Item O05 05
BOARD OF COUNTY COMMISSIONERS
COUNTY of MONROE Mayor Craig Cates,District 1
The Florida Keys Mayor Pro Tern Holly Merrill Raschein,District 5
Michelle Lincoln,District 2
James K.Scholl,District 3
m' David Rice,District 4
Board of County Commissioners Meeting
September 20, 2023
Agenda Item Number: 05
2023-1391
BULK ITEM: No DEPARTMENT: Risk Management
TIME APPROXIMATE: STAFF CONTACT: Brian Bradley
AGENDA ITEM WORDING: Approval to enter into Second Amendment to contract with Interisk
Corporation to provide consultant services for the County's Worker's Compensation and Risk
Management Program.
ITEM BACKGROUND:
In 2019, the County issued a Request for Proposal(RFP) for risk management and workers'
compensation consulting services and entered into a contract with Interisk Corporation for a term of
three(3)years, with the County's option to extend for two additional 1-years terms. The original term of
the contract expired on 9/30/2022. The First Amendment approved by the Board on 4/20/2022 utilized
the first of the two additional 1-year period, expiring on 9/30/2023. The proposed Second Amendment
presented today utilizes the second of the two additional 1-year periods. Scope of services and price
remain the same.
PREVIOUS RELEVANT BOCC ACTION:
4/20/2022 Approval of first amendment.
CONTRACT/AGREEMENT CHANGES:
Amendment to extend contract expiration date by one year, to 9/30/2024. No price increase.
STAFF RECOMMENDATION: Approval.
DOCUMENTATION:
Interisk Contract.pdf
2022 04 First Amendment Interisk Signed.pdf
Second Amendment Interisk.pdf
FINANCIAL IMPACT:
503-08501-530-310
501-07501-530-310
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AGREEMENti
MONROE COUNTY
CONTRACTFOR
INSURANCE CONSULTING SERVICES
THIS AGREEMENT("Agreement") is made and entered into this-.—day of
by MON E COUNTY ('COUNTY'), a political subdivision of the
State of Florida, whose address is 1100 Simonton Street, Key West, Florida 33040 and
Interisk Corporation ("CONTRACTOR"), whose address is 1101 Red Maple,Circle,N.E.,
SCP—etersbuEg, FL 33703-631 B.
This Agreement shall consist of this contract document,the Request for Proposal (RFP)
issued by Monroe County for these services, and the Proposal submkted by the
Contractor in response to the RFP, all of which are incorporated by reference.
Section 1. SCOPE OF SERVICES
CONTRACTOR shall do, perform and carry out in a professional and proper manner
certain duties as described in the Scope of Services— Exhibit A—which is attached
hereto and made a part of this agreement or in accordance with the proposal Interisk
submitted to the County for Insurance Consulting Services, a copy of which is attached
as Exhibit B..
CONTRACTOR shall provide the scope of services in Exhibit A for COUNTY.
CONTRACTOR warrants that it is authorized by law to engage in the performance of
the activities herein described, subject to the terms and conditions set forth in these
Agreement documents. The CONTRACTOR shall at all times exercise independent,
professional judgment and shall assume professional responsibility for the services to
be provided. Contractor shall provide services using the following standards, as a
minimum requirement:
A. The CONTRACTOR shall maintain adequate staffing levels to provide the
services required under the Agreement resulting from this RFP process.
B. The personnel shall not be employees of or have any contractual
relationship With the County. To the extent that Contractor uses
subcontractors or independent contractors, this Agreement specifically
requires that subcontractors and independent contractors shall not be an
employee of or have any contractual relationship with County.
C. All personnel engaged in performing services under this Agreement shall
be fully qualified, and, if required, to be authorized or permifted under
State and local law to perform such services.
Section 2. OUALIFICATIONS NECESSARY OF CONTRACTOR
The CONTRACTOR must warrant that it does not have contractual relationships that
would preclude the firm from being unbiased in the services provided to the County_
If requested, the CONTRACTOR must provide a list annually, listing any contractual
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relationship between the CONTRACTOR and any persons or business entities that
provide services in the areas of Workers' Compensation and/or Risk Management.
The CONTRACTOR must provide an adequate staff of experienced personnel,
capable of and devoted to the successful accomplishment of work to be performed
under any contract with the County. The CONTRACTOR must assign specific
individuals to the key positions. Once assigned to work under any contract with the
County, key personnel shall not be moved or replaced without prior written
notification to the County.
The following persons will provide the services under this Agreement:
Sid Webber
Lawton Swan
Sharon Jakobi
Any change to the above listed personnel requires notification to the County, in
writing, within three (3) business days after implementation of the change.
The CONTRACTOR must warrant that it has not employed or retained a company or
person, other than a bona fide employee, contractor or subcontractor, working in Its
employ, to solicit or secure a contract with the County and that it has not paid or
agreed to pay any person, company, corporation, individual or firm other than a bona
fide employee, contractor or subcontractor, working In its employ any fee,
commission, percentage, gift or other consideration contingent upon or resulting from
the award or making of a contract with the County.
The firm and its employees who are responsible and accountable for the county's
account and subcontractors, if any, must have all necessary current licenses issued
by the Florida Department of Insurance. Proper documentation shall be attached to
the contract.
The CONTRACTOR must warrant that it is not owned or controlled by an insurance
company, insurance sales organization,third party administrator or any consulting
firm which owns or controls any insurance company, insurances sales organization,
or third-party administrator.
Section 3. COUNTY'S RESPONSIBILITIES
The County shall provide the information required by the Contractor to perform the
Scope of Services.
Section 4. TERM OF AGREEMENT
4.1 The initial Agreement to (the Initial Term) shall be for three (3) years beginning
the 1 st day of October, 2019 (the effective date).
4.2 Thereafter, this Agreement may be renewed, at the mutual agreement of the
parties, for two (2) additional terms of one year each.
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Section 5. COMPENSATION
Compensation to CONTRACTOR shall be fifty-four thousand and no dollars
($54,000.00)per year payable in arrears in equal monthly installments and payable
upon receipt of invoice. Such Compensation shall not include services requiring out of
town (Tampa, Fl.) trips. Any services requiring travel out of Tampa will be billed in
addition to the annual fee at$165.00 per consulting hour plus all travel expenses, as
that term is defined in Section 2-106 of the Monroe County Code, and shall include
hotel or lodging, meals, rental cars. Any travel expenses will be billed at rates set forth
in Monroe County Code Chapter 2,Article 111, Division 3 (Travel, is and Mileage
Policy). All expenses must be submitted on forms approved by Monroe County.
Section 6. PAYMENT TO CONTRACTOR
By entering Into this Agreement the CONTRACTOR warrants that it understands
that the Contract price represents the full compensation for all services under
this Agreement, and further warrants that it ill not retain any compensation of
any kind, including but not limited to commissions,fees,and other payments,
from any entity that supplies Workers' Compensation or Risk Management
services to the COUNTY, including but not limited to carriers,third party
administrators or providers. The CONTRACTOR understands and agrees that in
the event of breach of this provision, the Agreement is voidable,and
CONTRACTOR will disgorge any and all compensation earned to that point in
time and will waive any right to any additional compensation from that point
forward.
6.1 Payment will be made according to the Florida Local Government Prompt
Payment Act Section 21 B.70 Florida Statutes. Any request for payment must be
in a form satisfactory to the Clerk of Courts for Monroe County (Clerk). The
request must describe in detail the services performed and the payment amount
requested. Invoices With billing for is Management shall be sent to and
reviewed by the Risk Administrator and the County Attorney, , who shall review
the request and not their approval on the request. Invoices for Workers'
Compensation services shall be sent to and reviewed by the Workers'
Compensation Administrator and the Director of Employee Services. Once
approved, the Risk Administrator and the Workers' Compensation Administration
shaII forward their respective invoices to the Clerk for payment.
6.2 This Agreement is contingent upon annual appropriation by Monroe County
Board of County Commissioners.
6.3 The compensation listed in Section 5 will be payable in monthly installments.
The CONTRACTOR will submit such invoices monthly for services provided
during the preceding month.
Section 7. CONTRACT TERMINATION
Either party may terminate this Agreement with or out cause upon ninety (90) days'
notice to the other party in accordance with Section 9 of this Agreement. The County
shall pay CONTRACTOR for all work performed through the date of termination.
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shall pay CONTRACTOR for all work performed through the a f termination.
Section
Any notice required or permitted under this Agreement shall be in writingn
deliveredr mailed, postage prepaid, tote other party by certified ail, returned
receipt requested, th ll is
Tothe COUNTY: Risk Management Administrator
1111 1 `n St., Suite
Key West, Florida
With a copy to: Monroe Countyo
1111 1 'h St., Suite 408
West,Key FIL 33040
o the . Interisk Corporation
1101 Red Maple Circle
t. Petersburg, FL 33703-6318
Section
CONTRACTOR shall maintain all books, records, and documentsdirectly ertin o
performance r this Agreement in accordance ith generally acceptedaccounting
principles consistently applied. h party to this Agreement or their authodzed
representatives shall have reasonable i laccess to such records c other
party to this Agreement for public records purposes during the term of the agreement
and for four years following e termination oft is Agreement. If an auditor employed
by the COUNTY or Clerk determines that monies paido CONTRACTOR pursuant to
this Agreement were sent for purposes not authorized by this Agreement, the
CONTRACTOR shall repay the monies together with interest calculated pursuant to
Section 55.03 of the Florida tttes, running from the t the moniesr ai t
CONTRACTOR.
Pursuant to F.S. 119.0701, Contractor and its subcontractors h Il comply with all public
records laws of the StateI ri , including t not limited to:
a. Keep andmaintain public records required y Monroe Countyin order t
perform the service.
b. Upon request from the publicagency's custodian of public records, provide
the public agency with a coy of the requested records or allow the records to be
inspected or copied withinreasonable ti e at a cost that does not exceed the cost
provided in Florida Statutes, Chapter 119 or as otherwiseprovided law.
c. Ensure that public records that are exempt or confidential and exempt from
public records islour requirements r not disclosed exceptauthorized law
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for the duration of the contract term and following completion of the contract if the
contractor does not transfer the records to the public agency.
d. Upon completion of the contract, transfer, at no cost, to Monroe County all
public records in possession of the contractor or keep and maintain public records
required by the public agency to perform the service. If the contractor transfers all
public records to the public agency upon completion of the contract, the contractor shall
destroy any duplicate public records that are exempt or confidential and exempt from
public records disclosure requirements. If the contractor keeps and maintains public
records upon completion of the contract, the contractor shall meet all applicable
requirements for retaining public records. All records stored electronically must be
provided to Monroe County, upon request from the public agency's custodian of
records, in a format that is compatible with the information technology systems of
Monroe County.
IF THE CONTRACTOR HAS QUESTIONS REGARDING THE
APPLICATION OF CHAPTER 119, FLORIDA STATUTES, TO THE
CONTRACTOR'S DUTY TO PROVIDE PUBLIC RECORDS RELATING
TO THIS CONTRACT, CONTACT THE CUSTODIAN OF PUBLIC
RECORDS, BRIAN BRADLEY, AT (305) 292-3470, bra- - dley--
brian @ monroecounty-I'I.w, c/o Monroe County Attorney's Office, 1111
12t' St., Suite 408, Key West FL 33040.
Section 11. EMPLOYEES SUBJECT TO COUNTY ORDINANCE NOS. 010 AND
020-1990
The CONTRACTOR warrants that it has not employed, retained or otherwise had act on
its behalf any former County officer or employee subject to the prohibition of Section 2
of Monroe County Ordinance No. 010-1990 or any County officer or employee in
violation of Section 3 of Ordinance No. 020-1990. For breach or violation of this
provision the COUNTY may, in its discretion, terminate this agreement without liability
and may also, in its discretion, deduct from the agreement or purchase price, or
otherwise recover the full amount of any fee, commission, percentage, gift, or
consideration paid to the former County officer or employee.
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Section 12. CONVICTED VENDOR
By signing this agreement, CONTRACTOR represents that the execution of this
Agreement will not violate the Public Entities Crime Act (Section 287.133, Florida
Statutes). Violation of this section shall result in termination of this Agreement and
recovery of all monies paid hereto, and may result in debarment from County's
competitive procurement activities.
A person or affiliate who has been placed on the convicted vendor list following a
conviction for public entity crime may not submit a bid on an Agreement With a public
entity for the construction or repair of a public building or public work, may not perform
work as a CONTRACTOR, supplier, subcontractor, or CONTRACTOR under
Agreement with any public entity, and may not transact business with any public entity
in excess of the threshold amount provided in Section 287.017 of the Florida Statutes,
for the Category Two for a period of 36 months from the date of being placed on the
convicted vendor list.
Section 13. GOVERNING LAW, VENUE, INTERPRETATION, COSTS AND FEES
This Agreement shall be governed by and construed in accordance with the laws of the
State of Florida applicable to Agreements made and to be performed entirely in the
State.
In the event that any cause of action or administrative proceeding is instituted for the
enforcement or interpretation of this Agreement, the COUNTY and CONTRACTOR
agree that venue shall lie in the appropriate court or before the appropriate
administrative body in Monroe County, Florida.
Section 14. SEVERABILITY
If any term, covenant, condition or provision of this Agreement (or the application
thereof to any circumstance or person) shall be declared invalid or unenforceable to any
extent by a court of competent jurisdiction, the remaining terms, covenants, conditions
and provisions of this Agreement, shall not be affected thereby; and each remaining
term, covenant, condition and provision of this Agreement shall be valid and shall be
enforceable to the fullest extent permitted by law unless the enforcement of the
remaining terms, covenants, conditions and provisions of this Agreement would prevent
the accomplishment of the original intent of this Agreemint. The COUNTY and
CONTRACTOR agree to reform the Agreement to replace any stricken provision with a
valid provision that comes as close as possible to the intent of the stricken provision.
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Section 15. ATTORNEY'S FEES AND COSTS
The COUNTY and CONTRACTOR agree that in the event any cause of action or
administrative proceeding is initiated or defended by any party relative to the
enforcement or interpretation of this Agreement, the prevailing party shall be entitled to
reasonable attorney's fees, and court costs, as an award against the non-prevailing
party. Mediation proceedings initiated and conducted pursuant to this Agreement shall
be in accordance with the Florida Rules of Civil Procedure and usual and customary
procedures required by the Circuit Court of Monroe County.
Section 16. BINDING EFFECT
The terms, covenants, conditions, and provisions of this Agreement shall bind and Inure
to the benefit of the COUNTY and CONTRACTOR and their respective legal
representatives, successors, and assigns.
Section 17. AUTHORITY
Each party represents and warrants to the other that the execution, delivery and
performance of this Agreement have been duly authorized by all necessary County and
corporate action, as required by law.
Section 18. ADJUDICATION OF DISPUTES OR DISAGREEMENTS
COUNTY and CONTRACTOR agree that all disputes and disagreements shall be
attempted to be resolved by meet and confer sessions between representatives of each
of the parties. If the issue or issues are still not resolved to the satisfaction of the
parties, then any party shall have the right to seek such relief or remedy as may be
provided by this Agreement or by Florida law. This Agreement shall not be subject to
arbitration.
Section 19. COOPERATION
In the event any administrative or legal proceeding is instituted against either party
relating to the formation, execution, performance, or breach of this Agreement,
COUNTY and CONTRACTOR agree to participate, to the extent required by the other
party, in all proceedings, hearings, processes, meetings, and other activities related to
the substance of this Agreement or provision of the services under this Agreement.
COUNTY and CONTRACTOR specifically agree that no party to this Agreement shall
be required to enter into any arbitration proceedings related to this Agreement.
Section 20. NONDISCRIMINATION
COUNTY and CONTRACTOR agree that there will be no discrimination against any
person, and it is expressly understood that upon a determination by a court of
competent jurisdiction that discrimination has occurred, this Agreement automatically
terminates without any further action on the part of any party, effective the date of the
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court order. The parties agree to comply with all Federal and Florida statutes, and all
local ordinances, as applicable, relating to nondiscrimination. These include but are not
limited to: 1) Title VII of the Civil Rights Act of 1964 (PL 88-352) which prohibits
discrimination in employment on the basis of race, color, national origin; 2) Title IX of
the Education Amendment of 1972, as amended (20 USC ss. 1681-1683, and 1685-
1686), which prohibits discrimination on the basis of sex; 3) Section 504 of the
Rehabilitation Act of 1973, as amended (20 USC s. 794), which prohibits discrimination
on the basis of handicaps: 4)The Age Discrimination Act of 1975, as amended (42 USC
ss. 6101-6107) which prohibits discrimination on the basis of age; 5) The Drug Abuse
Office and Treatment Act of 1972 (PL 29-255), as amended, relating to
nondiscrimination on the basis of drug abuse; 6) The Comprehensive Alcohol Abuse
and Alcoholism Prevention, Treatment and Rehabilitation Act of 1970 (PL 91-616), as
amended, relating to nondiscrimination on the basis of alcohol abuse or alcoholism; 7)
The Public Health Service Act of 1912, ss. 523 and 527 (42 USC ss. 690dd-3 and
290ee-3) as amended, relating to confidentiality of alcohol and drug abuse patient
records; 8) Title Vill of the Civil Rights Act of 196B (42 USC ss. 3601 et seq.), as
amended, relating to nondiscrimination in the sale, rental or financing of housing; 9) The
Americans with Disabilities Act of 1990 (42 USC s. 1201), as may be amended from
time to time, relating to nondiscrimination on the basis of disability; 10) Monroe County
Code Chapter 13, Article VI, which prohibits discrimination on the basis of race, color,
sex, religion, national origin, ancestry, sexual orientation, gender identity or expression,
familial status or age; and 11) any other nondiscrimination provisions in any Federal or
state statutes which may apply to the parties to, or the subject matter of, this
Agreement.
Section 21. COVENANT OF NO INTEREST
COUNTY and CONTRACTOR covenant that neither presently has any Interest, and
shall not acquire any interest, which would conflict in any manner or degree with its
performance under this Agreement, and that only interest of each is to perform and
receive benefits as recited in this Agreement.
Section 22. CODE OF ETHICS
The parties understand and agree that officers and employees of the COUNTY are
required to comply with the standards of conduct for public officers and employees as
delineated in Section 112.313, Florida Statutes, regarding, but not limited to, solicitation
or acceptance of gifts: doing business with one's agency; unauthorized compensation;
misuse of public position, conflicting employment or contractual relationship; and
disclosure or use of certain information.
Section 23. NO SOLICITATION/PAYMENT
The COUNTY and CONTRACTOR warrant that, in respect to itself, it has neither
employed nor retained any company or person, other than a bona fide employee
working solely for it, to solicit or secure this Agreement and that it has not paid or
agreed to pay any person, company, corporation, individual, or firm, other than a bona
fide employee working solely for it, any fee, commission, percentage, gift, or other
consideration contingent upon or resulting from the award or making of this Agreement.
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For the breach or violation of the provision, the CONTRACTOR agrees that the
COUNTY shall have the right to terminate this Agreement without liability and, at its
discretion, to offset from monies owed, or otherwise recover, the full amount of such
fee, commission, percentage, gift, or consideration.
Section 24. NONmWAIVER OF IMMUNITY
Notwithstanding the provisions of Sec. 768.28, Florida Statutes, the participation of the
COUNTY and the CONTRACTOR in this Agreement and the acquisition of any
commercial liability Insurance coverage, self-insurance coverage, or local government
liability insurance pool coverage shall not be deemed a waiver of immunity to the extent
of liability coverage, nor shall any Agreement entered into by the COUNTY be required
to contain any provision for waiver.
Section 25. NON-RELIANCE BY NON-PARTIES
No person or entity shall be entitled to rely upon the terms, or any of them, of this
Agreement to enforce or attempt to enforce any third-party claim or entitlement to or
benefit of any service or program contemplated hereunder, and the COUNTY and the
CONTRACTOR agree that neither the COUNTY nor the CONTRACTOR or any agent,
officer, or employee of either shall have the authority to inform,counsel, or otherwise
indicate that any particular individual or group of individuals, entity or entities, have
entitlements or benefits under this Agreement separate and apart, inferior to, or superior
to the community in general or for the purposes contemplated in this Agreement.
Section 26. ATTESTATIONS
CONTRACTOR agrees to execute such documents as the COUNTY may reasonably
require, including, but not being limited to, a Public Entity Crime Statement, an Ethics
Statement, and a Drug-Free Workplace Statement, Lobbying and Conflict of Interest
Clause, and Non-Collusion Agreement.
Section 27. EXECUTION IN COUNTERPARTS
This Agreement may be executed in any number of counterparts, each of which shall be
regarded as an original, all of which taken together shall constitute one and the same
instrument and any of the parties hereto may execute this Agreement by signing any
such counterpart. An electronic signature may be used to execute the Agreement.
Section 28. SECTION HEADINGS
Section headings have been inserted in this Agreement as a matter of convenience of
reference only, and it is agreed that such section headings are not a part of this
Agreement and will not be used in the interpretation of any provision of this Agreement.
Section 29. INSURANCE POLICIES
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29.1 General Insurance Requirements for Other Contractors and
Subcontractors.
As a pre-requisite of the work governed, the CONTRACTOR shall obtain, at his/her own
expense, Insurance as specified in any attached schedules, which are made part of this
contract. The CONTRACTOR will ensure that the insurance obtained will extend
protection to all Subcontractors engaged by the CONTRACTOR. As an alternative, the
CONTRACTOR may require all Subcontractors to obtain insurance consistent with the
attached schedules; however CONTRACTOR is solely responsible to ensure that said
insurance is obtained and shall submit proof of insurance to COUNTY. Failure to
provide proof of insurance shall be grounds for termination of this Agreement.
The CONTRACTOR will not be permitted to commence work governed by this contract
until satisfactory evidence of the required insurance has been fumished to the COUNTY
as specified below. Delays in the commencement of work, resulting from the failure of
the CONTRACTOR to provide satisfactory evidence of the required insurance, shall not
extend deadlines specified in this contract and any penalties and failure to perform
assessments shall be imposed as if the work commenced an the specified date and
time, except for the CONTR ACT OR's failure to provide satisfactory evidence,
The CONTRACTOR shall maintain the required insurance throughout the entire term of
this contract and any extensions specified in the attached schedules. Failure to comply
with this provision may result in the Immediate suspension of all work until the required
insurance has been reinstated or replaced and/or termination of this Agreement and for
damages to the COUNTY. Delays in the completion of work resulting from the failure of
the CONTRACTOR to maintain the required insurance shall not extend deadlines
specified in this contract and any penalties and failure to perform assessments shall be
imposed as it the work had not been suspended, except for the CONTRACTOR's failure
to maintain the required insurance.
The CONTRACTOR shall provide, to the COUNTY, as satisfactory evidence of the
required insurance, either:
• Certificate of Insurance
or
• A Certified copy of the actual insurance policy.
The County, at its sole option, has the right to request a certified copy of any or all
insurance policies required by this contract.
All insurance policies must specify that they are not subject to cancellation, non-
renewal, material change, or reduction in coverage unless a minimum of thirty (30) days
prior notification is given to the County by the insurer.
The acceptance and/or approval of the Contractor's insurance shall not be construed as
relieving the Contractor from any liability or obligation assumed under this contract or
imposed by law.
The Monroe County Board of County Commissioners, its employees and officials will be
included as "Additional Insured" on general liability and vehicle liability policies.
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29.2 General Liability Insurance Requirements For Contract Between
County And Contractor
(Note:amounts of coverage are subject to change in final contract)
Prior to the commencement of work governed by this contract, the CONTRACTOR shall
obtain General Liability Insurance. Coverage shall be maintained throughout the life of
the contract and include, as a minimum:
® Premises Operations
® Bodily Injury Liability
• Expanded Definition of Property Damage
The minimum limits acceptable shall be:
$300,000 Combined Single Limit (CSL)
If split limits are provided, the minimum limits acceptable shall be:
$200,000 per Person
$300,000 per Occurrence
$200,000 Property Damage
An Occurrence Form policy is preferred. If coverage is provided on a Claims Made
policy, its provisions should include coverage for claims filed on or after the effective
date of this contract. In addition, the period for is claims may be reported should
extend fora minimum of twelve (12) months following the acceptance of work by the
County.
The Monroe County Board of County Commissioners shall be named as Additional
Insured on all policies issued to satisfy the above requirements.
29.3 Vehicle Liability Insurance requirements
The minimum limits acceptable shall be owner and non-owned and hired vehicles:
$100,000 Combined Single Limit (CSL)
If split limits are provided, the minimum limit is:
$50,000 per Person
$100,000 per Occurrence
$25,000 Property Damage
29.4 Workers' Compensation Insurance Requirements
Prior to commencement of work governed by this contract, the CONTRACTOR shall
obtain Workers' Compensation Insurance with limits sufficient to respond to the
applicable state statutes.
Inaddition, the CONTRACTOR shall obtain Employers' Liability Insurance with limits of
not less than:
$100,000 Bodily Injury by Accident
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$500,000 Bodily Injury by Disease, policy limits
$100,000 Bodily Injury by Disease, each employee
Coverage shall be maintained throughout the entire term of the contract.
Coverage shall be provided by a company or companies authorized to transact
business in the state of FloNda.
29.5 Professional Liability Requirements
Recognizing that the work governed by this contract involves the furnishing of advise or
services of a professional nature, the Contractor shall purchase and maintain,
throughout the life of the contract, Professional Liability Insurance which will respond to
damages resulting from any clai elsing out of the performance of professional
services or any error or omission of the Contractor arising out of work govemed by this
contract.
The minimum limits of liability shall be:
$300,000 per occurrence and $500,000 aggregate
Section 30. INDEMNIFICATION
The CONTRACTOR does hereby consent and agree to indemnify and hold hanniess
the COUNTY, its or, the Board of County Commissioners, appointed Boards and
Commissions, Officers, and the Employees, and any other agents, individually and
collectively, from all fines, suits, claims, demands, actions, costs, obligations, attorneys
fees, or liability of any kind arising out of the sole negligent actions of the
CONTRACTOR or substantial and unnecessary delay caused by the willful
nonperformance of the CONTRACTOR and shall be solely responsible and answerable
for any and all accidents or injuries to persons or property dsing out of its performance
of this contract. The amount and type of insurance coverage requirements set forth
hereunder shall in no way be construed as limiting the scope of indemnity set forth in
this paragraph. Further the CONTRACTOR agrees to defend and pay all legal costs
attendant to acts attributable tot sole negligent act of the CONTRACTOR.
At all times and for all purposes hereunder, the CONTRACTOR is an independent
contractor and not an employee of the Board of County Commissioners.
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As used in this section, the term "Contractor" shall include any subcontractors used by
the Contractor,
Section 30. Federal Contract Clauses. A portion of the funds used to pay for these
services are expected to come from federal awards, as that term is defined in 2 CFR
part 200. Therefore, the following federal contract clauses from 2 CFR part 200 are
incorporated in and made part of this Agreement:
a. Debarment and Suspension (Executive Orders 12549 and 126B9)—
A contract award (see 2 CFR 180.220) will not be made to parties
listed on the government wide exclusions In the System for Award
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Management (SAM), in accordance with the OMB guidelines at 2
CFR 1130 that implement Executive Orders 12549 (3 CFR part 1986
Comp., p. 189) and 12689 (3 CFR part 1989 Comp., p. 235),
uDebarment and Suspension." SAM Exclusions contains the names
of parties debarred, suspended, or otherwise excluded by agencies,
as well as parties declared ineligible under statutory or regulatory
authority other than Executive Order 12549.
b. Byrd Anti-Lobbying Amendment (31 U.S.C. 1352)—Contractors that
apply or bid for an award exceeding $100,000 must file the required
certification. Each tier certifies to the tier above that it will not and has
not used Federal appropriated funds to pay any person or
organization for influencing or attempting to influence an officer or
employee of any agency, a member of Congress, officer ore loe
Of Congress, or an employee of a member of Congress in connection
with obtaining any Federal contract, grant or any other award
covered by 31 U.S.C. 1352. Each tier must also disclose any
lobbying with non-Federal funds that takes place in connection with
obtaining any Federal award. Such disclosures are forwarded from
tier to tier up to the non-Federal award.
c. Americans with Disabilities Act of 1990 (ADA) — Contractor will
comply with all the requirements as imposed by the ADA, the
regulations of the Federal government issued thereunder, and the
assurance by the CONTRACTOR pursuant thereto.
d. Disadvantaged Business Enterprise (DBE) Policy and Obligation - It
is the policy of the COUNTY that DBE's, as defined in 49 C.F.R. Part
26, as amended, shall have the opportunity to participate in the
performance of contracts financed in whole or in part With COUNTY
funds under this Agreement. The DBE requirements of applicable
federal and state laws and regulations apply to this Agreement. The
COUNTY and its CONTRACTOR agree to ensure that DBE's have
the opportunity to participate in the performance of this Agreement.
In this regard, all recipients and contractors shall take all necessary
and reasonable steps in accordance with applicable federal and state
laws and regulations to ensure that the DBE's have the opportunity
to compete for and perform contracts. The COUNTY and the
CONTRACTOR and subcontractors shall not discriminate on the
basis of race, color, national origin or sex in the and and
performance of contracts, entered pursuant to this Agreement.
e. The Contractor shall utilize the U.S. Department of Homeland
Security's E-Verify system to verify the employment eligibility of all
new employees hired by the Contractor during the term of the
Contract and shall expressly require any subcontractors performing
work or providing services pursuant to the Contract to likewise utilize
the U.S. Department of Homeland Security's E-Verify system to
verify the employment eligibility of all new employees it by the
subcontractor during the Contract term.
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f. No Obligation by Federal Government. The federal government is
not a party to this contract and is not subject to any obligations or
liabilities to the non-Federal entity, contractor, or any other party
pertaining to any matter resulting from the contract.
g. Program Fraud and False or Fraudulent Statements or Related Acts.
The Contractor acknowledges that 31 U.S.C. Chapter 38
(Administrative Remedies for False Claims and Statements) applies
to the Contractor's actions pertaining to this contract.
IN WITNESS WHEREOF, the parties hereto have caused these presents to be
executed on the day of 20_.
(Seal) Monroe County Board of County
Commissioners
Attest: Kevin Madok,Clerk
By: By:
Deputy Clerk Mayor
(Corporate Seal) Contractor: Interisk Corporation
Witness: J
By: By:
Printed Name: Printed Name: Lawton Swan,III
Title: President
APPROVED AS TO FORM:
Monroe County Attorney's Office
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EXHIBIT A
SCOPE OF SERVICES
SPECIFICATIONS
The County desires to enter into a contractual partnership with the selected Contractor
for insurance consulting services to include those services necessary to assist the
County in achieving its goals as outlined in this RFP. The selected Contractor will
represent, market and service the Property and Casualty and workers' compensation
needs of the County to include:
• Providing expert insurance consultation and assistance, including
evaluation of SIR, deductibles and risk financing alternatives
• Identifying needs and creating solutions to address those needs in all
areas of Risk management for a public sector entity
• Insurance market analysis for all lines of insurance
• Provide advice on the placement of coverage, TPA (third-party
administrative) claims services, and appraisal services when requested
by the County
• Providing operational efficiency, responsiveness and resourcefulness in
support of all Monroe County Insurance and Risk Management
operations
5Pg!;IFIQ HEQ!JIR9M9NT5;
1. License and Staffing.
The company must:
• Have experience providing Property & Casualty insurance consulting
services
• Be licensed to conduct and transact business in the State of Florida.
• Be in good standing to communicate and cooperate with the State of
Florida's Department of Insurance.
All assigned key professional staff must be properly licensed to conduct and transact
business in the State of Florida.
A Principal Consultant e must be appointed to oversee and administer the contract and
serve as the point of contact on issues related tote contract and tote insurance
obtained under the contract.
2. Marketing
• The Contractor shall perform all of the marketing duties as specified in their
Proposal that was submitted in response to the County's Request for
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Proposals (RFP)for Insurance Consulting Services.
3. 13IEk Mfin@gQMgpi
The Contractor shall perform all of the Risk Management duties ass ecifie in their
Proposal that was submitted in response to the County's Request for Proposals (RFP)
for Insurance Consulting Services. Produce an annual insurance consultant services
report within 45 days of the end of the fiscal year for Monroe County.This report is to
include (but not be limited to): a schedule of policies in force; respective policy
premiums, losses, fees earned or waived, development and trends in the markets
addressing each coverage and recommendations for change or enhancement of the
County's risk management program.
4. QIgIME;
The Contractor shall perform all of the claim duties as specified in their Proposal that
was submitted in response to the County's Request for Proposals (RFP) for Insurance
Consulting Services.
5. 12imlw ftimbummot,
The County has a contract with Adjusters International d/b/a Goodman Gable Gould to
serve as the County's public adjuster. The consultant are this contract will or
with Goodman Gable Gould (as necessary) to do the following:
• Assist In providing information for the development of the claims submitted
by the public adjuster',
• Assist County in tracking and reconciling insurance payments received, so
that those amounts can be reduced from any FEMA reimbursements.
• Work with the County to ensure that properties for is the County has
received FEMA payments maintain insurance coverage in the future.
6. Wgrhr.Ej' Q2m2mnnaJ1gm
The consultant shall:
• From time to time, assist in drafting RFPs or RFQs for the procurement of
third-party administrator or other services related to the workers'
compensation program-,
• On an annual basis, prepare an analysis of Monroe County's estimated
future obligations associated with the County's workers' compensation
program for use by the County's external auditors asp of the annual
review of the County's financial reports as part of the preparation of the
comprehensive annual financial report (CAFR).
7.Trilinil]a and Edueplian;
• The insurance consultant shall be capable of providing training services to
the County' isk Management unit on insurance and risk management
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topics, and where agreed, conduct seminars for key operating personnel in
county departments.
• Identify continuing educational opportunities related to the referenced lines
of coverage in this to the Risk Management staff.
• Provide ongoing review and advice to Monroe County staff on market
trends, business news, industry developments and items of interest related
to Risk Management in the public sector.
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Exhibit B
Interisk Proposal
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REQUESTS FOR PROPOSALS FOR
INSURANCE CONSULTING SERVICES
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Submitted by
Interisk Corporation
Ml H.Westshore Blvd.
Suite 208
Tampa,FL. 33607
(813)287-1040
Contact Sid Webbef
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Contents
General Information Tab 1
Relevant Experience Tab z
Services.Approach and Availability of Service Tab 3
Litigation Tab 4
Other Information Tab 5
County Forms and Licenses Tab 6
Exhibit B(Questionnaire) Tab 7
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Tab 1 a)Overview of Firm's Experience
"The lnterisk concept means
providing the highest quality
consulting services to protect
the assets of our clients".
(source: Corporate Mission Statement)
lnterisk Corporation is an independent Risk Management firm located at 1111 North
estshore Boulevard, Suite 208 Tampa, Florida, 33607. Our telephone number is 813-
27-1040 and our facsimile number is 81 -287-1041. Our e-mail address is:
interisk(@interisk.net . lnterisk has affiliate offices in Los Angeles, California, Albany,
New York and the Central Carolinas.
There is no financial or management relationship with any phase of the insurance
Industry. Compensation is received solely from fees paid by our clients. No
Insurance is sold or placed. lnterisk provides independent, objective consulting
services.
All principal consultants are credentialed and hold the Chartered Property and Casualty
Underwriter (CPCU) and the Associate in Risk Management (ARM) designations. The
firm is also represented by individuals retaining other professional credentials, including
the Chartered Life Underwriter (CLU), Certified Systems Professional (CSP), Certified
Management Consultant (CIVIC); Accredited Adviser in Insurance ( I), Certified
Insurance Counselor(CIC) and Juds Doctorate(JD).
lnterisk provides consulting services for over three hundred (300) clients In the
governmental, private, institutional, and association sectors. Client size ranges from
small, independently owned and operated businesses to large governmental entities
and publicly held corporations with insurance/risk management budgets well in excess
of$50 million. They include large multi-national organizations as well as proprietorships
along with client-owned captive insurance companies and various self-insured and Risk
Retention and Risk Purchasing Groups. Consulting services are provided on ongoing,
retainer and single project bases.
Specific Specialty Practice Areas have been developed for, self-insurance, various
industries such as governmental bodies and agencies, transportation, utilities,
entertainment, hospitality, education, condominiums, medical, museums, marine
activities. The firm provides expert witness testimony on specific assignments and is an
approved arbitrator.
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Mr. Lawton Swan, III established the risk management practice more than thirty-five
(35) years ago and is recognized as one of the leading practitioners in the industry. He
is a Past President of the CPCU Society, an international body of insurance
professionals representing all areas of the industry, which is recognized as the leading
insurance professional organization in the United States.
Principal Consultant, Sidney G. Webber has been with lnterisk for over thirty(30) years
having previously served as the Risk Manager for a major public utility as well as for an
environmental services company. Mr. Webber has managed an insurance budget in
excess of$19 million. He has extensive experience in the review of contracts for risk
management purposes, remarketing of complex insurance programs and evaluation of
self-insured programs.
Consultant Sharon M. Jakobi has been with lnterisk for twenty(29)years and has more
than thirty-five (35) years experience in the field of insurance and risk management,
bringing with her extensive insurance agency experience in the fields of property and
casualty insurance and employee benefits. She owned and operated a full service
insurance agency for over nine years in California.
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Risk Management and Workers'Compensation
Experience
• Risk Management and Workers' • Establishing self-insured plans for
Compensation audits Risk Management and Workers'
Compensation programs
• Insurance Program Reviews
• Establishing appropriate Risk
• Evaluation of insurerlbroker Management and Workers'
performance Compensation retention levels
• Establishment of Risky • Contract development and
Management reporting and administration
statistical systems
• Certification of self-funded and
• Development of Risk Management captive claims
Information Systems(RMIS)
• Workers'Compensation and Risk
• Plan design for self-insured Management claim audits
programs
• Development of creative
• Reinsurance,Excess and Stop-Loss alternative risk programs
Insurance negotiations
• Creation of captive insurance
• Evaluation of Third Party companies
Administrators&Claim Payment
Organizations • Training Risk Management and
Workers'Compensation
• Self-Insurance and captive departments
insurance company feasibility
studies for Risk Management and • Seminars for Board of Directors
Workers'Compensation programs and Committee members
• Claim evaluation and assistance • Development of Risk Management
procedures and manuals
• Coordination with client selection
committees,Boards and • Coordination of property
Commissions validation
• Development of traditional Development of bid specifications
Insurance programs for Request for Proposals for
Insurance programs and related
• Audit of WorkzerV Compensation services
and Liability claims
• Evaluations of Request for
Proposals responses and related
services
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Tab 1 b) Length of time providing Risk Management and Workers' Compensation
Consulting Services
Interlsk Corporation has been providing Rlsk Management and Workers'Compensation
services for over thlrty-five(35)years During that time perlod Interuk has assisted well in
excesslve of three hundredgovemmental andnon govemmental orgonlzatfons in the
structure of their Risk Management and Wonbm'Compensation prporaams While our services
have resulted In our cllents reducing its Rfsk Management and Workers'Compensation costs
bymllllom of dollars,it is more Important that we have assisted our clients in the identification
of uncovered exposures and implementing mocOcations to their programs to provide better
management of the organiiatlon's overall exposures and expenditures
Tab 1 c)Statement of firm's commitment to higher education of its consultants
within the insurance and risk management disciplines.
All of our consultants are properly licensed by the State ofFlorldo and are compliant with all
continuing education requirements All of our consultants have advanced cerWcations and
designations They are credentfaled and hold the Chartered Property and Casualty
Underwriter(CPCU)and Associate In Risk Management(ARM)designations, The firm is also
represented by indivlduals retalning otherprofesslonal credentials,induding Chartered Lf e
Underwriter(CL U), Certified Systems Professional(CSP),Certified Management Consultant
(CUM Accredited Adviser In Insurance MAO, Certified Insurance Counselor(CIC)andIuris
Doctorate(ID). These designations,along with the insurance licenses requhe eAtemlve
continuing education provided by oublde sources
We are frequently asked to be panel members or presenters at numerous insurance
organization meetings and seminars including the CPCU Society,RIMS,PRIMA and others All
of our consultants have taught Insurance education courses and Lawton Swan also serves on
the National Examination Committee for the American Instftute for CPCU and has served on
their Board of Trustees. Our consultants have written numerous artkles on industry topics and
have served as editors for Insurance reference textbooks
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Tab 1 d)Other Experience
We are unique In that our experience represents all disciplines of the Insurance Industry
Including:
Risk Management
Insurance Agency
Underwriting
Claims
Insurance Company Management
Employee Benefits
We believe that thh provides as with an in-depth and unique perspective on our dfarWs
exposures. We are able to asslstIn program structure,claim evaluation andpresentation,
development of underwriting packages,negotiation with Insurers andreinsurers, contract
evaluation exposure tdentlAcatlon,financial assessment of insurance placements and
evaluation ofself-Insuredplan operations
Tab 1 e) Description of reference material and computer software specific to
workers' compensation and risk management.
Our research library Is extensive. We utilize not only the known insurance Industry resources,
but numerous others to cross reference trends and pr%ctlons. The annual cost ofour library is
cons/derable and we are constantly evaluating new resources to ensure that the most current
and relevant Inf ormatton is available to our clients All of our library tnformation Is shared
with dents and we are avalable to research spedfrc questlons that may come up for new or
related topics
Our consultants also serve as editors for some of the industry's most noted
sources of Information. 7hrs provides us infammadon prior to release to the generallndushy
to determine the potential effects Information will have once It Is released. Our clients receive
the benef9t ofthls at no additlonal charge Sources includedin the library are
• Proprietary Software for Workers'Compensation and Risk Management.
We have developed spedfFc sokuvre for the tracking and evaluation of walkers'
compensation and risk management programs that allows us to assess the effldency of
client purchased orself-insured programs We util/ze these programs to assist us In
consulting w/th our clients for proper evaluatlon and selectlon ofvarfous risk
management and workers'compensatlon solutlons
• Policy forms of various insurers. We have an extemlve hlstoricallftwy oflndwby
standard and non-standard insurance forms dating back to the twos. We can track
changes and recreate policy language when needed.
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• Rate history filings of various Insurers as well as specific special filings for
particular Insurance programs Thls Is Important when comparing current orproposed
rates and premiums with historical ones It also allows mrnparhon wlth fnsuner expense
and profit factors
Complete Insurer financial rating information. It Is very important to know the
financial status of the insurers and other vendors&suppliersyou are doing business
with. Many Insurers have recendybeen downgraded and are not considered
financially stable to do business wrlth. We use multiple Industry publkatfons and also
maintain a continuous file of Insurer annua/statements for comparison We iNlIze the
Intemet for the most up-to-date information regarding insurers financial posltlons
• Property Valuation Manuals are utilisedtodetermine the costofconstruction. We
develop the value for daim purposes following a loss as well as the value of
construction forinsurance purchasing purposes This Informotloa is offen quite valuable
following a loss in negotlations with insurers and others
• Numerous textbooks on insurance and risk management issues. lnsome
instances,our consultants have served as authors and editors ofvarlous Insurance and
dsk management texts These texts often serve as back-up fn1 onnatlon for some of our
recommendations and presentatlons
• Numerous Insurance Industry trade publications. Wesubscribe to the major
Industry publications. Each one a reviewed for client relevant topics and the
information a mailed,faxed or telephoned to clients
• Insurance Industry Indices. We maintain electronirind/ces to the major insurance
industry trade publlartlons such as the National Underwriter,Business Insurance and
others. This pemrits us to quickly research specific topics by key word,date or category.
Specific articles are then reviewed and reprinted as needed for client asstgnments.
• Internet Selected Industry News. We utilize the lnteme6 news services to
automatkally search a wide varlety of petfodicalf,Journals,newspapers,and other
sources to notify us ofselected items ofinterest: Examples arm InsurerstoL*prices,
eamfngs reports,large dalm reports,specffi*c industry news on pollution,asbestos.AIDS,
ornew reported technology. Thls Infonnatlon permits us to evaluate client's exposures
as they happen and to develop recommended courses of action
• State statutes. In addition to houing online access to the complete and cunent
statutes, we maintain a complete version of the Florlda Statutes dating back to 197E
Thh allows us to trace various laws relating to self-Insurance,third party adminfstratom
insurer frnandal and operating requirement;reporting and filing requirements far self-
insureds and others.
• Up-to-date links are maintained with state and federal legislative bodies
to preview and revlew related leglskrtion. Advance notice of ImpeadIngleghlotlon
allows declslons to be made about coverage,benefits and overall plan direction. We
routinely prevlew pmposed legislation and administrative procedures that will affect
our cllents
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MwW of the abow nxAmak arse co mpuAer&ed and permit Gomm bared on key words and
PhnZWK
Tab t Q Resumes of all key members of the account team that will be
assigned as consultants including professional designations.
The comedthw team members aulgood lv the Monroe Cannily cosecse ary hiphljr
eVeikr"dandhaue"vkeduah file Courrlys/.rbAkwhVtenwat Ukvken'
a Wodwdeparb"ents;farad tine enabft ff ens to how an
hhtant&fa 6p vrmd ofCornrty operaffam This wW rermt Jn re+d wedaonaMm one on
aulg7 m ab and less cat
Lawton Swan, III, CPCU, CLU, ARM, CSP, CMC is President of interish
Corporaitiori,based in Tampa,Florida. He tas more than laity(40)years'experience in the
fiaurmwe industry as a consultark Vice President of a mc#i-line property and casualty
insurance company,undemwiter and claims adjuster. He founded Intemisk Corporation to
Provide Rhk Management and Employee Benefits consulting services to clients. Its mission
states: Tire Jntemk conmpt me am p►os+A*w the hWiert mAmWy cvrrsc ftv servkes to protect
the asseb ofono•dkntL
He is a past Pmklent of the CPCU Society where he routinely h terfioces u&h the national and
International insurance industry's most Wksential leaders and vxA s with the most recent
trends v*hl n the insurame Industry.
He spedalirses in risk mia nagement evoluaUonu the design and im cementation of foss
prevention and eciety progra rm,self-insurance analysis and feaaibility studies;aaptxre
Insurance company feaslbAlty studies and ImplementcdJorrr employee benefit plans and
reinsurance negotiations.
He Is past president of the Florida Suncoast Chapter,Society of Chartered Property and
Casualty Underwriters,the Sunaoastt Chapter of The Society of Chartered Life Underurriter and
Chartered Finandai CamuRants,and the Tampa Bay Underarm-ter;Association. Mr.Swan is a
graduate of Florida State UF*Mnity. He holds the Associate Risk Management(ARM)
de*rnation a Ngerred by The Insurance Institute of America. In addition,he h a Chartered
property and Casualty Underuw1ker(CPC11),a Chartered Life Underumiber(CLU),Certified
Systems Professional(CSP)and Certified Management Consultant(CMC).
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Mr.Swan is a member of the nakk nal Risk Managenwi t Research Council(RMRQ. He is a
frequent kmh er an risk nvniagement topics and has authored numerous articles on risk
management. He is co-author of the publication A Lau5wr L74e&AtlhrBuyinghnummefor
the American Bar Association and served as editor for the publication/nuance and
Parmurunm Iry Berrrxaofac Mr.Sum has also published numerous articies for The Bh*er, The
CPCU1buw&and Agienh Pieni cAmi as well as given numerous seminars within the U.S.
He has served as Regional Vice President for the Society of CPCU as well as Chairman of the
Infra-Industry Affairs Committee and is the former edRor of the national publication"Your
Business Today',a current events joursral for the insurance industry. He h an approved
Instructor for the State of Florida Insurance Department Qualification Courses.
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Sidney G. Webber, CPCU, ARM has more than thirty-fine(3s)years of experience
in the risk management field,serving as F&k Manager for large industrial,construction,and
environmental firms. He has extensive knowledge in risk financing techniques,indudkw the
establishment and administration of association captives,single parent captives,lame%off-
insured retention program and the placement of complex Insurance contracts. He has
established safety and loss control programs that art highly recognized throughout the
industry and has operating experience with corporate disaster and environmental progra rra.
His educational and career path has provided hire w#h knowledge of complex accounting
systems and sophisticated internal control procedures. He has a thorough knowledge of
electronic data processing including experience in programming and operating systems
ranging from super main hcotres to personal cornputen. He has developed many software
programs for risk management applications.
Mr.Webber routinely participates in Risk Management and Workers'Compensation claim
audits. He has assisted dients in structuring innovative programs,resulting in signifiicw t
savings. On numerous occasions,he successfully assisted clients in the recovery of substantial
sums from excess insurers and outside parties such as the Florida Second Disability Trust Fund.
Mr.Webber provided Expert Witness testimony regarding the work of a Third Party
Administrator in a major lawsuit regcmdinig the administration of Workers'Compensation
claims.
Throughout his career,Mr.Webber has had the responsibility of in vedigating,preparing,and
negotiating large complex property claims. As a result,he has developed an in-depth
knowleecim of policy terms and conditions as well as the Internal working of Insurance
companies. His background provides him with specific experience in the areas of expertise
Being sought by the County.
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He received a Bachekors Degree In Accounting from the University of South Florida and holds
the aw tired Property and Casualty Umkrwdter(CPCU)designation axiferred by the
Amerk m lnsWute for Property and Casualty Underwribers and also holds the Associate In dbsk
Management(ARM)designation. He B a frequent Instructor in the CPCLJ program and is a
past president of his load chapter. Mr.Webber will serve ca the lead consultant for Monroe
CountV.
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Sharon M. Jakobl, CPCU, ARM, CIC, AAI has more tt=thtrty-five w yeses of
experience In the field of Insuance and Rash Managerrhent. She hates served in varrious posNom
including Training and Education Manager,Account Executive and Vice President for large
regional and intanxd mxA Bwherage fermis.She owned and operated a full service Insurance
agency for over nine years in California
Miss Jakobi has extensive knowledge of insurance continK#k ngua e,the analysis of risk and
insuminc a needs and the review and cinadysis of contractual agreements. She has wowed with
association programs and she developed an operctiors Manual for loss controL acciderrt
prevention and extensive ITWKient reporting procedures for the owners of an cnsotiation
business.
She has developed and conducted seminams=A workshops for clients on insurance Issues. Miss
Jahobi has also conducted uariors rating reeviews aW analyses which kxturde claim reviews
with insurance companies and the closure or reduction of outstanding reserves.
Miss Jakobi was an Indn xtor for the Acaedited Advisor in insurance(AAJ)and created and
Implemented an in house training piagrarrh for hmaunae tedhniod personmL She served for
more than five(5)years on the dincince Commission of the City of Belmont,California.
She holds the Chartered Property and Casually Underwrftr(CPCLI)designation confened by
the Amerkm ln*ftt*e for Property and Casualty Underwriters and also holds the Associate in
Risk Management(ARM),Certified Insurance Counselor(CIC)and Accredited Advisor in
Insurance(AAI)desigrxitiom. She received her Bachelors Degree in Business Management.
from Erherd CoNsege. She is a past Nadional Director and Governor of the CPCU Society w
weN as a past President of her local CPC!!Chapter and has served on several atlser
committees of the CPCU Society.
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Tab I g)3-5 Customer references.
Of our numerous client references we af e pleased to present the following Rodda
governmentalbodiei or agencies. Allof the references are curmnt c1lents,
1. RbrldaftsAqueduct
2- rampaPortAuthority
a Manatee County PortAuthority-
C
lie nt Contact Length of Description of Services Provided
Service
Ms.Chary)Sargent, 1996 to Full Risk Management Services for
Florida Keys Aqueduct Benefits&Insurance Present Property/Casualty and Employee Benefits.
I 100 Kennedy Dr. Administrator Services Include risk assessment,re-marketing of
Key West,FL 33040 Phone: (305)295-2211 insurance programs,claim assistance,contract
reviews,claim audits and special projects
Mr.Steven Frye 2007to Full is Management Services for
Tampa Port Authority Vice President of Present Property/Casualty and Employee Benefits.
1101 Chwinelside Dr, Finance Services include risk assessment,re-marketing of
Tampa,Fl. 33602 insurancep s,claim assistance,cono-act
Phone:(813)905-5037 reviews and special pmjects
Manatee County Part Ms,Denise Stufflebeam Full Risk Management Services for
Authority Business Manager 198010 Property/Casualty and Employee Beriefits.
30D Tampa Bay Way Present Services include to risk assessment,re-marketing
Palmetto,FL 34221 Phone: (954)722-6621 of insurance programs,claim assistance,contract
I I I reviews ands cial projects
The above references are offered In response to this section. Additional
references are available upon request.
Tab I h) - Does not apply. Interisk Is a credHor of the County.
Tab 11) Interisk Is not required to prepare financial statements and do not
prepare such documents.
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RelevantTab 2
Expedence
Record ofpfffamance andprafemiomd
The folloI list provides a representative a of accomprkshmenis of Interisk Corporation
and Its cormitlants. We believe our learn possesses ihe mod experience in the fiekis
insurance t. Incividual experienceof consultants been used t
accomprish some unique andsolutions for our clients. Experience Includest Is not
Fornited to,.
1. Developmcut of a dcdira�tod databasr~rar various Risk llAauragpnent 6mctioa5;
2. tion of insurance rcquinennesls for vcndoss and suppliers;
3 � mmeaoes,to eo f duct derc�dwell a ® -
ance
g y 1 including
tnadas,6uildui& �,Prod tuharity and others;
M� �u'10"Iirt�rr,.1��.u��uam.�.-.rd°�rr
4. Dcvctopmcnt or risk mangpnent and non-insurance solutimm for b rp governmental cticets ror specialty
5.
a to' ' t goviemmat wd private orlpmizations for managemao and control w
!r. Dcvclop�t arrisk marrsgenunt crilrsia for sinful inrafatx b joint gan+citmtanl mid private
sector activities.
i
7. Assisted with complex government conslnrction project property and liability losses.
�oW�u �l"�"rKIWW�.�N,°tt'1uw[N'.�";� w^m,�."'�y.,'."%lu' ",'�"Mo^!r°."w`"�'^"�rr"1�1:,.�4.,_w;„tir.."*^u�..'�rSW;��".d�m•p�,r Y9� uwmu" "�,',�,,„.w:w+uuA"dot"�Ik:..4�d�mlud;N��W�b'�%rrmlkrv�4^a° �'d»�miv�wi�M;rm�F"aY�a7Nl�
8. Developed complex reinsurance wmgement rar client with over x3 Btlllon in property values;
L
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nd assisted withh rtamerous irs5atrartce and risk remnemm RM for the glovernmental and
ore' i
� � •r�m9P!,�^�u�WN6'�.;rxrv;:�0.'��^�,�,rna�mavau�m,��m�m��.a�;h�r A'uVrt�oN��tirnsrz�m�^.w.mwuluwP'w°�re�un,arm+ro��a��'b�'lir�m.'� �r��'�u���`Ww�n.,�„���m',.roww��w1,��'7� It�' �a J,'"'� nP�S�Ww
10 ti is numerous government wd private sector boards&commissions regmding evaluation
selection orb property and casually instuance progrAw. „
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11. Compldad various oanti®icg education eetum for maintaining mrog lierosing,professional
wahrig and ptxsonal development activities;
��MS�'Mm�xr~WArr�^�&��wd4S�,..�M"'�iPo�'�7Y,'�uV"�^o<'kw�a, .N'�'�w'�.^nf�i '&a°�b'r.�w��Po•,ro°;ab".�,�+uv;.w;�awiw�um s...a'M lun.,,r��.�&s u�y,U.,^�A'W».�rr��s�e,�tNiva�r,�!ui�a~�"IDmw.91uicu�p^�a�o�wrr.«»6�u h�¢hn�rRma m��iuu���,n�°�NY�:.?NWMn�wmt�a�'�Wu. 'Ms���tl" "."�ui�,;,..
12. Provided expert wiam tcstimooy on mmplcx nad liability clams
rwxz . . MU r=-,a % t,";a=0
13. Evaluslad Risk Managers and dcparfaicnl perfortaauoe for dt ttoa cdient�
14. Dmekgml risk rnanpa cdtn*ped tanned nationals ark iaoeniewed and recommended Rw hire or
Risk Managers for governmental&non-governmen W clients,
1 S. fndividual oonsultants conI,comply with educational,experience and ethical requirements or
numerous huaiiance Industry designations;
"6�Uawwr ';, �u~�u'a�..v.^vr�u�•µ�-;�.�nre:'�r.µ�a�m.����.�4��uwsnw^m�ro��u:�m��:,�l��u���m;,�m�, �,� .�uu�rru^�iiwr��wwim�a,r�u,,,.�.. ,�� mm.��v^n.m�a��a=,"'Am��'°��mo �mw dN� "i ,..
16. CoustilMrits stave on examination development boards for the most prestigious internationally rceognized
ins umice said risk management orgamatio
17. ConsWtanls routinely donate their time to volunteer risk management related activities ror organir.rions
such as the YMCA,Rotary International and other non-ptofrt organizations;
18. ASSrsfed gOYC[IImdlhil aid noo-gavcrnrrrmtal CrttrLes wrlh drspotCs wrlh property end trabnhty disputes
1YIlh In511r�C3triel5;
14, Assisted numerous governincidd and non-governmental culdles with the rettesval of property and liability
insuranca
�20. Development
. . of"Inswmtce Guide to Coatiact Administration"that establishes apprvptiate and uniform
iasmance a for client's contractors and vendors and
MWOMM
21. Arranged for a$50 million liability insumce program widiin 24 hours when it was learned that the agent
failed to pff=nt
The rn if drily of dnterisk's Wents do nal require a contma The services ptmided by int►xisk are typically governed
by enpgmm letters arso=other mAirmW domment, 1 with all of the rareream displayed
in Tab 1 of M proposal.
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Relevant Expeflence
In risk has an extensive record of performance and professional
accomplishments similar to those being requested by the County. Some of the
more notable accomplishments include.,
> Providing full risk management and workers'compensation services for
several mass transit governmental entities.
> Providing full risk management and workers' compensation services for
several major marine parts located In Florida.
> Providing full risk management and workers'compensation services for
several Florida counties.
Providing full risk management and workers' compensation services for
numerous Florida cities.
> Providing full risk management and workers' compensation services for
various Florida utilities.
> Providing full risk management and workers' compensation services for
numerous non-governmental entities.
> Providing specific risk management and workers' compensation services
for both governmental and non-governmental entities.
> Providing risk management and workers' compensation claims assistance
to both governmental and nan-governmental entities.
While Interisk is agreeable to executing a contract similar to the one currently in
force with Monroe County and similar to the draft contract contained in the
County's RFP, most of our assignments are not governed by contracts but are
governed by proposals submitted by tnterisk. Many of our clients do not require
a contract. However, all of the services for the references presented in Item I(g)
above are governed by similar contracts/agreements that will be required by
the County.
Please refer to It IG above for the requested list of similar contracts or
agreements currently in force.
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Tab 3. - Services, Approach and Availability of Service to County
(a) The Proposer shall describe the approach and methodology he/she will
take to accomplish the services described in Exhibit A. This shall include
information on schedule and availability, staffing,whether sub-
contractors are used,and any other relevant information explaining how
the services will be accomplished.
As the County's current consultant, Interlsk has assisted in the
development, implementation and monitoring of the County's Insurance
and Self Insured Risk Management and Workers'Compensation programs.
This will eliminate the need to spend valuable and costly time to
familiarize Itself with the County's current programs.
We have provided a wide spectrum of Risk Management and Workers'
Compensation consulting services In the past to Include, but not limited to,
ail of the services specified in Exhibit A of the County's RFP.
All of the services are provided of the request of the County. The
approach and methodology used were developed based specifically on
the Issue being evaluated. While the approach and methodology varies
based on the specific Issue, they are always based on the foundation of
producing the lowest overall cost for the County and generally
Incorporate the following principals:
T) Identify and analyze the exposure to loss
2) Select the technique(s) that minimizes the County's exposure to loss.
This includes both insurance and non-insurance techniques
3) Implement the selected technique(s)
4) Monitor the decisions made and the techniques implemented and
make adjustments where appropriate
It Is anticipated that Intedsk will continue to use the some approach and
methodology In assisting the County with managing its Risk Management
and Workers'Compensation programs and can continue to provide all of
the services Identified In Exhibit A of the County's RFP.
Interisk strongly believes in the "Team Approach". Therefore Interlsk's
entire staff of employees has always been available, and continues to be
available, to service the needs of the County. Both the County's Risk
Management and Workers'Compensation departments have the
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principal consultant's mobile and home telephone numbers. This
effectively makes Interlsk available on a 24 hours a day/7 days a week
basis to respond to the County's needs. It should also be noted that
Interlsk has also developed a strong working relationship with other
County departments (such as the Airports and the County Attorney's
office). These departments have directly contacted Interlsk when the Risk
Management or Workers'Compensation Coordinators are unavailable.
When this occurs, the Coordinators are copied on all communications to
ensure they are kept advised of our activities. It Is not anticipated that
any of the work performed by Interlsk will require the use of
subcontractors.
(b) The Proposer should describe the delivery of individual services listed in
the Scope of Services (Exhibit A) in this RFP and how this will be
accomplished. The Proposer should respond in detail and avoid a
general overall response.
Inferisk, nor any other consultant, can offer a detailed description on how
a specific assignment will be accomplished. Doing so will Indicate a
"cookie cutter"approach to handling the client's needs. This would not
be in the best Interest of the County. Each assignment Is evaluated on its
own merits and the approach will be dependent on the assignment and
needs of the County. The evaluation of each assignment will include the
following activities:
1. Develop a full understanding of the needs of the County
2. Develop a full understanding any unique issues associated with
the assignment
3. Develop the best approach for handling the assignment
4. Develop a time line for the completion of the assignment
Interlsk In conjunction with the County will follow the above steps in
completing all assignments.
The delivery of Interisk's services will vary and depend on the activity
Involved. It could range from a simple phone call to producing and
providing detail reports and schedules. We are always available to travel
to Key West to make In person presentations to County Staff and Boards.
Regardless of the delivery method used (whether it be a telephone
conversation or a formal Board presentation) consideration Is given to
those that may not have an In-depth knowledge of Insurance and risk
management and our presentations are developed so all receiving the
Information fully understand the concerns and recommended solutions.
While the length of time it will take to finalize the services for a particular
project may vary depending on the complexity of the issue, Interlsk prides
Itself on responding to all assignments In a timely fashion.
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This response certifies that all Items displayed In Exhibit A are included In
Interls 's proposal for Consulting Services to Monroe County and are
included In the comments on delivery of services above. We have
performed all of the Items In Exhibit A for the County In the past,
Interlsk will provide all of the services numerated In Exhibit A (Scope of
Services) except for the following.
The consultant is required to deliver to Risk Management at least
120-days prior to each pollcy(s) expiration or anniversary date,
completed underwriter's applications for Risk Management review
and approval.
Reason: Most information being requested on underwriter's
applications can only be answered by the County. Interlsk will assist
the County in the completion of all applications.
D Create, analyze underwriting information and prepare underwriter
applications for submission to the worldwide insurance
marketplace.
Reason: Most information being requested on underwriter's
applications can only be answered by the County. Interisk will assist
the County in the completion of all applications.
D Provide advice to Risk Management of the quotations of Insurance
premiums and coverages obtained from insurance markets to meet
the County's needs; this must include at least three competitive
quotes for reputable carriers.
Reason: While Interisk will provide Risk Management with advice
on the quotations of insurance premiums and coverages, providing
of competitive quotes is viewed as an agent/broker responsibility.
Interisk will assist Risk Management in obtaining the quotes from the
ageni/broker.
➢ Develop renewal proposals in conformity with the timefrae
specified by the County's Board and staff.
Reason: Developing renewal proposals is viewed as an
agent/broker function. Interisk will assist the County in obtaining
such proposals.
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➢ Bind approved coverage and confirm placement in writing.
Reason: Binding of coverages and obtaining written confirmation is
viewed as an agent/broker function. Intedsk will assist with this
process.
➢ Review and be responsible for the accuracy and correctness, prior
to delivery of excess/reinsurance coverage documents and/or
pricing policies Including all changes and endorsements.
Reason: This activity can only be provided by the agent/broker.
Interisk will review all policies upon receipt and confirm they are
issued of the proposed premium.
> Invoice excess/reinsurance premiums, net of any commission,with
appropriate written explanation regarding the manner In which the
premium was computed.
Reason: This is viewed as an agent/broker function. Interlsk will
review all invoices as they are received.
> Risk Management requires,through Its Insurance consultant, policy
delivery within 90-days of Inception dates or renewal dates.
Reason: This is viewed as an agent/broker responsibility.
> Monitor existing policies for renewal dates and provide Risk
Management with timely recommendations and service to include
obtaining and presenting renewal quotations and alternative
coverage quotations if renewal Is not possible or desirable, In order
to facilitate the continuity of coverage. For each line of insurance,
Insurance consultant must approach the market no later than 120
days prior to the expiration of coverage.
Reason: this is viewed as agent/broker function. Interisk will
coordinate with the County to ensure this activity is being
completed in a timely fashion.
> Maintain an archive of all policies of insurance procured for the
benefit of Monroe County. Written permission must be received
from the County before destruction or other disposition of said
policy documents Is undertaken.
Reason: This is viewed as an unworkable requirement. First, the
Consultant's copy of policies is not viewed as the official copy of
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the policy. In addition, the Consultant often does not receive a
complete copy of the policy, particularly if the policy was
endorsed mid-term. If copies of the policies are required, the
agent/broker should be able to provide them. Interisk does
maintain copies of the County's policies for a number of years but
cannot guarantee they are exact copies.
> Issue all certificates of Insurance In order to meet the needs of the
Board.
Reason: This is viewed as an agent/broker/insurer function.
> Maintain accurate exposure data and provide an annual report by
membera enc nd department.
Reason: Such information must be maintained by the County. The
only way Interisk, or any other consultant,Will know of a change in
the County's exposure data is if the County advises them of the
change. Interisk will maintain the County's Statement of Values
(SOVs) when provided by the County.
➢ Provide detailed loss data both developed from the Insurers and/or
from Insurance consultant's own RMIS database on a monthly basis
with an annual recap of all losses.
Reason: This is viewed as the function of the County's Third Party
Administrator/insurer.
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Tab 4—litigation
The following information is provided at the request of the County.
(1) Interish is a closely held corporation and 10096 of its stock is owned by Lawton Swan Ill.
(2) Lawton Swan Ill is the only officer of Interish and serves as Its President,Secretary and
Director.
(3) Interish was formed in 1986 and has been providing Workers'Compensation and Risky
Management Consulting Services since Its formation.
(4) Interish has been providing Workers'Compensation and Risky Management Consulting
Services for over 35 years under the name of lnterisk Corporatlon and has not operated
under a prior name.
(5) Responses to the following questions are provided at the request of the County.
(a) Has the person,principals,entity,or any entity previously owned,operated or directed
by any of its officers,major shareholders,or directors,ever failed to complete work:or
provide the goods for which It has contracted?Of yes,provide details).
Response: NO
(b) Are there any Judgments,claims,arbitration proceeding or suits pending or
outstanding against the person,principal of the entity,or entity,or any entity previously
owned,operated or directed by any of its officers,directors,or general partners?of yes,
provide details).
Response: NO
(c) Has the person,principal of the entity,entity,or any entity previously owned,operated
or directed by any of Its officers,major shareholders or directors,within the last five(5)
years,been a party to any lawsuit or arbitration,or mediation with regard to a contract
for services,goods or construction services similar to those requested in the specifications
with private or public entitle;? If yes,provide details.
Response: NO
(d) Has the person,principal of the entity,or any entity previously owned,operated or
directed by any of its officers,owners,partner,major shareholders or directors ever
Initiated litigation against the county or been sued by the county in connection with a
contract to provide services,goods or construction services? If yes,provide details.
Response: NO
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(e)Whether,within the last five(5)years,the owner,an officer,general partner,principal,
controlling shareholder or major creditor of the person or entity was an officer,general
partner,controlling shareholder or major creditor of any other entity that failed to perform
services or furnish goods similar to those sought in the request for competitive solicitation.
Response: NO
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SUMMARY OF MAJOR SERVICES PROVIDED
BY
INTERISK CORPORATION
DURING PAST 12 MONTH PERIOD
Following is a partial list of the major activities that Interisk assisted the
County during the past 12 months.
1. Renewal of all insurance coverages purchased by the County to
include the development of bid specifications that were included in
the County's RFPs.
2. Coordinated the limits of the County's Primary Wind Coverage to
bring it more in line with the results of an independent appraisal of its
buildings and contents.
3. Performed annual audits of the County's Workers' Compensation and
Risk Management (Liability) claims.
4. Preparation of Management Summaries for all of the County's
Property and Liability Insurance Policies.
5. Assist in the updating of the County's Statement of Values based on
an independent property appraisal.
6. Assist in the preparation of various insurance related applications.
7. Coordination of limits and deductibles for the County's Wind, Flood
and Property insurance.
8. Assist in the establishment of appropriate insurance requirements for
the County's contractors and vendors.
9. Evaluation of the insurance implications of new County Ordinances.
10. Respond to questions regarding insurance raised by County Board
Members and Senior Staff.
11. Coordinated the transfer of the County's Excess Workers'
Compensation insurance to a new insurer when the current insurer
withdrew from the governmental insurance market place.
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12. Coordinated the transfer of the administration of the County's Excess
Workers' Compensation insurance to a new agent.
13. Coordinated the updating of the Sheriffs equipment coverage
included in the County's Property Insurance policy.
14. Coordinated the increase of the County's Wind and Flood coverage
from $S million to $1 Q million in the County's Master Property
Insurance policy.
As indicated in this proposal, Interisk views a number of items
addressed in Section 2 (Marketing) of the County's Draft
Agreement that was contained in the RFP are more of the
agents/brokers responsibilities. Interisk suggests that Section 2 of
the Agreement be deleted in its entirety and replaced with language
similar to the following.
Interisk agrees to perform all of the functions addressed in its
proposal that was submitted in response to the County's RFP for
Insurance Consulting Services.
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INSURANCESECTION THREE: COUNTY FORMS AND
RESPOND TO, MONROE COUNTY BOARD F COUNTY COMMISSIONERS
Purchasingdo a ent
1100 SimontonStreet
GATO BUILDING, - 1
1100 SIMONTON STREET
KEY T
I acknowledge receipt f Addenda No.( )
E have I u :
Lobb"and i of-Interest use oilus t
WorkplaceOng Free Fon Public Entity Crime Statement TT
In ` n,l Included a cu nl at I l II u
Florida lnu nce Licenses f L Swan,SI ber nro Jakobi
N the applicant Is not an individual o o de [}, i se supplythe following Information'
APPLICANTORGANIZATION: Int risk o ratio
(Registered business name must appear exactly as it appears on
Any applicant nUligjtan an Individual(sole proprietor)must submits printout of the" e Il by Entity Name"
screen from Suribiz,and a copy of the moot cent annual report killed with the Florida Department of State,
I rislon of co o tions.
e request respondents to quote s fixed annual W that encompasses the entire Scope of Service&
requested In ExhiWt
A-
Fee for 3arvioa3 Included Incontract; $540' year for Yea 1-3 of the contracL
ke Is an allindusive cost, No eddiganal is or fees will be psld,including but not Wriked to travet co ,per die
tl s mile r s a postage
Melling Address: 1111 N.Westshore Blvd. Telephone: J8131 7-i 0
Suite 208 Fax ( i ) 7-1 1
" , FI 3 360? pate. !a /
Signed. rWitness:
Lawton Swan III 'Does not include out or office trips that will be billed
PresnniName) at a rate of$155.00 per hour plus out of
ilia} packet expenses. Out of pocket expenses will be
STATE F: ku . Ail out of office trips will
rev y oun [n advance.
COUNTY F: t
Subscribed
rn is(ar }h f nn
(date)by Is Ve-radnigly known
to me or has produce (type of Identification)as
Identification,
0011DAMELLIUMN My Commission ExpI s: I y
�® - ateai
•s•' ` y1mrc Avg 29,2011
36 of 57
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PUBLIC ENI I E STATEMENT
"A person or affiliate who has been placed on the convicted vendor list following a
conviction for public entity crime may not submit a bid on a contract to provide any
goods or services to a public entity, may not submit a bid on a contract with a public
entity for the construction or repair of a public building or public work, may not submit
bids an leases of real property to public entity` may not be awarded or perform work a
a contractor, supplier, subcontractor, or CONTRACTOR under a contract with any
public entity, and may not transact business with any public entity In excess of the
threshold amount provided in Section 287.017, Florida Statutes, for CATEGORY TWO
for a period of 36 months from the date of being placed on the convicted vendor list"
I have read the above and state that neither Interisk Corporation (Respondent's
name) nor any Affiliate has been placed on the convicted vendor list within the last 36
months.
(Signature)
Date: �"z c C
STATE OF:
COUNTY OF:
Subscribed and swam to(or affirmed)before me on A 1
(date)by (name or nt). He/She is personally known tome or has
produced (type of identification)as
identification.
,„„ rAcs�wow�ut�te cr+ NOTARY PUBLIC
y
x2► My Commission Expires. J
40 of 57
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NON-LOLLAWN AFFI A
1, Lawton Swan IN of the city of Tampa,Frorlda according to
law on my oath,and under penalty of perjury,depose and say that
1. 1 am President of the firm
of in ER rpora the bidder
making the proposal for the project described in the Request for Proposals
for Insurance Consulting Services and that I executed
the said proposal with full authority to do so;
2. The prices in this bid have been arrived at independently without collusion,
consultation,communication or agreement for the purpose of restricting
competition,as to any matter relating to such prices with any other bidder or
with any competitor,
3. Unless otherwise required by law,the prices which have been quoted In this
bid have not been knowingly disclosed by the bidder and will not knowingly
be disclosed by the bidder prior to bid opening,directly or Indirectly.to any
other bidder or to any competitor,and
A. No attempt has been made or will be made by the bidder to Induce any
other person,partnership or corporation to submit,or not to submit,a bid for
the purpose of restricting competition;and
S. The statements contained in this affidavit are true and correct,and made
with full knowledge that Monroe County relies upon the truth of the
testa menu contained in this affidavit in awarding contracts for said project.
rr '
' `Signature)
Date:
STATE OF: 1
COUNTY OF:
subscribed and sworn to for affirmed)before me on
(date)by---t A 11) W (name of afflant). He/She Is personalty known
to me or has produced, ttype of Identification)as
tderdilication.
*"*, 1�5iwMtrlElLElllp6l NOTARY PU W
Nouryr41�c.5nudi�
CDrteni6llOn a�i 13rdN a
Mf iz*n u92l.2021 My Commission EMIrea. I
,.r ��lhrgkgjor�iWyAW.
38 of 57
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LOBEIYING AND CONFU212LI tr T
SWORN STATEMENT UNDER ORDINANCENO.01 4
MONROE COUNTY, FLORIDA
ETHICS CLAUSE
Interislc Corporation
(Company)
'—warrants that hBrit has not employed, retained or otherMse had act on hWher behalf
any former County officer or employee in violation of Section 2 of Ordinance No. 010-
1990 or any County officer or employee in violation of Section 3 of Ordinance No. 1
1 . For breach or violation of this provision the County may, in Its disc ration,
terminate this Agreement without liability and may also,In its discretion, deduct from the
Agreement or purchase price, or otherwise recover, the full amount of any fee,
commission, percentage, gift, or consideration paid to the former County officer or
employee:
(Signature)
y
ll Date:—---- -- — — - - -- ------
STATE OF.
COUNTY OF: use
subscribed
land sworn to(or affirmed)before me on LAW--&I M
(data)by_ 11 - _ c- (name of affiant). He/She Is personally knwn
to the or has produced (type of identification)as
identification.
w�snHa�rnalau� �u NOTARY PUBLIC
. �i. Natx7Pdb5c-2jitdFW4 Ai
CwmWmtGGuq57A MyCommission ices: 1
*y MYCWn.fVPi1ftALjg292021
Knr�uo�N fix,uv
7 of 57
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-FL
The undersigned vendor in accordance with Florida Statutes Section 287.087 hereby
certifies that:
Intedsk Corporation
(Name of Business)
1. publishes a statement notifying employees that the unlawful manufacture, distribution,
dispensing, possession, or use of a controlled substance is prohibited In the workplace
and specifying the actions that wlil be taken against employees for violations of such
prohibition.
2. Informs employees about the dangers of drug abuse In the workplace, the business'
policy of maintaining a drug-free workplace,any available drug counseling,rehabilitation,
and employee assistance programs, and the penalties that may be Imposed upon
employees for drug abuse violations.
3. Gives each employee engaged In providing the commodities or contractual services t
are under bid a copy of the statement speci5ed in subsection(1).
A. In the statement speclfred in subsection (i), notifies the employees that, as a condition
of working on the commodities or contractual services that are under bid,the employee
will ablde by the terns of the statement and will notify the employer of any conviction of,
or plea of guilty or nolo contendere to,any violation of Chapter 893(Florida Statutes)or
of any controlled substance law of the United States or any state, for a violation
occurring in the workplace no later than five(6)days after such conviction.
6. Imposes a sanction on, or require the satisfactory participation in a drug abuse
assistance or rehabilitation program N such is available In the employee's community,or
any employee who Is so convicted.
6. Makes a good faith effort to continue to maintain a drug-free workplace through
Implementation of this section.
As the person authorized to sign the statement, 17,iy1hat Phis frm complies fully with
the above requirements.
(Signature)
Date:
STATE OP n rr
COUNTY OF: 6
Subscribed and swum to(or affirmed)before me on � (date)by
(name of a t), tiefShe is personalty know tome or
has produced (typ of identtfi on)as Idenliticc tian.
NOTARY PU
KRVwDAW-.UE mc.e- MY Commission Expires:
Ibu7 �-Ssuednac®
t8 � µyranm.EEtsAugIS.aC]i
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....................—
FLORIDA DEPARTMENT NCI , SERVICES
LAWTONSWANIH
License Number:A258825
RLsident Insurance(License Issue Date
0240-lirzAL H 03MV1979
yam, i �� of — .m mn m rm�mn _
Mamie�C�fin. eminun gar town WA ¢ h i mwn mn,eh%vM mar ar 8'pmr:arm aroarrem as Jimmy II°amania
ia¢ xn bin MA I-pba .t M v--w .mn a9g. a w4 B manor W-a m a we. maq w
a.wi naww 0 oaww emem�. u era mn a*w wA¢w n mo va o na m eup V Wk re ba nu* w i P'Fimamrxa&f7dtc�r
m� �, zspa F—M mm mm m Scaa��P' V�uB�z
nSB . M WA mre9 . In mwa N 0
"Rd—
Rd PnAn artte..'am v man 0 Worn maap vn m i 4 ifxm Vb.W D 9
4' sarn�.e wmeaaa npag PC9 n
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FLORIDA DEPARTMENT OF FINANCIAL SERVICES
SIDNEY GEORGE WEBBER
License Nitsigber:A2 7.9641
RosWent Insurance License Issue Date
.0220,GENERM...LINES(PROP CAS) 0612411989
6-
0.ift If a r- Ammy rApords
ft 6 p iif Vk—JM A.— Ikw 'w,0^-q—4—,ft Ag"'r-A mm �o s. Chkrrk"CNp om=
rm 6— p 0-4,�*——c" npww w".a.*.".w4—WTA-,i,W .k--— W VAO-W m .-q
V�"V. mw ft�o In www-w"qv.4�,—M..v A.—mw�wu—j k StOCK'Mms
vaut T.6.kj 0&�m "O—a w~ 'd .—Rw . 1w MOVWFA ftm.Q .0
"m"mm& m MRKwm;,lip W& �ft MA"W.V.%"l L.—P ffi ft roft rmwftm a
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FLORIDA DE PARTMENT OF FINANCIAL SERVICES
SHARON MARIE JAKOBI
License Number:A 129 7.56
ResIdent Insurance Ucense IssUe Data
.02-14-LIFE WCL VAMABLE ANNUffY 0811 Otl 993
.022D-GENERAL LINES(PROP&CAS) 0,710911993
W.0—mnuxw inn Ur 1'. Ammy Parana
ryas0-m .td ft R.-a-w—m w r k-. amrpmm a —a chicrfinnswidarrimer
as M W--amain v 0—mW——.,.1. '.4 W. .9"#w a P,.—. Wkw.W ft.0— 0.6"or P,.".
—L-d-a"-IW ft ffk."m D.H— d &--rer ft amx . swe
Mna V IUM= nn D—K A k— '4 w m 1� 7�"� � fifi 9—W r.1m.V�"—.0
................................................................
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ATTACHMENT 1
QUESTIONAIRE
Organization Name: Intcdsk Corporation
Primary Contact/Representative. Sid Webber
Title. Principal Consultant
Address: 1U1 N.Westshore Blvd.,Suite 208
-City,State,Zip Code: Tampa,FL 33607
Telephone Number (813) 2974040
Fax Number. (813)287-1041
E-mail Address: Sid, LbhCL@jpter'j&=
L
L Does the firm have any contractual relationships that would preclude the firm from
being unbiased in the services provided to the County?
Response: No
2. Is the firm an insurance company,insurance agency,insurance broker,third party
administrator,or employee of any oft a fore or'
Response:No
3. If the answer to the preceding question is yes,do you accept fees or commissions?
Response.- NIA Into risk does not receive commissions from any®source
4. Is the firm an insurance consultant?
Response: Yes
5. If the answer to the preceding question is yes,do you accept fees or corrurtissions
from any insurance company,insurance agency,insurance broker,third party
administrator,ore loee of the foregoing?
Response: No
6. Is the Fum owned or controlled by an insurance company,insurance sales
organization,third party administrator or any consulting firm which owns or controls
an insurance company,insurance sales organization,or third party administrator?
Response: No
7. If you are selected as the insurance consultant,will you warrant that you wiU not
receive any commissioners, fees,bonuses,or other compensation from any other
source as a result of any coverage placed as part of the County's insurance program?
Response:Yes
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8, Please list any contractual relationships between your firm and any persons or
business entities that provide services in the areas of workers'compensation and/or
risk management.
Response: Interisk has no contractual EC12donships with any person or business entity that
provides services in the arm of worker.%'compensation and/or risk management.
9. If the County changes from the current consultant as a result oft i e
successful firm will need to have a transition plan. Please describe your transition
plan.
Response: As the County's current Workers'Compensation and Risk Management
consultant,this it does not apply to Interisk.
10. Describe your client service approach and how you respond to client requesL
Include what you consider non-urgent/routing requests and urgent requests.
Response: While Interisk vie"all of its assignments with some level of urgency,it is
recognized that some activities may not be as time sensitive as others. If our clients view a
PUtiCU11rissue 25 urgent,Interisk treats it as bring urgent. IfffiC client dors not vicwthe
255ignMCERE as being urgent but Interisk does,the client will be called and the timing of the
completion of the assignment will be discussed. Even if both the client and Interisk view a
particular assignmentas not being urgent,the assignment is completed as soon as possible.
lnterisk's comrnitment to responding to client's needs in a timely fashion can be
demonstrated by-
a. All of Interisk's dents have their Primary cans ultaneshome and cell phone number
nnd are available 24 hours a day.
b Interisk consultants have dixect access to their emails via their cell phones and
continually monitor their emails when they are not in the office.
c. Except for rare occasions,all telephone calls sic returned before the end of the
business day.
'Me County only has to refer to its past experience with Interisk as a demonstration of the
commiLment it has to responding to their clienesoceds in a timely fashion.
11. If required,would you attend the Board of County Commissioner meetings to
provide any recommendations and supporting documentation for approval?
Response. Yes
12. Detail the ability of the firm to monitor regulatory and legislative developments at
bath the State and Federal level and how this will be communicated to the County.
Response: Interisk monitors electronic data rcgar&ng regulatory and legislative
developments at both the State and Federal levels daily. Inaddition,Interisk monitors and
reviews proposed legislation bills submitted by to and Federal Houses or Senates. 'Me
activities of other regulatory bodies,such as the National Council on Compensation
Insuranc and the Internal Revenue Service([RS)are also monitored on a daily
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basis. Interisk supplements it's monitoring of the activities of there regulatory bodies by
daily reviewing the Federal Register,various trade publications and legal notices for legal
issuer,that may impact our clients. Clients are iminediately notified of any issues that may
have an impact on their Insurance/Risk Management programs.
13. How do you measure client satisfaction?
Response. This is a difficult question toansaver. Each client and the individuals that
represent the client have different personalities and expectations. As assignments are
received,theyare discussed with the client in detail and objectives and a time frame is
established. As the project continues,the objectives and time frame are adjusted as needed.
In addition,we have nearly daily contact with our clients (particubarly during a project)that
allow the client to express any concerns they may have. AU concerns axe addressed
immediately. This approach minimizcs any client dissatisfaction.
Thc fact that any of our clients have allowcd departments other than their Risk
Management,Insurance and Workers'Compensation departments to devr1op a working
relationship with Interisk is a strong indication of the level of satisfaction out clients have
with us. Some of out clients have even requested that we directly contact vendors and
contractors on their behalf to resolve issues. It is believed that if such clients are not
completely satisfied with Interisk they would not permit such contact to take place.
Another good indicator of our clienes satisfaction is the retention rate that we maintain
with our clients. We have served most of our clients for a number of years. Some of our
clients have retained Interisk for more than 30 years.
Injanu2ty 2014 and 2016 Interisk and representatives from one of its clients visited
London England and met with a number of current and prospective underwriters. It'
believed that this visit contributed to a 221/6 reduction in the clienes premiums despite ffie
fact that their property values increased by 24%. When the renew ai proposal was presented
to the chent's governing board,several of the Conunissioners commended Interisk during
the public meeting for their excellent work Following the meeting 2 number of the
Commissioners personally thanked Intrrisk for their efforts. In addition,following the
meeting,-a news reporter interviewed the Client regarding a new type of insurance coverage
they purchased. The client asked Interisk to assist in the inteiview. `11-Lis interview resulted
in an extremely favorable article being included in the news paper's next edition.
In May 2014,Interisk presented an overview of a clienes Property and Casualty Insurance
program to the ciienes governing board at a public workshop. Not only did all of the
Commissioners complement Interisk on their presentation,one of the Commissioners sent
the presentation to the insurance agent who administers the insurance program for another
entity that he serves as a cominissioner for and requested a similar presentation be made to
their governing board.
The above two items are clear indicators of the level of satisfaction Interisles clients have
with our service.
14. Based on your knowledge of Monroe County's current is management program,
briefly describe two(2)improvements that you would recommend that the County
consider. If you were to be selected as cisnsurance consultant. Support your
recommendation with an explanation of why the County should consider
implementing these two improvements.
Recommendation 1. The County's Master Property program renews of May I of each year.
Many of the south Florida Governmental entities'programs also renew on Mal. Insurers
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typically allocate their resources(the limits they can provide)for catastrophic coverages
(wind and flood)on an annual basis. This means that the County is competing with these
other south Florida Governments for these resources. The County may want to consider
moving the renewal of their Master Property program to March so insurers will be more
willing to commit more of its resources to Monroe County. INS may result in the County
being able to higher wind and flood limits.
Recommendation ®: The use of drone aircraft has increased considerably during the past
several years. The County may want to consider exploring if they are using such aircraft. If
drones are being used by the County,consideration may want to be given to Purchasing
Drone liability and Physical Damage coverage. Ile critical concern with such coverage is
the Liability coverage. If one of the drones were to crash and injure a member of the public,
a significant uninsured loss could occur. In addition, the coverage should include Invasion
of Privacy coverage in the event compromising pictures/film is accidcntly obt2ined of the
general pubhc.
The representative stated below is the authorizrd agent of the Proposer and is 2uthorizcd to
bind die company upon acceptance by the County. Deviations from the requested program
have been stated. Coverage(s)or icrvices will be issued as proposed.
Name of fiz:m:—. Interisk Comoration
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Signaturc Date
...........
Title
FIRST AMENDMENT TO AGREEMENT
MONROE COUNTY
CONTRACT FOR
INSURANCE CONSULTING SERVICES
THIS FIRST AMENDMENT ("Amendment") to the Contract for Consulting Services
dated September 18, 2019 ("Agreement") is made and entered into as of the date of
execution shown below, by and between MONROE COUNTY ("COUNTY"), a political
subdivision of the State of Florida, whose address is 1100 Simonton Street, Key West,
Florida 33040 and Interisk Corporation ("CONTRACTOR"), whose address is 1101 Red
Maple Circle, N.E., St. Petersburg, FL 33703-6318 (collectively, the "Parties").
WHEREAS, the Parties entered into the Agreement on September 18, 2019; and
WHEREAS, the Term of the Agreement as stated in Section 4 of the Agreement
was for three (3) years beginning on October 1, 2019, but could be renewed, at the
mutual agreement of the Parties, for two (2) additional terms of one year each; and
WHEREAS, the Parties wish to utilize the first of the two additional one-year
extensions; and
WHEREAS, the Parties wish to increase the compensation as listed in Section 5
of the Agreement, to compensate the vendor for increased usage of the consulting
services by the County;
NOW THEREFORE, the Parties agree that the Agreement shall be renewed and
amended as follows:
1. Under Section 4 of the Agreement, a new paragraph 4.3 is added, to read as
fol lows:
4.3 Pursuant to Paragraph 4.2 of this Agreement, the term of this
Agreement is hereby extended, to run from October 1, 2022 through
September 30, 2023.
2. The first sentence of Section 5 (Compensation) is revised to read as follows:
Compensation to CONTRACTOR shall be fifty-nine thousand four
hundred dollars and no cents ($59,400.00) per year, payable in arrears in
equal monthly installments and payable upon receipt of invoice.
3. In all other respects, the terms and conditions of the Agreement shall remain in
full force and effect and shall be unchanged.
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IN WITNESS WHEREOF, the Parties hereto have caused these presents to be executed
on the day of 2022.
(Seal) Monroe County Board of County
Commissioners
Attest: Kevin Madok, Clerk
By: By-
As Deputy Clerk Mayor
Interisk Corporation
z
By: _
Lawton Swan, III
President
Approved as to form and legal sufficiency:
Monroe County Attorney's Office 4-5-2022
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SECOND AMENDMENT TO AGREEMENT
MONROE COUNTY
CONTRACT FOR
INSURANCE CONSULTING SERVICES
THIS SECOND AMENDMENT ("Amendment") to the Contract for Consulting Services
dated September 18, 2019 ("Agreement") is made and entered into as of the date of
execution shown below, by and between MONROE COUNTY ("COUNTY"), a political
subdivision of the State of Florida, whose address is 1100 Simonton Street, Key West,
Florida 33040 and Interisk Corporation ("CONTRACTOR"), whose address is 1101 Red
Maple Circle, N.E., St. Petersburg, FL 33703-6318 (collectively, the "Parties").
WHEREAS, the Parties entered into the Agreement on September 18, 2019; and
WHEREAS, the Term of the Agreement as stated in Section 4 of the Agreement
was for three (3) years beginning on October 1, 2019, but could be renewed, at the
mutual agreement of the Parties, for two (2) additional terms of one year each; and
WHEREAS, the Parties wish to utilize the second of the two additional one-year
extensions; and
NOW THEREFORE, the Parties agree that the Agreement shall be renewed and
amended as follows:
1. Under Section 4 of the Agreement, a new paragraph 4.3 is added, to read as
follows:
4.3 Pursuant to Paragraph 4.2 of this Agreement, the term of this
Agreement is hereby extended, to run from October 1, 2023 through
September 30, 2024.
2. In all other respects, the terms and conditions of the Agreement shall remain in
full force and effect and shall be unchanged.
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3849
IN WITNESS WHEREOF, the Parties hereto have caused these presents to be
executed on the 20th day of September, 2023.
(Seal) Monroe County Board of County
Commissioners
Attest: Kevin Madok, Clerk
By: By:
As Deputy Clerk Mayor
Interisk Corporation
By:
Lawton Swan, III
President
Approved as to form and legal sufficiency:
Monroe County Attorney's Office 8-11-2023
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