Item C21 C21
BOARD OF COUNTY COMMISSIONERS
COUNTY of MONROE �� i Mayor Holly Merrill Raschein,District 5
The Florida Keys Mayor Pro Tern James K.Scholl,District 3
Craig Cates,District 1
Michelle Lincoln,District 2
' David Rice,District 4
Board of County Commissioners Meeting
February 21, 2024
Agenda Item Number: C21
2023-2126
BULK ITEM: Yes DEPARTMENT: Social Services
TIME APPROXIMATE: STAFF CONTACT: Sheryl Graham
AGENDA ITEM WORDING: Approval of a Resolution and Release of State Housing Initiatives
Partnership (SHIP)Program Mortgage Lien executed by David A. Jackson, to write-off a SHIP Second
Mortgage in the amount of$45,000.00 due to foreclosure.
ITEM BACKGROUND:
Approval of a Resolution and Release of State Housing Initiatives Partnership (SHIP)Program
Mortgage Lien executed by David A. Jackson, to write-off a SHIP Second Mortgage in the amount of
$45,000.00 due to foreclosure. The SHIP Mortgage was unable to be satisfied as the proceeds from the
sale were insufficient to allow for a recovery.
PREVIOUS RELEVANT BOCC ACTION:
N/A
INSURANCE REQUIRED:
No
CONTRACT/AGREEMENT CHANGES:
N/A
STAFF RECOMMENDATION:
Recommend Approval
DOCUMENTATION:
FINAL JUDEGEMENT OF FORECLOSURE.pdf
JACK SON CERTIFICATE OF SALE.pdf
JACK SON CLAIM OF LIEN HOA.pdf
JACK SON DAVID REC SHIP MORTG.pdf
JACK SON CERTIFICATE OF TITLE.pdf
1465
JACKSON_D_FO CLOS T _RESO UTION_FTNAL—UPDATED_.pdf
JACKSON_DAVID_A_ L,EASE_0F°_1V ORTGAGE-fi al.pdf
FINANCIAL IMPACT:
N/A
1466
Doc#2401933 Bk#3206 Pg#1226 Recorded 12/29/2022 at 10:35 AM Pages 6
Filed and Recorded in Official Records of MONROE COUNTY KEVIN MADOK
REC: $0.00
Filing# 163738369 E-Filed 12/28/2022 11:06:59 AM
IN THE CIRCUIT COURT OF THE
16TH JUDICIAL CIRCUIT IN AND
FOR MONROE COUNTY,
FLORIDA
FIRST STATE BANK OF THE Case No. 22 CA 176 K
FLORIDA
KEYS, a Florida banking corporation,
Plaintiff,
vs.
DAVID A. JACKSON, an individual;
UNKNOWN SPOUSE OF DAVID A.
JACKSON, an individual; SANTA
CLARA CONDOMINIUM
ASSOCIATION, INC., a Florida
corporation; COUNTY OF MONROE,
a political subdivision of the State of
Florida; and JOHN DOE, tenant in
possession of subject property,
Defendants,
UNIFORM FINAL TUDGMENT OF FORECLOSURE
Pursuant to Order entered by this Court granting Plaintiff's Motion for
Summary Final Judgment:
IT IS ORDERED AND ADJUDGED.that:
1. Plaintiff, First State Dank of the Florida Keys, 1201 Simonton
Street, Key West, Florida 33040, is due:
Description Amount
Principal Balance $171,640
.74
Interest Due as of September 9, $7,673.7
2022 ($6,152.79) plus per diem 2
$17.2832 through December 7,
2022 ($1,520.93)
1467
Doe.#2401933 Page Number: 2 of 6
Late Fees $1,074.9
8
Deferred Interest Payments $1,957.4
3
Negative Escrow Balance $1,550.2
8
Lien and Title Search $234.00
Appraisal $750.00
Filing Fees $916.50
Issuance of Summons by the $60.00
Clerk
Process Service Fee $249.00
TOTAL 1 g 6 10
6.65
That shall bear interest at the rate of 4.75% per year from the date of
entry of this Uniform Final Judgment of Foreclosure.
2. Plaintiff holds a lien for the total sum superior to all claims or estates
of defendant(s), on the following described real property in Monroe
County Florida:
Unit 701, SANTA CLARA, a Condominium, according
to the Declaration of Condominium recorded in
Official Records Book 800, Page(s) 1179, Public
Records of Monroe County, Florida, and all
subsequent amendments thereto, together with its
undivided share in the common elements.
Commonly known as: 3312 Northside Drive, Unit 701, Key
West, FL 33040
3. If the total sum and all costs accrued subsequent to this judgment are
not paid, the clerk of this court shall sell the property at public sale as
set forth below to the highest bidder for cash, except as prescribed in
paragraph 4, in accordance with section 45.031, Florida Statutes,
using the following method:
Sales Date Time Location
Information
Clerk of Court
Monroe County February 15, 11:00AM 500 Whitehead
2023 Street
Key West, FL
2
1468
Doc.#2401933 Page Number: 3 of G
33040
4. Plaintiff shall advance all subsequent costs of this action and shall be
reimbursed for them by the clerk if Plaintiff is not the purchaser of the
property for sale, provided, however, that the purchaser of the
property for sale shall be responsible for the documentary stamps
payable on the certificate of title. If Plaintiff is the purchaser, the
clerk shall credit Plaintiff's bid with the total sum with interest and
costs accruing subsequent to this judgment, or such part of it, as is
necessary to pay the bid in full.
5. On filing the certificate of title the clerk shall distribute the proceeds
of the sale, so far as they are sufficient, by paying: first, all of the
Plaintiff's costs; second, documentary stamps affixed to the
certificate; third, Plaintiff's attorneys' fees; fourth, the total sum due
to Plaintiff's less the items paid, plus interest at the rate prescribed in
paragraph 1 from this date to the date of the sale; and by retaining
any remaining amount pending the further order of this court.
6. On filing the certificate of sale, defendant(s) and all persons claiming
under or against defendant(s) since the filing of the notice of lis
pendens shall be foreclosed of all estate or claim in the property,
except as to claims or rights under chapter 718 or chapter 720,
Florida Statutes, if any. Upon the filing of the certificate of title, the
person named on the certificate of title shall be let into possession of
the property.
7. The Court specifically reserves jurisdiction to enter further orders the
Court deems just and proper to include without limitation, the
following: orders related to pursuit and entry of deficiency judgment,
if Defendant has not been discharged in bankruptcy, or it is not
prohibited by federal law or mutual settlement agreement; orders
granting additional attorney's fees and costs; writs of possession;
orders determining the amount and responsibility for assessments
that may be due a condominium or homeowner's association pursuant
to section 718.116 or 720.3085 of the Florida Statutes; orders arising
out of re-foreclosure, to include permitting a supplemental complaint
to add an interest-holder, and/or; orders involving reformation of the
mortgage instrument or deed to perfect title.
8. Additions, Modifications or Changes to Standard Form.
No further order of Court is required to issue certificate of title in
the event an assignment of bid is filed.
3
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Doc.#2401933 Pagc Numbcr: 4 of 6
- Jurisdiction of this action is retained in the event a supplemental
complaint is needed in order. to add an inadvertently omitted
defendant in these foreclosure proceedings.
If this property is sold at a public auction, there may be
additional_money from the sale after payment of persons who
are entitled to be paid from the sale proceeds pursuant to this
Final Judgment.
If you are a subordinate lienholder claiming right to funds
remaining after the sale, you must file a claim with the Clerk no
later than sixty (60) days after the sale. If you fail to file a
claim, you will not be entitled to any remaining funds.
4
1470
Doe.#2401933 Page Number: 5 of 6
DONE AND ORDERED at Key West, Monroe County, Florida,
this Wednesday, December 28, 2022.
r.
Judge Ti mot oenig,Circuit Judge
44 2022-0 000176-AO-01 KW 12/28/2022 1T06.51'AM
cc:
David A Jackson
22 El Monte Ln
Key West FL 33040 .
Unknown Spouse of David A. Jackson
22 El Monte Ln
Key West FL 33040
Santa Clara Condominium Association, Inc
3312 Northside Drive
Office
Key West FL 33040
John Doe
3312 Northside Drive
Unit 701
Key West FL 33040
J Jon Ashby
jermya@keysbank.com
bethp@keysbank.com
James Douglas Molenaar
Molenaar James@MonroeCounty-FL.Gov
Morales-Yanaiz@MonroeCounty-FL.Gov
Proffitt-Maureen@MonroeCounty-Fl.gov
5
1471
Doc.#2401933 Page Number: 6 of 6
Copies furnished to:
J. Jon Ashby, Esq.
1201 Simonton Street
Key West, FL 33040
,jermya a keysbank.com
James D. Molenaar, Esq.
Attorney for Defendant, County of Monroe
Via Florida Courts E-Filing Portal
Becker &, Poliakoff, P.A.
Attorney for,Defendant, Santa Clara.Condominium Association, Inc.
Via Florida Courts E-Filing Portal
David A. Jackson
Defendant
22 El Monte Ln
Key West, FL 33040
Unknown Spouse of David A. Jackson
Defendant
(now known to be Sotey Jackson)
22 El Monte Ln
Key West, FL 33040
John Doe
Tenant in possession
(now known to be Ted Lund)
3312 Northside Drive
Unit 701
Key West, FL 33040
6
1472
Doc#2406873 Bk#3212 Pg#310 Recorded 2/15/2023 at 2:56 PM Pages 3
Filed and Recorded in Official Records of MONROE COUNTY KEVIN MADOK
REC: $0.00
IN THE CIRCUIT COURT OF THE
SIXTEENTH JUDICAL CIRCUIT IN AND
FOR MONROE COUNTY, FLORIDA
CASE NO: 44-2022-CA-000176-K
FIRST STATE BANK OF THE FLORIDA KEYS,A FLORIDA BANKING CORPORATION
PLAINTIFF
VS.
DAVID A.JACKSON,AN INDIVIDUAL; UNKNOWN SPOUSE OF DAVID A.JACKSON,AN
1B=NDIVIDUAL;SANTA CLARA CONDOMINIUM ASSOCIATION, INC..A FLORIDA
CORPORATION;COUNTY OF MONROE,A POLITICAL SUBDIVISION OF THE STATE OF FLORIDA;
AND JOHN DOE,TENANTS IN POSSESSION OF SUBJECT PROPERTY
Defendant
CERTIFICATE OF SALE _
The undersigned Clerk of the Court certifies that Notice of Public Sale of the property describedin the
Final Judgment was published in the KEY WEST CITIZEN a newspaper circulated in Monroe�County,
Florida,in the manner shown by the Proof of Publication attached. CD,
See attached Property Description
And on February 15, 2023,the property was offered for public sale to the highest and best bidder for cash.
The highest and best bid received for the property was submitted by FIRST STATE BANK OF THE FLORIDA
KEYS,A FLORIDA BANKING CORPORATION to whom the property was sold.
The proceeds of the sale are retained for distribution in accordance with the Final Judgment.
WITNESS MY HAND AND SEAL of this Court on February 15, 2023
KEVIN MADOK, CPA
Clerk of the Court
CAVRT4
�s�cwo��.�•�0J►gi : As Deputy Clerk
Bid: 100.00 -
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Doc.#2406873 Page Number: 2 of 3
Unit 701, SANTA CLARA, a Condominium, according
to the Declaration of Condominium recorded in
Official Records Book 800, Page(s) 1179, Public
Records of _,Monroe County, Florida, and all
subsequent amendments thereto, together with its
undivided share in the common elements.
Commonly known as: 3312 Northside Drive, Unit 701, Key
West, FL 33040
1474
Doc.#2406873 Page Number: 3 of 3
The Florida Keys Only Daily Newspaper, Est. 1876
PO Box 1800,Key West FL 33041
P:(305)292-7777 ext.219 F:(305)295-6025
legals@keysnews.com
FIRST STATE BANK (MISC ADS)
1201 SIMONTON ST
KEY WEST FL 33040-3111
Account: Ticket: 3874612
PUBLISHER'S AFFIDAVIT
STATE OF FLORIDA IN THE CIRCUIT COURT OF THE
JUDICIAL
COUNTY OF MONROE INIXTEENTH AND FOR MONROE COUNITY
NOTICE OF FORECLOSURE SALE
BY CLERK OF THE CIRCUIT COURT
Before the undersigned authority personally appeared Notice is hereby given that the under-
signed,Kevin Madok,Clerk of the Cir-
cuit Court of Monroe County,Florida,
Melinda Prescott who on oath says that he or she is will,on the 15th of Februa 2023 at 1 i
o'clock a.m.,at 500 White ,ad Street
Monroe County in the City of Key West
The legal advertising representative of the Key West Citizen, a five day news- Florida, offer for sale at public out-
cry to the highest and best bidder for
paper published in Key West, in Monroe County, Florida;that the attached copy CASH the following property situated
of advertisment,being a legal notice in the matter of 44-2022-CA-176-K was in Monroe County,Florida,to wit:
published in said newspaper in the issues of: Unit 701,SANTA CLARA,a
Condominium,according to the
declaration of Condominium recorded
Friday,January 27,2023 in Official Records Book 800, Page(s)
Friday, February 3,2023 1179,Public Records of Monroe
County, Florida, and all subsequent
amendments thereto, together with
Afffant further says that the Key West Citizen is a newspaper published in Key its undivided share in the common
, Florida and that the said newspapers has hereto- elements.
West, in said Monroe County, Commonly known as:3312 Northside
fore been continuously published in said Monroe County, Florida Tuesday thru Drive,Unit 701,Key west,FL33040
Saturday weekly, and has been entered as periodicals matter at the post office in Pursuant to UNIFORM FINAL
Key West, in said Monroe County, Florida,for a period of 1 year next preceding JUDGMENT OF FORECLOSURE
the first publication of the attached co of advertisement; and affiant further says entered in a case pending in said
PY Y Court,the 28th day of December 2022
that he or she has neither paid nor promised any person,firm or corporation any Style of which is:
discount, rebate, commission or refund for the purpose of securing this advertise- FIRST STATE BANK OF THE FLORIDA
ment for publication in the said newspaper. KEYS A FLORIDA BANKING
CORPORATION
Plaintiff
VS.
DAVID A. JACKSOM AN INDIVIDU-
AL: UNKNOWN SPOUSE OF DAVID A.
JACKSON. AN INDIVIDUAL: SANTA
CLARA CONDOMINIUM ASSOCIATION.
(Signature ofAffiant) INC.: COUNTY OF MONROE,A POLIT-
ICAL SUBDIVISION OF THE STATE OF
FLORIDAAffirmed and subscribed before me this 10th dayof February 2023 POSSESSION
AND SUBJOHNECT
DOE.TENANT IN
Y POSSESSION OF SUBJECT PROPERTY
Defendant
And the Docket Number of which is
Number44-2022-CA-176-K
(Notary Public Signature) WITNESS my hand and the Official Seal
of said Court,this 29th day of Decem-
ber2022
Laura M Robins KEVIN MADOK
(Notary Public Printed Name) Clerk of the Circuit Court
Monroe County,Florida
By:Shonta McLeod
My commission expires 9/26/2026 Deputy Clerk
Florida Statute 45.031: Any person
Personally Known X Produced Identification_ claiming as interest in the surplus from
Type of Identification Produced (Notary Seal) the sale,if any,other than the proper-
ty owner as of the date of Lis Pendens
Notary public Stets of Florida must file a claim within 60 days after
the sale.
Laura M Robinc
My Commission HH 282&7D 419720 38 4612 023-KWC
I. IIU Expires 912612026 419728 3874672
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Doc#2377751 Bk#3176 Pg#1767 Electronically Recorded 5/31/2022 at 2:56 PM Pages 1
Filed and Recorded in Official Records of MONROE COUNTY KEVIN MADOK
ElectronicallyREC: $10.00
THIS INSTRUMENT PREPARED BY:
BECKER&POLIAKOFF,P.A.
K.Joy Mattingly,Esq.
1 East Broward Blvd.,Suite 1700
Fort Lauderdale,FL 33301
Phone:(954)985-4102
Fax:(954)987-5940
CLAIM OF LIEN FOR CONDOMINIUM ASSESSMENTS
STATE OF FLORIDA
COUNTY OF BROWARD
BEFORE ME,the undersigned notary public,personally appeared K.Joy Mattingly,Authorized Agent of Santa Clara Condominium Association,
Inc.,a Florida corporation,on behalf of the corporation.Affiant is(x)personally known to me and Affiant is the Authorized Agent of Santa Clara
Condominium Association,Inc.,whose post office address is 3312 Northside Dr.,Key West,FL 33040,and that pursuant to Section 718.116 of
the Florida Statutes as well as the Declaration of Condominium,said Association is owed the following amounts for shares of the common expenses:
Description Amount
Balance of Maintenance due 10/01/21 $125.00
Monthly Maintenance due 11/01/21-05/01/22 at$405.00 each 2,835.00
Special Assessment due 12/01/21 59692.80
Special Assessment due 02/01/22-04/01/22 at$4,427.74 each 139283.22
Special Assessment due 05/01/22 2,238.87
TOTAL $24,174.89
plus interest at the rate of 18%per annum from the due dates.
This Claim of Lien shall also secure all unpaid assessments,interest,costs and attorneys fees which are due and which may accrue subsequent to
the date of this Claim of Lien and prior to entry of a final judgment of foreclosure.
The Lienor claims this lien on the following described property in Monroe County,Florida:
That certain Condominium Parcel composed of Condominium Unit 701,together with an undivided interest or share
in the common elements appurtenant thereto, in accordance with, and subject to the covenants, conditions,
restrictions, easements, terms and other provisions of the Declaration of Condominium of Santa Clara, a
Condominium,as set forth in Condominium Graphics Book 2,under File No.194320,and in Official Records Book
800,Page 1179 of the Public Records of Monroe County,Florida.
A/K/A: 3312 Northside Drive,Unit 701,Key West,F133040
z
the current owner of which is DAVID A.JACKSON,A SINGLE MAN.
E
The amount due to the Lienor remains outstanding as of May 31,2022.
SANTA CLARA CONDOMINIUM ASSOCIATION,INC.
BY: KJ � (SEAL)
K.Joy Mattingly,Authorized Agent
a SWORN TO AND SUBSCRIBED before me by means of n physical presence or®online notarization this 31st day of May,2022,by K.Joy
j Mattingly,Authorized Agent.
LU
(SEAL)
NOTARY PUBLIC SIGNATURE
Mindy Sue Varilek Commission#HH 107525 STATE OF FLORIDA AT LARGE
W Notary Public-State of Florida
Mind Sue Varilek
My Commission Expires Mar 22,2025
� Printed Name of Notary Public
My Commission Expires:3/22/2025
r
Notarial act performed by audio-visual communication
a
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22099434v.1 S02112/409925
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www.docv rif F a®75-79®2-42 5A-14B43®C5 70A Page 7 of 7 714B43DC5E70A ,III �1I II I
wnmrv.docverify.00m
Doch 1630774 03/06/2007 11:01AM
This instrument was prepared by:
Filed & Recorded in Official Records of
MONROE COUNTY DANNY L. KOLHAGE
Monroe County Housing Authority
1400 Kennedy Drive 03/06/2007 11:01AM
Key West, FL 333040 MORTGAGE DOC STAMP CL: PW $157.50
2!�75v 0-3
THIS MORTGAGE IS GIVEN TO MONROE COUNTY AND IS SUBJECT TO PAYMENT OF
DOCUMENTARY STAMP TAXATION PURSUANT TO FLORIDA STATUE 420.513
THIS IS A BALLOON MORTGAGE WHERE THE PRINCIPAL BALANCE DUE
UPON MATURITY IS$45,000.00,TOGETHER WITH ACCRUED INTEREST,IF
ANY,AND ALL ADVANCEMENTS MADE BY THE MORTGAGE UNDER THE
TERMS OF THIS SECOND MORTGAGE.
SECOND MORTGAGE Doca 1630774
(Due on Sale,Refinancing or Rental) Bk# 2277 Pgp 280
COUNTY OF MONROE
SHIP HOMEBUYER ASSISTANCE LOAN
This second mortgage is made this 2X day of February,2007,between the Mortgagor,
DAVID A JACKSON, a single man (herein the "Borrower,") and the Mortgagee, the
COUNTY OF MONROE, an agency and instrumentality of the State of Florida, whose
address is Monroe County Courthouse, 500 Whitehead Street, Key West, Florida 33040
(herein the"Lender.")
WHEREAS, the Borrower has applied to The First State Bank of the Florida Keys
("Participant") for a loan for the purchase of the Property (as defined herein,) which
Mortgage Loan shall be secured by a First Mortgage lien (the "First Mortgage") in favor of
Participant. The Borrower has applied to the Monroe County State Housing Initiatives
Program(SHIP)for a Homebuyer Assistance Program Loan in the original principal amount
of FORTY FIVE THOUSAND DOLLARS AND NO CENTS ($45,000.00), the "Loan"
The Borrower along with his/her/their family,intends to reside as a household in the Property
(as defined herein,)which Property is a single-family residence,and
WHEREAS, the Borrower is indebted to Lender in the principal sum of FORTY FIVE
THOUSAND DOLLARS AND NO CENTS($45,000.00),which indebtedness is evidenced
by the Borrower's Promissory Note dated February Z_, 2007 and extensions and
renewals thereof (herein "Note,") providing for payment of principal indebtedness if not
sooner paid,due and payable on February ,2037.
TO SECURE to the Lender the repayment of the indebtedness evidenced by the Note: the
payment of all other sums, advanced in accordance herewith to protect the security of this
Mortgage: and the performance of the covenants and agreements of the Borrower herein
contained the Borrower does hereby mortgage, grant and convey to Lender the following
described property located in the County of Monroe,State of Florida:
SANTA CLARA CONDOMINIUM—PHASE 1— UNIT 701 &0.57%COMMON ELEMENTS
OR802-614 OR818-1419 OR1371-1454-55(CW)(U/R DC ON FILE-COOPER E H(JHM)OR
1751-534QC(CTT)
Which has the address of: 3312 Northside Drive,Unit 701,Key West,FL 330404
(herein the"Property Address:")
TOGETHER with all the improvements now or hereafter erected on the property, and all
easements, rights, appurtenances, and rents all of which shall be deemed to be and remain a
part of the property covered by this Mortgage; and all of the foregoing, together with said
property(or the leasehold estate if this Mortgage is on a leasehold) are hereinafter referred to
as the"Property."
Page 1 1477
I
BORROWER COVENANTS, represents and warrants to the Lender and its successors and
assigns that Borrower is lawfully seized of the estate hereby conveyed and has the right to X c
mortgage, grant and convey the Property, and the Property is unencumbered, except for the a a
mortgage lien of the First Mortgage in favor of Participant, and for other encumbrances of
record. Borrower covenants, represents and warrants to the Lender and its successors and -4 w
assigns that Borrower will defend generally the title to the Property against all claims and m
v
demands, subject to the mortgage lien of the First Mortgage and other encumbrances of to a
record. a
00
BORROWER FURTHER COVENANTS and agrees with the Lender as follows:
1. Payment. The Borrower shal promptly pay when due the indebtedness evidenced by the
Note attached as Exhibit B.
2. Prior Mortgages and Deeds of Trust; Charges; Liens. Lender and Borrower
acknowledge and agree that this Mortgage is subject and subordinate in all respects to the
liens, terms, covenants and conditions of the First Mortgage and to all advances
heretofore made. The Borrower shall perform all of the Borrower's obligations under the
First Mortgage and any other mortgage, deed of trust or other security agreement with a
lien that has priority over this Mortgage, including the Borrower's covenants to make
payments when due. The Borrower shall pay or cause to be paid all taxes, assessments
and other charges, fines and impositions attributable to the Property that may attain a
priority over this Mortgage,and leasehold payments or ground rents,if any.
3. Hazard Insurance. The Borrower shall keep the improvements now existing or
hereafter erected on the Property insured against loss by fire,hazards included within the
term "extended coverage," and such other hazards as the Lender may require and in such
amounts and for such period as the Lender may require.
The insurance carrier providing the insurance shall be chosen by the Borrower subject to
approval by the Lender, provided that such approval shall not be unreasonably withheld.
All insurance policies and renewals thereof shall be,in a form acceptable to the Lender
and shall include a standard mortgage clause in favor of, and in a form acceptable to the
Lender. The Lender shall have the right to hold the policies and renewals thereof,subject
to the terms of the First Mortgage and any other mortgage,deed of trust or other security
agreement with a lien that has priority over this Mortgage.
In the event of loss, the Borrower shall give prompt notice to the insurance carrier and to
the Lender. The Lender may make proof of loss if not made promptly by the Borrower.
If the Property is abandoned by the Borrower, or if the Borrower fails to respond to the
Lender within thirty(31)days from the date notice mailed by the Lender to the Borrower
that the insurance carrier offers to settle a claim for insurance benefits, the Lender is
authorized to collect and apply the insurance proceeds at the Lender's option either to
restoration or repair of the Property or to the sums secured by this Mortgage.
4.. Preservation and Maintenance of Property Leaseholds,• Condominiums• Planned
Unit Developments. The Borrower shall keep the Property in good repair and shall not
commit waste or permit impairment or deterioration of the Property and shall comply
with the provisions of any lease if this Mortgage is on a leasehold. If this Mortgage is on
a unit in a condominium or a planned unit development,the Borrower shall perform all of
the Borrower's obligations under the declaration or covenants creating or governing such
condominium or planned unit development, the by-laws and regulations of the
condominium or planned unit development,and constituent documents.
5. Protection of Lender's Security. If the Borrower fails to perform the covenants and
agreements contained in this Mortgage,or if any action or proceeding is commenced that
materially affects the Lender's interest in the Property. Then the Lender, at the Lender's
option upon notice to the Borrower, may make such appearances, disburse such sums,
including reasonable attorney's fees, and take such action as is necessary to protect the
Lender's interest in the Property.
Any amounts disbursed by the Lender pursuant to this Paragraph 5, with interest thereon,
at the rate of twelve percent (12%) per annum, shall become additional indebtedness of
the Borrower secured by this Mortgage. Unless the Borrower and the Lender agree to
Page 2 1478
I
other terms of payment, such amounts shall be payable upon notice from the Lender to x o
the Borrower requesting payment thereof. Nothing contained in this Paragraph 5 shall a n
require the Lender to incur any expense or take any action hereunder. N r
+J Of
6. Inspection. The Lender may make or cause to be made reasonable entries upon the -4 J
inspections of the Property, provided that the Lender shall give Borrower notice prior to -A
In
any such inspection specifying reasonable cause therefor to the Lender's interest in the st
Property. v
m
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7. Condemnation. The proceeds of any award or claim for damages, direct or
consequential, in connection with any condemnation or other taking of the Property, or
part thereof, or for conveyance in lieu of condemnation, are hereby assigned and shall be
paid to the Lender, subject to the terms of any mortgage, deed of trust or to the security
agreement with a lien that has priority over this Mortgage.
8. Borrower Not Released;Forbearance by Lender Not a Waiver. Extension of the time
for payment or modification of amortization of the sums secured by this Mortgage
granted by the Lender to any successor in interest of the Borrower shall not operate to
release,in a manner, the liability of the original Borrower and the Borrower's successors
in interest. The Lender shall not be required to commence proceedings against such
successor or refuse to extend time for payment or otherwise modify amortization of the
sums secured by this Mortgage by reason of any demand made by the original Borrower
and the Borrower's successors in interest. Any forbearance by the Lender in exercising
any right or remedy hereunder, or otherwise afforded by applicable law, shall not be a
waiver of or preclude the exercise of any such right or remedy.
9. Successors and Assigns Bound; Joint and Several Liability; Co-Signers. The
covenants and agreements herein contained shall bind, and the rights hereunder shall
inure to,the respective successors and assigns for the Lender and the Borrower,subject to
the provisions of Paragraph 14 hereof. If more than one Borrower executes this
Mortgage,all covenants,representations, warranties and agreements of Borrower shall be
joint and several. Any Borrower who co-signs this Mortgage, but does not execute the
Note: (a)is co-signing this Mortgage only to mortgage, grant and convey that Borrower's
interest in the Property to the Lender under the terms of this Mortgage, (b) is not
personally liable on the Note or under this Mortgage, and(c) agrees that Lender and any
other Borrower hereunder may agree to extend, modify, forbear, or make any other
accommodations with regard to the terms of this Mortgage or the Note without the
Borrower's consent and without releasing that Borrower or modifying this Mortgage as to
that Borrower's interest in the Property.
10.Notice. Except for any notice required under applicable law to be given in another
manner: (a) any notice of the Borrower provided for in this Mortgage shall be given by
delivering it or by mailing such notice by certified or registered mail, postage prepaid,
addressed to the Borrower at the Property Address or at such other address as the
Borrower may designate by notice to the Lender as provided herein, and(b)any notice to
the Lender and/or the Federal National Mortgage Association ("Fannie Mae") shall be
given by certified or registered mail,postage prepaid,and if to the Lender at the Lender's
address stated on page 1 hereof with a copy to Servicer, if to Fannie Mae, addressed to
950 East Paces Ferry Road, Atlanta, Georgia 31326, Attention: Loan Administration, or
to such other address as the Lender may designate by notice to the Borrower as provided
herein. Any notice provided for in this Mortgage shall be deemed to have been given to
the Borrower or the Lender when given in the manner designated herein.
11.Governing Law; Severability; Costs. This Mortgage shall be governed by the laws of
the State of Florida, and, to the extent applicable hereto, the laws and regulations of the
United States of America. In the event that any provision or clause of this Mortgage or
the Note conflicts with applicable law, such conflict provision, and to this and the
provisions of this Mortgage or the Note that can be given effect without the conflicting
provision,and to this and the provisions of this Mortgage and the Note are declared to be
severable. As used herein, "costs,""expenses," and"attorneys' fees"include all sums to
the extent not prohibited by applicable law or limited herein.
12.Borrower's Copy. Borrower shall be furnished a conformed copy of the Note and of this
Mortgage at the time of execution or after recordation hereof.
Page 3 1479
13.Rehabilitation Loan Agreement. Borrower shall fulfill all of Borrower's obligations
under any home rehabilitation, improvement, repair, or other loan agreement that
Borrower enters into with the Participant,the Lender, at the Lender's option,may require W o
Borrower to execute and deliver to the Lender, in a form acceptable to the Lender, as
assignment of any rights,claims or defenses that Borrower may have against parties who �.
supply labor, materials or services in connection with improvements made to the ,4 w
Property.
Ma
tO 4:1-
14.Transfer of the Property. If all or any part of the Property or any interest in it is sold, a
transferred, gifted or otherwise conveyed, whether by voluntary act, involuntarily, by
CO
operation of law or otherwise,or if the Borrower is divested of title by judicial sale,levy
or other proceeding, or if foreclosure action is instituted against the Property, or if the
First Mortgage is satisfied or refinanced, or if the Property is leased or rented, all sums
secured by this Mortgage shall immediately become due and payable as provided herein.
In the event that the property is constructed,developed,financed or owned by Habitat for
Humanity of Key West and Lower Florida Keys,Inc.,Habitat for Humanity of the Middle
Keys,Inc.,Habitat for Humanity of the Upper Keys,Inc.or Habitats Keys Solutions,Inc.,
this mortgage may be repaid and a new mortgage to the purchaser provided should the
following conditions exist at the time of sale; (a)The prospective buyer(s)qualify under
SHIP Program income eligibility guidelines; (b) the transaction maintains the properties
affordability to the prospective buyer;(c)the properties long term affordability criteria are
recorded, enforced and for a period of not less than the term of the SHIP Program
mortgage and the transaction is consistent with such affordability criteria.
15, Acceleration: Lender shall give Borrower notice of acceleration. The notice shall
provide a period of not less than thirty (30) days from the date the notice is given
provided in Paragraph 10 hereof within which the Borrower must pay all sums secured by
this Mortgage. If Borrower fails to pay these sums prior to the expiration of this period,
the Lender may invoke any remedies permitted by this Mortgage without further notice or
demand on the Borrower.
16.Remedies: Except as provided in Paragraph 14 hereof,upon the Borrower's breach of
any covenant or agreement of the Borrower in this Mortgage, including the covenants to
pay when due any sums secured by this Mortgage,or in the event that the Borrower shall
have made material misrepresentations or material omissions in his/her/their application
for a SHIP Loan,the Lender, at the Lender's option,may declare all of the sums secured
by this Mortgage to be immediately due and payable without further demand and may
foreclose this Mortgage by judicial proceeding. Prior to taking any defaults action
including acceleration of this Mortgage, the Lender shall give notice to the Senior Lien
Holder and to the Borrower as provided in Paragraph 10 hereof specifying (1)the breach
(if the breach is curable; (2) the action required to cure such breach; (3) a date, not less
than ten (10) days form the date the notice is mailed to Borrower, by which such breach
must be cured; and(4)that failure to cure such breach on or before the date specified in
the notice may result in acceleration of the sums secured by this Mortgage,foreclosure by
judicial proceeding,and sale of the Property. The notice shall further inform Borrower of
the right to reinstate after acceleration and the right to assert in the foreclosure proceeding
the nonexistence of a default or any other defensive of Borrower to acceleration and
foreclosure. The Lender shall be entitled to collect in such proceeding all expenses of
foreclosure,including,but not limited to,reasonable attorneys' fees,court costs,and costs
of documentary evidence,abstracts and title reports.
17,Borrower's Right to Reinstate. Notwithstanding the Lender's acceleration of the sums
secured by this Mortgage due to the Borrower's breach,the Borrower shall have the right
to have any proceedings begun by the Lender to enforce this Mortgage discontinued at
any time prior to entry of a judgment enforcing this Mortgage if: (a) the Borrower pays
the Lender all sums that would be then due under this Mortgage and the Note had no
acceleration occurred; (b) the Borrower cures all breaches of any other covenants or
agreements of the Borrower contained in this Mortgage; (c) the Borrower pays all
reasonable expenses incurred by the Lender in enforcing the covenants and agreements of
the Borrower contained in this Mortgage, and in enforcing the Lender's remedies as
provided in Paragraph 15 hereof,including,but not limited to,reasonable attorneys' fees
and court costs; and (d) the Borrower takes such action as the Lender may reasonably
require to assure that the lien of this Mortgage, the Lender's interest in the Property and
the Borrower's obligation to pay the sums secured by this Mortgage shall continue
unimpaired. Upon such payment and cure by the Borrower, this Mortgage and the
Page 4 1480
obligations secured hereby shall remain in full force and effect as if no acceleration had v
occurred. W C
st 0
N
18.Assignment of Rents; Appointment of Receiver. As additional security hereunder,the
Borrower hereby assigns to the Lender the rents of the Property, provided that the
Borrower shall, prior to acceleration under Paragraph 15 hereof or abandonment of the v
Property,have the right to collect and retain such rents as they become due and payable. to p
D_
Upon acceleration under Paragraph 15 hereof or abandonment of the Property,the Lender OD
shall be entitled to have a receiver appointed by a court to enter upon;take possession of
and manage the Property and to collect the rents of the Property including those past due.
All rents collected by the receiver shall be applied first to the payment of the costs of
management of the Property and collection of rents, including, but not limited to,
receiver's fees,premiums on receiver's bonds and reasonable attorneys' fees, and then to
the sum secured by this Mortgage. The receiver shall be liable to account only for those
rents actually received.
19.Release. Upon payment of all sums secured by this Mortgage,Lender shall release this
Mortgage without charge to Borrower. Borrower shall pay all costs of recordation,if any.
20.Attorneys' Fees. As used in this Mortgage and in the Note, "attorneys' fees" shall
include attorneys' fees, if any, incurred in connection with the collection or enforcement
of this Mortgage or of the Note, whether or not suit is brought and whether incurred at
trial,on appeal,in bankruptcy proceedings or otherwise.
21.Special SHIP Program Covenants, Representations. The Borrower covenants,
represents, and warrants to the Lender that; (a) the Borrower along with his/her/their/
family,intends to reside as a household in the Property;(b)the Property is a single-family
residence;(c) the Borrower's total annual family income at the time of its application for
the Loan did not exceed the income limit by family size for eligibility to participate in the
SHIP Program,(d)at least three percent(3%)of the required down payment must be paid
by the Borrower from his or her own resources.
22.Principal Payment. Lender shall give the Borrower the right to negotiate a repayment
schedule for 90 days after the last payment is due on the First Mortgage for all sums
secured by this Mortgage that have been deferred. The terms and conditions of the
repayment schedule negotiated after the last payment is due on the First Mortgage shall
provide for a below market interest rate, a term for up to thirty(30)years,a principal and
interest not to exceed the original First Mortgage principal and interest payment and such
payment of principal and interest when combined with real-estate taxes and property
insurance shall not exceed twenty five percent(25%)of the household income.
IN WITNESS WHEREOF,the Borrower has executed this Mortgage,
Page 5 1481
i
v v
� o
NOTICE TO BORROWER a u
N
DO NOT SIGN THIS MORTGAGE IF IT CONTAINS BLANK SPACES. w
ALL SPACES SHOULD BE COMPLETED BEFORE YOU SIGN.
-0 -1
THIS IS A BALLOON MORTGAGE WHERE THE PRINCIPAL BALANCE DUE a
UPON MATURITY IS$45,000.00,TOGETHER WITH ACCRUED INTEREST,IF
Go
ANY,AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER cn
THE TERMS OF THIS SECOND MORTGAGE.
4gned,seated,an d iv e n the presence of:
Signatur T� Borrower
PrinteZ- AL&P,
e: t( Address:
Witness Sigiiat��
Name: � sG, M--e-0, _ /J
Witness Signature Borrower
Printed Name:
Address:
Witness Signature
Name:
STATE OF FLORIDA
COUNTY OF MONROE
Th'�for oing sac owledged before me this day of February,2007 by
o c )y who is personally known to
me or who has produced a valid driver licens i of take an oath.
otary '
SEAL
Printed Name:
"R °`
" Commission Number:
o� Y a�;'. MONICA HORNYAK
* ` Notary Public-State of Florida
r ° My Commission Expires:
:;;r •o�;MY Commission Expires Aug 18,2009
COMMission#DD 453153
THIS MORTGAGE IS GIVEN TO MONROE COUNTY AND IS SUBJECT TO PAYMENT OF
DOCUMENTARY STAMP TAXATION PURSUANT TO FLORIDA STATUTE 420.513
Page 6 1482
I
This instrument was prepared by:
Monroe Counov Housing Authorin Doea 1630774
1400 Kennedy Drive l3k1$ 2277 Pga 186
Key West, FL.33040
THIS PROMISSORY NOTE IS GIVEN TO MONROE COUNTY AND 1S EXEMPT FROM TAXATION
PURSUANT TO FLORIDA STATUES 199.183.
PROMISSORY NOTE
COUNTY OF MONROE
SHIP HOMEBUYER ASSISTANCE LOAN
Date: February. 2007 City: Key West State: Florida
Name: DAVID A JACKSON
Property Address: 3312 Northside Drive,Apt.701,Key West,FL 33040
1. BORROWER'S PROMISE TO PAY
I, DAVID A JACKSON, promise to pay FORTY FIVE THOUSAND DOLLARS AND
NO CENTS ($45,000.00) (this amount will be called "principal") to the order of the
COUNTY OF MONROE, as agency and instrumentality of the State of Florida, whose
address is Monroe County Courthouse, 500 Whitehead Street, Key West, Florida 33040 (the
"Lender,")or to any other holder of this Dote. I understand that the Lender may transfer this
Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive
payments under this Note will be called the"Note Holder."
2. INTEREST
Interest on this Note shall be zero percent (0%) per annum; except that if I fail to pay this
Note as required, the interest rate shall be twelve percent (12%) per annum from the date
when payment of this Note is due until I pay it in full.
3. PAYMENTS
Principal payments shall be deferred for the term of the first mortgage loan or until February
ZY, , 2037. My total payment on the aforementioned date shall be FORTY FIVE
THOUSAND DOLLARS AND NO CENTS ($45,000.00). In the event that I make
payment in full on this loan at any time before it is due,rent my home,refinance or satisfy the
first mortgage loan, sell or transfer the property, I agree to pay immediately the entire sum
due under this Note plus fifty percent (50%) of the appreciated value of the property. The
appreciated value is defined as the difference between the contract sales price and the
contract purchase price, less the value of the seller's real estate sales commission and less the
value of any lawfully permitted improvements. I will make my payment at Lender's address
as stated in Section I above or at a different place if required by the Note Holder. Provisions
contained herein for repayment of amounts exceeding the original principal balance shall not
be applicable to housing constructed,developed,financed,or owned by Habitat for Humanity
of Key West and Lower Florida Keys, Inc., Habitat for Humanity of the '.Middle Keys, Inc.,
Habitat for Humanity of the Upper Keys,Inc.or Habitats Keys Solutions,Inc.
4. BORROWER'S PAYMENT BEFORE THEY ARE DUE
I have the right to make payment in full on this Note at any time before it is due. Such
payment is known as a "full payment." No partial prepayments can be made at any time on
the principal of the loan. When I make full prepayment,I will tell the Note Holder in a letter
that I am doing so. Full payments to this Note are subject to the conditions as described in
Item 3 Payments, shared appreciation clause.
5. BORROWER'S FAILL:RE,TO PAY AS REQUIRED
(A) Default
If I do not pay the full amount as required in Section 3 above, I will be in default. If I
am in default,the Note Holder may bring about any actions not prohibited by applicable
law and require me to pay Holder's cost and expenses as described in (B)below.
(B) Payment of Note Holder's Costs and Expenses
If the Note Holder takes such actions as described above, the Note Holder will have the
right to be paid back for all of its cost and expenses, including but not limited to 1483
Page 1
I
i
Doca 1630774
reasonable attorney's fees. BkN 2277 P9# 187
6. THIS NOTE SECURED BY A MORTGAGE
In addition to the protections given to the '.Vote Holder under this 'Note, a Second Mortgage,
dated February . 2007 protects the Note Holder from possible fosses that might
result if I do not keep the promises that I make in this Note. That Second Mortgage describes
how and under what conditions I may be. required to make immediate payment in full of all
amounts that I owe under this Note.
7. BORROWER'S WAIVER
I waive my rights to require the Note Holder to do certain things. Those things are: (A) to
demand payment of amount due (known as "presentment"); (B) to give notice that amounts
have not been paid(known as "notice of dishonor"); (C) to obtain an official certification of
nonpayment(known as a"protest.") Any co-signer,guarantor, surety or endorser who agrees
to keep the promises I have made in this Note by signing this Note or by executing a separate
agreement to make payments to the Note Holder if I fail to keep my promises under this Note
also waives these rights.
8. GIVING OF:NOTICES
Any notice that must be given to me under this Note will be given by delivering it or by
mailing it by certified or registered mail, postage prepaid, addressed to me at the Property
address above. A notice will be mailed to the Note Holder at a different address if I am given
a notice of that different address.
9. RESPONSIBILITY OF PERSONS UNDER THIS NOTE
If more than one person signs this Note,each of us is fully and personally obligated to pay the
full amount owed and to keep all of the promises made in this Note. Any guarantor, surety or
endorser of this Note (as described in Section 7 above) is also obligated to do these things.
The Note Holder may enforce its rights under this Note against each of us individually or
against all of us together and may enforce its rights against any of us in any order. This
means that any one of us may be required to pay all of the amounts owed under this Note.
10.PRINCIPAL PAYMENT
Lender shall give the Borrower the right to negotiate a repayment schedule for 90 days after
the last payment is due on the First Mortgage for all sums secured by this mortgage that have
been deferred. The terms and conditions of the repayment schedule negotiated after the last
payment is due on the First Mortgage shall provide for a below market interest rate, a term
for up to thirty(30)years, a principal and interest payment and such payment of principal and
interest when combined with real estate taxes and property insurance shall not exceed twenty
five percent (25%)of the household income.
NOTICE TO BORROWER
DO NOT SIGN THIS NOTE IF IT CONTAINS BLANK SPACES.
ALL SPACES SHOULD BE COMPLETED BEFORE YOU SIGN.
I
f �
grower Date
1
Borrower Date
(SIGN ORIGINAL ONLY) MONROE COUNTY
OFFICIAL RECORDS
THIS PROMISSORY NOTE IS GIVEN TO MONROE COUNTY AND IS EXEMPT FROM TAXATION
PURSUANT TO FLORIDA STATUES 199.183.
Page z 1484
I
Doc#2407751 Bk#3213 Pg#240 Recorded 2/23/2023 at 3:59 PM Pages 2
Filed and Recorded in Official Records of MONROE COUNTY KEVIN MADOK
REC: $0.00 Deed Doc Stamp $0.70
IN THE CIRCUIT COURT OF THE
SIXTEENTH JUDICIAL CIRCUIT IN AND
FOR MONROE COUNTY, FLORIDA
CASE NO. 44-2022-CA-000 1 76-K
FIRST STATE BANK OF THE FLORIDA KEYS, A FLORIDA BANKING CORPORATION
Plaintiff
VS.
DAVID A. JACKSON, an individual; UNKNOWN SPOUSE OF DAVID A. JACKSON, an individual; SANTA
CLARA CONDOMIMUM ASSOCIATION, INC.,A FLORIDA CORPORATION; COUNTY OF MONROE,A
POLITICAL SUBDIVISION OF THE STATE OF FLORIDA; AND JOHN DOE, TENANT IN POSSESSION OF
SUBJECT PROPERTY
Defendant
CERTIFICATE OF TITLE
The undersigned Clerk of the Court certifies that he or she executed and filed a Certificate
of Sale in this action February 23, 2023, for the property described herein and that no objections
to the sale have been filed within the time allowed for filing objections.
The following property in Monroe County; Florida:
SEE ATTACHED LEGAL DESCRIPTION
was sold to: FIRST STATE BANK OF THE'FLORIDA KEYS, A FLORID.4 BANKING
CORPORATION _
1201 SIMONTON STREET
KEY WEST, FLORIDA 33040
WITNESS MY HAND AND SEAL of this Court on February 23, 2023 7J
r C
KEVIN MADOK, -TI a
J ^7
Clerk of the Court a,
By:
Deputy Clerk
e��urtr.,
Bid Amount$100.00 r cWoa�•.
1485
Doe. #2407751 Page Number: 2 of 2
Unit 701, SANTA CLARA, a Condominium, according
to the Declaration of Condominium recorded in
Official Records Book 800, Page(s) 1179, Public
Records of _,.Monroe County, Florida, and all
subsequent amendments thereto, together with its
undivided share in the common elements.
Commonly known as: 3312 Northside Drive, Unit 701, Key
West, FL 33040
1486
RESOLUTION NO. -2024
A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS
OF MONROE COUNTY, FLORIDA APPROVING THE WRITE-OFF
OF A$45,000.00 SHIP SECOND MORTGAGE
WHEREAS,the Monroe County SHIP Program executed a SHIP Second Mortgage between the
County and David Jackson, in the amount of$45,000 on FEBRUARY 28, 2007, recorded on March 6, 2007,
as Document#1630774, Book 2277, Page 180 of the public records of Monroe County, Florida, secured
by the property located at Santa Clara Condominium—Phase 1—Unit 701 &0.57%Common Elements,
3312 Northside Drive, Unit 701, Key West, Florida 22040; and
WHEREAS,the First Mortgagee (FIRST STATE BANK OF THE FLORIDA KEYS, A FLORIDA BANKING
CORPORATION)filed a foreclosure action on March 17, 2022 as well as a Notice of Lis Pendens on March
17, 2022, Document#2367295, Book 3162, Page 2319; and
WHEREAS, a Final Judgement of Foreclosure was Ordered on December 28, 2022, sale by
auction was set for February 15, 2023 and the property was sold to the highest bidder on February 15,
2023; and
WHEREAS, the SHIP Mortgage was unable to be satisfied as the proceeds from the sale were
insufficient to allow for a recovery; and
WHEREAS,the First Mortgagee took title to the property on February 23, 2023, Document
2407751, Book 3213, Page 240; and
NOWTHEREFORE, BE IT RESOLVED, by the Board of County Commissioners of Monroe County,
Florida that the County hereby:
Authorizes the write-off of a SHIP Second Mortgage Loan in the amount of$45,000.00 formerly
secured by the property located at SANTA CLARA CONDOMINIUM—PHASE 1— UNIT 701 &
0.57%COMMON ELEMENTS, 3312 Northside Drive, Unit 701, Key West, Florida 33040.
PASSED AND ADOPTED, by the Board of County Commissioners of Monroe County, Florida at a regular
meeting of said Board on the day of 2024.
Mayor Holly Merrill Raschein
Commissioner James K. Scholl
Commissioner Craig Cates
Commissioner Michelle Lincoln
Commissioner David Rice
KEVIN MADOK, CLERK BOARD OF COUNTY COMMISSIONERS
OF MONROE COUNTY, FLORIDA
By:
As Deputy Clerk Mayor Holly Merrill Raschein
MONROE COUNTY ATTORNEY'S OFFICE
Approved for form and legal sufficiency
( LA
Christina Cory,Assistant County A orney
1487
PREPARED BY/RETURN TO:
Monroe County SHIP Program
1100 Simonton St., Suite 1-196
Key West, FL 33040
SPACE ABOVE THIS LINE FOR PROCESSING DATA SPACE ABOVE THIS LINE FOR RECORDING DATA
RELEASE OF MORTGAGE OR LIEN
Know All Men By These Presents, that Monroe County, the owner(s) and holder(s) of a certain Mortgage
Deed, executed on FEBRUARY 28, 2007 by DAVID A. JACKSON, to Monroe County, Florida and recorded on
MARCH 6,2007, in Official Records Book 2277,Page 180, as Document#1630774 in the office of the Clerk of the
Circuit Court of Monroe County, State of Florida, securing certain Note in the principal sung of FORTY-FIVE
THOUSAND DOLLARS AND NO CENTS (S45,000.00), upon the property situate in said State and County
described as follow, to-wit:
SANTA CLARA CONDOMINIUM PHASE 1 UNIT 701 & 0.57% COMMONELEMENTS
Which has the address of.- 3312 Northside Drive, Unit 701,Key West,Florida 33040
(herein the "Property Address.')
does hereby RELEASE and DISCHARGE said Note and Mortgage Deed and hereby direct KEVIN MADOK, CPA,
the Clerk of the said Circuit Court, to cancel the same of record
In Witness Whereof, Monroe County has caused this document to be executed as of this day of
2024.
(SEAL) BOARD OF COUNTY COMMISSIONERS
ATTEST: KEVIN MADOK, CLERK OF MONROE COUNTY,FLORIDA
By: By:
As Deputy Clerk Holly Merrill Raschein,Mayor
STATE OF FLORIDA
COUNTY OF MONROE
Subscribed and sworn to(or affirmed)before me,by means of❑ physical presence or❑online notarization,on this day
of 2024 by Holly Merrill Raschein,Mayor,known to me to be the person(s)described herein and who executed
the foregoing instrument,who acknowledged before me that he/she executed the same,and who did not take an oath. Check
one:_said person(s)is/are personally known to me. _said person(s)provided the following type of identification.
Witness my hand and official seal in the County and State
Last aforesaid this day of ,2024.
Notary Signature:
Monroe County Attorney's Office Printed Name
Approved as to form and legal sufficiency
(I W Commission No:
�A Lk i,f�
Christina Cory,Assistant Coun4 Attorney
Commission Expires:
1488