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HomeMy WebLinkAbout02/03/2025 Agreement GVS COURTq° o: A Kevin Madok, CPA - �o ........ � Clerk of the Circuit Court& Comptroller Monroe County, Florida �z cooN DATE: April 3, 2025 TO: Sheryl Graham, Director Social Services ATTN: Lourdes Francis, Administrator Social Services Kim Wilkes Wean, Sr. Administrator Social Services Marie Brouillette, Sr. Special Programs Administrator Social Services Katica Downing Social Services FROM: Liz Yongue, Deputy Clerk SUBJECT: February 19, 2025 BOCC Meeting The following items have been executed and added to the Official Record: C1 State Housing Initiatives Partnership (SHIP) Program Rental Monitoring Agreement between Monroe County and Habitat for Humanity of Key West and the Lower Florida Keys, Inc., for the improvement of affordable rental properties located on Eisenhower Drive, Key West, Florida; as well as acknowledgement of the SHIP Mortgage and Promissory Note that secures such rehabilitation (construction) services in the amount of$200,000 (SHIP Program funds) for fifteen (15)years. C10 State Housing Initiatives Partnership (SHIP)Program Rental Monitoring Agreement between Monroe County and the Archdiocese of Miami, doing business through Catholic Charities of the Archdiocese of Miami, Inc., for the construction of affordable rental properties located on Flagler Avenue, Key West, Florida; as well as acknowledgment of the SHIP Mortgage and Promissory Note that secures the funding for the ten (10) ADA affordable rental units in the amount of$400,000 (SHIP Program funds) for fifteen (15) years. Should you have any questions please feel free to contact me at(305) 292-3550. cc: County Attorney Finance File KEY WEST MARATHON PLANTATION KEY 500 Whitehead Street 3117 Overseas Highway 88770 Overseas Highway Key West, Florida 33040 Marathon, Florida 33050 Plantation Key, Florida 33070 STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) PROGRAM EISENHOWER RENTAL MONITORING AGREEMENT BETWEEN MONROE COUNTY AND HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS, INC. This State Housing Initiatives Partnership (SHIP) Progra Rental o itoring Agreement for the Eisenhower Property (hereinafter "Agreement") is made this day of , 2025, by and between the Habitat for Humanity of Key West and Lower Florida Keys, Inc., a Florida Not for Profit Corporation, whose principal address is 471 Overseas Hwy, Ste. 102, Key West, FL 33040 (hereinafter referred to as"Owner"), and Monroe County, a political subdivision of the State of Florida, whose principal address is 1100 Simonton Street, Key West, Florida 33040 (hereinafter referred to as "County"). RECITALS WHEREAS, Owner holds a 99-year Leasehold interest in the residential units and land located on the island of Key West generally situated at the corner of Pearl Street and Eisenhower Drive, Key West, FL 33040, identified by Parcel ID: 00023300-000000, and.more specifically described in "Exhibit A," attached hereto and made apart hereof(hereinafter"Property"); and WHEREAS, County is a recipient of SHIP funds pursuant to Chapter 420, Florida Statutes, and specifically Section 420.907 et seq., and the associated administrative rules under Chapter 67, Florida Administrative Code (hereinafter referred to collectively as the "SHIP Rules and Regulations"); and WHEREAS, on May 19, 2021, the parties entered into the Land Use Restriction Agreement (LURA) recorded in the Monroe County Official Records Books in Book 3194 at Page 1442, to loan a portion of its SHIP program funds to Owner for purposes of affordable rental rehabilitation activities for twelve (12) units upon the Property; and WHEREAS, the relevant street addresses for the units upon the Property are as follows: 716 Eisenhower Dr., Unit 101, Key West, FL 33040 716 Eisenhower Dr., Unit 102, Key West, FL 33040 716 Eisenhower Dr., Unit 103, Key West, FL 33040 716 Eisenhower Dr., Unit 104, Key West, FL 33040 Doc#2495732 Bk#3319 Pg#1814 716 Eisenhower Dr., Unit 105, Key West, FL 33040 Recorded 4/3/2025 10:32 AM Page 1 of 12 712 Eisenhower Dr., Key West, FL 33040 714 Eisenhower Dr. Key West, FL 33040 703 Pearl Street, Key West, FL 33040 Filed and Recorded in Official Records of MONROE COUNTY KEVLN MA OK,CPA 705 Pearl Street, Key West, FL 33040 707 Pearl Street, Key West, FL 33040 709 Pearl Street, Key West, FL 33040 709 Pearl Street, Unit 201, Key West, FL 33040; and WHEREAS, in exchange for the County providing SHIP funds in the amount of up to forty thousand dollars ($40,000.00) per unit, with a ceiling expenditure (i.e. award) of two hundred thousand dollars and zero cents ($200,000.00) for improvement of the residential units on Property, Owner executed a leasehold mortgage and promissory note, and this SHIP Rental Monitoring Agreement, with express promises and conditions among such include the annual certification that each tenant be a very- low or low income tenant; and WHEREAS, the parties have agreed to a "per unit rehabilitation" arrangement that is designed to drawn down the balance of two hundred thousand dollars and zero cents ($200,000.00) on a 1of12 reimbursement basis for potentially all twelve (12) units on the Property, with funding spent on a first-unit- come, first-unit-served basis; and WHEREAS, the parties adopt all provisions in the above referenced documents, and desire to set forth additional requirements as stated herein. Now therefore, in exchange for good and sufficient consideration, the parties hereby agree to the following terms and conditions: 1. Recitals. The parties hereby adopt the above recitals as true and incorporate them herein. 2. Contract Documents. The contract documents consist of this Agreement between the parties, the LURA between the parties, and SHIP Leasehold Mortgage and Promissory Note executed by Owner. The contract documents must be construed together; however, in the event of a conflict between the aforementioned documents, this Agreement will control, followed by the Promissory Note, SHIP Leasehold Mortgage, and then the LURA, in that order. 3. Incorporated Laws. The Owner agrees to comply with all SHIP Rules and Regulations, as well as local laws, regulations, and policies adopted the County, including but not limited to its Local Housing Assistance Plan (the "LHAP"), adopted in accordance with Rule Chapter 67-37, Florida Administrative Code, as a part of the State Housing Initiatives Partnership ("SHIP") Program, which contains an Affordable Rental Construction/Rehabilitation Strategy to provide funding for the construction or purchase of new construction housing, or purchase of existing housing and the rehabilitation of, or additions to, existing housing, used for affordable rental housing as referred to in Section 420.9071, Fla. Stat., as amended from time to time. 4. Affordable Units. The Owner plans to rehabilitate and operate affordable rental units that provide housing to clients that meet SHIP income eligibility requirements. Owner will utilize SHIP funds on a reimbursement basis for the rehabilitation of twelve (12) affordable rental units located on the island of Key West in Monroe County, Florida, as specifically described in "Exhibit A," attached hereto and incorporated herein. One hundred percent (100%) of the twelve (12) housing units must be set aside for occupants who upon initial occupancy are clients who also have annual gross incomes equal to or below eighty percent (80%) for the Monroe County, Metropolitan Statistical Area (MSA), as determined by the U.S. Department of Housing and Urban Development (HUD) on an annual basis. The income requirements are required to remain in place for the entire fifteen (15) year period. The fifteen (15)year period begins on February 19, 2025. 5. SHIP Funds. The total amount of SHIP funds to be expended will be TWO HUNDRED THOUSAND DOLLARS AND ZERO CENTS ($200,000.00). This amount shall be divided on a first-unit- come, first-unit-served basis between the twelve (12) units, with no more than Forty Thousand Dollars and Zero Cents ($40,000.00) expended on a single unit standing alone. The funds shall be provided to the Owner on a reimbursement basis for said rehabilitation/construction work of the twelve (12) affordable rental units. Owner must submit to the County invoices with supporting documentation that are acceptable to the Monroe County. Acceptability is based upon generally accepted accounting principles and such laws, rules and regulations as may govern the disbursal of funds in Monroe County. 6. Relationship. Nothing contained in this Agreement shall be deemed or construed as creating any other business relationship, partnership or joint venture between Owner and Monroe County Board of County Commissioners/Monroe County and/or the Monroe County SHIP Program. 7. Manner of Performance; Warranties and Representations. Owner shall do, perform, and carry out in a professional and proper manner the requirements set forth in the contract documents. Owner shall properly supervise and direct completion of construction or rehabilitation measures and manage the 2 of 12 Property for the benefit of eligible tenants in all units assigned under this Agreement. Owner is solely responsible for initiating, maintaining, and supervising all safety precautions and programs in connection with the Property and complying with all applicable laws, ordinances, rules, regulations. Owner shall take all reasonable precautions for the safety of, and shall provide all reasonable protection to prevent damage, injury, or loss to (1) all tenants and employees on the Property and other affected persons, (2) all work, maintenance, and materials and equipment located upon the Property, and (3) other personal property kept or stored upon the Property. 8. Payment and Terms of Assistance. The parties agree that this SHIP assistance is provided as a forgivable loan with a term of fifteen (15) years in accordance this Agreement, the SHIP Leasehold Mortgage, and Promissory Note. Should the Owner comply in all respects herewith, the loan shall be forgiven after the date of maturity. If Owner offers the rental housing for sale (of its leasehold interest held in the Property) before the fifteen (15) year period expires, Owner must give a right of first refusal to eligible nonprofit organizations for purchase at the current market value for continued occupancy by eligible persons (as used herein "eligible persons" means "Low-income person," "Very-low-income person," as those terms are defined in Section 420.9071, Flat. Stat., as may be amended from time to time. 9. Material Understandings; Compliance Monitoring. The parties agree that the following is a material breach of this Agreement: 1) use of the Property for any purpose other than as a multi-family residence for "Low-income person," "Very-low-income person," as those terms are defined in Section 420.9071, "Definitions," Fla. Stat., and in accordance with the Monroe County adopted LHAP requirements; 2)the unauthorized sale or other unauthorized transfer of any kind or nature of the Property or any part thereof; or 3) the existence of an Event of Default under the SHIP Mortgage secured by the Promissory Note. Owner shall determine and verify the income eligibility of tenants in accordance with HUD Section 8 housing assistance programs in 24 CFR Part 5 for this Property. Income shall be calculated by annualizing verified sources of income for the household as the amount of income to be received by a household, during the 12-months following the effective date of the determination. The "annual gross income," as defined in Section 420.9071, Fla. Stat., must be used, and the annual SHIP Program income limits cannot be exceeded. The Owner must maintain complete and accurate income records pertaining to each tenant occupying a SHIP assisted unit. All funds shall be expended in accordance with the SHIP program guidelines. The names and demographics of the SHIP assisted tenant(s) must be provided to the Monroe County SHIP Program Administrator, including annual income, number of household members, and age and race of the head of household. In addition, to comply with SHIP Rules and Regulations, including but not limited to Sections 420.907-420.9079, Fla. Stat., and Chapter 67-37, F.A.C., all projects must conform to the requirements of 24 CFR Part 5, "General HUD Program Requirements; Waivers," as amended from time to time, including but not limited to income limits, annual income, rent, and examinations for Public Housing and Section 8 Programs. In particular, Owner must ensure compliance with: a. Income limits; b. Definition of Affordability; c. Maximum Rent; and d. Non-discrimination. Owner acknowledges and agrees to stay updated on income qualification training by completing re-training at least once every three(3)years. Owner, or any authorized successor, must remain in contact with the Monroe County SHIP Program Administrator during the fifteen (15)-year SHIP affordability period and hereby accepts its affirmative obligation to report any changes in tenancies within thirty (30) days of any change. Once annually, and prior to June 30 of each calendar year, Monroe County SHIP Program Administrator or designee will conduct a monitoring visit to review income compliance and affordability of rent/housing costs, pursuant to and in accordance with Section 420.9075, Fla. Stat., as well as complete an inspection of the physical condition of the SHIP-assisted units upon the Property. No less than thirty (30) days before the scheduled monitoring visit, the Owner will provide the following to Monroe County: a. A completed annual re-certification of income eligibility for each SHIP-assisted rental unit using a residential income certification form and including required verification of household income and assets; b. Proof of Affordability of Units; and 3 of 12 c. Certificate of Insurance naming Monroe County as additional insured, as further required herein. 10. Confidentiality of Client Information. Owner agrees to keep confidential all client information which is confidential and exempt pursuant to the requirements of relevant Florida public records laws, as amended from time to time; and specifically, as required by Section 119.071(5)(f), Fla. Stat., as same may be amended from time to time. 11. Standards for Owner & Subcontractors. Owner shall not enter into any agreement with any contractor or subcontractor who has been debarred from performing work by any agency of the United States Government or by the State of Florida. Owner certifies that it will comply with all obligations of and not employ any subcontractors in violation of: Section 448.095, Fla. Stat., regarding the State's E-Verify requirements; Section 287.137, Fla. Stat., regarding the State's antitrust violator vendor list; Section 287.133(2)(a), Fla. Stat., regarding the State's Convicted Vendor List; Section 287.134(1)(a), Fla. Stat., regarding the State's Discriminatory Vendor List; Section 286.101, Fla. Stat., regarding the State's foreign gifts and contracts; Sections 287.135, 215.473, and 287.138, Fla. Stat., regarding the State's Scrutinized Companies and Countries of Concern listings; Section 787.06, Fla. Stat., regarding the State's noncoercive conduct for labor or services; Section 287.087, Fla. Stat., regarding Drug-Free Workplace; Section 2-347(I), Monroe County Code, regarding the County's Suspended Vendor List. Owner shall be fully responsible for the acts or omissions of any contractors, subcontractors, agents, and persons either directly or indirectly employed by them. At no time shall any contract or agreement between Owner and any contractor be construed as a relationship, formal or informal, between said contractor and County. 12. Indemnification; Sovereign Immunity. Owner agrees to be solely responsible, and shall release and hold harmless the County, its elected officials, officers, directors, and employees for any and all claims brought against either Owner or County, and expressly agrees to indemnify the County for liabilities of any nature and costs incurred by County as a result of actions or omissions by the Owner or its agents. Notwithstanding anything contained herein, nothing in this SHIP Rental Monitoring Agreement shall be deemed or construed as a waiver of any privilege, defense, immunity, or other protection which is available to the County under the doctrine of sovereign immunity, or the limitations of liability contained in Section 768.28, Fla. Stat., as may be amended from time to time. This section will survive the termination of this Agreement. 13. Insurance. The Owner shall obtain insurance as specified, and always maintain the required insurance while this Agreement is in effect. The coverage provided herein shall be provided by an insurer with an A.M. Best rating of VI or better, that is licensed to do business in the State of Florida and that has an agent for service of process within the State of Florida. The coverage shall contain an endorsement providing sixty (60) days' written notice to the County prior to any cancellation of said coverage. Said coverage shall be written by an insurer acceptable to the County and shall be in a form acceptable to the County. Owner shall obtain and maintain the following policies: a. Workers'Compensation insurance as required by the State of Florida, sufficient to respond to Chapter 440, Fla. Stat. Employers Liability Insurance with limits of $1,000,000 per Accident, $1,000,000 Disease, $1,000,000 Disease each employee. b. Comprehensive Business Automobile and Vehicle Liability Insurance with limits of $200,000 per person; $300,000 per occurrence; $200,000 Property Damage or$300,000 Combined Single Limit. c. Commercial General Liability Insurance with limits of$1,000,000 Combined Single Limit d. Builders Risk Liability Insurance with Full Replacement Value of the Completed Project (to wit: 12 units upon the Property). An Occurrence Form policy is preferred. If coverage is changed to or provided on a Claims Made policy, its provisions should include coverage for claims filed on or after the effective date of this Agreement. In addition, the period for which claims may be reported must extend for a minimum of 48 months following the termination or expiration of this Agreement. County shall be named as an additional insured with 4 of 12 respect to Comprehensive Business Automobile and Vehicle Liability Insurance, and Commercial General Liability Insurance. Owner shall require contractors and subcontractors to be adequately insured at least to the limits prescribed above, and to any increased limits of Owner or require additional coverage if so required by County's Risk Manager during the term of this Agreement. County will not pay for increased limits of insurance. Owner shall provide to the County certificates of insurance or a copy of all insurance policies including those naming the County as an additional insured. The County reserves the right to require a certified copy of such policies upon request. If the Owner participates in a self-insurance fund, a Certificate of Insurance will be required. In addition, the Owner may be required to submit updated financial statements from the fund upon request from the County. • 14. Nondiscrimination. The Owner and County agree that there will be no discrimination against any person, and it is expressly understood that upon a determination by a court of competent jurisdiction that discrimination has occurred, this Agreement automatically terminates without any further action on the part of any party, effective the date of the court order. Owner agrees to comply with all Federal and Florida statutes, and all local ordinances, as applicable, relating to nondiscrimination. These include but are not limited to: 1) Title VII of the Civil Rights Act of 1964 (PL 88-352) which prohibits discrimination in employment on the basis of race, color, religion, sex or national origin; 2) Title IX of the Education Amendment of 1972, as amended (20 USC ss. 1681-1683, and 1685-1686), which prohibits discrimination on the basis of sex; 3) Section 504 of the Rehabilitation Act of 1973, as amended (20 USC s. 794), which prohibits discrimination on the basis of disability; 4) The Age Discrimination Act of 1975, as amended (42 USC ss. 6101-6107) which prohibits discrimination on the basis of age; 5) The Drug Abuse Office and Treatment Act of 1972 (PL 92-255), as amended, relating to nondiscrimination on the basis of drug abuse; 6) The Comprehensive Alcohol Abuse and Alcoholism Prevention, Treatment and Rehabilitation Act of 1970 (PL 91-616), as amended, relating to nondiscrimination on the basis of alcohol abuse or alcoholism; 7) The Public Health Service Act of 1912, ss. 523 and 527 (42 USC ss. 690dd-3 and 290ee-3), as amended, relating to confidentiality of alcohol and drug abuse patient records; 8) Title VIII of the Civil Rights Act of 1968 (42 USC s. 3601 et seq.), as amended, relating to nondiscrimination in the sale, rental or financing of housing; 9) The Americans with Disabilities Act of 1990 (42 USC s. 12101 Note), as may be amended from time to time, relating to nondiscrimination on the basis of disability; 10) Monroe County Code Chapter 14, Article II, which prohibits discrimination on the basis of race, color, sex, religion, national origin, ancestry, sexual orientation, gender identity or expression, familial status or age; 11) The Pregnant Workers Fairness Act (PWFA) pursuant to 42 U.S.C. 2000gg et seq.; and 12)Any other nondiscrimination provisions in any Federal or state statutes which may apply to the parties to, or the subject matter of, this Agreement. 15. Florida Public Records Law. County is a public agency subject to Chapter 119, Florida Statutes, as amended from time to time. To the extent Owner is acting on behalf of the County pursuant to Section 119.0701, Florida Statutes, as amended from time to time, Owner must comply with all public records laws in accordance with Chapter 119, Florida Statutes. In accordance with state law, Owner agrees to: a. Keep and maintain all records that ordinarily and necessarily would be required by the County in order to perform the services. b. Upon request from the County's custodian of public records, provide the County with a copy of the requested records or allow the records to be inspected or copies within a reasonable time at a cost that does not exceed the costs provided in Chapter 119, Florida Statutes, or as otherwise provided by law. c. Ensure that public records that are exempt, or confidential and exempt, from public records disclosure are not disclosed except as authorized by law for the duration of the Agreement term and following completion of the Agreement if the Owner does not transfer the records to the County. d. Upon completion of the services within this Agreement, at no cost, either transfer to the County all public records in possession of the Owner or keep and maintain public records required by the County to perform the services. If the Owner transfers all public records to the County upon completion of the services, the Owner must destroy any duplicate public 5 of 12 records that are exempt, or confidential and exempt, from public records disclosure requirements. If the Owner keeps and maintains public records upon completion of the services, the Owner must meet all applicable requirements for retaining public records. All records stored electronically must be provided to the County, upon request from the County's custodian of public records, in a format that is compatible with the information technology systems of the County. IF THE OWNER HAS QUESTIONS REGARDING THE APPLICATION OF CHAPTER 119, FLORIDA STATUTES, TO THE OWNER'S DUTY TO PROVIDE PUBLIC RECORDS RELATING TO THIS AGREEMENT, CONTACT THE COUNTY'S CUSTODIAN OF PUBLIC RECORDS AT PHONE NO. 305-292- 3470, PUBLICRECORDS@MONROECOUNTY-FL.GoV, MONROE COUNTY ATTORNEY'S OFFICE, 1111 12TH STREET, SUITE 408, KEY WEST, FL 33040. If Owner does not comply with this section, the County will enforce the Agreement provisions in accordance herewith and may unilaterally cancel this Agreement in accordance with state law. 16. Right to Audit. Availability of Records. The records of the parties to this Agreement relating to the Project, which shall include but not be limited to accounting records (hard copy, as well as computer readable data if it can be made available; subcontract files (including proposals of successful and unsuccessful bidders, bid recaps, bidding instructions, bidders list, etc.); original estimates; estimating work sheets; correspondence; change order files (including documentation covering negotiated settlements); back charge logs and supporting documentation; general ledger entries detailing cash and trade discounts earned, insurance rebates and dividends; any other supporting evidence deemed necessary by County or the Monroe County Office of the Clerk of Court and Comptroller (hereinafter referred to as"County Clerk")to substantiate charges related to this agreement, and all other agreements, sources of information and matters that may in County's or the County Clerk's reasonable judgment have any bearing on or pertain to any matters, rights, duties or obligations under or covered by any contract document (all foregoing hereinafter referred to as "Records") shall be open to inspection and subject to audit and/or reproduction by County's representative and/or agents or the County Clerk. County or County Clerk may also conduct verifications such as, but not limited to, counting employees at the job site, witnessing the distribution of payroll, verifying payroll computations, overhead computations, observing vendor and supplier payments, miscellaneous allocations, special charges, verifying information and amounts through interviews and written confirmations with employees, contractors, subcontractors, suppliers, and Owner(s) representatives. Owner.agrees to keep all records for ten (10) years after conclusion of the fifteen (15)-year term. The County Clerk possesses the independent authority to conduct an audit of Records, assets, and activities relating to this Project. If any auditor employed by the Monroe County or County Clerk determines that monies paid to Owner pursuant to this Agreement were spent for purposes not authorized by this Agreement or were wrongfully retained by the Owner, the Owner shall repay the monies together with interest calculated pursuant to Section 55.03, Fla. Stat., running from the date the monies were paid to Owner. This right to audit provision survives the termination of expiration of this Agreement. 17. Disagreements and Disputes. In the event that either Owner or County commence an action for damages, injunctive relief, or to enforce the provisions of this Agreement, and either party prevails in any such action, the prevailing party shall be entitled to an award of its reasonable attorneys' fees and all costs incurred in connection therewith as determined by the court in any such action. 18. Governing Law; Venue. The parties hereby agree that the only laws that apply to this Agreement are those of the State of Florida and United States of America. The parties waive the privilege of venue and agree that all litigation between them in the state courts will take place exclusively in the Sixteenth Judicial Circuit in and for Monroe County, Florida, and that all litigation between them in the federal courts will take place exclusively in the United States District Court in and for the Southern District of Florida, or United States Bankruptcy Court for the Southern District of Florida, whenever applicable. 6 of 12 19. Assignment. This Agreement may not be assigned without prior written consent of both parties executed in equal formally as this Agreement. This Agreement will be binding upon and will inure to the benefit of each party's authorized successors and assigns. 20. Notices. Any notice required or permitted under this agreement shall be in writing and hand delivered or mailed, postage prepaid, to the other party by certified mail, returned receipt requested, to the following: To the County: Monroe County Administrator 1100 Simonton Street, Room 2-205 Key West, Florida 33040 Copy to: Monroe County Attorney 1111 12th Street, Suite 408 Key West, Florida 33040 Copy to: Monroe County Social Services Department/SHIP Administrator 1100 Simonton Street, Room 2-257 Key West, Florida 33040 To the Owner: Habitat for Humanity of Key West and Lower Florida Keys, Inc. do Executive Director 471 Overseas Hwy, Ste. 102 Key West, Florida 33040 21. Other Forms. Owner agrees to complete or mandate the completion of such forms as County deems necessary in furtherance of its grant award from the state. The forms may include, but are not limited to: SHIP Authorization for the Release of Information Form; SHIP Resident Income Certification; Special Needs or Disabling Condition Certification; etc. 22. Merger; Amendment. This Agreement constitutes the entire Agreement between the Owner and the County, and negotiations and oral understandings between the parties are merged herein. This Agreement can be supplemented and/or amended only by a written document executed by both the Owner and authorized designees of the County. 23. Interpretation. The titles and headings contained in this Agreement are for reference purposes only and will not in any way affect the meaning or interpretation of this Agreement. All personal pronouns used in this Agreement include the other gender, and the singular includes the plural, and vice versa, unless the context otherwise requires. Terms such as "herein" refer to this Agreement as a whole and not to any particular sentence, paragraph, or section where they appear, unless the context otherwise requires. Whenever reference is made to a section or article of this Agreement, such reference is to the section or article as a whole, including all subsections thereof, unless the reference is made to a particular subsection or subparagraph of such section or article. Any reference to "days" means calendar days, unless otherwise expressly stated. 24. Joint Preparation. It is acknowledged that each party to this Agreement had the opportunity to be represented by counsel in the preparation of this Agreement and accordingly the rule that a contract will be interpreted strictly against the party preparing same does not apply herein due to the joint contributions of both parties. 25. Severability; Waiver of Provisions. Any provision in this Agreement that is prohibited or unenforceable in any jurisdiction will, as to that jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof or affecting the validity or enforceability of such provisions in any other jurisdiction. The non-enforcement of any provision by either party will not constitute a waiver of that provision nor will it affect the enforceability of that provision or of the remainder of this Agreement. 7 of 12 26. Signatory Authority; Counterparts and Multiple Originals. Upon request, the Owner must provide the County with copies of requisite documentation evidencing that the signatory for Owner has the authority to enter into this Agreement. This Agreement may be executed in multiple originals, and may be executed in counterparts, each of which is hereby deemed to be an original, but all of which, taken together, constitutes one and the same agreement. IN WITNESS WHEREOF, County and Owner have executed this Agreement as of the date first written above. BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA �e{$'y�GLC121Iy4 { `;--- •�._" ` a c, By. G JerL• 54-50-- "0"(S.'eMao James Scholl j "iv4? Øef adok Clerk ‘..,,w+,..---:-V,___A k ''',:;'- ,ik>440414142), \,,,,,, ,-:;r4 Ieputy` . Clerk Approved as to le al form & sufficienc.",,"1/4,a: ,�- u { � o- Eve M. Lewis, Assistant County Attorney OWNER: HABITAT FO' HUMANITY OF KEY WEST AND LOW - FLO- DA KEYS, IN/ ..,6 .. .4.. / - '.r. Si nature re 0, J-1.. A Ltri") (Print or T pe Na STATE OF FLORIDA �...� COUNTY OF ���� xi�C� (,c Li I ree5/c-0------ The tclegoing instrument was acknowledged before me, by means of physical presence or❑ online notarization, this 2 day of , 20 etr, by k(isi-c/to,. (Affba<n , as e-<-- . 0 A"' of HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS, INC., Florida Non-Profit Corporation, who is H.....2eryigtose4to me or who has produced as identification. ,, , ... - , ,r....'4.,.. ,“.44 .:is ,, .., [Notary S cir.I1,.r ;:?i 1.,,,, %: 5<, GREGORY S. OROPEZA * 5.----) ..A.-------# (*I M. :*1 Notary Public-State of Florida I , 2.,:�: Commission HH 278836 ``. ,;Ft,.le, My Comm.Expires 07/01/2026 MV ..,, ..:H. Print Name: Notary Public Commission Number: Commission Expires: 8 of 12 "EXHIBIT A" Legal Description: Parcel A: (Entire Parcel) All of Lot 2 and Part of Lot 1 of Square 1 of Tract 7, all according to Albury's Subdivision of part of Tract 7, according to the Plat thereof, recorded in Deed Book "I", Page 389, in the Public Records of Monroe County, Florida, and being more particularly described as follows: BEGINNING at the Southwesterly Right of Way Line of Eisenhower Drive as existing and constructed and the Northwesterly Right of Way Line of Newton Street; thence N 44°45'07" W along the said Southwesterly Right of Way Line of Eisenhower Drive for 98.90 feet; thence S 44°58'00" W (Southwest) for 179.48 feet to the Northwesterly (Northeasterly) Right of Way Line of Pearl Street; thence S 41°21'17" E along the said Northeasterly Right of Way Line of Pearl Street for 99.00 feet to the said Northwesterly Right of Way Line of Newton Street;thence N 44°59'53"E along the said Northwesterly Right of Way Line of Newton Street for 185.35 feet to the said Southwesterly Right of Way Line of Eisenhower Drive and the Point of Beginning. LESS: Parcel B: A parcel of land on the Island of Key West, known as part of Lot 1 of Square 1, Tract 7, according to Albury's Subdivision of part of Tract 7, as recorded in Deed Book"I", Page 389, in the Public Records of Monroe County, Florida, said parcel being more particularly described as follows: COMMENCE at the intersection of the Northeasterly right of way line of Pearl Street and the Northwesterly right of way line of Newton Street and run thence N 41°27'42" W along the Northeasterly right of way line of the said Pearl Street for a distance of 99.00 feet to the Northwesterly corner of lands described in Official Record Book 1045, at Page 2485, as recorded in the Public Records of Monroe County, Florida; thence N 44°58'00" E and along the Northwesterly boundary line of the said lands described in Official Record Book 1045, at Page 2485 for a distance of 57.50 feet to the Point of Beginning; thence continue N 44 58 00 E and along the Northwesterly boundary line of the said lands as described in Official Record Book 1045, at Page 2485 for a distance of 92.50 feet to the Southwesterly right of way line of Salt Pond Road as platted and shown in the said diagram as recorded in Deed Book "I", Page 389; thence S 41°27'42" E along the Southwesterly right of way line of Salt Pond Road as platted and shown in the said diagram for a distance of 2.81 feet; thence S 44°58'00" W for a distance of 92.33 feet; thence N 45°02'00" W for a distance of 2.80 feet back to the Point of Beginning. TOGETHER WITH: Parcel C: (Area to be given with 716 Eisenhower): A parcel of land on the Island of Key West, known as part of Lot 1 of Square 1, Tract 7, according to Albury's Subdivision of part of Tract 7, as recorded in Deed Book "I", Page 389, in the Public Records of Monroe County, Florida, said parcel being more particularly described as follows: COMMENCE at the intersection of the Northeasterly right of way line of Pearl Street and the Northwesterly right of way line of Newton Street and run thence N 41°27'42"W along the Northeasterly right of way line of the said Pearl Street for a distance of 93.63 feet to the Southwesterly corner of lands described in Official Record Book 379, at Page 728, as recorded in the Public Records of Monroe County, Florida, said point also being the Point of Beginning; thence continue N 41°27'42" W along the Northeasterly right of way line of said Pearl Street for a distance of 5.37 feet to the Northwesterly corner of lands described in Official Record Book 1045, at Page 2485, of the said Public Records; thence N 44°58'00" E and along the Northwesterly boundary line of the said lands described in Official Record Book 1045, at Page 2485 for a distance of 57.50 feet; thence S 45°02'00" E for a distance of 2.80 feet; thence N 44°58'00" E for a distance of 92.33 feet to the Southwesterly right of way line of Salt Pond Road as platted and shown in the said diagram as recorded in Deed Book"I", Page 389; thence N 41°27'42" W along the Southwesterly right of way line of said Salt Pond Road as platted and shown in the said diagram, for a distance of 2.81 feet to the Southeasterly corner of the said lands described in Official Record Book 379, at Page 728; thence S 44°56'50" W and along the said Southeasterly boundary line of said lands described in Official record Book 379, at Page 728 for a distance of 150.00 feet back to the Point of Beginning. [LEGAL DESCRIPTION CONTINUES ONTO NEXT PAGE] 9 of 12 LESS: Parcel D: (Area between Platted R/W and Existing R/W): A parcel of land on the Island of Key West, known as part of Lot 1 &Lot 2, of Square 1,Tract 7, according to Albury's Subdivision of Part of Tract 7, as recorded in Deed Book "I", Page 239; in the Public Records of Monroe County, Florida, said parcel being more particularly described as follows: Commence at the intersection of the Northeasterly Right of Way Line of Pearl Street and the Northwesterly Right of Way Line of Newton Street; thence N 44°59'53" E along the said Northwesterly Right-of-Way Line of Newton Street for 150.09 feet to the platted Right-of-Way Line of Eisenhower Drive and the Point of Beginning; thence continue N 44°59'53" E along the said Northwesterly Right- of-Way Line of Newton Street for 35.26 feet to the Southwesterly Right-of-Way line of Eisenhower Drive as existing and constructed; thence N 44°45'07" W along the said Southwesterly Right-of-Way Line of Eisenhower Drive as existing and constructed for 98.90 feet; then S 44°58'00" W for 29.48 feet to the platted Right-of-Way Line of Eisenhower Drive; thence N 41°24'22" E along the said platted Right-of-Way line of Eisenhower Drive for 99.02 feet to the said Northwesterly Right-of-Way line of Newton Street and the Point of Beginning. TOGETHER WITH AN EASEMENT OVER THE FOLLOWING PARCELS AS SET FORTH IN OFFICIAL RECORD BOOK 2526, PAGE 884 OF THE OFFICIAL RECORDS OF MONROE COUNTY, FLORIDA. Parcel D: (Area between Platted R/W and Existing R/W): A parcel of land on the Island of Key West, known as part of Lot 1 &Lot 2, of Square 1, Tract 7, according to Albury's subdivision of Part of Tract 7, as recorded in Deed Book "I", Page 239, in the Public Records of Monroe County, Florida, said parcel being more particularly described as follows: Commence at the intersection of the Northeasterly Right of Way Line of Pearl Street and the Northwesterly Right of Way Line of Newton Street; thence N 44°59'53" E along the said Northwesterly Right-of-Way Line of Newton Street for 150.09 feet to the platted Right-of-Way Line of Eisenhower Drive and the Point of Beginning; thence continue N 44°59'53" E along the said Northwesterly Right- of-Way Line of Newton Street for 35.26 feet to the Southwesterly Right-of-Way line of Eisenhower Drive as existing and constructed; thence N 44°45'07" W along the said Southwesterly Right-of-Way Line of Eisenhower Drive as existing and constructed for 98.90 feet; then S 44°58'00" W for 29.48 feet to the platted Right-of-Way Line of Eisenhower Drive; thence N 41°24'22" E along the said platted Right-of-Way line of Eisenhower Drive for 99.02 feet to the said Northwesterly Right-of-Way line of Newton Street and the Point of Beginning. Parcel E: (Area of encroachment between Platted R/W and Existing R/W): A parcel of land on the Island of Key West, known as part of Lot 1 &Lot 2, of Square 1, Tract 7, according to Albury's Subdivision of part of Tract 7, as recorded in Deed Book "I", Page 239, in the Public Records of Monroe County, Florida, said parcel being more particularly described as follows: COMMENCE at the intersection of the Northeasterly Right of Way Line of Pearl Street and the Northwesterly Right of Way Line of Newton Street; thence N 44°59'53" E. along the said Northwesterly Right of Way Line of Newton Street a distance of 185.35 feet to the Southwesterly Right of Way Line of Eisenhower Drive as existing and constructed; thence N. 44°45'07" W., along said Southwesterly Right of Way Line of Eisenhower Drive, a distance of 86.86 feet to the Point of Beginning;thence N 44°45'07"W., and continuing along the said Southwesterly Right of Way Line of Eisenhower Drive a distance of 7.60 feet to the edge of a brick patio; thence meander a brick patio; thence S. 47°40'32"W., a distance of 6.01 feet; thence S. 04°06'05" W., a distance of 2.35 feet; thence S. 32°06'23" W., a distance of 2.51 feet; thence S. 48°03 '45"W., a distance of 9.90 feet; thence N. 44°51 '41"W., a distance of 5.71 feet; thence S. 44°58'00"W., a distance of 9.37 feet to the platted Right of Way Line of Eisenhower Drive; thence S. 41°24'22" E., along the said platted Right of Way Line of Eisenhower Drive and thru a building a distance of 52.21 feet; thence continue meandering a frame building, stairs and a porch;thence N.45°11'10"E., a distance of 7.13 feet; thence N.44°48'50"W., a distance of 9.40 feet; thence N. 45°11'10" E., a distance of 1.85 feet; thence N. 44°48'50"W., a distance of 5.28 feet; thence N. 45°11'10" E., a distance of 5.30 feet; thence S. 66°49'20" E., a distance of 4.99 feet; thence N. 02°21'35" W., a distance of 8.30 feet; thence S. 62°06'10" W., a distance 4.99 feet; thence N. 44°48'50" W., a distance of 16.05 feet; thence S. 45°11'10" W., a distance of 8.00 feet; thence N. 44°48'50" W., a distance of 6.40 feet; thence N. 44°53'28" E., a distance of 23.59 feet to the said Southwesterly Right of Way Line of Eisenhower Drive as existing and constructed and the Point of Beginning. Parcel F: (Area of encroachment, Building) [LEGAL DESCRIPTION CONTINUES ONTO NEXT PAGE] 10 of 12 A parcel of land on the Island of Key West, known as part of Lot 1 &Lot 2, of Square 1,Tract 7, according to Albury's subdivision of part of Tract 7, as recorded in Deed Book "I", Page 239, in the Public Records of Monroe County, Florida, said parcel being more particularly described as follows: COMMENCE at the intersection of the Northeasterly Right of Way Line of Pearl Street and the Northwesterly Right of Way Line of Newton Street; thence N 44°59'53" E. along the said Northwesterly Right of Way Line of Newton Street a distance of 150.09 feet to a platted Southwesterly Right of Way Line of Eisenhower Drive; thence N 41°24'22" W., along the said platted Southwesterly Right of Way Line of Eisenhower Drive a distance of 86.86 feet to the outside wall of a 1 story Frame Building and the Point of Beginning; thence meander the said building for the following five (5) metes and bounds; (1) thence N 45°11'10" E., a distance of 7.13 feet; (2) thence N 44°48'50" W, a distance of 9.40 feet; (3) thence N 45°11'10" E, a distance of 1.85 feet; (4) thence N 44°48'50" W, a distance of 30.18 feet; (5) thence S 45°11'10" E, a distance of 6.62 feet to the said platted Southwesterly Right of Way Line of Eisenhower Drive; thence S 41°24'22" E, along the said platted Southwesterly Right of Way Line of Eisenhower Drive a distance of 39.65 feet to the Point of Beginning. Parcel G: (Area of encroachment, Wood deck) A parcel of land on the Island of Key West, known as part of Lot 1 &Lot 2, of Square 1, Tract 7, according to Albury's Subdivision of part of Tract 7, as recorded in Deed Book "I", Page 239, in the Public Records of Monroe County, Florida, said parcel being more particularly described as follows: COMMENCE at the intersection of the Northeasterly Right of Way Line of Pearl Street and the Northwesterly Right of Way Line of Newton Street; thence N 44°59'53" E along the said Northwesterly Right of Way Line of Newton Street a distance of 150.09 feet to a platted Southwesterly Right of Way Line of Eisenhower Drive; thence N. 41°24'22"W, along the said platted Southwesterly Right of Way Line of Eisenhower Drive a distance of 86.86 feet to the outside wall of a 1 Story Frame Building; thence meander the said building for the following four(4) metes and bounds; (1)thence N 45°11'10" E, a distance of 7.13 feet; (2) thence N 44°48'50" W, a distance of 9.40 feet; (3) thence N 45°11'10" E, a distance of 1.85 feet; (4) thence N 44°48'50" W, a distance of 5.28 feet to a wood deck and the Point of Beginning; thence meander the said wood deck for the following six (6) metes and bounds; (1) thence N 45°11'10" E, a distance of 5.30 feet; (2) thence S 66°49'20"E, a distance of 4.99 feet; (3) thence N 02°21'35" W, a distance of 8.30 feet; (4) thence S 62°06'10"W, a distance of 4.99 feet; (5)thence N 44°48'50"W, a distance of 16.05 feet; (6)thence S 45°11'10"W, a distance of 8.00 feet to the outside wall of the said One Story Frame Building; thence S 44°48'50" E, along the said outside wall of the building for 19.00 feet to the Point of Beginning. [END] Legal Description Examiner's Notes: 1. Benj. Albury's Diagram is recorded in Deed Book I, Page 389. Reference to Deed Book I, Page 239 herein, appears to be in error. 2. In Parcel"D", the call of N 41°24'22" E in both the lessout and easement legal descriptions appears to be in error. It would appear that this call should run in a Southeasterly direction. [End] For avoidance of doubt, the rough sketch below is provided: bl I 1 cgs jc i -7C) 1 -7/6 f:--The-wer—,, tit4d7i 11 of 12 THIS PAGE INTENTIONALLY LEFT BLANK 12 of 12 • • DATE(MM/DDIYYYY)• . • . . CERTIFICATE OF LIABILITY INSURANCE •03 03/25/2025 THIS CERTIFICATE IS'ISSUED AS A MATTER OF INFORMATION.ONLY AND CONFERS NO RIGHTS..UPON.THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR:NEGATIVELY AMEND, EXTEND OR:ALTER:THE COVERAGE:AFFORDED BY THE.POLICIES BELOW: ' THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE'A'CONTRACT BETWEEN.'THE ISSUING'INSURER(S); AUTHORIZED REPRESENTATIVE OR.PRODUCER,AND THE CERTIFICATE HOLDER. • • . • •.. •. IMPORTANT:. If the certificate holder is an ADDITIONAL•INSURED,the:policy(ies) must be.endorsed. If.SUBROGATION IS WAIVED,:subject.to. the terms and conditions of the policy,certain policies may require an-endorsement. .A statement on:this certificate does not confer rights to the. certificate holder in lieu of such endorsement(s). - • . • : . PRODUCER CONTACT NAME: Lockton•Affinity, LLC PHONE - FAX.. . .. Lockton Affinity, LLC �• A/C..INo,Ext):88 - 3- (A/C,No):91 - - . 8 55 9002 3 652 3967 P. O'. Box -873403. ADDRESS: Kansas City, MO 64187.-3.401 .. 'INSURER(S}'AFFORDING COVERAGE' 'NAIC# • ' INSURER Banker .Standard Insurance Company - 18279 INSURED. � 'INSURER B: Habitat for Humanity of Key West • . ... • • • .. . . • .: : • INSURER C' ' • and Lower Florida Keys,. Inc. . . .. • ,•. .. . ' ... • : INSURER ' . 'PO Box. 5873 , INSURER E. • . • . Key West�, FL 33045 . . . . . • - ' INSURER F:.' . ' . . COVERAGES •• . �� � ��CERTIFICATE NUMBER. . REVISION NUMBER: THIS IS TO.CERTIFY THAT THE..POLICIES OF.INSURANCE LISTED.BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR.THE.POLICY PERIOD INDICATED. :NOTIMTHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT.WITH RESPECT TO.WHICH.THIS CERTIFICATE MAY.BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO•ALL THE.TERMS,: • EXCLUSIONS AND CONDITIONS OF SUCH POLICIES:LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID•CLAIMS.' INSR - - : - -• - -- • • ADDL SUBR • - - -'POLICY EFF• POLICY EXP - • - - • - • - • • LTR TYPE.OF INSURANCE INSD WVD POLICY NUMBER.' . (MMIDD!YYYY) -(MM/DDIYYYY). • : ' LIMITS . . COMMERCIAL.GENERAL LIABILITY • • • • ' .. • EACH. OCCURRENCE... :$ CLAIMS-MADE OCCUR • DAMAGE TO RENTED - ' • M PREMISES*(Ea occurrence) $ . MED EXP(Any one person) ..$ • PERSONAL&ADV INJURY • :$ . GEN'L AGGREGATE LIMIT APPLIES PER:. •• : GENERAL AGGREGATE $ - • POLICY- : PRO- LOC • .. • . PRODUCTS COMP/OP AGG .'$• . JECT. . . . . . OTHER:. .. .. $ • . ' .. AUTOMOBILE LIABILITY ' COMBINED• SINGLE LIMIT • (Ea accident) .' . ANY AUTO. BODILY INJURY.(Per person) :.$ ALL OWNED SCHEDULED• . . - • � - - BODILY INJURY(Per accident)-$. AUTOS .AUTOS . •NON-OWNED. PROPERTY DAMAGE.' .. • HIRED AUTOS ' AUTOS (Per accident) $.. . .. UMBRELLA LIAB .. OCCUR: $ . . EACH OCCURRENCE.' • :$- . EXCESS LIAB. • : . . • CLAIMS-MADE AGGREGATE.' $.. • . ' . • DED.. . RETENTION$ . . . . . • : . ' . . ' . • . . A ''WORKERS COMPENSATION. • : ' C6.9331373. 04./01/2025 04/01/2026 x. PER ST •ATUTE •ERff .' . AND EMPLOYERS'•LIABILITY:. N .. . . ... ANY PROPRIETOR/PARTNER/EXECUTIVE • E.L.EACH ACCIDENT: '' $1,0 0 0,000 OFFICER/MEMBER EXCLUDED? . . ' N./A (Mandatory•in NH). _ E.L.DISEASE- EMPLOYEE..$EMPLOYEE'$1,000,000. .. :• If yes,describe under. • ;. . .. . DESCRIPTION OF OPERATIONS below : ' E.L.DISEASE-.POLICY LIMIT :.$1,0 0.0,000 • DESCRIPTION OF OPERATIONS!LOCATIONS!VEHICLES(ACORD 101;Additional Remarks Schedule,may be attached if•more.space is required) APPROVED BY.RISK MANAGEMENT • .BY r •adeal.BAZ.eiar.' 2 : ' • DATE._ � 262 . WAIVER N/A X YES. 'CERTIFIGATE HOLDER CANCELLATION 1064565 Proof of Coverage - SHOUL• D ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THEREOF; NOTICE WILL BE DELIVERED'. THEW'EXPIRATION. DATE' IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZ EPRESENTATIV .PaR•de.s.f.e.ee . . ©1988-201.4 ACORD CORPORATION. All rights reserved. ACORD 25(2014/01) , The ACORD.name and logo are registered marks of ACORD • 52722160 1064565 DATE(MMIDDNYYY) ,LIAC-C)RW316 CERTIFICATE OF LIABILITY INSURANCE 02/19/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION.ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES.NOT AFFIRMATIVELY OR:NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE.POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT.CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURERS(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED the policy(ies)must be endorsed. If SUBROGATION IS WAIVED;subject to the terms and conditions of the policy,certain policies may require an endorsement A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). -ONTACT PRODUCER. AME: Lockton Affinity,LLC HONE FM '. • P.O.Box 873401 A/C `ANC No): Kansas City,MO 64187-3401 -MAIL DDRESS: INSURERS)AFFORDING COVERAGE. NAIC NSURER-A: ACE American Insurance Co. 27960. INSURED. NSURER-B: NSURER-C: Habitat for Humanity of Key West and Lower Florida Keys,Inc. y NSURER-D: PO Box 5873 .�.. :._.._.._ NSURER-E:. Key West,FL 33045 • COVERAGES CERTIFICATE NUMBER: ... NSURER-F: REVISION NUMBER:: • THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD j INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS. CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT. TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS, INSR ADOL ,UBR POLICY EFF. POLICY EXP ti. VTR TYPE OF INSURANCE INSR D POLICY NUMBER ,(MM!DD/YYYY MMIDD/YYYY LIMITS A - GENERAL LIABILITY. X GL1064565.25 04/01/2025 04/01/2026 EACH OCCURRENCE .. $1,000,000• �• :). DAMAGE TO RENTED X OMMERCIAL GENERAL LIABILITY PREMISES(Ea occurrence) .$1,000,000 : IADE:. X. OCCUR.. MED EXP(Any.one person) $. 0 : — PERSONAL&ADV INJURY.. . ,.$.1,000,000 GENE RAL AGGREGATE $2,000,000 ,EN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS—COMP/OP AGG . $2,000,000 X-cum, COMBINED . AUTOMOBILE LIABILITY' Ea accident)SINGLE LIMIT NY AUTO � .. :.• BODILY INJURY(Per Person)n I 1 t.OWNED SCHEDULED DIGS AUTOS BODILY INJURY(Per accidentl y $ Ihht,E° f NON-OWNED PROPERTY DAMAGE. .. DIGS AUTOS (Per.a — ccident) MBRELLA LIAB OCCUR EACH.00CURRENCE XCESS.LIAB.. CLAIMS MADE.. AGGREGATE $II DED RETENTION$ ORKERS COMPENSATION NC STAID- OTH ND EMPLOYERS'LIABILITY. T'ORY LIMITS. ER NY PROPRIETOR/PARTNER/EXECUTIVE IN. !.. *FFICERIMEMBER.EXCLUDED? . .I ;. E�L;..EACH ACCIDENT� ,..�. ... IIIIMANDATORY IN NH) f yes,describe under E.L.DISEASE-EA EMPL:OYEE. j lo •ESCRIPTION OF OPERATIONS below El.DISEASE— POLICY LIMIT PROOF OF COVERAGE APPROVED BYRISK MANAGEMENT BY ...kJ..., CERTIFICATE HOLDER 03/26/ CANCELLATION DATE.. WAIVER N/A +YES SHOULD ANY,OF THE ABOVE DESCRIBED POLICIES BE CANCELLED.BEFORE, . THE EXPIRATION DATE THEREOF,NOTICE WILL BE DELIVERED IN OnlyGL ACCORDANCE WITH THE POLICY PROVISIONS Monroe County Board of Commissioners AUTHORIZED REPRESENTATIVE 1100 Simonton St. Key West,FL 33040 ",,Roi .0.-0.v pi)/ , . , , . ,. ACORD 25(2010/05), The ACORD name and logo are registered marks of ACORD. 1064565 ACORD® CERTIFICATE OF LIABILITY INSURANCE DATE(MM/DD/YYYY) `Ilik�' 03/26/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER NAME CT Lockton Affinity, LLC Lockton Affinity, LLC A/ONNo Ext:888-553-9002 A/C,No:913-652-3967 E-MAIL P. 0. Box 873401 ADDRESS: Kansas City, MO 64187-3401 INSURER(S)AFFORDING COVERAGE NAIC# INSURERA:Ace American Insurance Company 22667 INSURED INSURER B: Habitat for Humanity of Key West and Lower Florida Keys, Inc. INsuRERc: INSURER D: PO Box 5873 Key West, FL 33045 INSURER E7 INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICYNUMBER MM/DD/YYY MM/DD/YYYY A X COMMERCIAL GENERAL LIABILITY X GL1064565-25 04/01/2025 04/01/2026 EACH OCCURRENCE $1,000,000 OCCUR DAMAGE TO RENTED CLAIMS-MADE X PREMISES Ea occurrence $1,000,000 X Hired and Non-Owned MED EXP(Any one person) $0 Auto Liability PERSONAL&ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $2,000,000 X POLICY PRO ❑ LOC PRODUCTS-COMP/OP AGG $2,000,000 JECT OTHER: $ A AUTOMOBILE LIABILITY H08783342-12 04/01/2025 04/01/2026 COMBINED SINGLE LIMIT Ea accident $1,000,000 ANY AUTO BODILY INJURY(Per person) $ ALLOWNED X SCHEDULED BODILY INJURY(Per accident) $ AUTOS AUTOS NON-OWNED PROPERTY DAMAGE $ HIRED AUTOS AUTOS Per accident UMBRELLA LIAB HOCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION$ $ WORKERS COMPENSATION PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANY PROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED? ❑ N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYE $ If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT 1$ DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(AOORD 101,Additional Remarks Schedule,may be attached if more space is re( APPROVED BY RISK MANAGEMENT BY ' rrm,� GPJ 3/31 - Additional Insured waived for 13.31.25 primary auto policy. Primary work DATE functions to be performed by X subcontractors WAIVER N/A_YES CERTIFICATE HOLDER CANCELLATION 1064565 Monroe County BOCC SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 1100 Simonton St. ACCORDANCE WITH THE POLICY PROVISIONS. Key West, FL 33040 AUTHORI�R�N�Nk ©1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25(2014101) The ACORD name and logo are registered marks of ACORD 52741314 1064565