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Fiscal Year 1999 MONROE COUNTY FLORIDA° PROPERTY APPRAiSER FINANCIAL STATEMENTS SEPTEMBER 30., 1999 KEMP & GREEN, P.A. CERTIFIED PUBLIC ACCOUNTANTS_ CONTENTS- Page Independent Auditors' Report 1-2 E FinanciStatements: 11 Combined Balance Sheet All Find 'T, pes and Account Groups 3 St ofatementc� n raleFund ndit-uresm and Changes in, Find 4 Staternent ,of Revenues Expenditures and' Changes in Fund Balance 7, Budget and Actual . (Budgetary Basis) General Fund S. Notes to Financial Statements -10 Other Reports: Independent Auditors' Rep6rt on Compliance and on Internal Control over Fihaneial Reporting 1 w12 Independent Auditors® Management Letter 13-1 KE REEN, P.A. y fi ci Public Accountants 1438 KENNEDY P.IVE P. O. 1529 KEY WEST, R.ORIDA 3,1041-1529 MEMBER F ERICAN INSTITUTE ° • . K , C.P.A. (3105) 294-25&1 AND FLORIDA INSTITUTE of MAR{A E; GREED, 'C.P.A. FAX # (30 s) 294-4778 CERTIFIED PUBLIC ACCOUNTANTS Mr. Ervin H. Higgs .Property Appraiser Merinos County, Florida have audited .the financial statements- ' the Property Appraiser of Monroe County, ' Florida ("Property Appraiser,"),, as of S ptember. 30,, 1999 and for -the year then ended, as 11sted in , the accompanying table of contents, `These financial statements are the responsibility` of the Property Apprais r. Our° responsidi it " is to express. an opinion`dn these' firlanci l -statements 'based on our audit. W - conducted.- -our . audit in accordance with generally acc peed auditing standards.''and,GovernTent Auditing Standards, issued bar, tIhe Comptroller General, of the United States. These standards require that w plan and perform the audit to obtain reasonable assurance abort Whether ,the financial statements are free of material.' misstatement. An audit includes examining, on a `test basis,, evidence supporting the amounts and disclosures' in the financial statements- An audit `also includes assessin the accountin g` g principles used ... and significant estimates rude by management, well as evaluating the overall financial statement presentations We believe that our audit provides `a reasonable basis for our opinion. As discussed it Note l; the financial statements, present only the Property Appraiser and are not intended to present fairly the financial' position of Monroe County, Florida and the results of op rpticans and cash, flows f its .proprietary fund types in conform t,y with generally accepted accounting principles. In `dur opinion, the financial statements :referred to above present fairly,, in all material respects, the financial. posi-tion of the Property Appraiser as of September 30, 1999i and the results of its operations for the year then ended in conformity with ,generall,y 6ccepted ,accounti'ng principles In accordance with Government Auditing Standards„ we have also issued a report dated February 3,' 2000 or, our- consideration of the Property Appraiser's internal control over financialreporting, and our tests of. its compliance with certain provisions of laws, regulations, contracts and grants; Kemp & Green, P.R. Certified Public Accountants February 3 2000 -2 MONROE OONTY. g ROHM AP RAISE COMBINED BALANCE SHEET R ALL FUND TYPES AND ACCOONT GROUPS SEPTEMGER 30, '1999 Governmental ' Account no Type Group Totals Lung-Tenn (Memor°ah- General Debt di�rn onl yl Assets; Cash-and Investments 363s55 363,855 Prepaid Expenses, 28,10 25,10 Amount to� be Provided 111.272 1L1,272 Total Assets 391 .963 111 72 53.235 Liabilties.` Accounts Payable 5m 66 y266 Accrued Wages .And Benefits Payable 54k984 54„954 Due to Other Governments 64 p 181 .64,181 Doe to Individu is Long-Term Debt. 111 2 --Ill 72 Total Liabilities 22 ,431 7 235,703 Fund Balance 267.532 267, 2 total -Liabilities and Fund Balance 3 1,96 3 1 111;272 03.235 The,-accompanying notes are.an integral part of these financial statements. .3. a� MONROE UNITY FLORZDA EROrERTY_ ;PRRAISER STATEMENT OF RE4�ENliES cnr"ENDITf1RES AND CHANGES IN FUND BALANCL ---fiEt ER,�L.Fl1NC FOR iff YE•�R ENDED SEFTEMBER D 3D9 Revenues: Beard of County Commissioners 2,033,233 Other Taxing Districts 459;33g Interest. Income 1 , Miscellaneous 2 , 2 Total Revenues __2,537 850 Expenditures: "Current: General Gov&nment Personal .Services Operating Expenses , 478@651 Capital, Outlay 218.21 Total Expenditures 2.a419,315 Expendi,tures.in Excess of Revenue 8, 3 FunBalance, Beginning of Year I48. 7 Fund Balance, End of Year 267,532 The ,accompanying notes are an integral part of" these financial statements.` -4- MONROF COUNTY FaORLQ} PROPERTY APPRAL STATEMENT OF REVENUES AND EXPENDITURES ANC} CHANGES IN FUND OAI�NCE ® CCIDGEI AND ACTUAI BUDGETARY OASIS} GENE'RAC_ FUND FOR THE YEAR ENDED'SIFFT MBER 30 1999 Actual Variance (Budgetary Favorable Ci e basis (1ifavor°abl ) Revenues. Board of County Commissioners $ 2.182,2292,033,233 Other Taxing Districts23,520 4 7>418 (26.1.02) In'terest Income � � 15,716 15.716 Miscellaneous 2 562 29,716 Tota1 everiu s: 2.705.749 2,575-929 (129r820}� Expenditures; Current: General Governm6nt; Personal Services 1',924,149 1,702,682 221,467 �.. Operating Expenses 59 70(} 38,785 43,915 Capital Outlay _ 40.500 218.213 �177 713}: Total Expenditures 2.547 849 _ 2,459,680 57.669 Excess of Revenues Over/ (Under) Expendtures 158, 00 116,249 ( 2:351)' Other Financings (Uses); Reserve for Cuntingenc>i s (158 400) ]:58.400 Excess of Revenues -(Under) Expenditures.and Other lases 116, 49 116, 49 Adjustments: To Ad,ust' Expend itures`-far Accruals 40,35 4-0,35 To A84ust Revenues for Accruals (38,079) � (38,079); Excess of Expenditures Over Revenues, ,.GAAP Basis'of Accounting, 118,53 118;535 Fund Balance, Beginning of Year 148,997 __ 148,997 Fund Balance, End 148997 267.532 118,535 The accompanying notes are an integral apart of these financial statements. MONPOE OUNTY, -FL.OPTOA PROPERTY APPRAISER NOTES TO FINANCIAL STATEMENTS SPTFMEEP, 0 1999 NOTE I SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 'The following ,is 'a summary of the accounting principles and Policies used in the preparation of these financial statements. e ertin Entity The Property Appraiser' of Monroe County,. Florida ("Property Appraiser"),, is a separate Constitutional Officer as provided' by the laws of the State of Florida. car financial reporting purposes; it is deemed. to be ,a. part of the ountyes primary government, and therefore i. included as such in the Monroe County Compr,ehensivd- Annual Financial Report.' 'asis of Presentation - These financial statements have been prepared in conformity with, the accounting principles and reporting guidelines established' by the Governmental Accounting Standards Board. The ropert;y Appraiser' utilis the following fund types.and account groups Governmental Fund Type: The __General Fund - This fund is used to account for all revenue and expenditures applicable. to the general operations of .the Property Appraiser that' , are not required _either legally or by generally accepted accounting principles t , be accounted for in anch or.fund. Account,Group a General L nc� Term Debt A €ant Or �zz This account group i s establ i shed to account for the- long-term debt of .the Property Appraiser financed-, from' governmental funds Oilers of Accountin-g The modified -accrual 'basis of accounting'is followed by the General Fund. tinder the 'nodified accrual basis of accounting; revenues are recorded w en 'received or when susceptible to accrual - that is s measurable and available to finance the Property Appraiser's , operations, Expenditures are recorded when °the iiabiTity is incurred except for accumulated sick pay and vacation pay which is not recorded as an expenditure. Budgets are prepared ors the cash -basis. nO. MONROE COUNTY: FLORIDA PROPERTY APP ISER DOTES TO FINANCIAL. STATEMENTS E TEMBER 30 1.g99 NOTE I SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cgntinupd) dud ' tarw� R quiremdnt Expenditures are controlled by.' appropriations in accordance with the budget 'requi ements set forth in the Florida Statutes The budgeted revenues and expenditures A n ' the accompanying financial statements> refld t all approved amendments. General Fixed Assets - The tangible per property Used by the Property Appraiser in its operations is shown in the General Fixed Assets Account Group the Board 'pf County Commissioners. In addition, the office -space and certain ether expenditure .items used. in the Property 'Appraiser's' operations are provided at no cost by'the Board of County Commissioners. Undistributod .Excess Fees - Florida Statutes provide that assessed- fee revenue collected by theProp- i y Appraiser in. excess of, expenditures shall b e I retained 'and applied . o next yepras operating' costs. The amount of- undistributed excess foes at the end of. each year applicale,..to the Board of County Commissioners of Monroe County i s reported as fund balance. , , Q-ma nsated 'Absences - The Property Appraiser's policy grants employees annual leave and sick leave in varying amounts, ., Upon termination of employment, employees with six months or more of credited service can receive payment for accumulated annual leave. In general _ sick leave payments are granted upon termination, o employment to employees. with' five years or, more , of, credited service. The maximum , payment is- subject to percentages and 'maximum , hour limitations. Accumulated sick loavo' is accrued to the extent that such amounts would -normally be liquidated with expendable available financial resources. The. remaining liability is reflected in the General Long-Term Debt Account Groin, �. Total olumns on Combined Stato�ndnts - The column entitled "Totals (Memorandum Only)" of this report is ncldded. for informational purposes only. This total column is not comparable to consolidated financial i nformat,i on, as the basic <reporting entity is by fund type, and the various funds use different bases of accounting.,' In addition, interfund type eliminations have not been 'rude in arriving at the amounts .i ncl ud d in this 'column., a7- NONROE COUNTY, FLORIDA PROPERTY AF?PRAISER NOTES TO'FI AN IAL. STATEMENTS SEPTEM ER 30 1999 NOTE 2 CASH AND INVESTMENTS Cash and investments eats at, September 30, 1999 dbr-isi st oaf.the following: Demand Deposits 55 Demand and time deposits are full, insured in accordance with Florida",Statute' 230, which established* 'the multiple financial institution collateral pool . Legally permissible investments, are defined by Florida Statute 125.31 and, primarily consist of Federal and State securities. NOTE 3 LONO-TERM DEBT The following is a summary of changes in long-term debt for the September 30, I99 year ended , Accrued 'Compensated Absences Long Tern Debt, Beginning of Year 106,343 Debt Issued4,429, Long Teri Debt; End cif Year $ 111,272 NOTE 4 - LEASE OBLIWIONS The Property Appraiser.y pP pays rent .undr cancelable operating leases for effidd equipment'. Rental expense for the current year amounted to 258200. ® . QNROE CJQ3NY, FEORA PROPERTY APPRAISER NOTES TO FINANCIAL STATEJENTS SEPTEM3ER 30 1999 NOTE 5 - RETIREMENT PLAN Substantially all full -tire: Property Appraiser employees are participants in . `the Florida ',Retirement .System ("The System"), a mul iple-employer costa sharing public., retireih system. The. System, which is controlled` by the _state Legislature andadministered by the State . of Florida, Department of Administration, Division of tirem r p covers approximately 600A00 f l] -time employees of various governmental units within the State of Florida. The 'System .' , provides for vesting of benefits after 10 years of creditable service. Normal retirement benefits are available to employees who retire t or after age 62 with 10or more ,years of service: ...Early retirdmer�t is.available after 10 years of service with a 5% ,reduction of benefits for each ,year prior to normal retireMeInt age. Retirement benefits are based-upon-age., average compensation and years-of--service cred'it, where.avera e compensation is computed as the average of individual 's five highest years of earnings,' Employees ,ar6no"t required to contribute to the System. The Property Appraiser has no responsibility to the System other than to make the periodic payments required by state statutes. The Florida Division of Retirement issues -a,- ,publicly, available financial r°eport :hat includes. financial statements and required supplementary entary information for the- System. The report may be obtained by writing to Florida Division of Retirement, 263 Monroe Street', Building C, Tallahassee, F 32399-1:560. Participating employer . contributions' -, are based upon stateside °rates established by the State, 'of Florida: These rates are applied to employee salaries" as, follows. regblar. employees, 1.0:1:5% ' special risk employees, 21,.16t, and elected officials,, 17.99�. The Property Appraiser's contributIiores made dgrin ,the ,years ended. September 30, °1. , 1.99 and 1997 sere $216,000, 235,400 and 231,30 , -respectively, equal' to the actuarially determined contribution regpirments for each ,year. NOTE 6 - DEFERRED COMPENSATION PLAN ' The Property Appraiser offers its 'employees a' deferred compensation plan; created in accordance with Internal' Revenue Code Section 457. The plan® -9a MONROE COUNTY. FLORIDA <POPETY APP ISER NOTES—TO FINANCIAL STATEMENTS SEPI1ER 30, 1999 NOTE- 6 DEFERRED COMPENSATION PLAN (Continued) available to all Property Appraiser' erployees, permits them to deferoa`portion of their salary until future years. Participation in.,,the Plan is opti oraal m The deferred compensation is not -available to employees ,until termination, retirement, death, car unforeseeable emergencies'. Federal l egi sl at,i,pn converted the Section '457, deferred compensation ,:assets from' thb Property Appraiser assets .te employee assets, As a result cif ;these changes, plan asses are no longer subject to the Claims of the Property Appraisers general creditors., NOTE ,- LITIGATION The .Property Appraiser is a defendant in. vari ous law ' ui is and is involved,- in' other disputes v�herei substantial amounts are olaimed� n the-opinion of the Property- Appraiser, these suits and claims "should not result in judgments or settlements which, in aggregate, would have a material effect on the Property Appraiser's financial position NOTE 8 RISK MANAGEMENT The Property Appraiser is exposed 'to various risks of loss related to tort; theft of, damage to, and destruction of assets, errors and omissions; injuries to employees; and natural disasters. The Property Appraiser participates in the coverage provided by the Board of County Commissioners of Monroe County for Workers .' Compensation; Group Insurance, and Risk Management internal service funds, Under these programs— the Worker's Compensation Fund provides 0,000 coverage per claim for regular employees. The Group Insurance Fund prdv.ides coverage 'up to ,000 for each medical claim.. Risk Management provides ;. 1C ,000 for each general liability claim, and $100,000 for most property damage claims. Windstorm, Flood and Property Damage' insurance, excess coverage varies by individual , property. ' The County purchases commercial insurance for claims in excess of co verage provided by the funds an , for all other risks of loss. Settled claims have not exceeded this commercial coverage in any of the past three years. The Property Appraiser makes payments to �t e Worker's Compensation, Group, Insurance and Risk Management Funds based on estimates of the amounts needed to- pay prior and current ;year claims. -1 - Certified Public Accountants 1438 KENNEDY DRIVE - P. O: X 1529 Wft E F KEY WIE T, FLORIDA 33041-1529 MEMBER OF E ICAN INSTITUTE 0. TE MARlA E. REN,Cc.P,A ( 5) 294-2581 AND FLORIDA INSTITUTE OFX # (305) 294-4775 CERTIFIED PUBLIC ACCOUNTANTS TNDEPENOENT AUDITORS' REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL FZEORTING Mr, Ervin H. Higgs Property Appraiser Monroe County, Florida have audited, the firartcial statements of the Property Appraiser of Conroe County, Florida Property Appraiser") as of and for the year ended September. 30 1999, and have i'sued our report thereon 'dated February 3, 2000, Wd conducted our audit, in accordance, with generally accepted auditing standards and the standards- applicable tee' financial .audits contained in Government Auditing .Standards, issued by the Comptroller General of the United States. Comp Lli arl As part of obtaining reasonable assurance . about whether the Property Appraiser's financial statements are free- of �raterial misstatement, we performed tests of its compliance with certain provisions of lairs, regulations, contracts and grants; noncompliance with Which could have a direct and material effect on the- , determination of financial `statement amounts. However, providing an opinion on compliance with those_proVisions was not' an objective of our audit and 9 accordingly, e do not express s oh an opi-hion. The results of our tests disclosed no instances of noncompliance that are required to be reportedunder Government Auditing .Standards. Internal Control Over Financial Re ortina In planning, and performing our audits we considered the Property Appraiser's internal. control over financial reporting in order to determine our auditing procedures for the purpose of expressing ,our opinion on . the . financial. statements and net to provide ,assurance on the internal control over financial reporting. Our consideration of the internal control over financial'-reporting would not necessarily disclose all matters in the internal control over financial reporting that; might be latenial weaknesses A `material weakness is a condition in which the deli gn or operation of one or more of.:the' internal control components does not reduce to a relatively love level the risk- that misstatements in amounts that would e material in relation,to the financial statements being audited may occur and not be detected within a timely period :II" by employees in the normal course .of performing their assigned functions. We noted no matters involving the internal control over financial reporting and its, operation that we consider to be material weaknesses. This report is intended for the information of management;' federal awarding agencies and pass-through entities. However, this. report.-is a matter of public record and its distribution`--ins not limited. Kemp & Green, 'P.A. Certified Public Accountants February 3 2Q00 Y 12 KEMP & GREEN, P.A. Certified Public Accountants 143E KENNEDY DRIVE-,, R 0. BOX 1529 KEY WEST, FLORIDA 33041�1529 EMBER OF ERICAN INSTITUTE M � P® C.P.A. (305) 294-25E1 AND FLORIDA INSTITUTE OF ARi�A E.. REEN, C.P.A. FAX # (305) 294-4778 CERTIFIED PUBLIC ACCOUNTANTS INDEPENDENT AUDITORS' MANAGEMENT LETTER -Mr, Ervin A, Higgs Property Appraiser Monroe County, Florida In planning- and performing our audit of the financial statements of the Property Appraiser of Monroe County, Florida (."Property Apprai 11 ser"), for the y ar ended September 30,, 1999, we considered the Property Appraiser's internal control in order to determine our auditing- procedures for the purpose of expressing, our opinion''on the financial statements, Although our audit was net designed to provide assurance on internal control and its 'operations, we noted certain Matters involving internal control and its, operation, and are submitting for your consideration related recommendations designed to help the Property Appraiser Make improvements 'and achieve operational efficiencies. Ou.- comments refiedt our desire to bd o eontirlufn -a si Carl e to the F?reparty Appraiser, e�orted i n Pr r Year`s Management .Letter Not Irrlp erllented as of September 30, 1999 There were no recormendations and su ested aecountin 9g 9 procedures as outlined ire the Management Utter .for the ,year ended September 30, 1998. Current Year Findings ' None. CTER EQI� RED DSLOtJRES Marva Green was the Auditor irl,Charge for the audit of the Property Appraiser, e attest that 'the. Auditor in Charge Met the educational requirements pursuant td Chapter 11. 5, Florida Statutes; The Property Appraiser was not in a state of financial emergency as described in Florida Statutes„ Section 21 , 03(1). 13 e have reviewed the annual report filed with the Department of Banking and Finance for, Monroe .County, Florida pursuant to Section218e32, Florida Statutes This report is in agreement with the annual audit report which- incorporates the financial statements of the Property Appraiser. _ Requirements relative to Public Rec&ds,.Modern"ization Trust money do ,not apply to the Property Appraiser, .This report, is intended solely for the information of the Board of County Corm i ssibners a`nd others within the County, and officials of applicable' federal and stag agencies. This restriction is not intended to limit the distribution of this report, lwhic 'is a..matter`-of publi c record. Kemp & Cream, Pe . ' Certified Public Accountant �Februar°y 3. 2600, -14-