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Item O4 BOARD OF COUNTY COMMISSIONERS AGENDA ITEM SUMMARY Meeting Date: July 16.2008 Bulk Item: Yes XX No Division: County Attorney Staff Contact Person: Pedro Mercado AGENDA ITEM WORDING: Approval of Resolution to extend the default date for the SHIP mortgage issued to Woods Comer. ITEM BACKGROUND: The County provided a construction loan for the purposes of building affordable housing units on Islamorada. The mortgage was entered in to on July 23, 2007 with the Middle Keys Community Land Trust (MKCL T) and provided for incremental repayment as the units were sold. MKCL T requires additional time to complete the sales of the units and payoff the construction loan, PREVIOUS RELEVANT BOCC ACTION: Approved the resolution at the May 21, 2008 BOCC meeting extending the due date on the loan to June 30,2008 CONTRACT/AGREEMENT CHANGES: Extends the due date on the loan from April 30, 2008 to July 31, 2008, STAFF RECOMMENDATIONS: Approval TOTAL COST: N/ A BUDGETED: Yes No COST TO COUNTY: N/A SOURCE OF FUNDS: REVENUE PRODUCING: Yes No AMOUNT PER MONTH Year APPROVED BY: County Atty 1- OMB/Purchasing _ Risk Management_ DOCUMENTATION: Included XX Not Required_ DISPOSITION: AGENDA ITEM # Revised 2/05 RESOLUTION NO. -2008 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA, EXTENDING THE DEFAULT DATE FOR THE SIDP MORTGAGE ISSUED FOR WOODS CORNER. WHEREAS, on July 23, 2007, the Board of County Commissioners of Monroe County (County), Florida, executed a SHIP construction mortgage in the amount of $315,000 with the Middle Keys Community Land Trust (MKCLT) for affordable housing at Woods Comer, Islamorada, Florida; and WHEREAS, the mortgage was due and payable on April 30, 2008; and WHEREAS, MKCLT has obtained certificates of occupancy on some of the units but is not prepared to write a check to the County for the amount of the construction loan; and WHEREAS, it is anticipated that SHIP mortgages will be executed for each unit purchase; and WHEREAS, the SHIP budget has some administrative monies budgeted which could be transferred through a companion resolution to cover the issuance of the individual purchase mortgages until the construction mortgage is satisfied through checks to be issued by MKCLT at each closing; and WHEREAS, it is necessary to extend the due date on the construction loan mortgage in the amount of $315,000 and recorded at OR Book 2310, Pages 1991 through 1995, or to find the mortgagor in default; and WHEREAS, the County previously approved one extension of the due date on the construction loan to June 30, 2008; and WHEREAS, MKCLT needs additional time to complete the sales of the Woods Comer units or face default; now, therefore BE IT RESOLVED by the Board of County Commissioners of Monroe County, Florida that: Section 1. The previously extended due date of June 30, 2008, of the $315,000 SHIP mortgage between the mortgagor Middle Keys Community Land Trust (MKCL T) and the mortgagee Monroe County (County) is hereby extended to July 31, 2008, Section 2. This resolution shall be effective on June 18, 2008, Res Extend Due Date M KCL T SHIP Mtg on Woods Corner 1 PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, Florida, at a regular meeting of said Board held on the 18th day of June, AD, 2008, Mayor Mario DiGennaro Mayor Pro Tern Charles "Sonny" McCoy Commissioner Sylvia Murphy Commissioner George Neugent Commissioner Dixie Spehar (SEAL) Attest: DANNY L. KOLHAGE, Clerk BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA By: By: Deputy Clerk Mayor/Chairman Res Extend Due Date MKCLT SHIP Mtg on Woods Corner 2