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Miscellaneous InformationCC�!L-�SMONROE FLORIDA33040 ) 294-4641 Office of the County Attorney P.O. Box 1026 Key West, FL 33041-1026 305/292-3470 - Phone 305/292-3516 - Fax March 14, 2001 Rod Allen ATI Title Company 620 North Wymore Road Suite 210 Maitland, FL 32571 RE: Juanita LaBaron, et al. Dear Ms. Allen: BOARD OF COUNTY COMAkIs IONEp MAYOR George Neugent, District 2 Mayor Pro tem Nora Williams, District 4 Charles McCoy, District 3 Murray Nelson, District 5 Dixie Spehar, District 1 Please be advised that there is an irregularity with the subordination Agreement which was recorded with regard to Juanita LeBaron. I am enclosing two exhibits. Exhibit 1 shows the Subordination Agreement which was recorded in the Clerk's office and Exhibit 2 is the item which the County Commission approved on September 20, 2000 rescinding the May 17, 2000 approval of executing the previous subordination agreement. You will no doubt recall that on August 21, 2000, 1 provided two executed duplicate originals of the subordination agreement which had been approved on May 17, 2000. 1 sent you a new subordination agreement which was not yet approved by the County Commission and which 1 signed for legal sufficiency on September 5th. You returned for recording a subordination agreement which was compiled by taking page number 1 of the agreement approved by the County Commission at the September 20, 2000 meeting and page no. 2 of the May 17, 2000 subordination agreement which was later rescinded by County. Unfortunately, this error was not detected until after the recording of an improper subordination agreement. As you must realize, it looks suspiciously as if some fraudulent activity took place in substituting page no. 2 of the earlier approved subordination agreement which did not specify that $50,000.00 remained on second mortgage to be subordinated to the new first mortgage as well as the SHIP mortgage. It will be necessary for you to have recorded in the Official Records of Monroe County the correct subordination agreement as approved by the County Commission on September 20, 2000. PLEASE GOVERN YOURSELF ACCORDINGLY. Sincerely, Suzanne A. Hutton Assistant County Attorney SAH/ak Enclosures cc: Danny Kolhage, Clerk of Courts COUNTY KEY WESTjo'!�ONROE fl.33M (3Z) 2s4-,w, Office of the County Attorney P.O. Box 1026 Key West, FL 33041-1026 305/292-3470 - Phone 305/292-3516 - Fax W. George Allen, Esq. 800 Southeast 3rd Ave. Penthouse Ft. Lauderdale, FL 33316 RE: Monroe County v Lebaron, et al Your File No. 99-249 Dear Mr. Allen: �f? May 23, 2001 BOARD OF COUNTY rpMAArScrO �rres MAYOR George Neugent, District 2 Mayor Pro tem Nora Williams, District 4 Charles McCoy, District 3 Murray Nelson, District 5 Dixie Spehar, District I Please be advised that I did not dismiss the referenced action because somebody pulled a fast one. Please note my March 14th letter to the Title Company regarding the substitution of the second page of the originally approved subordination agreement for the amended subordinate agreement which was supposed to provide for a remaining $50,000.00 balance on the second mortgage. Instead, someone took the first subordination agreement, extracted the second page which indicates no second mortgage and only the SHIP mortgage as remaining subordinated to the new first mortgage and filed it. In light of this apparent fraud, the County has not dismissed the case and is contemplating further action, including criminal action. I have to date not heard from the Title Company in response to my March 14th letter. If you can straighten this out, I will be glad to dismiss the pending action. Sincerely, 0Su ne . Hutton Assistant County Attorney SAWak Enclosures cc: Danny L. Kolhage, Clerk of Courts CC�IYSon�.NROE 33040 (305) 294-4641 Office of the County Attorney PO Box 1026 Key West, FL 33041-1026 305/292-3470 - Phone 305/292-3516 - Fax Ms. Juanita LeBaron AND Mr. Ralph Olson 999 415t St., Gulf - Apt. #5 Marathon, FL 33050 Certified Mail Ret. Rect. Req. #7099 3400 0009 6151 9658 F John D. Jones AND 2016 Lewis Ave. North Chicago, IL 60064 Certified Mail Ret. Rect. Req. #7099 3400 0009 6151 9641 Re: Subordination Agreement Dear Sirs: BOARD OF COUNTY COMMISSIONERS MAYOR George Neugent, District 2 Mayor Pro tem Nora Williams, District 4 Charles McCoy, District 3 Murray E. Nelson, District 5 Dixie M. Spehar, District I ATI Title Company 620 North Wymore Rd. Suite 210 Maitland, FL 32571 Certified Mail Ret. Rect. Req. #7099 3400 0009 6151 9634 On March 14, 2001, I wrote a letter to Rori Allen of ATI Title Company regarding the apparent fraudulent action of one or more of you in having recorded in the official records page one of a Subordination Agreement approved September 20, 2000 and page two of the Subordination Agreement approved by the County May 17, 2000. The first agreement subordinated only the SHIP mortgage and the second subordinated the SHIP mortgage and $50,000 of the original second mortgage. By recording the second page of the first agreement with the first page of the second agreement, you recorded that payment was made in full on the original second mortgage which is not true. To date, I have received no response from ATI Title Company. Therefore, I am advising each and every one of you that unless this matter is corrected post haste, I will be filing a civil action and consulting with the State Attorney's office regarding criminal charges. A copy of the March 14, 2001 letter, and its attachments, is included herein for your convenience. Please have recorded in the official records of Monroe County the correct Subordination Agreement as approved by the County Commission on September 20, 2000, and contact me within ten business days of receiving this letter, regarding your efforts to correct what appears to be a criminal act. GOVERN YOURSELF ACCORDINGLY. Sincerely, Su n A. H on Assistant County Attorney SAH/ss Enc. cc: Danny Kolhage, Clerk of Courts OUNTY O�MONROE r wesr rtorom aaow nas� zsa�w� Office of the County Attorney P.O. Box 1026 Key West, FL 33041-1026 305/292-3470 - Phone 305/292-3516 - Fax August 9, 2001 Marty Almasi ATI Title Company 620 North Wymore Road Suite 210 Maitland, FL 32571 RE: Subordination Agreement Dear Ms. Almasi: BOARD OF COUNTY COMM11510. MAYOR George Neugent, District 2 Mayor Pro tem Nora Williams, District 4 Charles McCoy, District 3 Murray Nelson, District 5 Dixie Spehar, District 1 Thank you for your telephone call of August 9, 2001. Enclosed is a revised subordination agreement which needs to be signed by Mr. Jones, Ms. LeBaron and Mr. Olson. As soon as you can obtain these signatures, please return it to me for the County's execution. I will record the subordination agreement, and return the recorded document to you. Please note that there is a slight alteration in the language of the revised subordination agreement to reflect the erroneous recording and to provide that the revised subordination agreement supersedes the one which was recorded. If you have any questions, please feel free to call. Thank you for your prompt attention to this matter. Sincerely, ��f zanne A. Hutton Assistant County Attorney Enclosure SAH:dct cc: Danny Kolhage ✓ REVISED SUBORDINATION AGREEMENT WHEREAS, under date of February 4, 1988, a second mortgage was given by Clinton LeBaron, Juanita LeBaron, and Ralph Olson, in favor of Monroe County, a political subdivision of the State of Florida, which mortgage was recorded in Official Records Book 1040, Page 1958, of Monroe County, Florida; and WHEREAS, under date of March 1, 1997, a third mortgage, also known as a "SHIP" mortgage, was given by Juanita LeBaron, in favor of Monroe County, which mortgage was recorded in Official Records Book 1448, Page 950, of Monroe County, Florida; and WHEREAS, the legal description of the property subject to said mortgages is attached hereto as Exhibit "A" and made a part hereof; and WHEREAS, Monroe County has filed a Complaint to Foreclose these mortgages as a result of the mortgagors' failure to make payments in accordance with the terms of said agreements; and WHEREAS, the accelerated amounts due on the notes secured by the second and third mortgages, exclusive of interest, fees and costs, total $139,121.19 and $47,994.00, respectively; and WHEREAS, the owner of the subject property obtained financing to pay off a portion of the balance of the second mortgage, but the subordination agreement recorded at Book 1657, Pages 58-59 of the Official Records of Monroe County, Florida, did not accurately reflect the intentions of the parties; and WHEREAS, the owner of the subject property has provided assurances to Monroe County that the subject property is available as "affordable housing," as defined in §9.5- 4(A-5), and complies with the requirements set forth in §9.5-266(a), Monroe County Code; now, therefore This Revised Subordination Agreement is entered to supersede that Agreement recorded at OR 1657, pages 58-59; and IN CONSIDERATION of partial payment of the amount due on the note secured by the second mortgage in the amount of $103,741.09, and other good and valuable consideration, Monroe County agrees to subordinate the "SHIP" and the remaining $50,000 balance of the second mortgage to a new first mortgage in favor of INTERBAY FUNDING LLC, encumbering the subject property. The "SHIP" mortgage is by this instrument subordinated and made inferior to the Mortgage to be given by John D. Jones, in favor of INTERBAY FUNDING LLC. IN WITNESS WHEREOF, the parties hereto have set their hands and seals this day of , 2001. (SEAL) ATTEST: DANNY L. KOLHAGE, CLERK By Deputy Clerk APPROVED AS TO FOR AND L L SUFFIC BY 7�� ON DATE jdconmortsubord BOARD OF COUNTY COMMISSIONER OF MONROE COUNTY, FLORIDA By Mayor/Chairperson OWNERS: JOHN D. JONES JUANITA LEBARON RALPH OLSON