amendment, or land use or zoning provision is a technical amendment to the Florida Building Code within 30 days after the filing of the petition, including Saturdays, Sundays, and legal holidays. The commission shall publish its advisory pinion on the Building Code Information System and in the Florida Administrative Register. The commission's advisory opinion is nonbinding and is not a declaratory statement under s. 120.565. (5) Notwithstanding subsection (4), counties and municipalities may adopt by ordinance an administrative or technical amendment to the Florida Building Code relating to flood resistance in order to implement the National Flood Insurance Program or incentives. Specifically, an administrative amendment may assign the duty to enforce all or portions of flood-related code provisions to the appropriate agencies of the local government and adopt procedures for variances and exceptions from flood-related code provisions other than provisions for structures seaward of the coastal construction control line consistent with the requirements in 44 C.F.R. s. 60.6.A technical amendment is authorized to the extent it is more stringent than the code. A technical amendment is not subject to the requirements of subsection(4) and may not be rendered void when the code is updated if the amendment is adopted for the purpose of participating in the Community Rating System promulgated pursuant to 42 U.S.C. s. 4022, the amendment had already been adopted by local ordinance prior to July 1, 2010, or the amendment requires a design flood elevation above the base flood elevation. Any amendment adopted under ate this subsection shall be transmitted to the commission within 30 days after being adopted. A municipality, county, or special district may not use preliminary maps issued by the Federal Emergency Management Agency for any law, ordinance, rule, or other measure that has the effect of imposing land use changes or permits. (8) Notwithstanding subsection (3) or subsection (7), the commission may address issues identified in this subsection by amending the code under ate the rule adoption procedures in chapter 120. Updates to the Florida Building Code, including provisions contained in referenced stan- dards and criteria which relate to wind resistance or the prevention of water intrusion, may not be amended under ate this subsection to 7 CODING: Words rfr�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 diminish those standards;however,the commission may amend the Florida Building Code to enhance such standards. Following the approval of any amendments to the Florida Building Code by the commission and publica- tion of the amendments on the commission's website, authorities having jurisdiction to enforce the Florida Building Code may enforce the amend- ments. (a) The commission may approve amendments that are needed to address: 1.{ } Conflicts within the updated code; 2.�b} Conflicts between the updated code and the Florida Fire Prevention Code adopted under pursuant to chapter 633; 3.{e Unintended results from the integration of previously adopted amendments with the model code; 4.41) Equivalency of standards; 5-{- Changes to or inconsistencies with federal or state law; or 6.�P Adoption of an updated edition of the National Electrical Code if the commission finds that delay of implementing the updated edition causes undue hardship to stakeholders or otherwise threatens the public health, safety, and welfare. (b) The commission may issue errata to the code pursuant to the rule adoption procedures in chapter 120 to list demonstrated errors in provisions contained within the Florida Building Code. The determination of such errors and the issuance of errata to the code must be approved by a 75 percent supermajority vote of the commission. For purposes of this Paragraph, "errata to the code" means a list of errors on current and previous editions of the Florida Building Code. Section 3. Paragraph (d) is added to subsection (1) of section 553.79, Florida Statutes, to read: 553.79 Permits; applications; issuance; inspections.— (1) (d) A local government may not require a contract between a builder and an owner for the issuance of a building permit or as a requirement for the submission of a building permit application. Section 4. Present subsections (10) through (19) of section 553.791, Florida Statutes, are redesignated as subsections (11) through (20), respectively, a new subsection (10) and subsection (21) are added to that section, and subsection (1), paragraph (b) of subsection (2), subsections (3), 8 CODING:Words r�r�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 (4), and(6), paragraphs (b) and(d) of subsection (7), subsections (8) and(9), and present subsections(10), (11), (12), (14), and (15) are amended, to read: 553.791 Alternative plans review and inspection.— (1) As used in this section, the term: (a) "Applicable codes" means the Florida Building Code and any local technical amendments to the Florida Building Code but does not include the applicable minimum fire prevention and firesafety codes adopted pursuant to chapter 633. (b) "Audit" means the process to confirm that the building code inspection services have been performed by the private provider, including ensuring that the required affidavit for the plan review has been properly completed and submitted with affiiEed the permit documents and that the minimum mandatory inspections required under the building code have been performed and properly recorded. The local building official may not replicate the plan review or inspection being performed by the private provider, unless expressly authorized by this section. (c) `Building" means any construction, erection, alteration, demolition, or improvement of, or addition to, any structure or site work for which permitting by a local enforcement agency is required. (d) "Building code inspection services"means those services described in s. 468.603(5) and (8) involving the review of building plans as well as those services involving the review of site plans and site work engineering plans or their functional equivalent, to determine compliance with applicable codes and those inspections required by law, conducted either in person or virtually, of each phase of construction for which permitting by a local enforcement agency is required to determine compliance with applicable codes. (e) "Deliver" or "delivery" means any method of delivery used in conventional business or commercial practice, including delivery by elec- tronic transmissions. (f) "Duly authorized representative" means an agent of the private provider identified in the permit application who reviews plans or performs inspections as provided by this section and who is licensed as an engineer under chapter 471 or as an architect under chapter 481 or who holds a standard certificate under part XII of chapter 468. (g) "Electronically posted"means providing notices of decisions, results, or records,including inspection records,through the use of a website or other form of electronic communication used to transmit or display information. (h) "Electronic signature" means any letters, characters, or symbols manifested by electronic or similar means which are executed or adopted by a party with an intent to authenticate a writing or record. 9 CODING: Words r�r�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 (i) "Electronic transmission" or "submitted electronically" means any form or process of communication not directly involving the physical transfer of paper or another tangible medium which is suitable for the retention, retrieval,and reproduction of information by the recipient and is retrievable in paper form by the receipt through an automated process. All notices provided for in this section may be transmitted electronically and shall have the same legal effect as if physically posted or mailed. -W�P "Immediate threat to public safety and welfare" means a building code violation that, if allowed to persist, constitutes an immediate hazard that could result in death, serious bodily injury, or significant property damage. This paragraph does not limit the authority of the local building official to issue a Notice of Corrective Action at any time during the construction of a building project or any portion of such project if the official determines that a condition of the building or portion thereof may constitute a hazard when the building is put into use following completion as long as the condition cited is shown to be in violation of the building code or approved plans. WFg "Local building official"means the individual within the governing jurisdiction responsible for direct regulatory administration or supervision of plans review, enforcement, and inspection of any construction, erection, alteration, demolition, or substantial improvement of, or addition to, any structure for which permitting is required to indicate compliance with applicable codes and includes any duly authorized designee of such person. �L�h4 "Permit application" means a properly completed and submitted application for the requested building or construction permit, including: 1. The plans reviewed by the private provider. 2. The affidavit from the private provider required under subsection (6). 3. Any applicable fees. 4. Any documents required by the local building official to determine that the fee owner has secured all other government approvals required by law. Lml(-i� "Plans"means building plans,site engineering plans,or site plans, or their functional equivalent, submitted by a fee owner or fee owner's contractor to a private provider or duly authorized representative for review. Ln�+ "Private provider" means a person licensed as a building code administrator under part XII of chapter 468, as an engineer under chapter 471, or as an architect under chapter 481. For purposes of performing inspections under this section for additions and alterations that are limited to 1,000 square feet or less to residential buildings, the term "private provider"also includes a person who holds a standard certificate under part XII of chapter 468. 10 CODING:Words -t�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 L{A} "Request for certificate of occupancy or certificate of completion" means a properly completed and executed application for: 1. A certificate of occupancy or certificate of completion. 2. A certificate of compliance from the private provider required under subsection 12 {�. 3. Any applicable fees. 4. Any documents required by the local building official to determine that the fee owner has secured all other government approvals required by law. (p) "Single-trade inspection" means any inspection focused on a single construction trade, such as plumbing, mechanical, or electrical. The term includes, but is not limited to, inspections of door or window replacements, fences and block walls more than 6 feet high from the top of the wall to the bottom of the footing: stucco or plastering: reroofing with no structural alteration:HVAC replacements:ductwork or fan replacements:alteration or installation of wiring,lighting,and service panels:water heater chan eg outs: sink replacements: and repiping_ Lcl�{4) "Site work" means the portion of a construction project that is not part of the building structure, including, but not limited to, grading, excavation, landscape irrigation, and installation of driveways. Lr�4n4 "Stop-work order" means the issuance of any written statement, written directive, or written order which states the reason for the order and the conditions under which the cited work will be permitted to resume. (2) (b) If an owner or contractor retains a private provider for purposes of plans review or building inspection services, the local jurisdiction must reduce the permit fee by the amount of cost savings realized by the local enforcement agency for not having to perform such services. Such reduction may be calculated on a flat fee or percentage basis, or any other reasonable means by which a local enforcement agency assesses the cost for its plans review or inspection services it is the intent f the Legislature that require- ments when hiring a private provider plansreview building inspeetienS. A leeal jurissdietion must .,1.,ulate the est savings to the provider to perferm plans reviews and building inspeetions in lieu of the leeal building e€fieial, and ,.auee the permit fee aeeerdifigly-. The local jurisdiction may not charge fees for building inspections if the fee owner or contractor hires a private provider to perform such services; however, the local jurisdiction may charge a reasonable administrative fee. 11 CODING: Words 4ev^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 (3) A private provider and any duly authorized representative may only perform building code inspection services that are within the disciplines covered by that person's licensure or certification under chapter 468,chapter 471, or chapter 481, including; single-trade inspections. A private provider may not provide building code inspection services pursuant to this section upon any building designed or constructed by the private provider or the private provider's firm. (4) A fee owner or the fee owner's contractor using a private provider to provide building code inspection services shall notify the local building official in writing at the time of permit application, or by 2 p.m. local time,2 business days before the first scheduled inspection by the local building official or building code enforcement agency that for a private provider has been contracted to perform the performin required inspections of construc- tion under this section, including single-trade inspections, on a form to be adopted by the commission. This notice shall include the following information: (a) The services to be performed by the private provider. (b) The name, firm, address, telephone number, and e-mail address foes mile n mbe of each private provider who is performing or will perform such services, his or her professional license or certification number, qualification statements or resumes, and, if required by the local building official, a certificate of insurance demonstrating that professional liability insurance coverage is in place for the private provider's firm, the private provider, and any duly authorized representative in the amounts required by this section. (c) An acknowledgment from the fee owner in substantially the following form: I have elected to use one or more private providers to provide building code plans review and/or inspection services on the building or structure that is the subject of the enclosed permit application,as authorized by s. 553.791, Florida Statutes. I understand that the local building official may not review the plans submitted or perform the required building inspections to determine compliance with the applicable codes,except to the extent specified in said law. Instead, plans review and/or required building inspections will be performed by licensed or certified personnel identified in the application. The law requires minimum insurance requirements for such personnel, but I understand that I may require more insurance to protect my interests. By executing this form, I acknowledge that I have made inquiry regarding the competence of the licensed or certified personnel and the level of their insurance and am satisfied that my interests are adequately protected. I agree to indemnify, defend, and hold harmless the local government, the local building official, and their building code enforcement personnel from any and all claims arising from my use of these licensed or certified personnel to perform building code inspection services with respect to 12 CODING:Words r�r�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 the building or structure that is the subject of the enclosed permit application. If the fee owner or the fee owner's contractor makes any changes to the listed private providers or the services to be provided by those private providers, the fee owner or the fee owner's contractor shall,within 1 business day after any change or within 2 business days before the next scheduled inspection, update the notice to reflect such changes. A change of a duly authorized representative named in the permit application does not require a revision of the permit, and the building code enforcement agency shall not charge a fee for making the change. in addition, the—fee owner or the—fee owner' eentraeter shall os+ at theproj,, site, before the—e ri n c providereenstruetion and updated within 1 business day after any ehange, on a form to be adopted by the eemmission, the name, firm, address, telephone number,and faesimile number of eaeh private provider who is performing or will peffefm building eede inspeetion sefviees, the type of sei-Aee being performed, and similar information for the primary eentaet of the priv on the prejee+ (6) A private provider performing plans review under this section shall review the plans to determine compliance with the applicable codes. Upon determining that the plans reviewed comply with the applicable codes, the private provider shall prepare an affidavit or affidavits on a corm reasonably aeeeptable to the ,,,.ri,ri,;,.sio certifying, under oath, that the following is true and correct to the best of the private provider's knowledge and belief. (a) The plans were reviewed by the affiant, who is duly authorized to perform plans review pursuant to this section and holds the appropriate license or certificate. (b) The plans comply with the applicable codes. Such affidavit may bear a written or electronic signature and may be submitted electronically to the local building official. (7) (b) If the local building official provides a written notice of plan deficiencies to the permit applicant within the prescribed 20-day period, the 20-day period shall be tolled pending resolution of the matter.To resolve the plan deficiencies, the permit applicant may elect to dispute the deficiencies pursuant to subsection 14 {� or to submit revisions to correct the deficiencies. (d) If the local building official provides a second written notice of plan deficiencies to the permit applicant within the prescribed time period, the permit applicant may elect to dispute the deficiencies pursuant to subsection 14 43- or to submit additional revisions to correct the deficiencies. For all revisions submitted after the first revision, the local building official has an additional 5 business days from the date of resubmittal to issue the 13 CODING: Words -tev^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 requested permit or to provide a written notice to the permit applicant stating which of the previously identified plan features remain in noncom- pliance with the applicable codes,with specific reference to the relevant code chapters and sections. (8) A private provider performing required inspections under this section shall inspect each phase of construction as required by the applicable codes. Such inspection may be performed in-person or virtually. The private provider may have shall be pefmitted to sen a duly authorized represen- tative to the building site to perform the required inspections, provided all required reports are prepared by and bear the written or electronic signature of the private provider or the private provider's duly authorized represen- tative. The duly authorized representative must be an employee of the private provider entitled to receive reemployment assistance benefits under chapter 443.The contractor's contractual or legal obligations are not relieved by any action of the private provider. (9) A private provider performing required inspections under this section shall provide notice to the local building official of the date and approximate time of any such inspection no later than the prior business day by 2 p.m. local time or by any later time permitted by the local building official in that jurisdiction.The local building official may not prohibit the private provider from performing any inspection outside the local building official's normal operating hours, including after hours, weekends, or holidays. The local building official may visit the building site as often as necessary to verify that the private provider is performing all required inspections.A deficiency notice must be posted at the job si by the private provider, the duly authorized representative of the private provider, or the building depart- ment whenever a noncomplying item related to the building code or the permitted documents is found. Such notice may be physically posted at the job site or electronically posted.After corrections are made,the item must be reinspected by the private provider or representative before being concealed. Reinspection or reaudit fees shall not be charged by the local jurisdiction as a result of the local jurisdiction's audit inspection occurring before the performance of the private provider's inspection or for any other adminis- trative matter not involving the detection of a violation of the building code or a permit requirement. (10) If equipment replacements and repairs must be performed in an emergency situation, subject to the emergency permitting provisions of the Florida Building Code, a private provider may perform emergency inspec- tion services without first notifying the local building official pursuant to subsection (9). A private provider must conduct the inspection within 3 business days after being contacted to conduct an emergency inspection and must submit the inspection report to the local building official within 1 day after the inspection is completed. 11 409 Upon completing the required inspections at each applicable phase of construction,the private provider shall record such inspections on a form acceptable to the local building official.The form must bear the written 14 CODING:Words r�r�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 or electronic signature of be signed by the provider or the provider's duly authorized representative. These inspection records shall reflect those inspections required by the applicable codes of each phase of construction for which permitting by a local enforcement agency is required. The private provider, upon completion of the required inspection bfe e leE-v ng the eet si shall post each completed inspection record indicating ass or -M�J_=- ----> g p fail, at the site and provide the record to the local building official within 2 business days. Such inspection record may be electronically posted by the private provider or the private provider may post such inspection record physically at the project site. The private provider may electronically transmit the record to the local building official. The local building official may waive the requirement to provide a record of each inspection within 2 business days if the record is electronically posted or posted at the project site and all such inspection records are submitted with the certificate of compliance.Unless the records have been electronically posted,records of all required and completed inspections shall be maintained at the building site at all times and made available for review by the local building official. The private provider shall report to the local enforcement agency any condition that poses an immediate threat to public safety and welfare. 12 44} Upon completion of all required inspections, the private provider shall prepare a certificate of compliance, on a form acceptable to the local building official, summarizing the inspections performed and including a written representation, under oath, that the stated inspections have been performed and that, to the best of the private provider's knowledge and belief, the building construction inspected complies with the approved plans and applicable codes. The statement required of the private provider shall be substantially in the following form and shall be signed and sealed by a private provider as established in subsection (1) or may be electronically transmitted to the local building official: To the best of my knowledge and belief, the building components and site improvements outlined herein and inspected under my authority have been completed in conformance with the approved plans and the applicable codes. 13 424 No more than 2 business days after receipt of a request for a certificate of occupancy or certificate of completion and the applicant's presentation of a certificate of compliance and approval of all other government approvals required by law, the local building official shall issue the certificate of occupancy or certificate of completion or provide a notice to the applicant identifying the specific deficiencies, as well as the specific code chapters and sections. If the local building official does not provide notice of the deficiencies within the prescribed 2-day period, the request for a certificate of occupancy or certificate of completion shall be deemed granted and the certificate of occupancy or certificate of completion shall be issued by the local building official on the next business day. To resolve any identified deficiencies, the applicant may elect to dispute the 15 CODING: Words -t�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 deficiencies pursuant to subsection 14 {� or to submit a corrected request for a certificate of occupancy or certificate of completion. 15 {4) For the purposes of this section, any notice to be provided by the local building official shall be deemed to be provided to the person or entity when successfully transmitted to the e-mail address faesimile number listed for that person or entity in the permit application or revised permit application, or, if no e-mail address faesimile number is stated, when actually received by that person or entity. 16 a �' A local enforcement agency, local building official, or local government may not adopt or enforce any laws, rules, procedures, policies, qualifications, or standards more stringent than those prescribed by this section. (b) A local enforcement agency, local building official, or local govern- ment may establish, for private providers and duly authorized representa- tives working within that jurisdiction, a system of registration to verify compliance with the licensure requirements of paragraph Llkn (—)and the insurance requirements of subsection 17 {�. (c) This section does not limit the authority of the local building official to issue a stop-work order for a building project or any portion of the project, as provided by law, if the official determines that a condition on the building site constitutes an immediate threat to public safety and welfare. (21) Notwithstanding any other law, a county, a municipality, a school district, or an independent special district may use a private provider to provide building code inspection services for a public works project, an improvement,a building,or any other structure that is owned by the county, municipality, school district, or independent special district. Section 5. Paragraph (a) of subsection (7) of section 553.80, Florida Statutes, is amended to read: 553.80 Enforcement.— (7)(a) The governing bodies of local governments may provide a schedule of reasonable fees, as authorized by s. 125.56(2) or s. 166.222 and this section, for enforcing this part. These fees, and any fines or investment earnings related to the fees, shall be used solely for carrying out the local government's responsibilities in enforcing the Florida Building Code. When providing a schedule of reasonable fees, the total estimated annual revenue derived from fees, and the fines and investment earnings related to the fees, may not exceed the total estimated annual costs of allowable activities. Any unexpended balances shall be carried forward to future years for allowable activities or shall be refunded at the discretion of the local government. A local government may not carry forward an amount exceeding the average of its operating budget for enforcing the Florida Building Code for the previous 4 fiscal years. For purposes of this subsection, the term "operating budget" 16 CODING:Words r�r�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 does not include reserve amounts.Any amount exceeding this limit must be used as authorized in subparagraph 2. However, a local government which established, as of January 1, 2019, a Building Inspections Fund Advisory Board consisting of five members from the construction stakeholder community and carries an unexpended balance in excess of the average of its operating budget for the previous 4 fiscal years may continue to carry such excess funds forward upon the recommendation of the advisory board. The basis for a fee structure for allowable activities shall relate to the level of service provided by the local government and shall include consideration for refunding fees due to reduced services based on services provided as prescribed by s. 553.791, but not provided by the local government. Fees charged shall be consistently applied. 1. As used in this subsection,the phrase"enforcing the Florida Building Code"includes the direct costs and reasonable indirect costs associated with review of building plans, building inspections, reinspections, and building permit processing; building code enforcement; and fire inspections asso- ciated with new construction. The phrase may also include training costs associated with the enforcement of the Florida Building Code and enforce- ment action pertaining to unlicensed contractor activity to the extent not funded by other user fees. 2. A local government must use any excess funds that it is prohibited from carrying forward to rebate and reduce fees, or to pay for the construction of a building or structure that houses a local government's building code enforcement agency or the training programs for building officials, inspectors, or plans examiners associated with the enforcement of the Florida Building Code. Excess funds used to construct such a building or structure must be designated for such purpose by the local government and may not be carried forward for more than 4 consecutive years. 3. The following activities may not be funded with fees adopted for enforcing the Florida Building Code: a. Planning and zoning or other general government activities. b. Inspections of public buildings for a reduced fee or no fee. c. Public information requests, community functions, boards, and any program not directly related to enforcement of the Florida Building Code. d. Enforcement and implementation of any other local ordinance, excluding validly adopted local amendments to the Florida Building Code and excluding any local ordinance directly related to enforcing the Florida Building Code as defined in subparagraph 1. 4. A local government shall use recognized management, accounting, and oversight practices to ensure that fees, fines, and investment earnings generated under this subsection are maintained and allocated or used solely for the purposes described in subparagraph 1. 17 CODING: Words r�r�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 5. The local enforcement agency, independent district, or special district may not require at any time,including at the time of application for a permit, the payment of any additional fees, charges, or expenses associated with: a. Providing proof of licensure pursuant to chapter 489; b. Recording or filing a license issued pursuant to this chapter; c. Providing, recording, or filing evidence of workers' compensation insurance coverage as required by chapter 440; or d. Charging surcharges or other similar fees not directly related to enforcing the Florida Building Code. Section 6. Paragraph (a) of subsection (8) and subsection (14) of section 553.842, Florida Statutes, are amended to read: 553.842 Product evaluation and approval.— (8) The commission may adopt rules to approve the following types of entities that produce information on which product approvals are based. All of the following entities, including engineers and architects, must comply with a nationally recognized standard demonstrating independence or no conflict of interest: (a) Evaluation entities approved under pursuant to this paragraph or that meet the criteria for approval adopted by the commission by rule. The commission shall specifically approve the National Evaluation Service, the International Association of Plumbing and Mechanical Officials Evaluation Service, the International Code Council Evaluation Services, Underwriters Laboratories, LLC, Intertek Testing Services NA, Inc., and the Miami-Dade County Building Code Compliance Office Product Control Division. Archi- tects and engineers licensed in this state are also approved to conduct product evaluations as provided in subsection (5). (14) The commission shall by rule establish criteria for revocation of product approvals as well as suspension Feveeation of approvals of product evaluation entities, including;those approved in accordance with para r�aph (8)(a), and suspension or revocation of approvals of testing laboratories, quality assurance entities, certification agencies, and validation entities. Suspension and revocation is governed by s. 120.60 and the uniform rules of procedure. Section 7. Paragraph (bb) of subsection (1) of section 125.01, Florida Statutes, is amended to read: 125.01 Powers and duties.— (1) The legislative and governing body of a county shall have the power to carry on county government. To the extent not inconsistent with general or special law, this power includes, but is not restricted to, the power to: 18 CODING:Words r�r�v^^ are deletions; words underlined are additions. Ch. 2021-201 LAWS OF FLORIDA Ch. 2021-201 (bb) Enforce the Florida Building Code; as provided in s. 553.80; and adopt and enforce local technical amendments to the Florida Building Code as provided in s. Section 8. Subsection(1) of section 125.56, Florida Statutes,is amended to read: 125.56 Enforcement and amendment of the Florida Building Code and the Florida Fire Prevention Code; inspection fees; inspectors; etc.— (1) The board of county commissioners of each of the several counties of the state may enforce the Florida Building Code and the Florida Fire Prevention Code;as provided in ss. 553.80,633.206, and 633.208;and, at its discretion,adopt local technical amendments to the Florida Building Code as provided in s. 553.73W, pursuant to s. 553.73(4)(b) and (e) and local technical amendments to the Florida Fire Prevention Code as provided in; ate s. 633.202; to provide for the safe construction, erection, alteration, repair, securing, and demolition of any building within its territory outside the corporate limits of any municipality. Upon a determi- nation to consider amending the Florida Building Code or the Florida Fire Prevention Code by a majority of the members of the board of county commissioners of such county, the board shall call a public hearing and comply with the public notice requirements of s. 125.66(2). The board shall hear all interested parties at the public hearing and may then amend the building code or the fire code consistent with the terms and purposes of this act.Upon adoption,an amendment to the code shall be in full force and effect throughout the unincorporated area of such county until otherwise notified by the Florida Building Commission under pufstiant to s.553.73 or the State Fire Marshal under piffsu—Ant to s.633.202.This subsection does not Nothin hefein Main.a ,.shall b eenstfued to prevent the board of county commissioners from repealing such amendment to the building code or the fire code at any regular meeting of such board. Section 9. Except as otherwise expressly provided in this act, this act shall take effect July 1, 2021. Approved by the Governor June 29, 2021. Filed in Office Secretary of State June 29, 2021. 19 CODING: Words r�r�v^^ are deletions; words underlined are additions. Exhibit 4 COUNCIL AGENDA STATEMENT M Meeting Date: June 9, 2020 U_ To: Honorable Mayor and Council Members, From: George Garrett, Planning Director Through: Chuck Lindsey, City Manager 0 Agenda Items: Ordinance 2019-12: Amending The City's Comprehensive Plan To Modify Comprehensive Plan, Chapter 1, "Future Element, Goal 1-3, "Manage Growth;" Objective 1-3.2,"Regulate Density And Intensity;"Policy 1-3.2.5; "Maximum Height Limitation,"Increasing The Maximum Building Height To Forty-Two Feet(42) To Provide Compensation For Increases U) In Required Elevations For The New FEMA Firm Maps; Providing For Severability; Providing For The Repeal Of Conflicting Provisions; Providing For The Transmittal Of This Ordinance To The State Department Of Economic Opportunity After Final Adoption By The City Council; And Providing For An Effective Date. U Ordinance 2019-13: Amending The City's Land Development Regulations, Chapter 103, Table 2) 103.15.2, "Density, Intensity And Dimensions For Zoning Districts, Chapter 107, Article 5, "Setbacks And Height," Section 107.40, "Maximum Height" And Figure 107.40.1, "Building 0 Height Measurement,' Increasing The Maximum Building Height To Forty-Two Feet (42 To Provide Compensation For Increases In Required Elevations For The New FEMA Firm Maps; Providing For Severability; Providing For The Repeal Of Conflicting Provisions; Providing For N The Transmittal Of This Ordinance To The State Department Of Economic Opportunity After Final Adoption By The City Council; And Providing For An Effective Date. CN RECOMMENDATION: 0 Approval of Ordinance 2020-12 i Approval of ordinance 2020-13 i The Planning Commission reviewed the proposed Ordinances, both Comprehensive Plan and LDRS, on October 21, 2019 at a regularly schedule Planning Commission meetings and unanimously (4/0 with an excused absence)recommends approval of both Ordinances modifying provisions concerning the maximum height of any structure. The City Council unanimously approved the proposed Amendment during the first required public hearing on November 12, 2020. DEO provided its approval of the Comprehensive Plan Ordinance on February 17, 2020. Packet Pg. 5184 S.6.f In discussion DEO indicated that they had no issues with any or all structures being constructed to the limits of forty-two(42)feet. That provision has been included in this version of the Ordinance, both in the version on March 10, 2020 and the current review on June 9, 2020. 0 The item is before the Council on June 9, 2020 because there were changes made and approved at 2 U_ the March 10, 2020 that warrant an additional hearing as if the March meeting were the first hearing. APPLICANT: City of Marathon CL REQUEST: Amend City of Marathon Comprehensive Plan and Land Development Regulations in order to ensure that the City is able to comply with the proposed Working Draft FEMA NFIP FIRMS, while not significantly impacting the construction industry's ability to build structures within the City of Marathon. U) ANALYSIS OF COMPREHENSIVE PLAN CHANGE REQUEST: Preface 0 U The current Land Development Regulations provide only brief guidance concerning the review of a proposed Comprehensive Plan Amendment. Section 102.19 simply states: Section 102.19. Standards for Review. When considering an application for a Comprehensive Plan Amendment, the review shall include all standards and criteria of Fla. Stat. ch. 163. N Standards in Chapter 163, F.S. offer some additional guidance, but are limited. Pertinent sections of Chapter 163 promulgate process rather than establishing criteria for the development of a 0 proposed Comprehensive Plan Amendment. Chapter 163.3184, Process for adoption of 0 comprehensive plan or plan amendment, define the sequential process for transmittal, review, and approval of a Comprehensive Plan Amendment. Most relevant to this delineation of process is the definition of"compliance"which is recited for review below: 163.3184 Process for adoption of comprehensive plan or plan amendment.-- (1) DEFINITIONS.--As used in this section, the term: (b) "In compliance" means consistent with the requirements of ss. 163.3177, when a local government adopts an educational facilities element, 163.3178, 163.3180, 163.3191, and 163.3245, with the state comprehensive plan, with the appropriate strategic regional policy plan, and with chapter 9J-5, Florida Administrative Code, where such rule is not inconsistent with this part and with the principles for guiding development in designated areas of critical state concern and with part III of chapter 369, where applicable. Thus, leading through an exhaustive process, the State Land Planning Agency must find a Comprehensive Plan or Plan Amendment in Packet Pg. 5185 S.6.f compliance in accordance with the above definition. Process as further defined in the section leads from Local Government Transmittal through review by the State Land Planning Agency and other required local and state government bodies to a finding of "in compliance" by the State Land Planning Agency. 0 Review is contemplated and expected to be completed by such agencies as the South Florida Regional Planning Council, whose responsibility it is to review the proposal for consistency with the Strategic Regional Policy Plan. Such review is not therefore, the responsibility of the local government to determine consistency in this regard and will not be addressed herein. Though referenced in the definition of compliance and elsewhere Chapters 163.3177, 163.3191, 163.3245, and 369 will not be reviewed as a compliance matter. Chapter 163.3177 defines required elements in a comprehensive plan. The City has an approved comprehensive plan which must be assumed to have all required elements. Chapter 163.3191 refers to the required Evaluation and Appraisal Report(EAR); a review of an approved comprehensive plan required of the City every seven years. 0- The City is not subject to an EAR at this juncture and therefore is not relevant as a criterion to the 0 review herein. Finally, Chapter 163.3245 refers to the development of an optional sector plan. This optional element of an approved comprehensive plan was not adopted by the City and therefore will not be used as a criterion for review in this proposed FLUM amendment. Chapter 369 refers to invasive aquatic plant control and the Wekiva River area and similarly will not be 0 the subject of compliance review herein. U Other pertinent review elements leading to a determination of compliance are found in Chapter 163.3178 Coastal management, Chapter 163.3180 Concurrency and the principals for guiding development in the Florida Keys Area of Critical State Concern. This application for a FLUM amendment will be analyzed against the limited compliance issues found in sections of Chapter 163 F.S. and Chapter 380 F.S. noted immediately above. Relevant sections are provided in EXHIBITS 2, 3, & 4 attached or with website references for your review V- Compliance Discussion N Relevant criteria promulgated in Chapters 163 and 380 F.S. can be itemized in bullets as follows 0 based on the critical concerns more specifically identified in the City's comprehensive plan: 0 • Natural Resource Protection o Wetlands o Estuaries w o Living marine resources o Beaches/Dunes o Unique wildlife habitat a� o Water Quality • Historical Resources • Infrastructure/ Concurrency Management o Wastewater o Stormwater o Potable Water o Solid Waste Packet Pg. 5186 S.6.f o Transportation • Affordable Housing • Hazard Mitigation o CHHA _ o Hurricane Evacuation 0 • Ports U_ o Marina Siting • Public Use o Shoreline use and Access o Water dependent and independent activity 0 • Land Acquisition 0 o Conservation o CHHA o Public Services These bullet items should be utilized as the focus points for review of the proposed FLUM amendment and for future comprehensive plan amendments. a� PRELIMINARY FEMA NFIP MAPS (No Longer "Working Maps): 0 The Draft FEMA NFIP Maps were release on August 22, 2019 at meetings held in both Key West and Marathon. The Maps should be considered "Working Maps" at this juncture, but little significant change has occurred in the official release on December 27 of 2019. An official appeal period of the maps will begin when the release of the Preliminary Maps is noticed in the Federal Register. This will not likely happen for approximately 180 days by agreement between FEMA and all of the local jurisdictions. Three workshops were held in late January 202 the Keys by c� FEMA in the roll-out of the Preliminary Maps. Additional workshops may be anticipated. BACKGROUND To emphasize that flood risks are changing and to make sure property owners are aware that new a FEMA FIRM maps will be adopted in the near future, the City of Marathon Building Department will be requiring Owner's to sign a form with permits that acknowledges the issuance of these new DRAFT coastal flood maps and the fact that these maps may indicate a future change to the required elevation of a building currently in the permit process. This is intended to help homeowners understand that what they are proposing to build today,under the existing flood maps, W could become non-conforming after the new draft maps are formally adopted. This could make their flood risk and insurance costs greater. Owners should think about designing their . improvements to meet the proposed draft maps to assure they are addressing potential future risk. X As the DRAFT maps are rolled out, the City has hired a consultant that is charged with analyzing E how flood risks are changing within its municipal boundaries based on the new DRAFT FIRMS and the best available science and technology. If hired, the technical consultant would also be reviewing the maps and modeling conducted by FEMA and would be prepared to appeal any of the maps that do not appear to be correct. Packet Pg. 5187 To view the City's PRELIMIINARY FIRM maps, please click on the"Preliminary Coastal Flood Maps Link in the following Website htti)s://www.ci.marathon.fl.us/i)lannina/i) i)reliminarv- coastal-fl ood-map s-marathon-fl ori dq:1je s and a PDF version of the Preliminary Maps will open to an Index map of the Marathon which you can then utilize to navigate to individual specific maps concerning your area of the City. In order to view other DRAFT FIRM maps outside of the City 0 of Marathon, but within Monroe County, please click the following link HERE: DRAFT coastal U_ flood maps. This link will open a FEMA FIRM Draft Maps mapping tool. Simply click in the .a FIRM Panel section where property is located to view the popup containing a link to the Draft Map (PDF). X IMPORTANT: These maps don't show an additional difference in elevation due to a change in 0 mapping standards between the old and new proposed flood maps (datum NGVD29 to datum NAVD88). This means that all NGVD29 elevations (e.g., BFE, Lowest Floor Elevation) need to be converted to NAVD88. While there is no set conversion factor, as it varies throughout Monroe County, on average there is -1.5 foot conversion factor. To account for this change, ON AVERAGE you should add+1.5-feet to any apparent increase. For example: If your building was in an AE-8 flood zone and is still shown in an AE-8 zone, then it actually experienced an increase of 1.5 feet. Another example: If your building was in an AE-6 flood zone and is proposed to be in an AE-9 zone, the increase appears to be three-feet. However, the actual increase would be 4.5'- E 0 feet. U Immediate Concerns The Preliminary Maps show some immediate and obvious difference from the old maps. Account 0 for the change in datum, most homes in Marathon will see an increase in their FEMA NFIP Flood Zone of from 0.5 feet to as many as 5.5 feet (See Table below) The City is already recognizing that the release of the PRELIMINARY Maps will influence current construction and the construction that we see in the coming months BEFORE the maps actually N reach final adoption. 0 For instance, a residential permit issued today at BFE— AE 7 or 8 may become an AE 10. At that 0 juncture, it will be 3.5 to 4.5 feet below the necessary flood level when the draft maps are adopted. Owners of permits issued in the future will be advised that they should consider meeting the new flood zones NOW. Considerations & Suggestions W The new map provisions are going to strain the City's maximum height restriction as required base X elevations go up. Staff is proposing that we look at the maximum height restrictions, rather than creating a"free board" provision or enact a combination of the two so that home builders will not E be constrained by the additional elevation requirements of the new maps. We would also suggest that no addition habitable floors be allowed as part of any new Code modifications (No more than three levels & more likely two levels are achievable now). Packet Pg. 5188 S.6.f Relative Flood Zones/Conversion from NGVD29 to NAVD88 NAVD8 NE 8 7 8 9 10 11 12 W NGVD 29 0 6 2 7 g _ �s 9 0.57 10 1.57 0.57 11 2.57 1.57 0.57CL 12 3.57 2.57 1.57 0.57 13 4.57 3.57 2.57 1.57 0.57 Wat Wat Wat Wat Wat Wat CL 14 er er er er er er 0 Wat Wat Wat Wat Wat Wat U) 15 er er er er er er OLD CL NAVD88= NGVD29 - 1.43' (Avg. Marathon) (Conversion Range= -1.39'to -1.47') E U ANALYSIS Natural Resources 0 No Significant Impact would result from the proposed change. c� Historical and Cultural Resources c� No Significant Impact would result from the proposed change. 0 Infrastructure 0 No Significant Impact would result from the proposed change. i Wastewater infrastructure w i No Significant Impact would result from the proposed change. 0 Stormwater infrastructure a� No Significant Impact would result from the proposed change. Potable Water No Significant Impact would result from the proposed change. Packet Pg. 5189 S.6.f Solid Waste No Significant Impact would result from the proposed change. 0 Transportation _ No Significant Impact would result from the proposed change. Affordable Housing The proposed amendment will not affect the construction of affordable housing appreciably. As with other types of structures and uses,the proposed amendment will provide maximum flexibility in meeting the new FEMA NFIP flood map base elevations while still allowing for the of structures up to forty-two (42)feet. U) Hazard Mitigation a� No Significant Impact would result from the proposed change. E U Coastal High Hazard Areas Implementation of the proposed Ordinance will have some, but limited, impact on the City's 0 current enforcement of regulations regarding the Coastal High Hazard Areas (CHHAs as we already heavily regulate development in what are otherwise known as Category 1 surge zones or VE Zones. N Hurricane Evacuation No Significant Impact would result from the proposed change. a 0 Ports—Marina Siting No Significant Impact would result from the proposed change. i Public Use—Access to Water Wi No Significant Impact would result from the proposed change. Land Acquisition No Significant Impact would result from the proposed change. Alternate Compliance Review Criteria Packet Pg. 5190 S.6.f Since there are no internal Comprehensive Plan change review criteria available in Chapter 102, Article 6, those that would apply for an LDR text change request (Chapter 102, Article 7) are useful. The basis for the LDR text change criteria are the same as for a Comprehensive Plan change ultimately. 0 Section 102.26(B)of the Land Development Regulations requires that the following standards and 2 U- criteria be considered for any proposed text amendment. Each criterion and explanation of relevance to this proposed amendment are listed below: A. The need and justification for the change; The Draft maps show some immediate and obvious difference from the old maps. Account for the change in datum, many homes in Marathon will see an increase in their FEMA NFIP Flood Zone of from 0.5 feet to as many as 5.5 feet(See Table below) a� The City is already recognizing that the release of the DRAFT Working Maps will influence current construction and the construction that we see in the coming months BEFORE the maps actually reach final adoption. For instance, a residential permit issued today at BFE—AE 7 or 8 may become an AE 10. At that U juncture,it will be 3.5 to 4.5 feet below the necessary flood level when the draft maps are adopted. Permits issued in the future will be advised that the owners should consider meeting the new flood zones NOW. 0 The new map provisions are going to strain the City's maximum height restriction as required base elevations go up. Staff is proposing that we look at the maximum height restrictions, rather than creating a"free board" provision or enact a combination of the two so that home builders will not N be constrained by the additional elevation requirements of the new maps. B. The consistency of the proposed amendment with the Comprehensive Plan; and The proposed Ordinance meets three principle areas of concern reflected in the City's 0 Comprehensive Plan. First, the proposed amendment seeks to meet all of the necessary requirements of the FEMA Floodplain management program and the City's standing in the Community Rating System (CRS while at the same time continuing to allow developments consistent with that allowed in the past. w i C. Whether the proposed change shall further the purposes of the LDRs and other City Codes, regulations and actions designed to implement the Comprehensive Plan. The proposed regulations does further the basic goals and premises outlined in the introductory to the City's Comprehensive Plan as follows: "With the knowledge that the City needs redevelopment and new development to provide the necessary improvements to guarantee the residents of the City a clean, healthy environment and a sound economy in which to live and enjoy their families, it is the desire and intent of the City Packet Pg. 5191 S.6.f through the Goals, Objectives and Policies of the adopted Comprehensive Plan and Land Development Regulations implementing the Plan to protect our character, environment and viability through: • Protection of the small town family feel of the community • Continued utilization of the established mixed-use pattern of the community U_ • Protection of the heritage of the commercial fishing industry • Acknowledgement and protection of a character that is unique to the Keys • Protection of existing and increased affordable housing opportunities • Implementation of effective surface water management strategies • Systematic removal of failing and inadequate on-site wastewater disposal systems • Maintenance and management of central wastewater and stormwater facilities • Protection and enhancement of sensitive upland, wetland and submerged land habitat • Protection for the existing uses, densities and intensities a� • Providing new investment and reinvestment opportunities U) • Ensuring new development and redevelopment protects the environment • Ensuring new and redevelopment compliments and enhances community character • Implementation of thoughtful, managed growth." 0 U CONCLUSION: The proposed Amendments are consistent with and furthers the goals of the City of Marathon Comprehensive Plan and Land Development Regulations. 0 RECOMMENDATION: cN Approval of Ordinance 2020-12 and Approval of ordinance 2020-13 , c� The Planning Commission reviewed the proposed Ordinances, both Comprehensive Plan and LDRS, on October 21, 2019 at a regularly schedule Planning Commission meetings and 0 unanimously (4/0 with an excused absence)recommends approval of both Ordinances modifying 0 provisions concerning the maximum height of any structure. The City Council unanimously approved the proposed Amendment during the first required public i hearing on November 12, 2020. i DEO provided its approval of the Comprehensive Plan Ordinance on February 17, 2020. In discussion indicated that they had no issues with any or all structures being constructed to the limits of forty-two (42) feet. That provision has been included in this version of the Ordinance, both in the version on March 10, 2020 and the current review on June 9, 2020. E c� The item is before the Council on June 9, 2020 because there were changes made and approved at the March 10, 2020 that warrant an additional hearing as if the March meeting were the first hearing. Packet Pg. 5192 S.6.f Sponsored By: Lindsey Planning Commission Public Hearing Date: October 21, 2019 City Council Public Hearing Date: November 12, 2019 March 10, 2020 June 9, 2020 Enactment Date: June 9, 2020 2 U_ CITY OF MARATHON, FLORIDA ORDINANCE 2019-12 AN ORDINANCE OF THE CITY OF MARATHON, FLORIDA, AMENDING THE CITY'S COMPREHENSIVE PLAN TO MODIFY COMPREHENSIVE PLAN, CHAPTER 1, "FUTURE ELEMENT", GOAL 1-3, "MANAGE GROWTH;" OBJECTIVE 1-3.2, "REGULATE DENSITY AND INTENSITY;" POLICY 1-3.2.5; "MAXIMUM HEIGHT LIMITATION," INCREASING THE MAXIMUM BUILDING HEIGHT TO FORTY-TWO FEET (42) FOR ALL STRUCTURES TO PROVIDE COMPENSATION FOR INCREASES IN REQUIRED ELEVATIONS ' FOR THE NEW FEMA FIRM MAPS; PROVIDING FOR SEVERABILITY; PROVIDING FOR THE REPEAL OF CONFLICTING PROVISIONS; U PROVIDING FOR THE TRANSMITTAL OF THIS ORDINANCE TO THE STATE DEPARTMENT OF ECONOMIC OPPORTUNITY AFTER FINAL ADOPTION BY THE CITY COUNCIL; AND PROVIDING FOR AN EFFECTIVE DATE. 0 WHEREAS, the City of Marathon (the "City") has adopted a Comprehensive Plan which has been found to be in compliance by the State Department of Economic Opportunity ('DEO"), pursuant to N Chapters 163 and 380, Florida Statutes; and N WHEREAS, FEMA has recently released National Flood Insurance Program (NFIP), Working Draft Flood Insurance Rate Maps (FIRM) which in some areas may significantly alter the currently 0 adopted Base Flood Elevations (BFE); and 0 WHEREAS, it is the City's intent to raise the height limitations to provide some flexibility in building construction under the constraint that many Base Flood Elevations have increased from thei current adopted maps; and w i WHEREAS, the City Council finds it necessary, desirable, and proper to adopt the amendments to the Goals, Objectives and Policies of the Comprehensive Plan in order to reflect changing conditions, pursuant to Sections 163.3191 and 163.3178(2)(f)Florida Statute.; and WHEREAS, this Ordinance had a hearing before the Planning Commission on October 21, 2019 a and a first hearing before the City Council on November 12, 2019 during which both entities, took staff testimony, all public comment, and having duly deliberated, determined that the Ordinance was in the best interest of the public, supporting the public health, safety, and welfare; and Packet Pg. 5193 S.6.f WHEREAS, this Ordinance, having received an ORC from DEO after its first hearing and rendering to DEO, was thus noticed for a second hearing on March 10, 2020 at which time, the Ordinance was passed unanimously, and WHEREAS, it has been subsequently determined that changes suggested by DEO and made by staff for the March hearing were significant enough and in consideration of the fact that the hearing occurred during the City's problems with its computer network an additional hearing was warranted, and WHEREAS, the Ordinance was heard on June 9, 2020, passing unanimously on that date, NOW, THEREFORE, BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF MARATHON, FLORIDA THAT Strike h-at .>, = deletion bold underline= addition SECTION 1. The above recitals are true, correct, and incorporated herein by this reference. a� SECTION 2. Amend the Comprehensive Plan, Chapter 1, Conservation and Coastal Element, "Purpose:" 0 U Policy 1-3.2.5 Maximum Height Limitation The maximum height of aU structure permitted for maintenance, repair, expansion or new 2) construction within the City of Marathon shall be forty-two (42) feet (in Datum NAVD88) th44y- seven--(37) feet with the exception of permitted projections, unless further restricted by the Land 0 Development Regulations. The purpose of this provision is to allow some flexibility in meeting the City's Floodplain regulations and revised FEMA Floodplain Maps. G,._ ,,-.rime Faeilifies are � exempt with the approval of the City Couneil. Nonconforming structures may be repaired, N V- maintained or expanded as long as any alterations to the structure does not increase the 0) V- nonconformity. Q SECTION 3. The provisions of this Ordinance are declared to be severable and if any section sentence, clause of phrase of this Ordinance shall for any reason be held to be invalid or 0 unconstitutional, such decision shall not affect the validity of the remaining sections, sentences, clauses, and phrases of this Ordinance but they shall remain in effect, it being the legislative intent that this Ordinance shall stand notwithstanding the invalidity of any part. i SECTION 4. The provisions of this Ordinance constitute a "Comprehensive Plan amendment" Wi as defined by State law. Accordingly, the City Clerk is authorized to forward a copy of this Ordinance to the DEO and other state agencies for review and approval pursuant to Sections 380.05(6) and (11), Florida Statutes. SECTION 5. This Ordinance shall be scheduled for a second hearing immediately upon approval by the Florida Department of Economic Opportunity as a part of their Objections, Recommendations, and Comments (ORC) review, pursuant to Chapters 163 and 380, Florida Statutes. 'Additions to existing text are shown by underline/red print;deletions are shown as ...:'�= 2 Packet Pg. 5194 S.6.f ENACTED BY THE CITY COUNCIL OF THE CITY OF MARATHON, FLORIDA, THIS 9th DAY OF JUNE 2020. THE CITY OF MARATHON, FLORIDA 0 U- Steven Cook, Mayor AYES: NOES: ABSENT: ABSTAIN: U) ATTEST: CL 0 U Diane Clavier, City Clerk APPROVED AS TO FORM AND LEGALITY FOR THE USE 0 AND RELIANCE OF THE CITY OF MARATHON, FLORIDA ONLY: cN cN Dirk Smits, City Attorney 0 a 0 i i E c� 'Additions to existing text are shown by underline/red print;deletions are shown as ...:'�= 3 Packet Pg. 5195 Exhibit 5 S.6.g City of Key West—Land Development Code Sec. 122-1149. Height. (a) The term "building height" as used in the land development regulations shall mean the vertical o 0 distance from the crown of the nearest adjacent street to the highest point of the proposed building. U- (b) Height limitations contained in the schedule of district regulations located in divisions 2 through 14 0 of article IV of this chapter,in division 2 of this article and in this division shall apply to all construction unless otherwise stated herein below and/or in section 122-1151. 0 (c) These height regulations may be waived subject to the variance criteria found in section 90-391 in CL order to accommodate nonhabitable hardware and utility structures typically associated with the o principal structure, including spires, belfries, cupolas, antennas, water tanks, ventilators, chimneys, or other appurtenances usually required to be placed above the roof level and not intended forCL human occupancy or use. (d) Flood Protection Building Height Exception: An exception to the building height regulations as referenced in subsection (b) above, may be permitted in cases where a building is raised above ground to meet or exceed FEMA established base flood elevation levels under the following CL conditions: o U 1. Only the equivalent measure of distance from the existing ground level, prior to infill, to the required base flood elevation of the building, and up to a maximum of four (4) feet above theCL o base flood elevation, may exceed the building height regulations. c� 2. No exception shall result in a building height that would exceed 40 feet. 0 Max, ' 2 4- 0 CN� r cN �u Her �i Neasurernot I 0� U) e Ile I SC Max. " ,� � �-" (Ord. No. 97-10, § 1(2-5.9(I)), 7-3-1997; Ord. No. 15-07, § 1,4-7-2015) Packet Pg. 5196 S.6.h -n M '+ 3 4 ;. May w 6 MONROE COUNTY, FLORIDA 7 BOARD OF COUNTY COMMISSIONERS 8 RESOLUTION NO. 153 - 2022 0 9 2 10 A RESOLUTION BY THE MONROE COUNTY BOARD OF COUNTY 11 COMMISSIONERS TRANSMITTING TO THE STATE LAND PLANNING 12 AGENCY AN ORDINANCE BY MONROE COUNTY BOARD OF 13 COUNTY COMMISSIONERS ADOPTING AMENDMENTS TO THE 2030 14 MONROE COUNTY COMPREHENSIVE PLAN POLICY 101.5.32 TO 15 AMEND THE HEIGHT LIMIT TO 40FT, AFTER THE ADOPTION AND 0 16 ON THE EFFECTIVE DATE OF UPDATED FEMA FLOOD INSURANCE 17 RATE MAPS, FOR LAWFULLY ESTABLISHED EXISTING 18 RESIDENTIAL BUILDINGS AND NEW RESIDENTIAL BUILDINGS 19 (INCLUDES SUBSTANTIAL IMPROVEMENTS) IN ORDER FOR THESE 20 BUILDINGS TO ELEVATE TO OR MAINTAIN THE REQUIRED 21 ELEVATION BASED ON THE FLORIDA BUILDING CODE AND CL 22 UPDATED FEMA FLOOD INSURANCE RATE MAPS; PROVIDING FOR 23 SEVERABILITY; PROVIDING FOR REPEAL OF CONFLICTING U 24 PROVISIONS; PROVIDING FOR TRANSMITTAL TO THE STATE LAND cN 25 PLANNING AGENCY AND THE SECRETARY OF STATE; PROVIDING `N CN 26 FOR AMENDMENT TO AND INCORPORATION IN THE MONROE 27 COUNTY COMPREHENSIVE PLAN; PROVIDING FOR AN EFFECTIVE 28 DATE. 29 30 31 WHEREAS, the Monroe County Board of County Commissioners conducted a public ra 32 hearing for the purpose of considering the transmittal pursuant to the State Coordinated Review 33 Process in Sec. 163.3184(4), F.S., to the State Land Planning Agency for objections, E 34 recommendations and comments, and to the other Reviewing Agencies as defined in Sec. 35 163.3184(1)(c), F.S., for review and comment on a proposed amendment to the Monroe County 36 Year 2030 Comprehensive Plan as described above; and U 37 38 WHEREAS,the Monroe County Planning Commission and the Monroe County Board of 4, 39 County Commissioners support the requested text amendment; 40 41 NOW THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY 42 COMMISSIONERS OF MONROE COUNTY, FLORIDA: 43 44 Section 1. The Board of County Commissioners does hereby adopt the recommendation of the 45 Planning Commission to transmit the draft ordinance, attached as Exhibit A, for 46 adoption of the proposed text amendment. 47 Resolution No.153-2022 Page 1 of 2 File 2019-095 Packet Pg. 5197 48 Section 2. The Board of County Commissioners does hereby transmit the proposed 49 amendment to the State Land Planning Agency for review and comment in 50 accordance with the State Coordinated Review process pursuant to Section 51 163.3184(4), Florida Statutes. 52 53 Section 31. The Monroe County staff is given authority to prepare and submit the required 54 transmittal letter and supporting documents for the proposed amendment in 55 accordance with the requirements of Section 163.3184(4), Florida Statutes. 0 .2 56 u- 57 Section 4. The Clerk of the Board is hereby directed to forward a certified copy of this 58 resolution to the Director of Planning. 59 60 PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, .2 6 1 Florida, at a regular meeting held on 0. -181- day of May, 2022. 0 62 63 Mayor David Rice ..__Yes 64 Mayor Pro Tem Craig Cates Yemm 65 Commissioner Michelle Coldiron ...............1�0........................... U) 66 Cotnmissioner James Scholl --Ye"s..........67 Comm er Ho lly Merrill Raschein .......... 68 CL 69 BOARD OF COUNTY COMMISSIONERS E 0 70 OF NROE 'OlJNT FLORIDA L) 71 N ............. CN 72 a y: Q ........ CN 7:3 '0" Mayor avid'Rice LO 7�' • MONROE COUNTY ATTORNEY 0 5: EO� S TOf-ORM .2 0 !A.7 a, 7 "41 8 79 A"17,"FEST" KLV N MAD(..)1K, ('Ll`JtK E 80 ... — .......... ................. U) 81 AS DEPUTY CLERK 82 U U as E Resolution No.1 53-2022 Page 2 of 2 File 2019-095 Packet Pg. 5198 S.6.h Exhibit A to Resolution 15 3-2022 3 4a 5 MONROE COUNTY, FLORIDA 6 MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 7 8 ORDINANCE NO. -2022 0 9 10 AN ORDINANCE BY MONROE COUNTY BOARD OF COUNTY 11 COMMISSIONERS ADOPTING AMENDMENTS TO THE 2030 MONROE 12 COUNTY COMPREHENSIVE PLAN POLICY 101.5.32 TO AMEND THE 13 HEIGHT LIMIT TO 40FT, AFTER THE ADOPTION AND ON THE 14 EFFECTIVE DATE OF UPDATED FEMA FLOOD INSURANCE RATE 15 MAPS, FOR LAWFULLY ESTABLISHED EXISTING RESIDENTIAL 16 BUILDINGS AND NEW RESIDENTIAL BUILDINGS (INCLUDES 17 SUBSTANTIAL IMPROVEMENTS) IN ORDER FOR THESE BUILDINGS 18 TO ELEVATE TO OR MAINTAIN THE REQUIRED ELEVATION BASED 19 ON THE FLORIDA BUILDING CODE AND UPDATED FEMA FLOOD 20 INSURANCE RATE MAPS; PROVIDING FOR SEVERABILITY; 21 PROVIDING FOR REPEAL OF CONFLICTING PROVISIONS; 22 PROVIDING FOR TRANSMITTAL TO THE STATE LAND PLANNING 0 23 AGENCY AND THE SECRETARY OF STATE; PROVIDING FOR U 24 AMENDMENT TO AND INCORPORATION IN THE MONROE COUNTY CN 25 COMPREHENSIVE PLAN; PROVIDING FOR AN EFFECTIVE DATE. C14 26 (2019-095) 27 28 29 WHEREAS, Monroe County policies and regulations adopted in the Monroe County 0 30 Comprehensive Plan and Land Development Code are to maintain public health, safety, and 31 welfare of the citizens of the Florida Keys and to strengthen our local government capability to 32 manage land use and development; and 33 34 WHEREAS,pursuant to Article 8 of the Florida Constitution and Section 125.66,Florida 35 Statutes, Monroe County possesses the police powers to enact ordinances in order to protect the 36 health, safety, and welfare of the County's citizens; and U 0 37 38 WHEREAS, the Federal Emergency Management Agency has identified special flood 39 hazard areas within the boundaries of unincorporated Monroe County and such areas may be 40 subject to periodic inundation which may result in loss of life and property, health and safety 41 hazards, disruption of commerce and governmental services, extraordinary public expenditures for 42 flood protection and relief, and impairment of the tax base, all of which adversely affect the public 43 health, safety and general welfare, and 44 45 WHEREAS, the Monroe County was accepted for participation in the National Flood 46 Insurance Program on June 15, 1973 and the Monroe County Board of County Commissioners 47 desires to continue to meet the requirements of Title 44 Code of Federal Regulations, Sections 59 Packet Pg. 5199 S.6.h Exhibit A to Resolution153-2022 1 and 60, necessary for such participation; and 2 3 WHEREAS,the National Flood Insurance Program(NFIP)is a federally-subsidized flood 4 damage insurance program administered by the Federal Emergency Management Agency(FEMA) 5 enabling property owners in participating communities to purchase flood insurance in exchange 6 for the community's adoption of floodplain management regulations to reduce future flood 7 damages; and 8 9 WHEREAS,the participating communities floodplain management regulations must meet U_ 10 or exceed the minimum administrative and technical requirements in the NFIP regulations (44 11 CFR Part 59 and Part 60); and 12 13 WHEREAS, on December 27, 2019, FEMA issued Preliminary Flood Insurance Rate 14 Maps (FIRMS) and a Flood Insurance Study (FIS) report for Monroe County, FL; and 0 15 16 WHEREAS, Monroe County submitted its appeal of the preliminary FEMA FIRMS and 17 Flood Insurance Study on June 11, 2021; and 0- 18 19 WHEREAS, once FEMA reviews and processes all appeals, the agency will issue a Letter 20 of Final Determination (LFD) and publish the final FIRMS; and 21 C, 22 WHEREAS,Monroe County is proposing amendments to Policy 101.5.32 to increase the 0 23 height limit in order to further facilitate the protection of property from flooding, reduce or avoid U 24 future flood losses, reduce the costs of post flood damage repairs,facilitate recovery after flooding N 25 events and reduce flood insurance costs; and N 26 LO T- 27 WHEREAS, the amendment is based on and will be triggered by the adoption and a 28 effective date of updated FEMA Flood Insurance Rate Maps;which are the updated FEMA FIRMS 29 adopted subsequent to FEMA Flood Insurance study and the accompanying FIRMS, dated 0 30 February 18, 2005 (current FIRMs); and 31 32 WHEREAS, the Monroe County Development Review Committee (DRC) reviewed and 33 considered the proposed amendments at a regularly scheduled meeting held on February 22, 2022 U) 34 and 35 U 36 WHEREAS, on March 23, 2022, the Monroe County Planning Commission held a public 0 37 hearing for the purpose of considering the proposed amendment and provided for public comment; M 38 and 39 40 WHEREAS, the Monroe County Planning Commission adopted Resolution No. P12-22 41 recommending approval ; and 42 43 WHEREAS, on May 18, 2022, the Monroe County Board of County Commissioners held 44 a public hearing, considered the staff report, and provided for public comment and public 45 participation in accordance with the requirements of state law and the procedures adopted for 46 public participation in the planning process; and Packet Pg. 5200 S.6.h Exhibit A to Resolution153-2022 1 2 WHEREAS, at the May 18, 2022, public hearing, the BOCC voted to transmit the 3 proposed amendments to DEO to review the proposal; and 4 5 WHEREAS, at the May 18, 2022, public hearing, the BOCC adopted Resolution 153- 6 2022, transmitting the proposed text amendment to the State Land Planning Agency; and 7 8 WHEREAS, the State Land Planning Agency reviewed the amendment and issued an 0 9 Objections, Recommendations and Comments (ORC) report, received by the County on U- 10 ; and 11 °as 12 WHEREAS, the ORC report stated, 13 ;" and 14 15 WHEREAS, the County has 180 days from the date of receipt of the ORC to adopt the 16 proposed amendment, adopt the amendment with changes or not adopt the amendment; and 17 18 WHEREAS, on the BOCC held a public hearing to consider 19 adoption of the proposed Comprehensive Plan text amendment; and 20 21 WHEREAS, based upon the documentation submitted and information provided in the 22 accompanying staff report, the Monroe County Board of County Commissioners makes the 0 23 following Conclusions of Law: U 24 1. The proposed amendment is consistent with the Goals, Objectives and Policies of the N 25 2030 Monroe County Comprehensive Plan; and N 26 2. The proposed amendment is consistent with the Principles for Guiding Development for LO V- 27 the Florida Keys Area of Critical State Concern, Sec. 380.0552(7), F.S.; and a 28 3. The proposed amendment is consistent with Part 11 of Chapter 163, Florida Statute. 29 0 U) 30 NOW, THEREFORE, BE IT ORDAINED BY THE BOARD OF COUNTY 31 COMMISSIONERS OF MONROE COUNTY, FLORIDA: 32 33 Section 1. Recitals and Legislative Intent. The foregoing recitals, findings of fact, and U) 34 statements of legislative intent are true and correct and are hereby incorporated as if fully stated 35 herein. U 36 U 37 Section 2. The text of the 2030 Monroe County Comprehensive Plan is amended as shown 38 and stated herein. Proposed Amendments are shown with deletions str4eken ti„-,,,,,.h and additions 39 are underlined. E 40 41 Policy 101.5.32 42 N i p 1.......year of t4e......eff.;Dcative...date of this lnolicy .....Monroe County shall 'r"IaairI"a"ir�......:a�l��lnt Land 43 Development Regulations which provide a Flood Protection Height Exception to Policy 101.5.30 44 to promote public health, safety and general welfare; allow adaptation to coastal flooding, storm 45 surge and other hazards; protect property from flooding and minimize damages; minimize public Packet Pg. 5201 S.6.h Exhibit A to Resolution153-2022 1 and private losses due to flooding; minimize future expenditures of public funds for flood control 2 projects and for recovery from flood events; and mitigate rising flood insurance premiums. 3 4 A Flood Protection Height Exception of up to a maximum of five (5)feet above the 35-foot height 5 limit shall be provided to-allow lawfully existing buildings to be voluntarily elevated up to three 6 (3)feet above FEMA base flood elevation; and a flood protection height exception of a maximum 7 of three (3) feet above the 35-foot height limit shall be provided to allow new (new construction 8 or substantially improved) buildings to voluntarily elevate up to three (3) feet above FEMA base 0 9 flood elevation. These exceptions are in order to promote flood protection, minimize flood U- 10 damage, reduce flood insurance premiums and minimize future expenditures of public funds for 11 recovery from flood events. In no case shall a Flood Protection Height Exception result in a new as 12 building exceeding a maximum height of 38 feet or a lawfully existing building exceeding a 13 maximum height of 40 feet. (Ord. No. 016-2017 , § 1, 9-27-2017) 14 C 15 Ate the ado )t on sand on the effective date ate of r� chile 0 1;�"l�MA:......1 ll��... Insurance Rate 5ap,s, 16 (l l Ms)T.........l�awlaa ly st alalasti d e stins ........residential buildi.n s sand ease residenti al...... laaauld.unu.s. 17 (incUes substantial al aaaapaaao taaaants,y luau algid wa,l�aaaa t'e Sa)eci al l,lood l laaza d Area shall have as 18 a n�aximuaaaa...laa,aallal laaaaa ...aal 40 a,at in...o der to elevate to aka maintain the aa,aa�ired elevation based on 19 llaa....: 5a,s, spa a u ua d ura....:l�.l 1.... 1 aaaai l.l2 `1 ( la o�aaaaan u�,a.u�i�a un uaasD..:.. 20 21 Additions to la ually established existing E!a� adenti al buaaldaaa, s wuithin theSped al Flood Hazard 22 Area that....aare su bst�antaaal aaaapa,aaoaa,aaients slaaall have a aaaaaxaaaauan I ei-fat limit aal 40 last in aaade tad � 23 elevate theaddition taa,_h / ��ar rr6�r r�r/r6r�z^� ( od ua,alu as d flood elev ataon.. U 24 CN 25 Ad,ditio staa laElually established �xistauag..,uesidenaa�l :buaaldaaa®,s wullaan tla� Special Flood Hazard � 26 Area that are riot substantial s shall have m aximau� lau� alimital 40feet if h LO ..... _ ..... ...................... .._ ..... ...................................27 addition meets the 1 /or~�r��a aiz�r/r6raa � l ��r6i..:flood elevation re aa�aaa,anents in.:��:121 1 sand R 12�,..3 2,, 0 9. 28 tlaa...._uaaaaaaaaaaaa lawlUlly...ast�a aslaeul.....e istin. lauaalalan. s a�all naal receive tlaa....;llaaaaa�..._laau,�lal axaaanliaaaa 29 of 40 feat. 6 U) 30 31 AU puauai as aal l as lauau duaaaa ualaaaa.....:tlae l,aaagi al l lood U::l�az and ae�a..._tla�at arrests the ueaaauaaed lluauaa�. 32 elevation o-tha.....:auandaated FEMA. FIRMS slpall l�a�°..s aoaa,n a l eig!aa limit aal 40 fcet.:....In no case shall .. 33 llaas....laeaa;li lamal..f as flood pfQtec don aesault in aa.. new,a;esidenti al buildau�>.. o as ,l awlu l y a,xuslan�>. 34 residential al lauaaldin®� exceedana� �a rn xaaaauaan hea��lat 21 4aD feet. .... ......... ........ .'�.. -....... P�„� ......... ........ Lt........ ........ ........ 35 U 36 LA-2d ated l�.l'MA:.:�,IRM,s era tale mans aaduaanled sua asea a rat tar l M U laaaad U asuau�aaaee stulaly aaaaa tla U 37 aee,a aaap�aaayaaaa>l'..1aaaad Insuarance Rat Maps, d1teaj l elau-,��aay 1.. �auau.. ..:.. 38 39 40 Section 3. Severability. If any section, paragraph, subdivision, clause, sentence or 41 provision of this ordinance shall be adjudged by any court of competent jurisdiction to be invalid, 42 such judgment shall not affect, impair, invalidate, or nullify the remainder of this ordinance, but 43 the effect thereof shall be confined to the section, paragraph, subdivision, clause, sentence, or 44 provision immediately involved in the controversy in which such judgment or decree shall be 45 rendered. Packet Pg. 5202 S.6.h Exhibit A to Resolution153-2022 1 Section 4. Conflicting Provisions. All ordinances or parts of ordinances in conflict with 2 this ordinance are hereby repealed to the extent of said conflict. 3 4 Section 5. Transmittal. This ordinance shall be transmitted to the Florida State Land 5 Planning Agency as required by F.S. 380.05 (11) and F.S. 3 80.05 52(9). 6 7 Section 6. Filing. This ordinance shall be filed in the Office of the Secretary of the State 8 of Florida but shall not become effective until a notice is issued by the State Land Planning Agency 0 9 or Administration Commission finding the amendment in compliance with Chapter 163, Florida U- 10 Statutes and after any applicable challenges have been resolved. 12 Section 7.Inclusion in the Monroe County Comprehensive Plan. The amendments shall 13 be incorporated in the 2030 Monroe County Comprehensive Plan. The numbering of the foregoing 14 amendment may be renumbered to conform to the numbering in the Monroe County 0. 0 15 Comprehensive Plan. 16 17 Section 8. Effective Date. This ordinance shall become as provided by law and stated a� 18 above. U) 19 20 PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, a CL 21 Florida, at a regular meeting held on , 2022. 22 U 23 Mayor cN 24 Mayor Pao Tens Q ................................................................................... 25 Commissioner M 26 Cony mi ssi oii er 27 Commn ssioner g 28 29 BOARD OF COUNTY COMMISSIONERS 30 OF MONROE COUNTY, FLORIDA 31 32 BY 33 MAYOR 34 U 35 U 36 (SEAL) 37 38 ATTEST: KEVIN MADOK, CLERK E 39 40 AS DEPUTY CLERK 41 Packet Pg. 5203 S.6.h t + r r i //p T11, IZEN: The Florida Kays Only Daily Newspaper,Est. 1876 FAO Box 1800,Key(West FL 33041 f' (305)292-7777 exr.219 F f305,n 2954925 8eyaCs weysnew,5.en i MONROiE CO PLANNING DEPT KEY LARGO FL. 33037 0 2 Account:4231741 Ticket: 381455601 P PUBLISHER'S AFFIDAVIT STATE OF FLOR11DA COUNTY OF MONROE (Ie aLt x't] 2 CLefare the un ensign;d uthiority per ornally appeared � o .... wtnc an oath says that he.or she is CL of the Key West Citizen,a five day nepaper published ij Key V%At,in Monroe county,Florida;that the attached U) copy,of adlvertisrriernt,being a legal)notice in the matter of was published in said � newspaper in the issues of n Saturday,April 30,2022 0 U Afftlant further says that the Key"Test Citizen is a newspaper published in Key cv West,in said Monroe County,Florida and that the said newspapers has hereto- cN fore been continuously published in said Monroe County,Florida Tuesday thru CN Saturday weekly,and has been entered as periodicals matter at the post office in LO Key West,in said Monroe County Florida,for a period of 1 year next preceding the first publication of the attached copy of advertnsemenL and affiant further says that he or she has neither paid nor promised any person,firm,or corporat`nan any 2 discount4rf rebate commission or refund,for the purpose of securing this a'dvertis-e- ment n i the a'i newspaper. 0 U) { ant Atli d'anK ubs before me this 6th day of May 20122 U) (Gto any ublio ngniature U U (Notary F'u f f rinted Narnek _ (Notary Seal) My commission expires 4�1 a.,;, 919 � E Personally Known__>�_ Produced Identification Type of identification Produced! . A t, Suelynin Stamper COMMISSION G EXPIRES:June 27,2022' Bonded Ibru dr$aa VU A Natal" Packet Pg. 5204 S.6.h �MONROE COUNTY BOARD OF COUNTY COMMISSIONERS NOTICE OF PUBLI EETING AND NOTICE OF PUBLIC HEARING NOTICE OF CHANGE TO THE MONROE COUNTY COMPREHENSIVE PLAN NOTICE OF' CHANGE TO THE 0 MONROE COUNTY LAND, U- DEVELOPMENT CODE P MAY 18, 2022 CL NOTICE I HERESY GIVEN that on Mdoesddy,May 18,2M,the Monr ou Bo oe Cnty ard'of County '0a Comkr0ssitonem w0l Mond a Public Moeftg,begin6ing at 00.00 AM.The SOCC rrmefing will be a h,,ylbHd < format with the County C(xnrN%aIio,n n'rembers um eefing live In Key Vftst, The pubfic wfll be abie to partdipate 0a Zoovt Webftwar.The tulle vargfte runs,Mll be considered at a PUBUC MEEW1, (L PUBLIC MEAN 11NQ$1 1=PM for as soon thweafter as miay be heasA« AN M900MMIS-APOPT U) TO AMEND,THE HElGK LIPAIITMAOFT,ArTER THE ADOPTIONAND ONTHF-,EFFEcTiVEC)ATE-OFLIPID ATE D FEMIA FLOOD INSURANCE RATE. MAPS,, FOR LAWFULLY ESTABLISHED EXISTING RES01ENTIAL BUIILD INNS WHICH 00 INPUT"EXCED THE 35-FOOT HEIGHTLIMITAND NIEW R E;Sl DFt MAIL,SUfl-0114(33 CL (INCLUDES SURSIANDAL,IMPROVEMENTS)IN ORDER FOR THESE BUILDINGS TO ELEVATE TO OR E MAKTAIN THE W REIR EL EVATION LEVATION EASED ON THE FLORIDA BUILDING COIDE AND UPDATED L) 0 FEMIA FLOOD INSURANCE 9XrE MAPS;PROVIDINGI FOR SEVERAMUTY,,PROVIDING FOR RIEPEAL OF — CONFUCTIING PROV SIJONSd PROODING FOR TRANSmirrT AL.TO,THE STATE LAND PLANNINd,AGENCY CN AND THE SE.0METARY OF S'MTE;PROVWING FOR AMENDMENT TO AND,INCORPORATION IN THE CN Q MONROE CGUN`r�COMPREHENSIVE PLAN�PROVIDING FOR AE1 IEFFECTNE DATE,(FILE 2019-005) CN AK,-Q,HM#AC.E,6Y-.TW,M0,01409-0,00MM VoI Q"DIVNITY."COMMOSION06 AMENIMNG I LO MONROE 00UNT11 LAND DIS/ELOPMENT OODE CHAPTER 135 HISTORIC: AND CU01JAAL FIESOURC 1I CAEA11NG A MATRIX ESTABLISHING TYPES OF WORK DONE TO A DESSICONATED H OP HISTORIC PRERTY OR STRUCTURE Oft ANY PROPERTY 08 STRUCTURE WITHIN THE TAVERNIER 0 HISTORIC PISTRICTTHAT CAN BE APPROVED BY A REGUILAn CERTIFICATE OF APPROPRIATENESS, PROVIDING FOR SEVERASIIUTYd PROVIDING FOR REPEAL OF CONIFILICTm PIIIIS;�PAOMIDIIING 6 FOR TRANSMITTAL TO THE ISTATC LAND PLANNING AGENCY AIND THE SECRE7ARY OF 87ATE U) PROVIDING FOR INCLUMON INTHE M,O,NROE OOUINTY LAND DEVELOPMEKI`CODE„PROVIDING FOR AN EFFECTIVE:DATE.flLE 201$416% Plaoss vialt the Monroe County Webafte at,www.rn*nroao rarefy-fLqov for moeting:agenda updates and iintformation m9arding the various options avaRaMoto the public to view the five meefing and/or E U) to'irna"ptsbile cornments on cortalin agionda items. Pursuant to Sedhxi 21,%,0105 Flo4da:S10des, If a pamon docides to,appeaJ any dedsion of the Board of Couidy Coninti"oners,w0 mspecl to,any rnaftec conaOemd at 09 meeting ar I ihe or she vd$ L) need,a,repord of the IdrrrmwAings,and that,lar such purpose,he,or she may need to easure a verbatim L) mard:bf Me procoetings Is made,wNch moard Inc des,the teitirnony&evidenre upon which the aj.,Veal 0 Is to be based. M ADA ASS46TANCE.,Yj*u,are,a person with a disability who needs"curl accommodations in wder 9= topaitkWfo In this pmceed0g,,pkms*confact the CountyAdministrators Office,by phoning(M) 0 20-4441,IaOtwoen the hOUM Of&',%&PM-SAO P,M,nO 18t0f th8n 01M f5)CS rldw'da"Pdor to the E schodukd meating;ff you are hear1bg or voice Impaired,cart'"71 1. ,AWO,Xk,2002 kEY Vw"!atvmw Packet Pg. 5205 S.6.i DRon DeSands Dane Eagle 1ECO NMI October 13, 2022 The Honorable David Rice o Mayor, Monroe County - Board of County Commissioners 25 Ships Way Big Pine Key, Florida 33043 0 Dear Mayor Rice: CL The Department of Economic Opportunity("Department") has completed its review of the proposed comprehensive plan amendment for Monroe County (Amendment No.22-05ACSC),which was received and determined complete on August 25,2022. We have reviewed the proposed amendment in accordance with the state coordinated review process set forth in Sections 163.3184(2) U) and (4), Florida Statutes(F.S.),for compliance with Chapter 163, Part II, F.S.The Department does not identify any objections or comments to the proposed amendment and this letter serves as the Objections, Recommendations and Comments Report. Review comments received by the Department CL from the appropriate reviewing agencies, if any, are enclosed. o U The Count should act b choosing to adopt,adopt with changes, or not adopt the proposed cLO O Y Y g p . p g p p p amendment. For your assistance,we have enclosed the procedures for final adoption and transmittal of < LO the comprehensive plan amendment.The second public hearing,which shall be a hearing on whether to adopt one or more comprehensive plan amendments, must be held within 180 days of your receipt N of the Department's attached report, or the amendment will be deemed withdrawn unless extended by agreement with notice to the Department and any affected party that provided comment on the amendment pursuant to Section 163.3184(4)(e)1., F.S. U If you have any questions related to this review, please contact Adrian Young, Planning Analyst, by telephone at(850) 717-8515 or by email at adrian.young@deo.myflorida.com. Sincerely, 0 CL U Scott Rogers, Regional Planning Administrator Bureau of Community Planning and Growth SR/ay Enclosure: Procedures for Adoption E Agency Comments c� cc: Isabel Cosio Carbello, Executive Director, South Florida Regional Planning Council Roman Gastesi, County Administrator, Monroe County Fiorida Department of IEcommnic d pportu Ry U CRidlAteN SuMing 6 107 E. 1t4adison Street I Tallahassee, FL 32300 (050)24 a.'7'105 1 v,4A,.FloddaJebs.1rr@ q r,"wT'w tter.corn/FN_DEC) I : .Facebook.com/FLDEO n eq+al oppoa lunity einpleyerlprograiin. .UXIhaiy aids wicl service are availaNsle upon request to irndMduals rrrM dlsat:mllties.All Kok*telephone numbers on°this docurnent may be reached by pem�ons using Tp"'G1'.ITD egOpmernt),ria the FVida Fteiay Seivice at 711 Packet Pg. 5206 S.6.i SUBMITTAL OF ADOPTED COMPREHENSIVE PLAN AMENDMENTS FOR STATE COORDINATED REVIEW Section 163.3184(4), Florida Statutes 0 0 NUMBER OF COPIES TO BE SUBMITTED: Please submit electronically using the Department's electronic amendment submittal portal "Com rehensive Plan and Amendment U load" ( � ° : I or submit three complete copies of all comprehensive plan , materials,of which one complete paper copy and two complete electronic copies on CD ROM in 0 Portable Document Format(PDF)to the State Land Planning Agency and one copy to each entity below 0 that provided timely comments to the local government:the appropriate Regional Planning Council; Water Management District; Department of Transportation; Department of Environmental Protection; Department of State;the appropriate county(municipal amendments only); the Florida Fish and Wildlife Conservation Commission and the Department of Agriculture and Consumer Services(county plan amendments only); and the Department of Education (amendments relating to public schools);and for certain local governments,the appropriate military installation and any other local government or CL governmental agency that has filed a written request. t0 U SUBMITTAL LETTER: Please include the following information in the cover letter transmitting the cLO 3 adopted amendment: LO Department of Economic Opportunity identification number for adopted amendment package; N Summary description of the adoption package, including any amendments proposed but not adopted; U Ordinance number and adoption date; Certification that the adopted amendment(s) has been submitted to all parties that provided timely comments to the local government; 0 CL 0 Name,title,address,telephone, FAX number and e-mail address of local government contact; W Letter signed by the chief elected official or the person designated by the local government. ADOPTION AMENDMENT PACKAGE: Please include the following information in the amendment package: c� In the case of text amendments, changes should be shown in strike-through/underline format; In the case of future land use map amendment, an adopted future land use map, in color format, clearly depicting the parcel, its existing future land use designation, and its adopted designation; Packet Pg. 5207 S.6.i A copy of any data and analyses the local government deems appropriate. Effective:June 2, 201.1.(Updated March ch 2021) Page 1. of 2 Copy of executed ordinance adopting the comprehensive plan amendment(s); 0 0 Suggested effective date language for the adoption ordinance for state coordinated review: P "The effective date of this plan amendment, if the amendment is not timely challenged, shall be the date the state land planning agency posts a notice of intent determining that this amendment is in compliance. If the amendment is timely challenged, or if the state land planning agency issues a notice of intent determining that this amendment is not in compliance, 0 this amendment shall become effective on the date the state land planning agency or the Administration Commission enters a final order determining this adopted amendment to be in compliance." U) List of additional changes made in the adopted amendment that the Department of Economic Opportunity did not previously review; CL List of findings of the local governing body, if any,that were not included in the ordinance and 0 which provided the basis of the adoption or determination not to adopt the proposed amendment; U U Statement indicating the relationship of the additional changes not previously reviewed by the U Department of Economic Opportunity to the ORC report from the Department of Economic Opportunity, LO N N U 0 CL U 4i c� Packet Pg. 5208 S.6.i From: Maitrin , To: 'e i11Iz: cif y�a�r ,lf rki"Su Cc: E F6""5r, ��F,�,E�nir1, �i�f��ul ariar�w�;:ri.�N�P 'i. (rFv,, Ilre�d °,r.r�r6(,1,5011 , rr°,I_:Qi Subject: [EXTERNAL]-Monroe County,DEO#22-SACSC Comments on Proposed Comprehensive Plan Amendment Package Date: Tuesday,September 13,2022 8:54:56 AM . Dear Mr. Eubanks: �..�a��...�. ... .v��w �..�„m � ........ ._,�.. .. � .m„�. 0 M The South Florida Water Management District (District) has completed its review of the proposed amendment package submitted by Monroe County (County). The package includes a Text Amendment to Policy 101.5.30, which is based on and will be triggered by the adoption and effective date of updated FEMA Flood Insurance Rate Maps. There appear to be no regionally significant CL water resource issues; therefore, the District forwards no comments on the proposed amendment 0 package. The District requests that the County forward a copy of the adopted amendments to the District at the following email mailbox address-, I U j'I Nl,,(w_L.�.i��a�;� e,� a. Please contact me if you have U) any questions or need additional information. Sincerely, CL 0 t3 Ms. Terry Manning,Senior Policy and Planning Analyst U South Florida Water Management District LO LO Water Supply Implementation Unit , 3301 Gun Club Road West Palm Beach, FL 33406 N Phone: 561-682-6779 Fax: 561-681-6264 E-Mail: tmann,ingPsfwrlld.gov t3 0 CL t3 E c� Packet Pg. 5209 S.6.i From: rV11'1 f, �Fsifw To: ',"' 1, :,e1,,,,r,ir�E4, �i„ivaY�nii�r a�.r�riTfv 91,,eifr Cc: 1�,r,�'i�,��rne�,t'4 nt�ii �;�,c°iwr�,�,, 1�„f� e n I im""vQs Subject: [EXTERNAL)-FWC"s Comments on Monroe County 22-05ACSC(40-Foot Height Limit for FEMA Flood Elevations) Date: Wednesday,August 31,2022 11:01:50 AM Dear Ms. Schemper, 0 Florida Fish and Wildlife Conservation Commission (FWC) staff reviewed the proposed comprehensive plan amendments in accordance with Chapter 163.3184(3),Florida Statutes. We have no comments, recommendations, or objections related to listed species and their habitat or other fish and wildlife resources to offer on this amendment. FWC staff appreciate the opportunity to review this project. Please send any requests for 0 further information to �' �) i�� a � r i�,,iii�ll�Cirari�znunu `Y�,'°;��rf„f,;w„4(�,��✓�er B° lti �.� G,�' �"1�1..,, Sincerely, Robert Irving Land Use Planning Program Administrator Florida Fish and Wildlife Conservation Commission CL Phone: (850)617-6034 E U Monroe County 22-05ACSC_50937 U LO t3 LO CN cN t3 0 CL t3 c� Packet Pg. 5210 S.6.i OFFICE OF THE COMMISSIONER THE CAPITOL (85o)617-7700 ��" �� , 400 SOUTH MONROE STREET TALLAHASSEE,FLORIDA 32399-o800 r FLORIDA DEPARTMENT OF AGRICULTURE AND CONSUMER SERVICES COMMISSIONER NICOLE "NIKKI" FRIED O O September 27,2022 0 VIA US MAIL/EMAIL(schemper-emily@monroecounty-fl.gov) C Monroe County Emily Schemper CL 2798 Overseas Highway,Suite 400 y Marathon, Florida 33050 U) Re: DACS Docket#20220825-129-Monroe CL Monroe County August 25th,2022 U Dear, Emily Schemper; U t3 The Florida Department of Agriculture and Consumer Services (the"Department") received the above- referenced proposed comprehensive plan amendment on August 25th LO , 2022,and has reviewed it , pursuant to the provisions of Chapter 163, Florida Statutes,to address any potential adverse impacts to CN important state resources or facilities related to agricultural, aquacultural,or forestry resources in Florida if the proposed amendment(s)are adopted. Based on our review of your county's submission, the Department has no comment on the proposal. t3 If we may be of further assistance,please do not hesitate to contact me at 850-410-2292. Sincerely, tm O CL Thomas Poucher U Budget Director Office of Policy and Budget cc: Florida Department of Economic Opportunity (SLPA#: Monroe County 22-05ACSC) c� I u. 1-800-HELPFLA h )ilda www.FreshFromFlorida.com Packet Pg. 5211 From: 9 Re&vey ............... To: Cc: Plan Y�zj,�V�.,Cvw Subject: [EXTERNAL]-Monroe County 22-05ACSC Proposed Date: Tuesday,September 20,2022 5:50:38 PM Attachments: To: Ray Eubanks, DEO Plan Review Administrator 0 0 U_ Re: Monroe County 22-05ACSC—State Coordinated Review of Proposed Comprehensive Plan Amendment The Office of Intergovernmental Programs of the Florida Department of Environmental Protection (Department)has reviewed the above-referenced amendment package under the CL provisions of Chapter 163, Florida Statutes. The Department conducted a detailed review that 0 focused on potential adverse impacts to important state resources and facilities, specifically: air and water pollution; wetlands and other surface waters of the state; federal and state-owned lands and interest in lands, including state parks, greenways and trails, conservation easements; solid waste; and water and wastewater treatment. U) Based on our review of the submitted amendment package,the Department has found no provision that, if adopted, would result in adverse impacts to important state resources subject CL E to the Department's jurisdiction. 0 U Please submit all future amendments by email to 1:11, q'i I d J JjQp.g�m/,- If your U L � -LA (n submittal is too large to send via email or if you need other assistance, contact Lindsay U Weaver at(850)717-9037. LO N N z 0 ,101111 A"111, ......................... w 0 W z 0 0 CL U W 12, 0 0 w a E Packet Pg. 5212 DocuSign Envelope ID:D2DC599A-C644-49A1-9DD1-13ED5ADD85AF II Florid umoo :mmm .o a .. (#'Transportadon R011i IDESANTP, 1000]IM I I V`A'veniae JA FED W 111 R1)UE,➢I'°.1, �:u��,�1i:IF 1114 1t.. M.pan�,FL 31 2 1a, 'lu�➢f^.'II'ARY L3 0 August 26, 2022 Emily Schemper, AICP Senior Director of Planning & Environmental Resources Monroe County Planning & Environmental Resources Department Marathon Government Center 2798 Overseas Highway, Suite 400 Marathon, FL 33050 U) Subject: Comments for the Monroe County Comprehensive Plan Amendment 0. FDEO #22-05ACSC 0 U U Dear Ms. Schemper: W Pursuant to Section 163.3184(3), Florida Statutes (F.S.), in its role as a reviewingLO agency as identified in Section 163.3184(1)(c), F.S., the Florida Department of N Transportation, District Six, reviewed the proposed amendment to Monroe County's Comprehensive Plan. The amendment would increase the residential building height limit to 40 feet, which would provide additional protection in flood hazard areas. U The District reviewed the amendment package per Chapter 163 Florida Statutes and found the proposed amendment would not adversely impact transportation resources and facilities of state importance. 0 In addition, the District's number one priority is safety for all road users with an ultimate goal of zero fatalities and serious injuries. It is recommended that Monroe U County continue to identify and address the safety needs of all modes of travel, including public transportation. The District encourages the County to include pedestrian and bicycle facilities to promote a safe walkable and connected community consistent with ss. 163.3177, Florida Statutes. c� Thank you for coordinating on the review of this proposed amendment with FDOT. If you have any questions, please do not hesitate to contact me by email at 1.'uere :�: �,^ mV"'i:ru��c��ij�g2i °II:�! ��: .�'1.US or at 305-470-5393. ee "................................��.. Packet Pg. 5213 DocuSign Envelope ID:D2DC599A-C644-49A1-9DD1-13ED5ADD85AF Ms. Emily Schemper August 26, 2022 Page 2 Sincerely, DocuSigned by: 0 LL 806CD06755 54DD... Shereen Tee Fong Transportation Planner IV 0 Cc: Daniel Iglesias, P.E., Florida Department of Transportation, District 6 Dat Huynh, P.E., Florida Department of Transportation, District 6 Kenneth Jeffries, Florida Department of Transportation, District 6 Ray Eubanks, Department of Economic Opportunity Isabel Cosio Carballo, South Florida Regional Planning Council Kathe Lerch, South Florida Regional Planning Council 0. U U U LO N N U 0 CL U E c� Packet Pg. 5214 S.6.i From: Ka!hc,''Urare: ..... "'+.........!.....'.. ° 'q'�' To: I a�.l`1....4@"4�.Ila�l°.1��ii...1.Li..,ti�f..Prk6:L.LR��ir��li�.i�d�,,..,.. Subject: [EXTERNAL]-SFRPC 9/19/2022 Council Mtg:Monroe Co 22-05ACSC;MDC,Aventura,Miami Shores,Miami Sprgs 22-01ER;Ft Lauderdale,Homestead,Lighthouse Pt;Wilton Manor 22-01ESR;Islamorada 22-01ACSC;Marathon 22-4,5,6,8ACSC;Miami Bch 22-1,2,4,5ESR;P... Date: Wednesday,September 21,2022 12:22:34 PM Attachments: ki2ar Gd l..i.:.1'ull:i;;;,i flRl k'yMl ¶"w ww .i:u.11aig rei 7 ari 7"p'A;p',iiri, 0 oir:�r Vwi V 4 „}i uaq, IL IL uo i u rlS4'"41 f�u ii rl.�,,i � 0 CL zM 0 CL At the September 19, 2022, Council Meeting,the South Florida Regional Planning Council approved the attached report,finding the proposed and adopted amendments to be generally consistent with the Strategic Regional Policy Plan for South Florida.Should you have any questions,contact Isabel CL Cosio Carballo, Executive Director, at(954)924-3653 or a.��71��,I�, •',7 fi�;E;,�;�.��r . 0 t3 t3 t3 LO Kathe An,iiiii Lerch Director of Administration N South Florida Regional Planning Council 1 Oakwood Boulevard, Suite 250, Hollywood, FL 33020 954.924.3653(a) J I lr,r 1,�%�� ski .,r fir,7;., t3 w 00, u 0a %/ n mf nil�i/RIFF"I 2 Confidentiality Notice:Please note that Florida has a broad public records law and all correspondence sent to me via email may be subject to disclosure. 0 CL t3 LU Packet Pg. 5215 S.6.i MEMORANDUM AGENDA ITEM#IV.0 U- DATE: SEPTEMBER 19,2022 TO: COUNCIL MEMBERS g CL 0 FROM: STAFF SUBJECT: LOCAL GOVERNMENT COMPREHENSIVE PLAN PROPOSED AND ADOPTED AMENDMENT CL CONSENT AGENDA U) Pursuant to the 1974 Interlocal Agreement creating the South Florida Regional Planning Council(Council), CL the Council is directed by its member counties to"assure the orderly,economic,and balanced growth and E development of the Region, consistent with the protection of natural resources and environment of the U Region and to protect the health,safety,welfare and quality of life of the residents of the Region." U LO In fulfillment of the Interlocal Agreement directive and its duties under State law, the Council reviews LO local government Comprehensive Plan amendments for consistency with the Strategic Regional Policy 9 Plan forSouth Florida(SRPP). Pursuant to Section 163.3184, Florida Statues as presently in effect,Council c14 review of comprehensive plan amendments is limited to 1) adverse effects on regional resources and facilities identified in the SRPP and 2) extra-jurisdictional impacts that would be inconsistent with the comprehensive plan of any affected local government within the Region. The Council's review of U amendments is conducted in two stages: (1) proposed or transmittal and (2) adoption. Council staff reviews the contents of the amendment package once the Department of Economic Opportunity certifies its completeness. A written report of Council's evaluation pursuant to Section 163.3184, Florida Statutes, is to be provided to the local government and the State Land Planning Agency within 30 calendar days of receipt of the o CL amendment. U Recommendation Find the proposed and adopted plan amendments from the local governments listed in the tables below generally consistent with the Strategic Regional Policy Plan for South Florida. Approve this report for transmittal to the local governments with a copy to the State Land Planning Agency. South Florida Regional Planning Council i Oakwood Boulevard,Suite 25o, Hollywood, Florida 33020 9S4-924-3653 Phone,954-924-3654 FAX vvvvv fr ((jorlaIr< <111C,fl flirt Packet Pg. 5216 S.6.i PROPOSED AMENDMENTS Local Government Local Government Proposed Adopted Council Review Transmittal or and Plan Date Adoption Public Amendment Number Hearing and Meeting 2 Miami-Dade County _ 22-01ER (Received 08-03-22) N/A 09-19-22 07-20-22 0 1. The proposed amendment to Miami-Dade County's Comprehensive Development Master Plan (CDMP) CL 0 Application amends the Water and Sewer Subelement and Capital Improvements Element of the CDMP to incorporate Evaluation Appraisal Report recommendations including adoption by reference of Miami-Dade County's Water Supply Facilities Work Plan. CL 2. This amendment affects Miami-Dade County. 3. Council recommends the recommendations of the South Florida Water Management District be satisfied prior to adoption, including revising proposed policies to include a Level of Service (LOS)Standard based on a capacity per unit of demand. CL � _� . , v�.. ... ..... . .�_ ... -m - 0 ...... ......., _ . Monroe County U 22-05ACSC U (Received 08-25-22) N/A 09-19-22 05-18-22 LO 1. The proposed amendment to Monroe County's Comprehensive Plan increases the residential building height cN limit to 40 ft to allow for elevation to protect against flooding hazards and reflect the Florida Building Code and updated FEMA Flood Insurance Rate Maps. 2. This amendment affects Monroe County. U 3. This amendment does not create any adverse impact to state or regional resources/facilities and the amendment seeks to protect Natural Resources of Regional Significance as identified in the Strategic Regional Policy Plan. City of Fort Lauderdale 0 22-01ESR (Received 08-22-22) 1/ N/A 09-19-22 08-16-22 U 1. The proposed amendment to the City of Fort Lauderdale's Comprehensive Plan amends the Future Land Use Element to permit utility use in the Employment Center Future Land Use designation. a 2. This amendment affects areas of the City of Fort Lauderdale that are designated Employment Centers. 3. This amendment does not create any adverse impact to state or regional resources/facilities and the amendment seeks to protect Natural Resources of Regional Significance as identified in the Strategic Regional Policy Plan. 2 Packet Pg. 5217 S.6.i Local Government Local Government Proposed Adopted Council Review Transmittal or and Plan Date Adoption Public Amendment Number Hearing and Meeting .. . 2 City of Homestead - U- 22-01ESR (Received 08-22-22) N/A 09-19-22 08-17-22 1. The proposed amendment to the City of Homestead's Comprehensive Plan amends the text of the Planned text .A 2 o Urban Neighborhood(PUN)description in the Future Land Use Element to increase the permitted net density C from up to fifteen (15) dwelling units per acre to twenty (20) dwelling units per acre for properties in the designated PUN Subareas:Neighborhood Mixed Use(NMU)and Commercial Subareas located West of South Krome Avenue subject to the land development code. EL 2. This amendment affects areas of the City of Homestead in the affected land use designations. 3. This amendment does not create any adverse impact to state or regional resources/facilities and the amendment U) seeks to protect Natural Resources of Regional Significance as identified in the Strategic Regional Policy Plan. -- CL�.-. ... - -� A,. .. ...... .... ... City of Lighthouse o U Point 22-01ESR* �/ N/A 09-19-22 07-12-22 U (Received 8-28-22) U .. 1. The proposed amendment to the City of Lighthouse Point's Comprehensive Plan reflects (1) the creation of a N Property Rights Element and (2) amends the Sanitary Sewer, Solid Waste, Drainage, Potable Water, Natural Groundwater Aquifer Recharge Element, Capital Improvements Element, and the Intergovernmental Coordination Element required by the update of the 20-Year Water Supply Facilities Work Plan. The Property Rights Element amendment intends to comply with House Bill 59 Section 163.3177(6)(i),Florida Statutes,effective U July 1, 2021.The proposed amendment intends to meet legislative requirements, including language regarding the right of a property owner to: physically possess and control his or her interests in the property, including easements,leases,or mineral rights;use,maintain,develop,and improve his or her property for personal use or forthe use of any other person,subject to state law and local ordinances;privacy and to exclude others from the property to protect the owner's possessions and property;and dispose of his or her property through sale or gift. CL 2. This amendment affects the City of Lighthouse Point. 3. Council recommends that the City satisfy the comments of the South Florida Water Management District W prior to adoption on all matters pertaining to regional water supply, water conservation, water supply planning, and water use permitting. City of Marathon 22-08ACSC E (Received 08-16-22) N/A 09-19-22 08-09-22 1. The proposed amendment to.... ........ ....._ ._...-- . ... . .... -... : the City of Marathons Comprehensive Plan would amend the Future Land Use Map (FLUM)from Residential Medium (RM)to Parks and Recreation (PR)for a property located along Calle Ensenada about 1.4 miles from US-1/0verseas Highway near Mile Marker S2 on the oceanside. 2. This amendment affects a parcel in the City of Marathon. 3 Packet Pg. 5218 S.6.i Local Government Local Government Proposed Adopted Council Review Transmittal or and Plan Date Adoption Public Amendment Number Hearing and Meeting 3. This amendment does not create an adverse impact to state or regional resources/facilities and Y the 0 amendment seeks to protect Natural Resources of Regional Significance as identified in the Strategic Regional Policy Plan. P 0 City of Miami Beach 22-04ESR C, (Received 08-10-22) N/A 09-19-22 07-20-22 0 1 The proposed amendment to the Cityof Miami Beach's�Com rehensive-......�. � p p � � p Plan would create the North Beach � Oceanside Resort Overlay for properties located east of Collins Avenue generally between 65th Street and 69th Street. The Overlay would provide for a floor area ratio (FAR) of 3.0 regardless of lot size and allow unified development sites with over 150,000 SF a FAR of 4.5 if certain conditions are met, including a reduction in density from 150 to 75 dwelling units per acre. 2. This amendment affects parcels in the City of Miami Beach that would lie within the subject overlay. E E 3. This amendment does not create any adverse impact to state or regional resources/facilities. o U U LO .-.. .,..m..... City of Miami Beach 22-05ESR `O (Received 08-10-22) �/ N/A 09-19-22 05-04-22 CN 1 ratio p(FAR)end create amendment dens ty bonus to ncentiv ze the even nw Plan_ .__� i Beach'sThe would increase the floor area ( ) legally established non-conforming apartment hotels in the R-PS-1 and R-PS-2 future land use categories to convert to conforming residential W uses. 2. This amendment affects approximately 1.28 acres defined by Washington Avenue to the East,Michigan Avenue to the West,4th Street to the North,and 2"d Street to the South,just east of Alton Road in the City of Miami Beach. 3. This amendment does not create any adverse impact to state or regional resources/facilities. 0 ........,. _ .....u u.ww_ .._.wm ....... �.._ _ _ ... ..... C, a� Miami Shores Village 22-01ER (Received 07-26-22) N/A 09-19-22 07-19-22 1. ....The proposed amendment .to..the ..Village ........ .,_.... ........of Miami Shores' Comprehensive Plan would create a Property Rights _ ._...._..................... _ Element,to comply with House Bill 59 Section 163.3177(6)(i),Florida Statutes,e ffective July 1,2021.The proposed amendment intends to meet the requirements of the Bill, including language regarding the right of a property owner to: physically possess and control his or her interests in the property, including easements, leases, or mineral rights;use,maintain,develop,and improve his or her property for personal use orforthe use of any other person,subject to state law and local ordinances;privacy and to exclude others from the property to protect the owner's possessions and property;and dispose of his or her property through sale or gift. 2. This amendment affects the Village of Miami Shores. 4 Packet Pg. 5219 S.6.i Local Government Local Government Proposed Adopted Council Review Transmittal or and Plan Date Adoption Public Amendment Number Hearing and Meeting 3. This amendment does not create any adverse impact to state or regional resources/fa ..f any agency 0 resources/facilities. I provides comments on these proposed amendments, the local governments should consult with the pertinent agency to address the comments prior to adoption. P 0 City of Miami Springs o 22-01ER CL (Received 08-23-22) N/A 09-19-22 08-22-22 0 i 1. _ The proposed am endments to the City of Miami Springs'Com Comprehensive Plan wou ld: �� CL ... p p yp uld: a. Create"EAR" based amendments to update the Comprehensive Plan to reflect current planning and growth management issues within the City,and U) b. Update the City's 10-year Water Supply Facilities Work Plan. 2. These amendments affect the City of Miami Springs. CL 3. Council notes the inclusion of language reflecting the City's intention to utilize the South Florida Regional Planning Council's dispute resolution process to resolve disputes or conflicts, on planning, growth o management, related issues between other local governments, and the commendable policies related to U intergovernmental coordination. cO LO 4. Council recommends that the City coordinate with the South Florida Water Management District prior to LO adoption on all matters pertaining to regional water supply,water conservation,water supply planning,and water use permitting,and address any related recommendations on the subject amendment. N N ..-_.. ..... -m.... .. Town of Pembroke Park U 22-02ESR* N/A 09-19-22 07-13--22 (Received 08-26-22) 1,_ The proposed amendment to the To P......... _ ��.�. �� ...._..... . . . Town of Pembroke Park s Comprehensive Plan would create a Property Rights Element,to complywith House Bill 59 Section 163.3177(6)(i),Florida Statutes,effective July 1,2021.The proposed CL amendment intends to meet the requirements of the legislation, including language regarding the right of a property ownerto:physically possess and control his or her interests in the property,including easements,leases, U or mineral rights; use, maintain,develop,and improve his or her property for personal use or for the use of any other person,subject to state law and local ordinances;privacy and to exclude others from the propertyto protect the owner's possessions and property;and dispose of his or her property through sale or gift. 2. This amendment affects the Town of Pembroke Park. ; 3. This amendment does not create any adverse impact to state or regional resources/facilities. If any agency provides comments on these proposed amendments, the local governments should consult with the pertinent agency to address the comments prior to adoption. .. ._......................__-- ........._............ — ......... .....----— ------- m _..... ................ 5 Packet Pg. 5220 S.6.i Local Government Local Government Proposed Adopted Council Review Transmittal or and Plan Date Adoption Public Amendment Number Hearing and Meeting .............._-____.W.__. ............._ o City of Wilton Manors 22-01ESR* (Received 09-02-22) __ _... ... _.........` .................................................. u N/A 09-1„9 22 ........ .... 08-2.3 22.._....., 0 1. The proposed amendments to the City of Wilton Manors'Comprehensive Plan would(1)create a Property Rights Element and(2)amend the Transit Oriented Corridor(TOC)designation.The Property Rights Element is intended to comply with House Bill 59 Section 163.3177(6)(i), Florida Statutes, effective July 1, 2021. The proposed CL 0 amendment intends to meet the requirements of the legislation, including language regarding the right of a property owner to:physically possess and control his or her interests in the property,including easements,leases, or mineral rights; use maintain develop,and improve his or her property for personal use or for the use of an L g p p p p Y p y other person,subject to state law and local ordinances;privacy and to exclude others from the property to protect the owner's possessions and property; and dispose of his or her property through sale or gift. The proposed amendments to the City of Wilton Manors' Comprehensive Plan also amends the Future Land Use Element, adding 1,000 dwelling units within the Transit Oriented Corridor (TOC) land use designation, allowing for (a) CL double the maximum number of dwelling units for hotel units and (b) in the Special Residential Facility Category (3),development shall count as one(1)dwelling unit per every two(2)sleeping rooms regardless of the number o t3 of kitchens or baths per gross acre. 2. These amendments affect the City of Wilton Manors. cLO O 3. These amendments do not create any adverse impact to state or regional resources/facilities. If any agency < provides comments on these proposed amendments, the local governments should consult with the ` pertinent agency to address the comments prior to adoption. cv c14 0 t3 0 CL t3 c� 6 Packet Pg. 5221 S.6.i ADOPTED AMENDMENTS Local Government Local Government and Plan Proposed Adopted Council Review Transmittal or Amendment Date Adoption Public Number Hearing and 0 Meeting u- City of Aventura 22-01ER (Received 08-05-22) N/A 09-19-22 07-19-22 0 C 1. The adopted y ....:..:'s prehensive Plan areas amendments to the City of Aventura s Com follows: � a. "Peril of Flood" based amendments that require local governments to plan for coastal flooding and the related impacts of sea level rise. b. "Property Rights Element" amendments to reflect comments received from the Department of Economic Opportunity from the first round of such amendments,and to fully comply with House Bill 59 Section 163.3177(6)(i), Florida Statutes,effective July 1, 2021.The proposed amendment intends to meet the requirements of the legislation, including language regarding the right of a property CL owner to: physically possess and control his or her interests in the property, including easements, t0 leases,or mineral rights; use, maintain,develop,and improve his or her property for personal use or for the use of any other person, subject to state law and local ordinances; privacy and to exclude U LO others from the property to protect the owner's possessions and property; and dispose of his or her U property through sale or gift. LO c. "EAR" based amendments to update the Comprehensive Plan to reflect current land use and N transportation issues within the City. 2. These amendments affect the City of Aventura. 3. These amendments do not create any adverse impact to state or regional resources/facilities. 4. The Council reviewed these amendments when proposed. U Islamorada,Village of Isles ....r.. . ..... . _ - .n.... . _... ..._ 22-01ACSC* N/A 09-19-22 06-23-22 (Received 07-15-22) CL The adote am ndmen prehensive Plan 1. Elementpto comply withtHouse Bill 59 Sectiong163 31177()(i)),Florida Statutes,seffect effective July 1,e 021.IThe U proposed amendment intends to meet the requirements of the legislation, including language regarding the right of a property owner to: physically possess and control his or her interests in the property, including ; easements, leases, or mineral rights; use, maintain, develop, and improve his or her property for personal use or for the use of any other person,subject to state law and local ordinances;privacy and to exclude others from the property to protect the owner's possessions and property; and dispose of his or her property through sale or gift. If any agency provides comments on these adopted amendments,the local governments should consult with the pertinent agency to address the comments. 2. This amendment affects Islamorada,Village of Isles. 3. This amendment does not create any adverse impact to state or regional resources/facilities. 4. Council reviewed this amendment when proposed. 7 Packet Pg. 5222 S.6.i Local Government Local Government and Plan Proposed Adopted Council Review Transmittal or Amendment Date Adoption Public Number Hearing and Meeting 0 . . . ..._..._ �uwww City of Marathon ..._....__ 22-04ACSC (Received 09-15-22) N/A 09-19-22 08-09-22 CL 1. The adopted am endment mendment to the City of Marathon's Comprehensive � and Coastal Element provides the maintenance of a 50-foot buffers adjacent to w wetlands. ter Four Conservation p s p ation etlands. � 2. This amendment affects the City of Marathon. CL 3. This amendment does not create any adverse impact to state or regional resources/facilities. 4. The Council reviewed this amendment when proposed. City of Marathon CL � . ......... a� 22-05ACSC o U (Received 08-15-22) N/A �/ 09-19-22 08-09-22 U 1. T.. p .�......... '.....,............ . p m FLUM from Mixed Use Commercial MU-C to Industrial I-G for a single parcel described as BK 1, E The adopted amendment to the City of Marathons Comprehensive Plan amends the Future Land Use Map LO ( ) � ( ) ( ) � g p %Zof lot 4 Stirrup Key Bight P63-168. N 2. This amendment affects an 0.11-acre property located on 7th Avenue(Gulf side),near Mile Marker 53 in the City of Marathon. 3. This amendment does not create any adverse impact to state or regional resources/facilities. 4. The Council reviewed this amendment when proposed. U _.. ......... - ..m�.... ._w-www City of Marathon 22-06ACSC (Received 08-15-22) N/A 09-19-22 08-09-22 CL 1 (FLUM)designation d Det to from Residential Medium (RM)to•mixed use Commercial .._—,.m�� - The adoptedhe City of Marathon's Comprehensive Plan amends the Future Land Use Map U parcels mmercial(MU-C). W 2. This amendment affects parcels with an aggregate of.22 acres, located at 108817th Ave (Gulf side), in the City of Marathon. 3. This amendment does not create any adverse impact to state or regional resources/facilities. 4. The Council reviewed this amendment when proposed. c� 8 Packet Pg. 5223 S.6.i Local Government Local Government and Plan Proposed Adopted Council Review Transmittal or Amendment Date Adoption Public Number I Hearing and Meeting 0 0 City of Miami Beach � ...... �� 21-01ESR as _ /A J 09-19-22 07-20-22 . 0 Received 08 0 1. The adopted amendment to the City of Miami Beach's Comprehensive Plan modifies the list of permitted C uses in the Town Center-Central Core Category (TC-C) future land use designation to allow for self-storage warehouse uses. 2. This amendment affects the areas in the TC-C Category of the City of Miami Beach. 3. This amendment does not create any adverse impact to state or regional resources/facilities. 4. Council reviewed this amendment when proposed. City of Miami Beach .._ ... _ CL a� 22-02ESR 0 (Received 08-15-22) N/A �/ 09-19-22 06-22-22 U U 1. The adopted amendment to the City of Miami Beach's Comprehensive Plan modifies the list -...�... . _._...of permitted < LO uses in the Public Facility: Governmental Uses (PF) future land use designation, for lots located between Lincoln Lane North on the South,Alton Road on the West, 17th Street on the North, and Washington Avenue � on the East to allow for market-rate residential uses as part of mixed-use developments. 2. This amendment affects areas in the City of Miami Beach within the subject land use designations. 3. This amendment does not create any adverse impact to state or regional resources/facilities. 4. Council reviewed this amendment when proposed. U �._......._..... w.w. �.. _.. . - �.__.... m.._._ ......_ .._. �.m, 0 CL U c� 9 Packet Pg. 5224 r I' ryJr%/%' I Y f lYl��f " , r r I t I it 1 r r I IL I I W l it I��I�I of�r krfr � J, .rrrr,:rrr,r/r r r:, r.,.. / r ,r /! // ,� ,r,ii,:./�/✓ r,- r. 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Prefiace When buildings undergo repair or improvement, it is an opportunity for local floodplain management programs to reduce flood damage to existing structures. More than 21,000 com- munities participate in the National Flood Insurance Program (NFIP), which is managed by the Federal Emergency Management Agency (FEMA). To participate in the NFIP, communities must adopt and enforce regulations and codes that apply to new development in Special Flood Hazard Areas (SFHAs).Local floodplain management regulations and codes contain minimum NFIP requirements that apply not only to new structures, but also to existing structures which are "substantially improved (SI)" or "substantially damaged (SD)." Enforcing the SI/SD requirements is a very important part of a community's floodplain man- agement responsibilities. There are many factors that local officials will need to consider and several scenarios they may encounter while implementing the SI/SD requirements. This Desk Reference provides practical guidance and suggested procedures to implement the NFIP re- quirements for SI/SD. This Desk Reference provides guidance on the minimum requirements of the NFIP regulations. State or locally-adopted requirements that are more restrictive take precedence (often referred to as "exceeding the NFIP minimums" or "higher standards"). SI/SD DESK REFERENCE i Acknowmelnu FEMA would like to thank the following individuals who provided information, data, review, and guidance in developing this publication. John Ingargiola Michael Powell FEMA Building Science Branch Delaware Department of Natural Resources and Environmental Control Lois Forster FEMA Floodplain Management Branch Lisa Jones South Carolina Department of Natural Jack Anderson Resources FEMA Regional and Disaster Support Branch Ken Ford Formerly National Association of Home Jhun de la Cruz Builders, Inc. FEMA Underwriting Branch Kim Paarlberg Lilah Haxton International Code Council, Inc. FEMA Grants Policy Branch Tom McDonald Mary Colvin City of Savannah, GA FEMA Region II Tom Richards Alan Springett City of Findlay, OH FEMA Region II Tim Condit Henry Chau Pikes Peak Regional Building Department. FEMA Region III CO Joseph Zagone Bob Croft FEMA Region III Pikes Peak Regional Building Department. CO Judy Marvel FEMA Region IV Jeannine Lewis Pikes Peak Regional Building Department. John Plisich CO FEMA Region IV Tom Leatherbee Ross Richardson Del City, OK FEMA Region VI Christopher P.Jones, P.E. Roger Connell Consultant FEMA Region VII Rebecca C. Quinn Mark Marik RCQuinn Consulting, Inc. Formerly FEMA Region IX SI/SD DESK REFERENCE iii G II II I[.[ 11 II II Il mmmm 11 ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... jimmyYeung Greenhorne & O'Mara, Inc. Hilary Kendro Greenhorne & O'Mara, Inc. Deb Daly Greenhorne & O'Mara, Inc. Julie Liptak Greenhorne & O'Mara, Inc. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... iv IIII IIC IIII' IIIEEEEE II II IIIEEEEE IIII°I1 E;II IIIEEEEE IIN C 11E ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... a e o Co IIIIIIIIIIIII IIIIII IIIIII 'IIII IIIIIIt lPireface m m m.....ro m ro m m m.m m m m m m m m m.m.o.....m m.m m m m m m m m m m m m.m..o o...ro.ro m m m m m m m m m m m m m..m...o...ro m ro m m m m ro m m m m m m m ..m.......ro m ro m m m.m m m m m m m m m.m.......m et ro.i. mts m.. ............................................................................................................. 111. Gha�pmterl IIt Iiro d u ctIII o III................ro.........................ro.........................ro................................................... . 1.1 Overview ............................................................................................................................ 1-1 1.2 What is Covered in This Desk Reference?........................................................................1-2 1.3 Relevant Requirements......................................................................................................1-3 1.4 Answers to Questions About SI SD.................................................................................. -3 1.5 Where to Get Help.............................................................................................................1-4 Clha�p ter 2 IIII IIII iii ill I iii,tiii 1. 2.1 Purposes and Overview of the NFIP .................................................................................2-1 2.2 The Community's Roe......................................................................................................2-2 2.3 The State's Role..................................................................................................................2-3 2.4 The Federal Role................................................................................................................2-4 Gha�p ter 3 Substantial Ii IiroveIimeIin,- ,.taIin,.tIll I ,° II iii III II Int and ( °iii III iii°iii III ............. 3,,,,,,1 3.1 Overview.............................................................................................................................3-1 3.2 Introduction to the SI/SD Requirements........................................................................3-1 3.3 NFIP Regulations for SI/SD..............................................................................................3-2 3.4 Selected Definitions and Terms........................................................................................3-4 3.4.1 Definitions: NFIP Regulations ..............................................................................3-5 3. .2 Comparison of Definitions and Terms: NFIP an I-Co es..................................3-6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIIE IIII' IIIEEEE;'S IIK II IIIEEEE;IIII°IIIEEEE;II IIIEEEE;IN IIIEEEE;' v mm mm � mmmm .".' � S ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Gha�p ter 4 ,,, Making Substantial Improvement andIII IIII ( II Ilrli III III III III ..........................4,,,,,,1. 4.1 Overview.............................................................................................................................4-1 4.2 Accuracy and Verification....................................... 2 4.3 Making SI/SD Determinations ........................................................................................4-2 4.3.1 SI/SD Provisions in the 2006 and 2009 I-Codes .................................................4-3 4.4 Determining Costs of Improvements and Costs to Repair.............................................. - 4.4.1 Costs That Must be Included in SI/SD Determinations......................................4-5 4.4.2 Costs That May be Excluded from SI/SD Determinations .................................4- 4.4.3 Acceptable Sources of Cost Information .............................................................4-7 4.4.4 Estimates of Donated or Discounted Materials....................................................4-8 4.4.5 Estimates of Owner and Volunteer Labor............................................................4-8 4.4.6 Demolition and Construction Debris Disposal.................................................... - 4.4.7 Clean-up and Trash Removal ...............................................................................4-9 4.4.8 Costs to Correct Existing Health, Safety, and Sanitary Code Violations.............4-9 4.5 Determining Market Value .............................................................................................4-11 4.5.1 Professional Property Appraisals.........................................................................4-13 4.5.2 Adjusted Assessed Value ......................................................................................4-14 4.5.3 Actual Cash Value ................................................................................................4-15 4.5.4 Qualified Estimates .............................................................................................4-15 Gha�p ter 5 ,,,,,, Administering Subt In iii ( Improvement and Substantial Damage Requirements ..............®.®5,,,,,,1. 5.1 Overview.............................................................................................................................5-1 5.2 5-1 Community Responsibilities ............................................................................................. 5.3 Property Owner/Applicant Responsibilities.................................................................... - 2 5.4 Important Community Actions ........................................................................................5-3 5.5 Informing the Public.........................................................................................................5-4 5.5.1 Permit Application Forms .....................................................................................5-4 5.5.2 Websites and Handouts .........................................................................................5-4 5.6 Administering the SI/SD Requirements..........................................................................5-5 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... vi IIII 11C IIII' IIIE;;;;; II II IIIE;;;;;IIII°°II II IIIE;;;;;IIN C ll mm mm ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5.6.1 Combinations of Types of Work............................................................................5-5 5.6.2 Phased Improvements ...........................................................................................5-6 5.6.3 Incremental Repair of Damaged Buildings..........................................................5-7 5.6.4 Damaged Buildings................................................................................................5-7 5.6.5 Special Circumstances (Damaged Buildings) ......................................................5-8 5.6.6 Appeals of Decisions .............................................................................................5-9 5.6.7 Variances to the Requirements ............................................................................5-9 5.6.8 Fl o o dways..............................................................................................................5-11 5.6.9 V Zones.................................................................................................................5-12 5.6.10 Coastal Barrier Resource Areas...........................................................................5-12 5.6.11 Revisions of the FIRM .........................................................................................5-13 .6.12 Inspections............................................................................................................ -13 5.6.13 Enforcement and Violations ...............................................................................5-14 5.6.14 Recordkeeping.....................................................................................................5-15 5.6.15 Issuing SI SD Determination Letters................................................................. - 6 5.6.16 Rescinding SI/SD Determinations .....................................................................5-16 5.7 Exceeding NFIP Minimum Requirements.....................................................................5-17 5.7.1 Community Rating System ..................................................................................5-17 5.7.2 Lower Threshold for SI/SD ................................................................................5-18 5.7.3 Cumulative SI/SD................................................................................................5-19 5.8 Recommendations to Improve Flood Resistance ..........................................................5-20 Gha�p ter 6 " 11r "to Consider and Illustrations "t 11 "till ( 11improveimen"t andiii it of Substain"iii I , II .......................................................................................................... 6- . 6.1 Overview.............................................................................................................................6-1 6.2 Factors to Consider When Evaluating Permit Applications for Improvements andRepairs .......................................................................................................................6-1 6.2.1 Pre-FIRM or Post-FIRM..........................................................................................6-1 6.2.2 A Zone or V Zone ................................................................................................. 6-2 6.2.3 More Than One Flood Zone ............................................................................... 6-3 6.2.4 Residential or Non-Residential ............................................................................ 6-3 6.3 Bringing Substantially Improved and Substantially Damaged Buildings into Compliance ....................................................................................................................... 6-3 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;;S IIK II IIIE;;;;;IIII°IIIE;;;;;II IIIE;;;;;IN IIIE;;;;; vii mm mm mmmm .".' �w S ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6.3.1 Lowest Floor Elevations.........................................................................................6-4 6.3.2 Enclosures...............................................................................................................6-5 6.3.3 Basements...............................................................................................................6-6 6.3.4 Utility and Building Service Equipment...............................................................6-6 6.3.5 Flood Damage-Resistant Materials........................................................................6-7 6.3.6 Making Buildings Reasonably Safe from Flooding .............................................6-7 6.4 Illustrations of Improvements and Repairs......................................................................6-8 6.4.1 Rehabilitation and Remodeling..........................................................................6-10 6.4.2 Lateral Additions .................................................................................................6-12 6.4.3 Vertical Additions ................................................................................................6-19 6.4.4 Repair, Reinforce, or Replace Foundations ......................................................6-21 6.4.5 Repair of Damaged Buildings.............................................................................6-22 6.4.6 Reconstruction of Demolished or Destroyed Buildings....................................6-22 6.4.7 Work on Post-FIRM Buildings.............................................................................6-22 6.4.8 Work on Buildings Where Flood Maps Have Been Revised..............................6-22 6.5 Requirements for Certain Structures..............................................................................6-23 6.5.1 Historic Structures...............................................................................................6-23 6.5.2 Manufactured Homes .........................................................................................6-24 6.5.3 Accessory Structures and Certain Agricultural Structures ................................6-26 6.6 NFIP Flood Insurance Implications ...............................................................................6-27 Qha�p teir 7 11 7 Substantial II inthe Disaster Recover :.::"::':',IinvI'ii'IiroIinIirneIin"t ,........®. 7.1 Overview.............................................................................................................................7-1 7.2 Preparing for Post-Disaster Recovery................................................................................7-1 7.2.1 Sources of Assistance .............................................................................................7-2 7.3 Assessing Building Damage...............................................................................................7-3 7.3.1 Preliminary Damage Assessments.........................................................................7-3 7.3.2 Rapid Evaluations and Detailed Safety Evaluations ............................................7-3 7.4 Using Estimates of Repair Costs and Market Values to Screen for Substantial Damage.............................................................................................................................. 7-4 7.4.1 Insurance Estimates of Repair Costs.....................................................................7-5 7.4.2 Unadjusted Assessed Values as Estimates of Market Values ................................7-6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... viii IIII IIC IIII' IIIE;;;;;' II II IIIE;;;;;'IIII"""II II IIIE;;;;;'IIN C 11E mm mm ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 7.4.3 Replacement Cost Values as Estimates of Market Values ....................................7-6 .5 Damage Assessments for Substantial Damage Determinations ..................................... -6 7.5.1 FEMA's Substantial Damage Estimator Software .................................................7-7 7.6 Increased Cost of Compliance Coverage..........................................................................7-9 7.7 Post-Disaster Permits and Inspections............................................................................ -11 7.8 Appeals and Variances.....................................................................................................7-11 .9 Post-Disaster Communications with Property Owners .................................................. -12 7.9.1 Information About Clean-up and Repairs..........................................................7-12 7.9.2 Information About Permits.................................................................................7-12 7.9.3 Information About Increased Cost of Compliance Coverage...........................7-13 .9.4 Interactions with the Public During Damage Assessments................................ -13 7.9.5 Providing Substantial Damage Determination Letters to Owners....................7-14 Gha�p ter 8 Mitigation III 8.1 Overview.............................................................................................................................8-1 8.2 Mitigation Planning...........................................................................................................8-1 8.3 Types of Flood Mitigation Projects ...................................................................................8-2 8.3.1 Identifying Flood Mitigation Projects...................................................................8-2 8.3.2 PropertyAcquisition/Demo ition and Relocation .............................................. - 8.3.3 Building Elevation .................................................................................................8-3 8.3.4 Relocation...............................................................................................................8-4 8.3.5 Floodproofing for Non-Residential Structures or Historic Structures ..............8-4 8.3.6 Other Types of Projects .........................................................................................8-4 8.4 FEMA's Mitigation Grant Programs..................................................................................8-4 8.4.1 Elements Common to All Grant Programs ..........................................................8-5 8.4.2 Pre-Disaster Mitigation Program...........................................................................8-5 8.4.3 Hazard Mitigation Grant Program .......................................................................8-6 8.4.4 Flood Mitigation Assistance Program...................................................................8-7 8.4.5 Repetitive Flood Claims Program ........................................................................8-7 8.4.6 Severe Repetitive Loss Program............................................................................8-8 8.5 Additional Information.....................................................................................................8-9 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;;S IIK II IIIE;;;;;IIII°IIIE;;;;;II IIIE;;;;;IN IIIE;;;;; ix TABLE OF CONTENTS Appendices A. FEMA Regional Offices,NFIP State Coordinating Agencies, and State Hazard Mitigation Offices B. References C Glossary and Acronyms D Sample Notices to Property Owners, Sample Affidavits, and Other Material E Sample Letters of Determination Tables Chapter 1 Table 1-1. Desk Reference Organization.....................................................................................1-2 Chapter 3 Table 3-1. Comparison of Definitions and Terms in the NFIP and I-Codes .............................3-7 Chapter 5 Table 5-la.Tracking Cumulative Substantial Improvements,Determining Market Value for Each Permit Application (shows increases in market value)..............................................................5-20 Table 5-1b.Tracking Cumulative Substantial Improvements,Determining Market Value for Each Permit Application (shows decrease, then increase in market value)......................................5-20 Chapter 6 Table 6-la. Compliance Matrix (A Zones) ...................................................................................6-9 Table 6-1b. Compliance Matrix (V Zones) .................................................................................6-10 Table 6-2. Substantial Improvement and NFIP Flood Insurance Implications........................6-28 Figures Chapter 4 Figure 4-1. Make the SI/SD determination (overview)...............................................................4-3..........4-3 Figure 4-2. Determine the cost of work (overview) .....................................................................4-5 Figure 4-3. Determine the market value (overview)..................................................................4-12 x SI/SD DESK REFERENCE mm mm ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Gha�pter 6 Figure 6-1. Rehabilitation or remodel (no increase in footprint) of residential building in an A zone —the proposed work was determined to be a substantial improvement. ..............6-11 Figure 6-2. Rehabilitation or remodel (no increase in footprint) of non-residential building in an A zone— the proposed work was determined to be a substantial improvement. ..........6-12 Figure 6-3. Lateral addition to a pre-FIRM building in an A zone—the proposed work is only the addition (no work was performed on the original building and no structural modification was made to the common wall or roof). ..........................................................................................6-14 Figure 6-4. Lateral addition to a pre-FIRM building in an A zone— the proposed work includes an addition and work on the original building, including structural modification of the com- mon wall or roof. The proposed work was determined to be a substantial improvement......6-14 Figure 6-5. Lateral addition to a residential building in a V zone — the proposed work includes work on the original building. The lateral addition and improvements constitute substantial im- provement. ...................................................................................................................................6-15 Figure 6-6. Lateral addition to a pre-FIRM manufactured home in an A zone — the pro- posed work includes improvements to the existing home. The work constitutes substantial improvement................................................................................................................................6- 6 Figure 6-7. Lateral addition to a non-residential building in an A zone — the proposed work is only the addition (no work on the existing building and no structural modification of the com- mon wall or roof). The work constitutes substantial improvement. .......................................6-17 Figure 6-8. Lateral addition to a post-FIRM building in any flood zone (map revision has not changed the effective BFE). All improvements or repairs to a post-FIRM building must comply with the NFIP requirements regardless of the value of that work...............................6-18 Figure 6-9. Lateral addition to a post-FIRM building in an A zone (a map revision has increased the BFE). The proposed work is a lateral addition with no work in the original building and no structural modification of the common wall or roof.................................................................6-18 Figure 6-10. Vertical addition to a pre-FIRM residential building (in any zone) — the pro- posed work is a new upper story that involves structural modification. The work is a substantial improvement. ..............................................................................................................................6- 9 Figure 6-11. Vertical addition to a pre-FIRM residential building (in any zone) — the pro- posed work is a new lower story that involves structural modification. The work constitutes a ubstantialimprovement. .............................................................................................................6-19 Figure 6-12. Vertical addition to a pre-FIRM, non-residential building in an A zone. The work constitutes a substantial improvement. ...................................................................................... - 20 Figure 6-13. New foundation or repair of foundation under a pre-FIRM (in an A zone) residential building. The work was determined to be a substantial improvement. ................6-21 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;;S IIK II IIIE;;;;;IIII°IIIE;;;;;II IIIE;;;;;IN IIIE;;;;; xi TA 13 L.E 0 1" C""O T"[." TS ...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Figure 6-14. The cost of NFIP flood insurance policy varies depending on how a substantially damaged building is repaired. This illustration is for $150,000 in structure coverage with the rates as of October 2009. The figure is for comparison purposes only. .................................6-29 Gha�pter 7 Figure 7-1. SDE data displayed using mapping software.............................................................7-9 .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... :1.1 :1.1 :1.1 xii S I/S 111.) 111) S II II 111:::-."II II IN C IIIE 1 Introduction I I Overview When buildings undergo repair or improvement, it is an opportunity for floodplain manage- ment programs to reduce flood damage to existing structures. More than 21,000 communities participate in the National Flood Insurance Program (NFIP) by adopting and enforcing regu- lations and codes that apply to development in Special Flood Hazard Areas (SFHAs). Local floodplain management regulations and codes contain minimum NFIP requirements that are not only for new structures, but also for existing structures with proposed "substantial improve- ments" or repair of"substantial damage." Local officials in communities that participate in the NFIP must determine whether proposed work qualifies as a substantial improvement or repair of substantial damage (referred to as an "SI/SD determination"). If work on buildings constitutes SI/SD, then structures must be brought into compliance with NFIP requirements for new construction, including the require- ment that lowest floors be elevated to or above the base flood elevation (BFE). Meeting this requirement can also be accomplished by demolition followed by construction of new buildings that meet the NFIP requirements on the same sites or by relocating buildings to locations out- side of the SFHA. In some cases after a disaster, communities have worked with owners to buy damaged homes in order to demolish the buildings and preserve the land as open space. The NFIP defines SI/SD as follows: ■ Substantial improvement (SI) means any reconstruction, rehabilitation, addition, or other improvement of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure (or smaller percentage if established by the community) before the "start of construction"of the improvement. This term includes structures that have incurred `substantial damage,"regardless of the actual repair work performed. ■ Substantial damage (SD) means damage of any origin sustained by a structure whereby the cost of restoring the structure to its before-damaged condition would equal or exceed 50 Percent of the market value of the structure before the damage occurred. Work on structures that are determined to be substantially damaged is considered to be substantial improvement, regardless of the actual repair work performed. The 50 percent threshold was chosen as a compromise between two extremes. One extreme would be to prohibit all investment in existing structures that do not meet minimum NFIP requirements. The other extreme would be to allow structures in flood hazard areas to be improved in any fashion without regard to the flood risk. In the first alternative, there is the potential for causing hardship to those who have located in flood hazard areas without knowl- edge of the risk because the structure was constructed prior to the designation of the area as flood-prone. These individuals would not be able to improve their structures as damage or age contributed to deterioration. The second alternative provides no mechanism to ensure that increased investment in flood hazard areas will receive needed protection from the flood risk, SI/SD DESK REFERENCE 1-1 IIII ii -r IR 0 11)u -r IIII0 ii ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... thus contributing to the increased peril to life and property. Thus, the threshold of 50 percent is a compromise at a half-way point and was chosen because it conforms to similar building code and zoning standards that also use this threshold. This Desk Reference is designed for local officials who are responsible for the administration of local codes and regulations, including the SI/SD requirements. It also is intended for State of- ficials who provide technical assistance to communities on the NFIP. 2 WhatIis I IIIII inns riiis I I 13eslk Ilefeirence IIII Enforcing the SI/SD requirements is a very important part of a community's floodplain man- agement responsibilities. There are many factors that local officials will need to consider and several scenarios they may encounter while implementing the SI/SD requirements. This Desk Reference provides guidance and suggested procedures to implement the NFIP requirements for SI/SD. Table 1-1 summarizes the content of each chapter and lists the appendices. Table 1-1. Desk Reference Organization Z d IMEMM IIII I II 1: Introduction Provides an overview of the Desk Reference, other relevant requirements, and suggestions for where to obtain additional help. 2:The NFIP: Roles and Outlines the purposes of the NFIP, offers an overview of how the Responsibilities program's three components work together to support the long-term reduction of flood losses, and explains the roles and responsibilities of communities, State agencies, and the Federal Emergency Management Agency(FEMA). 3: NFIP Substantial Improvement/ Provides an introduction to the NFIP's SI/SD requirements and lists Substantial Damage: selected definitions and terms (and compares them with those of the Requirements and Definitions building codes published by the International Code Council, Inc.[ICC]). 4: Making Substantial Improvement Explains how costs of improvements, costs of repairs, and market and Substantial Damage values are used to make the SI/SD determination, and describes ways Determinations to obtain or to estimate costs and values. 5:Administering Substantial Outlines community and property owner responsibilities and Improvement and Substantial provides detailed guidance for local officials who are responsible for Damage Requirements administering and enforcing the SI/SD requirements. 6: Factors to Consider and Describes the key aspects of bringing buildings into compliance with Illustrations of Substantial all of the NFIP requirements and illustrates examples of improvements Improvement and Repair of and repairs. Substantial Damage 7: Substantial Damage in the Offers suggestions to prepare for disasters, an overview of the post- Disaster Recovery Environment disaster process, methods to estimate costs and market values after major disasters, and describes FEMA's Substantial Damage Estimator. 8: Mitigation Projects Describes the most common types of mitigation projects and briefly summarizes FEMA's five mitigation grant programs. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. ;; ;; ;;1-2 II II III IIM CIIIE INTRODUCTION 1 Table 1-1. Desk Reference Organization (continued) M I a MEMEN 11' W Appendix A FEMA Regional Offices, NFIP State Coordinating Agencies, and State Hazard Mitigation Offices Appendix B References Appendix C Glossary and Acronyms Appendix D Sample Notice to Property Owners,Worksheet, and Other Material Appendix E Sample Letters of Determination 1 .3 Relevant Requiremen ts This Desk Reference provides guidance on the minimum requirements of the NFIP regulations. State or local- The most common floodplain man- ly-adopted requirements that are more restrictive take agement requirement that exceeds NFI P minimums and also applies to precedence (often referred to as "exceeding the NFIP SI/SD is freeboard—added height minimums" or "higher standards"). to raise the lowest floor above the BFE. Many States and communities have adopted one or more of the codes in the family of codes published by the Inter- national Code Council, Inc. (I-Codesm) or use the I-Codes Communities that have a building as the basis of their own codes. These codes contain code and floodplain management provisions for buildings in flood hazard areas, includ- regulations must administer the ing provisions related to substantial improvement and more restrictive provisions. substantial damage. The pertinent codes are the Interna- tional Building Coda' (ISC°), International Residential Cody' (IRC°), and International Existing Building Cody' (IEBC'). Each references Flood Resistant Design and Construction (ASCE 24-05), the national consensus standard produced by the American So- ciety of Civil Engineers, Inc. (ASCE). 1 .4 Answers to Questions About SIVSID FEMA 213, Answers to Questions about Substantially Damaged Buildings, is a FEMA publication that summarizes answers to certain key questions regarding substantial damage and a few questions related to substantial improvement. This SI/SD Desk Reference provides expanded discussion and more detailed guidance on making substantial damage determinations, along with detailed guidance on administering the substantial improvement requirements. SI/SD DESK REFERENCE 1-3 1 INTRODUCTION li,,,,5 Where to Get Help Each State has a designated State Coordinating Agency for the NFIP, with an individual iden- tified as the NFIP State Coordinator. State Coordinators provide a link between the Federal government and local governments on matters related to floodplain management. Additional assistance may be sought from FEMA's Regional Offices.Appendix A includes contact informa- tion for FEMA Regional Offices,NFIP State Coordinating Agencies,and State Hazard Mitigation Offices. FEMA produces extensive guidance materials and publications related to floodplain manage- ment. Many NFIP State Coordinating Agencies also publish guidance documents. Appendix B lists references pertinent to administering the SI/SD requirements and other resources for managing development in floodplains. FEMA publications are available from the FEMA library at http://www.fema.gov/library or by calling 1-800-480-2520. 1-4 SI/SD DESK REFERENCE 2 The NFIP: Rol es and des onsi bi lities p 2.1 Purposes and Overview of the NFIP The original authorizing legislation for the NFIP was passed in 1968. Congress expressly found that"a program of flood insurance can promote the public interest by encouraging sound land use by minimizing exposure of property to flood losses..." Thte NFIP is intended to encourage States and local governments to recognize and incorpo- rate flood hazards in their land use and development decisions. In some communities, this is achieved by guiding development to areas with lower risk.When a proposal is made to develop within a flood hazard area, application of the criteria set forth in Federal regulation (Title 44 Code of Federal Regulations [CFR] Section (§) 60.3) is intended to minimize exposure and flood-related damage. The NFIP is administered by FEMA, which is part of the Department of Homeland Security (DHS). The NFIP has three main elements: 1. Hazard identification and mapping, in which engineering studies are conducted and flood maps are prepared to delineate areas that are predicted to be subject to flooding under certain conditions; 2. Floodplain management criteria, which establish the minimum requirements for com- munities to adopt and apply to development within mapped flood hazard areas; and 3. Flood insurance,which provides financial protection for property owners to cover flood- related damage to buildings and contents. Federal flood insurance is designed to provide an alternative to disaster assistance and disaster loans for home and business owners. Disaster assistance rarely comes close to covering all of the costs to repair and clean up. While available to qualified victims, disaster loans do not sig- nificantly ease the financial burden due to repayment terms. It is important to remember that disaster assistance is available only after floods have been declared major disasters by the Presi- dent of the United States. In contrast,flood insurance claims will be paid any time damage from a qualifying flood event occurs. Another important objective of the NFIP is to break the cycle of flood damage. Many buildings have been flooded, repaired or rebuilt, and flooded again. In some parts of the country, this cycle occurs every couple of years. Before communities adopted floodplain management regu- lations, people tended to rebuild in the same flood-prone areas using the same construction techniques that did not adequately protect the structure when the first event occurred. On the SI/SD DESK REFERENCE 2-1 2 II IR 0 L. mm S A IIN 1 II Il mm.mmmm II II 13 L. T E'mm µ ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... other hand, structures built to NFIP floodplain management requirements experience, on aver- age, 80 percent less damage through reduced frequency of inundation and severity of losses. By encouraging communities to guide development to lower risk areas, and by requiring the elevation of new buildings and certain existing buildings, one of the long-term objectives of the NFIP can be achieved: reducing flood damage and losses. Older buildings may be removed or replaced, or they may be upgraded or modified with techniques that lead to little or no flood damage. The NFIP establishes distinct responsibilities for the Federal, State, and local levels of govern- ment. For local officials who must administer the SI/SD requirements of their regulations and codes, it is important to recognize how these established roles affect responsibilities for SI/SD. As outlined in the NFIP regulations: 11111111111111 Communities are responsible for regulating all development in mapped flood hazard areas, issuing permits, and enforcing the requirements, including SI/SD requirements for improvements and repairs of buildings. 11111111111111 States generally are responsible for providing technical assistance to communities, monitoring community programs, and coordinating between communities and the NFIP. Some States also administer regulatory programs and many are engaged in flood hazard mapping initiatives. 11111111111111 FEMA, through administration of the NFIP, promulgates the minimum regulatory requirements, supports State programs, provides technical assistance, monitors community programs, and produces flood hazard maps. 2.2 riie Caiiiniimuiiii�ty's llolle The NFIP regulations contained in 44 CFR § 59.22 and § 60.3 outline the responsibilities that communities must accept in order to become and remain eligible to participate in the NFIP. The key responsibilities include: 11111111111111 Designate an agency that is charged with the responsibility to administer floodplain management requirements 11111111111111 Determine whether proposed development activities are located in SFHAs 11111111111111 Review development proposals to ensure compliance with the requirements of applicable floodplain management regulations and building codes 11111111111111 Require that new subdivisions and development proposals with more than 50 lots or larger than five acres include BFEs 11111111111111 Issue or deny permits for floodplain development 11111111111111 Inspect all development in SFHAs to ensure compliance 11111111111111 Maintain records of issued permits, elevation data, inspections, and enforcement actions 11111111111111 Assist in the preparation and revision of floodplain maps ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;2-2 II II, II E I IIN C II mm mm mm mm mm mm Il1_1 Ill, II III.IIII II1 III L.Ili.mm mm II II[ III IlIE�µ�II1 II ��IIII II1 IIII IlL IIII �mm IIII IlE'. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIIIIIIIIIIIII Help residents obtain information on flood hazards, floodplain map data, and compliant construction measures For existing buildings that are located in SFHAs, community responsibilities include the follow- ing, in addition to the requirements above: IIIIIIIIIIIIII Determine whether proposed improvements are "substantial improvements;" substantial improvement of buildings triggers requirements for permits and compliance. IIIIIIIIIIIIII Determine whether work necessary to restore a damaged building to its pre-damage condition constitutes repair of"substantial damage;" repair of substantially damage buildings triggers requirements for permits and compliance. Chapter 3 describes the NFIP SI/SD requirements and definitions. Chapter 4 outlines making SI/SD determinations; Chapter 5 outlines community responsibilities that are specifically re- lated to administering these requirements. Chapter 6 includes factors to be considered when determining SI/SD and illustrations of substantial improvement and substantial damage. More guidance on administering and enforcing all aspects of local floodplain management regula- tions is found in FEMA 480, NFIP F000dplain Management Requirements: A Study Guide and Desk Reference. Chapter 7 suggests actions that communities can take to prepare for disasters, meth- ods communities can use to obtain the costs to restore the structure and the market value of the structure before the damage occurred to make a substantial damage determination, and also describes a tool that communities can use to facilitate collecting data to make substantial dam- age determinations, FEMA's Substantial Damage Estimator. 2.3 r ii e S ta te's llolle Each State's governor has designated an NFIP State Coordinating Agency. This agency, often referred to as the NFIP State Coordinator's Office, is spe- cifically charged with being a link between Federal, State, governments. The NFIP State Coordinator stays Some States have their own flood- and local g y plain management statutes and current on NFIP issues and can advise communities on regulations, and some administer specific provisions and any State requirements. regulatory programs pertaining to flood hazards. State requirements While the explicit role of the NFIP State Coordinator may related to work on existing build- vary among States, the NFIP regulations [44 CFR§ 60.25] ings must be satisfied in addition outline the following key responsibilities:onsibilities: to local requirements. IIIIIIIIIIIIII Encourage and provide assistance for communities to qualify for participation in the NFIP IIIIIIIIIIIIII Guide and assist communities to develop,implement,and maintain floodplain management regulations IIIIIIIIIIIIII Provide technical assistance to communities IIIIIIIIIIIIII Participate in training opportunities ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 2-3 2 II IR 0 L. mm S A IIN 1 II Il mm.mmmm II II 13 L. T E'mm µ ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 Assist in the delineation of flood-prone areas 11111111111111 Notify FEMA of problems with community programs, if such problems cannot be resolved through technical assistance 2.4 riie lFedeirall llolle Several Federal agencies have programs and responsibilities that relate to flooding, managing flood hazards, and responding to flood events. Only FEMA's role is directly pertinent to the pur- pose of this Desk Reference. Located at FEMA Headquarters in Washington, DC, the Flood Insurance and Mitigation Admin- istration (FIMA) implements the three main elements of the NFIP (flood hazard identification, floodplain management, and flood insurance). The Directorate sets National policy, issues in- terpretations, enrolls communities in the NFIP, researches floodplain construction practices, and administers the flood hazard mapping and flood insurance elements of the program. Spe- cifically, FEMA develops publications to help States and participating communities fulfill their responsibilities and to provide guidance to property owners, architects, engineers, and others proposing to develop in the floodplain. FEMA implements its program responsibilities through 10 Regional Offices. Each Regional Of- fice has a Mitigation Division that works with States and communities on matters related to the NFIP. Each Regional Office covers four to eight States and territories; together they work with over 21,000 participating communities. The responsibilities of the Regional Offices include: 11111111111111 Assist the NFIP State Coordinating Agencies 11111111111111 Advise local officials responsible for administering floodplain management regulations 11111111111111 Assess community compliance with the minimum NFIP criteria 11111111111111 Answer questions from design professionals, builders, and the public 11111111111111 Provide information about flood insurance and respond to questions from citizens 11111111111111 Maintain and revise flood hazard maps and data 11111111111111 Provide information and training on many aspects of the NFIP, including administration of the SI/SD requirements 11111111111111 Work with States and communities to resolve identified problems with community programs ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;2-4 II II, III E I IIN C II 3 N FIP Substantial nj7oveneij S u b sta n tial Dama e 1 g Reu i re m e its a n d )11111111 efinitions q 3.1 Overview This chapter provides NFIP regulations for substantial improvement and substantial damage, and includes key definitions for implementing the SI/SD requirements (also see the glossary and acronyms in Appendix Q. This chapter also compares the NFIP's terminology with terms and definitions used in the I-Codes. 3.2 Introduction to the SIVSI Requirements The NFIP includes a requirement that new buildings and substantially improved buildings be constructed in ways that minimize or prevent damage during a flood. This requirement grew out of the recognition that there were large numbers of buildings already located in flood- prone areas that would continue to be subject to damage. The purpose of the SI/SD requirements is to protect the property owner's investment and safety, and, over time, The SUSD requirement is simi- to reduce the total number of buildings that are exposed lar to common zoning and code requirements that address non- to flood damage, thus reducing the burden on taxpay- conforming uses and structures. ers through the payment of disaster assistance. The SI/SD The non-conformance is allowed requirements are triggered when the local official deter- to continue until a triggering event mines that the cost of repairing or improving a building occurs, such as a change in use in an SFHA equals or exceeds 50 percent of the building's or a proposal to undertake signifi- market value (excluding land value). cant physical alterations. Types of work that may trigger SI/SD requirements are described in detail in Chapter 6 and generally include: Understandably, owners are con- cerned about the costs of bringing ■ Rehabilitation or remodeling of a building with or buildings into compliance. NFIP without modifying its external dimensions flood insurance policies on build- ings located in SFHAs include ■ Lateral additions that may or may not involve structural coverage that is available for build- modifications of a building ings that are substantially damaged by flood. Called Increased Cost of ■ Vertical additions Compliance (ICC), this coverage is described in Sections 5.6.4 and ■ Repair of foundations, including replacing or ex- 7.6. tending foundations SI/SD DESK REFERENCE 3-1 3 NFIP SUBSTANTIAL IMPROVEMENT/SUBSTANTIAL DAMAGE: REQUIREMENTS AND DEFINITIONS ■ Restoration or repair of damage of any origin that is necessary to restore a building to its pre- damaged condition ■ Reconstruction of demolished or destroyed buildings on the same site or on the same foundation ■ Work on post-Flood Insurance Rate Map (FIRM) buildings ■ Work on existing buildings where flood zones or floodways are revised The intent of the SI/SD requirements is not to discourage routine maintenance. If work re- quires apermit, then the local official must review all of the work proposed and the cost of all work must be included in the project costs, including work that might otherwise be considered routine maintenance. Chapter 6 describes how building characteristics and details of proposed work relate to the SI/ SD requirements of local floodplain management regulations. 3,,,,,3 1411911P Regulations fair SIVSI) The NFIP regulations are online at http://www.fema.gov/business/nfip/lawsl.shtm. The fol- lowing excerpts of the regulations pertain to new construction and substantial improvement. The requirements state that communities shall: § 60.3(a)(3) Review all hermit applications to determine whether proposed building sites will be reasonably safe from flooding. If a proposed building site is in a flood-prone area, all new construc- tion and substantial improvements shall (1) be designed (or modified) and adequately anchored to prevent flotation, collapse, or lateral movement of the structure resulting from hydrodynamic and hydrostatic loads, including the effects of buoyancy, (ii) be constructed with materials resistant to flood damage, (111) be constructed by methods and practices that minimize flood damage, and (iv) be constructed with electrical, heating, ventilation,plumbing, and air conditioning equipment and other service facilities that are designed and/or located so as to prevent water from entering or accu- mulating within the components during conditions of flooding; § 60.3(b)(4) Obtain, review and reasonably utilize any base flood elevation and floodway data available from a Federal, State, or other source, including data developed pursuant to paragraph (b)(3) of this section, as criteria for requiring that new construction, substantial im�brovements, or other development in Zone A on the community's FHBM or FIRM meet the standards in paragraphs (c)(2), (c)(3), (c)(5), (c)(6), (c)(12), (c)(14), (d)(2) and (d)(3) of this section; § 60.3(c)(2) Require that all new construction and substantial imkrovements of residential struc- tures within Zones AI-30, AE and AH zones on the community's FIRM have the lowest floor (including basement) elevated to or above the base flood level, unless the community is granted an exception by the Administrator for the allowance of basements in accordance with § 60.6(b) or(c); § 60.3(c)(3) Require that all new construction and substantial imkrovements of non-residential structures within Zones AI-30, AE and AH zones on the community's FIRM (i) have the lowest 3-2 SI/SD DESK REFERENCE NFIP SUBSTANTIAL IMPROVEMENT/SUBSTANTIAL DAMAGE: REQUIREMENTS AND................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... DEFINITIONS 3 floor (including basement) elevated to or above the base flood level or, (ii) together with attendant utility and sanitary facilities, be designed so that below the base flood level the structure is watertight with walls substantially impermeable to the Massage of water and with structural components hav- ing the capability of resisting hydrostatic and hydrodynamic loads and effects of buoyancy; § 60.3(c)(5)Require,for all new construction and substantial improvements, that fully enclosed ar- eas below the lowest floor that are usable solely for parking of vehicles, building access or storage in an area other than a basement and which are subject to flooding shall be designed to automatically equalize hydrostatic flood forces on exterior walls by allowing for the entry and exit of floodwaters. Designs for meeting this requirement must either be certified by a registered professional engineer or architect or meet or exceed the following minimum criteria:A minimum of two openings having a to- tal net area of not less than one square inch for every square foot of enclosed area subject to flooding shall be provided. The bottom of all openings shall be no higher than one foot above grade. Openings may be equipped with screens, louvers, valves, or other coverings or devices provided that they permit the automatic entry and exit of floodwaters; § 60.3(c)(6) Require that manufactured homes that are placed or substantially improved within Zones AI-30, AH, and AE on the community's FIRM on sites (1) Outside of a manufactured home park or subdivision, (ii)In a new manufactured home park or subdivision, (111)In an expansion to an existing manufactured home dark or subdivision, or (iv)In an existing manufactured home park or subdivision on which a manufactured home has incurred "substantial damage"as the result of a flood, be elevated on a permanent foundation such that the lowest floor of the manufactured home is elevated to or above the base flood eleva- tion and be securely anchored to an adequately anchored foundation system to resist floatation collapse and lateral movement. § 60.3(c)(7)Require within any AO zone on the community's FIRM that all new construction and substantial improvements of residential structures have the lowest Hoar (including basement) el- evated above the highest adjacent grade at least as high as the depth number specified infect on the community's FIRM(at least two feet if no depth number is specified); § 60.3(c)(8)Require within any AO zone on the community's FIRM that all new construction and substantial improvements of non-residential structures (1) have the lowest floor (including base- ment) elevated above the highest adjacent grade at least as high as the depth number specified in feet on the community's FIRM(at least two feet if no depth number is specified), or(ii) together with attendant utility and sanitary facilities be completely floodproofed to that level to meet the floodproof- ingstandard specified in § 60.3(c)(3)(ii); § 60.3(c)(10)Require until a regulatory floodway is designated, that no new construction, substan- tial improvements, or other development (includingfill)shall be permitted within Zones AI-30 and AE on the community's FIRM, unless it is demonstrated that the cumulative effect of the proposed development, when combined with all other existing and anticipated development, will not increase the water surface elevation of the base flood more than one foot at any point within the community. SI/SD DESK REFERENCE 3-3 3 NFIP SUBSTANTIAL IMPROVEMENT/SUBSTANTIAL DAMAGE: REQUIREMENTS AND DEFINITIONS § 60.3(c)(12) Require that manufactured homes to be placed or substantially imAbroved on sites in an existing manufactured home park or subdivision within Zones A-1-30, AH, and AE on the com- munity's FIRM that are not subject to the provisions of paragraph (c)(6) of this section be elevated so that either (i) The lowest floor of the manufactured home is at or above the base flood elevation, or (11) The manufactured home chassis is supported by reinforced biers or other foundation ele- ments of at least equivalent strength that are no less than 36 inches in height above grade and be securely anchored to an adequately anchored foundation system to resist floatation, collapse, and lateral movement. § 60.3(d) [When floodways have been designated] (3)Prohibit encroachments, including fill, new construction, substantial improvements, and other development within the adopted regulatory floodway unless it has been demonstrated through hydrologic and hydraulic analyses performed in accordance with standard engineering practice that the proposed encroachment would not result in any increase in flood levels within the community during the occurrence of the base flood dis- charge; § 60.3(e)(4) [When V zones have been designated] Provide that all new construction and substantial improvements in Zones VI-30 and VE, and also Zone V if base flood elevation data is available, on the community's FIRM, are elevated on pilings and columns so that (i) the bottom of the lowest horizontal structural member of the lowest floor (excluding the pilings or columns) is el- evated to or above the base flood level;and(11) the Mile or column foundation and structure attached thereto is anchored to resist flotation, collapse and lateral movement due to the effects of wind and water loads acting simultaneously on all building components. Water loading values used shall be those associated with the base flood. Wind loading values used shall be those required by applicable State or local building standards. A registered professional engineer or architect shall develop or re- view the structural design, specifications and plans for the construction, and shall certify that the design and methods of construction to be used are in accordance with accepted standards ofpractice for meeting the Provisions of paragraphs (e)(4) (i) and (ii) of this section. § 60.3(e)(5)Provide that all new construction and substantial improvements within Zones VI-30, VE, and V on the community's FIRM have the space below the lowest floor either free of obstruction or constructed with non-supporting breakaway walls, open wood lattice-work, or insect screening intended to collapse under wind and water loads without causing collapse, displacement, or other structural damage to the elevated portion of the building or supporting foundation system. [Note: specifications for breakaway walls not shown.] 3.4 Selected Definitions and Terms Some of the terms used in this Desk Reference are defined in the NFIP regulations and some have meanings that are based on common usage. This section compares the NFIP terms with those defined and used in the administrative and flood damage-resistant provisions of the family of building codes known as the I-Codes. The I-Codes include the International Build- ing Code (IBC) International Residential Code (IRC), International Existing Building Code (IEBC), 3-4 SI/SD DESK REFERENCE NFIP SUBSTANTIAL IMPROVEMENT/SUBSTANTIAL DAMAGE: REQUIREMENTS AND.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... DEFINITIONS 3 International Mechanical Code°, International Plumbing Code', the International Fuel Gas Code", and a number of other specialty codes. 3.4.1 Definitions: 141911? Regulations The following are the NFIP definitions of several terms used in this Desk Reference (also see Appendix C for a glossary of related terms and definitions): ■ Floodproofing means any combination of structural and non-structural additions, changes, or adjustments to structures that reduce or eliminate flood damage to real estate or improved real property, water and sanitary facilities, structures, and their contents. ■ Historic structure means any structure that is: (a) Listed individually in the National Register of Historic Places (a listing maintained by the De- Partment of Interior) or preliminarily determined by the Secretary of the Interior as meeting the requirements for individual listing on the National Register; (b) Certified or preliminarily determined by the Secretary of the Interior as contributing to the historical significance of a registered historic district or a district preliminarily determined by the Secretary to qualify as a registered historic district; (c) Individually listed on a state inventory of historic places in states with historic preservation pro- grams which have been approved by the Secretary of the Interior; or (d) Individually listed on a local inventory of historic places in communities with historic preservation programs that have been certified either.- (]) By an approved state program as determined by the Secretary of the Interior or (2) Directly by the Secretary of the Interior in states without approved programs. ■ Lowest floor means the lowest floor of the lowest enclosed area (including basement). An unfinished or flood damage-resistant enclosure, usable solely for Marking of vehicles, building access, or storage in an area other than a basement area is not considered a building's lowest floor; Provided, that such enclosure is not built so as to render the structure in violation of the applicable non-elevation design requirements of§ 60.3. ■ New construction means, for floodplain management purposes, structures for which the "start of construction"commenced on or after the effective date of a floodplain management regulation adopted by a community and includes any subsequent improvements to such structures. ■ Substantial damage means damage of any origin sustained by a structure whereby the cost of restoring the structure to its before damaged condition would equal or exceed 50 percent of the market value of the structure before the damage occurred. ■ Substantial improvement means any reconstruction, rehabilitation, addition, or other improvement Of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure before the "start of construction"of the improvement. This term includes structures that have incurred "substantial damage,"regardless of the actual repair work performed. The term does not, however, include either: SI/SD DESK REFERENCE 3-5 3 III III.IIII IIs u 1 -r II -1-IIII mm L. IIII IIM P I Il1mmmm II Il1'�..II -1 S(1II1 S-1- II _1IIII mm L. II1)mm II III A GIli.mm°° III Il1mmmm �� IIII III IlE'.II �Il1mmmm II T'w mm mmmm�� µ � II III III Il��.mm II��.�IIII II IIII Tmm IIII0 II ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... (1) Any Projectfor improvement of a structure to correct existing violations of state or local health, sani- tary, or safety code specifications which have been identified by the local code enforcement official and which are the minimum necessary to assure safe living conditions or (2) Any alteration of a "historic structure,"provided that the alteration will not preclude the structure's continued designation as a "historic structure." The definition of substantial improvement includes structures that have incurred substantial damage.Work necessary to restore a substantially damaged building to its pre-damage condition constitutes a substantial improvement; therefore, the NFIP regulations that refer to substantial improvement also include substantial damage. 3.4.2 Caiim�parisan of I)efihniitians and '1 611111&: NIPIIP and I[ Codes FEMA has determined that the provisions in the I-Codes for the design and construction of flood damage-resistant buildings are consistent with the NFIP requirements. Adoption of a code based on one or more of the I-Codes does not, by itself, meet all of the NFIP require- ments, largely because the model codes deal primarily with buildings and structures. To learn more about coordinating local floodplain management regulations with the I-Codes, contact the NFIP State Coordinating Agency or FEMA Regional Office listed in Appendix A. The Inter- national Code Council, in coordination with FEMA published Reducing Flood Losses Through the International Codes : Meeting the Requirements of the National Flood Insurance Program for additional guidance. Many States and communities administer building codes that are based on the model I-Codes. Because the model codes include provisions for SI/SD and local regulations also include SI/SD provisions, it is important to compare terms. In communities that use both codes and regula- tions to regulate SFHA development, officials need to be familiar with terms used in each, and recognize that some terms are used in one but not the other. Some terms are defined while oth- ers are simply used in context with their common meaning. Table 3-1 compares terms that are defined or used by the NFIP with terms used in the I-Codes. Some terms (noted "used in guid- ance documents") are not defined by the NFIP, but are used in this Desk Reference and various guidance documents listed in Appendix B. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;3-6 II II, III E IIN C II III.IIIIIIM M III mmmm II mmIIII Ilmm IIII II III III II IlmmmmII IIIIlmmmmII mm III mm II IIII Ilmm. II[ mm II A I.'. III Ilmmmm IIIIIlmm.IlmmmmII IlmmmmII mm II IIII II IlmmmmIII IIII II IIII mmIIII II .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. Table 3-1. Comparison of Definitions and Terms in the NFIP and I-Codes inn IIU OEM= IIU in inn IIU n�u Addition Used in the NFIP An extension or An0 extension or E1An extension or definition of"substantial increase in floor area or increase in floor area or increase in floor area, improvement" height of a building or height of a building or number of stories, or Common NFIP usage: structure. structure. height of a building or an expansion of a structure. building that increases the total square footage. Addition,minor Not defined in NFIP Not used in the IBC; Not used in the IRC; Not used in the IEBC; regulations;used in included in definition of included in definition of included in definition of guidance documents. "Addition" "Addition" "Addition" Common NFIP usage: an addition that, based on a determination, is not a"substantial improvement" Addition,lateral Not defined in NFIP Not used in the IBC; Not used in the IRC; Not used in the IEBC; or horizontal regulations;used in included in definition of included in definition of included in definition of guidance documents. "Addition" "Addition" "Addition" Common NFIP usage: an addition that extends beyond the existing footprint.May be a minor addition or may be determined to be a"substantial improvement" Addition,vertical Not defined in NFIP Not used in the IBC; Not used in the IRC; Not used in the IEBC; regulations;used in included in definition of included in definition of included in definition of guidance documents. "Addition" "Addition" "Addition" Common NFIP usage: an addition that extends a building upward, either by adding an upper story or by elevating the building in- place and constructing a new story underneath. May be determined to be a"substantial improvement;"less likely to be a minor addition. NFIP National Flood Insurance Program IBC International Building Code IRC International Residential Code IEBC International Existing Building Code .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. IIII IIII IIII' III:,,,:,SII II IIIEIII;IIII°IIII II IIIEIII;II IIIEIII;' 3-7 3 II I1- P S I1 mm1- II mm1mm mm Imm. II IImm I1mmmm 1,mmmm II -1 S U 13 w mm�mm II mm�mm I1.. 1 mm II A G E. IIR 1mmmm IR E'. 11E.II T' A III 1 1 1" II T'I0 II ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table 3-1. Comparison of Definitions and Terms in the NFIP and I-Codes (continued) 1 M �U �U IN Alteration Not defined in NFIP Any construction Any construction Any construction regulations;used in the or renovation to an or renovation to an or renovation to an NFIP definitions"start existing structure other existing structure other existing structure of construction"and than repair or addition. than repair or addition other than a repair or "historic structure" that requires a permit. addition.Alterations are Also, a change in a classified as Level 1, Used in NFIP guidance mechanical system that Level 2, and Level 3. documents. involves an extension, addition, or change to the arrangement, type,or purpose of the original installation that requires a permit. Alteration, Not used by the NFIP. Not used in the IBC. Not used in the IRC. 403.1 Scope.Level Level 1 1 alterations include the removal and replacement or the covering of existing materials, elements, equipment,or fixtures using new materials, elements, equipment, or fixtures that serve the same purpose. [Note:601.3 requires alterations that constitute SI to comply with flood requirements of the IBC] Alteration, Not used by the NFIP. Not used in the IBC. Not used in the IRC. 404.1 Scope.Level Level 2 2 alterations include the reconfiguration of space,the addition or elimination of any door or window,the reconfiguration or extension of a system, or the installation of any additional equipment. (Level 2 alternations must comply with the requirements for Level 1 and Level 2.) Alteration, Not used by the NFIP. Not used in the IBC. Not used in the IRC. 405.1 Scope.Level Level 3 3 alterations apply where the work area exceeds 50 percent of the aggregate area of the building. (Level 3 alternations must comply with the requirements for Level 1, Level 2, and Level 3.) .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 3-8 IIII II, IIII IIIEEEE; II II IIIEEEE;IIII°III II IIIEEEE;II IIIEEEE mm mm mm mm mm mm� mm L. IIII II III II1 III Il1mmmm II III Il11mmmm II F S II[".�3 L. IIII III Il1mmmm III Il1mmmm U IIII III Il�mmmm II �Il1mmmm II "F 11 II II1 II1 Il1mmmm II1"IIII III IIII"1"'IIII II "°�II II��IIII II�M �II�� mm, II �mm IIII mm �.� �� II ��IIII .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. Table 3-1. Comparison of Definitions and Terms in the NFIP and I-Codes (continued) R+6 IIUBuilding, Not defined in NFIP Not used in the IBC Not used ine IRC Not used in the IEBC Elevated-in- regulations;used in (see Addition). (see Addition). (see Addition). Place guidance documents. Common NFIP usage: a building that is detached from its original foundation and reattached to a new elevated foundation at the same location. Building, Not defined in NFIP [Existing structure [Existing building [Existing building Existing regulations;used in means]A structure means] Existing means]A building guidance documents. erected prior to the building is a building erected prior to the date of adoption of the erected prior to the date of adoption of the NFIP usage:a building appropriate code,or adoption of this code, appropriate code,or that pre-dates the one for which a legal or one for which a legal one for which a legal community's first building permit has building permit has building permit has floodplain management been issued.See also been issued. been issued. regulation (see Pre- Section 1612.2. FI RM). Building, Not defined in NFIP Not used in the IBC; Not used in the IRC; 409.1 Scope. Relocated Relocated regulations;used in scope of IBC includes scope of IRC includes buildings provisions guidance documents. the movement of movement of buildings. shall apply to relocated buildings. or moved buildings. Common NFIP usage: [1202.6 requires a building that is relocated buildings to detached from its comply with the flood original foundation requirements of the and moved to another IBC.] location with a new foundation. Habitable Not defined in NFIP A space in a building A space in a building Terms not defined in (Habitable regulations;used in for living,sleeping, for living, sleeping, the IEBC;default to Space) guidance documents. eating,or cooking. eating or cooking. definitions in the IBC. Bathrooms,toilet Bathrooms,toilet Uses allowed for rooms,closets, halls, rooms,closets, halls, enclosures below the storage or utility spaces storage or utility spaces base flood elevation and similar areas and similar areas include parking of are not considered are not considered vehicles, building habitable spaces.[Note: habitable spaces.[Note: access,and storage. habitable spaces are habitable spaces are not all equivalent to the not all equivalent to the uses allowed below the uses allowed below the elevated buildings in elevated buildings in SFHAs.] SFHAs.] .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. IIII 111 IIII' IIIEIIISII II IIIEIII;IIII°IIIEIII;II IIIEIII;II IIIEIII;' 3-9 � mm mm mm mm mm mm � mm 3 III II1-IIII III II1 � imm Il1mmmm II i Il1,mmmm II -1 � U II1 w L. II1 mm II III IlE'. III Il1mmmm i IIII III IlE'.II i Il1mmmm II T' A III II1 II1 Il�mmmm II1"IIII II IIII T'IIII II II �mm mm Il�mm� II III III Il�mm imm II imm ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table 3-1. Comparison of Definitions and Terms in the NFIP and I-Codes (continued) Ff Non-residential Not defined iiilp n NFIP All occupancies other The scope he Terms not Fnined in regulations.Used in than"Institutional IRC includes only the IEBC default to NFIP regulations and Group I,""Residential "detached one-and definitions in the IBC. guidance documents; Group R,"and dwellings two-family dwellings see"Residential" within the scope of the and townhouses not IRC(see"Residential"). more than three stories above-grade in height [Note: From ASCE with a separate means 24-05, Non-residential of egress and their —any building or accessory structures" structure or portion thereof that is not classified residential.] Pre-FIRM A building for Not used in the IBC. Not used in the IRC. Not used in the IEBC. which construction or substantial improvement occurred on or before December 31, 1974,or before the effective date of an initial FIRM. Post-FIRM A building for Not used in the IBC. Not used in the IRC. Not used in the IEBC. which construction or substantial improvement occurred after December 31, 1974,or on or after the effective date of the initial FIRM,whichever is later. Reconstruction Not defined in NFIP Used in the IBC Used in the IRC Used in the IEBC regulations;used in definition of"Repair." definition of"Repair" definition of"Repair" the NFIP definition of"Substantial Improvement" Common NFIP usage: rebuilding on same foundation.Another common usage refers to ground- up reconstruction, including a new foundation.In both,the new building is treated as new construction. Rehabilitation Not defined in NFIP Used only in the IBC [Appendix J, Existing Any work,as described regulations;used in flood damage-resistant Buildings and by the categories of the NFIP definition provisions Structures]Any repair, work defined herein, of"Substantial renovation,alteration undertaken in an Improvement" or reconstruction work existing building. undertaken in an Common NFIP usage existing building. (including"remodel")to describe work that does Used in the IRC flood not increase square damage-resistant footage. provisions. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 3-10 IIII II, III)IIIEIII; II II IIIEIII;IIII°III II IIIEIII;II IIIEIII III.IIIIIIM M III mmmm II mmIIII Ilmm IIII II III III II IlmmmmII IIIIlmmmmII mm III mm II IIII Ilmm. II[ mm II A E'. III Ilmmmm IIIIIlmm.IlmmmmII IlmmmmII mm II IIII II IlmmmmIII IIII II IIII mmIIII II .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. Table 3-1. Comparison of Definitions and Terms in the NFIP and I-Codes (continued) anh, IIU inn no-n11, Renovation Not defined i FIP Used in the IBC " Used in the IRC Used in the IEBC regulations;used in definition of"Alteration" definition of"Alteration" definition of"Alteration" guidance documents. Dictionary definition is "to restore to a former better state(as by cleaning, repairing,or rebuilding)" Repair Not defined in NFIP The reconstruction or The reconstruction or The restoration to good regulations;used in renewal of any part renewal of any part or sound condition of the NFIP definition of an existing building of an existing building any part of an existing of"Substantial for the purpose of its for the purpose of its building for the purpose Improvement" maintenance. maintenance. of its maintenance. Dictionary definition 402.1 Scope.Repairs, includes(a)act or as defined in Chapter process of repairing;(b) 2, include the patching to restore by replacing or restoration or a part or putting replacement of together what is torn or damaged materials, broken. elements, equipment or fixtures for the purpose of maintaining such components in good or sound condition with respect to existing loads or performance requirements. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 111� 1I) 11 II,,,,SI 3-11 � mm mm mm mm mm mm � mm 3 III III-IIII III II1 � 1- Il1mmmm II �IlI'�mm.II -1 � U II1 w L. III)mm II III IlE'. III Il1mmmm I IIII III IlE'.II �Il1mmmm II T' A III III III Il�mmmm III IIII II IIII T'IIII II II �mm mm Il�mm� II III III Il�mm �mm II �mm ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table 3-1. Comparison of Definitions and Terms in the NFIP and I-Codes (continued) Ilp IIU Residential Used(but not defined)PI:08 Institutional Group R101.2 Scope. Terms not defined in in the NFIP regulations I.Institutional Group I The provisions of the IEBC;default to and guidance includes,among others, the International definitions in the IBC. documents. the use of a building or Residential Code for structure,or a portion One-and Two-family thereof, in which Dwellings shall apply people are cared for to the construction, or live in a supervised alteration, movement, environment, having enlargement, physical limitations replacement, repair, because of health or equipment, use and age are harbored for occupancy, location, medical treatment or removal and demolition other care or treatment, of detached one-and or in which people are two-family dwellings detained for penal or and townhouses not correctional purposes more than three stories or in which the liberty above-grade in height of the occupants is with a separate means restricted. of egress and their 310.1 Residential accessory structures. Group R.Residential Group R includes, among others,the use of a building or structure,or a portion thereof,for sleeping purposes when not classified as an Institutional Group I or when not regulated by the International Residential Code in accordance with Section 101.2.Residential occupancies shall include the following: [NOTE.list that follows is not shown.] .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 3-12 IIII II, IIII IIIEIII; II II IIIEIII;IIII°°II II IIIEIII;IIM CIIIEIII IID.IIIIIIM M IID mmmm II mmIIII Ilmm IIII II III IID II IlmmmmII IIIIlmmmmII mm IID mm II IIII Ilmm. II[M mm II A E'. IID Ilmmmm IIIIIlmm.IlmmmmII IlmmmmII mm II IIII II IlmmmmIID IIII II IIII mmIIII II .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. Table 3-1. Comparison of Definitions and Terms in the NFIP and I-Codes (continued) (IIII IIU IIIU D IIU (IIII IIU I IIII IIIU Residential [NOTE:The term (continued) "residential is defined in ASCE 24-05, Residential—(1) buildings and structures and portions thereof where people live, or that are used for sleeping purposes on a transient or non- transient basis;(2) residential structures, including but not limited to one-and two-family dwellings,townhouses, condominiums, multi- family dwellings, apartments,congregate residences, boarding houses, lodging houses, rooming houses, hotels, motels, apartment buildings, convents, monasteries, dormitories,fraternity houses,sorority houses, vacation timeshare properties;and(3) institutional facilities where people are cared for or live on a 24-hour basis in a supervised environment, including but not limited to board and care facilities, assisted living facilities, halfway houses, group homes,congregate care facilities, social rehabilitation facilities, alcohol and drug centers,convalescent facilities, hospitals, nursing homes, mental hospitals,detoxification facilities, prisons,jails, reformatories,detention centers,correctional centers,and prerelease centers.] .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 111� IID 1 II,,,,SI 3-13 � mm mm mm mm mm mm � mm 3 III II1-IIII III II1 � 1- Il1mmmm II I Il1,mmmm II -1 � U II1 w L. II1 mm II III IlE'. III Il1mmmm i IIII III IlE'.II I Il1mmmm II T' A III III III Il�mmmm III IIII II IIII T'IIII II II �mm mm Il�mm� II III III Il�mm �mm II �mm ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table 3-1. Comparison of Definitions and Terms in the NFIP and I-Codes (continued) mrtnfinitmir"n Rn, Restoration Used in the NFIHIP P Used in the Not used in t"n,RC. Used in thBC 0 definition of"Substantial of"Historic structures" definition of"Repair" Damage" and requirements for Dictionary definition historic buildings. includes(a)an act of restoring or the condition of being restored;(b)bringing back to a former position or condition. Story Not used in the NFIP That portion of a That portion of a Terms not defined in regulations. building included building included the IEBC;default to between the upper between the upper definitions in the IBC. "Lowest Floor"means surface of a floor and surface of a floor and the lowest floor of the the upper surface of the the upper surface of the lowest enclosed area floor or roof next above floor or roof next above. (including basement). (also see"Mezzanine" An unfinished or flood and Section 502.1). damage-resistant It is measured as enclosure, usable solely the vertical distance for parking of vehicles, from top to top of two building access,or successive tiers of storage in an area other beams or finished floor than a basement area surfaces and,for the is not considered a topmost story,from the building's lowest floor; top of the floor finish Provided,that such to the top of the ceiling enclosure is not built joists or,where there is so as to render the not a ceiling,to the top structure in violation of the roof rafters. of the applicable non-elevation design requirements of Section 60.3. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 3-14 I1� I, �11 II,,,,, I �� II,,,,,II°�� II,,,,, 411111 Makin Su )sla nti ag I 7oveen t and Substan t mm ial p Dama tooDete rmi nations g 4.1 Overview Administering the SI/SD requirements requires local of- ficials to perform four major actions: (1) determine costs, The I-Codes include,in the adminis- (2) determine market values, (3) make SI/SD determina- trative provisions,two requirements pertinent to the data necessary to tions, and (4) require owners to obtain permits to bring make SI/SD determinations.Appli- substantially improved or substantially damaged build- cants must: ings into compliance with the floodplain management requirements. This chapter describes how to determine ■ State the valuation of proposed whether work is a substantial improvement or a repair of work, and substantial damage. The first step is to review estimates of the improvement or repair costs; this step involves decid- • Give other data and informa- ing which costs to include and exclude. Next, the market tion as required by the building official. value of the structure must be determined. There is more than one way to determine costs and market value, and the local official must examine both for reasonableness and accuracy. Communities must be prepared to explain to permit applicants how they make SI/SD deter- minations. Local officials should develop written procedures that can help them make and document consistent determinations and improve efficiency, especially in the post-disaster pe- riod when large numbers of buildings may be damaged. Chapter 5 outlines community responsibilities that are specifically related to administering these SI/SD requirements. Chapter 6 describes factors to consider when evaluating permit applica- tions and all aspects of bringing substantially improved and substantially damaged buildings into compliance; it also includes illustrations of improvements and repairs. Chapter 7 addresses handling substantial damage in the post-disaster period, with recommen- dations for planning ahead to be prepared for the added workload and demands on staff and resources. It describes some methods that can help communities focus their efforts when many damaged buildings may have to be evaluated. It also describes FEMA's Substantial Damage Estima- tor(SDE) software that communities can use to collect information about damaged buildings in order to make substantial damage determinations. SI/SD DESK REFERENCE 4-1 4, IIM mmII IIN G S U 1_ T-mm II -1-I L. II II ID I II 11E.II -1- II I1) S I13 S mm1mm mm II -1-I L. 1 mm II III I1E. 1 I1E.-1-I1mmmm IR I II -1- 0 III ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 4 2 Accuracy and Costs Of proposed repairs or improvements and mar- ket values are needed to determine whether proposed Applicants may disagree with a p p community's SI/SD determination. work is SI/SD. Methods for obtaining this information In these cases, the burden is on are described in Sections 4.4 and 4.5, respectively. Lo- the applicant to provide improved cal officials are responsible for verifying that the data are cost estimates or to obtain a pro- complete and reasonable. The local official is responsi- fessional appraisal of market value. ble for reviewing the validity of all cost estimates provided The local official is responsible for by prepared y applicants, whether b licensed contractors, reviewing the new information. In some cases, applicants may seek engineers, architects, professional cost estimators, or by a formal appeal of the local offi- ro property owners. When work is repair of dama e an in- pp p p y p g cial s decision (Section 5.6.6). spection visit should be made to verify that the proposed work is all of the work that is necessary to restore the building to its pre-damage condition. To be consistent, local officials should document their decisions and the documentation should be retained in the community's permit records. A sample worksheet that can be used to document SI/SD determinations is included in Appendix D. Maintaining good records and documentation is especially critical if a community has elected to administer a cumulative SI/ SD requirement (Section 5.7.3). 4IIII 3 lMalkiing SIVSI 3 1 Work on buildings ranges from routine maintenance and minor repairs (which may not require permits) to work Consistency is important. Com-p munities should decide in advance that costs more than 50 percent of a structure's market how they will handle significant value. Local officials who are responsible for administer- flood events and develop written ing their floodplain management regulations or codes are procedures for making decisions. responsible for determining whether work is SI/SD. Oth- It is easier to defend SI/SD de- er entities, such as insurance claims adjusters, may make terminations if all applicants are estimates of purposes damagefor �of adjusting damage e treated the same, especially when many buildings have been dam- claims. However, an adjuster's estimate must not be used aged (see Chapter 7). to make SI/SD determinations because the estimates of .................................................................................................................................................................................................................................................................................................................................................................................... damage that determine the amount of a claim payment may not include all of the costs to repair the building to its pre-damage condition. Figure 4-1 illustrates an overview of the steps in the SI/SD determination that are described in detail in this Desk Reference. Once the cost of the work and the market value of the structure have been determined, the local official must make a final determination. The work is SI/SD if the ratio of the cost of work to the market value equals or exceeds 50 percent: Cost of Improvement or Cost to Repair to Pre-Damage Condition >_ 50% Market Value of Building ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;4-2 II II 111 E IIN C 11E III IIII mm ,� II1 � mm L. IIII II III II1 III Il�mmmm II III IlE II �mm II II[ �II1 � II mm mm :.mm mm II III II �mm II mm�mm IIII � � �mm�mm �IIII Il�mm� III mm II III mm Il�mmmm III Il�mmmm mm�mm Il�mmmm III II III IIII II �mm IIII0 IIN S 4�, .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. Communities may use a combination of sources for the data needed to make SI/SD determina- tions. For example, a community may make SI/SD determinations based on applicant-supplied costs of repairs or improvements and community-obtained market values. J Determine Cost of Work(Section 4.4) Determine Market Value(Section 4.5) f Divide: YES Issue SI/SD Is result Require compliance Cost of Work > �50%? determination letter (Chapter Market Value - (Section 5.6.15) 6) NO f Is building Ensure work is compliant and does not cause post-FIRM? YES any aspect originally required for compliance to (Section 6.2.1) '' become non-compliant (Section 6.4.7) NO Encourage flood resistance for pre-FIRM buildings (Section 5.8) Figure 4-1. Make the SUSD determination (overview) 4,3111, 1 SIVSI) Piroviisiiains in the 2006 and 2009 1[ Codes The IBC and IRC apply to new construction and also to alteration, movement, enlargement, replacement, and repair of existing buildings. The IBC, the IRC, and the IEBC include SI/SD provisions that are consistent with the NFIP's requirements. The specific code provisions are described below: 11111111111111 IBC.The IBC relies on the definitions of"substantial improvement"and"subs tan tial damage" in Section 1612.The code official must determine whether any alteration,repair, or addition to existing buildings,or work associated with a change of occupancy or moved buildings,meets those definitions.Section 1612.1 states that"all new construction of buildings,structures,and portions of buildings and structures, including substantial improvement and restoration of substantial damage to buildings and structures, shall be designed and constructed to resist the effects of flood hazards and flood loads." In addition, the requirements for existing buildings, including historic buildings, are found in IBC Chapter 34. 11111111111111 IRC. The IRC contains detailed administrative provisions in Chapter 1: RI05.3.1.1 Substantially improved or substantially damaged buildings and structures in areas prone to flooding. This section specifies that the building official shall examine ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................� 11 IIII IIII' 11K II 11E II II 4-3 .I µ� mm mm mm mm mm II��"mm mm mm mm mm mm 4, II II II 1mm II 1mm IIII� L. II1 mm II III mm Il1E. II1 Il1E.1-Ill..III II II IIII II 1-IIII 0 III.�� mm .mmmm .mmmm L. w� ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... applications and prepare a finding with regard to the value of the proposed work. If the value equals or exceeds 50 percent of the market value of the building before the damage occurred or the improvement is started, the finding is provided to the board of appeals. R112.2.1 Determination of substantial improvement in areas prone to flooding. This section requires the board of appeals to determine if a proposal, referred to the board by the building official pursuant to Section R105.3.1.1, constitutes a substantial improve- ment (or repair of substantial damage). If the proposed work is found to be a substantial improvement or repair of substantial damage, the work must meet the requirements of Section R324 (Flood-Resistant Construction). 11111111111111 IEBC. The IEBC is organized based on the nature of the work: repairs; repair of damaged buildings; alterations (Levels 1, 2, and 3); work associated with change of occupancy classification; additions (horizontal, vertical, new/raised foundations); and relocated or moved buildings. These characterizations of work are similar to those used in Chapter 6 (also see Table 3-1, which lists the definitions and terms used in the IEBC). The provisions of the IEBC that pertain to flood resistance are all triggered by a determination of whether the work constitutes a substantial improvement or a repair of substantial damage. When that occurs, the IEBC requires the building to be brought into compliance with the flood damage-resistant provisions of the IBC (located in IBC Section 1612).The IEBC also includes provisions for historic structures that are located in SFHAs. 4,,,,,,,4 The term "costs of improvements" includes the complete costs associated with all of the types of work that are described in Chapter 6. The term "costs to repair" includes the costs of all work necessary to restore a damaged building to its pre-damage condition. Both terms include the costs of all materials, labor, and other items necessary to perform the proposed work. Costs that must be included are described in Section 4.4.1 and certain costs that may be excluded are de- scribed in Section 4.4.2. Figure 4-2 illustrates the steps that local officials need to take in order to determine costs for making SI/SD determinations. The term "substantial damage" refers to the repairs of all damage sustained and cannot reflect a level of repairs that is less than the amount of the damage sustained. If an owner does not intend to repair the damaged building right away or if the owner cannot afford to make all re- pairs immediately, the local official should inspect the property to determine whether,based on estimates, the work required to restore it to its pre-damage condition will constitute substantial damage. If this is the case, then the cost to repair is compared to the building's market value and the local official should provide written notice to the owner of the substantial damage de- termination. The local official should include in the written notice information about obtaining permits and about the floodplain management requirements that must be met. Further, some- times these buildings also are improved beyond their pre-damage condition. If proposed, then the cost of improvements must be included along with the cost to repair to make the SI/SD de- termination. Note that the substantial damage requirement applies regardless of the cause of damage, such as wind or fire. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;4-4 II II, III)E IM C II mmImm II mm IIII IlL. IIII II III II1 III Il['II II IlE II �mm II III �.� J II1 T' II T'IIII IlL. II��mm II � Il�mmmm II��Il�mmmm mm�mm Il�E Ili II III IIII II mm T'III II � III IIII II ,� II1 "� IIN S 4�, ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Review application for improvements and/ or repairs to determine nature and extent of work, location of building,whether it is pre- or post-FIRM (Chapters 4 and 5) f Review cost estimates and ensure Determine cost of proposed Use the cost of work in the that all appropriate costs are p p SI/SD determination included/excluded work(Section 4.4) (Section 4.3) r r r If post-disaster screening (Section 7.4) indicates buildings may be substantially damaged, use FEMA's SDE (Section 7.5)or other method to estimate costs Figure 4-2. Determine the cost of work(overview) The following topics related to determining costs will be covered in this section: Local officials will need to deter- mine the necessary level of detail 11111111111111 Costs that must be included for the costs of improvements and costs of repairs from permit ap- 11111111111111 that may be excluded plicants or contractors in order to make a SI/SD determination. 11111111111111 Acceptable sources of cost information 11111111111111 Estimates of donated or discounted materials 11111111111111 Estimates of owner and volunteer labor 11111111111111 Demolition, debris, and disposal 11111111111111 Clean-up and trash removal 11111111111111 Cost exclusions to correct existing health, safety, and sanitary code violations 4.4.1 COSts lFhat Must be 1116luded iii SIVSD Items that must be included in the costs of improvement and the costs to repair are those that are directly associated with the building. The following list of costs that must be included is not intended to be exhaustive, but characterizes the types of costs that must be included: 11111111111111 Materials and labor, including the estimated value of donated or discounted materials (Section 4.4.4) and owner or volunteer labor (Section 4.4.5) 11111111111111 Site preparation related to the improvement or repair (e.g.,foundation excavation or filling in basements) 11111111111111 Demolition and construction debris disposal (Section 4.4.6) ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII IIII IIII' III:,,,:,SII II IIIEIII;IIII°IIIEIII;II IIIEIII;II IIIEIII;' 4-5 .I µ� mm mm mm mm mm II��"mm mm mm mm mm mm 4, II II II 1mm II 1mm IIII� L. II1 mm II III mm Il1E. II1 Il1E.1-Ill..III II II IIII II 1-IIII 0 III.�� mm .mmmm .mmmm L. w� ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 Labor and other costs associated with demolishing,moving,or altering building components to accommodate improvements, additions, and making repairs 11111111111111 Costs associated with complying with any other regulations or code requirement that is triggered by the work, including costs to comply with the requirements of the Americans with Disabilities Act (ADA) 11111111111111 Costs associated with elevating a structure when the proposed elevation is lower than the BFE 11111111111111 Construction management and supervision 11111111111111 Contractor's overhead and profit 11111111111111 Sales taxes on materials 11111111111111 Structural elements and exterior finishes, including: Foundations (e.g., spread or continuous foundation footings, perimeter walls, chain- walls, pilings, columns, posts, etc.) Monolithic or other types of concrete slabs 11 Bearing walls, tie beams, trusses 11 Joists, beams, subflooring, framing, ceilings 11 Interior non-bearing walls 11 Exterior finishes (e.g., brick, stucco, siding, painting, and trim) 11 Windows and exterior doors 11 Roofing, gutters, and downspouts 11 Hardware 11 Attached decks and porches 11111111111111 Interior finish elements, including: Floor finishes (e.g., hardwood, ceramic, vinyl, linoleum, stone, and wall-to-wall carpet over subflooring) Bathroom tiling and fixtures Wall finishes (e.g., drywall, paint, stucco, plaster, paneling, and marble) Built-in cabinets (e.g., kitchen, utility, entertainment, storage, and bathroom) Interior doors Interior finish carpentry Built-in bookcases and furniture Hardware Insulation ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;4-6 II II, III E IIN C II mmImm II mm IIII IlL. IIII II III II1 III Il['II II IlE II �mm II III �� J II1 T' II T'IIII IlL. II��mm II � Il�mmmm II��Il�mmmm mm�mm Il�E Ili II III IIII II mm T'III II � III IIII II ,� II1 "� IIN S 4�, ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 Utility and service equipment, including: Heating, ventilation and air conditioning (HVAQ equipment Plumbing fixtures and piping Electrical wiring, outlets, and switches Light fixtures and ceiling fans Security systems Built-in appliances Central vacuum systems Water filtration conditioning, and recirculation systems 4.4.2 CoSts lFhat May be Exciluded '-firaim Items that can be excluded are those that are not directly associated with the building. The fol- lowing list characterizes the types of costs that may be excluded: 11111111111111 Clean-up and trash removal (Section 4.4.7) 11111111111111 Costs to temporarily stabilize a building so that it is safe to enter to evaluate and identify required repairs 11111111111111 Costs to obtain or prepare plans and specifications 11111111111111 Land survey costs 11111111111111 Permit fees and inspection fees 11111111111111 Carpeting and recarpeting installed over finished flooring such as wood or tiling 11111111111111 Outside improvements, including landscaping, irrigation, sidewalks, driveways, fences, yard lights, swimming pools, pool enclosures, and detached accessory structures (e.g., garages, sheds, and gazebos) 11111111111111 Costs required for the minimum necessary work to correct existing violations of health, safety, and sanitary codes (Section 4.4.8) 11111111111111 Plug-in appliances such as washing machines, dryers, and stoves 4.4.3 kcqptalblle f Cost The costs of improvements and the costs to repair are necessary to make the SI/SD determina- tion. The following are acceptable methods to determine the costs: 11111111111111 Itemized costs of materials and labor, or estimates of materials and labor that are prepared by licensed contractors or professional construction cost estimators. 11111111111111 Building valuation tables published by building code organizations and cost-estimating manuals and tools available from professional building cost-estimating services. These sources can be used as long as some limitations are recognized, notably that there are local ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 4-7 .I µ� mm mm mm mm mm II��"mm mm mm mm mm mm 4, II II II 1mm II 1mm IIII� L. II1 mm II III mm Il1E. II1 Il1E.1-Ill..III II II IIII II 1-IIII 0 III.�� mm .mmmm .mmmm L. w� ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... variations in costs and the sources do not list all types and qualities of structures. These sources should not be used for structures that are architecturally unique,exceptionally large, or significantly different from the classes of structures that are listed. 11111111111111 "Qualified Estimate" of costs that are prepared by the local official using professional judgment and knowledge of local and regional construction costs. This approach is most often used post-disaster when there are large numbers of damaged buildings and when permits must be quickly processed. 11111111111111 Building owners may submit cost estimates that they prepare themselves.If the community is willing to consider such estimates, owners should be required to provide as much supporting documentation as possible (such as pricing information from lumber companies and hardware stores). In addition, the estimate must include the value of labor, including the value of the owner's labor (Section 4.4.5). FENIA developed the Substantial Damage Estimator, summarized in Section 7.5, to provide esti- mates of building values and costs to repair. In general, this method is most often used in the post-disaster period when local officials need to inspect large numbers of damaged structures and make many substantial damage determinations. n I,,, n r nn �,nn nIIII nn IIII nnIES-Uhiimates Materiialls To help make improvements or repairs to damaged homes, some organizations and individu- als donate materials, and some companies donate or provide materials at a discount. The value placed on all donated or discounted materials should be equal to the actual or estimated cost of such materials and must be included in the total cost. Where materials or servicing equip- ment are donated or discounted below normal market values, the value should be adjusted to an amount that would be equivalent to that estimated through normal market transactions. As part of the documentation required for a permit, the applicant should provide cost estimates of the value of donated or discounted materials based on actual or estimated costs. This esti- mate should be verified by the local official based on professional judgment and knowledge of local or regional material costs. Some communities help non-profit organizations and appli- cants make these estimates. 4.4.5 ES"Uhimates noon albair The situations described in Section 4.4.4 that involve donated or discounted materials may also involve volunteer labor. Also, property owners may undertake fairly significant improvement and repair projects on their own. In both cases, the normal "market" value or "going rate" for labor must be included in the estimates of the cost of improvements and the costs to repair. Af- ter significant events, labor rates may change and should be taken into account. Labor rates vary geographically and by the nature of the work and trade required. As part of the documentation required for a permit, the applicant should provide an estimate of the value of owner or volunteer labor. The value placed on labor should be estimated based on appli- cable minimum-hour wage scales for the skill and type of construction work that is done. This ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;4-8 II II, III E I IM C II mmImm II mm IIII IlL. IIII II III II1 III IlE II II IlE II �mm II II[ �� J II1 "F II T'IIII IlL. II[)mm II � Il�mmmm II��Il�mmmm mm�mm Il�E Ili II III IIII II mm T'III II � III IIII II ,� II1 "� IIN S 4�, ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... estimate should be verified by the local official based on professional judgment and knowledge of the local or regional construction industry wage scales. Some communities help non-profit organizations and permit applicants make these estimates. 4.4.6 D&imollitiian and Canstrue"tian I)e b ir i s I lis�posall Demolition and construction debris disposal is not the same as clean-up and trash removal (Sec- tion 4.4.7).Virtually any type of work on a building requires some demolition. It may be as little as removing the flooring or an interior wall, or as much as complete removal of a portion of the building and its foundation. Demolition may be part of an improvement project and usually is a necessary part of repairing damage. The costs of demolition, including the costs of disposal of the resulting debris, must be included in the cost of work for the purpose of making the SI/SD determination. 4.4..7 C 1 e a in� u p a in d 15iraslh R&rnovall Clean-up and trash removal are distinguished from demolition and construction debris dispos- al (Section 4.4.6). Clean-up and trash removal costs are not included in the costs used in the SI/SD determination because they are not related to the actual cost of improving or repairing a building. Clean-up costs include such work as draining a basement; removing dirt and mud; and cleaning, disinfecting, and drying out buildings. Trash removal includes disposing of trash piled in the in- terior of the building or accumulated on the lot and related costs (e.g., dumpster, hauling, and tipping fees), as well as removal of abandoned contents and debris related to general clean-up of the structure before the improvement or repairs can be performed. If clean-up and trash removal are done at the same time as demolition and construction debris disposal, a cost estimate should clearly distinguish between costs that must be included and costs that may be excluded. Local officials can: 11111111111111 Require property owners to submit itemized costs from all contractors, clearly identifying the costs related to trash disposal and clean-up from those related to demolition necessary to perform the work on the building, or 11111111111111 Based on judgment and knowledge of local costs, estimate the amounts to be excluded. The permit record should contain documentation of the basis for making this estimate. 4.4.8 CoStsto Cairrect EkiStihiiig Heall"th, Safety, and Sanitary Code Viollatians The definition of substantial improvement provides an exclusion for"[a]ny project for improve- ment of a structure to correct existing violations of State or local health, sanitary, or safety code specifications which have been identified by the local code enforcement official and which are the minimum necessary to assure safe living conditions" (emphasis added). When deciding whether to exclude the costs to correct existing cited health, safety, and sanitary code violations, local officials must consider the following: ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEEEE;'S IIK II IIIEEEE;IIII°IIIEEEE;II IIIEEEE;IN IIIEEEE;' 4-9 4, II III II IIII II II mm mm II Il mm. IIII II III III [_II III 11._.II mm1_ NV I) w III "�mm mm II mm IIII Il mm III)mm II III mm I[E. II1 Il1E.-1-Il1mmmm IR II IIII II -1-IIII0 III S .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 Correct existing cited violations. The work must be: E Limited to that necessary to correct an existing violation. This means that only work that is directly required for correction can be excluded from the costs of the proposed im- provement or repair. All other work must be counted in the estimation of costs. Required to correct an existing violation. This means the condition considered in vi- olation pre-dates the application for a permit (or the date of a damage event) and, importantly, an official who has the authority to enforce the community's health, safety, and sanitary codes must have prior knowledge of the condition and must have verified that it constitutes a violation. Required to correct an existing violation.Violations of a community's health, safety, and sanitary represent threats to public health and safety. Such conditions are considered vi- olations only if they have been identified as violations. The mere presence of a condition that does not conform to current codes does not qualify as a violation. 11111111111111 Identified by the local code enforcement official. To exclude certain costs from the SI/SD determination, an official who has the authority to enforce the community's health and sanitary codes must have knowledge of and have identified the condition, and must have verified or determined that the condition constitutes a violation (normally, this involves issuing a citation or other official notice). Communities might not make a routine practice of inspecting structures in order to document and issue citations for violations. If likely violations of health and sanitary codes are identified by the property owner or contractor during the course of deciding what work to perform and before any improvements or repairs are made, the costs to address those code violations may be excluded, but only if the local official has made the determination that they can be excluded. 11111111111111 Minimum necessary to ensure safe living conditions. To qualify as excludable, the cost of correcting existing violations must be only those costs for the work that is the minimum necessary to address and resolve the violation. Costs of work in excess of the minimum necessary must be included in the SI/SD determination. For proper treatment of this substantial improvement exclusionary provision, a clear distinc- tion must be made between violations and elements that simply do not meet the present-du design or building code standards. The following examples describe situations where the work performed to meet code requirements must be included in SI/SD determinations and some situations where costs may be excluded: 11111111111111 Work on a building, or work associated with a change in use or occupancy, may trigger requirements for compliance with the current code. When this occurs, the costs associated with compliance do not qualify for exclusion because the work is not a code violation, but is necessary to meet current code. For example, consider an applicant who applies for a permit to perform work necessary for a change of occupancy from retail space to a restaurant. This will trigger certain code requirements and those costs must be included in the SI/SD determination. Costs that are related to compliance with current code requirements, but are not related to correcting existing violations must be included. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. E E; E;4-1O II II III E IIM CIIIEEEE IIII II � IlL. IIII II II III III IlE II III IlE II �mm II II[ � II1 � II T'IIII� L. IIIM :.mm mm II III III � III � �mm II mm�mm IIII � mm�mm II III mm Il�mmmm III Il�mmmm mm�mm Il�mmmm III III II IIII II �mm IIII0 IIN S 4�, .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 11111111111111 The owner of a poorly insulated building proposes to rehabilitate it for a new occupant. Although the building does not conform to the current code for energy efficiency, the costs of adding insulation and other energy efficiency work must be included because the lack of adequate insulation is not a health and safety violation. 11111111111111 An owner proposes to improve a building and has applied for a permit. The owner presents the building official with evidence of termite damage. Termite damage is discovered in the floor joints and the joists are unable to safely support loads required by current code. The building official verifies that it constitutes a violation and cites it as a safety code violation. The minimum cost to correct this violation may be excluded if the violation was cited. If other building components have sustained termite damage that is not a safety code violation, such as damage to non-bearing wall studs and wall trim, the cost to address the damage must be included. 11111111111111 A restaurant's plumbing system is failing and bathroom fixtures are inoperable. The condition is cited as a violation of the sanitary code. The owner proposes not only to correct the violation but make other improvements, including adding a second bathroom. The costs to correct the failing plumbing system and replace its fixtures may be excluded. The costs of the other improvements, including the second bathroom, must be included. 11111111111111 In the course of inspecting an abandoned building, the code official cites several conditions as violations that must be corrected before the building can be reoccupied. The building is subsequently purchased and the new owner applies for a permit to not only address the violations, but also to rehabilitate the building. Only the costs to correct the cited violations that are explicitly related to health, sanitary, and safety code requirements may be excluded. All other costs associated with the rehabilitation must be included in the cost of improvements. 11111111111111 The owner of a home has been notified that the home is not safe to occupy because of violations of the electrical code provisions. Rather than perform only the required repairs, the owner decides to completely renovate the home and submits an application that shows all renovation costs, while excluding the costs associated with all of the electrical work (including replacing all wiring and fixtures, installing more outlets, upgrading the panel board, etc.). The plan reviewer should catch this discrepancy. The only costs that may be excluded are those that are necessary to correct the violation — which means the costs associated with the code violation must be determined before they can be excluded from the SI/SD determination. All other costs associated with the upgrade of the electrical work must be included. 4,,,,,5 1 mi teirmi�ini�ing I\Aarlke t Va 11 u e For purposes of making SI/SD determinations, local officials need to determine the "mar- ket value" of structures in question. When work is an improvement, the market value is the building's market value "before the `start of construction' of the improvement." When work is repair of substantial damage, the market value is the building's market value "before the dam- age occurred." If buildings have not been maintained and have deteriorated over time, then the market value is determined as of the date of the application for the permit to improve or repair the building. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 11 IIII IIII' IIIEEEE;'S IIK II IIIEEEE;IIII°IIIEEEE;I II IIIEEEE;IN IIIEEEE;' 4-11 4, IIM mmII IIN G S U 1_ T-mm II -1-I L. ID I II 11E.II -1- II I1) S I�� mm1mm mm II -1-I L. 1 mm II I1E. 1 I1E.-1-I1mmmm IR I II -1- 0 III ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... The NFIP regulations do not define "market value." Generally, market value can be explained as the amount an owner would be willing but not obliged to accept, and that a buyer would be willing but not compelled to pay. The term may be defined by State statutes that pertain to zon- ing, property taxation, or real estate transactions. Before reviewing options to determine the market value of a structure, it is important to note two basic NFIP requirements: 11111111111111 Market value must always be based on the condition of the structure before the improvement is undertaken or before the damage occurred. 11111111111111 Only the market value of the structure is pertinent. The value of the land and site improvements (landscaping, driveway, detached accessory structures, etc.) and the value of the use and occupancy (business income) are not included. Any value associated with the location of the property should be attributed to the land, not the building. Many communities require the permit applicant to obtain an appraisal of market value from a qualified professional who is licensed to perform appraisals in the State or community where the property is located (Section 4.5.1). In addition, three other methods to estimate market value are covered in this section: 11111111111111 Assessed value developed for property tax assessment purposes, adjusted to approximate market value (Section 4.5.2) 11111111111111 Estimates of a structure's actual cash value, including depreciation (Section 4.5.3) 11111111111111 "Qualified estimates" based on the professional judgment of a local official (Section 4.5.4) Figure 4-3 illustrates the steps local officials need to take in order to determine market values. Additional guidance on estimating market value following disasters is provided in Chapter 7. Professional appraisal (Section 4.5.1) Adjusted assessed value(Section 4.5.2) Select method to estimate Actual cash value ( )Section 4.5.3 Use market value in market value(Section 4.5) SI/SD determination "Qualified estimates"(Section 4.5.4) (Section 4.3) FEMA's Substantial Damage Estimator (Section 7.5) w Use post-disaster screening to identify buildings that have sustained substantial damage(Section 7.4) Figure 4-3. Determine the market value (overview) ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 4-12 IIII II III)IIIEIII;� II II IIIEIII;�IIII°III II IIIEIII;�II IIII mmImm II mm IIII IlL. IIII II III II1 III IlE II II IlE II �mm II II[ �� J II1 T II T'IIII IlL. II[)mm II � Il�mmmm II��Il�mmmm mm�mm Il�E Ili II III IIII II mm T'III II � III IIII II ,� II1 "� IIN S 4�, ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 4.5.1 lRrofessiianall lRiirq�peiirty A�P�P�iraisallsI Property appraisals that are prepared by a professional appraiser according to standard prac- tices of the profession are the most accurate and reliable method for determining market value. Professional appraisers should be qualified to appraise the type of property (e.g., residential, commercial, industrial) and should be licensed in the State or community in which the proper- ty is located. Most States require professional property appraisers to be licensed and to perform valuation work in accordance with the quality control standards found in the Uniform Standards of Professional Appraisal Practice, which are maintained and administered by The Appraisal Foun- dation (h.ttp://www.app ai.sal.fo ,n .ate. n..org ). In those States that require use of the standards, local officials should check that market value appraisals prepared to support SI/SD determina- tions have a statement regarding conformance with this standard. Appraisal reports should identify intended users, including the property owner, who can then submit it as part of a permit application. In addition, the appraisal should be recent enough to reasonably reflect current market value as of the date of the permit application. When used to determine market value for damaged buildings, the appraisal must reflect the pre-damage con- dition. The "market approach" for determining market value works best if there are adequate market data and recent sales of comparable properties in the vicinity. Note that using the "in- come capitalization approach" is not acceptable because it is based on how the property is used, and not the value of structure alone. To separate the market value of a structure from the value of the land on which it is located, appraisers may need to do more research than is normally un- dertaken in order to reasonably allocate the total value between the structure and the land. The following are situations where the local official may require the applicant to provide a pro- fessional appraisal to determine the market value of a structure: 11111111111111 When it is written explicitly into the community's floodplain management regulations or required by other local or State codes that independent appraisals shall be used for decisions related to non-conforming use permits. 11111111111111 When the estimating methods that are used post-disaster (Section 7.4) yield a market value that indicates that the cost of proposed work closely approaches 50 percent of the structure's estimated market value. 11111111111111 When an applicant disagrees with the community's SI/SD determination. When a professional appraisal of market value is submitted, the local official is responsible for examining it to determine that it is reasonable for the specific characteristics of the building and to check that it does not include the value of land, land improvements (e.g., landscaping, paving), and accessory buildings. The market value of a non-residential building does not in- clude the value of the use or occupancy. If there is cause to question the appraisal (for example, if it appears to overvalue the structure), the local official may request that another appraisal be provided. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEEEE;IIS IIK II IIIEEEE;IIII°IIIEEEE;II IIIEEEE;IN IIIEEEE;II 4-13 .I µ� mm mm mm mm mm II��"mm mm mm mm mm mm 4, II II II 1mm II 1mm IIII� L. II1 mm II III mm Il1E. II1 Il1E.1-Ill..III II II IIII II 1-IIII 0 III.�� mm .mmmm .mmmm L. w� ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 4 5 2 Adjusted Assessed Vallue Generally, assessed values or property assessments are determined by the State or local taxing or assessment authority. The assessor's j ob is to independently estimate the market value of real property.Assessments usually provide both land value and value of improvements, and are used as the basis for determining property taxes. Assessments are revised or adjusted periodically to account for changes in property values. The use of assessed value has some limitations that, if not considered and accounted for, can produce erroneous estimates of market value. These limitations are: 11111111111111 Appraisal cycle.How often are the appraisals done and when was the date of the last appraisal? Market value estimates can be grossly outdated if the cycle is long and the property happens to be in the latter stage of its cycle and has not been appraised for many years. 11111111111111 Land values. In most cases, land values and the value of improvements (structures) thereon will be assessed separately and listed as such in the tax records. In cases where they are not distinguished, a determination of the value of the land will have to be made and subtracted from the total assessed value. 11111111111111 Assessment level. States and local taxing authorities vary in assessment levels (an established statutory ratio between the assessor's estimate of value and the true fair market value). For example, many States use an assessment level of 90 percent. In this case, the assessed values will underestimate market values by 10 percent. In cases where the assessment level is unacceptably low or where the projected ratio of cost of repair to market value is close to 50 percent, adjustments for assessment level must be made. Local officials who elect to use assessed values for making SI/SD determinations should consult the authority that prepares the assessment values to understand the limitations on use of the data. Usually an adjustment factor is necessary because the assessed values cannot be used as a direct equivalent for current market value. The assessor's office should provide the adjustment factor that,when applied to assessed value,yields the "adjusted assessed value" that can then be used as an estimate of market value. A copy of the adjustment factor justification should be re- tained with the community's permanent records. Adjusted assessed value may be used as a screening tech- nique to separate out structures for which the ratio of "Unadjusted assessed values"can p � repair or improvement costs to market value (adjusted as- be used to help local officials focus their efforts when large numbers of sessed value) are obviously less than or greater than 50 SD determinations must be made, percent. In post-disaster situations where no other mar- such as after a disaster (Section ket value estimates are available or where the number of 7.3.2). permitapplications is overwhelming, unadjusted assessed .................................................................................................................................................................................................................................................................................................................................................................................... values may have to suffice as the definitive estimate of market value. An owner may appeal the use of assessed value, but the burden of proof can be placed on the applicant who can be required to submit an independent professional property appraisal that is prepared by a qualified appraiser. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 4-14 IIII II, IIII' IIIEEEE; II II IIIEEEE;IIII°II II IIIEEEE;IIN C II mmImm II mm IIII IlL. IIII II III II1 III Il['II II IlE II �mm II II[ �� J II1 "F II T'IIII IlL. II[)mm II � Il�mmmm II��Il�mmmm mm�mm Il�E Ili II III IIII II mm T'III II � III IIII II ,� II1 "� IIN S 4�, ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 4.5.3 Actuall Caslh Vallue Actual cash value (ACV) is the cost to replace a building on the same parcel with a new building of like-kind and quality,minus depreciation due to age,use, and neglect.ACV does not consider loss in value simply due to outmoded design or location factors. The concept of ACV is used in both the insurance industry and the construction industry. In most situations, ACV is a reason- able approximation of market value. A number of commercial sources of construction cost information are available to support es- timating the replacement cost of a building, including industry-accepted guides available from companies such as RSMeans (h.ttp-://www.�rs .ean.s.co .) and the Craftsman Book Company (Ii.ttp-://www.c�rafts�t.ii.a�n books m.), among others. These sources allow computation of con- struction costs based on occupancy, square footage, quality, and regional cost variations. Depreciation accounts for the physical condition of a structure. Depreciation does not take into account functional obsolescence (e.g., outmoded design or construction that pre-dates current codes) or factors that are external to the structure (e.g., reputation of schools or dis- tance to shopping and parks). Commercially available references provide tables and formulas to calculate physical depreciation. These tables and formulas are objective and are used by most professionals in the fields of property appraisal and building inspection. Local officials may consult with a qualified appraiser regarding depreciation, or additional guidance for applying depreciation rates over time is found in FEMA P-784 CD, Substantial Damage Estimator (Section 7.5). 4.5.4 Quallified Esti�rnates A"qualified estimate" of a structure's market value is an estimate developed by a qualified local official who has sufficient experience and professional judgment on which to base such esti- mates. The local official may be in the building department or in the tax assessor's office. The estimates should be made using the best available information,which may include recent permit records, recent home sales, regional cost data, estimates of depreciation based on knowledge of the pre-damage condition of buildings, and adjustments for unique or distinctive features of individual buildings. Another way that a local official may develop qualified estimates is if pro- fessional appraisals have been prepared for a few buildings; in that case, those results may be used to approximate the market values of similar buildings. This approach should be used only if the approaches described above cannot be used. Qualified estimates are most likely to be used in the post-disaster situation after large numbers of buildings have been damaged. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 4-15 5 Ad n 1111111 1 111111 S11"It"I'lle 7 111111111 i Suis, a nta g I 70veent andmmpSubstantial )1111111a na Re imnts q u re e 5,,,,,,l Overview This chapter covers administrative topics, including community responsibilities and the re- sponsibilities of property owners and permit applicants. It highlights options for informing the public about the SI/SD requirements and the need to get permits. Several matters that arise when reviewing permits are addressed in detail. Chapter 4 focused on making SI/SD determinations and the data that are necessary to make those determinations, including the cost of improvements, the cost of repairs, and the market value of buildings. Chapter 6 includes illustrations of SI/SD, and explains certain NFIP flood insurance implications related to SI/SD. Chapter 7 recommends ways to handle substantial damage in the post-disaster period, especially when many buildings are damaged. Chapter 8 provides brief descriptions of common types of flood mitigation projects that may be eligible for funding by FEMA's five Hazard Mitigation Assistance grant programs. 5.2 Community Responsibilities When a community decides to participate in the NFIP, it accepts the responsibility to adopt, administer, and enforce floodplain management provisions that either meet or exceed the min- imum NFIP requirements. The following describes the responsibilities that specifically apply to administering the SI/SD requirements: ■ Review permit applications to determine whether improvements or repairs of buildings in SFHAs Even if work on a building is de- constitute substantial improvement or repair of termined to not constitute SI/SD, owners can do a lot to reduce substantial damage. future flood damage. Some rec- ■ Review descriptions of proposed work submitted ommendations that local officials by applicants to ensure that all requirements are may wish to encourage are listedin Section 5.8. addressed. ■ Review cost estimates of the proposed work submitted by applicants and determine if the costs are reasonable for the proposed work, or use other acceptable methods to estimate the costs. ■ Decide the method to determine market value (including which method to use after an event that damages many buildings) and identify the buildings most likely to have sustained substantial damage. SI/SD DESK REFERENCE 5-1 rJ ADMINISTERING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE REQUIREMENTS ■ Review market value appraisals, if submitted by applicants, to determine if the appraisals reasonably represent the characteristics of the building and the market value of the structures (excluding land value). ■ Determine if proposed improvements are substantial Local building officials have the au- thority to condemn buildings that improvements based on the costs of the proposed are judged to be unfit for occupan- work compared to the market value of the building. cy. Judging whether to condemn a ■ Determine if damaged buildings are substantially building and making adetermination of substantial damage are separate damaged based on cost estimates for repairs compared decisions. A condemned building to the market value of the building before the damage might not be substantially damaged occurred. and a substantially damaged build- ing might not have conditions that ■ Issue a letter to the property owner to convey the warrant condemnation. SI/SD determination. If NFIP-insured buildings are substantially damaged by flooding, this letter is necessary for owners to file an Increased Cost of Compliance (ICC) claim to help pay to bring buildings into compliance (Section 7.6). ■ Retain all versions of the Flood Insurance Rate Maps (FIRMS) and allow citizens to access the maps.The most recent map,called the"effective"map,is to be used to regulate development, including substantial improvements. Earlier versions of the maps are necessary to verify BFE data for post-FIRM buildings that pre-date the current effective maps. ■ Maintain in the permit file specific information on all development that occurs within the SFHA and make this information available for public inspection.The documentation should include the lowest floor elevations, other pertinent elevations such as for machinery and equipment, and flood protection designs. ■ Conduct periodic field inspections during construction to ensure that development complies with issued permits, work with builders and property owners to correct deficiencies and violations, and check for unpermitted development. ■ Perform assessments after events that cause damage, inform property owners of the requirement to obtain permits for repairs, and determine whether the damage qualifies as substantial damage. ■ Coordinate with property owners and insurance adjusters regarding NFIP flood insurance claims and ICC coverage. 5.3 P ro p e rty Owner/Applicant Responsibilities Property owners and applicants for permits have certain responsibilities that are implicit when a community adopts regulations and building codes that apply to their properties. First and foremost, they have a responsibility to comply with the requirements that are enforced by communities, including floodplain management requirements. The following is a summary of those responsibilities pertinent to the SI/SD requirements: ■ Find out if a permit is required. Most property owners — and all contractors — understand that permits are required for some types of work. It is common for owners to specify 5-2 SI/SD DESK REFERENCE ADMINISTERING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE REQUIREMENTSrJ that contractors obtain permits. However, sometimes owners assume that contractors automatically do so and, as a result, the work may be undertaken without permits. Legally, the responsibility lies with the owner. ■ Submit complete information about all proposed improvements and all repairs to be undertaken, including the costs of all work (and valuations of work that the owner or volunteers will perform, including estimated costs of donated materials). ■ Share information from insurance claims adjusters, if requested by the local official. ■ Provide a professional appraisal of the market value of the building if requested by the local official (or accept the market value estimation made by the local official). ■ Comply with the approved plans and limitations specified in the issued permit and the approved construction documents. ■ Inform the local official if new work is to be added to the work already authorized by an issued permit.New work must be reviewed to determine whether the community's floodplain management regulations apply. ■ Contact the community to schedule inspections at the appropriate times and submit surveyed elevation data when required by the local official. ■ Provide "as-built" surveyed elevation data (e.g., FEMA's Elevation Certificate) to the local official to determine compliance (the Elevation Certificate also is necessary for insurance agents to determine the appropriate rate for NFIP flood insurance policies). ■ Maintain enclosed areas below elevated buildings as compliant enclosures by not altering any aspect required by the permit, including limitations on use for parking of vehicles, building access, and storage. 5.4 Important Community Actions Communities routinely process permit applications for work on existing buildings. For build- ings located in SFHAs, work that constitutes substantial improvement triggers the requirement to bring buildings into compliance. Some property owners may view this as an undue burden that may cost them considerably more than the work originally proposed. Therefore, it is im- portant that communities have awell-established process that treats all owners in a consistent manner. This is especially important in communities that have large numbers of buildings in their floodplains that could be damaged by a single event. The remaining sections of this chapter will describe the following important community actions with respect to SI/SD: ■ Informing the public (application forms,websites, handouts) ■ Administering the SI/SD requirements ■ Exceeding the NFIP minimum floodplain management requirements ■ Recommendations to improve flood resistance SI/SD DESK REFERENCE 5-3 uuuuu �.mm � mm ��„�mm mm mm �� mm �.mm mm �, mm III II III IIII II IIII� �Il�mmmm III IIII II Il�mm. IIII II III III Il�mmmm II II Il�mmmm II � II II�M II�� mm II �IIII mm Il�mm� III � II III �E'. I 1mmmm U I I III 1mmmm I T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5IIIII5 I �� I IIIII I It1he 1PUbIlit Most property owners understand that building permits are required when they want to have work done on their buildings. However, they are rarely aware of the requirements that ap- ply when buildings are located in SFHAs. Informing the public about the requirements may alleviate some of the difficulties that can occur when uninformed owners apply for permits. Suc- cessful outreach methods employed by communities include: 11111111111111 Permit counter staff and inspectors are trained and familiar with the SI/SD requirements and other requirements for development in SFHAs and they all convey the same message when talking with property owners and contractors. 11111111111111 Permit application forms or supplements to applications are designed specifically to capture information about work proposed for buildings in SFHAs. 11111111111111 Handouts at the permit counter explain floodplain requirements, including the SI/SD requirements. 11111111111111 Information is posted online about permit requirements, including SI/SD requirements in the SFHA. 11111111111111 Newsletters and brochures are used for periodic mailings,such as those described in guidance materials developed for the NFIP's Community Rating System (Section 5.7.1). S.S."I IIII' IIIIli IIII an Fairims A permit is required for almost every type of de- velo ent that is ro osed in the ma ed SFHA. Forms and checklists help ensure m p proposed pp that all applicants are treated con- Local permit application forms should be designed sistently. They also make it easy to collect the information needed to make SI/SD de- for the local official to document terminations. Permit forms should require applicants SI/SD determinations and to retain (or their contractors) to provide detailed descriptions that documentation in permanent of the proposed work and detailed breakdowns of the records. costsof work, as this information is essential for mak- .................................................................................................................................................................................................................................................................................................................................................................................... ing SI/SD determinations. Some communities that have many buildings in their SFHAs have developed detailed permit application forms to help them review proposals for work in SFHAs, including work on existing buildings. Appendix D includes a sample notice called "Sample Notice for Property Owners, Contrac- tors, and Design Professionals" that includes a summary of the "50% rule," information about property valuation, a list of items to be included and excluded in the cost of work, and a cost- breakdown sheet. The sample notice includes two affidavits to be signed by the owner and the contractor. The affidavits are used to confirm that the work described in an application is all of the work that will be done. 5.5.2 Welbsiites IIII Handouts Most communities have websites designed to provide information for their citizens. Websites often include sections to explain requirements for various permits and approvals. Some even ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... E; E; E;5-4 II III III E IIN C II ADMINISTERING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE REQUIREMENTSrJ have online permit application capabilities. Increasingly, citizens, designers, and contractors are turning to websites to learn about regulations and requirements. Posting information on- line about development requirements in SFHAs is helpful for communities and their citizens. Despite the increased use of the Internet, most communities still provide printed materials. Many communities distribute newsletters and brochures to their citizens, including materials related to flood hazards, flood insurance, and SFHA construction requirements. 5.6 Administering the SIVSI 3 Requirements The NFIP requires communities to review all applications for development in SFHAs and to ap- ply their floodplain management regulations and building codes to work that is proposed on existing buildings. Chapter 4 described making SI/SD determinations, estimating costs, and es- timating market values. This section addresses several topics that local officials encounter when administering floodplain management regulations and building codes pertaining to SI/SD: ■ Combinations of types of work ■ Phased improvements ■ Incremental repair of damaged buildings ■ Damaged buildings ■ Special circumstances (involving damaged buildings) ■ Appeals of decisions ■ Variances to the requirements ■ Floodways ■ V zones ■ Coastal Barrier Resource Areas ■ Revisions of the FIRM ■ Inspections ■ Enforcement and violations ■ Recordkeeping ■ Issuing SI/SD determination letters ■ Rescinding SI/SD determinations 5.B.."I Combinations of Iypes of Work It is common for local officials to see applications for combinations of improvements and repairs. In these cases, the combined cost of all work must be used to make the SI/SD determination. For example, it is common for property owners who are making necessary repairs to dam- aged buildings to also include elective improvements. Communities must require applicants to SI/SD DESK REFERENCE 5-5 III II III IIII II IIII S T' mm III IIII II IlL. IIII II III)IR 0 V Emm II II Il1mmmm II T II II[M II13 S Tmm II T' A L. III A III G E'. I 1mmmm U I I III 1mmmm I T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... provide the estimated costs of all proposed improvements and repairs. The total cost is then used to make the SI/SD determination, comparing it to the pre-damage or pre-improvement market value of the building. Section 6.4 illustrates examples of types of work that local officials may see combined in permit applications. 5 6 2 Plhased The term "phased improvement" refers to a single im- rovement that is broken into arts. For a number of Concern about phased improve- p p ments is one reason why some reasons, owners may wish to schedule anticipated im- communities adopt requirements provements over a period of time, and they may request that accumulate the value of im- separate permits for each phase. Local officials should provements over time (Section take care to ensure that phased improvements do not cir- 5.7.3). cumventthe substantial improvement requirements. .................................................................................................................................................................................................................................................................................................................................................................................... Experienced plan reviewers can usually tell if the work described in a permit application ad- equately identifies all of the work needed to complete the improvement. One approach is to remind the applicant that the application is a legal document and that it is the applicant's responsibility (or the responsibility of the applicant's design professional or contractor) to ac- curately complete the application. It is also reasonable for the local official to request that the applicant state, in writing, that the work proposed is all of the anticipated work and that the work can be done for the stated cost estimate. Some communities address deliberate phasing of improvements in the permit application or other document. Appendix D includes sample affidavits that the community may require be signed by owners and contractors to confirm that the work described in an application is all of the work that will be done. Other scenarios of phased improvements include: 11111111111111 Incomplete work. Permits should not be issued for work that clearly will not result in a building that can be occupied without additional work. For example, while a community may decide to issue one permit for the foundation, framing, and roof of an addition, and a second permit at a later time to complete the remaining work necessary for occupancy (electrical, plumbing, flooring, etc.), the SI/SD determination must be made prior to issuance of the first permit, and must consider the cost of all work regardless of the number of permits issued. 11111111111111 Multiple permits. Some jurisdictions, especially larger cities and counties, issue separate mechanical, electrical, plumbing, and building permits. If handled by different offices, coordination is especially important so that the value of all work is combined for the SI/SD determination, regardless of the number of permits issued. 11111111111111 Consecutive permits. If an application for a second permit is submitted within a short period of time after the first permit is issued, the local official should examine whether the work covered by the second request is related to improvements to the building. If so, then the work must be evaluated in conjunction with the first permit to determine whether the combination constitutes substantial improvement.The substantial improvement regulations ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;5-6 II II, III E IIN C II mm mmmm �� w.mm mm mm mmmm mmmm mm � mm „�mm mm mm mm "� mmmm IR mmmm mmmm mmmm mm �„� i mm II[ II III IIII II IIII Ili.'III'IIII III �� U II1 II I"'IIII L. IIII II Ill:IlI IlE'.II Ill mm III �mm, II II[ II1 III Il��.mm II �Il��.mm II �� .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... apply to all of the work that is proposed as the improvement, even if multiple permits are issued. Therefore, the determination of the cost of the improvement should consider all costs of all phases of the work before issuance of the first permit. 11111111111111 Modification of issued permits. A request to modify an existing permit to add work could retroactively trigger substantial improvement. It is common that a permit is issued to repair a damaged structure, and the owner subsequently decides to have some additional improvements done. Whether the community handles this as a modification of the initial permit or issuance of a second permit, care must be taken to reevaluate the SI/SD determination. Local officials must verify that the proposed repair work includes all of the anticipated work, including improvements to the building. 11111111111111 Unauthorized work. If unauthorized work on a building in the SFHA is discovered, the enforcement action taken by the community must include making an SI/SD determination. The costs must include all of the work that has been performed, plus all of the remaining work necessary to complete the project. 5,,B,,3r I " Rqpaihr of I)aiimaged Builldi�1119S "Incremental repairs" are similar to phased improvements and refer to a single repair project that is broken into parts. When buildings have sustained damage, regardless of the cause, it is fairly common for some owners to undertake restoration and repairs over a period of time. Sometimes the initial work is only the minimum necessary to make the building safe enough to reoccupy (provided reoccupancy is allowed by the community). Sometimes the owner's finan- cial situation does not allow all of the repairs to be done at the same time. The definition of"substantial damage" makes it very clear that the substantial damage determi- nation must consider all costs necessary to restore damaged structures to their before-damage condition. Even if an owner elects to perform less work or make repairs over time, the commu- nity must require the applicant to provide an estimate of the costs to fully restore the structure. Section 4.4 includes guidance on estimating the costs of work performed by the owner or vol- unteers and the costs of donated or discounted materials. 5,,B,,A 13aiimaged Builldiings Most damage occurs during a single and sudden event, such as a fire, high wind, lightning strike, falling tree, Property owners should check their insurance policies. Policies that tornado, earthquake, flood, natural gas explosion, etc. include "law and regulations" cov- However, buildings also may be damaged b causes that g g y g y erage may cover costs associated are not related to a specific event. These causes include with complying with requirements soil settlement, exposure to the elements, termite infesta- to bring buildings into compliance tion,vandalism, deterioration over time,and other causes. with flood provisions in local flood- Regardless of the cause of damage,when owners apply for plain ordinances or building codes. permits to repair, communities must determine whether .................................................................................................................................................................................................................................................................................................................................................................................... the building is substantially damaged. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 5-7 III II III IIII II IIII S T' mm III IIII II IlL. IIII IIM P IR 0 V Emm II II Il1mmmm II T II II[M II13 S Tmm II T' A L. III A III G E'. I 1mmmm U I I III 1mmmm I T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... With respect to making substantial damage determinations, costs to repair must include all costs that are necessary to repair a building to its pre-damage condition, even if the owners elect to perform only some repairs or incremental repairs (Section 5.6.3). If a community suffers damage to only a few buildings, then the permits for repairs generally can be handled Issuance of an SD determination under a community's standard permit processingrote- does not necessarily indicate that s ar y p a building is unsafe, unfit for occu- dures.Communities that have a large number of buildings pancy, or condemned. in their floodplains should decide in advance how best to .................................................................................................................................................................................................................................................................................................................................................................................... handle inspecting damaged buildings and making sub- stantial damage determinations (Chapter 7). In those circumstances,FEMA's Substantial Damage Estimator(SDE) software provides an effective and efficient approach for developing reasonable estimates of the values of buildings and costs to repair or reconstruct buildings (Section 7.5). Local officials should become familiar with the ICC coverage that is part of NFIP flood insurance policies. ICC claims are only paid on buildings in the SFHA that the local official determines to be substantially damaged or that have sustained repetitive flood damage that qualifies under the policy. ICC can provide policyholders with up to $30,000 towards costs necessary to bring a building into compliance with the community's floodplain management requirements. ICC is described in Section 7.6. &,,&5 S�pediall Chrewirnstainces (1)aiimaged Buiildi�ngs) Communities should be aware of a number of special circumstances that may arise when deal- ing with damaged buildings: 11111111111111 Change of ownership. Sometimes owners sell damaged buildings in SFHAs before repairs are undertaken. Change of ownership does not have any bearing on the substantial damage determination. Regardless of whether the determination is made before or after the sale, it is to be based on the value prior to the date of damage. 11111111111111 Multiple flood events. Communities may have to address damage resulting from multiple flood events. All affected structures should be handled consistently: If no repairs are made to a structure after a flood and a second flood causes additional damage, local officials must include all costs to repair damage from both events. The market value of the building used in making an SI/SD determination is the value prior to the first flood. If that value cannot be determined, the market value prior to the sec- ond flood should be used. If some or all repairs are made after a flood (and the cost to repair to the structure was determined to not be substantial damage), and a second flood causes damage that must be evaluated to determine whether the building was substantially damaged, then the market value is the value prior to the second flood. 11111111111111 Conditions discovered in the course of doing work. Occasionally, additional damage is discovered during the course of work that has been authorized by a permit. For example, termite damage or other conditions may not have been identified before the permitted work is started, but it is discovered once work is underway. Such conditions may reduce the ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;5-8 II II, III E IIN C II II II III IIII II IIII mmmmIlmmmmII 'IIII II II mm II mmIIII Ilmm IIII II III III IlmmmmII IlmmmmII mm II II III mmmm II mmIIII Ilmm III) II III GE'. IIIR 1mmmm Q U IR,E'.II Il1mmmmII ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... capacity of the load-bearing members or otherwise result in damage to the building. After the condition is revealed, if the work that is required to address the discovered condition triggers a change in the permit, the community must reevaluate the SI/SD determination. The costs of the new work must be added to the cost of the improvement. The market value of the building that was used in the original determination is used in the revised determination. 5 6 6 A�P�pealls of Dmdisiians An applicant for a permit may appeal a decision, order, or determination that was made by the local official. This occurs most often if there is ambiguous language in a code or regulations that leads to differing interpretations. Typically, appeals are heard by a board designated to hear such cases, which may go by a variety of names (board of appeals, board of adjustments, etc.). In some small communities, the function may be handled by the jurisdiction's governing body (town council, board of selectmen, etc.). An owner may appeal the local official's finding or determination that the proposed work con- stitutes SI/SD. The owner may appeal an SI/SD determination on the basis of insufficient information, errors, repair/improvement costs that should be included/excluded, inappropri- ate valuations of costs for the proposed work, or an inappropriate method to determine the market value of the building. It is not appropriate for an owner who wishes to build in a manner that is contrary to the regula- tions and codes to seek an appeal. In those cases, the owner would seek a variance. 5.6.7 Vairiiancesto ,the Requiiiireiiments A variance is a grant of relief from the terms of a land use, zoning, or building code regulation. If granted, it allows construction in a manner that is otherwise prohibited. The burden of deter- mining whether to grant a variance rests on the community. The primary goals of the NFIP and local floodplain man- agement regulations and codes are the reduction of NFIP flood insurance policies on dama e an d protection of public health and safety. Be- post-FIRM buildings and substan- g tially improved buildings that do cause a vari yance from the requirements for construction not comply with the NFIP require- in SFHAs can create an increased risk to life and prop- ments, even if authorized by a erty, local officials should carefully consider requests for properly issued variance, are rated variances from flood elevation or other floodplain man- according to risk. The cost will be agement requirements. high if a variance allows the low- est floor to be below the BFE (see The NFIP regulations do not set forth absolute criteria Figure 6-14 in Section 6.6). for granting variances [44 CFR § 60.6]. The regulations outline procedures that communities must follow (see FEMA 480, Floodplain Management Re- quirements:A Study Guide and Desk Reference for Local Officials for additional guidance on handling variances).Variances shall only be issued based on the following: 11111111111111 A showing of good and sufficient cause; ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 5-9 III II III IIII II IIII S T' mm III IIII II IlL. IIII IIM P IR 0 V Emm II II Il1mmmm II T II II[M II13 S Tmm II T' A L. III A III G E'. I 1mmmm U I I III 1mmmm I T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 A determination that failure to grant the variance would result in exceptional hardship (consistent with Insufficient justifications for vari- p p ances to the SI/SD requirements usage related to land use and zoning, in this context a include: "hardship" must be related to the land, not a financial or personal circumstance of the owner); 0 Inconvenient access to an ad- 11111111111111 determination that g g rantin the variance will not dition result in increased flood heights, additional threats Difficult access for those with to public safety, extraordinary public expense, create physical limitations nuisances,cause fraud on or victimization of the public, or conflict with existing local laws or regulations; and 0 Too costly to comply 11111111111111 Evidence that the variance is the minimum necessary to afford relief, consideringthe flood hazard. The owner does not plan to get flood insurance As a guiding principle, a variance should pertain to the 0 Building will look different unique characteristics of the land itself.A properly issued variance may be granted for a parcel of land with physical 0 Building will need a waiver of characteristics so unusual that complying with the regu- height limitations lationor code would create an exceptional hardship for .................................................................................................................................................................................................................................................................................................................................................................................... the applicant. However, a variance should not be granted based on the personal circumstances of an individual. Sometimes variances are sought because the owner or the designer believes they will not be able to meet the community's floodplain management regulations. Usually there are alternative ways to comply that would negate any purported justification for a variance, and local officials should require consideration of those alternatives before acting on variance requests. Typical characteristics of a parcel of land that might justify a variance include an irregularly shaped lot, a parcel with unsuitable soils, or a parcel with an unusual geologic condition below ground lev- el. However,it is unusual that any physical characteristic would give rise to a hardship that would be sufficient to justify issuing a variance to the elevation requirement. A community that grants a variance based on the above evidence and according to FEMA guid- ance does not j eopardize its standing in the NFIR However, FEMA and the States periodically evaluate how effectively communities administer their floodplain management requirements. FEMA becomes concerned when there is a pattern of variances that suggest the practice is used to circumvent requirements. Communities that administer the I-Codes may handle variances to the flood provisions through their boards of appeals. Unless the State or community has modified or replaced the adminis- trative provisions, the IRC specifies that the building official will review information provided with permit applications for work on buildings in SFHAs. The official will make a finding based on the cost of the proposed work and the market value of the building and, if the results indi- cate the work is a substantial improvement, the finding is forwarded to the board of appeals for a final determination. Communities have a board of appeals (which might go by another name) to hear and decide appeals of orders, decisions, or determinations made by the building official. The IRC outlines specific responsibilities of the board when hearing matters related to ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5-10 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°II II IIIEIII;II III mm mmmm �� w.mm mm mm mmmm mmmm mm � mm „�mm mm mm mm "� mmmm IR mmmm mmmm mmmm mm �„� ire mm II[ II III IIII II IIII Ili.'III'IIII III �� U II1 II I"�IIII L. IIII II Ill:IlI IlE'.II Ill mm III �mm, II II[ II1 III Il��.mm II �Il��.mm II �� .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... structures in SFHAs, including: 11111111111111 Determination of substantial improvement in areas prone to flooding. Requires the board of appeals to evaluate the building official's finding regarding the value of proposed improvements to determine if the work constitutes SI/SD. 11111111111111 Criteria for issuance of a variance for areas prone to flooding. Sets forth specific criteria, consistent with the minimum NFIP requirements, to be applied in the review and consideration of variances to the minimum flood hazard area requirements. 5 6 8 19100dways Local officials must examine proposals for work on build- ings that are located in floodways to determine whether the work constitutes SI/SD. If a buildingis located in a The NFIP defines the floodway as the channel or other watercourse floodway, bringing it into compliance may involve a flood- and the adjacent land areas that way encroachment analysis. The NFIP regulations require must be reserved in order to dis- that this analysis be performed for any work that encroach- charge the base flood without es into a floodway [44 CFR § 60.3(d)(3)]. If the analysis cumulatively increasing the wa- indicates any increase in the BFE, the local official must ter surface elevation more than a not allow the ro osed work. designated height. Floodways are p p delineated along most waterways that are studied using detailed The analysis that is performed to delineate floodways methods. takesinto consideration existing encroachments and ob. .................................................................................................................................................................................................................................................................................................................................................................................... structions (including buildings) that were present at the time the data were collected for the analysis. This means that proposals for work on existing buildings that are located in a floodway are evaluated based on whether the exterior dimensions (footprint) of the original buildings will be increased, as follows: 11111111111111 No change to footprint. Substantial improvement that does not expand the footprint might be an interior-only renovation or an added story.If the actions necessary to bring the building into compliance do not increase the exterior dimensions, a floodway encroachment analysis is not required. Note that enclosing a deck that is below the BFE to change it to livable space should be treated as an addition even though the work does not increase the footprint; the addition becomes an encroachment in the floodway and an analysis must be prepared. 11111111111111 Increase in footprint,substantial improvement.If work that increases the footprint(including an increase in fill, if used for elevation) involves an addition (or a combination of interior work and an addition) is determined to be a substantial improvement, the building must be brought into compliance. In this case,a floodway encroachment analysis is required because the exterior dimensions will be increased. A permit for the increase in footprint cannot be issued if the analysis indicates any increase in the BFE. An option that may decrease the effects of encroachment is to elevate additions on open foundations (piers or columns). 11111111111111 Increase in footprint,non-substantial improvement. Local officials must review all proposed development in SFHAs and authorize the development by issuing permits. Development includes additions that do not constitute substantial improvements. If located in afloodway, a proposal to expand the exterior dimensions of a building with an addition that is not .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 5-11 III II III IIII II IIII S T' mm III IIII II IlL. IIII IIM P IR 0 V Emm II II Il1mmmm II T II S U 13 S Tmm II T' A L. III A III G E'. I 1mmmm U I I III 1mmmm I T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... a substantial improvement must be supported with a floodway encroachment analysis. Although the NFIP regulations do not require that the addition be elevated and meet all other requirements of the NFIP, the addition may be a potential encroachment into the floodway that must be evaluated. If the floodway analysis indicates any increase in the BFE, a permit cannot be issued for the addition. 5.6.9 moon anes Local officials must review proposals to improve struc- tures that are located in V zones to determine compliance with the NFIP's V zone provisions, as well as the require- In V zones, a registered profes- sional engineer or architect shall ments for substantial improvements develop or review the structural de- § 60.3(e). In V zones, new and substantially improved sign, specifications, and plans and buildings must: shall certify that the design and 11111111111111 methods of construction are in ac- Be elevated On open foundations (pilings or columns) cordance with accepted standards that allow floodwaters and waves to pass beneath the of practice to meet the V-zone elevated buildings requirements. 11111111111111 Be elevated so that the bottom of the lowest horizontal .................................................................................................................................................................................................................................................................................................................................................................................... structural member of the lowest floor is at or above the BFE 11111111111111 Have the foundation anchored to resist flotation, collapse, and lateral movement due to the effects of wind and water loads acting simultaneously on all building components 11111111111111 Have the area beneath the elevated building free of obstructions that would prevent the free flow of floodwaters and waves during a base flood event 11111111111111 Have utilities and building service equipment elevated above the BFE 11111111111111 Have the walls of enclosures below the elevated building designed to break away under base flood conditions without transferring loads to the foundation Section 6.4 describes some of the more common exam- ples of improvements and repairs and descriptions of how All substantially improved build- p p p p ings in V zones must be elevated. property owners and contractors can meet NFIP require- Floodproofing is not allowed in V ments (also see Tables 6-1a and 6-1b). It is important to zones, even for non-residential note again that work on a post-FIRM building cannot be buildings. allowed if it would make the building non-compliant with the floodplain management requirements that had to be met when the building was constructed. 5.6.10 Coastall 3airrieiir Resouirce Areas The Coastal Barrier Resources Act of 1982, and later amendments, prohibits the NFIP from providing flood insurance for structures built or substantially improved after October 1, 1983, in any areas designated as undeveloped coastal barriers. These areas are mapped and designated by Congress as units of the Coastal Barrier Resource System (CBRS) and are shown ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5-12 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°°II II IIIEIII;IIN C II mm mmmm �� w.mm mm mm mmmm mmmm mm � mm „�mm mm mm mm "� mmmm IR mmmm mmmm mmmm mm �„� ire mm II II III IIII II IIII Ili.'III'IIII III �� U II1 II mm IIII L. IIII II Ill:IlI IlE'.II Ill mm III �mm, II III II1 III Il��.mm II �Il��.mm II �� .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... on FIRMS. The FIRMS also show areas designated as Oth- erwise Protected Areas (OPAs), which include portions Permits are required for new cou- struction and for improvements of of coastal barriers that are used primarily for natural re- existing buildings in CBRSs and sources protection and are owned by Federal, State, and OPAs.Communities are required to local governments or by certain non-profit organizations. administer their floodplain manage- ment regulations even if Federal Local officials must process permit applications for re- flood insurance is not available for p p g airs and improvements to buildings in CBRSs and OPAs. new buildings and substantially im- If the work is SI/SD, then it must comply with the mini- proved buildings in these areas. mumrequirements of the NFIP. It is important to realize .................................................................................................................................................................................................................................................................................................................................................................................... that pre-FIRM buildings in CBRSs and OPAs that qualified for NFIP flood insurance may lose that eligibility if they are substantially improved or sustain substantial damage. Federal flood insurance may be obtained for a structure in the OPA if writ- ten documentation certifies that the structure is used in a manner consistent with the purpose for which the area is protected. 5.6.11 Reviisiians of ,the 191111M In many communities, flood hazard maps have been re- vised to reflect new flood lain studies better flood data The NFIP expects communities to p � � maintain copies of all flood hazard improved topographic data, new encroachments and maps, even those that have been bridges, and for other reasons. When flood hazard maps replaced with revised maps.This is are revised, either the SFHAs expand in area and the especially important when work is BFEs increase, or the SFHAs reduce in area and the BFEs proposed on post-FIRM buildings. decrease. Map revisions may reflect changes in communi- .................................................................................................................................................................................................................................................................................................................................................................................... ty boundaries, zone designation,new floodway delineations, or changes in floodway boundaries. Also, A zones without BFEs may be studied and shown with BFEs, or waterways that were previ- ously unmapped may be shown with SFHAs. Communities must maintain all versions of their Flood Insurance Studies (FISs) and flood hazard maps. This is an important responsibility because it affects consideration of work on buildings constructed in compliance with a map that pre-dates a current effective map. Section 6.4.8 describes repairs and improvements on post-FIRM buildings where there have been revi- sions to the FIRM. S.G."12 Even when building permits and construction plans are complete, proper inspections during construction are important to determine whether any work has deviated from the approved permits and plans. Building inspectors need to understand the flood damage-resistant design and construction requirements that they are to check during inspections. If deviations from the conditions of a permit or plans are discovered early during construction, it will be easier to work with the owner and builder to achieve compliance through corrective actions. Using a plan review and inspection checklist can make inspections easier because the inspec- tor has a standardized summary of floodplain management requirements. A checklist also .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 5-13 IIII �1mmmm I 1mmmm � I I III 1mmmm I "I" II II III IIII II IIII� I Il�mm mm III II IIII Il�mm. II IIII III III �mm Ilmm II II Il1mmmm II I II �IIM �� mm II �II � IIII mm Il�mm. I II �' II �' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... documents the inspection, which can be important if questions arise regarding The NFIP requires communities q g g compliance.p to obtain and retain documenta- tion of the lowest floor elevations of The following inspections are recommended for build- new buildings and substantially im- ings that are required to be brought into compliance with proved buildings. FEMA's Elevation the floodplain management requirements for new con- Certificate is designed specifically struction and substantial improvements: for this purpose. 11111111111111 Footing or Foundation Inspection. Buildings and FEMA's Floodproofing Certificate additions that are elevated on solid perimeter is designed to satisfy the documen- foundation walls create enclosures below the elevated tation requirements when non-res- buildings (e.g., crawlspace or underfloor space), idential buildings are proposed to Inspectors should check for the specified number,size be dry floodproofed. p p > .................................................................................................................................................................................................................................................................................................................................................................................... and location of flood openings. The bottom of each flood opening must be no higher than 1 foot above finished exterior grade or interior floor; flood openings should not be confused with underfloor air ventilation openings, which are located just under the floor level. For slab-on-grade (and stemwall) foundations, the lowest floor inspection is also conducted at this time. 11111111111111 Lowest Floor Inspection. The best time to verify compliance with the elevation requirement is after the lowest floor elevation is set, but before further vertical construction takes place. An error in elevation of a foot or two may seem minor,but corrective action can be expensive and complicated if that error is discovered after the walls and roof are in place. 11111111111111 HVAC Inspection. Verify that utilities and mechanical equipment are elevated or designed to prevent water from entering or accumulating within the components during conditions of flooding [44 CFR§ 60.3(a)(3)].Frequently overlooked items include heating,ventilation, and cooling equipment; electrical outlets; plumbing fixtures; and ductwork that is installed under the floor, usually in a crawlspace. 11111111111111 Enclosure Inspection.Inspect enclosures below elevated buildings to ensure that they comply with the limitations on use (parking, building access, or storage), protection of HVAC described above, the use of flood damage-resistant materials, and the specific requirements based on the flood zone (openings in A zones or breakaway walls in V zones). 11111111111111 Final Inspection.A final inspection to document compliance can be performed at the same time as the final inspection to issue the occupancy certificate. During final inspections: Collect the "as-built" documentation of elevations prior to the final sign-off and issuance of occupancy certificates. If used, complete and sign the plan review and inspection checklist and place all inspec- tion reports in the permit file. Proper enforcement of the floodplain management provisions is a critical part of fulfilling a community's responsibility under the NFIP. During construction, violations of the provisions must be resolved as soon as they are discovered and before further construction takes place. What may first appear to be a minor violation could turn out to be a significant issue that not ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5-14 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°II II IIIEIII;II III mm mmmm �� w.mm mm mm mmmm mmmm mm � mm „�mm mm mm mm "� mmmm IR mmmm mmmm mmmm mm �„� i mm II[ II III IIII II IIII Ili.'III'IIII III �� U II1 II I"�IIII L. IIII II Ill:IlI IlE'.II Ill mm III �mm, II II[ II1 III Il��.mm II �Il��.mm II �� .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... only exposes property owners and occupants to future e, but results in higher NFIP flood insurance The NFIP expects communities to flood damage, g attempt all reasonable actions to policies. bring violations into compliance. When such attempts are unsuc- If the community has exhausted legal means to remedy a cessful, the community should violation and the owner refuses to resolve the matter and contact the NFIP State Coordinator bring the building into compliance, the community may or the FEMA Regional Office for cite the structure as a violation in accordance with Sec. advice. .................................................................................................................................................................................................................................................................................................................................................................................... 1316 of the National Flood Insurance Act of 1968. This provision allows the NFIP to deny flood insurance on the building that remains in violation, and on all other insurable buildings on the property. Owners who refuse to resolve violations should be informed that denial of flood insurance can have significant consequences: the property may be difficult to sell; the owner may have problems with the mortgage lenders if flood insurance cannot be maintained; and future Federal disaster assistance may be denied. A community's standing in the NFIP depends on making a good faith effort to successfully re- solve violations. By allowing a violation to go unresolved, the community may set a precedent, making it more difficult to take future enforcement actions and potentially jeopardize partici- pation in the NFIP. &.61.14 Recaiirdlkeqpii�ng Obtaining certain documentation and maintaining complete permit records are key respon- sibilities for communities that participate in the NFIP. Certifications or documentation of the following must be maintained for all new buildings constructed in SFHAs and, if applicable, for buildings that are substantially improved: 11111111111111 The permit application form and all attachments, including the site plan 11111111111111 Documentation of the SI/SD determination 11111111111111 Community letter documenting the SI/SD determination (Section 5.6.15) 11111111111111 Floodway encroachment analyses (Section 5.6.8) 11111111111111 Records of inspections of the project while under construction such as obtaining the lowest floor elevations, which is initially obtained after the foundation is in place but prior to further vertical construction, and other pertinent elevations 11111111111111 Design of engineered openings that are used as alternatives to the prescriptive openings in the walls of enclosures below elevated buildings in A zones (see FEIVIA Technical Bulletin 1, Openings in Foundation Walls and Walls of Enclosures Below Elevated Buildings in Special Flood Hazard Areas) 11111111111111 In coastal high hazard areas,engineering certifications of designs and construction methods of new and substantially improved buildings (5.6.9) 11111111111111 Designs for breakaway walls around enclosures below elevated buildings in V zones if prescriptive solutions are not used (see FEMA Technical Bulletin 9, Design and Construction Guidance for Breakaway Walls Below Elevated Buildings Located in Coastal High Hazard Areas) .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 5-15 IIII �E'. I 1mmmm � I I III 1mmmm I T' II II III IIII II IIII� T Il�mm mm III II IIII Il�mm. II IIII III III Il�mmmm II II Il1mmmm II T II �IIM �� mm II �II � IIII mm Il�mm. I II �' II �' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 Evidence that work proposed for listed historic structures will not preclude continued listing (Section 6.5.1) 11111111111111 Variance proceedings, including justifications and notifications to recipients (Section 5.6.7) 11111111111111 Record of final inspections of the construction project before the certificate of occupancy is issued, such as location and size of openings, location of utilities, and "as-built" lowest floor elevation 11111111111111 Certification of the elevation to which any nonresidential building has been floodproofed before the certificate of occupancy is issued Although the use of checklists is not required by the NFIP, it is a good way to document plan reviews, inspections, and compliance. Some communities use checklists during plan reviews to verify that appropriate flood damage-resistant provisions have been checked and found to satisfy the applicable requirements. Similarly, the use of inspection checklists improves the con- sistency of inspections and helps verify the flood damage-resistant requirements. &.61. ni15 lssui�ng ni 1ni ' nn n no noon nt eirs Local officials should convey SI/SD determinations to owners in an official letter. Because this letter If substantial damage is caused property by flooding and the buildings are notifies the owners of a significant requirement, it is rec- insured by the NFIP, then the SD ommended that it be sent in a manner that documents determination letter is necessary receipt by the addressee. Appendix E includes three for owners to file ICC claims under sample letters to send SI/SD determinations to property NFIP flood insurance policies to owners. One sample is used to notify owners when a lo- help pay to bring the buildings into cal official determines that p p pro osed improvements are compliance with the community's floodplain management require- substantial improvements. Another sample is used to no- ments (Sections 5.6.4 and 7.6). tifyowners when a local official determines that buildings .................................................................................................................................................................................................................................................................................................................................................................................... have sustained substantial damage. The third sample is used to notify owners that it has been determined that damage does not constitute substantial damage. The local official should offer to meet with owners or representatives to explain the various aspects required for buildings to meet the community's floodplain management regula- tions for new buildings, explained in Chapter 6. &.61.16 Resdi�ndi &!/Sl nn Inn nn I non Local officials use data to make findings and determinations regarding whether work consti- tutes substantial improvement or repair of substantial damage. The data, described in detail in Chapter 4, consist of the cost estimates of the proposed improvements or the cost estimates of work that is required to repair damaged buildings to their pre-damage condition, regardless of the amount of work that will be done. The data also include the market values of buildings prior to the improvement or before the damage occurred. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5-16 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°°II II IIIEIII;II III ADMINISTERING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE REQUIREMENTSrJ Determinations usually are based on data provided by the owner, the owner's representative, or a contractor. Other sources of repair costs and improvement costs and market value are de- scribed in Chapter 4. Following receipt of an SI/SD determination, property owners may appeal the determination (Section 5.6.6) or may submit new data and request that the initial determination be rescinded. When new data are provided, local officials should evaluate it carefully. Rescinding a determi- nation means the owner's investment in a flood-prone area would take place in a manner that continues the exposure of the existing structure and the investment to flood damage. Commu- nities should thoroughly document and retain evidence of any appeals and changes to SI/SD determinations in their permanent records. S.,7 E xceeding NFIP Minimum Requirements Some States and communities have adopted requirements for SI/SD that exceed the NFIP minimum requirements In 2003, the Association of State to better protect their citizens and property. The NFIP Floodplain Managers,Inc.(ASFPM) reported that several States have encourages communities to evaluate their own situations, requirements that exceed the NFIP degree of flood risk, and vulnerability of their residential minimum requirements for sub- and commercial properties, and to consider adopting re- stantial improvement. In these quirements that are more restrictive in order to achieve cases, State requirements take the long-term goal of being more resistant to flood di- precedence. salters. The more restrictive provisions take precedence. Many communities adopt higher standards in order to qualify for credit under the NFIP's Community Rating The CRS has three goals: System (CRS). Section 5.7.1 is an overview of the CRS, 1. Reduce flood losses a voluntary program that provides discounts on Federal 2. Facilitate accurate insurance flood insurance rates. rating In terms of hi her standards that relate to SI/SD, the two 3. Promote awareness of flood g insurance approaches that exceed the NFIP minimums are: ■ Lower threshold for SI/SD (Section 5.7.2) ■ Cumulative SI/SD (Section 5.7.3) S."T."I Community Rating System The NFIP established the Community Rating System to encourage activities that exceed the NFIP minimum requirements and are effective at reducing flood damage and claims under the NFIP. In communities that apply to the CRS and are verified as implementing certain activities, citizens who purchase Federal flood insurance benefit from discounts on premiums ranging from 5 percent to as much as 45 percent. For more than 40 years, communities that participate in the NFIP have recognized flood haz- ards in their construction and development decisions. Until 1990, the NFIP had few incentives SI/SD DESK REFERENCE 5-17 IIII �E'. I 1mmmm � I [.'I III 1mmmm I "I" II II III IIII II IIII� I Il�mm mm III II IIII Il�mm. II IIII III III Il�mmmm II II Il1mmmm II I II �IIM �� mm II �II � IIII mm Il�mm. I II �' II �' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... for communities to do more than administer the minimum NFIP regulatory provisions. During those early years, flood insurance rates were the same in every community, even though some elected to exceed the minimum provisions. The CRS is a voluntary program. Any community that compliance with the regulations of the NFIP is The CRS offers credits to commu- is in full com p g nities that adopt more restrictive considered to be in "good standing" and may apply for a requirements for SI/SD. CRS classification. A community's CRS classification is a ranking based on the credit points calculated for specific floodplain management activities undertaken to meet the CRS credits are available to com- goals of the NFIP and the CRS. There are 18 creditable munities that adopt more restrictive activities organized under 4 categories. One category in- SI/SD requirements: cludes more restrictive requirements for work on existing buildings. 43 CRS communities get credit g for a lower threshold for SI/SD The discount on NFIP flood insurance premiums is only 289 CRS communities get cred- one incentive for communities to undertake activities it for cumulative SI/SD credited by the CRS. The larger benefits are improved public safety, reduced damage to property and public in- (Data as of October 2009) frastructure,avoidance of economic disruption and losses, .................................................................................................................................................................................................................................................................................................................................................................................... reduction of human suffering, and protection of the en- vironment. Additional information about the CRS can be found through the appropriate NFIP State Coor- dinator, the appropriate FENIA Regional Office, by downloading the Coordinators Manual at the CRS Resource Center (littp-.//training.fcma.gov/.EM.lWeb/C.RS), or by checking the NFIP CRS section o s we site at .ttpm fe .a.gov/bus i.n.ess n.fi. crs.s .t . nnni IIII nnnni IIII2 1 noonower inn ' SIVSD The NFIP's threshold for determining whether proposed work constitutes substantial improve- ment, or repair of substantial damage, is 50 percent. Compliance is required when the costs of an improvement or the costs to repair damage equal or exceed 50 percent of a structure's mar- ket value. Adopting a lower threshold, such as 40 percent or 30 percent, is perhaps the easiest way to ex- ceed the NFIP minimum requirement. The concept is simple — compliance is required when the ratio of costs compared to market value equals or exceeds the lower percentage specified in the community's regulations. Communities should make certain that they uniformly apply the lower threshold to all buildings in SFHAs, even after events that cause damage to many build- ings, regardless of the cause of the damage. Additional guidance for regulatory language and implementation of a lower threshold for SI/ SD is found in CRS Credit for Higher Regulatory Standards,which is accessible online (hap- ei.a. ov .i ra° i.e . ecor° . o.i 2 . . ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5-18 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°II II IIIEIII;IIN C III mm mm mm� mm mm mm mm mm [ �IIII I IIII 'E'.III IIII III �� 1 mm I"IIII L. IIII 13 III E'. III 1mmmm I �mm I [ � �1 ; �mm I �IIIIA L. [ mm MI A G E'. IR 1mmmm Q U IR E'. III 1mmmm I .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 5.117.3 Cuiimullative SIVSD Many pre-FIRM buildings are subject to repetitive flood damage. Because of the nature of many flood hazard areas where repetitive flooding occurs, many of the buildings in these areas are unlikely to sustain the level of damage that qualifies as substantial damage based on the NFIP minimum 50 percent trigger. One way that communities can achieve long-term reduction of flood losses is to adopt a requirement that all improvements and repairs are tracked over time and counted towards the SI/SD determination.Another reason some communities take this ap- proach is to capture "phased improvements," described in Section 5.6.2. Adopting what is usually referred to as a "cumulative substantial improvement" requirement means that buildings will be brought into compliance with flood damage-resistant standards sooner than if the community administers the minimum NFIP requirement, which applies to each separate application for improvements and repairs. The following change to the definition of "substantial improvement" is an example of how a cumulative substantial improvement requirement can be implemented (suggested new text is underlined). A more limited approach would be to count only repairs of damage (not im- provements) in a cumulative manner. Communities should carefully consider the period of time to specify, whether the "life of the structure" or a specific period of time, such as 5-, 15-, or 30-years. "Substantial improvement" means any combination of repairs, reconstruction, rehabilitation, addi- tion, or other improvement of a structure takinZ Mace durinZ (insert period of time selected by the community 1 the cost of which equals or exceeds fifty percent of the market value of the structure before the work is started. This term includes structures that have incurred 'substantial damage,'regard- less of the actual repair work performed. A good system for recording and accessing records is necessary to administer a cumulative SI/ SD requirement. Each time an owner applies for a permit to make improvements or repairs, the records for that building must be checked. Obviously, this is feasible only if those records are retained over the period of time specified in the regulations. Tracking the cost of repairs and improvements over time is straightforward but, for the purpose of making SI/SD determinations, the community must have a market value to compare to those costs. Because the market value of a building changes over time, communities need to decide how they will handle those changes. One approach is to obtain the market value each time a permit is obtained, use it in the computation each time, and add the resulting percentages. Communities may choose to accumulate percentages or repair/improvement costs over a set period of years. Table 5-1 a illustrates this approach where market value increases steadily, and Table 5-1b illustrates this approach where the market value first decreases and then increases. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIE;;;;I II IIIEIII;IN IIIEIII;' 5-19 II1 II IIII II IIII S mm IlE III IIII II U II1 ' T' II mm L. IIII II III II1 III IlE'.II Il1mmmm II T' mm II II�M � II1 �Mui T' II T'IIII mm IlL. III � II � '. �mm mm II � "� mm:�.mm III �Il�mmmm III Il�mmmm � IIII Il�mm:Il�mmmm II III Il�mm mm mm�mm: ...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table 5-1 a.Tracking Cumulative Substantial Improvements, Determining Market Value for Each Permit Application (shows increases in market value).* I �:I I i°illy" jijl 0 year $100,000 $10,000 10% 10% 3 years $1105 000 $427 000 38% 48% 6 years $120,000 $10,000 8% 56% * In this example, the 50 percent threshold is reached with the third permit application. Table 5-1 b.Tracking Cumulative Substantial Improvements, Determining Market Value for Each Permit Application (shows decrease,then increase in market value).* lot,II� v,I u ,y� It M. IIIII 'W I ad t �� Illm e I yja 0 year $100,000 $107000 10% 10% 3 years $903000 $287000 31% 41% 6 years $1053 000 $107 800 10% 51% * In this example, the 50 percent threshold is reached with the third permit application. Communities will only have records of work for which permits are required. Owners may un- dertake work that does not require a permit (e.g., patching a roof or replacing a window) and those costs would not count towards the cumulative substantial improvement. It is not the in- tent of a cumulative substantial improvement requirement to discourage general maintenance and upkeep. However, if any part of the work requires a permit, then all of the proposed work is counted in the SI/SD determination. For example, as part of a project to repair roof damage that involves replacing rafters and underlayment, the owner may decide to replace shingles on an undamaged portion of the roof. The cost of the re-shingling is included in the determina- tion. Additional guidance for regulatory language and implementation of a cumulative substantial improvement requirement is found in CRS Credit for Higher Regulatory Standards. 5IIIII8 I III III IIIII IIIto llim��pirove llesiIIstailce 191ood Local officials can encourage owners to improve the flood resistance of older buildings during the course of repairs and improvements even if owners propose improvements or repairs that do not trigger the SI/SD requirements. Improving resistance can facilitate rapid clean-up and recovery, and reduce repair costs. Whether these actions are applicable to a specific situation depends, in part, on the characteristics of the flood hazard and the building: ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5-20 IIII II, IIII IIIEIII; II II IIIEIII;IIII°III II IIIEIII;II IIIEIII mm mmmm �� w.mm mm mm mmmm mmmm mm � mm „�mm mm mm mm "� mmmm IR mmmm mmmm mmmm mm �„� i mm II II III IIII II IIII Ili.'III'IIII III �� U II1 II mm IIII L. IIII II Ill:IlI IlE'.II Ill mm III �mm, II III II1 III Il��.mm II �Il��.mm II �� .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 Replace gypsum board or wood paneling below the BFE (preferably below the BFE plus 1 foot or more) with vinyl panels that can be removed to facilitate clean-up and drying before being reinstalled. 11111111111111 Replace insulation with closed-cell foam insulation that can be cleaned, dried, and replaced. 11111111111111 Replace flooring and floor finishes with flood damage-resistant materials. 11111111111111 Relocate mechanical equipment out of basements or other flood-prone spaces and elevate above the BFE. 11111111111111 Abandon the use of below-grade areas (basements) and fill them in to prevent structural damage. 11111111111111 Install flood openings in crawlspace foundation walls and garage walls (see FEMA Technical Bulletin 1, Openings in Foundation Walls and Walls of Enclosures Below Elevated Buildings in Special Flood Hazard Areas). 11111111111111 Install backflow devices in sewer lines. 11111111111111 If sufficient warning time is available from official sources,pre-plan actions to move contents from the lower floors to the higher floors when a warning is issued. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 5-21 6 Facto rs to Consider and us, r a tions ofi S ubstanti al n 70vementand Re a i ro fipp Substantial )mmll a n a e g 61111, 1 Overview This chapter describes the factors to be considered when evaluating permit applications for im- provements and repairs to buildings and includes, in Section 6.4, illustrations of several types of improvements and repairs that could trigger SI/SD determinations. Section 6.3 describes all aspects of the NFIP floodplain management requirements that must be considered when bring- ing SI/SD buildings into compliance. Section 6.5 describes how certain types of buildings are addressed,including historic structures,manufactured homes, accessory structures,and certain agricultural structures. And finally, Section 6.6 explains the NFIP flood insurance implications related to SI/SD. 6.2 Factors to Consider When Evaluating Permit Applications fair 11111 Improvements and Repairs Several factors must be considered when local officials evaluate permit applications for repairs and improve- It is important to emphasize that all work must be included in an SI/SD menu to buildings: determination. For example, if a ■ Whether the building is pre-FIRM or post-FIRM small addition by itself is not a sub- (Section 6.2.1). stantial improvement, but if other work on the building is undertak- ■ Whether the building is in an A zone or a V zone en at the same time, the combined work might be a substantial im- provement (see Section 5.6.1). ■ Whether the building is located in more than one flood zone (Section 6.2.3). ■ Whether the building is residential or non-residential (Section 6.2.4). ■ The nature of the proposed repairs and improvements; Section 6.4 illustrates examples of various types of improvements and repairs and how they must meet NFIP requirements. 6.2..l Pre-FIRM or Post-FIRM This chapter presents some examples of common improvements and repairs,along with descrip- tions of measures to comply with the NFIP floodplain management requirements. For purposes SI/SD DESK REFERENCE 6-1 6 T 0 I T IIN S III II[ Il mm III IID II IlL IlL U S T IIR ATI S 0 F S U 1113S T IIN T III A L III IIM P R OV Il mm I Il mm,II T D RE[IAIR 01"' SU III SIAI I IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... of explaining these examples, this Desk Reference uses the terms "pre-FIRM" and "post-FIRM," which are described below. Buildings that were constructed before the date of a community's flood hazard map are called "pre-FIRM" because they pre-date the initial FIRM. They are referred to as "existing construc- tion" or existing buildings. They generally pre-date the date of the community's first floodplain management regulations. Most flood-prone, pre-FIRM buildings were built by individuals who did not have sufficient knowledge of the hazard to make informed decisions about the flood risk. Thus, most pre-FIRM buildings were not built with specific measures that reduce exposure to flooding, such as elevating the floor a certain height above the flood level. Buildings that were constructed after the date of the initial FIRM are called "post-FIRM." These buildings were generally constructed after adoption of the community's first floodplain man- agement regulations and thus should have been built in compliance with the NFIP floodplain management requirements that were in effect at the time of construction. A building constructed after the date of the initial FIRM is considered new construction (see definition in Cha ter All subsequent work on a post- p FIRM buildingmust be performed 3 All i b built i d with. new construction must e ut n accordance wt � in a manner that ensures the build- the NFIP requirements. Regardless of the size or costs of ing's continued compliance. Work improvements or repairs made to post-FIRM buildings, shall not be allowed if it would make the building must remain fully compliant. the building non-compliant with the floodplain management require- In summary, how proposals to make improvements or re- ments that had to be met when the p building was constructed. pairs must be evaluated as a function of whether buildings are pre-FIRM or post-FIRM is as follows: 11111111111111 If a building is pre-FIRM, any proposed improvements or repairs must be evaluated to determine whether the work is a substantial improvement or repair of substantial damage. 11111111111111 If abuilding is post-FIRM,any proposed improvements or repairs must be evaluated to ensure that the improvements or repairs comply with the applicable NFIP floodplain management requirements and to ensure that the improvements or repairs do not alter any aspect of the building that would make it non-compliant. 6.2.2 Zane r V Zone The term "A zone" includes all zones shown on FIRMS as Zones A, AE, Al A30, AR, AO, A991 and AH. A zones are shown along riverine bodies of water and along tidally-influenced bodies of water, typically inland of V zones. V zones are flood hazard areas with high velocity wave ac- tion where wave heights of 3 feet or more are anticipated. The term 'V zone" includes all zones shown on FIRMs as Zones V,VE, and V1 N30. The basic NFIP floodplain management require- ments for the design and construction of buildings in A zones and V zones differ somewhat. Some of the key differences are: 11111111111111 A zone: the lowest floor, including basement, is elevated to or above the BFE. 11111111111111 V zone: the bottom of the lowest horizontal structural member of the lowest floor is elevated to or above the BFE. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6-2 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°III II IIIEIII;II IIII FACTORS TO CONSIDER AND ILLUSTRATIONS OF SUBSTANTIAL IMPROVEMENT AND REPAIR OF SUBSTANTIAL DAMAGE G .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ■ A zone: enclosures below elevated buildings must have flood openings. ■ V zone: the areas below elevated buildings are either free-of-obstructions or enclosed with insect screening, latticework, or breakaway walls. ■ A zone: non-residential buildings may be dry floodproofed. ■ V zone: dry floodproofing is not allowed for non-residential buildings. ■ V zone: new buildings must be located landward of the reach of the mean high tide. 6,,,,2,,,,3 M o re I lhan One Flood Zone Buildings that are located in more than one zone must comply with the requirements of the more restrictive zone. For example, a building that is a substantial improvement that is in both a V zone and an A zone must be designed and constructed to meet the V zone requirements. In riverine A zones, similar situations may occur.A building that is affected by more than one BFE must be elevated to the higher BFE, and a floodway analysis is required even if only a portion of a building encroaches into the floodway. 6.2.4 Residential or Non-Residential As noted in Section 6.2.2, the requirements for non-residential buildings vary depending on flood zone. In A zones, non-residential buildings may be elevated or dry floodproofed. Section 6.4.1 describes dry floodproofing as a possible method of protecting non-residential buildings in A zones that are substantially improved or substantially damaged. In V zones, substantially- improved non-residential buildings must have the bottom of the lowest horizontal structural member of the lowest floor elevated to or above the BFE. 6.3 Bringing Substantially Improved and Substantially Damaged Buildings into Compliance If a local official determines that improvements or repairs to a building constitute SI/SD, then the building must be For several reasons, owners may decide to demolish existing build- brought into compliance with the NFIP floodplain man- ings. If a property owner chooses agement requirements for new construction in SFHAs. to construct a new building on the The key aspects of the NFIP requirements for new con- same site, the work is treated as struction and SI/SD include: new construction and all require- ments for new construction must ■ Lowest floor elevations (Section 6.3.1) be met. ■ Enclosures (Section 6.3.2) ■ Basements (Section 6.3.3) ■ Utility and building service equipment (Section 6.3.4) ■ Flood damage-resistant materials (Section 6.3.5) ■ Making buildings reasonably safe from flooding (Section 6.3.6) SI/SD DESK REFERENCE 6-3 6 T 0 I T IIN S III II Il mm III IID II IlL IlL IIR ATI S 0 F S U Q T IIN T III A L III IIM P R OV Il mm I Il mm,II Imm D RE[IAIR 01"' SU III SIAI I IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... The sections below describe these requirements. The examples given below each NFIP require- ment describe measures that can be used to bring SI/SD buildings into compliance. These examples are not an exhaustive list of possible ways to meet the NFIP requirements. 6IIII III,i .. t Flbair Ellevatians For SI/SD buildings that have lowest floors below the BFE, the lowest floor must be elevated to bringthebuildings Measures to bring a building into u n gs compliance may include meeting into compliance. In A zones, the lowest floor must be at a combination of requirements. For or above the BFE (non-residential buildings may be dry example, elevating a building on a floodproofed to or above the BFE), and in V zones, the new foundation may also require bottom of the lowest horizontal structural member of the reinforcing the continuous load path lowest floor must be at or above the BFE. and filling in below-grade areas. There are several solutions that can achieve compliance. The solution selected for any given building will depend on several factors such as flood zone, the type of foundation, feasibility, and whether the building is residential or non-residential. Below are examples of measures that can be taken to meet NFIP requirement to bring SI/SD buildings into compliance: 11111111111111 Elevation-in-place (A and V zones). This measure involves detaching the building from its foundation An easy-to-read publication that il- and raisin it onto compliant foundation. Elevation- lustrates three elevation options is g a Above the Flood: Elevating Your in-place is most effective for buildings that are on Floodprone House(FEMA 347). crawlspaces, pilings, or columns. Buildings with basements also may be elevated (see Section 6.3.3 A more technical document that for measures to bring basements into compliance). describes additional options is Slab-on-grade buildings have been elevated-in-place, Engineering Principles and Prac- although the process is more complicated and tices for Retrofitting Flood-Prone costly (these buildings may be better candidates for Residential Structures(FEMA 259). .................................................................................................................................................................................................................................................................................................................................................................................... conversion of the ground level to become a compliant enclosure, described below). 11111111111111 Conversion of the ground level to a compliant enclosure (typically in A zones). There are instances, typically in A zones, where the first (ground) floor is subject to flooding, but the next higher floor is above the BFE. In these cases, it may be feasible to modify the ground level so that it becomes an enclosure that complies with the NFIP requirements. (This option is unlikely to be applied in V zones because the vertical structural members (piers, pilings, or columns) of older buildings rarely extend high enough.) This option requires that the structure meet all applicable NFIP requirements, including limitations on use of enclosures (parking of vehicles, building access, and storage). Because owners lose living area, conversions usually are combined with the addition of an upper story or an elevated lateral addition (Section 6.4.2). 11111111111111 Extend walls upward and raise the floor (A zones only). This measure leaves the building on its original slab-on-grade foundation. To achieve the necessary elevation of the lowest floor, the roof is removed and the walls are extended high enough to allow a new floor system to ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6-4 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°III II IIIEIII;II IIII IIFA C I I IID IlmmII IID I IL IL U S TI III S 0 I AND III E III III 1"' SU III SIAI T mm IlL 1"AMAGE, 6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... be constructed on top of the slab,with the new floor surface at or above the BFE. The work also may require the windows and doors to be shifted upward. In addition to replacing the roof, the work also involves retrofitting the newly-created "crawlspace" or under-floor space (the space between the original slab and the new floor) to be a compliant enclosure by installing flood openings. In some cases, rather than adding a new floor system, it may be feasible to simply add sufficient thickness to the slab to raise the floor surface to or above the BFE. 11111111111111 Conversion of walkout basement to a compliant enclosure (A zones only). This measure is particularly appealing if the elevation of the floor above the walkout basement is at or above the BFE. If that is the case, converting the walkout basement to a compliant enclosure can be done by limiting the use of the area to parking of vehicles, building access, or storage; removing finish materials;retrofitting the enclosure walls with flood openings;and elevating equipment and utility service. To prevent the enclosure from being a basement as defined by the NFIP,particular attention must be paid to ensuring that the enclosure has at least one side that is at or above grade,which may require lowering the ground surface by re-grading along one or more of the exterior foundation walls. 11111111111111 Dry floodproofing modifications (A zone only, non-residential only). Dry floodproofing measures must be designed and certified by a qualified registered professional engineer or architect. Designers must consider many factors when determining whether a building can be dry floodproofed, including the strength of the building, whether it will be subject to buoyancy once it is made watertight,whether all possible paths for water to enter the building can be properly sealed (floor drains, plumbing fixtures, openings through exterior walls through which utility service is provided, etc.), and whether there is adequate warning time if human intervention is necessary (e.g., to install barriers or closing valves). For guidance, see ASCE 24-05, Flood Resistant Design and Construction and FEMA FIA Technical Bulletin 3, Non Residential Floodproofing—Requirements and Certification for Buildings Located in Special Flood Hazard Areas. &3,,2 IE111610SUires The NFIP regulations allow enclosed areas below elevated buildings provided the enclosures meet certain requirements. The NFIP regulations for enclosures under buildings in A zones are in 44 CFR§ 60.3(c)(5), and in § 60.3(e)(5) for enclosures under buildings in V zones. Require- ments in these sections include: 11111111111111 Limited use. In all flood zones, the use of enclosures must be limited to parking of vehicles, building access, and storage. Crawlspaces are treated as enclosures. 11111111111111 Flood damage-resistant materials. All construction materials used below the BFE must be flood damage-resistant materials (see FEMA Technical Bulletin 2, Flood Damage Resistant Materials Requirements for Buildings Located in Special Flood Hazard Areas). Materials necessary to meet fire protection code requirements are acceptable. 11111111111111 Elevated or protected utility equipment and service. Given the limitations on use, only the minimum utility equipment and service connections necessary should be located in enclosures under elevated buildings. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;'S IIK II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;IN IIIE;;;;' 6-5 6 T 0 I T IIN S III II[ Il mm III IID III IlL IlL LJ S T IIR ATI S 0 F S U 1113S T IIN T III A L III IIM P R OV Il mm I Il mm,II T D RE[IAIR 01"' SU III SIAI T IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 Flood openings. In A zones, the walls of enclosed areas must have flood openings to allow for the automatic entry and exit of floodwaters to minimize the potential for damage caused by hydrostatic pressure (see FEMA Technical Bulletin 1, Openings in Foundation Walls and Walls of Enclosures Below Elevated Buildings in Special Flood Hazard Areas). 11111111111111 Breakaway walls. In V zones, the walls of enclosed areas must be non-supporting breakaway walls (see FEMA Technical Bulletin 9, Design and Construction Guidance for Breakaway Walls Below Elevated Buildings Located in Coastal High Hazard Areas). 6,,,,3,,,,3 1 3asements Under the NFIP, new buildings and substantially improved buildings must have their lowest floors (including basements) elevated to or above the BFE (non-residential buildings may have dry-floodproofed basements below the BFE). The NFIP regulations define a basement as "any area of the building having its floor subgrade (below ground level) on all sides." If a local of- ficial determines that work constitutes SI/SD of any building that has a basement, the building must be brought into compliance, which includes eliminating the below-grade area. Measures to eliminate basements below the BFE will, in part, depend on the nature of the base- ment and surrounding ground elevations. Below are examples of measures that can be taken to meet the requirement: 11111111111111 Fill in below-grade areas. This option is effective only if the elevation of the floor above the below-grade area is at or above the BFE. Compliance is achieved by filling in the below-grade area and converting the remaining headroom to a compliant enclosure. 11111111111111 Convert walkout basements to compliant enclosures. Section 6.3.1 describes how a walkout basement can be modified to become a compliant enclosure (A zone only). 11111111111111 Floodproof below-grade areas(A zone,non-residential only).The NFIP regulations allow non- residential buildings in A zones to have areas that are below-grade on all sides (basements) only if the areas are dry floodproofed. Careful evaluation of the structural integrity of a building must be undertaken to determine if dry floodproofing measures are feasible. For guidance, see FEMA FIA Technical Bulletin 3, Non Residential Floodproofing—Requirements and Certification for Buildings Located in Special Flood Hazard Areas. 6,,,,3,,,,4 Utillity and Buildi�ng Seirvite The NFIP requires that new buildings and substantially improved buildings have utilities, equip- ment, and appliances elevated to or above the BFE, or be designed to prevent water from entering or accumulating within the equipment components (see 44 CFR § 60.3(a)(3) provid- ed in Section 3.3). This means that SI/SD buildings with utility and building service equipment that is below the BFE must have the equipment either elevated or replaced with components that are designed and installed to be flood damage-resistant. Minimal electric service is allowed below the BFE if it is required to address life safety and electric code requirements for building access and storage. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ;; ;; ;;6-6 II II, III E IIN C 11E IIFA C I II IID IlmmII IID I IL IL U S TI II I S 0 I AND III E III III 1"' SU III SIAI T mm IlL [AMAGE, 6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Below are examples of measures that can be taken to meet NFIP requirements for utility and service equipment: 11111111111111 Relocate to elevated areas.Equipment and utility service must be relocated or elevated when buildings are elevated-in-place or if ground floors are converted to compliant enclosures. When a basement is eliminated, any equipment that was in the basement will be relocated to the elevated portion of the building or to an elevated addition. 11111111111111 Elevate on outside platforms. Equipment located outside of the building, such as heat pumps and air More detail on compliant installa- conditionin units must be elevated on platforms at tions can be found in Protecting g Building Utilities from Flood Dam- or above the BFE. Platforms may be independently age: Principles and Practices for supported or cantilevered from the foundation. the Design and Construction of 11111111111111 Elevate on platforms inside enclosures. If a substan- Flood Resistant Building UtilitySystems (FEMA 348). tially improved building in an A zone has a compliant enclosure,utility equipment (e.g.,water heaters,water treatment systems, and heat pumps) may be installed on platforms that raise the equipment to or above the BFE.Note that appliances such as washers, dryers,and freezers should not be installed in enclosures (even if elevated) because they are not compatible with the allowable uses (parking of vehicles,building access,and storage) and they do not meet the mechanical service equipment requirement at 44 CFR§ 60.3(a)(3). 11111111111111 Provide component protection. Equipment that must be located on the floor of a compliant enclosure in an A zone may be protected with a barrier to keep water away from the equipment. Typical barriers are constructed of masonry or concrete to a height that is equal to or higher than the BFE and have specially designed doors or panels that are put in place to keep water from entering. This approach is feasible in non-residential buildings provided there is sufficient warning time. 6,,,,3,,,,5 19100d I)aiirnage Resiistant Rbteiiriialls The NFIP requires that flood damage-resistant materials be used below the BFE. If a building will be elevated-in-place, materials used below the BFE must meet this requirement, including materials used to build an enclosure. For guidance on materials, see FEMA Technical Bulletin 2, Flood Damage Resistant Materials Requirements for Buildings Located in Special Flood Hazard Areas. Minimal use of certain materials that are not flood damage-resistant materials is allowed below the BFE if specifically required to address life safety and electric code requirements for building access and storage areas. 6,,3,,,,6 Malkihng Builldihngs Reasainalbily Saf e firaim 19looding In all flood zones, substantially improved buildings must be "adequately anchored to prevent flotation, collapse, or lateral movement of the structure resulting from hydrodynamic and hy- drostatic loads, including the effects of buoyancy" (see 44 CFR § 60.3(a)(3)(i) provided in Section 3.3). In addition, in V zones structures must be "anchored to resist flotation, collapse, ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;'S IIK II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;IN IIIE;;;;' 6-7 s FACTORS TO CONSIDER AND ILLUSTRATIONS OF SUBSTANTIAL IMPROVEMENT AND REPAIR OF SUBSTANTIAL DAMAGE and lateral movement due to the effects of wind and water loads acting simultaneously on all building components" (see 44 CFR § 60.3(e)(4)(ii) provided in Section 3.3). The compliance solution selected for any given building will depend on several factors such as the flood zone in which it is located, the type of foundation, and whether the building is residential or non-resi- dential. Below are examples of measures that can be taken to meet the NFIP requirement that buildings be reasonably safe from flooding: ■ Continuous load path. Provide for a continuous load path by connecting the building to the foundation Work that does not require a per- mit is generally considered to be and connecting the roof to the walls. If existing repairs of normal wear and tear connectors (bolts, nails, screws, straps, etc.) that or routine maintenance. Property attach the building to the foundation are inadequate, owners or contractors should check they should be replaced, reinforced, or augmented to with local officials to determine address the requirement that the building be stable When work requires a permit. under base flood conditions. Once the requirement for a permit ■ Foundation bracing. Pile-or post-supported buildings is triggered, all work is to be in- may require additional bracing. In V zones, bracing cluded in the SI/SD determination, that is perpendicular to the approach of waves is an even work that would otherwise obstacle to the passage of waves and water under the not require a permit. building, and may need to be modified to meet the NFIP requirement to be "free-of-obstruction." 6.4 Illustrations of Improvements and Repairs The following sections and Tables 6-1a and 6-1b present some examples of common improve- ments and repairs, along with descriptions of measures to comply with the NFIP floodplain management requirements. Several of the examples describe and illustrate a specific type of work or combinations of work that may trigger the SI/SD requirements. Examples are also giv- en of improvements and repairs to pre-FIRM and post-FIRM buildings and what must be done to comply with the new construction requirements of the NFIP. Examples of work include: ■ Rehabilitation and remodeling (Section 6.4.1) ■ Lateral additions (Section 6.4.2) ■ Vertical additions (Section 6.4.3) ■ Repair, reinforce, or replace foundations (Section 6.4.4) ■ Repair of damaged buildings (Section 6.4.5) ■ Reconstruction of demolished or destroyed buildings (Section 6.4.6) ■ Work on post-FIRM buildings (Section 6.4.7) ■ Work on buildings where flood maps have been revised (Section 6.4.8) 6-8 SI/SD DESK REFERENCE III II IlmmII[ II IIIIl1.Il1. TIII IIII IIF S II �T II Ill. III II III II[ O IlmmI Il.,II �� II �mm III Il�mm III II M Ilmm;II�� mm III � �� . II � � I III III Il�mm III III II�� III � �� 6 .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. Table 6-1 a. Compliance Matrix(A Zones) =M" IiiiuMM ll Rehabilitation (renovate Compliance not required Work shall comply and shall not be allowed to or remodel), not SI make the building non-compliant with any aspect ........................................................................................................................................................................................................................................ of the building that was required for compliance Rehabilitation (renovate Building required to comply Work shall comply and shall not be allowed to or remodel), SI make the building non-compliant with any aspect of the building that was required for compliance (see Note below table) ........................................................................................................................................................................................................................................ Lateral addition and Addition required to comply; Addition required to comply; building required to Rehabilitation, SI building required to comply comply(see Note below table) Lateral addition, not SI Addition not required to comply Addition required to be elevated to at least the elevation of the existing lowest floor Lateral addition, SI, not Addition required to comply; Addition required to comply structurally connected building not required to comply ........................................................................................................................................................................................................................................ Lateral addition, SI, Addition required to comply; Addition required to comply; building required to structurally connected building required to comply comply(see Note below table) Vertical addition above Compliance not required Work shall comply and shall not be allowed to building, not SI make the building non-compliant with any aspect of the building that was required for compliance Vertical addition above Building required to comply Work shall comply and shall not be allowed to building, SI make the building non-compliant with any aspect of the building that was required for compliance (see Note below table) Repair foundation, not Compliance not required Repairs shall comply and shall not be allowed to SI make the building non-compliant with any aspect of the building that was required for compliance Repair foundation, SI Building required to comply Building required to comply(see Note below table) Replace/extend Building required to comply Building required to comply(see Note below foundation, SI (including table) "elevate-in-place") Repair damage, SD Building required to comply Work shall comply and shall not be allowed to make the building non-compliant with any aspect of the building that was required for compliance (see Note below table) Reconstruct new Reconstructed building required Reconstructed building required to comply(see building on existing or to comply Note below table) new foundation, SI Note: If a map revision has resulted in a higher BFE, a post-FIRM building must comply based on the new BFE. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. IIII IIII IIII' III,,,:,SII II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;II IIIE;;;;' 6-9 6II mm II . II I II Ilmm I II I Ilmm mm mm II mm I II I II -I I1. I IIMP[ IlmmI mm, II Ilmm II III II IIII II IImm III Ilmm II Ilmm, ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table 6-1 b. Compliance Matrix(V Zones) MEN" ilia iiw um �i�.311 HIP iiw um uw. Rehabilitation (renovate Compliance not required Work shall comply and shall not be allowed to or remodel), not SI make the building non-compliant with any aspect of the building that was required for compliance Rehabilitation (renovate Building required to comply Work shall comply and shall not be allowed to or remodel), SI make the building non-compliant with any aspect of the building that was required for compliance (see Note below table) Lateral addition and Addition required to comply; Addition required to comply, and rehabilitation Rehabilitation, SI building required to comply work shall comply and shall not be allowed to make the building non-compliant with any aspect of the building that was required for compliance (see Note below table) Lateral addition, not SI Addition not required to comply Addition required to comply Lateral addition, SI, not Addition required to comply; Addition required to comply(see Note below) structurally connected building required to comply Lateral addition, SI, Addition required to comply; Addition required to comply;building required to structurally connected building required to comply comply(see Note below table) Vertical addition above Compliance not required Work shall comply and shall not be allowed to building, not SI make the building non-compliant with any aspect of the building that was required for compliance Vertical addition above Building required to comply Work shall comply and shall not be allowed to building, SI make the building non-compliant with any aspect of the building that was required for compliance (see Note below table) Repair foundation, not Compliance not required Repairs shall comply and shall not be allowed to SI make the building non-compliant with any aspect of the building that was required for compliance Repair foundation, SI Building required to comply Building required to comply(see Note below table) Replace/extend Building required to comply Building required to comply(see Note below foundation, SI (including table) "elevate-in-place") ........................................................................................................................................................................................................................................ Repair damage, SD Building required to comply Work shall comply and shall not be allowed to make the building non-compliant with any aspect of the building that was required for compliance (see Note below table) Reconstruct new Reconstructed building required Reconstructed building required to comply(see building on existing or to comply Note below table) new foundation, SI ..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................Note: If a map revision has resulted in a higher BFE, a post-FIRM building must comply based on the new BFE. 6.4.1 The NFIP considers rehabilitation and remodeling to include improvements to a building that do not affect the external dimensions nor expand the total area of the building. Rehabilita- tion may or may not involve structural modification of the building. The local official must review all work proposed for rehabilitation or remodeling to determine whether it constitutes a .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 6-10 IIII II, IIII III,;;;; II II IIIE;;;;IIII°III II IIIE;;;;II IIIE IIFA C . �IN S I IID IlmmII IID I IL IL U S TI III S 0 I RE[WHR 01"' SU I I T lmm 1"AMAGE, 6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... substantial improvement. If the work constitutes a substantial improvement, the building must be brought into compliance. Rehabilitation of pre-FIRM buildings (residential) Residential buildings that are substantially improved through rehabilitation or remodeling must comply with all applicable NFIP floodplain management requirements for the specific flood zone. Figure 6-1 illustrates the rehabilitation of a residential building that is located in an A zone. The figure illustrates elevation on a solid perimeter wall (crawlspace). Other types of foundations may be used in A zones, including pilings, columns, slabs on fill, and stem walls. Open foundations (pilings and columns) are required in V zones. / r/ r IIIIIIIIIIV VVVVVVVV � VVVVVVV� VVV IIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIII BFE i i BFE ,�� ' ----- ---------------- •_BFE BFE - - - - ------- Flood Openings Masonry Perimeter Wall Extended to Bring Notes: Open foundations(pilings/columns) are Lowest Floor To or Above BFE required under buildings in V zones. Foundation types other than perimeter walls are allowed in A zones. Figure 6-1. Rehabilitation or remodel (no increase in footprint)of residential building in an A zone-the proposed work was determined to be a substantial improvement.The building is brought into compliance by elevating it on an extended perimeter foundation wall, installing flood openings,and raising the HVAC equipment onto a platform. Rehabilitation of pre-FIRM buildings (non-residential) Rehabilitation or remodeling work on a non-residential building that is SI/SD triggers the re- quirement that the lowest floor be elevated (in A and V zones) or dry floodproofed (only in A zones). Figure 6-2 illustrates the rehabilitation of a non-residential structure in an A zone where a structural engineering analysis indicates the building can be retrofitted with dry floodproofing measures in compliance with the NFIP requirements that require certification of the design by a registered design professional. For additional guidance, see FEMA FIA Technical Bulletin 3, Non Residential Floodproofing - Requirements and Certification for Buildings Located in Special Flood Hazard Areas. Communities that enforce building codes that refer to ASCE 24-05 for design and construction of buildings in flood hazard areas should be aware that ASCE 24-05 establishes ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII 111 IIII' III:,,,:,SII II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;II IIIE;;;;' 6-11 6 T 0 I T IIN S III II Il mm III IID III IlL IlL IIR ATI S 0 F S U Q T IIN T III A L III IIM P R OV Il mm I Il mm,II Imm IID RE[IAIR 01"' SU III SIAI T IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... some specific limitations for floodproofing, including limitations on warning time and the avail- ability of adequate labor to implement floodproofing measures. Depending on the type of foundation and other constraints, non-residential structures that are located in A zones may be elevated on raised foundations. In this instance, the building must be brought into compliance with all of the applicable floodplain management requirements, including the type of foundation, limitations on use of enclosed areas, installation of openings in any enclosed areas, elevation of utilities and mechanical equipment, and use of flood dam- age-resistant materials. In V zones, the only compliance option for non-residential buildings is elevation on open foun- dations. Dry floodproofing is not allowed in V zones. Floodproofing Design Certificate BFE Required lip/ �00, 11 Retrofit Dry Floodproofing Required (Special Doors and Window Panels). Floodproof to 1-foot Above BFE to Qualify for Post-FIRM Insurance Rating. BFE �� Note: Floodproofing not allowed in V zones. Figure 6-2. Rehabilitation or remodel (no increase in footprint)of non-residential building in an A zone—the proposed work was determined to be a substantial improvement.The building is brought into compliance by retrofit dry floodproofing measures (certification of design by registered design professional is required). Rehabilitation/repair of a post-FIRM building Any repairs or improvements associated with the rehabilitation or remodeling of a post-FIRM building must comply with the NFIP requirements and not alter the building in any way that violates those requirements. If a revised, higher BFE goes into effect and the local official determines that rehabilitation constitutes SI/SD, the entire post-FIRM building must be brought into compliance with the el- evation requirement based on the revised BFE. 6.4.2 11.,.aterall A lateral addition expands the floor area of the building. A lateral addition that involves no al- teration of the load-bearing structure of the building, is attached to the building with minimal ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6-12 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°III II IIIE;;;;II IIII IIFA C I II IID IlmmII IID I IL IL U S TI II I S 0 I AVD VD I E III III 1"' SU III SIAI Imm mm IlL [AMAGE, 6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... connection, and that has a doorway as the only modification to the common wall is considered to be "not structurally connected." A lateral addition that has its load-bearing structure con- nected to the load-bearing structure of the base building, which typically involves significant alternation of the common wall, is considered "structurally connected." If a lateral addition is proposed along with other work on the original building, all the work must be considered in the SI/SD determination, regardless of the size or cost of the addition by itself and the cost of improvements to the original building. As described below and summarized in Tables 6-1 a and 6-1b lateral additions depend on four factors: Structurally Connected and Not ' p Structurally Connected. A non- 11111111111111 the building is pre-FIRM or post-FIRM, compliant addition that is below the BFE and "structurally connected" 11111111111111 Whether the common wall with the original building would transfer flood loads imposed is modified structurally by more than installing a on it to the existing building. doorway, An addition that is below the BFE 11111111111111 Whether the addition itself is a substantial improve- and "not structurally connected" is ment, and expected to sustain damage, but should not transfer loads to the ex- 11111111111111 applicable flood zone. isting building. Lateral additions to pre-FIRM buildings (A zone, residential) For a project that involves only a lateral addition (i.e., there will be no improvements to the orig inal building, the addition will not be structurally connected to the original building, and only a doorway will be installed in the common wall between the addition and the original building): 11111111111111 If the cost of the addition compared to the value of the Original building constitutes a substantial improvement, only the lowest floor of the addition must be elevated to comply with NFIP requirements (Figure 6-3). 11111111111111 If the addition is determined to not be substantial improvement, the addition is not required to be elevated. Owners should be reminded that the addition will be subject to flooding and encouraged to consider measures to reduce vulnerability to damage (Section 5.8). If a proposed lateral addition project also includes rehabilitation or remodeling of the existing building, then the local official must consider the whole project as a combination of work. If the local official determines that the combined cost of the project constitutes substantial improve- ment, then both the original building and the addition must be elevated and meet all other applicable requirements (Figure 6-4). ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;'S IIK II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;IN IIIE;;;;' 6-13 6 T 0 I T IIN S III II Il mm III IID III IlL IlL IIR ATI S 0 F S U S T IIN T III A L III IIM P R OV Il mm I Il mm,II Imm IID RE[IAIR 01"' SVII S'�1' II 1 IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... / ,ter r i r i „/ r i r r��>ii/////�%// ,�rrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr�ii�,� �r No Improvement of Original Building .. .. 0 0 BFE I I BFE -------- -- -- -- - ------------ ------------------- - - 11 11 11 11 1 1 61 Existing Lowest Floor Lowest Floor Elevated To or Above BFE Figure 6-3. Lateral addition to a pre-FIRM building in an A zone—the proposed work is only the addition (no work was performed on the original building and no structural modification was made to the common wall or roof).The addition constitutes a substantial improvement and it complies with all NFIP requirements. r .-d / r /........../ / / f O / Irrr�raue,,,rr�ent�`��ko" rig�nal��r(d�ng w ................................ B F E BFE ---- Lowest Floor Elevated To or Above BFE Figure 6-4. Lateral addition to a pre-FIRM building in an A zone—the proposed work includes an addition and work on the original building, including structural modification of the common wall or roof.The proposed work was determined to be a substantial improvement.The addition complies with all requirements and the building is brought into compliance by elevating it on a compliant foundation. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6-14 111� 1, �1 ll,,,,, I �� ll,,,,,ll°�� ll,,,,, FACTORS TO CONSIDER AND ILLUSTRATIONS OF SUBSTANTIAL IMPROVEMENT AND REPAIR OF SUBSTANTIAL DAMAGE G .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Lateral additions to pre-FIRM buildings (V zone, residential) Lateral additions to pre-FIRM buildings in V zones are treated differently than additions to buildings in A zones. If a proposed addition (or combination of an addition and other improve- ments) to a V zone building constitutes a substantial improvement, then the lowest floor of both the original building and the addition must be elevated (Figure 6-5). The pertinent NFIP requirement for elevating both is the "free of obstruction" requirement. The original building must be elevated so that it will not obstruct floodwaters and waves that may damage the addition. For more guidance, see FEMA Technical Bulletin 5, Free-of-Obstruction Requirements for Buildings Located in Coastal High Hazard Areas. O0 O BFE � � ❑� � �� 0 BFE BFE .� BFE - --- --- -- --- LEMDune Frontal LIJ Note: Original building is brought up to V zone standards to meet"free-of-obstructions"requirements Figure 6-5. Lateral addition to a residential building in a V zone—the proposed work includes work on the original building.The lateral addition and improvements constitute substantial improvement. Both the addition and the original building are brought into compliance by elevating to or above the BFE on an open foundation. Lateral additions to pre-FIRM manufactured homes Lateral additions are common improvements to manufactured homes and local officials must determine whether the proposed work constitutes substantial improvement. Costs associated with typical porches and sunrooms may not exceed 50 percent of the market value of the home. However, proposed additions that will be walled with siding, insulated, and used year-round require close examination to determine whether the addition constitutes a substantial improve- ment. If a proposed addition to a manufactured home constitutes a substantial improvement, the local official must determine the applicable NFIP elevation requirements; the requirements depend on several factors that are described in Section 6.5.2. SI/SD DESK REFERENCE 6-15 6 T 0 I T IIN S III II[ Il mm III IID II IlL IlL U S T IIR AT1 S 0 F S U 1113S T IIN T III A L III IIM P R OV Il mm I Il mm,II T D RE[IkHR 01"' SVII S'�T II 1 IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Figure 6-6 illustrates a lateral addition to a pre-FIRM manufactured home- the proposed work includes improvements to the existing home. The existing home in this illustration is located outside a manufactured home park or subdivision and the work constitutes a substantial im- provement. Both the addition and the home must be elevated on compliant foundations. All substantial improvements must be carefully constructed, supported, and anchored to re- sist flotation, collapse, and lateral movement during base flood conditions so as not to impose unanticipated loads on the original homes. Otherwise, the presence of additions could increase vulnerability to flood loads imposed on supporting piers and anchoring, leading to damage. For more detailed guidance on the installation of manufactured homes in SFHAs, see FEMA P-85, Protecting Manufactured Homes from Floods and Other Hazards:A Multi Hazard Foundation and Instal- lation Guide. i ... ..... Improvements to'Or ginal Building BFE w� '4 11 L9 Vol Pier \X1�.'Anchor BEFORE AFTER Figure 6-6. Lateral addition to a pre-FIRM manufactured home in an A zone-the proposed work includes improvements to the existing home.The work constitutes substantial improvement.The addition and the home are elevated to or above the BFE. Lateral additions to pre-FIRM buildings (A zone, non-residential) If a proposed lateral addition to a non-residential building is determined to be a substantial improvement, but there is no work proposed for the original building and the common wall is modified only by the installation of a door, only the addition must be brought into compliance. The addition must meet NFIP requirements either by elevating the lowest floor to or above the BFE or by dry floodproofing to that elevation (Figure 6-7). If the addition is dry floodproofed, the common wall must also be made watertight. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6-16 111� 11 �1 11,,,,, 1� �� E,,,,,��F,,,,�E�� E,,,,, FACTORS TO CONSIDER AND ILLUSTRATIONS OF SUBSTANTIAL IMPROVEMENT AND REPAIR OF SUBSTANTIAL DAMAGE G .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 01 BFE loe -------------------- BFE Poured Concrete Foundation Figure 6-7. Lateral addition to anon-residential building in an A zone—the proposed work is only the addition (no work on the existing building and no structural modification of the common wall or rood.The work constitutes substantial improvement.The addition is elevated to or above the BFE(an alternative would be to dry floodproof only the addition, including the common wall). Lateral additions to post-FIRM buildings (any zone, residential or non-residential) Lateral additions to post-FIRM buildings are new construction and must comply with the NFIP requirements, including elevation. If the addition does not comply, then the original building will become non-compliant. Lateral additions must not alter any aspect of the building that had to be met when the building was constructed in compliance with the community's floodplain management regulations. A lateral addition, regardless of its value or size, must be elevated to at least the height of the post-FIRM building. The following summarizes these points: ■ In any zone, if the BFE is unchanged, the addition must be elevated and comply with other applicable NFIP requirements, regardless of whether it is SI/SD (Figure 6-8). ■ In any zone, if a revised, higher BFE is in effect, a lateral addition that is not a substantial improvement must be elevated at least as high as the original building. ■ In any zone, if a lateral addition is a substantial improvement (and structurally connected), both the addition and the building must be brought into compliance. If a revised, higher BFE is in effect, both the original building and the addition must be elevated. ■ In A zones, if the lateral addition is a substantial improvement (and not structurally connected), it must be elevated to the effective BFE. The effective BFE may be higher than the BFE in effect when the building was built (Figure 6-9). ■ In V zones,if a lateral addition is a substantial improvement (and not structurally connected), both the addition and the original post-FIRM building must be elevated if a revised, higher BFE is in effect, otherwise the free-of-obstruction requirement is not met. SI/SD DESK REFERENCE 6-17 6 T 0 I T IIN S III II Il mm III IID II IlL IlL II l"III S 0 F S U S T IIN T III A L III IIM P R OV Il mm I Il mm,II 1mm IID RE[IkHR 01"' SVII S'�1' II 1 IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... rr /rrrrrrrrrrrrrrrrrrrrrrrrrrr / /�. / / rr rr r � r BFE I !f I� BFE 10 '--- --- --- --- -- --- Figure 6-8. Lateral addition to a post-FIRM building in any flood zone (map revision has not changed the effective BFE).All improvements or repairs to a post-FIRM building must comply with the NFIP requirements regardless of the value of that work,and the work shall not compromise any of the NFIP requirements that the building was required to meet when it was initially built. i No Improvement of Original Building uuuuu� uuuuuui uuuuuuu uuuuu��, urn IIIIIIIIIIIN � uwuuuuuuuuuuwuuuum�� i III IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIW uuuuuui uuuuuuui miiiiii mi uuu Lateral Addition .............................................................. .............................................................. Elevated to New BFE New BFE ------------------- ------------- a Old BFE ---- ----- ---- ---- ----- -------------- Figure 6-9. Lateral addition to a post-FIRM building in an A zone (a map revision has increased the BFE). The proposed work is a lateral addition with no work in the original building and no structural modification of the common wall or roof.The work constitutes a substantial improvement. Because there is no structural modification,only the addition must comply with the effective BFE which is higher than the BFE when the building was built. If instead the proposed work includes work in the original building or structural modification,the addition and the building must comply with the effective BFE. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6-18 I1� I, �1 II,,,,, I �� II,,,,,II°I �� II,,,,, II[" 1mm II N' 1"0 C 0 IIN S III IID Il mm II[ IID III IlL IlL U S 1"III I"III S U113 NS 1mm II I"III A L III IIM I II[ Il mm IM .,II 1mm IID IIR Il mm PA III II[ S U IIB S"I"A II 1mm III A L III IIM AG Il., 6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6.4.3 A vertical addition expands the floor area of a building by either adding an upper story above the original building (Figure 6-10) or elevating the original building and constructing a new story be- neath it (Figure 6-11). In both cases, it is likely that work on the load-bearing foundation will be required to carry the added load. Vertical additions may be smaller than the building footprint, such as a loft or bedroom, but the local official must still make an SI/SD determination. i i i i // i/ i Vertical Addition ........ ......... ......... .................. Typically, Existing Roof is'Demolished for Vertical Addition El BFE BFE ----- ----- 1 ------ ----------------- --- L---- ----------------- Foundation Type Depends on Flood Zone BEFORE AFTER Figure 6-10.Vertical addition to a pre-FIRM residential building (in any zone)-the proposed work is a new upper story that involves structural modification.The work is a substantial improvement.The building is elevated to or above the BFE on a compliant foundation. F1 111 ...................... El i i / // i i i Vertical Addition Flfl FE11 BFE - - - - --- ------BFE__ ---- --- 1 ------ ----------------------- --- BEFORE AFTER Figure 6-11.Vertical addition to a pre-FIRM residential building (in any zone)-the proposed work is a new lower story that involves structural modification.The work constitutes a substantial improvement.The building and the new lower story are elevated on a compliant foundation. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII 111 IIII' III:,,,:,SII II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;II IIIE;;;;' 6-19 6 T 0 I T IIN S III II Il mm III IID III IlL IlL IIR ATI S 0 F S U Q T IIN T III A L III IIM P R OV Il mm I Il mm,II Imm D RE[IAIR 01"' SU III SIAI T IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Vertical additions to pre-FIRM buildings (residential) If a vertical addition to a pre-FIRM residential building constitutes a substantial improvement, the original building must be elevated to or above the BFE. In addition, the foundation must be modified or reconstructed (and below-grade areas filled in) to be compliant with applicable NFIP requirements based on the flood zone. Vertical additions to pre-FIRM buildings (non-residential) Vertical additions may involve adding an upper story above a non-residential building (Figure 6-12). If a vertical addition constitutes a substantial improvement, the original building must be elevated to or above the BFE or dry-floodproofed to the BFE (A zone only). In addition, the foundation must be modified or reconstructed (and below-grade areas filled in) to be compli- ant with applicable NFIP requirements based on the flood zone. i i/ Vertical Addition Watertight Flood Barrier Structure Must be Original Building Dry Floodproofed (Not Floodproofed When Constructed) - BFE BFE- ' Note: Design may require reinforcement of walls and floor slab. Figure 6-12.Vertical addition to a pre-FIRM, non-residential building in an A zone.The work constitutes a substantial improvement.The building is brought into compliance by retrofit dry-floodproofing measures (certification of design by registered design professional is required). Non-residential buildings can also be brought into compliance by elevation (not shown). Vertical additions to post-FIRM buildings Whether a local official will need to evaluate a vertical addition to a post-FIRM building to de- termine if it is a substantial improvement is related to whether the FIRM has been revised. If a revised, higher BFE is in effect, or if the flood zone changed (or floodway boundary changed), a vertical addition that is a substantial improvement will require that the entire building be el- evated to the higher, effective BFE and comply with other applicable NFIP requirements based on the flood zone. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6-20 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°III II IIIE;;;;II IIII I["A Cd I I II IlmmI[ II I ILIL 1"IR III S AND III IEII III 1"' VII S'1' II 1mm mm IlL I)NMAGI., 6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6 4 4 Rqpaiiiir, Reiiinfairce, air Rqpllace Foundatians It is common to repair, reinforce, or replace foundations, especially for older buildings. Foun- dation work also includes repair of damaged foundations, regardless of whether the damage is caused by a single event (such as a flood or earthquake) or due to deterioration over time. Work performed on a foundation, either by itself or in combination with other work on a build- ing, may constitute SI/SD. If the work is not a substantial improvement, the structure does not have to be elevated. However, any owner contemplating the replacement of a foundation should investigate the potential savings on the cost of NFIP flood insurance if the building is elevated and the new foundation complies with all of the applicable NFIP requirements. Many owners elect to elevate flood-prone buildings to reduce flood damage. The incremental cost to both replace a foundation and elevate a structure properly to the effective BFE may be offset by the reduction in future damage and annual flood insurance premiums. In some cases, property owners may elect to elevate a structure, but not to the BFE. The cost to elevate a structure in this fashion must be included when making the SI/SD determination. Foundation work on pre-FIRM buildings (residential) If foundation work is determined to be SI/SD, then the building must be elevated in accordance with all applicable NFIP requirements, depending on the flood zone. Figure 6-13 illustrates the construction of a compliant foundation under an existing home. r / / AFTER BEFORE BFE -BFE------ --------------- --------------------- - - - - - - - ------- Foundation Requires Raised Fully-Compliant Repair Crawlspace Foundation Figure 6-13. New foundation or repair of foundation under a pre-FIRM (in an A zone) residential building.The work was determined to be a substantial improvement.The building is brought into compliance by elevating on a compliant foundation. Foundation work on pre-FIRM buildings (non-residential) If the foundation work on a non-residential building is determined to be SI/SD, then the build- ing must be elevated in accordance with all applicable NFIP requirements, depending on the flood zone. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII 111I IIII' III,,,:,SII II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;II IIIE;;;;' 6-21 s FACTORS TO CONSIDER AND ILLUSTRATIONS OF SUBSTANTIAL IMPROVEMENT AND REPAIR OF SUBSTANTIAL DAMAGE As part of foundation work, owners of non-residential buildings in A zones may propose to retrofit with compliant dry-floodproofing measures. Such proposals must be supported with structural engineering analyses that indicate whether the buildings can be dry floodproofed in compliance with the NFIP requirements. The analyses must be prepared or reviewed by a regis.- tered design professional who must sign and seal the dry floodproofing designs. For guidance. see FEMA FIA Technical Bulletin 3, Non-Residential Floodproofing — Requirements and Certifica tion for Buildings Located in Special Flood Hazard Areas. The technical bulletin includes planning considerations regarding warning time, safety of personnel responsible for implementing the measures, and the importance of having an emergency operations plan and a plan for regular inspection and maintenance. ASCE 2405, the standard for flood damage-resistant design and construction that is referenced by the model building codes,also includes similar requirements and limitations on measures that require human intervention. 6.4.5 Repair of Damaged Buildings The NFIP requirements for repair of substantially damaged buildings are the same as those described for rehabilitation and remodeling (Section 6.4.1). However, if a proposal for repair also includes an addition to a damaged property, the cost of the addition must be included in the SI/SD determination. If the combination of work is a substantial improvement, then both the addition and the original building must be brought into compliance with the NFIP require- ments, depending on the flood zone. 6.4.6 Reconstruction of Demolished or Destroyed Buildings Any project that involves complete reconstruction, such as rebuilding on the same foundation., is new construction that must comply with all applicable NFIP floodplain management require- ments.A building that is totally destroyed or so significantly damaged that it cannot be repaired is a substantially damaged building. Sometimes an owner elects to demolish the building. In these circumstances, if the decision is to reconstruct using the existing foundation, the recon.- structed building must meet NFIP requirements for new construction. 6.4.7 Work on Post-F I R M B u i l d i ng s All repairs, improvements or modifications to a post-FIRM building are considered new cone struction (see definition in Chapter 3). Work on a post-FIRM building must not be allowed if it would make the building non-compliant with the floodplain management requirements that had to be met when the building was constructed. Tables 6-1a (A zones) and 6-1b (V zones) identify types of work on post-FIRM buildings and the compliance requirements that apply. In some cases when an addition is involved, the original building has to be brought into compli.- ante. 6.4.8 Work on I 30ildi1119S Where Flood Maps Have I 3een Revised Section 5.6.11 explains that many communities have had revisions to their flood hazard maps. The following illustrate how map revisions that change flood zone designations or modify or add floodway delineations must be taken into consideration: 6-22 SI/S D DESK REFERENCE IIFA C I I IID IlmmII IID I IL IL U S TI III S 0 I AND III E III III 1"' SU III SIAI T mm IlL [AMAGE, 6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 If the FIRM has been revised and the SFHA has widened to include more area, that area is now subject to the NFIP requirements. For example, areas that were previously designated X zone may now be shown as A zone or V zone. Improvements and repairs to buildings that were outside of the SFHA but are now in the revised SFHA must be evaluated to determine if the work is SI/SD. 11111111111111 If the FIRM has been revised and the flood zone or BFE changed, a determination that work is a substantial improvement requires that the building meet NFIP requirements for new construction based on the revised flood zone and revised BFE. 11111111111111 If the FIRM has been revised and either the floodway boundaries are changed or a floodway is newly delineated, a determination that improvements or repairs to a building are SI/SD may require an encroachment analysis. 6 5 far Ceirtai�in Stiruc tures This section describes how SI/SD is addressed for certain types of buildings in accordance with the NFIP floodplain management requirements, including: 11111111111111 Historic structures (Section 6.5.1) 11111111111111 Manufactured homes (Section 6.5.2) 11111111111111 Accessory structures and certain agricultural structures (Section 6.5.3) 6.5.."1 H Structures The NFIP gives special consideration to the unique value of designated historic buildings and structures. Provided such structures retain their designations, communities do not have to re- quire them to be brought into compliance if they will be substantially improved or have been substantially damaged. Section 3.4.1 includes the NFIP's definition for"historic structures."The term includes structures that are: (1) listed or preliminarily determined to be eligible for list- ing in the National Register of Historic Places; (2) certified or preliminarily determined by the Secretary of the U.S. Department of Interior as contributing to the historical significance of a registered historic district or a district preliminarily determined to qualify as a registered histor- ic district; or (3) designated as historic site under a State or local historic preservation program that is approved by the Secretary of the U.S. Department of Interior. The definition does not include structures that are merely old, those that residents refer to as historic, or those that hap- pen to be located in historic districts. The NFIP floodplain management requirements contain two provisions that are intended to provide relief for historic structures located in SFHAs: (1) The NFIP definition of"substantial improvement" includes the following exclusion for historic structures: "Any alteration of a `historic structure,'provided that the alteration will not preclude the structure's continued designation as an `historic structure'." The exclusion also ap- plies to historic structures that have been substantially damaged. This provision allows communities to exempt historic structures from the SI/SD requirements of the NFIR ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;'S IIK II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;IN IIIE;;;;' 6-2 3 6 T 0 I T IIN S III II[ Il mm III IID III IlL IlL LJ S T IIR ATI S 0 F S U 1113S T IIN T III A L III IIM P R OV Il mm I Il mm,II T D RE[IAIR 01"' SU III SIAI T IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... (2) The other provision of the NFIP floodplain management regulations that provides relief for historic structures" is the variance criteria at 44 CFR§ 60.6(a). This provision states: "Variances may be issued for the repair or rehabilitation of historic structures upon a determination that the proposed repair or rehabilitation will not preclude the structure's continued designation as a historic structure and the variance is the minimum necessary to preserve the historic character and design of the structure." This provision allows communities to handle applications for work on historic structures by issuing variances. To address the unique needs of preserving historic structures, communities may elect to use one of the two approaches, either granting variances or exempting historic structures from the SI/ SD requirements. Whichever approach is selected, it must be used in all cases when improve- ments or repairs are proposed for historic structures. Using the variance option allows communities to evaluate individual requests and place condi- tions on the variance to make historic buildings more flood damage-resistant and to minimize flood damage. However, such conditions should not affect the historic character and design of the building. It is important to note that additions to historic structures that are located in floodways require additional attention. While additions may not have to meet the substantial improvement re- quirements, they must still satisfy the NFIP requirements related to floodway encroachments. A floodway encroachment analysis must be provided to demonstrate that an addition will not cause any increase in the BFE (Section 5.6.8). Applications for improvements to historic structures should be accompanied by two pieces of evidence: (1) documentation that confirms the building is designated an historic structure; and (2) documentation that confirms the proposed work will not preclude the structure's continued designation. Applicants can ask the appropriate qualified entity that makes such designations to review their construction plans. A copy of the findings should be kept in the community's permanent records. Although compliance is not required for substantial improvement of historic structures, own- ers should carefully consider the benefits of implementing measures to minimize flood damage. State historic preservation agencies may have resources to help owners evaluate feasible mea- sures. Historic buildings can be elevated on raised foundations, relocated to sites outside of SFHAs, or retrofitted with measures that reduce risk from flooding. FENIA's F000dplain Manage- ment Bulletin:Historic Structures (FEMA P-467-2) provides guidance for communities and owners of historic structures. 6.5.2 Manufactured Communities that participate in the NFIP must issue permits for the placement of manufac- tured homes in SFHAs. This includes the placement of new manufactured homes, replacement of existing manufactured homes, substantial improvement of manufactured homes, and repair of substantially damaged manufactured homes. This requirement applies even if the commu- nity does not otherwise regulate the installation of manufactured homes. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6-24 IIII II, IIII' III,;;;; II II IIIE;;;;IIII°III II IIIE;;;;II IIII FACTORS TO CONSIDER AND ILLUSTRATIONS OF SUBSTANTIAL IMPROVEMENT AND REPAIR OF SUBSTANTIAL DAMAGE 6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... The NFIP regulations define the following terms pertaining to manufactured homes: ■ "Manufactured home" means a structure, transportable in one or more sections, which is built on a permanent chassis and is designed for use with or without a permanent foundation when attached to the required utilities. The term `manufactured home'does not include a `recreational vehicle.' ■ "Manufactured home park or subdivision"means a parcel(or contiguous parcels)of land divided into two or more manufactured home lots for rent or sale. ■ "New manufactured home park or subdivision"means a manufactured home park or subdivision for which the construction of facilities for servicing the lots on which the manufactured homes are to be affixed (including, at minimum, the installation of utilities, the construction of streets, and either final site grading or the pouring of concrete pads) is completed on or after the effective date of floodplain management regulations adopted by a community. ■ "Expansion to an existing manufactured home park or subdivision" means the preparation of additional sites A manufactured home park is by the construction of facilities for servicing the lots on which usually owned by a single owner the manufactured homes are to be affixed (including the who rents pads and/or units. installation of utilities, the construction of streets, and either A manufactured home subdi- final site grading or the pouring of concrete pads). vision is similar to traditional subdi- ■ "Existing manufactured home park or subdivision" visions in that each lot is individually owned. means a manufactured home park or subdivision for which the construction of facilities for servicing the lots on which the manufactured homes are to be affixed (including, at minimum, the installation of utilities, the construction of streets, and either final site grading or the pouring of concrete pads) is completed before the effective date of floodplain management regulations adopted by a community. As described below, most manufactured home placements and substantial improvements are subject to the same NFIP performance standards that apply to typical, site-built residential struc- tures. Alimited exception to the elevation requirements also is described below: under certain conditions, the exception applies to the placement of manufactured homes in existing manu- factured home parks or subdivisions. In AE, Al-30, and AH zones, the NFIP minimum requirement at 44 CFR § 60.3(c)(6) requires manufactured homes (including substantially improved homes) to be placed on permanent foundations such that their lowest floors are elevated to or above the BFE. In AO zones, the re- quirement is for lowest floors to be elevated above the highest adjacent grade at least as high as the depth number specified on the FIRM. Manufactured homes must be securely anchored to an adequately anchored foundation system to resist flotation, collapse, and lateral movement. In V zones, the NFIP minimum requirement at 44 CFR § 60.3(e)(8) requires manufactured homes (including substantially improved homes) to be placed on permanent foundations such that the lowest horizontal structural members (generally the bottom of the chassis frame) are elevated to or above the BFE. Manufactured homes must be securely anchored to an adequate- ly anchored foundation system to resist flotation, collapse, and lateral movement. And, as with other buildings in V zones, foundations must be designed to withstand flood forces. SI/S D DESK REFERENCE 6-25 6 T 0 I T IIN S III II Il mm III IID II IlL IlL IIR ATI S 0 F S U Q T IIN T III A L III IIM P R OV Il mm I Il mm,II Imm D RE[IAIR 01"' SU III SIAI I IlL III I IlE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... In both A zones and V zones, the above-described requirements apply to sites that are: 11111111111111 Outside of a manufactured home park or subdivision (individually owned parcels), 11111111111111 In a new manufactured home park or subdivision, 11111111111111 In an expansion to an existing manufactured home park or subdivision, or 11111111111111 In an existing manufactured home park or subdivision on which a home has incurred substantial damage as a result of a flood. The exception in the NFIP regulations allows an alternative to the requirement to elevate the lowest floors of manufactured homes to the BFE [44 CFR§ 60.3(c)(12) and § 60.3(e)(8)]. The exception is applicable only for placements or substantial improvements on lots in existing manufactured home parks and subdivisions. It allows the chassis of a manufactured home to be elevated on reinforced piers or other foundation elements of at least equivalent strength that are no less than 36 inches in height above grade.Although the NFIP allows this exception, com- munities should consider requiring full elevation in flood hazard areas where the floodwaters are known to be swift or more than 3 feet deep because these conditions pose greater risk to vulnerable manufactured homes and their occupants. NFIP requirements for the substantial improvement of manufactured homes are the same as for residential structures. Specifically, a lateral addition that is determined to be a substantial improvement is illustrated in Figure 6-6. In this case, both the addition and the existing manu- factured home must be elevated. For additional information on the placement and substantial improvement of manufactured homes in SFHAs, see FEND P-85, Protecting Manufactured Homes from Floods and Other Hazards:A Multi Hazard Foundation and Installation Guide. 6.5.3 ACcessairy Structures alild Ceirtaii�n Agiricull"Wirall Structures Floodplain management requirements, including the elevation and SI/SD requirements, apply to accessory structures and agricultural structures. Whether improvements, repairs, or addi- tions to agricultural structures are proposed, local officials must make determinations based on costs and market values. If the work is SI/SD, the requirements apply and accessory structures and agricultural structures must be brought into compliance. FEMA recognizes that wet floodproofing may be appro- riate for accessory and sheds onl ) Wet floodproofing means perma- p y structures y Went or contingent measures applied and certain types of agricultural structures. Certain agri- to a structure and/or its contents that cultural structures that qualify for this treatment are those prevent or provide resistance to dam- located in wide, expansive floodplains, including farm age from flooding by allowing water storage buildings, grain bins, corn cribs, and gener- to enter the structure. For specifics, al purpose barns. All other agricultural structures must see FEMA FIA-Technical Bulletin 7, comply with the NFIP requirements for non-residential wet Floodproofing Requirements p y q structures, Homes that are built on farms are not agricul- for Structures Located in SpecialFlood Hazard Areas. tural structures and they must fully comply with the NFIP ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6-2 6 IIII II, IIII' III,;;;; II II IIIE;;;;IIII°III II IIIE;;;;II IIII FACTORS TO CONSIDER AND ILLUSTRATIONS OF SUBSTANTIAL IMPROVEMENT AND REPAIR OF SUBSTANTIAL DAMAGE G .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... requirements. For additional guidance, see FEMA FIA Technical Bulletin 7, Wet Floodproofing Re- quirements for Structures Located in Special Flood Hazard Areas. In accordance with the requirements for issuance of variances (Section 5.6.7), communities may grant variances for substantial improvement of accessory structures and certain agricultural structures to allow the use of wet floodproofing measures in lieu of elevation. However, such variances may be granted only if the following conditions are satisfied: ■ For certain agricultural structures, the structure is used solely for the parking of agricultural vehicles and machinery, the storage of crops, or the temporary sheltering of livestock; ■ For accessory structures, the structure is used only for parking of vehicles and storage; ■ The structure is designed and built in such a manner that results in minimal damage to the structure and its contents, including being anchored to resist flotation, collapse, and lateral movement; ■ Flood damage-resistant materials must be used below the BFE; ■ Mechanical and utility equipment must be elevated or floodproofed to or above the BFE; ■ If in the floodway, the floodway encroachment requirements must be satisfied; and ■ There will be no additional threats to public safety. Communities should carefully evaluate improvements made to accessory structures and agricul- ture structures. If a property owner intends to change the use of the structure to a residential use or other non-residential use, then the work proposed must be evaluated to determine whether it is a substantial improvement. 6,,,,,6 NFIP Flood Insurance Implications The flood insurance rating structure used by the NFIP uses three primary factors: Rates used for pre-FIRM structures are called"subsidized"or discounted ■ Flood zone (A zone or V zone); rates. An NFIP policy can be pur- chased without providing elevation ■ Date of construction (pre-FIRM or post-FIRM), data that are obtained by a survey. including the date of construction of substantial improvements; and Rates used for post-FIRM structures (and pre-FIRM structures that are ■ For post-FIRM buildings, the elevation of the lowest substantially improved) are called floor compared to the BFE as evidenced by surveyed "elevation" rates because they de- elevation data (or for floodproofed non-residential Pend on the elevation of the lowest buildings, the height of the floodproofing relative to floor relative to the BFE. Elevation the BFE). rates are considered to be "actuar- ial:'To be properly rated, surveyed elevation data are required. The NFIP requires that substantially improved or sub- stantially damaged buildings be brought into compliance. NFIP flood insurance policies on those buildings are written using rates based on elevation. In most cases, the premium will decrease when apre-FIRM building is substantially improved and SI/SD DESK REFERENCE 6-27 6II[A C 1 II 1-0 C 0 IIN S III II1 Il mm II[ IN IID III Ill.Ill.U S 1II 1 III S U113 Imm II 1-III A l. III II II II0 V Il mm I Il mm,II IID IIR Ilmm II IIR 0IIII U II IImm Ilmm II Ilmm, .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... brought into compliance. The building becomes a post-FIRM building and premiums are cal- culated using elevation rates. When questions arise concerning how a proposed improvement might affect a flood insurance policy,it is always best to encourage property owners to obtain a cost estimate from an insurance agent. Table 6-2 indicates how compliance with the SI/SD requirements affects how policies are rated. Figure 6-14 illustrates an example of how the cost of an NFIP policy will vary, depending on how a substantially damaged home is repaired. Table 6-2. Substantial Improvement and NFIP Flood Insurance Implications 1110 =1 1 0 a ===MEN ===ME Pre-FIRM Interior renovation only, work constitutes SI; Policy is written using post-FIRM elevation whole building brought into compliance by rates based on a survey of new lowest floor elevating the lowest floor at or above the BFE. elevation at or above the BFE. Or Structurally-connected lateral addition or second story addition, work constitutes SI; whole building brought into compliance. Pre-FIRM Interior renovation only, work constitutes SI; Policy is written using post-FIRM elevation building is NOT elevated in compliance with rates based on a survey of new lowest the requirements (i.e., it is a violation). floor below the BFE, which may result in a Or significantly higher flood insurance premium. Second story addition, work constitutes SI; Or building is NOT elevated in compliance with If the owner refuses to address the violation the requirements (i.e., it is a violation). and bring the building into compliance, the community may cite the structure as a violation in accordance with Sec. 1316 of the National Flood Insurance Act of 1968, which allows the NFIP to deny flood insurance on all insurable buildings on the property(Section 5.6.13). Pre-FIRM Lateral addition not structurally connected Policy is written using subsidized rates (connecting door only), work constitutes SI and because the original building is unchanged. only the addition is elevated. Post-FIRM Lateral addition, regardless of value;addition Policy is written using elevation rates based on is not elevated, thus, the building is not in the elevation of the lowest floor of the addition, compliance (i.e., it is a violation). which may result in a significantly higher flood insurance premium. .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. 6-28 IIII II, IIII IIIE;;;;I II II IIIE;;;;IIII°III II IIIE;;;;II IIIE I["A C I I IID IlmmI[ IID I IL IL U S 1mmII III S AND III E III III 1"' VII S'T II 1mm mm IlL [AMAGE, 6 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... �.... v11111111111111111111111,/, � DDDD� Fi r 14 The t 9 u e 6 e cos Pre-FIRM Building, before of NFIP flood insurance damage, 6 feet below BFE policy varies depending NFIP Premium:$1,079 on how a substantially damaged building is - -- - -- -- - --- ------ BFE repaired.This illustration is for$150,000 in structure coverage with the rates as of October / 2009.The figure is for / r / / / / r �� err ,/i� �, �� rr//��i �,,,,,,,,,, �� ,rrrr,,,,,,, � r r r� r/ � // r�r� ///rrrrrrrrrrrrrrrrrrrrrrrrrrr, / / r r /%/// aaaao O�� comparison purposes [ �a p p p Y without permit or without proper Only. SI/SD determination, 0 6 feet below BFE NFIP Premium:$12,694 - -- ---- -- - --- ------ BFE / r rrr rrrrr / / Substantially damaged, repaired and elevated to BFE ❑® NFIP Premium:$998 1:111 E I --- ---- - ------ BFE Lowest Floor rrrrrrrrrrrrrrr/rrrrrrrrrrrrrrrrrrrrrr//,rrrrr rr,,,, ,,,,, ,, %%%%/ /r/ i r / / r r, Substantially©amaged, repaired and elevated to 2 feet above BFE ElEl NFIP Premium:$347 --- ---- - ----- ----- ------ BFE Lowest Floor ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII IIII IIII' III,,,:,SII II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;II IIIE;;;;' 6-29 7 SUbstantia m g l Daa e in the D isaster Recovery Environ ment 7.1 Overview Following a disaster, local officials will often have many additional duties and face the challenge of fulfilling them Waiving permit fees and inspection with few resources. Local officials may encounter a large fees is a common post-disaster ac- tion taken by many communities. number of damaged structures and a high volume of per- However, waiving fees does not mit applications. Most property owners want to repair and waive the requirement for permits. rebuild as quickly as possible. Sometimes there is pressure on local officials to waive requirements that are perceived to hamper getting back to normal, including pressure to waive the substantial damage require- ments. Yielding to such pressure would expose people and their properties to future damage. The recognition that returning to "normal" leads to repetitive flood damage was one of the driving forces behind the creation of the NFIP. To effectively meet the substantial damage re- quirements of their local regulations, local officials will have to rapidly perform a large number of inspections and substantial damage determinations. Developing standard procedures can help communities better manage post-disaster recovery. This chapter describes ways to estimate repair costs and market values for large numbers of damaged buildings. Section 7.5 briefly describes FEMA's Substantial Damage Estimator (SDE). The manuals that accompany this computer-based tool include specific recommendations for collecting building data in advance, developing protocols, conducting inspections, and produc- ing reports that support making substantial damage determinations and preparing substantial damage determination letters. Using this tool, and other methods described in this chapter, can help local officials provide reasonable and defensible substantial damage determinations. This chapter offers guidance for communities to handle the unique challenges following a disas- ter event and to prepare an effective and efficient response. It also includes a very brief overview of damage assessments and building evaluations that may help local officials after disasters, and describes some effective measures communities can take to clearly communicate the substantial damage requirement in their floodplain management regulations and codes. 7.2 Preparing for 1?ost-Disaster Recovery There are several ways that communities can effectively administer their floodplain manage- ment responsibilities in the post-disaster recovery period. Some successful actions include: ■ Brief all elected officials,as soon as possible after the event,of the community's responsibilities to: SI/SD DESK REFERENCE 7-1 111117 U mmmm mmmm mm II1 3 T'A��N mm mm L. III II III IlE'. IIII II mm�II1-1 Il�mmmm III IIII� � � Il�mm'III III 11."C 0 VIlE'.IR Y 11.'.IIN VIIII III' II II III IlE II T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Issue permits for repair and reconstruction, Make substantial damage determinations for buildings that are located in the mapped SFHA, Explain what it means to bring a substantially damaged building into compliance with current floodplain management standards, Explain NFIP Increased Cost of Compliance insurance coverage (Section 7.6), and Share the materials developed to communicate with citizens. 11111111111111 Ask electric utility companies and community utility departments to turn on service only if the owner provides a copy of a building permit or evidence that a permit is not required. 11111111111111 Establish a routine to drive through affected areas to check for unpermitted construction work and ask the police and other departments to report on activities that may not be authorized by permit. 11111111111111 Depending on the scale and severity of damage, some communities institute a full or partial moratorium on issuing permits. Once the community has evaluated the magnitude, scope, and general location of potentially substantially damaged structures, the community may remove the moratorium. When mitigation projects such as floodplain buyouts, elevation-in- place, or other measures are considered, it may be reasonable to delay rebuilding until the pros and cons of such projects are evaluated (Chapter 8). 11111111111111 Keep records in a format that allows plotting by a geographic information system (GIS) to easily document the status of each damaged building, including those that have been inspected, those with pending permit applications, those that have been determined to be substantially damaged, those with permits, and those that have been inspected during construction. Communities that have extensive floodplains and significant numbers of flood-prone buildings are encouraged to plan ahead to handle the workload. Despite good planning, support may be necessary to handle large numbers of damage inspections and permit applications. In addi- tion to support from the State and FEMA, resources may be available from other communities, State floodplain management associations, State building code associations, and organiza- tions that represent engineers and architects. Some States and communities develop mutual aid agreements, interlocal agreements, or some other mechanism to facilitate this post-disaster support.While help may be offered to perform inspections and gather data, the final SI/SD de- terminations and permit decisions remain the responsibility of the local official in the affected community. 7.2.1 Sources Many technical issues can arise when inspecting damaged buildings and making substantial damage determinations. For matters related to the floodplain management requirements of local regulations and building codes, local officials are encouraged to contact their NFIP State Coordinating Agency or the appropriate FEMA Regional Office (Appendix A). After disasters, training or other assistance may be available from FEMA on how to use SDE such as collecting information on damaged buildings. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;7-2 II II, II E I IIN C II 111171 mm mm mm mm �� mm mm mm IIImm II mmmm IIII L. II II II Ilimm mm.mm IIII IImm Ilmm Ilmmmm II IIIIS A mm Ili.mm III III Ilmmmm Ilmmmm III Ilmmmm II IIII III II II III Ilmmmm II ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 7 3 Assess�i in g IIII 13u�illdiing )aillage Although every disaster is unique, local officials can anticipate and prepare for many of the activities that take place after large-scale events. This section is intended to highlight those ac- tivities that relate to identifying substantially damaged buildings. 7 3 1r riD-- aiimage Assess im e ints Immediately after large-scale events that cause ma j or damage, community and State officials typically undertake an initial "windshield review" of the extent of damage. This survey yields a broad characterization of the number of buildings affected and the level of anticipated damage. It usually is a precursor to a decision regarding whether to seek a declaration of the event as a major disaster. Typically, this initial survey is followed by an official Pre- liminaryDamage Assessment (PDA).PDAs are performed Preliminary Damage Assessments b representatives from FEMA and/or the State. are performed to broadly charac- y teams of � terize the extent of damage-the Local buildingofficials and flood lain managers can par- g y p g p are not equivalent to substantial ticipate in PDAs, which usually are coordinated by local damage determinations. emergency managers. The PDA augments the initial reports from communities regarding the scope, magnitude, and impact of an event on individuals,families,businesses, and public property.The PDA teams view the damage first-hand, assess the scope of damage, and develop gross estimates of repair costs. The information is used to determine whether Federal disaster assistance should be requested by the Governor and forms the basis for the disaster declaration. The PDA also identifies any unmet needs that may require immediate attention. Local officials charged with performing building inspections and making substantial damage determinations may find the results of the PDA useful to identify areas where significant dam- age has occurred and to coordinate their substantial damage inspections. 7.3.2 Ra�piid Evalluations and 13etailled Safety Evalluations Depending on the scope of an event and severity of dam- e, some communities conduct a rapid evaluation of Safety evaluations are performed to age, p identify unsafe buildings - they are damaged areas as a preliminary step before detailed eval- not equivalent to substantial dam- uations are performed. age determinations. Rapid evaluations, sometimes called "building condition surveys," typically are based on an exterior inspection. They are conducted to: 11111111111111 Identify buildings that appear to be so damaged that they are unsafe and should not be reentered without a detailed inspection of structural integrity, and 11111111111111 Identify buildings that appear to have damage sufficient to require a permit before they can be repaired or reoccupied. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 7-3 111117 1(Z')U mmmm mmmm mm II1 3 TA��N mm L. II[ mm II III IlE'. IIII II mm�II1-1 Il�mmmm III IIII� � � Il�mm'III III 11."C 0 VIlE'.IR Y 11.'.IIN VIIII III' II II III IlE II T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... These rapid evaluations can also help local officials determine the scope of an event and the level of effort that will be required to perform building-by-building inspections, review permit applications, collect substantial damage data, and perform inspections once recovery work is underway. One method for conducting rapid evaluations is described in ATC 45,Field Manual:Safety Evalua- tion of Buildings after Windstorms and Floods. This document,produced by the Applied Technology Council (ATC, http://www..ATCou.nc11.org), is not a manual for making substantial damage de- terminations. It provides guidelines and procedures for conducting both rapid evaluations and more detailed evaluations to determine whether damaged buildings are safe for use or if entry should be restricted or prohibited. Most communities perform additional detailed safety evaluations when buildings have sustained significant damage. The purpose of the evaluations is to identify restrictions on building access and use. For complex buildings and many non-residential buildings, the evaluation may lead the local official to conclude that it is appropriate for the owner to submit an independent en- gineering evaluation. In addition to describing methods for conducting rapid evaluations,ATC 45 includes a method for conducting detailed evaluations. ATC 45 and other sources recom- mend posting damaged buildings with one of three notices: 11111111111111 Inspected (typically a green placard). This signifies that no apparent hazard was identified, that the original lateral- and vertical-load capacity is not significantly decreased, and there are no restrictions on use or occupancy. It does not mean that work can proceed without a permit. 11111111111111 Restricted Use (typically a yellow placard). This signifies that the safety of the building is questionable or hazardous conditions exist or are believed to exist and warrant restrictions on occupancy and reuse. Further evaluation is necessary (which may or may not be performed by the local official). 11111111111111 Unsafe (typically a red placard). This signifies that an extreme hazard or unsafe situation is present and there may be a significant risk of further damage or collapse. These buildings are unsafe for occupancy or entry, except as authorized by the local official. A "red tag" is not a demolition order, although such an order may be issued depending on subsequent evaluations. T.4 Usi�ing lEstiiiimates fair m m I m ni�III� 1 )aiiimage Some readily-available data can be used to estimate repair costs and market values. The sources of estimates described below can be used to "screen" damaged buildings for those that are most likely to have sustained substantial damage. Comparing readily-available information on repair costs to readily-available information on market value can give local officials a basic picture of which structures will require more attention and more detailed information in order to make substantial damage determinations. While the sources of information listed below should not be used to make final substantial damage determinations, local officials can use them to orga- nize and focus efforts following a disaster. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;7-4 II II, III E IIN C II 111171 mm mm mm mmmm mm mm �� mm mm mm L, II1 ,' Imm III I"'IIII L. III II II� Ill.' IIII II �mm Il1-1 Il�E III IIII 'IlE III III IlE Ill,III Ill,II IIII III �II II III Ill,II I ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... When using estimates in this manner, there is no firm rule to determine how close to 50 percent is close enough to warrant requiring additional effort to improve the accuracy of the data. Each community should decide in advance, based on its selected method of making estimates, how close is close enough. For example, as described below, a community may decide to use easily- obtained estimates for screening purposes. The local official may then decide that, using those estimates, if the ratio of estimated costs compared to estimated market value is less than 40 per- cent, no further evaluation is necessary because the work obviously does not constitute SI/SD. Using that same logic, the community may decide that,if the ratio is greater than 60 percent, no further evaluation is necessary because the work obviously constitutes substantial damage. Continuing this example, the question then becomes what should the local official do when the ratio, based on estimates, falls between the bounds of 40 percent and 60 percent. The local offi- cial may require the applicant to provide a detailed list of costs (materials and labor) and/or to obtain a professional appraisal of the market value of the building (Section 4.5.1).Alternatively, if the local official has evidence that an estimate reflects actual repair costs (or actual market values), those estimated costs and values may be used for the final SI/SD determination. Local officials will still be responsible for administering their standard permit requirements and procedures for structures that fall outside the parameters of their screening efforts. In the example above, permits will still be required for structures where the ratio is more than 60 per- cent and those with a ratio of less than 40 percent. Local officials can reexamine the substantial damage requirements during the review of those permit applications. 7.4.1 linswiraince Es"Uhimates of Rqpaiiiir Costs Property owners who have insurance will receive esti- mates of damage from their insurance companies. For Only the community is legally respon- a number of reasons these estimates are not sufficient sible for making SI/SD determinations. ' Information from insurance claims for local officials to make substantial damage determina- may help screen for substantial dam- tions. The basis used by adjusters to estimate damage and age, but cannot be used as the basis the costs to repair are governed by the terms of the in- for final determinations. surancepolicy. The insurance estimate may not cover all .................................................................................................................................................................................................................................................................................................................................................................................... costs associated with repairing a structure to its pre-dam- age condition, which is the basis that communities must use. After floods, adjusters who handle NFIP claims are instructed to submit an Adjuster Preliminary Damage Assessment form to FENIA if a building appears to have been substantially damaged (FEND Form 81-109, in Appendix D). The form provides information about a damaged build- ing, including Probable Repair Cost, Building Replacement Cost Value, and Building Actual Cash Value. Local officials can use this information for screening purposes to help identify those buildings that should be examined more closely. Because Federal flood insurance does not cover all damage that local officials must consider when determining substantial damage, the reported Probable Repair Cost may underestimate the total cost to repair. In addition, the Building Replacement Cost Value and the Building Actual Cash Value may not be equivalent to market value.After floods, communities should contact the NFIP State Coordinating Agency or FEMA Regional Office to determine if this information is available. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 7-5 111117 U mmmm mmmm mm II1 3 T'A��N mm mm L. III II III IlE'. IIII II mm�II1-1 Il�mmmm III IIII� � � Il�mm'III III 11."C 0 VIlE'.IR Y 11.'.IIN VIIII III' II II III IlE II T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... If insurance claims data are available from property owners for buildings damaged by events other than flooding, the same limitations apply. While local officials may find such data useful for screening, claims data must not be used as a proxy for the costs of repair to make substantial damage determinations. III 7.4.2 UnadJusted Estihimates of Nnairiket Vallues Section 4.5.2 describes using adjusted assessment values that are developed by applying an adjust- ment factor to property assessment values provided by the local property assessment authority to yield a reasonable estimate of market value. In the post-disaster period, unadjusted assessed values may be used as estimates of building market value to quickly screen damaged buildings to help focus attention on those for which more detailed information has to be provided. 7 4IIII3 Rqpllaceirneint Cost Vallues as noon stihimates of Mairiket Vallues Replacement cost value (RCV) means the cost to replace a building on the same parcel with a new building that is intended for the same purpose and using comparable materials and quality (at the present day cost of materials and labor). The concept of RCV is used by the insurance industry and the construction industry. Definitions may vary from State to State. RCV can be estimated easily, even when a large number of damaged buildings must be assessed. Therefore, local officials may find it useful to use RCV to estimate market values in the post-di- saster period to screen all damaged buildings. The older and more deteriorated a structure is, the greater the potential for a difference be- tween RCV and market value. Thus, local officials who use RCV estimates for screening are advised to set a low threshold for the ratio of cost to repair to RCV, such as 30 percent. In that case,any building that the screening indicates has a ratio value of greater than 30 percent would be examined carefully to ensure that valid cost estimates and market values are used in the sub- stantial damage determinations. A number of commercial sources of construction cost information are available to support es- timating the replacement cost of a building, including industry-accepted guides available from companies such as RSMeans (http-://www.rsmeans.coin) and the Craftsman Book Company (h.ttp-://www.craftsyyi.a book.co .), among others. These sources allow computation of con- struction costs based on occupancy, square footage, quality, and regional cost variations. 7.5 IIIIIIIIIIIII n� n�o ir S u lb s tain n� n� ina n�1 )aimage Assess im e ii a 111)airnage nn ins Communities have choices about how to handle making substantial damage determinations when many buildings have been damaged by a significant event: 11111111111111 They can proactively inspect buildings soon after the event and use available information to estimate repair costs and market values; those data can then be used to develop substantial damage determinations in advance of owners submitting applications with more detail; or ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... E; E; E;7-6 II II, III E I IM C II 111171 C�N III mm IIN Imm mm Ii mm.mmmm II mm Imm Ilmm 'IE I I Il Immmm IR Y mmmm II IR 0 IIN II mmmm II mm ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 They can notify owners of the requirement to get permits and then wait for property owners to apply for permits and make substantial damage determinations at that time, following their normal permit review procedures. The first option offers a number of benefits that should make it easier to administer the SI/SD requirements. One benefit is to provide property owners with information about the require- ment to bring buildings into compliance before they get very far along with their plans to repair. Another benefit is that owners that have Federal flood insurance policies will more quickly re- ceive the community's substantial damage determination that they need in order to submit a claim for ICC coverage to their adjuster (Section 7.6). The second option may pose more of a challenge to the community because many people begin repairs without getting permits. In addition, by the time owners apply for permits, they may have hired design professionals to de- velop plans for repairs and improvements that do not take into consideration the requirement to bring SI/SD buildings into compliance. 7.5.1 FIEIMNs Sulbstain'tiall I)aiimage Estihiirnatair Software FEMA's SDE software offers a formalized approach to develop reasonable estimates of building values and rea- Communities may request assis- sonable estimates of the cost to repair or reconstruct tance with SDE: buildings. The SDE enables local officials to calculate a FEMA offers trainingworkshops reasonable and defensible estimate of whether a building p on SDE. has been substantially damaged. Local officials can use these results from the software to make substantial dam- 0 FEMA may deploy personnel to age determinations. help local officials use SDE after disasters TheSDE is described in the FEMA Substantial Damage Es- .................................................................................................................................................................................................................................................................................................................................................................................... timator (FEMA P-784 CD).1 This publication includes a User's Manual and a Field Workbook. Together they focus on using the SDE tool to perform field evaluations and post-event data collection, as well as pre-planning before an event. Originally developed for single-family homes and manufactured homes, the 2010 version of SDE now includes a component that will allow it to be used for common non-residential structures (e.g., office buildings, strip malls, restaurants, grocery stores, convenience stores, department stores, schools, etc.). However, SDE is not designed for estimating damage to unique buildings and buildings designated by State or Federal entities as "historic structures." The SDE also is an effective tool to use even if only one or a few buildings are damaged. The SDE Field Workbook includes worksheets that are useful even if the software is not used. SDE includes worksheets for single/multi-family buildings, manufactured homes, and certain non-residential buildings. While SDE can be used to evaluate damage by any cause (flood, tornado, earthquake, etc.), flooding is the most frequently-occurring natural hazard. Therefore, the software and compan- ion workbook focus primarily on developing inventories of flood-damaged structures. 1 Replaces and expands the 2001 version of the Residential Substantial Damage Estimator(FEMA 311)and the 2003 version of the RSDE Workbook(FEMA 311 WB). ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII IIII IIII' III:,,,:, II II IIIEIII;IIII°IIIEIII;II IIIEIII;II IIIEIII;' 7-7 111117 1(Z')U mmmm mmmm mm II1 3 TA��N mm L. II[ mm II III IlE'. IIII II mm�II1-1 Il�mmmm III IIII� � � Il�mm'III III 11."C 0 VIlE'.IR Y 11.'.IIN VIIII III' II II III IlE II T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... The SDE software allows the user to develop damage estimates by examining individual building elements. Users are able to estimate damage percentages for each described building element. Using these percentages, SDE produces an aggregate "percent damage" for the structure as a whole. SDE is customizable, allowing users to develop estimated repair costs and market values, or to input professional estimates or valuations. To develop estimates for repair costs and market value, SDE is intended to be used in conjunction with an industry-accepted, construction cost- estimating guide such as RSMeans° Residential Cost Data Book, RSMeans° CostWorks, and the Craftsman'National Building Cost Manual. The SDE is designed for use by local officials or oth- ers who have some experience and knowledge of residential and non-residential construction costs and practices. Building-specific attributes that affect the estimates that the software produces are inputted by the user. The required attributes include the quality of construction (low, budget, average, good, and excellent), foundation type, number of stories, square footage, superstructure type, exterior finish, roof covering, and presence of HVAC systems. Additional inputs are requested for non-residential buildings, including building use, presence of elevators, escalators, and fire suppression systems. Photographs of each inspected building can be uploaded and stored with the software and later retrieved for reports. Fields allow input of latitude and longitude coordinates acquired onsite using a handheld global positioning system (GPS) device. Figure 7-1 shows how the data can be displayed on geographically registered images such as digital aerial photography, Google Earth, and NASA's World Wind. Users can define their own reports or use one of the ten pre-determined report formats: 1. Community Report for all residential structures 2. Community Report for all non-residential structures 3. Community Report for residential structures that appear to be substantially damaged 4. Community Report for substantially damaged non-residential structures 5. Structure and Percent Damage Report for all residential structures 6. Structure and Percent Damage Report for all non-residential structures 7. Structure and Percent Damage Report for substantially damaged residential structures 8. Structure and Percent Damage Report for substantially damaged non-residential struc- tures 9. Summary Report for all residential structures 10. Summary Report for all non-residential structures ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;7-8 II II, III E IN III 111171 mm mm mm mm �� mm mm mm IIImm II mmmm IIII L. II II II Ilimm "1"' .mm IIII IImm IIH mm Ilmmmm II IIIIS A mm Ili.mm III III Ilmmmm Ilmmmm III Ilmmmm II IIII III II II III Ilmmmm II ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Figure 7 1. SDE data / displayed using mapping t I 7535 River Road software. �i III Percent Damaged:57.98 ® Date of Damage:8/29/2005 ® Date of Inspection:1/27/2006 Cause of Damage:Flood and Wind 1 iDh / rto rnm// f IIIIIIIII'° 'lllllfu iuuuuuuuuuuuuuuuuuuuuuuuuuuup, IIIIIIIIIIII��II� / r III III �� II I I^ IIII li I�^,Illr�u�� VVVVVVVVV VVVVVVVVVV IyI I iu uuuuuu V i�ui i 1/ /VAc Ijuuuuuuul VI v II rrrrrrrrrr l r y � IuP`III IIIIII I alma 1 77 /% ' r� IIIIII III II l�i s p n f 1 s a r loramm' w� I I P��%%�1 �,r��r�('�✓f'/�� ✓r.,-.,'�.�ri,'/"l pro/i r,f/q,+ia'anrr r�rat rl�(mrr/6�NG{�� ,;,," ulll,°� ,r�i ��,' j�d Directions: 11b Ihelre IFrorn IIhelre f;� /ll vl , u "�� r/" /�� /l ✓'�yra I to� fj ' 1� '//,y�, i d / 1 nr „f��0 The Community Reports noted above include the following information (Structure and Per- cent Damage Reports include only items 1, 2 and 6): 1. Community name and identification number 2. Owner first and last names, building address, community, State, and zip code 3. Basis for value of building (computed actual cash value from the SDE software, adjusted tax assessed value, or professional appraisal) 4. Basis for costs to repair (computed damage from the SDE software, contractor's estimate, or community estimate) 5. Type of structure (single-family, town or row house, manufactured home, or non-resi- dential) 6. Estimate of percent damaged (results of comparing the estimated cost to repair to the estimated building value) TI 11incireased Cost of Caiim�pllJiaiillce NFIP flood insurance policies on buildings include ICC coverage. This coverage was autho- rized by Congress to help pay the added costs of bringing buildings that are repetitively or ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 7-9 111117 1(Z')U mmmm mmmm mm II1 3 TA��N mm L. II[ mm II III IlE'. IIII II mm�II1-1 Il�mmmm III IIII� � � Il�mm'III III 11."C 0 VIlE'.IR Y 11.'.IIN VIIII III' II II III IlE II T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... substantially damaged by flooding into compliance with the community's flood lain management requirements An ICC claim can be made regard- the p g q less of whether a flood results in a for new construction. Presidential disaster declaration. ICC claims are paid after direct physical loss caused by In 2010, the ICC coverage could flooding and: provide up to $30,000 towards the 11111111111111 cost of bringing certain flood-dam- The building is determined by the community to be aged buildings into compliance. substantially damaged, or 11111111111111 If the community has adopted a "repetitive loss" or cumulative substantial improvement provision that requires compliance based on flood damage that occurs two times in a 10 year period ending on the second event, where the cost to repair the damage equals or exceeds 25 percent of the building's pre-damage market value on each occurrence (Section 5.7.3). ICC payments are made to help pay for the following miti- ation options that bring buildings into com In order for an ICC claim to be g gcompliance:pp paid: 11111111111111 Elevation (including freeboard if required by the community) 0 Local officials must make SD determinations and work with 11111111111111 Relocation owners to develop measures to 11111111111111 Demolition bring buildings into compliance. 11111111111111 Dry floodproofing (non-residential buildings only) Owners must file an ICC claim. Guidance on ICC is available in FEN LA, 301, Increased Cost Adjusters must verify key infor- of Compliance Coverage: Guidance for State and Local Officials. mation and process claims. This publication describes the coverage, conditions of eli- The community issues permits gibility, and the claims process. The roles of the insurance for the work. agent, claims adjuster, and policyholder are described. The community's role is described in detail, including the following: 11111111111111 Requiring compliance with all NFIP and local requirements. 11111111111111 Collecting information and making substantial damage determinations. 11111111111111 Informing property owners about the requirement to bring buildings into compliance and working with them to determine the appropriate options to achieve compliance. 11111111111111 Providing the property owner/policyholder a letter with the substantial damage deter- mination; the owner then provides a copy to the claims adjuster to process the ICC claim. 11111111111111 Issuing permits and inspecting construction. 11111111111111 Performing final inspections and issuing certificates of occupancy or letters that state the building has been brought into compliance and that no variance was granted; this evidence is required before policyholders can receive the final installment of their ICC claim payments. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 7-10 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°II II IIIEIII;II III 111171 mm mm mm mm �� mm mm mm IIImm II mmmm IIII L. II II II Ilimm mm.mm IIII IImm Ilmm Ilmmmm II IIIIS A mm Ili.mm III III Ilmmmm Ilmmmm III Ilmmmm II IIII III II II III Ilmmmm II ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIIIIIIIIII IIIIIIIIIII 1P0 SIIt IIIII II II IIII' IIIIIIIIIII11 IIIII lPeirini�ts and nm The occurrence of a disaster that affects a large number of buildings does not alter a commu- nity's responsibility to review permit applications, issue permits, inspect construction, and cite violations. All of those actions should be performed as usual (see FEMA 480, NFIP F000dplain Management Requirements:A Study Guide and Desk Reference for Local Officials). The only difference will be the volume of work and the number of owners who will need assistance. Chapter 5 of this Desk Reference describes community responsibilities for issuing permits and Chapter 4 offers guidance for estimating repair costs, improvement costs, and market values. It is important that each permit application be carefully examined. Some damage may not have been readily apparent when post-disaster assessments were performed, some owners may de- cide to undertake improvements at the same time as repairs, or some owners may postpone repairs for many months. Each of these may alter the determination. Every permit file should contain the documentation necessary to support the finding that the work does — or does not — constitute SI/SD. Even after a disaster, local officials should not assume that construction will proceed as spelled out in the permit application. Follow-up inspections are vital to ensure that applicants adhere to the permit requirements. Local officials should develop a plan to handle the increased num- ber of permits and inspections. IIIIIIIIIII VariIAiices 8 A��p��pealls and After events that cause major damage, owners often seek relief from requirements to comply with building code and floodplain management requirements. There are two mechanisms through which such relief may be processed: appeals and variances. Owners may appeal decisions, orders, and determinations made by local officials, including substantial damage determinations.Appeals are described in more detail in Section 5.6.6. Even in the post-disaster recovery period, appeals should be handled according to the community's established process. Owners may request variances. A variance is a grant of relief from the terms of a land use, zon- ing, building code, or other regulation. If granted, it allows construction in a manner that is otherwise prohibited. Variances are described in more detail in Section 5.6.7. The NFIP regulation at 44 CFR § 60.6 outlines procedures for granting variances; these pro- cedures must be followed even in the post-disaster recovery period (also see FEMA 480, NFIP F000dplain Management Requirements: A Study Guide and Desk Reference for Local Officials). If grant- ed, variances are to provide only the minimum relief necessary. A variance should be rare, and granted only after due consideration. Especially when damage was caused by flooding, it is difficult to conceive of situations where it can be justified to waive the requirement to elevate buildings that were determined to have been substantially damaged. Local officials are required to advise owners that, even if approved ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 7-11 111117 U mmmm mmmm mm II1 3 T'A��N mm mm L. III II III IlE'. IIII II mm�II1-1 Il�mmmm III IIII� � � Il�mm'III III 11."C 0 VIlE'.IR Y 11.'.IIN VIIII III' II II III IlE II T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... by a properly granted variance, buildings that have their lowest floors below the BFE may be rated for NFIP flood insurance using very high rates, resulting in costly premiums (see Section 6.6). T.9 1PO S t..........11 lisaster Wi��tlh 1?irqpeirty Owners Communications with property owners will take place throughout the post-disaster recovery phase. Local officials should recognize that substantial damage determinations may generate a number of questions from home and business owners, and should be prepared to respond to these questions. This section provides local officials with guidance for communicating substan- tial damage information, and describes the following: 11111111111111 Information about clean-up and repairs 11111111111111 Information about permits 11111111111111 Information about Increased Cost of Compliance coverage 11111111111111 Interactions during damage inspections 11111111111111 Providing substantial damage determination letters to owners T.R.1 About Gleaia up and Rqpaii�iirs The initial contacts with property owners are typically related to cleaning up, advising them that inspections must be conducted to determine the safety of buildings, reminding owners not to perform any work that requires a permit until permits are obtained, and advising them that substantial damage determinations must be made and that such determinations trigger the floodplain management requirement to bring buildings into compliance by elevating them (or by dry floodproofing, non-residential buildings only). Local officials can provide information to owners about the kinds of clean-up and repairs that may be performed prior to a substantial damage determination, including work necessary to temporarily stabilize a building so it is safe to enter, as well as trash removal and clean-up. Unless there are restrictions on entering areas that have sustained major damage, most owners and occupants start to clean up right away. There are many online sources of information to help with clean-up work, including htt : .fe a.g ov and htt : .re cr ss. -rg , among others. Copies of FEMA 234, Repairing Your Flooded Home may be available from local offices of the American Red Cross (ARC) or copies may be ordered from the FENIA publication ware- house (see Appendix B for ordering instructions). This booklet was developed in partnership with ARC and FENIA. FENIA has other materials related to recovering from, and coping with, flood damaged property, available online at http: .fe a. Gov h.az r 'loo copi.n .sht . 117.9.2 About Peiriiffliits It is extremely important to make sure that property owners are informed about their respon- sibilities to obtain permits for repairs following disasters. Lack of information about permit requirements can cause many problems in the post-disaster period. FENIA's SDE Field Workbook ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 7-12 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°°II II IIIEIII;II III 111171 mm mm mm mm �� mm mm mm IIImm II mmmm IIII L. II II II Ilimm mm.mm IIII IImm Ilmm Ilmmmm II IIIIS A mm Ili.mm III III Ilmmmm Ilmmmm III Ilmmmm II IIII III II II III Ilmmmm II ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... (Section 7.5.1) includes samples of a press release, a notice that can be posted in affected areas, and a handout that can be used to alert residents that inspections will be performed and per- mits may be required. Communities should consider developing and providing guidance to citizens and property own- ers on: 11111111111111 The importance of having damaged buildings inspected before repair work is started. 11111111111111 Activities that require a permit. 11111111111111 The floodplain management requirements that apply when buildings in the SFHA are substantially damaged. 11111111111111 Activities that do not require a permit (e.g., disposing of damaged contents and carpeting; cleaning floors, walls, and ductwork; or covering damaged roofs and windows). 11111111111111 The availability and benefits of ICC coverage that is part of NFIP flood insurance policies on buildings in mapped SFHAs (Section 7.6). FEIVIA has developed a brochure that explains ICC (FEMA F-663, Increased Cost of Compliance Brochure) (see Appendix B for ordering instructions). 11111111111111 The importance of hiring licensed contractors and cautions about fraudulent and unlicensed entities that may take advantage of victims in areas that have been hit by a significant event. 11111111111111 The importance of including damage-reduction measures to minimize future flood damage, even if such measures are not required by the community's floodplain management regulations. T.9.3 Albout reased Cost f Cam�plliance Cov&irage As described in Section 7.6,local officials should remind owners who have NFIP flood insurance policies that ICC coverage may help pay for the cost to bring buildings into compliance with local floodplain management requirements if it is determined that the building has been sub- stantially or repetitively damaged. The local official should also provide guidance to property owners on mitigation options to bring buildings into compliance. Local officials should obtain copies of FEMA F-663, Increased Cost of Compliance Brochure and distribute it to property owners as needed. 7 9 4 linteiractibins Wit1h ,the Pulbllic I u ir i in g I himage Assess im e ints After disasters and while conducting damage assessments, local officials may be faced with many questions from property owners and occupants. Communities are encouraged to set guide- lines for interactions between inspectors and owners so that inspectors can efficiently perform their work.Although some assessments may be performed without direct contact with property owners, detailed evaluations and use of FENU's SDE software tool typically require contact and coordination with owners. The inspector's job is to inspect damaged buildings and collect data. Local officials should en- courage inspectors to refrain from speculating or discussing the likely outcome of substantial ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 7-13 111117 1(Z')U mmmm mmmm mm II1 3 TA��N mm L. II[ mm II III IlE'. IIII II mm�II1-1 Il�mmmm III IIII S � � Il�mm'III III 11."C 0 VIlE'.IR Y 11.'.IIN VIIII III' II II III IlE II T' ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... damage determinations. Because the final determination must be made by the local official, dis- cussions in the field may contribute to misinformation and confusion. Before they are sent out to inspect damaged buildings, a meeting should be held with all inspec- tors to talk about the importance of consistent communication with owners and occupants. It is a good practice to set up a single point of contact to answer questions from owners, and inspec- tors should encourage people to call that contact. Not only does this improve the consistency of the information provided, but it will help inspectors get their j obs done more efficiently. Every inspector should carry an official letter that explains the purpose of the inspection and the requirement for owners to obtain permits for repair work. Inspectors should limit their in- teractions to collecting data. Some communities may direct inspectors to advise owners if they observe any ongoing work that should be suspended because a permit is required. If materials are available, inspectors can give owners a handout that explains the community's permit re- quirements and procedures. 7 9 5 Pirovidiing Sulbstaintiall 13aiimage 1 etteirsto Owners After inspections are completed and the data evaluated e determinations are made, own- Communities that have developed and substantial damage mitigation plans may hold meetings ers should be provided letters with the results. Appendix or distribute materials to explain E includes examples of three letters: mitigation options and FEMA's miti- Letter to notify propertyowners of a determination gation grant programs (Chapter 8). that work constitutes substantial improvement .................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 Letter to notify property owners of a determination that work constitutes repair of substantial damage 11111111111111 Letter to notify property owners of a determination that work does not constitute repair of substantial damage Understandably, people will have many questions about the determinations, including whether it can be appealed, what it means to bring a building into compliance, and how they can access the NFIP's ICC claim payment (if they have NFIP flood insurance).As noted above, designating a single point of contact or contacts to discuss these questions with owners will ensure consis- tency. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 7-14 IIII II, IIII' IIIEIII; II II IIIEIII;IIII°II II IIIEIII;II III 8 V 11111 ti ion Prols gal ecl 8.1 Overview This chapter provides brief descriptions of common types of flood mitigation projects that are eligible for funding by FEMA's five mitigation grant programs. Brief summaries of those programs are included. Because program priorities and policies change from time to time, com- munities that are interested in these programs should obtain current information from their State Hazard Mitigation Offices (see Appendix A). Many buildings that are damaged by flooding were built before communities adopted floodplain management regulations and Flood Insurance Rate Maps. Many of these pre-FIRM buildings have experienced repetitive flooding and some are vulnerable to significant floods and are likely to sustain substantial damage at some time. Communities may seek mitigation grants to address both problems. Some of FEMA's grant programs are funded annually and can be used to support projects in the "pre-event" period: Pre-Disaster Mitigation (PDM); Flood Mitigation Assistance (FMA); Repetitive Flood Claims (RFC); and Severe Repetitive Loss (SRL). One program, the Hazard Mitigation Grant Program (HMGP), is mailable only after major disasters are declared by the President. Many post-disaster mitigation projects include buildings that have sustained substan- tial damage. Projects that acquire properties, remove flood-prone buildings, and deed-restrict the land to open space, obviate the need for owners to bring buildings into compliance. Proj- ects involving other measures that directly affect a building, such as elevation-in-place or dry floodproofing (non-residential buildings only in A zones), must be conducted in compliance with the community's floodplain management regulations and codes. HMGP and PDM are funded by general Treasury funds. FMA, RFC, and SRL are authorized un- der the NFIP and are funded by income collected by the NFIP. The NFIP-funded programs are focused primarily on mitigating flood losses sustained by NFIP-insured buildings, specifically those that have received multiple flood insurance claims, called repetitive loss properties. 8.2 M itigation Planning In accordance with 44 CFR Part 201, State and local governments and Indian Tribal govern- ments must have hazard mitigation plans as a condition for receiving hazard mitigation grants. The most common types of projects used to mitigate flood losses are described in Section 8.3 and FEMA's mitigation grant programs are briefly described in Section 8.4. Mitigation planning refers to a process that leads a planning committee through a framework of steps to develop a mitigation plan. The primary objective of the planning process is to facilitate development of strategies that will reduce damage, protect people and property, and improve resistance to natural hazards. The process involves four basic steps: SI/SD DESK REFERENCE 8-1 8 ��MIII mm mm 1mm IIII0 II II1)IR 0.1 Il1__ mm mm ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 1. Organize resources 2. Identify hazards and assess risks 3. Develop a mitigation plan 4. Implement the plan and monitor progress While eligible applicants for FEMA grant programs must have FEMA-approved mitigation plans, the benefits of mitigation planning go beyond simply qualifying for those funds. States, com- munities, higher education institutions, and other entities that undertake mitigation planning also consider the value of actions that improve disaster resistance by modifying programs and policies, such as adoption of more restrictive development standards, and initiating efforts to inform citizens about risks and steps they can take to reduce damage. FEMA's guidance documents related to mitigation planning are online at http: www.le a. vplan/ itplannin index.shtni. 8,,,,,3 ry e s o f IF 11 o o d INA�i tiga tibin lRiroi'ec ts This section provides brief descriptions of the most common types of mitigation projects that are implemented to reduce exposure to flooding. In practice, a single project may involve using one or more of these project types. 8.3,.1 ldeiatifyihng 19lood Mitiigatian lRrojects While mitigation planning is the first step, each property needs to be evaluated individually to determine which method is appropriate. Communities that engage in flood mitigation projects have many factors to evaluate before identifying the most effective type or types of activities that will both solve their problems and also meet other community objectives. Only communities can make those decisions, although many States help communities evaluate the many factors to consider. FEMA offers several tools to facilitate decision-making: 11111111111111 National Flood Mitigation Data Collection Tool (FEMA 497). This tool was developed for nationwide use to gather information about flood-prone structures in order to determine potentially appropriate long-term mitigation measures.The goal is a standardized,systematic approach to collecting and interpreting property data and mitigation project development. While the focus of the tool is data collection for repetitive loss properties, it can be used to gather information related to flood risk, building construction, and building value for any structure. 11111111111111 Reducing Damage from Localized Flooding. A Guide for Communities (FEMA 511). This non- technical guide is intended to help local officials and others understand what can be done to reduce localized flood damage. It focuses on a community's capability to minimize its existing localized flood problems and avoid future problems. It outlines the types of actions that can be taken, explains why they are important and what their potential benefits are,and points the reader to other sources. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;8-2 II II, II E IIN C II III mm mm II IIII mm'IIII 'IIII III II1 III 1 Ilmmmm mm'%S 8 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111111 Selecting Appropriate Mitigation Measures for Floodprone provides FEMA 511 and FEMA 551 describe Structures (FEMA 551). This manual p measures that reduce flood damage. guidance for interpreting data collected with the Some of those measures may not National Flood Mitigation Data Collection Tool and other result in full compliance and cannot sources, in order to develop detailed proposals for be used to satisfy the requirement to flood mitigation projects. The manual assumes that bring substantially-damaged build- areas that are considered high priority for mitigation ings into compliance. Some of the have been identified and the community evaluating is evaluati measures described may not be eli- which types of mitigation measures will address specific gible for FEMA grant funding. proems. It identifies technical issues associate with .................................................................................................................................................................................................................................................................................................................................................................................... mitigation measures and includes references to other documents that provide more detailed guidance. 8.3.2 lRiirq�peiirty FEMA and the States have encouraged communities to acquire and remove flood-prone build- ings since the early 1990s. A property acquisition project involves the purchase of properties that have sustained flood damage or that may be subject to severe or repetitive flooding. Eligi- ble acquisition projects are those where the property owner voluntarily participates. Buildings are either demolished or physically removed. Local and/or State governments agree to deed restrict the property so that it remains in open space in perpetuity to fulfill natural and benefi- cial floodplain functions. Acquisition projects can be planned to meet compatible objectives, including passive recreation, environmental education, or wetlands mitigation. 8.3.3 1 hildi�1119 Ellevation An elevation project involves detaching a building from its foundation and placing it on an NFIP- and code-compliant, taller foundation. The structure must be elevated as required by local regulations to be at or above the BFE or the post-disaster advisory BFE, if applicable. Although the costs and elevation methods vary, buildings with all types of foundations have been elevated, including those on crawlspaces, piers, or pilings. The cost to elevate a structure can vary greatly, depending on the elevation method used, condition of the structure, and the height above grade and other construction requirements. Elevation methods that require sig- nificant demolition or the construction of new living space may not be eligible for Federal grant funds. Communities interested in property elevation should consult their State Hazard Mitiga- tion Office and FEMA's program guidance. Communities consider elevation instead of acquisition projects for many reasons: for buildings that are structurally sound; to avoid disconnected, publicly-owned lots; for buildings in areas with extensive floodplains where alternative sites are not available; and for buildings in highly attractive areas.While elevation-in-place projects reduce flood damage, other flood-related risks and needs continue. Communities will still have to provide warnings, residents will still have to be evacuated, emergency shelters will have to be opened, and lives will be disrupted. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 8-3 S MIT IGATION PROJECTS 8,,,,3 4 R e l o c at i o n If flood-prone buildings are structurally sound, and if acceptable receiving sites are close by, a relocation project may be viable. Physically relocating buildings to sites outside of the SFHA reduces the risk of future flood damage and the vacated land can be retained in open space. Re- locating abuilding is similar to elevation-in-place because the building must be detached from its foundation and placed on a new foundation. The difference is the process and equipment required to move a building over the distance and terrain to the receiving site. 8.3.5 Floodproofing for Non-Residential Structures or Historic Structures Dry floodproofing involves sealing non-residential struc- tures to be watertight so that floodwaters do not enter the Compliance with the NFIP require- building during base flood conditions. Modifications may ments cannot be achieved by using include structural strengthening of walls, special doors Wet floodproofing measures in which floodwater is allowed to enter a and closures for other openings,application of waterproof building. An owner may elect to im- membranes, measures to handle seepage, and other mea- plement these measures unless a sures. A structural evaluation is necessary to determine determination finds the work would whether a structure can withstand anticipated flood loads, constitute substantial improvement. especially hydrostatic pressure and buoyancy. Currently, only non-residential structures and residences that are listed as historic structures may be dry floodproofed. 8,,3,,B Other Types of Projects Other types of projects may reduce flood damage, but are not direct solutions for individual buildings that are substantially improved, unless the SFHA is revised: ■ Stormwater management. Stormwater management or drainage improvements can reduce the frequency and severity of flooding, but a property owner cannot propose such improvements in place of bringing a substantially damaged building into compliance. The exception is if a drainage project results in a revision of the SFHA in which the building is located,which may mean the building is no longer in the SFHA. ■ Minor localized flood reduction projects. For larger buildings or groups of buildings, one option may be to install or modify culverts, floodgates, or minor floodwall systems that protect an individual structure. Engineering analyses are necessary to determine if these measures are feasible and to determine their impacts on flood elevations. Only if a project qualifies for a map revision that removes areas from the SFHA would buildings no longer be subject to the SI/SD requirements. To be eligible under FEMA's FMA, SRL, and RFC grants, the mitigation activity must protect structures that are insured by the NFIP. 8.A IF 1 F IMA'S Mitigation Grant Programs FEMA administers five mitigation grant programs. Fact sheets for the programs are mailable online at http://www.fema.gov/media/fact_sheets/mitigatiori.shtm. A chart that compares 8-4 SI/SD DESK REFERENCE III mm mm II IIII mm'IIII 'IIII III II1 III 1 Ilmmmm mm'%S 8 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... the programs (authorities, purpose, priorities, available funds, applicant and subapplicant eligibility, eligible project types, cost-share requirements, eligible management costs, planning requirements, application and review procedures, and deadlines) and links to descriptions of each program are found at h.ttp-.//www.�fe i.a. ov overn. en.t g ran.t i.r-ri.a g ran.t.............resources. Shan, which also lists other resources to support mitigation planning and mitigation projects. 8,,A,,,1 Ellements CarmirGrant lRrogir All of FEMA's grant programs have certain required elements in common: 11111111111111 Application submission. State emergency management agencies or similar offices of the States may apply directly to FEMA. Local governments and other applicants must submit applications through the State as subapplicants. Depending on the grant program, applications may be ranked by the State, FEMA, or a national evaluation panel. 11111111111111 Mitigation plan requirements. All States must have a FEMA-approved hazard mitigation plan. Except Each year, FEMA issues guidance for the RFC governments program, l ram ro , l and Indian for each grant program.Some priori- ties and limitations may change from Tribal governments also must have FEMA-approved year to year. Communities that are hazard mitigation plans. interested in these programs should 11111111111111 Feasibility and �and effectiveness requirement. ectsmust contact their State Hazard Mitigation be both technically feasible and effective at mitigating Officers (Appendix A). .................................................................................................................................................................................................................................................................................................................................................................................... the flood hazard. Engineering analyses and project plans and specifications may be required to demonstrate feasibility and effectiveness. 11111111111111 Cost-effectiveness requirement. Hazard mitigation assistance grants only fund cost-effective mitigation projects. A benefit-cost analysis is a well-established method for quantitatively comparing benefits and costs of projects. 11111111111111 Environmental and historic preservation.Applicants must answer a series of environmental and historic preservation review questions. All projects must meet the requirements of applicable Federal, State, Indian Tribal, and local laws, implementing regulations, and Executive Orders. 11111111111111 Flood insurance requirement. For structures that will remain in the SFHA after a mitigation project is implemented, flood insurance policies must be maintained after the project is completed. 11111111111111 Non-Federal match. Recipients must provide the non-Federal share of the costs and cover all costs that are determined to be ineligible for funding by the grants. Many communities require property owners to cover these costs and some States may provide matching funds. 8,,A,,2 Pire Dlisasteiir Mitiigatian Pirograim The PDM program is a nationally competitive program that provides funds to States, local governments, and Indian Tribal governments for implementation of cost-effective hazard miti- gation activities that complement a comprehensive mitigation program. The program provides applicants with an opportunity to raise risk awareness and reduce disaster losses through use of ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 8-5 8 ��MIII mm mm 1mm IIII0 II II1)IR 0.1 Il1__ mm mm ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... grant funds to develop all-hazard mitigation plans and flood mitigation plans and to implement mitigation projects. Each year's funding level is determined by Congress.A limit is placed on the maximum amount that a single project can receive and recipients must provide a cost-share of at least 25 percent of a project's eligible costs. In addition to supporting development of mitigation plans, PDM funds can be used for flood mitigation projects, including: 11111111111111 Elevation of existing public or private structures to at least the BFE or higher, if required by FEMA or if required by State or local regulations 11111111111111 Voluntary acquisition and demolition or relocation of structures and real property for conversion to open space in perpetuity 11111111111111 Relocation of public and private structures outside of the SFHA 11111111111111 Dry floodproofing non-residential buildings and certain residences that are listed as historic structures 11111111111111 Stormwater management projects to reduce or eliminate long-term risk from flood hazards 11111111111111 Localized flood reduction projects 11111111111111 Protective measures for utility infrastructure to reduce or eliminate flood damage 8.4.3 Hazard Nfiitigatian Grant Pirogiraim HMGP funds are available following a Presidential disaster declaration. Eligible applicants include States, local governments, Indian Tribal governments, and some private non-profit or- ganizations. Communities may apply for HMGP assistance on behalf of affected individuals and businesses, and all funds must be used to reduce or eliminate losses from future disasters. FEMA allows a portion of the funds to be used to support development of mitigation plans. At a mini- mum, recipients must provide a cost-share of at least 25 percent of a proj ect's eligible costs. HMGP provides each State that receives a major disaster declaration an amount of funding that is determined on a formula that is based on a percentage of funds spent by FEMA under the Public Assistance and Individual Assistance programs. Under the formula, States with ap- proved Standard State Mitigation Plans receive 15 percent for the first $2 billion of estimated aggregate amounts of disaster assistance, 10 percent for disaster assistance amounts between $2 billion and $10 billion, and 7.5 percent for amounts between $10 billion and $35.333 billion. States with approved Enhanced State Mitigation Plans receive 20 percent for the first$2 billion of estimated aggregate amounts of disaster assistance and the same percentages when assistance amounts exceed $2 billion. HMGP funds can be used for eligible activities that reduce damage from any natural hazard. Ex- amples of flood mitigation projects that have been funded include: 11111111111111 Elevation of existing public or private structures to at least the BFE or higher, if required by FEMA or if required by State or local regulations ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;8-6 II II, II E IIN C II III mm mm II IIII mm'IIII 'IIII( III II1 III J Il1mmmm mm'%S 8 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIIIIIIIIIIIII Voluntary acquisition and demolition or relocation of structures and real property for conversion to open space in perpetuity IIIIIIIIIIIIII Relocation of public and private structures outside of the SFHA IIIIIIIIIIIIII Dry floodproofing non-residential buildings and certain residences that are listed as historic structures IIIIIIIIIIIIII Stormwater management projects to reduce or eliminate longterm risk from flood hazards IIIIIIIIIIIIII Localized flood reduction projects IIIIIIIIIIIIII Protective measures for utility infrastructure to reduce or eliminate flood damage Eligible subgrantees submit grant applications to the State, which sets mitigation priorities, performs technical reviews, and offers technical assistance. FEMA conducts the final eligibility review to ensure that all projects are compliant with Federal regulations, including the Federal law that requires States and communities to have FEMA-approved mitigation plans in place pri- or to receipt of HMGP project funds. 8 4 4 19100d Nffiitigatian IRiirograiim The FMA program provides funding to States and communities for measures that reduce or eliminate the long-term risk of flood damage to buildings, manufactured homes, and other structures that are insured by the NFIP. Each State's allocation is based on its percentage of NFIP policies. Subapplicants must be participating in the NFIP (not suspended or withdrawn). The program provides grants for mitigation planning and projects with the goal of reducing in- surance claims, especially repetitive claims. All applicants must have a FEMA-approved hazard mitigation plan. At a minimum, recipients must provide a cost-share of at least 25 percent of a project's eligible costs. The non-Federal cost share may be reduced to 10 percent if the State has a FEMA-approved mitigation plan that also addresses how the State has and will continue to reduce the number of severe repetitive loss properties. Examples of eligible projects include: IIIIIIIIIIIIII Elevation of existing public or private structures to at least the BFE or higher, if required by FEMA or if required by State or local regulations IIIIIIIIIIIIII Voluntary acquisition and demolition or relocation of structures and real property for the purpose of creating open space IIIIIIIIIIIIII Relocation of structures outside of the SFHA IIIIIIIIIIIIII Dry floodproofing of existing non-residential structures and certain residences that are listed as historic structures IIIIIIIIIIIIII Minor localized flood reduction projects where 50 percent of the structures that directly benefit from the mitigation activity are insured by the NFIP 8.4.5 The RFC program is designed to reduce or eliminate the long-term risk of flood damage to structures that are insured by the NFIP and have received one or more NFIP flood insurance ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' 8-7 8 ��MIII mm mm 1mm IIII0 II II1)IR 0.1 Il1__ mm mm ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... claim payments. RFC funds may only be used in a State or community that is participating in the NFIP and that cannot meet the requirements of the FMA due to lack of cost share or lack of capacity to manage grants. RFC grants are awarded to applicants on a nationwide basis without reference to State allocations, quotas, or other formula-based allocations.All grants are eligible for up to 100 percent Federal assistance. Eligible mitigation activities include: 11111111111111 Elevation of existing public or private structures to at least the BFE or higher, if required by FEMA or if required by State or local regulations 11111111111111 Voluntary acquisition and demolition or relocation of structures and real property for the purpose of creating open space 11111111111111 Relocation of structures outside of the SFHA 11111111111111 Dry floodproofing of existing non-residential structures and certain residences that are listed as historic structures 11111111111111 Minor localized flood reduction projects where 50 percent of the structures that directly benefit from the mitigation activity are insured by the NFIP Awards are prioritized to fund projects that create the greatest amount of savings to the NFIP based on benefit-cost analyses. A FEMA approved State/Tribal standard or enhanced hazard mitigation plan is required for eligibility. A local mitigation plan is not required. 8.4.6 Rqpetitive I IIIIIIIIoss Pirograim The SRL program provides funds to assist States, Indian Tribal governments, and local govern- ments that participate in the NFIP to implement projects that reduce or eliminate long-term flood risks to certain properties, thus reducing claims paid by the NFIP. To be eligible, a prop- erty must qualify under the statutory definition that requires that it: 11111111111111 Be a residential property currently insured by the NFIP, and 11111111111111 Have incurred flood losses that resulted in either (1) four or more flood insurance claim payments that each exceeded$5,000 with at least two of the payments occurring within a 10- year period, or (2) two or more flood insurance claims payments that cumulatively exceeded the value of the property The SRL requires a specific consultation process that includes property owner notification and information gathering. Applicants are required to follow the specific process to make mitiga- tion offers. SRL property owners who decline a formal offer under the SRL program will be subject to an increase in their insurance premiums. SRL funds are allocated annually to States, Territories, and Indian Tribal governments based on the number of severe repetitive loss properties in their respective jurisdictions, with cer- tain "target states" receiving 90 percent of available funds. "Non-target states" compete for the remaining 10 percent of available funds. Grants may provide up to 75 percent of a proj ect's ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I; I; I;8-8 II III II E IIN C II MITIGATION PROJECTS S .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... eligible costs. The non-Federal cost share maybe adjusted to 10 percent if the State has a FEMA approved mitigation plan that also addresses how the State has and will continue to reduce the number of severe repetitive loss properties. Eligible SRL activities include: ■ Voluntary acquisition and demolition or relocation of structures and real property for the purpose of creating open space. ■ Relocation of structures outside of the SFHA. ■ Elevation of existing public or private structures to at least the BFE or higher, if required by FEMA or if required by State or local regulations. ■ Floodproofing measures only for residences that are listed as historic structures. ■ Minor localized flood reduction projects where 50 percent of the structures that directly benefit from the mitigation activity are insured by the NFIP. ■ Mitigation reconstruction, which involves the demolition and rebuilding of structures. It is allowed only when traditional elevation methods are not feasible. Grant-eligible costs are limited. Applicants should check with their State Hazard Mitigation Office for current guidance. 8.5 Add i[tibinall llin foirinatian FEMA's mitigation assistance programs provide the opportunity to help communities and prop- erty owners address substantially damaged structures. While the programs differ based on their statutory requirements, they share a common goal of reducing loss of life and property due to natural hazards, including flooding. To learn more, visit FEMA's websites referenced above or contact the appropriate State Hazard Mitigation Officer (Appendix A). SI/SD DESK REFERENCE 8-9 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIIIIIIII IIIIIIIII VA I g off""" IIIIIIIIIIIIIIIIIIIII ces,e o ia S,I a'['me Coo 7d ia[ Ig Age ic IIIIIIIII IIIIIIIII IIIIIIIII es, aid IIIIIIIII IIIIIIIII ""' ll""I aza 11111 allill "M IIIIIIIII 0 11111 fm ces IFIEIIVIA G'ffices The addresses and telephone numbers of FEMA Headquarters and the 10 FEMA Regional Of- fices are listed below. Staff members of the Regional Office for your area can give you more information about retrofitting, hazard mitigation, and the National Flood Insurance Program. AK fA,, Seattle -� Boston m a, � r r r r s Chicago p. m. New York �Y r `, r PR d a Oakland X Kansas�City Philadelphia Washington,DC 1 r - 7 / �� f Denton Atlanta 9 ti , GUAM 3 � r i I, G ,,,,,,,,,,,,, IIII ;;;;;; Nil 1 500 C Street, SW. 99 High Street, Sixth Floor Washington, DC 20472 Boston, MA 02110 (202) 646-2500, (800) 621-FEMA (3362) (617) 956-7506 TTY: (800) 462-7585 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' A 1 AIII.Il mmmm11 III mm II1 I[1._ 1 1 Il1.- II II � _':..mm Il�mm III II mm��II mm Il�mmmm II Il�mmmm,� �� Il�mmmm III J IlRII III mm�mm, mm�� II 1�.�1_._ [mmmmS ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 26 Federal Plaza, Suite 1337 9221 Ward Parkway, Suite 300 New York, NY 10278-0002 Kansas City, MO 64114-3372 (212) 680-3600 (816) 283-7063 „ ............. ( ( Y WV REGION V111111� ............, My �IM III ry , 9 wy 615 Chestnut Street Denver Federal Center, Building 710 One Independence Mall, Sixth Floor P.O. Box 25267 Philadelphia, PA 19106-4404 Denver, CO 80255-0267 (215) 931-5608 (303) 235-4800 3003 Chamblee Tucker Road Guam, Cornimainwealth of the NorthernMariana Atlanta, GA 30341 Islands, Republic oftheIlr ( (( Islands, (770) 220-5200 Federated t t f Micronesia 1111 Broadway, Suite 1200 Oakland, CA 94607-4052 536 South Clark Street, Sixth Floor 7-7100 Chica o IL 60605-15 1 (510) 6 2 g 2 (312) 408-5500 3INIM �� Federal Regional Center ' „ y y 130 228"' Street, SW. Federal Regional Center Bothell WA 98021-8627 800 North Loop 288 ' (425) 487-4600 Denton, TX 76209-3698 (940) 898-5399 On October 1, 2009, as part of FEMA's Digital Vision initiative, FEMA discontinued general dis- tribution of paper mapping products,including Flood Insurance Rate Maps (FIRMS) and Flood Insurance Study (FIS) reports. Electronic copies of FIRMS and FIS reports are available from the FEMA Map Service Center online at http: sc.fe a. ov. For additional information, call the FEMA Map Service Center toll-free at 1-877-336-2627 or contact them by mail at the follow- ing address: FEMA Map Service Center PO Box 1038 Jessup, MD 20794-1038 14 IF 11 1P S ta te Coardiina ti�ilg Agendies Department of Economic and Community Alaska Department of Community and Affairs Economic Development Office of Water Resources 550 West 7th Avenue, Suite 1770 401 Adams Avenue, Suite 434 Anchorage,AK 99501-3510 P.O. Box 5690 Phone: (907) 269-4500 Montgomery,AL 36103-5690 h.ttp: .co . .erce.state.ak. ..s Phone: (334) 353-0853, (877) 252-9283 Fax: (334) 242-0776 http: .a eca.alaba ia.gov/wate�t-/ ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A 2 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°°II II IIIE;;;;IIN C II F'['mm'mm III' ['mm''mm , IIII IP IA NA-1-III S I -F IE [-I A I1' [' IIII mm mm mm ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... AIRIZOINA .' ;;;;; I.......UIMINIA Arizona Department of Water Resources Department of the Environment 3550 North Central Avenue Watershed Protection Division Phoenix,AZ 85012-2105 51 N Street, NE., Room 5021 Phone: (602) 771-8657 Washington, DC 20002 Fax: (602) 771-8691 Phone: (202) 535-2248 h.tt : .a at.er. ov Fax: (202) 535-1364 ARKANSAS http-.//app.doh.dc.gov/services/ administration........... inistration........... offices environ ental/wa Arkansas Natural Resources Commission to rsh e atersh e ,,,,,,,,,,,,,division.shtm. 101 East Capitol, Suite 350 Little Rock,AR 72201-3823 IF1,,,,,, Phone: (501) 682-3969 Division of Emergency Management Fax: (501) 682-3991 2555 Shumard Oak Boulevard h.ttp: .an.rc.arka ..s s® ov Tallahassee, Florida 32399-2100 GAIIHI:,�� 0IRINIIA Phone: (850) 413-9816 http: w.flori a isast,er.or California Department of Water Resources 2825 Watt Avenue, Suite 100 ,,,,,, Sacramento, CA 95821 Department of Natural Resources Phone: (916) 574-1475 7 Martin Luther King,Jr., Drive, Suite 440 Fax: (916) 574-1478 Atlanta, GA 30334 http: . ater.ca. ov Phone: (404) 656-6382 I,,, ,, Fax: (404) 656-6383 C01,,,, h ttp.' �� a . . r Colorado Water Conservation Board 1313 Sherman Street, Room 721 GUAIM Denver, CO 80203 Guam Department of Public Works Phone: (303) 866-3441 Post Office Box 2877 Fax: (303) 866-4474 Agana, Guam 96910 http: c cb.state.c .us Phone: (671) 646-3131 Fax: (671) 649-6178 h ttp://www.dp . u a . �v Department of Environmental Protection 79 Elm Street I III Hartford, CT 06106 Hawaii Department of Land and Natural Phone: (860) 424-3537 Resources Fax: (860) 424-4075 1151 Punchbowl Street h.ttp: .ctro ov .ep P.O. Box 373 Honolulu, HI 96809 Phone: (808) 587-0267 Department of Natural Resources and Fax: (808) 587-0283 Environmental ontro h ttp: h a a . ov ° 89 Kings Highway Dover, DE 19901 Phone: (302) 739-9921 Fax: (302) 739-6724 li.ttp: . n.�rec.d.el.aware.gov/ ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' A 3 AIII.Il mmmm II III mm II1 I[1.- 1 1 Il1.- II II � 1� -':..mm Il�mm III II mm��II mm Il�mmmm II Il�mmmm,� �� Il�mmmm III J IlRII III mm�mm, mm�� II 1�.�1-.- [mmmmS ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Department of Water Resources Louisiana Department of Transportation 322 East Front Street and Development Boise, ID 83720 Office of Public Works Phone: (208) 287-4928 Floodplain Management Section Fax: (208) 287-6700 1201 Capitol Access Road htt : .i r.i. h- .g ov P.O. Box 94245, Capitol Station Baton Rouge, LA 70804-9245 I.......I....... Phone: (225) 274-4354 Illinois Department of Natural Resources Fax: (225) 274-4351 Office of Water Resources http: of .state.Ia®us One Natural Resources Way MAINE Springfield, IL 62702-1271 Phone: (217) 782-4428 State Planning Office Fax: (217) 785-5014 184 State Street (street) http: nr.state.i.l..t s 38 State House Station (mailing) IIIVIIIIAIMA Augusta, ME 04333-0038 Phone: (207) 287-8063 Indiana Department of Natural Resources Fax: (207) 287-6489 402 W. Washington Street, Room W264 h.ttp: .state. .e.us spo Indianapolis, IN 46204-2748 IMA11YI AN!" Phone: (317) 234-1107 Fax: (317) 233-4579 Department of the Environment h.ttp: .state. .n.®us n.r 1800 Washington Boulevard, Suite 430 Baltimore, MD 21230 Phone: (410) 537-3775 Iowa Department of Natural Resources Fax: (410) 537-3751 Wallace State Office Building h.ttp: . .e.state. ..us Des Moines, IA 50319 Phone: (515) 281-8942 1,,, ,,, Fax: (515) 281-8895 Department of Conservation and Recreation 1-.ttp: .i. a n.r.coni Flood Hazard Management 251 Causeway Street, Suite 700 Boston, MA 02114 Department of Agriculture Phone: (617) 626-1406 109 SW 9th Street, 2nd Floor Fax: (617) 626-1349 Topeka, KS 66612-1283 h.ttp: . .ass.g o cr Phone: (785) 296-5440 Fax: (785) 296-4835 IMIG11""11111GAIN h.ttp: .ks a. ov Department of Environmental Quality 525 West Allegan Street P.O. Box 30473 Division of Water Lansing, MI 48909-7958 14 Reilly Road Phone: (517) 373-7917 Frankfort, KY 40601 Fax: (517) 373-9965 Phone: (502) 564-3410 http: . ichi an. o e Fax: (502) 564-9003 h.tt : . ate .k .g ov ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A 4 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°II II IIIE;;;;IIN C 11E F'['mm'mm III' ['mm''mm , IIII IP IA NA-1-III S I -F IE [-I A I1' [' IIII mm mm mm ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Department of Natural Resources Division of Water Resources 500 LaFayette Road, Box 32 901 South Stewart Street, Suite 2002 St. Paul, MN 55515-4032 Carson City, NV 89701 Phone: (651) 259-5713 Phone: (775) 684-2884 Fax: (651) 296-0445 Fax: (775) 684-2811 htt p: n .state.mn.us/ littP: ater.nv.g ov 1 Emergency Management Agency Office of Energy and Planning Office of Mitigation 4 Chenell Drive, 2nd Floor 1 Mema Drive Concord, NH 03301 P.O. Box 5644 Phone: (603) 271-1762 Pearl, MS 39208 Fax: (603) 271-2615 Phone: (601) 933-6884 .ttp: . ..h..gov/oep/ Fax: (601) 933-6805 htt : se a.or Department of Environmental Protection 401 East State Street State Emergency Management Agency P.O. Box 419 2302 Militia Drive Trenton, NJ 08625 P.O. Box 116 Phone: (609) 984-0859 Jefferson City, MO 65102 Fax: (609) 984-1908 Phone: (573) 526-9141 h.ttp: .state.n.. s lep Fax: (573) 526-9198 INIEW XIC0 http: se a. s. o. ov °°� Department of Homeland Security and IIAGIN MINA Emergency Management Montana Department of Natural Resources 13 Bataan Boulevard and Conservation P.O. Box 1628 Floodplain Management Program Santa Fe, NM 87504-1628 1424 9th Avenue Phone: (505) 476-9617 Helena, MT 59620-1601 Fax: (505) 471-9695 Phone: (406) 444-6654 h.tt .n.. .h.sem.org/ Fax: (406) 444-0533 htt : nrc. t. orate,� ,,,,, r.............o o �a�n. efa��t a Department of Environmental Conservation 625 Broadway Albany, NY 12233-3507 Department of Natural Resources Phone: (518) 402-8146 301 Centennial Mall South Fax: (518) 402-9029 Lincoln, NE 68509-4876 .ttp: . ec.ny.go Phone: (402) 471-3932 Fax: (402) 471-2900 http: . nr.ne.g ov ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' A 5 AIII.Il mmmm II III mm II1 [I.- 1 1 Il1.- II II � 1� mm,:..mm Il�mm III II mm��II mm Il�mmmm II Il�mmmm,� �� Il�mmmm III J IlRII III mm�mm, mm�� II 1�.�1-.- [mmmmS ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... iiqui„,,, I,,,,,,, Department of Crime Control and Department of Community and Public Safety Economic Development Division of Emergency Management Commonwealth Keystone Building 1812 Tillery Place, Suite 105 400 North Street, 4" Floor Raleigh, NC 27604-1356 Harrisburg, PA 17120-0225 Phone: (919) 715-5711 Phone: (717) 720-7396 Fax: (919) 715-0408 Fax: (717) 783-1402 http: w.nce ..or htt : v.n .c State Water Commission Planning Board 900 East Boulevard Avenue Centro Gubernamental Roberto Bismark, ND 58505-0850 Sanchez Vilella Phone: (701) 328-4898 P.O. Box 41119, Minillas Station Fax: (701) 328-3747 Santurce, PR 00940-90985 http: .s c.state.n .'LIS Phone: (787) 727-4444 0114110 Fax: (787) 268-6858 htt : � . iern - .pr Department of Natural Resources 2045 Morse Road, Building B-2 Columbus, OH 43229 Emergency Management Agency Phone: (614) 265-6752 645 New London Avenue Fax: (614) 265-6767 Cranston, RI 02920 http: .nr.state.oh.us/ Phone: (401) 462-7048 Fax: (401) 944-1891 h.ttp: .riea.ri.g ov Water Resources Board 3800 North Classen sou ri"" Oklahoma City, OK 73118 Department of Natural Resources Phone: (918) 581-2924 1000 Assembly Street, Suite 345C Fax: (405) 530-8900 P.O. Box 167 1-.ttp: . rb.o ov Columbia, SC 29201 Phone: (803) 734-9120 Fax: (803) 734-9106 Department of Land Conservation littp: .dnr.sc.g ov Development 635 Capitol Street, NE, Suite 150 Salem, OR 97301-2540 Office of Emergency Management Phone: (503) 373-0050 118 West Capitol Avenue Fax: (503) 375-5518 Pierre, SD 57501 htt : .lc: .state. r.us Phone: (605) 883-3238 Fax: (605) 773-3580 http: .oe .s .g ov ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A 6 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°II II IIIE;;;;IIN C III F'['mm'mm III' ['mm''mm , IIII IP 1A NA-1-III S 1 -F IE [-1 A I1' [' IIII mm mm mm ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Department of Economic and Community Department of Conservation and Historic Development Resources Tennessee Tower Building Division of Dam Safety and Floodplain 312 8"Avenue North, l oth Floor Management Nashville, TN 37243-0607 203 Governor Street, Suite 206 Phone: (615) 741-2211 Richmond,VA 23219 Fax: (615) 741-0607 Phone: (804) 786-3914 htt : .state.tn.us ec b�.. p e ...........,i g. ti-ri Fax: (804) 371-2630 . . . .ttp: . .cr.vi.r �.. ..�..a. ov > �_ �_ Water Development Board °°IIIIIING raim 1700 North Congress Avenue Department of Ecology P.O. Box 13231 P.O. Box 47690 Austin, TX 78711-3231 Olympia, WA 98504-7600 Phone: (512) 463-3509 300 Desmond Drive, SE Fax: (512) 475-2053 Lacey, WA 98503 http: v.t b.state.t .t s Phone: (360) 407-6796 Fax: (360) 407-6902 �I .ec . a. ov Department of Public Safety l�tt : Division of Comprehensive Emergency °°„ Management Division of Homeland Security and State Office Building, Room 1110 Emergency Management Salt Lake City, UT 84114 Capitol Building 1, Room EB-80 Phone: (801) 538-3332 1900 Kanawha Boulevard Fax: (801) 538-3772 Charleston, WV 25305-0360 .ttp: race ..utah.gov Phone: (304) 965-2331 Fax: (304) 965-3216 ttp: . se . �`ov Department of Environmental Conservation 103 South Main Street, Building 10 N WISCONSIN Waterbury,VT 05671 Department of Natural Resources Phone: (802) 241-1554 101 South Webster Fax: (802) 244-5141 Madison, WI 53702 http: ww.anr.state.vt.us ec. ec.ht Phone: (608) 266-8037 Fax: (608) 266-3093 http-.//dii�r.wi.gov/ Department of Planning and Natural Resources C.E. King Airport, Terminal Building Office of Homeland Security 2nd Floor Herschler Building, 1 St East St. Thomas,VI 00802 122 West 251 Street Phone: (340) 774-3320 Cheyenne,WY 82002 Fax: (340) 775-5706 Phone: (307) 777-4910 .ttp: ro pn.r.gov. i Fax: (307) 635-6017 ttp: yo .o e a securi.ty.state. .us a i.: .. asp . ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' A 7 AIII.Il mmmm II III mm II1 I[1.- [ 1 Il1.- II II � � -':..mm Il�mm III II mm��II mm Il�mmmm II Il�mmmm,� �� Il�mmmm III J IlRII III mm�mm, mm�� II 1�.�1-.- [mmmmS ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... State 11azaird Offices Al A13AIMA I,,,,,,,' ,,,, i,,,,I i,,,, Alabama Emergency Management Agency II&I AIMIDS 5898 County Road 41 Emergency Management Office P.O. Drawer 2160 P.O. Box 10007 Clanton,AL 35046-2160 Saipan, Mariana Islands 96950 (205) 280-2200 (670) 322-9529 http-: ww.eiva.alaba a.g v Al ASKA Division of Emergency Management Alaska Department of Homeland Security 9195 East Mineral Avenue and Emergency Management Suite 200 P.O. Box 5750 Centennial, CO 80112 Ft. Richardson, AK 99505-5750 (720) 852-6600 (907) 428-7000 http-.//dola.col.orado.gov/de in e .ht l http-: .ak�prepare .co Department of Emergency Management Emergency Management Coordinating and Homeland Security Office 25 Sigourney Street P.O. Box 1086 6th Floor Pago Pago,American Samoa 96799 Hartford, CT 06106-5042 (684) 699-6415 (860) 256-0800 ARIZONA htt W .ct. ov enihs site default.asp Division of Emergency Management IDIE1 5636 E. McDowell Road Delaware Emergency Management Agency Phoenix,AZ 85008 165 Brick Store Landing Road (602) 244-0504 Smyrna, DE 19977 h.ttp- . e .ae a® v (302) 659-3362 ARKANSAS 1ittp-. era. eta aye. ov Department of Emergency Management Bldg. 9501 Homeland Security and Emergency Camp Joseph T. Robinson Management Agency North Little Rock,AR 72199 2720 Martin Luther King Jr. Avenue, SE (501) 683-6700 Washington, DC 20032 .ttpa wwv.a eni..ar an.sas. ov (202) 727-6161 CAI 111FORINIA ttp. ce a.dc.gov/dcenia/site/de�fault. California Emergency Management Agency asp 3650 Shriever Avenue P1,,,,,, Mather, CA 95655 Florida Division of Emergency Management (916) 845-8510 2555 Shumard Oak Boulevard htt - .cale a.ca.g ov Tallahassee, FL 32399 (850) 413-9816 http- .flori .a isaster.or ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A 8 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°°II II IIIE;;;;IIN C II F'['mm'mm III' ['mm''mm , IIII IP 1A NA-1-III S 1 -F IE [-1 A I1' [' IIII mm mm mm ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... GIEU13GIA Georgia Emergency Management Agency Iowa Homeland Security and Emergency 935 East Confederate Avenue, SE Management Division P.O. Box 18055 7105 NW 70th Avenue Atlanta, GA 30316 Camp Dodge, Bldg. W 4 (404) 635-7000 Johnston, IA 50131 h.ttp- .g e .a.state.g a.us (515) 725-3231 GUAIM http- w.io aho elan security.org Guam Homeland Security/Office of Civil KANSAS Defense Kansas Division of Emergency Management 221 B Chalan Palasyo 2800 Southwest Topeka Blvd. Agana Heights, Guam 96910 Topeka, KS 66611-1287 (671) 475-9600 (785) 274-1409 h.ttp* .accesskan.sas.or k ern. Hawaii Department of Emergency Management Kentucky Division of Emergency 650 South King Street Management Honolulu, HI 96813 100 Minuteman Parkway Bldg. 100 (808) 723-8960 Frankfort, KY 40601-6168 h.ttp: .l riolulu.gov/dem (502) 607-1682 h.ttp- w..kye gin..k . ov Idaho Bureau of Homeland Security 11,,,,.OUISIAINA 4040 Guard Street Louisiana Office of Homeland Security Building 600 and Emergency Preparedness Boise, ID 83705-5004 7667 Independence Blvd. (208) 422-3040 Baton Rouge, LA 70806 http j; .blis.i also. ov tea es Contact. (225) 925-7500 aspx h.ttpw oh.sep.l.a. ov 1 11....... Illinois Emergency Management Agency Maine Emergency Management Agency 2200 South Dirksen Parkway 72 State House Station Springfield, IL 62703 45 Commerce Drive (217) 782-2700 Augusta, ME 04333 http- .state.11.us Ie a (207) 624-4400 .ttp- .state.__.e.u.s i.e__.a Department of Homeland Security IMAIRYI AND Indiana Government Center South Maryland Emergency Management Agency 302 West Washington Street, Room E-208 5401 Rue Saint Lo Drive Indianapolis, IN 46204 Reisterstown, MD 21136 (317) 232-3986 (410) 517-3625 http- .in.gov hs ttpm . .eni.a.state. .us E i.n e . sp ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' A 9 AIII.Il mmmm11 III mm II1 [I.- 1 1 Il1.- II II � 1� mm,:..mm Il�mm III II mm��II mm Il�mmmm II Il�mmmm,� �� Il�mmmm III J IlRII III mm�mm, mm�� II 1�.�1-.- [mmmmS ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... INII,,,, IIIIIII'„ Massachusetts Emergency Management Nebraska Emergency Management Agency Agency 1300 Military Road 400 Worcester Road Lincoln, NE 68508-1090 Framingham, MA 01702-5399 (402) 471-7421 (508) 820-2000 h.tt - r .ne .a. .e.g ov h.tt - .state. a.us e a INIEVAIA 111GAIN Nevada Division of Emergency Management Emergency Management and Homeland 2478 Fairview Drive Security Division Carson City, NV 89701 Michigan Department of State Police (775) 687-0300 4000 Collins Road h tt . ens.state.r v.us Lansing, MI 48909-8136 1 I ; IE (517) 333-5042 htt � ichi an .. v s New Hampshire Department of Safety Homeland Securityd Emergency an Management Minnesota Homeland Security and 33 Hazen Street Emergency Management Concord, NH 03305 444 Cedar Street, Suite 223 (603) 271-2231 St. Paul, MN 55101-6223 tt w.n . v safet i sios s e (651) 201-7400 INIEW IR&IEY h tt r ®h s e n�.®state.t .��®u s ;;;;;;� Jerse New Office f y o Emergency Management Mississippi Emergency Management Agency P.O. Box 7068 P.O. Box 5644 West Trenton, NJ 08628-0068 Pearl, MS 39288-5144 (609) 538-6050 (601) 933-6362 i.tt a ro st .te. �. .us oey-ii. h.ttp*://www. sem.a.org ::::: INXIISSOUIRI New Mexico Department of Homeland Missouri State Emergency Management Security and Emergency Management Agency P.O. Box 27111-87502 2302 Militia Drive 13 Bataan Blvd. P.O. Box 116 Santa Fe, NM 87504 Jefferson City, MO 65102 (505) 476-9600 (573) 526-9100 htt -: w.n .hse .o tt * .senia. s. o.gov/semapage..fitni 11MON MINA New York State Emergency Management Montana Disaster and Emergency Services Office P.O. Box 4789 1220 Washington Avenue, Suite 101 Ft. Harrison, MT 59636-4789 Building# 22 (406) 324-3000 Albany, NY 12226-2251 htt - . a. t. ov .es (518) 292-2301 .tta v.se .o.state. .y.us ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A 10 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°°II II IIIE;;;;IIN C III F'['mm'mm III' ['mm''mm , IIII IP 1A 1 IIII S 1 _F IE [-1 A I1' [' IIII mm mm mm ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... North Carolina Division of Emergency Puerto Rico Emergency Management Management P.O. Box 966597 4713 Mail Service Center San Juan, PR 00906-6597 Raleigh, NC 27699-4713 (787) 724-0124 h.tt . ob�.ern.o. r . E 'E..... ln.i.ci.o (919) 733-3867 p� p b,ttp-://www.nce�m,.o�rg C; ;;;;;; 1 S I,,,,,, [ i '.. " Rhode Island Emergency Management North Dakota Emergency Management Agency P.O. Box 5511 645 New London Avenue Fraine Barrecks Lane, Bldg. 35 Cranston, RI 02920 Bismarck, ND 59506-5511 (401) 946-9996 (701) 328-8181 h.t.tp- w.ri.e i.a. °.. ov httP-//www.n.d.gov/des sou ri i CAIRGI 111NA 01 111 South Carolina Emergency Management Ohio Emergency Management Agency Division 2855 West Dublin-Granville Road 2779 Fish Hatchery Road Columbus, OH 43235-2206 West Columbia, SC 29172 (614) 889-7150 (803) 37-8500 .tt a e .a.o...i.o.gov .ttp® .sceii .or I Al 101MA ,,,,i IDAIKO Oklahoma Emergency Management Agency South Dakota Division of Emergency 2401 Lincoln Blvd. Management Suite C51 118 West Capitol Avenue Oklahoma City, OK 73105 Pierre, SD 57501 (405) 521-2481 (605) 773-3178 h.ttp-://www.ok.gov/O.EMh ttp. w.o e gin..s . ov OREGON Office of Emergency Management Tennessee Emergency Management Agency 3225 State Street 3041 Sidco Drive Salem, OR 97309-5062 Nashville, Tennessee 37204 (503) 378-2911 (615) 741-0001 tt - .ore on. ov . � in e p � � .. . http-: w.tne a.or sh t l. > ;,,,,INEININSY1 , 1°°°VAINIA Texas Division of Emergency Management Pennsylvania Emergency Management P.O. Box 4087 Agency Austin, TX 78773-0220 2605 Interstate Drive (512) 424-2138 P.O. Box 3221 http-: . p p t : s.state.t ..us e a es i n,,,,,, Harrisburg, PA 17110-9463 dex.htm (717) 651-2001 httpa .pe a.state.pa.us ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIEIII;'S IIK II IIIEIII;IIII°IIIEIII;II IIIEIII;IN IIIEIII;' A 11 AIII.Il mmmm11 III mm II1 I[1.- [ 1 Il1.- II II � � -':..mm Il�mm III II mm��II mm Il�mmmm II Il�mmmm,� �� Il�mmmm III J IlRII III mm�mm, mm�� II 1�.�1-.- [mmmmS ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Utah Division of Emergency Services Washington Military Department and Homeland Security Emergency Management Division State Office Building, Room 1110 Bldg. 20, MS TA 20 Salt Lake City, UT 84114-1710 Camp Murray, WA 98430-5122 (801) 538-3400 (253) 512-7000 ttp. . es.uta .gov http-://www.e .wa.gov/Vermont Emergency Management Agency West Virginia Division of Homeland Security Department of Public Safety and Emergency Services Waterbury State Complex Building 1, Room EB-80 103 S. Main Street 1900 Kanawha Blvd., East Waterbury,VT 05671-2101 Charleston,WV 25305-0360 (802) 242-8721 (304) 558-5380 h.ttp-: ps.state.vt.us http.-//www.wvdhsem.gov Department of Emergency Management Wisconsin Emergency Management 10501 Trade Court 2400 Wright Street Richmond,VA 23236-3713 Madison, WI 53707-7865 (804) 897-6500 (608) 242-3232 .ttp. �n. ae� .er en.cy®cone. .�. ex.cfai. ttpe e er enc ianage ent. i.gov Virgin Islands Territorial Emergency Wyoming Department of Homeland Security Management 122 West 25th Street 2-C Contant,A Q Bldg. Herschler Building, 1st Floor East St. Thomas,VI 00820 Cheyenne,WY 82002 (340) 774-2244 (307) 777-4663 http: ho elan security.state. ®us niain.asp ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A 12 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°°II II IIIE;;;;IIN C II ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... le'1111I IIIIII e 7e ices IIIIIIIII FEMA publications are available for download free of charge at h.tt.p: .fern.a.g v ].i.br-ary. Publications can also be obtained in hardcopy format from the FEMA Distribution Center by submitting an order by regular mail, phone, or fax,Monday through Friday,between 8 a.m. and 5 p.m. Eastern Standard Time. Please provide the FEMA publication number, title, and quantity of each publication requested, along with your name, address, zip code, and daytime telephone number. FEMA Distribution Center P.O. Box 430 Buckeystown, MD 21717 1-800-480-2520 240-699-0525 (fax) ASCE/SEI 7-05, Minimum Design Loads for Buildings and Other Structures. Reston,VA: American Society of Civil Engineers/Structural Engineering Institute, 2005. h.tt : ce b.asce.or c . .spi.ay.cg.�0500267 ASCE/SEI 24-05, Flood Resistant Design and Construction. Reston,VA: American Society of Civil Engineers/Structural Engineering Institute, 2005. h.ttp-.//cedb.asce.org/cgi/WWWdisplay.cgi.-PI0500268 ATC 45, Field Manual: Safety Evaluation of Buildings after Windstorms and Floods. Redwood City, CA: Applied Technology Council, 2004. ttp: .atcounc .or :..s 5toc.p -- FEMA, CRS Credit for Higher Regulatory Standards. Washington, DC: Federal Emergency Manage- ment Agency, 2006. li ttp-. /training .fe a.g (-)v E I eb C 2 2 el 2 4 . /� Higher/ tan ar s.p f FEMA 55, Coastal Construction Manual (3rd Edition). Washington, DC: Federal Emergency Management Agency, 2000. .ttp: .fce .a. ov rebu�i..I.d/in.at/fe .a5 5.s i.t . FEMA P-85, Protecting Manufactured Homes from Floods and Other Hazards:A Multi Hazard Founda- tion and Installation Guide, Second Edition. Washington, DC: Federal Emergency Management Agency, 2009. http: .le a.g ov library vie ecor . obi ::::::::::: 5 FEMA 213, Answers to Questions about Substantially Damaged Buildings. Washington, DC: Federal Emergency Management Agency, 1991. .ttp. -em.a.g ov .i rary vi.e . .ec r . oro i ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;'S IIK II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;IN IIIE;;;;' B-1 mm mm IR 11E. E. ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... FEMA 234, Repairing Your Flooded Home. Washington, DC: Federal Emergency Management Agency, 1992. tt . c .� - . � y . � . v � � .� vie ec � i .:::::::::::. ...: . FEMA 259, Engineering Principles and Practices of Retrofitting Flood Prone Residential Structures. Washington, DC: Federal Emergency Management Agency, 2001. htt : .cn- a. ov library vie ecor . obi ::::::::::: . 645 FEMA 301, Increased Cost of Compliance Coverage: Guidance for State and Local Officials. Washing- ton, DC: Federal Emergency Management Agency, 2003. h.tt : v. e ia.go l.i. rary vi.e . ec r . obi ::::::.....1.5 3 FEMA P-312, Homeowner's Guide to Retrofitting: Six Ways to Protect Your Home from Flooding, Second Edition. Washington, DC: Federal Emergency Management Agency, 2009. �e . ........... .tt . ..,� �......... y.. P � rary v�.e e cord. .� .......... .... FEMA 347, Above the Flood:Elevating Your Floodprone House. Washington, DC: Federal Emergen- cy Management Agency, 2000. .tt . .fie a. ov 1.Crary vi.e . ecor . oil ::::::.......42 4 FEMA 348, Protecting Building Utilities from Flood Damage:Principles and Practices for the Design and Construction of Flood Resistant Building Utility Systems. Washington, DC: Federal Emergency Man- agement Agency, 1999. htt : ` . e a. ov library vie ecor . .�i :::::::::::1 5 FEMA F-084, Answers to Questions about the National Flood Insurance Program. Washington, DC: Federal Emergency Management Agency, 2006. h.ttl : . eia.a ov hsl. .ess t. a a.sl.tm. FEMA P-467-2, Floodplain Management Bulletin:Historic Structures. Washington, DC: Federal Emergency Management Agency, 2008. tt : c a. v rary vi.e ec r . o.i FEMA 480, NFIP Floodplain Management Requirements:A Study Guide and Desk Reference. Washing- ton, DC: Federal Emergency Management Agency, 2005. tt . v....e a. ov racy vie ecor . .i ... ..... FEMA 497, National Flood Mitigation Data Collection Tool. Washington, DC: Federal Emergency Management Agency, 2008. h tt : .le a. ov library vie ec r . obi :::::::::::: ..44 FEMA 499, Home Builder's Guide to Coastal Construction: Technical Fact Sheets. Washington, DC: Federal Emergency Management Agency, 2005. .tt . .fe ia. ov .i rar .e . ecor . o.i. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... B-2 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°II II IIIE;;;;IIN C 11E mm mm IR 11.'. mmmmS ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... FEMA 511, Reducing Damage from Localized Flooding.A Guide for Communities. Washington, DC: Federal Emergency Management Agency, 2005. tt : .fc.nia. o i Crary vie . ecor . o.i . .... FEMA 551, Selecting Appropriate Mitigation Measures for Floodprone Structures. Washington, DC: Federal Emergency Management Agency, 2007. h.tt : .fcm.a.gov/library/view.Record. o?1 ::::::::::2 7 FEMA F-663, Increased Cost of Compliance Brochure. Washington, DC: Federal Emergency Man- agement Agency, 2007. h.ttp-://www.fc .a.g .i._rary i.e . ec r . o.i.d:::::::::::3009 FEMA P-784 CD. FEMA Substantial Damage Estimator. Washington, DC: Federal Emergency Management Agency, 2010. FEMA Form 81-31, Elevation Certificate. Washington, DC: Federal Emergency Management Agency, 2009. htt : .fie a.gov/pd.f""/nfip/elvcert.pdf FEMA Form 81-65, Floodproofing Certificate. Washington, DC: Federal Emergency Management Agency, 2009. li.ttp-://www..I'c, .a. o pal� i.tn f' .],,,,,,,65.pdf FEMA, NFIP Technical Bulletin Series. Washington, DC: National Flood Insurance Program. http-,//www.fema.gov/plan/prevent/floodplain/techbul.shtm FEMA Technical Bulletin 0: Users Guide to Technical Bulletins. 2009. FEMA Technical Bulletin 1: Openings in Foundation Walls and Walls of Enclosures Below Build- ings Located in Special Flood Hazard Areas. 2008. FEMA Technical Bulletin 2: Flood Damage Resistant Materials Requirements for Buildings Located in Special Flood Hazard Areas. 2008. FEMA FIA TB-3: Non Residential Floodproofing—Requirements and Certification for Buildings Lo- cated in Special Flood Hazard Areas. 1993. FEMA FIA TB-4: Elevator Installation for Buildings Located in Special Flood Hazard Areas. 1993. FEMA Technical Bulletin 5:Free-of-Obstruction Requirements for Buildings Located in Coastal High Hazard Areas. 2008. FEMA FIA TB-6: Below-Grade Parking Requirements for Buildings Located in Special Flood Hazard Areas. 1993. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;'S IIK II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;IN IIIE;;;;' B-3 mm mm IR 11E. E. ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... FEMA FIA TB-7: Wet Floodproofing Requirements for Structures Located in Special Flood Hazard Areas. 1993. FEMA FIA TB-8: Corrosion Protection for Metal Connectors in Coastal Areas for Structures Located in Special Flood Hazard Areas. 1996. FEMA Technical Bulletin 9: Design and Construction Guidance for Breakaway Walls Below El- evated Coastal Buildings. 2008. FEMA FIA TB-10: Ensuring that Structures Built on Fill in or Near Special Flood Hazard Areas are Reasonably Safe From Flooding. 2001. FEMA FIATB-11: Crawlsp ace Construction for Buildings Located in Special Flood Hazard Areas (NFIP Interim Guidance). 2001. FEMA FIA 15, NFIP Community Rating System: Coordinator's Manual. Washington, DC: Federal Emergency Management Agency, 2002. htt : .fema. ov library vie ecor . o?id:::::::::::1741 FEMA 9-0372, Reducing Flood Losses Through the International Codes':Meeting the Requirements of the National Flood Insurance Program. Washington, DC: International Code Council, Inc., 2007. littp-://www.f'c,rna.gov/library/viewRecord.do id:::::::::::2094 IBC, International Building Code'. Washington, DC: International Code Council, Inc., 2009. . re � pr rep �p tt � .es .fe.or tore es ro u.,t.as i :::::::::: IEBC, International Existing Building Code°. Washington, DC: International Code Council, Inc., 2009. .tt : oo .ar i..co 2009 International Existing Buildi �ode,,,,,,Soft,,,,, p 15 1. 3 4.htni. IRC, International Residential Code®. Washington, DC: International Code Council, Inc., 2009. ttp: .internationa co es.net 2 0 internationa "resi entia "co es.s tni National Flood Insurance Program, Program Description. Washington, DC: Federal Emergency Management Agency, 2002. ttp. . ryi. ..g ov i y-ar vie . ec r . o. ::::::::::: ....... 80 The Appraisal Foundation, Uniform Standards of Professional Appraisal Practice (USPAP), 2010. h.tt,P-//www.app�ral.sal-foundation..org U.S. Government Printing Office. Title 44, Code of Federal Regulations, Emergency Manage- ment and Assistance (Parts 59 and 60; Part 210). htt : ec �. poaccess. ov c t to t to i s 4 `4 a 4 55 3 el:4 a 4 4 c:::::::::::ec :fir tp.::::::::::: ecfr ro se Tit e to .............02.tp.1 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... B-4 IIII II, IIII' IIIE;;;; II II IIIE;;;;IIII°II II IIIE;;;;IIN C 11E C G lossar and Acroiy ms y Glossary Key terms and definitions are addressed in Chapter 3. The following are additional terms used in this Desk Reference. A Accessory structure—A structure that is on the same parcel of property as a principal structure, the use of which is incidental to the use of the principal structure. Agricultural structure—A structure used exclusively for agricultural purposes such as storage of farm machinery and equipment, grain bins and silos,corn cribs,and general purposes barns for feeding and raising livestock. Homes located on farms are not agricultural structures. B Base flood— The flood having a 1-percent chance of being equaled or exceeded in any given year, commonly referred to as the "100-year flood."The base flood is the national standard used by the NFIP and all Federal agencies for the purposes of requiring the purchase of flood insur- ance and regulating new development. Base flood elevation (BFE) — The elevation of the base (1-percent annual chance or 100-year) flood compared to a specified datum, usually the National Geodetic Vertical Datum of 1929, or the North American Vertical Datum of 1988. Basement—Any area of a building having its floor subgrade (below ground level) on all sides. Breakaway wall—A wall that is not part of the structural support of the building and is intended through its design and construction to collapse under specified lateral loading forces, without causing damage to the elevated portion of the building or supporting foundation system. D Determination,SI/SD—The result of comparing the costs of a proposed improvement (or costs to repair substantial damage) to the market value of a structure for the purposes of determin- ing whether the resulting ratio equals or exceeds a certain percentage (50 percent in the NFIP minimum requirements). E Elevation Certificate — FEMA Form 81-31, a form developed by FEMA to collect surveyed el- evations and other information about a building that is necessary to obtain flood insurance. The Elevation Certificate and instructions are available online at http://www.fema.gov/library/ viewRccord.do?id=1.383. SI/SD DESK REFERENCE C-1 C GL.0 S S A IR Y A II II1) A C IR 0 IIN Y II ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Enclosure or enclosed area—Areas created by a crawlspace or solid walls that fully enclose areas below elevated buildings that are below the BFE. IF Federal Emergency Management Agency (FEMA) —The Federal agency that, in addition to car- rying out other activities, administers the National Flood Insurance Program. Flood Insurance Rate Map (FIRM) — The official map of a community on which FEMA has de- lineated both the SFHAs and the risk premium zones applicable to the community. Flood opening—An opening in a foundation or enclosure wall that allows automatic entry and exit of floodwaters (see FEMA Technical Bulletin 1 for descriptions of"non-engineered open- ing" and "engineered opening"). Floodway— The channel of a river or other watercourse and the adjacent land areas that must be reserved in order to discharge the base flood without cumulatively increasing the water sur- face elevation more than a designated height. Floodproofing — Any combination of structural and non-structural additions, changes, or ad- justments to structures that reduce or eliminate flood damage to real estate or improved real property, water and sanitary facilities, structures, and their contents. Floodproofing Certificate— FEMA Form 81-65, a form developed by FEMA that is to be complet- ed, signed and sealed by a licensed professional engineer or licensed architect to certify that the design of the floodproofing and the proposed methods of construction are in accordance with the requirements. The Floodproofing Certificate is available online at http: ..fie a.g ov ..i.brar vi..e ecor . .o-.P,li. ,::::::::::i 00. 14 Historic structure—Any structure that is: (a) Listed individually in the National Register of Historic Places (a listing maintained by the Department of Interior) or preliminarily determined by the Secretary of the Interior as meeting the requirements for individual listing on the National Register; (b) Certified or preliminarily determined by the Secretary of the Interior as contributing to the historical significance of a registered historic district or a district preliminarily deter- mined by the Secretary to qualify as a registered historic district; (c) Individually listed on a state inventory of historic places in states with historic preserva- tion programs which have been approved by the Secretary of the Interior; or (d) Individually listed on a local inventory of historic places in communities with historic preservation programs that have been certified either: ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... C-2 IIII 111 IIII' IIIE;;;; II II IIIE;;;;IIII°11E II IIIE;;;;IIN C 11E L.0 S S A IR Y A III II1 I.0 IIN Y IIM S C ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... (1) By an approved state program as determined by the Secretary of the Interior or (2) Directly by the Secretary of the Interior in states without approved programs. Hydrodynamic load— The load imposed on an object, such as a foundation element or enclo- sure wall, by water flowing against and around it. Hydrostatic load—The load imposed on an object, such as an enclosure wall, by a standing mass of water. IN New construction— Structures for which the "start of construction" commenced on or after the effective date of a floodplain management regulation adopted by a community and includes any subsequent improvements to such structures. 1p Post-FIRM—A building for which construction or substantial improvement occurred after De- cember 31, 1974, or on or after the effective date of an initial Flood Insurance Rate Map (FIRM), whichever is later. Pre-FIRM —A building for which construction or substantial improvement occurred on or be- fore December 31, 1974, or before the effective date of an initial FIRM. 11 Registered Design Professional — An individual who is registered or licensed to practice their respective design profession as defined by the statutory requirements of the professional regis- tration laws of the State or jurisdiction in which the project is to be constructed. Special Flood Hazard Area (SFHA) —An area delineated on a Flood Insurance Rate Map as be- ing subject to inundation by the base flood and designated as Zone A,AE,Al A30,AR,AO,AH, A99,V,VE, or V1 V30. Substantial damage— Damage of any origin sustained by a structure whereby the cost of restor- ing the structure to its before damaged condition would equal or exceed 50 percent of the market value of the structure before the damage occurred. Substantial improvement — Any reconstruction, rehabilitation, addition, or other improve- ment of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure before the "start of construction" of the improvement. This term includes structures that have incurred "substantial damage," regardless of the actual repair work performed. The term does not, however, include either: ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 IIII IIII' IIIE;;;;'S IIK II IIIE;;;;IIII°IIIE;;;;II IIIE;;;;IN IIIE;;;;' C-3 C GIl1..0 S S A IR Y A II II1) A C IR 0 IIN Y II ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... (1) Any project for improvement of a structure to correct existing violations of State or lo- cal health, sanitary, or safety code specifications which have been identified by the local code enforcement official and which are the minimum necessary to assure safe living conditions or (2) Any alteration of a"historic structure," provided that the alteration will not preclude the structure's continued designation as a "historic structure." Violation—The failure of a structure or other development to be fully compliant with the com- munity's floodplain management regulations. ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... C-4 IIII 111 IIII' IIIEEEE; II II IIIEEEE;IIII°IIE;II IIIEEEE;IN III GLOSSARY AND ACRONYMS C Acronyms A ACV actual cash value ADA Americans with Disabilities Act ASCE American Society of Civil Engineers, Inc. ASFPM Association of State Floodplain Managers, Inc. ATC Applied Technology Council B BFE base flood elevation C CBRS Coastal Barrier Resource System CFR Code of Federal Regulations CRS Community Rating System D DHS Department of Homeland Security IF FEMA Federal Emergency Management Agency FHBM Flood Hazard Boundary Map FIA Federal Insurance Administration FIRM Flood Insurance Rate Map FIS Flood Insurance Study FMA Flood Mitigation Assistance (grant program) SI/SD DESK REFERENCE C-5 C GLOSSARY AND ACRONYMS G GIS geographic information system GPS global positioning system H HMGP Hazard Mitigation Grant Program HVAC Heating,ventilation, and air conditioning 11 IBC International Building Cody'' I-Codes The family of codes published by the International Code Council, Inc. ICC Increased Cost of Compliance (NFIP flood insurance coverage) ICC International Code Council, Inc. IEBC International Existing Building Cody`' IRC International Residential Coda' IN NFIP National Flood Insurance Program 0 OPA Otherwise Protected Area 1p PDA Preliminary Damage Assessment PDM Pre-Disaster Mitigation (grant program) C-6 SI/SD DESK REFERENCE GLOSSARY AND ACRONYMS C R RCV replacement cost value RFC Repetitive Flood Claims (grant program) RLP Repetitive Loss Property S SDE Substantial Damage Estimator SEI Structural Engineering Institute SFHA Special Flood Hazard Area SI/SD substantial improvement/substantial damage SRL Severe Repetitive Loss (grant program) SI/SD DESK REFERENCE C-7 D Sam e NocestoPro ON 0 epp Owlers Sam l Affidavi ts and p e Other Materi al These samples are offered to illustrate specific points in the Desk Reference. States and commu- nities should examine them carefully before use. ■ Sample Substantial Improvement/Damage Notice to Property Owners (see Sections 5.5.1 and 5.6.2.) ■ Substantial Improvement Worksheet for Floodplain Construction (for additions, rehabilitations, improvements or damage repairs; see Section 6.4) ■ Adjuster Preliminary Damage Assessment (FEMA Form 81-109; see Section 7.4.1) SI/SD DESK REFERENCE D-1 SampleNoticeP for roperty Owners, Contractors, and )esigin Professionals [This example is based on the NAP minimum requirements.] TO: Property Owners, Contractors, and Design Professionals FROM: Local Official SUBJECT: Notice for Work on Existing Buildings in Special Flood Hazard Areas Substantial Improvement / Substantial Damage Worksheets The Community's floodplain management regulations and codes specify that all new buildings to be constructed in Special Flood Hazard Areas (SFHAs) (regulated floodplains) are required to have their lowest floors elevated to or above the base flood elevation (BFE). The regulations also specify that substantial improvement of existing buildings (remodeling, rehabilitation, im- provement, or addition) or buildings that have sustained substantial damage must be brought into compliance with the requirements for new construction. Please note that a building maybe substantially damaged by any cause, including fire, flood, high wind, seismic activity, land move- ment, or neglect. It is important to note that all costs to repair a substantially damaged building to its pre-damage condition must be identified. There are several aspects that must be addressed to achieve compliance with the floodplain management requirements. The requirements depend on several factors, including the flood zone at your property. The most significant compliance requirement is that the lowest floor, as defined in the regulations/code, must be elevated to or above the BFE. Please plan to meet with this department to review your proposed project, to go over the requirements, and to discuss how to bring your building into compliance. Our regulations define these terms: Substantial damage means damage of any origin sustained by a structure whereby the cost of restoring the structure to its before damaged condition would equal or exceed 50 percent of the market value of the structure before the damage occurred. Substantial improvement means any reconstruction, rehabilitation, addition, or other improvement of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure before the "start of construction" of the improvement. This term includes structures that have incurred "substantial damage," regardless of the actual re- pair work performed. The term does not, however, include either: (1) Any project for improvement of a structure to correct existing violations of State or local health, sanitary, or safety code specifications that have been identi- fied by the local code enforcement official and that are the minimum necessary to assure safe living conditions or SAMPLE NOTICE FOR PROPERTY OWNERS, CONTRACTORS, AND DESIGN PROFESSIONALS 147 (2) Any alteration of a "historic structure," provided that the alteration will not preclude the structure's continued designation as a "historic structure." To make the substantial improvement determination or the substantial damage determination, we compare the cost of the proposed improvement or repairs to the market value of the build- ing (excluding land, accessory structures, and landscaping). If the resulting ratio equals or exceeds 50 percent, the existing building must be brought into compliance with the floodplain management requirements for new buildings. Cost of Improvement or Cost to Repair to Pre-Damage Condition >_ 50% Market Value of Building Please note: 11111111111111 You must provide an estimate of the cost to perform the proposed improvements or repairs. If your building has been damaged, the cost estimate must include all work required to repair the building to its pre-damage condition. The cost estimate must include all labor and materials. If the work will be done by a contractor, the contractor's overhead and profit must be included. If the work will be done by the owner or volunteers, market rates must be used to estimate the cost of materials and the value of labor. Attached to this notice is a list of costs that must be included and costs that are excluded.After we review the cost estimate, we may require that it be broken down to show all materials and labor estimates. 11111111111111 You must provide a market value appraisal of the building that is prepared by a professional appraiser according to standard practices of the profession. We will review the appraisal to determine that it accurately describes your building and does not include the value of the land, accessory buildings, and landscaping. Alternatively, we will use the tax assessment value of your building as the estimate of the market value of the building before the work is performed. If you have any questions regarding this information, please contact Attachments: Requirements for Applications for Permits for Substantial Improvements and Repair of Substantial Damage Costs for Substantial Improvements and Repair of Substantial Damage Owner's Affidavit Contractor's Affidavit ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I EE; IIII EE; EE; EE;2 of 7 II II IIII II II °vI II II°:° III° II II II IIIEE "" I E , I " "> w E I I 110IN III..... ��Requini�ii�e�ii�ne�in,-ts '-fo�ii7 Peirrnitsfair Sulbstaintiall ��iim��p�iirove�iirne�iii"ts Rqpaihr f Sulbstaintiall Please contact if you have questions about the substantial improvement and sub- stantial damage requirements.Your building may have to be brought into compliance with the floodplain management requirements for new construction. Applications for permits to work on existing buildings that are located in Special Flood Hazard Areas must include the following: 11111111111111 Current photographs of the exterior (front, rear, sides) 11111111111111 If your building has been damaged, include photographs of the interior and exterior; provide pre-damage photos of the exterior, if available 11111111111111 Detailed description of the proposed improvement (rehabilitation, remodeling, addition, etc.) or repairs 11111111111111 Cost estimate of the proposed improvement or the cost estimate to repair the damaged building to its before-damage condition 11111111111111 Elevation certificate or elevation survey 11111111111111 You may submit a market value appraisal prepared by a licensed professional appraiser or we will use the tax assessment value of the building 11111111111111 Owner's affidavit (signed and dated) 11111111111111 Contractor's affidavit (signed and dated) ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ;;; IM ;;;II II II II I "II"'II II I°:° II II II° II II II "> II w ° "> I° y I I 11 G IIM IIP II R IIII°:°'III S S 110II I1 S 3 of 7 Costsfair Sulbstan'tiall ��iii��p�iirove�iirne�iii"ts and Rqpaii�iir of Sulbstaintiall D.. aiimage Included Costs Items that must be included in the costs of improvement or costs to repair are those that are directly associated with the building. The following list of costs that must be included is not in- tended to be exhaustive, but characterizes the types of costs that must be included: 11111111111111 Materials and labor, including the estimated 11111111111111 Structural elements and exterior finishes value of donated or discounted materials (cont.): and owner or volunteered labor N Windows and exterior doors 11111111111111 Site preparation related to the improvement Roofing utters and downspouts or repair (foundation excavation, filling in g' g p basements) Hardware 11111111111111 Demolition and construction debris disposal N Attached decks and porches 11111111111111 Labor and other costs associated with 11111111111111 Interior finish elements including: demolishing, moving, or altering g building components to accommodate Floor finishes (e.g., hardwood, ce- improvements, additions, and making ramic,vinyl, linoleum, stone, and repairs wall-to-wall carpet over subflooring) 11111111111111 Costs associated with complying with any N Bathroom tiling and fixtures other regulation or code requirement that is triggered by the work, including costs N Wall finishes (e.g., drywall, paint, stuc- to comply with the requirements of the co, plaster, paneling, and marble) Americans with Disabilities Act (ADA) N Built-in cabinets (e.g., kitchen, utility, 11111111111111 Costs associated with elevating a structure to entertainment, storage, and bathroom) an elevation that is lower than the BFE Interior doors 11111111111111 Construction management and supervision Interior finish carpentry 11111111111111 Contractor's overhead and profit 11111111111111 Sales taxes on materials Built-in bookcases and furniture 11111111111111 Structural elements and exterior finishes, Hardware including: N Insulation Foundations (e.g., spread or continu- ous foundation s footing , perimeter walls, 11111111111111 Utility and service equipment, including: chainwalls, pilings, columns, posts, etc.) HVAC equipment 11 Monolithic or other types of concrete 11 Plumbing fixtures and piping slabs 11 Electrical wiring, outlets, and switches 11 Bearing walls, tie beams, trusses 11 Light fixtures and ceiling fans 11 Joists, beams, subflooring, framing, Security systems ceilings Interior non-bearing walls N Built in appliances Exterior finishes (e.g., brick stucco sid- N Central vacuum systems ing, painting, and trim) N Water filtration, conditioning, and re- circulation systems ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ;; ;; IIIR ;; iim ;;4 of 7 II II III " I II "1 w " "1 I. , I ; 11 G IN IIP IIIR 0 IIF III S S 110IN IIII,,,, Excluded Costs Items that can be excluded are those that are not directly associated with the building. The fol- lowing list characterizes the types of costs that may be excluded: 11111111111111 Clean-up and trash removal 11111111111111 Outside improvements, including 11111111111111 Costs to temporarily stabilize a building so landscaping, irrigation, sidewalks, driveways, that it is safe to enter to evaluate required fences,yard lights, swimming pools, repairs pool enclosures, and detached accessory structures (e.g., garages, sheds, and gazebos) 11111111111111 Costs to obtain or prepare plans and 11111111111111 Costs required for the minimum necessary specifications work to correct existing violations of health, 11111111111111 Land survey costs safety, and sanitary codes 11111111111111 Permit fees and inspection fees 11111111111111 Plug-in appliances such as washing 11111111111111 Carpeting and recarpeting installed over machines, dryers, and stoves finished flooring such as wood or tiling ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ;; ;; ;; ;;;II III III " I II "1 , I " . "I f , - ;' IIII II IIII, 5 of 7 Owner's Affidaviit:: Sulbstaintiall 1�iqp�iroveiiment air Rqpaihr of Substain'tiall D.. aiimage Property Address: Parcel ID Number: Owner's Name: Owner's Address/Phone: Contractor: Contractor's License Number: Date of Contractor's Estimate: I hereby attest that the description included in the permit application for the work on the exist- ing building that is located at the property identified above is all of the work that will be done, including all improvements, rehabilitation, remodeling, repairs, additions, and any other form of improvement. I further attest that I requested the above-identified contractor to prepare a cost estimate for all of the work, including the contractor's overhead and profit. I acknowl- edge that if, during the course of construction, I decide to add more work or to modify the work described, that the [insert community] will re-evaluate its comparison of the cost of work to the market value of the building to determine if the work is substantial improvement. Such re-evaluation may require revision of the permit and may subject the property to additional re- quirements. I also understand that I am subject to enforcement action and/or fines if inspection of the prop- erty reveals that I have made or authorized repairs or improvements that were not included in the description of work and the cost estimate for that work that were the basis for issuance of a permit. Owner's Signature: Date: Notarized: ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ;; ;; ;; riIIRAC ;;6 of 7 II I1: III " I I "> w "> I E 11 G IN II III III°III S S 110IN IIII,,,, Can"biractair's Affidaviit:: Sulbstaintiall IIII nair Rqpaii�iir of Sulbstain'tiall III aiirnage Property Address: Parcel ID Number: Owner's Name: Owner's Address/Phone: Contractor: Contractor's License Number: Date of Contractor's Estimate: I hereby attest that I have personally inspected the building located at the above-referenced address and discussed the nature and extent of the work requested by the owner, including all improvements, rehabilitation, remodeling, repairs, additions, and any other form of improve- ment. At the request of the owner, I have prepared a cost estimate for all of the improvement work requested by the owner and the cost estimate includes, at a minimum, the cost elements identi- fied by the [community] that are appropriate for the nature of the work. If the work is repair of damage, I have prepared a cost estimate to repair the building to its pre-damage condition. I acknowledge that if, during the course of construction, the owner requests more work or modi- fication of the work described in the application, that a revised cost estimate must be provided to the [insert community],which will re-evaluate its comparison of the cost of work to the market value of the building to determine if the work is substantial improvement. Such re-evaluation may require revision of the permit and may subject the property to additional requirements. I also understand that I am subject to enforcement action and/or fines if inspection of the prop- erty reveals that I have made or authorized repairs or improvements that were not included in the description of work and the cost estimate for that work that were the basis for issuance of a permit. Owner's Signature: Date: Notarized: ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ;; ;; ;; ;;II II: III " I I I ° " � l° "I ° � I 7 of 7 mtaia'tiall I I m ni Wairlkslheet fair I IIIII I mtirucmtian I Sulbs Cans (for reconstruction, rehabilitation, addition, or other improvements, and repair of damage from any cause) Property Owner: Address: Permit No.: Location: Description of improvements: Present Market Value of structure ONLY(market appraisal or adjusted assessed value, BEFORE improvement, or if damaged, before the damage occurred), not including land value: Cost of Improvement- Actual cost of the construction**(see items to include/exclude) **Include volunteer labor and donated supplies.** Ratio= Cost of Improvement(or Cost to Repair) X 100 Market Value If ratio is 50 percent or greater(Substantial Improvement), entire structure including the existing building must be elevated to the base flood elevation (BFE)and all other aspects brought into compliance. Important Notes: 1. Review cost estimates to ensure that all appropriate costs are included or excluded. 2. If a residential pre-FIRM building is determined to be substantially improved, it must be elevated to or above the BFE. If a non-residential pre-FIRM building is substantially improved, it must be elevated or dry floodproofed to the BFE. 3. Proposals to repair damage from any cause must be analyzed using the formula shown above. 4. Any proposed improvements or repairs to a post-FIRM building must be evaluated to ensure that the improvements or repairs comply with floodplain management regulations and to ensure that the improvements or repairs do not alter any aspect of the building that would make it non-compliant. 5. Alterations to and repairs of designated historic structures may be granted a variance or be exempt under the substantial improvement definition)provided the work will not preclude continued designation as a"historic structure." 6. Any costs associated with directly correcting health, sanitary, and safety code violations may be excluded from the cost of improvement. The violation must have been officially cited prior to submission of the permit application. Determination completed by: Date: ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... DEPARTMENT OF HOMELAND SECURITY NATIONAL FLOOD O.M.B.No.1660-0005 FEDERAL EMERGENCY MANAGEMENT AGENCY INSURANCE PROGRAM Expires September 30,2010 ADJUSTER PRELIMINARY DAMAGE ASSESSMENT Privacy Act Statement The information requested is necessary to process the subject loss. The authority to collect the information is Title 42,U.S.Code,Section 4001 to 4028. It is voluntary on your part to furnish the information. However,omission of an item may preclude processing of the form. The information will not be disclosed outside of the Federal Emergency Management Agency,except to the servicing agent,acting as the government's fiscal agent;to claims adjusters to enable them to confirm coverage and the location of insured property;to certain Federal,State,and Local Government agencies for determining eligibility for benefits and for verification of nonduplication of benefits;to the Department of Justice for purposes of litigation or as required by law;and to State and Local agencies for acquisition and relocation- related projects,consistent with the National Flood Insurance Program and consistent with the routine uses described in the program's system of record. Failure by you to provide some or all of the information may result in delay in processing or denial of this claim and/or application. Paperwork Burden Disclosure Notice Public reporting burden for this form is estimated to average 15 minutes per response. The burden estimate includes the time,effort or financial resources expended by persons to generate,maintain,retain,disclose,or provide information to the Mitigation Division or its agent. You are not required to respond to this collection of information unless a currently valid OMB control number and expiration date is displayed in the upper right corner of the these forms.Send comments regarding the accuracy of the burden estimate and suggestions for reducing the burden to:Information Collections Management,Department of Homeland Security,Federal Emergency Management Agency,500 C Street,S.W.,Washington,DC 20472,Paperwork Reduction Project(1660-0005).NOTE:Do not send your completed form to this address. Send completed forms to:NFIP Bureau&Statistical Agent,Certification Coordinator,P.O.box 310,Lanham,NID 20703-0310. WYO COMPANY DATE OF LOSS ADJUSTER FICO NUMBER This form is to be used for advisory purposes in helping FEMA and communities identify potential substantially damaged buildings. The adjuster will use "replacement cost"when completing this form;however,the community is required under the National Flood Insurance Program to use"market value"in determining substantial damage. PLEASE PRINT LEGIBLY POLICY HOLDER POLICY NUMBER PROPERTY ADDRESS(include zip code) **PROBABLE REPAIR COST BUILDING REPLACEMENT COST VALUE BUILDING ACTUAL CASH VALUE $ $ POLICY HOLDER POLICY NUMBER PROPERTY ADDRESS(include zip code) **PROBABLE REPAIR COST BUILDING REPLACEMENT COST VALUE BUILDING ACTUAL CASH VALUE $ $ POLICY HOLDER POLICY NUMBER PROPERTY ADDRESS(include zip code) **PROBABLE REPAIR COST BUILDING REPLACEMENT COST VALUE BUILDING ACTUAL CASH VALUE $ $ **This is an estimate of the cost to repair the building to its pre—flood condition. FEMA Form 81-109,OCT 07 REPLACES ALL PREVIOUS EDITIONS. F-674 Privacy Act Statement The information requested is necessary to process the subject loss.The authority to collect the information is Title 42,U.S.Code,Section 4001 to 4028.It is voluntary on your part to furnish the information.However,omission of an item may preclude processing of the form.The information will not be disclosed outside of the Federal Emergency Management Agency,except to the servicing agent,acting as the government's fiscal agent; to claims adjusters to enable them to confirm coverage and the location of insured property;to certain Federal,State,and Local Government agencies for determining eligibility for benefits and for verification of agencies for acquisition and relocation-related projects,consistent with the National Flood Insurance Program and consistent with the routine uses described in the program's system of record.Failure by you to provide some or all of the information may result in delay in processing or denial of this claim and/or application. PAPERWORK BURDEN DISCLOSURE NOTICE Public reporting burden for the collection of information titled Claims for National Flood Insurance Program(NFIP)is estimated to average 6 hours per response.The burden estimate includes the time for reviewing instructions,searching existing data sources,gathering and maintaining the data needed,and completing and submitting these forms. You are not required to respond to this collection of information unless a currently valid OMB control number and expiration date is displayed in the upper right corner of the these forms.Send comments regarding the accuracy of the burden estimate and suggestions for reducing the burden to:Information Collections Management,Department of Homeland Security,Federal Emergency Management Agency,500 C Street,S.W.,Washington,DC 20472,Paperwork Reduction Project(1660-0005).NOTE:Do not send your completed form to this address. FEMA Form No. Title Burden Hours 81-40 Worksheet-Contents-Personal Property 2.5 Hours 81-41 Worksheet-Building 2.5 Hours 81-41A Worksheet-Building(Cont'd) 1.0 Hours 81-42 Proof of Loss .08 Hours 81-42A Increased Cost of Compliance 2.0 Hours 81-43 Notice of Loss .07 Hours 81-44 Statement as to Full Cost to Repair or Replacement .10 Hours Cost Coverage,Subject to the Terms and Conditions of this Policy 81-57 National Flood Insurance Program Preliminary Report .07 Hours 81-58 National Flood Insurance Program Final Report .07 Hours 81-59 National Flood Insurance Program Narrative Report .08 Hours 81-63 Cause of Loss and Subrogation Report 1 Hour 81-96 Manufactured(Mobile)Home/Travel Trailer Worksheet .50 Hours 81-96A Mobile Home/Travel Trailer Worksheet(Continued) .25 Hours 81-98 Increased Cost of Compliance(ICC)Adjuster Report .42 Hours 81-109 Adjuster Preliminary Damage Assessment .25 Hours 81-110 Adjuster Certification Application .25 Hours E Sami e L ette rs ol Determination ■ Letter to Notify Property Owners of a Determination That Work Constitutes Substantial Improvement ■ Letter to Notify Property Owners of a Determination That Work Constitutes Repair of Substantial Damage ■ Letter to Notify Property Owners of a Determination That Work Does NOT Constitute Repair of Substantial Damage SI/SD DESK REFERENCE E-1 S a m p l e L etter to N otify Property Owners af a Determination That Work Constitutes Substantial Improvement Notice of Substantial Improvement Determination (Residential) Dear Property Owner: We have reviewed your recent application for a permit to [describe proposed improvement/ad- dition] your existing home that is located in a mapped Special Flood Hazard Area.As required by our floodplain management regulations and/or building code, we have determined that the proposed work constitutes substantial improvement of the building. This determination is based on a comparison of the cost estimate of the proposed work to the market value of the building (excluding land value).When the costs equal or exceed 50 percent of the market value of the building, the work is substantial improvement. As a result of this determination, you are required to bring the building into compliance with the flood damage-resistant provisions of the regulations and/or code [cite pertinent sections]. We would be pleased to meet with you and your designated representative (architect/builder) to discuss how to bring your home into compliance. There are several aspects that must be ad- dressed to achieve compliance. The most significant requirement is that the lowest floor, as defined in the regulations/code, must be elevated to or above the base flood elevation (BFE) [or the elevation specified in the regulations/code]. You may wish to contact your insurance agent to understand how raising the lowest floor higher than the minimum required elevation can reduce NFIP flood insurance premiums. Please resubmit your permit application along with plans and specifications that incorporate compliance measures. Construction activities that are undertaken without a proper permit are violations and may result in citations, fines, or other legal action. S a m p l e L etter to Notify Property Owners af a Determination That Work Constitutes Repair af Substantial Damage Notice of Substantial I)arnage Determination (Residential) Dear Property Owner: We have reviewed your recent application for a permit to repair your existing home that was damaged by [insert cause of damage]. The building is located in a mapped Special Flood Haz- ard Area. As required by our floodplain management regulations and/or building code, we have determined that the building has been substantially damaged. This determination is based on a comparison of the cost estimate of the work required to restore the building to its pre- damage condition to the market value of the building (excluding land value). When the cost to repair equals or exceeds 50 percent of the market value of the building, the work is repair of substantial damage. As a result of this determination, you are required to bring the building into compliance with the flood damage-resistant provisions of the regulations and/or code [cite pertinent sections]. We would be pleased to meet with you and your designated representative (architect/builder) to discuss how to bring your home into compliance. There are several aspects that must be ad- dressed to achieve compliance. The most significant requirement is that the lowest floor, as defined in the regulations/code, must be elevated to or above the base flood elevation (BFE) [or the elevation specified in the regulations/code]. You may wish to contact your insurance agent to understand how raising the lowest floor higher than the minimum required elevation can reduce NFIP flood insurance premiums. If the damage was caused by flooding and if you have a flood insurance policy from the Nation- al Flood Insurance Program, you should contact your adjuster to discuss the Increased Cost of Compliance (ICC) coverage. This coverage may provide a claim payment to help pay for work required to bring your home into compliance.Your adjuster can explain that the ICC claim may also be used to pay certain costs associated with demolishing and rebuilding your home, or mov- ing your home to a site outside of the floodplain. Please resubmit your permit application along with plans and specifications that incorporate compliance measures. Construction activities that are undertaken without a proper permit are violations and may result in citations, fines, or other legal action. S a m p l e L etter to Notify Property Owners af a Determination That Work Does NOT Constitute Repair af Substant i a 111 himage Notice of Determination (Residential) Dear Property Owner: We have reviewed your recent application for a permit to repair your existing building that was damaged by [insert cause of damage]. The building is located in a mapped Special Flood Haz- ard Area. As required by our floodplain management regulations and/or building code, we have determined that the work proposed to repair the damage does not constitute repair of substantial damage. This determination is based on a comparison of the cost estimate of the work required to restore the building to its pre-damage condition to the market value of the building. Please be advised that we will make another determination if you elect to perform work oth- er than what is necessary to repair the damage, such as additional renovations or upgrades or building an addition. Construction activities that are undertaken without a proper permit are violations and may result in citations, fines, or other legal action. \� �{ �» 4 Catalog 0. /7-$ Flood lain Management relatedr�aE�. P amend ments i n the Comprehensive PlanLn, ad De velopment Code and C OF COMMUNITY ode of Ordinances NOTICE MEETI NG NOTICE OF REQUEST FOR AMENDMENTS TO THE MONROE COUNTY COMPREHENSIVE PLAN AND THE MONROE COUNTY LAND DEVELOPMENT CODE AND "1 111.1—vu T,T TOT,ArTIt', 01�TIE IF——T,_TM-A MONROE COUNTY CODE OF 101 11 111 "I,❑m FOM ORDINANCES oll-1111�1 T11 'A IT ,'I `n III BOCC Ado ption H ea ring February 3,2022 ....... ..... T,1', 11.�,T' q M NT6T M-11 EIE,M.— n I I"..'IT IJhAr,,T=T,AF-I rl�T AO—J&ANIT)om ri FFKF U111—I IN11.1 T-,I—"'r O_ �11 11 7.11.-TO 11 r_TO-Ih1twIrq 1AMD�I,f THE. `�P�MKI .1.—E A.J—11—11I.TAICI TAM 1,171"1 11111IT1 I 11-A_I T,= V -1 TOI MPEAL �T TO f TH,. ffE November 1 5, �,,2 11:.171111��11'1� 1 2 1 1I.TIT1111 1�11Z 17%Ell� .11.1 0 AIIT�--Al N 0 T, I 10 X Al I 111 1, Ill I" III, 2fl—I—, T. "0 FZ "I"I"k 1 "—'"'-- " --1 O�11111,11, W.1 R-�B-1.1f T1.T1 F VDDOJE1.TO TI—IIIt T11 IIZI'1111� Ill 1141 CTION ANTI1- v _O Tr", Agenda Items SA-S.8 r 11 rll�TM —IT I IX 11.11r,1 11 11VI11-rd5r Nil I I 11WT T U Ml�. 1111", 11 A 1.1—111 11111, faF w,k" bm"g,dig 3",n 1,I�P,W W. IN, agaaysn T E11 IVII 111111,94—TO T111 rIT Ill—1 rviai o,Ig..1.tlU nnmkH P___Ift Vnw 6uWnag-.116�.mxx.. 7 Floodplain Management • ITEM S.4: 'at ------- evt re tCode., a e uIlrerent am -the State of Land-_ ---- III°:°Illoria Modell II°°°Illoo -triiiraine o iiiiol � e updated II:°I;: II ollioiiie , -to e Illii iitlll o rl Illaiii. . a a ere e ... ...... ......... .. ... . ... ..................................................................................................... ...................................................................................................... ....................................................................... ........................... .................................................... ................. ..................... .................................... tlll°me fllo.o .ro iii iiions iiin the Florida ull.......................... inneoe ar ire ,�mllatioina. .............................. ........................................................................................................................................................................................................................ • ITEM S.5: U1 ate Code of 0rd1n,a,,ncesmail i o tr otioArticle II it i �i Code to e consistent with -the Florida Building . ...... -t ....... ....... ...._ ......._ amendmentsfor local i ..he r......' .............................._ %............_sta nda..rds. _ Lamendmeryts tothe FBC • ITEMS S.6 & S.7: .............iiineiiil............iii...iirm.. t Comprehensive Co rehen i e Man and Lan U e elo rm�ment Code -to increase -the maximum height :t.....iire s ii.. .eiii .1l11. .III.........1I . .'iii..11l.............'i' to 4 ft Il iiiclQr� o u 111 Ill e a a lii 111 a 11 111 e aftem� tlllie a q tiii o n of a iii orm tlllie effective ate of afe u ui ........................... ... (Coinp Plan amimeuii mmruueiat trami mlmiiitte to Ilf; llf;;;;; II a • ITEM S.8: .im�. ..i�. ......_ _� _ e _ t .___ a _r___ - e m a III°°'llllll° Ills aurm to ore m iiiurea Illiiicau t to mmll a miiit Illaurm ire�viii iiioum to uriiioir .to ecru miii,t iii um�au�ce eur ourm tiratiiiurm fm�llllll t ............................................................................................................................................................................................................................................................... .................................... worm Illiiiau ce wiiitllNm tlll e u urureurmt l°°'lorl a l l/ llrm Code aurm the alem Ilf°°III III° III four eururmmiiita ore , mmiiiuriiiurm ain III°" /IIf IIF allllllocatiiioun. Notes: • As used in these amendments, the updated FEMA FIRMs are the maps adopted subsequent to the current Zoos FEMA FIRMS (dated February 18, Zoos). • A future amendment will be required to LDC Chapter 122 to adopt the updated FIRM maps(afterthe map appeal is resolved) • Amendments to LDC Chapter 122 and Code of Ordinances Chapter 6 are critical for DEM to deem the County's Floodplain Management Ordinance compliant with NFI P and for the County's next CRS verification in zoz3. </.;��,r .rJ-I/7 01/1 /////.. /// / l/// /r r// / f ,to be consistent with the Florida Division of Emergency Management's State Model Ordinance which is written to explicitly rely on the flood provisions in the Florida Building Code, and to continue to meet the Community Rating System (CRS) requirements and maintain our CRS score and insurance discounts. ❖ NFIP is a federally-subsidized flood damage insurance program administered by the FEMA. The NFIP makes federally-backed flood insurance available in those communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage. These regulations must meet or exceed the minimum administrative and technical requirements in the NFIP regulations (44 CFR Part 59 and Part 60). ❖ Residents and business owners are eligible to purchase NFIP flood insurance policies in communities that agree to regulate development in special flood hazard areas. These special flood hazard areas are delineated by FEMA on Flood Insurance Rate Maps(FIRMs). ❖ Communities must incorporate NFIP requirements into their zoning codes, subdivision ordinances, and/or building codes or adopt special purpose floodplain management ordinances. Code of Federal Regulations_ Subpart A-Requirements for Flood Plain.Management Regulations §60.1 Purpose of subpart. �� 11 11 11 11 11 (a) The Act provides that flood insurance shall not be sold or renewed under the program within a community„unless the community has adopted adecpuate flood plain management regulations consistent with Federal criteria.Responsibility for establishing such criteria is delegated to the Federal Insurance Administrator. p;b", This subpart sets forth the criteria developed in accordance with the Act by which the Fedleral Insurance Administrator will determine the adequacy of a community's flood plain management regulations. r�' W egally-enforceable„apaplied,uniformly throcl,rdl�out the W;..ye recfu p,tiours must �p community to all privately and publicly owned land within flood-prone,rnudslide(i.e.,rnUdflow)or flood-related erosion areas„and the community must provide that the regulations take precedence over any less restrictive conflicting local laws„ordinances or codes. Except as otherwise provided in§60 6,the adequacy of such regulations shall be determined on the basis of the standards set forth in ;60.3 for flood-prorre area,§60.4 for mudslide areas and§60 5 for flood-related erosion areas. 1/I lll( / f/ W Monroe County is proposing amendments to update various Floodplain Management related provisions, to continue to fulfill � � tY p p g p p g N ;Q;iwAii e ants o the atic�nal Floo Insurance Woof a I an aint ",j,® s%=d 'n the I r ramI 10 � „(ii sir i ir��oi ,. ioi iris �,' , ,' Viand to continue to meet the Community Rating System (CRS) requirements and maintain our CRS score and insurance discounts. Y In 2012, State Floodplain Management Office developed a Model Floodplain Management Ordinance for communities, written explicitly to rely on the flood provisions in the Florida Building Code. FEMA approved the Model Floodplain Management Ordinance in 2013. Over the past 10 years, DEM has worked with nearly all of Florida's 468 NFIP communities to transition to the Model Floodplain Management Ordinance. ➢ Since the 2010 edition, the flood provisions of the Florida Building Code (FBC) meet or exceed the minimum NFIP requirements for buildings and structures. Nearly all Florida communities administer local floodplain management ordinances that are written to rely on the FBC to meet the NFIP requirements. ✓ The Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages communities to establish sound programsthat recognize and encourage flood plain management activitiesthat exceed the minimum NFIP requirements. ✓ In CRS communities, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community's efforts that address the three goals of the program: 1. Reduce and avoid flood damage to insurable property 2. Strengthen and support the insurance aspects of the NFIP 3. Foster comprehensive floodplain management ✓ Monroe County has achieved a Class 3 rating in the CRS, which provides a 35% discount on flood insurance premium and in April 2022, will increase annual savings to flood insurance for 14,400 policyholders in unincorporated Monroe County to $7.5 million dollars annually. This is an annual average savings per policyholderof$522.Cumulatively to date, Monroe County has saved policyholders over$24 million. Amendments to LDC Chapter 122 and Code of Ordinances Chapter 6 are critical for DEM to deem the County's Floodplain Management Ordinance compliant with NFIP, and for the County's next CRS verification in 2023. Item SA - Floodplain Management - U daten I m nt I t r 122 In summary, the amendment includes the following: • Updates to the floodplain management definitions in Section 101-1. • Establishes the purpose, scope and intent of Chapter 122 Floodplain Management. • Specifies that Chapter 122 is be administered and enforced in conjunction with the Florida Building Code. The flood load and flood resistant construction requirements of the Florida Building Code shall apply to all buildings and structures that are wholly within or partially within any flood hazard area. • Establishes that Chapter 122 applies to all flood hazard areas within the unincorporated areas of Monroe County. • Retains the reference and use of the Flood Insurance Study for Monroe County dated February 18, 2005, and the accompanying Flood Insurance Rate Maps (FIRMS). (in current Code Section 122-2) • Retains the provisions for the Permit Referral Process, Species focus area maps, Species assessment guides and the administration of development review within species focus areas. (in current Code Section 122-2 and 122-€3) • Provides updated floodplain management definitions for Chapter 122. (in current Code Section 122-3) Chapter 122 FLOODPLAIN MANAGEMENT" ARTICLE 1:. -- IN GENERAL S.e!% 122--1..---General. lad `:;tta kyc^•� Egg gL tucaxa, _•haN d-c-_Sag-awn as dl f^"lr �r+�rl site Maa�'lgeaaa>��_�9ara�r�arznce o >'�_Yeunro (_cp¢arlty,11ac11a�rvFtc ac tcrl.tccI trr o,clutsrt�laa_" �a a°talaa 1:_ltr maary rayi_Iau1� (rotttlu c tzrartcl la t ll ra vl ,tap--,,<ulll alcv tcrpvli o-tat_tl1 at a,as tz a11Yy a ll-Gala ac K1aaalIy -------- ----- ---- -------- --------- ithi a acy_fftlaavct Y_tturKlad a1c_rctz Ilac taatlrsa Vaatl_trat llasaatc,cl tea flu _suataaticrl5ff u1i cab t tnrt, dllit aracffi_ttr; -and of-h- 1 S-Ac-_ualalalcave-n-ient, and Iutihly--aalsu'd- tievla, cart_ustlalctitrta altcl tie»a1x Ictrrevctatlru ,_curl aarcttac_rat.„. �5 f I ,aaaaa ataaa a taaaaw a attl tla iam aaiaa a aiaia a t.cuelc R Ia1 .la a atry a a acut...a.aclo el t« 1a acluuaaaaa.te.ee cl and tttataara a¢ta sat,uatalauecuauertb_,- rro<aau,a`t4taa--tact--x:rrt alo-aztatffa¢aaaaro rat_------c�alag'r=,t¢rolct' .5,rasarV ffa-c,llacle--_t------rlg- ____ _._......t_......................................................................................................... „ . -- , rva a, as a Iry as the >� a, r. „ >try ys; flood a„aWazaa at lrclraa tltc,f 1e�r�er/c�,�311r�r/raaz �..caa/a^, ��-ac,c,rroae.lDt.aru.,t�lV,a�aalli� caG re"a1�1a+.1u1c1an eat Ia�daa�aafdnc,taal�c,c�Yalasaao-...� �Iu�.,_p_a.e� IIy:.._a 11 v ¢u�_�1 q1 ._�.�➢a Vu. _I".lc aes"c�.._�aaale;Vt�t e eke 1 VU. flood ➢c_ap<� alauc 1. 1 l&o�U,t ry c,o-vu.aat.uiac„tucroaa aaa.auaaa.,a.iiaawpai„wt: flea, l late„aa�rr lta�slalaaaa t.aaala shall a a.W lea du➢ l ua11(Ia1.. alaa,l :t.aia,latariaa.attgci nrltian%t��uctalac ei,_1r1ar11c�aaas�,,.5.,-Irusl�aDirbalcaaua a�a�_z�ga�rucea_n�ru�t arv4 1�_bb��_��alra�_a,1�Ic,1afl,_r��aa.r ae-a�ntaaa�ll �_e�rzc�c,�_,. V. u t IC °k �., nt arltItor -tt aysttnw , aracG_crg _ , �glt „ba aa 1�1u1 a t b, l4g IGur a1 :. aaa a �u t1ha:x, a 4ki:ul tlRa ry:1 ad ,a,, o-(, 24 rel' a � as rlrvrllt'li. �.1 la„ak;tica agµrvw a�rvlutucltu crvV`tgaes^�t11�aa�lara�,�,that u�H,..�.fa 1•e,11a°a,,a�l� t�a��„P�"�aar�r's�"., a a„"aac�a..Tau tN1e extent fanr�c�t➢ ntl a�taeu tu�t, ac rauc the, ...taaaiala der t"aa�a , �u ��uaa; aswtula1Ira Ia 1a„e rraa .... tag laat c'crvarta°crll,Itt � t�ca 6 lea�m tca llae :" a N�tatt e d: lattae° :can xut:, llratta�a are� aar�at. It ea aflattons. This cha a�ter eula r a.cla -_tra y cvlci_nrt_aIac c raz_--re ilation in eff c¢ f�g'_Iua�aarl,9c;1p gat of cga aft�r��aaa��aat--_n$'lera>d hazard aac<t_,hater at icna>I ra__ Iaatcara;�ccl tea Vac-Iclalalar ¢arecl t tl a ratraarw ai eau r ataytuatct oiiN itli aiici e rugrra 1pltive to at r e tllc-_r,eaawanty-_r Iclaal ttc_a Iu1c�_m_ac11a1t Q_aX,ut not limited V,ca_land clevekataln lit To-f�u;ulatlrvlt,,, a aatvn �acliu_rralac a t�al laa� tyre r aaa antra a raac°ork-ua lalatt crag x aa1t;-flea,r*lr�ti&l 1.30 slaaarx(;'car/ I his chapter does, not revise cal„repeal any other existing a;crva niy cal"dina1'.0 e eve'regulation lea a ny way. Item SA - Floodplain Management - U daten I m nt I t r 122 In summary, the amendment includes the following: • Designates the Building Official as the Floodplain Administrator and provides for the duties and authority of the Floodplain Administrator, including rendering interpretations of Chapter 122, reviewing permit applications and plans, issuing floodplain development orders or permits, providing substantial improvement/substantial damage determinations, etc. • Provides for the permanent retention of floodplain management records. • Provides permit application requirements and standards, including for buildings, structures and facilities exempt from the Florida Building Code. • Outlines the buildings, structures and facilities that are exempt from the Florida Building Code, and which require a floodplain development order: o Railroads and ancillary facilities associated with the railroad. o Nonresidential farm buildings on farms,as provided in section 604.50, F.S. o Temporary buildings or sheds used exclusively for construction purposes. o Mobile or modular structures used as temporary offices. o Those structures or facilities of electric utilities, as defined in section 366.02, F.S.,which are directly involved in the generation, transmission, or distribution of electricity. o Chickees constructed by the Miccosukee Tribe of Indians of Florida or the Seminole Tribe of Florida. As used in this paragraph, the term "chickee" means an open-sided wooden but that has a thatched roof of palm or palmetto or other traditional materials,and that does not incorporate any electrical, plumbing,or other non-wood features. o Family mausoleums not exceeding 250 square feet in area which are prefabricated and assembled on site or preassembled and delivered on site and have walls, roofs, and a floor constructed of granite, marble,or reinforced concrete. o Temporary housing provided by the Department of Corrections to any prisoner in the state correctional system. o Structures identified in section 553.73(10)(k), F.S., are not exempt from the Florida Building Code, if such structures are located in flood hazard areas established on Flood Insurance Rate Maps. Sec.122 It).—Duties and➢I oiveies anl'the FlaaaadlWamna Aa nnmunnkh'alff. m Sec. 1 22 31.. ttth m. ve10 mmnm�nut PaaaV �m m��iam¢rl i n HAS ➢ua:rt�n 1_aauaalpmlaraaln¢mlamxfimmtaat°x ctntmanmm--."lmcq_tactma� _ xa_at z __ta maramtta, tCta ➢m�adgllata t. @ .....D... ..... a t,amaumalraammmaa.narnum.nta.,Iaumauilanrdammlcu,nnnnannt. l➢.a.ia,arlc tammma.t.nam..limcpanny: lramtnaafilxnuantc.cltr3.:rnxama- ,a'ltnmrmnm trator, the p81b dillannna A�h,aIPTYinistrapoY n➢nrtl:�_cl6lf"p_,at mllldhV IX➢A Ykf k Cut-l ettain of hisor her �....�� [..... duties tta_c_ot_Ca a raiala cu a ,. unn<aci a 1p.cann a t . annnpascsr%a:at crt umramnnm�aaunwavw'd rea,V a.taa x_rbF.....namm NrnA n aupmintlic.:d, fiaa a'luma In 2a.c:c nt...... . to Gene!* a:unttnnan ntv. Hie l lcarac9 alaiiam apamonaaam afirnaficma a. aumfilaaari .c,wl and s.flno e.c tay,al tra daalnammaaasyfic am and- arana usucrma ame ancut mwa m6taal n.nn tllam:.>...w it,.atw,u arn, t1.ua...t icarru ca Liava�eAaara P..,uc a,. ..a6a nll. awnm$tareg th ancuvision of aiis cim atlrn ltnc I llameadghtnnm Adam nnn t:rMor shall haave the aacttacprit r to l 1)R V.rp„m>'afudi° lcac,aue rrancl i_sarm traaawt cl tar umiauanrruura i1cucaal cldnmairm.r; ; l ---- -------- l -- --- I ------ ------- ------- ------- -- reri-la..a oaotc,r r tii-tiwatn_s of this cha mta.s r aaan.,asfiavrufi�vutdm d.➢ar cant nmf,aaauat ar.at.aan.,s ca➢ tlar �i,:a atic;n sauaci nnr<m f ffta t a n tl�a l anat[aaa7.a.af to an +.nvfi trlrrta traa7u. cylN a s:,M, arou l uilmn t� nr,naa m.,flaammat mc.,tu9tuna, txrrnam L -------------t --------------------------------------------------------------------------- t - ---------- t - 1 l.m ciaea d,mtmd.,].craacV. z.n.i.c.lumainnm..,lamnp nneat Jnamm�td.,cp t+a. t1 M c,kt.%°n:.k. cvt irmnrh aennc~v 1.iman•Inng e.-arncpmthrumm..>aat tl:uc. aaaaaaraa -,aaaei taaDafaz1i.0 yawafltg,ae z amn --lrrr _clbfia,c, n.na roam ha clarify_ t$ac__a)plmwratatara wnt t1--2nzca a trrat_a= ......... ........ dc,sign floods Sec..12-2 5.. .�Buila kn r iic tad afi flood damage resistant nmater al - ,,rcia �n . <a u�mmsn andmuaalmuaam:mtmuma�tnannnuatlV.auamlcHmmn, s �tnmmatumra,.�,mrnetrmmamintna,u, tloaumm�4laa �Crara.¢lea/Samrfmdrmr � t. design. r ,.� ._ m�m^marmin� t t,.4� &tca�a.,nnma.a.li�an:�mm.cal,lalua�anpaann�,��n:nw^r cic.atsna�l «;w.�t.:..r��Jnlawa��, tlnc alc,_n�na #lcuau�-1 cicaatt�an"a+an nnmca.ttluc. ,, ,.: . . .. rcji . . .,, .. are,e ,... Caaatr>a Iaaa:ama�-nfitwaancc,tlosaon1w------- tritllto^:,ckn mtwa.MmanaVcfrrt=s, tnamaatisa --uaa---:mcplmtncs�tl.ltakraarw.;+za--ummat ... , . .� ., r. „„ I � � ° � t na.clapx,au�mnm<nnts:..-aat.�Ga4,,➢- 1,�-c,.c,,rmfi that nuaannmm�ay.,vnnu<,➢ee:tmnc. �a"wnc,aw ra.clwaun.wcl fiaa an�alwfi,-�, ln.do :�.,n�a�t� fucunmm i.l.uc f aar as rz 2inaala,drras t,.cswic, nnaa la.ncla¢as .mal staanmtn I nn.aa an cavcar czat cnn a.e a am sat.malastanatntml cia.mraa crl ., ---- -------- -------- �, L -I - allcl...fi„lca tri.c a.,ade a�aa7anxa airlemui,s a Ircn.ull.mtltwwi Ca��.cry fi➢.ae:....-ala .a�nm flood alevartn.on laa-crrncieal.-thart..ft 4 d — — — ,a,nc,la l mmalalmnm t.nm,natmarc„> nm.cl I a.,ml.atncs sBn all lre<le.yn a.mwai nm.cl „s ua t.naac tact nr.,ac,c,ean.clannc,a a atl:la:the flood ,.. w - t>s _ � camna.t,,rannm fica;a.11 cut tlm�.....gancra u..,na.,rnn,.�cut filaw,c,la,c.tama.sni la�artl as&..-�nianlwia.nn:�"�..-c,n¢laa c9a...-aatll7ca.Imc,a,-ksni�nnt a.,�cf�t1T.1 l-o-ad aaac9_ffcNod r ;.taint c<acius[m o¢tncaaa_t caann rrtaauf>of- SC 24. Structures cXcsa�at 9uaanau_G_(ac t I-om eaar8 icur v�8 1c7aw at as ns. Hnildin,g Code that arencat walhA and roofed bannlwlmnagp shall c'acmm�napal with the requiremm eats of section 122-3 l of this chapter. Item SA ~ FloodpUa^n Management _ U date Land DeveloRM2plCodeiChapter122 In summary, the amendment includes the following: * RequineaallonoonvensiunAmreenxent - formogroeingtonotnnnver or modify in any manner that is inconsistent with the terms of the building permit and Chapter 122' for enclosures below elevated buildings, certain crawl/underfloor spaces, detached accessory structures, and garages. (in current Code Section 122-7) 1-h-e ov,,-n-el all-d recorded ollthe pnq�eqy - in Official Records of the Monroe ".' ("Ilerk of ° Provides the standards for site plans and construction documents. * Provides inspection standards to determine and/or confirm compliance with the requirements of Chapter 122 and the conditions of issued floodp|ain development orders orpermits. * Retains the required inspections of enclosed eneoo below elevated residential structures. (in current Code Section 122-6) * Retains the F|oodp|oin Certificate ofCompliance Program (request inspection ofmnenclosuny). (in current Code Section122-7) * Maintains and updates the Variance procedures (in current Code Secbon 122-5) and provides for 8 new variance for at-grade wOtflVodoroo@ed accessory structures inA/AE Zones that are larger than 800 eq. ft. but not larger than 1.000 eq. ft. in size. o FEK8A issued Policy #104-008-03 in Feb. 2020 with NF|P design and performance standards for accessory and agricultural structures which Item SA - Floodplain Management Update Land I Motion/Vote Sec.6-55.-Building department. Item S.5 - Floodplain Management - Update Code of (a) Organization and admintstration. There is hereby established a department called the B-building Ddepartinerit headed by the B-building 0efficial- Upon recommendation of the Or din sand Construction Ce-ounty Aiadininistrator, the department :shall be assigned to the division of county government that the B4oard of Ge-ounty Ceommissioners, determines appropriate- The C,caunty Aadministrator with the approval of the Bboard of Ccolinty Lccirimissioners shall In summary, the amendment includes the following: designate the 134uilding Gafficial- • Updates the purpose and scope. Adds definitions. (b) Employee qualifications The Bbuilding Oafficial shall be licensed as a building code administrator by the state.All appointed or hired inspectors and plan examiners shall meet the • Addresses the administration of the Building Department including the Building Official's qualifications for licensing in the appropriate trade as established by the state- authority and duties (including the provisions of Ch. 122 of the Monroe County Land (c)Building officiai authorihi and duties. In addition to the jurisdiction,authority and duties that inav be conferiedupon&Building Official by otherprovisions ofthe Monroe County Codes: Development Code as the designated Floodplain Administrator). !-The atmilding 2,afficial shall have authority to administer,interpret,and enforce provisions • Updates the references to the Florida Building Code; and for clarification and other of the Florida Budding Co : Aeedplaifi m2aiagmnen4 r gpalatieiis, and this chapter. Such purposes. authority,jurisdiction,and duties shall include the following: (1)To process building permit applications and issue, void, rescind. suspend, and revoke • Includes Local Technical Amendments to the Florida Building Code (higher floodplain building permits an&or applications- regulatory standards than the FBC). (2)To inspect sites,buildings and structures as required by this chapter,the Florida Building Sec.6.145.-Certificate of accupauc-.%y. Code and the Standard Unsafe Building Abatement Code; A building or structure shall not be used or occupied,and a chance in the existing use or occupancy (3)To issue-void-rescind,suspend-and revoke certificates of occupancy and certificates of classification of a builclzxu or struacmire ux nrtion thereof shall ne t lroe made until the BuAdin- completion;. Offic:ial has issued a certificate of occupancy as get forth in Section I 11,Florida Budding Code- (4) To maintain building permits, financial- and ether public records relatpd te; of the In addition to the requirement,;of Section 111,Florida Building Code,the following is required: depa1tmentL&aff4u--s: (a) Req,4ipd. Nn nev.,hudding sliall be oeeulme4 or a ehange made in the oeeupafiey ef (5) To establish such policies- aa4 procedures and rules of procedure necessary for the e3ustilig building Hvtd aftp*the bimIld-ing offietal has issued-a�PF�ifipate efePeupaney. administration of his or her responsibilities under the Florida Building Code and this (ab) Issuance of certificate of occupancy. Upon completion of construction of a building or chapter-, structure and installation of electrical,gas,mechanical,and plumbing systems and after final (6)To provide a recording secretary for the purpose of keeping the board of adjustment and inspections,the 13building Oefficial shall issue a certificate of occupancy,_provided he or she appeals- does not find violations of the provisions of the Florida Building Code-,this code or other (7)To apprise the Construction Board ofAdiustment and Appeals of all facts and information laws- including: iqsiie Pi rp#ifiPatp of eeeupEffley if he ai-q1w t1i- #he eempleted at his or her disposal with respect to matters brought before it; eon etien under t4e applieable peFmi;� (8)To apprise the Contractors Examining Board of all facts and information at his or her (1) Was found in compliance with the Florida Building Code and this chapter disposal with respect to matters brought before it; Was found in compliance by the Pplanning Ddirector with part H of this Code and the (9-7)To be the official authoritative source to render interpretations of this chapter and the Floodplain Administrator with Chapter 122 of part II of the Code, Florida Building Code; (3) Was found in compliance with fire prevention and life and safety codes by the fire (IQ4 To,enforce provisions of the Florida Building Code and this chapter_a0_the_MQLkMPPw marslibal,where applicable-,and ofCh 122 of the Monroe County Land Development Code(part 11 of this Code)as the (4) That any on-site sewage disposal and treatment received an approved final inspection, designated Floodplain Administrator, where applicable- (H�)To issue stop work orders- (bbe) Debris removal.No certificate of occupancy shall be issued unless all construction debris (12)To issue cease and desist orders an&or cease and desist letters; is removed from the site. (13)To prevent any imminent threat of any,violation of the Florida Budding Code or this (c,4) Revocation of certificate of occupancy.The Blauilding Oefficial may revoke any certificate chapter--, of occupancy, if a false statement is contained in the permit application upon which the (14) To prepare and submit petitions for declaratory statements to the Florida Building certificate is issued or if subsequent use does not conform with the larid use(zoning)district Commission- in which the structure is located, or as authorized by the Porida Building Code or pursuant (15)To prepare and submit requests for non-binding interpretations of the Florida Buildin to this chapter. Code to the Florida Building Commission an&or Building Officials Association of (de) Temporapal cevq�cate of occupancy. The Bbuilding Gafficial may issue a temporary Florida-, certificate of occupancy for no more than 12 months for portions of a building that,in his or (168)To conduct all other such duties and responsibilities as are othenvise required by the tier determination,may be safely occupied prior to final completion of the building. Florida Building Code and this chapter-, Item S.5 - Floodplain Management - Ordinance,gpgate Code of i iConstruction In summary, the amendment includes the following: • Updates the purpose and scope. Adds definitions. • Addresses the administration of the Building Department including the Building Official's authority and duties (including the provisions of Ch. 122 of the Monroe County Land Development Code as the designated Floodplain Administrator). • Updates the references to the requirements of the Florida Building Code; and for clarification and other purposes. • Includes Local Technical Amendments to the Florida Building Code(higher floodplain regulatory standards than the FBC). 1. Continues to require FEMA Elevation Certificates 2. Continues to require a V-Zone and Coastal A Zone Construction Certification Forms 3. Continues to require declarations of land restriction (nonconversion agreements) for enclosures below elevated buildings 4. Continues to limit the size of enclosures below elevated dwellings (299 square foot enclosure limit) 5. Continues to establish minimum foundation requirements and alternate engineered foundation requirements 6. Continues to require replacement of exterior mechanical, plumbing and electrical systems, equipment and components to be located at or above the base flood elevation identified on the FIRM that was effective when the building was originally permitted Item S.5 - Floodplain Management - Ordinance,gpgate Code of i iConstruction Local Technical Amendments to the Florida Building Code (higher floodplain regulatory standards than the FBC). 1. Continues to require FEMA Elevation Certificates 2. Continues to require a V-Zone and Coastal A Zone Construction Certification Forms 3. Continues to require declarations of land restriction (nonconversion agreements) for enclosures below elevated buildings Technical Amendments: Florida Building Code, Building, /I Edition 107.3.5 Minimum plan review criteria for buildings. 1103 Required inspections. The: examination of the documents by the: building official shall .include the followwrin,g. The building official uupoxh notification frorn the permit holder or his or her agent shall make the minimum criteria and documents- a floor plan; site plan_ foundation plan; flloar,fraaf followwfing inspections,and shall either release that portion of the construction or shall notify the framing, plan or truss layout; all fenestration penetrations-, flashing and rough opening, permit holder or this or her agent of any violations which mulct be corrected in carder to conhply dimensions;and.all exterior elevations: -with the technical codes. The bhuildxrhg official shall determine the tinting and sequencing of Commercial �.Buildi ,�iar�r ur�ai s�i•�air�ra�Buildings: vn wheninspections occur and what elements are inspected at each inspection. ��; S. Structural requirements shall include': ]wilding [part'al z iuou:?H1 Soil conditions/analysis Termite protection 1. Foundation inspection.To be made after trenches are excavated and foams erected and shall at Design loads a nnininhuunh include the fol;loww irhg building connponents: Wind requuirements . Stem-wall. Building envelope . Monolithic slab-on-grade Impact resistant coverings ar systems Structural calculations(if required) • Footers/grileade caps Foundation • ]Eootens,rgrade beams Flood requirements in accordance with section 1612, including lowest floor 1.1.In flood hazard areas, upon placenhent of the lo-west floor, including basement, and elevations,enclosures,nonconwersnanagreement,V-Zone and Coastal A Zone prior to fiurflier vertical construction, the FEMA Elevation C-ertificate elevatie Construction t;'-ertifroatiou Norm,flood..damage resistant materials shall be suubxhhitted to the authority having jurisdiction. Wall systems 5. Final inspection.To be made after the building is completed and ready for occuupancy. Floor systems 5.1.In flood,hazard,areas,as part of the final inspection„final l;ENTA Elevation Certificate Roof systems 9 final eei4i efifie i of the lowest floor elevation shall be submitted to file authority Threshold inspection plan lhaving jurisdiction,. Item S.5 - Floodplain Management - U Florida Building Code, Residential, 7 Ih Edition ,gpgate Code of Or i t r6 - Buil P,322.2.2 Enclosed area below design flood elevation. Enclosed areas, below new and substantially improved one-.and two-family divellings,and.below lateral additions to one-and two- Construction family dwellings. including crawl spaces,that are below the design flood elevation shall: 1. Be ugedsolely for parking of'vehicles-building access or storage- 2. Be provided with flood openings that meet the following criteria and are installed in Local Technical Amendments to the Florida Building Code (higher accordance with Section R-32222.1- floodplain regulatory standards than the FBC). 2-1.The total net area of non-engineered openings shall be not less than I square inch(645 4. Continues to limit the size of enclosures below elevated mm2)for each square foot(0.093 m2),of enclosed area where,the enclosed area is measured dwellings (299 square foot enclosure limit) on the exterior of the enclosure walls, or the openings shall be designed as engineered openings and the construction documents shall include a statement by a registered design professional that the design of the openings will pro-vide for equalization of hydrostatic RESOLUTION 193-2014 flood forces on exterior walls by allowing for the automatic entry and exit of floodwaters A RESOLUTION AMENDING EXHIBIT I OF RESOLUTION NO.440-2011 as Specified in Section 2.7.2.2 ofASCE 24. OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY 2.2. Openings shall be not less than 3 inches (76 nim)in any direction in the plane of the APPROVING A 2014 IMPLEMENTATION PLAN FOR THE FLOOD INSPECTION AND COMPLIANCE PROGRAM FOR SUBMITTAL TO THE Wall. FEDERAL EMERGENCY MANAGEMENT AGENCY(FEMA) 23 The presence of louvers, blades- screens and faceplates or other covers and devices NOW THEREFORE,HE ITRIKSOLVED BY THE:BOARD OF COUNTY shall allow the automatic flow of floodwater into and out of the enclosed areas and shall COMMISSIONERS OF NIONROR COUNTY,FLORIDA: be accounted for in the determination of the net open area_ Sytit ],'The FUCC hereby adapts INhibit lintfinched h—l.'2014 InapIcuuminion Plan for Mone"county Fluor!Insturrasture Inspection and,Compliance Progrann", 3 Shall not be more than 299 square feet except for perimeter wall foundations ��figp The County Administrator is directed to expeditiously transmit this Resolution I (crawl/underfloor Spaces)with wall heights less than 5 feet. and,unt.hedexiobit to the Region IV Orficaof FFMA. R 4. Nonconforming enclosed areas of 299 square feet or more belovisr one- and tw0-;family. F ernedW dwellings existing,on.April 12,2004 shall not be modified,improved,or expanded unless,the PASSED AND ADOPTED by the Bayard ofCounty Courruissioners of Momcc County, Florida,at a regular meeting held on the Zorn day of August,2014. enclosed area are brought into compliance with this section. Mayor Sylvia Murphy Xea Mayo'Pro T, Daxxny Kelh.gc Commissioner ll'.ths'Carottha's P,322.3.6 Enclosed areas below design flood elevation. C u i,,knta.(is ge N-g-1 C.—issicure, David Rice ype. Enclosed areas below the:design flood elevation shall not be more than 299 square feet and shall EXHIBIT 1 2014 IMPLEMENTATION PLAN FORTHE MONROE COUNTY be used solely for parking of vehicles,building access or storage. FLOOD INSPECTION AND COMPLIANCE PROGRAM Flood Insurance Inspection Program 1612.,4.4 Additional requirements for enclosed areas., Monroe County has 5 Hood Inspection Programs tnclsndmg: I' Inspection on Transfer of Ownership(Sale) Z' Limited Square Footage Below Base Flood Elevation(Maximum of 299 square feet) In addition to the requirements of ASCE 24 for new and substantially improved residential 3. Chapter 122 Land Development Code Floociplam Regulations,as may be amended from time to time to maintain buildings(limited to multi-family divellings, apartrnent buildings-._and condominiums)and lateral consistency with FEMA Federal Regulations and State of Florida Building Code Regulations Ii. Certificate of Cornpidince Program additions to residential buildings (limited to multi-family' dwellings- apartment buildings, aind 51 Inadvertent observation of illegal structures betow base flood elevation in accordance with Florida Statute 553.79 Section 17(a) condominium&),enclosed areas below the required elevation shall be not more than 299 square feet in area per dwelling unit.Nonconfb=11I.Ia enclosed areas of 299 square feet of more existinz o April 12,2004,shall not be modified,improved-or expanded unless the enclosed areas are brought into compliance- Item S.5 - Floodplain Management - Ordinance,gpgate Code of i iConstruction Local Technical Amendments to the Florida Building Code (higher floodplain regulatory standards than the FBC). 5. Continues to establish minimum foundation requirements and alternate engineered foundation requirements 1612.4.3 Minimum and Altem-nate Engineered Foundation requirements. Design and R32,21 3A Minimum Foundation Re-quiremuents. Design of the foundation system shall be construrctiorm of foundations in Special Flood Hazard. Areas shall be mrm accordance, with time provided by a Geotechrmical E,ngnieer registered in the State of Florida in a site-specific. nminiinum requirements as set faith in 1612.4.3.1 or 1.61.2.4.3.2_ geoteclinical report submitted) per requirenients of Stction 1803.6 (Florida Buildinz Code, Building).The foundation design shall be the more stringent of recomunnendations of the report and 1612.4.3.1 Minimum Foundation Requirements.Design of the foundation systenn shall meet the following mnriimimi requirements- be provided Iby a.Geotechnical Engineer registered in the State of Florida in a,site-specific l. All stnuctuares or building fowidat.ions shall be anchoredlsoclneted into natural rock.. geotechnical report:submitted per requirements of Section 1803.6.The foundation designn This includes,, but is not limited to,auger cast concrete piles,, precast concrete piles or shall be, the more stringent of reconmmendations of the repor# and meet the, following wooden a�T minanunm requirements. ? All concrete oding shall have full depth re nforcin to of ectivel ,resist the internal. 1. r�lauds':, but is not limistructures or tng ed tied.to,auger ations u shall be aruolpaared'socl)reted intonata.ural rock,This forces mduc d b thewithout failure,dean n loads,au� concrete piles,precast concrete piles or wooden 3. All Jilin Ball be a%shored to the natumral rode with a 14 inch,minimum diameter PALL lateral socket and a to resist the full th reinforcing to effective) resist the intemal 4. The rpM�Lile fu ua dation WppW uric embedment of fo All concrete il:iiu shall havefia forces induced by tlue design loads without ffailure. �l r'e uirerl s stem s be designed 3.All Piling shall be anchored to the natural rock with a 14 inch minimum diameter au iced loadin for ann ainsui orteil hen lit defined b a furl scour condition.The sonata aactieant socket and a mirnimi nn embedment of 3 feet. docunnents shall iruchude a statement that the design has been completed and certified 4.The mle foiind ration suu aoit s stein sliall be desi.,ned to resist the re, mired lateral loading for a full scour condition for lateral stability to the elevation of the suppoftijj rock amid foi an uuins a)rted luei lit defined b a full scour a oruclition.The cc nsti auction alocurneiits in accordanuce,avith AACE 24. shall rfileui E s atellt Ef)loot ffl1 rSsu ilw l3 b al canmTjtitf�aiir�_ceitified cwn_4fuilwl gco3tum 5 Bile embeAdment shall include consideration of decreased resistance cappacity used by conditWimi for lateral stability to the elevation of the supporting rock and in accordance scour of soil strata surroundiiig the piling and have adequate rock penetration to resist avith ASCE 24, the combined wave acid wind loads "lateral and uplift). 3.Pile;embedment shall incluicle consideration of decreased resistasnce ca acit r caused bw Florida Building Code, Residential, 7th Edition savour of soil strata surfowidin thesiling acid have ade uate rock ienetrition to resist the combined wave airs)wind 1 :s...lateral and�u)lift` Florida Building Code, Building, P Edition Current Code: 122-3(c) - All building Foundations shall rest directly on natural rock, on concrete puling driven to rock or on Friction piling (concrete or wood) and shall be anchored to such rock support by holes, 16 inches in minimum diameter, augured into such rock a minimum depth of'three feet and reinforced by a minimum of four#5 vertical rods extending up into the piers above a minimum of 18 inches and tied to the vertical steel of the pier. Wooden pilings shall be locked into 16-inch auger foundations by at least a #5 rebar extending through the piling and three to five inches beyond. 122-4(a)(1) - All new construction and substantial improvements shall be adequately anchored by pilings or columns to prevent flotation, collapse and lateral movement of the structure. Item S.5 - Floodplain Management - Ordinance,gpgate Code of i iConstruction Local Technical Amendments to the Florida Building Code (higher floodplain regulatory standards than the FBC). 6. Continues to require replacement of exterior mechanical, plumbing and electrical systems, equipment and components to be located at or above the base flood elevation identified on the FIRM that was effective when the building was originally permitted. [BSI 503.2 Flood hazard areas. For buildings and structures in flood hazard areas established in. Section 1612.3 of the Florida Building Code,Building.or Section R322 of the Florida Buuildnng Code,Residential,as applicable, any alteration that constitutes substantial improvement of the existing straactuu•e shall comply vvitln the food design requirements for new construction, and all aspects of the existing structure shall PdIcyboWs may, d a mIlgaUlon dscourlt II[Cerl)adn cmewI be brought into compliance with the requirements for new construction for flood design. MaCll wid Equ.rdpment(M&E and ap tdWces si-Oldnig the buIIld ing,lil dde or,out due bril�Idn are a to of beast For buildings and structures in flood hazard areas established in. Section 1612.3, of the Florida Ie elfin af ft floor,above the buJldddna first fk)ix.See RM Building Code,Building,or Section R322 of the Florida Buuildrrng Code,Residential,as applicable, SeOm 3.dd.C.6.a,for a dd l of the M E that must be dal to any alterations that do not constitute substantial innlrrov-ennent of the existing stnictuure are not receKle the dldscount required to comply vvith the flood design requuirelnnents for nevv constr"<uctiorn,except array exterior replacement mechanical, pluunbing and electrical systems, e uaap_pr i-nent and components shall be required to be located at or above the base flood elevation identified an the FIRI+w!I that was effective below the base flood elevation rignll enti tte on the loi est floor of an existing building is located d'�M i R Jiin r',�con,2O2f when the building vans originally rrraitted If the FIRM tlat was effective ivpien the building dr,rre z> U P ATE originally permitted,the replacenaerat mechanical,plumbing and electrical systems,ealu)ment and. connponernts shall be located to or above the lowest floor elevation of the building Elevation of Machinery Equipment:ent:, The li and [BSI 701.3 Flood Hazard Areas the CRS Class 8 ReqUirement In flood hazard areas, alterations that constitute substantial improvement shall require that the building comply with Section 1612 of the Florida Building Code,Buurldin or Sect"� g g. corn R32'?of the ° Freeboard(addlitiion�al height above the base flood elevation)for kfre lowest finished flood co Florida Building Code, Residential, as. applicable. Alterations that do not constitute substantial of buildings is important.Freeboard results in reduced flood losses,significantly lower improvement shall be required to have any exterior" replacement mechanical, plturnbing anal flood insurance premiums,and more flood resilient property owners and communities. electrical systems, ecllaaipment .and components located at or above the base flood elevation also important is the elevation of machinery and equipment(M&E)associated with identified ont;he FIRM that was effective when tile building was originally permitted.If the lowest buildings.M&E being protected from flood damage means fewer,National Flood floor of an existing building;is located below the base flood elevation identified oil the FIRM that Insurance Program(NAP)claims,For some communities,Put&E being protected can mean was effective ivIlen the building originally permitted,the replacement mechanical. phunbing,and fewer future repetitive-loss properties, electrical systems, equipment and components shall be located to or above the lowest floor For the CIRS Class 8 prerequisite,the requirement is for residential M&E to be elevation of the building, elevated to at least the base flood elevation plus one foot—with an exception.This requirement comes directly from the.model International Residential Code:(IRC). Florida Building Code Existing Building, ]tn Edition Since 2015,the IRC has required M&E to be elevated with the;exception of specially- E" evating machinery and equipment can reduce flood risk,red uce the costs of post,Hood darnage repairs designed equipment.Floodproofing around M&E is not allowed in the IRC and is not system restoration and fadhtate recovery after Hooding events. sufficientro meet the Class 8 prerequisite.Federal Emergency Management Agency Item S.5 - Floodplain Management Update Code of Ordinances, Chapter 6 - Buildinqs and Construction Motion/Vote Items S.6&7 - Floodplain Management - ive 1:11 n and Land Deve101Dment Code In summary, the amendment includes the following: • Increase the maximum height of residential buildings to 40ft, which would be available after the adoption of and on the effective date of updated FIRMs. • Intended to address additional difference in elevation due to a change in the updated FIRMs requiring the use of a new datum (on average there is -1.5-foot conversion), potential increased base flood elevation requirements with the updated FIRM maps, and changes in construction requirements based on revised base flood elevations, including the new boundary for the Limit of Moderate Wave Action (LiMWA)with the requirement that properties within the boundary be built to VE Zone construction standards. • The height limit change to 40ft would be based on and triggered by the adoption and effective date of updated FIRMs. ------------ ----------------------------------------------------- All new FEIVIA mapping elevations will be in NAVD8 " / " /r'J rfi i lev bon In, Elevations In Ply ! r it /11 fi /f ,. op/U r/ III rk,e :.-.zr r,�,nrnv // / /ailrr!/% " %/l v !% r li0i rj/rAi A n� % a r I 17 I IILD, p,,,,,,,,, ,,,,,,,, ,,,,,,;,; ,,,,,,,;;,,,,,,,, ,;,,,,,,, ,,,,,,,,, ,,,,,;,, ,,,,,,,;, ,,,,,,,,, ,,,,,,,,, ,,,,,,,,, ,,,,,,,;, ,,,,,,,,, Effective(2005) FIRM FEMA Prelim FIRM County Appeal FIRM oil, l BFE 7 BFE 9 BFE 9l Potential BFE increase of2ft Potential decrease in starting base measurement point by-1.5ft Items S. 6&7 - Floodplain Management — date I lei lit limitinCoa nsive 1:11an and Land 2D 2e yy 2e!12 p Mm 2e En It SCi og dg.e2 In summary, the amendment includes the following: • Increase the maximum height of residential buildings to 40ft, which would be available after the adoption of and on the effective date of updated FIRMS. After the adoptiorix mar ora the e-fkalVedailie-of ziLkeiateci FENU Flocxl Ins;urgire Rate, Example scenario of amendment: -foot uti�Fs vNrh1ch do.nrit exceed ............v,............ the 35 skibstaritial RE/ /// R� P W1111111/' W7�................. vt� A . ..................... I i(I vVithill th" ec"al Flood Hazard Area shall ha:ve a faiax' �, oc�ateat�i � i MIUM 40ft limit kWEd e1evaticrinj based o.ri No tirtl 1pfflimm"W1(0 fhe Rnrruia req� Irfi ........... ........ 35ft limit A.44J I ciaffkao,d Ri.7,,ard Area that are substaii.tial urnpr hta�ve a.niiaxitnu-Lm he4ght firniit curt ........................................................................................................................ .......................................................................................................................................................................................................................................................................... feel. vri. o�irder u..) elevrite the add:11lop. to the. nyr Elevated do ............................. "rca.....,t'rra red, flc,,cj,d Now BFE el.evation. ................................................................... Adi&�t�orts,to la :1.1 estAlvl.;'hed exil��Ssde' I diris.s v thar.the S c!:al Ft c�,cj,d .................................................................................. ------------------ ........... ...................1............................ ............................................. Ww BFE .......... sarsr• .......................................................................................................................................................................... c-if 40 fiept.,�id C.h.e addition nets the.,Formia.EtahL?Ig(-"oeieflood elevatlxml . ......................................................................................................................................................... . .................................................................................. B.,i.7.,ard Airea that are imat,su]bsta.z.i.l i.a.1��M' !C sliall hav arriaxAnaiijrn. ]a i lit I ... New BFE ................. ...................................................Lr...................................................................................r 9...................1!. based on iri.P1.322 2 1 aaid R322.3.1 th.e. layvfudly esabl..i.......h. tt.......updated l ed exisingbuild'trig shall not r. :r.!'�f ti9 n f,.)f 4() Example image is from FEMA P-758 FIRMS j.............. ............. Figure 6-9. Lateral addition to a postFIRM building in an A zone (a map revision has increased the BFE). The :A. t a] Flood 1.1ag,'m—d Area f1halt naeets -[,.he proposed work is a lateral addition with no work in the original building and no structural modification of the common P ........................................................................................................................................................................................................................ regalued flood A. 1j.TrntA') wall or roof.The work constitutes a substantial improvement. Because there is no structural modification, only the ........... of th -L.,rL.)(late'd FIR.M.'s gilye'l.l. a f addition must comply with the effective BFE which is higher than the BFE when the building was built If instead the 4()fm et. hi.no'case shall f 4, or a 1aw7f I Idir 2, all , exisia resideriti fial buildii L� exceetli'i�a fi a irnaxirriumn heit-71it: o0 proposed work includes work in the original building or structural modification, the addition and the building must hmi comply with the effective BFE. .................................................................................................................................................................................................................................................................................................................................................................................................. Lateral addition and Addition required to con"ittly; Additron required to comply,building required to 1.1.r2f.1 Pd FENA.A. FIR.Ms aie the Ma. . . . . ? to FENIA Flood histi:ra.VIce .............................................................................................................................................................P........ .................................................................................................................................................................................. Rehabilitation,S11111 building required to comply comply sera Note below table &1h.w c Lateral addition,rtgt.5 11.), wid the �,,icconj.panying Fkaod him.urain e Mate Maps, dati..A.Febtajia. 18,.2i(05. .5-1 ........................................................................................... ........................ .5_1 Addition riot required to cornpiy Addition requited to be elevated to at least the elovation at the existing lowest floor Lateral addition,S1,not Addition required to con"ittly; Addition required to complystrudUrally connected building not required to comply ................................................................................................................................................................................................................................................................................................................................................................................................. Lateral addition,S1, Addition required to rornply; Addition required to comply,building required to Structurally connected building required to comply comply(see Note below table) Items S.6&7 - Floodplain Management Deve101Dment Code MotionNote Item S.8 - Floodplain Management — Amend LandI m nt I t I ail In summary, the amendment includes the following: • Requires updated ROGO/NROGO scores triggered with the adoption of and on the effective date of updated FIRMs. • Requires applicants to submit plan revisions to prior to permit issuance, demonstrating full compliance with the current Florida Building Code and the updated FIRMs,for permits requiring an ROGO/NROGO allocation Sec. 13S-25. -Application]P`rocedure;s for Residential ROGO. . k IIC ¢ irm.tirai,¢*am arof1..,,mmVmmar; mruu ma:uir.°a 1,1 m rliurxrt;m,.u.uu.rinM1ro cur errsrnn !nm. d.hr, F.M1,..J4,..m�.�.,a t uaur,rur¢o-m ...a.:�a.�a 7 S eca�z7 cnadlacs�eaFdaae�rs. The ovnnnsslxalllL��ssv assigned allocation applications J C J �' .� �p � PP e°"i, . • r F' ,, e , e- ., for proposed dwelling unit(s)to provide a disincentive for locating within certain coastal the F.f,.alrwe elate of tlur tnprlakrd ri � Fllrrrud in uuna.uare Fat. t1ap.,.M airurl all Huth kaplwlmti agnnvua cony 7et r n tfr"ut lax e nant rea eu e1 an alllocationu award tuna the ti ifecta a date of high flood hazed areas: lnn iumu tivatlxt.:d lair . . „ Pointe Assignment: Criteria: the anpd'atud FF�1 flood 1n urauce FEte l &iated sadl . ... -6 Proposes structures requiring an.allocation within V'zones orn the F'El`>LA ampwulmte(. laa s..ed¢..n t11.( ivailrrllated F1-ft�A „Fx.xa�i In ruaau ce R rte Ihw�,ml (.1. �f� ifµ�til iil i FFM.- Flood . flood insurance rate... maps. s.in a:i acehas Maputthnnapadptedrlegjiuu t to iF �1A blood In tir n e %ttxlw an� 1he... ... ...w aruvrrrarn w:uY , l lraraxl I.mstai anc;e Rate l"�lary� lr7t cll l �laa¢umiu� I�sM ntV� i„ ruaml rruicpnualrrl law u p v�uru,un -4 An application for ww�hichdevelopment is proposed wwrithina,CBRSunit. y,y All:n:a he atre,rwu.as uun or erz6.e aarag rrotaa tine ROGO tavuuA rasa r ii rften the,f&es,UGww= rta0.4 l'afar na a atµrl within Ali 1. ufth, 1w.launzaw 1,wuauntvi..,ntaulp�e,elVrvpwtnleratrvala..,. �....�.. .. ... ...... 1 ...... ..... ..... ....... ....... .... .... ......... FEMA aw¢; . ; .0 aaram ..:.. :..:. 1 Revisions a ur nm�permit applications requiring the a coatuon s . building permit . „ a i r a t v that . .. have not arce ed in afloiaiaOn a:r;a d on the eftr,ctne dale of th+ nup,ratau at.F'F+MA V�tood pni iai n e application for a proposed dwelling unit re-quilmg a ROGO allocation must,be approved prior tine ... .. ...... ... .. ... ...... ... ..... N ate Tw ap „ htp;p haws u,; e mtal,pr2.ri an x.or rree� nu,x teat gmigiafi uapaltata:¢�,pay eel r at tNua arproated FFINIA %uulernittin a ROC.iO application. In the event that the FloridaBudding f,a"aoJe�a:rual;m arr 1, FPuEl!l File ani ° pl Flood Insurance Rate Sy"Z;11 lFll.:�t,y. Updated FI�+.JIVI^� l,l,00d Insuarancc Rate M,N-3 Aire the mt:ll:ap"t. ........ ..... 4,p ., A...., . , .., .. lun,.,r.utanra..w .l1.at,.v .,u>ian. pp ll,.lwt1 i is amended l...tnrr,,. .u¢ tl.uw,, slant, tll�,�.wt a .lN..,, wa1.t ,.k..ulna.«utnuvan, u., ,,aw.auu,uttt..u,l a ,.:, � :ry � e l � � l l altr�ugak...�rt „,soli cpnaiamuk kax FiFtvuf� t^ia.arroct fau�uznanae ,krac.11 axurai t.fla. egxaa rntuauu'�nv.�:l-t nit lfn..,murcaui� ,t�.au�. ,,... ,,,,. ,:,. . w a and the date on wwl>n h a flatuwlduru permit, requiring the ROGO allaw�atrort s applied for u.. n ;,aua.u.l t n". e t l g g � � pp lttapxa,...atant.i1 V a CN.ttaraug V ?.,�.. V p 7„axA�uarralrrarl�.:at L't xetgt ra a awal,,Namun N.rr 1,., euf ttn.:..a�l�raatxe..x.:nmana�t} (Which follows the date on which the required allocation(s)is awarded),ifnecessan-y°,the apj.Nlou:a.u.at 1) R elly.rtament Caaate: la„alp s ubrrurm p iuxk tc t1w, Ilvuada;trlu'g I°e gluuP ul rkuarru sln ,,uaPuvk,l full u?',ath the, cu.ur r �� aaa„n'rx,auuu:l i°1uP., ska�laullnkr��l 1"l�jt.Ff in effect. These plan sewmttacuns shall tees t„,out r"heir rrr,l,a air al' : t,.. submitted ivithin 180 days of the ROGO, allocation award date or the applicant shall forfeit the ROGO allocation aww.-•ar . Following receipt of the plan revisions_ the Building Department shall re 4-iewwr the revisions as if the application its new(however retaining the same(building permit number for administrative purposes)- based on the building; code and....:ihe malrpta rl i f R.M., for compliance prior to issuance of the building permit,requiring the,ROGO allocation(s)by the Building Official. Such mandatMr revisions and review are limited to the modifications, necessary- to demonstrate compliance with the Florida]B-uilding;Code am.d the adoln IF.!..te�.j in effect at the time of(building fir.. .; lay 6::� ... .. wmt I aaa t rraa E2.2ala!2! a 2 Ish� . permit issuance- l-kali�... :° n l Ir that a�ffcl t the ferret rnp..f. o a dwelling�...:�uaimnt„ nn,,p:r au ew n;;:l ,arinn of habitat or incira;e ffi height t of ... p F .. l the struait taxi e h�ull'll lam;:rea ion.wu ed l rt Compliance i ance au atfu tl:a l ararl l le elVM.rpus tent Code in effect-al the ...... .. ....... ........ .... ....... ........ ...... tannaerOf.perrruita uzrroa:;e. ....... ........................................................................... Item S.8 - Floodplain Management MotionNote ......................................................................................................................................................................................................................................................................................................................................................................................................... Addendum to the 2017 CRS Coordrnatorls Marwtf A-10 Edihon:: 2021 ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. NIew Prerequisite for Class 8 ♦ On page,210-4,a new subsection is jnseiI 211.1b. Class 8 Prerequisites all the Class 9 prerequisvics-,I)The community rnu,,st meet (2)The community MUNt adopt and cnforce at least it i-fout frceboard requirement (including n-Lachincry Or equipment) for all residential buildings co.nstructed, substantially improved,and/or reconstructed due to substantial damagc throughout iLs SHIA where base flood elevations have been determined o.01 its currently effective FIRM or in its Flood Insurance Study(FIS),cxccpt those areas that recclvc open spacc cl-edit.under Activity 420(Open Space Preservation). The Class 8 prerequisite can be rnct through the criforccnicnt orlocal ordinances or building codes,andjor state building codes,provided the freeboard standard applies to all residential buildings, %Nhcthcr single-farni I),,mulfi-ramily,or manufactured. This includes theth replacement oft-nanufactuyed homes, im pre-FIRM manufactured home p�arks. The ordinance Or building code must rcqui.rc that machinery or equipnicnt be elevated to,at least I Foot ere the base flood elevation for buildings newly constructcd,substantiallyI. iniproved,and/or reconstructed due to subsuartfial damage. This requirement includes machinery and equipment placed Nvithin attached garages and/or within cnctosurcs below elevated,buildings,with the exception ofutility meters and cqui.pnicrit specifically designed to vvithstand inundation according to the standards offlic Intcrnational Rcsidcntial Codes and t It N F I PT he e . Class 8 freeboard prerequisite will be inct provided,that attac ga hed rages and enclosures below elevated buildings mcct the minimurn requircments oftlic NFIP (c1cvaled to,the base flood elevation or having proper openings). Comi-nunitics that enforcc an adopted frccboard standard that meets the Class 8 prerequisite will be provided with ffccboard,(element FRB)credit,under-Activity 430(Flighcr Figure 3-1.Air courlitionirig compressor elevated ou a Figure 3-2.Air couditioriag compressor elevated ou a Regulatory Standards). Credit will be cvaluatcd at the next CRS verification ViNit Or next pedestal. cantilevered platform. modification. Figure 4-15.Deck provides meter ................................................................................................................ access and allows the meter and L,West hori7ontal structui al I owest horizontal structural bor of elevated Wading mointor of O ovatod building main service panel to be elevated anti ............... , Install service connections(e.g,, protected from flooding.Electrical oloctric lines and meters,Wophone components placed below the flood iunctron bOXOS,CebiO jUncfiori� =rrrrrrr== protection boxes�above flood protection level, instalf elpetrical protection level remain vulnerable to components on level la ndward andwd side of interior proles or landward side of flood dairiage. Flood ........ rnber othervertical supl)ort neoniii interio,cilas o,other Protection venical support level N �"'�row I`- .... .�;t" i //000000/ ..........00%/%�%%%/i nies Secure risers with corrosiorr-rosiWart M straps or ancli (2 feet on center, "Zz Pile maximum} l an dward/— do—strearn downstrear, MIX, ............. 4 NI I T 1,(IA T 1, N MF,0k`,1. RH,, PDR RPSIDENTIA1 BUIUDIINGS Figure 4-2.Elevated HIVAC condenser units in a coastal zone with a 'rr Tvc, protective railing instailled(Galveston 0 Island,Texas). M Code of Federal Regulations ( ) RegUire that alp new constrUction and sUbstantpal improvements of residential strUctures (5) Require,for all new courustrucflion auad substantial iirnprovernents,that fullly enclosed areas within Zones Al-30„AE and AH zones our the corrnnaU pity°s FIRM have the lowest floor below the lowest floor that are usable solely for parking of vehicles,building access or (irrclUdilIg basement)elevated,to or above the base flood pevel,unless the corrrnrU pity is storage pia an area other than a basement and which are subject to flooding shall be gmntedp arr exception by the Federal Insurance AdlrrwiuIistrator for the allowance of designed to auton-iaticalllly equalize hydrostat c,flood,forces on exterior wralllhs by allllowpuag foir basements in accordance with§60 6(b)or(c); the entry and exit of floodwaters. Designs for irneeting this requiirernent must either Ibe (3) RegUire that alp new constrUCtion and,sUbstantpal improvements of non-residentpap certified by a iregistered professional engineer or architect or rneet or exceed the following struactrrres within Zones At-30,AE and AH zones on the community's firm napnirnuu-n criteria:A r-nlinlinaurn of two openiings haviing a total l net area of not(less than one square finch for every square foot of enclosed area subject to flooding shall Ibe provided The (pi) have the powwest floor(including basement)elevated to or above the base flood levee or, bottorn of all openings shallh be no Ngher than one foot above grade.Openings may Ibe together with attendant utility and sanitary facilities,be designed so that below the base equipped with screens,louvers,valves,or other coverings or devices provided that they flood level the strwaotrire is watertight with walls srrbstantiaky pnapermeaNe to the permit the autornatiic eirntry auad exit of floodwaters. passage of water and,with structural components having the capability of resisting (6) Require that rnanufactuured homes that are Ilollaced or substantially improved within in Zones hydrostatic and hydrodynamic loads and effects of buoyancy; Al-30,AH,and AE on the cornrnuNly"s FIRM on sites O provide that where a non-residential strUcture is intended to be made watertight below the (n) Outside of a rnanuafarctrured hoirne park or Subdivision, base flood level, a registered arofessionap engineer or architect sh'IaH develop and/or review structural (ii) pn a new manufactured horne park or subdivision, design,specifications,and pagans for the construction,and shall l certify that the design hiup) put an expansion to an exlisting manufactured home park or subc'piiviision,or and methods of constrUction are in accordance with accepted standards of practice for h' p pin at existing nanu acttrec �o ane park or sdbdpvhspon on which a r"anufactured home meeting the applicable provisions of a� ag ah pc)( )(py or(dD(ty( (of this section,and has lir7cuirirecp"substantial dparnage"as the result of a flood,,be elevated cn a permanent (fl) a record of sUch certificates which uu" lodes the specific elevation(in relation to paean foundation such that the lowest floor of the irnauaufactured home is elevated to or above sea level)to which srrch struuctrrres are fpoodpproofed shale be maintained)with the official the base flood elevation and be securely anchored to an adecluatelly anchored designated by the conrrraUNty Under(t 59 22(a)(0)(kii); foundation systern to ireslist floatation colllalpse and lateral imoveirtneni. p14, Require that recreationall vehicles placed oua site s w ilhi n Zones A 1-30,AH„and AE oua the comirnuuniity's FVRM either ('i) Be oin the site for fewer than 180 consecutive days, (i) Be fuulllly(licensed and heady for highway use,or (rip) Beet the permit requirements of paragraph(b)(1)of this section and the elevation and anchoring irequ ireu-rents for"manu.wfactrured hoinoes"In paragraph(c)('6)of this section. A recreational vehicle is ready for highway use if it is on its wheels or Jacking systern,is attached to the site only by quick 6sconnect type utilities and security devices,and has no permanently attached addiitions. Code of Federal Regulations (2) Within Zones V1-30,VE„and Vona a�OMMrMily°s FIRM, (5) Provides that all new COnStr'tu tOn and substantial improvements wiit [n Zones V1;30,VE,am-od (ui) obtain the elevation(in relation to mean sea level)of the:bottounn of the lowest structural � y �the space bellow the Illow�west floor either free of obstruction V on the community's FIRM have nnernlaer of the lowest floor(excluding Pilings and colrirnns)of all new and substantially or constructed with non-suppnortiing Ibireakawwway walls,open wood Ilattiice-work,or iinsecl. irnp roved structUres,and whether or anot Such structures contain a basement,and screening intended to collapse under wind and water loads w^wiithout causiing cc:ulllaprse, displacement,or otlhrer structural darmge to the elevated portion of the bulilding or runrder srr �22(a)O alp sr�reh information with the official designated by the coma uInrrr ity 4 p�� seu a�ortiincg fn:r�runncdatlin:rn system For the genrpwoses of this section,a brealkw�way wall shall have a u O( )(ildi°°� ; design safe Iloadiiung iresistance,of not(less than 10 amid ino more than 20 pounds per square (3) Provide that all new construction within Zones V11-30,VE,and V on the cornnnurnpty°s FIRM is foot. Ldse of breakway walks which exceed a design safe loading resdstance of 70 pounds peer located landward of the reach of mean high tide, square foot(either by desiigmn or when so requored by Ilocal or Mate oodes) miay Ibe permitted (4) Provide that all new construction and substantial improvements in Zones V1-30 and VE,and only of a registered professional engineer or architect certifies that the designs proposed also Zorne V if base flood elevation data is available,on the community's FVRM,are elevated meet the follllo wpng conditions" on pilings and columns so that (i) Breakaway wall l coll1apse shallll result froirn a water Road(less than that which would occur (ui) the bottom of the lowest horizontal strructurap member of the lowest floor(excluding the during the base flood; and, pilings or columns)is elevated to or above the base flood level„and u) The.elevated Iportion of the Ibupllcdrng amid supporting foundation sy°sterrm sEnalll rrot be. (f') the Pile or column foundation and structure attached thereto,is anchored to resist subjject to collapse,dispnlacerrnem,oir other structural l damage due to the effects of wind flotation,collapse arid lateral rnovernent clUe to the effects of wind and water loads amid water loads aching sirtrulltanen:wuslly on all buildiiung coirnnpaornents (stwctuurall amid non- acting sirnuitaneously on all building cornpnorrents.Water loading values used shall be structturall(.Water loading values used shallll be those associated kitlh the base flood. those associated with the base flood,Wind loading values used shall be those required WWond loadiincg values used shallll be those required by apapkcalblle State oir local building by applicable State or local building standards.A registered professional engineer or standairds. architect shall develop;or review the struuctUral design,specifications and plains for the constrUction,and shale certify that the design and methods of construction to be used Such enclosed space shallll be usealblle solely for Iparking of vehicles,buiildpng access,or are in accordance with accepted standards of practice for rneetirrg the provisions of storage, pnrsi a gTapah,(e)(4)(i'i)and(k)of this section. d" Prohibit the use of foul for structurall su aort of Ibuk6n s within Zones V1-;30,VE,arid V on the (. .1 PIi g 9 cornurnnuniity's HRMv (7) Prohibit man-made allteration of sand dunes and mangrove stands within Zones V1-30,VE, amid W on the community's FIRM Which v+wculld increase Ipotential flood damage. Table 6-1 a.Compliance Matrix(A Zones) Table 6-1 b.Coinipfiance Matrix(V Zones) lig ON Rehabilitation(renovate Compliance not required Work shall comply and shall not be allowed to Rehabiilitati�ion(innovate rk ha -0 ly and shall) alilowedl to, k, I g n 0 n_"m d that we r, - o 7 777q 77 q comply and sh, 7-77 7, e 7 Wo as 11 Mpo ",m tS or remodel),not Sl make the building non-compliant with any aspect or remiode I),Dn,2,Ljl ma the b ul d In with any aspect of the building that was required for compliance of th'b'f in g ir compliance Rehabilitation(renovate Building required to comply Work shall comply and shall not be allowed to G fit r, v t I comply W r , I " p Rehabilitation(renovate Building ding r wr d to Ware,ha I I alflowed to, or remodel),Sl make the building non-compliant with any aspect I� Sl t of the building that was required for compliance or remiodel),Sl mak he bull diing n o n-cornpian with any aspect (see Note below table) of the building that was ireq,uiired for compliance Lateral addition and Addition required to comply; Addition required to comply;building required to (see Note below tablie), Rehabilitation,Sl building required to comply comply(see Note below table) Lateral addition and Addition required to comply� Addltion required to comply,and rehabillitation ............................................................................................................................................................................................................................................................................................................................................................................................................................................................... Rehabllitation,Sl building required to,cornpIly work shall cornpIly and shall)not be allowed to Lateral addition,not SI Addition not required to comply Addition required to be elevated to at least the make the builidiing non-compflant with any aspect elevation of the existing lowest floor ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................ of the bullding that was iregpuired for compliance Lateral addition,SI,lia Addition required to comply; Addition required to comply (sae Note below tablie) structurallyconnected building not required to comply ........................................................................................................................................................................................................................................................................................................................ Lateral addition,SI, Addition required to comply; Addition required to comply;building required to Lateral addlition,not SIl Addition not required to comply Addition required to comply structurally connected building required to comply comply(see Note below table) Lateral addition,SI,not Addition required to comply„ Addition required to comply(see Note bellow) Vertical addition above Compliance not required Work shall comply and shall not be allowed to structuraIlly connected bUildling required to,cornpIly building,not Sl make the building non-compliant with any aspect Lateral addiftion,SI, Addition required to comply„ Addition required to comply;building requiired to of the building that was required for compliance structuraIlly connected bUildling reqluired to,cornpIly comply(see.Note bellow table) ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................ ............................................................................................................................... Vertical addition above Building required to comply Work shall comply and shall not be allowed to Vertical addition,above Compliance not required Work shalil compIly and shaIll not be alflowed to, building,Sl make the building non-compliant with any aspect building,not Sl make the buillding non-compfiant with any aspect of the building that was required for compliance of the Ibuuilding that was required for compliance (see Note below table) ............................................................................................................................... ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................ Vertical addition above Building required to comply Work shaIll compIly and shaIll snot be alilowedl to, Repair foundation,not Compliance not required Repairs shall comply and shall not be allowed to building,Sl make the builidling non-compfiant with any aspect Sl make the building non-compliant with any aspect of the bullding that was required for compliance of the building that was required for compliance (sae Note below tablie) Repair foundation,Sl Building required to comply Building required to comply(see Note below table) Repair foundation,not Compliance not required Repairs shall comply and shall not be allowed to ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................ Sl make the buillding non-compflant with any aspect Replace/extend Building required to comply Building required to comply(see Note below of the Ibuuilding that was irequuiired for compliance foundation,Sl(including table) "elevate-in-place") Repair foundation,Sl Building required to comply Bulilding required to comply(sae Note below ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................ tablie), Repair damage,SID Building required to comply Work shall comply and shall not be allowed to ............................................................................................................................... make the building non-compliant with any aspect RepIlace/extend Building irequuiired to comply Buiilding required to comply(sae Note below of the building that was required for compliance foundation,S11(indluding tablie) (see Note below table) "elevate-in-place"), ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. .............................................................................................................................. Reconstruct new Reconstructed building required Reconstructed building required to comply(see Repair damage,SID Bulilding required to comply Wall shaIll comply and shaIll not be alilowedl to, building on existing or to comply Note below table) make the builldling non-compflant with any aspect new foundation,Sl of the.bullding that was required for compliance .......................................................................................................................I......................................................................................................................................................................................................................................................................................................................................................................................................... (sae Note below table) Reconstruct new RaconstrLlGtad buillding requirecIl Reconstructed buillding required to comply)see building on existing or to GOmPIIY Note bellow table;) new foundation,Sl ......................................................................................................................................................................................................................................................................................................................................................................................................................... https.//wwvv.f�oodsma rt.gov/what-u m pacts-my-prern urn-a nd-po�u cy-costs What impacts flood insurance policy costs? A.number c)I I actors are consider edwhen deterininingyour a rinual Hood insurance piemimn.These factors include: Flood risk(e.g.,your flood zone) The type of coverage,being purchased(e g.bufldng and contents coverage) The deductible and amount ot biailding and contents coverage The location ofyoin:structure The design and age of your structure The location ol youn stryiclure's contents(e.g Are yotu ulylit➢es elevated?) With its tww raflng methodolo[.W,Msk Rating).-t):E.'qtflty in Action,FEMA also ncm Ims the capability and tools to addiess rating disparities by incorporatftig mcuc flood risk vujables.I here include flood ftequency, inultiple flood types river ovey.t1cm,storm suge,coastal ercasion,and heavy rainfall and distance to as walet souice,aas well as I�iiopej,ly chatac tei-isdcs SUCly dS elevation and the cost to lel)LARL Your property's elevation For Propeffles la Idgh lisk flood areas bufli.�:,ifter the first FedeialErneigeivy ManzIggent wy 0-1-NA) mn Agg flooddinalls,the e[evation ol.the building in relation to the b-a-s-e is also as factol. WIffle Elevation Certificates(ECs)will nc�)kniger be reqWred to purchase coverage under Risk Rating 2.0: Equity in Aclion,as piq.,)erAy owner maychoose to piovide an EC and subrnit lt. to their agent to de tellnine if it wHl lomfer theit cost of insurance.ECs will.also c ontinue to be used foc floodplain.management buildhig iequifternents,which can affec.1 eligibility toy C.onimunitV Rating Systern discounts. Learn rnofe about FCs and how you ran pay less.