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Certificates of Insurance
DATE(MM/DD/YYYY) ACCOR" CERTIFICATE OF LIABILITY INSURANCE 7/16/2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: MMA-Bouchard Marsh &McLennan (CLW) PHONE FAX 101 N Starcrest Dr A/C No Ext: 727 447-6481 vc,No):727-449-1267 E-MClearwater FL 33765 ADDRESS: CertsTeam@MarshMMA.com INSURER(S)AFFORDING COVERAGE NAIC# INSURERA: Berkley National Insurance Company 38911 INSURED ENVIRREST01 INSURERB: Berkley Regional Insurance Company 29580 A+ Environmental Restoration LLC 4346 SW Hull Ave. INsuRERc: Bridgefield Employers Insurance Co. 10701 Arcadia FL 34269 INSURERD: Southern-Owners Insurance Company 10190 INSURERE: Evanston Insurance Company 35378 INSURER F: COVERAGES CERTIFICATE NUMBER:612463163 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICY NUMBER MM/DD MM/DD A X COMMERCIAL GENERAL LIABILITY Y Y EGL005827510 5/19/2024 5/19/2025 EACH OCCURRENCE $1,000,000 CLAIMS-MADE OCCUR DAMAGE TO RENTED ,�, PREMISES Ea occurrence $300,000 P ! X' MED EXP(Any one person) $10,000 'Vp "' PERSONAL&ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: DATE-2�19.24 GENERALAGGREGATE $2,000,000 �•��--� —"`""""`� POLICY� PRO- LOC '' -MP AN "�" PRODUCTS-COMP/OP AGG $2,000,000 OTHER: $ B AUTOMOBILE LIABILITY Y Y RCA807217910 5/19/2024 5/19/2025 COMBINED SINGLE LIMIT $1,000,000 Ea accident X ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS X HIRED X NON-OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident A X UMBRELLALIAB X OCCUR Y Y EUL005827610 5/19/2024 5/19/2025 EACH OCCURRENCE $4,000,000 EXCESS LAB CLAIMS-MADE AGGREGATE $4,000,000 DED X RETENTION$n $ C WORKERS COMPENSATION Y 83055794 7/22/2024 7/22/2025 X PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANYPROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $1,000,000 OFFICE R/M EMBER EXCLUDED? FN] N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $1,000,000 D Rented/Leased Equipment 20830146 5/19/2024 5/19/2025 600,000 E Pollution CPLMOL123935 5/19/2024 5/19/2025 2,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Certificate Holder is included as an Additional Insured and provided a waiver of subrogation with regard to the General,Auto,and Excess liability policies of the Named Insured,but only with respect to and to the extent of the liabilities assumed by the Named Insured under written contract,agreement or permit.The General Liability,Auto Liability, Pollution Liability and Umbrella insurance is Primary;any other insurance maintained by the contractor&Owner is excess&non contributory,when required by written contract,agreement or permit,subject to the provisions and limitations of the policy. Waiver of subrogation applies to Workers Compensation when required by written contract,agreement or permit and subject to the provisions and limitations of the policy. See Attached... CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Monroe County BOCC 1100 Simonton St AUTHORIZED REPRESENTATIVE Key West FL 33040 @ 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: ENVIRREST01 LOC#: ACOOR 0 ADDITIONAL REMARKS SCHEDULE Page 1 of 1 AGENCY NAMED INSURED Marsh&McLennan(CL" A+ Environmental Restoration LLC 4346 SW Hull Ave. POLICY NUMBER Arcadia FL 34269 CARRIER NAIC CODE EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: CERTIFICATE OF LIABILITY INSURANCE Certificate holder is named as Loss Payee and Additional Insured with regard to equipment leased/rented to the Named Insured,but only with respect to and to the extent of the liabilities assumed by the Named Insured under written contract,agreement or permit,subject to the provisions and limitations of the policy. ACORD 101 (2008101) ©2008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13 (Ed. 4-84) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule. Schedule *Blanket Waiver of Subrogation Applies* This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. Date Prepared: May 7, 2024 Carrier: Bridgefield Employers Insurance Company Effective Date of Endorsement: July 22, 2024 Policy Number: 830-55794 Countersigned by: Insured: A+ Environmental Restoration, LLC WC 00 03 13 (Ed. 4-84) "Includes copyright material of the National Council on Compensation Insurance, Inc.used with its permission.Copyright 1984 NCCI" Section I. Named Insureds and Insureds ENERGY COMMERCIAL GENERAL LIABILITY POLICY I. NAMED INSUREDS AND INSUREDS A. Named Insureds Each of the following is an INSURED if designated on the Declarations Page of this policy as a NAMED INSURED or satisfies the provisions in Section I.A.6. Newly Acquired or Formed Organizations: 1. Individual: If YOU are an Individual—YOU and YOUR spouse are INSUREDS, but only with respect to the conduct of a business of which YOU are the sole owner. 2. Partnership or Joint Venture: If YOU are a Partnership or Joint Venture — YOU, YOUR MEMBERS, YOUR partners, and their spouses are INSUREDS, but only with respect to the liability arising out of YOUR interest or the conduct of YOUR business. 3. Limited Liability Company: If YOU are a Limited Liability Company—YOU and YOUR MEMBERS are INSUREDS, but only with respect to the conduct of YOUR business. YOUR MANAGERS are also INSUREDS, but only with respect to their duties as YOUR MANAGERS. 4. Other Organization: If YOU are an organization other than a Partnership, Joint Venture, or Limited Liability Company—YOU are an INSURED, but only with respect to the conduct of YOUR business. 5. Trust: If YOU are a Trust—YOU and YOUR trustees are INSUREDS, but only with respect to their duties as trustees to YOU. 6. Newly Acquired or Formed Organizations: Any Newly Acquired or Formed Organization (other than a Partnership or Joint Venture)over which YOU maintain ownership or majority interest will qualify as a NAMED INSURED if there is no other similar insurance available to that organization. However: a. Coverage under this provision is afforded only until the 120th day after YOU acquire or form the organization or the end of the policy period,whichever is earlier; and b. Section II.A. Bodily Injury and Property Damage Liability and Section II.B. Pollution Clean Up Costs do not apply to BODILY INJURY or PROPERTY DAMAGE that occurred, or POLLUTION CLEAN UP COSTS from a POLLUTION INCIDENT that commenced, before YOU acquired or formed the organization. Section II.C. Personal and Advertising Injury Liability does not apply to PERSONAL AND ADVERTISING INJURY arising out of an offense committed before YOU acquired or formed the organization. If YOU own a NON-OPERATING WORKING INTEREST in any oil, gas, or other mineral property, then YOU are a NAMED INSURED, but only with respect to liability arising out of YOUR NON-OPERATING WORKING INTEREST in such oil, gas, or other mineral property. No person or organization is an INSURED with respect to the conduct of any current or past Partnership, Joint Venture, or Limited Liability Company that is not shown as a NAMED INSURED on the Declarations Page. B. Insureds Each of the following is an INSURED with respect to the coverages set forth in Section II.A. Bodily Injury and Property Damage Liability, Section II.C. Personal and Advertising Injury Liability, and Section II.D. Medical Payments of this policy: 1. Additional Insured: Any person or organization whom YOU have agreed in a written contract or written agreement to add as an Additional Insured on YOUR policy or to provide liability insurance for, but only with respect to liability arising out of YOUR operations or liability arising out of premises owned by or rented to YOU. However,no person or organization is an Additional Insured with respect to liability forwhich that person or organization has agreed in a written contract or written agreement to indemnify YOU. EGL1000 03 22 Includes copyrighted material of Insurance Services Office, Inc., Page 3 of 32 with its permission. ©2022 Berkley Oil &Gas/Berkley Renewable Energy. All rights reserved. Section I. Named Insureds and Insureds In addition,the written contract or written agreement requiring YOU to include a person or organization as an Additional Insured must be in effect during the policy period and executed before the BODILY INJURY, PROPERTY DAMAGE, or PERSONAL AND ADVERTISING INJURY occurred. Furthermore,the insurance provided will not exceed the lesser of: a. The coverage, terms, and/or limits of this policy; or b. The minimum coverage,terms, and/or limits required by said written contract or written agreement. 2. EmploVees and Volunteer Workers: YOUR EMPLOYEES,but only for acts within the scope of their employment by YOU orwhile performing duties related to the conduct of YOUR business; and VOLUNTEER WORKERS, but only while acting at YOUR direction and performing duties related to the conduct of YOUR business. However, neither YOUR EMPLOYEES nor VOLUNTEER WORKERS are INSUREDS for: a. BODILY INJURY or PERSONAL AND ADVERTISING INJURY: (1) To YOU, to YOUR partners or MEMBERS (if YOU are a Partnership or Joint Venture), to YOUR MEMBERS (if YOU are a Limited Liability Company), to another EMPLOYEE while in the course of his or her employment or performing duties related to the conduct of YOUR business, or to other VOLUNTEER WORKERS while performing duties related to the conduct of YOUR business; (2) To the spouse, child, parent, or sibling of that co-EMPLOYEE or VOLUNTEER WORKER as a consequence of Subparagraph a.(1)above; (3) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Subparagraphs a.(1)or(2)above; or (4) Arising out of his or her providing or failing to provide professional health care services. With respect to BODILY INJURY only, the limitation in Subparagraph a. above does not apply to: (1) YOU or YOUR directors, MANAGERS, MEMBERS, EXECUTIVE OFFICERS, partners, or supervisors as INSUREDS; or (2) YOUR EMPLOYEES, as INSUREDS, with respect to such damages because of first aid services administered by such an EMPLOYEE. b. PROPERTY DAMAGE to property: (1) Owned, occupied, or used by; or (2) Rented to, in the care, custody, or control of, or over which physical control is being exercised for any purpose by; YOU, any of YOUR EMPLOYEES,VOLUNTEER WORKERS, any partner or MEMBER(if YOU are a Partnership or Joint Venture), or any of YOUR MEMBERS(if YOU are a Limited Liability Company). 3. Executive Officers and Directors: EXECUTIVE OFFICERS and Directors to the extent that YOU have EXECUTIVE OFFICERS and Directors, but only with respect to their duties as YOUR EXECUTIVE OFFICERS or directors. 4. Legal Representative: YOUR LEGAL REPRESENTATIVE if YOU die, but only with respect to duties as YOUR LEGAL REPRESENTATIVE. The LEGAL REPRESENTATIVE will have all YOUR rights and duties under this policy. 5. Non-Operating Working Interest Owner: A person or organization owning a NON-OPERATING WORKING INTEREST, but only when YOU have agreed in a written contract or written agreement(including, but not limited to, a Joint Operating Agreement)to provide insurance coverage for the benefit of the person or organization owning a NON-OPERATING WORKING INTEREST in any oil, gas, or other mineral property in which YOU are the OPERATOR. In addition,the written contract or written agreement requiring YOU to include a NON-OPERATING WORKING INTEREST must be in effect during the policy period and executed before the BODILY INJURY, PROPERTY DAMAGE, or PERSONAL AND ADVERTISING INJURY occurred. However,the person or organization owning EGL1000 03 22 Includes copyrighted material of Insurance Services Office, Inc., Page 4 of 32 with its permission. ©2022 Berkley Oil &Gas/Berkley Renewable Energy. All rights reserved. Section I. Named Insureds and Insureds Section II. Coverages and Duty to Defend a NON-OPERATING WORKING INTEREST is an INSURED only with respect to liability arising out of the NON- OPERATING WORKING INTEREST. Furthermore,the insurance provided will not exceed the lesser of: a. The coverage, terms, and/or limits of this policy; or b. The minimum coverage,terms, and/or limits required by said written contract or written agreement. 6. Permissive User of Mobile Equipment: With respect to MOBILE EQUIPMENT registered in YOUR name under a motor vehicle registration law: a. Persons driving such equipment on a public road with YOUR permission; and b. Persons or organizations responsible for the conduct of such persons described in Subparagraph a. above, but only with respect to the operation of the equipment and only if no other insurance of any kind is available to them. However, no person or organization is an INSURED with respect to BODILY INJURY to any co-EMPLOYEE of the person driving the equipment, or PROPERTY DAMAGE to any property owned or occupied by or loaned or rented to YOU or in YOUR charge, or the charge of the employer of any person who is an INSURED under this provision. 7. Real Estate Manager: Any person (other than YOUR EMPLOYEE or VOLUNTEER WORKER) or organization while acting as YOUR Real Estate Manager, but only with respect to their duties as YOUR Real Estate Manager. However, Real Estate Manager does not include any person or organization providing services to YOU with regard to YOUR energy leases including,without limitation, the person commonly referred to as a landman. 8. Stockholders: To the extent that YOU have Stockholders, they and their spouses, but only with respect to their liability as Stockholders. 9. Temporary Custodian: Any person or organization having proper temporary custody of YOUR property if YOU die, but only: a. With respect to liability arising out of the maintenance or use of that property; and b. Until YOUR LEGAL REPRESENTATIVE has been appointed. C. In Rem Action(s) In Rem Action(s)against any watercraft owned or operated by, rented by, chartered by, or loaned to the INSURED will in all respects be treated in the same manner as though the action were In Personam against that INSURED. II. COVERAGES AND DUTY TO DEFEND A. Bodily Injury and Property Damage Liability WE will pay the amounts that an INSURED becomes legally obligated to pay as damages because of BODILY INJURY or PROPERTY DAMAGE caused by an OCCURRENCE to which this policy applies. B. Pollution Clean Up Costs WE will pay the amounts that YOU incur as POLLUTION CLEAN UP COSTS because of a POLLUTION INCIDENT which has commenced at or from YOUR ENERGY SITE or YOUR WORK at an ENERGY SITE, provided the following ELIGIBLE POLLUTION INCIDENT requirements are met: 1. The POLLUTION INCIDENT is both unexpected and unintended from the standpoint of the INSURED; 2. The POLLUTION INCIDENT is abrupt and instantaneous and can be identified as having first commenced on a specific date during the policy period; 3. YOU must take reasonable action to end the POLLUTION INCIDENT as soon as possible; 4. The POLLUTION INCIDENT was known by any INSURED,AGENT,OPERATOR,or ENERGY SITE CONTRACTOR within 30 days of the date the POLLUTION INCIDENT first commenced; and EGL1000 03 22 Includes copyrighted material of Insurance Services Office, Inc., Page 5 of 32 with its permission. ©2022 Berkley Oil &Gas/Berkley Renewable Energy. All rights reserved. Section Vill. General Conditions J. Nonrenewal If WE decide not to renew this policy, WE will mail or deliver to the first NAMED INSURED shown on the Declarations Page written notice of the Nonrenewal not less than 60 days before the expiration date. If notice is mailed, proof of mailing will be sufficient proof of notice. K. Otherinsurance If other valid and collectible insurance is available to the INSURED for a loss WE cover under this policy,OUR obligations are limited as follows: 1. Primary Insurance: a. This policy is primary: (1) Primary Insurance Requirements in a Written Contract: With respect to an Additional Insured for liability arising out of YOUR operations, or liability arising out of premises owned by or rented to YOU, but only if YOU and the Additional Insured have agreed prior to loss, in a written contract or written agreement, in effect during the policy period,that this policy will be primary; (2) Primary Insurance Requirements for Non-Operating Working Interests: With respect to a NON-OPERATING WORKING INTEREST owner, but only if YOU and the NON-OPERATING WORKING INTEREST owner have agreed prior to loss, in a written contract or written agreement, in effect during the policy period,that this policy will be primary; (3) When Excess Does Not Apply: With respect to any INSURED unless Paragraph 2. Excess Insurance below applies. b. If this policy is primary, OUR obligations are not affected unless any of the Other Insurance is also primary. Then,WE will share with all other policies by the method described in Paragraph 3. Method of Sharing below. However, with respect to an INSURED under Paragraphs 1.a.(1) or 1.a.(2) above, if the written contract or written agreement in effect during the policy period requires that this policy be both primary and NON- CONTRIBUTORY,WE will not share with any of the Other Insurance. 2. Excess Insurance: a. This policy is excess over: (1) Any Other Insurance: Any of the Other Insurance,whether primary, excess, contingent, or on any other basis: (a) Your Work: That is Fire, Extended Coverage, Builder's Risk, Installation Risk, or similar coverage for YOUR WORK; (b) Fire: That is Fire insurance for premises rented to YOU or temporarily occupied by YOU with permission of the owner; (c) Tenant: That is insurance purchased by YOU to cover YOUR liability as a Tenant for PROPERTY DAMAGE to premises rented to YOU or temporarily occupied by YOU with permission of the owner; (d) Aircraft,Auto, or Watercraft: If the loss arises out of the ownership, maintenance, or use of any AIRCRAFT, AUTO, or Watercraft to the extent not subject to Section VII.BA., Section VII.C.1., or Section VII.D.16. Exclusions; (e) Non-Operating Working Interest: That is available to any person or organization owning a NON-OPERATING WORKING INTEREST, unless Paragraph 1.a.(2) Primary Insurance Requirements for Non-Operating Working Interest above applies; EGL1000 03 22 Includes copyrighted material of Insurance Services Office, Inc., Page 23 of 32 with its permission. ©2022 Berkley Oil &Gas/Berkley Renewable Energy. All rights reserved. Section Vill. General Conditions (f) Operators Extra Expense/Control of Well: That is Operators Extra Expense, Control of Well, or similar insurance; (g) Pollution: That is Pollution liability insurance or any Other Insurance to cover a POLLUTION INCIDENT; (h) Additional Insured: That is available to any person or organization that is an Additional Insured, unless Paragraph 1.a.(1) Primary Insurance Requirements in a Written Contract above applies. (2) Any Other Primary Insurance: (a) You as an Additional Insured: Any Other Primary Insurance available to YOU covering liability for damages or POLLUTION CLEAN UP COSTS arising out of the premises or operations, or the products and completed operations, for which YOU have been added as an Additional Insured; or (b) Your Non-Operating Working Interest: Any Other Primary Insurance available to YOU covering liability for damages or POLLUTION CLEAN UP COSTS arising out of YOUR NON-OPERATING WORKING INTEREST in any oil,gas,or other mineral property,for which YOU and the OPERATOR have agreed prior to loss, in a written contract or written agreement (including, but not limited to, a Joint Operating Agreement) in effect during the policy period, that the OPERATOR's policy will be primary, or that the OPERATOR's policy will provide insurance coverage for the benefit of YOU as the person or organization owning a NON-OPERATING WORKING INTEREST. b. When this insurance is excess,WE will have no duty under Section II.E.Duty to Defend to defend the INSURED against any SUIT if any other insurer has a Duty to Defend the INSURED against that SUIT. If no other insurer defends, WE will undertake to do so, but WE will be entitled to the INSURED's rights against all those other insurers. c. When this policy is excess over Other Insurance,WE will pay only OUR share of the amount of the loss, if any, that exceeds the sum of: (1) The total amount that all such Other Insurance would pay for the loss in the absence of this policy; and (2) The total of all deductible and self-insured amounts under all that Other Insurance. d. WE will share the remaining loss,if any,with any Other Insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits Of Insurance shown on the Declarations Page of this policy. 3. Method of Sharing: If all of the Other Insurance permits contribution by equal shares, WE will follow this method also. Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the Other Insurance does not permit contribution by equal shares, WE will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. L. Premiums The first NAMED INSURED shown on the Declarations Page: 1. Is responsible for the payment of all premiums; and 2. Will be the payee for any return premiums WE pay. M. Premium Audit 1. WE will compute all premiums for this policy in accordance with OUR rules and rates. 2. Premium shown in this policy as estimated premium is a deposit premium only. At the close of each audit period, WE will compute the earned premium for that period and send notice to the first NAMED INSURED. The due date for audit and retrospective premiums is the date shown as the due date on the bill. If the sum of the deposit and audit premiums paid for the policy period is greater than the earned premium,WE will return the excess to the first NAMED INSURED. EGL1000 03 22 Includes copyrighted material of Insurance Services Office, Inc., Page 24 of 32 with its permission. ©2022 Berkley Oil &Gas/Berkley Renewable Energy. All rights reserved. Section Vill. General Conditions 3. The first NAMED INSURED must keep records of the information WE need for premium computation, and send US copies at such times as WE may request. N. Representations By accepting this policy,YOU agree that: 1. The statements on the Declarations Page are accurate and complete; 2. Those statements are based upon representations YOU made to US; 3. WE have issued this policy in reliance upon YOUR representations; and 4. YOUR failure to disclose all hazards or prior OCCURRENCES, POLLUTION INCIDENTS,or offenses existing as of the inception date of this policy shall not prejudice the coverage afforded by this policy,provided such failure to disclose all hazards, prior OCCURRENCES, POLLUTION INCIDENTS, or offenses is not intentional or willful. O. Separation of Insureds Except with respect to the Limits Of Insurance, and any rights or duties specifically assigned in this policy to the first NAMED INSURED,this policy applies: 1. As if each NAMED INSURED were the only NAMED INSURED; and 2. Separately to each INSURED against whom CLAIM is made or SUIT is brought. P. Transfer of Rights of Recovery Against Others to Us and Waiver of Subrogation If the INSURED has rights to recover all or part of any payment WE have made under this policy, those rights are transferred to US. The INSURED must do nothing, after the OCCURRENCE, POLLUTION INCIDENT, or offense to impair them. At OUR request, the INSURED will bring SUIT or transfer those rights to US and help US enforce them. However, WE agree to waive OUR right of recovery against any person or organization with whom YOU have agreed, by written contract or written agreement in effect during the policy period and executed before the OCCURRENCE, POLLUTION INCIDENT, or offense,to waive those rights of recovery. Q. Use of Titles The titles to the various sections, subsections, paragraphs, subparagraphs, and endorsements of this policy are intended solely for ease of reference and do not in any way limit, expand, or otherwise affect the provisions of such sections, subsections, paragraphs, subparagraphs, and endorsements. EGL1000 03 22 Includes copyrighted material of Insurance Services Office, Inc., Page 25 of 32 with its permission. ©2022 Berkley Oil &Gas/Berkley Renewable Energy. All rights reserved. COMMERCIAL AUTOMOBILE CA 83 09 09 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - PERSONS OR ORGANIZATIONS AS REQUIRED UNDERWRITTEN CONTRACT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM The following is added under SECTION II— LIABILITY COVERAGE, A. COVERAGE, 1. Who Is An Insured: d. Any person or organization with respect to the operation, maintenance or use of a covered "auto" provided that you and such person or organization have agreed under an express provision in a written "insured contract", written agreement or written permit issued to you by a governmental or public authority to add such person or organization to this policy as an `insured'. However, such person or organization is only an "insured" with: 1. respect to the operation, maintenance or use of a covered "auto", and 2. for"bodily injury" or"property damage" is caused by an "accident" which takes place after; a. "you" have executed the "insured contract" or written agreement ; or b. the permit has been issued to you. All other terms and conditions remain the same. CA 83 09 09 15 Includes copyrighted materials of Insurance Services Office, Page 1 of 1 Inc. used with its permission. COMMERCIAL AUTO CA83100915 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRIMARY AND NON-CONTRIBUTORY This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM SCHEDULE Name(s) Of Person(s) Or Organization(s): Any person or organization that meets the conditions set out below. The following is added to SECTION IV BUSINESS AUTO CONDITIONS, B. General Conditions, 5. Other Insurance: Regardless of the provisions of sub-paragraph a. and sub-paragraph d. of this part 5. Other Insurance, if the scheduled person or organization shown above is provided coverage under this Coverage Form and has available other insurance under which it is the first named insured then this insurance is primary to that person or organization and we will not seek contribution from that other insurance only if: 1. A written contract or agreement between you and that scheduled person or organization, requires this insurance to be primary and non-contributory and 2. The written contract or agreement between you and that scheduled person or organization, is signed and executed by you before the bodily injury or property damage occurs and is in effect during the policy period. CA 83 10 09 15 Includes copyrighted material of Insurance Services Office, Inc., Pagel of 1 with its permission. COMMERCIAL AUTO CA 83 22 FL 02 11 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ENDORSEMENT - BLANKET WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION) - FLORIDA This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM The following is added to A. Loss Conditions, 5. Transfer of Rights Of Recovery Against Others To Us under SECTION IV- BUSINESS AUTO CONDITIONS: We waive any right of recovery we may have against any person or organization to the extent required of you by a written contract executed prior to any"accident" or"loss", provided that the "accident" or"loss" arises out of operations contemplated by such contract. The waiver applies only to the person or organization designated in such contract. CA 83 22 FL 02 11 Includes copyrighted material of Insurance Services Office, Inc.,with its permission Page 1 of 1 DATE(MM/DD/YYYY) ACCOR" CERTIFICATE OF LIABILITY INSURANCE 5/17/2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: MMA-Bouchard Marsh &McLennan (CLW) PHONE FAX 101 N Starcrest Dr A/C No Ext: 727 447-6481 vc,No):727-449-1267 E-MClearwater FL 33765 ADDRESS: CertsTeam@MarshMMA.com INSURER(S)AFFORDING COVERAGE NAIC# INSURERA: Berkley National Insurance Company 38911 INSURED ENVIRREST01 INSURERB: Berkley Regional Insurance Company 29580 A+ Environmental Restoration LLC 4346 SW Hull Ave. INsuRERc: Bridgefield Employers Insurance Co. 10701 Arcadia FL 34269 INSURERD: Southern-Owners Insurance Company 10190 INSURERE: Evanston Insurance Company 35378 INSURER F: COVERAGES CERTIFICATE NUMBER:437162611 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICY NUMBER MM/DD MM/DD A X COMMERCIAL GENERAL LIABILITY Y Y EGL005827510 5/19/2024 5/19/2025 EACH OCCURRENCE $1,000,000 CLAIMS-MADE OCCUR DA APP t�4I� � PREMISESMAGE TOEa RENTED occurrence $300,000 MED EXP(Any one person) $10,000 m '"'"'"'*"'.' '"" .. m� PERSONAL&ADV INJURY $1,000,000 1724 GEN'L AGGREGATE LIMIT APPLIES PER: A 5 GENERAL AGGREGATE $2,000,000 POLICY� PRO- � LOC ` PRODUCTS-COMP/OP AGG $2,000,000 OTHER: $ B AUTOMOBILE LIABILITY Y Y RCA807217910 5/19/2024 5/19/2025 COMBINED SINGLE LIMIT $1,000,000 Ea accident X ANY AUTO BODILY INJURY(Per person) $1,000,000 OWNED SCHEDULED BODILY INJURY(Per accident) $1,000,000 AUTOS ONLY AUTOS X HIRED X NON-OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident A X UMBRELLALIAB X OCCUR Y Y EUL005827610 5/19/2024 5/19/2025 EACH OCCURRENCE $4,000,000 EXCESS LAB CLAIMS-MADE AGGREGATE $4,000,000 DED X RETENTION$n $ C WORKERS COMPENSATION Y 83055794 7/22/2023 7/22/2024 X PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANYPROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $1,000,000 OFFICE R/M EMBER EXCLUDED? FN] N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $1,000,000 D Rented/Leased Equipment 20830146 5/19/2024 5/19/2025 600,000 E Pollution CPLMOL123935 5/19/2024 5/19/2025 2,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Certificate Holder is included as an Additional Insured and provided a waiver of subrogation with regard to the General,Auto,and Excess liability policies of the Named Insured,but only with respect to and to the extent of the liabilities assumed by the Named Insured under written contract,agreement or permit.The General Liability,Auto Liability, Pollution Liability and Umbrella insurance is Primary;any other insurance maintained by the contractor&Owner is excess&non contributory,when required by written contract,agreement or permit,subject to the provisions and limitations of the policy. Waiver of subrogation applies to Workers Compensation when required by written contract,agreement or permit and subject to the provisions and limitations of the policy. See Attached... CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Monroe County BOCC 1100 Simonton St Key West FL 33040 AUTHORIZED REPRESENTATIVE @ 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: ENVIRREST01 LOC#: ACOOR 0 ADDITIONAL REMARKS SCHEDULE Page 1 of 1 AGENCY NAMED INSURED Marsh&McLennan(CL" A+ Environmental Restoration LLC 4346 SW Hull Ave. POLICY NUMBER Arcadia FL 34269 CARRIER NAIC CODE EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: CERTIFICATE OF LIABILITY INSURANCE Certificate holder is named as Loss Payee and Additional Insured with regard to equipment leased/rented to the Named Insured,but only with respect to and to the extent of the liabilities assumed by the Named Insured under written contract,agreement or permit,subject to the provisions and limitations of the policy. ACORD 101 (2008101) ©2008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13 (Ed 4-84) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT We have the right to recover our payments from anyone liable for an injury covered by this policy We will not enforce our right against the person or organization named in the Schedule (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule. Schedule "Blanket Waiver of Subrogation Applies* This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated Date Prepared May 9, 2023 Carrier- Bridgefield Employers Insurance Company Effective Date of Endorsement July 22, 2023 Policy Number 830-55794 Countersigned by Insured: A+ Environmental Restoration, LLC WC 00 03 13 (Ed 4-84) "Includes copyright material of the National Council on Compensation Insurance, Inc used with its permission Copyright 1984 NCCV DATE(MM/DD/YYYY) ACCOR" CERTIFICATE OF LIABILITY INSURANCE 7/26/2023 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: MMA-Bouchard Certificate Team Marsh &McLennan (CLW) PHONE FAX 101 N Starcrest Dr A/C No Ext: 727 447-6481 A/c,No):727-449-1267 E-MClearwater FL 33765 ADDRESS: CertsTeam@MarshMMA.com INSURER(S)AFFORDING COVERAGE NAIC# INSURERA:Zurich American Insurance Company 16535 INSURED ENVIRREST01 INSURERB: Bridgefield Employers Insurance Co. 10701 A+ Environmental Restoration LLC 4346 SW Hull Ave. INsuRERc:Admiral Insurance Company 24856 Arcadia FL 34269 INSURER D INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER:544127726 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICY NUMBER MM/DD MM/DD A X COMMERCIAL GENERAL LIABILITY Y Y GL0746614903 5/19/2023 5/19/2024 EACH OCCURRENCE $2,000,000 CLAIMS-MADE OCCUR DAMAGE TO RENTED PREMISES Ea occurrence $300,000 MED EXP(Any one person) $10,000 PERSONAL&ADV INJURY $2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $4,000,000 POLICY� PRO- � LOC PRODUCTS-COMP/OP AGG $4,000,000 OTHER: $ A AUTOMOBILE LIABILITY Y Y BAP746614803 5/19/2023 5/19/2024 COMBINED SINGLE LIMIT $1,000,000 Ea accident X ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS X HIRED X NON-OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident A X UMBRELLA LIAB X OCCUR Y Y AUC746615003 5/19/2023 5/19/2024 EACH OCCURRENCE $4,000,000 EXCESS LAB CLAIMS-MADE AGGREGATE $4,000,000 DED X RETENTION$n $ B WORKERS COMPENSATION Y 83055794 7/22/2023 7/22/2024 X PER X OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANYPROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $1,000,000 OFFICE R/M EMBER EXCLUDED? FN] N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $1,000,000 A Rented/Leased Equipment CPP712103603 5/19/2023 5/19/2024 11000,000 C Pollution FEIECC2423606 5/19/2023 5/19/2024 2,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) Certificate Holder is included as an Additional Insured and provided a waiver of subrogation with regard to the liability policies of the Named Insured, but only with respect to and to the extent of the liabilities assumed by the Named Insured under written contract,agreement or permit.The General Liability,Auto Liability, Pollution Liability and Umbrella insurance is Primary;any other insurance maintained by the contractor&Owner is excess&non contributory,when required by written contract,agreement or permit,subject to the provisions and limitations of the policy. Waiver of subrogation applies to Workers Compensation when required by written contract,agreement or permit and subject to the provisions and limitations of the policy. See Attached... Ira CERTIFICATE HOLDER CANCELLATIONBY ) - m SHOULD ANY OF THE AB( DAT El_ ? 23 2 , — _ THE EXPIRATION DATE ACCORDANCE WITH THE Monroe County BOCC 1100 Simonton St Key West FL 33040 AUTHORIZED REPRESENTATIVE @ 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: ENVIRREST01 LOC#: ACOOR 0 ADDITIONAL REMARKS SCHEDULE Page 1 of 1 AGENCY NAMED INSURED Marsh&McLennan(CL" A+ Environmental Restoration LLC 4346 SW Hull Ave. POLICY NUMBER Arcadia FL 34269 CARRIER NAIC CODE EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: CERTIFICATE OF LIABILITY INSURANCE Certificate holder is named as Loss Payee and Additional Insured with regard to equipment leased/rented to the Named Insured,but only with respect to and to the extent of the liabilities assumed by the Named Insured under written contract,agreement or permit,subject to the provisions and limitations of the policy. Certificate holder is a Loss Payee and Additional Insured with regard to equipment leased/rented tothe Named Insured,but only with respect to and to the extent of the liabilities assumed by the Named Insured under written contract,agreement or permit,subject to the provisions and limitations of the policy. ACORD 101 (2008101) ©2008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13 (Ed 4-84) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT We have the right to recover our payments from anyone liable for an injury covered by this policy We will not enforce our right against the person or organization named in the Schedule (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule. Schedule "Blanket Waiver of Subrogation Applies* This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated Date Prepared May 9, 2023 Carrier- Bridgefield Employers Insurance Company Effective Date of Endorsement July 22, 2023 Policy Number 830-55794 Countersigned by Insured: A+ Environmental Restoration, LLC WC 00 03 13 (Ed 4-84) "Includes copyright material of the National Council on Compensation Insurance, Inc used with its permission Copyright 1984 NCCV POLICY NUMBER: BAP 7466148- 04 COMMERCIAL AUTO CA20481013 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED INSURED FOR COVERED AUTOS LIABILITY COVERAGE This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FORM BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement. This endorsement identifies person(s) or organization(s) who are "insureds" for Covered Autos Liability Coverage under the Who Is An Insured provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form. This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below. Named Insured: A+ ENVIRONMENTAL RESTORATION LLC Endorsement Effective Date:05/19/2023 SCHEDULE Name Of Person(s) Or Organization(s): Any person or organization to whom or which you are required to provide additional insured status or additional insured status on a primary, non-contributory basis, in a written contract or written agreement executed prior to loss, except where such contract or agreement is prohibited by law. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. Each person or organization shown in the Schedule is an "insured" for Covered Autos Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained in Paragraph A.1. of Section II — Covered Autos Liability Coverage in the Business Auto and Motor Carrier Coverage Forms and Paragraph D.2. of Section I — Covered Autos Coverages of the Auto Dealers Coverage Form. CA 20 48 10 13 © Insurance Services Office, Inc., 2011 Page 1 of 1 c� Coverage Extension Endorsement — Florida ZURICH THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Policy No. BAP 7466148- 04 Effective Date: 05/19/2023 This endorsement modifies insurance provided under the: Business Auto Coverage Form Motor Carrier Coverage Form A. Amended Who Is An Insured 1. The following is added to the Who Is An Insured Provision in Section II —Covered Autos Liability Coverage: The following are also "insureds": a. Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow for acts performed within the scope of employment by you. Any "employee" of yours is also an "insured" while operating an "auto" hired or rented under a contract or agreement in an "employee's" name, with your permission, while performing duties related to the conduct of your business. b. Anyone volunteering services to you is an "insured" while using a covered "auto" you don't own, hire or borrow to transport your clients or other persons in activities necessary to your business. c. Anyone else who furnishes an "auto" referenced in Paragraphs A.1.a. and A.1.b. in this endorsement. d. Where and to the extent permitted by law, any person(s)or organization(s)where required by written contract or written agreement with you executed prior to any "accident", including those person(s) or organization(s) directing your work pursuant to such written contract or written agreement with you, provided the "accident" arises out of operations governed by such contract or agreement and only up to the limits required in the written contract or written agreement, or the Limits of Insurance shown in the Declarations, whichever is less. 2. The following is added to the Other Insurance Condition in the Business Auto Coverage Form and the Other Insurance— Primary and Excess Insurance Provisions Condition in the Motor Carrier Coverage Form: Coverage for any person(s) or organization(s), where required by written contract or written agreement with you executed prior to any "accident",will apply on a primary and non-contributory basis and any insurance maintained by the additional "insured"will apply on an excess basis. However, in no event will this coverage extend beyond the terms and conditions of the Coverage Form. B. Amendment—Supplementary Payments Paragraphs a.(2) and a.(4) of the Coverage Extensions Provision in Section II — Covered Autos Liability Coverage are replaced by the following: (2) Up to $5,000 for the cost of bail bonds (including bonds for related traffic law violations) required because of an "accident"we cover. We do not have to furnish these bonds. (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day because of time off from work. C. Fellow Employee Coverage The Fellow Employee Exclusion contained in Section II —Covered Autos Liability Coverage does not apply. U-CA-424-H FL(10/21) Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 1 of 6 D. Driver Safety Program Liability and Physical Damage Coverage 1. The following is added to the Racing Exclusion in Section II—Covered Autos Liability Coverage: This exclusion does not apply to covered "autos" participating in a driver safety program event, such as, but not limited to, auto or truck rodeos and other auto or truck agility demonstrations. 2. The following is added to Paragraph 2. in B. Exclusions of Section III — Physical Damage Coverage of the Business Auto Coverage Form and Paragraph 2.b. in B. Exclusions of Section IV — Physical Damage Coverage of the Motor Carrier Coverage Form: This exclusion does not apply to covered "autos" participating in a driver safety program event, such as, but not limited to, auto or truck rodeos and other auto or truck agility demonstrations. E. Lease or Loan Gap Coverage The following is added to the Coverage Provision of the Physical Damage Coverage Section: Lease Or Loan Gap Coverage In the event of a total "loss" to a covered "auto", we will pay any unpaid amount due on the lease or loan for a covered "auto", less: a. Any amount paid under the Physical Damage Coverage Section of the Coverage Form; and b. Any: (1) Overdue lease or loan payments at the time of the "loss"; (2) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; (3) Security deposits not returned by the lessor; (4) Costs for extended warranties, credit life insurance, health, accident or disability insurance purchased with the loan or lease; and (5) Carry-over balances from previous leases or loans. F. Towing and Labor Paragraph A.2. of the Physical Damage Coverage Section is replaced by the following: We will pay up to $75 for towing and labor costs incurred each time a covered "auto" that is a "private passenger type", light truck or medium truck is disabled. However, the labor must be performed at the place of disablement. As used in this provision, "private passenger type" means a private passenger or station wagon type "auto" and includes an "auto"of the pickup or van type if not used for business purposes. G. Extended Glass Coverage The following is added to Paragraph A.3.a. of the Physical Damage Coverage Section: If glass must be replaced, the deductible shown in the Declarations will apply. However, if glass can be repaired and is actually repaired rather than replaced, the deductible will be waived. You have the option of having the glass repaired rather than replaced. H. Hired Auto Physical Damage—Increased Loss of Use Expenses The Coverage Extension for Loss Of Use Expenses in the Physical Damage Coverage Section is replaced by the following: Loss Of Use Expenses For Hired Auto Physical Damage, we will pay expenses for which an "insured" becomes legally responsible to pay for loss of use of a vehicle rented or hired without a driver under a written rental contract or written rental agreement. We will pay for loss of use expenses if caused by: (1) Other than collision only if the Declarations indicate that Comprehensive Coverage is provided for any covered "auto"; (2) Specified Causes Of Loss only if the Declarations indicate that Specified Causes Of Loss Coverage is provided for any covered "auto"; or U-CA-424-H FL(10/21) Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 2 of 6 (3) Collision only if the Declarations indicate that Collision Coverage is provided for any covered "auto". However, the most we will pay for any expenses for loss of use is $100 per day, to a maximum of$3000. I. Personal Effects Coverage The following is added to the Coverage Provision of the Physical Damage Coverage Section: Personal Effects Coverage a. We will pay up to $750 for"loss" to personal effects which are: (1) Personal property owned by an "insured"; and (2) In or on a covered "auto". b. Subject to Paragraph a. above, the amount to be paid for"loss"to personal effects will be based on the lesser of: (1) The reasonable cost to replace; or (2) The actual cash value. c. The coverage provided in Paragraphs a. and b. above, only applies in the event of a total theft of a covered "auto". No deductible applies to this coverage. However, we will not pay for "loss" to personal effects of any of the following: (1) Accounts, bills, currency, deeds, evidence of debt, money, notes, securities, or commercial paper or other documents of value. (2) Bullion, gold, silver, platinum, or other precious alloys or metals; furs or fur garments; jewelry, watches, precious or semi-precious stones. (3) Paintings, statuary and other works of art. (4) Contraband or property in the course of illegal transportation or trade. (5) Tapes, records, discs or other similar devices used with audio, visual or data electronic equipment. Any coverage provided by this Provision is excess over any other insurance coverage available for the same "loss". J. Tapes, Records and Discs Coverage 1. The Exclusion in Paragraph 113.4.a. of Section III —Physical Damage Coverage in the Business Auto Coverage Form and the Exclusion in Paragraph 113.2.c. of Section IV — Physical Damage Coverage in the Motor Carrier Coverage Form does not apply. 2. The following is added to Paragraph 1.a. Comprehensive Coverage under the Coverage Provision of the Physical Damage Coverage Section: We will pay for 'loss" to tapes, records, discs or other similar devices used with audio, visual or data electronic equipment. We will pay only if the tapes, records, discs or other similar audio, visual or data electronic devices: (a) Are the property of an "insured"; and (b) Are in a covered "auto" at the time of"loss". The most we will pay for such 'loss" to tapes, records, discs or other similar devices is $500. The Physical Damage Coverage Deductible Provision does not apply to such "loss". K. Airbag Coverage The Exclusion in Paragraph 113.3.a. of Section III—Physical Damage Coverage in the Business Auto Coverage Form and the Exclusion in Paragraph 113.4.a. of Section IV— Physical Damage Coverage in the Motor Carrier Coverage Form does not apply to the accidental discharge of an airbag. L. Two or More Deductibles The following is added to the Deductible Provision of the Physical Damage Coverage Section: If an accident is covered both by this policy or Coverage Form and by another policy or Coverage Form issued to you by us, the following applies for each covered "auto" on a per vehicle basis: 1. If the deductible on this policy or Coverage Form is the smaller(or smallest)deductible, it will be waived; or U-CA-424-H FL(10/21) Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 3 of 6 2. If the deductible on this policy or Coverage Form is not the smaller(or smallest) deductible, it will be reduced by the amount of the smaller (or smallest)deductible. M. Temporary Substitute Autos— Physical Damage 1. The following is added to Section I—Covered Autos: Temporary Substitute Autos— Physical Damage If Physical Damage Coverage is provided by this Coverage Form on your owned covered "autos", the following types of vehicles are also covered "autos"for Physical Damage Coverage: Any "auto" you do not own when used with the permission of its owner as a temporary substitute for a covered "auto" you do own but is out of service because of its: 1. Breakdown; 2. Repair; 3. Servicing; 4. "Loss"; or 5. Destruction. 2. The following is added to the Paragraph A. Coverage Provision of the Physical Damage Coverage Section: Temporary Substitute Autos— Physical Damage We will pay the owner for"loss"to the temporary substitute"auto" unless the"loss" results from fraudulent acts or omissions on your part. If we make any payment to the owner, we will obtain the owner's rights against any other party. The deductible for the temporary substitute "auto" will be the same as the deductible for the covered "auto" it replaces. N. Amended Duties In The Event Of Accident, Claim, Suit Or Loss Paragraph a. of the Duties In The Event Of Accident, Claim, Suit Or Loss Condition is replaced by the following: a. In the event of"accident", claim, "suit" or"loss", you must give us or our authorized representative prompt notice of the "accident", claim, "suit" or "loss". However, these duties only apply when the "accident", claim, "suit" or "loss" is known to you (if you are an individual), a partner(if you are a partnership), a member(if you are a limited liability company) or an executive officer or insurance manager (if you are a corporation). The failure of any agent, servant or employee of the"insured"to notify us of any"accident", claim, "suit" or"loss" shall not invalidate the insurance afforded by this policy. Include, as soon as practicable: (1) How, when and where the "accident" or "loss" occurred and if a claim is made or "suit" is brought, written notice of the claim or"suit" including, but not limited to, the date and details of such claim or"suit"; (2) The "insured's" name and address; and (3) To the extent possible, the names and addresses of any injured persons and witnesses. If you report an "accident", claim, "suit" or "loss" to another insurer when you should have reported to us, your failure to report to us will not be seen as a violation of these amended duties provided you give us notice as soon as practicable after the fact of the delay becomes known to you. O. Waiver of Transfer Of Rights Of Recovery Against Others To Us The following is added to the Transfer Of Rights Of Recovery Against Others To Us Condition: This Condition does not apply to the extent required of you by a written contract, executed prior to any "accident" or "loss", provided that the"accident" or"loss" arises out of operations contemplated by such contract. This waiver only applies to the person or organization designated in the contract. P. Employee Hired Autos—Physical Damage Paragraph b. of the Other Insurance Condition in the Business Auto Coverage Form and Paragraph f. of the Other Insurance—Primary and Excess Insurance Provisions Condition in the Motor Carrier Coverage Form are replaced by the following: U-CA-424-H FL(10/21) Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 4 of 6 Policy #CPP712103603 A+ Environmental Restoration LLC ZURICH Manuscript - Loss Payable Provisions — Contractor's Equipment THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies the following: COMMERCIAL PROPERTY CONDITIONS If loss or damage occurs to "contractor's equipment" in which both you and a Loss Payee have an insurable interest, the applicable paragraph shown below will be added to the Loss Payment Condition. If the Loss Payee is not scheduled on the Policy, documentation of such shall be shown on ACORD Certificates of Insurance (or its equivalent) issued by the broker, copies of which, upon request from us will be forwarded and kept on file. If the Loss Payee is not otherwise scheduled on the Policy or on file with us, you must provide this information no later than the time the Proof of Loss is submitted to us. LOSS PAYABLE For"contractor's equipment" in which both you and the Loss Payee have an insurable interest, we will: a. Adjust losses with you; and b. Pay any claim for loss or damage jointly to you and the Loss Payee, as interests may appear. Receipt of payment by you shall constitute a release in full of all liability under this Policy with respect to such loss. Includes copyrighted material of ISO Commercial Risk Services,Inc.with its permission U-CP-693 A(10 02) Copyright,ISO Commercial Risk Services,Inc. Policy #GL0746614903 Additional Insured - Automatic - Owners, Lessees Or ZUR.1CW Contractors Policy No. Eft. Date of Pol. Exp. Date of Pol. Eft. Date of End. Producer No. Add'I. Prem Return Prem. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Named Insured:A+ Environmental Restoration LLC Address(including ZIP Code): This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part A. Section II —Who Is An Insured is amended to include as an additional insured any person or organization whom you are required to add as an additional insured on this policy under a written contract or written agreement. Such person or organization is an additional insured only with respect to liability for "bodily injury", "property damage" or"personal and advertising injury" caused, in whole or in part, by: 1. Your acts or omissions; or 2. The acts or omissions of those acting on your behalf, in the performance of your ongoing operations or "your work" as included in the "products-completed operations hazard", which is the subject of the written contract or written agreement. However, the insurance afforded to such additional insured: 1. Only applies to the extent permitted by law; and 2. Will not be broader than that which you are required by the written contract or written agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following additional exclusion applies: This insurance does not apply to: "Bodily injury", "property damage" or"personal and advertising injury" arising out of the rendering of, or failure to render, any professional architectural, engineering or surveying services including: a. The preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or b. Supervisory, inspection, architectural or engineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the 'occurrence" which caused the "bodily injury" or "property damage", or the offense which caused the "personal and advertising injury", involved the rendering of or the failure to render any professional architectural, engineering or surveying services. U-GL-1175-F OW(04/13) Page 1 of 2 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. C. The following is added to Paragraph 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit of Section IV— Commercial General Liability Conditions: The additional insured must see to it that: 1. We are notified as soon as practicable of an "occurrence" or offense that may result in a claim; 2. We receive written notice of a claim or "suit"as soon as practicable; and 3. A request for defense and indemnity of the claim or "suit" will promptly be brought against any policy issued by another insurer under which the additional insured may be an insured in any capacity. This provision does not apply to insurance on which the additional insured is a Named Insured if the written contract or written agreement requires that this coverage be primary and non-contributory. D. For the purposes of the coverage provided by this endorsement: 1. The following is added to the Other Insurance Condition of Section IV—Commercial General Liability Conditions: Primary and Noncontributory insurance This insurance is primary to and will not seek contribution from any other insurance available to an additional insured provided that: a. The additional insured is a Named Insured under such other insurance; and b. You are required by written contract or written agreement that this insurance be primary and not seek contribution from any other insurance available to the additional insured. 2. The following paragraph is added to Paragraph 4.b. of the Other Insurance Condition of Section IV—Commercial General Liability Conditions: This insurance is excess over: Any of the other insurance, whether primary, excess, contingent or on any other basis, available to an additional insured, in which the additional insured on our policy is also covered as an additional insured on another policy providing coverage for the same 'occurrence", offense, claim or "suit". This provision does not apply to any policy in which the additional insured is a Named Insured on such other policy and where our policy is required by a written contract or written agreement to provide coverage to the additional insured on a primary and non- contributory basis. E. This endorsement does not apply to an additional insured which has been added to this policy by an endorsement showing the additional insured in a Schedule of additional insureds, and which endorsement applies specifically to that identified additional insured. F. With respect to the insurance afforded to the additional insureds under this endorsement, the following is added to Section III —Limits Of Insurance: The mostwe will pay on behalf of the additional insured is the amount of insurance: 1. Required by the written contract or written agreement referenced in Paragraph A. of this endorsement; or 2. Available under the applicable Limits of Insurance shown in the Declarations, whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. All other terms and conditions of this policy remain unchanged. U-GL-1175-F OW(04/13) Page 2of2 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. c� Waiver Of Subrogation (Blanket) Endorsement ZURICH Policy No. Eff. Date of Pol. Exp. Date of Pol. Eff. Date of End. Producer No. Add'I Prem. Return Prem. GLO 7466149-04 05/19/2023 05/19/2024 84338000 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the: Commercial General Liability Coverage Part The following is added to the Transfer Of Rights Of Recovery Against Others To Us Condition: If you are required by a written contract or agreement, which is executed before a loss, to waive your rights of recovery from others, we agree to waive our rights of recovery. This waiver of rights shall not be construed to be a waiver with respect to any other operations in which the insured has no contractual interest. U-GL-925-B CW(12/01) Page 1 of 1