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Home My WebLink AboutResolution 446-2025 RESOLUTION NO. 446 - 2025 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA ADOPTING THE 2025 UPDATE OF THE LOCAL MITIGATION STRATEGY AS REQUIRED BY STATE AND FEDERAL REGULATIONS TO QUALIFY FOR CERTAIN MITIGATION GRANT FUNDING WHEREAS, Monroe County adopted a Local Mitigation Strategy (LMS) in 1999, with updates in 2005, 2010, 2015, and 2020; WHEREAS, Monroe County and the cities of Key West, Key Colony Beach, Layton, Islamorada, and Marathon have experienced hurricanes and other natural hazards that pose risks to public health and safety and may cause serious property damage; WHEREAS, the Robert T. Stafford Disaster Relief and Emergency Management Act, as amended by the Disaster Mitigation Act of 2000, requires local jurisdictions to adopt mitigation plans in order to be eligible for post-disaster and pre-disaster grants to implement certain mitigation projects; WHEREAS, pursuant to Florida Administrative Code Section 27P-22, the County and municipalities must have a formal LMS Working Group and the LMS Working Group must review and update the LMS every 5 years to maintain eligibility for mitigation grant programs; WHEREAS, the National Flood Insurance Reform Act of 1994, the Flood Insurance Reform Act of 2004, as amended, requires local jurisdictions to adopt a mitigation plan to be eligible for grants to implement certain flood mitigation projects; WHEREAS, the planning process required by the State of Florida and the Federal Emergency Management Agency offers the opportunity to consider natural hazards and risks and to identify mitigation actions to reduce future impacts; WHEREAS, the State of Florida has provided federal mitigation funds to support the development of the Local Mitigation Strategy; WHEREAS, the 2025 Update of the Monroe County Local Mitigation Strategy was revised by the LMS Working Group composed of representatives of Monroe County, the cities of Key West, Key Colony Beach, Layton, Islamorada, and Marathon, utilities, and nonprofit organizations; WHEREAS, the 2025 LMS Update identifies mitigation initiatives that will improve the process used to identify and manage mitigation initiatives intended to minimize and reduce safety threats and damage to private and public property; WHEREAS, the 2025 LMS Update was made available to the public and public meetings were held on March 13, 2025, and July 1, 2025 to solicit questions and comments and to present the LMS; and WHEREAS, the 2025 LMS Update was submitted to the Florida Division of Emergency Management (FDEM) and FEMA for review and minor revisions were made in response to comments; On October 1, 2025, FDEM determined that the Monroe County LMS plan is compliant with federal standards as contained in 44 C.F.R. 201.6(b)-(d), and stated that final approval by the State and FEMA will be issued after adoption. NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, THAT: 1. The 2025 LMS Update is adopted as an official plan of Monroe County, contingent upon approval by the State and FEMA. 2. Any initiative identified in the 2025 LMS Update shall be subject to, and contingent upon, budget approval, if required, at the discretion of the Board of County Commissioners, and this resolution shall not be interpreted to mandate any such appropriations. 3. The Monroe County Emergency Management Department is directed to coordinate with appropriate departments and to perform the annual report requirements set forth in Florida Administrative Code Chapter 27P-22.004. 4. The Clerk is directed to mail copies of this resolution to the Florida Division of Emergency Management and the FEMA Region 4 Office. This resolution shall become effective upon the date of its adoption. PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, this 12th day of November, 2025. Mayor Michelle Lincoln Yes ..-,,. Mayor Pro Tern David Rice Absent =`-sr +Ty CD tom.% Commissioner Craig Cates Yes Commissioner James K. Scholl Yes ;u;_._ Commissioner Holly Merrill Raschein Yes = 7 v' c {' '`( EAL);:'•:< _,‘ BOARD OF COUNTY COMMISSIONERS A...�.� ,-d.__.,-.�. .�-�, ,,�� VIN MAD K}= 5 r i; MADOK, CLERK OF MONROE COUNTY 'i,\:t.L.. rli4i-),:$,, \rLJYI ; 1 �(?rl ��< ��,,�.. ��fb;,r d)-1 ,,,----,J e:,,iv, ,h i \-*:,,',.q,,,':',,,'.._.,,, 0 Av- il 4-P• I s BY Ur vs- J r rr `�!' : -.) `-,,-;';::, §„„Aseputy-V, AAVIA4/119/ Clerk Mayor Michelle Lincoln '�y"�'<.).— ,_r•;,,._;> � ��..-ire Monroe County Attorney Approved as to Form And Legal Sufficiency ,Wtalif i—.14,,,,47/-- Donald Townsend,Jr. Assistant County Attorney SAM, me,1 R F& Q0 ........................ Monroe County 0 C A V1 G A o m s E, G Y "AM" la TABLE OF CONTENTS 0 CO S ............................. ............ 11111i Scq��:)e.........................................................................................2 111111 e4l, ��wes..............................................................................3 111111.5 ....... ........ ........ ................................4 111111 1.6 ��111(ey a��rid ......1.11...............................4 1.6.1 Key Terms.........................................................................................................................4 1.6.2 Acronyms..........................................................................................................................5 ................. ............. 2.111111 u��r��')o s le........... .............. ........... ............ ...... .........6 2.2 W a it's C a��ri g le d 1�1��n"It le a ...........................................111117 2.3 111I� ........................ .....................................8 2.3.1 Phase I-Planning Process....................................................................................9 2.3.2 Phase 11-Risk Assessment..................................................................................10 2.3.3 Phase III-Mitigation Strategy............................................................................11 2.3.4 Phase IV-Plan Maintenance..............................................................................11 2.411, lilt g a lilt o Siit��,,aiitegy .............."I'll'Ill'i 2.5 a��nd .............. ..............................""'Is 2.6 111I� ..........................................................1111116 ::�ififo��Oiits 111111�111111�111111 off*�11111I�11111I�11111I�11111I 0 0 0 0 0 0�11111I�11111I�11111I�11111I�11111I�11111I�11111I�11111I a a a a iii iii iii sees...9 9 a a a a a a a a 9999e....,111111 11117 2.111117 Ouiit��rea6��i 2.8 ........................................""'Is 2.9 olif .....................i.........1111118 3 ...............A�N �N G A A 0 20 ........... .......... 3.1111 a�rid ................. .............20 3.2 a��nd ..................................28 3.3 le .............. ...... ............................. 3.411, .............i............. .............i............. .........i........ 3.5 m('1rvr(.)e Courity, M t�I��tl 3 L fllscfi�cda,4� oca�� Mitigat"ar''i Strategy J a�"'!U a��y 2, 2,6 TABLE OF CONTENTS 3.5.1 Transportation............................................................................................................36 3.5.2 Utilities.............................................................................................................................36 3.6 a��nd Use......................................311117 3.6.1 Rate of Growth Ordinance..................................................................................42 3.111117 a�rid ...........................................4�11114�1111 3.7.1 Wages and Employment.....................................................................................44 AZA 0 & S ASS �M ........................_............... .............4�6 4111.111111 ...... ...... ...... ...... ..................4�11116 4111.2 ...... .............................4111117 4111,113 Assess�riie &Ass u r�n a��'Is.53 4111.411, Asse"t .............................................................5` 6 4.4.1 Building Exposure...................................................................................................56 4.4.2 Critical Facilities and Infrastructure Exposure......................................57 4111.5 ........59 4.5.1 Coastal Erosion..........................................................................................................59 4.5.2 Drought...........................................................................................................................67 4.5.3 Extreme Heat...............................................................................................................74 4.5.4 Flood..................................................................................................................................81 4.5.5 Sea Level Rise............................................................................................................104 4.5.6 Severe Storms and Tornadoes......................................................................120 4.5.7 Tropical Cyclones....................................................................................................147 4.5.8 Wildfire...........................................................................................................................176 4.5.9 Cyber Attack..............................................................................................................189 4.5.10 Radiological Incident...........................................................................................194 4111.6 a��n .......................................20111111 4111,9111117 .......... ..........................................................203 5 CA AS S SS ........... .............. 110') 2 ......11111,1111.......... .......,.,..........iii,ii,ii,ii,............205 5,2 it��111111ae Ca��pa i�� i��ity Assess��111111n ell,��rwiit 5.3 Assess��nrie d�k��,Iigs............................206 5.3.1 Planning and Regulatory Capability........................................................206 5.3.2 Administrative and Technical Capability...............................................217 5.3.3 Fiscal Capability........................................................................................................218 �A('Irvrc)e Courity, M t�I��tl 3 L fllscfi�cda,4� ocd� Mitigat"ar''i Strategy J a�`l U a 2, 2,6 TABLE OF CONTENTS 5.3.4 Education and Outreach Capability........................................................220 5.3.5 Mitigation Capability............................................................................................221 5.3.6 Political Capability..................................................................................................221 co��rl C U S"I�'�0��rl S 0��rl ............ocd�� ty.......... 222 6 �M ...........I...........��GA...........I........... (D�N S........... ............... ...223 6......I God��s a��,id 0��A'ecti�ves....................................................223 6.1.1 Coordination with Other Planning Efforts............................................223 6.1.2 Goal Setting................................................................................................................224 6.1.3 Resulting Goals and Objectives....................................................................224 '9"1 " - 6.2 a�nd of Acti��es.... ........................ ................................225 6.2.1 Prioritization Process...........................................................................................225 6.3 U��pidate t.........................................226 1111117 �M G 0�[q 0�N ��'q.......... I,, ii.2�3 6 8 �N N4 A �N �N A�N C ............................. 8,.1111 ........................iii,ii,......................................260 8.2 .............................................................260 8.3 .......26111111 8.3.1 Role of LMSWG in Implementation,Monitoring and Maintenance...............................................................................................................261 8.3.2 Monitoring and Maintenance Schedule................................................262 8.3.3 Maintenance Evaluation Process................................................................262 8.411, ...............................264�1111 8.4.1 Public Involvement for Five-year Update..............................................264 9 ...............A�N ......... ....... .......,...... 2,6 5 A�N�N X A U CO ��q 0 0��111111111111111111 ....................................................................... 6 71 A,,,111111 Asse"t .............. ............... ..........26 111117 A.2 Assess��me��11111111111t 0 goo.0 0 9000000 286, A.2.1 Flood..............................................................................................................................286 A.2.2 Sea Level Rise...........................................................................................................298 A.2.3 Storm Surge...............................................................................................................301 A.2.4 Wildfire.........................................................................................................................304 �1\4('Irvrc)e Courity, M t�I��tl 3 L Ulscfi�cda,4� ocd� Mitigat'ar'i Strategy J a�`l U a 2, 2,6 i g el TABLE OF CONTENTS A.3 ��M t g a St��rategy...... 309 A�N�N c .......................Y ................... .........3"�Al�� Asselit .................................................................31111114�1111 .2 Assess��me��tillt 3111111111117 B.2.1 Flood................................................................................................................................317 B.2.2 Sea Level Rise............................................................................................................325 B.2.3 Storm Surge...............................................................................................................328 B.2.4 Wildfire...........................................................................................................................331 Sllt��ralltegy... ...... ..........................335 A�N�N C C 0 �< .........@Goss......... C.111111 Asse"It ...............................................................34�11110 C.2 Assess��nne ri"It 34�11115 C.2.1 Flood...............................................................................................................................345 C.2.2 Sea Level Rise............................................................................................................354 C.2.3 Storm Surge...............................................................................................................357 C.2.4 Wildfire.........................................................................................................................360 C.3 Sllt��ralltegy.......................................................364�1111 A�N�N X C 0 ................ ................................ .....386 Asselit ............11,11,1111i........ .......................iii,ii,ii,ii....386 Assess ��riiit ii,ii,......................... .............................389 D.2.1 Flood..............................................................................................................................389 D.2.2 Sea Level Rise............................................................................................................397 D.2.3 Storm Surge..............................................................................................................400 D.2.4 Wildfire.........................................................................................................................403 A�N�N X C 0 �M A 0 .................................. Asselit ...... .................. .............4�1111111111 3 Assess��nne��nllt 41 E.2.1 Flood................................................................................................................................417 E.2.2 Sea Level Rise............................................................................................................425 E.2.3 Storm Surge...............................................................................................................428 E.2.4 Wildfire...........................................................................................................................431 'bill Sllt��ralltegy.....................ii,iii................................4�111136 WS �A('Irvrc)e courity, M t�I��t, 3 L fllscfi�cda,4� ocd� Mitigat"ar''i Strategy J a�`I U a 2, 2,6 ige,v TABLE OF CONTENTS '114 )s 4.4. A�N�N X, �M 0 V ��.....AG 0 S A S 11 W Asse�t ta��ry................................................................ 1 Assess��nne��niit 060088886666666............... 4�11114�11115 F.2.1 Flood...............................................................................................................................445 F.2.2 Sea Level Rise............................................................................................................453 F.2.3 Storm Surge..............................................................................................................456 F.2.4 Wildfire.........................................................................................................................459 Sllt��ralltegy.......................................................4�111163 A �[q X A �[q ............................... �J X, �N�N �N G OC )OCL J�M �N 0�N.1111..............................III,.................. "'to Slltq��:)2-. ��h��nvd��Vle lt��ie ..................... .2 6 3111111111 Slltq��p)3-. Cool��111-d a ite.................................. G 0�N A............... ........ C9111111 olif ��Measm�res C.111111 C.2 A ite ��rm a,it`�i�Vle ��M lilt��gaiit iio��ry ��Measu��1111,es C.2.1 Preventative and Regulatory Measures...................................................C.2 C.2.2 Property Protection Measures........................................................................C.5 C.2.3 Natural Resource Protection...........................................................................C.9 C.2.4 Emergency Services Measures.....................................................................C.1 2 C.2.5 Structural Projects................................................................................................C.1 5 C.2.6 Public Information...............................................................................................C.17 A X N4 GA11111111 0 0 0 .......... .......... ......................... ��M lilt'i��g allit il��0 lilt zaiitilO��ri ��w��rocess............................. D.1.1 Step One:Preliminary Identification of Mitigation Initiatives...D.1 D.1.2 Step Two: Prioritized Mitigation Initiatives...........................................D.2 D.1.3 Step Three:Completed/Deleted/Carried Forward Initiatives...D.3 AX ............. ...... �1\4('Irvrc)e Courity, M t�I��tl 3 L fllscfi�cda,4� ocd� Mitigat"ar''i Strategy J a U a��y 2, 2,6 v SECTION 1: INTRODUCTION 0 11111111111111111111) 11 C 11111111111111111111111 11111111111111111111111 11111111111111111111 0 Section I provides a general introduction to hazard mitigation and an introduction to the Monroe County Local Mitigation Strategy. This section contains the following subsections: 1.1 Background 1.2 Purpose and Authority 1.3 Scope 1.4 References 1.5 Plan Organization 11111111111��L11111111111 This document comprises a Local Mitigation Strategy for Monroe County, Florida. Each year in the United States,natural and human-caused hazards take the lives of hundreds of people and injure thousands more.Nationwide,taxpayers pay billions of dollars annually to help communities, organizations,businesses, and individuals recover from disasters. These monies only partially reflect the true cost of disasters because additional expenses incurred by insurance companies and non-govemmental organizations are not reimbursed by tax dollars. Many natural hazards are predictable, and much of the damage caused by hazard events can be reduced or even eliminated. Hazards are a natural part of the environment that will inevitably continue to occur,but there is much we can do to minimize their impacts on our communities and prevent them from resulting in disasters. Every community faces different hazards,has different resources to draw upon in combating problems, and has different interests that influence the solutions to those problems. Because there are many ways to deal with hazards and many agencies that can help,there is no one solution for managing or mitigating their effects. Planning is one of the best ways to develop a customized program that will mitigate the impacts of hazards while accounting for the unique character of a community. A well-prepared hazard mitigation plan will ensure that all possible activities are reviewed and implemented so that the problem is addressed by the most appropriate and efficient solutions. It can also coordinate activities with each other and with other goals and activities,preventing conflicts and reducing the costs of implementing each individual activity. This plan provides a framework for all interested parties to work together toward mitigation. It establishes the vision and guiding principles for reducing hazard risk and proposes specific mitigation actions to reduce identified vulnerabilities. In an effort to reduce the nation's mounting natural disaster losses, the U.S. Congress passed the Disaster Mitigation Act of 2000 (DMA 2000)to invoke new and revitalized approaches to mitigation planning. Section 322 of DMA 2000 emphasizes the need for state and local government entities to closely coordinate on mitigation planning activities and makes the development of a hazard mitigation plan a specific eligibility requirement for any local government applying for federal mitigation grant funds. These funds include the Hazard Mitigation Grant Program(HMGP), the Building Resilient Infrastructure and Communities (BRIC)program(formerly the Pre-Disaster Mitigation(PDM)program), and the Flood Mitigation Assistance(FMA)Program, all of which are administered by the Federal Emergency Management Agency(FEMA)under the Department of Homeland Security. Communities with an adopted and federally approved hazard mitigation plan thereby become pre-positioned and more apt to receive available mitigation funds before and after the next disaster strikes. �A('Irvrc)e courity, Mt�flht]",3L fllscfi�cda,4� oca�� Mitigat'ar'i Strategy Jw"W&�'y 2(`)26 SECTION 1: INTRODUCTION This plan was prepared in coordination with FEMA Region 4 and the Florida Division of Emergency Management(FDEM)to ensure that it meets all applicable federal and state planning requirements. A Local Mitigation Plan Review Tool, found in Appendix A,provides a summary of FEMA and FDEM's current minimum standards of acceptability and notes the location within this plan where each planning requirement is met. 11111111111��L2 U A AUIIIIIIIIIIIIIII��illillillillilI 0 The Board of County Commissioners directed the Monroe County Emergency Management Department to coordinate and facilitate the development of the LMS, and subsequent 5-year updates, in conformance with state and federal guidelines. This plan was developed in a joint and cooperative manner by members of a Local Mitigation Strategy Working Group (LMSWG)which included representatives of County and City departments, federal and state agencies, citizens, and other stakeholders. This plan will ensure all jurisdictions in Monroe County remain eligible for federal disaster assistance including the FEMA HMGP, BRIC, and FMA programs. This plan has been prepared in compliance with Section 322 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act(Stafford Act or the Act), 42 U.S.C. 5165, enacted under Section 104 of the Disaster Mitigation Act of 2000, (DMA 2000)Public Law 106-390 of October 30, 2000, as implemented at CFR 201.6 and 201.7 dated October 2007. Additionally,this plan meets the requirements set forth by the Florida Administrative Code Chapter 27P-22. This plan will be adopted by each participating jurisdiction in accordance with standard local procedures. Copies of adoption resolutions are provided in Section 9 Plan Adoption. This document comprises a Multi-Jurisdictional Local Mitigation Strategy for Monroe County. The planning area includes all incorporated municipalities and unincorporated areas in the region. All participating jurisdictions, along with additional local entities, are listed in Table 1.1. lt�he��4euse Participating,3urisdictions Participating Local Entities Monroe County Florida Keys Aqueduct Authority(FKAA) City of Key Colony Beach Florida Keys Electric Cooperative(FKEC) City of Key West KEYS Energy Services City of Layton College of the Florida Keys City of Marathon Islamorada Village of Islands The focus of this plan is on those hazards deemed"high"or"moderate"priority hazards for the planning area, as determined through the risk and vulnerability assessments. Lower priority hazards will continue to be evaluated but will not necessarily be prioritized for mitigation in the action plan. Monroe County followed the planning process prescribed by FEMA, and this plan was developed under the guidance of a Local Mitigation Strategy Working Group (LMSWG) comprised of representatives of County, City, and Town departments; citizens; and other stakeholders. The LMSWG conducted a risk assessment that identified and profiled hazards that pose a risk to the planning area, assessed the planning areal s vulnerability to these hazards, and examined each participating jurisdiction's capabilities in place to mitigate them. The hazards profiled in this plan are listed below: �A('Irvrc)e courity, Mt�I��tl 3L fllscfi�cda,4� oca�� MitigaU'ar'i Stjrategy Jw"W&�'y 2(`)26 ��)age 2 SECTION 1: INTRODUCTION — Flood — Tropical Cyclones — Severe Storms (Thunderstorm Wind, Lightning, Hail) — Tornadoes and Waterspouts — Wildfire — Coastal Erosion — Drought — Extreme Heat — Sea Level Rise and Other Climate Change Characteristics — Radiological Incident — Cyber Attack 11111111111�� The following FEMA guides and reference documents were used to prepare this document: — FEMA 386-1: Getting Started: Building Support for Mitigation Planning. September 2002. — FEMA 3 86-2: Understanding Your Risks: Identifying Hazards and Estimating Losses. August 200 1. — FEMA 386-3: Developing the Mitigation Plan. April 2003. — FEMA 386-4: Bringing the Plan to Life. August 2003. — FEMA 386-5: Using Benefit-Cost Review in Mitigation Planning. May 2007. — FEMA 386-6: Integrating Historic Property and Cultural Resource Considerations into Hazard Mitigation Planning. May 2005. — FEMA 386-7: Integrating Manmade Hazards into Mitigation Planning. September 2003. — FEMA 386-8: Multijurisdictional Mitigation Planning.August 2006. — FEMA 386-9: Using the Hazard Mitigation Plan to Prepare Successful Mitigation Projects.August 2008. — FEMA. Local Mitigation Plan Review Guide. October 1, 2011. — FEMA National Fire Incident Reporting System 5.0: Complete Reference Guide. January 2008. — FEMA. Integrating Hazard Mitigation into Local Planning: Case Studies and Tools for Community Officials. March 1, 2013. — FEMA Hazard Mitigation Assistance Program and Policy Guide. July 30,2024. — FEMA. Integrating Hazard Mitigation into Local Planning: Case Studies and Tools for Community Officials. March 1, 2013. — FEMA. Mitigation Ideas. A Resource for Reducing Risk to Natural Hazards. January 2013. — FEMA. FP 206-21-0002. Local Mitigation Planning Policy Guide. April 19, 2023. — FEMA. Local Mitigation Planning Handbook. May 2023. Additional sources used in the development of this plan, including data compiled for the Hazard Identification and Risk Assessment, are listed in Appendix E. courity, Mt�I��tl 3 L fllscfi�cda,4� oca�� Mitigat'ar'i Strategy Jw"W&�'y 2(')26 ��)age 3 SECTION 1: INTRODUCTION 11111111111�� ..................... ��a 5 The Monroe County Multi-Jurisdictional Local Mitigation Strategy is organized into the following sections: — Section 1: Introduction Section 2: Planning Process — Section 3: Planning Area Profile — Section 4: Hazard Identification&Risk Assessment — Section 5: Capability Assessment — Section 6: Mitigation Strategy — Section 7: Mitigation Action Plans — Section 8: Plan Maintenance Section 9: Plan Adoption — Annexes — Appendix A: Local Plan Review Tool — Appendix B: Planning Process Documentation — Appendix C: Mitigation Alternatives — Appendix D: Mitigation Prioritization Process — Appendix E: References 6 :::y 11�4 Z�N4 S A�� AC Y�N4 S ............... T,6.7 KEYTERMS The following common terms are used in the Local Mitigation Strategy: — Disaster means the occurrence of widespread or severe damage, injury, loss of life or property,or such severe economic or social disruption that supplemental disaster relief assistance is necessary for the affected political jurisdiction(s)to recover and alleviate the damage,loss,hardship, or suffering caused thereby. — Flood Hazard Area or Floodplain is the area adjoining a river, stream, shoreline, or other body of water that is subject to partial or complete inundation. The area predicted to flood during the I% annual chance flood, sometimes referred to as the "I 00-year"flood. — Hazard is defined as the natural or technological phenomenon, event, or physical condition that has the potential to cause property damage, infrastructure damage, other physical losses, and injuries and fatalities. — Mitigation is defined as actions taken to reduce or eliminate the long-term risk to life and property from hazards. Mitigation actions are intended to reduce the need for emergency response—as opposed to improving the ability to respond. — National Flood Insurance Program (NFIP), located within the U.S. Department of Homeland Security, Federal Emergency Management Agency(FEMA), is charged with preparing Flood courity, Mt�I tl 3 L fllscfi�cda,4� oca�� Mitigat'ar'i Strategy Jw"W&�'y 2(')26 ��)age Liii SECTION 1: INTRODUCTION Insurance Rate Maps, developing regulations to guide development, and providing insurance for flood damage. — Risk is defined as the potential losses associated with a hazard. Ideally,risk is defined in terms of expected probability and frequency of the hazard occurring,people and property exposed, and potential consequences. "1.6.2 ACRONYMS The following acronyms are used in the Local Mitigation Strategy: — BOCC—Board of County Commissioners — BRIC—Building Resilient Infrastructure and Communities grant program — CRS—Community Rating System — FBC—Florida Building Code — FDEM—Florida Division of Emergency Management — FEMA—U.S. Department of Homeland Security, Federal Emergency Management Agency — FIRM—Flood Insurance Rate Map — FMA—Flood Mitigation Assistance (FEMA) — GIS—Geographic Information System — HMGP—Hazard Mitigation Grant Program(FEMA) — LMS—Local Mitigation Strategy — LMSWG—Local Mitigation Strategy Working Group — NFIP—National Flood Insurance Program(FEMA) — NROGO—Non-Residential Rate of Growth Ordinance Allocation System — ROGO—Rate of Growth Ordinance — RLAA—Repetitive Loss Area Analysis — SRL—Severe Repetitive Loss — SFHA—Special Flood Hazard Area �A('Irvrc)e courity, Mt�I��tl 3L fllscfi�cda,4� oca�� Mitigat'ar'i Strategy Jw"W&�'y 2(')26 ��)age 5 SECTION 2: PLANNING PROCESS ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A I IIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIII�� IIIIIIIIIIIII ...... IIIIIIIIIIIIII 2.2, ICI uuuuuuuuuuuuu uuuuuumi uuuuuuuuuuuuuu uuuuuuuuuu. This plan is an update to the 2020 Monroe County Multi-Jurisdictional Local Mitigation Strategy,which included participation from all jurisdictions involved in this plan update: City of Key Colony Beach, City of Key West, City of Layton, City of Marathon, and Islamorada Village of Islands. The previous plan was approved by FEMA in January 2021. This local mitigation strategy update involved a comprehensive review and update of each section of the existing plan and an assessment of the success of the County and participating jurisdictions in evaluating, monitoring and implementing the mitigation strategy outlined in their existing plans. Only the information and data still valid from the existing plans was carried forward as applicable into this update. The following requirements were addressed during the development of this County plan: — Consider changes in vulnerability due to action implementation; — Document success stories where mitigation efforts have proven effective; — Document areas where mitigation actions were not effective; — Document any new hazards that may arise or were previously overlooked; — Incorporate new data or studies on hazards and risks; — Incorporate new capabilities or changes in capabilities; — Incorporate growth and development-related changes to inventories; and — Incorporate new action recommendations or changes in action prioritization. Changes by plan section are summarized as follows: Section 1 provides an introduction to the Local Mitigation Strategy and remains largely unchanged from the previous update. Section 2 has been updated to reflect the 2025 planning process. This section describes the combined CRS and DMA compliant planning process the consultants used to facilitate the LMSWG through this LMS update and summarizes public outreach and agency coordination efforts that were conducted throughout the plan update process to meet the more rigorous requirements of the 2017 CRS Coordinator's Manual, in addition to DMA requirements. Detailed documentation of the planning process is compiled separately in Appendix B. This section also presents summary data on the status of mitigation actions from the 2020 strategy as a way to report on implementation progress of the 2020 update. Section 3 was updated to reflect the most up-to-date population, demographic, economic, and housing statistics. Details on land use and growth trends were updated to reflect recent changes in county-wide growth management strategies. Section 4 presents the hazard identification,hazard profiles, and vulnerability assessment findings. Section 4.2 provides a comparison of the hazards addressed in the 2023 State of Florida Enhanced Hazard Mitigation Plan and the 2020 Monroe County Multi-Jurisdictional Local Mitigation Strategy and provides the final decision made by the LMSWG as to which hazards should be included in this 2025 plan update. Updated data has been incorporated into each hazard profile.New vulnerability analyses were performed based on updated parcel data and population estimates. Where still relevant, data from the 2020 LMS was carried forward and incorporated into this section. In addition to the specific changes in hazard analyses identified in Section 4.3 and 4.5,the following items were also addressed in this 2025 plan update: GIS was used,to the extent data allowed,to analyze the priority hazards as part of the vulnerability assessment. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 2: PLANNING PROCESS — The discussion on growth and development trends was enhanced utilizing 2023 American Community Survey data. — An effort was made to provide underserved communities and vulnerable populations with opportunities to participate in and contribute to the plan update process. Engagement opportunities were provided through the public survey, the plan website, and stakeholder coordination. Section 5 was updated to reflect current local regulatory, administrative, fiscal, and other capabilities, including changes that have occurred in the last five years. This section was also updated to include a more detailed discussion of continued compliance with the NFIP, including how each jurisdiction manages substantial damage and substantial improvement. Section 6 presents the mitigation strategy. The goals have been updated to reflect LMSWG and community priorities. This section also discusses the categories of mitigation alternatives considered and the process used to prioritize mitigation actions. For the LMS update,this process differs from the community's additional HMA prioritization process, which is detailed in Appendix D. This section also details completed and deleted actions from the 2020 strategy as a way to report on implementation progress and separate these removed actions from those that the county and participating jurisdictions will be pursuing moving forward. Section 7 presents the Mitigation Action Plan which presents all continued and new actions that will be pursued by the participating jurisdictions. Mitigation action status updates are provided for actions that were carried forward from the 2020 plan to explain progress made or barriers to implementation. Section 8 outlines the process for distribution, adoption, implementation, and maintenance of the plan. This section was updated to reflect recent and upcoming plan integration opportunities. Section 9 contains all applicable documentation of plan adoption from all participating communities. The plan annexes detail additional risk, capability,NFIP compliance, and mitigation strategy information for each participating community. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... mlll�i uuuummu�a uuuuuuuuuumm luuumuuu� ��N G um uu uuuuuuuuuuuuu uuuuuuuuuumm m uVluuuuuuuuuuuuu uuuuuuuuuuuum uuuuuuuuuuuum uuuuuuuuuu. The planning process for preparing the Monroe County Multi-Jurisdictional Local Mitigation Strategy was based on DMA planning requirements and FEMA's associated guidance. This guidance is structured around a four-phase process: Planning Process; Risk Assessment; 3 Mitigation Strategy; and 41 Plan Maintenance. Into this process,the planning consultant integrated a more detailed 10-step planning process used for FEMA's Community Rating System(CRS) and Flood Mitigation Assistance (FMA)programs. Thus,the modified 10-step process used for this plan meets the requirements of six major programs: FEMA's Hazard Mitigation Grant Program(HMGP); Building Resilient Infrastructure&Communities (BRIO) Program; CRS Program; FMA Program; Severe Repetitive Loss Program; and new flood control projects authorized by the U.S. Army Corps of Engineers (USAGE). Table 2.1 shows how the 10-step CRS planning process aligns with the four phases of hazard mitigation planning pursuant to the Disaster Mitigation Act of 2000. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC: u e 8 SECTION 2: PLANNING PROCESS mulllll uu IIIIII iandIII�� IIIIIII IIIIII III)III IIIIIII IIIIIII IIIIIII �� IIIIIII IIIIII IIIIIII IIIIIII III IIIIIII IIIIIII IIIIIII(IIIIIII WI�IoI. DMA Process CRS Process Phase I-Planning Process §201.6(c)(1) Step 1. Organize to Prepare the Plan §201.6(b)(1) Step 2. Involve the Public §201.6(b)(2) &(3) Step 3. Coordinate Phase II-Risk Assessment §201.6(c)(2)(i) Step 4. Assess the Hazard §201.6(c)(2)(ii) &(iii) Step 5. Assess the Problem Phase III-Mitigation Strategy §201.6(c)(3)(i) Step 6. Set Goals §201.6(c)(3)(ii) Step 7. Review Possible Activities §201.6(c)(3)(iii) Step 8. Draft an Action Plan Phase IV-Plan Maintenance §201.6(c)(5) Step 9. Adopt the Plan §201.6(c)(4) Step 10. Implement, Evaluate and Revise the Plan The process followed for the preparation of this plan, as outlined in Table 2.1 above, is as follows: ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 2.3. PROCESS Planning Step 1:Organize to Prepare the Plan With the County's commitment to participate in the DMA planning process, community officials worked to establish the framework and organization for development of the plan. An initial meeting was held with key community representatives to discuss the organizational aspects of the plan development process. Monroe County Emergency Management led the effort to reorganize and coordinate for the plan update. Consultants from WSP assisted by facilitating the planning process and preparing the plan document. Planning Step 2:Involve the Public Public involvement in the development of the plan was sought using various methods, as detailed in Section 2.6. Planning Step 3: Coordinate The existing LMSWG, formed for development of the 2020 Monroe County Multi-Jurisdictional Local Mitigation Strategy, was reconvened for this plan update. Membership was updated where necessary to ensure each community had adequate representation from staff and stakeholders. More details on the LMSWG are provided in Section 2.4. Stakeholder coordination was incorporated into the formation of the LMSWG and was also sought through additional outreach methods. These efforts are detailed in Section 2.8 and documentation of additional stakeholder outreach is provided in Appendix B. Coordination with Other Community Planning Efforts and Hazard Mitigation Activities In addition to stakeholder involvement, coordination with other community planning efforts was also seen as paramount to the success of this plan. Mitigation planning involves identifying existing policies, tools, and actions that will reduce a community's risk and vulnerability to hazards. Communities in the Monroe County use a variety of planning mechanisms, such as comprehensive plans, subdivision regulations, building codes, and ordinances to guide growth and development. Integrating existing planning efforts, mitigation policies, and action strategies into this plan establishes a credible and comprehensive plan that ties into and supports other community programs. As detailed in Table 2.2,the development of this plan 1ii iiir()e courity, ........ ..: IIP ��.� � ��.i ii �i .��i � � I i�l tii i*m Strategy y a iii"m U a iii. .: .6 IIC:I,I e 9 SECTION 2: PLANNING PROCESS incorporated information from existing plans, studies,reports, and initiatives as well as other relevant data from neighboring communities and other jurisdictions. These and other documents were reviewed and considered, as appropriate, during the collection of data to support the planning process and plan development. Data from these sources was incorporated into the risk and vulnerability assessment and was used in determining the capability of each jurisdiction to implement certain mitigation strategies. The Risk Assessment is presented in Section 4 and the Capability Assessment can be found in Section 5. 2�i.o�'o'��i �tt Iilll IIIIIII '�� IIIIIII. IIIIIIIz llil °°°'°' IIIIIII°� IIIIIII IIIIIII°°°�IIIII�I(IIIIIII IIIIIII IIIIIII��xIIIIIII tIIIIIII IIIIIII° . �� Resource Referenced Use in this Plan Where available,each community's comprehensive plan was referenced to develop the Planning Area Profile in Section 3. Local Comprehensive Plans Local land use and comprehensive plans were also used to develop Mitigation Action Plans in Section 7 and were referenced in the Capability Assessment in Section S. Local Ordinances(Flood Damage Local ordinances were referenced in the Capability Assessment Prevention Ordinances,Subdivision in Section 5 and where applicable for updates or enforcement Ordinances,Zoning Ordinances,etc) in Mitigation Action Plans in Section 7. Monroe County and Incorporated Areas Flood Insurance Stud (FIS) FIS reports were referenced in the preparation of the flood y hazard profile in Section 4. Report Monroe County Comprehensive The CEMP was referenced in the preparation of the wildfire Emergency Management Plan (CEMP), hazard profile in Section 4 and in the Capability Assessment in January 2022 Section 5. Florida Department of Environmental These two plans were referenced in the preparation of the Protection Critically Eroded Beaches coastal erosion hazard profile in Section 4. Report(2019) and Strategic Beach Management Plan: Florida Keys Region The previous plan was referenced in compiling the Hazard Monroe County Multi-Jurisdictional Identification and Risk Assessment in Section 4 and in Local Mitigation Plan,2020 reporting on implementation status and developing the Mitigation Action Plans in Section 2 and Section 7, respectively. This is an operational framework intended to help Monroe Monroe County Post-Disaster Recovery County navigate resources that are available for long-term Strategy recovery; it was used to identify post-disaster mitigation policies and procedures,detailed in Section 5. Monroe County Recovery Plan,October This plan was used to identify post-disaster mitigation policies 2009 and procedures,detailed in Section 5. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 2,32 PHASE ASSESSMENT Planning Steps 4 and 5: Identify/Assess the Hazard and Assess the Problem The LMSWG completed a comprehensive effort to identify, document, and profile all hazards that have, or could have, an impact on the planning area. Geographic information systems (GIS)were used to display, analyze, and quantify hazards and vulnerabilities. A draft of the risk and vulnerability assessment was made available on the plan website for the LMSWG, stakeholders, and the public to review and comment. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 2: PLANNING PROCESS The LMSWG also conducted a capability assessment to review and document the planning area's current capabilities to mitigate risk from and vulnerability to hazards. By collecting information about existing government programs,policies, regulations, ordinances, and emergency plans,the LMSWG could assess those activities and measures already in place that contribute to mitigating some of the risks and vulnerabilities identified. A more detailed description of the risk assessment process and the results are included in Section 4 Risk Assessment. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Planning Steps 6 and 7: Set Goals and Review Possible Activities WSP facilitated a discussion with the LMSWG to review and revise the planning goals and objectives and consider a comprehensive range of mitigation alternatives. The LMSWG also discussed a method of selecting and defending recommended mitigation actions using a series of selection criteria. This information is included in Section 6 Mitigation Strategy. Planning Step 8: Draft an Action Plan A complete first draft of the plan was prepared based on input from the LMSWG regarding the draft risk assessment and the goals and activities identified in Planning Steps 6 and 7. This draft was shared for LMSWG, stakeholder, and public review and comment via the plan website. LMSWG,public, and stakeholder comments were integrated into the final draft for FDEM and FEMA Region 4 to review and approve, contingent upon final adoption by all participating jurisdictions. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 2.3.4 PHASE IV- PLAN '"O" Planning Step 9: Adopt the Plan To secure buy-in and officially implement the plan,the plan will be reviewed and adopted by all participating jurisdictions. Resolutions will be provided in Section 9. Planning Step 10: Implement,Evaluate and Revise the Plan Implementation and maintenance of the plan is critical to the overall success of hazard mitigation planning. Up to this point in the planning process,the LMSWG's efforts have been directed at researching data, coordinating input from participating entities, and developing mitigation actions. Section 8 Plan Maintenance provides an overview of the strategy for plan implementation and maintenance, outlines the method and schedule for monitoring,updating, and evaluating the plan, and discusses plan integration and how to continue public involvement. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... OCA�� u i um u i m um m luumuuu IIIIIV�'" 2.4��11111111 uuuuuuuuuumuumm m luuuumuum As with the previous plan,this LMS was developed under the guidance of a the LMSWG whose representatives included County and City departments, federal and state agencies, citizens, and other stakeholders. The LMSWG included 39 staff members and 43 outside stakeholders. Table 2.3 lists the membership of the LMSWG,the agencies and jurisdictions they represented, and members' attendance at meetings. Many of these representatives were involved in the development of the 2020 LMS and have since participated in regular plan reviews and maintenance. Additional staff from each jurisdiction were invited to participate, as needed,to ensure representation from each community. 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The meeting dates and topics discussed are summarized in Section 2.5 Meetings and Workshops. All LMSWG meetings were open to the public. The DMA planning regulations and guidance stress that each local government seeking FEMA approval of their mitigation plan must participate in the planning effort in the following ways: — Participate in the process as part of the LMSWG; — Detail where within the planning area the risk differs from that facing the entire area; — Identify potential mitigation actions; and — Formally adopt the plan. For the Monroe County LMSWG, "participation"meant the following: — Providing facilities for meetings; — Attending and participating in the LMSWG meetings; — Collecting and providing requested data(as available); — Providing an update on previously adopted mitigation actions; — Managing administrative details; — Making decisions on plan process and content; — Identifying mitigation actions for the plan; — Reviewing and providing comments on plan drafts; — Informing the public, local officials, and other interested parties about the planning process and providing opportunity for them to comment on the plan; — Coordinating and participating in the public input process; and — Coordinating the formal adoption of the plan by local governing bodies. Detailed summaries of LMSWG meetings are provided under Section 2.5 Meetings and Workshops, including meeting dates, locations, and topics discussed. During the planning process,the LMSWG members communicated through face-to-face meetings, email, and phone conversations. This continued communication ensured that coordination was ongoing throughout the entire planning process even though not all LMSWG members could be present at every meeting. Additionally, draft documents were distributed via the plan website so that the LMSWG members could easily access and review them and provide comments. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... u l ° u S0 Su 2 �N4 ��N G S A��N m WO The preparation of this plan required a series of meetings and workshops for facilitating discussion, gaining consensus, and initiating data collection efforts with local government staff, community officials, and other identified stakeholders. More importantly, the meetings and workshops prompted continuous input and feedback from relevant participants throughout the drafting stages of the plan. Table 2.4 summarizes the key meetings and workshops held by the LMSWG during the development of the plan. In many cases,routine discussions and additional meetings were held by local staff to accomplish planning tasks specific to their department or agency such as reporting on changes to local capabilities,updating the status of mitigation actions, and identifying new actions. This includes data collection meetings held between the planning team and the participating jurisdictions. These meetings were informal and are not documented here. Public meetings are summarized in subsection 2.6. li �iii .d ai,4 IIL...ou III iii.tlii ii iii*.m Strategy wi"m ul��&i. .: .6 SECTION 2: PLANNING PROCESS "'"""" IIIIIII IIIIIII IIIIIII II Illlii 1 IIIIIII'"'Il i IIIIIII f IIIIIIIIIIIIIIIIIIII IIIIIII t'IIIIIII I�lo� IIIIIII Meeting Title Meeting Topic Meeting Date Meeting Location 1) Introduction to DMA and CRS LMSWG Mtg.#1 requirements and the planning -Project Kick- process January 30,2025 Microsoft Teams Off 2) Review of LMSWG responsibilities and the project schedule 1) Review the draft Hazard Monroe County Identification &Risk Assessment LMSWG Mtg. Emergency #2 2) Discuss updates to local capabilities March 26,2025 Operations Center& 3) Review problem statements and mitigation action ideas Microsoft Teams LMSWG Mtg. 1) Review draft goals and objectives #3 2) Review mitigation alternatives and June 5,2025 Microsoft Teams draft mitigation strategies LMSWG Mtg. 1) Review the draft Local Mitigation #4 Plan July 1,2025 Microsoft Teams 2) Solicit comments and feedback ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... MISSION u 6 ��N VO uuuumumuu V ��'14 IIIIIIIIIIIIIII IIIIIIIIIIIIIII uuumuuu U uuuuuuuuuu III . An important component of any mitigation planning process is public participation. Individual citizen and community-based input provides the entire planning team with a greater understanding of local concerns and increases the likelihood of successfully implementing mitigation actions by developing community "buy-in" from those directly affected by the decisions of public officials. As citizens become more involved in decisions that affect their safety,they are more likely to gain a greater appreciation of the hazards present in their community and take the steps necessary to reduce their impact. Public awareness is a key component of any community's overall mitigation strategy aimed at making a home, neighborhood, school,business, or entire planning area safer from the potential effects of hazards. Public involvement in the development of the plan was sought using various methods including open public meetings, an interactive plan website, a public participation survey, and by making copies of draft plan documents available for public review online and at government offices. Additionally, all LMSWG meetings were made open to the public. All public meetings were advertised on the plan website,which was shared on local community websites. Where possible, advertisements were also posted on community websites and social media. Copies of meeting announcements are provided in Appendix B. The public meetings held during the planning process are summarized in Table 2.5. IIIIIIIII 2. 1111 Illlllh�lllllll ollf IIIIIII IIIIIII IIIIIII IIIIIII IIIIII 11111�t�lllllll IIIIIII Meeting Title Meeting Topic Meeting Date Meeting Location 1) Introduction to the planning process Public and project schedule March 15,2025 Microsoft Teams Meeting#1 2) Explanation of mitigation 5pm 3) Review of hazard identification Public 1) Review draft Hazard Mitigation Plan July 1,2025 Microsoft Teams Meeting#2 2) Solicit comments and feedback 5pm III:: WS II Lii i.III t i o a o d I i t i a i�ir'i Strategy�� a i�l a i��. .: . IIf:��)E g e"III SECTION 2: PLANNING PROCESS ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 0 U 2.1111117 II uuuuuuuuuuuum II uuuuuuuuuuuuu The LMSWG agreed to employ a variety of public outreach methods including established public information mechanisms and resources, such as press releases, creation of a website for the plan, a public survey, and the collection of public and stakeholder comments on the draft plan. Table 2.6 details public outreach efforts employed during the preparation of this plan. °°°' Illlllh°°IIIIIII IIII2.°° IIIIIII Illlllh IIIIIII i tIIIIIII°- 6IIIII°i t Location Date Event/Message Plan website Ongoing Project specific website created to host meeting announcements, meeting materials; planning process schedule,and contact information to request additional information and/or provide comments Community March 2025 Announcement about plan update on local government websites websites including a link to the public survey and a link to direct users to the plan website Community March 2025 To reach community social media audiences, plan website and survey social media announcements posted with information about the planning process Community March 2025, Public meeting announcements posted with information about the websites and June 2025 planning process and requests for feedback social media Local March 2025 Information on the plan update shared,including links to the plan newspaper website and public survey Public survey February-May Survey hosted online and made available via shareable link 2025 Draft HIRA April 2025 Draft hazard identification and risk assessment section of the plan made available for review and comment online Draft Capability May 2025 Draft capability assessment section of the plan made available for Assessment review and comment online Draft Plan June 2025 Full draft plan made available for review and comment online A public survey was made available on the plan website and remained open for response until February to April 2025. The public survey requested public input into the planning process,risk perception,past hazard events, and the identification of mitigation activities to lessen the risk and impact of future hazard events. The survey is shown in Appendix B. The survey was publicized online and made available on the plan website. In total, 126 survey responses were received. The following is a list of high-level summary results and analysis derived from survey responses: — Most responses came from residents of Unincorporated Monroe County, followed by Islamorada and Key West. — 86%of respondents have experienced a hazard event in the County in the past. Over two thirds of these experiences were related to hurricane and the remaining responses noted flooding events. Around 34% of respondents specifically mentioned Hurricane Irma. — There is significant concern among respondents about future hazard impacts. On average,respondents rated their concern at 4.4 out of 5. — Flood, Tropical Cyclone, and Sea Level Rise were rated the highest risk hazards. Wildfire,Drought, and Radiological Incident were rated the lowest risk hazards. — About 73% of respondents have taken actions to protect their home and neighborhood from hazards. Some respondents reported property protection measures such as elevating their home, altering li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 2: PLANNING PROCESS drainage patterns on their property, installing hurricane roof brackets for wind protection, or applying for acquisition. Others reported preparedness actions such as raising furniture and valuables,having a backup generator,trimming trees, and keeping drainage ditches cleaned out. — Respondents favored prevention, emergency services, and property protection projects for mitigation. Specific recommendations included, limiting development and impervious surface, drainage maintenance, drainage improvements, and natural resource and mangrove protection. Detailed survey results are provided in Appendix B. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... V G um ............... a uuu uumuuu" a mu p�" uuuuum uum uuuuuuu 2.8 uuuuuuuuuu uuuuuuuuuuuuu uuuuuuuuuuuuu uuuuuuuuuu uuuuuuuu uuuuuuuuuuum um In addition to representatives of each participating jurisdiction, the LMSWG included a variety of stakeholders. Stakeholders on the LMSWG included residents and business owners as well as representatives from Florida Keys Aqueduct Authority(FKAA), Florida Keys Electrical Cooperative Association(FKEC), and KEYS Energy Services, all of which are participating agencies in the plan, as well as other local and regional agencies and Florida Department of Emergency Management(FDEM). Input from additional stakeholders, including neighboring communities, non-profits, and other state and federal agencies, was solicited through invitations to the open public meetings and distribution of the public survey. However, if any additional stakeholders representing other agencies and organizations participated through the public survey,that information is unknown due to the anonymous nature of the survey. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11 111111 0C U �N4 0 0 A��114 9 2111`11111� uuuuuum uuuuuuuuuuuum uuuuuuuuum. II uuuuuuuuuuuuu Progress on the mitigation strategy developed in the previous plan is documented in this plan update. Table 2.7 below details the status of mitigation actions from the previous plan. More detail on actions being carried forward is provided in Section 7 Mitigation Action Plans. °°°' Illlllh lllllll ullllllll i.11llll°°°° iti lid°„ It IIIIIII' IIIIIII°°° Illilll IIIIII Illilll tlllilll tllillll IIIIIII iit'llil'l IIIIIII Jurisdiction Completed Deleted Carried Forward Monroe County 16 13 11 City of Key Colony Beach 2 - 5 City of Key West 12 - 78 City of Layton 1 - 4 City of Marathon 1 - 6 Islamorada Village of Islands 1 - 6 F KAA 11 1 1 FKEC 3 2 1 KEYS Energy Services 4 - 1 College of the Florida Keys - - - Total 51 16 113 Note:Some projects are multi-jurisdictional and may be counted more than once. It should be noted that although some communities have few or no completed actions removed from their mitigation action plans,this does not convey that mitigation has not been completed. Many actions that have been carried forward into this plan update reflect ongoing implementation and progress achieved. Details on completed and deleted actions are provided in Section 6: Mitigation Strategy. See Section 7: Mitigation Action Plans for status updates on carried forward mitigation actions. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:�)Eigei"III 8 SECTION 2: PLANNING PROCESS Community capability continues to improve with the implementation of new plans,policies, and programs that help to promote hazard mitigation at the local level. The current state of local capabilities for the participating jurisdictions is captured in Section 5: Capability Assessment. The participating jurisdictions continue to demonstrate their commitment to hazard mitigation and have proven this by meeting quarterly to implement and maintain the LMS,reconvening the LMSWG to update this multi- jurisdictional plan, and continuing to involve the public in the hazard mitigation planning process. Moving forward, information in this plan will be used to help guide and coordinate mitigation activities and decisions for local plans and policies in the future. Proactive mitigation planning will help reduce the cost of disaster response and recovery to communities and their residents by protecting critical community facilities,reducing liability exposure, and minimizing overall community impacts and disruptions. This plan identifies activities that can be undertaken by both the public and the private sectors to reduce safety hazards,health hazards, and property damage. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:�)Eigei"III SECTION 2: PLANNING PROCESS Respondents favored prevention, emergency services, and property protection projects for mitigation. Specific recommendations included, limiting development and impervious surface, drainage maintenance, drainage improvements, and natural resource and mangrove protection. Detailed survey results are provided in Appendix B. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I ..... .. �� IIII '��' '��' '��IIIIIIII2.8 ��N VO �� °�� °�� °�� , In addition to representatives of each participating jurisdiction, the LMSWG included a variety of stakeholders. Stakeholders on the LMSWG included residents and business owners as well as representatives from Florida Keys Aqueduct Authority(FKAA), Florida Keys Electrical Cooperative Association(FKEC), and KEYS Energy Services, all of which are participating agencies in the plan, as well as other local and regional agencies and Florida Department of Emergency Management(FDEM). Input from additional stakeholders, including neighboring communities,non-profits, and other state and federal agencies, was solicited through invitations to the open public meetings and distribution of the public survey. However, if any additional stakeholders representing other agencies and organizations participated through the public survey,that information is unknown due to the anonymous nature of the survey. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... �� " �� A��N �� OGIIIIIIIIIIIIIIII ��S S ��1111111)OC IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII � IIIIIIIIII 0 IIIIIIIIIIIIIIIIIIIIuVlllll'iiumuuuuuuuum�� uuuuuumumuum IIII uuuuuuuuum. uuuuuuuuuuuuu Progress on the mitigation strategy developed in the previous plan is documented in this plan update. Table 2.7 below details the status of mitigation actions from the previous plan. More detail on actions being carried forward is provided in Section 7 Mitigation Action Plans. uum uum hill °°°� 2.11117 IIIIIIIIIIIIIIII II IIII IIIII cllit'lil IIIIIII III . Jurisdiction Completed Deleted Carried Forward Monroe County 16 13 11 City of Key Colony Beach 2 - 5 City of Key West 12 - 78 City of Layton 1 - 4 City of Marathon 1 - 6 Islamorada Village of Islands 1 - 6 F KAA 11 1 1 FKEC 3 2 1 KEYS Energy Services 4 - 1 College of the Florida Keys - - - Total 51 16 113 Note:Some projects are multi-jurisdictional and may be counted more than once. It should be noted that although some communities have few or no completed actions removed from their mitigation action plans,this does not convey that mitigation has not been completed. Many actions that have been carried forward into this plan update reflect ongoing implementation and progress achieved. Details on completed and deleted actions are provided in Section 6: Mitigation Strategy. See Section 7: Mitigation Action Plans for status updates on carried forward mitigation actions. Community capability continues to improve with the implementation of new plans,policies, and programs that help to promote hazard mitigation at the local level. The current state of local capabilities for the participating jurisdictions is captured in Section 5: Capability Assessment. The participating li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)Eigei"III 8 SECTION 2: PLANNING PROCESS jurisdictions continue to demonstrate their commitment to hazard mitigation and have proven this by meeting quarterly to implement and maintain the LMS,reconvening the LMSWG to update this multi- jurisdictional plan, and continuing to involve the public in the hazard mitigation planning process. Moving forward, information in this plan will be used to help guide and coordinate mitigation activities and decisions for local plans and policies in the future. Proactive mitigation planning will help reduce the cost of disaster response and recovery to communities and their residents by protecting critical community facilities,reducing liability exposure, and minimizing overall community impacts and disruptions. This plan identifies activities that can be undertaken by both the public and the private sectors to reduce safety hazards,health hazards, and property damage. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:�)Eigei"III SECTION 3: PLANNING AREA PROFILE 14 G A uuuuuuuuuuuilo°IIIIIIIIIIVu�' uuu uuui uuuuuuuuuuuuuui uuu uuui uuuuuuuuuuuuu uuuuuuuuuuuuuui A "14 � uuuuuuuuuuuuuuiu uuuuuuuuuuuuuuuuuuuu uuuuuuuuuuuuuuui uuuuuuuuuuuuuuuuuuuu This section provides a general overview of the current conditions in Monroe County and its participating municipalities. It consists of the following sub-sections: 3.1 Geography and Environment 3.2 Population and Demographics 3.3 Historic Properties 3.4 Housing 3.5 Infrastructure 3.6 Current and Future Land Use 3.7 Employment and Industry ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 3011111111111 uuuuuuuuuuuuu 'I umm uuuuuuuu uuuuuuuuuuuuu uuuuuuuuuuuum Monroe County is located at the southernmost tip of the State of Florida. The Florida Keys,which consist of an archipelago that sweeps southwesterly from southeastern Miami-Dade County for almost 150 miles, are located precariously between the Gulf of Mexico and the Atlantic Ocean. The area of Monroe County located on the Florida mainland is bordered by Collier County to the north and Miami-Dade County to the east. A location map is provided in Figure 3.1. The entire mainland portion of Monroe County is within Everglades National Park or Big Cypress National Preserves,with only 14 total residential buildings. The Florida Keys are characterized by long,narrow, and low-lying islands that average four to seven feet above mean sea level. The Florida Keys archipelago includes 74 named islands identified by the County's parcel data and detailed in Figure 3.2. The planning area comprises a total land area of approximately 982.2 square miles of land area. Large areas of submerged lands associated with parks and preserves also fall within Monroe County,bringing the County's total area to approximately 3,738 square miles. The total land area of each participating jurisdiction is listed in Table 3.1. °°° Illlllh IIIIIII "°° °"'IIIIIII °°°° IIIIIII IIIIIII IIIIIIIAIrea olif Ire "m o llllllllllilll Illilll Illilll IIIIIII IIIIIII IIIIIII t�lllllll .IIIIIII IIIIIII tlllllll IIIIIII °° Jurisdiction Total Area(sq.mi.) Monroe County 982.20 City of Key Colony Beach 0.44 City of Key West 5.60 City of Layton 0.16 City of Marathon 8.45 Islamorada Village of Islands 6.45 Source:US Census Bureau,www.data.census.gov III aIIIIIre courity,IIIIIIIIII III .III II 1 .III iii lii Ali III III Ill ou III III III t iii atiii aII°m Strategy JaIIr'i u aII. 2,02,6 ... i'i 03 ul.... wM � „� 111 a u M C) I.........I, .......... 1 mw! 4--J, Waiiiiiiiiiiiiiiiiiiii Up, p^a a ��t' �..�01 Ali...... '" „,.,,,,,, , mumi ,�� Q � .a �, NW mlilllmio w i li mi UN 4 UO Z + Cil a .. II� II M muuuum III"'� W w i�"w l ru (,I ul �.. l 0 Ln ° CU rq Ln �f nm rj LIM i L.0 G L"?M Ln P` wa, mmo gg -"Go o N � a� �A A� A� Fkw,��"Y ,{�..i�nu � ��,,�� '°� ��y ,F.�� r.,,a � „i�r.•'�'� �'y��5 jV ..�.r' 4"^'l - �4 rq CCU u JIMy . tA 'a WCD LTJ - "',, CIO wYIy / 0. �r C" � CD Ln Lj i �L3C4 '4' Z M J V LL °W 0 IW a Q � µ.l1 W Ql 0 ILTJ Z is u Zr� 0, ,^ w M % rwCD L m `�' .�..�, �� I� iuuuum � 0 r-1 N M *�' 4� ICE C]`+ � rq I'M ~� I..i""a III ll Ln, ',D r"l C+ r-H -H M ---I r^I r--1 r-H -H r-1 CAD CV CV rq IN V it imiii B W SECTION 3: PLANNING AREA PROFILE According to the Koppen climate classification system, Monroe County has a tropical savannah climate, characterized by consistent high temperatures(at or near sea level)with a pronounced dry season in the winter. The region experiences an average annual high temperature of 83.7°F and an average annual low of 74.0°F. Average annual precipitation is approximately 40.44 inches. Figure 3.3 shows the average monthly precipitation for the Key West weather station,which approximates temperature and precipitation of the County. Figure 3.3-Average Monthly Temperature and Precipitation Monthly Climate Normals(1991-2020)-KEY WEST INTL AIRPORT,FL 9 IIU 6 90 3 ¢.5 gp 9 1+o Fin Mar nm May lun Jul Aug Sep Ott Nov Dec �Total Precipratirjn Normal -Man Max Tenipmature Normal -Mean Min Temperature Normal -1Aean Avg Te.nipernture.Normal Source:Northeast RCC CLI MOD 2. As shown in the map of HUC-12 watersheds in Figure 3.4, Monroe County is split between 16 HUC-12 watersheds. Table 3.2 below lists these watersheds with the total area of the County that is included within each. Table 3.2-HUC 72 Basins and Area HUC 12 Basin Name Acreage 030902021300 Everglades National Park 566,465.95 030902021400 Broad River-Taylor Slough Frontal 338,535.20 030902021500 Ponce de Leon Bay-Gulf of Mexico 82,301.87 030902030100 Florida Bay 235,639.15 030902030200 Upper Florida Keys 207.344.02 030902030300 Lower Florida Keys 231,929.13 030902030600 Yacht Channel-Gulf of Mexico 132,165.41 030902030500 Harbor Channel-Gulf of Mexico 249,625.30 030902030400 Hawk Channel-Atlantic Ocean 429,202.93 030902030700 Dry Tortugas 70.616.36 030902040800 Rooker Bay 93,816.60 030902041100 Lopez River-Lostmans River Frontal 133,566.81 030902041000 Big Cypress Swamp 612.437.14 030902041200 Pavilion Key-Gulf of Mexico 229,860.45 030902061609 Everglades National Park Frontal 44,437.67 030902061702 South Biscayne Bay 774.59 Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 23 0 w ul ml is 0 III 03 ............ C�D rN.] CD To 05 cc= RA fell wwwWrrwW ry c rQ CP CK M rry'n g! ccD Us 4�1 M COW C.D LA Lj C4 CY1 C7, 1,r� r= JI Q cp V) Jb _1 u ,yam 4-J 6j -——------ 4-J ...... ate„ � �,n•+.,� �v ��w.ar� L JA ......... ;' ff q jffff zpp jj Dilif 1!gigm! 62 C.D ie F •4- ------ J—D I'D I — Cz I j CD ILI rsi .................. CD cQ 0 :R Cc in 1>1 14 ............... C1711 nll gi.. 7t4 c) 0 -4Q > a) ui k lllllllllllZ, Ln LL U) 0 m LU 0 Cal 01 m 4-J ui u. 0 Cal EV) 0) (D 05 Cal z 4-J cil z < .j wr 0010P c u V) ............ 000, D IUL LU 0 D :3 0) RAii, SECTION 3: PLANNING AREA PROFILE According to data from the U.S. Fish and Wildlife Service's National Wetlands Inventory,there are approximately 856,455 acres of wetlands in the region. Wetland areas are shown in Figure 3.5. Acreage by wetland type is summarized in Table 3.3. °°° Illlllh lllllll 3.3°°"'° II��t"eage IIIII tlllllll Diu IIIIIII IIIIIII Wetlands Type Acreage Estuarine and Marine Deepwater 217,198 Estuarine and Marine Wetland 446,675 Freshwater Emergent Wetland 111,943 Freshwater Forested/Shrub Wetland 80,321 Freshwater Pond 214 Lake 99 R iveri ne 6 Total 856,455 Source:USFWS National Wetlands Inventory Natural and Beneficial Wetland Functions: The benefits of wetlands are hard to overestimate. They provide critical habitat for many plant and animal species that could not survive in other habitats. They are also critical for water management as they absorb and store vast quantities of storm water,helping reduce floods and recharge aquifers. Not only do wetlands store water like sponges, they also filter and clean water as well, absorbing toxins and other pollutants. Monroe County is home to many parks,preserves, beaches, and other natural areas. Mainland Monroe County is home to the western portion of Everglades National Park. There are also 11 state parks: — Curry Hammock State Park — Fort Zachary Taylor Historic State Park — John Pennekamp Coral Reef State Park — Bahia Honda State Park — Long Key State Park — Indian Key Historic State Park — Dagny Johnson Key Largo Hammock Botanical State Park — Florida Keys Overseas Heritage Trail — Windley Key Fossil Reef Geological State Park — San Pedro Underwater Archaeological Preserve State Park — Lignumvitae Key Botanical State Park The Monroe County Facilities Maintenance Department maintains 23 parks and beaches, covering more than 100 acres. IIIAarvroe courity,III:III III: III :.III ill :.iii iii ..lii ii iii III IIL...ou III III iii t iii atiii: iii°m Strategy Jaiir'iu a�i a 2,02,6 IIC:' ,," 0 03 ul...... ff III � y . �,• O �n i waw '' Kol 'LIP 0, A, U ..................... Y J ro 9y��✓ ,��Flf��fi�hDly rJ F 'W��/Q�I��Y 6�y�fir M'' �� IV � y�� ✓ � 1 Il 1Jri�i rn�il� i r r i 1� i� a �r �� ,fr f�w�r f ✓i� iMY,r it�»,�� nij�' � f� '� (1P f:`9�'�r f ✓/n➢0� 1, Y,. �� ' `�� I ��r I'f�� Y �'. ��%� Jo r�� d �flm ,✓� ��r�im j rr n✓✓r �,rr N �rdl � r rdN d off:' °u�ou uoy 4 O �t wW y f6 4-j '� f6 Cal— uumm II V Q m " L 01 WCal 0) r y Q - E Q S J 9 a u IW .. 0 1 ; IIIII IIIIIc U ................. tr iuuuum V III"'� Y 11 w W O SECTION 3: PLANNING AREA PROFILE The U.S. Fish and Wildlife Service maintains a regular listing of threatened species, endangered species, species of concern, and candidate species for counties across the United States. There are 59 such species in the County. Table 3.4 below lists the species identified as threatened, endangered, or other classification for Monroe County. °°°°°° Illlllh� lllllll °°"""°°" �� °°°°°°"Illlllh��IIIIIII °�� IIIIIII �� IIIIIII°�u IIIIIII'IIIIIIIIIIII�IIIIIII°°°�Ili�� IIIIIII�� IIIIIII IIIIIII'°° Illilll°° �IIIIII IIIIIII IIIIIII �IIIIIII°°°�Iliiu°t Group Common Name Scientific Name Federal Status Birds Piping Plover Charadrius melodus Threatened Birds Everglade snail kit Rostrhamus sociabilis plumbeaus Endangered Birds Roseate tern Sterna douga I l i i dougal I i i Threatened Birds Cape Sable seaside sparrow Ammondramus maritimus Endangered mirabilis Birds Wood stork Mycteria Americana Threatened Birds Red knot Calidris canutus rufa Threatened Birds Bachman's warbler Vermivora bachmanii Endangered Birds Crested caracara Caracara plancus audubonii Threatened Birds Eastern Black rail Lateral Ius jamaicensis Threatened Birds Cape Sable seaside sparrow Ammospiza maritima mirabiliis Endangered Birds Piping Plover Charadrius melodus Threatened Birds Everglade snail kit Rostrhamus sociabilis plumbeus Endangered Birds Bachman's warbler Vermivora bachmanii Extinction Birds Black-capped Petrel Vermivora bachmanii Endangered Flowering Plants Key tree cactus Pilosocereus robinii Endangered Flowering Plants Garber's spurge Chamaesyce garberi Threatened Flowering Plants Sand flax Linum Arenicola Endangered Flowering Plants Florida semaphore Cactus Consolea corallicola Endangered Flowering Plants Wedge spurge Chamaesyce deltoidei serpyllum Endangered Flowering Plants Florida pineland crabgrass Digitaria pauciflora Threatened Flowering Plants Everglades bully Sideroxylon reclinatum ssp. Threatened Flowering Plants Cape Sable Thoroughwort Chromolaena frustrate Endangered Flowering Plants Big Pine partridge pea Chamaecrista lineata keyensis Endangered Flowering Plants Blodgett's silverbush Argythamnia blodgettii Threatened Flowering Plants Beach jacquemontia Jacquemontia reclinata Endangered Flowering Plants Tiny polygala Polygala smallii Endangered Flowering Plants Carter's mustard Warea carteri Endangered Flowering Plants Amorpha crenulata Crenulate lead-plant Endangered Flowering Plants Galactia smallii Small's milkpea Endangered Flowering Plants Deltoid spurge Chamaesyce deltoidea Endangered Flowering Plants Florida brickell-bush Brickellia mosieri Endangered Flowering Plants Carter's Small-Flowered Linum carteri carteri Endangered FI ax Flowering Plants Blackbract pipewort Eriocaulon nigrobracteatum Under review Flowering Plants Florida prarie-clover Dalea carthagenesis Endangered Flowering Plants Pineland sandmat Chamaesyce deltoidea pinetorum Threatened Schaus swallowtail Heraclides aristodemus Insects Endangered butterfly ponceanus IIIAarvroe Courity,III:III III: III .III it .iii iii ..Iii Iii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a i a SECTION 3: PLANNING AREA PROFILE Group Common Name Scientific Name Federal Status Insects Miami Blue Butterfly Cyclargus(=Hemiargus)thomasi Endangered Insects Florida leafwing Butterfly Anaea troglodyte floridalis Endangered Bartram's hairstreak Insects Butterfly Strymon acis bartrami Endangered Insects Monarch butterfly Danaus plexippus Proposed Threatened Mammals Florida bonneted bat Eumops floridanus Endangered Mammals Lower Keys marsh rabbit Sylvilagus palustris hefneri Endangered Mammals Silver rice rat Oryzomys palustris natator Endangered Puma(=Felis)concolor(all subs . Similarity of Mammals Puma (=mountain lion) p Appearance Except coryi) (Threatened) Mammals West Indian Manatee Trichechus manatus Threatened Mammals Key Largo wood rat Neotoma floridana smalli Endangered Mammals Key deer Odocoileus virginianus clavium Endangered Mammals Key Largo cotton mouse Peromyscus gossypinus Endangered allapaticola Mammals Florida panther Puma (=Felis) concolor coryi Endangered Reptile Hawksbill sea turtle Eretmochelys imbricate Endangered Reptile Eastern indigo snake Drymarchon corgis couperi Threatened Reptile Gopher tortoise Gopherus Polyphemus Resolved Taxon Reptile Leatherback sea turtle Dermochelys coriacea Endangered Reptile Loggerhead sea turtle Caretta caretta Threatened Reptile American crocodile Crocodylus acutus Threatened Similarity of Reptile American alligator Alligator mississippiensis Appearance (Threatened) Reptile Green sea turtle Chelonia mydas Threatened Reptile Florida Keys mole skink Plestiodon egregius egregius Proposed Threatened Snails Stock Island tree snail Orthal icus reses(not incl.nesodr as) Threatened y Source: U.S.Fish&Wildlife Service(https://www.fws.gov/ /) ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... umuuulliIIVi� uuuummu� m ulllll'iiuuuuuuuuuum uuuuuuuuum m 0 A��N ��111111111111111111111) OG CS Monroe County has experienced moderate population growth since 2010, approximately 14.6 percent, according to data from the U.S. Census Bureau's Decennial Census. However,the County's population had declined by just over 8 percent in the decade prior(2000-2010). Table 3.5 provides population counts from 2000, 2010, and 2020 for each of the participating jurisdictions. Table 3.6 provides population projections for Monroe County for 2020-2045. Figure 3.6 shows 2023 population density by census tract in persons per square mile. IIN4arvroe Courity,III:III III:I III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii ad aii°m Strategy 3 a iiir.m u a i a SECTION 3: PLANNING AREA PROFILE "'i"""" IIIIIII IIIIIII ""'"'"" °1IIIi°°°°°°°°IIIIII "'IluIIIIIII IIIIIIP""'"'' IIIIIII IIIIIII IIIIIII tIIIIIII IIIPi f 2000 2010 Total 2020 Census %Change Jurisdiction Census Census Change Population 2010-2020 Population Population 2010-2020 City of Key Colony Beach 788 797 790 -7 -0.9% City of Key West 25,478 24,649 26,444 1,795 7.3% City of Layton 186 184 210 26 14.1% City of Marathon 10,255 8,297 9,689 1,392 16.8% Islamorada Village of Islands 6,846 6,119 7,107 988 16.1% Unincorporated Monroe County 36,036 33,044 38,634 5,590 16.9% County Total 79,589 73,090 82,874 9,784 13.4% State of Florida 75,982,378 78,807,370 27,538,787 2,736,877 14.6010 Source: US Census Bureau Decennial Census 2000,Decennial Census 2010;Decennial Census 2020 *Because of Layton's small size,population estimates are likely to underreport total population;the population of the City was also reported to be 186 in 2020 by the Bureau of Economic and Business Research at the University of Florida. "'i°°°° Illlllh IIIIIII 3.6II IIIIIII IIIIIII��IIIIIII °1'Ilillll IIIIIIIIIIIIII °. flllilll°°°°°°°�IIII IIIIIII°°"'llllliu IIIIIII uu IIIIIII°°°°�°�� 2022 Projections Population Estimate 2025 2030 2035 2040 2045 2050 Monroe County 839961 Low 80,300 78,400 75,900 73,200 70,400 67,800 Medium 85,400 87,100 88,000 88,400 88,600 88,700 High 90,500 95,800 100,100 103,600 106,800 109,500 Source: Bureau of Economic and Business Research(University of Florida),Projections of Florida Population by County,by 2025-2050,with estimates for 2022 Marvroe County, ,III::IIL III: IIM t.1 t:lii... .iii Strategy t .. � iii�w ... ��..�....... .., iiD 03 wwwwu mow. rvu� rvow� LIXf � Ww" � era 6�F � f ,in N'^orb !,A' IM 4-J tnj W c� Lin fi O IV fq r- of w r I�Mµ_� I O 1 I � IIIII fq U J to a a01 Cal c tsi IQ o N I Z ZuuuuumlV i� � � � � III Z n Lip � 5 Ln +.--iA wr a I ww� .. ' � ml M IIIII� �II Z loop O tr iuuuum V III"'� Y II� W O SECTION 3: PLANNING AREA PROFILE Table 3.7 details demographic and social characteristics of each of the participating counties compared to the State of Florida overall according to the 2020 Decennial Census. Per this data,the Monroe County population is older than the state average. The County has a greater proportion of individuals with high school diplomas and Bachelor's degrees and a lower proportion of individuals with disabilities and who speak English less than very well as compared to the state. III�dIIIII,,oe CouIIIIIII°ity IIIIIII'�� IIIIIII °�°��IIIIIII°°° Illlllflllllll Illilll IIIIIII° IIIIIII2023 Demographic&Social Characteristics Monroe County Florida Median Age 49.7 43.0 %of Population Under 5 years old 3.7% 4.8% %of population Over 65 years old 23.4% 22.6% %of Population Over 25 with high school diploma 93.3% 89.6% %of Population Over 25 with bachelor's degree or higher 37.8% 33.2% %with Disability 11.3% 13.5% %Speak English less than "very well" 9.4% 12.1% Source:US Census Bureau,American Community Survey 2019-2023 5-Year Estimates Racial characteristics of the participating jurisdictions, compared to the state average, are presented in Table 3.8. Monroe County and its jurisdictions are predominantly white and less racially diverse than the state as a whole. The county and its jurisdictions have a substantially smaller black population than the state. Monroe County does have a sizable Latino population with Latinos making up 23.4% of the county's total population, slightly lower than the state. And Latinos represent 30% of the population in the City of Marathon,higher than the state. 3 II IIIIIII°°°�IIII �� IIII IIIIIII ° �IIIIIII °�t �� IIIIIII �� .IIIIIII IIIIIII IIIIIII ,�� White, Black, Asian, Other Two or Persons of Jurisdiction More Hispanic or Race,% Races,% Latino Origin,0/6 City of Key Colony Beach 81.6% 2.4% 0.9% 0.8% 1.4% 12.9% City of Key west 61.1% 9.7% 2.3% 1.1% 3.4% 22.4% City of Layton 78.6% 1.0% 0.0% 0.0% 1.0% 19.5% City of Marathon 62.5% 3.8% 0.9% 0.7% 2.4% 30.0% Islamorada Village of Islands 81% 1% 1% 0.5% 2% 15% Unincorporated Monroe County 67.1% 4.0% 1.0% 0.7% 2.8% 24.4% Monroe County 66.0% 5.5% 1.4% 0.8% 2.9% 23.4% Florida 52% 15% 3% 4% 0.9% 26% Source: US Census Bureau,American Community Survey 2019-2023 5-Year Estimates Note:Racial statistics represent the proportion of individuals that fall in each category alone,i.e.the white population represents the non-Hispanic white population. Figure 3.7 displays social vulnerability information for Monroe County by census tract according to 2022 data and analysis by the Centers for Disease Control and Prevention(CDC). The CDC's Social Vulnerability Index(SVI) indicates the relative vulnerability within census tracts based on 15 social factors: poverty,unemployment, income, education, age, disability,household composition,minority status, language, housing type, and transportation access. Higher social vulnerability is an indicator that a community may be limited in its ability to respond to and recover from hazard events. Therefore,using this SVI information can help the Region and jurisdictions to prioritize pre-disaster aid, allocate emergency preparedness and response resources, and plan for the provision of recovery support. IIIAarvroe Courity,III:III III: IIM t.III ill .iii iii ..lii ii iii III IIL...ou III III iii tiii ad: iii°m Strategy 3 a iiir.m ua ilia v IEl.. •> (3) 0 ...... wu- E N C cc a-J 00, to M Cal p Q . N C N c� N N 0 f6 4-J em U IIIIIIIIVIIIIIIII � �°°"�" � � (IIIIIIIII ��: U 11111111111116 °� U J JW01) IIIIIIIIIIIIIIIIIIIIIIIIIII I��° - 4HN OIlll��ullllllll � � � II W li ulllluuuuuuuuuuu rM'"" 4-J aIII � � Q , 0 W Ln Cal 0) V Illllllllililillllll'Illlililil�� Z 0 Z ��I�IIIIIIIIIIIIIIIIIIII �� I�� J a 1I �..� II M V IIIIIIIII''iiii � c I, Z U O (ICI ` Iluuuum U L III'��Wl��u rr IIIIIIIIVI L Wo .. V o uuu m O ,A � v, �muuuuuuuul � �� a SECTION 3: PLANNING AREA PROFILE ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIIIIII(IIIIIII�� 7 „II �II II IIII „ a..> S I IIIIIIIIIIIIII (III uuuuuuuuuuuuu uuuuuuuuuuuuu uuuuuu uuuuu uuuuuuu uuuuu uuuuuuu As of March 2025,Monroe County had 61 listings on the National Register of Historic Places. Three of the listings are Historic Districts. Listing on the National Register signifies that these structures and districts have been determined to be worthy of preservation for their historical or cultural values. Additionally, four of these properties are also listed as National Historic Landmarks. °°°° Illlllhlllllll Rll;;illll IIIIIII tlllilllllllllll IIIIIII IIIIIII tllllllll f IIIIIII 1111i111 t IIIIIII IIIIIIIacesIIIIIII tlllillllllll IIIIII IIIIIII IIIIIII° Ref# Property Name Listed Date City Dry Tortugas 70000069 Fort Jefferson National Monument 11/10/1970 Islands Everglades 96001179 Cane Patch 11/5/1996 Nat'l Park Everglades 96001183 Rookery Mound 11/5/1996 Nat'l Park Everglades 96001180 Ten Thousand Islands Archeological District 11/5/1996 Nat'l Park 96001182 Bear Lake Mounds Archeological District 11/5/1996 Flamingo 06000979 Mud Lake Canal* 9/20/2006 Flamingo 79000684 Overseas Highway and Railway Bridges 8/13/1979 Florida Keys 11000860 Alligator Reef Light 12/1/2011 Islamorada 06000493 Chaves Shipwreck Site 6/15/2006 Islamorada 95000238 Florida Keys Memorial 3/16/1995 Islamorada 06000495 Herrara Shipwreck Site 6/15/2006 Islamorada 97000404 LaBranche Fishing Camp 5/9/1997 Islamorada 98000652 Lignumvitae Key Archeological and Historical District 2/16/1999 Islamorada 94000794 SAN FELIPE Shipwreck Site 8/11/1994 Islamorada 01000530 SAN PEDRO (shipwreck) 5/31/2001 Islamorada 06000501 Tres Puentes Shipwreck Site 6/15/2006 Islamorada 96000581 USS ALLIGATOR 6/6/1996 Islamorada 91001771 AFRICAN QUEEN 2/18/1992 Key Largo 84000199 Carysfort Lighthouse 10/31/1984 Key Largo 72000340 John Pennekamp Coral Reef State Park and Reserve 4/14/1972 Key Largo 04000788 Overseas Highway and Railway Bridges(Boundary Increase) 8/3/2004 Key Largo 75000562 Rock Mound Archeological Site 7/1/1975 Key Largo 02000494 USCG Cutter DUANE 5/16/2002 Key Largo 12000362 African Cemetery at Higgs Beach 6/26/2012 Key West 71000243 Armory,The 3/11/1971 Key West 01000228 Dry Tortugas National Park 10/26/1992 Key West 71000244 Fort Zachary Taylor* 3/11/1971 Key West 73000586 Gato, Eduardo H., House 4/11/1973 Key West 89001428 HA.19 (Japanese Midget Submarine) 6/30/1989 Key West 68000023 Hemingway,Ernest, House* 11/24/1968 Key West 92001879 I N G HAM (USCGC)* 4/27/1992 Key West 71000245 Key West Historic District 3/11/1971 Key West 83001430 Key West Historic District(Boundary Increase) 2/24/1983 Key West III aii iiiri:)e courity, WS IIM u.1 III ill ,iii iii ..lii ii w iii III Ill uu III III ii t iii ad aii'i Strategy J a iii*.m u a i a 2,0 6 SECTION 3: PLANNING AREA PROFILE Ref# Property Name Listed Date City 74000652 Little White House 2/12/1974 Key West 72000341 Martello Gallery-Key West Art and Historical Museum 6/19/1972 Key West 73000587 Old Post Office and Customshouse 9/20/1973 Key West 73000588 Porter, Dr.Joseph Y., House 6/4/1973 Key West 73000589 Sand Key Lighthouse 4/11/1973 Key West 06000957 Sloppy Joe's Bar 11/1/2006 Key West 94000633 Thompson Fish House,Turtle Cannery and Kraals 6/23/1994 Key West 73000590 U.S.Coast Guard Headquarters, Key West Station 10/15/1973 Key West 84000915 US Naval Station 5/8/1984 Key West Veterans of Foreign Wars Walter R. Mickens Post 6021 and 12000300 William Weech American Legion Post 168 5/30/2012 Key West 76000602 West Martello Tower 6/24/1976 Key West 84000930 WESTERN UNION (schooner) 5/16/1984 Key West 06000492 Angustias Shipwreck Site 6/15/2006 Layton 06000494 El Gallo Indiano Shipwreck Site 6/15/2006 Layton 06000499 San Francisco Shipwreck Site 6/15/2006 Layton 06000500 Sueco de Arizon Shipwreck Site 6/15/2006 Layton Lower Matecumbe 72000342 Indian Key 6/19/1972 Key 92001243 Adderley,George, House 9/10/1992 Marathon 12000092 Sombrero Key Light 3/9/2012 Marathon 90000443 Pigeon Key Historic District 3/16/1990 Pigeon Key 06000496 El Infante Shipwreck Site 6/15/2006 Plantation Plantation 75002123 SAN JOSE Shipwreck Site 3/18/1975 Key Sugarloaf 82002377 Bat Tower-Sugarloaf Key 5/13/1982 Key Summerland 10001189 American Shoal Light 1/25/2011 Key 06000497 El Rubi Shipwreck Site 6/15/2006 Tavernier 100005820 Matecumbe Methodist Church 11/30/2020 Islamorada 100006117 Matecumbe Methodist Church Cemetery 2/5/2021 Islamorada 100007123 Crane Point 10/29/2021 Marathon Source:National Parks Service,National Register of Historic Places,March 2025 *National Historic Landmarks ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table 3.10 and Table 3.11 provide details on housing characteristics in Monroe County and incorporated jurisdictions according to data from the 2020 Decennial Census and 2019-2023 ACS 5-Year Estimates. According to the 2020 Decennial Census,there are 53,961 housing units in Monroe County, of which 67.5 percent are occupied. Compared to the state, occupancy rates are lower across the county and all incorporated jurisdictions. Approximately 39.5% of occupied units are renter-occupied. A high percentage of renters is an indicator of higher pre-and post-disaster vulnerability because, according to III aii iiiri:)e courity, WSIII: IIM u.1 III ill ,iii iii ..lii ii w iii III Ill uu III III ii t iii ad aii°i Strategy J a iii*.m u a i a SECTION 3: PLANNING AREA PROFILE Cutter, et al. (2003),renters often do not have the financial resources of homeowners, are more transient, are less likely to have information about or access to recovery aid following a disaster and are more likely to require temporary shelter following a disaster. The City of Key West has the highest rate of renter- occupied housing, at 55.6%. Higher rates of home ownership in some jurisdictions, including Islamorada and unincorporated Monroe County,where owner-occupied housing rates are all above 70 percent,may indicate that more residents in these areas are able to implement certain types of mitigation in their homes. The housing growth rate since 2010 has been positive in Key West(2.3%), Marathon(3.9%), unincorporated Monroe County(4.6%), and Monroe County(2.3%) as a whole. Key Colony Beach has experienced the largest decrease in overall housing units at-29.9 percent, followed by Layton(-9.8%), and Islamorada(-1.1%). Nearly 58 percent of housing units in Monroe County are detached single family homes. The next most common housing type is 10 or more apartments,which make up 11.4 of all housing units. Apartments are followed by mobile homes,which make up 9.5% of the county's housing; mobile homes can be more vulnerable to certain hazards, such as tornadoes and wind storms, especially if they aren't secured with tie downs. Almost half of Monroe County's housing, 48.5 percent,was built prior to 1980. Age can indicate the potential vulnerability of a structure to certain hazards. For example,Monroe County first entered the National Flood Insurance Program in 1973. The Cities of Key Colony Beach, Key West, and Layton all entered the NFIP in 1971,however Marathon and Islamorada did not enter the NFIP until years later. This indicates that a significant portion of housing within Monroe County was not build to floodplain standards. miulVlilVli um uuumuum I � �� a mum pool of i �uu inm mum umuu �'�'� � u uu'� uumm � puu pnn .m um II i� u�m um� ��. °°°° IIIIIII IIIIIII . IIIIIII IIIIIII IIII t IIIIIII IIIIIII t tlllllll IIIIIII �liiu IIIIIII t tlllllll ulllllllliluuuuo m Housing Owner Mobile Housing Housing Units Percent Occupied Vacant Home Units,Jurisdiction Units Units Change Occupied Units, Units, (2010) (2020) (2010- (2020) Percent Percent percent 2020) (2020) (2020) (2023) City of Key Colony 1,431 1,003 -29.9% 41.0% 79.3% 59.0% 0.0% Beach City of Key west 14,107 14,426 2.3% 79.6% 44.4% 20.4% 3.8% City of Layton 184 166 -9.8% 63.3% 61.9% 36.7% 0.0% City of Marathon 6,187 6,427 3.9% 66.7% 57.2% 33.3% 10.4% Islamorada Village of Islands 5,692 5,630 -1.1% 58.3% 73.0% 41.7% 0.0% Unincorporated 25,163 26,309 4.6% 64.1% 69.4% 35.9% 13.0% Monroe County Monroe County 52,764 53,961 2.3% 67.5% 60.5% 32.5% 9.5% Florida 8,989,580 9,865,350 9.7010 86.5010 65.7% 13.5% 7.5% Source:U.S.Census Bureau 2020 Decennial Census (IIIIIII IIIIIII IIIIIII ""'"'lull"°IIIIIIIIII IIIIIIIIIIII IIIIII IIIIIIP"""Illllu IIIIIII IIIIIII'""'„l ll 11114°°°° IIIIIII IIIIIIP' Illlllh' IIIIIIP "'t" IIIIIIP"m IIIIIII "t'IIIIIII 2020 Housing Characteristics Monroe County Florida Average Household Size 2.83 2.51 %of Housing Units with no Vehicles Available 6.9% 5.9% %of Housing Units that are mobile homes 9.5% 7.5% Source: American Community Survey,2019-2023 5-Year Estimates Marvroe County, IIM t.1 III t oc III III iii.��ii g a t ii iiir'i Strategy J a iii`l U a iii'� 2,0 2,6 IIC: I g e 3 SECTION 3: PLANNING AREA PROFILE ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... .5.7 TRANSPORTATION Transportation in Monroe County is unique. U.S. Route 1 (US 1), also known as the Overseas Highway, is the single road that forms the backbone of the transportation network in the Florida Keys and serves as the sole link to the Florida mainland. US 1 runs 126 miles from Florida City, in Miami Dade County,to Key West. The mostly two-lane highway is maintained by the Florida Department of Transportation. Along the route, there are 42 bridges totaling 19 miles. The Overseas Highway is a lifeline for the Keys, serving as both a highway and a"main street;"it drives the local economy by bringing food,materials, and tourists from the mainland. In addition to US 1,Monroe County maintains approximately 450 miles of roads, including 37 bridges. Card Sound Road—a toll road—serves as an alternate to US Highway 1 in some places. Mainland Monroe is primarily government owned parks and preserves and has few roads. The only County maintained road is Loop Road, a 16 mile loop off of US 41 that crosses the Miami Dade and Collier County lines. Key West,Marathon, Key Colony Beach, Islamorada, and Layton are all responsible for the streets within their boundaries that are not maintained by the state or the county. The County has two primary airports. Key West International Airport(EYW)is located within the Key West city limits, two miles east of the main commercial center. EYW is the primary passenger airport in the Keys and served more than 1.3 million passengers in 2023. Florida Keys/Marathon International Airport(MTH)is located within the Marathon city limits directly adjacent to US 1. MTH is a general aviation airport that currently does not have any scheduled passenger flights but does have charter air service. Both airports are self-supporting Enterprise Funds,which operate using money generated by rates and charges levied on airport tenants and users. The Airports Department operates the facilities and provides comprehensive aviation services. Bus service is provided by Greyhound to the Key Largo bus stop,the Marathon airport, and the Key West Bus Station. Key West Transit provides public bus service with five routes in the City of Key West and one route for the Lower Keys Shuttle,traveling between Key West and Marathon. Miami-Dade Transit provides the Dade-Monroe Express between Florida City and Marathon. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 3.52 UTILITIES Electric power for the County is provided by the Florida Keys Electric Cooperative (FKEC) from the Upper Keys (Miami-Dade County Line)to Marathon at the Seven Mile Bridge and by Keys Energy Services KEYS) from the Seven Mile Bridge to Key West. The electric transmission lines in the county are above-ground, and transmission poles are located in the water at bridge crossings between keys. FKEC is a member-owned not-for-profit electric utility. The cooperative brings power from the mainland to the Florida Keys to serve approximately 33,000 accounts via a 138,000-volt transmission line. The transmission line is jointly owned by FKEC and KEYS,with FKEC responsible for maintenance in their territory. FKEC purchases nearly 100 percent of its power from Florida Power&Light, although generators in Marathon and two solar arrays also contribute to power supply. FKEC operates 6 substations and maintains over 800-miles of distribution power lines. Keys Energy Services is a municipal owned public utility headquartered in Key West serving more than 28,000 customers. KEYS purchases all of its power through Florida Municipal Power Agency(FMPA) and imports the power from the mainland via the 13 8,000 volt transmission line. FMPA owns I I I III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy Jaiir'iu a�i a 2,02,6 IIC:.) g ,.) P SECTION 3: PLANNING AREA PROFILE megawatts of generation on Stock Island. The local generation is used to meet peak loads and for emergency backup in the event of loss of the transmission line. KEYS operates 9 substations and maintains over 900 miles of distribution power lines (340 miles three phase equivalent). Water service in the Florida Keys is provided by the Florida Keys Aqueduct Authority(FKAA), an independent state agency with the primary purpose and function to obtain, supply, and distribute an adequate water supple to the Florida Keys. FKAA provides potable water across the County along with reclaimed water and wastewater services in select areas. In total,FKAA delivers approximately 16.5 million gallons of drinking water per day. The Authority manages the infrastructure to supple water, including a pipeline that originates in Florida City(Miami-Dade County)bringing water from the Biscayne Aquifer. The main pipeline that connects the upper keys is laid underwater; some distribution pipelines, however, are connected to roads and bridges and may be vulnerable to washout. FKAA additionally operates two reverse osmosis emergency water treatment plants to provide an alternate source when water cannot be supplied through the pipeline. FKAA is required to meet or exceed the latest edition of the Florida Building Code when building or renovating its facilities; it also complies with the minimum design standards for flood protection of water and wastewater infrastructure set by the Florida Department of Environmental Protection. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 3.6 uuuuuuum IIkq a um A��Nuuuuu uuuuuuuu II uuuuuuuu uuumum uuuuu mu 1 uuuuuuu C Uumi IIII uuuuuuu uuuuuuuuuuuuuu uuuuuuuu uuuuuuuuuuuuu uuuuuuuuum. 14uuuuuuuutli uuuuuuuuuuuum A�� Monroe County and each of its jurisdictions use a comprehensive land use plan to guide their growth. A community's comprehensive plan and future land use map help determine development decisions and indicate where growth can be expected to occur based on land suitability and the community's overall vision and priorities. In 1975,the Florida Keys were designated as an Area of Critical State Concern by the Administration Commission and then by the Florida Legislature in 1979. This designation is intended to protect environmental and natural resources of regional and statewide importance,historical archaeological resources, and major public facilities and public investments; these resources include the only coral reef system in North America, and the third largest in the world, and one of the most ecologically diverse ecosystems in the United States. Due to this designation, federal and state involvement in the County's land use planning is extensive. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... MONROE C Land use in Monroe County is managed by the Monroe County Planning and Environmental Resources Department. The department has four offices: Comprehensive Planning, Current Planning, Environmental Resources, and Marine Resources; floodplain management also falls within this department. Across these offices,the department is responsible for the administration of the County's comprehensive plan and land development regulations, including processing amendments to the plan(comprehensive planning). Additionally, the department reviews development proposals for compliance with the plan, including environmental compliance (current planning). The County's adopted comprehensive plan,most recently updated in 2010 to plan through the year 2030, guides future growth and community development. Monroe County's Comprehensive Plan states that"Monroe County shall manage future growth to enhance the quality of life, ensure the safety of County residents and visitors, and protect valuable natural resources."It designates the following future land use categories to guide growth within the county: — Agriculture — Mixed Use/Commercial Fishing — Airport District — Mainland Native III .III ill .iii iii ..lii ii iii III Ill ou III III iii t iii atiii aii°m Strategy Jaiir'i u a�i a 2,02,6 SECTION 3: PLANNING AREA PROFILE — Conservation — Public Buildings/Lands — Commercial — Public Facilities — Education — Recreation — Industrial — Residential Conservation — Institutional — Residential High — Military — Residential Low — Mixed Use/Commercial — Residential Medium Monroe County's future land use map is available via an online GIS application. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CITY OF KEY OOL ONY BEACH The City of Key Colony Beach has an adopted comprehensive plan and regulates development with the official Zoning Map, shown below,which includes residential,resort hotel,neighborhood business, public buildings,public recreation, and conservation zones. OFFICIAL I v Y� " _ " w 5 � V X i Yi � r i��Y r Y YJ _ � r 4 Y N � 1ry„h✓ 9" Y r " I � G � Y ^ 1? wu'I re. Y "�" °, W w Y�� `s Wq, pvt "'pry' � rypy �M° P� 3 YY V! N A. .J pw h Y M p M1M1� YI, � R lsV II 4 P N VpM Qs { °a a p " SS" ' "h , 'dam F M1 V "t` r vB9,y'�""'" �,.. ^ ^ u o oNNN �„ W �,"I.I " U" " I�X " o y 0"70"" %e�° i a"^ a �f Y ° I � t I " 4 Y J 6 n r i P r� a r rt + �(I v I n WW r^ v a 1NN lV FAAU ITyPIW L.,.,.7 w 0 "h,MNo.,6l.wvd;ekl.:Im,h'M" R I fl1 4�^w°(J,C`-IiP,�RU4 L k'"♦•tY_.,.S tllLdNA,`F� a _ � •....... 2A N AI_APH.YR wI�,N�NGE � l .a � � ., k EXISmwG Pt .-CENLYL',IURL, ' � F�-3 Mile Il FP04 IL YI C4�:nIY'�'YIE C�XIs{`„ ��(. A."rI�'+. � ,n"^w�"`k .., Nd uN V;a Y"lyd h h r rv„ ,. ' '' "., ' ' � f wu KJgI 1YylN� ' fl kt RRfl rr^II-0W IkLY"IN L u re D..I PkDGCw 1k""y;;Mf+I R Xr.Lk lf4i.IJ&N�WESS �a r q o f y R RLSIIWvLI lur H RM A B LIP pMXiNp4 wrkvND �. W NaVJi , � J ,yNAyFA8 Ihd 0VI<'INd fi�N"1P Y,L N'sl i aVl4r N N CfQd OVk k�: N,iCkru�W,nd"+Nv�,T�btl�Y " Vu" Rd^I!N 11:rwpbYI v° w` Sul b"mI N(r l[°°Af 8,,O'&IrI.Y R,..,°ail,IN1."w .0 OIK,2L1.IP&MLY Ikn44t NrL M"N X.+n 1�rk.' pf�� 6N Phi i9kM iP IY PNH*V 11"169I IYi 9A41 IXIY "'� �rf4a dJ��j�«,eu"u•�u ava �v e�w, � _.... �r CITY OF KEYCOLONY BEAI. F..fl�Y c f°vFSf"rc°a la��"MWAS h 1�'ll5'�3".il..la4 n�'3V'dAP_'iu�IM 11�5J idN a<"kkC;N,19 kdJ�. CITY OF KEY WES 7 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... The City of Key West adopted its most recent comprehensive plan in 2013. Key West lists inclusiveness/diversity, ethics, community, environmental stewardship, and fiscal responsibility, as the core values of its comprehensive plan. It recommends medium and high-density development sparingly and emphasizes the legacy of historic residential and commercial uses. Key West's future land use categories are reflected in the map below and include: III ".III ill ".iii iii ""lii ii iii III III ou III III iii t iii atiii ar''i Strategy 3 a iiir"m u a ilia IIC:.)'I'g i 38 SECTION 3: PLANNING AREA PROFILE — Low Density Residential — Medium Density Residential — High Density Residential — Historic Residential — General Commercial — Historic Commercial — Public Service — Historic Public/Semi-Public — Conservation — Military IIIIIII"Illilll �° liiiiiim e IIIIII IIIIIIIp ��,,� �� t IIIIIII IIIIIII�� IIIIIII°� IIIIIII�� _.._._..............................................................................m-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- �Legend w ylN�pia u, IFUNTO Land Use djf Luoo,`,�*Rsd�F 2MrlkrtiiN1w ly w y A11111 o7adroYcgv�a.e ry Ihdgdw Wemmml��V,GN l�I�mlvA�marm4u�N rr ium1Y,��;O;fi1V'�n� mark.Rowkyraod L'u mmnm irnaU *s1wr P u b Vgklam m I111140 %I[gFtl*-,v Xyre mmw na"r lm'd WN a 0,tiv"rawai�Pm raw f i v a r i a� l � r" III P f, r �i-5 2 A P FLU 1 1, ; ITY 0 F K EY'W E ST-2 0 30 FUIT U R E LA N D U S IEI U Source:2013 City of Key West Comprehensive Plan ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CITY OFL The City of Layton updated its comprehensive plan in 2016. Through this plan,the city sets out to "maintain the residential character of Layton,manage the rate of development and population growth to provide small-town ambiance, improve quality of life for residents..." The comprehensive plan provides an existing land use map (as of 2007)as well as a future land use map. These maps, shown side-by-side in Figure 3.10 and Figure 3.10 are almost identical—meaning that the city intends to maintain the current development pattern. Layton concentrates commercial and institutional development along the U.S. 1 Corridor and reserves the area behind these commercial/institutional spaces for single-family homes. It divides future land uses into four categories: Single-family,Multi-family, Recreation, and Conservation. III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy Jaiir.°m u a. 2,02,6 SECTION 3: PLANNING AREA PROFILE " ""'I ......... t I Use IMaIIIIIp FIGU'RE .- ITS'OF L "T+ II,,,I L U I!Dad E I TII' O L " L PE',ua LAND USE Fkx �x da i CIS .w v qb0�"" v ° IG.c ru_Key B,,)g N it �d f /%i Ilf tL LEGEND �C'J v Hini , ClawreraW W=C 1, r ImuIfli fatuity Va ca),rit Source:City of Layton Comprehensive Plan,2016 " III IIIIIII "f P' 1111114°°°°° "'f IIIIIII IIIIIII PhuIiii1se IIII IIIIIII F� (JRE„.y. MY Ali"LAYTON,FLORIDA F'U"7LflR,E LAND USE MAP .! H m` IN a as a Day < 4 Kawre BH L'4 ry w . w °c l , r J r J u, T 1 k4u i�.Famrry 7 ovyiin'l N c f ................... Inst bitIia,na I ,ec n veirvaton Owgkklumce V9 K1?(')Q T vaulty'.Land Ama gab ed. 02 Iff 7,20138 :,l Source:City of Layton Comprehensive Plan,2016 Nllarvroe Courity, WS... IIM t.IIIIII l .III iii lii LIi III III IIL...oclz:III III itiii atiiiaII°m Strategy aIIIr°m ua 2 : IIC:a g i L1. SECTION 3: PLANNING AREA PROFILE ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CITY OF MARATHON The City of Marathon passed its most recent comprehensive plan in 2005. The comprehensive plan seeks to direct future growth towards "lands which are inherently most suitable for development" and it promotes "conservation,preservation, and protection of environmentally lands." Through the future land use map,the city primarily encourages mixed use development along the U.S. 1 corridor and reserves areas for conservation and recreation. It also favors medium and high-density residential development, rather than just low residential. Future land use categories include: — Airport — Conservation — Industrial — Mixed Use Commercial — Public — Recreation — Residential High — Residential Medium — Residential Low The City's future land use map is available via an online GIS application on the City website. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ISLAX110RADA VIL I.AGE OF ISLANDS Islamorada Village passed its comprehensive plan in January 2001 and made updates to the plan up until September 2017. As of March 2025, Islamorada is in the process of creating a new comprehensive plan. Its land regulations intend to reinforce the village's community appearance, enhance the appearance and function of US 1 Corridor,protect residential areas from incompatible development, encourage separation of urban and rural land uses, and ensure orderly transition. Future land use categories include: — Conservation — Recreation/Open Space — Public/Semi-Public — Residential High — Residential Medium — Residential Low — Residential Conservation — Airport — Mixed Use — Industry — Mariculture III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii ad aii°m Strategy 3 a iiir.m u a i a SECTION 3: PLANNING AREA PROFILE IIIIIII""""""IIIIIII "" ""'"'''III'°""IIIIIII IIII IIIIIII IIIIIII """ I II IIIIIII IIIIIII IIIIIII IIIIIII P"" IIIIIII""""""' ul IIIIIII r IIIIII "'IIIIIIP �� IIIIIII��I N IS Iu�' u4 m dm o�1Wv +i u � �.➢IV�rw y„ 1 V V a� Jn� � � J r✓� W ahYU.4 '� 1V ��m G �">�A6 p9 rJ I1w%W,n u WTI tt YU`Li iF N „ou IArW uP"7i I IY G4 ip iY o A��. ��"'� lIf " �ry III^ 1 I IsIOr' I Village Islandis ®M a Offic"liall Future, Inid, Use Map Ski .! 'MMI � X s �aIIdIMAAMM�M m�OWN ail nMr'.IDU�u IA II��II a— �,� �4�oN a n ' (F�J I ii Low I'M utlu,V iM1�r M 'RoP,II r��iNl� "I6N�PIdUI o � Is�litualY�wl �rua�n ww,ww a ,W w n m�w OV L w.. z,', 'nm�MWdi Iu,G W Md a M'uMrvIIC�r nWlufrIl av'IuV,m+MIN Om IIW�u'r��; fd�udllV�rvux 'O N Wy�w"dr'Wuw.ur rNf u;ul,a>�Ilyd"�WW kaf MNi1 y�-u'if ywm:W gi y l9''u'M�W'!V.�1�� WhA 4Wwu�Ydl�� I WO km a�a"ryr 9 vAl'gM:.�maP�* .. :�„� �.... IhN~W,�`�67INIAulo Rl'?�s��'i'a610,,NoIlIB'OP19 UD�Aw'`�di wuA104M III°%I MiAN'�"'rind'u0,609,;6�,'W W dills 'w vwt '�I'��;�NIP XY�H�,Awtl»Y,99, I�rNI�'�IXo'�IIIIV�Iyry�ip�A,X'�Yp',4�MU'v,KF'"�"VIIYV'>'�I W16Y&WAMN,AIlhi "�9�i��d'N'�71',� 4MM 044twv dW ffiwk,46(°kAPA,'"7% We I lul�Mv yri��MAiWl*W AIuy,Im Ikil i1611,404061,66hr40,Nm*ykri A MN IRM @ fVi�b sMd`rraN'lu'uWrWrr,`G i lAW19 WIM,pn,@u»,AIIW WvrffrM'',Naur'W v"IM 4!owj, , CAM Source:Islamorada,Village of Islands ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 67 RATE OF GROWTH ORDINAN(O"E Growth trends in Monroe County are regulated through the number of residential permits issued. The Monroe County Rate of Growth Ordinance(ROGO) controls the number of dwelling units—both permanent and seasonal—that can be permitted in Monroe County and incorporated municipalities. The ROGO was initially adopted in 1992 as a response to the inability of the road network to accommodate a large-scale hurricane evacuation in a timely fashion. During the initial evacuation study, a series of complex models was developed to determine the number of additional dwelling units that could be permitted without exceeding a 24 hour evacuation from the Keys. As a result, a tool was developed to equitably distribute—geographically and over time—the remaining number of permits available. Based on the supply of vacant buildable lots,the ROGO distributes a pre-determined number of allocations for new residential permits by ROGO Year—generally from July 13'of one year through July 12'of the next year. To further address concerns of carrying capacity,the County implemented the tier system. This system designates all land outside of mainland Monroe into three general categories for purposes of its land acquisition program and smart growth. Both systems recognize the finite limits of the carrying capacity of both the natural and man-made systems in the Keys. Their goal is to ensure public safety through the ability to maintain a hurricane evacuation clearance time. Both the ROGO and Tier III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii ar''I Strategy Jaiir'iu ai SECTION 3: PLANNING AREA PROFILE System exclude the Ocean Reef Club planned development in Key Largo based on the Ocean Reef Club Vested Development rights letter. The three tiers are as follows: - Tier I: Natural Areas - Tier II: Transitional and Sprawl Reduction Area(on Big Pine Key and No Name Key, only) - Tier III: Infill Area; includes a special protection area as a subset(Tier III-A) Under the Rate of Growth Ordinance,the number of permits to be allocated between July 13'2013 through July 13th 2023 was to not exceed 1,970. These allocations were to be divided yearly and across market rate units, affordable housing units,mobile homes, and institutional residential units. The County required at least 20 percent of yearly allocations to be affordable units. Annual permits were also divided between three subareas: Upper Keys, Lower Keys, and Big Pine Key/No Name Key. On February 10, 2020,the county adopted Ordinance No. 006-2020 amending section 13 8-24 of the Monroe County Land Development Code. Through this adoption,the County extended the ROGO time period through 2026. In so doing,the number of permits available annually was reduced. Table 3.12 below illustrated the permits to be made available under this new ordinance amendment. "'"""' IlllllhIIIIIII 11° ""'IIIIIII IIIIIII' IIIIIII IIIIIII° (IIIIIII IIIIIII IIIIIII IIIIIII Illilll t IIIIIII IIIIIII tlllilll IIIIIII m' ullliiluuum Annual Allocations ROGO Year Market Rate Affordable Housing July 13,2013-July 12,2014 126-U: 611 L:57, BPK/NNK:8 71 July 13,2014-July 12,2015 126-U: 61, L:57, BPK/NNK:8 71 July 13,2015-July 12,2016 126-U: 61, L:57, BPK/NNK:8 71 July 13,2016-July 12,2017 126-U: 61, L:57, BPK/NNK:8 July 13,2017-July 12,2018 126-U: 61, L:57, BPK/NNK:8 July 13,2018-July 12,2019 126-U: 617 L:57, BPK/NNK:8 July 13,2019-July 12,2020 126-U: 611 L:57, BPK/NNK:8 July 13,2020-July 12,2021 64-U:31, L:29, BPK/NNK:4 497 total Affordable Housing July 13,2021-July 12,2022 64-U:31, L:29, BPK/NNK:4 Units (Available Immediately) July 13,2022-July 12,2023 64-U:31, L:29, BPK/NNK:4 July 13,2023-July 12,2024 64-U:31, L:29, BPK/NNK:4 July 13,2024-July 12,2025 64-U:31, L:29, BPK/NNK:4 July 13,2025-July 12,2026 64-U:31, L:29, BPK/NNK:4 Total 19260 710 Source:Monroe County Ordinance 006-2020 U=Upper Keys;L=Lower Keys;BPK/NNK=Big Pine Key/No Name Key As residential and non-residential development influence one another, considering non-residential permitting is also important when maintaining the islands' carrying capacity. The predominant form of non-residential development in the Keys is commercial,mainly retail trade and services; this includes tourism related development such as marinas and restaurants. Non-residential development is also controlled to maintain a balance of land uses between residential and commercial. The Non-residential Rate of Growth Ordinance (NROGO) limits the square footage of new commercial development to 239 square feet per each new residential permit issued. In unincorporated Monroe County,this means a maximum of 47,083 square feet of floor area per NROGO year. This is also to be distributed across the same three subareas as the ROGO permits. IIM t.III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii I ad aii°m Strategy 3 a iiir.m u a i a 2,0 2,6 SECTION 3: PLANNING AREA PROFILE ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 111111111111111`�Rll 111111117 OY A 11114 ��N us y m Monroe County is characterized by a unique economy due to its location and geography. The Keys attract both seasonal residents and short-term visitors with an amenable climate and many recreational opportunities. The economy is dominated by tourism;the service sector,primarily hospitality,is the largest segment of the private sector followed by retail trade. As such an important piece of the economy, the tourism industry supplements the tax base in Monroe County. A major hurricane or other disaster event that keeps visitors away will lead to reduced revenue associated with the Bed Tax, Sales Tax, and Infrastructure Tax. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 3.7 7 WAGE,S AND EMPLOYMENT Per the 2023 ACS 5-Year Estimates,the median household income for Monroe County was $82,430, which exceeds the state's median household income ($71,711). Household income is higher in each Monroe County jurisdiction than in the state. Income is highest in Key Colony Beach and Islamorada and lowest in Layton. Compared to the state, a smaller portion of the population is living below the poverty line in the County and all jurisdictions,but more of the population lacks health insurance across the County and in all incorporated jurisdictions except Islamorada. Overall,Monroe County and its jurisdictions experience higher household incomes and lower unemployment and poverty rates than the state of Florida. Table 3.13 shows economic statistics for each jurisdiction compared to the state average and Table 3.14 shows employment statistics for the county compared to the state average. �� IIIIIII�� II�� t �tlllilll t�lllilll �� """' IIIIIII�� IIIIIII IIIIIII""�'�� IIIIII IIIIIII°�Ili��IIIIIII �IIIIIII °�t2023 Median %of Individuals %Without Jurisdiction Household Unemployment Rate(%) Below PovertyHealth Income Level Insurance City of Key Colony Beach $94,531 0.0% 5.1% 7.6% City of Key West $78,532 2.0% 11.1% 17.7% City of Layton $71,875 0.0% 6.7% 14.1% City of Marathon $80,556 5.4% 11.4% 19.2% Islamorada Village of Islands $95,212 0.0% 6.0% 12.0% Monroe County $82,430 3.2% 10.4% 14.9% Florida $77,711 4.8% 72.6% 11.9% Source: U.S.Census Bureau,2019-2023 American Community Survey 5-Year Estimates "'"""' IIIIIIIIIIIIII ""''"" °"'IIIIIII IIIM oIIIIIIP IIIIIII IIIIIII"'t"'t IIIIIIIIIIIIIIIIIII IIIIIIP IIIIIII IIIIIII IIIIIIP IIIIIIP"'t"'t'IIIIIII' IIIIIII IIIIIIP """'IIIIIII2023 Industry Monroe County Florida Agriculture,forestry,fishing and hunting,and mining 1.6% 0.8% Construction 9.1% 8.2% Manufacturing 2.7% 5.2% Wholesale trade 1.6% 2.4% Retail trade 9.5% 12.1% Transportation and warehousing,and utilities 7.4% 6.3% Information 0.9% 1.6% Finance and insurance,and real estate and rental and leasing 7.0% 8.0% III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii ad aii°m Strategy 3 a iiir.m u a i a SECTION 3: PLANNING AREA PROFILE Industry Monroe County Florida Professional,scientific,and management,and administrative and waste management services 11.9% 14.0% Educational services,and health care and social assistance 14.5% 21.0% Arts,entertainment,and recreation,and accommodation and food services 21.7% 11.1% Other services,except public administration 5.9% 5.1% Public administration 6.2% 4.3% Source: U.S.Census Bureau,2019-2023 American Community Survey 5-Year Estimates The largest industry sector in the County in 2023 was"arts, entertainment, and recreation, and accommodation and food services," comprising 21.7 percent of employment across the county. This is followed closely by"educational services, and health care and social assistance," comprising 14.5 percent of total employment. Compared to the state,the arts, entertainment, accommodations, and food services industry makes up a much larger percentage of employment in Monroe County. Table 3.15 summarizes the major employers in Monroe County according to data from the Key West Chamber of Commerce as of October 2021. Five of the ten largest employers in Monroe County are public entities. Illlllh�lllllll ��.111111IIIIII5 �� a III ��' IIIIIII IIIIIII �� IIIIIIIIIIIIIIICouIIIIIIIiity� Employer Sector Employees US Armed Services(I ncl.Civilians Supports&Contractors) Public 2,190 Monroe County Schools Public 1701 Ocean Reef Club Private 850 Publix Stores(Key West, Marathon, Key Largo) Private 730 Ocean Properties Private 550 Monroe County Government Public 540 Monroe County Sherriff's Office Public 518 Lower Keys Medical Center, Key West Private 500 City of Key West Public 470 Spottswood Properties Private 360 Casa Marina/Reach Resort Private 356 Hawk's Cay Resort Private 350 Florida Keys Aqueduct Authority Public 283 Fogarty's/Red Fish Blue Fish/Caroline's/Jack Flats/Waterfront Brewery Private 280 Cheeca Lodge Private 268 Historic Tours of America Private 216 Southernmost Beach Resorts Private 201 Source:Key West Chamber of Commerce,October 2021 III aii iiiri:)e courity, WSIII: IIM:.1 III ill :,iii iii °lii ii w iii III IIL... a III III ii t iii ad aiir.i Strategy a iii*.m w a i a IIC: Liii5 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT uuuuuuuuuuu uuu uuui uuui uuuuuuuuuuuuuui uuuuuu uuuuuu uuuuuuuuuuuuu Cuuuuuu uuuuuu uuui IIIViu 14 ppp m iiiiiiiiiiiiiiiiiiiiiillillilill""I"IAuu uuuuuuuuuuuuuuuuuiuuuuu uuuuu uuuuu uuuuuuuuuuuuuu uuuuuuuuuuum uuuuuuuuuuuuuuuuuuuu ul II 0 iiiiiiiiiiiiiiiiiiiiiillillillillillilliss \4 ASS Requirement§201.6(c)(2):[The plan shall include]A risk assessment that provides the factual basis for activities proposed in the strategy to reduce losses from identified hazards. Local risk assessments must provide sufficient information to enable the jurisdiction to identify and prioritize appropriate mitigation actions to reduce losses from identified hazards. Requirement §201.6(c)(2)(i): [The risk assessment shall include a] description of the type...of all natural hazards that can affect the jurisdiction. ir�r��or00000000rrrrrr0000000000�xrrrr0000000000�xrrrr0000000000rrrr0000000000rrrrrr0000000000rrrrrr0000000000�xrrrr0000000000�xrrrr0000000000rrrr0000000000rrrrrr0000000000rrrrrr0000000000�xrrrr0000000000�xrrrr0000000000rrrr0000000000rrrrrr0000000000rrrrrr0000000000�xrrrr0000000000�xrrrr0000000000rrrr0000000000rrrrrr0000000000rrrrrr0000000000�xrrrr0000000000�xrrrr0000000000rrrr0000000000rrrrrr0000000000rrrrrr0000000000�xrrrr0000000000�xrrrr0000000000rrrr0000000000rrrrrroor Requirement§201.6(c)(2)(i): [The risk assessment shall include a] description of the...location and extent of all natural hazards that can affect the jurisdiction. The plan shall include information on previous occurrences of hazard events and on the probability of future hazard events. 44 CFR Subsection D §201.6(c)(2)(ii): [The risk assessment shall include a] description of the jurisdiction's vulnerability to the hazards described in paragraph(c)(2)(i)of this section. This description shall include an overall summary of each hazard and its impact on the community. Plans approved after October 1,2008 must also address NFIP insured structures that have been repetitively damaged by floods. The plan should describe vulnerability in terms of: A) The types and numbers of existing and future buildings, infrastructure, and critical facilities located in the identified hazard areas; (B): An estimate of the potential dollar losses to vulnerable structures identified in paragraph (c)(2)(ii)(A) of this section and a description of the methodology used to prepare the estimate;and (C): Providing a general description of land uses and development trends within the community so that mitigation options can be considered in future land use decisions. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 11111111111 0V��MISSION iiiiiiiiiiii V I I I W This section describes the Hazard Identification and Risk Assessment process for the development of the Monroe County Local Mitigation Strategy. It describes how the County met the following requirements from the 10-step planning process: — Planning Step 4: Assess the Hazard — Planning Step 5: Assess the Problem As defined by FEMA,risk is a combination of hazard,vulnerability, and exposure. "It is the impact that a hazard would have on people, services, facilities, and structures in a community and refers to the likelihood of a hazard event resulting in an adverse condition that causes injury or damage." This hazard risk assessment covers all of Monroe County, including the unincorporated county and all incorporated jurisdictions participating in this plan. The risk assessment process identifies and profiles relevant hazards and assesses the exposure of lives, property, and infrastructure to these hazards. The process allows for a better understanding of the potential risk to natural and technological hazards in the county and provides a framework for developing and prioritizing mitigation actions to reduce risk from future hazard events. This risk assessment followed the methodology described in the FEMA publication Understanding Your Risks Identifying Hazards and Estimating Losses (FEMA 386-2, 2002),which breaks the assessment down to a four-step process: n� r e III:IIL... III:I III t�I III it lii...J L iii�iii.� iii�:t iii�iii �III IIL...oc III III iii t iii �a t ii�r'i �m iii SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT I I I I � � I J J I I Ill,lllluu uuullgill � II I i , r I I, IIIIIII � III � � i 1 � it i IIIIIIIplll lu �I III 1 1 u � l IOW //a ✓I� � / ., ,,,,,,,;, ��„�,,,, IIIIIf � II IIIIIIIIIIIII�I I k 0 U'IfIfIjI�IIfII III � .Illlll��lllllllliiilllll Illlllllli��i��IIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIII � �� /////////%%//////// Data collected through this process has been incorporated into the following sections of this plan: — Section 4.2: Hazard Identification identifies the natural and human-caused hazards that threaten the planning area. — Section 4.3: Risk Assessment Methodology and Assumptions — Section 4.4: Asset Inventory details the population,buildings, and critical facilities at risk within the planning area. — Section 4.5: Hazard Profiles,Analysis, and Vulnerability discusses the threat to the planning area, describes previous occurrences of hazard events and the likelihood of future occurrences, and assesses the planning area's exposure to each hazard profiled; considering assets at risk, critical facilities, and future development trends. — Section 4.6: Conclusions on Hazard Risk summarizes the results of the Priority Risk Index and defines each hazard as a Low, Moderate, or High-Risk hazard. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... uml lm. uuuuum uuuuuumuu uuuuuuuuuuuuu CAIIIIIIIIIII��IIIIIIIIIIIIIII I m To identify hazards relevant to the planning area,the LMS Working Group (LMSWG)began with a review of the list of hazards identified in the 2023 State Hazard Mitigation Plan and the 2021 Monroe County Local Mitigation Strategy(LMS) as summarized in Table 4.1. The LMSWG used these lists to identify a full range of hazards for potential inclusion in this plan update and to ensure consistency across these planning efforts. All hazards listed below were evaluated for inclusion in this plan update. IIIIIII Illlllh�lllllllIIIIIIIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIIII Illlllhlllllllll IIIIIII IIIIIIIIII Iolif Hazard Included in 2023 Included in 2021 State HMP? Monroe County LMS? Flood Yes Yes Tropical Cyclones Yes Yes Wildfire Yes Yes Severe Storms and Tornadoes Yes Yes Sea Level Rise Yes(Flood) Yes Drought Yes Yes Coastal Erosion Yes Yes Extreme Heat Yes Yes Radiological Incident Yes Yes Cybe r Attack Yes Yes Winter Weather Yes No Sinkhole Yes No Earthquake Yes No Tsunami Yes No Hazardous Materials Incident Yes No Transportation Incident Yes No �A('Irvrc)e Courity, ........ ..:I IIP ��.� y ��.I II �l .��I � � I I�I tiI'I II.m Strategy y a III.°m U a Iy 2,: .6 IIC:III��I I:u�.11l SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Hazard Included in 2023 Included in 2021 State HMP? Monroe County LMS? Agricultural Disruption Yes No Human Health Incident Yes No Harmful Algal Bloom Yes No Domestic Security Incident Yes No Mass Migration Yes No Civil Disturbance Yes No Dam Failure Yes No Space Weather Yes No The LMSWG evaluated the above list of hazards using existing hazard data,past disaster declarations, local knowledge, and information from the 2023 State Plan and the 2021 Monroe County Plan to determine the significance of these hazards to the planning area. Significance was measured in general terms and focused on key criteria such as frequency and resulting damage,which includes deaths and injuries, as well as property and economic damage. One key resource in this effort was the National Oceanic and Atmospheric Administration(NOAA)'s National Center for Environmental Information(NCEI),which has been tracking various types of severe weather since 1950. Their Storm Events Database contains an archive by county of destructive storm or weather data and information which includes local, intense and damaging events. NCEI receives storm data from the National Weather Service(NWS),which compiles their information from a variety of sources, including but not limited to: county, state and federal emergency management officials; local law enforcement officials; SkyWarn spotters;NWS damage surveys; newspaper clipping services; the insurance industry and the general public, among others. The NCEI database contains 413 records of severe weather events that occurred in Monroe County in the 25-year period from 2000 through 2024. Table 4.2 summarizes these events. °°° Illlllh�lllllll IIIIIII IIIIIIIIIIIIIIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII' IIIIIII°t °f IIIIIII IIIIII IIIIIII IIIIIIICouIIIIIII,iitiy,2000 2,02411, Type #of Events Property Damage Crop Damage Deaths Injuries Coastal Flood 14 $100,000 $0 0 0 Dense Fog 0 $0 $0 0 0 Drought 12 $0 $0 0 0 Excessive Heat 0 $0 $0 0 0 Extreme Cold/Wind Chill 0 $0 $0 0 0 Flash Flood 0 $0 $0 0 0 Flood 24 $56,000 $0 0 0 Frost/Freeze 0 $0 $0 0 0 Funnel Cloud 9 $0 $0 0 0 Hail 7 $250 $0 0 0 Heavy Rain 12 $0 $0 0 0 High Wind 3 $2,000 $0 1 0 Hurricane(Typhoon) 31 $113,235,000 $0 3 46 Lightning 12 $73,000 $0 0 4 Rip Current 0 $0 $0 0 0 Storm Surge/Tide 34 $2,401,000 $0 1 1 Thunderstorm Wind 51 $146,650 $0 0 0 Tornado 32 $5,336,700 $0 0 0 IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:.)Eigei Ll.8 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Type #of Events Property Damage Crop Damage Deaths Injuries Tropical Storm 48 $37,208,200 $0 2 3 Waterspout 123 $0 $0 0 0 Wildfire 1 $0 $0 0 0 Total: 413 $115895589800 $0 7 54 Source: National Center for Environmental Information Storm Events Database,March 2025 Note: Losses reflect totals for all impacted areas for each event The LMSWG also researched past events that resulted in a federal and/or state emergency or disaster declaration for Monroe County in order to identify significant hazards. Federal and/or state disaster declarations may be granted when the Governor certifies that the combined local, county and state resources are insufficient, and that the situation is beyond their recovery capabilities. When the local government's capacity has been surpassed, a state disaster declaration may be issued, allowing for the provision of state assistance. If the disaster is so severe that both the local and state government capacities are exceeded, a federal emergency or disaster declaration may be issued allowing for the provision of federal assistance. — Emergency declarations: When federal assistance is needed,the President of the United States can declare an emergency for any occasion or disaster. Emergency declarations aide State and local efforts in providing emergency services that help protect human lives. — Major disaster declarations: When a local government's capacity has been surpassed, a state disaster declaration may be issued, allowing for the provision of state assistance. Federal and/or state disaster declarations may be granted when the Governor certifies that the combined local, county, and state resources are insufficient, and the situation is beyond their recovery capabilities. Records of designated counties for FEMA major disaster declarations start in 1964. Since then, Florida has been designated in 88 major disaster declarations, and Monroe County,has been designated in 27 major disaster declarations, as detailed in Table 4.3, and 18 emergency declarations, as detailed in Table 4.4. °°° Illlllhlllllll °°° IIIIIII IIIIIII IIIIII IIIIIII IIIIIII IIIIIII Illilll IIIIIII IIIIIII° IIIIIII IIIIIII tlllilll IIIIIII IIImoIIIIIIIvIIIPoe CouIIIIIII,Iltly Disaster# Dec.Date Incident Type Event Title 4834 10/11/2024 Hurricane Hurricane Milton 4828 9/28/2024 Hurricane Hurricane Helene 4806 8/10/2024 Tropical Storm Hurricane Debby 4673 9/29/2022 Hurricane Hurricane Ian 4486 3/25/2020 Biological COVID-19 Pandemic 4337 9/10/2017 Hurricane Hurricane Irma 4084 10/18/2012 Hurricane Hurricane Isaac 1785 8/24/2008 Tropical Storm Tropical Storm Fay 1609 10/24/2005 Hurricane Hurricane Wilma 1602 8/28/2005 Hurricane Hurricane Katrina 1595 7/10/2005 Hurricane Hurricane Dennis 1551 9/16/2004 Hurricane Hurricane Ivan 1545 9/4/2004 Hurricane Hurricane Frances 1539 8/13/2004 Severe Storm(s) Hurricane Charley and Tropical Storm Bonnie 1359 2/5/2001 Freeze Severe freeze 1345 10/4/2000 Severe Storm(s) Heavy rains and flooding 1306 10/20/1999 Hurricane Hurricane Irene IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:.)Eigei Ll. SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Disaster# Dec.Date Incident Type Event Title 1259 11/6/1998 Severe Storm(s) Tropical Storm Mitch 1249 9/28/1998 Hurricane Hurricane Georges 1223 6/18/1998 Fi re Extreme Fire Hazard 1204 2/1211998 Severe Storm(s) Severe Storms, high Winds,Tornadoes,and Flooding 982 3/13/1993 Severe Storm(s) Tornadoes,flooding, high winds,tides,freezing 955 8/24/1992 Hurricane H u rrica ne And rew 851 1/15/1990 Freeze Severe freeze 526 1/31/1977 Severe Storm(s) Severe winter weather 337 6/23/1972 Coastal Storm Tropical Storm Agnes 209 9/1411965 Hurricane Hurricane Betsy Source: FEMA Disaster Declarations Summary,March 2025 "'"""' IIIIIII IIIIIII a iiiiiu°°°°°°°°IIIIIII'°°°°°°IIIIIII'IIIIIIIIIIII IIIIII IIIIIIIIIIIIIIIIIII P' IIIIIII f IIIIIII °"'tIIIIIII IIIIII IIIIIII III' " Disaster# Dec.Date Incident Type Event Title/Description 3622 10/7/2024 Hurricane Hurricane Milton 3615 9/24/2024 Tropical Storm Tropical Storm Helene 3605 8/3/2024 Tropical Storm Tropical Storm Debby 3584 9/24/2022 Hurricane Tropical Storm Ian 3561 7/4/2021 Severe Storm Tropical Storm Elsa 3533 08/01/2020 Hurricane Tropical Storm Isaias 3432 3/13/2020 Biological COVID-19 Pandemic 3419 8/31/2019 Hurricane Hurricane Dorian 3385 9/5/2017 Hurricane Hurricane Irma 3377 10/6/2016 Hurricane Hurricane Matthew 3293 9/7/2008 Hurricane Hurricane Ike 3288 8/21/2008 Tropical Storm Tropical Storm Fay 3259 9/20/2005 Tropical Storm Tropical Storm Rita 3220 9/5/2005 Hurricane Hurricane Katrina Evacuation 3150 10/15/1999 Hurricane Hurricane Irene 3139 4/27/1999 Fi re Fire Hazard 3131 09/24/1998 Hurricane Hurricane Georges 3079 5/6/1980 Human Caused Undocumented Aliens Source:FEMA Disaster Declarations Summary,March 2025 Monroe County also declared Local States of Emergency for Tropical Storm Laura(August 22,2020)and Tropical Storm Eta(November 6,2020). Using the above information and additional discussion,the LMSWG evaluated each hazard's significance to the planning area in order to decide which hazards to include in this plan update. Some hazard titles have been updated either to better encompass the full scope of a hazard or to assess closely related hazards together. Table 4.5 summaries the determination made for each hazard. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT """'"""" IIIIIII' IIIIIII iiiiii "'"��III� °°°°°°°°1111114°°°° °�IIIII IIIIIII IIIIIII'IIIIIIIIIIII� (IIIIIII IIIIIII 'IIIIIII IIIIIII IIIIIII'��"' i IIIIIII° � Included in Hazard this LMS Explanation for Decision update? Natural Hazards The 2021 Monroe County plan and 2023 State plan addressed this Flood Yes hazard.As a coastal county,over 99 percent of the county is within the 100-year-flood plain,and the county is also vulnerable to localized and stormwater flooding. Both the 2021 Monroe County plan and the 2023 State plan Tropical Cyclones Yes addressed Tropical Cyclones.Since 1965,the county has received 16 Major Disaster declarations from FEMA for Hurricanes/Tropical storms. The 2021 Monroe County plan profiled these hazards separately. Severe Storms and Yes From 2000 to 2024,the County experienced 225 thunderstorm and Tornadoes tornado events(including waterspouts)causing over$5.5m in damages. The 2021 Monroe County plan as well as the 2023 State plan Wildfire Yes addressed this hazard.Although NCEI reports only 1 wildfire in Monroe County,the State plan reports parts of mainland Monroe have moderate to high burn probability. The 2021 Monroe County LMS and the 2023 State Plan addressed Coastal Erosion Yes this hazard.The 2024 State Critically Eroded Beaches Report identified 13 critically eroded beaches in the middle and lower keys tota I ly 15.02 m i I es. Drought as included in both the 2021 Monroe County LMS and the Drought Yes 2023 State Plan. NCEI reports 12 instances of drought in the county; the LMSWG decided to continue to evaluate drought in this plan update. Sea Level Rise was addressed in the 2021 Monroe County LMS as Sea Level Rise Yes well as the 2023 State plan. NOAA's Sea Level Rise Viewer shows the County will experience impacts from even just one foot of sea level rise. The 2021 Monroe County LMS and the 2023 State Plan addressed Extreme Heat Yes this hazard.Although NCEI reports zero instances of extreme heat in the county,the LMSWG decided to include it in this plan update. This hazard was not included in the 2021 Monroe County LMS. Sinkhole No According the 2023 State H M P, Monroe County has a low susceptibility to sinkholes,therefore the LMSWG chose to not include sinkholes in this plan update. Winter storms and freezes were not included in the 2021 LMS. Winter Weather No Although there have been some instances of low wind chill in the Keys,the LMSWG noted that the Keys are generally not at risk to winter weather. III:: III t�III�:lii... w ,2,�iii ilia iii t:iii�iii � IIL...�o d III iii t iii a iii�iiir'i Strategy iiir ��:�� iii�.��m ��iii��. Ilf:��)E g ��..111 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Included in Hazard this LMS Explanation for Decision update? Earthquake was not included as a hazard in the 2021 Monroe County LMS. Earthquakes are very rare in the State,the peak ground acceleration (PGA)with a 10% probability of exceedance in Earthquake No 50 years is 0%gravity-the lowest potential for seismic ground shaking.As FEMA recommends earthquakes only be evaluated in areas with PGA of 3%or more,this hazard was excluded from the plan update. While there is some tsunami risk for low-elevation (less than 15 feet Tsunami No above mean high tide),they are extremely rare in the Florida Keys. The state HMP concludes the probability of future tsunamis is low. Technological Hazards The 2021 Monroe County LMS and the 2023 State Plan addressed Radiological Yes this hazard. Due to the County's proximity to the Turkey Point Incident Nuclear Generating Station,the LMSWG decided to include it in this update. The 2021 Monroe County LMS and the 2023 State Plan addressed Cyber Attacks Yes this hazard.The LMSWG determined that because of recent events, it should be included in this update. Hazardous No This hazard was not included in the previous Monroe County LMS Materials Incident and not suggested by the LMSWG for inclusion in this update. This hazard was not included in the previous Monroe County LMS. Transportation No The LMSWG discussed this hazard and the consequences of Incident transportation incidents on the Keys. However,this hazard was ultimately not included in this update. Agricultural No This hazard was not included in the previous Monroe County LMS Disruption and not suggested by the LMSWG for inclusion in this update. This hazard was not included in the previous Monroe County LMS Human Health No and not suggested by the LMSWG for inclusion in this update. Incident Health hazards are addressed by public health departments and emergency operations planning. Harmful Algal No This hazard was not included in the previous Monroe County LMS Bloom and not suggested by the LMSWG for inclusion in this update. Domestic Security This hazard was not included in the previous Monroe County LMS Incident No and not suggested by the LMSWG for inclusion in this update. These threats are addressed by emergency operations planning. Mass Migration No This hazard was not included in the previous Monroe County LMS and not suggested by the LMSWG for inclusion in this update. This hazard was not included in the previous Monroe County LMS Civil Disturbance No and not suggested by the LMSWG for inclusion in this update. These threats are addressed by emergency operations planning. Dam Failure No The 2023 State Plan reported there were no high or significant hazard dams in Monroe County. Space Weather No This hazard was not included in the previous Monroe County LMS and not suggested by the LMSWG for inclusion in this update. III:: WS III t�III:lii... w ,2,iii iii iii :iii iii IIL...�o d III iii t iii a iii�iiir'i Strategy iiir ��:�� iii�.��m ��iii�.�� SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 3 uuuuuumu S plllllllllV"' uumuumuuuuml Suumuuuuuuumu uuuuuum uuuuuum uumuuuuuuuull uuuuuum uuuuuum umu ��111111111)0 uuumuulll III"' uuuuuuuuuu uuuuu AS°Suuuuuuuuuuuum " uuuuuuuuuuuum uuuuuuuuuuuuu uuuuuuuuuuY A uuuuuuuu ASS U �N4 0 ul I S uuuuu The Disaster Mitigation Act of 2000 requires that the LMSWG evaluate the risks associated with each of the hazards identified in the planning process. Each hazard was evaluated to determine its probability of future occurrence and potential impact. A vulnerability assessment was conducted for each hazard using either quantitative or qualitative methods depending on the available data,to determine its potential to cause significant human and/or monetary losses. A consequence analysis was also completed for each hazard. Each hazard is profiled in the following format: This section provides a description of the hazard, including discussion of its speed of onset and duration, as well as any secondary effects followed by details specific to the Monroe County planning area. This section includes information on the hazard's physical extent,with mapped boundaries where applicable. This section includes information on the hazard extent in terms of magnitude and describes how the severity of the hazard can be measured. Where available, the most severe event on record is used as a frame of reference. This section contains information on historical events, including the location and consequences of known past events on record within or near the Monroe County planning area. C This section gauges the likelihood of future occurrences based on past events and existing data. The frequency is determined by dividing the number of events observed by the number of years on record and multiplying by 100. This provides the percent chance of the event happening in any given year according to historical occurrence (e.g. 10 winter storm events over a 30-year period equates to a 33 percent chance of experiencing a severe winter storm in any given year). Where applicable,this section discusses how climate change may or may not influence the risk posed by the hazard on the planning area in the future. This section quantifies,to the extent feasible using best available data, assets at risk to natural hazards and potential loss estimates. People,properties and critical facilities, and environmental assets that are vulnerable to the hazard are identified. Future development is also discussed in this section, including how exposure to the hazard may change in the future or how development may affect hazard risk. The vulnerability assessments followed the methodology described in the FEMA publication Understanding Your Risks Identifying Hazards and Estimating Losses (August 2001). The vulnerability assessment first describes the total vulnerability and values at risk and then discusses vulnerability by hazard. Data used to support this assessment included the following: li �iii .d ai,4 IIL...o III iii.tlii ii iii*.m Strategy J a iii`.m U a iii'. .: .6 IIC:.)'I'g i 53 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT — GIS datasets, including building footprints,topography, aerial photography, and transportation layers; — Hazard layer GIS datasets from state and federal agencies; — Written descriptions of inventory and risks provided by the 2023 Florida Enhanced State Hazard Mitigation Plan; — Written descriptions of inventory and risks provided by the 2020 Monroe County Local Mitigation Strategy and other relevant documents including the 2019 Critically Eroded Beaches Report and the Regional Climate Action Plan; — Exposure and vulnerability estimates derived using local parcel and building data; and — Crop insurance claims by cause from USDA's Risk Management Agency. Two distinct risk assessment methodologies were used in the formation of the vulnerability assessment. The first consists of a quantitative analysis that relies upon best available data and technology,while the second approach consists of a qualitative analysis that relies on local knowledge and rational decision making. The quantitative analysis involved the use of FEMA's Hazus-MH, a nationally applicable standardized set of models for estimating potential losses from earthquakes, floods, and hurricanes. Hazus uses a statistical approach and mathematical modeling of risk to predict a hazard's frequency of occurrence and estimated impacts based on recorded or historic damage information. The Hazus risk assessment methodology is parametric, in that distinct hazard and inventory parameters such as wind speed and building type were modeled using the Hazus software to determine the impact on the built environment. Monroe County's GIS-based risk assessment was completed using data collected from local, regional and national sources that included Monroe County, Florida DEM, and FEMA. Vulnerability can be quantified in those instances where there is a known,identified hazard area, such as a mapped floodplain. In these instances,the numbers and types of buildings subject to the identified hazard can be counted and their values tabulated. Other information can be collected regarding the hazard area, such as the location of critical facilities, historic structures, and valued natural resources (e.g., an identified wetland or endangered species habitat). Together, this information conveys the vulnerability of that area to that hazard. Related hazards or hazards with cascading impacts are noted in this section. Changes in development that may affect exposure,vulnerability, or the hazard occurrence are described. ��::: ��::: S III Specific problems that can be addressed through mitigation are summarized in this section. The conclusions drawn from the hazard profiling and vulnerability assessment process can be used to prioritize all potential hazards to the Monroe County planning area. The Priority Risk Index(PRI)was applied for this purpose because it provides a standardized numerical value so that hazards can be compared against one another(the higher the PRI value, the greater the hazard risk). PRI values are obtained by assigning varying degrees of risk to five categories for each hazard(probability,impact, spatial extent, warning time, and duration). Each degree of risk was assigned a value (1 to 4) and a weighting factor as summarized in Table 4.6. PRI ratings by category for the planning area as a whole are provided throughout each hazard profile. Ratings specific to each jurisdiction are provided at the end of each hazard profile. The results of the risk assessment and overall PRI scoring are provided in Section 4.6 Conclusions on Hazard Risk. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT "'"""' IIIIIII IIIIIII 4, IIIIIII IIIIIII IIIIIII IIIII`tyIIIIIII IIIIIII IIIIIII P""' RISK ASSESSMENT LEVEL DEGREE OF RISK CRITERIA INDEX WEIGHT CATEGORY PROBABILITY UNLIKELY LESS THAN 1%ANNUAL PROBABILITY 1 What is the likelihood of a POSSIBLE BETWEEN 1&10%ANNUAL PROBABILITY 2 30% hazard event LIKELY BETWEEN 10&100%ANNUAL PROBABILITY 3 occurring in a given ear? HIGHLY LIKELY 100%ANNUAL PROBABILTY 4 VERY FEW INJURIES,IF ANY.ONLY MINOR MINOR PROPERTY DAMAGE&MINIMAL DISRUPTION ON 1 QUALITY OF LIFE.TEMPORARY SHUTDOWN OF IMPACT CRITICAL FACILITIES. In terms of injuries, MINOR INJURIES ONLY.MORE THAN 10%OF damage,or death, LIMITED PROPERTY IN AFFECTED AREA DAMAGED OR 2 would you DESTROYED.COMPLETE SHUTDOWN OF CRITICAL anticipate impacts FACI LITI ES FOR>1 DAY to be minor,limited, MULTIPLE DEATHS/INJURIES POSSIBLE. 30% critical,or MORE THAN 25%OF PROPERTY IN AFFECTED catastrophic when a CRITICAL AREA DAMAGED OR DESTROYED.COMPLETE 3 significant hazard SHUTDOWN OF CRITICAL FACILITIES FOR>1 event occurs? WEEK. HIGH NUMBER OF DEATHS/INJURIES POSSIBLE. MORE THAN 50%OF PROPERTY IN AFFECTED 4 CATASTROPHIC AREA DAMAGED OR DESTROYED.COMPLETE SHUTDOWN OF CRITICAL FACILITIES>30 DAYS. SPATIAL EXTENT NEGLIGIBLE LESS THAN 1%OF AREA AFFECTED 1 How large of an area could be impacted SMALL BETWEEN 1&10%OF AREA AFFECTED 2 by a hazard event? 20% Are impacts MODERATE BETWEEN 10&50%OF AREA AFFECTED 3 localized or regional? LARGE BETWEEN 50&100%OF AREA AFFECTED 4 WARNING TIME MORE THAN 24 SELF DEFINED 1 HRS Is there usually some lead time 12 TO 24 HRS SELF DEFINED 2 associated with the 10% hazard event? Have 6 TO12 HRS SELF DEFINED 3 warning measures LESS THAN 6 been implemented? HRS SELF DEFINED 4 LESS THAN 6 SELF DEFINED 1 wQS DURATION LESS THAN 24 SELF DEFINED 2 How long does the HRS 10% hazard event LESS THAN 1 SELF DEFINED 3 usually last? WEEK MORE THAN 1 SELF DEFINED 4 WEEK The sum of all five risk assessment categories equals the final PRI value, demonstrated in the equation below(the highest possible PRI value is 4.0). PRI=[(PROBABILITY X.30)+(IMPACT x.30)+(SPATIAL EXTENT x.20)+(WARNING TIME x.10)+ (DURATION x.10)] Marvrcl)e County, .... Il ii � t i� � � � i� .. Strategyr . i Vi. .l. IIC:) e 5 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT The purpose of the PRI is to categorize and prioritize all potential hazards for the Monroe County planning area as high,moderate, or low risk. The summary hazard classifications generated using the PRI allows for the prioritization of those high and moderate hazard risks for mitigation planning purposes. Mitigation actions are not necessarily developed for hazards identified as low risk through this process. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... illillilillillllll SEEN ASS Illllh An inventory of assets within Monroe County was compiled to identify those structures potentially at risk to the identified hazards and assess the level of vulnerability. Assets include elements such as buildings, property,business/industry goods, and civil infrastructure. Building footprint, foundation type, and building value data were provided by Monroe County. By identifying the type and number of assets that exist and where they are in relation to known hazard areas,the relative risk and vulnerability for such assets can be assessed. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 114.4.7 BUILDING EXPOSURE The properties identified to be at risk include all improved properties in Monroe County and its incorporated jurisdictions according to parcel and building footprint data provided by Monroe County. The information is provided in Table 4.7. °°°' IIIIIIIIIIIIII °°°°°°' IIIIII IIIIIII III °it IIIIIIIIIIIII��Illilll IIIIIII IIIIIIIIIIIIIIIIIIIxlllllll"� IlllllhIllilll. t°Illilll I Occupancy Estimated Structure Value Estimated Content Total Value Parcel Count Value Islamorada 69136 $299889853,615 $1,747,5559234 $4,736,4089849 Commercial 671 $393,616,980 $393,616,980 $787,233,960 Education 7 $5,927,080 $5,927,080 $11,854,160 Government 51 $77,688,696 $77,688,696 $155,377,391 Industrial 30 $9,444,577 $14,166,865 $23,611,441 Religious 19 $10,134,944 $10,134,944 $20,269,888 Residential 5,358 $2,492,041,339 $1,246,020,669 $3,738,062,008 Key Colony Beach 743 $384,669,274 $2009480,877 $585350351 Commercial 10 $13,746,479 $13,746,479 $27,492,958 Government 8 $2,546,001 $2,546,001 $5,092,002 Residential 725 $368,376,794 $184,188,397 $552,565,191 Key West 7,233 $39559,316,371 $2,084,710,853 $5,6449027,224 Commercial 2,629 $2,114,482,380 $1,962,942,785 $4,077,425,165 Education 16 $17,403,897 $17,403,897 $34,807,794 Government 905 $454,725,420 $454,725,420 $909,450,841 Industrial 87 $28,970,253 $43,455,379 $72,425,632 Religious 64 $37,537,885 $37,537,885 $75,075,770 Residential 97033 $4,472,2937153 $2,236,146,577 $6,708,439,730 Layton 168 $45,574,751 $28,335,151 $73,909,902 Commercial 13 $9,091,528 $9,091,528 $18,183,056 Government 10 $1,589,642 $1,589,642 $3,179,284 Religious 2 $414,380 $414,380 $828,760 Residential 143 $34,479,201 $17,239,600 $51,718,801 Marathon 6,190 $2,421,193,487 $1,524,040,488 $3,945,233,975 IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Occupancy Estimated Structure Value Estimated Content Total Value Parcel Count Value Commercial 758 $434,714,236 $434,714,236 $869,428,472 Education 12 $2,961,497 $2,961,497 $5,922,994 Government 124 $129,680,070 $129,680,070 $259,360,140 Industrial 118 $24,615,386 $36,923,080 $61,538,466 Religious 25 $10,300,913 $10,300,913 $20,601,826 Residential 5,153 $1,818,921,384 $909,460,692 $2,728,382,075 Unincorporated 26,353 $12,0299183,132 $6,624,472,888 $181,653,656,020 Monroe County Agriculture 1 $267,735 $267,735 $535,470 Commercial 1,434 $809,369,304 $809,369,304 $1,618,738,608 Education 31 $22,737,542 $22,737,542 $45,475,084 Government 493 $158,704,315 $158,704,315 $317,408,630 Industrial 243 $100,510,211 $150,765,316 $251,275,526 Religious 43 $27,663,327 $27,663,327 $55,326,654 Residential 24,108 $10,909,930,699 $5,454,965,349 $16,364,896,048 Countywide Totals 529324 $249994,887,246 $14,877,096,580 $39,871,983,827 Agriculture 1 $267,735 $267,735 $535,470 Commercial 4,831 $3,471,941,718 $3,471,941,718 $6,943,883,436 Education 66 $49,030,016 $49,030,016 $98,060,032 Government 1,591 $824,934,144 $824,9347144 $1,649,868,288 Industrial 478 $163,540,426 $245,310,639 $408,851,065 Religious 153 $86,051,449 $86,051,449 $172,102,899 Residential 45,204 $20,399,121,758 $10,199,560,879 $30,598,682,637 Source:Monroe County parcel data,2024 Note:In this exposure table,utilities are included in the Government category.However,parcels without a building cost were excluded-therefore,parcels with small utilities may not be included in the above count). Note:For the City of Layton,two marine laboratory facilities are listed under the Government category. Note: Content value estimations are generally based on the FEMA Hazus methodology of estimating value as a percent of improved structure values by property type. The residential property type assumes a content replacement value equal to 50%of the building value. Agricultural and commercial property types assume a content replacement value equal to 100% of the building value. The industrial property type assumes a content replacement value equal to 150% of the building value. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... m411 2 CRITICAL Of significant concern with respect to any disaster event is the location of critical facilities and infrastructure in the planning area. Critical facilities are often defined as those essential services and lifelines that, if damaged during an emergency event,would result in severe consequences to public health, safety, and welfare. Critical facility information is regularly updated by the County. Critical facilities and infrastructure in Monroe County are listed by type in Table 4.8 and organized by FEMA lifeline.A detailed list of critical facilities is provided in each jurisdictional annex. These facilities were identified and verified by the LMSWG. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 ) gei 51117 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT uuu' o� uuuu,,,,, uu � � � uuo uuuuum uuuu,,,," mu' � � IIIIIII IIIIIII IIIIIII IIIIIII"""""" IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII""""""(IIIIIII IIIIIII IIIIIII "'"IIIIIII IIIIII IIIIIII III IIIIII �� W W��. L - .o .o U o W 'Ira *� .v 3 O p ma s 0 _ N E Q 4.0 N fQ 4.0 Jurisdiction V W LL = _ Unincorporated Monroe County 28 17 14 2 10 35 2 190 298 City of Key Colony Beach - - - - - 2 - 1 3 City of Key West - 7 22 1 5 20 2 6 63 City of Layton 1 - - - - 1 - 3 5 City of Marathon - 3 6 - 6 22 1 8 46 Village of Islamorada - 2 8 - 3 12 - 7 32 Countywide Total 29 29 50 3 24 92 5 215 447 Source:Monroe County °:III IIIr('')e Courity, ........ ..: IIP ��.� y ��.I II �l .��I � � I I�I tII II m Strategy y a III.°m U a 2,: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5 AZA 0 A��N A S A��N VU ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Hazard ProbabilityImpact Spatial WarningTime Duration PRE P Extent Score Coastal Erosion Likely Limited Moderate Less than 24 hrs Less than 1 week 2.5 Coastal erosion is a process whereby large storms, flooding, strong wave action, sea level rise, and human activities, such as inappropriate land use, alterations, and shore protection structures,wear away the beaches and bluffs along the coast. Erosion undermines and often destroys homes,businesses, and public infrastructure and can have long-term economic and social consequences. According to NOAA, coastal erosion is responsible for approximately$500 million per year in coastal property loss in the United States, including damage to structures and loss of land. To mitigate coastal erosion, the federal government subsidizes beach nourishment projects and other shoreline erosion control measures. Since 2018,the federal government has spent more than$770 million for emergency beach nourishment projects in Florida, Georgia, and the Carolinas. Coastal erosion has both natural causes and causes related to human activities. Gradual coastal erosion and accretion results naturally from the impacts of tidal longshore currents. Severe coastal erosion can occur over a short period when the state is impacted by hurricanes,tropical storms and other weather systems. Sand is continually removed by longshore currents in some areas,but it is also continually replaced by sand carried in by the same type of currents. Structures such as piers or sea walls,j etties, and navigational inlets may interrupt the movement of sand. Sand can become "trapped" in one place by these types of structures. The currents will, of course, continue to flow,though depleted of sand trapped elsewhere. With significant amounts of sand trapped in the system,the continuing motion of currents (now deficient in sand)results in erosion. In this way,human construction activities that result in the unnatural trapping of sand have the potential to result in significant coastal erosion. Erosion rates and potential impacts are highly localized. Severe storms can remove wide beaches, along with substantial dunes, in a single event. In undeveloped areas,these high recession rates are not likely to cause significant concern,but in some heavily populated locations, one or two feet of erosion may be considered catastrophic (NOAA, 2014). Estuaries are partially enclosed, coastal water bodies where freshwater meats saltwater from the ocean. They are influenced by tides but still protected from the full force of ocean waves. Estuaries are often referred to as bays or sounds. Estuarine coastlines can experience erosion through short-term processes, such as tides, storms,wind, and boat wakes, as well as long-term processes, such as sea level rise. Many variables determine the rate of estuarine erosion including shoreline type, geographic location and size of the associated estuary, the type and abundance of vegetation, and the frequency and intensity of storms. Warning Time: 1 —More than 24 hours Duration: 3—Less than I week Erosion can occur along any shoreline in the county. In Monroe County, erosion is typically caused by coastal tides, ocean currents, and especially storm events such as hurricanes and tropical storms. Erosion li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:.)Eige 5 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT rates are dependent on many characteristics, including soil type. The Lower Keys,having more calcium carbonate beaches, are more susceptible to erosion than the Upper and Middle Keys. In fact,the Upper Keys do not have naturally occurring beaches are thus less susceptible to erosion. The Florida Department of Environmental Protection(DEP)regularly monitors Florida's coastline and determines geographic areas of the state that are at high risk to erosion. DEP defines a critical erosion area as: "a segment of shoreline where natural processes or human activity have caused or contributed to erosion and recession of beach or dune system to such a degree that upland development, recreational interest, wildlife habitat, or important cultural resources are threatened or lost. Critical erosion areas may also include peripheral segments or gaps between identified critical erosion areas which, although they may be stable or slightly erosional now, their inclusion is necessary for continuity of management of the coastal system or for the design integrity of adjacent beach management projects." Per DEP's Strategic Beach Management Plan,there are 36.3 miles of beaches in the Florida Keys Region, from just south of Key Biscayne(in Miami-Dade County)to the Dry Tortugas (in Monroe County). Of these beaches, 15.02 miles are critically eroded, all in the Monroe County portion of the region. Table 4.9 below lists the locations of these critically eroded beaches as reported in the 2024 Critically Eroded Beaches report. These shorelines are also mapped in Figure 4.1. Mainland beaches of Key McLaughlin and Cable Sable fronting the Gulf of Mexico are not included in the list below due to insufficient data,however both beaches did sustain severe erosion during Hurricane Wilma in 2005. The Distal Sand keys,west of Key West,were also left out of the below assessment due to insufficient evidence. The Fills, in Islamorada between mile marker 77 and 79,have experienced significant erosion and received funding in the past to address these issues. Additionally, erosion has impacted Key's Energy infrastructure. Erosion around utility and transmission poles has led to the removal and relocation of such infrastructure. It should be noted that many of the designated critically eroded beaches have undergone some level of restoration. The shorelines where these beach restoration projects have taken place have improved compared to their pre-project condition,however,these shorelines retain their critical erosion designation in order to retain their state of Florida funding eligibility for long term management and beach project maintenance and monitoring. More details on the methods used to determine the location of critically eroded beaches and the impacts of such erosion on individual locations may be found in Florida DEP's Critically Eroded Beaches Report. Spatial Extent: 3—Moderate Illlllh°°°III �� Illllll�lllilll �� , t lllllll IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII s IIIIII IIIIIII IIIIIII IIInit Erosion Miles of Critically Eroding Shoreline Region Condition Eroded Beach Sea Oats Beach Middle Keys Critical 1.4 Long Key State Park Middle Keys Critical 2.1 Curry Hammock SP, Little Crawl Key Middle Keys Critical 0.3 Coco Plum Beach Middle Keys Critical 1.5 Key Colony Beach Southshore Middle Keys Critical 0.9 Sombrero Beach,Vaca Key Middle Keys Critical 0.5 Little Duck Key Lower Keys Critical 0.2 Bahia Honda State Park Lower Keys Critical 2.2 Long Beach, Big Pine Key Lower Keys Critical 1.1 Boca Chica Key Lower Keys Critical 0.9 Key West Lower Keys Critical 3.6 Fort Zachary Taylor SP Lower Keys Critical 0.3 IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Erosion Miles of Critically Eroding Shoreline Region Condition Eroded Beach Simonton Beach Lower Keys Critical 0.02 Total 1 S.02 Source:Florida DEP Critically Eroded Beaches Report,2024 IIIIIII°°°°°° �� II�.��.... �� IIIIIII°°°°°°°IIIIIII �� „ IIIIIII tlllllll 1 �ulllulll ��IIII � �� euml ��II' ��I�� i.ullliluuum luuuuu umu �IIIIIII IIIIII�w IIIIIII � uuu� � �IIIIII IIIIIII IIIIIII IIIIIII°'��t�euuV I �bv r I� �c sv 1 li v r- I Monroe, C ti Vr N tatardoh h u �Yr, � IJI O� awle IS, m µ�,�, a ix"x 11111�r ��l� N I�Iw� e�ll��q�l�lw�dll ��Neu Sul �...�. ..�.....�. iey, Kin ey aIlbiii dy a i 1 )c""Sky l In afAe'I e,16 III".1d............... I r�wdr"°� ti �� III y 1 T 111 rY. ��n III m��u;I��III a��cr„ u �t t i ;)I K o gl Jv E o l ir„ Pl GI !,11 „,.,„. ��d�Ym�'u„ w"@tlil)4I� ° r r��, �" jl r iUw�duly�d,lll7tud,4�rr�lYl��ifli��VI": III�,1;IIV�I� Itl„"M d w IIJ,l„�d dllVr ,11/r /r mr,<; r � f �� ullw i ��m tf.mm'1 I 814 x ii"V r W��l c e,III!` I� � �CgwB.0 du Gwd�lil ,Dl„rw W JV .,ir' s1 r rvr u� r,aU pU 0' t 2.III„i'¶'aIH�Ir �ul�'r!�maM�nP l at,,,11AIwBlI� fte°1G leld�h ol�',b,w ,,,�'� m V1 - �d" �r.aIc"m ��. .w(m..,»f w m ,gr w µ r. �., I JV I�Ih � �II hdlf�IL.. rIf(V. W �, a �. �"i� �p1iwdli d" � mail°%, of Al, Olf6 Gulf at Max'lco Si n d Koy I� L�PPel"P NIPE,C ihwTwrl,@ jpy mmn hI4aI'.mi;wwonb e Key 'Sea Ozts Beach ILA c,,rdicA G d te Kcrys, ]ill , n Key "fate(Park,2m I��wuih �ifdu ' Iw�d rw r N " "` 7 r m�Sri i�� l� �I W".,AI H",am k I "�rraw I r �Y I ri',4W 410, ". 1 d r pw�, i � i��a�,l��rwnl eII�iR�,"A w� � � w�� IAlrs w wAkA Lang Heach, i n Key .. �wwiul�d,�rllidu, Explanation Ka�y West �;�.r�Y m9mul�r bra mw��l➢ wry Ir dbl e u w''bl,a @: � �o � ` 03,w m'A w ui uli�.wl w w w w,w,w �� Erosion Cl sf l'ons Straits of I° Inl ul,w W l,� � �� 'ii iti4ir�� li l A r ll'II� e�r��w Source:Florida DEP Critically Eroded Beaches Report,2024 The magnitude of erosion can be measured as a rate of change from a measured previous condition. Erosion rates can vary significantly across the county due to several factors including fetch, shoreline orientation, and soil composition. To account for these variations, long-term erosion can also be measured by land cover changes and increases in open water. While a small fraction of the shoreline may exhibit accretion over a short period of time, cumulative impacts can still indicate an overall loss of estuarine coastline and marsh habitat. Table 4.10 provides from the NOAA Coastal Change Analysis Program(C- LAP) Land Cover Atlas showing land cover changes in the County from 1996 to 2021. 1II IIIr()e Courity, ........ ..::1 IIP :�.� �:�.II I .��I � � I I�I t:I II.°m Strategy y a III.°m U a I�y 2,: .6 IIC:)11 I i 6'III SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT "'"""' IIIIIII IIIIIII 4i,,""IIIIIII0 ......... I IIIIIII 0IIIII °^s, IIIII °°° "'IIIIIII Land Cover Type Monroe Net Change Monroe Percent Change Developed, High Intensity 1.15 sq. mi 6.79% Developed, Low Intensity 0.67 sq. mi 4.76% Developed,Open Space 0.00 sq. mi 0.05% Grassland/Herbaceous -0.10 sq. mi -5.87% Agriculture -0.01 sq. mi -100.00% Forested -0.04 sq. mi -1.57% Scrub/Shrub -0.70 sq. mi -47.83% Woody Wetland -2.74 sq. mi -0.46% Emergent Wetland 3.67 sq. mi 0.95% Bare Land -1.02 sq. mi -44.22% Open Water -0.88 sq. mi -0.03% Source:https://coast.noaa.gov/digitalcoast/data/ccapregional.htmi The C-CAP data indicates a net decrease in open water,however the percentage decrease is less than one- half of one percent. The County saw a large, over 47 percent, decrease in scrub land, and over 44 percent decrease in bare land. Only emergent wetlands and all development types were the only land cover areas to see an increase during this time period. Increases in developed land likely result in increased impervious surfaces,which may increase stormwater runoff, alter drainage patterns, and further exacerbate erosion and flood issues. In terms of the magnitude of impacts, erosion may cause property damage when severe but is unlikely to cause injury or death. In the 2020 LMS, it was noted that much of the reported property damage caused by erosion was to public facilities and park infrastructure. The following table summarizes potential expected impacts by critical erosion area as reported by DEP. IIIIIII Illlllh°°°(III .IIIIIII Illilll IIIIIII . (IIIIIII IIIIIII IIIIIII °it"""'"""' Illlllh�lllllll ��""'IIIIIII""'IIIIIII IIIIIII IIIIIII°° t�� f IIIIIII IIIIIII°�t�lllllll IIIIIII IIIIIIL Illllll��1��IIIIIII�o�� IIIIIII ��IIIIIII Eroding Shoreline Potential Impacts Sea Oats Beach, Lower Matecumbe Recreational interests, private development&U.S. Highway 1 Key along Sea Oats Beach Long Key Recreational interests in Long Key State Park&private development Curry Hammock, Little Crawl Key Recreational interests at Curry Hammock State Park Coco Plum Beach Private development,wildlife habitats&recreational interests at Monroe County park Key Colony Beach Private development Sunset Beach Recreational interests Sombrero Beach,Vaca Key Monroe county public park Little Duck Key Monroe county public park Bahia Honda Key Recreational interests, park road &park development Long Beach, Big Pine Key -- Boca Chica Key Recreational interests&park road Key West Recreational interests-complete elimination of recreational beach Simonton Beach Recreational interests as city park Fort Zachary Taylor Recreational interests at state park Source:Florida DEP Critically Eroded Beaches Report,2024 li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Impact: 2—Limited As Figure 4.1 shows, shoreline erosion is occurring along ocean coastlines throughout Monroe County. Erosion is typically an ongoing process;however, it can be intensified and accelerated during storm events,particularly hurricane storm tides. Per an examination of event narratives in NCEI records for hurricanes,tropical storms, storm surges, and coastal floods,the following instances of major erosion are noted in Monroe County: August 17,2008 (Tropical Storm)—Tropical Storm Fay crossed through the Lower Florida Keys of Monroe County during the evening of August 18. Damage and preparedness costs to government facilities and infrastructure totaled 2.8 million dollars,with about one million dollars due to coastal flooding damage to roads, and 200,000 dollars due to erosion. September 9,2008 (Tropical Storm)—Hurricane Ike passed well southwest of the Florida Keys and into the Gulf of Mexico. However, Ike's large wind field produced tropical storm force winds during September 9-10, 2008. Total damage to government property in Monroe County was estimated at$13.5 million dollars. Approximately $1.2 million damage in debris removal and erosion occurred county-wide due to storm surge flooding,with$2.6 million estimated from combined effects from wind and wind- blown rain. Erosion occurred to the causeways surrounding the Card Sound Bridge. November 7,2020 (Tropical Storm)—Tropical Storm Eta passed northwest through the middle Florida Keys on November 8 through 9, 2020. Primary impacts from wind occurred as result of a primary rain band which drifted very slowly north through the Upper Florida Keys. Peak wind gusts were mostly in the 50 to 60 mph range, downing trees and large tree limbs,utility lines, and a billboard. One residence was destroyed by a fallen tree resulting in 1 minor injury. Two other residential structures were significantly damaged, with three inaccessible due to blocked streets. About 20 separate power outages affected about 1,000 customers,mostly in Key Largo. Storm Surge flooding was generally in the 1.5 to 2.5 foot range,producing significant street flooding in oceanside Key Largo neighborhoods. The northbound right-of-way was damaged including major erosion, loss of riprap, and about 3,000 feet of fencing along northbound U.S. Highway 1 along the west end of Barnes Sound and Manatee Bay. Minor over wash occurred in the middle Florida Keys at Key Colony Beach, along with yard and dock flooding along the Florida Bay side of Marathon. Widespread rainfall of 3.5 to over 8 inches was measured throughout the Keys,with the highest totals in Key Largo. Damages were estimated near$500K due to mostly from homes damaged by falling trees and tree limbs, as well as utility damage. Storm Surge damage near$1 OOK due to wave action on top of a minor storm surge to the U.S Highway 1 right-of-way. July 5,2021 (Tropical Storm)—Tropical Storm Elsa moved north-northwest from western Cuba,through the western Straits of Florida, and passed between the Marquesas Keys and Dry Tortugas into the southeast Gulf of Mexico. Numerous rain bands moved northwest and north through the Lower and Middle Florida Keys,with strong tropical-storm-force wind gusts measured near Key West from the evening of July 5th through the afternoon of July 6th. Maximum winds over the Florida Keys of Monroe County were recorded at 52 mph with gusts to 70 mph at Key West. Wind impacts were confined to damage to trees and utility lines,mostly in Key West proper. No storm surge was recorded in the Florida Keys, however the onshore southerly winds raised water levels just below 1.0 foot above normal at Key West closer to low astronomical tide. Moderate oceanside beach erosion occurred at Key West along with over wash from heavy wave action. Storm total rainfall up to near 7.5 inches resulted in brief but significant street flooding in Key West midday on July 6th. The Strategic Beach Management Plan report notes the following storms caused erosion of County beaches: Hurricane Andrew(1992;Upper Keys) li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT — Hurricane Georges (1998; Upper,Middle, and Lower Keys) — Hurricane Irene(1999; Middle and Lower Keys) — Hurricanes Rita and Wilma(2005; Upper,Middle, and Lower Keys) — Tropical Storm Fay(2008) — Hurricane Isaac(2012) — Hurricane Irma(2017) Hurricane Irma caused moderate to severe erosion along most beaches in the Middle and Lower Florida Keys. As reported in the Hurricane Irma Post-Storm Report, as Irma made landfall in the Keys with the eye around Cudj oe Key, areas within and to the east of the eye sustained major beach and dune erosion, including complete destruction of entire dune systems in some cases along with destruction of fences and beach access walkways. The Lower Keys to the west of the eye, in the weak quadrant, sustained only minor beach erosion. Details by location can be found in the Post-Storm Report. Erosion and accretion are natural processes that are likely to continue to occur. The likelihood of significant instances of erosion will likely be tied to the occurrence of hurricane,tropical storm, and nor'easter events. Although NCEI only reports on erosion impacts from 4 events over the 25-year span between 1999 through 2024, DEP reports on an additional 7 events. In total,this equates to a 44 percent chance of erosion occurring every year. Additionally, drawing from the likelihood of hurricanes,tropical storms, and Nor'easters, erosion is likely to occur. Probability: 3—Likely As discussed under Climate Change in Section 4.5.5, climate change is expected to make heavy rain events and tropical storms and hurricanes more frequent and intense. As a result, the erosion typically caused by these storms can be expected to occur more frequently. Coastal erosion is also expected to increase as a result of rising seas. A 2018 study found that globally,between 1984 and 2015 erosion outweighed accretion. However,the study could not conclude the degree to which erosion during this period is attributed to climate changes or increased coastal development.Nonetheless, increases in erosion have been observed and are expected to continue. S ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEOPLE Erosion is unlikely to have any direct impact on the health or safety of individuals. However, it can pose a financial risk. Households and businesses along the shore may have to relocate or make expensive structural changes on their property. Relocating is difficult for anyone,but it can be especially challenging for lower-income individuals. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PPOP E Erosion can cause buildings to become closer to the water's edge, increasing the likelihood of water inundating a structure. This can lead to damage or destruction of a foundation. In addition to structural repairs,property owners may be subject to higher insurance premiums to account for increased risk. Data is not available on specific property or critical facility risk to erosion. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENVIR(MMENT Erosion can change the shape and characteristics of coastal shorelines. Eroded material may clog waterways and decrease drainage capacity. Erosion can also negatively impact water quality by increasing sediment loads in waterways. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONSEQUENCE ANALYSIS Table 4.12 summarizes the potential negative consequences of erosion. IIIIIIIIIIIIII°°°�IIII�� IIIIIII°° IIIIIII w lllilll ��IIIIIII'�lllllllllll��lllllll Illilll IIIIIII Category Consequences Public Erosion is unlikely to impact public health and safety. Responders Erosion is unlikely to require immediate response or rescue operations. Continuity of Operations Erosion is unlikely to impact public continuity of operations. (including Continued Delivery of Services) Property, Facilities and Erosion can result in property damage if it is severe enough or if scour Infrastructure occurs that undermines the integrity of structural foundations. Environment Erosion can increase sediment loads in waterbodies and change riverine and coastal topography. Economic Condition of Beach re-nourishment projects to counter erosion are extremely costly. the Jurisdiction Water dependent industries may suffer from lost shoreline and degraded water quality. Public Confidence in the Erosion is unlikely to impact public confidence. Jurisdiction's Governance Natural hazards are often interconnected. Any given hazard may lead to, or be spurred by, another hazard —sometimes referred to as cascading disasters. Coastal erosion may be associated with tropical cyclones, coastal storms, storm surge, and flood. Increased development along the coastal areas vulnerable to erosion could speed up or intensify existing erosion processes. Enhanced development anywhere on the coast could create new erosional hotspots if not managed properly. U.S. Highway 1 is at risk where erosion is occurring along Sea Oats Beach. Erosion that impacts US Highway 1 could interrupt transportation on the entire Island Chain. As highlighted in Table 4.11,numerous recreational beaches and parks are at risk due to Coastal Erosion. Loss of such beaches would threaten the Keys' vital tourist economy. Mitigation strategies to address losses caused by coastal erosion should align with the Strategic Beach Management Plan for the Florida Keys Region. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:.)Eigei 65 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ui i Y Y uuuumll� oi ��miioi� im uumm uuuuu'uuu°m II uuuumuuuu The following table summarizes coastal erosion hazard risk by jurisdiction. Exposure to erosion varies slightly across jurisdictions,particularly in spatial extent. The ratings below are based on the length of miles of critically eroded beaches in each jurisdiction. The impact of erosion across jurisdictions is relatively similar—impacting public and private interests. Importantly, if erosion impacts transportation infrastructure it effects public and private interests the same. Layton is the only jurisdiction without a critically eroded shoreline, so it received impact and spatial extent ratings of 1; however, given the number of hurricanes and storms that impact the county,there is still a possibility that erosion might occur in Layton in the future,therefore it was rated as possible. Other jurisdictions received probability ratings based on prevalence of past and current erosion challenges. Jurisdiction Probability Impact Spatial WarningExtent Time Duration Score Priority Key Colony 4 2 2 1 3 2.6 M Beach Key West 4 2 3 1 3 2.8 M Layton 2 1 1 1 3 1.5 L Marathon 3 2 3 1 3 2.5 M Islamorada 4 2 2 1 3 2.6 M Unincorporated 3 2 3 1 3 2.5 M Monroe County IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Hazard Probability Impact Spatial Warning Time Duration PRI Extent Score More than 24 More than 1 Drought Likely Minor Large h rs week Drought is a deficiency in precipitation over an extended period. It is a normal,recurrent feature of climate that occurs in virtually all climate zones. The duration of a drought varies widely. There are cases when drought develops relatively quickly and lasts a very short period, exacerbated by extreme heat and/or wind, and there are other cases when drought spans multiple years, or even decades. Studying the paleoclimate record is often helpful in identifying when long-lasting droughts have occurred. Common types of drought are detailed below in Table 4.13. IIIIIII assflllilll °itlili IIII11111li� Type Details Meteorological Drought Meteorological Drought is based on the degree of dryness (rainfall deficit) and the length of the dry period. Agricultural Drought Agricultural Drought is based on the impacts to agriculture by factors such as rainfall deficits,soil water deficits, reduced ground water,or reservoir levels needed for irrigation. Hydrological Drought Hydrological Drought is based on the impact of rainfall deficits on the water supply such as stream flow, reservoir and lake levels,and ground water table decline. Socioeconomic Socioeconomic drought is based on the impact of drought conditions Drought (meteorological,agricultural,or hydrological drought)on supply and demand of some economic goods.Socioeconomic drought occurs when the demand for an economic good exceeds supply as a result of a weather- related deficit in water supply. Source:National Drought Mitigation Center The wide variety of disciplines affected by drought, its diverse geographical and temporal distribution, and the many scales drought operates on make it difficult to develop both a definition to describe drought and an index to measure it. Many quantitative measures of drought have been developed in the United States, depending on the discipline affected,the region being considered, and the application. Several indices developed by Wayne Palmer, as well as the Standardized Precipitation Index, are useful for describing the many scales of drought. The U.S. Drought Monitor provides a summary of drought conditions across the United States and Puerto Rico. Often described as a blend of art and science,the Drought Monitor map is updated weekly by combining a variety of data-based drought indices and indicators and local expert input into a single composite drought indicator. The Palmer Drought Severity Index(PDSI) devised in 1965,was the first drought indicator to assess moisture status comprehensively. It uses temperature and precipitation data to calculate water supply and demand, incorporates soil moisture, and is considered most effective for unirrigated cropland. It primarily reflects long-term drought and has been used extensively to initiate drought relief. It is more complex than the Standardized Precipitation Index(SPI) and the Drought Monitor. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT The Standardized Precipitation Index (SPI) is a way of measuring drought that is different from the Palmer Drought Severity Index(PDSI). Like the PDSI,this index is negative for drought, and positive for wet conditions. But the SPI is a probability index that considers only precipitation,while Palmer's indices are water balance indices that consider water supply(precipitation), demand(evapotranspiration) and loss (runoff). The State of Florida adopted a Drought Action Plan in 2007 that specifies response strategies to varying levels of declared drought. These rules provide the framework to coordinate statewide response to drought. Warning Time: I —More than 24 hours Duration: 4—More than one week Drought is a regional hazard that can impact large swaths of land—across county and even state lines. In the event of a drought, the entirety of Monroe County will experience impacts. Figure 4.2 below shows the U.S. Drought Monitor's drought ratings for Florida as of February 18,2025; as of that date,Monroe County was experiencing some abnormally dry conditions (DO) in the western side of the County and the southeastern corner, and moderate drought(D 1)throughout the rest of the County. Spatial Extent: 4—Large IIIIIII IIIIIII umu llll IIIIIII IIIIIII IIIIIII ° IIIIII Illilll°� IIII °° III IIIIIII ° IIIIIII°°°°°° IIIIIII IIIIIII IIIII� 2025 U.S. DroughtMonitor February 18, 2025 Florid (Released Thursday,Feb. ,2025),, Valid 7 a.m.EST I ten,sit1. N one, 0 DD Abnormally Dry, DI M Wera e Drought D2.Severe,Drought ll� D3 Extreme,Drought DA Exceptional Drought The Df-o ghtMonitor-focuses on �-oa-scale � o condrfions.Local condrfion s may vary F6r-ra ore Author., Brian Fuchs National Drought Mitigation renter ff U SDA s - dlro!ulgl INhitmio Irnii tolur.!ul Irnil.e l!ul Source: U.S.Drought Monitor �A('Irvrc)e courity, ........ ..:I t�.I.Itl 3 L.flI III �ill .d uI,4 IIL...o III III t Ili II III.°m Strategy J a III.°m U a ry 2,: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Drought extent can be defined in terms of intensity,using the U.S. Drought Monitor scale. The Drought Monitor Scale measures drought episodes with input from the Palmer Drought Severity Index, the Standardized Precipitation Index,the Keetch-Byram Drought Index, soil moisture indicators, and other inputs as well as information on how drought is affecting people. Figure 4.3 details the classifications used by the U.S. Drought Monitor. A category of D2 (severe) or higher on the U.S. Drought Monitor Scale can typically result in crop or pasture losses,water shortages, and the need to institute water restrictions. Drought in Florida occurs on a regular, cyclical basis. The different areas of Florida are randomly affected and sometimes equally affected. Counties that are expected to experience the most weeks of drought each year are the northern and central counties. Monroe County is susceptible to almost every level of drought on the U.S. Drought Monitor scale, however since 2000 it has not experienced and exceptional drought. The most severe period of drought since 2000 occurred in the spring of 2011 and reached extreme drought across 17% of Monroe County. Impact: I —Minor IIIIIII"Illilll I "II°°" IIIIIII IIIIIII IIIIIII IIIIII PIllilll°'' ��II °° IIIIIII IIIIIII°tlllllll °'IIIIIII��IIIIIII° I IIII niI�iP�lllilili II�II I��I��II i ,11111111141�11111111 Il mr .,:.ti M11111111a, mm,� 11�Iilill 11 �,11111�;Iiiiill�u IIII II III I W�� IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII lllil IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIill lil IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII illl GodII ig IIIIAc,��IIWa'" WioII'-ei rn diryi oe S;10ur41nu a II IIII uu a aiu�I„ I�' Il a�"�I' I�"1 i�; I � "r,J��m 71 II I� II�� II S J�N�R:.,wr-s "'I es 1I� to 1 9 1 to��,01 'to� �-��,°�t � �� "1 �,�u �� II��' uQ IIII��Igo, tarf�II��IIIIu�IIII m Iroe IIIri,eii lIIng��v ut 11 de.fiidIs Moderate mu Streaffls,rfaner!"cr'VII�,or°uIl6r'e,^a o°om6r"''��r'V'Y'II�L Ito-2.9 11 to 20 "'11 Ito 20 01.8 to-1,2 11 to 20 m"�ter r V dl a9'Ig V�rve Y�II1i1V11��a pfl"VII��"VI�11lln"Neint m w iP p I Untair,�°uvarrk.11 use lY"estr� L tjloi Vs recL]Jested J J Severe 'Ovirn a...°n..w II r11 i..;@, _-..aN 1111JIIg'IP"V 10 t w, .9 6 to, 1 0 6 to 1 10 1,3 t "1.5, 6 to 1 ID III t::, I 'j/,j G."�..n"`II I''"-,t1P'ln�.;irIl11 V ::a�P'� n V'da��j. ��s t r e III iI'"° III II M�urj� icir cI"cir�Da to irX2 Ia a� l N m II e s��`nw a 9E��"��Yter s hart��;e."-�or r htll'lli��1�iV'_�II�Ps �^M I Ito°-°f; �.� ��5 u i�uN 5 � -M�LL� I .'� 3 I � E 7d 1II ,:� p11 III o ri�Y l[ 11Y ur;�;c ll'"IId N ,,, .. :''. . .�r III��s s � ��.: � "w�o r IIII s u:� ��a�..�.�,..,, i I I ✓� �ll4Unp`n�°µ"4VI'i�r9� e ny'II`&IIII" '7tnn'aI I::7:r �IIP' �,::,��Ili�: ran"1id w6I",,d/C'"aflII II"'jeii teir Source:US Drought Monitor U.S. Drought Monitor provides historical data on droughts in Monroe County and records drought intensity weekly throughout the country. The following figures show historical periods where each county was considered in some level of drought condition. The color key shown in Figure 4.4 indicates the intensity of the drought. According to the U.S. Drought Monitor, between January 1, 2000 and February 189 2025,Monroe County was in some level of drought condition 42% of the time, or 547 of 1,312 weeks. Most this time was spent in"abnormally dry"or"moderate" drought conditions; Monroe County recorded 26 weeks in"extreme"drought. IIII III : Co Illy ty, WS..:: IIP ��.�.y l ��.I II l .��II � IIL� I I�I tiI'I II.m Strategy y a III.°m U a Iry 2,: .6 IIP:.)Zigei 6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT IIIIIIIe US M�" Cou IIIIIIP",iIu �rty Mon,roe COUnty(F1 P'ei cet-il,Air ea in U.S. Drotx,.?gl-ft,Mai,iftor Cate�;or,ies 80 0(01, ,00%,, LLP 6,0 4 0,010'5, 0,O(YN; o, "A 7 D. rg�l 1* "G. IDA, ....... DA U S 'IPA L Roe)d-1121 I),S,Drok.,ight NlanAor htq)s)/di�c�ut; 2-2,6-2025 Iwo Source: U.S.Drought Monitor The National Drought Mitigation Center's Drought Impact Reporter Dashboard summarizes drought- related media reports starting in 2005. The following narratives were compiled from the Dashboard search results for Monroe County: — In November 2006, continuing drought conditions and related water supply concerns prompted the South Florida Water Management District to impose voluntary water use restrictions for residents and agriculture producers in Broward,Miami-Dade, Monroe, and Palm Beach Counties. Residents were asked to limit lawn irrigation and personal water use. — As a result of the ongoing drought in March 2007,the area received about half of the rainfall that they normally received leading to low water levels for Lake Okeechobee—the areas main backup water supply. Mandatory water restrictions were put into effect for the South Florida Water Management District. The restrictions are intended to reduce water consumption by 15%. Farmers were moved to Phase 2 to reduce consumption by 30%. — More than 30 Florida counties were declared to be natural disaster areas by the U.S. Department of Agriculture due to cold and drought between November 5 and December 17,2010. — In March 2018,the Florida Forest Service warned of a heightened wildfire risk statewide as drought conditions persisted. Extreme fire risk existed in Monroe,Miami-Dade, Broward,Lee, Martin,Indian River, Brevard, Highlands,Polk and Orange counties. The worst drought in Florida's recorded history was from 1954-1956 resulting in the loss of many of crops and a lot timber were lost. The Northern Counties got the worst part of the drought but most of the State was in drought for all of 1956. Another major drought occurred in 1981-1982 when rain was scarce, and Lake Okeechobee reached the lowest water level ever recorded. All the State was in moderate or severe drought,but many regions were out of drought by the end of 1981. Florida had another severe drought from 1998 to 2001. During this, crops were destroyed, lake levels were at an all-time low, and wildfires raged. This drought caused the water management districts to restrict water use,municipalities to hike water rates, and many restaurants were ordered to stop serving water except for to customers who asked. Several wildfires also occurred in 2007, including one in Monroe County,because of a drought from 2006 to 2007. This period saw the largest rainfall deficit since the 1950s and was considered a one in 25-year drought event. From 2010 to 2012, the State saw a drought that affected most counties,but the northern central and Panhandle regions were classified as in"extreme drought"for an extended period. Again in 2016, drought conditions developed and lasted into 2017 causing many wildfires. �A('Irvrc)e courity, fllscfi�cda,4 IIL...o III itigatii'a r'i Strategy Jw"W&''y 2(`)26 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT There has never been a Presidential Major Disaster Declaration for drought in Florida. However, the USDA has declared agricultural disasters because of drought. Disaster designations help producers get loans and emergency assistance in these situations. 4.0 Based on historical occurrences,the probability that the County will experience some level of drought is likely,with Monroe County in drought 42 percent of the time during the period from 2000 through 2024. Over the same time period, approximately 133 weeks were categorized as a severe (D2) drought or greater; which equates to a 10 percent chance of severe drought in any given week. Probability: 3—Likely The Fourth National Climate Assessment reports that average and extreme temperatures are increasing across the country and average annual precipitation is decreasing in the Southeast. Heavy precipitation events are becoming more frequent,meaning that there will likely be an increase in the average number of consecutive dry days. As temperature is projected to continue rising, evaporation rates are expected to increase,resulting in decreased surface soil moisture levels. Together, these factors suggest that drought will increase in intensity and duration in the Southeast. The Fifth National Climate Assessment upholds the climate trends reported in the Fourth Assessment and presents additional patterns in the Southeast that exacerbate climate risk and impacts. These patterns include population growth,high proportion of the population with health issues or underlying health conditions, and a large, climate-dependent agricultural sector.' S ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEOPLE Drought can affect people's physical and mental health. For those economically dependent on a reliable water supply, drought may cause anxiety or depression about economic losses,reduced incomes, and other employment impacts. Conflicts may arise over water shortages. People may be forced to pay more for water, food, and utilities affected by increased water costs. Drought may also cause health problems due to poorer water quality from lower water levels. If accompanied by extreme heat, drought can also result in higher incidents of heat stroke and even loss of human life. The Florida Keys experience dry and wet seasons and are sometimes characterized by an and climate. As the County is supplied by water from the mainland,residents always need to be aware of preserving water,but especially during drought periods. The Florida Key's Aqueduct Authority and the South Florida Water Management District will issue restrictions as needed. Such restrictions are predominantly intended for lawn and vegetation maintenance,but irresponsible water use will affect residents' access to water with continued development. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PPOPEPTY Drought is unlikely to cause damages to the built environment, including private property or critical facilities. However, in areas with shrinking and expansive soils, drought may lead to structural damages. https://nca2023.globalchange.gov/chapter/22/ M('1rvr(.)e Courity, ........ ..: t�.I.Itl 3 L.UI III �ill .d aI,4 IIL...o III III t Ili II III.°m Strategy J a III.°m U a Iy 2,: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Drought may cause severe property loss for the agricultural industry in terms of crop and livestock losses. The USDA's Risk Management Agency(RMA)maintains a database of all paid crop insurance claims, however no claims were made in Monroe County between 2007-2023 as a result of drought. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENVIA10NMENT Drought can affect local wildlife by shrinking food supplies and damaging habitats. Sometimes this damage is only temporary, and other times it is irreversible. Wildlife may face increased disease rates due to limited access to food and water. Increased stress on endangered species could cause extinction. Residents are aware of the need to use native vegetation and ground cover to avoid the need for excessive watering. Drought conditions can also provide a substantial increase in wildfire risk. As plants and trees die from a lack of precipitation,increased insect infestations, and diseases all of which are associated with drought they become fuel for wildfire. Long periods of drought can result in more intense wildfires, which bring additional consequences for the economy,the environment, and society. Drought may also increase likelihood of wind and water erosion of soils. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONSEQ( JENCE ANALYSIS Table 4.14 summarizes the potential negative consequences of drought. Co IIrise e III III IIIIIII s IilS IIIIIII�� IIIIIII °°°� Category Consequences Public Can cause anxiety or depression about economic losses,conflicts over water shortages,reduced incomes,fewer recreational activities, higher incidents of heat stroke,and fatality. Responders Impacts to responders are unlikely. Exceptional drought conditions may impact the amount of water immediately available to respond to wildfires. Continuity of Operations Drought would have minimal impacts on continuity of operations due to (including Continued the relatively long warning time that would allow for plans to be made to Delivery of Services) maintain continuity of operations. Property, Facilities and Drought has the potential to affect water supply for residential, Infrastructure commercial, institutional, industrial,and government-owned areas. Drought can reduce water supply in wells and reservoirs. Utilities may be forced to increase rates. Environment Environmental impacts include strain on local plant and wildlife; increased probability of erosion and wildfire. Economic Condition of Farmers may face crop losses or increased livestock costs. Businesses that the Jurisdiction depend on farming may experience secondary impacts. Extreme drought has the potential to impact local businesses in landscaping, recreation and tourism,and public utilities. Public Confidence in the When drought conditions persist with no relief, local or State Jurisdiction's Governance governments must often institute water restrictions,which may impact public confidence. IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:.)Eige 72 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Natural hazards are often interconnected. Any given hazard may lead to, or be spurred by, another hazard —sometimes referred to as cascading disasters. Drought may be associated with wildfire and extreme heat. Drought is predominantly controlled by larger weather patterns and less by human development. However, increased development and the resulting increasing impervious surfaces would mean less surface water would be able to directly infiltrate into the ground. Further,because the County's water is predominantly supplied by the Biscayne aquifer in Miami-Dade County,new development and population growth in Monroe County as well as Miami-Dade and other areas supplied by the aquifer will increase water demand. In turn,this could lower the threshold for socioeconomic drought in terms of an inability of water supply to mee water demand. Drought is a regional hazard. If drought impacts Monroe County, it will similarly be impacting neighboring counties and towns. The Keys get most of their drinking water from the Biscayne Aquifer and supplement with water from the Floridan Aquifer. In the case of a drought,water supply could be impacted. Water is already transported long distances to reach the keys, and in drought circumstances the distance water must travel could increase. Drought can create or exacerbate water quality issues. Though the Biscayne Aquifer is of superior quality, the Floridan Aquifer is considered brackish and experience saltwater intrusion. The following table summarizes drought hazard risk by jurisdiction. Drought risk is uniform across the planning area. Warning time, duration, and spatial extent are inherent to the hazard and remain constant across jurisdictions. Drought most commonly and severely impacts agricultural activities, of which there are few in the County. In more heavily developed areas,the magnitude of drought is less severe,with lawns and local gardens affected and potential impacts on already constrained local water supplies during severe,prolonged drought. Jurisdiction Probability Impact Spatial WarningDuration Score Priority Extent Time Key Colony 3 1 4 1 4 2.5 M Beach Key West 3 1 4 1 4 2.5 M Layton 3 1 4 1 4 2.5 M Marathon 3 1 4 1 4 2.5 M Islamorada 3 1 4 1 4 2.5 M Unincorporated 3 1 4 1 4 2.5 M Monroe County IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:.)Eigel 11173 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... X111TREME HEAT Hazard Probability Impact Spatial Warning Time Duration PRI Extent Score Extreme Heat Likely Limited Large More than 24 More than 1 '7 hrs week Per information provided by Ready.gov, in most of the United States extreme heat is defined as a long period(2 to 3 days) of high heat and humidity with temperatures above 90 degrees. As temperatures rise, our bodies naturally cool down by sweating. In extreme heat,the body must work extra hard to maintain a normal temperature and sweating might not be enough to cool down. When this happens, a person's body temperature rises faster than it can cool itself. Additionally,when the humidity is high, as is common during extreme heat events in North Carolina, evaporative cooling through sweating becomes less effective. Heat-related illnesses occur when the body overheats from exposure to high temperatures and in severe cases can cause damage to the brain and other vital organs. Heat-related illnesses can also arise from moderate to vigorous physical activity in hot situations. Extreme heat often results in the highest annual number of deaths among all weather-related disasters. On average,the number of extreme heat days has been increasing each year,putting residents at a higher risk of heat-related illnesses. In 2023,more people in the United States died of heat-related illness than any year on record. Per Ready.gov, older adults, children, and people with certain illnesses and chronic conditions are at greater risk from extreme heat; and humidity increases the feeling of heat. The National Weather Service(NWS)uses the heat index, also known as apparent temperature,to determine when to issue health alerts. The heat index is a measure of how hot it really feels when the relative humidity is considered along with the actual air temperature. In most areas of the country,the NWS generally issues alerts "when the heat index is expected to exceed 105T -I IOT for at least two consecutive days,"but they also work with local partners to determine the most appropriate conditions for a specific geography. Ambient air temperature is one component of heat conditions,with relative humidity being the other. The relationship of these factors creates what is known as the apparent temperature. The Heat Index Chart in Figure 4.5 uses both factors to produce a guide for the apparent temperature or relative intensity of heat conditions. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:.)Eigei 1741 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT IIIIIII""""""IIIIIII ""e 11114, °t IIIIIII IIIIide IIIIIII P"''IIIIIIP' NWS Heat, ICI l Tempe,rature, (QF1) F 80 82 84 8,6 88 90 92 94 96, 2 104 106 108 110, r „ Di a vi, .. ,i9 M ', V u 11 83 85 �. a f �rQVl�� i 01 �u u ev 66, Bs V I vi, > 75r. ui', Wu WIWffWirf... 3. :V I vi it u pi b«r iu 9 r `v Li e4 o— ea Dis `s,"nth Protonged Expossure or'Strenuous Activity ED Caut ionr�xIe CajtlIlII EM ria r1gelr EXtren ile Diai,17ger� Source:National Weather Service(NWS)https://www.weather.gov/safety/heat-index Note:Exposure to direct sun can increase Heat Index values by as much as 15°F.The shaded zone above 105°F corresponds to a heat index that may cause increasingly severe heat disorders with continued exposure and/or physical activity. During these conditions,the human body has difficulties cooling through the normal method of the evaporation of perspiration. Health risks rise when a person is overexposed to heat. The most dangerous place to be during an extreme heat incident is in a permanent home,with little or no air conditioning. Those at greatest risk for heat-related illness include people 65 years of age and older,young children, people with chronic health problems such as heart disease,people who are obese,people who are socially isolated, and people who are on certain medications, such as tranquilizers, antidepressants, sleeping pills, or drugs for Parkinson's disease. However, even young and healthy individuals are susceptible if they participate in strenuous physical activities during hot weather or are not acclimated to hot weather. Table 4.15 lists typical symptoms and health impacts of heat exposure. °°°' Illlllh IIIIIII .°°IIIIIII°°° °°°' Illllll�lllilll IIIIIII IIIIIII IIIIIII f IIIIIII IIIIIII IIIIIII IIIIIII ts of IIIIIII',' °t °°IIIIIII°°°n IIIIIII t Heat Index(HI) Disorder 80-90° F(HI) Fatigue possible with prolonged exposure and/or physical activity 90-105°F(HI) Sunstroke, heat cramps,and heat exhaustion possible with prolonged exposure and/or physical activity 105-130° F(HI) Heatstroke/sunstroke highly likely with continued exposure Source:National Weather Service Heat Index Program,www.weather.gov/os/heat/index.shtmi The NWS has a system in place to initiate alert procedures(advisories or warnings)when the Heat Index is expected to have a significant impact on public safety. The expected severity of the heat determines whether advisories or warnings are issued. A common guideline for issuing excessive heat alerts is when the maximum daytime Heat Index is expected to equal or exceed 105 degrees Fahrenheit(OF) and the li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 ��)Eige 75 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT night time minimum Heat Index is 80°F or above for two or more consecutive days. A heat advisory is issued when temperatures reach 105°F and a warning is issued at 115°F. Impacts of extreme heat are not only focused on human health, as prolonged heat exposure can have devastating impacts on infrastructure as well. Prolonged high heat exposure increases the risk of pavement deterioration, as well as railroad warping or buckling. High heat also puts a strain on energy systems and consumption, as air conditioners are run at a higher rate and for longer; extreme heat can also reduce transmission capacity over electric systems. Warning Time: I —More than 24 hours Duration: 3—Less than one week Monroe County and its jurisdictions are susceptible to high temperatures and incidents of extreme heat. Spatial Extent: 4—Large The extent of extreme heat can be defined by the maximum apparent temperature reached. Apparent temperature is a function of ambient air temperature and relative humidity and is reported as the heat index. The NWS Southern Region sets the following criteria for heat advisory and excessive heat warning: — Heat Advisory—Heat Index of 108°F or higher or temperature of 103°F or higher — Excessive Heat Warning—Heat Index of I I YF or higher for any duration or temperature of 103°F or higher Table 4.16 notes the highest temperature on record at nine weather stations in Monroe County according to the Southeast Regional Climate Center,which maintains temperature records for the highest maximum temperature each month. uum uum IIIIIII IIIIIII uu""'IIIIIII ii w uuuuuuuu uumm IIIIIII m m uum uuuu o uu IIIIIII V IIIIIII m n III,ouuuu.IIIIIII uuuum �� IIIIIII IIIIIII Temperature Location Date 101OF Dry Tortugas August 1992 960F Key West I nt'I Airport August 2024* 100OF Bahia Honda State Park July 2023 970F Curry Hammock State Park July 2011* 990F Duck Key July 1987 930F Islamorada August 2010 980F Tavernier September 1963 95OF John Pennekamp State Park July 2018 970F Flamingo Ranger Station September 2013 Source: Southeast Regional Climate Center;only for stations with records within the past 20 years. *Some maximum temperatures were recorded more than once,where this occurred,the most recent occurrence is noted. Impact: 2—Limited li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)Eige 76 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Table 4.17 provides maximum monthly temperature for 2000-2024 at the Key West Municipal Airport weather station(KAPF). This location is used as an indicator for Monroe County overall. Data was summarized with the Northeast Regional Climate Center's Climate Information for Management and Operational Decisions (CLIMOD 2)tool which uses data from NCEI. The highest recorded temperature is 96°F and occurred in both July 2023 and August 2023. The data also indicates that it is typical to have maximum temperature days of 90°F and over from June to September. uum a"I Illlllh IIIIIII 4��,,u°i � IIIIK. WestIIIIIII IIIIIII IIIIIII IIIIIII I uull Illllu IIIIIII uu IIIIIII Year Maximum Temperature by Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2000 82 83 86 86 90 91 93 91 91 89 84 82 2001 81 83 85 86 88 90 91 92 90 88 82 83 2002 82 81 85 86 89 89 92 91 90 89 87 83 2003 80 83 86 85 88 90 92 92 91 90 86 81 2004 81 81 82 84 87 90 91 91 90 88 87 84 2005 80 81 83 84 89 90 92 93 90 88 84 82 2006 81 82 83 85 88 90 90 92 90 89 84 83 2007 83 82 84 86 87 93 94 94 95 90 87 83 2008 82 84 84 85 91 91 91 92 91 87 84 80 2009 81 79 84 86 89 91 94 93 92 91 86 84 2010 80 80 82 84 89 92 91 92 90 87 85 78 2011 79 80 84 86 89 90 93 92 92 88 84 81 2012 81 83 82 85 87 89 88 90 90 89 81 83 2013 82 82 84 87 89 91 90 90 90 88 85 83 2014 82 82 83 87 88 91 93 93 90 90 83 82 2015 82 82 84 90 89 94 94 94 94 90 87 84 2016 84 81 83 85 89 91 93 92 92 91 84 85 2017 83 83 86 85 90 91 92 94 93 89 86 83 2018 79 83 83 86 86 90 94 94 95 91 88 86 2019 83 85 85 87 94 93 93 94 92 89 88 85 2020 82 85 85 89 90 92 94 93 93 91 88 82 2021 79 84 85 87 90 91 93 91 92 89 84 84 2022 83 81 84 86 89 91 93 92 92 88 87 83 2023 83 86 87 88 92 95 96 95 95 91 85 85 2024 81 80 85 87 93 92 92 96 94 89 86 82 Max 84 85 87 90 94 94 94 96 95 91 88 85 Mean 81 82 84 86 89 91 92 93 92 89 85 83 Source:Northeast RegionalClimate '-C III Data was gathered from the Northeast Regional Climate Center's CLIMOD 2 Tool using the Key West airport weather station as an approximation for Monroe County. Based on 25 years of available data,the Region regularly experiences maximum temperatures from June to September that can impact public health and safety. Probability: 3—Likely III �i �i .��i � � I i�lti'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Research shows that average temperatures will continue to rise in the Southeast United States and globally. Per the Fifth National Climate Assessment, "The number of extreme warm days (above 95°F) is expected to continue increasing with every increment of global warming"and that"heatwaves in the Southeast are happening more frequently and are occurring during a longer heat season, with some cities also showing increasing trends in their duration and intensity."Additional heat stresses can be attributed to the urban heat island effect which can increase the temperature of those living in urban environments compared to rural areas. The number of days over 95°F is expected to increase by between 10 and 40 days annually within the Everglades area of Monroe County as shown in Figure 4.6. Data is unavailable for the Florida Keys. IIIIIII"Illillle 4, IIIIIII IIIIIII Is ected 0 III° III of IIIIIII' °°° IIIIIII' Inequitable Heat Burden and Future Heat Exposure Energy-burdened households ehol b Projected chiange in a tr m heat days, overlap with communities of color 2050 compared to 1991— 0 0 30, lJ lt�r �I %Energy- 10 Change in INumher of ICDa s at or Above 950F 111, burdened f households . 0 10 20 30 40 50 25 40 90 %1311POIC popullation Source:USGCRR 2023:Fifth National Climate Assessment ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... No data is available to assess the vulnerability property in the planning area to extreme heat. Vulnerable populations based on age are estimated according to Census data. Data on other vulnerable populations is not available. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEOPLE Extreme heat can cause heat stroke and even loss of human life. The elderly and the very young are most at risk to the effects of heat. People who are isolated are also more vulnerable to extreme heat. The table below summarizes the percent of each jurisdiction's total population that falls within these age groups. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii"m U a iii. .: .6 IIC:.)Eigei 11178 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Population under 5 Population over 65 Jurisdiction years of age(%) years of age(%) Islamorada 4% 30% Key Colony Beach 0% 55% Key West 5% 21% Layton 4% 36% Marathon 5% 21% Unincorporated Monroe County 4% 26% Monroe County Total 4% 24% Source:U.S.Census Bureau,American Community Survey 2019-2023 5-year estimates ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PERTY miiii Extreme heat is unlikely to cause significant damages to the built environment. However,road surfaces can be damaged as asphalt softens, and concrete sections may buckle under expansion caused by heat. Train rails may also distort or buckle under the stress of head induced expansion. Power transmission lines may sag from expansion and if contact is made with vegetation the line may short out causing power outages. Additional power demand for cooling also increases power line temperature adding to heat impacts. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENVIRONMENT Wild animals are vulnerable to heat disorders like humans, including mortality. Vegetation growth will be stunted, or plants may be killed if temperatures rise above their tolerance extremes. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONSEQUENCE ANALYSIS Table 4.18 summarizes the potential negative consequences of extreme heat. °°°' Illlllh lllllll °"IIIIIII IIIIIII e: IIIIIII°, IIIIIII IIIIIII s Illilll IIIIIIIIIIIIIIIIII xt°IIIIIII IIIIIII�in IIIIIII Category Consequences Public Extreme heat may cause illness and/or death. Responders Consequences may be greater for responders if their work requires exertion and/or wearing heavy protective gear. Continuity of Operations Continuity of operations is not expected to be impacted by extreme heat (including Continued because warning time for these events is long. Delivery of Services) Property, Facilities and Minor impacts may occur,including possible damages to road surfaces Infrastructure and power lines. Environment Environmental impacts include strain on local plant and wildlife,including potential for illness or death. Economic Condition of Farmers may face crop losses or increased livestock costs. the Jurisdiction Public Confidence in the Extreme heat is unlikely to impact public confidence. Jurisdiction's Governance IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Natural hazards are often interconnected. Any given hazard may lead to, or be spurred by, another hazard —sometimes referred to as cascading disasters. Extreme heat may be associated with drought and wildfire. More intensive development can increase the urban heat island effect—where the concentration of structures, infrastructure, and human activity traps and stores heat resulting in localized"heat islands." Information is not available on the extent to which impervious surface coverage has changed since the adoption of the previous hazard mitigation plan. Populations most vulnerable to the effects of excessive heat are children under the age of 5 and those over the age of 65. Key Colony Beach and Layton have more than a third of their population in the 65 and above category. Key west has over 5% of its population in the under 5 category. The county and participating jurisdictions may want to consider identifying community spaces that can serve as cooling centers and publicize those spaces in advance of forecasted extreme heat. The following table summarizes extreme heat hazard risk by jurisdiction. Extreme heat risk does not vary significantly by jurisdiction. Spatial Warning Jurisdiction Probability Impact Extent Time Duration Score Priority Key Colony 3 2 4 1 3 2.7 M Beach Key West 3 2 4 1 3 2.7 M Layton 3 2 4 1 3 2.7 M Marathon 3 2 4 1 3 2.7 M Islamorada 3 2 4 1 3 2.7 M Unincorporated 3 2 4 1 3 2.7 M Monroe County IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5,4 FLOOD 1 Hazard Probability Impact Spatial Warning Time Duration PRI Extent Score Highly Flood Critical Large 6 to 12 hours Less than 1 week Likely Flooding is defined by the rising and overflowing of water onto normally dry land. As defined by FEMA, a flood is a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties. Flooding can result from an overflow of inland waters or an unusual accumulation or runoff of surface waters from any source. Flooding causes more damage in the United States than any other severe weather related event, an average of$5 billion a year. Approximately 90 percent of presidentially declared disasters result from flood-related natural hazard events. Taken as a whole,more frequent, localized flooding problems that do not meet federal disaster declaration thresholds ultimately cause the majority of damages across the United States. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... SOURCES L D Per the 2005 Flood Insurance Study(FIS), flooding results mainly from storm surge flooding in the areas of the county bordering the Atlantic Ocean and Gulf of Mexico when tidal surges,wave action, and heavy rainfall combine. The general topography of Monroe County is extremely flat,with natural elevations of 4 to 7 feet above mean sea level. Shallow slopes and the generally low-lying nature of the keys makes the County vulnerable to flooding during coastal events and heavy rains. Some rainfall in the area runs off into the surrounding seas and other rainfall that is caught in closed basins can drain relatively quickly into underlying coral rock and limestone soils that have high infiltration rates. However, there are still instances of rainfall flooding that does not runoff or drain quickly, causing water to accumulate in ponded areas. Additionally, there are approximately 170 miles of canals in the Florida Keys. Mismanagement and improper cleaning of these canals also causes flooding from heavy rains,hurricanes, and tidal systems. Coastal Tidal Flooding: All lands bordering the Atlantic and Gulf Coasts are susceptible to tidal effects and flooding. Coastal land such as sand bars,barrier islands and deltas provide a buffer zone to help protect human life and real property relative to the sea much as flood plains provide a buffer zone along rivers and other bodies of water. Coastal floods usually occur because of abnormally high tides or tidal waves, storm surge and heavy rains in combination with high tides,tropical storms and hurricanes. Shallow Ponding: Because much of the County is flat,whatever rainfall doesn't flow from an area tends to pond and percolate into the ground, causing water tables to rise during the wet season and periods of extended rainfall and reducing the capacity for soil storage and infiltration. Flash or Rapid Flooding: A flash flood occurs when water levels rise at an extremely fast rate as a result of intense rainfall over a brief period,possibly from slow-moving intense thunderstorms and sometimes combined with saturated soil, or impermeable surfaces. Flash flooding can happen in Special Flood Hazard Areas (SFHAs) as delineated by the National Flood Insurance Program(NFIP) and can also happen in areas not associated with floodplains. Flash flood hazards caused by surface water runoff are most common in urbanized areas,where greater population density generally equates to more impervious surface(e.g.,pavement and buildings)which increases the amount of surface water generated. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC:�)Eigei P�..111 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Flash flooding is a dangerous form of flooding which can reach full peak in only a few minutes. Rapid onset allows little or no time for protective measures. Flash flood waters move at very fast speeds and can move boulders, tear out trees, scour channels, destroy buildings, and obliterate bridges. Flash flooding can result in higher loss of life,both human and animal,than slower developing river and stream flooding. Localized/Stormwater Flooding: Localized stormwater flooding can occur in Monroe County. Localized stormwater flooding occurs when heavy rainfall and an accumulation of runoff overburden the stormwater drainage system. The cause of localized stormwater flooding in Monroe County can be attributed to its generally flat topography, among other factors. Localized flooding may be caused by the following issues: — Inadequate Capacity—An undersized/under capacity pipe system can cause water to back-up behind a structure which can lead to areas of ponded water and/or overtopping of banks. — Clogged Inlets—Debris covering the asphalt apron and the top of grate at catch basin inlets may contribute to an inadequate flow of stormwater into the system. Debris within the basin itself may also reduce the efficiency of the system by reducing the carrying capacity. — Blocked Drainage Outfalls—Debris blockage or structural damage at drainage outfalls may prevent the system from discharging runoff,which may lead to a back-up of stormwater within the system. — Improper Grade—Poorly graded asphalt around catch basin inlets may prevent stormwater from entering the catch basin as designed. Areas of settled asphalt may create low spots within the roadway that allow for areas of ponded water. While localized flooding may not be as destructive as coastal flooding, it is a chronic problem. The repetitive damage caused by such flooding can add up. Sewers may back up,yards can be inundated, and homes,businesses and vehicles can be flooded. Drainage and sewer systems not designed to carry the capacity currently needed to handle increased storm runoff can cause water to back into basements and damage mechanical systems. These impacts, and other localized flooding impacts, can create public health and safety concerns. In addition to these different types of flooding, flooding in Monroe County is a factor of the amount and timing of rainfall and the tide cycle elevation. The amount of rainfall occurring in March would not have the same flooding effect if the same amount occurred in September. During the dry season,the water table elevation typically drops to several feet below natural ground elevations. This allows for larger storage volume in the soil, lakes, canals, ditches, and swales. During the wet season,however, the water table elevation is often near the natural ground surface, lakes are filled, and ditches are flowing. The rainfall added to such conditions creates more stormwater runoff. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A floodplain, as shown in Figure 4.7 and Figure 4.8, is flat or nearly flat land adjacent to a stream,river, or body of water that experiences occasional or periodic flooding. In riverine floodplains, it includes the floodway, which consists of the stream channel and adjacent areas that carry flood flows, and the flood fringe,which are areas covered by the flood,but which do not experience a strong current. Floodplains are made when floodwaters exceed the capacity of the main channel or escape the channel by eroding its banks. When this occurs, sediments(including rocks and debris) are deposited that gradually build up over time to create the floor of the floodplain. Floodplains generally contain unconsolidated sediments, often extending below the bed of the stream. In coastal floodplains, zones are distinguished by wave heights. Floodplain boundaries are designated and routinely updated through cooperation between local governments, states and the FEMA. Flood Insurance Study findings are shown on Flood Insurance Rate li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC:.)Eige 82 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Maps (FIRMs) and describe various flood hazard zones based on flood height exceedance return periods. Flood hazard zone designations depend on local conditions and map issue dates,but all will show the 100-year or base flood elevation(I-percentannual chance flood), as well as some areas of the 500-year floodplain(0.2-percent annual chance flood). IIIIIII"Illilll °°°°°°° Illilll Illilllof aIIIIIIIllillll IIIII IIIIIII (IIIIIII IIIIIIIlllllll" F1qq# aI a,, G vl dl�dY�i(dJI Go »yy lP�l»uW ,: '1�Y�yvll vP�yv vll vP�yylul uulrll r�frJlyr l�r r Ill.. "��,Ilr lu��u., V�I,JI dl�d6rlrli l�d61 d61�, 'I / l r v °iiilr (Ill�ilil Normal Chu ' nI l / / J, 1+ r" Source: N II PI Gul'Jebook�� F E A In coastal areas, flood hazards typically include the added risk of wave action delineated by the VE Zone and Coastal AE Zone. Wave height and intensity decreases as floodwaters move inland. Figure 4.8 shows the typical coastal floodplain and the breakdown of flood zones in these settings. These flood zones are discussed further in Table 4.19 IIIIIII""""""Illilll �� IIIIIII IIIIIII Illlllllllilll °��Illilllo1fa CoasiitdIIIII IIIIIII""""""'IIIIIII IIIIIII�IIIIIII Illilll IIIIIII Properly elevated ��ronm�rrN��Nre��N�n�Nrenarervn�rorenanNror✓m�slarervanNr�rvN�nN�nre��rNN�nn�nNarer�rrNrero » ,� n �NNumu�N� I INP"IP, building i Wickidinga F r o7i I a( ' :'+awa+N NiwN N.�w�l i 0 1 ,stilly "wi I INI V'1VI0NDINININWN1V91NYI , I ,el4 IN ,.4 111114 le, OW ism"M OW"M � � NJIPN"WIVP!11UINVPUIUII!W'W'RVI f( NNNI NkN'rvNµH161dX MWON'PN49M"WI^I on JWW No r O W l furl I � J ill bl J 1 / i I I 0' l I G Shorelinend of SFHA d r Source:FE MA IIP �i �i .��i � � I i�l t:'ii i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT In its common usage,the floodplain most often refers to that area that is inundated by the"100-year flood,"which is the flood that has a 1 percent chance in any given year of being equaled or exceeded. The 500-year flood is the flood that has a 0.2 percent chance of being equaled or exceeded in any given year. The potential for flooding can change and increase through various land use changes and changes to land surface,which result in a change to the floodplain. A change in environment can create localized flooding problems inside and outside of natural floodplains by altering or confining natural drainage channels. These changes are most often created by human activity. The 1-percent-annual-chance flood,which is the minimum standard used by most federal and state agencies, is used by the National Flood Insurance Program(NFIP) as the standard for floodplain management and to determine the need for flood insurance. Participation in the NFIP requires adoption and enforcement of a local floodplain management ordinance which is intended to prevent unsafe development in the floodplain,thereby reducing future flood damages. Participation in the NFIP allows for the federal government to make flood insurance available within the community as a financial protection against flood losses. Since floods have an annual probability of occurrence, have a known magnitude, depth and velocity for each event, and in most cases,have a map indicating where they will likely occur, they are in many ways often the most predictable and manageable hazard. Warning Time: 3— 6 to 12 hours Duration: 3—Less than I week Regulated floodplains are illustrated on FIRMs,which are the official maps for a community on which FEMA has delineated both the Special Flood Hazard Areas (SFHAs) and the risk premium zones applicable to the community. SFHAs represent the areas subject to inundation by the 1-percent-annual- chance flood event. Table 4.19 summarizes the flood insurance zones identified by the Digital FIRMs (DFIRMs). 4.19 reflects the effective mapped flood insurance zones for Monroe County and Figure 4.10 shows the mapped preliminary DFIRM. Maps for each participating jurisdiction are provided in the jurisdictional annexes. Flooding can occur anywhere in Monroe County. Flood risk is not limited to the 1%-annual-chance floodplain. °°°' IIIIIII IIIIIII °°IIIIIII IIIIII IIIIIII IIIIIII' IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIIIzoIIIIIties Illilll tlllllll Illilll IIIIIII IIIIII IIIIIII1I IIIIIII° IIIIIII °t Zone Description Also known as the coastal high hazard areas.They are areas subject to high velocity water including waves;they are defined by the 1%annual chance(base)flood limits VE (also known as the 100-year flood)and wave effects 3 feet or greater.The hazard zone is mapped with base flood elevations (BFEs)that reflect the combined influence of stillwater flood elevations, primary frontal dunes,and wave effects 3 feet or greater. AE Zones,also within the 100-year flood limits,are defined with BFEs that reflect the combined influence of stillwater flood elevations and wave effects less than 3 feet.The AE Zone generally extends from the landward VE zone limit to the limits of the 100-year flood from coastal sources,or until it reaches the confluence with riverine flood sources. AE The AE Zones also depict the SFHA due to riverine flood sources, but instead of being subdivided into separate zones of differing BFEs with possible wave effects added,they represent the flood profile determined by hydrologic and hydraulic investigations and have no wave effects.The Coastal AE Zone is differentiated from the AE Zone by the Limit of Moderate Wave Action (LiMWA) and includes areas susceptible to wave action between 1.5 to 3 feet. IIP �i �i .��i � � I i�l Lii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:.)Eige 8 ui. SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Zone Description Areas subject to inundation by 1-percent-annual-chance shallow flooding (usually sheet flow on sloping terrain)where average depths are between one and three feet.Average AO flood depths derived from detailed hydraulic analyses are shown in this zone. Mandatory flood insurance purchase requirements and floodplain management standards apply. Moderate risk areas within the 0.2-percent-annual-chance floodplain,areas of 1- 0.2%Annual percent-annual-chance flooding where average depths are less than 1 foot,areas of 1- Chance percent-annual-chance flooding where the contributing drainage area is less than 1 (Shaded Zone square mile,and areas protected from the 1-percent-annual-chance flood by a levee. No X) BFEs or base flood depths are shown within these zones. (Zone X(shaded) is used on new and revised maps in place of Zone B.) Minimal risk areas outside the 1-percent and .2-percent-annual-chance floodplains. No Zone X(Unshaded) BFEs or base flood depths are shown within these zones.Zone X(unshaded) is used on new and revised maps in place of Zone C. IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 ... to q n N Colo w IC1.. w.. ul �w h �N u, .00 Io a sw J, ,f"q F p a Yuuuuuuuuumiiiiiiiiuuuuuuuuuuuuuuuuuuuuuumiiiiiiiiuuuuuuuuuuuuuuuuuuuuuumippiiiiiiiiiii ,. mlllluuuuul� �„, 1 40 tu Zcon ui k6�9klllll;;;;; allll W Q tum) u �P. uuum �} co Z11111110 7-.4 4 0 HIM � w LL W µ 0 till x 000 .. u II� II IIIII� � Ziii um mu II000 r °1Imlll III V m m V W611111111111111111111 IIIIII IIIIII .... :... N Colo uC) IC1.. m w f it w.,. I°I., �ollu w 00 cc LU i o � ICI l i ��N u I ry „g amtl rvM, �ry�f, IF � �ww �b a x u~ VVVVV VVVVVVVV P� I m �� IIIIIIIIIIIIIIIIIIIIIIIIIIII VI �a 7� uuuuul�,, umluuuu I �� w I �f l� „w lw IIIIIIIIIII ° i �I Wql J � r Illluuuuuuuuuu ' ZJ� W conIIIIIIIIIIIIII Al WGO s III IIIIIIIIIIIIII Q Illlldllll � � ji cz 06 Z u,u 0 ° I u. Q C.k G U � m uuuuuuu �, ,,, � �uuuuuuuuuu m uuuuuml � � ° Wa r u N 11161111161111A'UIV � I � lip�III a) a) C II Z I G`1 •1 I R u�i�uuli�uuli�uuli�uulii � u � III uuuuum III r IULu uum mupop ,W,w uuuuuuuuuu 0 ) vI IIIIIIVVVV col I"' SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Further,the LMSWG and the previous LMS plan identified the following areas more vulnerable to coastal flooding and/or pooling of rainfall flooding from heavy rains. Locations along Highway: — MM 109 in the Upper Keys. — MM 106, Lake Surprise Area; vulnerable to the effects of wind driven wave run-up from ENE and W/SW directions; heavy rainfall results in ponding. — MM 111, the exposed beach area along the 17-mile stretch bordering Barnes Sound, experiences wave runup or"piling"with strong E and NE winds. — MM 113, the Point Laura Marina Area,borders Barnes Sound and is susceptible to strong E and NE winds. — MM 73.5-74.5, the Lower Matecumbe area known as"Sea Oats Beach,"vulnerable to NE/E/SE wind driven wave run-up. — MM 30-321 Big Pine Key; the area north of the Big Pine Plaza Shopping Center encompassing Wilder Road and Key Deer Boulevard, while not normally vulnerable to storm surge effects, experience rainfall ponding. — MM 9-101 Big Coppitt Key, Bayside, experience wind-generated wave run-up. These areas of repetitive flooding may impact evacuation routes during an extended rainfall or wind- driven flood event. Spatial Extent: 4—Large ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... AREAS LIKELY TO FLOOD IN THE FU I I JRE Based on this assessment of the locations vulnerable to current flooding and potential changes to flood conditions discussed under the Climate Change and Changes in Development sections below, the following locations were identified as areas that are likely to flood in the future: — Special Flood Hazard Areas and 0.2% annual-chance floodplains: According to both the effective and preliminary FIRMs, about 94 percent of Monroe County is located within the SFHA, and between 0.1 and 0.2 percent of the county is located within the 0.2%annual-chance floodplain. These areas are at high risk of future flooding. While new development and redevelopment is limited, changes in floodplain development and future development within the watershed in general as well as climate change-driven changes in rainfall probabilities and intensities could increase the size of the SFHAs and/or the depth of flooding in these areas in the future. — Localized stormwater flooding areas: It is highly likely that areas without stormwater drainage infrastructure or with undersized or underperforming drainage infrastructure will continue to experience localized flooding problems. Specific problem locations are listed above. Areas with vacant land that may be developed and converted into impervious surface area may be more likely to flood in the future if steps are not taken to mitigate the impacts of development. — Repetitive loss areas: Many repetitive losses can be attributed to coastal flooding and storm surge events which may become more severe due to sea level rise. Therefore, it is very likely that unmitigated repetitive loss properties will continue to flood in the future. Repetitive loss counts are detailed later in this section and areas vulnerable to storm surge are detailed in Section 4.5.7. — Areas vulnerable to sea level rise: Sea level rise will increase vulnerability to high tide flooding and coastal flooding and can even increase stormwater flooding if drainage outfalls are impeded by higher water levels. Areas directly vulnerable to sea level rise are detailed in Section 4.5.5. These areas are likely to flood in the future. III �i �i .��i � � I i�lLi'i i*.m Strategy y wi"m �&i. .: .6 IIC:.)Eige 88 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Flood extent can be defined by the amount of land in the floodplain and the potential magnitude of flooding as measured by flood height and velocity. FEMA Flood Insurance Studies define the probability of flooding by flood events of a magnitude which are expected to be equaled or exceeded once on the average during a specific time period, or recurrence interval. Per this assessment, approximately 99 percent of Monroe County falls within the SFHA, an additional 5.2 percent of the County area is open water. Therefore, effectively 99 percent of the county's land area (not classified as open water) is within the SFHA. Table 4.20 provides a summary of the County's total area by flood zone on the 2005 effective DFIRM and a comparison to flood zone acreage on the preliminary DFIRM(released in December 2019). Changes from the effective DFIRM include over 62,000 acres of land no longer in the AE zone, over 44,000 acres now classified in the A zone,which was previously not included in the County's flood maps, and over 18,000 acres now classified as VE. Additionally, the preliminary maps represent an 79%increase in acreage in the 0.2% annual chance flood zone. Figure 4.11 shows the depth of flooding predicted from a I% annual chance flood. Details on individual jurisdiction's flood zone acreage are available in the jurisdictional annexes. °°° Illlllh°°IIIIIII 4 IIIIIII IIIIIII °°°° i IIIIII IIIIII IIIIIII III °°°' Effective DFIRM(2005) Preliminary DFIRM(2019) Change from Acreage Percent of Acreage Percent of Effective Flood Zone Total(%) Total M) (acres) A 0.0 0% 44,683.8 5.1% 44,683.8 AE 630,059.3 71.9% 567,352.5 64.7% -62,706.8 AO 3.5 0.0% 19.1 0.0% 15.6 VE 198,089.7 22.6% 216,144.0 24.7% 18,054.3 0.2%Annual Chance 1,195.8 0.1% 2,141.4 0.2% 945.6 Flood Hazard (Shaded X) Unshaded X 1,556.9 0.2% 849.3 0.1% -707.6 Open Water 45,809.2 5.2% 45,524.3 5.2% -284.9 Tota 1 876,714.4 -- 876,714.4 -- 0.0 SFHA Total 8289152.5 94% 828,199.4 94% 46.9 Source:FEMA Effective DFIRM,Preliminary DFIRM Note: The differences between the effective FIRM and the preliminary FIRM are significant and will likely still change. These details are provided here only as a comparison—all further flood analysis is based in the 2005 Effective DFIRM. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 ..."D c o 04 is 0 ul...... r w Vu�� u " �r•u r w. Z 0 y� 4-1 r ,^B u ''N Z m l Lu ZIIlllllllpl �,ry W con uj II U Q „r 111IL1111161IIIIIIIIIIIIIIII Q u.. W A LLIIIIIPuuuuuuuum ZmiuuuuLOuj Q ' ul a °IIIIII IIIIII 16' III = IIIII � m � I Puuuuuuuu 11000 ' of um um Z JOOOP O iuuuum III IULmmiuim m � W 6 IIIII6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Almost the entire planning area is within areas of high flood risk, as defined by the SFHA on FEMA's 2005 Flood Insurance Rate Maps as vulnerable to the 1-percent-annual-chance flood event. However, while the 1-percent-annual-chance flood is the basis for floodplain management under the NFIP,that does not mean that properties outside the SFHA are not at risk of flooding. Floods of other magnitudes may occur. The remainder of the planning areas is subject to moderate and low flood risk. Low risk is not no risk; areas outside the SFHA may still be flooded by heavy rain events and/or more severe coastal floods. Impact: 3—Critical Table 4.21 details the historical occurrences of flooding identified from 2000 through 2024 by NCEI Storm Events database. It should be noted that only those historical occurrences listed in the NCEI database are shown here. Other,unrecorded or unreported events may have occurred within the planning area during this timeframe. Further, while storm surge events are the dominant cause of flooding in the County,they will be considered and detailed in the Tropical Cyclones Section 4.5.5. °°° Illlllh°IIIIIII 4.ulllllllliluuum°"'IIIIIII IIIIIII IIIIIIIIIIIIIIIIIII IIIIIII IIIIIIIzeco�III��As of IIIIIII' IIIIIII �Illlllpll ��,,,, ��o ulllllllluuuuu ��ulllllllluuuuu uuuuu Type Event Count Deaths/injuries Reported Property Damage Coastal Flood 14 0/0 $100,000 Flood 24 0/0 $56,000 Heavy Rain 11 0/0 $0 Flash Flood - - - Total 49 0/0 $1561,000 Source:NCEI Note:No flash flood events were recorded in the NCEI database According to NCEI, 49 recorded flood events affected the planning area from 2000 to 2024 causing an estimated$156,000 in property damage,with no fatalities,injuries, or crop damage. Note that damage numbers reported here are only those reported by NCEI,which does not include insurance damage estimates; actual damages due to flood in County are likely higher. To supplement the data from NCEI,the following table summarizes the number and dollar value of NFIP claims paid in Monroe County by year.Note that these claims also include those made for flooding due to hurricanes. °°°, Illlllh°°°I IIIIIII 4 Illilll 21 IIIIIII Illilll IIIIIII s IIIII�)aiita IIIII IIIIIII IIIIII IIIIIII IIIIIIICouIIIIIIIiity Year Number of Claims Total Value of Claims 2000 23 $63,213.40 2001 34 $183,507.10 2002 5 $1,740.23 2003 5 $5,607.30 2004 25 $66,398.20 2005 9,186 $335,370,185.90 2006 22 $153,652.80 2007 7 $24,196.80 2008 44 $395,397.10 2009 7 $74,009.10 2010 17 $121,885.81 2011 41 $325,979.97 IIP �i �i .��i � � I i�l tii'i i*.m Strategy y wi"m �&i. .: .6 IIC:�)Eigei 9..111 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Year Number of Claims Total Value of Claims 2012 18 $55,824.92 2013 14 $23,9402.23 2014 13 $224,458.63 2015 6 $48,734.98 2016 3 $8,950.04 2017 8,190 $290,459,534.30 2018 8 $0 2019 7 $4,025.38 2020 77 $1,193,608.10 2021 3 $22,574.00 2022 570 $28,391,407.08 2023 30 $706,708.91 2024 21 $210,307.03 2025 9 $168,863.82 Total 18,385 $658,520,173.13 Source:NFIP Claims Data,accessed April 2025 The following event narratives are provided in the NCEI Storm Events Database and illustrate the impacts of flood events on the county: February 12,2007—A line of thunderstorms developed along a developing warm front in the Florida Straits. Several thunderstorm cells tracked northeast across Duck Key and Long Key,producing very heavy rainfall and minor flooding.A Long Key State Park, 5.38 inches of rain were observed in two hours,with a final storm total rainfall of 9 inches. State Park Rangers reported 6 campsites were washed out and a park road was flooded. There were also reports of a flooded parking lot at the Layton Post Office. 5.6 inches of rain were reported in Duck Key. August 18,2008—Tropical Storm Fay moved through the Lower Florida Keys during the evening of August 18, 2008,producing tropical storm force winds and heavy rainfall. Rainfall produced widespread street flooding in Key West. This flooding caused a small section of the tarmac at the Key West international airport to collapse. In total,rainfall amount of 3.5 to 4.0 inches were reported in the Key West area,up to 7.27 inches in Marathon, and 7.05 inches in Ramrod Key,resulting in temporary street and low area flooding. September 29,2010- Thunderstorms focused along a convergence zone indirectly related to Tropical Storm Nicole produced heavy rainfall and extensive street flooding over Lower and Upper Matecumbe Keys within the Village of Islamorada. Water entered one home on Lower Matecumbe Key, causing one family to be temporarily displaced. October 17,2011—Persistent showers and thunderstorms moved across the extreme Lower Florida Keys due to lower pressure over the Yucatan Peninsula. Street flooding of 3 to 4 feet deep was reported at the corners of White and Eaton Streets and Caroline and Margaret Streets in Old Town Key West, as well as at Donald and 20th Streets in New Town Key West. Several cars were stranded due to street flooding along South Roosevelt Boulevard between the Overseas Highway and Flagler Avenue, as well as near 1 st Street and North Roosevelt Boulevard. Isolated low elevation home flooding was observed in Mid Town Key West along Fogarty Avenue. October 19,2011 -A low pressure system in the eastern Gulf of Mexico assisted in the formation of three separate squall lines,which moved east through the Florida Keys and surrounding coastal waters from the evening of October 18th through morning of October 19th. Widespread gale-force wind gusts li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC:.)Eige 92 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT and street flooding occurred across the Lower and Middle Florida Keys, along with a damaging waterspout across the Anchorage at Key West Harbor. Flooding was observed at Sigsbee Park at Dredgers Key in Key West, as well as up to three feet deep at the Stadium Apartments in New Town Key West. Flooding of side streets up to two feet was observed in Marathon. May 2,2013—Thunderstorms developed in cyclic fashion over Key West and adjacent nearshore waters over a duration of three hours,producing widespread street flooding and flooding to businesses along the lower elevations of Key West. Flooding was reported in the Old Town Historic District of Key West, including up to two feet of flood depth at the corner of Front and Simonton Streets, at Duval and Greene Streets, and at the corner of White and Eaton Streets and up to three feet in depth at Duval and Front Streets. Up to 7 inches of rain was measured at the Key West Wastewater Treatment Plant on the south end of Fleming Key. Several businesses had water inundation to around 6 inches in depth. Significant flooding was observed on Patterson Street in Mid-Town Key West, causing a commercial-sized dumpster to float down the street. Further flooding included inundation of two and a half feet along Thompson and George Streets, and up to one foot in depth at the corner of Jose Marti Drive and North Roosevelt Boulevard. A retention and floodwater staging pond overflowed due to blocked drainage culverts leading to the Gulf of Mexico under North Roosevelt Boulevard. Street flooding up to two feet in depth was also observed along South Roosevelt Boulevard between Flagler Avenue and the Overseas Highway. September 21,2015-Minor coastal flooding occurred in a few Florida Bayside neighborhoods in North Key Largo, due mostly to persistent large northeast fetch occurring offshore the southeast U.S. Coast. Due to the very small diurnal tidal range of 2 to 3 inches in the far eastern end of Florida Bay and Blackwater Sound. Continuous coastal flooding of streets began approximately 17:00 EST on September 21 st in the area of Adams and Shaw Drive in North Key Largo's bayside, gradually expanding to adjacent streets throughout the Blackwater Sound and Sexton Cove shorelines. While no homes or businesses were flooded,the depth of water reached as high as 0.8 feet by September 30th,with a couple streets becoming impassable to small vehicles. The flooding was confirmed by Monroe County Emergency Management and Key Largo Fire Rescue. October 5,2017-Abnormally high spring tides occurred throughout the Florida Keys as result of seasonal autumn King Tides and prolonged strong northeast to east winds. Coastal Flooding with saltwater depth 3 to 6 inches above street level observed at the corner of Truman Avenue and North Roosevelt Boulevard in Key West. U.S. Coast Guard and National Weather Service personnel confirmed further coastal flooding in the Upper Florida Keys,with saltwater depth 6 to 8 inches above streets on the oceanside of Rock Harbor, and minor flooding of the U.S. Highway 1 northbound lane at Sea Oats Beach, Lower Matecumbe Key, near Mile Marker 74.5. Coastal Flooding was also confirmed along West Ocean Drive in Key Colony Beach,with saltwater depth 6 inches over the road. Coastal flooding of near 1 foot in depth was observed near Sombrero Beach in Marathon. December 12,2018—A strong extratropical cyclone moving northeast over the Gulf of Mexico pushed a cold front through the Florida Keys. Strong west winds overspread the Florida Keys and Florida Bay, causing water levels to rise quickly. Water levels along several Florida Bay neighborhoods from near Mile Marker 100 through 106 off the Overseas Highway reported flooding of yards, docks, and streets generally from 6 to 18 inches in depth. Several ground-floor slab homes had flooding of attached porches, with water levels nearly entering the homes. May 10,2020—Thunderstorms developed in the early morning hours just north of a stationary front extending west-to-east across the Straits of Florida. Heavy rainfall produced widespread flooding on Long Key including the City of Layton. Secondary roads and parking lots were flooded through most portions of the City of Layton. Rainfall more than 4 inches was estimated by radar. June 4,2022—Rainfall from the early morning hours of June 3rd through the afternoon of June 4th totaled generally 6 to 11 inches in the upper Florida Keys, from 5.5 to 8.5 inches in the middle Florida li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC:.)Eige 93 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Keys, and 3 to 6 inches in the lower Florida Keys. Isolated flood damages occurred in the upper Florida Keys where rainfall was heaviest. Localized street flooding was observed in several neighborhoods in the Key Largo through Tavernier areas of the upper Florida Keys. In addition, a few boats on lifts with drain plugs left in were damaged or dropped into local canals due to the weight of accumulated rainfall onboard. November 15,2023— Strong low pressure over the eastern Gulf of Mexico resulted in a slow-moving pre-frontal trough focusing heavy convective rainfall over portions of the middle and upper Florida Keys. Heavy rainfall estimated by radar of 5 to 8 inches produced extensive poor drainage area flooding across Marathon and Key Colony Beach,with some streets with one to two feet depth of water. Several motor vehicles stalled due to flooding. December 17,2023—Bands of showers moved across the region on the 16th and early on the 17th, producing wind gusts up to 50-60 mph over the waters. Due to the prolonged period of gusty gradient winds and convective gusts, it led to a spike in high tides,which created coastal flooding in Palm Beach and Flamingo during the local high tides. The National Park Service reported coastal flooding that inundated the campgrounds,housing area, and maintenance areas around Flamingo. Eleven vehicles had water intrusion, and one required a tow truck. Four trailer pads closest to the shoreline had the concession resident trailers damaged, including one RV with heavy damage. August 20,2024—Higher than normal water levels occurred in late August due to the full moon cycle, or king tides, across the Gulf coast of South Florida. Minor coastal flooding was possible during high tide with the peak height. An Everglades National Park ranger reported minor saltwater flooding in Flamingo, on the flood-prone campground ad j acent to the water, during the high tide cycles. Standing water was less than one foot on the road at the Flamingo Campground. The Monroe County LMSWG also noted the importance of the following event: November 11-12, 1980: The"Veteran's Day Storm"resulted from the influence of a stalled cold front and Tropical Storm Jeanne that was over Cuba. In total,these combined systems produced 23 inches of rain in 24 hours. Even though much of the water was running off into the surrounding seas,the event resulted in widespread flooding especially in streets and low-lying areas. Weather Service reports indicated that 300 vehicles and 500 buildings were seriously damaged, resulting in$1 million in property damage,primarily in Key West. By definition the SFHAs are defined as those areas that will be inundated by the flood event having a 1- percent chance of being equaled or exceeded in any given year. Properties located in these areas have a 26 percent chance of flooding over the life of a 30-year mortgage. The shaded X Zone indicates areas that are estimated to be inundated by the flood event having a 0.2-percent chance of being equaled or exceeded in any given year. The SFHA and the Shaded X Zone indicate areas of high and moderate risk according to FEMA guidelines; however,this does not mean that flood risk is limited to these areas. There is also potential for other magnitudes of flood events to impact these and other areas in the region. While exposure to flood hazards vary across jurisdictions, all jurisdictions have high risk flood hazard areas, and the entire county faces some level of flood risk. Additionally,there is risk of localized and stormwater flooding as well as severe wind-driven surge in areas outside the SFHA. Based on these considerations as well as the 49 flood-related events recorded by NCEI over the last 24 years,the probability of flooding is considered highly likely(100% annual probability) for all jurisdictions. Probability: 4—Highly Likely li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC:.)Eige g ui. SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT The potential for flooding can change and increase. Various land use changes and changes to land surface can result in changes to the floodplain and flood prone areas. For example, an increase in impervious surface can create localized flooding problems inside and outside of natural floodplains by altering or confining natural drainage channels. These changes are often created by human activity. However, changes in precipitation frequency and intensity can also result in changes to flood magnitudes and probabilities. For example,what we currently define as the 1-percent-annual-chance flood may occur more frequently in the future. Per the Fourth National Climate Assessment, frequency and intensity of heavy precipitation events is expected to increase across the country. More specifically, it is"very likely"(90-100%probability)that most areas of the United States will exhibit an increase of at least 5% in the maximum 5-day precipitation by late 21 st century. Additionally, increases in precipitation totals are expected in the Southeast. Climate change will increase people's exposure to coastal flooding and likely cause an increase in inland flooding in the Monroe County region. Higher ocean temperatures will lead to more intense storms. As temperatures increase so does evaporation,producing greater rainfall intensity. A warmer atmosphere can hold more moisture,which can result in heavier, longer-lasting rainfall events. The increase in rainfall means effects of a storm can be felt miles away and far inland. Additionally,the speed at which tropical cyclones move, is expected to slow,meaning longer periods of storm-related rainfall will occur potentially causing disastrous inland flooding. As the intensity of coastal storms increase, coastal communities may experience higher levels of surge and more intense impacts from flooding. Surge depths will be higher as sea levels rise, expanding the boundary of coastal flood areas and impacting more communities along the coast. S S S ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... E HODOLOGIES AND ASSUMPTIONS WSP conducted a Level 2 Hazus Flood Simulation by leveraging the 1%-annual-chance flood boundaries from the effective FEMA Flood Insurance Study dated 02/18/2005. Base Flood Elevations were converted to a depth raster using LiDAR topography obtained from USGS. WSP also leveraged the 2024 parcel data provided by Monroe County and building footprints for the loss determination. Parcels that were potentially at risk of flooding from the 1%-annual-chance flood zone were selected for analysis. Only areas that were contained within the extent of available LiDAR, and by extension the depth grid, were analyzed. This accounted for 99.9% of all structures in the SFHA. Losses were derived in Hazus using USAGE depth damage functions, shown in Table 4.23. Flood damage is directly related to the depth of flooding by the application of a depth damage curve. In applying the curve, a specific depth of water translates to a specific percentage of damage to the structure, which translates to the same percentage of the structure's replacement value. Figure 4.11 depicts the depth of flooding that can be expected within the Monroe County planning area during the 1%-annual- chance flood event. °° IIIIIII IIIIIII IIIIIII IIIIIII ��1111��°�� Percent Damaged(%) Depth ( Agricultural Commercial Education Government Industrial Religious Residential 0 0 1 0 0 1 0 18 1 6 9 5 5 10 10 22 2 11 14 7 8 12 11 25 li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Percent Damaged(%) Depth ( Agricultural Commercial Education Government Industrial Religious Residential 3 15 16 9 13 15 11 28 4 19 18 9 14 19 12 30 5 25 20 10 14 22 12 31 6 30 23 11 15 26 13 40 7 35 26 13 17 30 14 43 8 41 30 15 19 35 14 43 9 46 34 17 22 29 15 45 10 51 38 20 26 42 17 46 11 57 42 24 31 48 19 47 12 63 47 28 37 50 24 47 13 70 51 33 44 51 30 49 14 75 55 39 51 53 38 50 15 79 58 45 59 54 45 50 16 82 61 52 65 55 52 50 17 84 64 59 70 55 58 51 18 87 67 64 74 56 64 51 19 89 69 69 79 56 69 52 20 90 71 74 83 57 74 52 21 92 74 79 87 57 78 53 22 93 76 84 91 57 82 53 23 95 78 89 95 58 85 54 24 96 80 94 98 58 88 54 Source:Hazus Building foundation types were not available in the parcel or building data provided by Monroe County but are required for Hazus. Therefore,based on local knowledge and experience,WSP made the assumption that 40%of the foundations in Monroe County are elevated, 25% are crawl space, and 35% are slab on grade. Loss numbers are based on improved parcel values listed in the 2024 parcel data from Monroe County. Parcels with values greater than or equal to $5,000 are considered improved parcels. Parcels with building values less than$5,000 but with building footprint of single structure greater than 600sgft within boundary are considered improved parcels. All parcels with building values less than$5,000 and no building footprint or no single building footprint greater than 600sgft are considered unimproved parcels. Content value estimations are based on Hazus methodologies of estimating value as a percent of improved structure values by property type. Table 4.24 shows the breakdown of the different property types and their estimated content replacement value percentages. °°°°°° �� IIIIIII °��n IIIIIII °t IIIIIII'�� Illlllf�llllllll . .IIIIIII°� IIIIIII°��°t IIIIIII'°°°°°° °t� IIIIIII° Property Type Content Replacement Values Residential 50% Commercial 100% Educational 100% Government 100% Religious 100% Industrial/Agriculture 150% Source: Hazus li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEOPLE Flood events pose many threats to public health and safety. While such problems are often not reported, three general types of health hazards accompany floods: physical hazards from the water itself, environmental hazards in the aftermath of the flood, and long-term psychological hazards. These common health and safety hazards are detailed below: — Contaminated water: Floodwaters carry anything that was on the ground that the upstream runoff picked up, including dirt, oil, animal waste, and lawn, farm and industrial chemicals. Pastures and areas where farm animals are kept or where their wastes are stored can contribute polluted waters to the receiving streams. Floodwaters also saturate the ground, which leads to infiltration into sanitary sewer lines, or wastewater treatment plants may be flooded or over loaded. When wastewater treatment plants are flooded,there is nowhere for the sewage to flow. Infiltration and lack of treatment can lead to overloaded sewer lines that can back up into low-lying areas and homes. Even when it is diluted by flood waters,raw sewage can be a breeding ground for bacteria such as E.coli and other disease causing agents. Private sewer and septic systems may also introduce pollutants into floodwaters. Private wells may become contaminated through infiltration of polluted water. Given the many potential sources of contamination, direct or indirect contact with floodwaters poses a significant health risk for contraction of infectious disease. — Debris: During a flood, debris carried by floodwaters can cause physical injury from impact. During the recovery process,people may often need to clear debris out of their properties but may encounter dangers such as sharp materials or rusty nails that pose a risk of tetanus. — Unsafe food: If floodwaters come into contact with food items, that food may no longer be safe for consumption due to the potential contaminants in the floodwaters. Foods stored in cardboard,plastic bags,jars,bottles, and paper packaging may all be subject to contamination. Even if foods don't come into direct contact with floodwaters,the introduction of mold and mildew from flooding may cause foods to spoil faster. Additionally,power outages may cause refrigerated and frozen foods to spoil. — Mosquitos and animals: After most of the water has receded, stagnant pools can become breeding grounds for mosquitoes,which may carry infectious diseases such as West Nile virus or St. Louis encephalitis. Wild animals such as snakes or rodents may carried by floodwaters or lose their habitat and seek shelter in buildings. Snakes may also be swimming in floodwaters seeking higher ground. People may be at risk for bites or disease if they come in contact with these animals or animal carcasses. — Mold and mildew: Areas of a building that were exposed to excessive moisture can breed mold and mildew. Molds can start to grow in only 24 to 48 hours and will continue to grow without steps to dry out and disinfect the affected surface. Some molds are allergens,while others can produce harmful mycotoxins. Exposure to mold can cause respiratory problems; nasal and sinus congestion; eye,nose, and throat irritation; aches and pains; and effects on the nervous system. Infants, children, immunocompromised individuals, elderly adults,pregnant women, and individuals with respiratory conditions are all at higher risk. — Reentering a flooded building: Health hazards may occur when heating ducts in a forced air system are not properly cleaned after inundation. When the furnace or air conditioner is turned on, the sediments left in the ducts are circulated throughout the building and breathed in by the occupants. If the public water systems lose pressure,public water supplies may be contaminated, and a boil order may be issued to protect people and animals from contaminated water. — Mental stress: Long-term psychological impacts can result after having been through a flood and seeing one's home damaged and personal belongings destroyed. The cost and labor needed to repair a flood-damaged home can also put a severe strain on people, especially individuals who were li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:.)Eige 9 7 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT unprepared and uninsured. There is also a long-term problem for those who know that their homes can be flooded again. The resulting stress on floodplain residents takes its toll in the form of aggravated physical and mental health problems. IIII IIII IIII IIII IIII IIII Flood waters may prevent access to areas in need of response or to the critical facilities themselves which may prolong response time. See the Property section below for estimates of critical facility vulnerability. The public must understand that they should never drive through flooded streets. The Centers for Disease Control and Prevention report that over half of flood-related drownings occur when a vehicle is driven into flood water, and the next highest percentage of deaths is due to people walking into or near flood waters. The National Weather Service warns that just 6 inches of fast-moving flood water can knock down an adult, 12 inches can carry away a small car, and 2 feet can carry away most vehicles. When someone drives through floodwaters,they put their life and the lives of first responders at risk. First responders are at risk when attempting to rescue people from floodwaters. They are subject to the same hazards as the public and are more likely to be exposed to these hazards during response efforts. Floods can result in fatalities. Individuals face high risk when driving through flooded streets. According to NCEI records,however,there have been no deaths in Monroe County caused by flood events. An estimate of population at risk to flooding was developed based on the assessment of residential property at risk. Counts of residential buildings at risk were multiplied by a household factor for each jurisdiction, derived from a weighted average of the 2019-2023 American Community Survey's average household size for owner- and renter-occupied housing. The resulting estimates of population at risk are shown in Table 4.25. Overall, approximately 93,541 people live in high-risk flood zones. IIIIIII IIIIIII IIIIIII IIIIIIIIIIIIII li�� IIIIIII' 1111114 ° IIIIIII IIIIIII IIIIIII� IIIIIII IIIIIII� °� °t Jurisdiction Residential Buildings at Risk Household Factor Population at Risk Islamorada 4,865 2.17 10,557.05 Key Colony Beach 1,409 1.75 2,465.75 Key West 6,666 2.21 14,731.86 Layton 143 2.29 327.47 Marathon 5,151 2.48 12,774.48 Unincorporated Monroe County 22,515 2.34 52,685.10 Total 40,749 -- 93,541.71 Source: FEMA 2005 Effective FIRM;U.S.Census Bureau 2023 ACS 5-Year Estimates;Monroe County 2024 parcel data Note:The household factor used to approximate population at risk in unincorporated Monroe County is representative of the entire County,not just the unincorporated areas. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PPOPERTY Residential, commercial, and public buildings, as well as critical infrastructure such as transportation, water, energy, and communication systems may be damaged or destroyed by flood waters. Table 4.26 and Table 4.17 detail the estimated losses for the 1%-annual-chance flood event in Monroe County, calculated using the methodology and assumptions described above. The total damage estimate value is based on damages to the total of improved building value and contents value. Land value is not included in any of the loss estimates as generally land is not subject to loss from floods. Detailed tables by jurisdiction are located in individual jurisdictional annexes. Table 4.26 is based on the effective FIRM and Table 4.27 is based on the Preliminary FIRM. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:.)Eige 98 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT "'"""' IIIIIII IIIIIII 4 IIIII Illlllk"s tIIIIIII IIII iIri °°° IIIIIII IIIIIII IIIIIII IIIIIII) IIIn t. t IIIIIIIIIIIIIIIIII osst IIIIIII IIIIIII IIIIIII IIIIIIIiceIIIIIII°°°°°°IIIIIII IIIIIII tt tlllllll Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Countywide Totals Agriculture 1 $535,470 $1,175 $18,807 $19,982 4% Commercial 3,863 $5,840,161,933 $147,082,563 $488,627,142 $635,709,705 11% Educational 47 $58,906,690 $752,780 $4,791,921 $5,544,700 9% Government 1,485 $1,443,150,783 $9,386,268 $57,115,154 $66,501,422 5% Industrial 444 $376,694,386 $3,696,287 $10,985,325 $14,681,612 4% Religious 103 $116,549,732 $570,756 $4,154,455 $4,725,211 4% Residential 40,749 $27,885,853,843 $5,531,368,544 $2,748,219,679 $8,279,588,223 30% Total 469692 $35972198529837 $5969298589373 $393131,9129484 $9,006,770,856 25% Source:Hazus uu°i uu uu �111114uuu uuuuuuu uuui uuu um m uuuuum uu � � um uu III uuuumum u�� u, uuuum uu """' IIIIIII��IIIIIII �� IIIII�� IIIIIII�� tlllllll IIIIIII �� IIIIIII�� IIIIIII IIIIIII � IIIIIII IIIIIII IIIIIII�� IIIIIII IIIIIII IIIIIII t IIIIIII uI IIIIIII�� t IIIIIII IIIIIII.� IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII ��IIIIIII IIIIIII .IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Countywide Totals Agriculture 1 $535,470 $17,044 $58,053 $75,097 14% Commercial 4,130 $6,141,640,392 $134,579,885 $446,321,840 $580,901,725 9% Educational 59 $79,082,110 $864,647 $5,425,160 $6,289,807 8% Government 1,489 $1,336,252,324 $6,834,422 $42,218,610 $49,053,032 4% Industrial 447 $382,464,388 $4,089,129 $12,243,880 $16,333,009 4% Religious 124 $135,199,326 $759,210 $5,886,824 $6,646,034 5% Residential 41,455 $28,153,856,315 $5,376,628,663 $2,671,216,394 $8,047,845,056 29% Total 479705 $369229,030,325 $59523,772,999 $391831,370,760 $80707,143,760 24% Source:Hazus The loss ratio is the loss estimate divided by the total potential exposure (i.e., total of improved and contents value for all buildings located within the 100-year floodplain) and displayed as a percentage of loss. FEMA considers loss ratios greater than 10%to be significant and an indicator a community may have more difficulties recovering from a flood. Loss ratios for all participating jurisdictions are at or above 10%. Therefore, in the event of a flood with a magnitude of the 1%-annual-chance event or greater, the planning area would face extreme difficulty in recovery. Even smaller,more probabilistic floods may also result in the county having difficulty recovering. Based on the results using the effective FIRM, estimated loss ratios are greatest in Layton and the unincorporated areas of Monroe County; therefore, these jurisdictions may face the greatest potential impacts from a flood event. Across the planning area there are 388 critical facilities located in the AE zone and 19 facilities located in the VE zone which may be at risk to more severe damages. There are 390 facilities located in the preliminary FIRM's SFHA. Table 4.28 details these critical facilities at risk to flooding by FEMA lifeline based on the effective FIRM and Table 4.29 details results for the preliminary FIRM. There are an additional 19 facilities (effective FIRM)and 43 facilities (preliminary FIRM) in the 0.2%-annual-chance floodplain(Shaded X). IIP �:��.�.i�l�Vi...��.�iii.� iii .�:iii�iii � IIL...� u III iii�: IIC:)Ig Mm-99 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT °°°'°°°'��Illlllh IIIIIII 4�� 28 of .IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII � � ��IIIIIII IIIIIII. IIIIIII t IIIIIII IIIIIII �.� IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII �� °°°°°� ��IIIIIII t Illlllk��ff t IIIIIII IIIIIII IIIIIII t�lllllll�� FEMA Lifeline Critical Facilities by SFHA Zone Total Facilities at Zone AE Zone VE Risk Communications 26 0 26 Energy 23 1 24 Food, Hydration,Shelter 40 2 42 Hazardous Materials 2 0 2 Health and Medical 21 0 21 Safety and Security 70 6 76 Transportation 4 1 5 Water Systems 202 9 211 Total 388 19 407 uu°i im ��"' IIIIIII IIIIIII 1111.29 f t t ° u uuuuum u 1111114 IIIIIII IIIIIII�� IIIIIII° IIIIIII Illlllln IIIIIII IIIIIII t 1111114 IIIIIII IIIIIII FEMA Lifeline Critical Facilities by SFHA Zone Total Facilities at Zone A Zone AE Zone AO Zone VE Risk Communications 1 19 0 6 26 Energy 0 22 0 0 22 Food, Hydration,Shelter 0 31 1 3 35 Hazardous Materials 0 1 0 0 1 Health and Medical 0 19 0 0 19 Safety and Security 0 66 0 8 74 Transportation 0 3 1 1 5 Water Systems 0 189 0 19 208 Total 1 350 2 37 390 IIIIIIIIII 11111111111111111 iiiiiiiOSSilli A repetitive loss property is a property for which two or more flood insurance claims of more than$1,000 have been paid by the NFIP within any 10-year period since 1978. A severe repetitive loss property is classified as such if it has four or more separate claim payments of more than$5,000 each(including building and contents payments) or two or more separate claim payments (building only)where the total of the payments exceeds the current value of the property. Repetitive loss properties and severe repetitive loss properties are a priority for mitigation because they have a known flood risk and are a drain on the NFIP. According to 2024 NFIP records,there are a total of 1,210 repetitive loss properties within the Monroe County planning area. of which 1,079 are residential and 131 are commercial or non-residential. Only 658 repetitive loss properties, less than 54% of the total in the region, are insured. There are 114 properties on the list classified as severe repetitive loss properties. Table 4.30 summarizes repetitive loss properties by jurisdiction in Monroe County as identified by FEMA through the NFIP. Jurisdictional annexes have general areas where repetitive losses have occurred throughout the community. IIP �i �i .��i � � I i�l tii i*m Strategy y a iii"m U a iii. .: .6 IIC:)Ig Mm"III SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT "'"""' IIIIIII IIIIIII 4�,""'"""" IIIIIII�' IIIIIII °°°""tlllilll"'t'IIIIIII IIIIIII..........ossIIIIIII IIIIIIP""' IIIIIII °°°Illll Cllll'lles III6y""III �Illilll tlllllll RL Occupancy Type Total % SRL Count Jurisdiction Property Count Residential Commercial Losses Insured Residential Commercial Islamorada 56 33 23 182 57% 8 4 Key Colony Beach 26 21 5 91 42% 5 0 Key West 267 229 38 762 74% 29 5 Layton 2 2 0 5 0% 0 0 Marathon 175 157 18 483 56% 14 1 Unincorporated 5 684 637 47 1,673 47% 43 Monroe County Total 19210 1,079 131 3,196 54% 99 15 Source:OpenFEMA Dataset:NFIP Multiple Loss Properties,2024,Accessed February 2025 RL=Repetitive Loss;SRL=Severe Repetitive Loss ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENVIRONMENT During a flood event, chemicals and other hazardous substances may end up contaminating local water bodies. Flooding kills animals and in general disrupts the ecosystem. Snakes and insects may also make their way to the flooded areas. Floods can also cause significant erosion, which can alter streambanks and deposit sediment, changing the flow of waterbodies and potentially reducing their drainage capacity. Sea level rise can have numerous negative consequences on the environment including increased erosion and associated impacts. Another concern is the inundation of normally dry land,which could lead to the loss of marshes and wetlands and the positive benefits associated with those areas. These areas buffer against waves and storm surge,protect from erosion and even encourage accretion, and provide natural wildlife habitats. Sea level rise may also lead to saltwater intrusion as the groundwater table may also rise,potentially leading to contaminated drinking and agriculture water. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONSEQUENCE ANALYSIS Table 4.31 summarizes the potential detrimental consequences of flood. °°°' Illlllh�lllllll4 ° CoIIIIIII,isequeIIIIIIIiceIIIIIII IIIIIII Illilll IIIIIII IIIIIII Category Consequences Public Localized impacts could be severe. Flooding is likely to displace people from their homes.Water can become polluted such that if consumed,diseases and infection can be easi ly spread. Responders First responders are at risk when attempting to rescue people from flooding. They are subject to the same health hazards as the public. Flood waters may prevent access to areas in need of response or the flood may prevent access to the critical facilities themselves which may prolong response time. Impacts to responders are expected to be limited. Continuity of Floods can severely disrupt normal operations,especially when there is a loss Operations(including of power. Damage to facilities in flooded areas may require temporary relocation of some operations. Localized disruption of roads,facilities,and/or IIP �i �i .��i � � I i�l tii'i i*.m Strategy y wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Category Consequences Continued Delivery of utilities caused by incident may postpone delivery of some services. Sea level Services) rise may also interrupt continuity of operations,such as delivery of services, by causing mor regular chronic flooding. Property, Facilities and Buildings and infrastructure, including transportation and utility Infrastructure infrastructure, may be damaged or destroyed by flooding. Impacts are expected to be localized to the area of the incident.Severe damage is possible. Environment Chemicals and other hazardous substances may contaminate local water bodies.Wildlife and livestock deaths possible.The localized impact is expected to be severe for incident areas and moderate to light for other areas affected by the flood or HazMat spills. Economic Condition of Local economy and finances will be adversely affected, possibly for an the Jurisdiction extended period. During floods(especially flash floods), roads, bridges,farms, houses and automobiles are destroyed.Additionally,the local government must deploy firemen, police and other emergency response personnel and equipment to help the affected area. It may take years for the affected communities to be re-built and business to return to normal. Public Confidence in Ability to respond and recover may be questioned and challenged if the Jurisdiction's planning, response,and recovery are not timely and effective. Governance Natural hazards are often interconnected. Any given hazard may lead to, or be spurred by, another hazard —sometimes referred to as cascading disasters. A flood event may be associated with coastal erosion, tropical storms and hurricanes, storm surge, sea level rise, and severe storms and tornadoes. New development or redevelopment, if it occurs in or near the SFHA or localized flooding areas, could increase exposure of people and property to flood impacts. Additionally, increased development anywhere in the County can create changes in the watershed by increasing impervious surfaces; such development will alter flood patterns as well as intensity of flooding events. This is especially true of increased development within or near identified floodplains. Though the County's Rate of Growth Ordinance determines the speed at which undeveloped parcels may be developed there is still potential for increased impervious surfaces on previously developed parcels. Islamorada, Layton and other locations that are fully built out will not face the same risks as the potential for new development and impervious surface coverage is limited. All incorporated jurisdictions have at least 89 percent of their total land area in the Special Hazard Flood area. Riverine floods could likely significantly impact these jurisdictions. It is important to consider how the recently released preliminary floodplain maps will impact flood insurance once effective. All jurisdictions in the County have a flood loss-ratio of greater than 10%;the loss ratio is higher in unincorporated Monroe (30%)than Countywide (25%). Per the Hazus analysis, 100 percent of developed parcels in the AE and VE zones are at risk to flooding (Key Colony Beach and Layton);Marathon(99.9%) and Islamorada(90.5%)have larger portions of parcels at risk than the County average(89.2%). Mitigation strategies should prioritize these properties. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT As a community with a large seasonal population,the County and incorporated jurisdictions should consider whether shelters have adequate capacity for this influx of people, often during hurricane season. Less than 50%of repetitive loss buildings in Key Colony Beach(42%), Layton(0%), and unincorporated Monroe (47%) are insured. These buildings should be prioritized for elevation or acquisition. Localized and stormwater flooding blocking roadways (particularly U.S. Highway 1) may impede evacuation capabilities. Of the 430 critical facilities reported in this plan, 90 percent are within the effective SFHA; 86.2 percent in the AE zone and 4.4 percent in the VE zone. The communities must identify mitigation strategies that protect these facilities,which might include elevation of critical systems, elevation of the building, floodproofing, or relocation, among others. The following table summarizes flood hazard risk by jurisdiction. Flood risk due to high tide flooding, flash flooding, and stormwater flooding exists across the entire county. All participating jurisdictions have over 89 percent of their area in the SFHA and thus have a high degree of exposure to flooding; given that other sources of flooding and other levels of flooding may occur beyond these areas,the spatial extent was considered large for all jurisdictions. Impact ratings were based upon Hazus loss estimates as well as the overall risk of death or injury; all jurisdictions have loss ratios over 10. All communities also face a uniform probability of flooding. Spatial Warning Jurisdiction Probability Impact Extent Time Duration Score Priority Key Colony Beach 4 3 4 3 3 3.5 H Key West 4 3 4 3 3 3.5 H Layton 4 3 4 3 3 3.5 H Marathon 4 3 4 3 3 3.5 H Islamorada 4 3 4 3 3 3.5 H Unincorporated 4 3 4 3 3 3.5 H Monroe County IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:)�g,m"III C". SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 14".5 5 SEA LEVEL RISE Hazard Probability Impact Spatial Warning Time Duration PRE Extent Score Sea Level Rise Highly Likely Critical Large More than 24 hrs More than 1 week Sea level rise is the increase in sea levels as a result of atmospheric and oceanic warming which causes water expansion as well as ice melt from ice sheets and glaciers. Sea level rise is a result of global climate change. Climate change may be due to natural internal processes or external forces such as modulations of the solar cycles,volcanic eruptions, and persistent anthropogenic changes in the composition of the atmosphere or in land use(IPCC, 2023). Climate change is a natural occurrence in which the earth has warmed and cooled periodically over geologic time. The recent and rapid warming of the earth over the past century has been cause for concern as it is very likely due to the accumulation of human-caused greenhouse gases, such as CO2, in the atmosphere (IPCC, 2023). This warming is occurring almost everywhere in the world which suggests a global cause rather than changes in localized weather patterns. In 2023,the Intergovernmental Panel on Climate Change(IPCC) reported with high confidence that warming due to such emissions will cause long-term changes in the climate system such as sea level rise. There are generally two separate mechanics involved in global sea level rise. The first is directly attributed to global temperature increases,which warm the oceans waters and cause them to expand. The second is attributed to the melting of ice over land which simply adds water to the oceans. Global sea level rise is likely caused by a combination of these two mechanics and can be exacerbated on the local level by factors such as erosion and subsidence. The rate of sea level rise has varied throughout geologic history, and studies have shown that global temperature and sea level are strongly correlated. Due to sea-level rise projected throughout the 21 st century and beyond, coastal systems and low-lying areas will increasingly experience adverse impacts such as submergence, coastal flooding, and coastal erosion. The population and assets projected to be exposed to coastal risks as well as human pressures on coastal ecosystems will increase significantly in the coming decades due to population growth, economic development, and urbanization(IPCC, 2023). Monroe County is particularly vulnerable to the effects of sea level rise, due to its coastal location, subtropical environment, low topography and tourism economy. Warning Time: 1 —More than 24 hours Duration: 4—More than one week Sea level rise can occur anywhere along the coast in Monroe County. The Coastal Vulnerability Index (CVI), developed by United States Geological Survey(USGS),provides a preliminary overview of the relative susceptibility of the United States coast to sea level rise. The CVI is based on geomorphology, regional coastal slope, tide range,wave height,relative sea level rise, and shoreline erosion and acceleration rates. For each study area, each variable is scored on a 1-5 scale based on defined parameters, where "1"indicates low contribution to coastal vulnerability and"5"indicates high contribution to vulnerability. These scores are then aggregated into a single index through a mathematical formula. The resulting index gives an overview of where physical changes may occur due to sea-level rise. Figure 4.12 shows the CVI for Monroe County. Most of the Florida Keys have a CVI rating of high, except Big Torch Key and Howe Key, which are rated moderate. The mainland coastline is also rated moderate. Spatial Extent: 4—Large li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)�g,m 41 � III......... // O /of%tea/iipl 1/)� ll i / 1�a/lI%�✓i„��^ j�.�/Grip, �,+ a I ollmol D/ Akeor,"A"I", iv 1 LJ w P /%/, IIIIIIIIIIIIIIY"' %/" '/ W IN 5 w° W, uuuuuuu %r//f Y,wI u / i ftnoll 4-J IIIIIIIIIIII I O ul � IIIIIIIIII '`� a Ill�hl,llllllll �"'u O IIIIIIIIIIIIIIIIIIII � .. _ IIIIII � I Q V IIIIIIIIIIIIIII�IIIIII °� '� _ LL , W 0 Illlllllulllllll � �I I� — � , I I Q I, Puuuuum V ImIIµ III um um o O uuuum L U C II mluiil WIIII IIIIIIIIIIII p � 111116111111111611111111 � ��II� II SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Sea level rise is measured by the number of feet of relative rise and the areas that such rise would inundate. The NOAA Sea Level Rise Viewer provides a tool to examine potential sea level rise (SLR) scenarios which represent possible future sea level changes. This allows users to examine the feet of relative sea level rise for a given year and SLR scenario (low, intermediate,high,etc.). These scenarios were developed and used as inputs into the U.S. Global Change Research Program's Sustained Assessment process and the Fifth National Climate Assessment. The estimated impacts of 2040 projected sea level rise (SLR) for the intermediate-low scenario and the intermediate—high scenario are shown in Figure 4.13 and Figure 4.14,respectively. Both scenarios were also used in the Monroe County Vulnerability Assessment to evaluate risks and vulnerabilities of the County's infrastructure. The sea level rise estimate maps show inundation above mean higher high water (the average of each day's higher high tide line). Maps of sea level rise impacts by jurisdiction are available in individual jurisdictional annexes. As shown in the figures below,under the 2040 intermediate-low scenario the majority of the Keys is estimated to be inundated, and an even larger extent is impacted in the intermediate-high scenario. Sea level rise will likely affect coastal marsh lands as well as land along rivers, canals, and their tributaries. Additionally, sea level rise will likely increase future risk of flooding from the other flood hazards discussed in this plan, as more land will have a lower elevation relative to sea level. For example,with much of the barrier islands and wetlands inundated, inland areas will lose their natural protection and may become susceptible to coastal flooding with velocity wave action. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)I g,m"III.'6 C1, W r." rN CO CD w11,111,111, A 13) 1`0 ............................................................................................................................................................................................................................................................................................................................................................................................................. ci .........I............. .,......... ............. ............ Ipulr Ilk .............. .......... I'I *9........ I LA all 0 "IRP ................... # ----- W-4 (IJ .......... IJ 0 0 0 he 0 1111111111111111111111111 ............ z uj 3, IIIIIIIIIIIIIIIIIIII LLU U) 44 to Luuum co z IIIIIIIIIIIIIIIIIIII ............ 14A Ifni dLu IF z LA Ov uj LJ B", CD 45 c) III co 0 '1 1 - -.1 qel >;mI c u 111411111 z O .................................... Iluuuum III IUL LLU611111111111111111111 U) 6111111111611111111 Ia. LD COO En N co CD A cw 0) ............................................................................................................................................................................................................................................................................................................................................................................................................. ci .........I............. ",......... ............. ............ ......... JO..............'J"Z, WI oll" 41111VIR4 hull LA all All jr ",J j, V�l 740 40 (IJ IT ry 0 0 11111111111111 0 ...... 12:11 1111111t) uuum �4, f�yl V UUU z uj 6 3, 11111111111111111111 con 0) > uj U) 4-1 GO 44 be U) 1111111C C311 z 0 111111�U111111110 m 611111111111111111111 ............ 0 W, 14A ',Z; E Z Ov uj C LJ 111111111111111111111111111 d) 0 A, 41,11, 2`1 IIA wo CD f! CC) Q E IN ql-l ar z Ipuuuuuuuu O IUL LLUuuuuuuuuuu U) SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Sea level rise is a slow onset hazard, and because the full extent of anticipated sea level rise has not yet been realized,the effects of sea level rise have not yet been fully felt. However, sea level rise has already begun to cause"clear sky"or"nuisance" flooding,which is brought on by high tidewaters rather than storm or rain events. Tidal flooding causes temporary inundation of low-lying areas during high-tide events. The 2022 NOAA Sea Level Rise Technical Report finds that the national rate of high-tide flooding has more than doubled since 2000 due to sea level rise.NOAA projects that by 2050 high tide flooding events will occur 45 to 70 days a year,triple the current rate. While sea level rise increases the frequency of these events, it also is expected to increase the depth and extent of tidal flooding. Figure 4.15 shows areas in Monroe County that are susceptible to high tide flooding as defined by NOAA based on derived national flood thresholds from NOAA Technical Report NOS CO-OPS 086: Patterns and Projections of High Tide Flooding along the U.S. Coastline Using a Common Impact Threshold. Impact: 3—Critical IIIIIII"Illilll IIIIIII 4��°°IIIIIII IIII Illilll IIIIIII IIIIIII IIIIIII IIIIIII °°°°IIIIIII°°°°Illilll IIIIII IIIIIII IIIIIII" � .w '�� a �dG�."� •�r!� "n�a�y A;ll7�,r�r+�.vm�.n�,��Mi � f �� 'P i v r, y a m lll9'i 7 , I E4 1C 1 w IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII'I'I' �+"i III'.I9111111111111111111111111111111',gll��,�,1 �i I � v� Aff'I�'��'xxxxxxxxxxllNxxx�,�lxxxxxxxxxxxxxxx�,�l� A fV, r�rrr!!!!!!!llrrrrrrrrrrrrrrrrrrrrrrr!!!!!!!!!� y�m. 'INp I w 6 u IWI : 011 r; 01111100 0 e 001, '00) High Tide Flooding M m w �dr Source:NOAA Coastal Flood Exposure Mapper Historic trends in local MSL are best determined from tide gauge records. The Center for Operational Oceanographic Products and Services (CO-OPS)has been measuring sea level for over 150 years,with tide stations operating on all U.S. coasts. Changes in Mean Sea Level (MSL), either a sea level rise or sea level fall, have been computed at 142 long-term water level stations using a minimum span of 30 years of observations at each location. These measurements have been averaged by month to remove the effect of higher frequency phenomena(e.g. storm surge) in order to compute an accurate linear sea level trend. Figure 4.16 illustrates regional trends in sea level from NOAA. At the Key West, FL station(indicated by li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. . .: 6 IIC:)�g,m"III , SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT the green arrow in western Monroe County),the relative sea level trend is 2.64 mm/year with a 95% confidence interval of+/- 0.15 mm/year based on monthly mean sea level data from 1913 to 2024 which is equivalent to a change of 0.87 feet in 100 years. At the Vaca Key station(indicated by the yellow arrow in the Middle Keys),the relative sea level trend is 4.23 mm/year with a 95%confidence interval of+/-0.4 mm/year based on data from 1971 to 2024;this is equivalent to a change of 1.39 feet in 100 years. IIIIIII �IIIIIII I III� I IIIIIIIIIIII IIIIIII at III '[1,e N��. „e i.ril..r i c.Nk c Pines P 1179 S MjVe Wo H x uu!M �I:i�l lY�u �M', �y %ryW Iy J�IC iiy aide P IFI�'�l.k N"d k, IIICI Park, II f m mmlmi-111 &@f U w,ered by a_rW The map above,iffostratas reiative,sealevel trenck t with arrows reprasanting the direction and r 7agnftude ofchanga. fro orm arm arrow to oco ss ad ifr naNnfarmatiG13 about that station. Relative a Level TrenAs mmr/'r(f t/1centur- Vim. a l,l to Source: http://tidesandcurrents.noaa.gov/sltrends/sltrends.shtml Figure 4.17 and Figure 4.18 show the monthly mean sea level at NOAA's Key West and Vaca Key Florida stations without the regular seasonal fluctuations due to coastal ocean temperatures, salinities, winds, atmospheric pressures, and ocean currents. The long-term linear trend is also shown,including its 95%confidence interval. The plotted values are relative to the most recent Mean Sea Level datum established by CO-OPS. Ilr t: .. �iii �iii .�:iii�iii � IIL...� III iii�:lii ii iii*.m .�:iii�� y wi"W&i. .: .6 IIC:.)Izigei..III1 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT IIIIIII""""""IIIIIII "" ""IIIIIII"7 III 111 SeaIIIIIII......... IIIIIII""""IIIIIII""""IIIIIII'""' 11111 Wes"''IIIIIII'°°°°°°IIIIIII "® 0.60 Linear Relative Sea Legal Trend w� —Upper 95%Confidence Interval 0.45 Lower %Confidence Interval Monthly mean sea legal with the average seasonal cycle removed ........ ....:::. ......... .. ...... ....:::. ........ ...:::. ........ 0.15 . 00 .30 - - - -� ._� .-� �_� ._� ._� �_ - - - - - - - - - - - - - - - - - - - - - - - - - - - _ _� ._� ._� ._� ._� �_� ._� ._� . .4 _ ._ ._ ._ ._ ._ ._ w_ _ _ _ _ _ _ _ _ _ _ _ _ w_ Source:NOAA Tides and Currents,February 2025 IIIIIII""""""IIIIIII I u""IIIIIII IIIII III °° IIIIIII .IIIIIII""""IIIIIII""""IIIIIII'""' .IIIIIIIVaca 11114°(. IIIIIII°°°°°°IIIIIII ,,Florida . 0.60 Linear Relative Sea Legal Trend FV± —Upper 95%Confidence interval Monthly mean sea legal with the average seasonal cycle removed ........ ....:::. ......... .. ...... ....:::. ........ ...:::. ........ 0.15 1 d .. .. q .. .. :.,q .. .. ,u .. .. ,:.b .. .. .. .. .. .. y .. .. .u.. .. .. ,g .. .. .. .. 4 Source:NOAA Tides and Currents,February 2025 The data above relies on a linear trend over more than a decade. As such,the trend misses subtle variations and especially larger increases as climate change and CO2 levels have increased in recent years. Per the Southeast Florida Regional Climate Change Compact's Unified Sea Level Rise Projection 2019 Update,this linear trend estimates approximately 2 inches of sea level rise at the Key West, FL tide gauge from 2000 through 2019. However,using 5-year averages of mean sea level,this estimate is closer to 3.9 inches of sea level rise from 2000 to 2017. This 5-year average of monthly mean sea level illustrates the variability of sea level and highlights the increase in sea level above the linear trend, especially in the last decade. Figure 4.19 from the Unified Projection document illustrates these variations by displaying monthly mean sea level, 5-year averages of mean sea level, and the linear mean sea level trend. IIP �i �i .��i � � I i�l t:i i*.m .�:ii�� g y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT uumum IIIIIII IIIIII °°°°.uu.119 Sea uuumu ml� IIIIIII IIIIIII I"I,,, V� west,Illlllluuuuuu Illlllluuuum 110 �mmm 9 „N °MAN 2000-20 7: 3.9" il Sao-� 0 9 22000, .2 u mm ;1-i n ea r(Mein S ea I-evel i 15 Year Source:Unified Sea Level Rise Projection(2019 Update),South Florida Regional Climate Change Compact As noted previously, climate change and sea level rise can have varying impacts, including more frequent coastal flood days. Climate Central's Surging Seas Risk Finder notes that coastal floods are increasing. Figure 4.20 shows coastal flooding in the Key West Area(based on the Key West water level station) from 1955 through 2014 in 10-year increments. According to this data, from 1995 through 2004,the Key West area experienced 8 coastal flood days—seven of which were driven by climate-linked sea level rise. In the following 10 years, from 2005 through 2014,the number of coastal flood days increased to 32, a 300 percent increase. 30 of these coastal flood days can be attributed to climate-linked sea level rise. III . ocdI III iii t iii t:ii w g a iiir.m t., 1,0 2, IIC: ge..III 12, SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT IIIIIIP'e 4��,.210 Coas�td�III ��)ays, West, KEY"WEST`AFZ,,,E,A,* IIIIIII Coast a," I fl��ood da, ysi, EM D �w �c rri at:e��'n ked se a 1 P,i o I r,i,_ Wol�,,.,0,d �,r,iiave oc,uirrred ar�,,,Yvq'ay, 30h- 25, 21 '0�_, 5 01-J �1 MEER== EMERIMM 195564 1965-74 1985-94 1995-2004 20015-141, Source:Climate Central Surging Seas Risk Finder(https://riskfinder.climatecentral.org/) In line with increased coastal flood days,the region is also seeing increasing intensity and duration of King Tides. King tides are predictable phenomenon that generally occur each fall when the alignment of the moon, sun, and Earth create a stronger gravitational pull on the ocean. Like many other coastal events, climate change has made King Tide flooding worse. In the Fall of 2019,the Upper Florida Keys experienced nearly three months of King Tide flooding,particularly in the Blackwaters Sound area. That year, Hurricane Dorian and other tropical storms in late August and early September interrupted the Gulf Stream, causing water to back up. Tides recorded along the Atlantic coast from the Carolinas to Florida were 6 to 18 inches higher than expected. Residents noted that in these low-lying areas with nowhere for water to drain,these events generally lasted seven to ten days in the past. In 2024,the peak king tide occurred during the super full moon in mid-October,which was the closest the moon came to the Earth during the whole year. The Earth's changing climate will continue to drive nonlinear trends in Sea Level that deviate from historic trends. This is especially pertinent in the coastal communities of South Florida on the frontlines of climate change and sea level rise and is the reason behind the South Florida Regional Climate Change Compact's Unified Sea Level Rise Projection. This document was created in unify the diversity of local Sea Level Rise projections in order to create a single, unified projection to ensure consistency in adaptation planning,policy, and infrastructure and siting design in the South Florida region. The first unified projection was developed and released in 2011,updated in 2015, and most recently updated in 2019. Each update has incorporated new research and data. The 2019 update incorporated the potential �A('Irvrc)e courity, fllscfi�cda,4 IIL...o III itigat'ar'i Strategy &i. 2(`)26 C:.)Eige 13 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT for faster rates of melting of the Antarctic Ice Sheet as well as regional sea level rise rates as reported in the Fourth National Climate Assessment. It should be noted that in December of 2024,the South Florida Regional Climate Change Compact's Unified Sea Level Rise Projection issued a statement of continued use of the 2019 version as a full 5-year update and revision was not deemed necessary. The 2019 update begins in the year 2000, as this is the reference year for the most recently published NOAA projections, and uses two planning horizons: 20 years for land use (2040) and 50 years for infrastructure(2070). The projection used the Key West gauge as the reference gauge to maintain consistency with prior projections. The compact used three curves to guide various development across different time frames in the region. Importantly,the projections are regional rather than previously used global projections. The projections are as follows: — Short term: by 2040, sea level in the region is projected to rise 10 to 17 inches above 2000 mean sea level. — Medium term: by 2070, sea level in the region is projected to rise 21 to 54 inches above 2000 mean sea level. — Long term: by 2120, sea level in the region is projected to rise 40 to 136 inches above 2000 mean sea level. These projections are based on three global curves adapted for regional application: the median of the IPCC AR5 RCP 8.5 scenario as the lowest boundary, the NOAA Intermediate High Curve as the upper boundary for short term use (until 2070) and the NOAA High Curve as the upper boundary for medium and long-term use. Figure 4.21 below shows these projections. The IPCC Median Curve and the NOAA Intermediate High curve form the lower and upper bounds,respectively, for short-term use (through 2070). The IPCC median curve represents the most likely average sea level before 2070; sea level is rise is unlikely to exceed the NOAA Intermediate High curve by 2100. The NOAA High curve forms the upper bound for medium- and long-term use. Sea level rise is very unlikely to be higher than this curve before 2100. Probability: 4—Highly Likely li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT IIIIIII""""""IIIIIII ""' II """"'IIIIIII """ j i,�l 1 IIIIIII IIIIIII.......... IIIII 1111114 1111114 IIIIIIP f IIIIIII P' '""" P'M IIIIII P' IIIIIIP'M III t ii m III""'100) llnilfieid Sea, lei v ilil s II j e ''Ilii 0 i 136 II 40 11411 rr oprol�r1/d rN 1/�1,u1(111i1 i 2 M Quu0 ell, yrl`l� MUlomuswo Nllulo4nuw'"nmau IIuQ� I 1000 ww L4' OWN ulml furl% Mlly n`ruM rff/tgYl'0!�/!f� mmluMavMuylN°i°1mNVM M um,n!4°MIIwul .. ro rIW J , m ua uodirM. l op,�i n!u flud»� � M,orWull ' / ,y�4 m°u oi,Mwl°ryMnluinu u' 40 ffmfTfr�// NamImIuI,ymINJIhQV@ Irl. ' n . 0a/uaran/a i rMssosMlmmnmtiwsMSwI � 11 s °BOG� rruualurcl lumsuylmvmo,0iuinllrll�NaillnmiMriMMn�i� mdIX "I�reMl lb`� I �9 �w JVL 7 rd� t�frm� �um fii ffflOiia/rr ff U/�mannarriu;'rl�nlylmi nluMMmwnlmduuilowmlwrvllvollwm :„I m /� Mqo11V1 IVNfMll9lluml6�BlllS� .. IIMMVVI IIIO fIW r9U(IM 111 A® //fOMofiMNIIIVI(IIR9 2.1 0/00�®�,%lllOVl IIIMII'MMII (/ �w moo,nlnWlla Mo Yea ir IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII I pf,i -NOAA i�r"l R � � m o� i i I Source:Southeast Florida Regional Climate Change Compact,Unified Sea Level Rise Projection (2019) The intended use of the Unified Projection is for planning purposes. The projections are to be used by a variety of audiences,including elected officials,urban planners, engineers, and developers, among others, across short-and long-term planning horizons for new projects or adaptation of existing projects, including infrastructure siting and design. The projection is an important complement to a vulnerability assessment in order to inform the user of the potential magnitude and extent of sea level rise now and into the future using various scenarios with associated timelines. In making infrastructure siting decisions, users must consider the nature,value, interconnectedness, and lifespan of existing and proposed infrastructure. The following summarizes the Unified Projection's recommendations for application of the three curves: IPCC Median Curve: The lower bound of the projection; can be applied to most infrastructure projects before 2070 or whose failure would result in limited consequence to others. NOAA Intermediate High Curve: Consider designing to this curve for projects in need of a greater factor of safety; this includes projects with a design life beyond 50 years. NOAA High Curve: Existing and proposed critical infrastructure should be elevated using this curve; projects that are not easily replaceable,have a long design life, and are interdependent with other infrastructure or services are included in this application. As noted in the 2024 Statement of Continued Use of the 2019 Southeast Florida Regionally Unified Sea Level Rise Projection, the Compact reviewed updates from the NOAA 2022 Sea Level Rise Technical Report as well as observational trends of sea level in the region. In the NOAA 2022 Report,it was shown that the projections for the year 2100 for each global scenario stayed the same as previous predictions. However,the timing of the rates of rise in the near-term for the different scenarios was updated based on li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iir.m U a iii. .r: .rl IIC: g e..11I..1 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT new modeling and scientific methods. Figure 4.22 shows the comparison of selected NOAA 2017 scenario to the corresponding NOAA 2022 scenarios. This graph shows that while NOAA 2022 scenarios are slightly lower than NOAA 2017 scenarios,both scenarios still reach the same global mean sea level by 2100. uuuuu°°� imn o � m i � muw, a �� mii uuuo"�' mry umo � "� �� mww��°0� pim u w um ii a ��I�� m um IIIIIII IIIIIII �� uull,.2 ull iluuum�� IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII III ��III uuu uuuum V """'IIIIIII mu IIIIIII umllu. u. �m IIIIIII IIIIIII uuu IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII ��III IIIIIII ulll iluuum ��I�I�I 2 IIIIIII 2 0 17 Ili nt 2017 Hgh-. owl AM 2022%W III W%t ®, 2022 Ill n't-1 figh 2022 Hig ' I " or 00 1011 10 00, 2 I 2010,0 202 a 12060 210 *I r Source:Southeast Florida Regional Climate Change Compact,Unified Sea Level Rise Projection 2024 Statement Sea level rise is a direct result of global climate change. Estimates for sea level rise are based on projected greenhouse gas emission levels and their associated impacts on global temperature change. Most sea level rise models do not fully account for ice melt, and therefore actual sea level rise may be significantly higher than current estimates suggest. As such,these projections contain substantial variability but are nonetheless important to consider when planning for coastal areas because they indicate where flooding can be expected should actual sea level rise meet estimated levels. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... XIIETHODOLOGIES AND ASSUMPIONS Vulnerability to sea level rise was assessed based on past occurrences nationally and internationally as well as data from NOAA,USGS, the Intergovernmental Panel on Climate Change (IPCC), and other sources. In addition to the data presented below,the County's Watershed management plan and the Region's Climate Change Compact provide additional information about risks in the region. The draft of the Florida Keys Coastal Storm Risk Management Feasibility Study done by the United States Army Corps 1II IIIr()e Courity, ........ ..::I tI.I.Itl lii...3 L.fli li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:.)Eigei..III 16 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT of Engineers for Monroe County provides additional insights into the impacts to people,the built environment, and the natural environment due not only to sea level rise,but associated hazards likely to become more intense, such as coastal storms, storm surge, and erosion, due to climate change and the ensuing sea level rise. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEOPLE Sea level rise will lead to increased flooding and the associated harms to humans, such as illness, or injury or death from driving into flooded waters and drowning. Potential damage to property such as homes, business, and vehicles can also causes emotional and financial stress as people determine how to mange encroaching water. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PROPEPTY The increased number of flood days and general encroachment of shoreline associated with sea level rise will likely cause property damage, although it is unclear exactly what this will look like. Homes, businesses and vehicles will be susceptible to increased water damage. Homes within the areas that may be inundated will potentially be uninhabitable. Additionally,rising seas, and associated increased flood days, can overwhelm and undermine the effectiveness of stormwater drainage system and other infrastructure, such as roads and bridges. Table 4.32 estimates the number of parcels at risk to the 2040 intermediate—low and intermediate—high SLR scenarios. In total, an estimated 30,336 buildings would be impacted by the 2040 intermediate high SLR scenario. of these structures 89 percent are residential. °°° Illlllh IIIIIII �� °°°° �� a Illilll IIIIIIId hillAffected Sea ..........ev6IIIII�� Illilll III �°t Estimated Estimated Occupancy Structure Value Total Value Building Count Content Value 2040 Intermediate-Low 22,563 $9,5031,0759174 $5,592,8099716 $15,095,884,891 Agriculture 1 $267,735 $267,735 $535,470 Commercial 1,700 $1,328,393,069 $1,328,393,069 $2,656,786,138 Education 22 $6,536,769 $6,536,769 $13,073,538 Government 399 $226,726,898 $226,726,898 $453,453,797 Industrial 115 $46,696,545 $70,044,817 $116,741,362 Religious 45 $27,226,697 $27,226,697 $54,453,395 Residential 20,281 $7,867,227,461 $3,933,613,730 $11,800,841,191 2040 Intermediate-High 7,773 $3,387,255,039 $2,014,72%447 $5,401,9751486 Agriculture 0 $0 $0 $0 Commercial 590 $455,680,278 $455,680,278 $911,360,555 Education 9 $5,565,652 $5,565,652 $11,131,304 Government 296 $127,746,163 $127,746,163 $255,492,326 Industrial 59 $22,613,793 $33,920,689 $56,534,482 Religious 16 $7,966,178 $7,966,178 $15,932,356 Residential 6,803 $2,767,682,976 $1,383,841,488 $4,151,524,464 Total 30,336 $121890,330,213 $7,607,530,164 $20,497,8601377 Sea level rise can also create added pressure on the aquifers that serve Monroe County. The Biscayne Aquifer, which provides most of the drinking water for Monroe County is currently experiencing saltwater intrusion. Saltwater intrusion is a product of many factors—including increased usage of the li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT water from the aquifer,which is particularly impacted by the growth of Miami-Dade County,where the aquifer is located, as well as Monroe County as well as seepage from the Turkey Point cooling canals. Sea level rise can further exacerbate this pattern. Further saltwater intrusion into the aquifer will impact the entire Monroe County population as it relies on drinking water from this source. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Sea level rise can have numerous negative consequences on the environment including increased erosion and all impacts associated with that. Another concern is the inundation of normally dry land,which could lead to the loss of marshes and wetlands and the positive benefits associated with those areas. These areas buffer against waves and storm surge,protect from erosion and even encourage accretion, and provide natural wildlife habitats. Finally, sea level rise may lead to saltwater intrusion as the groundwater table may also rise,potentially leading to contaminated drinking and agriculture water. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONSEQUENCE ANALYSIS Table 4.33 summarizes the potential negative consequences of sea level rise. SeaIIIIIII..........ev6IIIII Category Consequences Sea Level Rise may cause increased flooding which may lead to illness, Public injury,or death.Additionally,sea level rise may cause psychological stress from loss of home,economy,and culture. Responders Sea Level Rise induced flooding may cause increased burden on responders. Continuity of Operations As sea levels rise and cause more regular,chronic flooding,continuity of (including Continued operations,such as delivery of services may be interrupted due to Delivery of Services) localized disruption of roads,facilities,and/or utilities. Sea level rise can cause damage to property as flooding becomes more Property, Facilities and regular in the short term and as sea levels continue to rise in the long Infrastructure term.SLR can also compromise infrastructure such as drainage systems and roads. Environment Sea level rise can lead to increased erosion,salt water intrusion,and inundation of wetlands and previous dry land. Economic Condition of Sea level rise can severely disrupt the economy, particularly in a region the Jurisdiction that relies so heavily on tourism. Public Confidence in the Sea level rise is unlikely to impact public confidence. Jurisdiction's Governance Natural hazards are often interconnected. Any given hazard may lead to, or be spurred by, another hazard —sometimes referred to as cascading disasters. Sea level rise may be associated with tropical cyclones, storm surge, flood, and coastal erosion. New development at a local scale will not necessarily impact the rate of sea level rise. Increased development in potentially inundated areas,however,will increase vulnerability. Future development li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:.)Eige..111..18 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT plans guiding future development must consider sea level rise and areas of the county that will be inundated by sea level rise. Residential property is most likely to be affected by sea level rise,which has implications on a local economy—both permanent and season residential units may no longer be livable. Education and outreach programs could increase residential and property owner buy-in on and implementation of mitigation options on an individual property scale. Various reports on sea level rise in the region exist—mitigation strategies should consider all reports; specifically detailing critical facilities at risk to sea level rise using a standard prediction would clarify mitigation strategies chosen to respond to this hazard. Key West,Marathon, Layton, and Unincorporated Monroe County will have the most parcels impacted by 2 feet of sea level rise. The following table summarizes sea level rise risk by jurisdiction. The coastal, low-lying geography of the region mean all jurisdictions face at least some risk from sea level rise. Impacts vary based on the number of parcels at risk to sea level rise -more developed jurisdictions are likely to see larger impacts. Spatial extent was varied by jurisdiction depending on the area exposed to sea level rise impacts. Jurisdiction Probability Impact Spatial WarningDuration Score Priority Extent Time Key Colony 3 2 2 1 4 2.4 M Beach Key West 3 3 4 1 4 3.1 H Layton 3 3 3 1 4 2.9 M Marathon 3 3 4 1 4 3.1 H Islamorada 3 2 3 1 4 2.6 M Unincorporated 3 3 4 1 4 3.1 H IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a U a iii. .: .6 IIC:.)Eigei..111..1 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ,14 SEVERE STORMS Hazard Probability Impact Spatial Warning Time Duration PRI Extent Score Severe Storms Highly Likely Limited Large Less than 6 hrs Less than 6 hrs 2.6 (Thunderstorms) Severe Storms (Lighting &Hail) Highly Likely Minor Negligible Less than 6 hrs Less than 6 hrs 22 Tornadoes Likely Limited Small Less than 6 hrs Less than 6 hrs 24 � Iwo ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... S Thunderstorms result from the rapid upward movement of warm, moist air. They can occur inside warm, moist air masses and at fronts. As the warm,moist air moves upward, it cools, condenses, and forms cumulonimbus clouds that can reach heights of greater than 35,000 ft. As the rising air reaches its dew point, water droplets and ice form and begin falling the long distance through the clouds towards earth's surface. As the droplets fall, they collide with other droplets and become larger. The falling droplets create a downdraft of air that spreads out at earth's surface and causes strong winds associated with thunderstorms. There are four ways in which thunderstorms can organize: single cell, multi-cell cluster,multi-cell lines (squall lines), and supercells. Even though supercell thunderstorms are most frequently associated with severe weather phenomena,thunderstorms most frequently organize into clusters or lines. Warm,humid conditions are favorable for the development of thunderstorms. The average single cell thunderstorm is approximately 15 miles in diameter and lasts less than 30 minutes at a single location. However, thunderstorms, especially when organized into clusters or lines, can travel intact for distances exceeding 600 miles. Thunderstorms are responsible for the development and formation of many severe weather phenomena, posing great hazards to the population and landscape. Damage that results from thunderstorms is mainly inflicted by downburst Winds, large hailstones, and flash flooding caused by heavy precipitation. Stronger thunderstorms can produce tornadoes and waterspouts. While conditions for thunderstorm conditions may be anticipated within a few hours, severe conditions are difficult to predict. Regardless of severity, storms generally pass within a few hours. Warning Time: 4—Less than six hours Duration: I —Less than six hours ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... LIGHTNING Lightning is a sudden electrical discharge released from the atmosphere that follows a course from cloud to ground, cloud to cloud, or cloud to surrounding air,with light illuminating its path. Lightning's unpredictable nature causes it to be one of the most feared weather elements. All thunderstorms produce lightning,which often strikes outside of the area where it is raining and is known to fall more than 10 miles away from the rainfall area. When lightning strikes, electricity shoots through the air and causes vibrations creating the sound of thunder. A bolt of lightning can reach temperatures approaching 50,000 degrees Fahrenheit. Nationwide, lightning kills 75 to 100 people each li �iii .d aii4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)�g,m"II2 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT year. Lightning strikes can also start building fires and wildland fires, and damage electrical systems and equipment. The watch/warning time for a given storm is usually a few hours. There is no warning time for any given lightning strike. Lightning strikes are instantaneous. Storms that cause lightning usually pass within a few hours. Warning Time: 4—Less than six hours Duration: I —less than six hours ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... HAI L According to the National Oceanic and Atmospheric Administration(NOAA),hail is precipitation that is formed when updrafts in thunderstorms carry raindrops upward into extremely cold areas of the atmosphere causing them to freeze. The raindrops form into small frozen droplets and then continue to grow as they encounter super-cooled water which will freeze on contact with the frozen rain droplet. This frozen rain droplet can continue to grow and form hail. If the updraft forces can support or suspend the weight of the hailstone,hail can continue to grow. At the time when the updraft can no longer support the hailstone, it will fall to the earth. For example, a 1/4" diameter or pea sized hail requires updrafts of 24 mph,while a 2 3/4"diameter or baseball sized hail requires an updraft of 81 mph. The largest hailstone recorded in the United States was found in Vivian, South Dakota on July 23, 2010; it measured eight inches in diameter, almost the size of a soccer ball. While soccer-ball-sized hail is the exception,but even small pea sized hail can do damage. Hailstorms in Florida cause damage to property, crops, and the environment, and kill and injure livestock. In the United States,hail causes more than$1 billion in damage to property and crops each year. Much of the damage inflicted by hail is to crops. Even relatively small hail can shred plants to ribbons in a matter of minutes. Vehicles,roofs of buildings and homes, and landscaping are the other things most commonly damaged by hail. Hail has been known to cause injury to humans; occasionally,these injuries can be fatal. The onset of thunderstorms with hail is generally rapid. However, advancements in meteorological forecasting allow for some warning. Storms usually pass in a few hours. Warning Time: 4—Less than 6 hours Duration: I —Less than 6 hours ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... According to the Glossary of Meteorology(AMS 2000), a tornado is "a violently rotating column of air, pendant from a cumuliform cloud or underneath a cumuliform cloud, and often(but not always)visible as a funnel cloud." Tornadoes can appear from any direction. Most move from southwest to northeast, or west to east. Some tornadoes have changed direction amid path, or even backtracked. Tornadoes are commonly produced by land falling tropical cyclones. Those making landfall along the Gulf coast traditionally produce more tornadoes than those making landfall along the Atlantic coast. Tornadoes that form within hurricanes are more common in the right front quadrant with respect to the forward direction but can occur in other areas as well. According to the NOAA,more than half of the landfalling hurricanes will spawn at least one tornado. Tornadoes are more likely to be spawned within 24 hours of landfall and are usually within 30 miles of the tropical cyclone's center. Tornadoes have the potential to produce winds in excess of 200 mph(EF5 on the Enhanced Fujita Scale) and can be very expansive—some in the Great Plains have exceeded two miles in width. Tornadoes li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT associated with tropical cyclones, however,tend to be of lower intensity(EFO to EF2) and much smaller in size than ones that form in the Great Plains. IIIIIIIIIII;;;IIII of IIIIIIIIIIIIIIIIIIIIII° IIIIIIIIIIIIIIIIIIII IIIIIII IIIIIIPIII� Illlllhlll IIIIIII lllilll / d9 I u uuuuuuuu'uu I lh II III (I'll)I� �i u uuuuuuuuuu uI I p +II I I pl 11171p1� j m� a uuuuuuuuuuuuu VI I I U I I r �l/�IIIIIIIII�II � IIIIIIIII11111111111111 ` IIIII , j r wry i i %,. a lent WII , Less than 5%of tornado doettis Noady 30%of all to(nado deaths # 70%,w),of all 1*41,nado d4at)hs Li +minutes is May last 20 minutes tow longer Can excoed I hour Winds iloss than, 1,10 mph Winds 111-16,65 mph Winft grestor than 166 irnph r ,, o /, EFO or EF1 damage Producos EF 2 or E y ProducesEF'4 or EFS damage Source: NOAA National Weather Service Warning Time: 4—Less than six hours Duration: I —Less than six hours According to the NOAA Storm Prediction Center(SPC), the United States experiences an average of 1,248 tornadoes per year with the highest concentration of tornadoes occurring in the region surrounding Oklahoma, Texas, and Kansas. Although the Great Plains region of the Central United States does favor the development of the largest and most dangerous tornadoes(earning the designation of"tornado alley"), the southeast experiences tornado threats throughout the cooler months of the year before they move to the central plains during May and June. The below figure shows tornado activity in the United States based on the number of recorded tornadoes per 10,000 square miles. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT IIIIIII""""""IIIIIII """'"""" II,-IIIIIII '� i IIIIIII°°° �� °IIIIIII IIIIIII°t uV Y uuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuum � u I Air Arun Torn5 er, 0K Square, Miles per State 03 - 202,24 WA ME 1 N OR NY 1' ID W1 0 SD 4 r WY P NV 0 9 III uutlluuuiuu U p mmum I YII 011 / I V CA 0 Co AZ NM TX ,J aw � `' � � � uuuuuuuuuuuuuuuuuuuuiiiuuuuuuuuuuuuuuuuui I� � �� f r.FR�v q r� «r«««rrrrrrrpJgr«rrJ' jul Source: NOAA National Weather Service Waterspouts can form when a tornado moves from land to water. Joseph Golden,the distinguished waterspout authority with NOAA, defines a waterspout as a"funnel which contains an intense vortex, sometimes destructive, of small horizontal extent and which occurs over a body of water."In other words, a waterspout is a column of rotating, cloud-filled wind. There are two types of waterspouts. A tornadic waterspout generally begins as a true tornado over land in association with a thunderstorm and then moves out over water. They are influenced by winds associated with severe thunderstorms as air rises and rotates on a vertical axis.Fair weather waterspouts, on the other hand, are associated with developing storms systems,but not storms themselves. These types of waterspouts only form over open water,where they develop at the water's surface and climb skyward. Both types of waterspouts require high levels of humidity and relatively warm water temperatures compared to overlying air. The fair-weather variety is more common than the tornadic type. There are five stages of waterspout formation: Dark Spot: The water's surface takes on a prominent circular, light-colored disk surrounded by a larger dark area of indeterminate shape with diffused edges where the vortex reaches it. Spiral Pattern: A pattern of light and dark colored surface bands spiral out from the dark spot. Spray Ring: A swirling ray of dense sea spray,known as a cascade, forms around the dark spot with what appears to be an eye similar to that seen in hurricanes. Mature Vortex: This is the waterspouts most intense stage. It is now visible from the water surface to an overhead cloud mass as it achieves maximum organization and intensity. The funnel often appears li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT hollow,with a surrounding shell of turbulent condensate. The spray vortex can rise to a height of several hundred feet or more, often creating a visible wake and an associated wave train as it moves. Decay: The funnel and spray vortex begin to dissipate as the inflow of warm are into the vortex weakens. Systems that might produce waterspouts are outline in the National Weather Service's nearshore marine forecast and hazardous weather outlook, and this information is shared 12 to 24 hours prior to waterspout occurrences.NWS will issue a special marine warning when waterspouts are detected by doppler radar or trained spotters. Warning Time: 3— 6 to 12 hours Duration: I —Less than 6 hours ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... HUNDERSTOPINI WINDS Thunderstorm wind, lightning, and hail events do not have a defined vulnerability zone. The scope of wind, lightning and hail is generally defined to the footprint of its associated thunderstorm. Given the general size and movement of thunderstorm events, thunderstorm winds from one event may impact a large portion of the planning area. The entirety of Monroe County and its jurisdictions share equal risk to the threat of severe weather. Spatial Extent: 3—Moderate ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Tornados can occur anywhere in the County. Tornadoes typically impact a small area,but damage may be extensive. Tornado locations are completely random,meaning risk to tornado isn't increased in one area of the county versus another. Monroe County and its jurisdictions are uniformly exposed to tornadoes. Waterspouts are most common in tropical and subtropical waters such as the Florida Keys, Greek Islands, or off the coast of Australia. Waterspouts can occur in any of the water bodies in Monroe County. Spatial Extent: 2—Small li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)I g,m"II2 1 I:'... ru Qu w w IIINkNIIi t✓ �u � n -�hilwmajimmim wa id 9i r; f w t Cob to 0, Op 0 Oil N�NNUMUN .. �p r "V' r� IIIIPuuuuuuuuu i Z ,�@ W Ill�lll�lllk�� U ,A ) W U) �a o� 1111111C l rx Qum11ll11Num1 LL1111111Cr 0 uuuuum0 W Q r Et E E 11111110 -- Cw III e1q I muu C.7 C`ti Q1111111111 4^+"9 "^ in r Q uuumi � C"",•ll �" III II � li� .. Ic N OPP p @ Z iii um mu @@N „ m w `0Cl r Nimll u Oil V W611111111111111111111 IIIIII IIIIII .... :... SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT LIGHTNING AND HAIL The scope of lightning and hail is generally defined to the footprint of its associated thunderstorm. However, large-scale hail tends to occur in a more localized area within the storm, and lightning strikes and associated damages are highly localized and occur randomly. It should be noted that while lightning is most often affiliated with severe thunderstorms, it may also strike outside of heavy rain and might occur as far as 10 miles away from any rainfall. The entirety of Monroe County and its jurisdictions are uniformly exposed to each of these hazards. According to the Vaisala Interactive Global Lightning Density Map, shown in Figure 4.26,the majority of Florida experiences 32-641ightning events per square kilometer per year. The Florida Keys do experience slightly less lightning on average at 16-32 events per square kilometers per year. Spatial Extent(Lightning): 1 —Negligible Figure 4.26-Total Lightning Density in the U.S.(2016-2023) t � l a �j/y, j Total Lightning Density 2vcn[s,lknr,iYed j / 1 F 2 ti 8 IL 16 32 64 96 4110010/0 12-16 �. 1-2 C1 76-32 O.1i8In9 2�A � 32-64 � B ` a 4-8 �■ 64-96 G s-rz G. >ss Color scale: Rainbdvr tvfap layer. DensiCy C�r�tour iGLD3o"Ol nism}[weather Source:Vaisala Interactive Global Lightning Density Map EXTENT THUNDERSTORM WINDS The magnitude of a thunderstorm event can be defined by the storm's maximum wind speed and its impacts.NCEI divides wind events into several types including High Wind, Strong Wind, Thunderstorm Wind, Tornado and Hurricane. For this severe weather risk assessment, High Wind, Strong Wind and Thunderstorm Wind data was collected. Hurricane Wind and Tornadoes are addressed as individual hazards. The following definitions come from the NCEI Storm Data Preparation document. Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 126 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT — High Wind—Sustained non-convective winds of 40mph or greater lasting for one hour or longer or winds (sustained or gusts) of 58 mph for any duration on a widespread or localized basis. — Strong Wind—Non-convective winds gusting less than 58 mph, or sustained winds less than 40 mph,resulting in a fatality, injury, or damage. — Thunderstorm Wind—Winds, arising from convection(occurring within 30 minutes of lightning being observed or detected),with speeds of at least 58 mph, or winds of any speed(non-severe thunderstorm winds below 58 mph)producing a fatality, injury or damage. The Beaufort Wind Force Scale shown in Table 4.34 is an empirical measure that relates wind speed to observed conditions at sea or on land. In the United States,winds of force 6 to 7 are designated as "strong;" 8 to 9 "gale force;" 10 to 11 "usually results in a storm warning or tropical storm warning; and force 12 results in a hurricane warning. °°°' IIIIIII�IIIIIII °°"""°° IIIIIII° t lilt rid ce Sc6II e Rating (MPH) Name Appearance of Wind Effects On Water On Land 0 <1 Calm Sea surface smooth and mirror- Calm,smoke rises vertically like 1 1-3 Light Air Scaly ripples, no foam crests Smoke drift indicates wind direction,still wind vanes 2 4-7 Light Small wavelets,crests glassy, no Wind felt on face, leaves rustle, Breeze breaking vanes begin to move 3 8-12 Gentle Large wavelets,crests begin to Leaves and small twigs constantly Breeze break,scattered whitecaps moving, light flags extended 4 13-18 Moderate Small waves 1-4 ft, becoming Dust, leaves,and loose paper lifted, Breeze longer, numerous whitecaps small tree branches move 5 19-24 Fresh Moderate waves 4-8 ft taking Small trees in leaf begin to sway Breeze longer to form, many whitecaps, some spray 6 25-31 Strong Larger waves 8-13 ft,whitecaps Larger tree branches moving, Breeze common, more spray whistling in wires 7 32-38 Near Gale Sea heaps up,waves 13-19 ft, Whole trees moving,resistance felt white foam streaks of breakers walking against wind 8 39-46 Gale Moderately high (18-25 ft)waves Twigs breaking off trees,generally of greater length,edges of crests impedes progress begin to break into spindrift, foam blown in streaks 9 47-54 Strong High waves(23-32 ft),sea begins Slight structural damage occurs, Gale to roll,dense streaks of foam, slate blows off roofs spray may reduce visibility 10 55-63 Storm Very high waves(29-41 ft)with Seldom experienced on land,trees overhanging crests,sea white broken or uprooted,"considerable with densely blown foam, heavy structural damage" rolling, lowered visibility 11 64-72 Violent Exceptionally high (37-52 ft) Very rarely experienced; Storm waves,foam patches cover sea, widespread damage visibility more reduced IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Rating (MPH) Name Appearance of Wind Effects On Water On Land 12 73+ Hurricane Air filled with foam,waves over Devastation 45 ft,sea completely white with driving spray,visibility greatly reduced Source:NOAA Storm Prediction Center The strongest recorded thunderstorm wind event in the county occurred on February 2, 1998 when a C- MAN instrument recorded a peak wind speed of 119 mph at Long Key. Elsewhere in the County,winds ranged from 46 mph to 96 mph. The event caused one fatality when a man was crushed between a boat and a dock,but no injuries or damages. Impact: 2—Limited ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... T �'J% Lightning is measured by the Lightning Activity Level (LAL) scale, created by the NWS to define lightning activity into a specific categorical scale. The LAL is a common parameter that is part of fire weather forecasts nationwide. The scale is shown in Table 4.35. Illlllh°°IIIIIII 35 ......... IIII IIIIII °�°�IIIIIIIIIIIIII IIIIIII t�lllllll IIIIIII°t� IIIIIII�� IIIIIII Lightning Activity Level Scale LAL 1 No thunderstorms LAL 2 Isolated thunderstorms. Light rain will occasionally reach the ground. Lightning is very infrequent,1 to 5 cloud to ground lightning strikes in a five-minute period LAL 3 Widely scattered thunderstorms. Light to moderate rain will reach the ground. Lightning is infrequent,6 to 10 cloud to ground strikes in a five-minute period LAL 4 Scattered thunderstorms. Moderate rain is commonly produced. Lightning is frequent,11 to 15 cloud to ground strikes in a five-minute period LAL 5 Numerous thunderstorms. Rainfall is moderate to heavy. Lightning is frequent and intense,greater than 15 cloud to ground strikes in a five-minute period LAL 6 Dry lightning (same as LAL 3 but without rain). This type of lightning has the potential for extreme fire activity and is normally highlighted in fire weather forecasts with a Red Flag warning Source: National Weather Service With the right conditions in place,the entire county is susceptible to each lightning activity level as defined by the LAL. Most lightning strikes cause limited damage to specific structures in a limited area, and cause very few injuries or fatalities, and minimal disruption on quality of life. Impact: I —Minor ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... HAIL The NWS classifies hail by diameter size, and corresponding everyday objects to help relay scope and severity to the population. Table 4.36 indicates the hailstone measurements utilized by the NWS. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)I g,m"II28 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT °°° IIIIIII IIIIIII 4, °II;IIIII 1111114 IIIIIII t IIIIII III (IIIIIII °t IIIIIII Illlllh ��„I � Average Diameter Corresponding Household Object .25 inch Pea .5 inch Marble/Mothball .75 inch Dime/Penny .875 inch Nickel 1.0 inch Quarter 1.5 inch Ping-pong ball 1.75 inch Golf ball 2.0 inch Hen egg 2.5 inch Tennis ball 2.75 inch Baseball 3.00 inch Teacup 4.00 inch Grapefruit 4.5 inch Softball Source: National Weather Service The Tornado and Storm Research Organization(TORRO)has further described hail sizes by their typical damage impacts. Table 4.37 describes typical intensity and damage impacts of the various sizes of hail. pu uIV IIV°111114uum uum uuu° I mum � i � ink i� i uuum i IIIIIII IIIIIII ��IIII I f IIIIIII IIIIIII IIIIIII °°° t t IIIIIII IIIIIII IIIIIII �I� �� IIIIIII IIIIIII IIIIIII IIIIIII °�°°� IIIIIII�IIIIIII IIIIIII IIIIIII° °�� Intensity Diameter Diameter Size Category (mm) (inches) Description Typical Damage Impacts g ry p Hard Hail 5-9 0.2-0.4 Pea No damage Potentially 10-15 0.4-0.6 Mothball Slight general damage to plants,crops Damaging Significant 16-20 0.6-0.8 Marble,grape Significant damage to fruit,crops,vegetation Severe 21-30 0.8-1.2 Walnut Severe damage to fruit and crops,damage to glass and plastic structures, paint and wood scored Severe 31-40 1.2-1.6 Pigeon's egg > Widespread glass damage,vehicle bodywork squash ball damage Destructive 41-50 1.6-2.0 Golf ball > Wholesale destruction of glass,damage to tiled Pullet's egg roofs,significant risk of injuries Destructive 51-60 2.0-2.4 Hen's egg Bodywork of grounded aircraft dented, brick walls pitted Destructive 61-75 2.4-3.0 Tennis ball > Severe roof damage, risk of serious injuries cricket ball Destructive 76-90 3.0-3.5 Large orange Severe damage to aircraft bodywork >softball Super 91-100 3.6-3.9 Grapefruit Extensive structural damage. Risk of severe or Hailstorms even fatal injuries to persons caught in the open Super >100 4.0+ Melon Extensive structural damage. Risk of severe or Hailstorms even fatal injuries to persons caught in the open Source:Tornado and Storm Research Organization(TORRO),Department of Geography,Oxford Brookes University Notes:In addition to hail diameter,factors including number and density of hailstones,hail fall speed and surface wind speeds affect severity. �A('Irvrc)e Courity, ........ ..:I t�.I.Itl 3 L.UI III �ill .d aI,4 IIL...o III III t Ili II III.°m Strategy J a III.°m U a Iy 2,: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT The average hailstone size recorded between 2000 and 2024 in Monroe County was a little over 1"in diameter; the largest hailstone recorded was 1.75",recorded on April 27, 2003. The largest hailstone ever recorded in the U.S. fell in Vivian, SD on June 23,2010,with a diameter of 8 inches and a circumference of 18.62 inches. Impact: I —Minor ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Prior to February 1, 2007, tornado intensity was measured by the Fuj ita(F) scale. This scale was revised and is now the Enhanced Fuj ita(EF) scale. Both scales are sets of wind estimates(not measurements) based on damage. The new scale provides more damage indicators (28) and associated degrees of damage, allowing for more detailed analysis,better correlation between damage and wind speed. It is also more precise because it takes into account the materials affected and the construction of structures damaged by a tornado. Table 4.38 shows the wind speeds associated with the enhanced Fujita scale ratings and damage that could result at different levels of intensity. °°° Illlllh lllllll °°"° IIIIIII IIIIIII IIIIIII IIIIIII � IIIIIII °t IIIIIII EF 3 Second Number Gust(mph) Damage 0 65-85 Light damage. Peels surface off some roofs;some damage to gutters or siding; branches broken off trees;shallow-rooted trees pushed over. 1 96-110 Moderate damage. Roofs severely stripped; mobile homes overturned or badly damaged; loss of exterior doors;windows and other glass broken. Considerable damage. Roofs torn off well-constructed houses;foundations 2 111-135 of frame homes shifted; mobile homes completely destroyed; large trees snapped or uprooted; light-object missiles generated;cars lifted off ground. Severe damage. Entire stories of well-constructed houses destroyed;severe 3 136-165 damage to large buildings such as shopping malls;trains overturned;trees debarked; heavy cars lifted off the ground and thrown;structures with weak foundations blown away some distance. 4 166-200 Devastating damage. Well-constructed houses and whole frame houses completely leveled;cars thrown and small missiles generated. Incredible damage. Strong frame houses leveled off foundations and swept s Over 200 away;automobile-sized missiles fly through the air in excess of 100 m; high- rise buildings have significant structural deformation; incredible phenomena will occur. The most intense tornado to pass through Monroe County in the period for which NCEI has recorded events was and F2 tornado on November 4, 1998. NCEI reports this storm caused$25,000,000 in damages,but no deaths or injuries. The tornado damaged over 600 structures,tore down utility lines, damaged vessels, and destroyed foliage. Impact: 3—Critical Illf IllkIllf IIII0 U Waterspouts are generally not a threat to any development on land, as they mostly stay over water. Boaters and people participating in marine activities are advised to stay a considerable distance away li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)�g,m"III SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT from any observed waterspout. There is no scale comparable to the Fuj ita scale to measure the strength of a waterspout, however they generally are not expected to cause injury, death, or damage to residents or property in Monroe County. Waterspouts might be measured by their radius or wind speeds. An average waterspout is around 165 feet in diameter with wind speed around 50 mph, corresponding with an EFO tornado, and last on average 5 to 10 minutes. Larger waterspouts might have a maximum 330-foot diameter and can last as long as one hour. An October 2011 waterspout caused$10,000 in damages when it moved through the anchorage at Key West Harbor and damaged a vessel's cabin and hull after driving it ashore. Impact: I —Minor ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... HUNDERSTORM WINDS Between January 1, 2000 and November 30,2024,the NCEI recorded 53 separate incidents of thunderstorm winds, occurring on 38 separate days. These events caused$147,650 in recorded property damage,but no crop damages, fatalities, injuries were reported. The recorded gusts averaged 51.8 miles per hour, with the highest gusts recorded at 92.1 mph, recorded on November 25, 2009. Of these events, 27 caused property damage. Wind gusts with property damage recorded averaged$6,415 in damage,with one gust causing a reported$60,000 in damage(in Marathon on August 9,2006). These incidents are aggregated by the date the events occurred and are recorded in Table 4.38 below: IIIIIII II ��IIIIIII i IIIIIII �� ui��t��IIIIIII�IIIIIII� � �� IIIIIII IIIIIII IIIIIII �� IIIIIII �� 4�� Wind Speed Property Location Date (mph) Fatalities Injuries Damage Key Largo 8/15/2000 58 0 0 $0 Marathon 8/26/2000 63 0 0 $0 Marathon 7/21/2001 -- 0 0 $0 Islamorada 7/22/2001 -- 0 0 $0 Islamorada 7/29/2001 58 0 0 $0 Plantation Key, 9/29/2001* 58 0 0 $0 Islamorada, Stock Island, Big Pine Key Ocean Reef 1/2/2002 64 0 0 $0 Key West 9/11/2002 58 0 0 $500 Key West NAS 12/9/2002 63 0 0 $5,000 Cud joe Key 5/20/2003 58 0 0 $500 Key West, Key 5/5/2005* 58 0 0 $500 West I nt'I Airport Marathon 6/2/2005 69 0 0 $60,000 Cud joe Key 4/11/2007* 62 0 0 $500 Key Largo, 6/13/2007* 64 0 0 $8,500 Ocea n Reef IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Wind Speed Property Location Date (mph) Fatalities Injuries Damage Sugarloaf Key, 11/30/2008* 64 0 0 $0 Key West Int'I Airport Key Colony 2/2/2009* 70 0 0 $1,500 Beach, Marathon Big Coppitt 6/11/2009 51 0 0 $700 Island Stock Is 8/5/2009 45 0 0 $500 Marathon 11/25/2009* 92 0 0 $50,000 Long Key 2/12/2010 58 0 0 $0 Upper Key 4/26/2010 60 0 0 $1,700 Largo Grassy Key 12/18/2010 52 0 0 $1,000 Marathon, 1/17/2011* 52 0 0 $2,500 Stock Island, Key West Int'I Airport Tavernier 3/28/2011 63 0 0 $10,000 Key West NAS 8/24/2011 49 0 0 $500 Cudjoe Key 10/3/2011 49 0 0 $250 Tavernier 10/8/2011 60 0 0 $0 Key West Int'I 6/10/2015 59 0 0 $0 Airport Pirates Cove 7/21/2020 50 0 0 $0 Grassy Key 8/19/2020 52 0 0 $0 Key West Int'I 8/21/2020 52 0 0 $0 Airport Key Largo PT 4/11/2021 43 0 0 $500 A R PT Key West Int'I 8/28/2021 56 0 0 $0 Airport Rock Harbor 6/22/2023 48 0 0 $2,000 Key West I nt'I 9/24/2023 51 0 0 $0 Airport Ocean Reef 11/16/2023 57 0 0 $0 Monroe 12116/2023 35 0 0 $500 County/Upper Keys Monroe 12/16/2023 40 0 0 $500 County/Upper Keys Tavernier 7/21/2024 74 0 0 $0 Total O O $147,650 IIP �i �i .��i � � I i�l tii'i i*.m Strategy y wi"m �&i. .: .6 IIC: I g e"IIIa'. SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Source:NCEI;Note:*Multiple events occurred on these dates.Injury,fatality,and damage stats are totaled;wind speed is highest reported. In addition to recorded thunderstorm wind events,NCEI reports 3 high wind events during this same period. One such event, on August 1,2001, caused one fatality. A separate event, on January 11, 2012, caused$2,000 in property damage. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... According to NCEI data,there were 12 lightning strikes reported between 2000 and 2024. Of these, 6 recorded property damage totaling$73,000. The highest rate of property damage recorded for a single incident was $40,000. Four events caused a total of four injuries and no fatalities were reported. Event narratives indicate in some cases that property damage occurred but was not estimated; therefore, actual property damage amounts are higher.No crop damage was recorded by these strikes. It should be noted that lightning events recorded by the NCEI are only those that are reported; it is certain that additional lightning incidents have occurred in Monroe County. Table 4.40 details NCEI-recorded lightning strikes from 2000 through 2024. °°° Illlllh lllllll IIIIIIIZeco�III t° Illllll.........i IIIIIII °t lllllll°°°Illilll lllligt lllllll llillll llllll4 IIIIIII IIIIIII III II��,t � Location Date Time Fatalities Injuries Property Damage Key West 7/26/2000 16:50 0 1 $0 Duck Key 8/15/2000 9:57 0 0 $0 Marathon 9/10/2000 7:05 0 0 $0 Islamorada 8/14/2001 17:00 0 1 $0 Tavernier 10/1/2007 7:00 0 0 $20,000 Key West I nt'I Airport 7/25/2009 15:45 0 1 $0 Big Pine 6/9/2010 19:24 0 0 $1,000 Key West I nt'I Airport 7/22/2012 8:20 0 0 $40,000 Key Colony Beach 6/12/2013 19:30 0 0 $2,500 Stock Is 6/26/2013 9:20 0 1 $0 Ramrod Key 11/2/2018 21:11 0 0 $7,500 Key West Nas 7/19/2023 6:00 0 0 $2,000 Total 0 4 $732000 Source: NCEI The following are a selection of narrative descriptions recorded in NCEI for lightning events that occurred in Monroe County: July 26,2000—Lightning struck a boat just west of Key West. Five people were knocked out of the boat with one person injured with burns. August 14,2001—Female injured by lightning during thunderstorm. She was touching the stainless steel counter of the restaurant she worked at when she was struck. October 1,2007— Strong thunderstorms over the Upper Keys produced heavy rainfall and a damaging lightning strike. The lightning struck the cupola of an unoccupied large oceanfront home in Plantation Key. The strike caused a small fire and damaged plumbing within the roof structure of the home. July 25,2009—A strong thunderstorm centered approximately 8 miles northwest of Key West produced a cloud-to-ground lightning strike. The lightning struck a palm tree near the entrance to White Street Pier �A('Irvrc)e County, IIP �i �i .��i � � I i�l tii i*m Strategy y a iii`.m U a iii. .: .6 IIC: g,m"III . SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT in Key West. The bolt passed from the tree to a 19-year-old male. The strike survivor remained conscious and was treated at Lower Key Medical Center for minor injuries. July 22,2012—A positive-polarity lightning strike struck a residence in Key West within stratiform rainfall behind a northwest-moving squall line. The residence, a duplex,was severely damaged. The lightning struck the ground near the exterior j acuzzi in a side yard,near the front corner of the structure, leaving a hole in the ground roughly 2 feet by 2 feet and 18 inches deep. A ground rod and wire was installed for the Jacuzzi but not attached. The charge followed the exterior power conduit to an exterior junction box, where the box's cover was blown free. Wires were charred,the conduit destroyed. The residence's washer/dryer electric supply was charred. The electric meter box exploded with wires charred and burned and all connections melted. In the front of the residence,wood was charred under metal screws securing the exterior soffit. Aluminum window frames in the front of the residence were melted with windows knocked out. Light bulbs in various locations throughout the residence were blown, including the bedroom lamps and ceiling fixture,bathroom wall fixture, and kitchen ceiling light fixture. The bathroom mirror was shattered. The residence was declared unfit for occupation due to damage to the electrical system, although no fire resulted. Keys Energy Services replaced a blown fuse for a transformer serving the residence, and three other residences had tripped circuits but no permanent damage was reported. The struck residence was occupied by one female at the time of the strike,who was observed by rescue personnel to not have any injuries. November 2,2018—An isolated thunderstorm near the lower Florida Keys produced a damaging lightning strike to a residence on Barbados Lane on Ramrod Key. The strike resulted in roof and electrical system damage. A neighboring residence also experienced electrical system damage. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... HAI L NCEI records 7 separate hail incidents across 3 days between January 1, 2000 and December 31, 2024 in Monroe County. Of these, one event resulted in$250 in property damage, and no events resulted in death, injury or crop damage. The largest diameter hail recorded in the County was 1.75 inches,which occurred on April 27, 2003 in Key West. This was the largest hail ever reported since record began in 1871. The event was only the 11 th time hail of any size had been recorded in Key West. The average hail size of all events in the County was just under over one inch in diameter. Table 4.41 shows the summary of hail occurrences. °°° Illlllh IIIIIII "'IIIIIII IIIIIII IIIIIII t Illlllh°°°° Illilll IIIIIII IIIIIIIIIIIIII°m ll IIIIIII° Illlllh IIIIIII.......... °tl'l1l IIIIIII �� IIIIIII �� Location Number of Occurrences Average Hail Diameter Key Largo 1 0.75" Key West I nt'I Airport 5 1.2" Pi necrest 1 0.88" Total 7 1.09" Source:NCEI Note:All 5 events at the Key West Int'I Airport occurred on the same day. The following narratives provide detail on select hailstorms from the above list of NCEI recorded events highlight how intertwined thunderstorm and hail events are: April 27,2003—A severe thunderstorm developed and moved southeast over Key West. Small hail of 1/2-inch or smaller began 15:02 EST over Old Town Key West and spread throughout the remainder of Key West, Stock Island, and Boca Chica Key through 15:27 EST. Golf ball-sized hail reported over central Key West on Flagler Avenue was the largest hail ever reported since records began in 1871 and li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC: g,m"III . SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT tied the largest hail size ever reported in Monroe County,Florida. This event was the 11 th time hail of any size was recorded in the city of Key West since 1871. June 13,2007—A severe thunderstorm moved south out of Miami-Dade County on the mainland, crossed the east end of Florida Bay, and produced sporadic wind damage throughout North Key Largo, Key Largo and Rock Harbor. A landscaper reported 3/4 inch hail in Rock Harbor. June 15,2013—A surface frontal boundary moved into South Florida during the afternoon and generated numerous to widespread severe thunderstorms during the afternoon and early evening some with very large hail. Hail up to the size of baseballs and slightly larger was reported from two separate thunderstorms and this is only the sixth time since 1950 that baseball sized hail or larger has been reported anywhere in South Florida. A spotter reported nickel sized hail at the Loop Road Education Center. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ORNADOES NCEI storm reports were reviewed from 2000 through 2024 to assess whether recent trends varied from the longer historical record.According to NCEI, Monroe County experienced 32 tornado incidents between 2000 and 2024, causing over$5.3 million in property damage but no injuries, fatalities, or crop damage. $5 million in damages came from one F2 event in Marathon on August 26, 2005. However,this damage estimate may be under reported, as damage was reported in the narratives of many events but was not recorded in terms of a monetary value. Table 4.42 shows historical tornadoes in Monroe County during this time. °°° Illlllh IIIIIII IIIIIII IIIIIII IIIIIII IIIIII IIIIIII III °t , 4 Deaths/ Property Crop Location Date Time Magnitude Injuries Damage Damage Big Pine Key 7/1/2000 1820 FO 0/0 $15,000 $0 Big Pine Key 8/18/2000 1450 FO 0/0 $0 $0 Key West 10/1/2003 1605 FO 0/0 $0 $0 Marathon 6/22/2005 1550 FO 0/0 $5,000 $0 Marathon 8/26/2005 345 F2 0/0 $5,000,000 $0 Sugarloaf Key 6/1/2007 1155 EFO 0/0 $20,000 $0 Marathon 6/24/2007 1258 EFO 0/0 $2,500 $0 Marathon 2/13/2008 1332 EFO 0/0 $2,000 $0 Big Coppitt Is 8/18/2008 1155 EFO 0/0 $1,000 $0 Summerland Key 8/18/2008 1300 EFO 0/0 $1,000 $0 Upper Key Largo 9/9/2008 1250 EFO 0/0 $25,000 $0 Craig Key 9/10/2008 242 EF1 0/0 $120,000 $0 Sugarloaf Key 9/17/2008 1140 EFO 0/0 $0 $0 Stock Island 9/29/2008 1500 EFO 0/0 $0 $0 Key West Int'I 12/18/2009 1435 EFO 0/0 $10,000 $0 Arpt Key Largo Pt Arpt 12118/2009 1755 EFO 0/0 $5,000 $0 Key Largo Pt Arpt 4/26/2010 1145 EFO 0/0 $15,000 $0 Key Largo Pt Arpt 8/30/2010 1810 EFO 0/0 $500 $0 Big Pine 4/5/2013 110 EFO 0/0 $30,000 $0 Key Colony 1/8/2016 630 EFO 0/0 $2,000 $0 Beach IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC: ,m"III00 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Location Date Time Magnitude Deaths/ Property Crop Injuries Damage Damage Key West Int'I 8/11/2017 1603 EFO 0/0 $0 $0 Arpt Tavernier 4/15/2018 1912 EF1 0/0 $4,000 $0 Tavernier 4/15/2018 1912 EFO 0/0 $200 $0 Summerland Key 8/4/2019 1820 EFO 0/0 $0 $0 Highland PT 1/31/2020 2235 EFU 0/0 $0 $0 Rock Harbor 5/9/2022 1505 EFO 0/0 $0 $0 Pi necrest 9/27/2022 1610 EFU 0/0 $0 $0 Key West Int'I 8/16/2023 855 EFO 0/0 $0 $0 Arprt Big Coppit Island 11/15/2023 627 EFO 0/0 $1,500 $0 Summerland Key 2/18/2024 1302 EFO 0/0 $75,000 $0 Big Coppit Island 3/19/2024 301 EFO 0/0 $2,000 $0 Key West Int'I 10/8/2024 2237 EF1 0/0 $0 $0 Arprt Total 0/0 $5,3369700.00 $0 Source: NCEI Narratives from NCEI illustrate that many of these events spawned from waterspouts. Specific incidents with some level of impact include: July 1,2000—A waterspout moved onshore along the south end of Big Pine Key. The event resulted in damage to a bed and breakfast inn. August 26,2005—Tornado damage path began at the oceanfront at 73rd Street Ocean(F 1)in Marathon and moved northeast, crossing U.S. Highway 1 near 76th Street Ocean,passing through Marathon Airport before entering Florida Bay near the Sea Air Estates Subdivision. The most significant damage(F2) included concrete block residential structure shifted on foundation, A-frame residence shifted on pilings, and bent large steel I-Beams on recently constructed hangars at Marathon Airport. One boat sunk in canal. Extensive damage to porches and trees along narrow path. Damage from this tornado totaled$5 million. September 9 & 10,2008—Hurricane Ike moved west to west-northwest across eastern Cuba,just offshore the south-central coast, and then crossed through western Cuba into the Gulf of Mexico. Tropical storm force winds and two tornadoes were reported in the Florida Keys. Damage from these tornadoes totaled$145,000. The first tornado touched down on the Atlantic side of U.S. Highway One and moved toward the northwest. The tornado caused minor damage to facia on a business on the bayside of U.S. Highway One, then moved into a residential area. One residence had two broken windows and another residence had an exterior wall penetrated with a 2x4 carried from a home under construction over 250 yards. Several trees and large limbs downed. Estimated maximum wind speed 60 to 70 mph. The second tornado occurred when a violent waterspout associated with a supercell made landfall in Lower Matecumbe Key at Sunset Drive and moved northwest,crossing U.S. Highway One and then along Palm Drive through a residential section near Mile Marker 74 on the Overseas Highway. The tornado damage path ended on Buttonwood Lane before reaching Florida Bay. Most damage was to deck railings, screens,windows and soffits on numerous homes. A few homes displayed more significant damage, including penetration through exterior doors and walls,with one home losing 50 percent of its roof decking. The EF 1 rating with estimated maximum wind speeds of 90 to 100 mph was based on roof li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT damage to a residence along Palm Drive. Debris from sheet metal paneling and mangrove branches may have contributed to a major power outage throughout all of the Keys from Islamorada through Key West as it was carried across U.S. Highway One and a major electrical transmission line. December 18,2009—A supercell thunderstorm tracked northeast along the Florida Keys. The thunderstorm first produced a weak tornado at the extreme southeast tip of Key West and south Stock Island,then tracked northeast just north of Big Pine Key before crossing the Upper Florida Keys from the west-southwest at Key Largo. A second weak tornado was reported at several Florida Bay shoreline properties. A weak tornado produced EFO damage across the extreme southeast part of Key West through south Stock Island. The tornado was first observed by a motorist just offshore South Roosevelt Boulevard before moving briefly onshore at a hotel. Over a half dozen palm trees with some decay were snapped at the base. Lawn furniture was blown southeast in the tornado's wake. The tornado tracked northeast across Cow Key Channel before moving ashore again on south Stock Island along 12th Avenue. Two trees were downed, and a deck umbrella was lofted northeast from the east end of 11 th Avenue onto power lines on 5th Street,bringing down the lines and causing a power outage throughout the area. The tornado continued northeast and likely lifted or dissipated over 5th Avenue northeast of Bernstein Park where a small ornamental tree was found snapped at the base and several trashcans had fallen and rolled to the south or southeast. At the tornado's northeast terminus, a television cable line was downed. Maximum winds were estimated at 60 to 70 mph along the path from Key West through 11 th Avenue in Stock Island. The same supercell also caused a short-lived weak tornado near Mile Marker 104 of the Overseas Highway. The tornado produced minor damage with some outdoor furniture destroyed and ornamental palm trees downed in a parking lot at a Florida Bay-side business, and porch screens blown out at a restaurant next door. Maximum winds estimated at 65 mph. April 26,2010—A waterspout accompanying a line of severe thunderstorms moved onshore the Florida Bay side of Key Largo at the Marriott Florida Bay Resort. A tree was blown down blocking part of U.S. Highway 1 in front of the hotel. An outdoor day spa consisting of a thatched roof and bamboo shutters and interior mirrors was destroyed. Weighted deck loungers were blown across the pool deck and significant landscaping damage occurred on the waterfront side of the hotel. The tornado quickly dissipated over U.S. Highway 1. Estimated maximum winds were near 70 mph. April 5,2013—A complex surface low pressure system supported by a sharp upper trough of low pressure extending southward into the Gulf of Mexico produced strong thunderstorms in the Florida Straits. One thunderstorm produced a waterspout which moved ashore along the oceanside of Long Beach Drive and passed over a bed-and-breakfast inn at its maximum intensity and width of about 80 yards. Widespread damage to large limbs of native hardwood trees occurred, and one royal palm snapped at a level above 15 feet. A ground deck with four kayaks became airborne and dropped in mangroves 30 yards away. A large unmounted above-ground cistern containing nearly 200 gallons of water slid over 15 yards, knocking a large camping trailer off its front mount. Bolts securing a large grill to wood ground decking were sheared off. While numerous tables and lounge chairs were carried to the leeward side of the property, one 40-lb steel lounge chair was lifted to the edge of the roof line of the two-story residence, crushing the rain gutter,before settling in the lee of the structure. Small gravel and pea rock along the waterfront caused moderate to severe paint chipping on the oceanside of several homes. Screens including their wood frames were torn off several residences'oceanside porches,with one home losing about 40 percent of its oceanside vinyl siding. A phone line was downed along Long Beach Drive. The tornado continued across mud flats along the southeast edge of Coupon Bight,where only isolated damage to mangrove branches was observed. Small limbs were observed downed across Long Beach Drive between Southeast Point and U.S. Highway 1, eventually crossed through a campground just south IIP �i �i .��i � � I i�l tii i*m Strategy y wi"m �&i. .: .6 IIC: g,m"III SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT of the Spanish Harbor Channel Bridge. Several tents including one large aluminum-framed dome tent structure were overturned before the tornado likely passed into Spanish Harbor Channel. The intensity of the tornado at Spanish Harbor Channel had decreased since its original landfall with estimated winds near 60 mph. April 15,2018—A fast-moving pre-frontal squall line passing through the upper Florida Keys developed an embedded supercell thunderstorm along the Florida Bay side of Upper Matecumbe Key. The supercell thunderstorm moved east-northeast,producing a waterspout which was observed backlit by lightning shortly before making landfall as a tornado at Indian Mound Trail in Plantation Key, Islamorada. Large gumbo limbo tree limbs and the top of a palm tree were downed, as well as other hardwood trees. The rolling driveway gate on an adjacent residence was completely dislodged from its mounts and pushed into a trailered boat and car and an entire gutter and downspout system was removed from another residence. Numerous loose items were moved from the backyards and understory of homes onto front lawns and streets. Most of the observed damage in the Indian Waterways community were consistent with 60 to 70 mph, with possible spot values near 75 mph. The tornado crossed a patch of mangroves and undeveloped forest and reached greatest intensity at San Pedro Catholic Church where a large tree split at the trunk and an old-growth mahogany was uprooted, falling onto a portion of the structure connecting the rectory with the main church. The roof was not substantially damaged. However, several barrel tiles were removed from the peak ridges forming the hip roof pattern over the rectory, as well as from the southeast edge of the church, onto the top of the church's main entrance.Numerous large limbs were downed toward the east,with lightweight free-standing signs deposited northward cross the tornado path from right to left. Estimated wind speeds were maximized in the range of 90 to 100 mph with maximum width near 60 yards. The tornado continued toward the east-northeast, crossing U.S. Highway 1 and the Old Highway, but weakened such that only large tree limbs were downed. The tornado moved out over the ocean as a waterspout and made a second landfall near Lincoln Avenue on the far southwest portion of Tavernier's oceanside. A progressive narrowing of the damage path down to nearly 30 yards as well as a turn toward the northwest or north-northwest was observed. Impacts lessened and included damaged fences and large limbs gradually down to smaller limbs and twigs.No further impacts were observed northeast of Lowe Street. It is likely the wind speeds 55 to 65 mph were observed, weakening to below 50 mph roughly 3 blocks from the waterfront. February 18,2024 -A waterspout originating southwest of Cudjoe Bay made landfall as an EFO tornado over southern portions of Cud j oe Key. The tornado crossed U.S. Highway 1, and continued northeast as a waterspout until a second landfall as an EFO tornado over central Big Torch Key. The tornado was associated with a supercell thunderstorm with a well-defined mesocyclone moving northeast over the Lower Florida Keys. Due to the warm, humid nature and coastal geography,waterspouts occur in the Florida Keys more than anywhere else in the world. In fact,between 50 and 500 waterspouts occur per year.NCEI's storm event database changed how it reports on waterspouts and as of October 2001 ceased reporting waterspouts by county in favor of reporting by region(i.e. South Atlantic). However, for the period in which it did report by county(January 1996 through October 2001)Monroe County experienced 315 waterspout events across 184 separate days. Two of these events caused damage to property; none caused damage to crops, injuries or fatalities. Table 4.43 below lists waterspout events by date from 2000 through Sept. 2001; Table 4.43 summarizes waterspouts by location from Oct. 2001 through November 30,2024 to illustrate the frequency at which these events occur. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT IIIIIII IIIIIII ii ��m �� IIIIIII' t' �� 1 IIIIIII�' IIIIIII' '��.IIIIIII� IIIIIII IIIIII IIIIIIP" IIIIIII IIIIIII " ,,,,,, �� #of Fatalities/ Property Location(s) Date Events Injuries Damage Key West I nt'I Airport 2/3/2000 3 0/0 $0 Summerland Key 3/5/2000 1 0/0 $0 Key Largo 3/18/2000 1 0/0 $0 Big Pine Key, Marathon 3/31/2000 5 0/0 $0 Key West Int'I Airport, Ramrod Key 4/8/2000 3 0/0 $0 Key West I nt'I Airport 5/7/2000 2 0/0 $0 Key West Int'I Airport 5/17/2000 3 0/0 $0 Marathon 5/23/2000 1 0/0 $0 Key West Int'I Airport, Plantation, Marathon 5/30/2000 3 0/0 $0 Key West Int'I Airport 5/31/2000 1 0/0 $0 Key West Int'I Airport, Duck Key 6/1/2000 3 0/0 $0 Key West I nt'I Airport 6/3/2000 2 0/0 $0 Key West Int'I Airport 6/4/2000 3 0/0 $0 Upper Key Largo 6/5/2000 1 0/0 $0 Key West I nt'I Airport 6/11/2000 1 0/0 $0 Key West I nt'I Airport 6/21/2000 1 0/0 $0 Big Pine Key 6/28/2000 1 0/0 $0 Key West I nt'I Airport 7/1/2000 1 0/0 $0 Marathon 7/2/2000 1 0/0 $0 Key West Int'I Airport 7/6/2000 1 0/0 $0 Marathon, Duck Key 7/16/2000 2 0/0 $0 Duck Key, Big Coppitt Island,Summerland Key 7/22/2000 3 0/0 $0 Key West Int'I Airport 7/23/2000 2 0/0 $0 Marathon 7/26/2000 1 0/0 $0 Duck Key, Key West Int'I Airport, Big Coppitt 7/28/2000 5 0/0 $0 Island Marathon 7/29/2000 1 0/0 $0 Key West I nt'I Airport 8/3/2000 1 0/0 $0 Key West I nt'I Airport 8/9/2000 2 0/0 $0 Marathon 8/11/2000 1 0/0 $0 Duck Key 8/15/2000 2 0/0 $0 Islamorada 8/16/2000 1 0/0 $0 Key West Int'I Airport 8/17/2000 2 0/0 $0 Big Pine Key 8/18/2000 1 0/0 $0 Long Key,Summerland Key, Key West, Duck Key 8/19/2000 4 0/0 $0 Key West Int'I Airport 8/21/2000 2 0/0 $0 Key West NAS 8/27/2000 1 0/0 $0 Key West I nt'I Airport 8/28/2000 1 0/0 $0 Marathon 9/9/2000 1 0/0 $0 Summerland Key 9/10/2000 1 0/0 $0 Marathon 9/11/2000 1 0/0 $0 Key West NAS 9/26/2000 1 0/0 $0 Marathon, Key West Int'I Airport 9/28/2000 3 0/0 $0 IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC: g e"III SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT #of Fatalities/ Property Location(s) Date Events Injuries Damage Big Pine Key 9/30/2000 1 0/0 $0 Key West NAS, Key West I nt'I Ai rport, Ra m rod Key 10/1/2000 4 0/0 $0 Big Pine Key 10/5/2000 1 0/0 $0 Summerland Key 10/6/2000 1 0/0 $0 Key West Int'I Airport, Key West NAS, Marathon 10/8/2000 3 0/0 $0 Marathon 3/2/2001 1 0/0 $0 Islamorada 4/26/2001 1 0/0 $0 Key West, Key West I nt'I Ai rport 5/1/2001 3 0/0 $0 Key West Int'I Airport 5/20/2001 1 0/0 $0 Key West Int'I Airport 5/31/2001 1 0/0 $0 Key West Intl Airport, Big Pine Key, Ramrod Key 6/14/2001 3 0/0 $0 Big Pine Key, Big Coppit Island, Key West Int'I 6/16/2001 4 0/0 $0 Airport Big Coppit Island 6/17/2001 1 0/0 $0 Key West I nt'I Airport 7/11/2001 1 0/0 $0 Tavernier, Long Key, Duck Key 7/15/2001 3 0/0 $0 Key West I nt'I Airport 7/18/2001 1 0/0 $0 Key Largo 7/21/2001 1 0/0 $0 Key West I nt'I Airport, Key West NAS 8/10/2001 2 0/0 $0 Key West I nt'I Airport 8/11/2001 1 0/0 $0 Rock Harbor, Upper Key Largo 8/26/2001 2 0/0 $0 Key Colony Beach 9/8/2001 2 0/0 $0 Craig Key 9/12/2001 1 0/0 $0 Key West I nt'I Airport 9/18/2001 2 0/0 $0 Marathon 9/19/2001 1 0/0 $0 East Cape 9/22/2001 1 0/0 $0 Sugarloaf Key, Key West Intl Airport 9/26/2001 2 0/0 $0 Total 122 0/0 $O Source:NCEI IIIIIII� IIIIIII IIIIIII IIIIIII'"��. � t IIIIIII �"'t' IIIIII IIIIIII IIIIIII IIIIIIP "'t t�� .2 4iii�� Location #of Events Fatalities/Injuries Property Damage Alligator Reef Light 23 0/0 $0 American Shoal Light 28 0/0 $0 Big Coppitt Key 64 0/0 $0 Big Pine Key 160 0/0 $200 Cosgrove Shoal Light 1 0/0 $0 Dry Tortugas 4 0/0 $0 Duck Key 37 0/0 $0 Islamorada 19 0/0 $0 Key Largo 37 0/0 $0 Key West 343 0/0 $4,000 Marathon 103 0/0 $0 Marquesas Keys 3 0/0 $0 IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Location #of Events Fatalities/Injuries Property Damage Molasses Reef Light 8 0/0 $0 Plantation Key 11 0/0 $0 Sand Key Light 26 0/0 $0 Smith Shoal Light 18 0/0 $0 Snipe Point 36 0/0 $0 Sombrero Key Light 25 0/0 $0 Summerland Key 61 0/0 $0 Tennessee Reef Light 10 0/0 $0 Total 1,017 0/0 $4,200 Source:NCEI Two of the recorded waterspouts caused$4,200 in property damage; no recorded events caused death or injury. Waterspouts have occurred in close proximity to all jurisdictions and unincorporated areas except for Layton and Key Colony Beach, however that does not mean they have not occurred. The following narrative descriptions describe the potential damage caused by waterspouts: August 5,2008—Towering cumulus cloud lines produced a couple waterspouts along the north side of the Lower Florida Keys. A short-duration waterspout was approximately one-mile northeast of Sugarloaf Key. The waterspout drifter over a vessel,producing minor damage. May 5,2019—Two waterspouts formed in succession and in association with a cloud line along the north side of Key West. The second waterspout was observed to develop within Garrison Bight outside of the Palm Drive Bridge, and drifted slowly west,reaching a dock at a sailing center. 3 catamarans were considerably damaged due to overturning while tied to the dock, causing the dock planking to twist and detach from the pilings. 3 other vessels at the same dock had minor damage with ripped covers and canopy tops. A video relayed by social media showed the width of the spray ring was only a few yards across,with the spray ring dissipating before the waterspout reached shore. No damage was observed onshore at the sailing center nor an adj acent marina. Based on historical occurrences recorded by NCEI for the 25-year period from 2000 through 2024, Monroe County averages 2.1 thunderstorm wind events per year—27 of these events caused property damage. Over this same period, 12 lightning events were reported which equates to an average of 0.48 lightning strikes per year. Additionally,the average hailstorm in Monroe County occurs in the afternoon and has a hail stone with a diameter of just over one inch. Over the 25-year period from 2000 through 2024, Monroe County experienced 7 reported hail incidents;this averages 0.28 reported incidents per year somewhere in the planning area. Based on these historical occurrences,there is a 100%chance that the County will experience severe weather each year. The probability of a damaging impacts is highly likely. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... In a 25-year period between 2000 and 2024,Monroe County experienced 32 separate tornado incidents. This correlates to over a 100 percent annual probability that the Region will experience a tornado somewhere in its boundaries. However, only one of these events was an F2; therefore,the annual probability of a significant tornado event is around 5 percent. Additionally, it his highly likely the County li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT will experience a waterspout, although waterspouts themselves cause minimal damage,many of the damaging tornadoes experienced in Monroe County began as waterspouts. Probability: 4—Highly Likely C According to the National Aeronautics and Space Administration(NASA),thunderstorm events in the future are likely to become more frequent in the southeast because of weather extremes. Thunderstorm potential is measured by an index that NASA created called the Convective Available Potential Energy (CAPE) index. This measures how warm and moist the air is,which is a major contributing factor in thunderstorm/tornado formation. Between 1979 and 2021, Monroe County experienced 10-40 more days on average with CAPE at or above 1,000 J/kg, which is considered a high cape value. Figure 4.27 below shows the change in days with high potential for thunderstorms nationwide. W uum uu°° ipno uml uu°p mum p m um a uu, 1111119111179 m 111114u°° ,to mu uuuuu um IIIIIII IIIIIII um°°,ullli 4u°° uuuu"""" IIIIIII it uuu IIIIIII IIIIIII IIIIIII umm IIIIIII m lu uumuu IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII m IIIIIII IIIIIII uuuul I�IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII ulllll ullli IIIIIII i ImA yy i t NW. WL I� r, II /- y I�rf�rr., pp I�� )` �r �II W J IAIWw u � �99, 1 Ir'I I r�°II iI u I Q , IIIIIIIIIIIIIIIIIIIII„ I` Source:NCEP North American Regional Reanalysis,Climate Central 2022 For a thunderstorm to become a supercell event,meaning that it produces more severe weather like large hail, damaging winds, and tornadoes, it relies on not only warm moist air,but also wind at different levels moving in different directions at different speed(wind shear). As the planet warms,wind shear,unlike warm,moist air, is expected to decrease. Therefore, it is difficult to predict if more supercell thunderstorm events and the tornadoes they can bring with them are more likely to occur. li �iii .b ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Additionally, while supercell events are associated with tornadoes, only about 20%of supercell thunderstorms produce tornadoes. To complicate things further, no one fully understands how tornadoes are formed. Therefore,there is no identified conclusion on how climate change will impact tornadoes. The relationship between hail and climate change is also unclear, however, a 2022 study shows that climate change could increase severe and/or significant spring hailstorms within the Central U.S. (Fan, et.al, 2022). Lightning has a more direct correlation with increasing temperatures as it occurs more frequently when the temperature is hotter than when it is colder. Romps, et. al postulate that lightning will increase by 12%for every degree of rise global average air temperature. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEOPLE People and populations exposed to the elements are most vulnerable to severe weather. A common hazard associated with wind events is falling trees and branches. Risk of being struck by lightning is greater in open areas, at higher elevations, and on the water. Lightning can also cause cascading hazards, including power loss. Loss of power could critically impact those relying on energy to service, including those that need powered medical devices. Additionally,the ignition of fires is always a concern with lightning strikes. The availability of sheltered locations such as basements,buildings constructed using hail-resistant materials and methods, and public storm shelters, all reduce the exposure of the population. Individuals who work outdoors may face increased risk. Residents living in mobile homes are also more vulnerable to hail events due to the lack of shelter locations and the vulnerability of the housing unit to damages. The availability of sheltered locations such as basements,buildings constructed using hail-resistant materials and methods, and public storm shelters, all reduce the exposure of the population. Residents living in mobile homes are more vulnerable to hail, wind, and tornado events due to the lack of shelter locations and the vulnerability of the housing unit to damages. Overall,the housing stock in Monroe County includes 3,286 mobile home units,representing 9% of housing. Waterspouts are unlikely to cause death or injury—none were reported by NCEI. However, an exceptionally strong waterspout may lead to death or injury of individuals trapped on boat or in the water in its path. Since 2000,the NCEI records 4 injuries, and no fatalities attributed to lightning in Monroe County. NCEI records no fatalities, and no injuries attributed to wind,hail, or tornado events in Monroe County. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PROPERTY All property, including residential and commercial buildings as well as critical facilities and infrastructure, are vulnerable to impacts from severe storms and tornadoes. Property damage caused by lightning usually occurs in one of two ways—either by direct damages through fires ignited by lightning, or by secondary impacts due to power loss. According to data collected on lightning strikes in Monroe County,recorded property damage was due to structure fires and damage to electrical systems. NCEI reports $73,000 in property damage due to lightning impacts over 25 years (2000-2024). Based on these records,the planning area experiences an annualized loss of$2,920 in property damage. The average impact from lightning per incident in Monroe County is $6,083. General damages to property from hail are direct, including destroyed windows, dented cars, and building,roof and siding damage in areas exposed to hail. Hail can also cause enough damage to cars to li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: ,m..1II1. SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT cause them to be totaled. The level of damage is commensurate with both a material's ability to withstand hail impacts, and the size of the hailstones that are falling. Construction practices and building codes can help maximize the resistance of the structures to damage. Large amounts of hail may need to be physically cleared from roadways and sidewalks, depending on accumulation. Hail can cause other cascading impacts, including power loss. During a 25-year span between 2000 to 2024 in Monroe County,NCEI reported$250 in property damage as a direct result of hail. It should be noted that property damage due to hail is usually insured loss,with damages covered under most major comprehensive insurance plans. Because of this, hail losses are notoriously underreported by the NCEI. It is difficult to find an accurate repository of hail damages in Monroe County,thus the NCEI is still used to form a baseline. Wind events reported in NCEI for the 25-year period from 2000 through 2024 totaled$147,650 in property damage, which equates to an annualized loss of$5,906 across the planning area. Damage from tornadoes to property are both direct(what the tornado physically destroys) and indirect, which focuses on additional costs, damages and losses attributed to secondary hazards spawned by the tornado, or due to the damages caused by the tornado. Depending on the size of the tornado and its path, a tornado is capable of damaging and eventually destroying almost anything. Construction practices and building codes can help maximize the resistance of the structures to damage. Secondary impacts of tornado damage often result from damage to infrastructure. Downed power and communications transmission lines, coupled with disruptions to transportation, create difficulties in reporting and responding to emergencies. These indirect impacts of a tornado put tremendous strain on a community. In the immediate aftermath, the focus is on emergency services. Since 2000, damaging tornadoes in the County are directly responsible for nearly$5,336,700 worth of damage to property according to NCEI data. This equates to an annualized loss of$213,468. Waterspouts are unlikely to cause significant property damage unless they come on land as a tornado, in which case damage would be similar to that of a tornado. Otherwise,waterspouts may cause damage to property in the water, such as boats and other recreational items. Per NCEI,no property was damaged from waterspouts in Monroe County. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENVIPONMENT The main environmental impact from wind is damage to trees or crops. Wind events can also bring down power lines,which could cause a fire and result in even greater environmental impacts. Lightning may also result in the ignition of wildfires. This is part of a natural process,however, and the environment will return to its original state in time. Hail can cause extensive damage to the natural environment,pelting animals,trees and vegetation with hailstones. Melting hail can also increase both river and flash flood risk. Tornadoes can cause massive damage to the natural environment,uprooting trees and other debris within the tornado's path. This is part of a natural process,however, and the environment will return to its original state in time. Waterspouts may cause damage to marshes and wetlands. This is part of a natural process, however, and the environment will return to its original state in time. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table 4.45 summarizes the potential negative consequences of severe storms and tornadoes. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Category Consequences Public Injuries;fatalities Responders Injuries;fatalities; potential impacts to response capabilities due to storm impacts Continuity of Potential impacts to continuity of operations due to storm impacts;delays in Operations(including providing services Continued Delivery of Services) Property, Facilities and Possibility of structure fire ignition; potential for disruptions in power and Infrastructure communications infrastructure;destruction and/or damage to any exposed property,especially windows,cars and siding; mobile homes see increased risk.The weakest tornadoes, EFO,can cause minor roof damage,while strong tornadoes can destroy frame buildings and even badly damage steel reinforced concrete structures. Buildings are vulnerable to direct impact from tornadoes and from wind borne debris. Mobile homes are particularly susceptible to damage during tornadoes. Environment Potential fire ignition from lightning; hail damage to wildlife and foliage. Potential devastating impacts in storm's path. Economic Condition Lightning damage contingent on target;can severely impact/destroy critical of the Jurisdiction infrastructure and other economic drivers.Contingent on tornado's path;can severely impact/destroy critical infrastructure and other economic drivers. Public Confidence in Public confidence is not generally affected by severe weather events if the Jurisdiction's response and recovery are not timely and effective. Governance Natural hazards are often interconnected. Any given hazard may lead to, or be spurred by, another hazard —sometimes referred to as cascading disasters. Severe storms and tornadoes may be associated with floods and tropical cyclones. Development is not expected to impact the incidence of severe storms and tornadoes. As the county grows, overall asset exposure will increase,which may increase risk. Increases in mobile home and manufactured home units would cause more significant increases in vulnerability. Severe weather events are highly likely to continue occurring in Monroe County. Communities should consider examining power redundancy and surge protection solutions for critical facilities to maintain operations in the event of a power outage. Past severe storm events caused injuries to individuals outside and/or in high-risk locations during these events. Solutions might include an awareness campaign to educate the public on severe weather risk and preparedness. A robust tornado preparedness education and outreach program would benefit the community to understand risk and reduce damage; this might include the link between waterspouts and tornadoes,how to shelter from tornadoes, and damage caused from flying debris, among others. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: ,m..1II SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT The City of Marathon and the Unincorporated areas of the County have larger shares of mobile home units within their jurisdiction,the population living in these mobile homes are more vulnerable to tornado and wind impacts. Although the County utilizes the most recent Florida Building Code to ensure new buildings—especially critical facilities—can withstand severe winds associated with severe storms and tornadoes (as well as tropical cyclones),buildings that predate building codes are more vulnerable. A study of such buildings and potential retrofits would decrease vulnerability of these structures. The following tables summarize tornadoes and thunderstorm risk by jurisdiction. Most aspects of tornadoes and thunderstorm risk do not vary substantially by jurisdiction; however,wind and hail impacts may be greater in more highly developed areas with higher exposure in terms of both property and population density. Additionally,mobile home units are more vulnerable to wind damage. While mobile home units do not comprise a significant proportion of any jurisdictions' housing mix,mobile units make up 13%and 10% of the housing stock in unincorporated Monroe County and the City of Marathon, respectively. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... TO Spatial Warning Jurisdiction Probability Impact Extent Time Duration Score Priority Key Colony Beach 4 1 3 4 1 2.6 M Key West 4 1 3 4 1 2.6 M Layton 4 1 3 4 1 2.6 M Marathon 4 2 3 4 1 2.9 M Islamorada 4 1 3 4 1 2.6 M Unincorporated 4 2 3 4 1 2.9 M Monroe County ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... LIGHTNING L Jurisdiction Probability Impact Spatial WarningDuration Score Priority Extent Time All Jurisdictions 4 1 1 4 1 2.2 M ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... E, Spatial Warning Jurisdiction Probability Impact Extent Time Duration Score Priority Key Colony Beach 3 2 2 4 1 2.4 M Key West 3 2 2 4 1 2.4 M Layton 3 2 2 4 1 2.4 M Marathon 3 3 2 4 1 2.7 M Islamorada 3 2 2 4 1 2.4 M Unincorporated 3 3 2 4 1 2.7 M Monroe County IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Hazard Probability Impact Spatial Warning Time Duration PRI Extent Score Tropical Cyclones Highly Likely Catastrophic Large More than 24 hrs Less than 1 week Hurricanes and tropical storms are classified as cyclones and defined as any closed circulation developing around a low-pressure center in which the winds rotate counter-clockwise in the Northern Hemisphere(or clockwise in the Southern Hemisphere) and whose diameter averages 10 to 30 miles across. A tropical cyclone refers to any such circulation that develops over tropical waters. Tropical cyclones act as a "safety-valve," limiting the continued build-up of heat and energy in tropical regions by maintaining the atmospheric heat and moisture balance between the tropics and the pole-ward latitudes. The primary damaging forces associated with these storms are high-level sustained winds,heavy precipitation, and tornadoes. The key energy source for a tropical cyclone is the release of latent heat from the condensation of warm water. Their formation requires a low-pressure disturbance,warm sea surface temperature,rotational force from the spinning of the earth, and the absence of wind shear in the lowest 50,000 feet of the atmosphere. Most hurricanes and tropical storms form in the Atlantic Ocean, Caribbean Sea, and Gulf of Mexico during the official Atlantic hurricane season,which encompasses the months of June through November. The peak of the Atlantic hurricane season is in early to mid-September and the average number of storms that reach hurricane intensity per year in the Atlantic basin is about six. While hurricanes pose the greatest threat to life and property,tropical storms and depressions also can be devastating. A tropical disturbance can grow to a more intense stage through an increase in sustained wind speeds. As an incipient hurricane develops,barometric pressure (measured in millibars or inches) at its center falls and winds increase. If the atmospheric and oceanic conditions are favorable, it can intensify into a tropical depression. When maximum sustained winds reach or exceed 39 miles per hour, the system is designated a tropical storm, given a name, and is monitored by the National Hurricane Center in Miami, Florida. When sustained winds reach or exceed 74 miles per hour the storm is deemed a hurricane. Hurricanes are given a classification based on the Saffir-Simpson Scale; this scale is reproduced in Table 4.46. The progression of a tropical disturbance is described below. Tropical Depression: A tropical cyclone with maximum sustained winds of 38 mph(33 knots) or less. Tropical Storm: A tropical cyclone with maximum sustained winds of 39 to 73 mph(34 to 63 knots). Hurricane: A tropical cyclone with maximum sustained winds of 74 mph(64 knots) or higher. In the western North Pacific,hurricanes are called typhoons; similar storms in the Indian Ocean and South Pacific Ocean are called cyclones. Major Hurricane: A tropical cyclone with maximum sustained winds of I I I mph(96 knots) or higher, corresponding to a Category 3, 4 or 5 on the Saffir-Simpson Hurricane Wind Scale. The greatest potential for loss of life related to a hurricane is from the storm surge. Storm surge is water that is pushed toward the shore by the force of the winds swirling around the storm as shown in Figure 4.28. This advancing surge combines with the normal tides to create the hurricane storm tide,which can increase the mean water level to heights impacting roads, homes and other critical infrastructure. In addition, wind driven waves are superimposed on the storm tide. This rise in water level can cause severe flooding in coastal areas,particularly when the storm tide coincides with the normal high tides. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: g,m..1II:. SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT The maximum potential storm surge for a location depends on several different factors. Storm surge is a very complex phenomenon because it is sensitive to the slightest changes in storm intensity, forward speed, size (radius of maximum winds-RMW), angle of approach to the coast,central pressure (minimal contribution in comparison to the wind), and the shape and characteristics of coastal features such as bays and estuaries. Other factors which can impact storm surge are the width and slope of the continental shelf and the depth of the ocean bottom. A narrow shelf, or one that drops steeply from the shoreline and subsequently produces deep water close to the shoreline, tends to produce a lower surge but higher and more powerful storm waves. A shallow slope, as is found off the coast of Monroe County,will produce a greater storm surge than a steep shelf. IIIIIII"Illillle 4,.28 �IIII II t IIIIIII " IIIIIII° �� IIIIIII° w is t C,! o_ / / / V i / op i/IIII/lf/l/%/////i�i//�� "Il uu IL 1 � r . v (ryII i IIII j(I,'W r�71r��➢We�)flu!%V'\ti,yy ..�11W!r""' �Iw y»o Li /// rrui�p�,;'liylfi�r �'iyyY"rivr )�r'i IJV� "Nlv "N PViy �/; a �,avr,,hJ,i,uni iB miN it/;r �uu yiry,4rvl�yu y ,,r�ai; rnrHi airy Y Source: NOAA/The COMET Program Damage during hurricanes may also result from inland flooding from associated heavy rainfall. Like hurricanes,nor'easters are ocean storms capable of causing substantial damage to coastal areas in the Eastern United States due to their strong winds and heavy surf.Nor'easters are named for the winds that blow in from the northeast and drive the storm up the East Coast along the Gulf Stream. They are caused by the interaction of the jet stream with horizontal temperature gradients and generally occur during the fall and winter months when moisture and cold air are plentiful. Nor'easters are known for dumping heavy amounts of rain and snow,producing hurricane-force winds, and creating high surf that causes severe beach erosion and coastal flooding. There are two main components to a nor'easter: (1) a Gulf Stream low-pressure system(counter-clockwise winds) generated off the southeastern U.S. coast, gathering warm air and moisture from the Atlantic, and pulled up the East Coast by strong northeasterly winds at the leading edge of the storm; and(2) an Arctic high-pressure system(clockwise winds)which meets the low-pressure system with cold, arctic air blowing down from Canada. When the two systems collide,the moisture and cold air produce a mix of precipitation and can produce dangerously high winds and heavy seas. As the low-pressure system deepens,the intensity of the winds and waves increases and can cause serious damage to coastal areas as the storm moves northeast. Warning Time: I —More than 24 hours Duration: 3—Less than I week li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Hurricanes and tropical storms can occur anywhere within Monroe County and its jurisdictions. while coastal areas are most vulnerable to hurricanes,their wind and rain impacts can be felt hundreds of miles inland. Storm surge impacts are more limited, affecting areas along coastal and estuarine shorelines and reaching further inland depending on the height of the surge. All of Monroe County and its jurisdictions are vulnerable to hurricane and tropical storm surge. Figure 4.29 shows potential storm surge inundation for a 100-yr storm surge event and Figure 4.30 shows inundation for the 500-yr storm surge event. As shown in these maps, almost all of Monroe County and its jurisdictions are vulnerable to storm surge impacts from the 100yr storm surge event. The 500yr storm surge event inundates a similar extent but produces higher flood depths further inland. Maps of storm surge impacts by jurisdiction are available in individual jurisdictional annexes. Spatial Extent: 4—Large IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:)I g,m..111 j. 0 (o 0 (',i III.n 0 .................. ............................................................................................................................................................................................................................................................................................................................................................................................................. ....................... ......... ............. ............ Y� 'V��,oi" ...... ..........- .............. ............ U .......... IS A VP no, fawn .......... r. 14 IIIIIIIIIIIIIIIIIIII IIIIIIIIIVIIIIIII ................ 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No ...... ........... .............. _0 it IIIU P,4,VA VP .1.............. i,w,A Cry 1, jjj rip ............ 16 ................... ell" z LU IIIIIIIIIVIIIIIII U) *A ui U) U) >1 ...................................................................................... ul ............ ID LL Z;0 14A LA ui IIIIIIIIIIIII bb yl ""D Ol m qel III III VIA c u mow, ul ar z 111411111 60 0 mlilllmluum ........................... Cl u IIIIIIIIIII ..........., c uiuuuuuuuuuu SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Hurricanes and tropical storms can cause catastrophic damage to coastlines and several hundred miles inland. Wind speed is the determining factor in the Saffir-Simpson Scale(Table 4.46),which is used as a measure of hurricane intensity and rated on a scale of 1 to 5, with 5 being the most intense. Hurricane force winds can extend outward by about 35 miles from the eye of a small hurricane to more than 150 miles from the center of a large hurricane. Tropical storm force winds may extend even further, up to approximately 300 miles from the eye of a large hurricane. In general,the front right quadrant of a storm,relative to its direction of movement, is the most dangerous part of the storm. Wind speeds are highest in this area due to the additive impact of the atmospheric steering winds and the storm winds. Illlllh°°IIIIIII �� IIIIIIP If°'I�IY'°IIIIIII IIIIIII�� IIIIIII IIIIIII IIIIIII' ScaIIIIIII Maximum Category Sustained Types of Damage Wind Speed(MPH) Very dangerous winds will produce some damage;Well- constructed frame homes could have damage to roof,shingles, 1 74-95 vinyl siding and gutters. Large branches of trees will snap,and shallowly rooted trees may be toppled. Extensive damage to power lines and poles likely will result in power outages that could last a few to several days. Extremely dangerous winds will cause extensive damage;Well- constructed frame homes could sustain major roof and siding 2 96-110 damage. Many shallowly rooted trees will be snapped or uprooted and block numerous roads. Near-total power loss is expected with outages that could last from several days to weeks. Devastating damage will occur;Well-built framed homes may incur major damage or removal of roof decking and gable ends. Many 111-129 trees will be snapped or uprooted, blocking numerous roads. Electricity and water will be unavailable for several days to weeks after the storm passes. Catastrophic damage will occur;Well-built framed homes can sustain severe damage with loss of most of the roof structure 130-156 and/or some exterior walls. Most trees will be snapped or uprooted, and power poles downed. Fallen trees and power poles will isolate residential areas. Power outages will last weeks to possibly months. Most of the area will be uninhabitable for weeks or months. Catastrophic damage will occur;A high percentage of framed homes will be destroyed,with total roof failure and wall collapse. Y � p 157+ Fallen trees and power poles will isolate residential areas. Power outages will last for weeks to possibly months. Most of the area will be uninhabitable for weeks or months. Source: National Hurricane Center The Saffir-Simpson Scale categorizes hurricane intensity linearly based upon maximum sustained winds and barometric pressure,which are combined to estimate potential damage. Categories 3,4, and 5 are classified as"maj or"hurricanes and,while hurricanes within this range comprise only 20 percent of total tropical cyclone landfalls,they account for over 70 percent of the damage in the United States. Table 4.47 describes the damage that could be expected for each category of hurricane. Damage during li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: g,m SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT hurricanes may also result from spawned tornadoes, storm surge, and inland flooding associated with heavy rainfall that usually accompanies these storms. Tornadoes are discussed in Section 4.5.3. Illlllhlllllll IIIIIII°flllllll ca�tIIIIIII�� IIIIIII it llllllll IIIIIII IIIIIII � IIIIIII ��IIIIIII'�� IIIIIII°°� Storm Damage Photo Description of Damages Category Level Example No real damage to building structures. Damage 1 MINIMAL Primarily to unanchored mobile homes,shrubbery, � " , tt �F„ and trees. Also,some coastal flooding and minor' pier damage. Some roofing material,door,and window damage. Considerable damage to vegetation, mobile homes, 2 MODERATE etc. Flooding damages piers and small craft in unprotected moorings may break their moorings. Some structural damage to small residences and utility buildings,with a minor amount of curtainwall failures. Mobile homes are destroyed. Flooding �� EXTENSIVE near the coast destroys smaller structures,with larger structures damaged by floating debris. a, Terrain may be flooded well inland. More extensive curtainwall failures with some complete roof structure failure on small residences. EXTREME Major erosion of beach areas. Terrain may be � flooded well inland. Complete roof failure on many residences and industrial buildings. Some complete building failures with small utility buildings blown over or CATASTROPHIC �rt away. Flooding causes major damage to lower . floors of all structures near the shoreline. Massive evacuation of residential areas may be required. Source:National Hurricane Center;Federal Emergency Management Agency The county is susceptible to the full force of every category of hurricane. In addition to the combined destructive forces of wind,rain, and lightning,hurricanes can cause a surge in the ocean,which also affects the severity of hurricane and tropical storm impacts. Storm surge affects areas along coastal shorelines and further inland depending on the height of the surge. Storm surge can raise the sea level as high as 25 feet or more in the strongest hurricanes. Storm surge can also cause extensive damage on the backside of a hurricane as storm surge waters are sucked back out to sea. Figure 4.29 and Figure 4.30 display potential depth of storm surge flooding for the 100yr and 500yr storm surge event, respectively. Impact: 4—Catastrophic According to NOAA Historical Hurricane Tracks data, 648 hurricanes and tropical storms made landfall in Monroe County between 1900 and 2024. These storm tracks are shown in Figure 4.31. A summary of the storms by hurricane category is provided in Table 4.58. �Aan�roe County, III: III t�I,III it w .. .�iii ilia iii t:iii�iii � IIL...�o d III iii t iii a iii�iiir'i Strategy iiir �:�� a iii�l �a iii��.�� IIC:) g i..111� .. SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT °°°' IIIIIII IIIIIII IIIIIII......... III IIIIIII Illili IIIIIII IIIIIII Illilll IIIIII IIIIIII III Il IIIIII IIIIIII IIIIII Ill°t I I IIIIIII°°°�IIII�� °°'IIIIIII�� I � ��° � �� IIIIIII t "IIIIIII �� Storm Category Count Cat 1 71 Cat 2 64 Cat 3 74 Cat 4 46 Cat 5 11 Tropical Storm 215 Tropical Depression 167 Total 648 The map below is not an exhaustive list of hurricanes that have affected Monroe County. Several storms have not made landfall in the County,yet had strong enough wind or rain impacts to cause impacts. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 I:'... ro Nis I^m jeo 00 i w w.ww w 10, wa aww I �� ^W i l m* i Q� DII emu'.17.11Il�w w w f n�< w.w+ M° .. a, 'NN u m wwwwwwwwwww.www� oN ,4 « ww '' .gip waw ^I �T w. maaw' q ,w,w 0 I 'F r �""ol �....yu v„ wn �' �^ ,,• „„ , I�w www w. / ,a a II IVuuuuu ! 4 P �° i r ��wl adro.d,w, IIu llll�llllllllll � �'" ,,,,, rw�� r I Iul t n< w� � � I, 'Sill wy- ° ,w _ 114 R ww �m wwww w vwwwww www w u I IIIIIIIIIIIIIIIIIIIIIIIIIII ° uww ti ''� ' wqw✓^ - h �Rwuw maw w� �� ^�.wwuw.,,wa. d' , a Iss Ww.dIW � wwWw„uw w" � wyi ZIIIIIIIIIIIIIIIIIIII W ^ , uiuuuumuuuu �w �w„roww�w ;�ww�:w^ww�, ww^^�umlhl�wwwwwwww�w:�.,�,,�, ,u�w^yr �w^^^w^,w'u ^^^^mwwwmw,wwaww„,„•ww�.�,�� ^^ ��ww«,w�w w,: �w ojjw W � IIIIIIIIIIIII � � �� ,sw w� ul w , uuxxWe, f NNI a y IIII ,; wnanol � i uw w Q IIIIIIIIIIIIIIIIII w� w,.v~� ��. � ��W IIIIIIIIIIIIIIIIIIIIIIII �� ''*'° '' w .W ww �` u"llllluuuuumuuuu � � Z {!"5 Y,x'w„wwww•Mwww^�www`" "II �w�w»�,ww,w�aww�,„�w ,�w"� �W�",�"� W NAM, W,t II IIII IIIIIIIIIIIII Mr-1 Q �IIIW IIIIIIII w,i^1 wi^1 >"Cd w uuuum r bio bic n f o III .II Q 42 ,, ollillluililill� � rrK f �"^" .� � III uuuuuuuum � � � III.AIA. •• c 000 Z IIIIIIIIIIIIII II H Cl V WIllwllllllllllllll ,A ool„I��' oilll SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT NCEI records hurricane and tropical storm events across the region by county and zone; therefore, one event that impacts multiple jurisdictions may be recorded multiple times. During the 24-year period from 2000 through 2024,NCEI records 29 hurricane and tropical storm events. The named storms associated with these events are summarized in Table 4.49. This table only represents those events reported to NCEI as a Hurricane or Tropical Storm. Where property damage estimates were broken out by type,NCEI reports only the value of wind-related damages. Hurricane Irma(2017)is reported by NCEI as a Hurricane,however there are no reported damages for Hurricane Irma despite the storm having a significant impact on the County. No official monetary figures have been reported,however Monroe County reports over 1,000 homes were destroyed and almost 3,000 suffered major damage. In total, 50 Florida counties were included in the disaster declaration and eligible for individual assistance. FEMA has approved over$1 billion individual and household program dollars across these counties. IIIIIII' II�°,ded IIIIIII Illllll lllilll Ind IIIIIII IIIIIIP' Illlllh 11 Illilll IIIIII IIIIIII III t 24 Property Date Storm Deaths/Injuries Damage Crop Damage 9/13/2001 Tropical Storm Gabrielle 1/0 $0 $0 11/4-11/5/2001 Hurricane Michelle 0/0 $0 $0 8/11/2004 Hurricane Charley 0/0 $160,000 $160,000 9/1/2004 Hurricane Frances 0/0 $20,000 $20,000 9/12/2004 Hurricane Ivan 0/0 $0 $0 9/24/2004 Hurricane Jeanne 0/0 $5,000 $5,000 6/9-6/10/2005 Tropical Storm Arlene 0/0 $90,000 $90,000 7/8/2005 Hurricane Dennis 1/0 $7,150,000 $7,150,000 8/26/2005 Hurricane Katrina 0/0 $6,900,000 $6,900,000 9/20/2005 Hurricane Rita 0/0 $0 $0 10/23/2005 H u rrica ne Wi I ma 0/2 $33,000,000 $99,000,000 8/29-8/30/2006 Tropical Storm Ernesto 0/0 $200 $200 8/17-8/18/2008 Tropical Storm Fay 0/2 $2,800,000 $8,400,000 8/30/2008 Hurricane Gustav 1/0 $0 $0 9/8-9/9/2008 Hurricane Ike 0/0 $13,500,000 $26,000,000 8/25/2012 Tropical Storm Isaac 0/0 $2,170,000 $2,170,000 10/24-10/25/2012 Hurricane Sandy 0/0 $4,000 $4,000 9/9/2017 Hurricane Irma 2/20 $0 $0 9/3/2018 Tropical Storm Gordon 0/0 $500 $500 8/24/2020 Hurricane Laura 0/0 $2,500 $0 11/7-11/11/2020 Tropical Storm Eta 0/1 $506,000 $0 7/5/2021 Tropical Storm Elsa 0/0 $0 $0 8/13/2021 Tropical Storm Fred 0/0 $0 $0 9/27-9/28/2022 Hurricane Ian 0/0 $0 $0 8/29/2023 Hurricane Idalia 0/0 $35,000 $0 8/3/2024 Tropical Storm Debby 0/0 $0 $0 9/25-9/26/2024 Hurricane Helene 0/0 $0 $0 10/9/2024 Hurricane Milton 0/0 $0 $0 11/6/2024 Hurricane Rafael 0/0 $0 $0 Total 5/25 $66,343,2OO $149,899,7OO Source: NCEI IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC: 1 g e..111:1 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Table 4.50 further details storm surge events that have impacted Monroe County in the 24-year period from 2000 to 2024—note that no storm surge events were recorded until 2005. Event narratives following this table provide a fuller scope of the impacts from selected wind and storm surge events. °°° Illlllh�lllllll °°°° IIIIIIIl III IIIIII III IIIIII IIIIIII IIIII°� ty,2 4, Property Crop Date Storm Deaths/Injuries Damage Damage 6/10/2005 Tropical Storm Arlene 0/0 $0 $0 9/20/2005 Hurricane Rita 0/1 $0 $0 10/24/2005 H u rrica ne Wi I ma 0/0 $0 $0 8/19/2008 Tropical Storm Fay 0/0 $1,000,000 $0 8/31/2008 Hurricane Gustav 0/0 $0 $0 9/10/2008 Hurricane Ike 0/0 $1,300,000 $0 10/26/2012 Hurricane Sandy 0/0 $1,000 $0 9/9-9/10/2017 Hurricane Irma 1/0 $0 $0 11/8-11/9/2020 Tropical Storm Eta 0/0 $100,000 $0 9/27/2022 Hurricane Ian 0/0 $0 $0 8/29/2023 Hurricane Idalia 0/0 $0 $0 8/4/2024 Tropical Storm Debby 0/0 $0 $0 9/26/2024 Hurricane Helene 0/0 $0 $0 10/8-10/10/2024 Hurricane Milton 0/0 $0 $0 11/6/2024 Hurricane Rafael 0/0 $0 $0 Total 1/1 $2,4011000 $0 Source:NCEI August 11,2004—During the evening of August 12, Hurricane Charley moved north through the Florida Straits,the Keys east of the Seven Mile Bridge, and into Florida Bay. Peak wind gusts to 64 mph were recorded at Sombrero Key Light, 61 mph at Long Key and 54 mph at Molasses Reef C-MAN stations during this convective band, along with reported wind gust to 52 mph from a spotter on Duck Key. Damage along the island chain from Marathon through Ocean Reef was limited to downed tree limbs, power lines and unreinforced signs, and almost entirely from the convective band. Beginning around 3:30 AM EST, strong gradient winds began in the Lower Keys and Dry Tortugas. Peak wind gusts of 62 mph were recorded at Sand Key C-MAN station,with gusts to 58 mph at Key West International Airport. Peak wind measurements of 46 to 52 mph were measured along the island chain from Boca Chica Key through Summerland Key. Wind damage including a few uprooted and snapped trees, large tree limbs, power lines, fences and unreinforced signs. A sailboat broke loose from moorings around 7:30 AM EST on August 13, striking a phase of a 115 kilovolt transmission line serving the lower Keys, causing a widespread power outage west of Marathon through Key West. Maximum storm surge was estimated to near 6 feet at Dry Tortugas/Garden Key. Wave action produced extensive flooding of the park grounds outside of the Fort Jefferson walls. Approximately 1000 feet of brickwork was lost on the outer moat wall,which was completely submerged at the time of high tide. Numerous finger docks and the deck of the main dock were destroyed. Scaffolding used during the Fort's multi-year renovation project was also damaged and found floating in the moat. The Dry Tortugas C- MAN station, which included instrumentation less than 15 feet above mean sea level,was also destroyed, likely from the combination of wave action and elevated tide levels. Maximum storm surge was estimated at one foot above normal at Key West. Wave action produced minor coastal flooding along the oceanfront. An estimated 11,000 visitors evacuated the Keys, causing an estimated tourism loss of 5.3 million dollars. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: 1g,m..1II SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT September 1,2004—As Hurricane Frances tracked from the northwest Bahamas through the central Florida peninsula, several outer rain bands crossed the Florida Keys producing short episodes of strong wind gusts. A peak wind gust of 93 mph was measured at the Sombrero Key Light C-MAN station, at an elevation of over 150 feet above mean sea level. Other notable wind gusts included 63 mph at Sand Key C-MAN and 68 mph at Molasses Reef C-MAN. Over land,peak wind gusts included 54 mph at the U.S. Coast Guard Group Key West, and 51 mph at the Key West Harbor. Stronger wind gusts were estimated along the south side of Marathon,near Flamingo Island, and in the squall that produced the extreme winds at Sombrero Key Light. These winds tore screens in porches in isolated fashion from Big Pine Key through Grassy Key and blew out plastic or vinyl panels of commercial signs in Marathon. Otherwise, damage was limited to downed tree limbs and minor power outages. As Frances passed to the north, strong northwest and west winds drove waters higher than normal along the Florida Bay shoreline up to 1 foot above normal at Vaca Key and estimated to near 2.5 feet above normal along the bayside of North Key Largo and Jewfish Creek. These tides produced minor flooding of side streets and a parking lot near Mile Marker 106 of the Overseas Highway. July 8,2005—Hurricane Dennis passed within 75 miles southwest of Key West as a category 2 hurricane. Over the Monroe County. In the Lower Keys,maximum winds were sustained at 61 mph with gusts to 74 mph at Key West and 59 mph gusting to 78 mph at Sand Key. Unofficial wind gusts to 107 mph were reported at Cudjoe Key. Maximum storm tides were estimated to 4.5 feet above mean sea level on the Atlantic shore of Key West near the International Airport. One fatality occurred aboard a vessel moored at Stock Island due to drowning. No injuries were reported. Property damage estimated at$6.8M due to wind damage mainly to roofing, electrical equipment, landscaping and mobile homes,with estimated$100K due to combined wind and rain damages to the Key West Airport. Minimum pressure reported was 998.8 mb at Sand Key. In the Middle Keys,maximum rainfall was 2.00 inches at Curry Hammock State Park, east of Marathon. Maximum winds were 74 mph gusting to 87 mph at Sombrero Key Light. Maximum storm tides were estimated at 2 to 3 feet above mean sea level,producing minor flooding under elevated homes at Marathon. Damage was estimated at $250K from wind damage to commercial signs, landscaping and electrical equipment. In the Upper Keys, the maximum rainfall was 1.55 inches at Tavernier. Maximum Storm Tides were estimated at 2 to 3 feet above mean sea level, overtopping bulkheads and producing minor street flooding. Maximum winds were recorded at 59 mph gusting to 68 mph at Carysfort Reef Light. Damage was estimated at$1 OOK mostly to landscaping and electric utility equipment. August 26,2005—Hurricane Katrina passed 40 miles north of Key West as a category one hurricane. Katrina passed 15 miles north Dry Tortugas National Park as a category 2 hurricane. Over the Monroe County Lower Keys,maximum winds were 62 mph with gusts to 77 mph at Sand Key. In the Middle Keys, Maximum winds were 67 mph with gusts to 80 mph at Sombrero Key Light, and in the Upper Keys, max winds were 61 mph with gusts to 77 mph at Molasses Reef Light. In Key West,rainfall totally 10.05 inches caused extensive street flooding and some residential flooding. At Curry Hammock State Park rainfall totaled 9.89 inches,resulting in widespread flooding. At John Pennekamp State Park in Key Largo,rainfall measured 5.94 inches. Storm tides were estimated at 2.5 feet above mean sea level at Key West, 1 foot at Molasses Reef Light, and 1.5 feet at Curry Hammock State park. Total property damage from the event in Monroe County was estimated at$6.9 million. $5 million of this damage was caused by a tornado in Marathon, and the remainder due to wind and rain damage. October 23,2005—The center of Hurricane Wilma moved northeast from the vicinity of Dry Tortugas northeast through 65 miles northwest of Key West during the night of October 23 to 24, 2005. Hurricane Wilma resulted in at least 2 injuries and at least$33 million in damages to Monroe County. In the Upper Keys, maximum winds were measured at 75 mph with gusts to 91 mph and averaged around 70 to 80 li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC: ,m..1II 8 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT mph. In the Middle Keys,maximum winds measured 87 mph with gusts to 105 mph at Sombrero Key Light and averaged an estimated 80 to 90 mph. In the Lower Keys, maximum winds were measured at 71 mph with gusts to 83 mph before instrumentation failed. Peak wind gusts of 123 mph at Cudjoe Key and 133 mph at Dry Tortugas National Park were recorded by spotters and park personnel. Overall,winds averaged 80 to 90 mph across the Lower Keys. Monroe County experienced general Category 1 Saffir Simpson damage from wind. Rainfall associated with the storm was fairly light,ranging from 1.5 inches at Pennekamp State Park to 2.39 inches at Duck Key. The most destructive aspect of Hurricane Wilma was the storm surge. In the Upper Keys, Wilma primarily produced one storm tide along the bayside ranging from 4 to 5 feet above sea level with the worst in Lower Matecumbe Key. North of Key Largo,U.S. Route 1 was temporarily flooded at least 3 inches. In the Middle Keys,Wilma caused two separate storm tides. The first was 3 feet above mean sea level along the south shore of Marathon. The second tide was up to 9.5 feet above mean sea level along the north shore of Marathon. At one point during the storm,the City of Marathon was completely under water. Most homes and businesses sustained damage by flooding of 2 to 4 feet with severe electrical, drywall and mold-related damages. Wilma also caused two separate storm tides in the Lower Keys. The first was 4.5 feet above mean sea level along the south shore of Key West. The second ranged from near 6 feet above mean sea level at Key West to 8.5 feet along the north shore of Big Coppitt Key, Cudjoe Key, and Big Pine Key. About 60 percent of Key West was under water, and nearly 12000 vehicles were flooded. Most homes sustained damage by flooding of 2 to 3 feet with severe electrical, drywall and mold-related damages. August 17,2008—Tropical Storm Fay moved north from Cuba, through the Florida Straits, and passed north through the Lower Florida Keys. Fay affected mainland Monroe when the storm made landfall on August 19th near Cape Romano. Across the Upper Florida Keys, storm total rainfall ranged from 3.42 inches at Plantation Key to 4.38 inches at Islamorada. The highest sustained wind in the Upper Florida Keys was 37 mph with a peak gust of 53 mph recorded at Upper Matecumbe Key.A peak gust of 60 mph was recorded at the Islamorada Fire Station. Across the Middle Florida Keys, storm total rainfall ranged from 2.45 inches at Long Key to 7.27 inches at Marathon. The highest sustained wind in the Middle Florida Keys of 49 mph with a peak gust of 56 mph was recorded at Long Key. In the Lower Keys, storm total rainfall ranged from 3.35 inches at Key West International Airport to 7.05 inches at Ramrod Key. The highest sustained wind of 38 mph with a peak gust of 51 mph was recorded at Key West International Airport. A peak gust of 54 mph was recorded at Cudjoe Key. In mainland Monroe County,maximum sustained winds were estimated to be around 60mph at landfall and increased to around 65 mph. The Keys also experienced minor coastal storm tides during this event. In the Upper Keys such tides peaked at 2.5 feet above mean sea level along the south shore of Lower Matecumbe Key, equating to a storm surge less than one foot above astronomical tide levels. Similarly coastal storm tide peaked at 2.5 feet above mean sea level along the south shore of Marathon and in the Lower Keys. One direct serious injury due to wind-blown debris occurred in Marathon,but no fatalities were reported. 25,000 people, mainly visitors and non-residents of the Florida Keys,were evacuated. Countywide Tourism losses were estimated at 8 to 10 million dollars. Damage and preparedness costs to government facilities and infrastructure totaled 2.8 million dollars,with about one million dollars due to coastal flooding damage to roads, and 200,000 dollars due to erosion. Approximately 120,000 dollars damaged occurred due to wind. 2 tornadoes occurred in the Lower Keys,with no structural damage reported. Total damage due to the tornadoes was approximately one thousand dollars. September 9-10, 2017—Hurricane Irma made landfall over the Lower Florida Keys as a category 4 hurricane on the Saffir-Simpson Scale,with the eye crossing directly over Cudjoe Key. Due to the large radius of hurricane-force winds, destructive hurricane-force winds and storm surge impacted all of the Florida Keys. Extensive damage to residences,businesses, electric,water and communications utilities resulted. When Irma made landfall over Cudjoe Key, it had maximum sustained winds near 130 mph. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC:)�g,m..1II SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT The highest sustained winds in the Lower Florida Keys were measured at 70 mph at the Key West Harbor,with a peak measured gust at 120 mph at the Key Deer National Wildlife Refuge and a private residence on Big Pine Key. Storm survey evidence estimated the highest 3-second wind gusts on Big Pine Key and Scout Key, at 150 to 160 mph. Rainfall totals of 6 to 12 inches were measured at available rain gauges,with a maximum of 12.54 inches at the Key Deer Wildlife Refuge on Big Pine Key. Maximum storm surge in the Lower Florida Keys was measured at 5 to 8 feet from Sugarloaf Key through Duck Keys,with total water height reaching a maximum of 5 to 6 feet above ground level in eastern Big Pine Key, and wave wash marks up to 20 feet above mean high water along Long Beach Road on the south side of Big Pine Key. In the Middle Florida Keys, storm surge estimates of 5 to 8 feet were evident from Marathon and Key Colony Beach, Grassy Key, and Duck Key. Storm surge values of 3 to 5 feet were observed from Conch Key through Long Key and Layton. Total water height ranged from around 4 to 5 feet above ground level along the western edge of Marathon and Key Colony Beach to about 2 feet above ground level in Layton. In the Upper Keys, storm surge of 3 to 4 feet was observed throughout Islamorada through Ocean Reef, as well as along Barnes Sound near Manatee Bay. Total water heights were generally 2 to 4 feet above ground level. In the Upper Keys, flooding of oceanside residences and businesses up to 2 feet occurred. In the Middle Keys, numerous mobile homes were destroyed in Marathon as the storm surge pushed them off their foundations. In the Lower Keys,major damage to mobile homes and marinas was observed along the oceanside, especially from Ramrod Key,through Big Pine Key,through Ohio Key. The eastbound lanes of U.S. Highway 1 were washed out just east of the Bahia Honda State Park entrance. Many residences and businesses were flooded at the maximum surge. More than 1,300 vessels were damaged or destroyed, requiring removal from the coastal waters. Differing reports detail injuries and fatalities attributed to the storm differently.NCEI reports a total of 10 fatalities—4 of which were directly attributed to the storm—and 40 direct injuries. Direct reports from Monroe County and the incorporated jurisdictions list no deaths(Layton, Key Colony Beach, Islamorada), 3 deaths (Key West), and 13 deaths (Monroe). Key West also reported 6 injuries. The list below summarizes other damages reported by the County and incorporated jurisdictions: — 85%of housing stock impacted,more than 4,000 homes destroyed or damaged(Monroe County); — Commercial lobster industry lost$3.7 million in traps, estimated economic loss of$38.9 million; — 80%of businesses suffered extended losses; — Tourism industry($2.7 billion) suffered long term impacts; — Extended power outages (11 days in most areas,up to 20 days to restore entire grid), some water system impacts; — Airports, schools,re-entry, and ports closed for as little as 7 and up to 15 days; — $25 million in property damages and$12 million in infrastructure damage, $16 million in economic impacts. NFIP flood damage claims paid$12.4 million(Key West); — 1 destroyed commercial building, 30 majorly damaged commercial buildings, 83 minorly damaged commercial buildings, 193 destroyed homes, 355 majorly damaged homes, 766 minorly damaged homes. November 7,2020—Tropical Storm Eta passed northwest through the middle Florida Keys. Primary impacts from wind occurred as result of a rain band which drifted very slowly north through the Upper Florida Keys. Peak wind gusts were between 50 to 60 mph, downing trees and large tree limbs,utility lines, and a billboard. One residence was destroyed by a fallen tree resulting in one minor injury. Two other residential structures were significantly damaged,with three inaccessible due to blocked streets. About 20 separate power outages affected about 1,000 customers, mostly in Key Largo. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC:)I g,m III60 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Storm Surge flooding was generally in the 1.5-to-2.5-foot range,producing significant street flooding in oceanside Key Largo neighborhoods. The northbound right-of-way was damaged including major erosion, loss of riprap, and about 3,000 feet of fencing along northbound U.S. Highway 1 along the west end of Barnes Sound and Manatee Bay. Minor overwash occurred in the middle Florida Keys at Key Colony Beach, along with yard and dock flooding along the Florida Bay side of Marathon. Widespread rainfall of 3.5 to over 8 inches was measured throughout the Keys,with the highest totals in Key Largo. Damages were estimated near$500K due to homes damaged by falling trees and tree limbs, as well as utility damage. Storm Surge damage was estimated around$1 OOK due to wave action to the U.S Highway 1 right-of-way. July 5,2021 —Tropical Storm Elsa brought numerous rain bands through the Lower and Middle Florida Keys, with strong tropical-storm-force wind gusts measured near Key West. Maximum winds over the Florida Keys of Monroe County were recorded at 52 mph with gusts to 70 mph at Key West. Wind impacts were confined to damage to trees and utility lines,mostly in Key West proper. A few power distribution circuits were out in the city of Key West due to fallen trees and tree limbs. Total customers impacted were estimated around 3,500 in the Lower Keys. No storm surge was recorded in the Florida Keys,however the onshore southerly winds raised water levels just below 1.0 foot above normal at Key West closer to low astronomical tide. Moderate oceanside beach erosion occurred at Key West along with overwash from heavy wave action. Rainfall estimates of 7.5 inches resulted in brief but significant street flooding in Key West. September 27,2022—Hurricane Ian moved north from far western Cuba into the western Straits of Florida. As Ian moved north over the Dry Tortugas and into the southeastern Gulf of Mexico, tropical storm force winds and damaging storm surge occurred across the Florida Keys. A secondary but lesser storm surge occurred along the Gulf of Mexico and Florida Bay side of the Lower and Middle Keys after Major Hurricane Ian moved inland the west coast of Florida, and well after tropical storm force winds had subsided. Sustained tropical storm force winds occurred in the Lower Florida Keys and were measured in the 45 to 60 mph range. Peak gusts of 79 mph at the Key West International Airport, 68 mph at the Naval Air Station Key West Boca Chica Field, and 75 mph at an electric substation on Big Coppitt Key. Wind damage occurred in the form of scattered large tree limbs downed,with isolated uprooted or snapped trees. Scattered fences were downed in the city of Key West,with isolated building damage. Total power outages peaked near 10,000 customers in the Lower Florida Keys,representing approximately one-third of the Keys Energy service area. August 29,2023—Hurricane Idalia produced tropical storm-force wind gusts occurred in squalls which passed mainly through portions of the Lower Florida Keys. The maximum winds and rainfall occurred with the passage of one strong rainband which resulted in isolated fallen trees and tree limbs, isolated power outages primarily affecting a street block or two at a time. The combination of an approaching spring tide and strong southerly winds sustained just below tropical storm force resulted in storm tides ranging from 1.0 to 2.5 feet above MHHW along the oceanside. Moderate to heavy ocean wave overwash and street flooding within a few oceanside neighborhoods on the southwest portion of Key West occurred within a few hours of high tide. August 3,2024—Hurricane Debby caused tropical storm-force wind gusts with rain bands extending throughout the Straits of Florida and Florida Keys. Sustained tropical storm force winds occurred over the coastal waters mainly from along the Lower Florida Keys west of the Seven Mile Bridge through Dry Tortugas. The tropical-storm force wind gusts resulted in fallen large tree limbs and isolated power outages primarily affecting a street block or a multi-unit residential complex at a time. The combination high tide and strong southerly winds sustained just below tropical storm force resulted in storm tides up to an estimated 1.8 feet above MHHWIalong the oceanside of the Lower Florida Keys,but lower water li �iii .d ai,4 IIL...o III iii t lii ii iii*.m .uira egy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT levels were measured at gauges in the lee along the Gulf of Mexico and Florida Bay side of the Florida Keys. Moderate to heavy ocean wave overwash resulted in temporary flooding on oceanfront low elevation streets in Key West. In combination with brief heavy rainfall from the rain bands, a section of State Road A 1 A in Key West was closed due to having little or no drainage in a construction zone. September 25,2024—Hurricane Helene moved northeast across the eastern Gulf of Mexico, strengthening to category 2 strength. Widespread lower-end tropical storm force winds overspread the Florida Keys and its adjacent coastal waters producing isolated large tree limb and utility line damage. Coastal flooding in lowest elevation parts of the Florida Keys occurred initially with storm surge around 1.5 feet MHHW along the oceanside of the Florida Keys accompanied by heavy wave action with coastal flooding across eastern Florida Bay. October 9,2024—Hurricane Milton moved northeast across the eastern Gulf of Mexico, gradually weakening from category 5 to category 4 strength while passing, at the closest approach, about 180 statue miles to the northwest of Key West. Widespread lower-end tropical storm force winds overspread the Lower Florida Keys and its adjacent coastal waters producing isolated large tree limb and utility line damage. Coastal flooding in lowest elevation parts of the Florida Keys occurred initially with storm surge around 1.5 feet MHHW along the oceanside of the Florida Keys accompanied by heavy wave action on, with storm surge in Gulfside and Florida Bayside. The highest storm surge values near 3.0 feet above MHHW occurred in Key Largo along Blackwater Sound. One tornado was observed as a waterspout moved ashore the far southwest portion of Key West. November 6,2024—The center of Hurricane Rafael passed 125 miles southwest of Key West as a category 2 hurricane. Lower-end tropical storm force winds impacted portions of the Lower Florida Keys producing isolated small tree limb damage. Minor coastal flooding and Atlantic-side wave overwash occurred in Key West. Brief street flooding occurred in Key West due to brief,heavy squalls from outer rainbands mainly impacted the Lower Florida Keys. Minor coastal flooding also occurred in Stock Island, and Boca Chica Key with water levels reaching near 1.2 feet above mean higher high water(MHHW). Minor street flooding occurred along with a temporary closure of State Road A 1 A(South Roosevelt Boulevard) in Key West within an ongoing construction zone. C Florida has over 8,000 miles of coastline that often gets hit by direct storms. The state is very vulnerable to the impacts of hurricanes and tropical storms as detailed in this section. Substantial hurricane damage is typically most likely to be expected in the coastal counties of the state; however,hurricane and tropical storm-force winds have significantly impacted areas far inland. Figure 4.32 shows, for any location, the chance of a hurricane or tropical storm affecting the area sometime during the Atlantic hurricane season. The figure was created by the National Oceanic and Atmospheric Administration's(NOAA) Hurricane Research Division, using data from 1944 to 1999. The figure shows the number of times a storm or hurricane was located within approximately 100 miles (165 kilometers) of a given spot in the Atlantic basin. Per this data,there has historically been approximately a 42%-48% chance of a hurricane occurring in Monroe County in any given year. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC: I g,m SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT uuuuuuu� uuiil°Illpw � uuuuuuu wuo�pwu� umul i� i wuo �� IIIIIII ° IIII Illlllk III11111141IIIIIIIIIIII IIIIIII 1111114IIIIIII IIIIIII IIIIIII IIIIIIIIIIIIII t aIIIIIII 1111114 IIIIIII 11111141IIIIIIII IIIIIII 5O 12 6 1 �I 24 m m 40 m m m m k� m lu m 3 5N / .30N �u� �I 6N'' m m f� u�l r 4i,,, w �I� 3 G 4 I,; f�� 18 20 m 4-2 4 m uu ICI + 1 111111111� �I 1$ 1 1I w1 ��ull '!I VVVVVuuuuuu �� u I I�u'ul',lul ' 4' ��III I'll' 4 �7- 1 5 6 1 5� 18 r)4 �5R :56 4-r) 48 54 EO Source:National Oceanic and Atmospheric Administration,Hurricane Research Division In the 24-year period from 2000 through 2024,28 hurricanes and tropical storm have impacted Monroe County, which equates to over 100 percent annual probability of hurricane winds impacting the planning area in any given year. This probability does not account for impacts from hurricane rains or storm surge, which may also be severe. The probability of a hurricane or tropical storm impacting Monroe County is highly likely. Probability: 4—Highly Likely �i......... C................... ............... �MA` 11100 Monroe County's coastal location makes it a prime target for hurricane landfalls and changing climate and weather conditions may increase the number and frequency of future hurricane events. Hurricanes and other coastal storms may result in increased flooding, injuries,deaths, and extreme property loss. According to the US Government Accountability Office,national storm losses from changing frequency and intensity of storms is projected to increase anywhere from$4-6 billion in the near future. According to NOAA,weather extremes will likely cause more frequent, stronger storms in the future due to rising surface temperatures.NOAA models predict that while there may be less frequent, low-category storm events (Tropical Storms, Category 1 Hurricanes),there will be more, high-category storm events (Category 4 and 5 Hurricanes)in the future. This means that there may be fewer hurricanes overall in any liii �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy 3 a iii`.m U a iii. .: .6 IIC: 1 g e"III 3 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT given year,but when hurricanes do form,it is more likely that they will become large storms that can create massive damage. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Monroe County Emergency Management employs Alert!Monroe mass notification system to share emergency notifications with residents quickly. Messages are pushed out to residents on preferred primary and secondary contact paths, including cell phone, SMS/text,home phone, or email. Residents listed in public phonebook databases are automatically subscribed,but the County encourages residents to self-register cell phones and emails. The system can provide alerts to all users in the County as well as tailored information to specific geographical areas and neighborhoods. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... EVACUATION Per Monroe County `s 2022 Comprehensive Emergency Management Plan,the County is the most vulnerable area in the United States to the threat of tropical cyclones. The low-lying islands that make up the Florida Keys are connected by 42 bridges and one single thoroughfare, the Overseas Highway or U.S. 1. For these reasons, an evacuation plan is especially necessary. The county has five main evacuation obj ectives: — Return of non-residents to the mainland; — Promote early voluntary evacuation; — Relocate vulnerable populations; — Selective evacuation of specific zones; and — Phased, general evacuation to mainland. Various factors are considered when the Director of Emergency Management decides to implement a mandatory phased evacuation and how far in advance to do so. Historic trends illustrate base clearance times for evacuating the keys ranges from 24 to 48 hours, with a minimum of 12 hours and a maximum of 30-plus hours. Another factor to consider is the time of year based on population changes due to tourism. For Tropical Storms and Category 1 and 2 hurricanes, all visitors will be asked to evacuate out of the County, Special Needs residents will be transported to an in-county shelter or out of the County to the Monroe County shelter at Florida International University, and mobile home residents will either be sheltered in-county or asked to evacuate. For a category 3 storm or greater, a phased evacuation is implemented, including all visitors, hospitals, special needs residents, and the general population. The evacuation timeline is as follows: Approximately 48 hours in advance of tropical storm winds,mandatory evacuation is initiated for non- residents, visitors,recreational vehicles,travel trailers, live-aboards, and military personnel. Approximately 36 hours in advance of tropical storm winds,mandatory evacuation is initiated for mobile home residents, special needs residents, and hospital and nursing home patients. Approximately 24 to 30 hours in advance of tropical storm winds,mandatory phased evacuation of permanent residents is initiated. The phased evacuation is accomplished through the determination of zones. The five zones, as seen in Figure 4.33, allow for selective evacuation,phased evacuation, and in-county shelter options. The five zones are as follows: li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Zone 1: City of Key West, including Stock Island and Key Haven,to the Boca Chica Bridge (U.S. 1 Mile Marker(MM) 1 —MM 6) Zone 2: Boca Chica Bridge to the west edge of the 7-Mile Bridge(MM6-MM40) Zone 3: West end of the 7-Mile Bridge to the end of Long Key Bridge (MM40-MM63) Zone 4: West end of the Long Key Bridge to the confluence of CR 905 and 905A(3-way stop) (MM63- MM106) Zone 5: CR 905A to and including Ocean Reef(MM 106-MM 126.5) Although mainland Monroe is not heavily populated,National Parks Services employees and their families who reside there, and the Native American population,which occupies their trial land would evacuate to hurricane rated hotels,motels, or to the facility designated for hurricane shelter at Flamingo Park. Private residents would evacuate to Miami-Dade shelters. The sequence of the evacuation by zone may vary by individual storms. This evacuation plan applies to all municipalities to ensure safety of all county residents. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC::) ,m�g "III 3" (ID .................. ............. .............................................................................................................................................................................................................................................................................................................................................................................................................. RMI J, ............................................... J%CK Illy➢E 1........ ct .............. WIC kh TV u, do" Al A Vf 71. m' 1. 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PEOPLE Children, elderly, individuals with disabilities, and others who may have difficulty evacuating are especially vulnerable to harm from hurricanes. For those who are unable to evacuate for medical reasons, there should be provision to take care of special-needs patients and those in hospitals and nursing homes. Many of these patients are either oxygen-dependent, insulin-dependent, or in need of intensive medical care. There is a need to provide ongoing treatment for these vulnerable citizens, either on the coast or by air evacuation to upland hospitals. The stress from disasters such as a hurricane can result in immediate and long-term physical and emotional health problems among victims. Individuals in mobile homes are more vulnerable to hurricane winds, especially if their unit does not have tie downs and other wind safety measures. This is further evidenced by Monroe County's emphasis on evacuating manufactured home residents. Overall,there are 4,696 mobile home units in Monroe County, making up almost 9 percent of the County's total housing stock. Over 12 percent of the housing stock in Marathon is mobile home units. Additionally,there are over 3,300 mobile home units in unincorporated Monroe County, again making up close to 13 percent of the total housing stock. These communities may face more severe impacts from hurricane events as a result. Table 4.51 shows mobile home units by jurisdiction. °°° (IIIIIII IIIIIII °°°" IIII II III Illilll°'t' ° IIhI Illilll iii 2�0 m""III liluu�� Total Housing Mobile Home Units, Jurisdiction Units Mobile Home Units Percent of Total City of Key Colony Beach 1,132 0 0% City of Key West 14,414 330 2.3% City of Layton 181 2 1.1% City of Marathon 6,442 781 12.1% Village of Islamorada 5,993 208 3.5% Unincorporated Monroe County 26,256 3,375 12.9% Total 549418 4,696 8.6% Source:American Community Survey 5-Year Estimates,2023 IIIIIIIIII IIII' III �II �IIL.....�Ilf III �Ilf Ilf� IIII Ilf Illf Illf fi The Hazus analyses performed for this vulnerability assessment estimate the number of households that are expected to be displaced from their homes due to various hurricane risks as well as the number of displaced people that will require accommodations in temporary public shelters. Table 4.52 below summarizes shelter needs for a storm event similar to Hurricane Irma, as well as probabilistic 50-, 100-, and 500-year hurricane events. �� klllllllll;,��IIIIIII�� ul IIIIIII �� °°'ll,.IIIIII5 uVll uuuuu uuuuuuu t,IIIIIII IIIIIII i�I i��,, IIIIIII IIIIIII IIIIIII"'u mm��nm IIIIIII IIIIIII � ,, ty Displaced Residents in Need of Temporary Event Type Households Shelter Hurricane Irma Equivalent 1,714 1,157 50-year hurricane event 4,298 2,767 100-year hurricane event 7,189 5,125 500-year hurricane event 17,679 13,158 Source:Hazus li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: ,m"III)7 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PROPERTY General damages to property are both direct(what the winds associated with hurricanes physically destroy) and indirect,which focuses on additional costs, damages and losses attributed to secondary hazards spawned by the hurricane, or due to the damages caused by the storm. Depending on the size and strength of the hurricane, associated winds are capable of damaging and eventually destroying almost anything. Construction practices and building codes can help maximize structures' resistance to damage. Secondary impacts of damage due to hurricane winds often result from damage to infrastructure. Downed power and communications transmission lines, coupled with disruptions to transportation, create difficulties in reporting and responding to emergencies. These impacts of a hurricane put tremendous strain on a community. In the immediate aftermath of a hurricane,the focus is on emergency services. Two Hazus level 1 analyses were used to determine hurricane risk. The first simulated the wind losses experienced during Hurricane Irma in 2017. The second was based on probabilistic parameters for the 50- year, 100-year, and 500-year return periods. This analysis produced estimates of the likelihood of varying levels of damage as well as building-related economic losses.Note that Hazus only assesses hurricane wind and does not account for any other hazards associated with hurricane. Table 4.53 provides the likelihood of damage at varying levels of severity by occupancy type expected for a storm of magnitude similar to Hurricane Irma(2017). Table 4.54 provides the likelihood of damage at varying levels of severity by occupancy type during three probabilistic hurricane events-a 50-year, 100- year, and 500-year return period. During an event of magnitude similar to Hurricane Irma's,more than 44%of buildings in the County are estimated to potentially sustain damages. 30%, 80%, and 72% of buildings in the county are likely to sustain damage during the 50-year, 100-year, and 500-year return period events, respectively. uuuu 1 uuuuuu uuu°II plVl iu uuu umu �� ulllll �� 11� 1'10 ��VI ulllllq I 1111 I�11 11111 mllo uu lm�v lm�v 11 11111 lm°1w �� IIIIIII IIIIIII IIIIIII IIIIIII (IIIIIIIIIII IIIIIII IIIIIII IIIIIII. �� I I IIIIIII um uIIII 1 IIIIIIIIIII IIIIIII III ��1 IIIIIII um� IIIIIII � pullll m�� III.IIIIIII IIIIIII .IIIIIII IIIIIII IIIIIII Ilullllu�. (IIIII IIIIIII IIIIIII IIIIIII 1�� IIIIIIIIIIIIIIa Buildings Likelihood of Damage(%) Occupancy at Risk Value at Risk None Minor Moderate Severe Destruction Agriculture 89 $31,508,000 54.39% 18.79% 14.16% 9.99% 2.66% Commercial 5,898 $3,957,651,000 56.38% 15.70% 16.80% 10.73% 0.38% Education 74 $$377,278,000 55.03% 16.52% 20.71% 7.69% 0.05% Government 168 $237,917,000 44.07% 17.27% 26.81% 11.80% 0.04% Industrial 1,088 $1,434,668,000 52.58% 14.82% 15.98% 15.23% 1.38% Religion 235 $227,602,000 54.86% 20.06% 16.22% 8.80% 0.07% Residential 38,080 $11,813,847,000 55.16% 23.11% 14.60% 4.71% 2.41% Total 45,632 $18,080,471,000 55.22% 21.90% 14.98% 5.80% 2.10% Source:Hazus IIIII II(III IIIII I (III (III IIIIIIIIIII I IIIII Illl (III 500 � IIIII�� IIIII IIIIIIIIIIIIII II IIIII (IIIIIII (III ��II,,,IIIIIII IIIIIIIIIIIIIIII II II Illl IIIIIIIIIIIIII 1 �. I ��I I I IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII olllllll lllllll)lllllll I t IIIIIIIIIII ((IIIII II IIIIIIII IIIIIII IIIIIIII IIIIIIII c IIIIIIII Illll IIIIIIII 11 11111111111 111111111 II IIIIIIII IIIIIIII IIIIIII IIIIIII 11111141IIIIIIIII IIIIIII IIIIIII IIIIIII L Illll IIIIIIII IIIIIIk II IIIIIIII Buildings Likelihood of Damage(%) Occupancy at Risk Value at Risk None I Minor TModerate Severe Destruction 50-year Hurricane Event Agriculture 89 $31,508,000 69.80% 5.42% 6.36% 11.73% 6.69% Commercial 5,898 $3,957,651,000 71.39% 5.56% 7.34% 13.25% 2.45% Education 74 $$377,278,000 75.18% 3.69% 7.22% 11.95% 1.96% Government 168 $237,917,000 77.05% 4.36% 5.60% 12.20% 0.78% Industrial 1,088 $1,434,668,000 71.72% 4.69% 6.25% 12.95% 4.39% Religion 235 $227,602,000 73.84% 5.75% 5.88% 12.97% 1.57% �.III IIIro c-ourityIII:: IIM t�I III tl3 Ll iii iii iii c.�.:iii ai,4II IIL...oc III III iii t iii a.t iii aii*.i Strategy "III I I SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Buildings Likelihood of Damage(%) Occupancy at Risk Value at Risk None Minor Moderate Severe Destruction Residential 38,080 $11,813,847,000 69.21% 8.38% 7.04% 7.90% 7.47% Total 45,632 $189080,471,000 69.61% 7.88% 7.05% 8.76% 6.68% 100-year Hurricane Event Agriculture 89 $31,508,000 18.74% 22.71% 27.12% 23.09% 8.34% Commercial 5,898 $3,957,651,000 20.45% 19.49% 29.37% 28.72% 1.97% Education 74 $$377,278,000 18.30% 17.67% 35.09% 28.44% 0.50% Government 168 $237,917,000 13.21% 13.68% 35.43% 37.08% 0.59% Industrial 1,088 $1,434,668,000 17.64% 16.02% 25.47% 35.21% 5.65% Religion 235 $227,602,000 18.77% 21.86% 29.37% 29.11% 0.89% Residential 38,080 $11,813,847,000 19.37% 28.17% 27.93% 15.92% 8.60% Total 45,632 $18,08094719000 19.44% 26.65% 28.10% 18.21% 7.59% 500-year Hurricane Event Agriculture 89 $31,508,000 27.11% 9.54% 17.77% 28.00% 17.59% Commercial 5,898 $3,957,651,000 27.10% 8.32% 16.78% 40.30% 7.50% Education 74 $$377,278,000 22.15% 7.87% 17.17% 48.87% 3.94% Government 168 $237,917,000 13.80% 6.39% 18.07% 58.07% 3.66% Industrial 1,088 $1,434,668,000 23.17% 6.76% 15.15% 40.95% 13.97% Religion 235 $227,602,000 22.18% 8.98% 18.76% 43.75% 6.32% Residential 38,080 $11,813,847,000 27.82% 10.52% 16.38% 24.52% 20.77% Total 45,632 $181080,471,000 27.52% 10.11% 16.42% 27.21% 18.72% Source:Hazus Table 4.55 details estimated property damages from a replication of Hurricane Irma by occupancy type. Table 4.56 details estimated property damages from the 50-year, 100-year, and 200-year hurricane wind events by occupancy type. (IIIIIII IIIIIII IIIIIII 4I1111 IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII °°° IIIIIII""'IIIIIII IIIIIII IIIIIII ��)aIIIIIIIinages,IIIIIII""""" IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII""' IIIIIII" IIIIIII IIIIIII IIIIIII IIIIIII Area Residential Commercial Industrial Others Total Hurricane Irma(2017)Replication Building $791,379,520 $223,635,050 $117,403,650 $48,198,950 $1,180,617,160 Content $257,437,070 $129,094,620 $107,508,030 $28,535,190 $522,574,920 Inventory $0 $16,208,600 $17,148,900 $893,830 $34,251,330 Total $1,048,8161,590 $368,938,270 $24,206,0581000 $77,627,980 $11,7371,443,410 Source:Hazus �� IIIIIII�� IIIIIII """'"""" IIIIIIIIIIIIIII ��IIIIII��IIIIIIII�"""" IIIIIII�� IIIIIII IIIIIII �� IIIIIII�� IIIIIII 1111114'��I IIIIIII IIIIIII�� IIIIIIII� IIIIIII� IIIIIII IIIIIII Illllll�u °°°°° IIIIIII 1111114°°°°' IIIIIII IIIIIII IIIIIII�� IIIIIII IIIIIII(IIIIIII IIIIIII�� IIIIIII�II Area Residential Commercial Industrial Others Total 50-year Hurricane Event Building $1,689,481,300 $356,913,000 $129,336,880 $89,638,610 $2,265,370,700 Content $695,671,000 $293,778,560 $147,599,090 $78,771,200 $1,215,819,850 Inventory $0 $35,745,360 $22,692,650 $2,250,750 $60,688,760 Total $2,385,152,310 $686,437,820 $299,628,620 $170,660,560 $31,541,879,320 100-year Hurricane Event Building $2,499,949,700 $695,501,390 $344,514,630 $155,771,150 $3,695,736,870 �.III IIIro c-ourityIII:: IIM t�I III tl 3 Ll Ill iii iil c.�.:iil aI,4II IIL...oc III III III t iii a.t iii aIIr'i Strategy a III.°m u a III I2,0 2,6 "III I I SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Area Residential Commercial Industrial Others Total Content $939,557,070 $457,243,510 $350,220,580 $109,328,370 $1,856,349,530 Inventory $0 $59,891,180 $55,520,810 $3,096,140 $118,508,130 Total $394391,506,770 $1,212,6369080 $7509256,020 $26891959670 $5,670,594,530 500-year Hurricane Event Building $4,338,205,980 $1,347,834,130 $604,597,740 $306,303,630 $6,596,941,480 Content $1,815,025,590 $1,056,430,690 $687,184,050 $257,364,380 $3,816,004,720 Inventory $0 $134,564,930 $107,102,630 $6,035,430 $247,703,000 Total $69153,2311,580 $29538,829,750 $1,398,884,430 $569,703,450 $10,660p6499210 Source:Hazus Estimated property damages for an event similar to Hurricane Irma(2017)total $1,737,443,410 according to this Hazus level 1 analysis. This equates to a loss ratio of 9.6 percent. Estimated losses for a 50-year, 100-year, and 500-year probabilistic wind event total $3,541,879,320, $5,670,594,530, and $10,660,649,210,respectively; this equates to a loss ratio of 20 percent for a 50-year event, 31 percent for a 100-year event, and 59 percent for a 500-year return period event. These loss ratios are determined by dividing total estimated losses (from Table 4.55 and Table 4.56)by the total value at risk in the county (from Table 4.53 and Table 4.54). Estimates from a Hazus level 1 analysis use 2018 ACS 1-year estimates; actual losses or loss ratios may be higher depending on development changes in recent years. FEMA considers a loss ratio of 10 percent or more to be an indicator that a community will have significant difficulty recovering from an event. The 50-year, 100-year, or 500-year event will cause significant difficulties for recovery. Damages from an actual hurricane event would likely also involve storm surge and flood impacts that would raise the damage total. Therefore, even a 100-year hurricane event may cause more serious damages that what is reported here from Hazus. Table 4.57 below summarizes the number of buildings impacted by 100yr and 500 yr storm surge events. Buildings are counted only once for the lowest category storm they will be affected by; it can be assumed that a building affected by storm surge associated a 100yr event will also be impacted by a 500yr storm surge event. °°° Illlllhlllllll °°° °°°°°° IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII Illlllh IIIIIII IIIIIII IIIIIII IIIIIIIIIIIIII°° IIIIII IIIIIII IIIIIIIo IIIIIII°°° 1111114 IIIIIII um mm uuuum Occupancy Estimated Structure Value Estimated Total Value Building Count Content Value 100yr Event 489524 $2394559250,646 $131,869,6819211 $37,324,931,858 Agriculture 1 $267,735 $267,735 $535,470 Commercial 4,221 $3,160,987,416 $3,160,987,416 $6,321,974,832 Education 59 $39,541,055 $39,541,055 $79,082,110 Government 1,490 $697,950,350 $697,950,350 $1,395,900,700 Industrial 456 $157,650,870 $236,476,305 $394,127,176 Religious 128 $70,063,480 $70,063,480 $140,126,961 Residential 42,169 $19,328,789,740 $9,664,394,870 $28,993,184,609 500yr Event 19689 $7509158,690 $512,936,550 $1,263,0959240 Agriculture 0 $0 $0 $0 Commercial 325 $189,452,819 $189,452,819 $378,905,638 Education 2 $2,320,805 $2,320,805 $4,641,610 Government 43 $71,480,016 $71,480,016 $142,960,033 Industrial 7 $2,453,522 $3,680,283 $6,133,805 Religious 8 $7,553,727 $7,553,727 $15,107,453 Residential 1,304 $476,897,801 $238,448,900 $715,346,701 Total 50,213 $24,205,409,336 $14,382,617,762 $38,588,027,098 IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC: i I e..1117' SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Due to the limitations of a Hazus level 1 analysis, damage estimates for critical facilities could not be calculated. Critical infrastructure, including the Keys' energy transmission pipelines, could also be impacted by hurricane winds. Given equal vulnerability to hurricane winds across all of Monroe County, all critical facilities are considered to be at risk. Certain buildings may perform better than others based on their age and construction, among other factors. Depending on their locations, critical facilities may also be at risk to storm surge flooding. Table 4.58 below provides counts for the number of critical facilities at risk to the 100yr and 500yr storm surge event. Based on these results, 94 percent of the assessed facilities are exposed to one storm surge. II m uuuuuuuu � uuumm ��V ��°°01 um � I Vu�. ��um puu pull) � u�V � uuuuum °°° IIIIIII IIIIIII ��, °°°°° tlllllll IIIIIII IIIIIII IIIIIII tlllllll t IIIIIII tlllllll IIIIIII. It IIIIIII IIIII Illl� III t �I l III IlllllkVelllll °t Facility Type Total Facilities at Risk 100yr Storm Surge 378 Communications 25 Energy 17 Food, Hydration,Shelter 40 Hazardous Materials 1 Health and Medical 20 Safety and Security 73 Transportation 5 Water Systems 197 500yr Storm Surge 27 Communications - Energy 5 Food, Hydration,Shelter 5 Hazardous Materials - Health and Medical 1 Safety and Security 12 Transportation - Water Systems 4 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ESTINIATED DEBRIS CDJENEPATIOIV Hazus estimates the total amount of debris that will be generated by a hurricane,breaking the debris down into four general categories: Brick/Wood, Reinforce Concrete/Steel, Eligible Tree Debris, and Other Tree Debris. Hazus also estimates the number of trucks needed to remove the building debris, assuming 25 tons of debris per truck. Table 4.59 summarizes debris and trucks needed by storm event. IIIIIII Illlllh°°IIIIIII 111°f° IIIIIII"s tlllilll llll IIItedIIIIIII t llllllh lllllll Illilll IIIIIII (IIIIIII°m tllillll IIIIIII IIIIIII Tree Debris Building Eligible Other Brick/ Concrete/ Debris Event Type Wood Steel Total Truckloads Hurricane Irma Equivalent 2,847 65,997 1277502 5,110 201,456 5,304 50-year hurricane event 4,280 91,601 280,534 25,984 402,399 12,261 100-year hurricane event 5,242 70,989 406,490 24,036 506,757 17,221 500-year hurricane event 4,711 41,609 758,970 55,368 860,658 32,574 Source:Hazus li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ECONOMY The disruption of the local economy is an anticipated consequence of hurricanes that directly effects Monroe County. Beyond debris generation and destruction of property that require monetary inputs to haul away and rebuild, hurricanes and tropical storms have other significant impacts on the Monroe County economy. The primary industries in the Keys—retail, service,tourism, and fishing—are all likely to be negatively impacted by a hurricane or tropical storm. Any event causing visitors to stay away would result in losses to local businesses as well as tax revenue for the local economy. Any event that causes a power outage or damage to U.S. 1 is likely to have such impacts on tourism. Further, it has been noted that the perception of damage that lingers after recovery period may continue to keep visitors away. Additionally, the fishing industry would suffer from loss of power(for ice production), loss of communication infrastructure, and damage to U.S. 1 (transport to the mainland. Hazus reports the business interruption losses for a Hurricane Irma equivalent as well as a 50-, 100-, and 500-year probabilistic hurricane wind event as follows: uu°i poop u m �� i mum p IIIIIII�� lllllll 4� ��IIIIIIk��1� IIIIIII IIIIIII°°��: IIIIIII IIIIIII° �t IIIIIII IIIIIII�1111114� tlllllll IIIIIII° IIIIIII�� 1111114��1111111 IIIIIII�IIIIIII�IIIIIII IIIIIII°° �Illlllk�� Business Interruption Residential Commercial Industrial Others Total Hurricane Irma Equivalent Income $3,436,900 $89,815,800 $1,572,120 $826,360 $95,651,180 Relocation $90,981,700 $34,906,000 $7,226,720 $10,545,290 $143,659,710 Rental Income $51,899,210 $22,355,240 $1,624,670 $1,621,630 $77,500,760 Wage $8,096,770 $77,502,020 $2,602,340 $6,334,190 $94,535,330 Total $15494149580 $22495799060 $1390259860 $199327,470 $411,346,970 50-year Hurricane Event Income $21,878,560 $117,184,980 $1,536,580 $1,016,790 $141,616,910 Relocation $155,300,440 $44,346,270 $5,532,750 $12,802,390 $217,981,850 Rental Income $96,823,590 $29,766,300 $1,478,970 $1,287,130 $129,355,990 Wage $51,522,110 $109,657,080 $2,543,240 $6,617,800 $170,340,230 Total $32595249690 $30099549630 $1190919540 $21,724,110 $659,294,980 100-year Hurricane Event Income $23,784,240 $285,505,320 $4,342,860 $1,374,520 $315,006,930 Relocation $259,353,820 $99,128,960 $17,273,860 $29,934,620 $405,691,240 Rental Income $165,268,280 $66,216,650 $4,502,330 $4,649,470 $240,636,730 Wage $56,030,010 $251,959,670 $7,196,040 $10,160,310 $325,346,030 Total $504,436,340 $702,810,600 $33,315,080 $46,1189920 $1,286,6809940 500-year Hurricane Event Income $64,787,890 $522,325,220 $7,601,500 $3,061,180 $597,775,790 Relocation $384,432,210 $164,118,790 $24,645,670 $50,306,670 $623,503,340 Rental Income $279,299,610 $115,319,720 $7,201,580 $8,435,510 $410,256,430 Wage $152,626,150 $461,891,130 $12,626,530 $22,257,810 $649,401,630 Total $881,145,870 $1,263,654,860 $52,075,290 $84,061,180 $2,280,937,190 Source:Hazus ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENVIRONMENT Hurricane winds can cause massive damage to the natural environment,uprooting trees and other debris within the storm's path. Animals can either be killed directly by the storm or impacted indirectly through li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: g e..1II 11�',. SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT changes in habitat and food availability caused by high winds and intense rainfall. Endangered species can be dramatically impacted. Forests can be completely defoliated by strong winds. Although South Florida ecosystems have adapted to episodic massive disturbances such as hurricanes,the growth of urban environments have altered the natural ecology and thus the ability for those ecosystems to respond and recover from these events. In the Keys,the predominantly coastal floodplain serves different functions than a traditional floodplain and responds to disturbances differently. Although hurricanes are necessary and natural occurrences for the maintenance of the unique natural environment, they can still cause significant damage. The mangroves, which provide protective buffers from wind and storm surge,marshes,pine rockland forests,hardwood hammocks, and reef systems are all important parts of this unique natural environment. Many of these features have suffered significant damage during prior hurricanes. During Hurricane Andrew,many of the mangroves in Everglades National park were damaged; delayed mortality meant this continued well past the end of the storm, a phenomenon that has been observed after prior storms as well. After Hurricane Wilma, storm surge was especially detrimental to the pine rockland forest throughout the Florida Keys National Wildlife Refuge.Additionally,virtually all pines on Cudj oe Key were killed along with high mortality of young and mature trees on Big Pine, Sugarloaf, and Little Torch Keys. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONSEQUENCE ANAL�SIS Table 4.61 summarizes the potential negative consequences of hurricanes and tropical storms. °°°�°°°�� IIIIIII° IIIIIII ��°"'IIIIIII�� IIIIIII IIIIIII°� �� IIIIIII° IIIIIII Illilll. ��1111114��1111111 Illllll�lllllll�llillll IIIIIII �� IIIIIII °°°�°°"'lllllll� IIIIIII Illilll (IIIIIII °� IIIIIII��IIIIIII� Category Consequences Pu bl is Impacts include injury or death, loss of property,outbreak of diseases, mental trauma and loss of livelihoods. Power outages and flooding are likely to displace people from their homes.Water can become polluted such that if consumed,diseases and infection can be easily spread. Residential, commercial,and public buildings,as well as critical infrastructure such as transportation,water,energy,and communication systems may be damaged or destroyed, resulting in cascading impacts on the public. Responders Impacts to responders and response capabilities may occur during severe storms. Localized impact expected to limit damage to personnel in the inundation area at the time of the incident. Continuity of Damage to facilities/personnel from wind or flooding may require Operations(including temporary relocation of some operations.Operations may be interrupted by Continued Delivery of power outages. Disruption of roads and/or utilities may postpone delivery of Services) some services. Regulatory waivers may be needed locally. Fulfillment of some contracts may be difficult. Impact may reduce deliveries. Property, Facilities and Structural damage to buildings may occur; loss of glass windows and doors Infrastructure by high winds and debris; loss of roof coverings, partial wall collapses,and other damages requiring significant repairs are possible in a major(category 3 to 5) hurricane. IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC: ,m..111.7..,E SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Category Consequences Environment Hurricanes can devastate wooded ecosystems and remove all the foliation from forest canopies,and they can change habitats so drastically that the indigenous animal populations suffer as a result. Specific foods can be taken away as high winds will often strip fruits,seeds and berries from bushes and trees.Secondary impacts may occur;for example, high winds and debris may result in damage to an above-ground fuel tank, resulting in a significant chemical spill. Economic Condition of Local economy and finances adversely affected, possibly for an extended the Jurisdiction period of time,depending on damages. Intangible impacts, including business interruption and additional living expenses, may also occur. Public Confidence in Public confidence may be affected by a major storm event requiring the Jurisdiction's substantial response and long-term recovery effort. Governance Natural hazards are,more often than not, interconnected. Any given hazard may lead to, or be spurred by, another hazard—sometimes referred to as cascading disasters. Tropical Cyclones may be associated with: Storm Surge, Flood, Coastal Erosion, Sea Level Rise, and Tornado. While increased development will not impact the incidence of hurricane wind, it will lead to more exposure, which in turn may increase risk. This is especially true for mobile home development,which is more at risk to wind. In Monroe County,mobile home development is limited by its ordinances— particularly limiting new mobile homes to designated mobile home parks and dictate the height at which these homes may be elevated. Like flooding, increased development will likely lead to increased impervious surfaces,which could potentially increase the impacts and patterns of storm surge. Because the County relies almost entirely on the Overseas Highway for evacuation purposes, any future development will impact evacuation time. The County has implemented a Rate of Growth Ordinance for both residential and non-residential development to keep evacuation time under 24 hours. The evacuation of the Florida Keys occurs entirely on US Highway 1 —if this highway becomes impassable due to rain or other roadblocks, evacuation will become increasingly difficult. The County and participating jurisdictions must continue to prioritize vulnerable communities,including keeping the special needs registry used during evacuations up to date. There is continued concern that these groups may not respond to evacuation orders; transportation to the mainland is also a concern. The County and jurisdictions rely on shelters on the mainland during evacuation times—availability of shelter space within and outside of the County is a concern as the County and region grow. Communities with greater shares of mobile home units—such as Marathon and Unincorporated Monroe County—are more vulnerable to hurricane winds. Visitors to Monroe County during the summer months may burden evacuation times. The population of Monroe County increases during the late autumn and winter; late in hurricane season, this increase in population may overburden the shelter capacity. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: ,m..1II 7' . SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ui i Y Y uuuumll� oi ��miioi� im uumm uuuuu'uuu°m II uuuumuuuu The following table summarizes tropical cyclone hazard risk by jurisdiction. Due to its coastal geography, the entire county is susceptible to the impacts of hurricanes,tropical storms, and the associated storm surges and flooding. While hurricanes have the possibility of being catastrophic across all jurisdictions, certain areas have higher vulnerability. Impacts may be greater in more highly developed areas with greater amounts of impervious surface and higher exposure in terms of both property and population density. Areas with more mobile homes are also more vulnerable to damage,while areas with higher property values have greater overall exposure and potential for damages. Despite these differences, all jurisdictions have the possibility for catastrophic impacts. Spatial Warning Jurisdiction Probability Impact Extent Time Duration Score Priority Key Colony 4 4 4 1 3 3.6 H Beach Key West 4 4 4 1 3 3.6 H Layton 4 4 4 1 3 3.6 H Marathon 4 4 4 1 3 3.6 H Islamorada 4 4 4 1 3 3.6 H Unincorporated 4 4 4 1 3 3.6 H Monroe County IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC: g e..11111 „ SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... WILDFIRE 1 Hazard Probability Impact Spatial Warning Time Duration PRI Extent Score Wildfire Likely Limited Small Less than 6 hrs Less than 1 week 2. A wildfire is an uncontained fire that spreads through the environment. Wildfires can consume large areas, including infrastructure,property, and resources. When massive fires, or conflagrations, develop near populated areas, evacuations possibly ensue.Not only do the flames impact the environment,but the massive volumes of smoke spread by certain atmospheric conditions also impact the health of nearby populations. There are three general types of fire spread that are recognized. — Ground fires—burn organic matter in the soil beneath surface litter and are sustained by glowing combustion. — Surface fires—spread with a flaming front and burn leaf litter, fallen branches and other fuels located at ground level. — Crown fires—burn through the top layer of foliage on a tree,known as the canopy or crown fires. Crown fires, the most intense type of fire and often the most difficult to contain, need strong winds, steep slopes and a heavy fuel load to continue burning. Fuels to wildfires are subject to a variety of ignition sources,both natural and human caused. Generally, wildfires are started by humans, either through arson or carelessness. Fire intensity is controlled by both short-term weather conditions and longer-term vegetation conditions. During intense fires,understory vegetation, such as leaves, small branches, and other organic materials that accumulate on the ground, can become additional fuel for the fire. The most explosive conditions occur when dry,gusty winds blow across dry vegetation. Historically, fire starts have been contained quickly with minimal loss to property and structures. Weather plays a major role in the birth, growth and death of a wildfire. Weather conditions favorable to wildfire include drought,which increases flammability of surface fuels, and winds,which aid a wildfire `s progress. The combination of wind,temperature, and humidity affects how fast wildland fires can spread. Rapid response can contain wildfires and limit their threat to property. In support of forecasting for fire weather,the National Weather Service Fire Weather Program emerged. This service is provided to federal and state land management agencies for the prevention, suppression, and management of forest and rangeland fires. Monroe County experiences a variety of wildfire conditions found in the Keetch-Byram Drought Index, which is described in Table 4.62. The Keetch-Byram Drought Index(KBDI) for February 26, 2025, is shown in Figure 4.34. The KBDI for Monroe County and the surrounding areas at this time was between 200 and 400. °°° Illlllh IIIIIII 4, IIIIIII t°Illlllh IIIIIII IIIIIII IIIIIII IIIIIII°'IIIIIII IIIIIII °i IIIIIII IIIIIII IIIIIII Illilll IIIIIII IIIIIII°' IIIIIII IIIIIII IIIIIII' t lllilll IIIIIIISys°t IIIIIII KBDI Description 0-200 Soil and fuel moisture are high. Most fuels will not readily ignite or burn. However,with enough sunlight and wind,cured grasses and some light surface fuels will burn in sports and patches. 200- Fires more readily burn and will carry across an area with no gaps. Heavier fuels will still not 400 readily ignite and burn.Also,expect smoldering and the resulting smoke to carry into and possibly through the night. IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC: ,m..1II 76 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT KBDI Description 400- Fire intensity begins to significantly increase. Fires will readily burn in all directions exposing 600 mineral soils in some locations. Larger fuels may burn or smolder for several days creating possible smoke and control problems. 600- Fires will burn to mineral soil.Stumps will burn to the end of underground roots and 800 spotting will be a major problem. Fires will burn through the night and heavier fuels will actively burn and contribute to fire intensity. Source:United State Forest Service Wildland Fire Assessment System IIIIIII i"t Illlllh' °°°°°IIIIIIIIIIII'� ""' IIIIIII P'� IIIIIII "f IIIIIII IIII IIIIIII°°°°°° IIIIIIh IIIIIIP P""" 2 """'��""""�� uVllllliiluuum uu„ uull uuuum �"uNNw ,ud�d1� um / ill Ill III III III III III I Iluull��y� uu n u��lsruuoI I I I I I I I I I I I I I I I Ia I I I I u I I u 1111 11 u illu[ism ll f� �� s�lfti r ti „I ' �1 �Imrviml rvi Kflbbl, ,I J I ffV Ft Lau'def-da'lle - .2 wl, " IWah �ll9fu0D1 f J d m J f Wffd MM"N'If MN@ I Lea��n mre, Pu,r Ilrr� �rr�rcrrF«au 0 200 300 4,00 450 500 550 6,00, 6505 Source:Florida Department of Agriculture and Consumer Services Warning Time: 4—Less than 6 hours Duration: 3—Less than I week The location of wildfire risk can be defined by the acreage of Functional Wildland Urban Interface (WUI). The Functional WUI is described as the classification of the land near buildings into zones that describe the wildfire risk mitigation activities appropriate for each zone. Buildings used in producing the li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 g e..1II 1Y.7 IIY SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Functional WUI are defined as greater than 40 square meters. There are five Functional WUI categories recognized. There are five Functional WUI categories recognized. — Direct Exposure: Burnable land cover within 75 m of a building. Buildings in this zone are exposed to ignition from convective and radiative heat from a wildfire, embers, and adjacent burning structures/outbuildings. — Indirect Exposure: Nonburnable land cover within 75 m of a building and less than 1530 m from a 500-ha contiguous block of wildland fuel. Buildings in this zone are exposed to ignition from embers and/or adjacent burning structures — Critical Fireshed: The burnable land cover from which a wildfire can reach a significant number of buildings within a single burning period. — Little-to-no Exposure: Nonburnable land cover within 75 m of a building and more than 1530 m from a 500-ha contiguous block of wildland fuel. Buildings in this zone are relatively safe from ember ignition and building-to-building spread. — Sources of Ember Load to Buildings: Burnable land cover more than 75 m from a building that produces embers capable of reaching nearby buildings. Ember production is a function of fire type and intensity; ember travel is a function of wind speed and direction. Ember modeling is based on fire modeling based on gridded historical climatology. The Southern Wildfire Risk Assessment(SWRA) estimates that 15 percent of Monroe County's population lives within the critical fire shed and 1 percent live in direct exposure to the Functional WUI. The expansion of residential development from urban centers out into rural landscapes increases the potential for wildland fire threat to public safety and the potential for damage to forest resources and dependent industries. Population growth within the WLJI substantially increases the risk of wildfire. Spatial Extent: 3—Moderate Table 4.63 details the extent of the Functional WUI in Monroe County, and Figure 4.35 maps the WUI in Monroe County. Table 4.63-Wildland Urban Interface,Population and Acres milli 1� Direct Exposure 4,874 1% Indirect Exposure 6,518 2% Critical Fireshed 48,772 15% Sources of Ember Load to Buildings 11,071 3% Little to No Exposure 11,026 3% Water 251,593 75% Source:Southern Wildfire Risk Assessment Per the County CEMP and prior LMS,areas more susceptible to wildfire in Monroe County include Everglades National Park on the Mainland, and Big Pine,No Name, Cudjoe,and Sugarloaf Keys in the Lower Keys where there are remnant tracts of Native Pine Rockland Forest. In fact,the largest contiguous block of vegetation in the Lower Keys is 500 acres on Big Pine Key. The County is part of the Everglades District of the Florida Fire Service, which also Includes Broward,Palm Beach, and Miami-Dade Counties. Spatial Extent: 2—Small Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 178 ... (o IIII„�„ L ro I:'... ul...... rJ. Pi tl. HH I: IY r""+� rc�J�yll r" u Ao� f v; J uy II yr � u I m f If y �,pr „ ,M„fix �, uII� s� ' d ! k , w i „ 1 II��IIIVIIIIIIII RIIIIIIIIIW LU L U II�IIIIIIIIIIII U U �I Q �II UII � III��IIII I�IY�IIIIIIIII hill �� JIY IIIIIIIIIIIIIIIIIIII IiIiIiIIII i l I�IIIIIIIIIIIIII�IIIIII �� III I' � 4 d illy M++1 Z : IIII iiiiiiiiaW LO uuuuulVuu�uuuu � II� r mm " 0 uj U11, con Q Iliimmuuuuuuuu ;�+ � I N a �uuu Zm .. c II Z :8 111411111 JOOOP m " Cl Iluuuum III mmliiiul m � W611111111111111111111 � 111116111111111611111111 III� III SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT EXTENT Wildfire extent can be defined by the fire's intensity and measured by the Characteristic Fire Intensity Scale,which identifies areas where significant fuel hazards which could produce dangerous fires exist. Fire Intensity ratings identify where significant fuel hazards and dangerous fire behavior potential exist based on fuels, topography,and a weighted average of four percentile weather categories. The Fire Intensity Scale consists of five classes, as defined by Southern Wildfire Risk Assessment and is shown in Table 4.64. Table 4.65 and Figure 4.36 show the potential fire intensity within the WLTI across Monroe County. Detailed maps of fire intensity by jurisdiction are provided in each community's annex. Table 4.64-Fire Intensity Scale Class Description 1,Very Low Very small,discontinuous flames,usually less than 1 foot in length;very low rate of spread;no spotting. Fires are typically easy to suppress by firefighters with basic training and non-specialized equipment. 2,Low Small flames,usually less than two feet long;small amount of very short-range spotting possible. Fires are easy to suppress by trained firefighters with protective equipment and specialized tools. 3,Moderate Flames up to 8 feet in length;short-range spotting is possible. Trained firefighters will find these fires difficult to suppress without support from aircraft or engines, but dozer and plows are generally effective. Increasing potential for harm or damage to life and property. 49 High Large Flames,up to 30 feet in length;short-range spotting common; medium range spotting possible. Direct attack by trained firefighters,engines,and dozers is generally ineffective,indirect attack may be effective. Significant potential for harm or damage to life and property. 5,Very High Very large flames up to 150 feet in length; profuse short-range spotting,frequent long- range spotting;strong fire-induced winds. Indirect attack marginally effective at the head of the fire. Great potential for harm or damage to life and property. Source:Southern Wildfire Risk Assessment Table 4.65-Characteristic Fire Intensity,Monroe County UNRUH 0 273,776 31% 1 32,325 4% 1.5 10,160 1% 2 127,534 14% 2.5 170,286 19% 3 6,039 1% 3.5 8,213 1% 4 31,741 4% 4.5 220,778 25% 5 0 0% >5 0 0% Source:Southern Wildfire Risk Assessment Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 100 ... ul CIO ul Q) " R V" .,gym CD Icy" 4 a� �a V KL, 1 dim v�' � rr�r s ��i"aIVC� •' i r vi� ill �% q�lF 1ir�r ri r �- �ru r ru l�� >i,� ��✓�I rat �F q �rld b F' r �� x Ms A�.� ��.yr � � � � T,6�,i ry op or 1/10 411 'a q wwiy r ✓�1 iv� F wy� �� Af wW4+Nreiiiwwawnt� p x emus J %It w Vdr , dlllllll �II w,r Z LU I�IIIIIIIIIIIII �r V) " WIIIIIIIIII ;�� III Q I� � Illliiiulllllllll�� ,r�, 'llllllllllllllllllll y IIIII IIIIIIIIIIIII�' N Z OIIIIIIIIIIIIIIIIIIIIIIIIIII M„M�� I IIIIIIIIII0 W IIIIIIIIIIIII uuuuuuuuuu � II.w IIIIIIIIIIIIIIIIII 0 Ililllllllllll Z ullllllllllll P— uj � IIIII � IIIIIIIIIII Q N c7Ln 1 Qit --1 ~i _ X >;m v „w .. QDc Z III IIIII IIIII loop, "wl - C II V „ul WIIIIIIIIIIIIIIIIII IIIIII IIIIII .... .... SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Per the Southern Wildfire Risk Assessment, 31 percent of Monroe County is non-burnable.Note that this includes areas of the County that are open water. A significant portion of the land area, approximately 29 percent, of Monroe County may experience a Class 4 or higher Fire Intensity, which poses significant harm or damage to life and property. However,the areas with greatest potential fire intensity are largely outside the WUI-including Everglades National Park. Potential fire intensity is also high on Big Pine Key. Approximately 2 percent of the county may experience Class 3 or 3.5 Fire Intensity,which has potential for harm to life and property but is easier to suppress with dozer and plows. The remainder of the burnable area(approximately 38 percent)would face a Class 1 or Class 2 Fire Intensity,which are easily suppressed. Florida participates in the national Ready, Set, Go! program which helps prepare first responders to best address wildfires when they occur. This program is also used as outreach to help citizens understand their risk and how to be prepared. As part of this program,the State produced a Wildfire Mitigation Plan. Monroe County has addressed fire hazards in their County Emergency Management Plan; however, it is considered a minimal threat. Impact: 2-Limited NCEI does not report any records of wildfire in Monroe County within the 25-year period from 2000 through 2024. However,the Florida Department of Agriculture and Consumer Services maintains records of acreage burned and number of fires within the State of Florida. According to this department, there were 167 fires between January 1 St, 2000 and December 31 St, 2024, averaging 6.7 fires per year. However, these fires burned only 186.8 acres in total, averaging 1.12 acres per fire. Table 4.66 lists fires and acreage burned by year. °°'°°°' Illlllh°°IIIIIII ��. °' III IIIIIII IIIIIII :IIIIIII t IIIIIII' Illilll IIIIIII IIIIIII°° d IIIIIII (IIIIIII IIIIIII IIIIIII IIIIIII (III IIIIIII IIIIIII IIIIIII° ° �� II �� II� III�� IIIII Avg. Year Number Acres Acres of Fires Burned Burned 2000 14 4.5 0.32 2001 40 22.5 0.56 2002 32 4.4 0.14 2003 14 54.1 3.86 2004 10 3.3 0.33 2005 5 3.4 0.68 2006 6 1.4 0.23 2007 6 12.3 2.05 2008 5 1.6 0.32 2009 4 2.2 0.55 2010 4 0.4 0.10 2011 7 1.2 0.17 2012 1 0.1 0.10 2013 3 0.5 0.17 2014 7 1.6 0.23 2015 3 0.6 0.20 2016 1 0.1 0.10 2017 2 0.2 0.10 2018 2 72.1 36.05 IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:)I g,m"III 82 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Avg. Year Number Acres Acres of Fires Burned Burned 2019 1 0.3 0.30 2020 0 0 0 2021 0 0 0 2022 0 0 0 2023 0 0 0 2024 0 0 0 Total 167 186.8 1.12 Source:Florida Forest Service Reporting System:Fires by Causes Two notable fires explain some of the variation in average acreage burned in the table above. Thunderstruck Fire: In 2007,the Thunderstruck Fire burned 7 acres on Big Pine Key, affecting vacant property adjacent to residential and commercial structures. The Florida Division of Forestry brought in resources from Miami to assist in controlling the fire. The U.S. Fish and Wildlife Service provided helicopter water drops to help control the fire spread. During this event, firefighters from several stations worked in yards of homes and several businesses to prevent damage. Flame lengths exceeded thirty feet, and nearly all the vegetation was killed as a result of severity and intensity. Big Pine Key Brush Fire: The Big Pine Key Brush Fire began around 2pm on April 22, 2018 in a wooded area on Big Pine Key. Due to strong winds and dry conditions,the fire spread quickly and burned a total of 72 acres. Due to a quick,unified response from 10 different agencies, including Monroe County Emergency Services,Florida Forest Service,the U.S. Fish and Wildlife Service and others from Key West to Georgia, only one home and an associated detached garage were destroyed, and 30 other homes were saved in the burn area. There were no reported injuries or loss of life. With help from 1.7 inches of rain recorded at the Big Pine Key Forestry site on April 27th,which reduced heat in the fire's interior,the fire was completely contained and put out by April 29th. Overall, 93 percent of the pine rock lands on Big Pine Key were left unburned. The State of Florida uses this Active Wildfires Dashboard to communicate to others where the currently burning wildfires are located. At the time this data is collected,there are 3 active wildfires in the state of Florida The region experienced prolonged periods of moderate to severe drought in 2000 to 2001, 2007 to 2008, 2009,20111 2015,and 2018. These periods of drought may explain some of the annual variation in fires and acreage burned. The Southern Wildfire Risk Assessment provides a Burn Probability analysis which signifies the likelihood of a wildfire burning a specific location within a set time frame - commonly represented as the chance of burning during one calendar year or wildfire season. According to the SWRA, Burn Probability can be expressed as a fraction(ex. 0.005) or odds (1-in-200) and is based on fire behavior modeling across thousands of simulations of possible fire seasons. In each simulation, factors contributing to the probability of a fire occurring, including weather and ignition likelihood are varied based on patterns derived from observations in recent decades. It is not predictive and does not reflect any currently forecasted weather or fire danger conditions. Burn Probability does not say anything about the intensity of a fire if it occurs. The Burn Probability for Monroe County is presented in Table 4.67 and illustrated in Figure 4.37.Note that approximately 30 percent of the land area in the County does not have a Burn IIP �i �i .��i � � I i�l tii i*m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Probability class assigned to it. The following table details the Burn Probability for the remaining area in the county. Table 4.67-Burn Probability,Monroe County i T�i�,w"im il 11 �i mii I iI 0 264,099 IT >0-0.0001000 32,576 4% 0.0001000- 0.0002154 6,256 1% 0.0002154- 0.0004642 25,410 3% 0.0004642- 0.0010000 28,958 3% 0.0010000- 0.0021544 42,103 5% 0.0021544- 0.0046416 111287 13% 0.0046416- 0.0100000 96,178 11% 0.0100000- 0.0215443 87,185 10% 0.0215443- 0.0464159 181,532 21% 0.0464159- 0.1000000 5,270 1% >0.10000000 0 0% Source:Southern Wildfire Risk Assessment Over 50 percent of Monroe County has a relatively moderate to high burn probability. The areas of higher burn probability are located on the mainland of Monroe County in Everglades National Park. The Keys themselves have a relatively low burn probability. The probability of wildfire across the county is considered likely, defined as between a 10%and 100%annual chance of occurrence. The mainland (Everglades National Park),and Big Pine Key are areas that have historically seen wildfire and area likely to experience wildfire again due to their higher burn probability and potential fire intensity. Probability: 3—Likely Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page184 w�W � ulro """... r Gmu� ..Q r 6 IIM""'rj' lw.ry. d 7 �iliiiAl c i �"�lta �nwn u "m Jl / of r ,III �/ � urY^nq a 111 v nJ 'WliuduM'�. n wr/�U r �r W 0,in �dn� 7r i m fi r,M'C"r n u�VV rywPPil ��W �IY;'7J W�lu�vi ll/�r UJ, nr �Y' N N,Wl " 'mmlwuIMP� ' w 14 °uw All "uw Ij W' 6i r tiff m� i, 'sal/ 100"i/% % w o �r iumi � t" ll�ai v ff oir, r u v:v lk at T N / N III Yl� Vl.:v�vtl JIYJ�'Y, s �IlVll /zj, Q o Zui p o@� W ulllllll �t kllllllllll ��I�� -, Q v. �s Nil, w urn f rW uNuit + N N u III�IIIIIIIIII �� Irk n �� ^ur"rwu.� DID Zd- oeIII O Illlllllllli l w ow w+I« �WII� 14z ul U illlluuuuuum � � LL �uuuuuu°°uu ids 111 W IIIIIII IIIIII xl•� � ":,�, �u �".�� "W Q IIIIIIIIIIIIIIIIIIIII rl °� n n vi , - �+ 01A C1, .III ww n ti mmWo n ;7 III..III Wi T 2 s i Illy In477 �t rn a p W m II W •• IIIIII uluvJ: � Z il Cl III �` IIIIIIIIIII � ul� r ml u o uum m WIIIIIIIIIIIIIIIIII � 111116111111111611111111 ��I� ��I SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Climate change is expected to have far-reaching effects on various environmental processes, including the frequency an intensity of extreme heat and drought events,both of which could profoundly influence wildfire behavior. As global temperatures rise,the likelihood of more frequent and prolonged periods of extreme heat increase,which can dry out vegetation, soil, and organic matter,making them more susceptible to ignition. Additionally,the intensification of drought conditions means that water availability for plants and ecosystems could become increasingly scarce, leading to a reduction in the moisture content of vegetation, soils, and decomposing organic material, all of which play a critical tole in wildfire dynamics. Moreover,the unpredictability of climate change means that both seasons could become more extreme in their respective ways, amplifying the impacts on wildfire behavior. ASS ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEOP LE Wildfire pose significant risks to human life and health, causing fatalities, injuries, and long-term health complications such as respiratory issues due to smoke inhalation. To mitigate these dangers,it is crucial to implement comprehensive procedures for rapid warning and evacuation. Developing reliable early warning systems that utilize satellite monitoring, drones, and weather forecasts can help alert communities to emerging threats. Local authorities should communicate through various channels, including SMS alerts, social media and community radio, to ensure that messages everyone effectively. Effective communication and coordination among local fire departments, law enforcement, and emergency management agencies are vital for an orderly and safe evacuation process. After evacuations, providing support affected individuals and families is crucial,including access to medical care,mental health services, and resources for rebuilding. Establishing community networks can further assist residents during recovery. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PROPERTY Wildfire can lead to sustainable direct property losses, impacting buildings,vehicles, landscaped areas, agricultural lands, and livestock. The destruction of homes and businesses not only results in financial losses but can also displace families and disrupt communities. One effective approach to increasing fire resistance is the use of fire-rated materials in construction such as non-combustible roofing, siding, and decks, as well as tempered glass windows that can withstand high temperatures. Additionally,building codes that require certain fire safety measures, such as proper ventilation and firebreaks, can further protect properties from encroaching flames. Landscaping practices are another vital element in reducing vulnerability to wildfires. By incorporating fire-resistant plants and creating defensible space around properties typically a buffer zone that extends at least 30 feet from structures homeowners can limit the flammability of their surroundings. Techniques such as maintaining a green lawn,using gravel or stone mulch, and keeping trees trimmed can minimize the potential for fire to spread to buildings. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENVIRONMENT Wildfires have the potential to cause extensive damage to forest and forage resources, significantly affecting both natural habitats and agricultural land. When a wildfire sweeps through a forest, it can obliterate vast areas of vegetation, leading to loss of trees, shrubs, and underbrush that provide habitat for wildlife. This destruction disrupts ecosystems, displacing animal species and impacting their food sources. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:) g e"I06 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Additionally, wildfires can severely damage agricultural crops on private land. The intense heat and smoke can harm plants,leading to reduced yields or complete crop failure. This not only affects farmers economically but can also have broader implications for local and regional food supplies. The destruction of crops can lead to higher food prices and food scarcity, impacting communities that depend on these resources. The recovery process can vary based on factors such as the severity of the fire,the type of ecosystem affected, and climate conditions. In many cases,wildfires can lead to the growth of new, diverse plant communities that enhance soil quality and increase habitat complexity. Additionally,the ash left behind can provide essential nutrients that stimulate the growth of new vegetation. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONS EQLIENCE ANALYSIS Table 4.68 summarizes the potential detrimental consequences of wildfire. °°°°°° Illlllh� IIIIIII �� °°°°° IIIIIII !u IIIIIII° IIIIIII° IIIIIII �Illilll� llillll IIIIIII °flllilll IIIIIII Category Consequences Public In addition to the potential for fatalities,wildfire and the resulting diminished air quality pose health risks. Exposure to wildfire smoke can cause serious health problems within a community,including asthma attacks and pneumonia,and can worsen chronic heart and lung diseases.Vulnerable populations include children,the elderly, people with respiratory problems or with heart disease. Even healthy citizens may experience minor symptoms, such as sore throats and itchy eyes. Responders Public and firefighter safety is the first priority in all wildland fire management activities. Wildfires are a real threat to the health and safety of the emergency services. Most fire-fighters in rural areas are'retained'.This means that they are part-time and can be called away from their normal work to attend to fires. Continuity of Wildfire events can result in a loss of power which may impact operations. Operations(including Downed trees, power lines and damaged road conditions may prevent access Continued Delivery of to critical facilities and/or emergency equipment. Services) Property, Facilities and Wildfires frequently damage community infrastructure, including roadways, Infrastructure communication networks and facilities, power lines,and water distribution systems. Restoring basic services is critical and a top priority. Efforts to restore roadways include the costs of maintenance and damage assessment teams, field data collection,and replacement or repair costs. Direct impacts to municipal water supply may occur through contamination of ash and debris during the fire,destruction of aboveground distribution lines,and soil erosion or debris deposits into waterways after the fire. Utilities and communications repairs are also necessary for equipment damaged by a fire.This includes power lines,transformers,cell phone towers,and phone lines. Environment Wildfires cause damage to the natural environment, killing vegetation and animals.The risk of floods and debris flows increases after wildfires due to the exposure of bare ground and the loss of vegetation. In addition,the secondary effects of wildfires, including erosion,landslides, introduction of invasive species,and changes in water quality,are often more disastrous than the fire itself. IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC: ,m..111 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Category Consequences Economic Condition Wildfires can have significant short-term and long-term effects on the local of the Jurisdiction economy. Wildfires,and extreme fire danger, may reduce recreation and tourism in and near the fires. If aesthetics are impaired, local property values can decline. Extensive fire damage to trees can significantly alter the timber supply, both through a short-term surplus from timber salvage and a longer- term decline while the trees regrow.Water supplies can be degraded by post-fire erosion and stream sedimentation. Public Confidence in Wildfire events may cause issues with public confidence because they have the Jurisdiction's very visible impacts on the community. Public confidence in the jurisdiction's Governance governance may be influenced by actions taken pre-disaster to mitigate and prepare for impacts,including the amount of public education provided; efforts to provide warning to residents; response actions;and speed and effectiveness of recovery. The following table summarizes wildfire hazard risk by jurisdiction. Wildfire warning time and duration do not vary by jurisdiction. Spatial extent ratings were estimated based on the percentage of direct exposure within the WUI;jurisdictions with approximately 10%to 50% of direct exposure were assigned a spatial extent rating of 3. Impact ratings were based on fire intensity data from SWRA. Jurisdictions with significant clusters of moderate to high fire intensity were assigned a rating of 3; all other jurisdictions were assigned a rating of 2. Probability ratings were determined based on burn probability data from SWRA. Only the unincorporated areas of the county have any areas with moderate to high burn probability and was thus given a probability rating of 3. All other jurisdictions were assigned a probability of 2. Jurisdiction Probability Impact Spatial WarningDuration Score Priority Extent Time Key Colony 2 2 3 4 3 2.5 M Beach Key West 2 2 3 4 3 2.5 M Layton 2 2 3 4 3 2.5 M Marathon 2 3 3 4 3 2.8 M Islamorada 2 3 3 4 3 2.8 M Unincorporated 3 3 4 4 3 3.3 H Monroe County IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:) ge"I08 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Hazard Probability Impact Spatial Warning Time Duration PRI Extent Score Cyber Attack Possible Limited Small Less than 6 hrs More than 1 24 week The State of Florida Hazard Mitigation Plan defines a cyber incident as "an incident involving computers, networks, and information or services that affect daily operations of critical infrastructure,"noting that a Cyber Incident can be either malicious or stem from a system glitch or human error. The SHMP defines a cyber attack, then, as a cyber incident with malicious intent. Cyber-attacks use malicious code to alter computer operations or data. The vulnerability of computer systems to attacks is a growing concern as people and institutions become more dependent upon networked technologies. The Federal Bureau of Investigation(FBI)reports that"cyber intrusions are becoming more commonplace,more dangerous, and more sophisticated,"with implications for private- and public-sector networks. There are many types of cyber-attacks. Among the most common is a direct denial of service, or DDoS attack. This is when a server or website will be queried or pinged rapidly with information requests, overloading the system and causing it to crash. Malware, or malicious software, can cause numerous problems once on a computer or network, from taking control of users' machines to discreetly sending out confidential information. Ransomware is a specific type of malware that blocks access to digital tiles and demands a payment to release them. Hospitals, school districts, state and local governments, law enforcement agencies,businesses, and even individuals can be targeted by ransomware. Cyber spying or espionage is the act of illicitly obtaining intellectual property, government secrets, or other confidential digital information, and often is associated with attacks carried out by professional agents working on behalf of a foreign government or corporation. According to cybersecurity firm Symantec, in 2016 "...the world of cyber espionage experienced a notable shift towards more overt activity, designed to destabilize and disrupt targeted organizations and countries." Major data breaches -when hackers gain access to large amounts of personal, sensitive, or confidential information-have become increasingly common. The Symantec report says more than seven billion identities have been exposed in data breaches over the last eight years. In addition to networked systems, data breaches can occur due to the mishandling of external drives, as has been the case with losses of some state employee data. Cyber crime can refer to any of the above incidents when motivated primarily by financial gain or other criminal intent. The most severe type of attack is cyber terrorism, which aims to disrupt or damage systems in order to cause fear, injury, and loss to advance a political agenda. The State of Florida has several cyber security mechanisms. The Florida Computer Crime Center(FC3) conducts cyber investigations,training,research, and prevention, and developed the Florida Infrastructure Protection Center(FIPC). The FIPC was developed to anticipate,prevent,react to, and recover from acts of terrorism, sabotage, and cyber Grim. One component of the FIPC is the Computer Incident Response Team(CIRT)which is on-call to respond to critical cyber incidents in Florida. The Agency for State Technology developed a Statewide Strategic Information Technology Security Plan to protect the li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC:) g e"I09 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT confidentiality, integrity, and availability of the state's IT resources. FDEM also has a Cyber Incident Plan. Warning Time: 4—Less than six hours Duration: 4—More than one week Cyber disruption events can occur and/or impact virtually any location in the state where computing devices are used. Incidents may involve a single location or multiple geographic areas.A disruption can have far-reaching effects beyond the location of the targeted system; disruptions that occur far outside the County can still impact people,businesses, and institutions within the County. Spatial Extent: 2—Small The extent or magnitude/severity of a Cyber disruption event is variable depending on the nature of the event. A disruption affecting a small, isolated system could impact only a few functions/processes. Disruptions of large, integrated systems could impact many functions/processes, as well as many individuals that rely on those systems. There is no universally accepted scale to quantify the severity of cyber-attacks. The strength of a DDoS attack is sometimes explained in terms of a data transmission rate. One of the largest DDoS disruptions ever, which brought down some of the internet's most popular sites on October 21, 2016,peaked at 1.2 terabytes per second. Data breaches are often described in terms of the number of records or identities exposed. The Florida State Hazard Mitigation Plan defines three levels of cyber-attacks: Unstructured: attacks with little to no organization and no significant funding. Such attacks are usually carried out by amateurs using pre-made tools to attack well known system flaws. These attacks are most common,but are also easily spotted by network security Structured: attacks with more organization and planning and decent financial backing. These attacks have specific targets and intend to disrupt operations to a specific organization or sector. The impacts might range from minimal to significant. Highly Structured: attacks involve extensive organization,planning, and funding. Attackers conduct reconnaissance and use multiple attacks to achieve their goals. Impact: 2—Limited The Privacy Rights Clearinghouse, a nonprofit organization based in San Diego,maintains an estimated timeline of 17,552 unique data breaches, of which at least 7,130 were acts of computer hacking,in the United States from 2005-2023. The database lists 700 total data breaches, including 330 hacking events in Florida,totaling over 19.6 million records breached since 2005. Similarly, some residents in the region were likely affected by national and international data breaches. Media reports indicate an uptick in cyber-attacks across the state. SecuLore also provides its own database of Cyber Attacks across the country via local media outlets, broken down by state and infrastructure affected. Based on local media outlets,Monroe County has seen the following four attacks: li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)I g,m"III 9 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT September 2018 (Education): The Monroe County School District was forced to shut down its computer system for almost a week due to a cyber attack. The incident was first noticed by an employee who contacted the IT department. The event was eventually escalated to the District's internet security provider who advised securing and shutting down the entire system. The culprit was a ransomware called "GandCrab."No data was threatened and no demands for ransom were actually made, as the district had appropriately backed up its data. In order to reopen the system,the District had to rebuild each server individually. The system was first up and running again after three days,but had to be shut down only an hour later. It was then slowly restarted,but was delayed due to a cable and internet outage. May through November 2018 (Education): The Florida Keys Community College (FKCC)reported of suspicious activity,potentially phishing, on an employee's email account. An investigation into this suspicious activity revealed an unknown individual had access certain college employees' email accounts. The press release noted that some combination of name, address, date of birth, social security number, passport information,medical information,usernames, and passwords may have been accessible to the hackers. In response,the college notified potentially impacted employees and individuals, and offered those individuals 12 months of free identity protection services. FKCC also implemented increased security measures for account access such as multi-factor authentication. March 2020 (Local Government): Beginning in March of 2020, a software attack crippled the City of Marathon's communication system, including email, internet, and broadcast capabilities. The system was ransomed, and the attack and subsequent recovery took over 4 months. The City had to update and de- encrypt most computers. Costs associated include insurance policies, specialist and IT assistance, and time costs of systems being down. August through September 2020 (Local Government): For the two weeks between August 28'through September 16th, 2020,the computers in the Key West City Hall were inaccessible due to a suspected virus. These impacts also impacted the Key West Police Department. The networks at City Hall were shutdown voluntarily when the virus was initially discovered to allow IT workers to identify the problem and rebuild the servers. During this week,police officers were writing police reports on paper—with a backlog to be uploaded when the servers returned. Additionally, any requests for existing reports were difficult to fulfil because the reports would have to physically be located in the building. Community members could still pay parking tickets and apply for building permits,but this could not be done online and had to be done by mail or in person. Cyber attacks occur daily,but most have negligible impacts at the local or county level. The possibility of a larger disruption affecting systems within the county is a constant threat,but it is difficult to quantify the exact probability due to such highly variable factors as the type of attack and intent of the attacker. Minor attacks against business and government systems have become a commonplace occurrence but are usually stopped with minimal impact. Similarly, data breaches impacting the information of residents of Monroe County are almost certain to happen in coming years. Major attacks or breaches specifically targeting systems in the county are less likely but cannot be ruled out. Probability: 2—Possible S As discussed above,the impacts from a cyber attack vary greatly depending on the nature, severity, and success of the attack. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ME I HODOLOGIES AND ASS( T S Vulnerability to cyber attacks was assessed based on past occurrences nationally and internationally as well as publicly available information on these vulnerabilities, as well as attacks occurring in the region. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEOPLE Cyber-attacks can have a significant cumulative economic impact. According to the most recent Internet Crime Report run by the Federal Bureau of Investigation, the State of Florida experienced a loss of over $874 million during the year 2023. A major cyber-attack has the potential to undermine public confidence and build doubt in their government's ability to protect them from harm. Injuries or fatalities from cyber-attacks would generally only be possible from a major cyber terrorist attack against critical infrastructure. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PROPERTY Short of a major cyber terrorist attacks against critical infrastructure,property damage from cyber attacks is typically limited to computer systems. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENVIRONMENT A major cyber terrorism attack could potentially impact the environment by triggering a release of a hazardous materials, or by causing an accident involving hazardous materials by disrupting traffic-control devices. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONSEQUENCE ANALYSIS Table 4.69 summarizes the potential consequences of a cyber threat. °°°� Illlllh lllllll4�� IIIIIII IIIIIII e IIIIIII IIIIIII Illilll Illlll IIIIIII "°°°IIIIIII°°°"IIIIIII IIIIIII t� Category Consequences Cyber attacks can impact personal data and accounts. Injuries or fatalities Public could potentially result from a major cyber terrorist attacks against critical infrastructure. Cyber attacks can impact personal data and accounts. Injuries or fatalities Responders could potentially result from a major cyber terrorist attacks against critical infrastructure. Continuity of Agencies that rely on electronic backup of critical files are vulnerable.The Operations(including delivery of services can be impacted since governments rely,to a great Continued Delivery of extent,upon electronic delivery of services. Services) Rare. Most attacks affect only data and computer systems.Sabotage of Property, Facilities and utilities and infrastructure from a major cyber terrorist attacks could Infrastructure potentially result in system failures that damage property on a scale equal with natural disasters. Facilities and infrastructure may become unusable as a result of a cyber-attack. Environment Rare.A major attack could theoretically result in a hazardous materials release. IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:)I g,m"III 92 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Category Consequences Economic Condition of Could greatly affect the economy. In an electronic-based commerce society, the Jurisdiction any disruption to daily activities can have disastrous impacts to the economy. It is difficult to measure the true extent of the impact. Public Confidence in The government's inability to protect critical systems or confidential the Jurisdiction's personal data could impact public confidence.An attack could raise Governance questions regarding the security of using electronic systems for government services. Increased development will not necessarily lead to increased incidents of cyberattack. Cyberattacks generally impact critical systems rather than the built environment. However, as we become more reliant on technology and IoT (the internet of things) any connected infrastructure would be at risk. Additionally, increases in population puts more records at risk in the event of a cyberattack. Cyber attacks frequently result from phishing scams. Training on cyber security can serve as a prevention method. The following table summarizes cyber attack disruption risk by jurisdiction. Risk is not expected to change substantially between jurisdictions. Jurisdiction Probability Impact Spatial WarningDuration Score Priority Extent Time All Jurisdictions 2 2 2 4 4 2.4 M �1\4('Irvrc)e County, li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC: g le"III91 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 530RADIOLOGICAL INCIDENT 1 Hazard Probability Impact Spatial Warning Time Duration PRI Extent Score Radiological Incident Unlikely Critical Moderate Less than 6 hrs More than 1 2.6 week A radiological incident is an occurrence resulting in the release of radiological material at a fixed facility (such as power plants,hospitals, laboratories, etc.) or in transit. Radiological incidents related to transportation are described as an incident resulting in a release of radioactive material during transportation. Transportation of radioactive materials through Florida over the interstate highway system is considered a radiological hazard. The transportation of radioactive material by any means of transport is licensed and regulated by the federal government. As a rule,there are two categories of radioactive materials that are shipped over the interstate highways: — Low level waste consists primarily of materials that have been contaminated by low level radioactive substances but pose no serious threat except through long-term exposure. These materials are shipped in sealed drums within placarded trailers. The danger to the public is no more than a wide array of other hazardous materials. — High level waste,usually in the form of spent fuel from nuclear power plants, is transported in specially constructed casks that are built to withstand a direct hit from a locomotive. Radiological emergencies at nuclear power plants are divided into classifications. Table 4.70 shows these classifications, as well as descriptions of each. °°°' Illlllh�lllllll Il111111."°°°°°' Illilll Illilli IIIIIII IIIIIIIIIIIIIIIIIIIlIIIIII IIIIIII°°° IIIIIII IIIIIII s lllilll°flllilll ibillilll IIIIIII�� 1111114�� IIIIIII Emergency Classification Description Events are in progress or have occurred which indicate a potential Notification of Unusual degradation of the level of safety of the plant or indicate a security threat to Event(NOUE) facility protection has been initiated. No releases of radioactive material requiring offsite response or monitoring are expected unless further degradation of safety systems occurs. Events are in progress or have occurred which involve an actual or potential substantial degradation of the level of safety of the plant or a security event Alert that involves probable life-threatening risk to site personnel or damage to site equipment because of hostile action.Any releases are expected to be limited to small fractions of the Environmental Protection Agency (EPA) Protective Action Guides(PAGs) Events are in progress or have occurred which involve actual or likely major failures of plant functions needed for protection of the public or hostile action that results in intentional damage or malicious acts;1)toward site Site Area Emergency personnel or equipment that could lead to the likely failure of or;2) that (SAE) prevent effective access to,equipment needed for the protection of the public.Any releases are not expected to result in exposure levels which exceed EPA PAG exposure levels beyond the site boundary. IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC: g e..11I 9 u. SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Emergency Classification Description Events are in progress or have occurred which involve actual or imminent substantial core degradation or melting with potential for loss of General Emergency containment integrity or hostile action that results in an actual loss of physical control of the facility. Releases can be reasonably expected to exceed EPA PAG exposure levels offsite for more than the immediate site a rea. Warning Time: 4—Less than 6 hours Duration: 4—More than one week Turkey Point Nuclear Generating Station, located in the south of Miami-Dade County and northeast of the planning area, is a twin reactor nuclear power station. It has three currently operating units including two 802-megawatt units (units 3 and 4) and one 1,1 50-megawatt unit(unit 5). There are two retired 404- megawatt units (units 1 and 2) still on-site. Commercial operation began in 1967 and the most recent unit was completed in 2007. Units 3 and 4 are pressurized water reactors and unit 5 is a combined-cycle gas- fired unit. As the sixth largest power plant in the United States and third largest in Florida,it serves all of southern Florida. The plant is operated with a very high level of security. This is the location from which the most catastrophic nuclear accident might occur and will be the focal point of the nuclear analysis in this plan. In December of 2019,units 3 and 4 at Turkey Point Nuclear Generating Station was granted the world's first 80-year operating license. The Nuclear Regulatory Commission defines two emergency planning zones around nuclear plants: — Emergency Planning Zone (EPZ)—The EPZ is a 10-mile radius around nuclear facilities. It is also known as the Plume Exposure Pathway. Areas located within this zone are at highest risk of exposure to or inhalation of radioactive materials. Within this zone,the primary concern is exposure to and inhalation of radioactive contamination. Predetermined action plans within the EPZ are designed to avoid or reduce dose from such exposure. This is the designated evacuation radius recommended by the Nuclear Regulatory Commission and residents within this zone would be expected to evacuate in the event of an emergency. Other actions such as sheltering and the use of potassium-iodide must be taken to avoid or reduce exposure in the event of a nuclear incident. — Ingestion Pathway Zone(IPZ)—The IPZ is delineated by a 50-mile radius around nuclear facilities as defined by the federal government. Also known as the Ingestion Exposure Pathway, the IPZ has been designated to mitigate contamination in the human food chain resulting from a radiological accident at a nuclear power facility. Contamination to fresh produce, water supplies, and other food produce may occur when radionuclides are deposited on surfaces. Figure 4.3 8 shows the location of Turkey Point Nuclear Generating Station and the approximate 10-mile Emergency Planning Zone(EPZ)buffer and 50-mile Ingestion Pathway Zone(IPZ) around the plant. The northeastern-most tip of the Florida Keys,just north of Key Largo, falls within the 10-mile EPZ. Much of mainland Monroe and the Keys north of Islamorada fall within the IPZ. Spatial Extent: 3—Moderate li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC: 1 g e"III ") ... (o q ��M✓r+�,�w 7+ +�. y 5 Mir of µ G7 r--r f ouum a err� m.. uuumn� m/m^ a ..... ..... ..,........ ..w........ ............................ m c �k��lllllllllll w»wwww., Z W u U) 4-1) W � �k6�9kllllllllll Q r �IIII O ...., Q uuuuiiiiiiiiiiiY'n ^ � Q �w LL u O +, IN N PLn N u .. co Wc 000, Z mw Ouuuum V Cl IIIj uuuuiiiiim W p SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT The International Atomic Energy Association(IAEA) developed the International Nuclear and Radiological Event Scale to quantify the magnitude of radiological events. This scale is logarithmic, meaning each increasing level represents a 10-fold increase in severity compared to the previous level. Major Acci�d'ent 4-a Seri ous ACC I dent a Acciden, With Wider Co,nS,eqUe,,,I1Ce. ,, Accidoit W'tfi U'Xal Coi#isequences .......................................................................... ....................................................................................................................................................................... S e,r i o,u s I n c'11�d In t, 3 I r dent i�ci Anomaly Devi10111 0 Source:International Atomic Energy Association Impact: 3—Critical ...........I........... May 8, 1974—During a routine test, it was discovered that two of the three Emergency Feedwater pumps which served unit 3 failed due to overtightened packing. The third pump also failed but was caused by a malfunction in the turbine. These failures,had they not been found and corrected, could have led to a nuclear disaster if other failures had occurred simultaneously. August 24, 1992—Category 5 Hurricane Andrew hit Turkey Point causing damage to many systems. The fire protection systems were partly disabled, two raw water tanks were destroyed, a third was drained, and the smokestack on unit I cracked. Offsite power was lost so onsite generators had to be operated for numerous days. February 26,2008—The loss of offsite power prompted both reactors to shut down which lead to a widespread power outage affecting 700,000 customers and a total of 2.5 million people. The originating event was an overheated voltage switch that caught fire in a substation 23 miles away from Turkey Point. Power was restored within 5 hours of the blackout. Large commercial locations such as Walt Disney World, Orlando International Airport, and Miami International Airport were affected. March 18,2017—An electrical fault happened in unit 3 causing the loss of a safety system and a reactor trip. This fault caused an arc flash which minorly burned one plant worker. All other safety systems were operational so there was no threat to the community or environment. M('1rvr(.)e Courity, fllscfi�cda,4 IIL...o III itigat,J'ar'i Strategy J a i`l U a iii. 2, 2,6 g e 911111,7 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT August 17-20,2020—Turkey Point experienced three unplanned nuclear reactor shutdowns. On August 17th,plant operators manually shut down the reactor as a response to rising steam generator water levels. On August 19th, an instrument sensed higher-than-expected neutron activity in the reactor core, causing the plant's protection system to automatically shut down the reactor during startup. On August 20th, a reactor was once again manually shut down after the loss of a steam generator feed water pump. These three shutdowns in a short time frame prompted a Nuclear Regulatory Commission(NRC)inspection. ( Radiological hazards are highly unpredictable.Nuclear reactors present the possibility of catastrophic damages,yet the industry is highly regulated and historical precedence suggests an incident is unlikely. Probability: I — Unlikely While climate change is not projected to have any direct impact on a potential nuclear power plant incident, the low-lying coastal location of the Turkey Point Nuclear Generating Station in Miami-Dade County means this plant is particularly susceptible to the impacts of sea level rise and increased storm surge. The plant won federal approval to continue operating through at least 2053. By the end of the plant's current license, Miami-Dade is planning for just under 2 feet of SLR while Turkey Point is planning for 0.5 to just over 1 foot of Sea Level Rise. The threat of increasing incidences of flood and higher storm surges could increase the likelihood of an event at Turkey Point. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEOPLE People within the 10-mile EPZ are at risk of direct exposure to radioactive material. People within the 50- mile EPZ are at risk of exposure through ingestion of contaminated food and water. Low levels of radiation are not considered harmful,but a high exposure to radiation can cause serious illness or death. Beyond those in the EPZ and IPZ,the entirety of Monroe County is potentially at risk because of operations at the Turkey Point Nuclear Generating Station. Turkey Point relies on a one-of-its-kind 5,900- acre cooling canal system—rather than the more commonly used cooling towers. Millions of gallons of saltwater have seeped from these canals into the Biscayne aquifer beneath the canals; an underground saltwater plume has spread more than 10.6 miles inland. As the majority of Monroe County's drinking water is supplied by the Biscayne Aquifer, continued,unresolved saltwater intrusion threatens the health of all residents. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... O PERTY A radiological incident could cause severe damage to the power station itself but would not cause direct property damage outside the station, especially with the distance between the reactor and the planning area. However,property values could drop substantially if a radiological incident resulted in contamination of nearby areas. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENVIRONMENT A radiological incident could result in the spread of radioactive material into the environment,which could contaminate water and food sources and harm animal and plant life. These impacts are lessened the further an area is to the plant site. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONS EQ(JENCE. L Table 4.71 summarizes the potential detrimental consequences of radiological incident. °°° IIIIIII�IIIIIII4,,.....71 II IIIIIII lil IIIIIII IIIIIII Ili IIIIIII IIIIIII °t Category Consequences High levels of radiation could cause serious illness or death.Those living Public and working closest to the nuclear plant would face the greatest risk of exposure. Responders Responders face potential for heightened exposure to radiation,which could cause severe chronic illness and death. Continuity of Operations An incident at the nuclear plant could interrupt power generation and (including Continued cause power shortages. Regular operations would likely be affected by the Delivery of Services) response effort an event would require. Property, Facilities and The plant itself could be damaged by a radiological incident. Nearby Infrastructure property and facilities could be affected by contamination. Water supplies,food crops,and livestock within 50 miles of the nuclear Environment plant could be contaminated by radioactive material in the event of a major incident. Economic Condition of The local economy could be affected if a radiological incident caused the Jurisdiction contamination of nearby areas. Property values and economic activity could decline as a result. Public Confidence in the A radiological incident would likely cause severe loss of public confidence Jurisdiction's Governance given that the hazard is human-caused and highly regulated. Public confidence can also be affected by false alarms. Natural hazards are often interconnected. Any given hazard may lead to, or be spurred by, another hazard —sometimes referred to as cascading disasters. Radiological Incidents, although not natural,may be associated with certain natural hazards, including flood,tropical cyclone,tornado, and sea level rise. Northeastern Monroe County is most at risk to the impacts of a radiological incident at the Turkey Point Nuclear Facility. An effective education and outreach program about the impacts of radiation within the EPZ would help reduce vulnerability to those living within this zone. The Village of Islamorada and areas north in Unincorporated Monroe County are within the Ingestion Pathway Zone,meaning food grown in this area or water will be impacted in the event of a nuclear emergency. Community members here are only at risk if they ingest impacted food/drinks and should be educated as such. The continued utilization of cooling canals at Turkey Point threatens further saltwater intrusion into the Biscayne Aquifer and in turn threatens the predominant drinking water source for the entire county. The following table summarizes radiological incident risk by jurisdiction. Risk is not expected to change substantially between jurisdictions,however jurisdictions overlapping with the Ingestion Pathway Zone were given an impact rating of critical. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:)Eige.11119 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT Jurisdiction Probability Impact Spatial WarningDuration Score Priority Extent Time Islamorada 1 3 3 4 4 2.6 M Key Colony 1 2 3 4 4 2.3 M Beach Key West 1 2 3 4 4 2.3 M Layton 1 2 3 4 4 2.3 M Marathon 1 2 3 4 4 2.3 M Unincorporated 1 3 3 4 4 2.6 M Monroe County IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC)a g e 2,1-1' SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... i,, ..................... J S 0��N S 0 AZA S IIIIVII" ��11111I .6 CG��NC�� muuw, II oll uuuumluuuuw IIII III uuuuuum uuuuuuuuuu.,"��. IIIII As discussed in Section 4.2,the Priority Risk Index was used to rate each hazard on a set of risk criteria and determine an overall standardized score for each hazard. The conclusions drawn from this process are summarized below. Table 4.72 summarizes the degree of risk assigned to each identified hazard using the PRI method. IIII � IIIIIIIIIIIIII IIIIIII f IIIIIIIII IIIIIIIII IIIIIII(IIIIIII,,,, IIIIIII t IIIIIIIIIIIIII IIIIII IIII IIIIIIIIIIIIIII I Hazard ProbabilityImpact Spatial WarningTime Duration PRI P Extent Score Natural Hazards Coastal Erosion Likely Limited Moderate More than 24 hrs Less than 1 week 2.5 Drought Likely Minor Large More than 24 hrs More than 1 week 2. Extreme Heat Likely Limited Large More than 24 hrs Less than 1 week 2.7 Flood Highly Likely Critical Large 6 to 12 hours Less than 1 week Sea Level Rise Highly Likely Critical Large More than 24 hrs More than 1 week Severe Storms and Tornadoes' Highly Likely Limited Large Less than 6 hrs Less than 6 hrs 2.6 (Thunderstorm Wind) Severe Storms Highly Likely Minor Negligible Less than 6 hrs Less than 6 hrs 2.2 (Lightning &Hail) Severe Storms (Tornadoes Likely Limited Small Less than 6 hrs Less than 6 hrs 2.4 Tropical Cyclones Highly Likely Catastrophic Large More than 24 hrs Less than 1 week Nil Wildfire Likely Limited Small Less than 6 hrs Less than 1 week 2.6 Technological and Human-Caused Hazards&Threats Cyber Attack Possible Limited Small Less than 6 hrs More than 1 week 2.4 Radiological Incident Unlikely Critical Moderate Less than 6More than 1 week 2.6 hou rs Severe Storms hazards average to a score of 2.4 and are therefore considered together as a moderate-risk hazard. The results from the PRI have been classified into three categories based on the assigned risk value which are summarized in Table 4.73: High Risk—Widespread potential impact. This ranking carries a high threat to the general population and/or built environment. The potential for damage is widespread. Moderate Risk—Moderate potential impact. This ranking carries a moderate threat level to the general population and/or built environment. Here the potential damage is more isolated and less costly than a more widespread disaster. Low Risk—Minimal potential impact. The occurrence and potential cost of damage to life and property is minimal. This is not a priority hazard. �.iiiiirc)e Cuirm.t ...III o III iii t SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT °°° IIIIIII IIIIIII 4�,,.....73 IIIIIII°°III IIIIIII °f 1111114 IIIIIII 1111114° IIIIIII flllilll °tlllilll Flood Sea Level Rise Tropical Cyclones Coastal Erosion Drought Extreme Heat Severe Storms&Tornado (Thunderstorm, Lightning, Hail) Wildfire Cyber Attack Radiologic Incident Low Risk none (<2.0) riii d .t:iii ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 IIC:),: Mm 2. Y2, SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIIII In IIIIIIIIIIIIIIIIIIIIIIIIII, II II II II II II II II II II II IIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIkwooIIIIIIIIIIIIIIIIIIIIIII II Brink,Uri ten;David Twichell;Patrick Lynett;Eric Geist;Jason Chaytor;Homa Lee;Brian Buczkowski; and Claudia Flores.Regional Assessment of Tsunami Potential in the Gulf of Mexico:U.S. Geological Survey Administrative Report.National Tsunami Hazard Mitigation Program.2009. Climate Central Surging Seas Risk Finder,Accessed February 2025. FEMA Disaster Declarations Summary,updated March 2025. FEMA Mitigation Ideas:A Resource for Reducing Risk to Natural Hazards. 2013. FEMA.Monroe County and Incorporated Areas Flood Insurance Study. Revised May 16,2012. FEMA. Community Information System,2025. FEMA,ISO.Monroe County Repetitive Loss Data.August 2024. Florida Department of Environmental Protection,Division of Water Resource Management. Critically Eroded Beaches in Florida.Updated August 2024. Florida Department of Environmental Protection,Office of Resilience and Coastal Protection. Strategic Beach Management Plan:Florida Keys Region. May 2023. Florida Department of Transportation.Florida Bridge Inventory,2019. IPCC,2007. Climate Change 2007: The Physical Science Basis,Contribution of Working Group I to the Fourth Assessment Report of the Intergovernmental Panel on Climate Change. (Solomon, S.,D. Qin,M. Manning,Z. Chen,M.Marquis,K.B.Averyt,M. Tignor,and H.L.A-2 EC 1165-2-212 1 Oct 11 Miller, eds.). Cambridge University Press,Cambridge,United Kingdom and New York,NY,USA. — IPCC,2014. Climate Change 2014: Impacts,Adaptation,and Vulnerability. Contribution of Working Group II to the Fifth Assessment Report of the Intergovernmental Panel on Climate Change. — IPCC,2018: Global warming of 1.5°C.An IPCC Special Report on the impacts of global warming of 1.5°C above pre-industrial levels and related global greenhouse gas emission pathways, in the context of strengthening the global response to the threat of climate change,sustainable development,and efforts to eradicate poverty[V.Masson-Delmotte,P.Zhai,H. O.P6rtner,D.Roberts,J. Skea,P.R. Shukla,A.Pirani, W.Moufouma-Okla,C.Pean,R. Pidcock, S. Connors,J.B.R.Matthews,Y. Chen,X.Zhou,M. I. Gomis,E. Lonnoy,T. Maycock,M. Tignor, T.Waterfield(eds.)].In Press. — IPCC,2023: Climate Change 2023: Synthesis Report. Contribution of Working Groups I,II and III to the Sixth Assessment Report of the Intergovernmental Panel on Climate Change [Core Writing Team,H. Lee and J.Romero(eds.)].IPCC, Geneva, Switzerland,pp. 35-115,doi: 10.59327/IPCC/AR6-9789291691647. — James B. Elsner, Svetoslava C. Elsner,and Thomas H. Jagger. The increasing efficiency of tornadoes in the United States. Climate Dynamics/vol.45 issue 3-4,pp 651-659. — Mazzei,Patricia. 82 Days Underwater: The Tide is High but They're Holding On.November 24,2019.New York Times.https://www.nytimes.com/2019/11/24/us/florida-keys-flooding-king-tide.html — Mentaschi,L. et al. Global long-term observations of coastal erosion and accretion.August 27,2018. Scientific Reports.https://doi.org/10.1038/s4l598-018-30904-w — Monroe County local GIS data(parcels,LOMCs,critical facilities).2024. — Monroe County Emergency Management Department.Monroe County Comprehensive Emergency Management Plan.Updated July 2022. — National Climate Assessment,2014. — Fifth National Climate Assessment,2023 — National Drought Mitigation Center,Drought Impact Reporter. IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 SECTION 4: HAZARD IDENTIFICATION&RISK ASSESSMENT — National Integrated Drought Information System,U.S.Drought Portal. — National Weather Service. — NOAA,Coastal Change Analysis Program(C-CAP). https://coast.noaa.gov/digitalcoast/data/ccapregional.html — NOAA,National Centers for Environmental Information, Storm Events Database. — NOAA,National Hurricane Center. — NOAA,Office of Coastal Management. — NOAA,Tides and Currents — North Carolina State Climate Office. Climate Tools. — Southeast Florida Regional Climate Change Compact.Unified Sea Level Rise Projection.Updated 2019. Accessed February 2025. — Southern Wildfire Risk Assessment,2025. — State of Florida. Enhanced Hazard Mitigation Plan.2023. — U.S. Census Bureau.American Community Survey 2019-2023 5-Year Estimates. — U.S.Department of Agriculture,Risk Management Agency,Cause of Loss Historical Data Files,2007-2023. — U.S.Department of Transportation Pipeline and Hazardous Materials Safety Administration. — U.S.Drought Monitor. February 2025. — U.S. Energy Information Administration — U.S. Environmental Protection Agency Toxic Release Inventory. — U.S.Forest Service,Wildland Fire Assessment System. — U.S. Geological Survey Coastal Change Hazards Portal. — U.S. Global Change Research Program,2016: The Impacts of Climate Change on Human Health in the United States: A Scientific Assessment.http://dx.doi.org/10.7930/JOR49NQX — USGCRP,2017: Climate Science Special Report: Fourth National Climate Assessment,Volume I [Wuebbles,D.J.,D.W.Fahey,K.A.Hibbard,D.J.Dokken,B.C. Stewart,and T.K.Maycock(eds.)].U.S. Global Change Research Program,Washington,DC,USA,470 pp.,doi: 10.7930/JOJ964J6. — VAISALA,National Lightning Detection Network. IIP �i �i .��i � � I i�l tii'i i*.m Strategy y a iii`.m U a iii. .: .6 IIC:)I ge 21341 SECTIONS: CAPABILITY ASSESSMENT S S \4 CAIIIIIIII�I�IIIIIIIIIIIIIIIIII IIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIII IIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII14 IIIIIIIIIIII IIIIIIIIIIII Y ASS 1111111111111111111111111111111 iiiiiiiiiiiiiiiiiiiiiillillillillillillI iiiiiiiiiiiiiiiiiiiiiillillillillilliilI This section discusses the capability of Monroe County to implement hazard mitigation activities. It consists of the following four subsections: 5.1 Overview 5.2 Conducting the Capability Assessment 5.3 Capability Assessment Findings 5.4 Conclusions on Local Capability ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5.11111111111 IIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIII'II� IIIIIIIIIIIIIIIIIIIIIIIIII The purpose of conducting a capability assessment is to determine the ability of a local jurisdiction to implement a comprehensive mitigation strategy, and to identify potential opportunities for establishing or enhancing specific mitigation policies,programs,or projects. As in any planning process, it is important to try to establish which goals, objectives, and actions are feasible,based on an understanding of the organizational capacity of those agencies or departments tasked with their implementation. A capability assessment helps to determine which mitigation actions are practical and likely to be implemented over time given a local government's planning and regulatory framework, level of administrative and technical support, fiscal resources, and current political climate. A capability assessment has two primary components: 1) an inventory of a local jurisdiction's relevant plans, ordinances, and programs already in place; and 2) an analysis of its capacity to carry them out. Careful examination of local capabilities will detect any existing gaps, shortfalls, or weaknesses with ongoing government activities that could hinder proposed mitigation activities and possibly exacerbate community hazard vulnerability. The capability assessment also highlights the positive mitigation measures already in place or being implemented at the local government level,which should continue to be supported and enhanced through future mitigation efforts. The capability assessment completed for Monroe County serves as a critical planning step toward developing an effective mitigation strategy. Coupled with the risk assessment,the capability assessment helps identify and target effective goals, objectives, and mitigation actions that are realistically achievable under given local conditions. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5.2,, uuummu umi uuuuuuuuuuuuu ��1111111111111113 ��,1111111111111111111 uuuuuuuuuuuum uuuuuuuuuuuuu U Cillillillillill��illillillillilI ��N GCA ASS ��Sq To facilitate the inventory and analysis of local government capabilities within the planning area, individual meetings were held with LMSWG members from each jurisdiction to review a variety of "capability indicators" such as existing local plans,policies,programs, or ordinances that contribute to and/or hinder the jurisdiction's ability to implement hazard mitigation actions. Other indicators included information related to fiscal, administrative, and technical capabilities, such as access to local budgetary and personnel resources for mitigation purposes, and existing education and outreach programs that can be used to promote mitigation. In addition to requesting LMSWG input,the planning team re-examined data from the 2020 plan and conducted a review of plans,policies, and ordinances in order to identify changes in capability over the past five years. The previous plan's capability assessment was developed using feedback from the LMSWG through a detailed Local Capability Self-Assessment worksheet. IIN4arvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii ar''I Strategy 3 a iiir.m u a i a 2,0 2,61 .10 SECTIONS: CAPABILITY ASSESSMENT At a minimum,the capability assessment findings provide an extensive and consolidated inventory of existing local plans, ordinances,programs, and resources in place or under development. With this information, inferences can be made about the overall effect on hazard loss reduction in each community. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5.3 CA ASS �N4 ��N uuuuuuuum uuuuuuuuuu uuuuuuuuuuuuu uuuuuuuuuuuuu uumuummp G The findings of the capability assessment are summarized in this plan to provide insight into the relevant capacity of Monroe County to implement hazard mitigation activities. All information is based upon the input provided by local government officials and subsequent updates by the planning team and the LMSWG. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5.3.7 PLANNING AND I Planning and regulatory capability is based on the implementation of plans, ordinances, and programs that demonstrate a local jurisdiction's commitment to guiding and managing growth, development, and redevelopment in a responsible manner,while maintaining the general welfare of the community. It includes emergency response and mitigation planning, comprehensive land use planning, and transportation planning. Regulatory capability also includes the enforcement of zoning or subdivision ordinances and building codes that regulate how land is developed and structures are built, as well as protecting environmental,historic, and cultural resources in the community. Although some conflicts can arise,these planning initiatives generally present significant opportunities to integrate hazard mitigation principles and practices into the local decision-making process. Table 5.1 provides a summary of the relevant local plans, ordinances, and programs already in place or under development for Monroe County. A checkmark(v ) indicates that the given item is currently in place and being implemented. A plus sign(+) indicates that a jurisdiction is covered for that item under a county-implemented version. An asterisk(*) indicates that a jurisdiction is developing an item. Each of these local plans, ordinances, and programs should be considered available mechanisms for incorporating the requirements of the Local Mitigation Strategy. This information will help identify opportunities to address gaps, weaknesses, or conflicts with other initiatives and integrate the implementation of this plan with existing planning mechanisms where appropriate. 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LA O v O O O Ca A,........... V O i +J +J +.+ +J w 3 N 0 t/� 1111141IIIIIIIIIIIIIIII U m U U U — > �II SECTIONS: CAPABILITY ASSESSMENT A more detailed discussion on planning and regulatory capability follows, along with the incorporation of additional information based on the narrative comments provided by LMSWG members and local staff in response to the self-assessment and subsequent discussions. MANAGEMENT5.3.7.7 EMERGENCY Hazard mitigation is widely recognized as one of the four primary phases of emergency management, as is shown in Figure 5.1. In reality,mitigation is interconnected with all other phases and is an essential component of effective preparedness,response, and recovery. Opportunities to reduce potential losses through mitigation practices are most often implemented before a disaster event, such as through the elevation of flood-prone structures or by regular enforcement of policies that regulate development. However,mitigation opportunities can also be identified during immediate preparedness or response activities, such as installing storm shutters in advance of a hurricane. Furthermore, incorporating mitigation during the long-term recovery and redevelopment process following a disaster event is what enables a community to become more resilient over time. IIIIIII IIIIIII�� IIIIIII �� IIIIIII �� IIIIIII ° III&lyr@I i 1 a l t o r �a f�f�fffffffffffffff'�fffffffffffffffffffffffffffffff'�fffffffffff Illlllllllllllllrrrlllllllllllllllllllllllllllllrrrllllllllllllllll J XI rM �IIII kt l l iV N o U s I "r {{(yy 111II d i Y�lv i.I i IW i� Arm 1 I/ Planning for each phase is a critical part of a comprehensive emergency management program and a key to the successful implementation of hazard mitigation actions. A hazard mitigation plan, or local mitigation strategy, is a community's blueprint for how it intends to reduce the impact of natural and human-caused hazards on people and the built environment. The essential elements of a hazard mitigation plan include a risk assessment, capability assessment, and mitigation strategy. — All participating jurisdictions in this multi jurisdictional planning effort participated in and adopted the 2020 Monroe County Local Mitigation Strategy. — Key West and Layton/Key Colony Beach are currently(as of Spring 2025) developing vulnerability assessments and adaptation plans,which should be completed by the end of 2025. Key West's plan will culminate in a community-prioritized 10-year Adaptation Plan that identifies projects,budgets, and grants necessary to prepare the city and its residents for future climate hazards. — Islamorada and Marathon developed vulnerability assessments in 2024. III1\4arvroe courity,III:III III: IIL...ocaIII III l..'i' a:lii.iii s Ulia t . IIC: lge 2.,18 SECTIONS: CAPABILITY ASSESSMENT Monroe County and Islamorada, Layton, Key Colony Beach and Marathon are developing a combined vulnerability assessment beginning in 2025. SAS A disaster recovery plan serves to guide the physical, social, environmental, and economic recovery and reconstruction process following a disaster event. In many instances,hazard mitigation principles and practices are incorporated into local disaster recovery plans with the intent of capitalizing on opportunities to break the cycle of repetitive disaster losses. Disaster recovery plans can also lead to the preparation of disaster redevelopment policies and ordinances to be enacted following a hazard event. Monroe County's 2009 Recovery Plan outlines the following policies and procedures for post-disaster mitigation: 1. Assign a Hazard Mitigation Coordinator to lead the effort and provide overall coordination of the post—disaster mitigation planning process and grant proposal development. a. Ensure this person has the authority to cross departmental lines and ensure interdepartmental participation. 2. Review the County's Pre—Disaster Mitigation Plan; Determine updates and changes needed. 3. Participate on an Interagency Hazard Mitigation Committee (IHMC),made up of federal, state and local representatives who will prepare a report that serves as the basis for the hazard mitigation plan. a. The IHMC identifies opportunities for reducing or eliminating the long—term hazard risk to people and property. The IHMC report normally includes an analysis of the disaster incident, a historical perspective regarding disasters in the impacted area, and recommendations to bring various governmental agencies together to reduce the potential for future losses. 4. Coordinate with RF# 13 (Redevelopment(Planning and Community Development))to ensure the Post—Disaster Mitigation Plan and strategies are linked with land use plans, subdivision regulations,building codes, storm water management plans,the capital improvement plan, and other components of the County's Comprehensive Plan. 5. Identify and apply for federal and state post—disaster mitigation programs and funds. 6. Update the County's Hazard Mitigation Plan. In January 2020, Monroe County released its Post-Disaster Recovery Strategy,which serves as an operational framework intended to help Monroe County navigate resources that are available for long- term recovery, after FEMA Individual Assistance and Public Assistance are exhausted. Stakeholders from each of Monroe County's jurisdictions were included in the creation of the plan. The plan outlines long- term recovery procedures for various county functions. Long-term community recovery planning procedures that support post-disaster mitigation are listed below: Landfall to 3 months: — Work closely with Monroe County Emergency Management to understand data related to the FEMA Individual Assistance Program. Specifically, document the number of applicants,the amount of assistance provided to-date and the number of individuals denied assistance. It is also important to understand the number of households who are provided temporary sheltering assistance support through FEMA trailers,hotel lodging or other resources. — Review existing plans and ordinances to determine if adjustments need to be made to streamline recovery or address a specific need resulting from the disaster. III ��iii iiiro courity, IIL...ocaIII III l..'i' a t lii��.iii s Ulia te. J SECTIONS: CAPABILITY ASSESSMENT 3 to 6 months: — Coordinate with the Housing Recovery Team to conduct a survey of long-term housing repair needs that considers the appetite of homeowners for mitigation programs as well as voluntary buyout programs. 6 months to 1 year: — Coordinate the Housing Recovery Team to understand impacts on homeowners and renters and the need for new workforce housing to support long-term recovery. — Coordinate with the Economic Recovery Team to conduct a survey of local long-term business recovery needs (the survey conducted following Hurricane Irma is a great example). — Coordinate with the Infrastructure Recovery Team to understand infrastructure impacts and specific projects that will not be covered by the FEMA Public Assistance or the FEMA Hazard Mitigation Grant Program. — Coordinate with the Finance and Administration Teams to understand the long-term fiscal impacts the County and any additional support that may be needed to ensure a successful recovery. This can include financial assistance to support local tax revenue shortfalls or new positions that are needed to support long-term recovery and redevelopment. — Coordinate with the Finance and Administration to understand impacts to cultural and historic resources and any gaps in funding that may exist to ensure that these resources are restored. — Coordinate with the Environmental Restoration Team to understand impacts on the environment, including marine debris, fisheries, and other environmental concerns/impacts. — Coordinate with municipalities to understand how the disaster impacted their community and specific projects not covered by current resources,needed to support this recovery. — Conduct forums or listening sessions to get public feedback on important elements to preserve in the community and potential strategies to build-back in a way that may move the community in a more resilient direction in the future. 1 to 2 years: — Ensure that the collection of unmet needs and action plan development processes are transparent by posting relevant information to a central website for recovery and offering opportunities in-person and online for community members to ask questions and offer feedback on projects. — Work closely with the Public Information Officer to ensure that all opportunities to provide feedback are broadly disseminated through all advertising venues including social media,press releases, etc. — Work with schools and non-profit agencies to develop creative ways to involve students and the art community in soliciting feedback on redevelopment. — Develop a long-term recovery plan that builds on the information collected to date and outlines clear actions that are needed,with funding sources aligned to guide recovery and long-term redevelopment. — As resources are available to support long-term recovery, coordinate closely with municipalities and other eligible stakeholders to ensure that the opportunities are seized. 2+years: — Continue close coordination with all stakeholders as funding continues to roll out and provide webinars,meetings,newsletters and other media to get the word out about grant opportunities and facilitate a forum for communication. Key West has its own post-disaster redevelopment plan. IIIAarvroe courity,III:III III: IIL...ocaIII III l..'i' a:lii.iii s Ulia t ... SECTIONS: CAPABILITY ASSESSMENT An emergency operations plan outlines responsibilities and how resources will be deployed during and following an emergency or disaster. — All participating jurisdictions are covered under the Monroe County Emergency Management Comprehensive Plan,which was passed in 2022. S A continuity of operations plan establishes a chain of command, line of succession, and plans for backup or alternate emergency facilities in case of an extreme emergency or disaster event. — All participating jurisdictions are covered under the Monroe County Continuity of Operations Plan. The implementation of hazard mitigation activities involves agencies and individuals beyond the emergency management profession. Stakeholders may include local planners,public works officials, economic development specialists, and others. In many instances, concurrent local planning efforts will help to achieve or complement hazard mitigation goals. A comprehensive or land use plan establishes the overall vision for what a community wants to be and serves as a guide for future governmental decision making. Typically, a comprehensive plan contains sections on demographic conditions, land use,transportation elements, and community facilities. Given the broad nature of the plan and its regulatory standing in many communities,the integration of hazard mitigation measures into the comprehensive plan can enhance the likelihood of achieving risk reduction goals, objectives, and actions. — All participating jurisdictions have a comprehensive plan. — Key Colony Beach and Islamorada are currently updating their comprehensive plans. A capital improvements plan guides the scheduling of spending on public improvements. A capital improvements plan can serve as an important mechanism for guiding future development away from identified hazard areas. Limiting public spending in hazardous areas is one of the most effective long- term mitigation actions available to local governments. — All participating jurisdictions have a capital improvements plan in place. A historic preservation plan is intended to preserve historic structures or districts within a community. An often-overlooked aspect of the historic preservation plan is the assessment of buildings and sites located in areas subject to natural hazards, and the identification of ways to reduce future damages. This may involve retrofitting or relocation techniques that account for the need to protect buildings that do not meet current building standards or are within a historic district that cannot easily be relocated out of harm's way. 1 of the 6 participating jurisdictions have a historic preservation plan in place or under development. Zoning represents the primary means by which land use is controlled by local governments. As part of a community's police power,zoning is used to protect the public health, safety, and welfare of those in a IIN4arvroe Courity,III:III III: IIL...ocdI III l..'i' a:lii.iii S Ulia t . SECTIONS: CAPABILITY ASSESSMENT given jurisdiction that maintains zoning authority. A zoning ordinance is the mechanism through which zoning is typically implemented. Since zoning regulations enable municipal governments to limit the type and density of development, a zoning ordinance can serve as a powerful tool when applied in identified hazard areas. — All participating jurisdictions have a zoning ordinance in place and enforce zoning regulations. A subdivision ordinance is intended to regulate the development of residential, commercial,industrial, or other uses, including associated public infrastructure, as land is subdivided into buildable lots for sale or future development. Subdivision design that accounts for natural hazards can dramatically reduce the exposure of future development. All participating jurisdictions have a subdivision ordinance in place and enforce subdivision regulations. muIVV Ioouum muuV y muuu Building codes regulate construction standards. In many communities,permits and inspections are required for new construction. Decisions regarding the adoption of building codes (that account for hazard risk), the type of permitting process required both before and after a disaster, and the enforcement of inspection protocols all affect the level of hazard risk faced by a community. — All participating jurisdictions have building codes in place and enforce building code requirements. The adoption and enforcement of building codes by local jurisdictions is routinely assessed through the Building Code Effectiveness Grading Schedule(BCEGS)program, developed by the Insurance Services Office, Inc. (ISO). The results of BCEGS assessments are routinely provided to ISO's member private insurance companies,which in turn may offer ratings credits for new buildings constructed in communities with strong BCEGS classifications. The expectation is that communities with well-enforced, up-to-date codes should experience fewer disaster-related losses, and as a result should have lower insurance rates. In conducting the assessment, ISO collects information related to personnel qualification and continuing education, as well as number of inspections performed per day. This type of information combined with local building codes is used to determine a grade for that jurisdiction. The grades range from 1 to 10,with a BCEGS grade of 1 representing exemplary commitment to building code enforcement, and a grade of 10 indicating less than minimum recognized protection. Flooding represents the greatest natural hazard facing the nation,yet the tools available to reduce the impacts associated with flooding are among the most developed when compared to other hazard-specific mitigation techniques. In addition to approaches that cut across hazards such as education, outreach, and the training of local officials,the National Flood Insurance Program(NFIP) contains specific regulatory measures that enable government officials to determine where and how growth occurs relative to flood hazards. Participation in the NFIP is voluntary for local governments; however,program participation is strongly encouraged by FEMA as a first step for implementing and sustaining an effective hazard mitigation program. It is therefore used as part of this capability assessment as a key indicator for measuring local capability. To participate in the NFIP, a county or municipality must adopt a local flood damage prevention ordinance that requires established minimum building standards in the floodplain. These standards require that all new buildings and substantial improvements to existing buildings be protected from damage by a 1%-annual-chance flood event and that new development in the floodplain not exacerbate existing flood IIIAarvroe c ouii III:III &II:) IIL...ocaIII III l..'i' a:lii.iii s Ulia t ... SECTIONS: CAPABILITY ASSESSMENT problems or increase damage to other properties. Within the last five years, Monroe County and its incorporated communities adopted flood damage prevention ordinance updates establishing minimum elevation requirements communitywide,protecting development not only in the SFHA but also in areas currently mapped as moderate and low risk zones. A key service provided by the NFIP is the mapping of identified flood hazard areas. Flood Insurance Rate Maps (FIRMs) are used to assess flood hazard risk,regulate construction practices, and set flood insurance rates. FIRMs are an important source of information to educate residents, government officials, and the private sector about the likelihood of flooding in their community. All jurisdictions in Monroe County participate in the NFIP. NFIP policy and claim information for each participating jurisdiction are provided in the jurisdictional annexes along within an overview of NFIP participation activities and higher standards of floodplain management enforced in each community. All jurisdictions will continue to comply with all required provisions of the NFIP. Floodplain management is managed through zoning ordinances,building code restrictions, and the county building inspection program. The jurisdictions will coordinate with FDEM and FEMA to develop maps and regulations related to Special Flood Hazard Areas within their jurisdictional boundaries and,through a consistent monitoring process,will design and improve their floodplain management program in a way that reduces the risk of flooding to people and property. Additional details on Community Rating System (CRS)participation and substantial damage management procedures are provided below. An additional indicator of floodplain management capability is active participation in the CRS. The CRS is an incentive-based program that encourages communities to undertake defined flood mitigation activities that go beyond the minimum requirements of the NFIP. Each of the CRS mitigation activities is assigned a point value. As a community earns points and reaches identified thresholds,they can apply for an improved CRS class. Class ratings,which range from 10 to 1 and increase on 500-point increments, are tied to flood insurance premium reductions. Every class improvement earns an additional 5 percent discount for NFIP policyholders,with a starting discount of 5 percent for Class 9 communities and a maximum possible discount of 45 percent for Class 1 communities. Community participation in the CRS is voluntary. Any community that is in full compliance with the rules and regulations of the NFIP may apply to FEMA for a CRS classification better than class 10. The CRS application process has been greatly simplified over the past several years,based on community comments intended to make the CRS more user friendly, and extensive technical assistance is available for communities who request it. All communities in Monroe County participate in the Community Rating System. Each community's CRS Class is shown in Table 5.2. Key West is working toward a CRS improvement to a Class 4. "'"""' Illlllh lllllll 5.2IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII' Illllll lllilll IIIIIII° IIIIIII Ilii llllll IIIIIII IIIIIII�°f IIIIIII IIIIIII Illilll IIIIIII Jurisdiction Date of Initial NFIP Entry Date Current CRS Current Effective FIRM/FHBM Class Map Date Monroe County 06/20/70 06/15/1973 3 04/01/2022 City of Key Colony Beach 06/20/70 07/16/71 6 04/01/2025 City of Key West 09/03/71 09/03/1971 5 10/01/2020 City of Layton 07/01/70 07/23/1971 5 04/01/2022 City of Marathon 06/20/70 10/16/2000 6 05/01/2018 Village of Islamorada 06/20/70 10/01/1998 5 04/01/2022 Source:FEMA Community Status Book,2022 IIIAarvroe Courity,III:III III: IIL...ocdI III l..'i' a:lii.iii SUrategy 3 SECTIONS: CAPABILITY ASSESSMENT A floodplain management plan(or a flood mitigation plan)provides a framework for action regarding corrective and preventative measures to reduce flood-related impacts. — This hazard mitigation plan follows the 10 steps of the CRS Activity 510 Floodplain Management Plan process and provides a similar framework for flood mitigation; therefore, all jurisdictions have planned for floodplain management through this process. — Key West is currently updating its Duval Street Master Plan which addresses stormwater issues and wind-proofing of commercial structures. The City is also updating the Mallory Square Master Plan which will address sea wall updates and elevation. — Monroe County, Key West,Layton,Key Colony Beach and Marathon are all currently developing CRS Activity 452.b Watershed Management Plans. Islamorada's was completed and approved in 2024. Monroe County is updating their previous WMP that was adopted in 2019. The NFIP requires that participating communities regulate and enforce substantial damage and substantial improvement procedures such that, at a minimum,buildings that are damaged to 50 percent or more of their market value or improved by 50 percent or more of their market value are required to be brought into compliance with flood damage prevention regulations for new development, such as being elevated to the freeboard requirement. Procedures followed by the participating jurisdictions in Monroe County are outlined below. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Monroe County's Building Official is designated as the Floodplain Administrator. For applications for building permits to improve buildings and structures, including alterations,movement, enlargement, replacement,repair, change of occupancy, additions, rehabilitations, renovations, substantial improvements,repairs of substantial damage, and any other improvement of or work on such buildings and structures,the Building Official of Monroe County shall follow the procedures outlined below: — Estimate the market value, or require the applicant to obtain an appraisal of the market value prepared by a qualified independent appraiser, of the building or structure before the start of construction of the proposed work; in the case of repair,the market value of the building or structure shall be the market value before the damage occurred and before any repairs are made; — Compare the cost to perform the improvement,the cost to repair a damaged building to its pre- damaged condition, or the combined costs of improvements and repairs, if applicable,to the market value of the building or structure; — Determine and document whether the proposed work constitutes substantial improvement or repair of substantial damage; and — Notify the applicant if it is determined that the work constitutes substantial improvement or repair of substantial damage and that compliance with the flood resistant construction requirements of the FL Building Code and the flood damage prevention ordinance is required. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CITY OF KEY BEACH The City of Key Colony Beach's Building Official is designated as the Floodplain Administrator. For applications for building permits to improve buildings and structures, including alterations,movement, enlargement,replacement,repair, change of occupancy, additions,rehabilitations,renovations, substantial III ��iii iiiro c ouii W&II�:�), IIL...�ocaIII III l..'i' a t lii��.iii s Ulia te. J SECTIONS: CAPABILITY ASSESSMENT improvements,repairs of substantial damage, and any other improvement of or work on such buildings and structures,the Building Official of Key Colony Beach shall follow the procedures outlined below: — Estimate the market value, or require the applicant to obtain an appraisal of the market value prepared by a qualified independent appraiser, of the building or structure before the start of construction of the proposed work; in the case of repair,the market value of the building or structure shall be the market value before the damage occurred and before any repairs are made; — Compare the cost to perform the improvement,the cost to repair a damaged building to its pre- damaged condition, or the combined costs of improvements and repairs, if applicable,to the market value of the building or structure; — Determine and document whether the proposed work constitutes substantial improvement or repair of substantial damage; and — Notify the applicant if it is determined that the work constitutes substantial improvement or repair of substantial damage and that compliance with the flood resistant construction requirements of the FL Building Code and the flood damage prevention ordinance is required. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CITY OF KEY E The City of Key West's FEMA Coordinator is the designated Floodplain Administrator. For applications for building permits to improve buildings and structures, including alterations,movement, enlargement, replacement,repair, change of occupancy, additions, rehabilitations, renovations, substantial improvements,repairs of substantial damage, and any other improvement of or work on such buildings and structures,the foodplain administrator, shall: — Estimate the market value, or require the applicant to submit appraisals -not older than one year-of the market value prepared by a qualified independent appraiser, of the building or structure before the start of construction of the proposed work; in the case of repair,the market value of the building or structure shall be the market value before the damage occurred and before any repairs are made; — Compare the cost to perform the improvement,the cost to repair a damaged building to its pre- damaged condition, or the combined costs of improvements and repairs, if applicable,to the market value of the building or structure; — Determine and document whether the proposed work constitutes substantial improvement or repair of substantial damage; the determination requires evaluation of previous permits issued for improvements and repairs as specified in the definition of"substantial improvement"; for proposed work to repair damage caused by flooding,the determination requires evaluation as specified in the definition of"substantial damage"; and — Notify the applicant if it is determined that the work constitutes substantial improvement or repair of substantial damage and that compliance with the flood-resistant construction requirements of the Florida Building Code and this ordinance is required. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CITY OF LA YTON The City of Layton's Building Code Administrator is designated as the Floodplain Administrator. For applications for building permits to improve buildings and structures, including alterations,movement, enlargement,replacement,repair, change of occupancy, additions,rehabilitations,renovations, substantial improvements,repairs of substantial damage, and any other improvement of or work on such buildings and structures,the Foodplain administrator, in coordination with the building official, shall: — Estimate the market value or require the applicant to obtain an appraisal of the market value prepared by a qualified independent appraiser, of the building or structure before the start of construction of the IIMarvroe C ouii III:III &II:) IIL...ocdI III l..'i' a:lii.iii SUrategy ... IIC:)�g,m°,, ... SECTIONS: CAPABILITY ASSESSMENT proposed work; in the case of repair,the market value of the building or structure shall be the market value before the damage occurred and before any repairs are made. — Compare the cost to perform the improvement,the cost to repair a damaged building to its pre- damaged condition, or the combined costs of improvements and repairs, if applicable,to the market value of the building or structure. — Determine and document whether the proposed work constitutes substantial improvement or repair of substantial damage. — Notify the applicant if it is determined that the work constitutes substantial improvement or repair of substantial damage and that compliance with the flood resistant construction requirements of the Florida Building Code and this chapter is required. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CITY OF MAPATHON The City Manager of Marathon is designated as the Floodplain Administrator. For applications for building permits to improve buildings and structures, including alterations,movement, enlargement, replacement,repair, change of occupancy, additions, rehabilitations,renovations, substantial improvements,repairs of substantial damage, and any other improvement of or work on such buildings and structures,the Floodplain Administrator, in coordination with the Building Official shall follow the procedures outlined below: — Estimate the market value, or require the applicant to obtain an appraisal of the market value prepared by a qualified independent appraiser, of the building or structure before the start of construction of the proposed work; in the case of repair,the market value of the building or structure shall be the market value before the damage occurred and before any repairs are made; — Compare the cost to perform the improvement,the cost to repair a damaged building to its pre- damaged condition, or the combined costs of improvements and repairs, if applicable,to the market value of the building or structure; — Determine and document whether the proposed work constitutes substantial improvement or repair of substantial damage; and — Notify the applicant if it is determined that the work constitutes substantial improvement or repair of substantial damage and that compliance with the flood resistant construction requirements of the FL Building Code and the flood damage prevention ordinance is required. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ILA E OF ISLANDS The Village Manager is designated as the Floodplain Administrator; however the Village Floodplain/CRS Coordinator oversees development in the floodplain including substantial damage and substantial improvement determinations. Islamorada has developed a Substantial Damage Administrative Procedures Plan following FEMA's template and guidance. The Village uses Forerunner software and CityView software to maintain a property database of structures in the floodplain and to facilitate making substantial damage determinations following a flooding event. Staff from the Building Department and Fire Department coordinate post-event to identify areas of damage and make substantial damage determinations. Property owners are notified via a letter through Forerunner. For applications for building permits to improve buildings and structures, including alterations, movement, enlargement,replacement,repair, change of occupancy, additions, rehabilitations, renovations, substantial improvements,repairs of substantial damage, and any other improvement of or work on such buildings and structures,the Floodplain Administrator, in coordination with the Building Official, shall: IIIAarvroe courity,III:III III: IIL...ocaIII III l..'i' a:lii.iii s Ulia t ... SECTIONS: CAPABILITY ASSESSMENT — Estimate the market value, or require the applicant to obtain an appraisal of the market value prepared by a qualified independent appraiser, of the building or structure before the start of construction of the proposed work; in the case of repair,the market value of the building or structure shall be the market value before the damage occurred and before any repairs are made; — Compare the cost to perform the improvement,the cost to repair a damaged building to its pre- damaged condition, or the combined costs of improvements and repairs, if applicable,to the market value of the building or structure; — Determine and document whether the proposed work constitutes substantial improvement or repair of substantial damage; for proposed work to repair damage caused by flooding,the determination requires evaluation of previous permits issued to repair flood-related damage as specified in the definition of"substantial damage"; and — Notify the applicant if it is determined that the work constitutes substantial improvement or repair of substantial damage and that compliance with the flood resistant construction requirements of the Florida Building Code and this article is required. An open space management plan is designed to preserve,protect, and restore largely undeveloped lands in their natural state, and to expand or connect areas in the public domain such as parks, greenways, and other outdoor recreation areas. In many instances open space management practices are consistent with the goals of reducing hazard losses, such as the preservation of wetlands or other flood-prone areas in their natural state in perpetuity. — The City of Marathon is in the process of developing a Parks, Recreation, and Open Space Master Plan. — All other jurisdictions do not have an open space management plan. A stormwater management plan is designed to address flooding associated with stormwater runoff. The stormwater management plan is typically focused on design and construction measures that are intended to reduce the impact of more frequently occurring minor urban flooding. — 4 of 6 participating jurisdictions have a stormwater management plan. — The City of Islamorada is currently developing an updated stormwater management plan, which is expected to be completed in 2026. — Monroe County, Key West,Layton,Key Colony Beach and Marathon are all currently developing CRS Activity 452.b Watershed Management Plans. Islamorada's was completed and approved in 2024. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... The ability of a local government to develop and implement mitigation projects,policies, and programs is directly tied to its ability to direct staff time and resources for that purpose. Administrative capability can be evaluated by determining how mitigation-related activities are assigned to local departments and if there are adequate personnel resources to complete these activities. The degree of intergovernmental coordination among departments will also affect administrative capability for the implementation and success of proposed mitigation activities. Technical capability can generally be evaluated by assessing the level of knowledge and technical expertise of local government employees, such as personnel skilled in using GIS to analyze and assess IIMarvroe Courity,III:III III: IIL...ocdI III l..'i' a:lii.iii SUrategy ... IIC:)I g,m as.1.. SECTIONS: CAPABILITY ASSESSMENT community hazard vulnerability. Community meetings were used to capture information on administrative and technical capability through the identification of available staff and personnel resources. Table 5.3 provides a summary of the results for each jurisdiction with regard to relevant staff and personnel resources. A checkmark indicates the presence of a staff member(s)in that jurisdiction with the specified knowledge or skill. In the past five years, Islamorada has added a new sustainability/resiliency position and a planning review engineer. Three to four Key West staff members became Certified Floodplain Managers and they have a resilience manager. Since the City's updated strategic plan, Key West has been able to expand their training budget to support adaptation planning opportunities across departments. Both Key West and Islamorada are working on a LiDAR mapping project. Islamorada will utilize this data for a road elevation assessment in tandem with the stormwater management plan that is currently being updated. All jurisdictions have detailed mobile LiDAR data for future planning efforts. °°° Illlllh IIIIIII5.3 IIIIIII IIIIIII °I f°f IIIIIII III IIIIIII°° IIIIIII IIIIIIIzesou�IIIt 40 %1- 0 d � s = � Q = Oro •- `° 3 > _ i M i +� O to `O = d O = M O M _ Im I *t �M _ i S O am � M a) d S d � � 0 Im _ o M v =0 U E .2 m %� s M M C = o CL CL = p •r M 'v *+ M = H d O 13 > >L >C . M E 0 to dC 3 0 V W 0 = Jurisdiction 41 a M W U M a = M W LL � U a to 1 Monroe County ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ City of Key Colony ✓ ✓ ✓ ✓ ✓ ✓ ✓ Beach City of Key West ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ City of Layton ✓ ✓ ✓ ✓ ✓ ✓ ✓ City of Marathon ✓ ✓ ✓ ✓ ✓ ✓ ✓ Village of Islamoracla ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ *Layton's Building Official has retired,and the City is under contract with a private provider. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 3 FISCAL CAPABILITY . . The ability of a local government to implement mitigation actions is often dependent on the amount of money available. This may take the form of outside grant funding awards or locally based revenue and IIMarvroe Courity,III:III III: IIL...ocdI III l..'i' a:lii.iii S Ulia t ... ..18 SECTIONS: CAPABILITY ASSESSMENT financing. The costs associated with mitigation policy and project implementation vary widely. In some cases,policies are tied primarily to staff time or administrative costs associated with the creation and monitoring of a given program. In other cases, direct expenses are linked to an actual project such as the acquisition of flood-prone houses, which can require a substantial commitment from local, state, and federal funding sources. The Local Capability Self-Assessment was used to capture information on each jurisdiction's fiscal capability through the identification of locally available financial resources. Table 5.4 provides a summary of the results for each jurisdiction with regard to relevant fiscal resources. A checkmark indicates that the given fiscal resource is locally available for hazard mitigation purposes (including match funds for state and federal mitigation grant funds). V m V = i •- V d V LL E O i m d 0 = G� a LL = 0 _ C o LL U m E d 0 d d y M E C M 0 0 0 0 ,� .MC m = a M M U M d _ - M 0 0. M � d d d Q Elmo V V W V to o V a N O Monroe County ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ City of Key Colony Beach ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ City of Key West ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ City of Layton ✓ ✓ ✓ ✓ City of Marathon ✓ ✓ ✓ ✓ ✓ ✓ ✓ Village of Islamorada ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓ Monroe County has a Municipal Service Benefit Unit to fund road elevation and tidal flooding mitigation. Since the last plan update, several communities have added fiscal resources: — Key West passed four general obligation bonds for resilience,parks and rec, streets (including stormwater), and safety(fire station and police station upgrades). — Key West received$1.4 million in FDEO and FDEP funds for a vulnerability assessment and adaptation plan. — Key West received a Florida Defense DIG to help establish the Bahama Village Resilience Hub. — Layton and Key Colony Beach received funding for a vulnerability assessment through the Resilient Florida program. — Monroe County has received funding and updated their vulnerability assessment. IIIAarvroe courity,III:III III: IIL...ocaIII III l..'i' a:lii.iii s Ulia t ... IIC:,)I g Mm 21 V� SECTIONS: CAPABILITY ASSESSMENT — All jurisdictions received FDEM funds to develop new or updated watershed management plans. — Monroe County has received funding for several road elevation projects. — Islamorada has received USACE and FDOT funding for a revetment project. — Monroe County Tourist Development Council can help support mitigation efforts that protect and complement tourism in the region. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... W This type of local capability refers to education and outreach programs and methods already in place that could be used to implement mitigation activities and communicate hazard-related information. Examples include natural disaster or safety related school programs;participation in community programs such as Firewise or StormReady; and activities conducted as part of hazard awareness campaigns such as a Tornado Awareness Month. Table 5.5 provides a summary of relevant education and outreach resources. A checkmark indicates that the given resource is locally available for hazard mitigation purposes. °°° Illlllh lllllll IIIIIII t°Illilll tlllllll°°° Illllllh° IIIIIIIzes° III l = O O = w O `9 O N V = 0 d d O 3 ^ i •_� d _ _ OC .1�.# 9� O Z s M 8� 0 U 0 M -•+ '- '- i M M 4) Vf H = = 3 O U C i V W V O = i � 3 d 0 Q � 3 i � V i d _ ._ H V �0 0 0 Elmo V i O M = s U _ = d W. a >% ,o • aCd N O Md 'D3 ,v •__ M .- E s N _v v F. do O Z - d d— Jurisdiction -1 o CL m d O &.Q d z a vo ii as M O Monroe County ✓ ✓ City of Key Colony Beach ✓ City of Key West ✓ ✓ ✓ City of Layton ✓ City of Marathon ✓ Village of Islamorada ✓ ✓ Each community's specific public education and outreach initiatives related to hazard mitigation are summarized below: — Monroe County: Hosts the County's multi jurisdictional CRS Program for Public Information and the associated Committee(all jurisdictions except for Layton participate in this PPI); StormReady certified; Emergency management preparedness website. — City of Key Colony Beach: Distributes flyers to the community with topics related to water preservation, hurricane preparedness and flood preparedness. IIIAarvroe courity,III:III III: IIL...ocaIII III l..'i' a:lii.iii s Ulia t . IIC: Mm 22 SECTIONS: CAPABILITY ASSESSMENT — City of Key West: Outreach and education through booths,work/school visits,PSAs, and online videos on topics including,but not limited to, fire and hurricane safety, lightning,water conservation, energy conservation, and climate change; annual mailing to repetitive loss properties; Know before you buy brochures; Annual flood information mailing to lenders, insurance agents, and realtors. — Layton: Community mailouts on hazard related topics. — Marathon: Emergency Management website with preparedness guides. — Islamorada: Public education trailer for community and school outreach, especially around home fires; Outreach with FKAA around water conservation; Maintains a Community Emergency Response Team(CERT); Assist with MERC programs which incorporate storm readiness,home readiness,mitigation, and response. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... This type of local capability refers to the mitigation strategies and actions that are developed by the communities in this plan. All communities in Monroe County pursue mitigation grant funding to implement property protection activities, including building elevations and acquisitions, as well as structural projects. The LMSWG coordinates regularly to review mitigation grant funding opportunities and prioritize projects for grant applications. In the past five years,Key West received an$11 million BRIC grant, funding a fire station and EOC, received funds from FDEP to develop a vulnerability assessment, and worked with the Florida Division of Historic Resources to complete an assessment and flood mitigation of historic properties. Islamorada has been working with USAGE on the Florida Keys Costal Storm Risk Management Project which will address US-I revetment on the Fill Keys, home elevations, and critical infrastructure floodproofing. LiDAR mapping is occurring throughout the county will support evaluation of potential elevation proj ects. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 5.3.6 POLITICAL CAPABILITY One of the most difficult capabilities to evaluate involves the political will of a jurisdiction to enact meaningful policies and projects designed to reduce the impact of future hazard events. Hazard mitigation may not be a local priority, or it may conflict with or be seen as an impediment to other goals of the community, such as growth and economic development. Therefore,the local political climate must be considered in designing mitigation strategies, as it could be the most difficult hurdle to overcome in accomplishing their adoption and implementation. In completing the Local Capability Self-Assessment, HMPC representatives from each community were asked to rate political support as they perceive it and identify general examples of local political capability, such as guiding development away from identified hazard areas,restricting public investments or capital improvements within hazard areas, or enforcing local development standards that go beyond minimum state or federal requirements (e.g.,building codes, floodplain management, etc.). Table 5.6 below summarizes the different government structures in the jurisdictions as well as whether or not the governing bodies are supportive of mitigation efforts. IIIAarvroe courity,III:III III: IIL...ocaIII III l..'i' a:lii.iii s Ulia t ... SECTIONS: CAPABILITY ASSESSMENT °°° IIIIIII IIIIIII °°°"'°°° ii t'i IIIIIII IIIIIII °t' t'IIIIIII IIII III 1111114 IIIIIII °'°°' IIIIIII t IIIIII ��'' °°°° IIIIIII t IIIIIII IIIIIII IIIIIII IIIIIII Political Climate Supportive of Jurisdiction Government Structure Mitigation Efforts? Monroe County 5-member Board of County Commissioners Yes,supportive via resolution City of Key Colony Beach 5-member City Commission led by Mayor Yes. City of Key West City Commission of 7(6 district Local political climate is very representatives,1 Mayor) supportive of mitigation efforts. City of Layton 5 member elected City Council and 1 Mitigation is supported by elected Mayor Mayor,Council,and staff. 5-member City Council (3 council members, City of Marathon Yes. 1 vice mayor, mayor) Y Islamorada Village of Islamorada operates under a council- Mayor and Village Council are manager form of government;5-member very supportive of mitigation Islands Village Council (including Mayor) efforts in Islamorada. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ....................... Co��114C��.....................U S 0�Nj S 0 ,,,OCA��..................... IIIIII As previously discussed, one of the reasons for conducting a capability assessment is to examine local capabilities to detect any existing gaps or weaknesses within ongoing government activities that could hinder proposed mitigation activities and possibly exacerbate community hazard vulnerability. These gaps,which indicate opportunities for improvement, have been identified for each jurisdiction in the tables found throughout this section. The participating jurisdictions used the capability assessment as part of the basis for the mitigation actions that are identified in Section 7; therefore, each jurisdiction addresses their ability to expand on and improve their existing capabilities through the identification of their mitigation actions. Each jurisdiction is unique in its planning, regulatory, fiscal,political, and outreach capabilities; additional details on jurisdictional capability, including existing mitigation in comprehensive planning efforts, and other details of local planning can be found in the Planning Area Profile. IIIAarvroe Courity,III:III III: IIL...ocdI III l..'i' a:lii.iii SUrategy 3 SECTION 6: MITIGATION STRATEGY iiiiiiiiiiiiiiiiiiiiiillillillillillillI iiiiiiiiiiiiiiiiiiiiiillillillillilliilI iiiiiiiiiiiiiiiiiii i 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 11�11GY 6 \4 11111 G All"""""""Illl1111111111111111111 0 S 11111111111111111111111111111 Requirement §201.6(c)(3): [The plan shall include] a mitigation strategy that provides the jurisdiction's blueprint for reducing the potential losses identified in the risk assessment, based on existing authorities, policies,programs and resources,and its ability to expand on and improve these existing tools. This section describes the process for developing the mitigation strategy for the Monroe County Local Mitigation Strategy. It describes how the Region met the requirements for Planning Step 6 (Set Goals), Planning Step 7 (Review Possible Activities), and Planning Step 8 (Draft an Action Plan). This section includes the following sub-sections: — 6.1 Goals and Objectives — 6.2 Identification&Analysis of Mitigation Activities ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6.11111111111 GOA��.....................S Requirement§201.6(c)(3)(i):[The mitigation strategy section shall include a]description of mitigation goals to reduce or avoid long-term vulnerabilities to the identified hazards. Goal setting builds upon the findings of Section 4,which documents the hazards and associated risks that threaten Monroe County, including the vulnerability of structures, infrastructure, and critical facilities. Section 5 evaluates each jurisdiction's capacity to reduce the impact of hazards. The intent of Goal Setting is to identify areas where improvements to existing capabilities and reductions in existing vulnerabilities can be made so that overall risk is reduced. Goals also guide the review of possible mitigation measures. This plan needs to make sure that recommended actions are consistent with what is appropriate for the County and the incorporated municipalities. Mitigation goals need to reflect community priorities and should be consistent with other local plans. — Goals are general guidelines that explain what is to be achieved. They are usually broad-based policy type statements, long term and represent global visions. Goals help define the benefits that the plan is trying to achieve. — Objectives are short term aims that,when combined, form a strategy or course of action to meet a goal. Unlike goals, objectives are specific and measurable. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6,,,,,7,,,,,7 COORDINATION WITH OTHER PLANNING EFFORTS The goals of this plan need to be consistent with and complement the goals of other local planning efforts. The primary planning documents that the goals of this plan should complement and be consistent with are the County and participating jurisdictions' comprehensive plans. Comprehensive plans are important because they are developed and designed to guide future growth within their communities so they encompass long-term strategies and can be critical to reducing long term vulnerabilities. Keeping the Local Mitigation Strategy and Comprehensive Plans consistent ensures that land development is done with awareness and understanding of hazard risk and that mitigation projects complement rather than contradict community development objectives. Another local resource that was reviewed for coordination was the Southeast Florida Regional Climate Change Compact Regional Climate Action Plan 3.0; Monroe County and all incorporated jurisdictions are part of the compact and the associated climate action plan. Marvroe County,III::III III:) IIM u.1 III t oc III III ii t ii g a t ii iiir'i strategy J a iiir.''m u a iii�, 2,0 2,6 IIC: ,2,3 SECTION 6: MITIGATION STRATEGY The Action Plan recommendations are broad and applicable across the region and throughout Monroe County. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... . .2 GOAL SETTING At the third planning meeting,held on June 5,2025,the LMSWG reviewed and discussed the goals and objectives from the 2020 Monroe County LMS. The planning team provided recommendations for minor revisions to the goals and objectives,which the LMSWG discussed and approved. Revisions included minor changes to wording,reorganization of several obj ectives within the goals, The revised goals and objectives of this plan update are detailed below in Section 6.1.3. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6.7.3 RES UL TING GOALS Goal 1-Protect and maintain the life,health,safety,and welfare of the community. Objective 1.1: Provide public education and outreach to inform residents and visitors how to protect themselves and their property. Objective 1.2: Improve preparedness,response, and recovery capabilities to minimize hazard impacts. Objective 1.3: Reduce losses from business interruption and support long term business viability. Goal 2-Protect and preserve property and assets,including the built environment and natural resources. Objective 2.1: Retrofit or otherwise protect community infrastructure systems, including critical facilities,utilities, water, sewer, communications, and transportation. Objective 2.2: Use planning and regulatory tools to protect future development and prevent hazard risks from worsening. Objective 2.3: Preserve and protect natural areas and resources that provide hazard risk reduction and other beneficial functions. Objective 2.4: Pursue property protection and structural projects to reduce vulnerability of existing development. Goal 3-Build local capacity to enhance resiliency and enable communities to quickly recover from hazard impacts. Objective 3.1: Explore, develop, and implement new pre-disaster opportunities that build community resilience. Objective 3.2: Ensure continuity and redundancy of critical local government operations and systems. Objective 3.3: Strengthen regional connections and continue to foster inter jurisdictional coordination for risk reduction efforts. IIIAarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a iii. g e 2,241 1 SECTION 6: MITIGATION STRATEGY ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6.2,, IIIIIIIIIIIIIIIIIIIIIIIIII II I IIIIIIIIIIIIIIIIIIIII IIII II "q A IIIIIIII �S uuuuum uuuuuumuuuuuu muuuuuuuuuuul uumul uuuuum uuuuumuluu IIII uuuum ACIIIIIIIIIIIIIII��IIIIIIIIIIIIIII V S i Requirement §201.6(c)(3)(ii): [The mitigation strategy section shall include a] section that identifies and analyzes a comprehensive range of specific mitigation actions and projects being considered to reduce the effects of each hazard,with particular emphasis on new and existing buildings and infrastructure. All plans approved by FEMA after October 1, 2008, must also address the jurisdiction's participation in the NFIP, and continued compliance with NFIP requirements,as appropriate. To identify and select mitigation projects that support the mitigation goals and objectives, the risks and vulnerabilities associated with all hazards identified and evaluated in Section 4 Hazard Identification and Risk Assessment were evaluated for mitigation opportunities. The LMSWG analyzed viable mitigation options that supported the identified goals and objectives, addressed key problems,risks, or vulnerabilities, and aligned with other local plans and efforts. The LMSWG was provided with the following list of mitigation categories which are utilized as part of the CRS planning process but are also applicable to multi-hazard mitigation: — Prevention — Emergency Services — Property Protection — Structural Projects — Natural Resource Protection — Public Education The LMSWG was also provided with examples of potential mitigation actions for each of the above categories. The LMSWG was instructed to consider both future and existing buildings in evaluating possible mitigation actions. Facilitated discussions took place to examine and analyze the options. The LMSWG also considered which actions from the previous plan and subsequent annual updates that were not already completed should be continued in this action plan. A more detailed review of possible actions within each mitigation category that were reviewed by the LMSWG is provided in Appendix C. Actions that were completed or deleted are detailed in Section 2.9. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6 II�� IIIIII� II IIu�mlllllul Monroe County employs a three-step mitigation action prioritization process. Step One, defined in this section, is to identify a full range of possible mitigation activities and create a preliminary list of actions to pursue. Steps Two and Three are detailed in Appendix D. In the process of identifying continuing and new mitigation actions,the LMSWG was provided with a set of prioritization criteria to assist in deciding why one recommended action might be more important,more effective, or more likely to be implemented than another. LMSWG members were asked to rate each action with an approach modified from the FEMA STAPLEE criteria and then evaluate the general efficacy of each action. The LMSWG was first asked to give each action a positive(1 point),neutral (0 points), or negative(-I point)rating for each of the STAPLEE elements: — Socially Acceptable: Is the action acceptable to the community?Does it have a greater impact on a certain segment of the population?Are the benefits fair? — Technically Feasible: Is the action technically feasibly? Is it a long-term solution to the problem? Does it capitalize on existing planning mechanisms for implementation? — Administrative Resources: Are there adequate staffing, funding and other capabilities to implement the project? Is there adequate additional capability to ensure ongoing maintenance? Marvroe County,III::III III: IIM u.1 III t oc III III ii t ii g a t ii iiir'i strategy J a iiir''i u a iii�, 2,0 2,6 IIC: 22,5 SECTION 6: MITIGATION STRATEGY — Politically Supported: Will there be adequate political and public support for the project?Does the project have a local champion to support implementation? — Legally Allowable: Does the community have the legal authority to implement the action? — Economically Sound: Can the action be funded locally?Will the action need to be funded by an outside entity, and has that funding been secured? How much will the project cost? Can the benefits be quantified, and do they outweigh the costs? — Environmentally Sound: Does the action comply with environmental regulations? Does the action meet the community's environmental goals?Does the action impact land,water, endangered species, or other natural assets? Each action could receive a STAPLEE score between 7 and-7; however,no action was considered further if it scored less than 0 points. Next, the LMSWG was asked to consider each action's potential efficacy by answering the following questions with unlikely(0 points),maybe (1 point),probably(2 points), or definitely(3 points): — Will the action result in lives saved? — Will the action reduce property damages? — Will the action reduce the need for response actions? — Will the benefits exceed the cost? Each action could receive an additional effectiveness score of 0 to 12. Using these prioritization criteria, the LMSWG was able to score each action on a scale of 0 to 19. The prioritization ranking, simplified as High, Medium, or Low, for each mitigation action considered by the LMSWG is provided in the Mitigation Action Plan below. These priority rankings are defined as follows: — High: 14 to 19 points — Medium: 7 to 13 points — Low: 0 to 6 points In accordance with the DMA requirements, an emphasis was placed on the importance of a benefit-cost analysis in determining action priority, as reflected in the prioritization criteria above. For each action,the LMSWG considered the benefit-cost analysis in terms of: — Ability of the action to address the problem — Contribution of the action to save life or property — Available technical and administrative resources for implementation — Availability of funding and perceived cost-effectiveness The consideration of these criteria helped to prioritize and refine mitigation actions but did not constitute a full benefit-cost analysis. The cost-effectiveness of any mitigation alternative will be considered in greater detail through performing benefit-cost project analyses when seeking FEMA mitigation grant funding for eligible actions associated with this plan. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6m umu°pm uuuuuuuu uuuuuuuu uuuuuuu uuuuuum uuuuuum uuuuuuuuuuuuu uuuuuuu uuuuuuuuuuuuu uuuuuu°upplll uuuuuuuu uuuuuuuu i um , mummol Illlullliiul a uml uuuuum uuuuum uuuuuuuuuuuu uummmuuuuu uuuuuuu uuuuu iIIVi uuuuuuuuum. uuuuum uuuuuuuuuuuuu uuuuuuuuuuuuu uuumuun uuuuuuuuuuuum uuuuuuuuuuuum uuu In keeping with FEMA requirements for plan updates,the LMSWG evaluated mitigation actions identified in the previous plan to determine their current implementation status, including if an action was completed or, if not,whether it should be carried forward for future implementation or deleted from the IIIAarvroe courity,III:III III:I III .III ill .iii iii ..lii ii iii III Ill ou III III iii t iii atiii aii°m Strategy Jaiir'iu a�i a 2,02,6 IIC: g e 2,a2,6 SECTION 6: MITIGATION STRATEGY mitigation action plan. The results of this evaluation are reflected in the updated mitigation action plan and in the summary of completed and deleted actions from the 2020 plan update in Table 6.1. Note that the mitigation action plan in Section 7 presents only those actions currently being pursued for implementation, including new actions and actions carried forward from the 2020 plan update. 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SECTION 7: MITIGATION ACTION PLAN 7' \4 1111111111111111111111111111111111111111 GA""""""""Illl111111111111111ll'l 0 AC"111111111111111111illillillillillillilliilI 0 ��4 ..............................A �q Requirement§201.6(c)(3)(iii):[The mitigation strategy section shall include an]action plan describing how the actions identified in section (c)(3)(ii) will be prioritized, implemented, and administered by the local jurisdiction. Prioritization shall include a special emphasis on the extent to which benefits are maximized according to a cost benefit review of the proposed projects and their associated costs. This section provides the updated mitigation action plan,which was developed to reduce the risk and vulnerability of people,property, infrastructure, and natural and cultural resources to future disaster losses. Emphasis was placed on both future and existing development. Each mitigation action recommended for implementation is listed in these tables along with detail on the applicable jurisdictions,hazards addressed,the goal and objective addressed,the priority rating,the lead agency responsible for implementation,potential funding sources for the action, a projected implementation timeline(noted as the projected timeframe for completion), and the 2025 status and comments on this status for actions that were carried forward from the 2020 plan. n� III:IIL... III III t�I itl LUISdCtia 114°°°°°�kaZard III iii t iii ga t iii r''i IIC: a i w Ul) 4-j ate--+ +, 0 0) E c� V) N C £ p � +' O Q >' N Ln O V E U 01 Q to c6 N Q O O UJ a "a) 0 N O N O -45 3 cn � _U C: '�U '� '+; -0 Q U Ln Ln E N2 � :m i o 'n . . .Oo Q a N � U LL C O -W = O C M— 0 .� O N H LEI a N E O N 3 d ++ C U N d r 3 C a LL c6 a, N d E W O CA +' O U Q J {J} f0 \ O V = U _ — to v a 0 p U a w C > Q O L. 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Z O co c6 co O u -0 -0 -02 ~ M O O O11,4 u E E E L ..8 a..,n 0 °p O •ra t # M �t In +;�a a � 61 b1 a W r r r SECTION 8: PLAN MAINTENANCE ...............................A �4 \4A 1 14 A "�4 C Requirement§201.6(c)(4):[The plan maintenance process shall include a]section describing the method and schedule of monitoring,evaluating,and updating the mitigation plan within a five-year cycle. Implementation and maintenance of the plan is critical to the overall success of hazard mitigation planning. This section discusses how the Mitigation Action Plan will be implemented by participating jurisdictions and outlines the method and schedule for monitoring,updating, and evaluating the plan. This section also discusses incorporating the plan into existing planning mechanisms and how the public will continue to be involved in the planning process. It consists of the following three subsections: 8.1 Distribution 8.2 Implementation 8.3 Monitoring,Evaluation, and Enhancement 8.4 Continued Public Involvement ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 8 11111111111 II Upon adoption of the 2025 Monroe County Local Mitigation Strategy Update, the plan in its entirety will be posted on the Monroe County Emergency Management Department's website.Notice of its availability will be distributed to relevant Federal and State agencies, as well as local elected officials. The plan will be maintained on the Monroe County Emergency Management Department's website for public access throughout its duration. ...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................8 ........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................ � MISSION IIIIIIIIIIIIIIIIIIIIIIIIII II IIIII IIII IIiliq�N4 ullllll'iiuuuuuuuuuum ��11111111111111111111 uuuuuuuuuuuum uuuuuuuuuuuuu Each jurisdiction participating in this plan update is responsible for implementing specific mitigation actions as prescribed in the Mitigation Action Plan(found in Section 7). In the Mitigation Action Plan, every proposed action is assigned to a specific local department or agency to ensure responsibility and accountability and increase the likelihood of subsequent implementation. Jurisdiction may update the actions applicable to their jurisdiction as needed without altering the broader focus of the LMS. In addition to the assignment of a local lead department or agency, an implementation timeline or a specific implementation date or window has been assigned to each mitigation action to help assess whether reasonable progress is being made toward implementation. The participating jurisdictions will seek outside funding sources to implement mitigation projects in both the pre-disaster and post-disaster environments. When applicable,potential funding sources have been identified for proposed actions listed in the Mitigation Action Plan. An important implementation mechanism that is highly effective and low-cost is integration of the Local Mitigation Strategy recommendations and their underlying principles into other plans and mechanisms. Where possible,plan participants will use existing plans and/or programs to implement the Mitigation Action Plan. LMSWG group members may consider integrating the findings, recommendations, and actions presented in the LMS into the following plans and ordinances, among others: — Comprehensive Plans; — Subdivision Ordinances; — Zoning Ordinances&Land Use Plans; — Building Codes; n� r e courity,III:IIL... III:II iii iii iii°:iii iii III IIL...o c III III iii�iii a t ii�r'i �m iii III . 1 , � iii.m.�iii. ..02 IIC:� ,61 SECTION 8: PLAN MAINTENANCE — Emergency Operations Plans; — Climate Change/Sea Level Rise Plans; — Capital Improvements Plans; — Small Area Plans; and — Repetitive Loss Plans; — Transportation Plans. Monroe County and its jurisdictions acknowledge the risk and the associated effects of hazards such as high winds,tropical cyclones and storm surge, flooding, and sea level rise. As such, data regarding risk assessments and options to mitigate such risk are incorporated into existing community planning mechanisms,which are detailed in each community's individual annexes. Moving forward, it will be the responsibility of the LMSWG representatives from each participating jurisdiction to continue to determine and pursue opportunities for integrating the findings,requirements, and strategies of this plan with other local planning documents. The LMSWG is also responsible for ensuring that the goals and strategies of new and updated local planning documents for their jurisdictions or agencies are consistent with the goals and actions of the Local Mitigation Strategy and will not contribute to increased hazard vulnerability in the planning area. Methods for integration may include: — Monitoring other planning/program agendas; — Attending other planning/program meetings; — Participating in other planning processes; and — Monitoring community budget meetings for other community program opportunities. Many identified mitigation initiatives are capital projects,the implementation of which is usually dependent upon the availability of funding. When such initiatives are prioritized, and funding is sought, each jurisdiction will comply with its existing rules regarding inclusion of projects in its Capital Improvement Plan or other budget and planning processes and documents. Opportunities to integrate the requirements of this plan into other local planning mechanisms shall continue to be identified through future meetings of the LMSWG and through the five-year review process described herein. Although it is recognized that there are many possible benefits to integrating components of this plan into other local planning mechanisms,the development and maintenance of this stand-alone Local Mitigation Strategy is deemed by the LMSWG to be the most effective and appropriate method to implement local hazard mitigation actions at this time. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... MISSION MEN 11�J 9 A��N ��111111111111111111111111) 8.3 �N4 0 ..............................0 ��N G VA (,,,J 0 1111111111111111111111 A ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... MAINTENANCE8,33 ROLE OF LMSWG IN IMPLEMENTATION, MONI 111117111111111110PING AND With adoption of this plan, each jurisdiction will be responsible for the implementation and maintenance of their mitigation actions. The LMS Coordinator from Monroe County Emergency Management will take the lead in all plan monitoring and update procedures. As such, each jurisdiction agrees to continue their relationship with the LMSWG and: — Act as a forum for hazard mitigation issues; — Disseminate hazard mitigation ideas and activities to all participants; — Pursue the implementation of high-priority, low/no-cost recommended actions; — Ensure hazard mitigation remains a consideration for community decision makers; li �iii .d ai,4 IIL...o III iii t lii ii iii*.,m Strategy wi"°W&i,. .: .6 SECTION 8: PLAN MAINTENANCE — Maintain a vigilant monitoring of multi-objective cost-share opportunities to help the community implement the plan's recommended actions for which no current funding exists; — Monitor and assist in implementation and update of this plan; — Report on plan progress and recommended revisions to the local governing boards; and — Inform and solicit input from the public. The LMSWG's primary duty moving forward is to see the plan successfully carried out and report to the local governing boards,FDEM,FEMA, and the public on the status of plan implementation and mitigation opportunities. Other duties include reviewing and promoting mitigation proposals, considering stakeholder concerns about mitigation,passing concerns on to appropriate entities, and providing relevant information for posting on community websites (and others as appropriate). Simultaneous to these efforts, it will be important to maintain a constant monitoring of funding opportunities that can be leveraged to implement some of the costlier recommended actions. This will include creating and maintaining a bank of ideas on how to meet local match or participation requirements. When funding does become available, the County will be positioned to capitalize on the opportunity. Funding opportunities to be monitored include special pre- and post-disaster funds, state and federal earmarked funds,benefit assessments, and other grant programs, including those that can serve or support multi-objective applications. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Plan maintenance implies an ongoing effort to monitor and evaluate plan implementation and to update the plan as progress,roadblocks, or changing circumstances are recognized. The LMS Coordinator will be responsible for convening the LMSWG and initiating regular reviews. Regular maintenance will take place through quarterly conference calls and an annual meeting of the LMSWG. The LMSWG will also convene to review the plan after significant hazard events. The criteria recommended in 44 CFR 201 and 206 will be utilized in reviewing and updating the plan. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... . .3 MAINTENANCE Evaluation of progress can be achieved by monitoring changes in vulnerabilities identified in the plan. Changes in vulnerability can be identified by noting: — Decreased vulnerability as a result of implementing recommended actions; — Increased vulnerability as a result of failed or ineffective mitigation actions; and/or — Increased vulnerability as a result of new development(and/or annexation). Updates to this plan will: — Consider changes in vulnerability due to project implementation; — Document success stories where mitigation efforts have proven effective; — Document areas where mitigation actions were not effective; — Document any new hazards that may arise or were previously overlooked; — Incorporate new data or studies on hazards and risks; — Incorporate new capabilities or changes in capabilities; — Incorporate growth and development-related changes to asset inventories; and — Incorporate new project recommendations or changes in project prioritization. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy J a iii`.m U a iii. .: .6 SECTION 8: PLAN MAINTENANCE To ensure effectiveness in meeting the goals set forth in this plan,the LMS working group will convene quarterly via conference call. More specifically, quarterly reviews will monitor changes to the following information: — Community growth or change in the past quarter along with updates to community plans. The implementation status of the mitigation strategy and individual mitigation action items,including noting completed items or progress made toward completion, amended items, and deleted items due to changed priorities or otherwise. — The number of substantially damaged or substantially improved structures by flood zone. — The renovations and mitigation activities to public infrastructure including water, sewer, drainage, roads, bridges, gas lines, and buildings. — The number of building and assets protected or mitigation. — Natural hazard occurrences that required activation of any Emergency Operations Center(EOC)in the County and whether the event resulted in a presidential disaster declaration. — Natural hazard occurrences that were not of a magnitude to warrant activation of the EOC or a federal disaster declaration but were severe enough to cause damage in the community or closure of businesses, schools, or public services. — The dates of hazard events descriptions. — Documented damages due to the event; include details on closure of places of employment or schools and the number of days closed, road or bridge closures due to the hazard event and length of time closed, and an assessment of the number of private and public buildings damaged and whether the damage was minor, substantial, major, or if buildings were destroyed. The assessment will include residences,mobile homes, commercial structures, industrial structures, and public buildings, such as schools and public safety buildings. 2 ANNI,.,,,,,,IAL EVALUATION AND UPDATES Per Florida Administrative Code Chapter 27P-22, and to ensure the LMS is current and continues to serve the interest of residents and visitors,the LMSWG will perform annual evaluations. By the end of September of each year,the LMS Coordinator will notify LMSWG members of the need to identify and compile revisions brought up through quarterly reviews. Working group members will submit any proposed revisions to Emergency Management to be discussed at the annual LMSWG meeting. Minor revisions may be handled by addenda while significant revisions will be submitted to FDEM. The LMS Coordinator will compile the proposed revisions and submit them to the Department of Community Affairs and FDEM by the last working day of January. Revisions may be warranted due to: — Hazard events that have occurred prompting a change in the characterization of risk and vulnerability or warrant the consideration of additional initiatives; — Significant changes, such as addition or deletion,to the critical facilities lists; — Changes to the NFIP's list of Repetitive Loss Properties; — Changes in develop that result in changes to the characterization of people and property that are at risk; — Changes to the list of mitigation initiatives including the addition of new initiatives, or the deletion or completion of existing initiatives; — Changes in department organization,regulations, comprehensive plans, and the like; and — Changes necessary to comply with State and Federal program requirements. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 SECTION 8: PLAN MAINTENANCE In the event of a major hazard event such as a hurricane or tropical storm,the LMSWG will convene after the event to discuss its impacts and initiate a discussion on how the LMSWG can influence mitigation in the recovery process. Whether shortly after an event or in response to receiving notice from FDEM that mitigation funds are available,the LMSWG will consider which project and initiatives will be prioritized. The LMS Coordinator will be responsible for reconvening the LMSWG for the Five-Year plan update. In part,this revision will be to incorporate the material collected for the annual updates in the four years prior. The five-year update will be submitted to FDEM and FEMA Region 4. With this plan update anticipated to be completed by January 2026,the next plan update for Monroe County will be completed by January 2031. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 8 IllllhCO .............................. 1,................J Continued public involvement is imperative to the overall success of the plan's implementation. The quarterly review process will provide an opportunity to solicit participation from new and existing stakeholders and to publicize success stories from the plan implementation and seek additional public comment. Efforts to involve the public in the maintenance, evaluation and revision process may include: — Advertising LMSWG meetings in the local newspaper,public bulletin boards and/or local government office buildings; — Designating willing citizens and private sector representatives as official members of the LMSWG; — Utilizing local media to update the public of any maintenance and/or review activities; — Utilizing local government websites to advertise any maintenance and/or review activities; — Maintaining copies of the plan in public libraries or other appropriate venues; — Posting annual progress reports on the Plan to local government websites; — Heavy publicity of the plan and potential ways for the public to be involved after significant hazard events,tailored to the event that has just happened; — Keeping websites, social media outlets, etc. updated; — Drafting articles for the local community newspapers/newsletters; — Utilizing social media accounts (e.g. Twitter, Facebook). ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... . . When the LMSWG reconvenes for the five-year update, they will coordinate with all stakeholders participating in the planning process including those that joined the committee since the planning process began to update and revise the plan. In reconvening,the LMSWG will be responsible for coordinating the activities necessary to involve the greater public, including disseminating information through a variety of media channels detailing the plan update process. As part of this effort,public meetings will be held and public comments will be solicited on the plan update draft. li �iii .d ai,4 IIL...o III iii t lii ii iii*.m Strategy wi"m �&i. .: .6 IIC:)E!Ige as 641 SECTION 9: PLAN ADOPTION 1111111111111) iiiiiiiiiiiiiiiiiiiiiillillillillillillillilI ...............................A �4 A 0 0 �4 Requirement §201.6(c)(5): [The plan shall include] documentation that the plan has been formally approved by the governing body of the jurisdiction requesting approval of the plan (e.g., City Council, County Commissioner,Tribal Council). The purpose of formally adopting this plan is to secure buy-in, raise awareness of the plan, and formalize the plan's implementation. The adoption of this plan completes Planning Step 9 (Adopt the Plan)of the 10-step planning process, in accordance with the requirements of DMA 2000. FDEM Approval Letters and community adoption resolutions are provided on the following pages. Marvroe County, IIM u.1 III t oc III III ii t ii g a t ii iiir'i Strategy J a iiir.''m u a iii�, 2,0 2,6 IIC: 2,65 SECTION 9: PLAN ADOPTION Placeholder for resolutions IIMarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii ar''I Strategy 3 a iiir.m u a iii. ANNEX A:MONROE COUNTY UNINCORPORATED AREAS A J '14 �1 CO \4 0 S4 COLIJ lqllllllllllllllllllillillillillillillilliililly ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A.11111111111 ASS Unincorporated Monroe County and the LMS Working Group provided a local inventory of critical facilities and community lifelines, which are a priority for mitigation planning and emergency management. Lifelines are the most fundamental services in the community that,when stabilized, enable all other aspects of society to function. Table A.1 provides a count of critical facilities by FEMA lifeline category in unincorporated Monroe County. Figure A-1 through Figure A-7 show the locations of all critical facilities in unincorporated Monroe County. Table A.2 provides a detailed inventory of the critical facilities in unincorporated Monroe County, indicating each facility's FEMA lifeline category, flood zone, 1% annual chance flood depth, sea level rise, storm surge, and wildfire. More information on hazard vulnerability is provided in the hazard profiles. °°° Illlllh�lllllll °"IIIIIII Illilll°tlllilll IIIIIII IIIIIII IIIIIII tlllilll Illilll IIII IIIIIII° t m° IIIIII IIIIIII III°°t Facility Type Count of Facility Type Structure Value Communications 28 $13,095,053 Energy 17 $24,548,908 Food,Hydration,Shelter 14 $92,084,662 Hazardous Materials 2 $238,623 Health and Medical 10 $31,432,297 Safety and Security 35 $26,926,484 Transportation 2 $83,627 Water Systems 190 $73,861,022 Total 298 $262,265,194 Source:LMS Working Group,GIS Analysis III .III it 1 .iii iii ..lii iii iii III IIL... c III III iii t iii a iiia , �2,61117 Y�I /Iiou I p I M f' jj ryry um uum III I p � � wain r� I f f � 14 / Y Illlllllwl I. l / uuuuuuuuuu � � 0 j Jf ;ra � 'Pm sl4irn, I f�l � ' I r I ullllUlllllluuuul r � ) D J /; /l Q l � �I p, I // luu�III'I IIY��Ili Y I'''I,VVVhVVVVVVVy W IIIIIIIIIIIIIII r / r rr WIIIIIIIIIIIIII / r; o I � IIIII (IIIIIIIII /, 14ii ��'ll 0 umlluuuum � ,1'f� ! 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LLI O O � � � � LL 2 w w w w ANNEX A:MONROE COUNTY UNINCORPORATED AREAS ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... A2,, I �� I. SIIIIIIIIIIIIIIIIIIIIIIIIII uuuuuuull (IIIIIII III uuuuuuuuuuuu. IW, III uuuuuuuuuuuum III uuuuuuuuuuuuu This section contains a summary of the unincorporated Monroe County's asset inventory as well as hazard profile and vulnerability assessment for those hazards that are spatially defined and have variations in risk that could be evaluated quantitatively on a jurisdictional level. The hazards included in this section are: Flood, Sea Level Rise, Storm Surge, and Wildfire. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table A.3 details the acreage of unincorporated Monroe County's total area by flood zone on the effective DFIRM; it also shows a comparison to the preliminary DFIRM released in December 2019. Approximately 94.5 percent of the unincorporated areas of Monroe County falls within the mapped 1%- annual-chance floodplains. Data in this risk assessment is based off FEMA's 2005 DFIRM. Table A.4reflects the effective mapped flood hazard zones for unincorporated Monroe County while Table A.5 displays the 2019 preliminary map. °°° IlllllhlllllllA.3IIIIIII IIIIIII °°(IIIIIII III Illill° .IIIIII II III I IIIIIII IIIIIII 1111114�� IIIIIII IIIIIII IIIIIII IIIIIII °� Effective DFIRM(2005) Preliminary DFIRM(2019) Change from Flood Zone Acreage Percent of Acreage Percent of Effective Total M) Total M) (acres) A 0 0% 44,683.8 5.2% 44,683.8 AE 618,571.9 71.7 555,564.9 64.4% -63,007.0 VE 196,128.0 22.7% 214,501.5 24.9% 18,373.5 AO 1.1 0.0% 0.0 0.0% -1.1 0.2%Annual Chance Flood 774.0 0.1% 1,628.8 0.2% 854.8 Hazard Unshaded X 1,220.6 0.1% 601.4 0.1% -619.2 Open Water 45,809.2 5.3% 45,524.3 5.3% -284.9 Total 862,504.7 100.0% 862,504.7 100.0% 0.0 SFHA Total 8149700.9 94.5% 8149750.2 94.5% 49.3 Source:FEMA Effective DFIRM Note:The differences between the effective FIRM and the preliminary FIRM are significant will likely still change.These details are provided here only as a comparison-all further flood analysis is based in the 2005 Effective DFIRM. Table A.4 and Table A.5 provide building counts and estimated damages by occupancy type for the 1% annual chance flood event using both the effective and preliminary DFIRM. Figure A-10 and Figure A-11 display the effective and preliminary depth of flooding estimated to occur in these areas during the 1%- annual-chance flood. IIIIII IIIIIII �� IIIII IIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIII �� IIIIIIIIIIIIIIIIIIIII. flllllll IIIIIII IIIIIIIIIIIIIII�IIIIIII IIIIIII IIIIIII IIIIIII IIIIIIIIIIIIIIII IIIIIII IIIIIII IIIIII IIIIIII ,IIIIIII IIIII�� IIIIIIIIIIIIIIIIII IIIIIII � IIIIIII�II��IIIIIII�II�� IIIIIII IIIIIII IIIIIIIiceIIIIIII IIIIIII IIIIIIIIIIIIIIIIIIIII I flllllll �.IIIIIIIIIIIIIIII IIIIIII IIIIIII IIIIIII IIIIII IIIIIII Illilll IIIIIII IIIIIII°�mlllllll IIIIIII�� IIIIII rl:lllllll° IIIIIII°� �IIIIIIII IIIIIII°°I°�f� Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 1 $535,470 $1,175 $18,807 $19,982 4% .III it 1 .iii�iii °lii ii iii III IIL... II:III III ii iii a iiiaii°m Strategy a iii*.m u a iii y 2,0 2,6 ANNEX A:MONROE COUNTY UNINCORPORATED AREAS Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Commercial 1,160 $1,313,331,737 $44,513,622 $146,451,674 $190,965,295 15% Educational 27 $39,850,538 $413,223 $2,603,402 $3,016,625 8% Government 436 $284,673,249 $3,355,559 $20,533,335 $23,888,894 8% Industrial 222 $235,984,688 $2,193,865 $6,446,122 $8,639,987 4% Religious 34 $44,024,638 $253,922 $1,953,365 $2,207,288 5% Residential 22,515 $15,775,468,097 $3,439,333,831 $1,712,017,578 $5,151,351,409 33% Total 24,395 $1796939868,417 $394909065,197 $198909024,283 $59380,0899481 30% Source:HAZUS,FEMA Effective DFIRM q IIIIIII� �� IIIIIII II " IIIIIII IIIIIII e ��) IIIIIII � IIIIIII IIIIIII IIIIIII IIIIIII ........... 0IIIiaIIIIIticeIIIIIII IIIIIII IIIIIII IIIIIII ��IIIIIII IIIIIII IIIIIII�IIIIIII IIIIIII IIIIIII ��mi IIIIIII IIIIIII IIIIIII IIIIII m Illilll IIIIIIIIIIIII IIIIII IIIIIIICownlity Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 1 $535,470 $17,044 $58,053 $75,097 14% Commercial 11124 $1,305,064,074 $30,743,787 $100,840,335 $131,584,121 10% Educational 24 $26,497,162 $463,343 $2,861,760 $3,325,103 13% Government 448 $233,066,629 $3,444,682 $21,202,524 $24,647,206 11% Industrial 221 $233,264,423 $2,216,574 $6,506,721 $8,723,295 4% Religious 31 $36,879,592 $374,490 $2,819,096 $3,193,586 9% Residential 21,866 $15,099,042,001 $2,836,303,403 $1,410,100,446 $4,246,403,849 28% Total 23,715 $169934,3499351 $29873,5639322 $19544,3889935 $49417,9529257 26% Source:HAZUS,FEMA Preliminary DFIRM Table A.6 provides building counts and values for critical facilities by flood zone in unincorporated Mecklenburg County. A.6IIIIIII IIIIIII�II�IIIIIII 11111141IIIIIIIIII IIIIIIIIIIIIIIIIIIIII (IIIIIII IIIIIIk I llll3 III (III 11111141IIIIIIIII11111111 IIIIIIIIIIIIII (IIIIIII IIIIIIIIIIIIII IIIIIII IIIIIII IIIIIII IIIIII ( IIIIIII° IIIIIII IIIIIII°°° Flood Zone Critical Facility Count Structure Value Zone AE 267 $223,949,644.01 Zone VE 10 $6,192,282.23 Zone X (500-year) 13 $27,296,751.00 Zone X Unshaded 8 $4,826,516.97 Total 298 $262,265,194.21 Source:FEMA Effective DFIRM,LMS Working Group �AarvroeCOUIII a WS... :.III II l :.IIl�iii °lii Ii III III IIL... 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(10 IIIIIIIIIIIIIII all IIIIIIIIIIII0 J,771 III i hillillill 0 u c -—---———------------.................. 411111111111111111111 iw 49 uuuuuuu uuluuuun dm LU III AUV a �II�IIIIII�� o uj 31, O uuuuuVli u D III Ul) IIIIIIIIII muluuml 111111C 01111111 R!'17 !u L� 12, LL LU ...... ............ 0 4-J ............. u 0 o LLJ c u 41 ui x LL LU jj, zIIIIIIIIIII z ........... .......................... ............................................................................................................................................................................................................................................................................................................................... ......... ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 0 („'„'III CO (JI G oNIII III a) ............... >1 FS........... ul ...................................................................................................................................................................................................................................................................................................................................................................................... ...........I... ...... ......... ................ eI III uuuum ...................................................................................... ........I rd .041 C dp LUIIIIIIIII�IIIIIIIII ................. LU 0 u z LN a,) eU LL 0Nw illillic IIIIIII� LU a; u LIN aq c u ui x I. "IrlIIIII 81111 4111111 i) 0 J'; II LL 1 11 .............. ui r-.' r i MT Iuuuum olll uuuumlln � V zIII :El ................................. .............................................................................................................................................................................................................................................................................................................................. ANNEX A:MONROE COUNTY UNINCORPORATED AREAS Monroe County joined the NFIP emergency program in 1970 and has been a regular participant in the NFIP since June 1973. Monroe County participates in the Community Rating System and is currently a Class 3 community. The following tables reflect NFIP policy and claims data for the County categorized by structure type, flood zone,Pre-FIRM and Post-FIRM. "'"""" Illlllh IIIIIII: A.11117 IIIIIII IIIIIII' IIIIIII IIIIIII IIIIIII' IIIIIII Illilll IIIIIII III IIIIIII Illilll IIIIIIP° IIIIIII'°' °I�� Illlllh°°° ��°t IIIIIII °t IIIIIII oimm Number of Total Insurance in Number of Total of Closed Structure Type Closed Paid Policies in Force Premium Force Paid Losses Losses Single Family 7,486 $10,820,199 $2,077,201,000 14,377 $222,765,317.49 2-4 Family 730 $866,260 $177,589,000 722 $13,777,814.43 All Other 2,079 $1,478,615 $466,375,000 332 $8,357,211.29 Residential Non-Residential 542 $2,328,780 $225,461,000 17483 $44,787,653.69 Total 10,837 $15,493,854 $2,946,626,000 16,914 $289,687,996.90 Source: FEMA Community Information System,accessed May 2025 "'"""" IIIIIII""""IIIIIII IIIIIII°IIIIIII IIII IIIIIII') "'f IIIIIII IIIIIII°°°°°°IIIIIII """ IIIIIII Number of Number of Total Insurance in Total of Closed Flood Zone Policies in Closed Paid Premium Force Paid Losses Force Losses A01-30&AE 10,057 $13,365,093 $2,729,764,000 147232 $251,120,371.82 Zones A Zones 9 $9,952 $2,392,000 72 $1,602,022.13 V01-30&VE 368 $1,622,434 $92,356,000 2,358 $34,148,318.68 Zones V Zones 0 $0 $0 32 $309,611.81 D Zones 2 $7,273 $585,000 69 $1,504,732.83 B,C&XZone Standard 401 $489,102 $121,529,000 79 $411,902.57 Preferred 0 $0 $0 39 $501,600.51 Total 10,837 $15,4939854 $2,946,6269000 16,881 $289,598,560.35 Source: FEMA Community Information System,accessed May 2025 "'"""" Illlllh�lllllllA.9IIIIIII IIIIIII°°°°°°IIIIIII IIIIIII IIIIIII' IIIIIII IIIIIII IIIIIIP°'mr IIIIIII IIIIIII IIIIIII IIIIIII') "'t IIIIIII IIIIIIP IIIIIII°°°°°°IIIIIII IIIIIII IIIIIII mm Number of Number of Total Insurance in Total of Closed Flood Zone Policies in 40 Closed Paid Premium Force Paid Losses Force Losses A01-30&AE Zones 2,939 $6,279,259 $668,859,000 7,765 $213,443,257.70 A Zones 0 $0 $0 56 $886,925.88 V01-30&VE Zones 134 $553,909 $28,626,000 1,600 $31,126,867.27 V Zones 0 $0 $0 31 $309,611.81 D Zones 1 $4,348 $335,000 46 $866,611.05 B,C& X Zone 220 $213,035 $58,771,000 74 $612,124.23 Standard 220 $213,035 $58,771,000 54 $289,981.40 IIMarvroe County,IIC::IIL... 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ANNEX A:MONROE COUNTY UNINCORPORATED AREAS Number of Number of Total Insurance in Total of Closed Flood Zone Policies in Closed Paid Premium Force Paid Losses Force Losses Preferred 0 $0 $0 20 $322,142.83 Total 3,294 $7,050,551 $756,591,000 9,572 $247,245,397.94 Source: FEMA Community Information System,accessed May 2025 "'"""' IIIIIII IIIIIIIe0 IIIII IIIIIII""""""'IIIIIII IIIIIII (IIIIIII IIIIIII hill II��111111vd CIIIII a IIIII') °t°°°°°IIIIIII'°°°°°°IIIIIII IIIIIII IIIIIII Number Number of Total Insurance in Total of Closed Flood Zone of Policies Closed Paid Premium Force Paid Losses in Force Losses A01-30&AE 7,118 $7,085,834 $2,060,905,000 6,467 $37,677,114.12 Zones A Zones 9 $9,952 $2,392,000 16 $715,096.25 VO1-30&VE 234 $1,068,525 $63,730,000 758 $3,021,451.41 Zones V Zones 0 $0 $0 1 $0.00 D Zones 1 $2,925 $250,000 23 $638,121.78 B,C& X Zone 181 $276,067 $62,758,000 44 $301,378.85 Standard 181 $276,067 $62,758,000 25 $121,921.17 Preferred 0 $0 $0 19 $179,457.68 Total 7,543 $8,443,303 $2,190,0359000 7,309 $42,3539162.41 Source: FEMA Community Information System,accessed May 2025 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONTIN(JED NFIP COMPLIANCE Monroe County entered the NFIP in 1973 by adoption of an ordinance that complies with the requirement of the program. The Floodplain Management Ordinance specifies standards for residential and non- residential construction and water supply and sanitary sewer systems that are located in the SFHA. It prohibits the alteration of sand dunes,mangrove stands, or wetlands if such alterations would increase the potential for flooding. The dominant standard in the ordinance requires that the lowest floor of buildings (including manufactured homes)be elevated to or above base flood levels. Enclosures below the elevated lowest floor are allowed only if they meet requirements specific to the flood zone. To ensure continued compliance with the NFIP,the County will continue to: — Enforce the adopted floodplain management ordinance, including reviewing all development proposals within the SFHA for compliance and inspection of permitted development and unpermitted activities; — Maintain records pertaining to development, including flood maps and Letters of Map Change,which shall be available for public inspection; — Notify the public when there are proposed changes to the ordinance or FIRMS; and — Promote the purchase of NFIP flood insurance policies as financial protection. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ENCLOSURE.53 BELOW ELEVATED BUILDINGS In 1995, FEMA notified Monroe County that the illegal conversion and occupancy of enclosures below elevated residential structures had resulted from a deficiency in the County's enforcement of its IIM t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c z)III III iii t iii a iii a Illr � . 3 ANNEX A:MONROE COUNTY UNINCORPORATED AREAS floodplain management regulations. The County was directed to correct the deficiency or face suspension from the NFIP. The BOCC appointed a task force to address the problem which developed the "Flood Insurance Inspection Program."NFIP-insured homes with enclosures below the Base Flood Elevation were to be inspected to identify deficiencies; these were to be corrected in order for flood insurance policies to be written. Over 2,000 properties had been inspected through 2009; 1,600 had been brought into compliance. In mid-2014, FEMA ended the pilot program but directed Monroe County to continue enforcement. Section 122-15 of the Floodplain Management Ordinance requires the County to provide an inspection upon transfer of property. A report is provided to the new owner regarding any non- conformities associated with enclosures. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PEPE TITS Maps of repetitive loss areas in unincorporated Monroe County are on the following page. IIM t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c z)III III iii t iii a iii a "III G, III III a) 5,,,.... 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W ZIIIIIIIIIII Z ollloiiiil m µ uuuuuuuuuu000 a m ANNEX A:MONROE COUNTY UNINCORPORATED AREAS ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 2 .2 �� mmmn�m S Table A.11 details the number of all buildings affected by sea level rise in the unincorporated areas of Monroe County following the NOAA sea level rise projections of intermediate low and intermediate high scenarios. 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IIIIIII o IIIIIII IIII 1111114 t IIIIII IIIIIII Ill t Estimated Estimated Content Occupancy Building Structure Value Value Total Value Count 2040 NIL 12,927 4,78695819400 295879195,924 6,494,686,780 Agriculture 1 $267,735 $267,735 $535,470 Commercial 549 $281,946,690 $281,946,690 $535,945,243 Education 19 $5,475,869 $5,475,869 $10,951,738 Government 177 $45,969,577 $45,969,577 $91,300,737 Industrial 69 $21,726,765 $32,590,148 $54,142,286 Religious 16 $10,697,044 $10,697,044 $21,394,089 Residential 12096 $4,420,497,718 $2,210,248,859 $5,780,417,218 2040 N I H 16,573 6,223,4009056 393839967,776 8,403,265,410 Agriculture 1 $267,735 $267,735 $535,470 Commercial 717 $377,546,051 $377,546,051 $724,985,494 Education 21 $7,733,660 $7,733,660 $15,467,320 Government 254 $68,258,644 $68,258,644 $135,456,469 Industrial 108 $38,833,744 $58,250,617 $95,665,834 Religious 22 $13,061,917 $13,061,917 $26,123,834 Residential 15450 $5,717,698,304 $2,858,849,152 $7,405,030,989 Source:HAZUS,NOAA,Monroe County Parcel Data Figure A-15 and Figure A-16 display NOAA 2040 intermediate low and high sea level rise scenarios for unincorporated Monroe County. Note that data was not available to assess the impacts of sea level rise on mainland Monroe. Table A.12 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to sea level rise based on NOAA intermediate low and high scenarios. u�uuumuum � mum uumum mum uumuu° pu a mu um ��°�6 Wm i Vim mum i m'm IllllllIIIIIII IIIIIII 1111114 IIIIIII.......... IIIIIII IIIIIII tlllllll , IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII III IIIIII IIIIIII IIIIIII IIIIIII t'IIIIIII��I�� IIIIIII IIIIIII tlllllll��I�� IIIIIII IIIIIII IIIIIII tlllllll Highest Level of SLR Critical Facility Count Structure Value 2040 NIL 103 $2,968,963.11 NOAA aft 16 $5,349,266.00 2040 N I H 43 $8,079,120.00 Total 162 $16,397,349.11 Source:NOAA, Monroe County LMS Working Group III t.III it l LA iii iiiscfii(ft ii ai,4II IIL... c I III III iii t iii a iii a Ill r �2,98 0 to a) CO (NJI G 3: III ............................................................................................................................................................................................................................................................................................................................................................................................. ......................... ...... .... .......... 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ANNEX A:MONROE COUNTY UNINCORPORATED AREAS ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... �� i aim illl1�N'f i11 3 �i p0umuuu TO R " �m Immmmmn Table A.13 summarizes the number of buildings in unincorporated Monroe County that will be impacted by 100-yr and 500-yr storm surge events. Figure A-17 shows potential storm surge inundation for a 100- yr storm surge event and Figure A-18 shows inundation for the 500-yr storm surge event. um a mimVlpVu a mu unn uuuu°i� I�umi uuuuuuuu � �� uuuuum� uuuuu ' ' ummuuuu iou IIIIIII uuu. IIIIIII unnn IIIIIII IIIIIII IIIIIII IIIIIII uuuuuum uuuuu.IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII w mlli•a IIIIIII IIIIIII IIIIIII IIIIIII III��t IIIIIII IIIIIII IIIIIII � �� IIIIIII�� IIIIIII �IIIIIII IIIIIII °°� Estimated Building Estimated Occupancy Structure Value Total Value Count Content Value 100yr 24,063 $119285,322,571 $6,139,870,304 $17,425,192,875 Agriculture 1 $267,735 $267,735 $535,470 Commercial 1,121 $645,867,962 $645,867,962 $1,291,735,924 Education 24 $13,248,581 $13,248,581 $26,497,162 Government 428 $121,181,468 $121,181,468 $242,362,935 Industrial 226 $96,880,156 $145,320,234 $242,200,390 Religious 32 $20,091,980 $20,091,980 $40,183,960 Residential 22,231 $10,387,784,689 $5,193,892,345 $15,581,677,034 500yr 25,046 $11,628,831,563 $6,36294529972 $17,991,2849535 Agriculture 1 $267,735 $267,735 $535,470 Commercial 1,233 $733,159,071 $733,159,071 $1,466,318,141 Education 26 $15,569,386 $15,569,386 $31,138,772 Government 447 $128,343,371 $128,343,371 $256,686,743 Industrial 231 $98,037,689 $147,056,533 $245,094,222 Religious 35 $22,659,440 $22,659,440 $45,318,880 Residential 23,073 $10,630,794,871 $5,315,397,435 $15,946,192,306 Source:FEMA,NOAA,Monroe County Parcels Table A.14 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to storm surge based on 100 and 500-year storm surge events. lit � uuuuum"° umio um IV a um a um � u � i luau a um uuu � mum """IIIIIII"""" Illlllh�IIIIIII ""'IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII t IIIIIII IIIIIII IIIIIII" IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII t IIIIII.IIIIIII IIIIIII u,lllllll� IIIIIII IIIIIII IIIIIII � IIIIIII IIIIIII o IIIIIII t Storm Surge Category Critical Facility Count Structure Value 100-Year 267 $218,894,322.55 500-Year 14 $12,971,166.00 Total 279 $231,865,488.55 Source:FEMA,NOAA,Monroe County LMS Working Group III' i Strategy q!)i t i a iiry,,,1?026 m��" 1 .................................................................................................................................................................................................................................................................................................................................................................................................. ........... .......... ..... ........ ........ ............ .......... ........ ................. -""Ilk........... .............. 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LU C C LU 0 AI IIIIIIIIC jr, C 0 > IL ......................... luuuuum Ul) .................................................................................. o 0 I........... 491 [Y, (7) Qw °mco ci I f') RD 'Zt- '111-11.1 R:-� al� c u 0 P r Iuuuum III uj z z imuw .................................. .............................................. ANNEX A:MONROE COUNTY UNINCORPORATED AREAS A.2.4 WILDFIRE Table A.15 summarizes the acreage in unincorporated Monroe County that falls within the Functional Wildland Urban Interface(WLTI), categorized into zones that describe the wildfire risk mitigation activities appropriate for each zone. Areas in the Functional WUI are those areas where development and building structures may intermix with burnable land cover. Approximately, 1 percent of unincorporated Monroe County is categorized as having direct exposure to wildfire risk within the Functional WiJI. Table A.75-Functional Wildland Urban Interface,Unincorporated Monroe County 1� Rill I I i riii I M11111 I il�i 11 ill M11 �i il i i Till I Ili I( Direct Exposure 3,608 1% Indirect Exposure 6,518 2% Critical Fireshed 457638 14% Sources of Ember Load to Buildings 9,347 3% Little to No Exposure 3,863 1% loom Water 251,004 78% Source:Southern Wildfire Risk Assessment Figure A-19 depicts the Functional WUI for Monroe County,including incorporated areas. Figure A-20 depicts Burn Probability based on landscape conditions,percentile weather,historical ignition patterns, and historical prevention and suppression efforts. Fire Intensity Scale, which indicates the potential severity of fire based on fuel loads,topography,and other factors, is depicted in Figure A-21. Functional WUI areas are distributed throughout the county; the mainland is largely outside of any direct exposure in the Functional WUI. The biggest clusters of direct exposure are shown through out unincorporated areas of the Keys. Burn probability is low throughout the unincorporated areas on the Keys with some swaths of moderate burn probability in the Middle and Upper Keys areas. On the mainland,burn probability is low near the coast but much of the area included in Everglades National Park has a high burn probability. There are pockets of high fire intensity throughout the unincorporated areas of the County; areas with particularly large clusters include Big Pine Key and the mainland areas of Monroe County. Table A.16 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to wildfire risk on the Functional WUI scale. Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 304 ANNEX A:MONROE COUNTY UNINCORPORATED AREAS mu iiiiiiiiiiiiiiii �� illui� °°°' Illlllh IIIIIII .IIIIIII flllllll II IIIIIII IIIIIII lii IIIIIII IIIIIII Illlllk a lllllll'�I t IIIIIII (IIIIIII IIIIII IIIIIII(III IIIIIII t IIIIII IIIIIII IIIIIII�IliuI Type Critical Facility Count Structure Value Communications 6 $5,110,285.00 Energy 0 $0 Food, Hydration,Shelter 1 $0 Hazardous Materials 2 $238,623.00 Health and Medical 0 $0 Safety and Security 0 $0 Transportation 0 $0 Water Systems 11 $782,752.00 Total 20 $6,1319660.00 Source:Southern Wildfire Risk Assessment,Monroe County LMS Working Group aII IIIro C( U III S... IIM:. 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O +� W W +� ,� � U a) O O O O7 a 0 a) 0 d -O LL _ M _ >1 L- ::) Z u V U (Aa) a Z > O .L O 61 U U O > U O > Syr Z m 4.5 Li 2 � to a) (n 0 LO u: O V WO c � � O H O O H O O � 0 04-J 0 04-J 3 O O a) O O a) CO O a) O O a) O O a) n U Y V Y G U Y U Y U Y x = W 0 r, # N M �t U) l0 Z v N N N N N :° Q Q u rr ANNEX B:CITY OF KEY COLONY BEACH CY 0 ily co 1111111111111111111111111111110 111111111111111111111 iiiiiiiiiiiiiiiiiiiiiillillilillillilll,AC ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 1 ASS IIIIIIIIIIIIIIIIIII iIIVI IIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIII IuII IIIII IIIIIIIIIIIIIIIIIIIIIIIIIII The City of Key Colony Beach and the LMS Working Group provided a local inventory of critical facilities and community lifelines,which are a priority for mitigation planning and emergency management. Lifelines are the most fundamental services in the community that,when stabilized, enable all other aspects of society to function. Table B.1 provides a count of critical facilities by FEMA lifeline category in the City of Key Colony Beach. Figure B-1 shows the locations of all critical facilities in the City of Key Colony Beach. Table B.2 provides a detailed inventory of the critical facilities in the City of Key Colony Beach, indicating each facility's FEMA lifeline category, flood zone, 1% annual chance flood depth, sea level rise, storm surge, and wildfire. More information on hazard vulnerability is provided in the hazard profiles. "'"""' Illlllh IIIIIII IIIIIIIIIIIII�"'IIIIIII lllilll° liiiiii IIIIIII IIIIIII Illilli IIIIIII Illilll°tlllilll iliiiit llif 1111114t IIIIIII IIIIIIIIIIIII� IIIIIII Facility Type Count of Facility Type Structure Value Communications 0 $0 Energy 0 $0 Food,Hydration,Shelter 0 $0 Hazardous Materials 0 $0 Health and Medical 0 $0 Safety and Security 3 $2,705,814 Transportation 0 $0 Water Systems 1 $3,500,000 E- Total 4 $69205,814 Source:LMS Working Group,GIS Analysis III .III it 1 .iii iii ..lii iii iii III IIL... c III III iii t iii a iiia IIC: r gelDui. J �J I " i IY i avw m.�r I vNNym iy✓F n°,,�% I�QU rw�lh` �I I� � 'A �A tiI p II � u �� w,woc/r i• `ice.; � �' �� / � I -k rt pyu �vvHti�,�' `✓ � 1 r I � I� ✓ III.....�� illilli R N l � I y�N I II I i I Y f�IVIi"III'.i�, 'P II o' r '- w✓rN 5,y !, ,,, Alli II Y'� �✓ r r ✓ �,u 11 �, V 'iNiM gV1�7u ';'1�4�i 9 aver �- r a � I III IIIIII � i � I �r � wli I` III 1 a I, r �r�iw�✓v „ � � ill,A,n ,J �dr I I �� j0,.Fvp,"�"�� »,I �) �'j ;,a 1r a,I. 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ZII IIIIIII III000 IIIIIIIIIIIIIIIIIII 000, p Q 111116111111111611111111 (n �'��..�� A LL = O O O O S O CL •� x E O U >, >, >, >, IM O O O O L r r r r E � V) V) V) 4) _ > _ 0 J Z O = LL N Q Q Q Q � s O a C N C� LLD M M M O O OO O O O O i O O O O 3 0') C O V Ln O Ln p aY•+ O LQ 0 M O 0 illillic (6 U W a) O m > m O a) U o aa) o Y o z U i o W > � Lr) U CD � O >% O fuM � U J r O LL r W Ln s Ln +, O V co U M Q O OM O m OM W O OJ o oo � m Q (,o l9 LL (,9 m f LL Z O a a) a) a) O E E �.... V >% M i a) i i 0 iiiiiiiiiiiiiii 111111��1111111110 0- ; ; ; W K LL LL � � L Z Vluum _ (1) E •• uuuuumi°uu - Ln a) � � Ln (6 (0 C J +-+ LU Q Z +' Z W LL to to (n ANNEX B:CITY OF KEY COLONY BEACH ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... I� � IIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIII IIIIIIIIIIIIIII IIIIIII"''I uuuuuuull (IIIIIII(III A uuuuuuuuuuuu uuuuuuuuuum uuuuuuum ulllluuuuuuuuuuum IIW, III uuuuuuumluuum "IIIII uuuuuuuuuuuum This section contains a summary of the City of Key Colony Beach's asset inventory as well as hazard profile and vulnerability assessment for those hazards that are spatially defined and have variations in risk that could be evaluated quantitatively on a jurisdictional level. The hazards included in this section are: Flood, Sea Level Rise, Storm Surge, and Wildfire. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table B.3 details the acreage of Key Colony Beach's total area by flood zone on the effective DFIRM; it also shows a comparison to the preliminary DFIRM released in December 2019. 100 percent of Key Colony Beach falls within the mapped 1%-annual-chance floodplains; this drops to 99.6 percent on the 2019 preliminary maps. The data in this risk assessment is based off FEMA's 2005 DFIRM. Figure B-2 reflects the effective mapped flood hazard zones for Key Colony Beach while Figure B-3 displays the 2019 preliminary map. °°° Illlllhlllllll IIIIIIIIIIIIIII° IIIIIII IIIIIII °° (III II IIIIIIIIIIIII�°° Illlllh° II IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIIIIIIII Effective DFIRM(2005) Preliminary DFIRMChange from (2019) Effective Percent of Percent of Flood Zone Acreage Acreage (acres) Total(%) Tota I(%) AE 251.7 94.7% 245.5 92.4% -6.2 VE 14.2 5.3% 19.1 7.2% 4.9 AO 0.0 0.0% 0.0 0.0% 0.0 0.2%Annual Chance Flood 0.0 0.0% 1.2 0.4% 1.2 Hazard Unshaded X 0.0 0.0% 0.0 0.0% 0.0 Open Water 0.0 0.0% 0.0 0.0% 0.0 Total 265.9 100.0 % 265.9 100.0% 0.0 SFHA Total 265.9 100.0% 264.7 99.6% -1.2 Source:FEMA Effective DFIRM Note:The differences between the effective FIRM and the preliminary FIRM are significant will likely still change.These details are provided here only as a comparison-all further flood analysis is based in the 2005 Effective DFIRM. Table B.4 and Table B.5 provide building counts and estimated damages by occupancy type for the 1% annual chance flood event using both the effective and preliminary DFIRM. Figure B-4 and Figure B-5 display the effective and preliminary depth of flooding estimated to occur in these areas during the 1%- annual-chance flood. IIM t.III it l LA iii iiisc Iii(ft ii ai,4II IIL... c II III III iii t iii a iii a IIC: gel 17 ANNEX B:CITY OF KEY COLONY BEACH uuuuuu o 1 m m m mr mu �, m im i IIV i u im im iuu um uu10 uu mi uuuuuuuu uuuuum uuu uumuum IIIIIII IIIIIII u� uuun IIIIII uuumum� III IIIIIII IIIIIII ill III��uuu uum�IIIIIII IIIIIII IIIIIII(IIIIIII umn� IIIIIII a IIIIIII (IIIIIII (IIIIIII uuuum IIIIIII.n'� IIIIIII IIIIIII IIIIIII IIIIIII a IIIIIII �� uumum IIIIIII oiiiiiiiiiiiu I �� IIIIIII e umn Illlllluuuuuu IIIIIII um IIIIII III l (IIIIIII t IIIIIII IIIIIII��IIIIIII°III IIIII� ��RBnm�l Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 10 $27,492,958 $145,558 $456,727 $602,285 2% Educational 0 $0 $0 $0 $0 0% Government 8 $5,092,002 $25,435 $162,749 $188,185 4% Industrial 0 $0 $0 $0 $0 0% Religious 0 $0 $0 $0 $0 0% Residential 11409 $1,007,183,974 $178,886,110 $88,847,218 $267,733,328 27% Total 1,427 $1,039,768,934 $1799057,103 $89,466,695 $268,5231,798 26% Source:HAZUS,FEMA Effective DFIRM IIIIIII IIIIIII ��II��- �� IIIIIII IIIIIII �� IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII ��nn IIIIIII �� (IIIIIII�� uvu �� ''IIIIIII III �� IIIIIII.� IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII�IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII �� IIIIIII IIIIIII IIIIIII IIIIII II"'�lllll°i °t IIIKey ColIII III IIIIIII1111111eadIIIi Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 10 $27,492,958 $102,883 $301,117 $404,001 1% Educational 0 $0 $0 $0 $0 0% Government 8 $5,092,002 $40,712 $250,685 $291,397 6% Industrial 0 $0 $0 $0 $0 0% Religious 0 $0 $0 $0 $0 0% Residential 1,381 $982,326,817 $188,595,751 $94,362,208 $282,957,959 29% Total 1,399 $1,0149911,777 $1889739,347 $9499149010 $2839653,357 28% Source:HAZUS,FEMA Preliminary DFIRM Table B.6 provides building counts and values for critical facilities by flood zone in the City of Key Colony Beach. °°° IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII III (IIIIIII 1111114 IIIIIII IIIIIII(IIIIIII IIIIIII ty of IIIKeyIIIIIII (IIIIIII Illlllk Illlllh Flood Zone Critical Facility Count Structure Value Zone AE 4 $6,205,814 Zone X(500-year) 0 $0 Zone X Unshaded 0 $0 Total 4 $6,205,814 Source:FEMA Effective DFIRM,LMS Working Group �AarvroeCO U I a WS... :.III III l :.Ill iii °lii Ii III III IIL... 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V II ��m w•, III Li 0 Q ., m IIIII IIIII i .IIII � �Ix � a�� _ �' W � �� t a i.�i^ Z IIIIIIIII � n��w /� V � u„ Iuuuum u j III,� �L�A Z I ,.� IIIIIIIIIIIIIIIIII mu 0 m :.... r.":.... w �III 5..1111, ............. ........................................................................................ ......... r uN �Ilfl u IV �uJW'dN�l �I. lu III � INN rn� C�r �ti�dim� 4 ' mm�lllllllllll ��, W, m - NI m N um N uuum� mm!muuuumn� w uuuuuuuuuu n� � m�IInNN'I� �iiiilllum� h5. II ` IIIII uuuu°°° illy n i uuumuum nm. I � Y� lilillllllliumm iiu�� , 6 u IIW�hIu"� IIIII( W uu IIIIIIIIIIII .u��l I � um 011111111111111111111 I III •,,,o, I, PIS n � Y p mii 2 V � I Q111Cq��I ui o mZ PIN M O ..... INS O ..I � III um uuuum W °°IIII SAX, Q W IWL 4 U � ..., u � w w•, IIIII W wuumwwrvn W uuuuuul �� ummuuu ��,W�mgmuw� O � III a .................................................................................................................................... • ,' 1111111111111111111111111111 7,it 11111111101 ui muuuum umuuum �imi� u V �I m IIII �1� i 6 I� 2 um uuum V Q � Z Illuluu w OJlic OLL uu� VII� " W 1111Yillu111111Y°01111111 LL •� i w •• Z IVY IVY A 6 ,"D LL W ten_ Z U Z muuiii �uuuumuuum �wr"'i�mw O �' muuum ANNEX B:CITY OF KEY COLONY BEACH The City of Key Colony Beach joined the NFIP emergency program in 1970 and has been a regular participant in the NFIP since July 1971. The City is a participant in the Community Rating System and is a Class 6 community. The following tables reflect NFIP policy and claims data for the City categorized by structure type, flood zone,Pre-FIRM and Post-FIRM. "''I'''a iIiiilliii II"" III IIIIIII m�. IIIIIII IIIIIII IIIIIII��ins llim llIt lhpm uom ltIIIIII Alt IIIIIII Number of Number of Total Insurance in Total of Closed Structure Type Policies in Closed Paid Premium Force Paid Losses Force Losses Single Family 393 $870,846 $113,712,000 456 $17,069,853.90 2-4 Family 94 $205,153 $24,524,000 189 $5,813,692.17 All Other 382 $394,112 $78,719,000 217 $13,592,513.80 Residential Non-Residential 13 $100,970 $5,782,000 47 $4,681,081.64 Total 882 $1,571,081 $222,737,000 909 $41,157,141.51 Source: FEMA Community Information System,accessed May 2025 """'i'i"""" IIIIIII"'I'I"IIIIIII°° IIIIIIIIIIIII�� °°°°°°°°IIIIIII"�IIIIIII'°°°°°°IIIIIII IIIIIII""" IIIIIII'�� IIIIIII IIIIIII IIIIIIIIII'�IIIi�� II IIIIIII°IIIIIII IIIIIII IIIIIII'��III IIItI IIIIIII'�'�'�� IIIIIII'°°°°°°IIIIIII ��"""'�� ""Number Number of Insurance in Total of Closed Flood Zone of Policies Total Premium Closed Paid Force Paid Losses in Force Losses A01-30&AE Zones 875 $1,506,266 $220,255,000 889 $39,948,170.57 A Zones 0 $0 $0 1 $0.00 VO1-30&VE Zones 7 $64,815 $2,482,000 18 $1,166,716.94 B,C&XZone Standard 0 $0 $0 1 $42,254.00 Total 882 $19571,081 $2229737,000 909 $41,157,141.51 Source: FEMA Community Information System,accessed May 2025 """'""""°°IIIIIIII��IIIIIII ' IIIIIII'��II��I III """""" IIIIIII IIIIIII IIIIIIP IIIIIII IIIIIII IIIIIIP IIIIIII'I��I�� IIIt IIIIIII'��IIIIIII� °°°°°IIIIIII'°°°°°°IIIIIII IIIIIII'��.IIIIIII Number of Number of Total Insurance in Total of Closed Flood Zone Policies in Closed Paid Premium Force Paid Losses Force Losses A01-30&AE Zones 475 $987,708 $107,328,000 553 $32,718,903.26 A Zones 0 $0 $0 1 $0.00 VO1-30&VE Zones 3 $46,177 $1,666,000 14 $1,157,605.84 Total 478 $1,033,885 $108,994,000 568 $33,876,509.10 Source: FEMA Community Information System,accessed November 2020 11111111111'a e 0 0 IIIII IIIIIII""""""'IIIIIII(IIIIIII IIIIIII IIIIIII IIIIIII cy a CIIIIIII a IIIIIII Irns IIIII)alIf IIIIIII "'"' °°°°°IIIIIII'°°°°°°IIIIIII IIIIIII IIIIIII Number of Total Insurance in Number of Tota I of Flood Zone Policies in . Closed Paid Closed Paid Premium Force Force Losses Losses A01-30&AE Zones 400 $518,558 $112,927,000 336 $7,229,267.31 VO1-30&VE Zones 4 $18,638 $816,000 4 $9,111.10 IIMarvroe County,IIC::IIL... IIC IIM:.1 III t JL.flii'S di iii q ai a I ocdI III ii ii gStrategy ANNEX B:CITY OF KEY COLONY BEACH Number of Total Insurance in Number of Total of Flood Zone Policies in . Closed Paid Closed Paid Premium Force Force Losses Losses B,C& X Zone 0 $0 $0 1 $42,254.00 Standard 0 $0 $0 1 $42,254.00 Total 404 $5379196 $113,7439000 341 $71,280,632.41 Source: FEMA Community Information System,accessed May 2025 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONTINt JEDNFIP COMPLIANCE The City entered the NFIP in 1971 by adoption of an ordinance that complies with the requirement of the program. To continue compliance with the NFIP, the City will: — Enforce the adopted floodplain management ordinance, including reviewing all development proposals in the SFHA and enforcing the requirements of the ordinance, and inspecting both permitted development and unpermitted activities; — Maintain records pertaining to floodplain development, including flood maps and Letters of Map Change, which shall be available for public inspection; — Notify the public when there are proposed changes to the ordinance or FIRMs; — Implement activities recognized by the NFIPs CRS, such as maintaining elevation certificates, sending annual NFIP mailing to local lenders,realtors, and insurance companies, and keeping a library of NFIP materials at City Hall; and — Promote the purchase of NFIP flood insurance policies as financial protection. IIM:. LA iii iiisc lii( iii ai,4II IIL... c z)III III iii t iii a iii a ANNEX B:CITY OF KEY COLONY BEACH ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... . . SEA LEVEL S Table B.11 details the number of all buildings affected by sea level rise in the City of Key Colony Beach following the NOAA sea level rise projections of intermediate low and intermediate high scenarios. "'"""' Illlllh°°IIIIIII IIIIIII11111...... AIkIIIII Affected Sea ......... IIIIIII IIIIIII of IIIKeyIIIIIII IIIIIII°° IIIIIIIIII°� IIIIIII Estimated Estimated Content Occupancy Building Structure Value Total Value Count Value 2040 NIL 1,597 $831,8669662 $487,877,535 $1,319,744,198 Agriculture 0 $0 $0 $0 Commercial 4 $2,387,093 $2,387,093 $4,774,186 Education 0 $0 $0 $0 Government 2 $1,514,513 $1,514,513 $3,029,026 Industrial 0 $0 $0 $0 Religious 0 $0 $0 $0 Residential 630 $284,910,225 $142,455,112 $261,272,822 2040 N I H 825 378,920,023 191,926,559 353,076,204 Agriculture 0 $0 $0 $0 Commercial 4 $2,387,093 $2,387,093 $0 Education 0 $0 $0 $0 Government 8 $2,546,001 $2,546,001 $5,092,002 Industrial 0 $0 $0 $0 Religious 0 $0 $0 $0 Residential 813 $373,986,929 $186,993,465 $347,984,202 Source:HAZUS,NOAA,Monroe County Parcel Data Figure B-6 and Figure B-7 display NOAA 2040 intermediate low and high sea level rise scenarios for the City of Key Colony Beach. Table B.12 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to sea level rise based on NOAA intermediate low and high scenarios. lit � klllllllll;�° .�� "� �"�� IIIIIII "'"""' Illlllh�lllllll IIIIIII�""'IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII tlllllll�� IIIIIII IIIIIII IIIIIII IIIIII If IIIIIII IIIIIII IIIIIIIm IIIIIII IIIIIII IIIIIII �� I � IIIIIII �,,, Highest Level of SLR Critical Facility Count Structure Value 2040 NIL -NOAA aft - - 2040 N I H 1 $100,758.90 Total 1 $100,758.90 Source:NOAA, Monroe County LMS Working Group .III IIIro C( III S... III IIIIII .III Ili:�cfiii(ftiaI,4II IIL... cz)III iii:III IIltiii a . �. . �III°.°m Strategy III*.mu aIII°. 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ANNEX B:CITY OF KEY COLONY BEACH ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... i aim 3 STORA4 .2. � uuu Table B.13 summarizes the number of buildings in the City of Key Colony Beach that will be impacted by 100-yr and 500-yr storm surge events. Figure B-8 shows potential storm surge inundation for a 100-yr storm surge event and Figure B-9 shows inundation for the 500-yr storm surge event. iii„Illmuuuuu a pm II II uuuuu IIIIIII� uIIuIIuIIuIIuIImIII II �u u�u uu.IIIIIII a um ci�tly m K � a IIIII uuul 500 IIIIIIm m IIII„, IIIVml IId Estimated Building Estimated Occupancy Structure Value Total Value Count Content Value 100yr 1,427 $6879748,463 $352,020,471 $11,039,768,934 Agriculture 0 $0 $0 $0 Commercial 10 $13,746,479 $13,746,479 $27,492,958 Education 0 $0 $0 $0 Government 8 $2,546,001 $2,546,001 $5,092,002 Industrial 0 $0 $0 $0 Religious 0 $0 $0 $0 Residential 1,409 $671,455,983 $335,727,991 $1,007,183,974 500yr 19427 $687,748,463 $352,020,471 $1,039,768,934 Agriculture 0 $0 $0 $0 Commercial 10 $13,746,479 $13,746,479 $27,492,958 Education 0 $0 $0 $0 Government 8 $2,546,001 $2,546,001 $5,092,002 Industrial 0 $0 $0 $0 Religious 0 $0 $0 $0 Residential 1,409 $671,455,983 $335,727,991 $1,007,183,974 Source:FEMA,NOAA,Monroe County Parcels Table B.14 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to storm surge based on 100 and 500-year storm surge events. a uui a uui � i u uur ui uu umm "IIIIII"""" Illlllhllllllll IIIIIII IIIIIII IIIIIII IIIIIII tlllllll (III IIIIIII IIIIIII IIIIIII tlllllll IIIIIII 1111114 IIIIIII(IIIIIII IIIIIII IIIIIII �t IIIIIII IIIIIII (IIIIIII IIIIIII t (IIIIIII Storm Surge Category Critical Facility Count Structure Value 100-Year 3 $5,605,814 500-Year 1 $600,000 Total 4 $6,205,814 Source:FEMA,NOAA,Monroe County LMS Working Group aII IIIro C(u:U III a ........ 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IN wwr HIY df I� u( i Ill llll _ y uwa �➢� NWi, a 1v �0 j�� ,.� e of i r VW, r II' dlri� Y d� III fie, L(( rNi' f, I 4,. °I �' I IIQIIIIIIVP�IiIV IIIII� ,_,, uum IIII I � f m�IIIIIIIIIIIIIIIIIIII >I, �" �' 14111111un� � ��e IIIIIIIIIIIII I ,>Ww ,emu. mom, I Vuuuuuuuuumiiiiii �`� uuuum� ,rry�I v� W IIIIIIIIIIIIIIA'A'U _ �jy " , O Imlilllmlluum a��,., I�.. m " Vullllllllllll I�uullllllllll ,� "' uN WIIIIIIIIII o ,� �mlVumuuul 2 LL C 0 P O ummiiilllll P W, w�w t d z x „d 1 LU Z .............lp V III Zuuuumuumu imuwt ANNEX B:CITY OF KEY COLONY BEACH 8.2.4 WILDFIRE Table B.15 summarizes the acreage in the City of Key Colony Beach that falls within the Functional Wildland Urban Interface(WLTI), categorized into zones that describe the wildfire risk mitigation activities appropriate for each zone. Areas in the Functional WUI are those areas where development and building structures may intermix with burnable land cover. Approximately, 6 percent of Key Colony Beach is categorized as having direct exposure to wildfire risk within the Functional WUI. Table B.75-Functional Wildland Urban Interface,City of Key Colony Beach Direct Exposure 17 6% Indirect Exposure 0% Critical Fireshed 2 1% Sources of Ember Load to Buildings 0% Little to No Exposure 233 90% Water 6 2% Source:Southern Wildfire Risk Assessment Figure B-10 depicts the Functional WUI for Key Colony Beach. Figure B-11 depicts Burn Probability based on landscape conditions,percentile weather,historical ignition patterns, and historical prevention and suppression efforts. Fire Intensity Scale,which indicates the potential severity of fire based on fuel loads,topography, and other factors, is depicted in Figure B-12. Majority of the City is located within the Functional WLTI with pockets of direct exposure being spread evenly throughout. Where there is a probability of burning,in the northwestern corner of the City,the burn probability is rated as very low;the remainder of the City has no burn probability associated with it. There are small pockets of high and moderate potential fire intensity,but much of the city has no fire intensity rating. Table B.16 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to wildfire risk on the Functional WUI scale. Table B.16-Critical Facilities Exposed to Wildfire,City of Key Colony Beach Type Critical Facility Count Structure Value Communications 0 $0 Energy 0 $0 Food,Hydration,Shelter 0 $0 Hazardous Materials 0 $0 Health and Medical 0 $0 Safety and Security 0 $0 Transportation 0 $0 Water Systems 0 $0 Total 0 $O Source:Southern Wildfire Risk Assessment,Monroe County LMS Working Group Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 337 q (q ............ 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MISSION 11411111111111111 SEEN C.11111111111 ASS The City of Key West and the LMS Working Group provided a local inventory of critical facilities and community lifelines,which are a priority for mitigation planning and emergency management. Lifelines are the most fundamental services in the community that,when stabilized, enable all other aspects of society to function. Table C.1 provides a count of critical facilities by FEMA lifeline category in the City of Key West. Figure C-1 shows the locations of all critical facilities in the City of Key West. Table C.2 provides a detailed inventory of the critical facilities in the City of Key West, indicating each facility's FEMA lifeline category, flood zone, 1% annual chance flood depth, sea level rise, storm surge, and wildfire. More information on hazard vulnerability is provided in the hazard profiles. "'"""' Illlllh lllllll "'IIIIIII lllilll°tlllilll� IIIIIII IIIIIII IIIIIII tlllilll iliiiit iif IIIoyWesit Facility Type Count of Facility Type Structure Value Communications 0 $0 Energy 7 $3,953,014 Food,Hydration,Shelter 22 $227,076,971 Hazardous Materials 1 $6,496,246 Health and Medical 5 $12,863,340 Safety and Security 20 $123,374,417 Transportation 2 $9,291,598 Water Systems 6 $10,765,921 Total 63 $39398219507 Source:LMS Working Group,GIS Analysis IIM t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c z)III III iii t iii a iii a �"',; (IIIIIIIIIIIIIIIIIII Iuuuuu""°VVV IIIIVUII ii I (IIIIII V�IV I r %/�' r �,✓ ,�'.., ,n""s1 .. 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Z W O - c1 N m cD m m O O � O s C C: C: Q LL LL (n cn I cn cn cn u) 2 LL cn LL cn w w w w ol ANNEX C:CITY OF KEY WEST ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... C.2,, uuumump Ilm, (IIIIIII(III uuuuuuuuuumll luuuuumuuuuuu a um III Illlllli uuuuuuummuum "IIIII uuuuuuuuuuuum ASS This section contains a summary of the City of Key West's asset inventory as well as hazard profile and vulnerability assessment for those hazards that are spatially defined and have variations in risk that could be evaluated quantitatively on a jurisdictional level. The hazards included in this section are: Flood, Sea Level Rise, Storm Surge, and Wildfire. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table C.3 details the acreage of Key West's total area by flood zone on the effective DFIRM; it also shows a comparison to the preliminary DFIRM released in December 2019. Slightly over 89 percent of Key West falls within the mapped 1%-annual-chance floodplains; this area would grow to 92.9 percent on the 2019 preliminary maps. The data in this risk assessment is based off FEMA's 2005 DFIRM. Figure C-2 reflects the effective mapped flood hazard zones for the City of Key West while Figure C-3 displays the 2019 preliminary map. °°° IlllllhlllllllC.3IIIIIII IIIIIII °° �.Illilll IIIIIII( °°IIIIIII° III IIIIIII I Effective DFIRM(2005) Preliminary DFIRM(2019) Change from Flood Zone Acreage Percent of Acreage Percent of Effective Total M) Total M) (acres) AE 2,928.6 76.1% 3,298.1 85.7% 369.5 VE 497.7 12.9% 255.9 6.7% -241.8 AO 2.4 0.1% 19.1 0.5% 16.7 0.2%Annual Chance Flood 277.4 7.2% 136.1 3.5% -141.3 Hazard Unshaded X 141.9 3.7% 138.8 3.6% -3.1 Open Water 0.0 0.0% 0.0 0.0% 0.0 Total 3,848.0 100.0% 3,848.0 100.0% 0.0 SFHA Total 39428.7 89.1% 3,573.1 92.9% 144.4 Source:FEMA Effective DFIRM Note:The differences between the effective FIRM and the preliminary FIRM are significant will likely still change.These details are provided here only as a comparison-all further flood analysis is based in the 2005 Effective DFIRM. Table CA and Table C.5 provide building counts and estimated damages by occupancy type for the 1% annual chance flood event using both the effective and preliminary DFIRM. Figure C-4 and Figure C-5 display the effective and preliminary depth of flooding estimated to occur in these areas during the 1%- annual-chance flood. IIM t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c II III III iii t iii a iii a ANNEX C:CITY OF KEY WEST uumm�uum (IIIIII (IIIIII uumm �m uu IIIIII u„uuuuuuuu IllllllIuuIIuuIIuuIIuuIIuuIImuIuII I'll o I IIIIIIm III e IuII (IIIIII IIIIIum IIIIII um m I�I� c t" (I'III e IIIIII IIIIIIIIIIIII (IIIII�II II IIIImII of ummm Illlllluuuuuu(IIIIII um`..IIIIII ��Key West Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 1,322 $2,874,224,712 $57,616,223 $189,835,920 $247,452,143 9% Educational 1 $1,278,998 $57,555 $401,503 $459,058 36% Government 867 $752,646,337 $5,149,489 $31,112,664 $36,262,153 5% Industrial 75 $55,875,723 $304,284 $898,065 $1,202,349 2% Religious 29 $34,683,776 $166,689 $1,197,420 $1,364,110 4% Residential 6,666 $4,845,068,494 $824,785,208 $4071226,587 $1,232,011,795 25% Total 8,960 $8,563,778,040 $888,079,449 $630,672,160 $1,5181,751,608 18% Source:HAZUS,FEMA Effective DFIRM IIIIIIIIIIII IIIIIIIIIIIIII IIIIIIII IIIIII IIIII IIIIIIIIIIIII IIIIII � (IIIIII IIIIIIIIIIIII IIIIIIII III IIIII mum IIV ,lulu m mum I mum ull Ilu III mnl „u � uum uum i m uuuuuuuu uuuuum �� uuull �� uuuuuu � �,y, uuuuuu um (IIIIII (IIIIII u.�Illlr. Illlllluuuuuuu s m(IIIIII(IIIIII uumn (IIIIII(IIIIII (IIIIII(IIIIII(IIIIII I I Ium W (IIIIII III mnmllu (IIIIII m (IIIIII III uuuum m (IIIIII.m�� (IIIIII (IIIIII (IIIIII o�.(IIIIII (IIIIII (IIIIII (IIIIII (IIIIII(IIIIII (IIIIII(IIIIII (IIIIII uuu (IIIIII (IIIIII(IIIIII IIIIII umu�.(IIIIII(III II II��Key Wesilit Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 1,627 $3,180,252,543 $50,762,576 $166,340,569 $217,103,145 7% Educational 16 $34,807,794 $120,210 $750,281 $870,490 3% Government 871 $807,907,705 $2,110,302 $13,100,445 $15,210,747 2% Industrial 82 $66,776,878 $424,716 $1,270,548 $1,695,264 3% Religious 49 $57,685,978 $194,760 $1,576,699 $1,771,459 3% Residential 8,256 $5,975,803,647 $1,200,456,414 $593,970,490 $1,794,426,904 30% Total 10,901 $10,123,234,546 $1,254,068,978 $7771,009,031 $2,031,078,009 20% Source:HAZUS,FEMA Preliminary DFIRM Table C.6 provides building counts and values for critical facilities by flood zone in the City of Key West. IIIIIIII Illlllh�lllllll Illlllllllilll°Illl lllilll (IIIIII Illlllrl Illilli(IIIIII Illilll° Illilll IIIIIII'IIIIIIIIIIIII,III IIIIIIII I'll Illilll III III °° IIIIIIII (IIIIII II��III�IIII I t IIIIIII��. vu� °�IIIIIIIIIIIIIIIIIII (III Flood Zone Critical Facility Count Structure Value Zone AE 46 $247,591,777.19 Zone VE 9 $90,440,819.60 Zone X(500-year) 3 $7,665,996.66 Zone X Unshaded 5 $46,499,799.62 Total 63 $392,198,393.07 Source:FEMA Effective DFIRM,LMS Working Group �AarvroeCOUIII a WS... :.III III l :.IIl�iii °lii Ii III III IIL... II:III III Ii iii a iii�..�III°m Strategy wl�&IIr,iu aII.y 2.0 : .dui 6 to ............ 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ANNEX C:CITY OF KEY WEST The City of Key West joined the NFIP emergency program in 1970 and has been a regular participant in the NFIP since September 1971. The City is a participant in the Community Rating System and is a Class 5 community. The following tables reflect NFIP policy and claims data for the City categorized by structure type, flood zone,Pre-FIRM and Post-FIRM. "'"""" Illlllh IIIIIII: C.11117IIIIIII IIIIIII' IIIIIII IIIIIII IIIIIII' IIIIIII Illilll IIIIIII III IIIIIII Illilll IIIIIII IIIIIII°' I�� Illlllh° °tlllllll t IIIIIII """'"""" IIIIIII Number of Number of Total Insurance in Total of Closed Structure Type Policies in Closed Paid Premium Force Paid Losses Force Losses Single Family 2,973 $5,658,356 $872,546,000 3,883 $141,299,563.25 2-4 Family 736 $1,395,401 $182,203,000 540 $16,203,490.04 All Other 1,038 $724,912 $217,141,000 322 $7,388,847.29 Residential Non-Residential 505 $2,751,715 $257,038,000 993 $48,624,293.19 Total 5,252 $10,530,384 $1,528,928,000 5,738 $213,516,193.77 Source: FEMA Community Information System,accessed May 2025 "'"""" IIIIIII""""IIIIIIIC.8 IIIIIII"�IIIIIII'°°°°°°IIIIIII IIIIIII IIIIIII' IIIIIII ""�Illiu IIIIIII°IIIIIII IIII IIIIIII)a"'f IIIIIII IIIIIII°°°°°°IIIIIII """ IIIIIII Number Number of Insurance in Total of Closed Flood Zone of Policies Total Premium Closed Paid Force Paid Losses in Force Losses A01-30&AE Zones 4,411 $9,427,930 $1,243,644,000 5,306 $207,165,795.09 A Zones 0 $0 $0 1 $0.00 AO Zones 4 $6,484 $713,000 3 $73,283.01 V01-30&VE Zones 23 $258,996 $12,549,000 160 $4,788,462.71 B,C&XZone Standard 814 $836,974 $272,022,000 190 $1,239,829.76 Preferred 0 $0 $0 79 $285,667.23 Total 5,252 $10,5309384 $1,528,928,000 5,739 $213,553,037.80 Source: FEMA Community Information System,accessed May 2025 "'"""" Illlllh�lllllllC.9 IIIIIII" IIIIIII°°°°°°IIIIIII IIIIIII IIIIIII' IIIIIII IIIIIII IIIIIIP IIIIIII IIIIIII IIIIIII IIIIIII° °°"'t IIIIIII IIIIIII IIIIIII°°°°°°IIIIIII IIIIIII IIIIIII Number Number of Total Insurance in Total of Closed Flood Zone of Policies Closed Paid Premium Force Paid Losses in Force Losses A01-30&AE Zones 2,367 $6,998,333 $674,585,000 4,403 $190,615,182.98 A Zones 0 $0 $0 1 $0.00 AO Zones 2 $3,004 $345,000 3 $73,283.01 V01-30&VE Zones 9 $143,571 $5,947,000 84 $3,533,705.11 B,C& X Zone 560 $567,626 $189,678,000 187 $1,388,898.33 Standard 560 $567,626 $189,678,000 126 $1,162,484.05 Preferred 0 $0 $0 62 $263,258.31 Total 2,938 $7,712,534 $870,555,000 4,678 $195,611,069.43 Source: FEMA Community Information System,accessed May 2025 IIMarvroe County,IIC::IIL... IIC IIM:.1 III t JL.flii'S di iii q ai a I ocdI III ii ii gStrategy IIC: .fi e I'51 ANNEX C:CITY OF KEY WEST "'"""' Illlllh IIIIIII '"'IIIIIII IIIIIII° IIIIIII""""""'IIIIIIIIIIIIII""" (IIIIIII""' IIIIIII Ind 0IIIdiii III IIIIIII��MtaIIIIIII"" IIIIIII""""""'IIIIIIIIIIIIII IIIIIII Number of Number of Total Insurance in Total of Closed Flood Zone Policies in Closed Paid Premium Force Paid Losses Force Losses A01-30&AE Zones 2,044 $2,429,597 $569,059,000 903 $16,550,612.11 AO Zones 2 $3,480 $368,000 0 $0.00 VO1-30&VE Zones 14 $115,425 $6,602,000 76 $1,254,757.60 B,C&X Zone 254 $269,348 $82,344,000 81 $99,754.63 Standard 254 $269,348 $82,344,000 64 $77,345.71 Preferred 0 $0 $0 17 $22,408.92 Total 39735 $297539629 $957,3119400 19009 $15,828,271.60 Source: FEMA Community Information System,accessed May 2025 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONTINUED FP COMPLIANCE The City entered the NFIP in 1971 by adoption of an ordinance that complies with the requirement of the program. The ordinance has been revised several times, including updates that aligned with the statewide effort to coordinate local ordinances with the flood provisions of the Florida Building Code. To continue compliance with the NFIP, the City will: — Enforce the adopted floodplain management ordinance, including reviewing all development proposals in any floodplain and enforcing the requirements of the ordinance, and inspecting both permitted development and unpermitted activities; — Maintain records pertaining to floodplain development, including flood maps and Letters of Map Change, which shall be available for public inspection; — Notify the public when there are proposed changes to the ordinance or FIRMs; — Implement activities recognized by the NFIPs CRS including brochure publication and distribution and annual mailers; — Promote the purchase of NFIP flood insurance policies as financial protection; — Maintain a consolidated GIS database for monitoring floodplain related permitting reviews; — City Floodplain Administrator has a seat on the City's Development Review Committee, is an integral plan reviewer for all floodplain related permit applications and is in the variance pre-review network required of all applications within the SFHA; and — Continuing to implement higher regulatory standards including,but not limited to,multi-phase elevation certifications,minimum 12-inch elevation of the first finished floor outside the SFHA, and a one-year substantial improvement cumulative period of calculations. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... REPETITIVE LOSS PROPERTIES A map of repetitive loss areas in Key West is on the following page. IIM:. LA iii iiisc lii( iii ai,4II IIL... c z)III III iii t iii a iii a III°„I ra cz Cn Ln I "w I r IIIIIIIIIIIIIIIIIIII IT r "PIN .ter � IIIIII IIIIIIIIIIIIIIIIII WIllllllullll w 'IIIIIIIIIIIIIIII �� , W � IIII��I��IIIIIIII�I � �Ih� CLLL 0Lnf Cl. b. .. III ,� ; M W Zuuuum 0111 fVA Z lu uuu mloop, NNN IIIIIIIIIIIIIIIIIIIIoop TM"' 4 IIIIIIIIIIIIII1 1 1! ANNEX C:CITY OF KEY WEST ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... C. 2 SEA LEVEL S Table C.11 details the number of all buildings affected by sea level rise in the City of Key West following the NOAA sea level rise projections of intermediate low and intermediate high scenarios. "'"""' Illlllh IIIIIIIC.""'IIIIIII""'IIIIIII IIIIIII IIIIIII IIIIIII'II113u Illilllllllllld Illilll ngs Aff''ected Sea ..........ev6IIIII IIIIIII"Illilll �� Illilll� of IIIKey West Estimated Estimated Content Occupancy Building Structure Value Total Value Count Value 2040 NIL 41,091 2,26695319613 1,63192149285 39023,307,051 Agriculture 0 $0 $0 $0 Commercial 747 $790,784,670 $790,784,670 $1,307,377,327 Education 1 $639,499 $639,499 $1,278,998 Government 176 $160,186,817 $160,186,817 $320,341,179 Industrial 15 $16,137,560 $24,206,341 $40,325,406 Religious 19 $12,010,850 $12,010,850 $23,353,462 Residential 3133 $1,286,772,216 $643,386,108 $1,330,630,680 2040 N I H 5,915 3,221,033,878 2,248,839,779 4,197,433,423 Agriculture 0 $0 $0 $0 Commercial 913 $1,011,166,180 $1,011,166,180 $1,709,019,545 Education 1 $639,499 $639,499 $1,278,998 Government 357 $213,658,831 $213,658,831 $427,285,205 Industrial 19 $18,935,571 $28,403,357 $47,320,433 Religious 22 $13,310,027 $13,310,027 $25,951,816 Residential 4603 $1,963,323,770 $981,661,885 $1,986,577,427 Source:HAZUS,NOAA,Monroe County Parcel Data Figure C-7 and Figure C-8 display NOAA 2040 intermediate low and high sea level rise scenarios for the City of Key West. Table C.12 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to sea level rise based on NOAA intermediate low and high scenarios. °°°' Illlllhlllllll Illlllllllilll°°Illilll IIIIIII IIIIIII Illilll IIIIIII Illilll tlllilll IIIIIIIIIIIIIIIIIII� Illilll�""'IIIIIII�� IIIIIII IIIIIII�� IIIIIII IIIIIII IIIIIII �� °f III0Ley West Highest Level of SLR Critical Facility Count Structure Value 2040 NIL 6 $11,177,787.81 NOAA aft 5 $75,149,048.17 2040 N I H 4 $76,471,087.88 Total 15 $162,7979923.86 Source:NOAA, Monroe County LMS Working Group IIM t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c z)III III iii t iii a iii a 0.,. to III.. CO (N,IIII III" III°„t 5.... ( 4w NII��p�IPo uiu�y d �'� dull _ II � II� iV N HIS i i IIII I "dIP pp^� uuum0 �I IIYNd I. i f W illu r . 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III III IIIIII . ................ .................................................................................................. ............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ANNEX C:CITY OF KEY WEST ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... " S I13 Table C.13 summarizes the number of buildings in the City of Key West that will be impacted by 100-yr and 500-yr storm surge events. Figure C-9 shows potential storm surge inundation for a 100-yr storm surge event and Figure C-10 shows inundation for the 500-yr storm surge event. um a uuuVIIIIIVi uuuuuuuu � u' �� uuumuu°' Vuu uu° uumm uuuuum iii a um '�u um m uu °�� (IIIIIII a iioi IIIIIII m'µ IIIIIII IIIIIII IIIIIII oumm uuuumm IIIIIII IIIIIII IIIIIII IIIII IIIIIII IIIIIII �� IIIIIII muuuuuu iimulli.IIIIIII IIIIIII ��, e "t Estimated Building Estimated Occupancy Structure Value Total Value Count Content Value 100yr 11,257 $693219676,484 $4,253,337,538 $10,575,014,023 Agriculture 0 $0 $0 $0 Commercial 1,692 $1,675,821,726 $1,675,821,726 $3,351,643,452 Education 16 $17,403,897 $17,403,897 $34,807,794 Government 885 $408,973,878 $408,973,878 $817,947,756 Industrial 82 $26,710,751 $40,066,127 $66,776,878 Religious 51 $29,377,588 $29,377,588 $58,755,176 Residential 8,531 $4,163,388,644 $2,081,694,322 $6,245,082,966 500yr 119731 $6,613,685,998 $4,46095119225 $11,074,1979223 Agriculture 0 $0 $0 $0 Commercial 1,868 $1,767,783,254 $1,767,783,254 $3,535,566,509 Education 16 $17,403,897 $17,403,897 $34,807,794 Government 897 $431,771,965 $431,771,965 $863,543,930 Industrial 84 $28,006,740 $42,010,111 $70,016,851 Religious 56 $34,363,855 $34,363,855 $68,727,709 Residential 8,810 $4,334,356,287 $2,167,178,143 $6,501,534,430 Source:FEMA,NOAA,Monroe County Parcels Table C.14 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to storm surge based on 100 and 500-year storm surge events. IIIIIII IIIIIIhllllllll °IIIIIIIIIII Illllll lllilll°Itlllilll IIIIIII IIIIIII Illilll IIIIIII Illilll tllllilll IIIIIIIIIIIIIIIIIII IIIIIII''°° IIIIIII IIIIIII IIIIIII ISuIIIIIIIgeii Ill1l 11°° °If IIIKeyWesiit Storm Surge Category Critical Facility Count Structure Value 100-Year 56 $363,631,704.04 500-Year 3 $13,432,305.62 Total 59 $377,064,009.67 Source:FEMA,NOAA,Monroe County LMS Working Group III i �iii.��iii��.iii o iii a IIL...� �� III iii�� g� iii iii�.'�m Strategy q!)i t i a iiry,,,1?026 0 to a) CO (s,JI III r) 3 0Ill : >1 5............ (u, T........................................................................................................................................................ ........................................................... ............................................................................................................................. 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Ill........... .......... ui LU LL 4) 0 u C) 0 > ................. c u x low CD ""'D LUz ................... p �^ V � III u�� "'Our 1 ..................................."I'l""I'll""I'll'll""I'll"I............................................. ............... .................................................................................................................................................................................. :El ANNEX C:CITY OF KEY WEST C.2.4 WILDFIRE Table C.15 summarizes the acreage in the City of Key West that falls within the Functional Wildland Urban Interface(WLTI), categorized into zones that describe the wildfire risk mitigation activities appropriate for each zone. Areas in the Functional WUI are those areas where development and building structures may intermix with burnable land cover. Approximately, 4 percent of Key West is categorized as having direct exposure to wildfire risk within the Functional WUI. Table C.75-Functional Wildland Urban Interface,City of Key West Direct Exposure 142 14%,zo Indirect Exposure 0% Critical Fireshed 460 12% Sources of Ember Load to Buildings 266 7% Little to No Exposure 2781 73% Water 163 4% Source:Southern Wildfire Risk Assessment Figure G11 depicts the Functional WUI for Key West. Figure C-12 depicts Burn Probability based on landscape conditions,percentile weather,historical ignition patterns, and historical prevention and suppression efforts. Fire Intensity Scale,which indicates the potential severity of fire based on fuelloads, topography, and other factors, is depicted in Figure G 13. Functional WUI areas are focused along the outer edges of the City,with the central,downtown area being excluded from the Functional WUI. Where there is a rating for burn probability,mainly in southern and eastern Key West, it is very low; otherwise,much of the city is without a burn probability rating. There are pockets of moderate to high characteristic fire intensity, especially around the outer edges of the City,but a large swath of the City is not rated on the characteristic fire intensity scale. Table C.16 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to wildfire risk on the Functional WUI scale. Table C.16-Critical Facilities Exposed to Wildfire,City of Key West Type Critical Facility Count Structure Value Communications 0 $0 Energy 0 $0 Food,Hydration,Shelter 0 $0 Hazardous Materials 0 $0 Health and Medical 0 $0 Safety and Security 0 $0 Transportation 0 $0 Water Systems 1 $24,684.77 Total 1 $24,684.77 Source:Southern Wildfire Risk Assessment,Monroe County LMS Working Group Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 360 0 tO CO ( I0 w III a' F' .............. 111 ............................................................................... .. nr jiI r dr a6. lb I' ipI�I�MI i� li Il il�i'II I�I I�I'"��f IIIIII r� r p 00000000giooi �;' u u a o mm m uu /um a;!!!I,,,,,,,,,,,,,,,, Illllllilllllllllll�(IIIIIIIIIII;,�� . r r IIIIIIIIIIIIIIIIIIIIIIIIIII � ryY IIIIIIIIIIIII I'�� ,i ,,,,,i .. J Illmllll IIIII III i�ii�mn 0 U) .. 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U U O O O O O O O O O Op O O O E O p O O O O O O O O p O p O ( p O O p O O O O O O O p O W O O O p O O O O O O p O p O H O p O O O O O O O O p O p O O Ln O O p O O O p O O p O V Ln Ln tD r Ln L0 Ln r r r r Ln r C0 4 +� a..r a-J a-J a-J a..+ a..i a..i a..i a..+ a..i a..r a..i a..i a..r V C V) V) V) V) V) V) V) V) V) V) V) V) V) V) Q >, >, >, >, >, >, >, >, >, >, >, >, >, >, N N N N N N N CD N N N a) N N J O O O O O o O O O O O O O O u U U u U U u U U u U U U U O �' >1 2O >, 2O >, 2O >, 2O " 0 " to >, LO >, 2O 0 v) U ++ U }, U a.., U a.., U a.., U 4- U +O+ N o N o N o N o U N U N U N U N U N U N N a) U N N o — U U N 0 0 0 0 0 0 0 0 i 0 i .67 i 0 i o i O i 0 o o i 0 0 0 i a s a s a s a s cn a cn a cn a Ln a cn a cn a a a cn a a a a w Ln a .o p L a�> .I,tiu O U d N N N N N N N N N N N N N M r r r r O � r Q d 0 V) V) V) V) V) V) > i i — J - N N N 0 c N c N � Q W NO NO NO NO NO u OV U > U U _ > N U U o �; 0 0 V) o U U U U U o UO 0 U O O O O U i i O U O U N 0 0 Q 0 0- 0 0- 0 0- 0 V i i 0 = 0 0 0 0 >, 0 0 >, o >, 0 0 o 0 0 0 0 0 o 0 o >, D O o 0 —_ LL LL LL LL U v) H LL U LL U H H H H H U to H L H Q 06 UO 0 if Ln 0 O O i O i 0) E 0 0 M i N i 0 (0 i 0 u E c m E V c4 O 0 0 C i .N Q U Q D O N c- -0 E a) H > LU O U U G H — Q N am — L- C N O> m N N (6 of6 MDC a) (n N O N W" N m — m > co CD co m � � m � m i � o >, to � o � � 0 m U In >, u U U +� U O 0 U c>� U _ 0 v C O co O u (n N U +� Q V) N � LL > (B ON pC o N O U = Q (p N N V) N 4-1 Ln > 0 0 (n +- Q V) N W o (p i fp i 00 i U " �O o +� C N u .m Fn� 00 F cn a� x O Q o O o o o 3 2 s 2 Q 0 a Q 2 v 2 Q 2 V) V) V CO V J V Q a a > O U U s 0 �' �' LO LL V) V) V) V) V) V) V) V) V) V) V) V) V) V)O >N Q) >N >N >N >N >N >N >O >N >N >O >N >N y 'i >, >, >, >, >1 >, >, >, >, >, >, >, >, >, ......II..415 V 3 N N N N N o N o N N N a) N o x C LU O N M Ln 0 00 0') O ++ # M M M IM M Z r r r r r r r r r r r r r r cz :, C +y+ O d O N -W d E N E V d = LL � m th_ a.r 3 N N a) (D a) a) a) a) a) a) a) a) z z z z z z z z z z C O C d .O E E o 0 0 0 0 0 0 0 0 0 Q N N N N N N N N N N O u is 3 O Ln 0 v> Ln 0 0 v) cn 0 cn C +O+ C a° 5 Ll- LL Ll- LL Ll- LL LL LL LL LL LL U U U U U U U U U U d m O O O O O p O p p O O O O p O p O p - O O O O O p O O W p O O O O O O p O p H p O O O O p O p O p O �j O O O O p O O L6 (� N l0 0(S In N Qo Ln O 14 N {/} {/} {/} {/} A/)- A/)- 40- A/)- A/} 4j)- V C V) c>n >v> V) >(f) V) V) >v) too V) Q >, >, >, >, >, >1 >, >, >, >, m a) a) a) CD a) CD a) a) a) Y O O O O O O O O O O U U U U U U U U U U > >1 C1 G� aJ ' O N L-U u u U � u U ' N a) O U i > O " a 41 > > � O +J DO .65 > :30 " D 0 0 0 O w cn a w (A z a a a s a a z a a z a a a z a a cn a Z .� C C Cl a �il,mm,ll�7 J3 d U d M N M N N N M M M M 0 41� N N N N 0 Q Ul) V) ( a cn a a a Ln > _O > O > > _O Q J U J t J J u U_ >, O >, a N U N w N N U ° v, u� cn o N u � u -0 O O O U _ — — — O 0 — O p O O 0 O >, Q Q Q L H Q LL U LL H LL U o s v � a) 0) a) a) U ° — u o >, — N a= N Z O o ° a= 'Q V) a) C: ° Ln 0 ++cn > a� .61 U c� Uu O4-1 O a) � O a O U C a) a) a) a) � O a) � O � a) � a) +� � O a) m �n 0 UO ° O U a) O M a) E c O O +' ° z U O >; +� O u ° Jz a ' a ° ° +>aB M a + U a aa o CU a) a a aCD N + cn ° c6 cp N cII > a) � +•+ a 0 � ++ i a) cn a) ++ ++ - a a) a) (n > i i O a +� O �j O p N U O O }' v� +�+ `~ +�'+ `n 0 +' N `n � `n O O c a) O m 3 U = U I n U .� U n cn O S c� a) M S � U U 2 -0 U +� vOi c� °� U a) LL V u m a a W Y O ++ ca LL n V) V) V) U) V) V) V) V) V) L •L >, >, >, >, >, >, >, >, >, >, V 3 a) a) a) a) a) a) a) a) a) a) x C y Z r r r r r r r r r r cz :o C +y+ O 0 O N -W d E N E V 0 = LL � m th_ a.r L 3 N N N N N N N N N N Z Z Z Z Z Z Z Z Z C O C 0 O � � o 0 0 0 0 0 0 0 0 Q~ N N N N N N N N N O u N 3 LL O I1 L- LL LL � LL � LL>1 Q LL U U U U LL U U U U p p O O O 0 p O O O O O O E p 00 O O O O O O O O O O O W 00 O p O O O O O O H 0 0 0 O O O O O 0 O O O Lj p p O O O O (� r O> � M Qo M Lf) 00 l4 O O O O O O O O Y U U U U LL U U U U *� >1 >1 >1 � c c0 a) o CD o O a) o � (D (D (D m O i _' - iZ - iZV) (1) � a) a) Cl) cn �' L + + � ++ CD +O+ O a) 0m 0 0 0 O O U N U 0 U a) U Cl) U U 0) U U Cl) +� fC ++ to O 4-1O a) �' `n O i O i O i O i .O 0 z a a z a a a z a a cn a 0 a cn a Ln a w 0 w cn w (n v) a Z 'i r°4� otf .� uOf II"p Od M M N N N M M M N 0 N 0 Q M d H i a) CD (1) CD O O U > U_ > U_ > O > O V) a V) ,n a In cn `. W vi a) 13 O O O m O = U " iOU " CU " i O O O O �, O � O �, 0 O O O LL U LL U to U to U V) Q Q Q LL 06 0 p +�' O cO�i +' a) O O U di 0 U a a) f6 N f6 cn to ; +- N U 4- _ UIra 4-1 O a) Q >1 0 a) 2 a) > a) (� U �>, +' 6 OU � m O O U p U n CD Q la)CD C UM o U 1 O - t0 Ln — O Q � En 4-1 NO 0 � 'C Ua) " a) a) - O O C U Q O CD 0 O OU OO - U U U +- LL � O },- a (.0u N � a LL o to N Ln 4 > N i f6 0 4; (6 4; N � - a) i O a) - i 4-1py CD V� f6 (6 a 4-1 Ul a) c� O �, O �,'� O p a > O O a) 4 w s a w O w ca V) LL s V) V) c� a v) 0 (A 4- C) �, o a C) a z LO Y O LL ++ V) can V) (A V) can V) V) � •L >, >, >, >1 �, >, >, a �, ......II..415 V 3 a� a) a) a, a) a, a) a, a) x C W O (0 00 0) O r N M .* 7 3 Z ++ # In In In Ln (D l0 l0 (D Z V r r r r r r r r r cz :, C +y+ O d O N -W c E N E V d = m th_ a.r 3 o a 3 3 3 3 3 3 3 3 3 3 N N N N N N N N N N N N N z z z z z z z z z z z _ O C d .O O O O O O O O O O O O E EM M M M M M M M M M M w w w w w w w w w w w as u O to to to to to N to N to to to +O+ C a° 5 w w w w w w w w w w w LL U U U U U U U U U U U O O O O O d 0O p O O O O O O O O O O O O p O O O W O p 00 O 00 00 O 00 O 00 O 40(AO O - O O O O O O O O V M N r- N r- r- N C9 00 �+ ++ 4-1 +-+ a--i a-J a-J a--+ a--+ a--+ a--+ a--+ V C to to to to fn to to to to to to = N N N N N N N 0) N N N Q >, >, >, >i >, >, >, >, >, >, >, a) O a) N a) a) a) C) a) CDN J O O O O O O O O O O O U U U U U U U U U U U O O O p O Rof � ate-+ 4--+ 4- 4 4 4- ate+ � N to C � +' +-J U +-+ U a-+ U a-+ U a-+ U ++ U +� U U i U U N U N U N U N U ty U N U ty > -> > Q CD > p i p i p i .p i p i .p i i G (n V) a 0 a a w cn a a s a Z 'i 4.0 r°4� v d N N N N M M M M N fV N 0 O Q M d i - E Q O U " u X U >, Q w 'Q U o v 2 O O O O O O O - Q- O U c6 O U O O O O O O O O O >, N O >, LL LL L Q U 2 LL U v to _ > O f6 > p +�� f0 N > N � o � U N +, to C >� i +, -0 O �_ to N V) C to - to p > to Q > f6 - '++ U +J O O W O U p O O E >+ fl. !o +, w �_ r6 ca O .i Q U 0 Q to .t� Q }' 0 O s O OO O +, N 0- 4 vi f6 N N N E (� O f6 >, f6 i f0 U N O Q O 4 O to U ° °ro OQ o c (D s CD a) CD w 4-J 4 � O 4-J - 4-J -� - s 4-J 4-J Q •-+ N CD+ N 3 3 = 3 N 4-J4 r-, a >, p to c� o i � o CD " C w p ._ O p p p p p p o' � u b4.1 p 4-J 4.1 4-J p 4-J 0 c O n 4-J V) V) n V) nz z n w s to LO W Vto to to to to to to to to to to O >N >N >O N >N >N >N >N >N >N >N 'i >1 >1 >1 >1 >1 >1 >1 >1 >1 >1 >1 ......II..4lS V 3 N O a) N a) N a) a) a) O a) x _ Z r r r r r r r r r r r cz :, C +y+ O d O N -W d E N E V d = LL � m th_ a.r L 3 N Z Z Z C O C d .O E E o tn 0 0 Q~ N N N LL LL LL O u is 3 N a° LL LL LL LL U U U d *' O m E O OO O O O O W O O O 4' O O O V 0 (.0r V = N V) Ln a >, �, >, C Y Y Y Q O O O 2 2 U U U o O (1) o N 0 O U N V ru V a z a a c a n a a w Z 'i d � fC U d M N N 0 Q 40 N O dLL O V > O vOi a J o w aD T. > N N J O O IL U (n Q — N O O co 'i -2: 0 4-j f6 � t� vi m O O� N N U Q C 0 O C U U N U +' to O C) C N p U ca O N +•+ _ M C Ira in m p OD C O O in to — N i >, p U C: }, a - N +1 4 — — f6 0 C: N N +� M fQ to LO W C Y O LL ++ can vfi � O V N N N •i >1 2 V 3 N N N x C W # t0 N , Z ::.... z Z ANNEX D:CITY OF LAYTON C Y 0 ..............................AY 04 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ME ��11 ��11 11411111111111111 ASS The City of Layton and the LMS Working Group provided a local inventory of critical facilities and community lifelines,which are a priority for mitigation planning and emergency management. Lifelines are the most fundamental services in the community that,when stabilized, enable all other aspects of society to function. Table D.1 provides a count of critical facilities by FEMA lifeline category in the City of Layton. Figure D-1 shows the locations of all critical facilities in the City of Layton. Table D.2 provides a detailed inventory of the critical facilities in the City of Layton, indicating each facility's FEMA lifeline category, flood zone, 1% annual chance flood depth, sea level rise, storm surge, and wildfire. More information on hazard vulnerability is provided in the hazard profiles. "'"""' Illlllh IIIIIII IIIIIII "'IIIIIII lllilll°tlllilll IIIIIII IIIIIII IIIIIII Illilll hill°i IIIIIII iif Facility Type Count of Facility Type Structure Value Communications 1 $0 Energy 0 $0 Food,Hydration,Shelter 0 $0 Hazardous Materials 0 $0 Health and Medical 0 $0 Safety and Security 1 $337,480 Transportation 0 $0 Water Systems 3 $0 Total 5 $337,480 Source:LMS Working Group,GIS Analysis IIM t.III it l LA iii iiisc Iii(ft ii ai,4II IIL... c z)III III iii t iii a iii a IIC:rye II'8 �w as Oil III....., o, arcrcar ; i ilk4-4 - ig ci 1 w; rr � IIp Yry II I�illlllllll "„ .w �' Vfl�,',lllf � � �o u �411111111111111 •,�„„,+ r � � Zut " OTIT �'4IIIIIIIIIIIIIIIIIIII +�^�'^ I '„ m � �� I Q IIIIIIIIIIIIIIIIIII `tim'' uumm�A LL V „ , 1,II UIIIIIII IIIIIIIIIIIIIIIIII LL.Ilk l III Ira uuumu O so /� I IIIIIIIIIIIIII I �'li J � � LU a i rlV uuuuuuuuuu `Q Q IIIIIIIIIIIIIIIIIIIIIIIIII %;»'�iJy'' A LO LL = 0 O O O (V s 0 a •� x = W E 4o+ 0 U >1 >1 >, to M O O O O O L r r r r r E � � V) V) m•- 4) 0 _ > J J J = Ej z z z z o = ur......, LLN a Q a a a � s o CL C tD Ln N N IM LL G It L6 Cfl (6 It O O 00 � O i = M 2 � a) cfl e i O > o 111ii1lBY11111 ouuuum N muuuum N Q O U_ �.... 0 N �•+ N N NE .....: N � N Y fu LL w U LL O ilmiumm - uullllm°uuu � � ( Ira � � � � III......, V uuuuumuum = VI � � 0 ' � a) a) lu V . W uuuuuuu Q a-J a) a) � Z ) a-J a-J a-J o Z W f6 f6 f6 O m LL ( U0 ANNEX D:CITY OF LAYTON ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... INS 2,, I ��. I. � IIIIIIIIIIIIIIIIIIIIIIIIII uuuuuuull (IIIIIII III IW, S uuuuuuuuuuuum III uuuuuuuuuuuuu This section contains a summary of the City of Layton's asset inventory as well as hazard profile and vulnerability assessment for those hazards that are spatially defined and have variations in risk that could be evaluated quantitatively on a jurisdictional level. The hazards included in this section are: Flood, Sea Level Rise, Storm Surge, and Wildfire. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table D.3 details the acreage of Layton's total area by flood zone on the effective DFIRM; it also shows a comparison to the preliminary DFIRM released in December 2019. 100 percent of Layton falls within the mapped 1%-annual-chance floodplains; this would remain the same on the 2019 preliminary maps. The data in this risk assessment is based off FEMA's 2005 DFIRM. Figure D-2 reflects the effective mapped flood hazard zones for Layton while Figure D-3 displays the 2019 preliminary map. °°° Illlllhlllllll IIIIIII °°Ii;,iIIIII IIIIIII IIIIIIIZoi III IIIIIII1I1II „.Illilll IIIIIII Effective DFIRM(2005) Preliminary DFIRM(2019) Change from Flood Zone Percent of Percent of Effective Acreage Total(%) Acreage Total(%) (acres) A 0 0.0% 0 0.0% AE 123.2 86.0% 114.6 80.0% 8.6 AO 0.0 0.0% 0.0 0.0% 0.0 VE 20.0 14.0% 28.6 20.0% -8.6 0.2%Annual Chance Flood 0.0 0.0% 0.0 0.0% 0.0 Hazard Unshaded X 0.0 0.0% 0.0 0.0% 0.0 Open Water 0.0 0.0% 0.0 0.0% 0.0 Total 44.5 100.0% 44.5 100.0% 0.0 SFHA Total 143.2 100.0% 143.2 100.0% 0.0 Source:FEMA Effective DFIRM Note:The differences between the effective FIRM and the preliminary FIRM are significant will likely still change.These details are provided here only as a comparison-all further flood analysis is based in the 2005 Effective DFIRM. Table DA and Table D.5 provide building counts and estimated damages by occupancy type for the 1% annual chance flood event using both the effective and preliminary DFIRM. Figure D-4 and Figure D-5 display the effective and preliminary depth of flooding estimated to occur in these areas during the 1%- annual-chance flood. �� (III �� IIIIIIIIIIIIII IIIIIII IIIIIII IIIIIIIII IIIIIII',��,,,III �� IIIIIIIIIIIIIIIIIIIII fllllllllllllll II III I�. IIIIIIIIIIIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIIIIIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIIIIIIIIIIIIII IIIIIII.� IIIIIIIIIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIIIIIIIIIIIIIIIIIIItt flllllll IIIIIIIIIIIIIIII IIIIIII IIIIIII IIIIIII IIIIII Ill1l1111 t °t IIIIIIIII IIIIIII I Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 13 $18,183,056 $391,884 $1,139,479 $1,531,362 8% .III it 1 .iii�iii °lii ii iii III IIL... II:III III ii iii a iii�..�iii°m Strategy a iii*.m u a iii y 2,0 2,6 388 ANNEX D:CITY OF LAYTON Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Educational 0 $0 $0 $0 $0 0% Government 10 $3,179,284 $163,886 $993,307 $1,157,193 36% Industrial 0 $0 $0 $0 $0 0% Religious 2 $828,760 $12,880 $95,999 $108,878 13% Residential 143 $51,718,801 $16,078,231 $7,940,346 $24,018,577 46% Total 168 $739909,902 $169646,881 $109169,130 $269816,011 36% Source:HAZUS,FEMA Effective DFIRM uum uum�� io IIIIIII uuumu w uuuuuuu IIIIIII IIIIIII aI ed IIIIIII IIIIIIIMIIIIII uuuuui IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII ��uu��IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII uuuu�IIIIIII IIIIIII IIIIIII IIIII iI m olif IIIIIII Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 13 $18,183,056 $319,309 $986,368 $1,305,677 7% Educational 0 $0 $0 $0 $0 0% Government 10 $3,179,284 $99,210 $621,411 $720,621 23% Industrial 0 $0 $0 $0 $0 0% Religious 2 $828,760 $12,880 $95,999 $108,878 13% Residential 143 $51,718,801 $14,420,901 $7,167,424 $21,588,325 42% Total 168 $739909,902 $149852,299 $89871,202 $2307231,501 32% Source:HAZUS,FEMA Preliminary DFIRM Table D.6 provides building counts and values for critical facilities by flood zone in the City of Layton. Illlllh°°III """""""" Illilll Illilll°Illilll IIIIIII IIIIIII Illilll IIIIIII Illilll Illilll IIIIIII °(IIIIIII'( s IIIIIII"'IIIIIII Illilll(IIIIIII "Iliil iii °t IIIIIII �� (IIIIIII Flood Zone Critical Facility Count Structure Value Zone AE 5 $337,480.00 Zone X (500-year) 0 $0 Zone X Unshaded 0 $0 Total 5 $337948 0.0 0 Source:FEMA Effective DFIRM,LMS Working Group z)III III ii iii I a iii�..�iii'l Strategy a iii*.m u a iii. 2.0 2,6 III `: 38 w t I w i f ' IIIIIIIIIIIII�� IIIIIIIIIIIIIIIIIIII IIIIIIIIIIIII ��UIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIII IIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIII w J umllllmumm ................. OLL uuuuuumlm �, 11111111101 LL IIIII � � .� O II��IIIIIIII U III�IYIIMiililiiiiiuu '"'" � 'yw � ...III Vfa W III al w mlIN IN LL C W a� IIIIIIIIIII ul ............................................................................................. 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Mill LL O a-J u T,r, u lilll I'I'ullluu IIIIIIIIIIIIIIIIIIIIIIIIII � III V � W ul� I^IIIc u 15 0Q II IIIIIIV mu i � � 1-1 U9� � � wl M LL W I��,��,��,�� plllyiiltiltiltilli luuuum �� III Z i Zollloi°I VI �uuuuuuuuuu ..... I c col r 11111IIV1111111 eiiiiiiiiiiiiiiiiiiii �I eiiiiiiiiiiiiiiiiiiii ekiiiiiii888881 e kiiiiiillllllllllll Z .alb p 0 LLY Ouuuuuuu7:5 ,E u 0 it it W III I� III d IIIAIA V IIIII �CL dtQ ., a V�uV�V IIII ,< Ull uhV�IVI Lij LL tid' III lil7'17'17'17'17'17'17'17' LL W Z i'muuuum V jr III Zumuuiil � m � II^� mm uuuuu°°°°u m ANNEX D:CITY OF LAYTON The City of Layton joined the NFIP emergency program in July 1971 and has been a regular participant since. The City is a participant in the Community Rating System and is a Class 5 community. The following tables reflect NFIP policy and claims data for the City categorized by structure type, flood zone, Pre-FIRM and Post-FIRM. "'"""" Illlllh IIIIIII: IIIIIII """"""' IIIIIII IIIIIII' IIIIIII IIIIIII IIIIIII' IIIIIII Illilll IIIIIII III IIIIIII Illilll IIIIIII IIIIIII�)all�ta llllh° S°t IIIIIII °t IIIIIII Number of Number of Total Insurance in Total of Closed Structure Type Policies in Closed Paid Premium Force Paid Losses Force Losses Single Family 64 $103,110 $16,916,000 69 $1,780,963.67 2-4 Family 6 $3,962 $1,390,000 5 $330,795.82 All Other 1 $2,574 $500,000 0 $0.00 Residential Non-Residential 12 $62,312 $6,109,000 14 $1,568,618.52 Total 83 $171,958 $24,915,000 88 $3,680,378.01 Source: FEMA Community Information System,accessed May 2025 "'"""" IIIIIII""""IIIIIII IIIIIII t IIIIIII"�IIIIIII'°°°°°°IIIIIII IIIIIII IIIIIII' IIIIIII "'�Illi IIIIIII IIIIII IIII IIIIIII') "'f IIIIIII IIIIIII°°°°°°IIIIIII """ IIII Number Number of Insurance in Total of Closed Flood Zone of Policies Total Premium Closed Paid Force Paid Losses in Force Losses A01-30&AE Zones 83 $171,958 $24,915,000 87 $3,680,378.01 VO1-30&VE Zones 0 $0 $0 1 $0.00 Total 83 $171,958 $24,915,000 88 $3,680,378.01 Source: FEMA Community Information System,accessed May 2025 """'"""" Illlllh�lllllll IIIIIII'�� °°°°°°°°IIIIIII IIIIIII'°°°°°°IIIIIII IIIIIII'��'�� IIIIIII'�� IIIIIII IIIIIII IIIIIIP"' 'IIIIIII IIIIIII IIIIIII IIIIIII'�� "t' IIIIIII'��IIIIIII� °°°°°IIIIIII'°°°°°°IIIIIII IIIIIII'��.IIIIIII Number of Number of Total Insurance in Total of Closed Flood Zone Policies in 40 Closed Paid Premium Force Paid Losses Force Losses A01-30&AE Zones 27 $112,528 $7,281,000 56 $3,314,452.11 VO1-30&VE Zones 0 $0 $0 1 $0.00 Total 27 $112,528 $7,2819000 57 $3,314,452.11 Source: FEMA Community Information System,accessed May 2025 IIIIIII IIIIIII IIIIIII s IIIIIII "'f° IIIIIII "'°""f°°°°°IIIIIII""""""'IIIIIII IIIIIII""".IIIIIII Number of Total Insurance in Number of Tota I of Flood Zone Policies in . Closed Paid Closed Paid Premium Force Force Losses Losses A01-30&AE Zones 56 $59,430 $17,634,000 31 $365,925.90 Total 56 $59,430 $171,634,000 31 $365,925.90 Source: FEMA Community Information System,accessed May 2025 IIMarvroe County,IIC::IIL... IIC IIM:.1 III t J L.flii'S di iii q ai a I ocdI III ii ii gStrategy ANNEX D:CITY OF LAYTON ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONTINLIED NFIP COMPLIANCE The City entered the NFIP in 1971 by adoption of an ordinance that complies with the requirement of the program. To continue compliance with the NFIP,the City will: — Enforce the adopted floodplain management ordinance, including reviewing all development proposals in any flood hazard area and enforcing the requirements of the ordinance, and inspecting both permitted development and unpermitted activities; — Maintain records pertaining to floodplain development, including flood maps and Letters of Map Change, which shall be available for public inspection; — Notify the public when there are proposed changes to the ordinance or FIRMs; — Maintain a 3' freeboard requirement; — Limits size of accessory structures in the SFHA; — Implement activities recognized by the NFIPs CRS; and — Promote the purchase of NFIP flood insurance policies as financial protection. IIM t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c z)III III iii t iii a iii a ANNEX D:CITY OF LAYTON ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... . SEA LEVEL S Table D.11 details the number of all buildings affected by sea level rise in the City of Layton following the NOAA sea level rise projections of intermediate low and intermediate high scenarios. "'"""' Illlllh lllllll IIIIIII .""IIIIIII""'IIIIIII IIIIIII IIIIIII IIIIIIIII� Ilillll IIIIIII Illilli lllllll f"° IIIIIII IIIIIII.......... IIIIIII IIIIIII"Illilll IIIIII��. �� 'IIIIIII �� I Estimated Estimated Content Occupancy Building Structure Value Total Value Count Value 2040 NIL 127 32,1009227 19,4869261 48,663,286 Agriculture 0 $0 $0 $0 Commercial 7 $4,868,273 $4,868,273 $9,736,546 Education 0 $0 $0 $0 Government 10 $1,589,642 $1,589,642 $3,039,206 Industrial 0 $0 $0 $0 Religious 2 $414,380 $414,380 $828,760 Residential 108 $25,227,932 $12,613,966 $35,058,774 2040 N I H 143 38,085,839 2394279465 58,4659366 Agriculture 0 $0 $0 $0 Commercial 8 $6,765,068 $6,765,068 $13,530,136 Education 0 $0 $0 $0 Government 10 $1,589,642 $1,589,642 $3,039,206 Industrial 0 $0 $0 $0 Religious 2 $414,380 $414,380 $828,760 Residential 123 $29,316,749 $14,658,374 $41,067,264 Source:HAZUS,NOAA,Monroe County Parcel Data Figure D-6 and Figure D-7 display NOAA 2040 intermediate low and high sea level rise scenarios for the City of Layton. Table D.12 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to sea level rise based on NOAA intermediate low and high scenarios. "'"""' Illlllh lllllll IIIIIII ""'IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII t lllllll Illlllk�,' IIIIIII IIIIIII..........ev6IIIII IIIIIII IIIIIII IIIIIII It iii � IIIIIII Highest Level of SLR Critical Facility Count Structure Value 2040 NIL 3 $0 NOAA aft 0 $0 2040 NIH 1 $0 Total 4 $O Source:NOAA, Monroe County LMS Working Group IIM t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c z)III III iii t iii a iii a Ill r � II'9 6 0 �w y� Q0 IIII„ „^IIII u uu �� IIIIIIIII UIUI� �i��llllllll ti ti.ti.ti. V u u u u u u u u u u u V u V u VV uu V u V u V u V u V u V u V u V u V u V u V u V u V u V u V u V u V u V u V u V u uu u uu uu uu u u u u I UV V V V V V uII I III ss uu III a II a s, "' V uuuui i imgi u i R u u i uuuuuuuuuuu s, u i u i u i it tl � 7 II Q� II II IIII I I III I I I I II I I �I I I�II III II II �� umli uuuml� II 1 r� ui ti I u �� IIIIIIIIIW I� IIIIIIIL 0101 Aiiiiiiiiiii Hill ��IVVIIIIIIIIIIIIIII6�� iL IIII IIII �ii IIII �I NIIIIII iiimimi 11111116imimii ��IIIIIIIII �ullll IIIIIIIII pp Illlllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllldflflllllll��Iflfllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllll�ll�lllllllllllllllllllllllllllllllllllllllllllllllllllllllllll co 4-J eddddd c6 cc c c e e 0 e e s�s�s� e�e� �e e� i i 4 � N f6 m a 0 w Z U 0 O O Q J J u z O r, ra omo LU � 0 � IIII �1 IIIIIIII � UU ..................III � N V i a O W U Z D1000 1 w� p tl Nw n �iamammmmmmi�aarammmmmmmmmmmmmmmmmm '""'""' y,ro V G �rvaxnl!�'W.. ry I( i1P q Vµ G e� f m �Rm W M wi III W ��R fl �uiw l �y I� I III........„✓' rM 111011 i N I, 1UIUI WWW u IIIIIIII IIIIIIIIIIIIIIII IIU0.4&4��YMY\ uuu uuumn� WVI IIII I I�IIIIIIIIIIII (IIIIIIIIIII�I�I�I�I�I�I�I�I�I�II °°°°°� � IIIIIIIIIII I�II�II IIIIIII Illlli II WIIIIIIIIIIIIIII 11111110 WW V I�uIIIIIIIIIIIIIINIIIIIIIII �� IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IWIIII IIIIIII IIIIIIIIIII IUIIU�� luliu��u�� ulouu �IIIIIIII�� IIIIIII� IIIIIIIIIIIIIIIIIIIIIIIIII �IIIIIIIIIIIIII Wullll� Illlllii I IIWWW _I _ � Wig Wi IIl«i I�ulll II�IIIII I��W� uuulll 4111 ul L �� NNW IIIIIIIIIII �IIIIIINW IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII��iI�I�IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIN Wil�l�lllllllllllllllllllllllllllllllllllllllllllllllllllllll IIII�III�III�III�III�III�III�III�III�III�III�III�III�III�III�III�III�III�III�IIIIIIIIIIIIII�III�III�III�IIIIIIIIIII�III�III�III�IIIIIIIIIIIIIIIIIIIIIIIIWNNNNIIIIIIIIIIIIIWIIWIIWIIIIIIIIIIIIWIIWIIWIIWIIWIIWIIWIIWIIWIIWIIWIIWIIIIIIIIII u ru illillic I�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II�II� 0 u U �uuu II�IIIIIW WIII�IIIIII�II�II� a O Z U O IIII � O O J - I m 2 m� LL - — ra m~ e � � O O ..................III � N r V �I II � IIIIII�� l O IIIIIIIII IIIIIIII � m✓ w W iuuuum �" III'� .......... U w Z G w Z 0 IIIIIIIIIIII �'��.� �' ANNEX D:CITY OF LAYTON ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... � SURGE wwiw mu gym,.�iiww� �iw.w V �W� Iwwwwul Table D.13 summarizes the number of buildings in the City of Layton that will be impacted by 100-yr and 500-yr storm surge events. Figure D-8 shows potential storm surge inundation for a 100-yr storm surge event and Figure D-9 shows inundation for the 500-yr storm surge event. uumw�wuum iiu IIIIIII��ouu. uu .u..11 . IIIIIII mmu Ji IIIII a II'um a II u 11111111111 IIIIII " 1111111111 IIIII Cl'IIIIty I "II uuuum �� IIIIIII Estimated Estimated Occupancy Structure Value Total Value Building Count Content Value 100yr 168 $459574,751 $28,335,151 $73,909,902 Agriculture 0 $0 $0 $0 Commercial 13 $9,091,528 $9,091,528 $18,183,056 Education 0 $0 $0 $0 Government 10 $1,589,642 $1,589,642 $3,179,284 Industrial 0 $0 $0 $0 Religious 2 $414,380 $414,380 $828,760 Residential 143 $34,479,201 $17,239,600 $51,718,801 500yr 168 $459574,751 $28,3359151 $73,909,902 Agriculture 0 $0 $0 $0 Commercial 13 $9,091,528 $9,091,528 $18,183,056 Education 0 $0 $0 $0 Government 10 $1,589,642 $1,589,642 $3,179,284 Industrial 0 $0 $0 $0 Religious 2 $414,380 $414,380 $828,760 Residential 143 $34,479,201 $17,239,600 $51,718,801 Source:FEMA,NOAA,Monroe County Parcels Table D.14 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to storm surge based on 100 and 500-year storm surge events. ii iiiii ii iiiiit I iw'w �i iiiii iii iiii uumw�wuum u� w IIIIIII uuumm IIIIIII IIIIIII IIIIIII IIIIIII m m� uuuuw(IIIIIII IIIIIII IIIIIII IIIIIII tlllllll IIIIIII��III1111114� " IIIIII IIIIIII IIIIIII � IIIIIIIi Storm Surge Category Critical Facility Count Structure Value 100-Year 5 $337,480.00 500-Year 0 $0 Total 5 $337,480.00 Source:FEMA,NOAA,Monroe County LMS Working Group IIM t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c II III III iii t iii a iii a Ill:r� �w„III' W a�n� ", 04 ar rpy� i--a w IIII IcIIIIIIIIII II IIIIIIIIIIIIII�' II IIII IIIIIIIIIIIIIIIIII IIII I�II�II IIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIII� I IIIIIIIIIIIII I IIIIIIIIIII II IIIIIIII IIIIIIIIIIIIII IIII I�IIIIIIIIII � .... 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ANNEX D:CITY OF LAYTON D.2.4 WILDFIRE Table D.15 summarizes the acreage in the City of Layton that falls within the Functional Wildland Urban Interface(WLTI), categorized into zones that describe the wildfire risk mitigation activities appropriate for each zone. Areas in the Functional WUI are those areas where development and building structures may intermix with burnable land cover. Approximately, 10 percent of the City of Layton is categorized as having direct exposure to wildfire risk within the Functional WiJI. Table D.75-Functional Wildland Urban Interface,City of Layton 1111 Rill I�i fllil� 11111 711 il I il M11 il 11 �r1i il III 11 il Till� I ii I i=11 1111 Irl ill i ic mll� Direct Exposure 14 10% Indirect Exposure - 0% Critical Fireshed 20 14% Sources of Ember Load to Buildings 34 23% Little to No Exposure 51 36% Water 25 17% Source:Southern Wildfire Risk Assessment Figure D-10 depicts the Functional WUI for Layton. Figure D-11 depicts Burn Probability based on landscape conditions,percentile weather,historical ignition patterns, and historical prevention and suppression efforts. Fire Intensity Scale,which indicates the potential severity of fire based on fuelloads, topography, and other factors, is depicted in Figure D-12. Almost all of the outer edge of the City of Layton is within the Functional WUI and rated with direct exposure to wildfire. The conservation half of the city is within the Function WUI and rated with primarily sources of ember load to buildings and critical fireshded. Where there is a rating for burn probability,mainly in the eastern half of the City, it is low; otherwise,much of the developed portion of the city is without a burn probability rating. There eastern half of the City has moderate characteristic fire intensity,but the developed half of the City has very few areas with any ratings on the characteristic fire intensity scale. Table D.16 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to wildfire risk on the Functional WUI scale. Table D.16-Critical Facilities Exposed to Wildfire,City of Layton Type Critical Facility Count Structure Value Communications 0 $0 Energy 0 $0 Food,Hydration,Shelter 0 $0 Hazardous Materials 0 $0 Health and Medical 0 $0 Safety and Security 0 $0 Transportation 0 $0 Water Systems 0 $0 Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 402 ANNEX D:CITY OF LAYTON Type Critical Facility Count Structure Value Total 0 $0 Source:Southern Wildfire Risk Assessment,Monroe County LMS Working Group III' z. �iii�iii:��..�iii��.iii�iii � III IIL... �� III III iii... ... 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Z V ANNEX E:CITY OF MARATHON C Y 0 \4 A ""I'll 0 "�4 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ASS ��11411111111111111 The City of Marathon and the LMS Working Group provided a local inventory of critical facilities and community lifelines,which are a priority for mitigation planning and emergency management. Lifelines are the most fundamental services in the community that,when stabilized, enable all other aspects of society to function. Table E.1 provides a count of critical facilities by FEMA lifeline category in the City of Marathon. Figure E-1 shows the locations of all critical facilities in the City of Marathon. Table E.2 provides a detailed inventory of the critical facilities in the City of Marathon, indicating each facility's FEMA lifeline category, flood zone, 1% annual chance flood depth, sea level rise, storm surge, and wildfire. More information on hazard vulnerability is provided in the hazard profiles. """'"""' Illlllhlllllll IIIIIII'��IIIIIIIIIIII��'"'IIIIIII�� Illlllllllilll°�tlllilll� IIIIIII IIIIIII'�� Illilli IIIIIII Illilll°�tlllilll °�� Illilll°�t °�It�IIIIII IIIIIII�� °tllllllh°°� IIIIIII Facility Type Count of Facility Type Structure Value Communications 0 $0 Energy 3 $4,700,817 Food,Hydration,Shelter 6 $96,682,422 Hazardous Materials 0 $0 Health and Medical 6 $23,262,174 Safety and Security 22 $56,975,281 Transportation 1 $2,500,387 Water Systems 8 $3,802,861 Total 46 $18799231,941 Source:LMS Working Group,GIS Analysis III .III it 1 .iii iii ..lii iii iii III IIL... c III III iii t iii a iiia IIC: r g i L111.1, r � Ir �E ;m fwry v 11, �o III"^r,) III ra J �r n ur I� ' IIIIIIIII frr ryp. ulllullluuuum L�lllu) ,r �IA'M'I'iiilllluu�ll """ Iuuuuuu '�� Z O ul IIIII ` „� �uuuuuuuuuu f; pi 4ul _ w .. LL a (n a �IIIIIIIIIIIII�IIIIII p . � '�� r� � IIIIIIIIII IIII„IIIIIIIIIIIIIIIIII - 4� �. a IIIIII IIIIIIIIIIIIIII , � , luouuuuuuuo � w r A,�Q ! � I. 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AS S uuuuuuuuuuuum.ulliiiimlllllllluumuuu uuumump IW, ��1111111< uuuuuuuuuumllIII uuuuuuuuuuuum S uuuuuuuuuuuum This section contains a summary of the City of Marathon's asset inventory as well as hazard profile and vulnerability assessment for those hazards that are spatially defined and have variations in risk that could be evaluated quantitatively on a jurisdictional level. The hazards included in this section are: Flood, Sea Level Rise, Storm Surge, and Wildfire. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... E2.7 FLOOD Table E.3 details the acreage of Marathon's total area by flood zone on the effective DFIRM; it also shows a comparison to the preliminary DFIRM released in December 2019. 100 percent of Marathon falls within the mapped 1%-annual-chance floodplains; this would drop to 99.6 percent on the 2019 preliminary maps. The data in this risk assessment is based off FEMA's 2005 DFIRM. Figure E-2 reflects the effective mapped flood hazard zones for Marathon while Figure E-3 displays the 2019 preliminary map. °°° Illlllhlllllll IIIIIIIIIIIIIIIIIII ° IIIIIII IIIIIII °°IIIIIII III IIIIII Illlllh°° Effective DFIRM(2005) Preliminary DFIRM(2019) Change from Flood Zone Percent of Percent of Effective Acreage Total(%) Acreage Total(%) (acres) AE 4,857.5 87.6% 4,664.8 84.1% -192.7 VE 686.9 12.4% 860.3 15.5% 173.4 AO 0.0 0.0% 0.0 0.0% 0.0 0.2%Annual Chance Flood 0.3 0.0% 18.4 0.3% 18.1 Hazard Unshaded X 0.0 0.0% 1.3 0.0% 1.3 Open Water 0.0 0.0% 0.0 0.0% 0.0 Total 5,544.7 10 0.0% 5,544.7 10 0.0% 0.0 SFHA Total 59544.4 100.0% 5,525.1 99.6% -19.3 Source:FEMA Effective DFIRM Note:The differences between the effective FIRM and the preliminary FIRM are significant will likely still change.These details are provided here only as a comparison-all further flood analysis is based in the 2005 Effective DFIRM. Table EA and Table E.5 provide building counts and estimated damages by occupancy type for the 1% annual chance flood event using both the effective and preliminary DFIRM. Figure E-4 and Figure E-5 display the effective and preliminary depth of flooding estimated to occur in these areas during the 1%- annual-chance flood. IIM t.III it l LA iii iiisc Iii(ft ii ai,4II IIL... c II III III iii t iii a iii a IIC: r g Ili L11.16 ANNEX E:CITY OF MARATHON kllllllllll kllllllllll IIIIIIIIIIIIII IIIIIII IIIIIII �� IIIIII �� ro IIIIIII IIIIIII ��i III�� IIIIIII IIIIIII IIIIIII(IIIIIII ��)aIIIIIIIinage aInd 0III11111mIIIII11111ice I IIIIIII""""""IIIIIII ��IIIIIII IIIIIII°°° IIIIIII °°° �� IIIIIII""""""IIIIIII IIIIIII°°"IIIIII °III of IIIIII � IIIIIII°°°��°��(IIIIIII I�IIIIIII° Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 758 $869,428,472 $29,487,582 $100,851,165 $130,338,747 15% Educational 12 $5,922,994 $230,417 $1,475,593 $1,706,010 29% Government 124 $259,360,140 $526,201 $3,303,194 $3,829,394 1% Industrial 118 $61,538,466 $1,067,323 $3,263,081 $4,330,404 7% Religious 25 $20,601,826 $114,051 $732,345 $846,396 4% Residential 5,151 $2,727,540,614 $489,333,939 $242,928,441 $732,262,380 27% Total 6,188 $3,944,392,514 $520,759,513 $352,5531,818 $873,3131,331 22% Source:HAZUS,FEMA Effective DFIRM IIIIIII IIIIIII �� IIIIIII IIIIIII �� IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII �� IIIIIII �� (IIIIIII�� ''IIIIIII III �� IIIIIII.� IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII � IIIIIII IIIIIII IIIIIII IIIIIII�IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII �� IIIIIII IIIIIII IIIIIII IIIIII ""'�"lllll°i °t IIIIII I (IIIIIII°°IIIIIII Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 758 $869,428,472 $34,578,072 $118,673,109 $153,251,181 18% Educational 12 $5,922,994 $229,001 $1,474,146 $1,703,146 29% Government 124 $259,360,140 $1,014,307 $6,277,122 $7,291,429 3% Industrial 118 $61,538,466 $1,400,440 $4,342,163 $5,742,603 9% Religious 25 $20,601,826 $137,610 $1,112,229 $1,249,839 6% Residential 5,079 $2,680,775,404 $639,200,660 $318,045,297 $957,245,957 36% Total 6,116 $39897,627,303 $676,560,090 $449,924,066 $1,126,484,156 29% Source:HAZUS,FEMA Preliminary Table E.6 provides building counts and values for critical facilities by flood zone in the City of Marathon. "" Illlllllllilll Illilll IIIIIII IIIIIII Illilll IIIIIII Illilll°Illilll IIIIIII''IIIIIIIIIIII IIIIIIIIIIIIII Illilll(IIIIIII Illilll IIIIIII °t IIIIII IIIIIII (IIIIIII (IIIIIII"""'"""' IIIIIIIIIIIIIII IIIIIII''llllllllllll�� °�°° � °° Flood Zone Critical Facility Count Structure Value Zone AE 46 $187,297,378.29 Zone X(500-year) 0 $0 Zone X Unshaded 0 $0 Total 46 $187,297,378.29 Source:FEMA Effective DFIRM,LMS Working Group �AarvroeCOUIII a WS... :.III III l :.IIl�iii °lii Ii III III IIL... z III III Ii iii I a iii�..�III°m Strategy I w�&IIr'iu aII'y 2,02,6 IIC: ui...11l ........... 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ANNEX E:CITY OF MARATHON The City of Marathon joined the NFIP through regular entry in October 2000. The City is a participant in the Community Rating System and is a Class 6 community. The following tables reflect NFIP policy and claims data for the City categorized by structure type, flood zone, Pre-FIRM and Post-FIRM. Illlllh lllllll IIIIIIIoiiiiiiiiiiiii VVVuum i �tllllll III IIIIIII IIIIIII IIIIIII""""IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII��.,,,,,,, Illllll�lu IIIIIII IIIIIII IIIIIII IIIIIII�� III IIIIIII Number of Number of Total Insurance in Total of Closed Structure Type Policies in Closed Paid Premium Force Paid Losses Force Losses Single Family 1,623 $2,903,588 $450,686,000 1,957 $68,393,049.00 2-4 Family 167 $271,460 $42,503,000 266 $12,136,739.03 All Other 735 $653,254 $159,348,000 143 $13,864,399.33 Residential Non-Residential 238 $1,110,114 $105,717,000 359 $18,332,687.28 Total 2,763 $4,938,416 $758,254,000 2,725 $112,726,874.64 Source: FEMA Community Information System,accessed May 2025 """'""""��IIIIIII""""IIIIIII IIIIIII'�� IIIIIII"" IIIIIII'°°°°°°IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII' .IIIIIII�� IIIIIII IIIIIII IIIIIII'��°�� "'f IIIIIII'��'�� IIIIIII'°°°°°°IIIIIII ��°"'�°�� IIIIIII""' Number Number of Insurance in Total of Closed Flood Zone of Policies Total Premium Closed Paid Force Paid Losses in Force Losses A01-30&AE Zones 2,666 $4,525,798 $733,221,000 2,566 $104,796,731.64 VO1-30&VE Zones 96 $411,123 $24,783,000 159 $7,930,143.00 B,C&XZone Standard 1 $1,495 $250,000 0 $0.00 Total 29763 $4,9389416 $75892549000 2,725 $112,726,874.64 Source: FEMA Community Information System,accessed May 2025 "'""""°°IIIIIII' IIIIIII IIIIIIIIIIIIIIIIIII III """""" IIIIIII IIIIIII IIIIIIP' IIIIIII IIIIIII IIIIIII IIIIIII "'t° IIIIIII IIIIIIP IIIIIII°°°°°°IIIIIII IIIIIII IIIIIII Number Number of Total Insurance in Total of Closed Flood Zone of Policies Closed Paid Premium Force Paid Losses in Force Losses A01-30&AE 1,103 $2,788,627 $264,900,000 1,654 $94,297,144.12 Zones VO1-30&VE 42 $196,128 $10,537,000 109 $7,070,900.18 Zones Total 19145 $2,984,755 $275,437,000 1,763 $101,368,044.30 Source: FEMA Community Information System,accessed May 2025 """'"""" Illlllhlllllll IIIIIII'�llllllllllll��""IIIIIII "° °°°°°°°°IIIIIII' IIIIIII'°°°°°°IIIIIII IIIIIIII'��'�� IIIIIII'�� IIIIIII IIIIIII�� IIIIIII'"�Ilu IIIIIII IIIIIII IIIIIIP" IIIIIII'�� "'f IIIIIII'��'�� "' °°°°°IIIIIII'°°°°°°IIIIIII IIIIIII'��.IIIIIII Number of Number of Total Insurance in Total of Closed Flood Zone Policies in Closed Paid Premium Force Paid Losses Force Losses A01-30& AE 1,563 $1,737,171 $468,321,000 912 $10,499,587.52 Zones VO1-30&VE Zones 54 $214,995 $14,246,000 50 $859,242.82 IIMarvroe County,IIC::IIL... IIC IIM:.1 III t J L.flii'S di iii q ai a I ocdI III ii ii gStrategy IIC" g e liii 22 ANNEX E:CITY OF MARATHON Number of Number of Total Insurance in Total of Closed Flood Zone Policies in Closed Paid Premium Force Paid Losses Force Losses B,C& X Zone 1 $1,495 $250,000 0 $0.00 Standard 1 $1,495 $250,000 0 $0.00 Total 1,618 $1,9531,661 $482,817,000 962 $111,358,830.34 Source: FEMA Community Information System,accessed May 2025 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONTINt JEDNFIP COMPLIANCE The City entered the NFIP when it incorporated in 2000 by adoption of an ordinance that complies with the requirement of the program. To continue compliance with the NFIP,the City will: — Enforce the adopted floodplain management ordinance, including reviewing all development proposals in any flood hazard area and enforcing the requirements of the ordinance, and inspecting both permitted development and unpermitted activities; — Maintain records pertaining to floodplain development, including flood maps and Letters of Map Change, which shall be available for public inspection; — Notify the public when there are proposed changes to the ordinance or FIRMs; — Implement activities recognized by the NFIPs; and — Promote the purchase of NFIP flood insurance policies as financial protection; IIM:. 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E2. SEA LEVEL S Table E.11 details the number of all buildings affected by sea level rise in the City of Marathon following the NOAA sea level rise projections of intermediate low and intermediate high scenarios. '° IIIIIII IIIIIIG°Illilll .� f IIIIII IIIIIII IIIIIII IIIIIII III"""' Illlllh��lllllll IIIIIII'��IIIIIII��""IIIIIII""'IIIIIII IIIIIII IIIIIII IIIIIII'��II�'�� IIIIIII IIIIIII IIIIIII IIIIIII° f IIIIIII�� IIIIIII�� IIIIIII Estimated Estimated Content Occupancy Building Structure Value Total Value Count Value 2040 NIL 29725 1,041,7649486 6029575,349 1,4131,372,770 Agriculture 0 $0 $0 $0 Commercial 254 $137,211,467 $137,211,467 $243,893,516 Education 2 $421,401 $421,401 $842,802 Government 27 $15,228,649 $15,228,649 $30,457,297 Industrial 22 $4,319,827 $6,479,741 $10,799,569 Religious 6 $1,885,040 $1,885,040 $3,770,080 Residential 2414 $882,698,102 $441,349,051 $1,123,609,506 2040 N I H 3,859 1,449,7319265 8599486,387 11,965,590,897 Agriculture 0 $0 $0 $0 Commercial 358 $181,892,197 $181,892,197 $324,704,952 Education 7 $2,241,358 $2,241,358 $2,047,110 Government 58 $66,098,197 $66,098,197 $132,196,395 Industrial 35 $6,819,033 $10,228,550 $16,868,760 Religious 10 $5,371,690 $5,371,690 $10,743,381 Residential 3391 $1,187,308,789 $593,654,395 $1,479,030,299 Source:HAZUS,NOAA,Monroe County Parcel Data Figure E-6 and Figure E-7 display NOAA 2040 intermediate low and high sea level rise scenarios for the City of Marathon. Table E.12 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to sea level rise based on NOAA intermediate low and high scenarios. �� uuuuum um uuumuum m um �. uumum m uu' uuuuum"' Vm u u um um � �u um m uu a mi uu """' IIIIIII IIIIIII IIIIIII m IIIIIII uVlllluuuuu IIIIIII IIIIIII mlllllll IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII tllllllle IIIIIII IIIIIII Illllliiuuuu If IIIIIII IIIIIII t IIIIIII IIIIIII u � IIIIIII mw Highest Level of SLR Critical Facility Count Structure Value 2040 NIL 1 $118,015.00 NOAA aft 3 $642,403.12 2040 N I H 3 $1,863,914.00 Total 7 $2,624,332.12 Source:NOAA, Monroe County LMS Working Group IIM t.III it l LA iii iiiscfii(ft ii ai,4II IIL... c I III III iii t iii a iiia Ill r �L11 241 ........ ............................................................................................................................................................................................................................................................. 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ANNEX E:CITY OF MARATHON ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 2. SUR(1013E Table E.13 summarizes the number of buildings in the City of Marathon that will be impacted by 100-yr and 500-yr storm surge events. Figure E-8 shows potential storm surge inundation for a 100-yr storm surge event and Figure E-9 shows inundation for the 500-yr storm surge event. um uuu°um IIVi � umI �� uuuuum"' Vuu iii a um 'IIIIIII�u um um umm iou IIIIIII��u uuuuuum m'µllll""mV uuuu'°11' " IIIIIII IIIIIII uunnn uuuuum IIIIIII IIIIIII IIIIIII IIIII """"" IIIIIII IIIIIII """"" IIIIIII muuuuuu iiuuuu.IIIIIII m IIIIIII m IIIIIII'um IIIIIII IIIIIII Estimated Building Structure Value Estimated Content Total Value Occupancy Count Value 100yr 5,989 $293549625,316 $19490,2679792 $31,844,893,108 Agriculture 0 $0 $0 $0 Commercial 756 $434,226,459 $434,226,459 $868,452,918 Education 12 $2,961,497 $2,961,497 $5,922,994 Government 122 $129,190,625 $129,190,625 $258,381,250 Industrial 118 $24,615,386 $36,923,080 $61,538,466 Religious 25 $10,300,913 $10,300,913 $20,601,826 Residential 4,956 $1,753,330,435 $876,665,217 $2,629,995,652 500yr 5,991 $293559113,093 $19490,755,569 $3,84598689662 Agriculture 0 $0 $0 $0 Commercial 758 $434,714,236 $434,714,236 $869,428,472 Education 12 $2,961,497 $2,961,497 $5,922,994 Government 122 $129,190,625 $129,190,625 $258,381,250 Industrial 118 $24,615,386 $36,923,080 $61,538,466 Religious 25 $10,300,913 $10,300,913 $20,601,826 Residential 4,956 $1,753,330,435 $876,665,217 $2,629,995,652 Source:FEMA,NOAA,Monroe County Parcels Table E.14 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to storm surge based on 100 and 500-year storm surge events. �� uuuuum um i um mi uuuuuuuu �m um uuuu°° � �m uu'� uuuuum" umul uu� V u um a um ry;;w �, "IIIIII°°°° Illlllh�lllllll IIIIIII IIIIIII IIIIIII IIIIIII tlllllll IIIIIII IIIIIII IIIIIII tlllllll IIIIIII 1111114' IIIIIII IIIIIII IIIIIII IIIIIII°°° °i�t IIIIII IIIIIII tlllllll IIIIIII 1111114"""""� I� Storm Surge Category Critical Facility Count Structure Value 100-Year 45 $173,531,619.29 500-Year 1 $13,765,759.00 Total 46 $187,297,378.29 Source:FEMA,NOAA,Monroe County LMS Working Group III' i Strategy�iii.u��iii��.iii�iii � IIL..�. �� III iii�� iii iii�.��m q!)i t i a iiry,,,1?026 Lul,ull�^,111Y7 0 (o co to ('N,JI c,1 :3: 0 Ha I Jy�' mummu (ul .......................... ............................. ...................................................................................................................................................................................................................................................................................... jag tL illillic iuuuum iluuuuuuuu uuuum mmi ..e................. 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ANNEX E:CITY OF MARATHON E.2.4 WILDFIRE Table E.15 summarizes the acreage in the City of Marathon that falls within the Functional Wildland Urban Interface(WLTI), categorized into zones that describe the wildfire risk mitigation activities appropriate for each zone. Areas in the Functional WUI are those areas where development and building structures may intermix with burnable land cover. Approximately, 9 percent of the City of Marathon is categorized as having direct exposure to wildfire risk within the Functional WiJI. Table E.75-Functional Wildlarid Urban Interface,City of Marathon Ago Direct Exposure 507 9% Indirect Exposure 0% Critical Fireshed 17803 33% Sources of Ember Load to Buildings 697 13% Little to No Exposure 2,124 39% Water 265 5% Source:Southern Wildfire Risk Assessment Figure E-10 depicts the Functional WUI for Marathon. Figure E-11 depicts Burn Probability based on landscape conditions,percentile weather,historical ignition patterns, and historical prevention and suppression efforts. Fire Intensity Scale,which indicates the potential severity of fire based on fuel loads, topography, and other factors, is depicted in Figure E-12. Much of the City of Marathon is within the Functional WUI; small areas of direct exposure are found along the outer edge of the City with larger groups of critical ire shed being found on Fat Deer Key, Long Point Key, and Boot Key. Where there is a rating for burn probability, scattered throughout the City, it is low;however,there are some larger groupings of moderate to high burn probability located on the eastern and western sides of the City. There are small areas of higher characteristic fire intensity particularly in northeastern Marathon,but large swaths of the City are not rated on the characteristic fire intensity scale. Areas outside of the Functional WUI are the largest areas rated for characteristic fire intensity. Table E.16 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to wildfire risk on the Functional WUI scale. Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 430 ANNEX E:CITY OF MARATHON "'"""' Illlllh IIIIIII IIIIIII "'IIIIIII IIIIIII IIIIIII """""" li IIIIIII °° """""'°IIIII t IIIIIII t IIIIIII III t IIIIIII IIIIIII (IIIIIII IIIIIII�� II°°° Type Critical Facility Count Structure Value Communications 0 $0 Energy 0 $0 Food, Hydration,Shelter 0 $0 Hazardous Materials 0 $0 Health and Medical 0 $0 Safety and Security 1 $1,548,250.00 Transportation 0 $0 Water Systems 1 $118,015.00 Total 2 $196669265.00 Source:Southern Wildfire Risk Assessment,Monroe County LMS Working Group aII IIIro C( U III S... IIM:. 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ANNEX F:ISLAMORADA VILLAGE OF ISLANDS S ..............................A M 0 ...........)A V ..........................AG 0 S ..............................A �J )S ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... ASS ��11411111111111111 The Islamorada Village of Islands and the LMS Working Group provided a local inventory of critical facilities and community lifelines,which are a priority for mitigation planning and emergency management. Lifelines are the most fundamental services in the community that,when stabilized, enable all other aspects of society to function. Table F.I provides a count of critical facilities by FEMA lifeline category in the Islamorada Village of Islands. Figure F-I shows the locations of all critical facilities in Islamorada. Table F.2 provides a detailed inventory of the critical facilities in Islamorada, indicating each facility's FEMA lifeline category, flood zone, I%annual chance flood depth, sea level rise, storm surge, and wildfire. More information on hazard vulnerability is provided in the hazard profiles. °°° Illlllhlllllll IIIIIII °°IIIIIII Illilll liiiiii IIIIIII Illill °i � �II 1111114�� I°��IIIIIII �°� IIIIIII. IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII � It IIIIIII IIIIIII��IIIIIII°°� Facility Type Count of Facility Type Structure Value Communications 0 $0 Energy 2 $17,839,784 Food,Hydration,Shelter 8 $89,810,667 Hazardous Materials 0 $0 Health and Medical 3 $1,877,977 Safety and Security 12 $57,334,259 Transportation 0 $0 Water Systems 7 $2,086,707 Total 32 $169,899,327 Source:LMS Working Group,GIS Analysis III .III it 1 .iii iii ..lii iii iii III IIL... c III III iii t iii a iiia D Jr � wa a'iI ra r; N ul I� b , ,/I uuuuum if Z LL uuu uuuuuum �� rf; � luuuuuuuuuu i , f i O ui Ln uu'u'u uuV lui u G I w = u i fill, WSW ul 1, II 1 , � c """� �� V Q II1111111111 uuu Quuuuuuumm � .:.F "" 11 �(rl �'�i Qup ail •� ..�.AII uuuuuuuuuu � �.d LL � ra 3 W Z m I IIIIIII dir I wi N f 1 Z o uuu mOOP, uuuuuuuuuu A LL = O O N O O O O O O O O O O O O O M O O O O O O 4- V) C 0 = W O w O V >, >, >' >1 >1 >1 >, �' >> >, >, >> >, >, >, >, >1 >, >, A 0 O O O O O O O O O O O O p O O p p O O O O O O O O O O O O O O p O O p p O O L r r LO LO r r r LO r r r LO r LO LO r r LO LO E _ (n (n (n (n (n (n (n (n (n (n (n (n (n (n (n (n (n (n (n (A 4t m'— M � � Q _ > E J Z Z c - -0 N � � � s -0 s s cn cn cn V) c0 cU (n cn O w w j ? w w w w w w w j w ? � w w w LL Q Q X X Q Q Q Q Q Q Q X Q X X Q Q X Q X X X CL � s _O LO O Ln w O r O O � LL G L6 r O M O O O O M O O M O i3 NL Mr n O � � p O O 00 00 M O OO O L� Mt 00 QMO0 0 O O O r _ O W 0)1�0O u?O O p M O O O n M ( CO 00 OO� 00 M � 00 w 0 rt pnM � �O PIO OO (.0 O Q9 00 � M �+ N r M M r N Cfl r r r r M 0') LO r M 00 0 all a.., M a) cn cn to cn O O > 3 cn O 0 a) (D ._ — i = i i i i O i = O i C tOn (nn to Z N > a) > > > •O •O a) E O � �O a) O a) Q > >, o p >, > >' — p >,p >1 p >, a O >' > >' — a� p >> Q > >, > >1 > >> J O c� c� O m O ca c� M s s c0 _ m O m s O m O m O m w o 3 (u oo 3r r 0 30 30 3 0 3 o 3 r n3 0 •2) O 3o 3o 3 p � � � 0 � Ln � os os os = _ � � a Lis O J os = Ms Ms Lns r lill c6 C M Ln M � O LO 00 00 00 � LL ma N •— fu (D •— m •— O M •— M •— M •— M M 00 •— � 00 •— d) O � •— 00 — — — co 00 co 00 00 00 Q O O O O O O O 4, O �, 4-, �, O O O 4-, O � >, >, >, >, >, >, >, >, >, >, >1 >, �.... 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J >1 >1 LO Q v a) CD a) a) U) Ln Ln � V) � � LL w w w w Oct °' E E u U U a) a) V) V) V) Ul) V) V) .. a) a) a) N N U) LA W � � +j L a) a) a) a) a) a) � Z a) a) cc LLI M a) a) (>6 f>6 (>6 f>6 f>6 f>6 u' ANNEX F:ISLAMORADA VILLAGE OF ISLANDS ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIIIIIIIIIIIII III I AS IIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIII IIIIIIIIIIIIIII uumuu IIIIII�"' uuuuuuull IIIIIIII IIII uuuuuuuuuuuu uuuuuuuuuum .ullluuuuuuuuuuum IW, III uuuuuuumluuum S uuuuuuuuuuuum This section contains a summary of Islamorada's asset inventory as well as hazard profile and vulnerability assessment for those hazards that are spatially defined and have variations in risk that could be evaluated quantitatively on a jurisdictional level. The hazards included in this section are: Flood, Sea Level Rise, Storm Surge, and Wildfire. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Table F.3 details the acreage of Islamorada's total area by flood zone on the effective DFIRM; it also shows a comparison to the preliminary DFIRM released in December 2019.Nearly 93 percent of Islamorada falls within the mapped 1%-annual-chance floodplains; this would drop to approximately 90 percent on the 2019 preliminary maps. The data in this risk assessment is based off FEMA's 2005 DFIRM. Figure F-2 reflects the effective mapped flood hazard zones for Islamorada while Figure F-3 displays the 2019 preliminary map. °°° Illlllhlllllll IIIIIII IIIIIII IIIIIIIZoIIIIIIIiie,Ao��,,eageIllill IIIIIIIIIIIIIII Effective DFIRM(2005) Preliminary DFIRM(2019) Change from Flood Zone Percent of Percent of Effective Acreage Total(%) Acreage Total(%) (acres) AE 3,412.5 75.7% 3,538.3 78.5% 125.8 VE 755.6 16.8% 503.4 11.2% -252.2 AO 0.0 0.0% 0.0 0.0% 0.0 0.2%Annual 144.1 3.2% 357.0 7.9% 212.9 Chance Flood Hazard Unshaded X 194.4 4.3% 107.9 2.4% -86.5 Open Water 0.0 0.0% 0.0 0.0% 0.0 Total 4,506.6 100.0% 4,506.6 100.0% 0.0 SFHA Total 49168.1 92.5% 49041.8 89.7% -126.3 Source:FEMA Effective DFIRM Note:The differences between the effective FIRM and the preliminary FIRM are significant will likely still change.These details are provided here only as a comparison-all further flood analysis is based in the 2005 Effective DFIRM. Table F.4 and Table F.5 provide building counts and estimated damages by occupancy type for the 1% annual chance flood event using both the effective and preliminary DFIRM. Figure F-4 and Figure F-5 display the effective and preliminary depth of flooding estimated to occur in these areas during the 1%- annual-chance flood. IIM t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c II III III iii t iii a iii a ui.L1111 ANNEX F:ISLAMORADA VILLAGE OF ISLANDS klllllllk klllllllll;, IIIIIIIIIIIIII IIIIIII IIIIIII IIIIIII IIIIII �� IIIIIII IIIIIII ��i III��,�� IIIIIII IIIIIII��IIIIIII IIIIIII ��)aIIIIIIIinage aIIIIII IIIIIII ��IIIIIII iiiiiiiiii, I IIIIIII.� IIIIIII IIIIII IIIIIII IIIIIII IIIIIII �IIIIIII °°°IIIIIII IIIIIII ��IIIIIII IIIIIII°°°c IIIIIII °°° �� IIIIIII""""""IIIIIII IIIIIII°°" IIIIII lil °°t IIIIIIIIIIIIII IIIIIII ��IIIIIII�� IIIIIII IIIIIII�� IIIIIII IIIIIII Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 600 $737,500,997 $14,927,694 $49,892,178 $64,819,872 9% Educational 7 $11,854,160 $51,584 $311,423 $363,007 3% Government 40 $138,199,770 $165,698 $1,009,905 $1,175,603 1% Industrial 29 $23,295,509 $130,815 $378,057 $508,873 2% Religious 13 $16,410,732 $23,214 $175,326 $198,539 1% Residential 4,865 $3,478,873,862 $582,951,224 $289,259,509 $872,210,733 25% Total 5,554 $4,406,135,030 $598,250,229 $341,026,397 $9391,276,627 21% Source:HAZUS,FEMA Effective DFIRM IIIIIII IIIIII IIIIIII �� IIIIIII IIIIIII �� IIIIIII IIIIIII IIIIIII IIIIIII IIIIII �� IIIIIII �� IIIIIII �� IIIIIII �� IIIIIII.� IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII � IIIIIII IIIIIII IIIIIII IIIIIII ��IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII �� IIIIIII IIIIIII IIIIIII IIIIII IIIIIII IIIIIII I hill °t IIIIIII IIIIIII IIIIIII IIIIIII Total Total Value Estimated Occupancy Buildings (Building& BuildingEstimated Estimated Loss Type g Content Loss Total Damage Ratio with Loss Contents) Damage Agriculture 0 $0 $0 $0 $0 0% Commercial 10 $27,492,958 $102,883 $301,117 $404,001 1% Educational 0 $0 $0 $0 $0 0% Government 8 $5,092,002 $40,712 $250,685 $291,397 6% Industrial 0 $0 $0 $0 $0 0% Religious 0 $0 $0 $0 $0 0% Residential 1,381 $982,326,817 $188,595,751 $94,362,208 $282,957,959 29% Total 1,399 $1,014,911,777 $188,739,347 $9499149010 $2839653,357 28% Source:HAZUS,FEMA Preliminary Table F.6 provides building counts and values for critical facilities by flood zone in the Islamorada Village of Islands. "'"""' IIIIIII IIIIIII IIIIIII"""""' """ IIIIIII III IIIIIII t IIIIIII IIIIIII IIIIIII � �� IIIIIII°�� IIIIIII°�IIIIIII IIIIIII IIIIIII IIIIIII �� IIIIIII IIIIIII IIIIIII .�� IIIIIII IIIIIII' IIIIIII IIIIIII IIIIIII �� Flood Zone Critical Facility Count Structure Value Zone AE 20 $107,843,434.72 Zone X(500-year) 3 $19,087,836.24 Zone X Unshaded 8 $42,968,056.98 Total 31 $169,899,327.95 Source:FEMA Effective DFIRM,LMS Working Group �AarvroeCOUIII a WS... :.III III l :.Ill�iii °lii Ii III III IIL... z)II III li iii a iii�..�III°m Strategy .,,I&r'i a II'y 2,0 : IIC: Dui.Dui. 0 to 0 CO (,�J� A 0 4 a) >1 5............ 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(u, ......................................................................................................................................................................................................................................................................................................................................................................... IN �,Z III Illu IIIIIIIIIII uuuuuuuuuu qtIIIIIIIIIIII z11111111101 LL HIS: 0 uj C .j C 0 jilli'lliEll CG 1111111N II LL II 11111110ua 4-J V": ................. .j 1111111111 0 LU III U) LL c u uiun LL un LU z z muuuiil ................... .................................. ............................................. 0 to a) CO (�,J� A 0 4 a) >1 5............ (u, .................................................................................................................................................................................................................................................................................................................................................................. (A UI hiiiiiiiiiii uuuuuuuuuuouu uY qI E iw eiiiiiiiiiiiiiiiiiiii z11111111101 LL 0 ui 0 LL Q Ili O 0 .jIII ................ LL ` _ m..m c u ....•• w_W � � a Z Ism�� " m ..... Lij v LL LU o III u ................... 0 ANNEX F:ISLAMORADA VILLAGE OF ISLANDS Islamorada Village of Islands joined the NFIP through regular entry in October 1998. The City is a participant in the Community Rating System and is a Class 6 community. The following tables reflect NFIP policy and claims data for the City categorized by structure type, flood zone, Pre-FIRM and Post- FIRM. "'"""" Illlllh IIIIIII: """"""'""""""' IIIIIII IIIIIII' IIIIIII IIIIIII IIIIIII' IIIIIII Illilll IIIIIII III IIIIIII Illilll IIIIIII IIIIIII')aii�ta llllh° S°tlllll °t IIIIIII Number of Number of Total Insurance in Total of Closed Structure Type Policies in Closed Paid Premium Force Paid Losses Force Losses Single Family 1,602 $2,585,928 $485,538,000 703 $20,072,802.70 2-4 Family 125 $145,102 $29,856,000 40 $959,902.14 All Other 1,062 $563,258 $243,383,000 85 $7,040,870.20 Residential Non-Residential 256 $1,426,280 $122,993,000 253 $22,267,927.12 Total 3,045 $4,720,568 $881,770p000 1,081 $50,341,502.16 Source: FEMA Community Information System,accessed May 2025 °°°°°°°°IIIIIII IIIIIII'°°°°°°IIIIIII IIIIIII'�� IIIIIII'�� IIIIIII IIIIIII IIIIIII""�Illi��t'� IIIIIII° IIIIIII �� Number Number of Insurance in Total of Closed Flood Zone of Policies Total Premium Closed Paid Force Paid Losses in Force Losses A01-30&AE Zones 2,730 $4,022,397 $787,930,000 934 $43,244,463.24 VO1-30&VE Zones 159 $471,875 $40,626,000 122 $6,569,007.93 B,C&XZone Standard 156 $226,296 $53,214,000 12 $427,791.74 Preferred 0 $0 $0 13 $100,239.25 Total 3,045 $49720,568 $88197709000 19081 $50,341,502.16 Source: FEMA Community Information System,accessed May 2025 """'""""°°IIIIIII'��IIIIIII ' """"""' � III """""" IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII' IIIIIII'�� "'t IIIIIII'��IIIIIII� °°°°°IIIIIII'°°°°°°IIIIIII IIIIIII'��.IIIIIII Number Number of Tota I of of Total I nsu ra nce i n Flood Zone Closed Paid Closed Paid Policies Premium Force in Force Losses Losses A01-30 &AE 635 $2,047,386 $185,003,000 579 $37,677,610.42 Zones VO1-30 &VE 27 $158,698 $7,678,000 71 $4,195,599.48 Zones B, C &X Zone 36 $63,930 $12,843,000 14 $275,984.56 Standard 36 $63,930 $12,843,000 9 $207,063.71 Preferred 0 $0 $0 5 $68,920.85 Total 698 $2r270p014 $2059524pOOO 664 $42,149,194.46 Source: FEMA Community Information System,accessed May 2025 IIMarvroe County,IIC::IIL... IIC IIM:.1 III t JL.flii'S di iii q ai a I ocdI III ii ii gStrategy IIC: .e liii.50 ANNEX F:ISLAMORADA VILLAGE OF ISLANDS "'"""' IIIIIII IIIIIII IIIIIII""""""'"'IIIIIII IIIIIII IIIIIII' IIIIIII IIIIIII IIIIIII" IIIIIII IIIIIII hill III IIIIIII t IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII Number of Number of Total Insurance in Total of Closed Flood Zone Policies in Closed Paid Premium Force Paid Losses Force Losses A01-30&AE Zones 2,095 $1,975,011 $602,927,000 355 $5,566,852.82 VO1-30&VE Zones 132 $313,177 $32,948,000 51 $2,373,408.45 B,C&X Zone 120 $162,366 $40,371,000 11 $252,046.43 Standard 120 $162,366 $40,371,000 3 $220,728.03 Preferred 0 $0 $0 8 $31,318.40 Total 2,347 $2,450,554 $67692469000 417 $8,192,307.70 Source: FEMA Community Information System,accessed May 2025 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONTINUED NFIP COMPLIANCE Islamorada entered the NFIP when it incorporated in 1997 by adoption of an ordinance that complies with the requirement of the program. To continue compliance with the NFIP,the Village will: — Enforce the adopted floodplain management ordinance, including reviewing all development proposals in the SFHA and enforcing the requirements of the ordinance, and inspecting both permitted development and unpermitted activities; — Maintain records pertaining to floodplain development, including flood maps and Letters of Map Change, which shall be available for public inspection; — Notify the public when there are proposed changes to the ordinance or FIRMs; — Implement activities recognized by the NFIPs CRS; and — Promote the purchase of NFIP flood insurance policies as financial protection; IIM:. 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F.2 SEA LEVEL S Table F.I I details the number of all buildings affected by sea level rise in the Islamorada Village of Islands following the NOAA sea level rise projections of intermediate low and intermediate high scenarios. "'"""' IIIIIII IIIIIII IIIIIII "'IIIIIII""'IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII Ilu °°°'° Illlllh°°� IIIIIII..........ev6IIIII IIIIIII IIIIIII IIIIIII ° III IIIIIII IIIIIII o ofIIIIIII (IIIIIII Ill Estimated Estimated Content Occupancy Building Structure Value Value Total Value Count 2040 NIL 2,057 1,087,2859617 6059981,179 1,4951,980,796 Agriculture 0 $0 $0 $0 Commercial 139 $111,194,875 $111,194,875 $218,337,005 Education 0 $0 $0 $0 Government 7 $2,237,700 $2,237,700 $4,475,399 Industrial 9 $4,512,392 $6,768,587 $11,280,979 Religious 2 $2,219,383 $2,219,383 $4,438,766 Residential 1900 $967,121,267 $483,560,634 $1,257,448,646 2040 N I H 3,021 1,579,159,152 899,8829199 2,107,998,210 Agriculture 0 $0 $0 $0 Commercial 290 $204,316,757 $204,316,757 $346,912,272 Education 2 $1,487,904 $1,487,904 $2,975,807 Government 8 $2,321,746 $2,321,746 $4,643,491 Industrial 12 $4,721,989 $7,082,984 $11,804,973 Religious 5 $3,034,861 $3,034,861 $6,069,722 Residential 2704 $1,363,275,895 $681,637,948 $1,735,591,944 Source:HAZUS,NOAA,Monroe County Parcel Data Figure F-6 and Figure F-7 display NOAA 2040 intermediate low and high sea level rise scenarios for the Islamorada Village of Islands. Table F.12 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to sea level rise based on NOAA intermediate low and high scenarios. IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII t lllllll IIIIIII 1111114 ,to Sea IIIII IIIIIII 1111114 1111111 IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIIIage olif IIIIIII IIIIIII IIIIIII Highest Level of SLR Critical Facility Count Structure Value 2040 NIL 1 $1,613,267.00 NOAA aft 1 $20,857,424.00 2040 N I H 2 $191,204.00 Total 4 $22,661,895.00 Source:NOAA, Monroe County LMS Working Group III t.III it l LA iii iiisc lii(ft ii ai,4II IIL... c z)III III iii t iii a iii a Illy ui.2, .................. ............................................................................................................................................................................................................................................................................................................................... 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LU ANNEX F:ISLAMORADA VILLAGE OF ISLANDS ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... V TORA4 I wwwiw� F2,3 mu �louu.m �W luuuuuu' Table F.13 summarizes the number of buildings in Islamorada Village of Islands that will be impacted by 100-yr and 500-yr storm surge events. Figure F-8 shows potential storm surge inundation for a 100-yr storm surge event and Figure F-9 shows inundation for the 500-yr storm surge event. uw a uuuVlllllw a mu uw uuuuui�i uu umi m uuuuuuuu www�ry � �� uumuuu V uuuuu ' ' uuuuu � uuuuum �� awrywwum pi � m mi uuuullllllll soul IIIIIII uuu.IIIIIII w'µ IIIIIII W'www IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII oumm uuuuuuu.IVII' IIIIIII IIIIIII IIIIIII uuu IIIIIII IIIIIII IIIIIII uuuuuum uuuuu.IIIIIII w�w'rw IIIIIII IIIIIII IIIIIII IIIIIII lum �� IIIIIII III IIIIIII IIIIIII IIIIIII IIIIIII°�IIIIIII uu Estimated Building Structure Value Estimated Content Total Value Occupancy Count Value 100yr 5,620 $297609303,061 $19605,849,956 $4,366,153,017 Agriculture 0 $0 $0 $0 Commercial 629 $382,233,262 $382,233,262 $764,466,523 Education 7 $5,927,080 $5,927,080 $11,854,160 Government 37 $34,468,736 $34,468,736 $68,937,473 Industrial 30 $9,444,577 $14,166,865 $23,611,441 Religious 18 $9,878,619 $9,878,619 $19,757,238 Residential 4,899 $2,318,350,788 $1,159,175,394 $3,477,526,182 500yr 5,850 $298749455,468 $19688,5429374 $4,562,9979842 Agriculture 0 $0 $0 $0 Commercial 664 $391,945,667 $391,945,667 $783,891,334 Education 7 $5,927,080 $5,927,080 $11,854,160 Government 49 $75,988,762 $75,988,762 $151,977,524 Industrial 30 $9,444,577 $14,166,865 $23,611,441 Religious 18 $9,878,619 $9,878,619 $19,757,238 Residential 5,082 $2,381,270,764 $1,190,635,382 $3,571,906,146 Source:FEMA,NOAA,Monroe County Parcels Table F.14 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to storm surge based on 100 and 500-year storm surge events. �m um uuuuum miuw�.� m uu'� uuuuum"' w' a um a um ryw wa � u ryw m � uu a uu Wull IIIIIII IIIIIIIIIIIIIII ��IluuIIIIIII uu uu uuuuuuuu IIIIIII IIIIIII tlllllll IIIIIII IIIIIII IIIIIII t IIIIIII IIIIIII lllllll�uuw m age�� uuuum IIIIIII I� IIIIIII u �i IIIIIII I IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII uuu Storm Surge Category Critical Facility Count Structure Value 100-Year 17 $74,871,755.56 500-Year 10 $58,301,325.70 Total 27 $133,173,081.26 Source:FEMA,NOAA,Monroe County LMS Working Group WS III' .„ i Strategy��.�III Vi...��.�iii � iii.�. .W �iii.u��iii��.iii�iii � IIL..�. �� III iii�� iii iii�.��m ��:iii��:��..,�y q!)i t i a iiry,,,1?026 IIC: iii 55 0 to 0 CO (s,JI III f, 0 4 >1 5............ 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(ul .................................................................................................................................................................................................................................................................................................................................................................................. 0 117 Ab� ul met J miuuum 0 ........ M z uuuum uuuuiuum LL LU till a,) V) 0 hi III iimuuuuu mq miuuuml ................. .................. III 4" c u LL 0) :5 P e dudCD 'D Z C) uj zu III z ..................... .................................. ............................................. ANNEX F:ISLAMORADA VILLAGE OF ISLANDS F.2.4 WILDFIRE Table F.15 summarizes the acreage in the Islamorada Village of Islands that falls within the Functional Wildland Urban Interface(WLTI), categorized into zones that describe the wildfire risk mitigation activities appropriate for each zone. Areas in the Functional WUI are those areas where development and building structures may intermix with burnable land cover. Approximately, 14 percent of Islamorada is categorized as having direct exposure to wildfire risk within the Functional WiJI. Table F.75-Functional Wildland Urban Interface,Islamorada Village of Islands Rill I"Mill 11111 11 rli iii I i=11 11111 rlil miicll� 1114111111 Direct Exposure 586 14% Indirect Exposure Critical Fireshed 848 20% Sources of Ember Load to Buildings 727 17% Little to No Exposure 1,975 46% Water 130 3% Source:Southern Wildfire Risk Assessment Figure F-10 depicts the WUI for Islamorada. Figure F-11 depicts Burn Probability based on landscape conditions,percentile weather,historical ignition patterns,and historical prevention and suppression efforts. Fire Intensity Scale,which indicates the potential severity of fire based on fuel loads,topography, and other factors, is depicted in Figure F-12. Much of Islamorada is within the Functional WUI with some small clusters of direct exposure present along the outer edge. Where there is a rating for burn probability, scattered throughout the Village with WUI areas, it is very low; otherwise, much of the city is without a burn probability rating. There are small areas of higher characteristic fire intensity throughout the Village,but large swaths of the Village are not rated on the characteristic fire intensity scale. Table F.16 provides building counts and values for critical facilities by FEMA lifeline that are located in areas categorized with direct exposure to wildfire risk on the Functional WUI scale. Table F.16-Critical Facilities Exposed to Wildfire,Islamorada Village of Islands Type Critical Facility Count Structure Value Communications 0 $0 Energy 0 $0 Food,Hydration,Shelter 1 $9,028,418.00 Hazardous Materials 0 $0 Health and Medical 0 $0 Safety and Security 0 $0 Transportation 0 $0 Water Systems 1 $0 Total 2 $9,028,418.00 Source:Southern Wildfire Risk Assessment,Monroe County LMS Working Group Monroe County,FL WSP Multi-Jurisdictional Local Mitigation Strategy January 2026 Page 458 Q.. W cy) Ef) N If") 0 >1 ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- art" ............ 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LU O Z w # � Z '.:, 11 1111W iiiiiiiiiiiiiiiiiiiiiillillilillillillillillI I I I I I I I I I I I I I I I I I ililliv A 4 X, A ..............................A �4 00 Placeholder marvroe CouII , ........ ..: III .III:Iii .Ill�iii ° lii Ii III �III Ill caa II III li i ti III°.°i ,.Ull. .te'y 3 a r''i u a ry 2,0 .6 A.I APPENDIX B:PLANNING PROCESS DOCUMENTATION 14 G OC AIIIIII IIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIII IIIIIIII IIIIII IIIIII IIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIII S S'114 IIIIIIIIIIIIIIIIIIII � IIIIIIIIIIIIIIIIIIIIIII (IIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 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Assessment(HIRA) March 26,2025 Emergency #2 2) Review and update plan goals and 10 a.m. Operations Center& objectives Microsoft Teams 1) Report on status of actions from the 2020 LMSWG Mtg. June 5,2025 #3 plan 3 m Microsoft Teams 2) Draft Mitigation Action Strategies p LMSWG Mtg. 1) Review the Draft Local Mitigation Strategy Ju ly 1,2025 Microsoft Teams P #4 2) Solicit comments and feedback 2 m Note:All LMSWG Meetings were open to the public. IIMarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III Ill ou III III iii t iii I ad aii°m Strategy 3 a iiir.m u a iii. 2,0 2,6 APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... LMSWG MEETING 1TE,,'-; AND ATTENDANCE ., ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 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III III�III .., III III III III ...III III"',',)A LO(".AIIL IIV II IL A PI O II"4 Ca II OV 0I,Ir' S'VC) VEII II II"NJ G# Jan a ary 30,2025,,2pm,M^ roso t Tea mis There were 23 attendees.The following individuals were,in attendance: — Brian'Shies,,,Planning Director,City of Marathon — Julia Cheon,Planning and Environmental Resources,Monroe County — Carla Fry,Florida.Department of Health — Brittani Harden,Keys Energy — ,Tames Johnson,Marathon Fire Rescue — Kelcee Degraffenreid,Florida Keys Aqueduct Authority — Karla Garcia,Florida KeysAqueduct Authority — Melian Bosey-Keys Health Ready Coalition — Mike Lslbachan,Monroe County Land Authority — Elizabeth Luustberg,Monroe County Planning Department — Dan Sabina,Keys Energy — Cory Schwisow,Monroe County Emergency Management — Shellie Ca alliere,City of Laytorn — 'Terry Abel,Islamerada.Fire Chief — , aye Porter,Ivey West Floodplain Manager — Tama Harding,Key Colony Beach — Heather Carruthers—K2M Design Architecture and.Engineering — Mimi Young,City of Layton — David Stroud,WSP — Abby Moore,,WSP — Ranger Ruffins,WSP — Kimmy Hansen,WSP — Lauri.Lelir,,Lehr LC"°P AG 7 INllDA — Welcome&Introductions — Why Plan? — PrQ j ect Overview — Planning Process — Project Schedule — Next Steps — Discussion W IH"Y ICE III II l"'? David Stroud and Abby Moore with WSP facilitated the nneeting following the agenda above.David began the presentation with why we Plan in the first Place.David discussed that the Disaster Mitigation ation Act(DMA)of 2000 which is codified i:n CCFR 201.6 requires local govemments,to update their hazard. utrat c,'VyudllxJaLe 1ar,uluarY2O25 wx.a11 s%r ten°,l"�"9�d�i Ili i�� ':;irou lh:;r-°A °t iang# as A 1 III ��ii iiiro C c)wri t WSIII:�� oc�)III III iii t iii a d oiii,''m SU,ategy 3 a u a 2,0 2 APPENDIX B:PLANNING PROCESS DOCUMENTATION mitigation plans every five years,to receive FEMA pre-and post-disaster mitigation Rinding t1irougli the Hazard Mitigation Assistance ftinding programs.David reviewed some trends in disasters including that we now have more frequent and intense hazard events and greater exposure to risk(people,property and critical infrastructure).In 2024 there were 27 billion-dollar disasters.Hazard mitigation is a priority for multiple reasons,including that the cost of doing nothing is too high,many events are predictable and repetitive,loss reduction can be effective,cast-hen eficial,and enviro nine ntall y-sound,there are legal and moral responsibilities to prevent disasters,and there are federal funds,available to support mitigation.The average benefit-cost ratio for federally-funded projects is 6:1. �IID-Z E C"T" V IV W IF V II E��W! David explained that we must follow the DMA planning process and this plan will integrate Conu-n-unity Rating System(CRS)Activity 5 1 lanning steps into the DMA four-plias,e planning process to meet the requirements of both programs.The DMA process provides continued eligibility for initigation.ffinding, guides initigation activities,in a coordinated.and economical manner,integrates hazard mitigation with other planning mechanisms,directs future development in a safe manner,and helps make communities more disaster resistant.The CRS program provides,policy holders,in participating communities with flood insurance discounts,based on the number of CRS p ints the communities earn.The flood insurance preinium reductions,are corninunity-wide. Cory asked if there is an opportunity for communities to improve their CRS rating through this process. David explained that it depends on the number of points each community has.While every point helps the communities,it may not be enough points,to put them over a new rating threshold. WSP will ensure that theupdated local mitigation strategy meets all FEMA planning requirements, coordinates with the natural hazards in the updated State Hazard Mitigation Plan,includes natural and hunian-caused hazards as identified by the LMSWG,incorporates local climate change data and findings, and addresses equitable outcomes. [D[A II'NJ Il'NJ JD Q Abby described the planning process in more detail. Phase 11-Orgianize Resources Phase 1 is already underway.The LMSWG was reconvened with some new members and will be asked to attend four meetings,provide input on risk and capability,update mitigation actions,and review plan drafts.LMS,WG members,especially staff,were,also asked to consider ways to involve the public throughout the planning process.Another priority is to,identify stakeholders that should be invited to participate in the planning process,especially those that may be able to represent u n.derserveld communities and/or vulnerable populations.To maximize CRS credit and support awareness of the plan, 30 outside stakeholders,must be invited to participate and provide input.Lori and David noted the importance of jurisdictional representation at the working group,meetings to,ensure maximum CRS credit. Phase 2-Asse�ss Risks Phase 2 covers,the risk assess Yu.ent,'which includes,the hazard identification,the vulnerability assessment, and the capability assessment.The hazards that were addressed in the previous plan were presented and are as follows,:tropical cyclones,flood,severe storms,(thunderstorm wind,lightning,and hail),tornadoes and waterspouts,sea.level rise and climate change,drought,wildfire,coastal erosion,extreme heal, radiological incident.,and cyber attack.Cory also asked if terror attacks should be included in this,plan. Abby explained that this may be better covered in an emergency operation plan,but that it could be included if the working group wants to include it.David further explained that it's only best to include if there is an associated mitigation action to include in the plan.Cory mentioned that they have received funding for barriers,in the past.Abby noted that the count has until March to decide if they want to include this in the plan. 7 I ic>ciaII Strategy J 1�3 1`11 1�J'a l�,�Y d?0 2 5 cxw a PA��t c a t 11, t ir C,�i ec ), e 2 Y Mo iii,iiii,oe Couiii,ity, oc�)III III itigadoir'l Strategy 3 a r''i u a i��y 2,0 2,6 APPENDIX B:PLANNING PROCESS DOCUMENTATION Mike,noted that the County lias,consi I dered sea walls and asked if this is�something that can be included in the mitigation strategy.Abby confin-ried that it could be included. Phase 3,-Develop a M[figation Strategy Phase 3 involves developing a mitigation strategy by reviewing and updating the plan goals and objectives,evaluating mitigation alternatives,,including existing and new projects,and drafting an action plan with prioritized projects.Abby reviewed different approaches to mitigation,the six FE,MA/CRS mitigation categories,and the count of actions,by category for each jurisdiction in the existing LMS,.In the plan update communities must have at least one action for each natural hazard to meet FEMA requirements and should include a�flood-related action for at least 5 of the 6 mitigation categories to maximize CRS credit,. Heather asked if one initigation action could cover multiple hazards.Abby explained that this is possible but noted that we want to try and address all hazards,especially high and medium risk hazards.Abby also highlighted that actions are only required for natural hazards—FEMA does not evaluate actions for human-cased hazards. Abby also explained that all existing projects included in the previous plan will need a status,update. WSP will send an excel spreadsheet to every jurisdiction to provide updates and comments on their actions. Phase 4-Adoption and I mplementMilon Phase 4 is where the communities must adopt and implement the plan.The communities and LMS,WG Neill meet quarterly to review the action plan and look for funding and opportunities to implement projects.The plan will continue to be updated every five years. S I E D U1 L. (IIII Abby presented a tentative schedule for the planning process,which includes additional LMSWG meetings around April,May,and June.The draft plan is due to FDEM in July.The plan must be approved by FDEM and FEMA and adopted by all communities before the current plan expires,in January 20, . l`J III,'X'T'STEIPS Abby discussed public outreach efforts,which includes public meetings facilitated by WSP,a public survey,and a plan website.Community staff were asked to post outreach on local websites and social media and consider ways to advertise the plan and the survey at community events.Tile plan website used for the previous,plan update will be rebooted and shared once it is available. WSP will work with the County to sched-Lite a public meeting.This meeting will probably be held virtually.WSP will provide publicity language for the survey and public meeting. WSP will be reaching out to jurisdiction representatives to,schedule Community Data Collection Meetings,to discuss,local hazard information,local capabilities,and mitigation action updates.WSP will reach out with date and time options over the next few weeks.Any community staff or stakeholders that can provide useful inforniation are welcome to join the calls. Abby asked the LMSWG to begin reviewing the existing actions and thinking about status updates.They can also begin considering new mitigation actions.The L,MSWG was,also,asked to look for opportunities to support,public engagement and to document any publicity and engagement efforts. 7 I ic>ciaII Strategy J 1�3''11 1�J'a l�Y 21 2 5 cxw a PA��t c a t� 11, t r C'�i ec J �:)' e 3 Y Mo iii-iiii-oe Couiii,ity, WS oc�)III Mitigadoiii,''l SU,ategy 3 a u a 2,0 2,6 ��)E,Ige Lill APPENDIX B:PLANNING PROCESS DOCUMENTATION Moore Nb;nN, il 6 IPM pN 4 PM 1 h8m ,.ulo VM�. N N ••�.i YS YIU ��. 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March 26,2025,110a n,Monroe County Emergency Operations center&Microsoft Teams There were three attendees,in person and 15 online.The following individuals were in attendance: — Cory Schwis,ow,Monroe County Emergency Management — Liz Lu tb'erg,1'Monroe County Plantuing Department — Alison Higgins,Key West Resiliency Manager — Alyssa Panzer,Islaniorada Sustainability and Resiliency Coordinator — Andrew Engels e er,Islamorada Public Works Director — Brian Shea,'City of Marathon thon Planning Director — Julie Cheon,Monroe County Planning and.Environmental Resources — Carta Fry,Florida Department of Health in Monroe County — Ke1cee,Degr ffenreid,Florida Keys queduct Authority — Kristen Li err e' d,Monroe County Pi — Dan Sabino,Keys Energy — "Tour Harding,Key Colony Beach Commissioner — Heather Carruthers—K2M Design ign rchiteet r'e and Engineering — Marla ` elli,Marathon — Sherrie Schwab,FL Domestic Abuse Shelter — David Stroud,WSP — Abby Moore,WF A(11N EE IlµQ II': — Wellcome&Intreduetion — Pr jeet Overview&Where we are in the planning process — Hazard.Identification — Asset Inventory — ]People,Property,and Critical Facilities — Hazard.Profiles:Risk&Vulnerability — Summary of all natural hazards — Remaining Data Needs — Public Survey Update — Next Steps Cory Schwisow began the meeting with opening remarks thanking attendees for participating.He acknowledged that recent weeks have been busy and disruptive in Monroe County due to nearby wildfires and response activities.He asked that attendees provide as much feedback and infe►rnlation as possible t WP to support the plan update. 'elic,linda,la (",ounty,°II ia 'Ni IIUuigiaV ulirr SU ltIe'ir a )I-Jab',° III �r,',uYIIi xII"f slti atiery,1d°°""oiilf' IIIYPc 1A,(webIIV e,:)# III ��iii iim C ou iii WSIII:�� IIL..�.oc�III III iii t iii a d oiii,''m SU,ategy 3 a u a 2,0 2 APPENDIX B:PLANNING PROCESS DOCUMENTATION PF,,1,'0,JE("---r(DVERIVIEV/ David Stroud.and Ranger Rufflins,with WSP facilitated the meeting following the agenda above.David e ,plained that the planning process,is set by the Disaster Mitigation Act(DMA)of 2000 which is codified in 44 CFR 201.6.WSP integrates the Community Rating System(CRS)Activity 5 10 planning steps into the DMA four-phase planning process to meet the requirements of both programs.There are four phases in the planning process:organize resources,assess risks,develop a mitigation strategy,and adopt& implement.We are currently working in phase two,which encompasses the hazard identification and risk assessment(HIRA). There are four main steps,in the IRA:identify hazards,profile hazard events,inventory assets,and estimate losses.Risk is a combination of a hazard,vulnerability,,and exposure.Each of these factors is evaluated in the,risk assessment process. To update the hazard identification,WS,P reviewed the hazards in the 2023,State Hazard Mitigation Plan and the hazards in the 2021 Monroe County LMS.All existing hazards in the Monroe County LMS were carried forward for re-evaluation.Cory asked if all State:hazards niust be included,and David clarified that hazards in the State plan that aren't relevant to the planning area are not included in the LMS.For example,winter storn,s and earthquakes are not evaluated in the LMS. Looking at FEMA Major Disaster Declarations,,there have been 27 disaster declarations that included Monroe County.Most of these events have been hurricanes and tropical storins.Heather Carruthers asked if this plan includes the mainland portion of Monroe County,as this may explain why the County has received declarations for freezes and fire.David confirmed that it does include the full extent,of Monroe County, David reviewed data,from NCEI Storin Events database,which is,compiled at a,county level and reports hazard events,by type along,with.any reported property damages,crop damages,deaths,injuries,and narrative descriptions,of the event.Reviewing past events from this database provides at least a basic understanding,of the types of events and impacts that can occur in the county. David concluded by listing the hazlards,that were identified for,inclusion in the plan update: Flood Padidlogical Incidents Tropical Cyclones Cyber,Attack SQ,vere Storms&Tornadoes WRdfi're Coastal Erosion Drought Elxtr"enle Heat I a Levei rise Heather Carruthers asked about the omission of earthquake from the hazard list and whether the hazard identification is only retrospective or if we also look forward at what can happen in the ftifure.She noted, having felt are earthquake in Monroe County.David clarified that we are looking at retrospective data as well as,future trends and projections.Ranger added that each hazard profiled will include a hazard specific discussion of impacts of climate change. Cory asked about the inclusion of transportation disruption and provided examples of how the Keys,have experienced disruptions and econoinic losses as,a result of road and bridge closures.WSP will evaluate this,further. R �O,Ca�Kbgd3tk,:,n,ii Strategy �:')c4",Aibgiati�ion Stiratiecl�v ('flrolq')-hVl'leetk-�(g#2 Page 2 Moiniii,oe Couinty, WS oc�)III III itigadoiii,''l SU,ategy 3 a u a 2,0 2,6 APPENDIX B:PLANNING PROCESS DOCUMENTATION A,SS E�1'�I IIIµJ ,J TO PY David presented summary tables of the asset inventory.According to Census,data,the 2020,Monroe County population was 82,874,which is a 13.4%increase since 2010.Based on county parcel and assessor data and Microso,ft building footprint data,there are an estimated 42,625 buildings in the county with a structure,value of over$18 billion. There are 430 identified critical facilities countywide,which have been sununarizied by FENIA.lifeline category.Critical facilities were identified using data from the existing L,MS,updates m community staff collected at the community data meetings,and certain energy,water,wastewater,and government facilities from the communities'Vulnerability Assessments.AJEngetmeyer asked if water systems, include wastewater facilities.Ranger confirmed that it does include wastewater facilities,and the full inventory will be provided so the LMSWG can confirin and add to the inventory if needed. H A,Z A III IID III I IE-S, David presented the Priority Risk Index(PRI),methodology which is used to rate each hazard on a set of standard criteria.This provides an overall risk rating to summarize and rank the risk of each hazard.The preliminary PRI ratings are,shown below: Hazard III`Probab" t Wa I TIm e Spatial ming i Durat'j"on �PRI y Impact M D T Co Scow Extent re Less than 11 week laistiW ErosJon Likely L j rn,i t ed Sr"niall More than,24 hr's or rought Likely Minor Large More than 24 hrs More thain I week Extreme Heat Likely Lir-nited Large More than 24 hrs Less than 11 week Flood Highly I ikely Criticall 11 argie 6 to 12,hours I ess than I week, 'ig L i'ly k e*y L ik 'ted .Va 0'Y rit'c'a I 't1c Sea Level Rise HigNly Likely Critical Large 11 More than 24 hrs More than I week Severe Storms& d jjg y I ely ILI 1 HJgNy Likely Lirnited Moderate Less than 6 hrs Less than 6 hrs Tornadoles Li v L I mit Wildfire Likely Limited Small Less than 6,hirs, Less than 1 week, R'a dogical inch lent! Unlikely Critical Moderate Less than 6firs f ore t h a,in,I wee,k Cyber Attack Possible, Minor Small Less than 6,hr's More than 1 week Note:Tropical cyclones,were missing from this list but are rated as a high risk hazard. Cory asked if coastal erosion is based on long-term erosion or impacts from specific storm events,.He noted that erosion is particularly a concern.in Key West around Higgs each and Martello.Alison Higgins agreed that the coastal erosion rating seems low;the individual criteria fit but the hazard,should be rated higher overall.Erosion has also been a major issue in Islarnorada,particularly when storni surge washed across the island in the Matecumbe area.Dan Sabino,asked whether the erosion that occurs,with severe stole s is covered under that hazard. David and Ranger presented summary infolmiation on each of the identified natural hazards.See slides 21-34 for more detail. Flood— Per the effective FIRM data,nearly 72%of the county is in Zone AE and over 22%,is in Zone VE; this is skewed by the large mainland portion of Monroe County and surrounding water area that is included in these acreages.Acreages will be provided by community in the plan which should provide a better picture of flood zone acreage where people live. — There are 3 5 244 buildings located in Zone AE and 2,716 in Zone VE.This is,Just exposure by flood zone.WSP is working on developing loss,estimates,using FEMA's Hazus software.WSP will also evaluate flood exposure and loss estimates using the preliminary FIRM. C")Iunity'R ic>c ticiat c)ir'n all ic: III o iri tiro e Couirity, WS oc�)III N4itigadoir'l SU,ategy 3 a r"i u a 2,0 2,6 APPENDIX B:PLANNING PROCESS DOCUMENTATION Tropical Cyclones — There are 29 named hurricanes and tropical storms recorded.in NCEI from 20 -2024.These stornis caused$66.3 million in property damage and$149.9 million in crop damage,which likely includes damages to all inipacted areas,not Just Monroe County.These events,also calased 5 deaths and 2 5 injuries in Monroe County. — NCEI includes 15 records of sConn surge events,which caused$,2 million in property damage, 1 death,and I it1jury. — Storin surge exposure was evaluated using data from the Vulnerability Assessments four the 100-year event and the 500-yea,r event. Severe Storms&Tornadoes — There are 32 tornadoes reported in NCE,I from 2000-2024,which caused$5.3 million in property damages. — NCEI reports,12 damaging lightning strikes,causing$73k in property damage and 4 injuries,7 hail incidents,with hail tip to 1.75"in diameter,and 53 thunderstorm wind records causing$147k in damages.These events,are likely underreported but illustrate the type of damage that can and has occurred. Wildfire — WUI is,where structures meet undeveloped wildland or vegetative ftiels.An estimated 15%of the county' opulation lives within the critical fire shed,where fire can reach a significant number of buildings within a single burning period.About 1%,of the population lives,in areas of direct exposure, which is where burnable landcover is within 75m.of buildings. — From 2000-2024,FDACS reports 167 fires which burned 186 acres. — Bum probability is moderate to,high in over half of the county,but this is primarily in the mainland. %of the county is not included in bum probability estimates. — Current wildfire is in the Mianii-Dade side of Everglades.Monroe County's focus has been on fire watches,in Big Pine area. — In 20,17,after Irina there were issues with fires in Big Pine. Coastal Erosion — State Critically Eroded Beaches Report indicates 15.02 miles of Florida Key'36.3 miles of beaches are critically eroded.This includes erosion from stornis,wave action,sea level rise,human activity. — Dan Sabino noted there are areas where land around transmission poles eroded.Florida Keys Electric Coop also has,this issue and has moved poles with HMGP,funding. — Tom Harding indicated that a significant amount of work has been done at Sea Oats,Beach.Ranger acknowledged that ongoing work will be addressed in the hazard profile. Drought From 2000-2024 Monroe County was in drought 42%of the time,mostly in abnormally dry conditions.There is about a 10%chance of drought in any given week based on past occurrences. Extreme Heat — In 20,23,more people in the US died from Beat-related illness than arly year on record.Certain populations have higher vulnerability.Climate change is,expected to make extreme,heat worse across the southeast. — Highest temperature on record for Key West is 96 OF,which occurred,in July and Aug�List 2024. C")Iunity,R ic>c ticiat c)ir'n all ic: t e,��ryo vvc ircinc,; ir c>i�, �,,A::°e ii inic Mo iii,iiii,oe Couiii,ity, WS oc�)III Mitigadoiii-'l SU,ategy 3 a u a i��y 2,0 2,6 g e 3)10 APPENDIX B:PLANNING PROCESS DOCUMENTATION Sea Level Rise — Current trend is 2.64 ilun/year.Scenmios for the Key West tidal gage show up to 5+feet of sea level rise by 2 100 under the inten-nediate-high scenario or 2+feet under the internied iate-low scenario. — At the 2040 time horizon,there is,little difference between the interniediale-low and intermediate- high scenarios. — Sea level rise exposure was evaluated using data froni the Vulnerability Assessments.These exposure estimates do not account for building elevation,,except where elevation certificate data was available. — Cory noted that John Rizzo has very detailed report,on sea level rise inn act on specific keys. Ranger indicated that we need to hold community data collection meetings,with Mo�nroe County and Marathon.Representatives froin these cominunities are asked to let WSP know availability for a meeting. We need to provide a count of repetitive loss,properties by Jurisdiction and indicate tile number that are residential vs.conmiercial.We would also like to incorporate mapping of repetitive loss,areas into the flood hazard profile.WSP can use FE.MA open data for repetitive loss property counts or communities can provide this summarized data if they already have it.WSP cannot handle,raw repetitive loss data froin FEMA unless we are in with third-party access oil your data sharing agreement.WSP will provide request forms to each eon inunity which you can submit to.FEMA if you wish to request updated data to share with us. F)(J Ih IIL .°S LJ P VEY'tJ P D A]!-E Ranger provided an update on the public survey,which has received 120,responses so far.Most respondents have been impacted by past disasters,and many mentioned Hurricane Irma.Flood,tropical cyclone,severe storms,and sea level rise were noted lias the highest risk hazards per public input. N 1� Ranger presented the schedule for the planning process,which iticludes additional LMSWG ineetings in May andJune.Tile draft plan is due to FDEM in July.The plan inust be approved by FDEM and FEMA and adopted by all communities before the current plan expires,in January 2026. Ranger shared the following action iteiiis for WSP and the L,MSWG: WSP will: - Share the draft risk assessment for LMSNVG,,review - Schedule community meetings with Monroe County and Marathon - Provide ISAA request form templates for repetitive loss,data requests Schedule the next LMSWG meeting for May LMSWG members,were asked to: - Provide summarized repetitive loss data,repetitive loss,area shapefiles,or submit ISAA requests to FEMA - Review the draft risk assessment - Provide a status report on existing mitigation measures if you haven't already done so - Support public engagement by proi noting,the public survey and the plan website.The QR code for the public survey is provided below.The plan website,link is www.MonroK1'ountyFL- LMS.coni. R �O,Ca�Kbgd3tk,:,n,ii Strategy N1 a r [1 102 5 )c4�`,Aibgiatiion Stiratiea�v etk�,,(, #2 5 ir 0 1,B 0"E� Mo iii,)iii,oe Couiii,ity, WS oc�)III Mitigadoiii'l SU,ategy 3 a u a i��y 2,0 2,6 APPENDIX B:PLANNING PROCESS DOCUMENTATION m OF E R O,Ca�Kbgd3tk,:,n,ii Strategy �12.1025 �:,)c4`vlib� iatilon Stiiraitlecll v hVlleetkr�(g#2 F�Walge 6 M arvroe Courity, ouflI III itigatiar''I Strategy 3 a r''i u a 2,0 2,6 ge J'n APPENDIX B:PLANNING PROCESS DOCUMENTATION Moore�Abigail 9:51 AM 14.48 AM 1 h77'm 32s, StroudL Damid 9:51 AM 14.48 AM 1 h77'm 12s, AMmw Engelmileyer 9:58 AM 14.14 AM 1 h . andtewAmgelmeyeF4�li!diaffKNad4JLm, Shawria,"Is Notetakef(Univerifieto 959 AM 11:18 AM 1 h 1191m 32.s,, IFry�Carla A 9:59 AM 11M AM 1 h 3m 39s KD i i t 4, 1 2! 0 Shierrite Sehwab,-R.. (Urmilenfied� 4AM 110MAM 11.1 1 h 114m Zs Sabil-no,Dan 11Cb01 AM 11:14 AM 1h 113m 42s DajnS3NnoQKeys,EnerWjcom, Brian Shea 11(kOl AM -11.14 AM 1h 113m 2fis, 1pC'heoin.-Jlu]Fu- 11Cb01 AM 11:14 AM 1h 112m 5& Chenn,-Jb�lie@mlcmiiroecourFty-FLG'cw Mana icolill 11Cb03 AM 11:18 AM 1h 115m 2,3s, cxmn0mj@cLm%3ralthorLfLus IDOL Ahsoln Higgins, 11(k05 AM 11-14 AM 1 higm 13,s aiWg4ins@dtycftjEywEst-fLgov Oak Umnigood-Xiisten 1Q18,l 11:18 AM 59m 57s ��UmengiccXIS bnifueCA3u�nty-f-- Marvroe Courity, WS ouflI III itigatiar''I Strategy 3 a r''t u a 2,0 2,6 I F APPENDIX B:PLANNING PROCESS DOCUMENTATION I uuuuuuuuuu ��luuuuuuu uuuuuum S uVliiouuuuuum��im�m�"' ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIIM 10 1 0 III CO U II 1 I y III 1(' III III T IIII G III III0I IIN SIII IIRAIII III I-)II I III �III III CAIh,III"III �.�� II �� II� 'IIII ., °�i �� IIIII�Ita li;"19� VII ��IIh�II" I � ll�,lll II T IIIIl�.H3 June 5, ,25,3Iprn,I 'i r soft T ami III IIDA In addition to the cons,ulting tam there were 22 attendees who attlendied virtually through Microsoft T ani .The following individuals were in attendance: — Cory Schwisow,Monroe County Emergency Management ement — Liz Lu tberg,Monroe '+ nt P'lanning Department. — Emily Scheniper,B4OCC Planning and.Environmental Services — Alison Higgins,Key West Resiliency Manager — Alyssa]panzer,Il lani rada Sus,tainability and.Resiliency Co rdinator — Christie Martin,Florida Days Aqueduct Authority — Megan Bosi,Keys Ready Healthcare Coalition — Mike Lalba lian,Monroe t C — Lori Lehr",BOCC Community Rating System — Mimi'young;,Layton City Clary — Shellie Cavalliere",Layton'Cody"Enforcement — Robert 1' ather,Engineer in the lanning department — Tony Hammon,Building official in Key Colony Beach — Kevin Wilson,BOCC Assistant County Administrator — Carla Fry,Florida Department of Health in Monroe Count — Kelcee D graff nr id Florida Keys Aqueduct Authority — Lauren Wells,Florida Keys,Aqueduct Authority — Terry Abel,1,I lam rada Fire,Chief — Dare Sabino,Keys Energy — Torn]Harding,Ivey Colony Beach Commissioner — Heather Carruthers—K2M Design n Architecture,and Engineering; — Sha na Martin,Ovid Solutions,Stakeholder — Kimmy Hansen,WSP Ranger Ruffin ,WSJ' — Abby Moore,,WSP PrQject Overview&Where we are in the planning proicess Capability Assessment „1 New Capabilities non Substantial Damage anagement Procedures Mitigation Strategy ,1 Review Coals and Objectives non Mitigation Action Updates FEMA&CRS Action Requirements . Action Prioritization 4. Discussion Next Steps Cory Schwisow began the meeting with opening remarks thanking attendees for their participation and feedback throughout the plan update.Abby Moore,r and Ranger Ruffin with.WSP facilitated the meeting following the agenda above. a:l nllc)e 4 YIii ic>c a " ; Strategy a to J ine 2)r.._u" cx�,�;w a��; ud a°o to��tii::�Igy°',, c;ga Il,��iaiir 1101eetuouj#3� a�a I IIP ��111 llm C ou 111 III��:III III IIL..�.oc�III III i t iii ad olll,°m SU,ategy 3 a u a 2 2, APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... II111� EV\/ Abby Moore kicked off the meeting with a.review of the four phases of FEMA disaster mitigation planning process and the 10 steps of the CRS planning process.We are currently working through Phase Litigation'Strategy,which aligns with Step 6(Set Goals),�Step (Review Possible Activities),and. Step 8(Draft rr Action n Plan)of the CRS planning process.Abby reminded the committee that there will be one more,committee meeting and one more public meeting where WSP will present the draft plain. fterwand ,the plain will be writ to FDEM for review. CA IIPA II III III.III Y A°S IE S IM E IN F capability assessment measures local resources,are.d tools available to upp rat or implement mitigation projects.It identifies gaps,conflicts, rnd opportunities in existing local plains,policies,and programs. Additionally,a capability assessment identifies mitigation measures already in place or underway. Indicators,of capability in this plan-update include the following: — Planning&Regulator —plans,programs,ordinances — Administrative&Technical staff,training,expertise — Fiscal Resources—bonds,fees,taxes,CIS,grants — Education and Resources—engaged stakeholders,public outreach,warning&notification — Mitigation Resources—grants,past mitigation projects performance — Political Willpublic and leadership support for mitigation,investments,,regulation enforcement Charges Sirs 'the Lit Plain Update Abby reviewed the changes in capability that have occurred since the last plan update,Capability update were captLired during the individual community meetings,with WSP,with tine exception of Marathon and Monroe County. Abby ug,ge ted communities,think about the following changes are.d updates,over the past five years when updating;their capability results. — Additional finding — New r updated plains — New staff — Updated flood or open space regulations — New emergency warning systems or strategies — Completed mitigation projects Cory mentioned that open space management plans are difficult for all jurisdictions to,complete and asked)if this would reflect negatively on the municipalities.Abby said that it doesn't,and they can remove whatever isn't relevant to the comniu n.ities,The committee will discuss this topic further and report their decision to,WSP INew FEMA Requirements Abby briefly noted that there is a new FEMA requirement for substantial damage estimate procedures. The plan must include information on)now participating communities nities use the NFIP to reduce risk after a disaster through substantial damage and substantial improvement SI /Sl procedures.Abby noted that WSP has net yet received all the information on the community's unit 's post event procedures.These procedures don't have to be reported in detail,but the plan must document that these post event procedures exist within the community. Cap4billty Vs.Mitigation Abby emphasized the difference between capability and mitigation actions and gave examples of different scenarios found on slide 12.Mitigation actions should be applicable to the next five years and should be Ju u in,e 2O,25 gcxw;;ll'��a ii'..,��ud�a°n'tii'ati�::Igy ,rli°,u,ii kJiing "Al etuu`o � �e 2 LIP ��iii iii,o C ou iii IIL..�.o c�III III iii t iii ad oiii°m SU,ategy 3 a u a iii�� 2 2, APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... specific actions that help achieve the plans;goals and objectives.It is important to focus on projects that. reduce risk and vulnerability.Abby noted that status updates need to,be reported for each individual action and to rinse actions that sped to the regular duties of departments. The committee asked if it was possible to add mitigation actions n post plan approval.Abby responded that it is possible but will require a plan amendment which can be a lengthy process,and it is,much easier t turn in the mitigation actions new.Additionally,Abby noted that mitigation actions with pending or u n.known ftunding;sources should still be included in the plan,. mitigation strategy is meant to,reduce the impact of hazards on existing,development and ensure future, development occurs in a way that minimizes vulnerability. ,Goals&Objectives Ranger reviewed the existing goals and objectives from the previous,plan update and discussed potential revisions to implement with the conu.-nittee for the current plan update.These revisions can be found on slides 17 and 18 of the presentation,No fuurther comments or revisions were recommended by the FIMPC. IMlitii ation Action IRequirements Ranger informed the conuiiittee that FEMA requires at least one mitigation n action for each identified. hazard in the plan update.All mitigation actions will need to be organized into the categories found below.Abby noted that to maximize CRS credit they should include flood-related actions in at least five of the six mitigation categories. l, Prevention Gland development plans&zoning,freeboard requirements,) a. Property Protection(acquisition,elevation,flodprefin ,backup generators) Structural Projects(flood all,storniwater improvements,harden critical infrastructure) Emergency Services N aming systems,response capacity&capability improvements) Natural Resource Protection(dune or wetland restoration,'vegetative management,oplen space preservation) . Public Education mailings,websites,social media campaigns,interactive neap tools,hazard. disclosure requirements,targetedoutreach and engagement) Cuirr irrt Action Plans Ranger reviewed a summary of the current action plans in ternis of what mitigation categories they cover and what hazards they address—slides 20,and 21.The current action plan has 37 in-ulti-jurisdictional actions,and some actions fall within multiple mitigation categories.WSP will provide a fell list of the mitigation strategies for communities to review and provide status updates. IPRI Summary Results Flood Ranger briefly reviewed the PRI suilnniary results u'u'u'u'u'u'u'u'u'u'u'u'u'u'u'u Sea Level Pise with the coraiiiittee which can be found on slide 22. Trs.lpi al Cyra_I1l orter, C"lo tai Erosj rl Flood,sea level rise,and tropical cyclones were the only luazard profiles to be rated a"High Risk""for Extiren,"o Heat, seve i�e sto rr'nsN al Pod�oltar,„lloes Monroe '" uunt r.Langer reminded the committee that Wildfire hident it is important to,consider addingmore mitigation � � Rad m� �call Attackk actions for the high priority hazards, " II ew Mitigation A talon IIdeas Ranger discussed potential new mitigation action ideas that could be added into the plan update.She reminded the committee that these are only ideas to help them think of new actions and have not been. added to the plan update.The action ideas presented can be found on slides 24-26l.Loiri Lela-noted to the committee that many corninunities are currently developing a watershed management plan with outside l IlUIi Jkii J in,e 2 25 o c a I �.,M irrlu p-Ik,lo�j 3, IIP ��III IIm C ou III WSIII IIL..�.oc�:III III i t iii a iii oIII°m SU,ategy 3 a III°mu a Iy 2 2, APPENDIX B:PLANNING PROCESS DOCUMENTATION Rinding sources.Many of the projects occurring in the watershed management plan could be included as new mitigation actions in the LMS plan update and it will be beneficial to have cohesion between the two plans during updates in the future. Survey Resu Its Ranger reviewed results of the public survey which received a total of 126 responses.Abby Neill send a copy of the survey responses,which can be sorted by jurisdiction to help give specific feedback to the different communities regarding proposed mitigation action ideas. P"z )�� ()JIIEC"I"TSCII-d IIE-DUIL,II II'q EXT F)S Ranger presented the schedule for the planning process,which includes final LMSWG and public meetings in the end of June or early July.The draft plan is due to FILM in July.The plan must be approved by FDE,M and adopted by all conun-unities before,the current plan expires in January 2026. Ranger shared the following action items for WSP and the LMSWG.,, WSP will: - Share the draft plan for committee and public review - Schedule final LMSWG meeting&public meetings LMSWG members were asked to.,, Send mitigation action status updates and new mitigation actions to,Ranger (ratigenniffins L�i.'�NysL)xoqi) Provide feedback on draft capability assessment i J iiu in,e 2 25 qcx�w":fl"Adbc i <Jini�� 11,,41eethig e 4 Mo III,iIII,oe Cou III,ity, oc�)III III itigadoIr'l Strategy 3 a r''i u a 2,0 2,6 Jill 7 APPENDIX B:PLANNING PROCESS DOCUMENTATION IW , g. PM , P: Schwimw-Coiy@,M��ionroeCiouinity-F'LG— Lusthffg-Ellizabelh 0 iG P . •th (P, 1p , IF IN i;P g, Kdcee " m ,gyp '. i!P lh a yt kehlerronidem@flmaxom, 2-57 PM i!PM ud N ,NN Dan i( IIP ��iii iiiro Couii WSIII:�� IIM t.III i�l��l �� .��iii iii �..�lii�� ii iii �III IIL..�.ou III III iii t iii a iii aiir.''m Strategy a iiir.''m u a 2 2, APPENDIX B:PLANNING PROCESS DOCUMENTATION A job nk Shama's Notetaoff(Unverffiecg 2:59 IPM 40'1 PM 1 h llm,32s �AJ'Tlj'12 A 11111E PWN Pvl�� lossou lont IFV .....................................................................................................................................................................................................................................................................................................................w......................................................................................................................................................................................................... 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Allison Higgins, 1.01 IPM 44X)PhM 5&n 39s. .4Wgj-ms@ cityufflkeywAmit-f Lgov R PW I lot t,A, Marvroe Courity, ouflI III itigatiar''i Strategy 3 a r''i u a i��y 2,02 E6 C:)l�ge 19 APPENDIX B:PLANNING PROCESS DOCUMENTATION �� , ��'��,111`�� ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII II III " IIIM-)III'Nj I YIII III III TIIG III III 1 IIN SIII IIR IIL III(')( 1)III III III III h� CAI� 110 III �( V IID 0I� I SVV("';) Y�0III'III 4 J u Ily 1,20,2 M 2p m,M ii rosoft Tarn; "`111 III 1,111,IIIE)AIII"°IIE In addition to the consulting tarsi there were 24 attendees ho attended virtually through Microsoft Teams.The following individuals were in attendance: — Cory Schwisow,Monroe r o t Emergency Management — Liz Lu tberg,Monroe County Planning Department — Alison]Higgins,Key West Resiliency Mana r — Alyssa]panzer,I lane rada Sus,tainability and Resiliency Co r inat r — Berea Lindenberg,College of the Florida Keys,Director,Institutional Effectiveness — Brian Shea,, ""it f Marathon Planning Director r — Christie Martin,Florida a Days Aqueduct Authority — Mimi'young;,,Layton City Clary — Shellie Cavalliere",Layton Code Enforcement — Mike Lalba han",Monroe County Mitigation Administrator — Robert Mather,I lain ra a Engineer — Kelcee D graff nr i t Florida Keys Aqueduct Authority — Lauren Well,Florida Keys,Aqueduct Authority Kristen Livengood,Monroe County PIED — Maria Covelli,City of Marathon Grants Coordinator — Matt William",Key West Utilities Director r — Megan Ruinbaugh,I lam raga Senior Fl plair/CR Coordinator — Dare Sabino,Keys Energy — Torn]Harding,Ivey Colony B,each Commissioner — Zoe Porter",Ivey West Development Review Manager — Sha na Martin,Ovid Solutions,Stakeholder — 1 eghan Boni,Keys Health Ready Coalition — Abby Moore,,WSP t. PrQject Overview&Where are in the planning process Draft Plan Leis �1 Structure of the Plan Review f Ivey Plan Components ,1 Planning Process non Rik Ass,ess,nient , Mitigation Strat gy 4. Plan Adoption&Iniplementation Next Steps 6 Discussion/Feedback n Draft Plan Cory Sch isow began the meeting with opening remarks thanking attendees f+r their participation and feedback throughout the plan update.Abby Moore,and Ranger Ruffin with.W P facilitated the meeting following the agenda above. II Z(')1IV IF��";��"III II��O��.�°\��1'& �°\��'I[-II II I�II��m III �II I II� IIII J 7I I II�II�D �II"��II1"^�A III I114�,3 II IIII��'',),��.III Abby Moore with W E began the presentation by explaining where we are in the planning process.W are nearing the end of the planning process as we have drafted the plan and now need to finalize it with �cxialI Strategy LJl x,Aate 1 2 25 C ou iii IIL..�.o c�III III iii t iii ad oiii,''m SU,ategy 3 a u a 2 2, APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... any new or updated mitigation actions that the conuilurlities include.The plen will then need to be adopted and the LMSWG andconnun ninitie Neill work-on inipleuuuent Lion for the next five years, S' IIQ L)C"'IF LJ IF IIVE: )IF II~N III�":P[-A, Abby provided ail overview of the structure of the draft plan including g uunn.ma of each section of the plan,as,follows. - Section 1:introduction provides background irnforrnn tiorn on the plain,including context and justification for planning and the scope of the plain. - Section :Planning Process, unnnmarize' flow the planning process was conducted and know all planning requirements were met,including how the coiuu.muunitie ,public,and stakeholders pl eloper were involved in the plain.This section also documents implementation progress of the last plan in terms of completed and deleted mitigation actions,. - Section :Planning Area Profile for summary irnfornnnat on on the region and partic,ipatirng connunuuu nit es,including geographic,climate,demographic,and economic characteristics of the region. - Section 4:Hazard Identificationand Risk .s essrurent contains the bulk lk of the plan.This section presets the hazard identification and profiles each hazard with irnforinationn on the location at risk,past occurrences,probability of future occurrence,any.d vuulnnera ilia of people, property,and critical facilities. Section :Capability As,ses,snient summarizes each community's existing tools,staff,and other resources that can support the implementation ofmitigation projects. - Section :INBti at on Strategy reviews the goals and oL jecti es of the plain and details how mitigation actions,were identified,and prioritized.Abby explained that existing mitigation actions from the previous,plan were reviewed,and project status updates are reported in the plan.Some prQjects.were carried forward.. Section 7:INBti at on Action Plan presents the action plan tables for each community. . - Section :Plan ikla ntenance describes past plan integration,opportunities for fuutuure plan integration,and the process for regular monitoring,maintenance,and implementation of the plan, including ongoing responsibilities of the LMSW . - Section :Plan Adoption will document each community's adoption of the plain update. - Annexes are provided for each participating coinn iuunity.The annexes,provide an asset inventory with a full critical facility list,,risk assessment data with vuulrnerability assessment results specific to the community for spatially defined hazards,and the mitigation action plan. Appendix fir.provides the Plain Review"fool,which documents for the plan reviewers where the planning requirements were met. - Appendix 1 provides planning process documentation dennnonstrating how the LMSWG,.public, and stakeholders were involved and engaged in the planning process,. - Appendix C provides mitigation alternatives analysis,documenting the review of mitigation action options,which is important for the CRS program planning requirements. - Appendix D describes the ounnty's nnnethod for HMA project prioritization. - Appendix E lists data and resources that were,referenced in the plan. ',vic)ip uc) ��:;�axuu n%�,II II I ic>cialI J1p1 2(),,25 r'-�cw ll I'"A'utii' a u'n'is ti��at e c y W:a ir lkiiir"wg('ir�olu IA t;p iii g#4 e 2 IIP ��iii iii,o Couiii IIL..�.oc�)III III iii t iii ad oiii,''m SU,ategy 3 a u a 2 2, IIC: g e III''''''' '.I APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... la w ll,Y II'°III,,-A II1,1 C("")lM llP 1,4 ll"E NIT'" Planning Process Abby reviewed key parts of this planning process,including this L SWG meetings,this public meetings, and all this participating communities,'public outreach.efforts.She noted that Hoare,is one more opportunity to get the public involved in the planning process with the review of this draft play..The plan has been posted on this plan website.Conuilunities,can share this lire and encourage folks to,read and comment on the plan. Abby reviewed some high-level survey results, aloha were previously presented to the L1' SWG.There Nvere 126 responses overall.Regarding past ha,zardl experiences,many responses reference past hurricanes, and flooding;.Regarding recommended ende steps local govertinients,could take to reduce hazard impacts, responses include suggestions for drainage improvements and regulations and guidelines for reduced risk f future,dev l pm nt. Abby presented the]priority Risk index results,as,a summaryof tine risk and vulnerability assessment.She explained that this PRI is a methodology for compa,ring the hazards based on five categories:probability, verity,spatial extent,warning time,and duration.Flood,Sea Leal Rise,and'T"ropi al Cyclone were rated a "High Risk"for this County.This remaining hazards were rated has"Moderate"'risk* Goals Objectives Abby reviewed the updated,goals and objectives,discussed at the previous,meeting.WSP has not received any additional comments since this last meeting,so Abbyasked for any additional feedback. f urth r comments,or revisio�ns were recommended by the L]SWG.The plan,goals and objectives are as follows: Goal :Protect and maintain the life,health,safety,and welfare of this community.. • Objective 1.1:Provide public education and outreach to inform residents and visitors,how to protect theniselves,and their property. • Objective 1.2:Improve preparedness,response,and recovery capabilities to minimize hazard impacts. • Objective 1. :Reduce losses from business interruption and support long term business viability. Goal :Protect and pu°p s,ei°-e ppropeFty and assets,incInding the built nvii- pnm nt and natural 1'esouuu° . • Objective .1:Retrofit or othenvise protect conunu pity infrastructure systems,including critical facilities,utilities,water,sewer",communications,and transportation. • Objective .2:Use planning and regulatory tools to protest future development and prevent hazard risks from worsening., • Objective 2.3:Preserve and protect natural areas and resources,that provide hazard risk reduction and other beneficial fiun Lion , • Objective .4:Pursue property protection and structural projects to reduce vulnerability of existing Goal :Build local capacity to enhance a°esili ncy and enable communities to quickly recover fi-oin hazard impacts. • Objective .1:Explore,develop,and implement new pre--disaster opportunities that build conimuunity resilience. • Objective .2:Ensure continuity and redundancy f critical local government pp r ti n and. ytrrlr . I ic>cialI J1p 2(),,25 q-cc 11 I'"A utii a u'p'is ti��at e c y W:a ir lkiiir°wg('ir�olu 1A t;t iii g#4 e 3, IIP ��iii iii,o Couiii IIL..�.oc�)III III iii t iii a iii oiii°m SU,ategy 3 a u a iii�� 2 2, IIC)age APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 0 Objective . :Strengthen regional connections and continue to foster inter-jurisdictional coordination for risk reduction efforts. IMitigation Strategy Abby reviewed a sample of the mitigation action plan to explain the organization of the table and the information included for each project,such as the lead agency,timeline for implementation,and potential fending sources. Abby asked the connittee to submit final mitigation actions to Ranger by Friday,July 11"'.This,include mitigation action updates and new mitigation actions.She reinined the conlinittee to include any actions that communities may want to pursue for grant handing in the nest five years.In order to receive federal funding projects need to be included in this mitigation action plan. Mike,asked ed if the mitigation action plan should include a.project for residential elevation in order to be eligible for the State ffinding program,Cory noted that everything for the residential elevation program will go directly to the State.Abby noted that we will review State guidelines to ensure the County does not need to include a related action.Langer noted that a general elevation and acquisition project remains in the action plan to ensure each projects are accounted for if funding streams were to charge over time. P IlhA A IDC II��'"�PII,( �A I�" II�III" ��II„,D'A EN J Ih0 I\,l� Abby explained that every cony nity will need to adopt the plan.Template language for the adoption resolution from will be provided.Once FDEM approves the plan,communities can adopt the plan. Moving,forward,the LMSWG should meet quarterly to report on progress toward implementation and monitor funding opportunities and implementation of mitigation actions.The plan will continue to be updated every five years. III�XT S'T V IIV The L SWG should send any final mitigation actions updates or new actions to Langer rai ger.it,iffiils �WS,P.;o,ii by Friday,July 111h,WSP will submit the draft plan to FDEM for review and. approval on July 1 'r1` final publics meeting is scheduled for tonight,at Spin.Please send any screenshots of meeting publicity to WSP so,documentation can be added into the plan. The L" SWG was asked to review the draft plan which is available on the plan website l tt s '/w° N r,ilo roecotit t fl-lms. ofil/.Any draft plan comments should be sent by Friday,.duly 1.1"' Comments will be incorporated into the final approved version of the plan, ',viµ)iir uµµ ��:;�axuu n�"",II II I ic>cialI J1G1 2(),,25 well I'"A utii a u'n'is ti��at e c y W:a ir lkiiir°wg('ir�olu µA t;t iii g#4 a IIP ��iii iii,o Couiii IIL..�.oc�)III III iii t iii ad oii°m Strategy a iiir.''m u a 2 2, IIC)' ge APPENDIX B:PLANNING PROCESS DOCUMENTATION ��I lin't III��S nipeet I��n g ML.ItEl,0 x R u ffirs,R,a n g e r AH AJson Kgg�'ris(Unveffed) AP AJyssa IIPan r(Lhverified) St Berea Lirdenblerg�,,'Ulrrverified) BS, Brian She a'fjnverified Ilk, Christ�,,e IlMartin(Urrverified) KD Ke�[rcee,Diegraffeire,,,d(Unveffled) KA Kay's Hllealth Ready CoaIl it�bur,,,Aidinli in(u rveff edf) V. LW' Lauren,'W=�lss(unveff�ed) Ilk, L Uv ergo od-Kriten(Unver f ed) Ilk', MIC Maria jW1 W Matt Wfllman(unveffed) NO Megan Rumbaugh fUrvverified) Ilk, N'l L, Minlifi Young Ilk', m -olor ,Abigai�l R100 Roblert kl�,athrer(Un'verl"fied) Sabfino,Dan(Jnverfifed) Sh shaweriallss TK Tan IIF Iz rfjj,iing a Unnve f�ed) Z;P Zole Porter,(Unveri fied) Marvroe Courity, WS ouflI III itigatiar''I Strategy 3 a nir.m u a ni. 2,0 2,6 i:)lage 2411 APPENDIX B:PLANNING PROCESS DOCUMENTATION Per Florida Administrative Code Chapter 27P-22,annual meetings of the LMS working group are required. To maximize CRS credit and support plan maintenance and implementation,the Monroe County LMSWG meets quarterly.The table below summarizes the LMSWG meetings that have been held since the approval of the 2020 Local Mitigation Strategy in January 2021 until the start of this plan update in January 2025.Meetings have been held virtually via Zoom or at the Monroe County Government Center.Additional documentation of these meetings is maintained by Monroe County Emergency Management. Date&Time Topics Covered Elevate Florida, HMGP Update, Non-Disaster Grants Update,Watershed Planning 12/18/2024,1 pm Program, LMS Update-Guest Speaker WSP, Upcoming Training, New Projects 6/28/2024,1 p m Mitigation Bureau Updates, HMGP/FMA/PDM Update,Training Opportunities National Weather Service, HMGP Update, Hurricane Idalia, New Projects-FKAA, 3/28/2024,llam Training Opportunities 9/20/2023,llam Hurricane Nicole HMGP, HMA BRIC/FMA, New Projects 8/9/2023,llam Hurricane Ian HMGP, project prioritization 4/28/2023,llam Hurricane Ian HMGP, project prioritization National Weather Service, HMA programs, Hurricane Ian HMGP, My Safe Florida 3/28/2023,llam Home program,training 12/6/2021,llam NWS 2021 hurricane summary, project prioritization for Covid HMGP Irma HMGP update,Covid HMGP, FDEM BRIC/FMA update,update on new LMS 10/20/2021,loam Board in WebEOC, NWS forecast 9/17/2021,3pm Hurricane Irma HMGP; NWS:tropical storm forecast 9/14/2021,3pm Hurricane Irma HMGP Hurricane Irma update, BRIC/FMA update, LMS Board in WebEOC, NWS:Tropical 7/15/2021,loam Storm Elsa, Domestic Abuse Shelter mitigation initiative LMS update approval, Key Colony Beach: mitigation initiatives to add, HMGP Irma update, BRIC/FMA update,CDBG Irma update, Lori Lehr:CRS info, NWS: hurricane 3/23/2021,loam forecast products and information Note:Documentation of LMSWG meetings held in 2022 was not available for this plan update. IIMarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii ad aii°m Strategy 3 a iiir.m u a iii. APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... uuumuuul IIIII uuuuuuA G uuuuuuuuuum uuuuuum 2,: uuuuuuuuuuuu uuuuuuuuuuuuu uuuuuuuuuum uuuuuuum uuuuuuu uuuuuuuuum. uuuuuuuuuuuuu uuuuuuuuum uuuuuuuuuuuum uuuuuuuuuuuum uuuuuuuuuu uuuuuuuuuu uumu°°I IIIIIII"�IIIIIII uuuul Iimu uilll�� uuulllw': IIIIIII IIIIIII IIIIIII "' IIIIIII IIIIIII uuuuuuuu IIIIIII IIIIIII uuu ,I,lllllluuuum a"' IIIIIII 'll IIIIIII Meeting Meeting Meeting Topic Meeting Date Title Location 1) Introduction to DMA,CRS,and FMA Public requirements and the planning process March 13,2025 Microsoft Teams Meeting#1 2) Review of HMPC responsibilities and the 5 P.M. project schedule. Pu bl is 1) Review Draft Local Mitigation Strategy Ju ly 1,2025 Microsoft Teams Meeting#2 2) Solicit comments and feedback 5 P.M. IIMarvroe Courity,III:III III:I III .III ill .iii iii ..lii ii iii III Ill ou III III iii t iii atiii ar''I Strategy 3 a iiir.m u a iii. IIC)' ge APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PUBLIC MEETING MINUTES, ATTENDANCE, AND ANNOUNCEMENTS Y1 Its l III'�O III, ,��I(D U lt�l III Y III 11 III �' III�III I l III III III III III III II [JI IIVR II.II�=III II:IZ. IV IP,t C� 'I Ir"ch 13,2025,Sp mi,Microsoft Teams II[7 1,11,DA 14('_III There were eight attendees.The following individuals were in attendance: — Iris Tebbets — Tom Harding; — Diane Smith — Steve Russ — Cory Sc,hwisow — David Stroud,W' P — Abby Poore,WP — Ranger Ruffins,WSJ' A(5II''llIJ11DA — Welcome&Introductions — Why Plan? — P"r j ect Overview — Planning Process — Project Schedule — Next Steps — Discussion 114d° David Stroud and Abby Moore with W P facilitated the meeting following the agenda above.David began the presentation with why we plan in the first place.David discussed that the Disaster Mitigation Act(DMA)of 2000 which is codified in 44 CFR 201.6 requires local governments to update their hazard. mitigation plans every five years to receive FEMA Pre-and post-disaster mitigation Ri ndin.g through the Hazard Mitigation Assistance funding programs.David reviewed some trends in disasters including that we now have more frequent and intense hazard events and greater exposure to risk(people,property and critical infrastructure).In 2024 there were 27 billion-dollar disasters.Hazard mitigation is a priority for multiple reasons,,including that the cost of doing nothing is too high,many events are predictable and repetitive,less reduction can be effective,cost-beneficial,and en ire mmientall -ound,there are legal and moral responsibilities to prevent disasters,and there are federal funds available to support mitigation.The average benefit-cost ratio for federally-Rinded projects is :1. P II OJ II{r + V IIE R V II \A/ David explained that we must follow tihe DMA planning process and this plan.will Integrate "onu i-Linity Rating System(CRS)Activity 5 10 p,lanning steps into the DMA four-phase planning process to meet:the requirements of both programs.The DMA process provides continued eligibility for mitigation frwunding, guides snitigationn activities in a coordinated and economical manner,integrates hazard mitigation. with other planning mechanisms,directs future development in a safe manner,and helps make communities more disaster resistant.The CRS program provides policy holders in part icipating communities with flood,insuurance discounts,based on the number of CRS points the connnnuunities earn.The flood insurance premium reductions,are coiuirnnnuunity-wide. ,40111"tllf"a,:Y4 4,c,xJwii'Ay, I I a.i 10 lit ll(,,Jatlllrllr"stiriat (,,wjy Jiiirl°I141",i1Y 2 2b oc,fll I'"A1t11iqadoun'UralIe y—Pu,dahc ,Aeiet111rc 41 III ��III IIm C o wI WSIII IIL..�.oc�)III III III t iii a d oIII°m SU,ategy 3 z III°mu a Iy 2,0 2 IIC)'zge III''''''' '.7 APPENDIX B:PLANNING PROCESS DOCUMENTATION WSP will ensure that the updated local initigation strategy meets all FEMA planning requirements, coordinates with the natural hazards in the updated State Hazard Mitigation Plan,includes natural and huinan-caused hazards as identified by the LMSWG,incorporates local climate change data and findings, and addresses equitable outcomes. IIE-S S Abby described the planning process in more detail. Phase 11-Organize Reslources, Phase I is already underway.The LMSWG was reconvened with soine new members and will be asked to attend meetings,provide input on risk and capability,update mitigation actions,and review plan drafts. The planning team will also,identify stakeholders that should be invited to participate in the planning process,especially those that may be able to,represent underserved comin-unitiles and/or vulnerable populations..Abby asked attendees to suggest any grollips,people,or stakeholders,that should be included. Phase 2-Asse�ss R'I'sks Phase 2 covers,the risk assessment,which includes,the hazard identification,the vulnerability assessment., and the capability assessment.The hazards that were addressed in the previous plan were presented and are as follows:tropical cyclones,flood,severe storins,(thunderstorm wind,lightning,and hail),tornadoes and waterspouts,sea.level rise and climate change,drought,wildfire,coastal erosion,extreme heal, radiological incident,,and caber attack. Phase 3,-Dievelop a M[figation Strategy Phase 3 involves developing a.mitigation strategy by reviewing and updating the plan goals and objectives,evaluating mitigation alternatives,,including existing and new projects,and drafting an action plan with prioritized projects.Abby reviewed different approaches to mitigation,the six FE,MA/CRS mitigation categories:property protection,stnictural projects,emergency services,natural resource protection,and public education.In the plan update communities must have at least one action for each natural hazard to meet FEMA requirements and should include a flood-related action for at least 5 of the 6 mitigation categories to maximize CRS credit. Phase 4-Adapflion and I rnplementaltion Phase 4 is where the conununities must adopt and implement the plan.The communities and LMS,WG will meet quarterly to,review the action plan and look for Rinding and opportunities to implement projects.The plan will continue to be updated every five years,. � �IHEDUU�E"IID Q E-C"T S(I'�I Abby presented a tentative schedule for the planning process,which includes additional LMSWG meetings around April,May,and June.The draft plan is due to FDEM in Judy,The plan must be approved by FDEM and FEMA and adopted by all communities,before the current plan expires,in January 20, . I1111J VF SIT IIV 11P S Abby discussed public outreach efforts which include public meetings facilitated by WSP,a public survey,and a plan web site.The plan web site will host the survey,meeting materials,and draft plans,for review when made available. 7L�I ic>ciaII Strategy J 1�3''11 1G J'a�Y 21 0 2 5 'I cx�a PA��t c at ir a S t ii a t emp i ii ir elet��ira g;14 1 e 2 J Mo iii,iiii,oe Couiii,ity, oc�)III III itigadoiii,''l SU,a tog y 3 a u a 2,0 2,6 f:�)age APPENDIX B:PLANNING PROCESS DOCUMENTATION Partild panift iim®;Oil x ...................... (��II l5 II a IIfIIIi,lIII,'inbe,.! IICShare Viinvfte w, Piresa.-niters,(3) 'm L.rte a 11 Ruffinirs,R.,ange,r ANI, Ab"Iiga'i"11 ................... Strollud,David I' D5, Of O` �11 k,J11 1, :nIi m 11 ........ 9 .... Attendeiis,(7), AP Ang6la P,e't.1-eiir"(LJIiiive,tuft ecl), C' Cbr,-'e,y(U nverified) DS Smith(Unmeri'liked) IK"I" Kris 5,c h W 11�55,,0111W &R, TI-1 Tom Hka ii-d 11 In (L nwearlifiecil) Moiritroe Courity, WS ouflI III itigadoir'l Strategy 3 a iiir.m u a iii. 2,0 2,6 C)lage APPENDIX B:PLANNING PROCESS DOCUMENTATION IA" Itw''qp hosts, mlst*galt* 0 L;o,un, y 1, lon, meeting, kdaii 13,2C)25 ............... MONROE COUNTY Monroe CountV iS L11)(ILAtifIg the Loca.l Mitigation Strate P),to reduc:e the risk,of loss from a.hurricane,flooding or other(fisaster., X ThiS 1.1hill L11)(late N I-e(j,uired f6r the county and incorporated(."wnnuillities to maintain efigibiflity for pre-and post-clisaster mitigation funding ftom F EMA.This effort wil.l al.so help all conununities identify iiazard risks, I I WA Trer idir-ig Now !!!!I Llrldei.-stand vulnerabilitY ancl develop and prioritize proac,�tively mitigating risk,, F� Visitor dies in snorkeling- 11111111 related incident mil First Baptist Churchuf Islamorada meets community needs City of' fey Colliany, Beach, Florida TO at 19'10,��19A.W i�j V1111,111"IRTUAL P U B L I C M EJE [01N TI NIG REGARD]IN G M I'T�GAT STRAT EGY& S K.TO B E H E LD MARC H 13 MOMROIECOUINTYI, IFL.- Von il-c�e County,11's updating the Mult"i-Juill lisdict."Ibuinall lia l Mitilgat"11'an Str',ategy, 11 ��i 1i I ll ,Tor "Y Y the COUnt" ,anct communitiesito i"raintain ell"gib,"fl"Th,"Is pilan update i's reqL1,,,'Jred for p 1 1 J 'ies re- and pos-t-d isaster i"n it,'Jig ation��f u nd 1"nicl fill-ailin F E111,11"IM-TA.Th,"si,effail-t w"'111 a 1so hell p all"I'll I com m u n"t" ildlentif "Hity ancl devellap,and prioritize pmactively mitigat ng rl"sik.'y'lia rd u acleill-staind vu Lne rabil Tot ,udk off'the planning proceSS"r avirtuall ptiblic meeting Will be held,on,Thuill-scilay, Mardi� 13 al 5 p.m. e tl.,o pr,ovi��:de 'i'in��f"oril,nat,"ii"o,��n ,on,the plan update pracess, reeview hiazail-ds, and gathier f ,edlback fr,om thie P'Libill"I'llicill. 'o rect ister"t,o receive ng the, meeti Link visit For th e plian L 1pldat le and;t," -1 ww'%v Vo ro Kot.,,i tyfl- MS com Wha the rilsk of lioss, fro many undes'Fil-aUe event", I i Ike,a t"i Vit.iga 1� lion imeans reclud"nig I If flb�cd'ng, aill",o therdisaste rsi,,,l 11n,short, im'litigiation, imeans dom vni;ice ize loss or i iill im "'I c',o in"ijer�it ...... YNII Cc)m n S i le i"l cl Share 1 flkle m arvroe courity, Ill ouiIII III itigatiar''I Strategy 3 a r''i u a i��y 2,0 2,6 APPENDIX B:PLANNING PROCESS DOCUMENTATION �d U, u I, I rr I II /l Constant Contact ii 3111 FI..1irkeelA �IcIr ftee today"! Dili O" Marathon,, I�l O l Ila�,llllla�,llllll i I, �I Il.,m u�� . II; . IL I IL. t I, � II I, IImeeting I t II �� .. l t t � Ilia� Il � I i t i II i ~wll �I t,ll t, �l ill® ,� i Ilia 1� 11 i Ili�. I I��, I ill.. I . ! I II II I IL.. III I III I 1, t, II t o ;I n, .. I�l t ni � i de ill ' Il n � II t ill lr �. ,r �. ,.,�un ,. �w tea �w ,wren ,v.,.,. uml,� w�,. nmr,� ,�„ ,! ,.mn,y�P r v�.�m^r, I;u,` I, m-ry ry �,. s -, '�, I, �.. �'" I Www I �,� r '�..: I � �, � I� 0 u.��i u Il II II ,I III II�IIII � II� IIIIIItl..,��li� IIIIIIII� I�� t�llll � II� IIIIIIIIIIII �N�� v, �N�� I III,. I . � IIIIIIIIIIII:. ;� II.� Il Ill IL I II ,� I, „ � �I 1= i Ili II i 11 Ali 1 Ilia ��, � �n null RIIIII lip �l II IS Illlln �m IIIIr rr 02 �Wrrrrrlm mw � mu nmi� mu�, �uJ* N!IIIII it'll ri n '�IM" m✓ p ,.w+,ry��C.-I VfTM r r. "III WII"IW i � V IIII VII'"'llll�I r r 'NIII Ir"�Ikr IImarvroe courity,III:III III: IIM t.III II 1 .III iii lii Ali III III IIL...ou III III III t iii atiii aII°m Strategy JaIIr.°mu aII. APPENDIX B:PLANNING PROCESS DOCUMENTATION WNNPOE C MMU Y DEPARTMENTS SER RO 110ES,/PG RAMS O UR ONIT FIND IT FAST C 0 u im I Y F L 0 1)11 E)A................ Calendar View aIll callendairs is the default Choose Se,lle,ct a Calendar to view a specific calendar. Select the arrows on either side of the current mionth to change the month. F hild it Facifity J12 INotify me if F�rint Subm,,rlbe to liu,allenidlm jlijjjl 11 NINE 11 PAMurfl hcr Fliovii.)Ius fll�li III ta I�s Virtuall Pubilic Imeetiling:Locall Mitigation Strategy&Risk 1)a te Marchi 13,2025 11 liuirsdaor,Mairchll,".l,2f125 Tlirnw 5 00 PIA-7 010 PM L ocaflom! For more informabori about tl"iie plan Update and to register to receive the lVIonroe County is updating the IAulti-Jw sdictional Locall lMitigation Strategy This plaln Update is required for the county and incorporated rneeting Iiink,visit communifties to rnaintain eligibflity for pre-and post-disaster mitigation funding fioni IFIENIA This effort will also help alll comm unifies identify ljlvls(�'�onli .......................................................I J................................... hazard risks,understand vulnerabillity,and develop and pinontize proactivelly mitigating risk. To kick Gff the p1lanning process,a virtual public meeting will be hrelld on Thursday,March 13 at 5 p.m.to provide information on the p1lan uj;adate process,revuew the identified hazards,and gather feedback from the public. For niGre information aloOLIt the pillain Update and to register to recewe the meeting link,vusitwv.,rvi L.1%1S ir,(,-.�inl. ...............................................v'y......................................... What rs mjfigatron?Mitigafion means redLICIPig the risk of loss from any undesirable event,like IhulrriIcane,flooding,Gir other disasters.In short,niftigatiGn means to minimize loss ot harm. M arvroe Courity, ouflI III itigatiar''i Strategy 3 a r''i u a 12,0 2,6 '1 ��)age 15'1,�`112 APPENDIX B:PLANNING PROCESS DOCUMENTATION 21-. 3 U mullll mullll w� COUN I..........YIiP IIIIGA 101 N SL LD"J") J DA"I P LJ IIV l C IN1 E�IE"'IF III I1`114 # J u I y 1,2 02 5,51 p m,,M i c rosoft Team s A'T'III III1,1 IIE)A III: There were twelve attendees.The following individuals were in attendance: — Cory Schwisow,Monroe County Emergency Management — Liz Lust�berg,Monroe County Planning Department — Toni Harding,Key Colony Beach Commissioner — M'Liss B,ordelon — Carlos,Javier — Dave — Harry Appel — Janine Oliveria — JW — Rey — Ranger Ruffins,WSP — Abby Moore,,WSP A(I IIE�)A I Per qject Overview&Where,we are in the planning process 2 Draft Plan Review Structure of the Plan 3 Review of Key Plan Components, Planning Process b Risk Assessinient C, Mitigation Strategy 41 Plan Adoption&hilplementation 5 Next Steps 6 Discussion/Feedback on Draft Plan PP E C''Tt,"'I")V IE IIR Nil III EV\1&V\11-41EI E VV[E A I' III`,JI T II III II IIL P OC III SS Abby Moore with WSP began the presentation by explaining where we are in the planning process.We are nearing the end of the planning process as we have drafted the plan and now need to finalize it with any new or updated mitigation actions that the conuilunities include.The plan will then need to be adopted and the LMSWG and communities Nvill work-on implementation for the next five years. S'PR L.)C"'F LJ IF IIE F-Pi I [D[-A,NI Abby provided ail overview of the structure of the draft plain including a sununary of each section of the plan,as,follows. - Section 1:introduction provides background inforniation on the plan,including context and justification for planning and the scope of the plan. - Section 2:Planning Proicess,suininarizies how the planning process Nvas conducted and how all planning requirements were met,including how the coinmunities,public,and stakeholders were involved in the plan.This section also documents implementation progress of the last plan in terms of completed and deleted mitigation actions. - Section 3:Plannhig Area Profile for suininary inforniation on the region and participat�ing coinniunities,including geographic,climate,demographic,,and economic characteristics of the region. ic>cialI Stratego,U�ocjatie J 1G i II wy 2 2 51 cw� "A C a ii''n'is t i�a t e ec�y- i c N4 e le t��iii-�c tt 2 Moiii,iiii,oe Couiii,ity, WS oc�)III III itigadoiii,''l SU,a tog y 3 a u a 2,0 2,6 APPENDIX B:PLANNING PROCESS DOCUMENTATION - Section 4:Hazard Identification and Risk Assessinent contains the bulk of the plan.This section presents the hazard,identification and profiles each hazard with inforniation on the location at risk,past occurrences,probability of future occurrence,and vulnerability of people, property,and critical facilities. - Section :Capability Assessnient summarizes each community's existing tools,staff,and other resources that can support the implementation of mitigation projects. - Section 6:INfitigaton Strategy reviews the goals and objectives of the plan and details how mitigation actions,were identified and prioritized.Abby explained that existing mitigation actions from the previous,plan were,reviewed,and pr9ject status updates are reported in the plan.Some prQjects.were carried forward. - Section 7:INfitigation Action Plan presents the action plan tables for each community. - Section 8:Plan IN,laintenance describes past plan integration,opportunities,for future plan integration,and the process for regular monitoring,maintenance,and implementation of the plan, including ongoing responsibilities of the LMSWG. - Section 9:Plan Adoption will document each community's adoption of the plan update. - Annexes are provided for each participating collununity.The annexes,provide an asset inventory with a full critical facility list,risk assessment data with vulnerability assessment results specific to the community for spatially defined hazards,and the mitigation action plan. - Appendix A provides the Plan Review Tool,which documents for the plan reviewers where the planning requirements were met. - Appendix B provides planning process documentation denions,trat�ing how the LMSWG,public, and stakeholders were involved and engaged in the planning process,. - Appendix C provides mitigation alternatives analysis,documenting the review of mitigatio�n action options,which is important for the CRS program planning requirements. - Appendix D describes the County' method)for HMA project prioritization. - Appendix E lists data and resources that were,referenced in the plan. KIEY II ll[-AI',J C"C""YM El NITS Abby reviewed key parts of the planning process,including the LMSWG meetings,the public meetings, and all the participating communities,'public o�utreach.efforts.She noted that there,is one more opportunity to get the public involved in the planning process with the review of the draft plan.The plan has been posted on the plan web site.Conuilunities,can share this link and encourage folks to,read and comment on the plan. Abby reviewed some high-level survey results,which were previously presented to the L,MSWG.There were 126 responses overall.Regarding past hazard experiences,many responses,reference past hurricanes, and flooding.Regarding recommended steps local governnients could take to reduce hazard impacts, responses include suggestions for drainage improvements and regulations and guidelines for reduced risk of future,development�. Abby presented the Priority Risk index results,as,a summary of the risk and vulnerability ass,ess,nient.She explained that the PRI is a methodology for comparing the hazards based on five categories:probability, severity,spatial extent,warning time",and duration.Flood,Sea Level Ris,and Tropical Cyclone were rated as,"High Risk"for the County.The remaining hazards were rated has"Moderate"'risk. ,Goals&Objectives ,,vic)i rc)e �I ic>cialI Stratego,U�ocjatie J 1G i way 2(),2 5 qc,c�� "A'��t ii C a ii''n'is t i��a t e c y- i ic�N4 e le t��ii-�c tt e 2 Mo iii,iiii,oe Couiii,ity, WS oc�)III Mitigadoiii-'l SU,ategy 3 a u a i��y 2,0 2,6 APPENDIX B:PLANNING PROCESS DOCUMENTATION Abby reviewed the updated goals and objectives,discussed at tile previous,LMS,WG meeting.The plan goals and objectives are as follows: Goal 1:Pi-otect and maintain the life,,health,safety,and welfai-e of the community. • Objective 1.1:Provide public education and outreach to inform residents and visitors,how to protect themselves and their property. • Objective 1.2:Improve preparedness,response,and recovery capabilities to minimize hazard impacts. • Objective 1.3:Reduce losses from,business interruption and support long term business viability. Goal 2:Pi-otect and pi-esei-ve pi-opeFty and assets,including the built envii-onment and natui-al Ilesoullces. • Objective 2.1:Retrofit or otherwise protect conununity infrastructure systems,including critical facilities, ifilities,water,sewer,communications,and transportation. • Objective 2.2:Use planning and regulatory tools to protect future development and prevent hazard risks from worsening. • Objective 2.3:Preserve and protect natural areas and resources,that provide hazard risk reduction and other beneficial function . • Objective 2.4:Pursue property protection and structural projects to reduce vulnerability of existing Goal 3:Build local capacity to enhance resiliency and enable communities to quickly i-ecoveF fi-oin hazai-d impacts. • Objective 3.1:Explore,develop,and implement new pre-disaster opportunities that build coniniunity resilience. • Objective 3.2:Ensure continuity and redundancy of critical local government operations and systenis. • Objective 3.3:Strengthen regional connections and continue to foster inter-jurisdictional coordination for risk reduction efforts. Mitigation Strategy Abby reviewed a sample of the mitigation action plan toexplain the organization of the table and the information included for each project,such as the lead agency,timeline for implementation,and potential founding sources. Abby asked attendee to review the mitigation action plan and submit any questions or ideas for additional actions to County"s,consultants,.Suggestions should be submitted by Friday,July 11th.The draft plan is available for review on the County's L,MS plan website: httLis:/,,/`w,�N,��N,.,mo,iiroe!co,uiityfl-iiiis.coili'. P[A A ID('11)P"PI,(D N A INII�"�III I'VI[D I'll,IDI' IIEtl T/J Ih0 N Abby explained that every coinniunity will adopt the plan once it has been approved by F] EM.Moving forward,the LMSWG will.ineet quarterly to report on progress toward implementation and monitor Rinding opportunities and iniplenientation of mitigation actions.The plan will continue to be updated every five years. I III�XT S'TIIV IIVD S The draft plan is available f+ r review on the plan website:httl)s:,//NNTww,,moiiro,elc�o-Litityfl-iiiis.,coiii/.Any draft plan coninients shouldth be sent by Friday,July 11 Cominients will be incorporated into the final approved version of the plan. ',vic)i rc)e �I ic>cialI Stratego,U�ociatie J 1G i way 2 2 5 r'-�cw� "A'��t ii C a ii''n'is t i��a t e c y- i ic:N4 e le t��ii-�c tt e 3, Moiii,iiii,oe Couiii,ity, WS oc�)III Mitigadoiii,''l SU,ategy 3 a u a 2,0 2,6 f�)age APPENDIX B:PLANNING PROCESS DOCUMENTATION Ida rtici pal nits x 1�II II d�Sunni��12r,Yn �j I.a I a ni ILA .................................................................................................................................................................................................................................................................................................................................................................................................................................. ............................................. Shaildr-e invite Preserteirs(2,� Pot-ite a,I RUffillS,IRanger MG,ore,Abligail APA 172irg an,�zle r Atterdemes",10) Pot-ite a I Bardelcni,,MLiss(Unverififed) ('.'i Carlos,iav"I"er(Unverified) �D D a v e(U rit ve riiiifie d) A H a r ily A ppeal-Deer ru n,0 n,T h,,e Atlantic(u river if 1 ed) J110 Janine (unverlfied,) IL L u st,b rg-E I I z a b pa t h,il u n ve,lr 1'fi e d R P R.e y,ru n,vp-llr 1 N-c() !,,'i Sclhwlsow,-CImp/Wn'verified,) TH Tom,IHarding(Unmerifile,d) Marvroe Courity, WSIll M t.1 oufl1 III itigatiar''i Strategy 3 a r''i u a 111 2,0 2,6 C:)lage APPENDIX B:PLANNING PROCESS DOCUMENTATION iun M �' IIIII IIII. IIIII''. IIII l-w IIII',. N III.: IIII: rypppryN �,4 p ��pp'�'�ryry�� s�ppryry pry ry� ^p ryp q p 0 p 'V" uk'kIY- Nk 4�N IIII: IIIII np IIIII IIII' Va, .pull�p. III pll. P4 ��. '� A� �� II IIIII �OII tl uhNnl V Y Y I �fl�fiu.. 1"� ��IIVIII�IIVIIIVIIIVIIIVIII�II�II��IIVIIIVI II , M' rm role County Local ii t i I t i l l S,tra,tegy UI dI ate—Virtual Public Meeting 07- 11- 10 ,1 ,t 1 pincca,Att goriiz a I/By ii Clerk IM01MR01 COUNTY PRIESS RELEASE: Tlre M1cllinrlr�oe Cv„Jruinrtyr ILocal rrfirr,iclar ilcllinr Strategy update is innear�l.r'cr.,irq`ull.rlletw.„aurld we,ryant to near from yrsu.u..loiur r.,is for yi virtual n-ru,_urrli4c irnlleer,.unng on Tuesday,Jlriy 11;at 5 n im W,Illeairni abOLA the diruaft l:'lan anid provide Yll a ry'"rdnmenrfLs to the pluairndrurrg tearn:Clio Il<he ire to irleigi isteir to attend. Tl-rins 1pllainrl eva:Iruates,our corr�irrr.irrut4es Ihazard lusll,:s aIlwsn Vr,ulurleualkrulitues and rstalErplslres goals,oLyJgNr.tuvu.s,and actions,for ue._pu.uc:lurlg iuslk and l:ru.uil«Mfiu7sp IIoNwall resuiluerrce.lfkrus Ilrlaiur LIlprrpatle i.,-dliso iuleA.ttr.uuuleA.p tsrl thlP CCuu,_ur7ty aiwrld lurlccvr{yo�rarterwi a_ualrr III Llunlitue_ro tcu malnttasluIl eIugl�trmllut,y tu-rir pre-and post d i sa sleir Irrlturpatlaarl funding ffin m,IF C=MA. R'ruis imeetung is a n alp pc)it.unity to: Share YOW expleirpencies y nid ider-ut,.iffwy u-Errurr�uing uIslks le Discuss Mitigation actIons that willlll errlh airIGlCle pw 011"ui is CIcuu.Inty's resdiency le FIrcIlvIde fte,e 1p ack that is cru_udd ll ffiar a plan that tr�ruly rel ects and se rve�s or.u:r ccjv,umu.rrruity Fcjlir iI rc-n e information an OLIt the Iplain rulprrndtle,visit Key CoPony Beach Facebook Group IIII Join NI III t'y t'::t ��II WF I.N NI icii III ul';;lu Ilhny B eac�`L II::III iil 1u L III ic Alt !:,1l t p Vo r Aloe County L uca ll Wtll g tfbIlrm Strattigy U pd ate-Vli rkluu ll IIP a b Ill,c IlM eeetli r g 01"7- 1- . 2 E�w 0 P M ONHROE,COUNTY'RRESS REIILE IIE,II T e Monii-oeCourty LIII ca III Wtigafor St rate rategy update iss rmea Ally Ilco rmr Ilplllete, mrlc we want t°io hear from YOU!J f rt ILIS fora v rtILu ll plub]illy meetjrg on T IIesdzy,,July 11 s�t at.5 pm to plll a ern a nild piiro iiil le yo L r co nrmin iir m ents t,io the plll a n n°-iIl n°ig team®ICkck here tam nre,gpiiisteiir,to attend. . T rll S pll' t III f Gtl I� n III°� II n°I II tli� 111 HII� a rl rusk, n° II n�� r� lil'll iiitilu In,d, bjlectives,a n d act lio rents fin ii-ed a ciii pug rlisk a r d bluu li IIId li nig I ca III press l JenIic"E.TN°i�iiis p an u p t.e lis II[;, r 1p lU lilllred for t he cam muulnt a n d li nrn cam rpo rated Ico m iim uiirm lilt III s tlmo n° a lilllrnt ll rf,eII fii Ig a bTJty for,pre-,and p °t- rfl salter lilt�u atu�o mr f°Iu rtd lil rn g fro rrn FIE°M A. This m ee'tli rn g is an°i Ilopiportu nII to: • 'S hh a rle°oum r experiiiencles an,d II de nt li fy nrec u rriiiiirving rll s k s • DSCrLU-575 iim fii"t�ig at�iorf,actions that Ml ll ue n Haan°ice Monroe Co a n°it°IIIs,,r�e;,hill Ilue�,rtcy • provfiil e feeldbaiick,that II sI Icrmu c lilalll for„a pll a n•rJ tiliat tr°um Illy Ilr,ef lects a rfd sle ry s IIIou r IIr�llm n�I � For miore iiinfll llru° ation4 about t1lie plow update,vIllsp't IIP ��III,IIIro County, WS III �.m III I�I��l ��u�.�m III iii lii t��Ali IIII I III IIL...ou III III i t iii ad oIll.°m Strategy f a Ill,°m u a Ill��y 2 2, Ilf:��)l fe 7 APPENDIX B:PLANNING PROCESS DOCUMENTATION City,of Key Colony Beach,FlloIirlidla at %,aiiir'oe Co`Unt� Local Mit:Igation SDrat e,gy,Upd-ate-Virtull"`&l',Puiblhr"','Ic Me,etfiag 0701-20115-5! IIM MVim NROE COUNTY PRE"I'SS RELEASIE: Th,e Mionroe-Cou-in-t ILcc&III M'Ibigat'JIM St'ra-teg,update,is IIru ear-ly com pletell&nd we waInt,t IIII ear froilin you I,Jal n US,far a vlirt!'U&�I P'Li bli�i!C� mee,tl ii)q an Tuesday",'Jdllly 1 st at,5 III In to le,,a r n,abous t, the,d raft IIplanI 11)d p teaim,,,Click he,re t, r,egi.,stevto,,e r 'd olvi , you Ir commen:t t1li jp�l sto e, lanan iii q, 'o e'att nd. This,,pIIIII&n era luate,ss ouill,cO M IM ILI nd,,"t iies 11' hazaard risk2ciauIrad, a n 0 ud establ is lili e,s go&��sll objec, a'dIn-d, ac t[ansf r Ire,dL1C_'1'dn,,q IrIIIIIs k,a Ili d b 'e,q,U I red, fo r�t:111i e,coau n't,U I ld Eng hac&ll reesi I leence,.T11)is plan U pdaIte i,,.-;aals,�a IIr Y, for-pre..-a illid p,ast- aa n 6d I)acorpoxated to maii1itaiii)eeliq I its d[MI s t e r rni"t gati"on fundlilig fmm FlEtvd,A. This meet i,`�ia IiI a I°)oppartunity, c: Share,YO>"Llllr',exp,er"i,,,,en c:,es a illid ld"entif reCIL[rn illig risks Dhill"SCILJS.S,MIAigation actio n,,,,s,that,wflll iih&nce II V ac na.,rao,e C,ou nty''s r,esiJ1ien,,cy Pmvldle,fee dback that:is.crILIC'1a[for a plan th.,at tr&III, zan r�efle,ctsd series.Y 0 U r co,illin Iim, u I n,,I by Fc,r m fc,re� a boaut the p.,IIIII&In uipdate,,vi's it, roeCot i�IIIIiAyFll ............ J III iry i e n"t County IILocal Mitigation Strai'tegy IMeetimg-July 1 The Monroe County ILocall Mibgafion Strategy,update,lis Inearly completle,and we iant to heiar fromi you!]loIn LIS,for a�virtuai pub[ic Imeetiing on,Tuesday,'Juiy I at 5pm t�o learn abotitAllie cli-aft Iplain and Iplrlovideyour cOmments to,the planning team,Click,Ion the button belowto registeir to,aftend. This Iplan evalbates our clommunities"Ihazardll risks and vulnerabiiffies,aind estabtishies go4ls,objec tiVes,and actions for reducing risk and buildnig local IresiIiience.,Thils,pian updaite lis als,,o required fair the Irounty and incorporated communities to,maii ntain el igibfl[ty for pre-and post-6saster mitigation ftinding from FEMA. Thiis Immieeting is Ian IIopportwtity to: Share yo,ur Iexpei"Winceis and Iid Intlify recurring risks Discuss mibgauoni aictiiioniis that will enhance Ilmonrne Colunty's resifiency Provide feledbaick thzt is cruicial for a plan that truly reflects,and seIrves,lour r��nllrmllrUnity For mo,re illniformabon about the Iplllain update,visft, II oIII,vroe Cownty, WS oc�)III III itigadoIII'l SUrategy 3 a u a Iy 2,0 2,6 f:��)age .........z b, APPENDIX B:PLANNING PROCESS DOCUMENTATION a City of Mlaratlhilon,Florida �'[Ih The p" �mnr urm °it Local Miti ati n Strategy Urpid te I's rillearl ir-nlllalll t , inrl the pity of r thou and rrro-e COL[inty warit your,. p rti c i iii:. W mar Monroe Counit, B CFloridaKeys � m 21112 The Monroe Col nit °Loicall Miligiation,Strategy Lf,lpdate iris nearly rl-np111 t , ind we want to hear fromyou!J irr a for ; irtu ll'pmir lk meeting ors,Tiuesdayl,July`l at5pm to III r'n abli.the d it a ft:p p n, and provide OUTcomments t the p1lailj tearn. Thils pp ri,evaktates ,uur co ni�nii!uri,i tie l"h r-dl il and v"ullln ,rabi�lliit"l'les,ainid tablishesi 111 ,objectilves,and actiotisfor reducing,riskand buillding I I res"Hierice This Ip 111 ri u llpdalt i l required i for the ! nilit an iii rn rp rr t d �m it rr Un iit i t rn ii rm t iii rm Il iu i ii l i t°for pre-and post-d ii' aii e r rni'Itlgatlbn furl l i iiri l fr,l F E Thils mileeting is an ppomtuniit°to: D Sbare yolur exIperiences andidient"ifyrecurrilng risks D Discuss r�miiiiti tali ri L�� ti rmi tit sill r��p�anc III I�rirr e unt i re iriI lip r 0 Pr ovidefeedback,that i T i l fi1 r a plan that truly reflect-sand serves GUr c m muiiit° For rnore irrf rmabo n aboutthe plasm update n to,ii t r for meeting,visil vvww IM lu,n roeCo u!,n ty F III.-L IM Si.cloiim "I'da,lKelys r�nmr � �r�r rrumur ii P" I r� � � n t- r11 , i°i�iiroe Couilityl LocaI lif'i'gatlon Strat,Egyupdate is iii,early com pill et-E,lla,,,,iii�d we want to hem r f m yotit! mum°i� s,fm iir a virtual LI 11 1 iii t-n: on Tuie,siday'rJuly I at,l5piiii to ar about t t lilt r-aft ptan andII I'd of iir o rrmu iii ent t t 111i parr ill"i,°i team. This, le m°i� i rd and s II IIIII s Ill IIIIISI and actlion.,sifor r n ;n risk and b n I "i'l local rep I n mm-n ®"This,II IIIII n ulpidate lis also r u ii iu iir the cc,unty aii'lidnor ated co�iiiiimuiiiiities to miaiiui iit n n eligibl Ay for Ilr `-and pill diislaster iiiiiin I Ilnit- t,i n f!L,ii n i n f r RE MA. "Thisrieti iius a pprtu its to: ® Discuss mitigatlion,actin lis,that WIHIenhan,ce II 0,nr, m u 's iir� i l iiu�non ® Provi'de ifeedbackth,at its crul for,a p l n ,hat tr,ulyl refillects, oe vex r' M MILii, i t For re-'iim nf"' rn iautio, about tIllie ptan upclate and tc re i ter for the,iiii ting,vis,rt 0 "i w,irmienil � Write 113 ;Inii m m� nrl n.'lll,w, . b k l„v�1��11 Vr m IIMoirvroe Cowity, WSIII: III .m III ill .,m iii iii ..lii r ii iii III IIL...ou III III iii t iii atiii ar''I Strategy 3 a iiir.m m a ill a IIC)' ge APPENDIX B:PLANNING PROCESS DOCUMENTATION � a v a �s �z J r I i , i a� ° fl�� upY v �i"�rYGt ""��IrN �)✓ma ;1,«iri�,. mr 1 �i.., ,, i ii//d/rl//, .�p'x+,. ., ':.sa ,:.•,, W ,,,,,, ..ii ,iii,' �� ,.,, ,., „i.!i„ !,e. .,, IN /✓cW i ,yin. ,,. i„+. „�y��,° � �'rv,,,, „o„, /,i ro„a y,�,,, ,,,r„,,, �� ii,�,,: �;� ,, ./ ,«.��f ,.";, ��:��u@ r a�ll�l ✓)� ,��V,. �i o i� ; 1 ff I IOIrO O' r� B Florida Keys, a IIIIIIIIIIII mm °.rrtfllf°,follllrarr eirs„102 fofillnwiing Follo�wing Message pr)sts ffllaout Meritulorins lfer~„Ilr; Photos Vdeos t'or e Intro Post .20,IFli tier This is the official government page of Monroe County,Bogard of County Coarrnrnaissican,ers°° /Y � Monroe COunty BOCC-Florida Ke's 22h Page.Govenimeant organ,ization The Manroe.County LocaA Mitigation Strategy update is nearly complete,and we want to hear from you;l Jomra us fora virtual public raeetin-g on Tuesday,July 1 at rpm to learn about the draft plan µ, M ICti RC�E,CCsLIMaiTy OF and provide your corrrr-n,ents to the planning)team, us re I.fa:nn dbIr�f�°,r tK;Pa,,-:;re This;plan evaluates our communities'hazard rusks and vulnerabilities and establishes goals, 4; (305) 92-441 objectives„and actions for reducing risk and bui[ding local resilience,This plasi update is also required for the county and incorporated 1'rIMU noities to rnarritain eligibility for pre-and post- r�1 pio rnonr-oaecounty-fl°gray^ disaster mitigation funding from FEM A. This meeting is an opportunity toa°, 1�„r P,11c,nwrc:-reco,lurrryfty fll cicr,,- ®Share-your experiences,and identify recurring risks ®Discuss mitigation actions that will enhance Monroe County's resiliency Open now 11 Pro vide feedback that is cruclial fcor a plan that truly reflects and server's our community For more infern'raticon about the plan update and to register formeeting,visit pp sir nrsroer�a�ar°rinty°ML f,. °rrwr7n,. Photos See all I,IIIQrottl;s ll t6 aIYa11re Slime r 4 �l rNa`VM� r a „7�NW`"�G � uYi ,N�r kVVi�r"wfr rill I�r t74 ,�� i r i� Y,I I ,.,... � r-i r I� I a- ��I,y a.��r i �'�'� n �l:F°::N,;,e 1011111,1" �rrt FORMS, CAREERS r r 0 0 eliect Lirrgu�a r ,H„ 1��1 10 LM11 IlgY A IIMI °If' IJ fIJI'rlEll RESOURCE L Li ILI'i"1r"LtLI IN If 1'LIMI ILJI WA RID 1I1TIARCIAL IIIMIII0I[VVlA'1110H, KLYS INLyrK r i i I i i I / / � l r/ I J �J J J j J i i I i I 1 �r 1 1 1 I 1 t t t t t t l 1 1 1 t i I i 1 „ i I I � I 1 1 I � I � sr F kr tlt,20 5, Multi-Jurisdlc'tlonall Loc i M111:11gatlion Strategy The lone+e COUnty Local Mitigation Strategy update is nearly complete,and ire want to.hear from you!Join us for a"virtual public meeting on Tuesday, July 1 st at dprn to learn about the draft plan and provide your comments to the planning team,.Cllllbk here to register to attend. Ti his playa evaluates crur°communities'Ihrazard risks and sYuInerabiIities sand Istablulshes goals,,lobiectives,,and actions for reducing rislk and building local resilience-This plan update is also required for the col-mmrty and incorporated aomrau.inities to maintain eligibility for pre and post-disaster rnitigatiioan funding frorn FEM,.. This rneeting is an opportearr1mty to.: Share your experiences ant identify recurring risks, Discuss mitigation actions that will enhance Monroe County's resiliency Provide feedl)aolk that iiis crucial for a plan tl,uat trLtly reflects and s,&w'ves Cl Ur community For more information about the plan Update,Osit �w.Minionirl-oeCold-uraty"IFL.-LM ..com . i 9 IIMarvroe Courity, WSIII IIM t.i III IIl 1 lil ou III III III t iii atiii r III°m S ullra tee f IIIr°m bl a Ilr°y IIC:) *m L1. APPENDIX B:PLANNING PROCESS DOCUMENTATION J r / r II J f i i�1 i r. r /� r / r 1 r, / / i r / / /i/ � i r J 1(f1111Jf(j111,,// I Officials v Or o r r, / i r,/ V r,r i rri„ r l i r C r U / Ir f „ e l 1 It t � / r r „ / r r li r / � r i r l r f r� / f � / / � r r r o „ / 1 1 l / r , r� r 1 r. / / 1 r r // I r r r / i G / 1� 1 / J 1 1 1 / / t r, / / r 1 , i �l / J r / r E/ r 1� � r r r ! r r f 1 / i r / r r r r o, / r / r r r, i 1 r r II 1 1- r / 1 1 1 r / � 1 1 �1 1 �1 �1111�1� 11 1�11 1 r � 1/ r r r r r r r r r 1 II J J r r r r / r /r �r I, Join us,for a virtual I ]i c m eetin on Tiu day,July 1 st t 5 pm,to Il ,ern albout the draft plain and I provide u r co comme ntsto the Ip lIan n i ng, t arn.',,,°,,,,; fe re to register to atte n d. i '/,,,,�,� ��lH'•• iW7�;;iNu-,�u:;'..G� ""�ii�^�'"all,,.. m. �I'u� ��i,�N i� III „.� ?',',. i .�.� ". i� `; i o ,'rl,,��,.,' m� II r ri r r IIP ��ii iiiro County, WS III oc�III III iii t iii a d oiii,''m Strategy eg a u a 2,0 2 APPENDIX B:PLANNING PROCESS DOCUMENTATION . mi iuim� Fir is HIUMan Sent:.Tuesday,July 1,20H 5:52 RM subject:ISM oiru rope County LOCH l Mitigation Strategy F°inalll Pi a bluir IMeeting r'eeti rrs, This immess::age,iir.biaingsent oun behalllllf of Beiren L�iin e�nllber,g,Senio,r Director Sp, nso,u•'ec:l Pro r uni s.. Foi,r a�iii t: �ees;th-a t e r;e&kYe:�rTfs f Moiw oe to mmN FL,Vtr is behrig s h•��a rep"with yov apri,behalf of 6w e,r,LbraciaribeF,Sar),ior irez tor Pro,g1ravis,in h er rofe as r�° .. , Th m;r eair°„��• r� �°� r� �� te fs-u� rW" w�� i1ip1e•� ,��r�wd`� r�r � t d° �� v l��i r. w��.�� e-u�,,�.� r�l �'� c)D,I�Jtai �;� tilieti,� �r�� ?,�,r�a� °� � ,� �� ,� rr� ��.�o�Ewa M•a.ft piairi to the lamihn ream ClicA:+her no efrfistarto attefid. This pi"ari zard risksain,d,vufne%rb�fft:ires io-td asfabUs.,,hes g'ots,objectives, i,,itt actioris fm rerk.icr:ing irsk iri b_,r:�rvAc.YA�j:,,focal ieskreilze.This pfia,prz opctate irs afso i ecJra "for,Vie c m.;ei ty c oe7.i�:�r ��i:�rt:r e to,imah7ta.,47 etr;r: tir y for aye irz p,,ms t iis s rai inlifti•ia tim tr„av7dra frar mFT . This,i°ai,eet•ir?g is aii,oppoit tr?ty t o:- ® Share�,m;r expi eri�ee'ca ar?d r• eint f - isc� j s i,,iiirtr;'i tiaa-,a,ctiiaimsthat will eti):i pmas r401r?r ie `OILIM 's r �� e t°e� :�b ��.t ��t::r��^�u..W��r�t��:�r��1 t�� r�t�ae�t��u.�� :ft��tu� �a ��e,��,u..�r�•��a�a.�:u�:�r� For a-bouat t:ifte pla,ri L:lpdate'w��,rt: r�r ��r.�:r�t�w��:�.. �..��a��•:. T h a cik,s, l,..e.r7 �Office t l�e'lllermt��uui�i��ir��MY� svelopmenirt, (T DA, E-mail:I irLscfk-..eddu ( E F pu�w R �� A K��a��FY'�`)�` The CoFleg�e of the Florida,IlKeys 5901 Ea,Hege Road epy Weat°,FL'330340 IIMarvroe Courity, WSIII III .III III l .III iii lii li III �III IIL...o uflII III IIl t iii atiii ar''i Strategy 3 a r''m u as I 2 : IIC)' ge III''''''' r. . APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... CONTACT LI l ,r / r I L Group IIbIlkc Meeting#1 ............... February 5 "Workinig GroupMeeting ............... riolll .� Si,ovey ILink 'Workinig Group Meeting*3 r %/ r I f fl( 1 r Flan DUi W FL DEM y 2025, larua,2026 -Meeting Materiall""Is i / I �I ,1 Illlll i i IlJll �� il' ui�„ 1 rr' 1 1 1 1 Il 11 11 11 11�1 1 l 1 I I u i I i� i �1 �" IIL 'mom �i u� �III a uu�u�.��1�i�.y.,.��u� III iiY��W.��uu`n�11��_I�mi��ui� � .................:..............w ......:...:...........:.........:....... 1111�11111�1111111111�1111111�111111111111111111111111111�11111�1111111��111�1111111��11111111111111111111111111111111111111111111111�11��1111111111111�11111��111��11��11111�1111111111111111111111111111111�111111�11111��1111111111111111111111111111��11111111111111111111 1111111111111111111��111�11111��11111 by Win , z cxrm 0=.11-�...I-lf I I o w.z.o..w r d Rua..i ............................... 0r r mr" 5 .m� LII�"�" i I ern i� IIY o-�"�uiuiri�u�� i°��uu �,��IT/,�IV i��.u�ml I .� v I 'o hyjuB.'ii�' "".ioinl IIMarvroe Courity,III:III III III .III IIY I .Ill iii lii li III �III IIL...ouflII III IIl t iii atiii ar''I Strategy 3 a r''m u a I�y 2 : IIC:) Mm APPENDIX B:PLANNING PROCESS DOCUMENTATION Visit iut Key Wiest Llve,,WbrIk&Relocate TIhie hIi&mber PUBLIC, INPUT REQUESTED REGARDING LOCAL HAZ ARD RISKSAIN�D T 110 N 01, /o n 4,A T N 5 01 11 V 1 IJ, II ` v �J+ I�lr � I+I v d ... N.. I s +, / ...9� ��,� G '� U � v ;, III III IIL u��"� III:IIh�� II �...��u�� ..� �..�!i�>I a..� ��..��it u I its �u I��..��u_u�ii i ...�,I ii�ii.��..r ii....� �._�..��,�n�.�a it u�,� �I u.... I ��...��I�i ��...��ii ii�..�,�i,�ii,...u�G I II....��.�..��, .)re a II I e ,� plans toL fnm l� I wII� � nul11g,atio11u EnAstEance grants fol�c,ywIIn'9 storno and''oth+I( risasterPo �.. „,,.—r� „, ! � e,, � r� {,. J. ;' .,I of ,, I� � 7.,1, ;.; li i r it V. V, I, �I i r �� ,I- 4 I,I 4 r J r I I� I I I II N� ,, 0 �&N C--' � r .. i &N,r•-I�r Cw-"' C•--'� r t ( o i � ! �,( r o r N� l a�0��i, �(( II ��u_Il...0 II...�,ii n,mm, u��...� a.0 ii,..ii�I,�.�,.��,,�la a..� �II,...u u u u ii it a,�,�I it.�.,,u, ..��,��II II,��..��u, �.o�.IL, ��..��...��v�ii Ir r�ii��..��u� .�u..�� ,.�.,a ill I_...��a ,..��II�.�lu.....� ._ �Il,...0 I i� .0��..�u it ..�� ...� II fl �....�C IG II �,� IL. i i ' hazard amid W['flg a �� ,C hilt h u�_ . a n I l M..u� I I�II a .. e o . I .i�the,� update, �_�� m m mn� u o uu II i ��1 I ��.c) . i it a M , , . t .I Yn , mm i past II�& I ! d _G r. �i�l.�,.x .�. ii II:,,I r t If°i e pu I d h:survey;draft d O u II a ni e it n t�I I,a ind i��t]u a uu��.�°n��a i>>�I�u��I I,�iu�iu�ii ��a�o �I�:u Ih a�a�C 5 IIP ��ii tiro C o wi %AQ III), IIL..�.oc�III III iii t iii ad oiii°m Surategy 3 a u a 2 02 Ilf:��)l e APPENDIX B:PLANNING PROCESS DOCUMENTATION w i..�rui/s✓ai, // rrr r s / ssr h J VILLAGE COUNCIL P li T'S RESIDENTSII�II ILVI III I»,.. °/ / / aaww! r' ,,,, ' , ,, � ,F➢, ✓df,, w /r�l;../ r 10 ,,,„Iy"y'�.fl�„,r.�� AL�I�/�f� %"'!/'°,� /,/f91..,11. � �I r „„„ ,,,, , ,,,, ,,, / r ,,,,, � ^�;,,,,�� ,e, ;➢ ,,, r�„',,.,-;JY- „i,,d, „,raM; ,,,,. rr w(:.ri/r r( / ,.wr//r ii,r�, /k Ir°+r „�, ,,,,✓, ,;,,W,;,,�„,,, /^ / ,, � �,.:.. / �!(Yf)iYr,�r„ .,,,,,..r �Y; a,i/A J/'/C�..,,,,, „� ,i /Yr/!!f 4 Nfi(i; Y,e, R�, , r, � m � , �, wY,�w�,,,,:„,,; ;.r,,,mod; � auwwwr:/ ,,.^sas,, ,.rv,7�,f ,,,, ,,,,,,.,�r,rr,l/,/;➢u,�//�,,,��Up��l�,,,,s flf➢l�r./+w`u,"m�r(i/`�^`��,!��l��t.,I„"I�k'�r br,' f k1ltN11III n g u V w t I u�1N0�r lYBl�na.LiT r�;IS&J.��.��&Y�9abffiV'y and Rest lh�e Iry'cy cantact Us Sustagri,nabi'arty is the ability to maintain or preserve sarnethling over time,such as the use of Aly&sa Panzer resources so as,not to Idepliete them for use in our generation or for gieneration's to come. ustaainaability Ion Resiliency Coordinator y Resiliency is the ability to recover from a shock or disturbance,wh[ch reefers to a communities ability to recover from cllisaster,climates chain e,and other en ircnt-wiental challen ges. b l� arns. 0„ d��r,3 ..._ -.......�, i'viorre�V LlomiaUon. Planning Tiniefine NE WN**2 5.Mlultijuaris,dictionall Local Mitigation Strategy 5 year Update.For more information about the plan update,visi,t the project �. ebsite at htt 1...)roe c or4urity-L-lr:r) c,,g:��, In the site you will find inform tion, knout upcornin l land past Local it d atio,n Strategy Working Group rneetin s and public rneetin s,a link for.the public survey,abaft documents,and other ni tir altion planning resources. 151 r i / d / J a / i f / / r i i i i � r J � f r / / /f / / i �d / / � J i I�,IIII �I�1 GY�rarRr��A,�ar�G'f JJ o� ➢ ,,/ yr „ /a ri;,„/Y�, // / i i d I.II rr , 1 r. t �o / r / / / f / I� / J i J,. r c,/ r / / / / r lr II (f 1 1 Jf � I f / r / / ( / / o J � /rr / r r a / l / J / J / f I / / If o r II � J r I 1 I r lrr , / / f /f� J/ I / r, / / / /,y i / 1 it 1 I 1 1 / rr, 1, o ) /// J / l / r / r i r I i l I // / I / I / r f o, l rr / / r >/f / f/ / / l /rf Ir V J , / / r r l /I / r i< r / I r� r l i IIP ��III IIIro Courity,III III III I III t�.III III��l ��t�.i III iii lii Ali III III IIL...ou III III i t iii atiii aII°m Strategy ar'' l a III'i. 2 2, Ilf:�� '. ��1 e Jl APPENDIX B:PLANNING PROCESS DOCUMENTATION Ts, a'i��ii&t) l tt-iiry J 71 a rn Re last(,m,en't:Project Upidate :p,r� i url t t i i � replacement A,s.entioned" u ., . : pr j ect n.F''l ntatl n Key.Vkgaul preparation for the:project has already begun.,the actlial c,onstr a tion is�,l t to be,�,u,n n:l Mon y:F b,uu r 2 .t 1 ni aust n rth.of Tavernie `,L eels Bridge.Traffic delays are e peeted northbonuidand,sonahbound,prom,xl the area vi,,-hile work is being,completed ou z i ft:� n�iGr ::�t�r,��ti � 1� ��t the F �.pr ject ::�l�,u�t:� �� tlp�l t��to theproject:, Updates he `ompr heiisl.v a Plan,proces Vi °East has I VE TKO iu �I�� ,�r qgI.�� 1°t W ° � , _ . ut° �u N „u ui dents more,detailed. j ]lsl cr d ' itLu e T i their to use,the sMai m w 1 1 l�uuuu„this l r tal time 01 w ipy Of ,kbie City,Easit sill.also be ho tinpa- eeklong,charette,and. . ��t t�hear T1 ° :m r, p l� . uLr t�balance, uu .a uu L ut lthe i vwdship,, prersery e,,I l m ram w s chann,as,bothabel. gyred illonie,and,a o u l'u.t.- �»,.w ... after l rstination for pnerations,to come.'To loam,niore,about tl e Coxm�wehensiTkie"Plan,Click here Free CanceiScreening-with,,Syl st r ,ancer Center-:Februauarly 128, liar ster Co y°Lpr hensive,Caiwer ` ntef's 't'1 t L tte ;1 n..Engageni nt helps u miiiiuiu i s,:i�n,,South,,Florida,id trust:may,not have a cew� to he lth re.They"vi gut t help people, " p by pr t k hig,flee caner screetilng� d, ' .��n at �:r,��ta :a��t � �� :..� Lei-kicew,,„as viellas education on ways to prey gut anddetect a nc r earl. The Sylvester bit,will beat Centelunial Ban:in Is"l ni ra (IMIl l; l),on Friday,:February,2 .. The teani will be them to to about cancer pre euition aixil T le in more and tt ri -ar ti v llle're�,ve can.offer these screenings.,call 3 .-43-112 or v isit �111 96600 Hi us un. Launches Local Mitigalion Strafep7 Update, Nif,oilroe,Coiuit�r is updatin.g the Loca mitug to n Stratepr.:Local: ar l�u t :ut r uIred,to prt-parezaid,update these pleas to e eligible,for FEMA hazard. mitigation,assistwice,grants.Public mput�is critical to the planning process."P'lease,take afeili,,- iu p l to pro,,�ide yone input o l ris ks sks ai l miti ti r1 options Cilick,heye, or the si:ur ey For ni r the plan update, the project,vi eb it,at � t r u° u � ' , lhttr ly � ii lFl < b mid past L 1.1�Mitigation,S tr to °°W,or° ing oup ineefirz�. d,public n tin .,a,,link for the �. lrt uLru�t ' ul tlur uuti tin luiu r ,uiu . pul lu gun e p p p IIMoirvroeCowrity, WSIII: III t.t III ill t t.,t iii iii ..lii ii iii III Ill oc�III III iii t iii atiii oii°m S U,a to g a iii".m u a ili a IIC:)i t.m APPENDIX B:PLANNING PROCESS DOCUMENTATION Public Survey Monroe County distributed and publicized a public survey, shown below,that requested public input into the Local Mitigation Strategy planning process and the identification of mitigation activities that could lessen the risk and impact of future flood hazard events. The survey was announced at the first public meeting,provided via a link on participating jurisdictions web and social media accounts, and made available online on the plan website. uni'incarporated monrae COUrIt d 5 w ey Vke't ��'4•<..��^ryU IMaratholl ISI,imcrad ....:° II CLASt Kie of!%Ab sir e Courtwy bUt work ar i e eate,iii11 l%A,011r Em C01111ty" VJ ry �q 2 Have u ever experleticad ar been Impacted by a Ihazard or disaster En Monroe o unt Ye No IIIf you answered"Yes"two qu tlon ,please explain,your mmli) riienice an,d where it,acc u;rr IIP ��iii iiiro Co miii WSIII:�� IIL..�.ou III III iii t iii a t iii aiir.''m S Ui,a tog a iiir.''m m a 2 2, APPENDIX B:PLANNING PROCESS DOCUMENTATION 4 -nmunity berng impact On a scalle,of 1-5,how conce rn ed are youabout the,possib llit iy of your i co ted bya hiazard event? "1 2 3 4 5 Not at a I I conceeniued Vfany conc,emped 5 IPlease review the Il iii'st of hazards below atid irate each Ihazard based&n Ihow,much,rii'sk,you th�'ink,lit ploses to your c&rnimunlity No,risk Lav,,Irisk Moderate Irisl High Ilrilisk. Caasta�l�Erlc&�'011 Droug ht Extreme Heat Flood Sea Level Rl se, C 11 mate C") CD C") Change Severe Storms(Thlunderst0riii Wind,Itrql1nincl,Hail) Tornado&VVatl&rsp0LftS Tropical Cyclones Wididfire Cyber Attack CI Rad'dlcqlical�ncjjrdeint 6IIV your Ihome located'In a floodpllalti? Ye's Niol,Iblft 1I still expe-rillence floloding d0nit know 7 Igo yoti Ihave flood rnsuratice for your hiornle,and/&r personall property? t�lo d cn't now Moiriiroe County, WS ouflI III itigadoiii-'l SU,a tee y 3 a iii.mu a ili y 2,0 2,6 C:)lage Ll.8 APPENDIX B:PLANNING PROCESS DOCUMENTATION 8m Ilffyou da NOT hiave flo,ad inisurance,What Is the reasain? -t expeasive t S never ireally caasidlered it d on't iced'It beCaUSe,imy home ellevated lar other wlise pratected 11 1)t II Ill!f 9. Have you take nanyactlions to Ipratect yaur ham r ineigliborlhood from Ihazards? ............ ye'S ............... No 10 Ill fyou answered"Yes"two,quiestil,on 9,what c t ii in Ihave you Implemenited? E.Dr(lier"rOLH' 11 Do you Irma^ what goverri[rnent off ice to contact to learn rn,ore aboult your hazard irisks and how to reduce vdlnerablIlllty uim1 yotir area y is No 12 What are some ste ui III, caI governirnent,could take W reducethie rIsk,of future hazard damages in your,neigliborhood? M arvroe Courity, WS ouflI Mitigatiar''i Surategy 3 a r''i u a i��y 2,0 2,6 C)lage Ll.9 APPENDIX B:PLANNING PROCESS DOCUMENTATION 13 IMany,c,om� muln�lt,y-w,llde,actlivlitii can redulce cm ;u irisk fi'orn hiaz&rds.These activitiesgien i-atly falill int'o one of the fdllowungi six bi'oad categories: • Prevention: u urictu' tu° n ir latoi-yactllons,plans,po]'Ic lies,atid oirdlniances that unfl uic Ihow IIan us deveIloped an�d b ul 11 d'I'ng s errs bu'1'lt.Exa,mples,include ptgnm"17g at?,d zoning,buddr'ng codess,open sp Grce p,resew tioi�7,lat?,d use,Gu7 d floodpfain regutgt�bns • Property ProUction:actl,ms that'1'nvollve the imodu"uficat.uoiii[,of,exiistu'u'r�g buHdlings to Iprtct them frot'n a hazard or i'�emove thiern from a Iliazai"dous area.,Examptes�,'i7,dude Grcqu,�'s4trbn,retocal�bn,elevafl'ot?,,structu ral retrofits,andstorm shutters. • -ve oi"restore the ftmctiotisof natu�41,systerns.,N atu ral Resou rc e Pro U c :actl tion ,ms th at mun itniz e h azai'd losses r alnd pesei, 11 Examples,r'ndude floodplain protectrbn,habitat preservgtioi�7,slope staN',L'Zgtrbn,streGun buffers,vlettand Grt?,d marst?protectio 7,and fdrest mai7,ogemei'7t. • Strudurai!IProjects:act lions that liessen the iimp ct:of Ihazai-d Iliy rn wed lifyitig the natural Ipu,ogi"es&lon of a hazai'd.Examples, include darns,fevees,,floc walls,berms,dra 1 t?,age�"i7frostructure,d,ete t�'ot°71re°t,et7t,r',o,n,b,astt°7s,chant?,ef modffrcalr',ons,retainit?,g waffs, Gu7d storm sewers'. • Emergency Servilces:actions that pi'ote,ct IpecmpIlVe an�d pi"operty,duiling atid'Immedlatelly after a hazai'd evetit.,Examptes�"txlude warm,'t7g SySteMS,,eVG,CU,9tio,i'7 plat?u�7,�'ngl emergei'7,c�v respot?,se train,�'t?,91 Grnd prot ecfll'ot?,off`critr',caf einergency fdc�"h'tiesor systemls. • IPur blll[c IEducafl,on and Awareness:actlions to ln1o]'rn the public albouit hazairds an�d techniquies they can use to protect themselves an�d thie'h'property.Examples�,'ndude out reach proj"ects,sd?ool edtllcalrbn programs,library-mlaterl`,afs,c7t?,cl,demon stro,°t,r',o,n,ev ts. ac 'd&r pui'sui IP l ran t ease k he se categiorles,by h ow li rnpo rt anl you th lnk'eh,m i for e s youl',commulnIt y to cotls i 1111 g., "I-IMost II im ort:ant 2 3 4 5 6�:-Least Imputant Prevent ian Property Protection NatUral IReSOUrce Protection StrU,CtUral Projects J, J, Emergency Services PUblilc Educatian Moiii,vme County, WS M t�'j III Ill ouflI III itigadoiii,''l SU,ategy 3 a iii.m u a iii. 2,0 2,6 C:�)age APPENDIX B:PLANNING PROCESS DOCUMENTATION 14 Whal'I's the best way for you to r-ecelive ation about the irn pacts afhazalrdls and Ihow,t. Ipr tect your hioi-ne o f inelig hborhood'? Pleaseselect your tqj.)three choices. P"IESEve Ne%v spaper TV Ads/Programming Radlic)Ads/Programming Ptl�bli'c�Hlbil-aily PUI.)l I C wiarkshop/nieetings 113c,holial meetn'ligs .................... rll�ail; Eniail text illn le,ssagle .................... Loca I ic jover,nment socla I mied 13 Moirvroe County, WS ouflI III itigatiar''I Strategy 3 a iiir.m u a iii.y 2,02,6 g e APPENDIX B:PLANNING PROCESS DOCUMENTATION The County received 126 responses to the survey. Questions and responses are detailed in Figure B.I through Figure B.14. ...... su��vey ofIII IIIIIII°� 1 W h ere d o yo iFivie'? o,r e it a-"1d[L,-,-, ..................................................................................................... Micnrce COUnty 51 Key Colony Beach 4 Key West, 20 I III Lay tan I Marathian 14, if islamorada 2.4 1I fiVP-1 CtItSiCIP-1 of monroe County Ib twork or 4 recreate liiin hkicnrce COUrity r) 20 49, 60 Siiurvey 2 -i'iii/e YOU eviei"'expei'ie-,,ti�ced o1i" by a 1-iaz,&i �o1i"diisast'&ir 1'i-i Moiii nty? Hic 14% Yes '11019 No I Marvroe Cc)urity,IIIIIIIIll r ouflI III itigatiar''I SU,ategy 3 a iiir.m u a iii. 2,0 2,6 C)iage APPENDIX B:PLANNING PROCESS DOCUMENTATION IIIIIIIe "111.3,11, SU��llllvely ff youariswered 1111"Ves"-to qtiest"lori,2, 1,.-flleaslee,xp��lai I in your experierice and whierleil't OCCUrried, _ray delals, ..................................................................................................... zte,Sft Res;.Dx(,D nses '106 "llmia aind IIIIan,-lll "'2017 Irmal" Respionses, F Hood i n g 1 n nn yl 110 Use 34 ir-espondelnt;s(32%)answered Hurricane 11'rna foir this,question. lHolactfing darrvage,Mhr�rwi,,:i an,cill I m,,ua damage,to hame cllar�rtiage tci Tly rllOIpll�p..,,drty I�xrojp,arty dariaage Big Pine hurricane Andrew, Hurricane Irma loodiing 114-iniaAllhe latest,-alill hur"rJuani q5tarfn l,nsrflca,ne Georges f]oladl Key" n,g Irrvia,and lotheir�lwvrrfcanes, Pine, wi in da mage ��Key�West I ir -a- inzll I-a irl Floo-d dainagie, dainru"i-tge Illl rima Su��lllvey��?es��po se,Co��ri ce A��boulllt 4,.Ors a sca Il e of 1 5, h0W ClOnclerinved &irel Y'0Ll abOL,lt tlii Ipossibllity of your c amp i-nun"'ItY bleing ii-nj,,aactlecl Iby a Ilhazarld event"? I ev 1 72 4.40 �i 4 33, J Ii ev,cc.dI 3 IMENIMVI '17 Ii ev,cc.dl 2, III Ii eveIII I III Marvroe Courity, WS ouflI III itigatiar''I S lira tegy 3 a iiir.m u a iii.y C)lage APPENDIX B:PLANNING PROCESS DOCUMENTATION e su��,,Rvely 5 Please revilew t1hie IIIist c)"f hazards Ibellcm and iratie eath lh�azarld IIIasield on hlolw nitilch r'i'iisk,you thirdk i'"t posies,tilD Y1011.1riCOMIM tmity. 0,N iirisk �tl//;!Low irriiiis I uilll,Moderate iirisk 9 High ilislk, CaastaIIIG E rri siloll Driought Ext"T'lee e.HiLmat", FIIIbod Sea Leve l R�'s,e.&Climatie Change. se.,4ier"p.,Storms(Thunclersti sir m W"ii'id,Lightning Hall) Tor rya ldo,&-Waterspoluts, Tropical C, bbnes Cyber Attack incidien't 1111111.6 Sulllvey III e IIIIIIIo rl se, 6., �s hiornie lblcatecl "hin, afliolloildpla"Fin? N ic) 22 N ic), [),jut III still experience flooding 6 ill, 11 dian"t know, "'15 6% Marvroe Courity, WS our III itigatiar''I Strategy 3 a iiir.m u a iii. 2,0 2,6 C:)lage 51111 APPENDIX B:PLANNING PROCESS DOCUMENTATION e IIIII1111111.11117 SuIII1111,vely 7 D o yic)u h a vie fl o o d i n s u Ira ri ce f lor ViouIt, hic mle Irbil r 1,-iersoii4III III-qj,-i&rt,Y'-.l-` lill'as 3,0% No --3 7" 11 dian"t no 7" 65% .8 Su��llllllvelly ��Molllt ff you do IINOT have fliolli 'I risu ra ncle,,,oiliiat"Is t Il i Ireasion? 2 10, It" too expen&'ve 25 11 never reaHy cansi�clerlecht 11 11 dian't neecl It'becalLISEI my hame.'�"s el,eva-tecl lar 112 lotherwilse protectied lother 11 1 24�:111% 1111111.9 Sulllvey Acllfl�Illo�ns 9 H ave YO L�l t: II an y a icti'lo n s tic, protect yo,u r,horny o ir n e"i I171Ibolrwl7u o o cl, frern Ihaza rd s? 27% 10, lill'eis 91 40 N lo 31 31 73% M arvroe Courity, ouflI III itigatiar''I Strategy 3 a r''i u a I�,y 2,0 2,6 C:)lage APPENDIX B:PLANNING PROCESS DOCUMENTATION puue ......��V Suiii vey Actiiiaiiris I d�ke�iiri faiii,�M'�i[tiiiiga tiiiaiii% 10. If YOU ansoielrled "'Yes''ll to IglLrestilAD,n ° hatactli'loris Ilhave you impliernented? ..................................................................................................... at&c"I't Respanses 89 "Mernbi'ane roof,htirricaine window's"ll Responses Ult pgraded my horn e willh hlUrril�canel Frnpact windows,and doors."ll 20 res,ponidie,ints,(22%)ainswered w[ndbws,a�nd doors fbr this questibill., e s��i sta��ilt wii ndb:ws windows,w�lid nwtal urt i te iryin s i 'Y in, my� a r,d "hers ,for�all ind wbws hLlirr ic&ine dic),,oirs huirricaine shutters sto,rm sh gull tter's lt'nellta 1 �rolof db,o,rs,,ancJ'wfrid[ows �ld�ows, anjd� d�%Amjx%.rsc wi�n cl i ew roof [��'lood n flO IIev&l IIh t,,j irri ca n e wi ndl ow's Fioi�yile Impact windows, -Storrr,wiFin dows hI lhirnpact doors 'ica u rr in e tiree roof impact Suiirvey IIIII'�� IIIIIIIpo iiiii se, 111�,CiiiioWIIIII edge olllfWIII,io to Caiii1illitacilit faiiio IIIIII IIIIe �o [earn in�icreab,out ya,ur hazard ri�sk,'s and how to redUce vulnerab,Hl 1 1. Do,you know whatgovel,rn�ment,office to ccnt'c':i'c.t't, ty"in YCIP11",ar"ea? 'Yes 61 5,1196 49% IN ic, 613 ilftirvroe Cownty, WS i oufli III itigatiar''I Strategy 3 a iiir.m u a iii. 2,0 2,6 i)lage ill'13,56 APPENDIX B:PLANNING PROCESS DOCUMENTATION e ......III2 Su��,,vey Suggested 1,2.What are some steIjas YOUr llocal gov&rn imam e,iit cot III d take to reduce the r.ii[sk,of f ut u i, Ihazard daimages iiiin your neilg III bor hood? ..................................................................................................... '111:IlR,ebu"ilid/eIlII,eva,te-f'ii",iiendlly city codes"" Responses 1 17%),,ainswered wateir,fair t'hilisquestioni.116 relspondents stop [xddiing tees llh u It,iri c a lin es 1�1�e ed s Moivroe,County woiHldot,ce 1,iiotjsirlg hazairdlis ' tICounty buli'Id"ing cer hiame roads �h el treet p, peo p 11 e water drains s I�d property owners stoirin water Stop develop,ment Moirvroe County, WS M t.1 ouflI III itigatiar''I Strategy 3 a iiir.m u a iii.y .......... C:)lage Z3 7 APPENDIX B:PLANNING PROCESS DOCUMENTATION �� '�� e ......��3 Su��vey 11 Vi coili mL,i n i-t`y` 'Nic-le ac-,,tivit.iiesi caii ii-edl�.,,ice ctiii-r"I"sk fIroIil These activitiels',gei�)&-A[y fall l OftllP-1 f0]10, NA"i''r)g 11:11"I'x"',bIIrc),a d c a t,e o Ir i i el,S%, -q- nd&rcfiria�nces thot� ��h�ow ��and Is de.,"Veta- nd regadllat,cmi,y act'iloIns,.pIIIIIansj, pd�..... ...... lvelqpecl and ai-e inct cie ul pto,yi,,niing anictzoini!'ng,builig codes�, lar.)Id "Notu', thp le 11 11 1� P- im f I-c,m,a hla z a r d Prop irty,PilrotelcbOini:act"icns t��hat-I'��"��"��iivo,,�l�"l��,e"the,mictli"I caticll�n of ex'stinig bL]'�'']�biings"to,prat'tct or rerrilove them frcm,a b7chAl"CIE"GCZ71,fisitioin re.,torctn" e�esvc tio in, 're-, t 1. a Na 43 ind s b:i, 11 11 1Z Z Nalurial Res4o,urce,Prjolectio,n:act,J&ns th,at e,h,azia�rcl �bsses.&ncl presei-live rjest o�rje t,he funC',li"Ons of nia�t tot pres&-vri,tfot -s Exomp 11 es f'in c�u LJ'e flo otlploi'tT P lr-13,,1i�:77'b l!" r 7 71opi-7,s tob�' vvet lar-)id morsh q,,c,7.,emetTt,.cr-)d fo i-es,t,m ar L -ogress"Ibn of a hazar Striuict�u�iml�Pill rlofj"�,ts�� actioiis tIlliat �eslise,n ti,i,,e iIlij,,,)act,of a haza�rd[Dy mod"�"fy'Mng tlie n,atlira��pi d, dam's".l!'evee.5 bcsin,�.,ch.c;,rzr7tn1 ez7ccli C or-0,stO'rrz?se`w'111I11PFrs. r a hiaza�rd le ve ri E E,llmerigency Servillicels:actiilclli�,7sthcq't pielol"Die ar)d durilrig la��ncl �aftp r.)gsys'tems' emeqgeti,c., 'sporzse e 9 Pub�11111c�Ediluical:110inii a�ini�ild inf olrni thim- hazards'lai,,id t c&n LISe to projaefty. L -l' pr scimi,ol ed,'L,rcat i -L p rotH,e c,'t'th�emselvies ai,id t"I'lleiii 71o��c 7 qj'��71 im,in urroc 7,,r 7rris", ll,,n,,7i Gt`P-i?'101,�.. l,"ir.femot7stiz7t.io n eve-ints, pLursstiirg P��k-maslvLm rarik thes"Se cate,gor'lles, laY you thlink ea6li ic,),�ne fc�r�Juotll`C,&Mi I'll L11 rdil"Ju'"to cc�nissil le 1 .- s Il,rr PC Arta,nt 9 2 oeir 3 4,, 0 5 .6 I-ieast IIIm part:,&nt 1:,"r,event"'an minim loop I 1:,`r,operty IlPriatection P�,eSOLJHrce,P"rotection Structul raII Pri t Jilects �y 1:"Ub1 iic IlF-I'd1ij caton 0`6 marvroe Courity, WS ouflI III itigatiar''I Strategy 3 a iiir.,m u a ilia,. 2,0 2,6 APPENDIX B:PLANNING PROCESS DOCUMENTATION IIIIIIIe ...... Su��,,vey Of I c a tiiQIII11111u icf�hazards and how to pricotect,y,,-)L.J1- lionileor,ni -le.cei've,11 nf'icc�rni atio in.3 13,01LI t"t�-Iie 11 lip plaic"I's"14 What", t1-Iie,bes,"t''%may,far yo,uto i e llllllllllllllluN ewspaper 31 101 IIIUIIIIIUIIIui Rad"i s,/IPra iiram m I'l n119- 21 II IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII P I Il'i Illiibracy 5 ,chid&I meetings, 3 Ile maid 29 10, "Text.rriiess s.age 45 II_ocIII giInes rnnien t.webs'ite 53 �iilllllllll�lllli� II_ III giinve r n i ein,t sioc,11'all iimecilla 6114, 4 cii 20 40 6 5-111,01 s lo, Marvroe Courity,III:III III: ouflI III itigatiar''I Strategy Jar'ivai�'y 2,02,6 C)iage APPENDIX B:PLANNING PROCESS DOCUMENTATION ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 'I�j G uulll�� uuum"""' �'uuuuuuuuuum uuuuuuuuu uuuuuuuuum. um Vo, uuuuuuuu uuuuuuuuuuuum 3: COO This planning step credits the incorporation of other plans and other agencies' efforts into the development of the Hazard Mitigation Plan. Other agencies and organizations must be contacted to determine if they have studies,plans and information pertinent to the Hazard Mitigation Plan,to determine if their programs or initiatives may affect the community's program,and to see if they could support the community's efforts. To incorporate stakeholder input into the plan,a variety of stakeholders were identified by the LMSWG and sent an email inviting them to attend a public meeting,review the draft plan,and provide feedback and comments. The coordination letter sent via email is provided below.A list of stakeholders detailing their involvement is provided in Table B.3. Stakeholders were also involved through specific requests for data to support the development of the plan. Monroe County Ws Update to-Pl,ul l c Meeting Invitation ation ...... ......... Rep, Rep Al Ruffin-5,IR�ain eir ��y6 II Ir,�l Thu P,,,)2; b)2 5 4 15 L:alIl�w�u ^C Schvvisevni-Cory,10 Moore,Abigail C.0 jcsett,valclez2�, redcros„org; ex:eIcuit:ivechrectorl, ke(s;clivlcovery,com; nialtha0:'�RE.EF org; tiff ani.,nie7sch@n.V11C 011 i U-Iceys.,org; coiccclheacl@fkcc,mrg; Ivanci lermcleni@fIcc,m-g;+24 others IBIL611Fs and External Good afternoon, !y Ir anie!is Ranger Ruffin andlI II'm a cons ultaint orkling for Monroe o,umiity Iominoe ounty and!its imlcou laoi ated coimmllumiltiles,have developed am update to theur 020 Multu dun Irsictgcunal Loc�ai PNIllututioinl Strategy.To asslistwiIth this Rrcuc�ess�,tl'ne oulmllty,,imllcor,poited comlmiumllutuesM sand the ILo,c,a1 IhMitiig;,atiioii �trate yWorf.img, roue are seekiinn stakeholder imll[)Ut an expertise to support the pt anniinn�,effoirt® , a a i s ��Wrod:�� .�. We im'vut�� rul to,attenci a w�ilrt�uaR.I��ulR�luc rn�lfmrrmatir�n�l r�eetimll; m the draft I��lan t �e 1171Ie1cJ on Tuesday,J�uldU<y"1st�It p.m.�vil��C�lu�.ro��o1ft Tean?1:��.YOU can register foi tlme r��eti n;usim tlmi fumll�„II Ru� n�P�ltu n,f�, r r P �ti, IR�I� u..�t.u�.,n�.li,.ilr�.�ddutu'mm�ll after t1171�n�r�tun ,�fulldr,�ft�ftll7l� u�lrrlauurnR.0 lay��t�df�n n��i� �tlllu��,..m��''uuu.�urin.�_..�_�..�i.,A.11�u�.,,�ifl. F�l,��.nrr�iL�Irrl ��r�u�m�nt:��Irf��dllam�ll��nt:ha�r�ft. lint me at I'�. �� Ifs I f.... '�' R� u olT�� u�ll°uWwiiliullul�:��u��mou u, uw, .Weappreclia7te anyi�iin put youl Ii�-nay 1f71aveii. ThankYou fur YOUr assist,nce I n tlhiis effort to,mmanke Mo nroe co mimulrrllitIes safer aiiidl mrure resiiilient!, Ranger Ruff ins Hazard Miti atibin&Resi$ience Plllaniner 5helHer +1 352-2D-8501 IImarvroe Courity, WSIII III t.0 III II l t.0 III iii lii Ali III III Ill ou III III III t iii atiii aII°m Strategy 3 a IIIr°m u a Iy 2 APPENDIX B:PLANNING PROCESS DOCUMENTATION """'"""" IIIIIII"' IIIIIII IIIIIIII�� ""'�"'"""'°°°°°°° t'�IIIIIII: ^Illlllh"' IIIIIII IIIIIII Illlllllllillls"'�'�� First Name Last Name Organization,Title Non-Profit Organizations Josett Valdez Regional CEO,South Florida Region of American Red cross Deborah Koch Executive Director,Greater Miami and the Keys,American Red Cross Bonnie Barnes Executive Director,Florida Keys History and Discovery Center Martha Klitzkie Co-Executive Director, Reef Environmental Education Foundation Tiffani Mensch President/CEO, United Way of the Florida Keys Carolyn Woodhead Executive Director,Florida Keys Outreach Coalition for the Homeless Lenny Molen Neece Program Assistant, Florida Keys Outreach Coalition for the Homeless Jessica Pierce Florida National Parks Association, Executive Director Educational Institutions Tamrah Salazar Hill Executive Director,Facilities,College of the Florida Keys Rachel Oropeza Director, President's Office,College of the Florida Keys Theresa Axford Superintendent, Monroe County School District Surrounding Municipalities Jerry Bell Miami-Dade Assistant Director of Planning Pete Gomez Miami-Dade County Emergency Management Director Dan Summers Director,Collier County Bureau of Emergency Services Amy Howard Emergency Management Coordinator,Collier Emergency Management Isabel Cosio Carballo Executive Director,South Florida Regional Planning Council Federal Government Roy McClure FEMA NFIP/CRS Specialist David Holcomb ISO/CRS Specialist Mike Bratcher ISO/CRS Specialist Sherry Harper ISO/CRS Technical Coordinator Dr. Dorothy Sifuentes USGS-Caribbean-Florida Water Science Center Director State Government Laura Dhuwe Bureau Chief, FDEM Mitigation Bureau Jillian Kraynak State NFIP Coordinator/State Floodplain Manager,Office of Floodplain Management Heidi Hoffman Environmental Consultant, Florida Department of Environmental Protection Emergency Response Planning Consultant Elizabeth Sweigert Director of South District Management, Florida Department of Environmental Protection M'Liss Bordelon Environmental Administrator,Southeast District Branch Office Florida Department of Emergency Management Business Community Kerry Baker Executive Director, Key West Chamber of Commerce Judy Hull Director,Islamorada Chamber of Commerce Daniel Samess CEO,Greater Marathon Chamber of Commerce Williams- Karen President, Florida Keys Board of Realtors DeCastro Jodi Weinhofer President and CEO,The Lodging Association of the Florida Keys III (:)ri roe co u n ty, IIM t..flI d...l iii iii.:d iii c iiiai III IIL...oca III III iii iii. APPENDIX Q MITIGATION ALTERNATIVES '114 IIIIIIIIIIIIIII IIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIII \4 X� C G All"""""""Illl1111111111111111111 0 �4 iiiiiiiiiiiiiiiiiiiiiillillillillillilI iiiiiiiiiiiiiiiiiiiiis AllillillillillillillillillililI A V i 1 11 1 11 1 11 1 11 1 11 1 11 1 11 1 11�11111 44 CFR Subsection D §201.6(c)(3)(ii): [The mitigation strategy section shall include] a section that identifies and analyzes a comprehensive range of specific mitigation actions and projects being considered to reduce the effects of each hazard,with particular emphasis on new buildings and infrastructure.All plans approved by FEMA after October 1,2008,must also address the jurisdiction's participation in the NFIP,and continued compliance with NFIP requirements,as appropriate. As part of the process of developing the mitigation action plans found in Section 7,the LMSWG reviewed and considered a comprehensive range of mitigation options before selecting the actions identified for implementation. This section summarizes the full range of mitigation measures evaluated and considered by the LMSWG, including a review of the categories of mitigation measures outlined in the 2017 CRS Coordinator's Manual, a discussion of current local implementation and CRS credits earned for those measures, and a list of the specific mitigation projects considered and recommended for implementation. Mitigation alternatives identified for implementation by the LMSWG were evaluated and prioritized using the criteria discussed in Section 6 of this plan. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... �� CA ��M�S�II�� IIIIIIIIIIIIIIIIIIIII �� IIIIIIIIIIIIIIII C. uuuuuuu uuuuuuu uumum III uuuuuuu uuuuum uuuuuu°°°um uuuuuuu uuuuum uuuuuumuumum uuuuuuu Vo, uuuuuuuuuuuum uuuuuuuuuuuum uuuuuuu uuuuuuuuuuuuu uuuuuuuu uuuuuuuuuuuum uuuuuuuuuuuum uuuuuum Once it was determined which flood hazards warranted the development of specific mitigation actions, the LMSWG analyzed viable mitigation options that supported the identified goals and objectives. The LMSWG was provided with the following list of mitigation categories which are utilized as part of the CRS planning process. — Prevention — Property Protection — Natural Resource Protection — Structural Projects — Emergency Services — Public Education and Awareness Action ideas within each of these categories were discussed and considered for inclusion in the plan. The LMSWG was encouraged to select actions to pursue within most if not all of these categories so as to develop a comprehensive approach to hazard mitigation. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... C. V 0 U S A ulllliiiiiuuuuuuuuuu m m m m This section presents a summary review of the mitigation measures that were considered by the LMSWG. The CRS Credit Sections are based on the 2017 CRS Coordinator's Manual and the 2021 Addendum. Marvroe County,III::III III: IIM u.1 III t oc III III ii t ii g a t ii iiir'i strategy J a iiir.''m u a iii�, 2,0 2,6 APPENDIX Q MITIGATION ALTERNATIVES ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... S Preventative measures are designed to keep a problem- such as flooding- from occurring or from getting worse. The objective of preventative measures is to ensure that future development is not exposed to damage and does not cause an increase in damages to other properties. Building, zoning,planning and code enforcement offices usually administer preventative measures. Some examples of types of preventative measures include: — Building codes — Zoning ordinance — Comprehensive or land use plan — Open space preservation — Floodplain regulations — Subdivision regulations Stormwater management regulations IJ Building codes provide one of the best methods for addressing natural hazards. When properly designed and constructed according to code,the average building can withstand many of the impacts of natural hazards. Hazard protection standards for all new and improved or repaired buildings can be incorporated into the local building code. Building codes can ensure that the first floors of new buildings are constructed to be higher than the elevation of the 100-year flood(the flood that is expected to have a one percent chance of occurring in any given year). This is shown in Figure C.1. Just as important as having code standards is the enforcement of the code. Adequate inspections are needed during the course of construction to ensure that the builder understands the requirements and is following them. Making sure a structure is properly elevated and anchored requires site inspections at each step. IIMarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii ar''I Strategy 3 a iiir.m u a iii. IIC)Elge APPENDIX Q MITIGATION ALTERNATIVES IIIIIII""""""Illilll "" ��""IIIIIII°°°°°°°°Illlllk° IIIIIII iiiiit ° IIIII""' IIIIIII""""""'IIIIIII IIIIIIP �p ri Nre;�,'yNrNN>'^",✓ wiw�iwi�uw�fun ,,,,,�., ...,;; wIIJNY'�N w wNl Q ONIYf@YY'N�NI IUUNINYDNVm-M�Yw1'' u 9�m✓+nwJ+swNo uvroufiM�" !rlYIJrYY1NM➢Nre'w1N' dri'v,WWAYfYNNY^�w%NI�JNw' '�� J��,>� �.�, �U�l��}wl➢h��1�iWl��O1wY�l➢��12�- �1 N?YmwJ,wn r ,y9M'Yq;JP �<.�,, r rNwy y,�vy�rawYNYNNwyrY� "rv.J'^ J^vY,mN��;�uNe��^rvi�yNY1rN�YNNJuiNUNi�NYw+�Nm>Y�"�� JV1Y1VJ�I�UNNVi�lYI1Y� �r:,.m J rrri�YrJrJUNYmm+w�Yo 1u9��iwlYii��WN'w«Jut'�Jwwi/1�P,Mi!' , ......,,Fr,� . w'm uYa�r�o�r wNrYwYnY r �mi�u�liw " ,,,,,,✓ ., 0001JroN,YNw�,r>wYr+^mmn,�v. :.,,,rxn� Nw NowiwvN^iwwxpw�Yrmawi�JNNwiwiNwY�u!'i➢rni'!wuliwuW+Yln'wia NIV��iI"�N1YJlY��yl1d '��M.~!-% ",•,>•,✓ NY Wii�y�1)� WW OIryl11!��°IN9w!✓NMUNN)NNMkM�A' i�✓ s�.✓mra �uNu�mrawJ�rY w». rofy1l�WYlu��l'9J,^�� „oar wuar�N"�wJvwYN� � NH)IY NNyYYIOIVW/N:YY1W9wJ!NUIV1Vl!9VIYlYNNUYMIVUY/N101WIUUNVIVINNIVIIw Epp u'ry:.0 ,sir✓rn: n rrppA .r, ww��J�Yrom�w,�'^Nrw;�N�ur✓muYJtNrviuwnw'YNryrouw»u„<nn;�lur'»ywY'�u,"Jm»uwiN�w�'�""" IWII�IYJN'NululDl➢I,NI�I1D�^liV11N�A'�'�WDP�w�.1MN!»"1� •�; ,,,;°;,, Y/JN1Nwi?IDNIw1wNNurlYwr"wwur';ODWYw1NIw1;�h01V4wNNIVIw➢N$NIY�JN1DIylv"t"NNUUY6VIylYIVIVY>'YNIIWIV9PINVIJIWt'VIVJJJ��1 ,.,,,,,�, `""✓W-nag,rm�ui �wiwrrwr�rrNJwiuNuraYiuNyuuYY�NurwiY�pN�''w J1Y11 ,��4��"ra , mNNp�!�1'u�iY�"�Y'�1PUDu�NN4�'UDu VUl�f�u1�D)fl1VN>�9�` w Top Of rNN INuMN"�ullwo7lwiNUwivN>�''%��" ".,, .P lYy1NN@YiYiY'NUVv)YYt�aoy'YIYIYrmNA'Ul@�^7'NIwNNNJwuIY,�. ;" I➢I�I'��ll(UJDJI''� �" WUN4VY<1^P,Nr,�'�1fJNJNDIVIifIWUV�N�,.J�INNVillH�!'DwN��,JWf�7 �;0�es yy w;a,9ryww6HR'N'i�w1NlJUPlig9 fflgwiufpl;NJJ IU@I@W1VYluiuiNi➢1P1YNJw?ulu�NNulYYluiuHllW .,v rr�w;rwiYipnNiuuyyrJ;J��, ,.,.,,u„ rF,✓,.;�„ Uw1YWNNIw1A�1'�IV)JI>m ,s sarrprw ui.;6t�:.ns mNiowi�vuNJiriivivuuiNpiui�NiiyiuiatwiyiNioriiuiuyiwiyiuiuyr�iniiiwiiro�ufJ�➢mm1�Du�llNw % J�NNfifPiDi�4�,h ROOIM uiwiwlNU^NriuiviwiY>;��^Nau!iuiuiriuw"L�N�iulmYYium�NUNyiui!�!w"MNmNuluo�JlwiulwiUiuimJ.Y`wl�N,,, t k..... �� ,i,w,t r n u✓,rr: ,ririan rv✓aws»�.x�✓w iUww�w>>��>rrYiyN��ouuNu,Y�w�uu�Nns�Ny�aiu��aY,NID�W��U'9��o��,�w��ao��Nyr�i�»wmu�Ni^w�i�u�i�9u�ywwr�ie�Niiw>u�i!��'f�iP��N>�l�"'I�'J!�!�!�N�N!�P!1tl�1�41ro1� BFE „✓tea s,,x,n� AYN��✓N✓ �'u�wY�'N9MMN7�>;'iN�YiNv�w�yW ;�fNY,uuwuYwwYY�. wiauiwoluiwvuiyiyrVruiymriYa��iy➢ti�ww N��WiiwGiiN�Nm�I�M�NN� "N�MMN�,YNo✓ ��t� �,,�,✓sY sY✓��rs7,. r iilii�wl � �wq vI Source: FEMA Publication: Above the Flood: Elevating Your Floodprone House,2000 ASCE 24 is a referenced standard in the International Building Code. Any building or structure that falls within the scope of the IBC that is proposed in a flood hazard area is to be designed in accordance with ASCE 24. Freeboard is required as a function of the nature of occupancy and the flood zone. Dwellings and most other buildings have 1-foot of freeboard; certain essential facilities have 2-3 feet; only agricultural facilities,temporary facilities and minor storage facilities are allowed to have their lowest floors at the BFE. Building codes provide guidance on how to build in hazardous areas. Planning and zoning activities direct development away from these areas,particularly floodplains and wetlands. They do this by designating land uses that are compatible with the natural conditions of land that is prone to flooding, such as open space or recreation. Keeping the floodplain and other hazardous areas open and free from development is the best approach to preventing damage to new developments. Open space can be maintained in agricultural use or can serve as parks, greenway corridors and golf courses. Comprehensive and capital improvement plans should identify areas to be preserved by acquisition and other means, such as purchasing an easement. With an easement,the owner is free to develop and use private property,but property taxes are reduced or a payment is made to the owner if the owner agrees to not build on the part set aside in the easement. Although there are some federal programs that can help acquire or reserve open lands, open space lands and easements do not always have to be purchased. Developers can be encouraged to dedicate park land and required to dedicate easements for drainage and maintenance purposes. IIN4oiii,vroe Cownty, WSIII: IIM t.III iI l .iii iii ..lii ii iii �III IIL...oca:II III iii tiii a doi ii.m S Ui'a tee a iii.m ua iii. 2,02: APPENDIX Q MITIGATION ALTERNATIVES Zoning enables a community to designate what uses are acceptable on a given parcel. Zoning can ensure compatibility of land use with the land's level of suitability for development. Planning and zoning activities can also provide benefits by allowing developers more flexibility in arranging improvements on a parcel of land through the planned development approach. Zoning regulations describe what type of land use and specific activities are permitted in each district, and how to regulate how buildings, signs, parking, and other construction may be placed on a lot. Zoning regulations also provide procedures for rezoning and other planning applications. The zoning map and zoning regulations provide properties with certain rights to development. a p 3 A Flood Damage Prevention Ordinance sets development standards for Special Flood Hazard Areas (SFHAs). Communities participating in the National Flood Insurance Program(NFIP) are required to adopt a flood damage prevention ordinance that meets at least the minimum standards of the NFIP; however, a community can incorporate higher standards for increased protection. For example, communities can adopt higher regulatory freeboard requirements, cumulative substantial damage definitions, fill restrictions, and other standards. Another important consideration in floodplain regulations is the protection of natural and beneficial functions and the preservation of natural barriers such as vegetation. Vegetation along a stream bank is extremely beneficial for the health of the stream. Trees and other plants have an extensive root system that strengthen stream banks and help prevent erosion. Vegetation that has sprouted up near streams should remain undisturbed unless removing it will significantly reduce a threat of flooding or further destruction of the stream channel. Stormwater runoff is increased when natural ground cover is replaced by urban development. Development in the watershed that drains to a river can aggravate downstream flooding, overload the community's drainage system, cause erosion, and impair water quality. There are three ways to prevent flooding problems caused by stormwater runoff: Regulating development in the floodplain to ensure that it will be protected from flooding and that it won't divert floodwaters onto other properties; Regulating all development to ensure that the post-development peak runoff will not be greater than it was under pre-development conditions; and Set construction standards so buildings are protected from shallow water. Zoning and comprehensive planning can work together to reduce future flood losses by directing development away from hazard prone areas. Creating or maintaining open space is the primary way to reduce future flood losses. Planning for open space must also be supplemented with development regulations to ensure that stormwater runoff is managed and that development is protected from flooding. Enforcement of the flood damage prevention ordinance and the flood protection elevation requirement provides an extra level of protection for buildings constructed in the planning area. Stormwater management and the requirement that post-development runoff cannot exceed pre- development conditions is one way to prevent future flood losses. Retention and detention requirements also help to reduce future flood losses. III1\4arvroe courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a i a APPENDIX Q MITIGATION ALTERNATIVES The CRS encourages strong building codes. It provides credit in two ways: points are awarded based on the community's Building Code Effectiveness Grading Schedule (BCEGS) classification and points are awarded for adopting the International Code series. In North Carolina, communities are limited by the State Building Code Council which has not implemented the most current version of the International Building Code. CRS credits are available for regulations that encourage developers to preserve floodplains or other hazardous areas away from development. There is no credit for a plan, only for the enforceable regulations that are adopted pursuant to a plan. Communities in Monroe County could receive credit for Activity 430—Higher Regulatory Standards and for Activity 420—Open Space Preservation for preserving parcels within the SFHA as open space. Preserving flood prone areas as open space is one of the highest priorities of the Community Rating System. The credits in the 2017 manual have doubled for OSP (Open Space Preservation). The participating communities could also receive credit for Activity 450 —Stormwater Management for enforcing regulations for stormwater management and soil and erosion control. Several prevention actions considered by the LMSWG are detailed below. °°°' Illlllh°°°IIIIIII °"IIIIIII IIIIIII IIIIIII °tlllilli IIIIII tlllilll tlllilll IIIIIII "'tlllilll IIIIIII IIIIIII ° IIIIIIIIIIIIII° "ec01 °l Action# Mitigation Action Reason for Pursuing/Not Pursuing Funding Prevention Measures Considered by LMSWG and Not Recommended Continue enforcement of state The County and municipalities all utilize the building codes and more Florida Building Code;they have enforcement - stringent local building of such as an ongoing policy and do not need n/a requirements to commit additional resources through this plan update process to complete this activity. Continued enforcement of The LMSWG has established this is an ongoing policy and is unlikely to need additional - zoning and development n/a regulations resources to continue pursuing this preventative measure Prevention Measures and Funding Recommended for Implementation Post-Disaster(Flood) Recovery This plan will help the City bounce back post Plan flood event and better able residents to Local,State rebuild property and mitigate future flood. Exceeding minimum floodplain regulations CRS Group to work together will further protect property within the City on Beyond Minimum and increase potential points gained in the Local requirements CRS program and reduce flood insurance premiums. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Property protection measures are used to modify buildings or property subject to damage. Property protection measures fall under three approaches: — Modify the site to keep the hazard from reaching the building; — Modify the building(retrofit) so it can withstand the impacts of the hazard; and — Insure the property to provide financial relief after the damage occurs. III ��iii iiiro Courity, IIL..�.ou III III iii t iii a iii aii°m Strategy a iiir''i u a iii�� 2 2, IIC: ,m " APPENDIX Q MITIGATION ALTERNATIVES Property protection measures are normally implemented by the � property although cases technical and financial p y owner, g in many assistance can be provided by a government agency. E AZA AWAY Generally,natural hazards do not damage vacant areas. As noted earlier,the major impact of hazards is to people and improved property. In some cases,properties can be modified so the hazard does not reach the damage-prone improvements. For example, a � berm can be built to prevent floodwaters from reaching a house. This low fill oil all has landscaping to .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................. inim izethe adverse li mpact ors the There are five common methods to keep a flood from reaching and damaging a building: .w — Erect a barrier between the building and the source of the flooding. — Move the building out of the flood-prone area. Elevate the building above the flood level. , — Demolish the building. smal ill,wood fame buildings are the easiest,to relocate — Replace the building with a new one that is elevated above B aca:: Kennedy HOUS&Movers,HUnt,viHe,,,AL the flood level. The latter three approaches are the most effective types to consider for the planning area. ........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... BARRIERS S$Ztttnp,and 1�)issnp hatiidle PIE.............. undierseepage and floodprotection barrier can be built of dirt Or SO1 a driiiiiage � � �m "berm")or concrete or steel(a "floodwall"). Careful Berg design is needed so as not to create flooding or rm alI Ibarriers can be effelctive against:shalI ow f1 o,odin . drainage problems on neighboring properties. Depending on how porous the ground is, if floodwaters will stay up for more than an hour or two, the design needs to account for leaks, seepage of water underneath, and rainwater that will fall inside the perimeter. This is usually done with a sump or drain to collect the internal groundwater and surface water and a pump and pipe to pump the internal drainage over the barrier. Barriers can only be built so high. They can be overtopped by a flood higher than expected. Barriers made of earth are susceptible to erosion from rain and floodwaters if not properly sloped, covered with grass, and properly maintained. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... RELOCATION Moving a building out of a flood prone area to higher ground is the surest and safest way to protect it from flooding. While almost any building can be moved,the cost increases for heavier structures, such as those with exterior brick and stone walls, and for large or irregularly shaped buildings. Relocation is also preferred for large lots that include buildable areas outside the floodplain or where the owner has a new flood-free lot(or portion of the existing lot) available. IIP ��iii tiro Cc)uii WSIII:�� IIL..�.ou III III iii t iii ad a°m SUrategy 3 a u a iii�� 2 2, IIC: g e C6 APPENDIX Q MITIGATION ALTERNATIVES ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... JILDING ELEVA Raising a building above the flood level can be almost as effective as moving it out of the floodplain. Water flows under the building, causing little or no damage to the structure or its contents. Raising a building above the flood level is cheaper than moving it and can be less disruptive to a neighborhood. Elevation has proven to be an acceptable and reasonable means of complying with floodplain regulations that require new, substantially improved, and substantially damaged buildings to be elevated above the base flood elevation. DEMOLITION n`' IWJ Some buildings, especially heavily damaged or repetitively flooded ones are not worth the expense to protect them from future damages. It is cheaper to � w demolish them and either replace them with new, flood protected structures, or relocate the occupants to a safer site. Demolition is also appropriate for buildings that are g ,:..„ �Ju4ui o,�oIDJ'NWuN o^P,ir,�rvjNd4ui4��1V, difficult to move—such as larger, slab foundation or rua - masonry structures and for dilapidated structures that are not cost-beneficial to protect. Demollshing a repetitively flooded home PILOT RECONSTRUC O If a building is not in good shape, elevating it may not be worthwhile or it may even be dangerous. An alternative is to demolish the structure and build a new one on the site that meets or exceeds all flood protection codes. FEMA funding programs refer to this approach as "pilot reconstruction." It is still a pilot program, and not a regularly funded option. Certain rules must be followed to qualify for federal funds for pilot reconstruction. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... RETROFITTING An alternative to keeping the hazard away from a building is to modify or retrofit the site or building to minimize or prevent damage. There are a variety of techniques to do this, as described below. Dry Floodproofing Dry floodproofing means making all areas below the flood protection level watertight. Walls are coated with waterproofing compounds or plastic sheeting. Openings, such as doors,windows and vents, are closed, either permanently,with removable shields, or with sandbags. Dry floodproofing of new and existing nonresidential buildings in the regulatory floodplain is permitted under state,FEMA and local regulations. Dry floodproofing of existing residential buildings in the floodplain is also permitted as long as the building is not substantially damaged or being substantially improved. Owners of buildings located outside the regulatory floodplain can always use dry floodproofing techniques. Dry floodproofing is only effective for shallow flooding, such as repetitive drainage problems. It does not protect from the deep flooding along lakes and larger rivers caused by hurricanes or other storms. Wet Floodproofing The alternative to dry floodproofing is wet floodproofing: water is let in and everything that could be damaged by a flood is removed or elevated above the flood level. Structural components below the flood level are replaced with materials that are not subject to water damage. For example, concrete block walls IIP ��iii iiiro courity, IIL..�.ou III III iii t iii ad aii°m Strategy a iiir.''m u a iii�� 2 2, APPENDIX Q MITIGATION ALTERNATIVES are used instead of wooden studs and gypsum wallboard. The furnace, water heater and laundry facilities are permanently relocated to a higher floor. Where the flooding is not deep,these appliances can be raised on blocks or platforms. Technically, insurance does not mitigate damage caused by a natural hazard. However, it does help the owner repair,rebuild, and hopefully afford to incorporate some of the other property protection measures in the process. Insurance offers the advantage of protecting the property, so long as the policy is in force, without requiring human intervention for the measure to work. Private Property Although most homeowner's insurance policies do not cover a property for flood damage, an owner can insure a building for damage by surface flooding through the NFIP. Flood insurance coverage is provided for buildings and their contents damaged by a"general condition of surface flooding" in the area. Most people purchase flood insurance because it is required by the bank when they get a mortgage or home improvement loan. Usually these policies just cover the building's structure and not the contents. Contents coverage can be purchased separately. Renters can buy contents coverage, even if the owner does not buy structural coverage on the building. Most people don't realize that there is a 30-day waiting period to purchase a flood insurance policy and there are limits on coverage. Public Property Governments can purchase commercial insurance policies. Larger local governments often self-insure and absorb the cost of damage to one facility,but if many properties are exposed to damage, self- insurance can drain the government's budget. Communities cannot expect federal disaster assistance to make up the difference after a flood. The CRS provides the most credit points for acquisition and relocation under Activity 520,because this measure permanently removes insurable buildings from the floodplain. Communities in Monroe County could receive credit for Activity 520—Acquisition and Relocation, for acquiring and relocating buildings from the SFHA. The LMSWG recommended that communities pursue the purchase buildings which are subject to flood damage in order to return this land to open space. The CRS also credits barriers and elevating existing buildings under Activity 530. The credit for Activity 530 is based on the combination of flood protection techniques used and the level of flood protection provided. Points are calculated for each protected building. Bonus points are provided for the protection of repetitive loss buildings and critical facilities. Communities could receive credit for Activity 360— Flood Protection Assistance by providing advice and assistance to homeowners who may want to flood proof their home or business. Advice is provided both on property protection techniques and on financial assistance programs to help fund mitigation. Flood insurance information for each community is provided in Section 5 and in greater detail in each community's annex. There is no credit for purchasing flood insurance,but the CRS does provide credit for local public information programs that, among other topics, explain flood insurance to property owners. The CRS also reduces the premiums for those people who do buy NFIP coverage. Communities in Monroe County could receive credit for Activity 330—Outreach Projects. Property protection mitigation options considered by the LMSWG are described below. IIIIIII IIIIIII IIIIIII .uullll IIIIIII"""IIIIIII IIIIIII °°°IIIIIII IIIIIII"""I"'IIIIIII °°° IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII""' IIIIIII IIIIIII .IIIIIII IIIIIII"""IIIIIII° °°° Action# Mitigation Action Reason for Pursuing/Not Pursuing Funding Property Protection Measures Considered by LMSWG and Not Recommended IIIAarvroe courity,IIIIIII III I III .IIIIII l .III iii lii li III III IIL...oui:II III IIltiii atiiiaII°m Strategy aIIr'iu III. 2 : IIC:I g e c,,8 APPENDIX Q MITIGATION ALTERNATIVES Action# Mitigation Action Reason for Pursuing/Not Pursuing Funding This project was deleted because of a Islamorada:Acquisition and delay in funding-the included homes - Demolition of Residential had already mitigated the problem or n/a Structures sold the home to new owners who mitigated on their own. Property Protection Measures and Funding Recommended for Implementation Monroe Elevate Buildings Located This effort will help the County and Cities Local, County and within Flood prone Areas protect properties that are regularly State, Municipalities flooded. Federal This effort will help the Village protect its Local, Emergency Back-up power Islamorada critical facilities to provide continuity of State, for Critical Facilities operations during a flood or other event. Federal ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Resource protection activities are generally aimed at preserving(or in some cases restoring)natural areas. These activities enable the naturally beneficial functions of fields, floodplains,wetlands, and other natural lands to operate more effectively. Natural and beneficial functions of watersheds, floodplains and wetlands include: — Reduction in runoff from rainwater and stormwater in pervious areas — Infiltration that absorbs overland flood flow — Removal and filtering of excess nutrients,pollutants and sediments — Storage of floodwaters — Absorption of flood energy and reduction in flood scour — Water quality improvement — Groundwater recharge — Habitat for flora and fauna — Recreational and aesthetic opportunities As development occurs, many of the above benefits can be achieved through regulatory steps for protecting natural areas or natural functions. This section covers the resource protection programs and standards that can help mitigate the impact of natural hazards, while they improve the overall environment. Six areas were reviewed: �� Fh II 'Nuu — Wetland protection — Erosion and sedimentation control — Stream/River restoration — Best management practices — Dumping regulations — Farmland protection Wetlands are often found in floodplains and topographically depressed areas of a watershed. Many wetlands receive and store floodwaters, thus slowing and reducing downstream flows. They also serve as IIIAarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a iii. IIC: g e APPENDIX Q MITIGATION ALTERNATIVES a natural filter,which helps to improve water quality, and they provide habitat for many species of fish, wildlife and plants. Farmlands and construction sites typically contain large areas of bare exposed soil. Surface water runoff can erode soil from these sites, sending sediment into downstream waterways. Erosion also occurs along stream banks and shorelines as the volume and velocity of flow or wave action destabilize and wash away the soil. Sediment suspended in the water tends to settle out where flowing water slows down. This can clog storm drains, drain tiles, culverts and ditches and reduce the water transport and storage capacity of river and stream channels, lakes and wetlands. There are two principal strategies to address these problems: minimize erosion and control sedimentation. Techniques to minimize erosion include phased construction,minimal land clearing, and stabilizing bare ground as soon as possible with vegetation and other soil stabilizing practices. �. There is a growing movement that has several names, such as "stream conservation," "bioengineering," or "riparian corridor restoration." The objective of these approaches is to return streams, stream banks and adjacent land to a more natural condition,including the natural meanders. Another term is "ecological restoration," which restores native indigenous plants and animals to an area. A key component of these efforts is to use appropriate native plantings along the banks that resist erosion. This may involve retrofitting the shoreline with willow cuttings,wetland plants, or rolls of landscape material covered with a natural fabric that decomposes after the banks are stabilized with plant roots. In all,restoring the right vegetation to a stream has the following advantages: — Reduces the amount of sediment and pollutants entering the water — Enhances aquatic habitat by cooling water temperature — Provides food and shelter for both aquatic and terrestrial wildlife — Can reduce flood damage by slowing the velocity of water — Increases the beauty of the land and its property value — Prevents property loss due to erosion — Provides recreational opportunities, such as hunting, fishing and bird watching — Reduces long-term maintenance costs Communities are required by state and federal regulations to monitor storm water drainage outfalls and control storm water runoff. Point source pollutants come from pipes such as the outfall of a municipal wastewater treatment plant. They are regulated by the US EPA. Nonpoint source pollutants come from non-specific locations and harder to regulate. Examples of nonpoint source pollutants are lawn fertilizers,pesticides, other chemicals, animal wastes, oils from street surfaces and industrial areas, and sediment from agriculture, construction,mining and forestry. These pollutants are washed off the ground's surface by stormwater and flushed into receiving storm sewers, ditches and streams. The term "best management practices" (BMPs)refers to design, construction and maintenance practices and criteria that minimize the impact of stormwater runoff rates and volumes,prevent erosion,protect natural resources and capture nonpoint source pollutants (including sediment). They can prevent increases in downstream flooding by attenuating runoff and enhancing infiltration of stormwater. They III\4arvroe courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a i a IIC: Mm c i APPENDIX Q MITIGATION ALTERNATIVES also minimize water quality degradation,preserve beneficial natural features onsite,maintain natural base flows,minimize habitat loss, and provide multiple usages of drainage and storage facilities. BMPs usually address pollutants that are liquids or are suspended in water that are washed into a lake or stream. Dumping regulations address solid matter, such as shopping carts, appliances and landscape waste that can be accidentally or intentionally thrown into channels or wetlands. Such materials may not pollute the water, but they can obstruct even low flows and reduce the channels' and wetlands' abilities to convey or clean stormwater. Many cities have nuisance ordinances that prohibit dumping garbage or other"objectionable waste" on public or private property. Waterway dumping regulations need to also apply to "non-objectionable" materials, such as grass clippings or tree branches,which can kill ground cover or cause obstructions in channels. Regular inspections to catch violations should be scheduled. Many people do not realize the consequences of their actions. They may, for example, fill in the ditch in their front yard without realizing that is needed to drain street runoff. They may not understand how re- grading their yard, filling a wetland, or discarding leaves or branches in a watercourse can cause a problem to themselves and others. Therefore, a dumping enforcement program should include public information materials that explain the reasons for the rules as well as the penalties. Farmland protection is an important piece of comprehensive planning and zoning throughout the United States. The purpose of farmland protection is to provide mechanisms for prime,unique, or important agricultural land to remain as such, and to be protected from conversion to nonagricultural uses. Frequently, farm owners sell their land to residential or commercial developers and the property is converted to non-agricultural land uses. With development comes more buildings, roads and other infrastructure. Urban sprawl occurs,which can lead to additional stormwater runoff and emergency management difficulties. Farms on the edge of cities are often appraised based on the price they could be sold for to urban developers. This may drive farmers to sell to developers because their marginal farm operations cannot afford to be taxed as urban land. The Farmland Protection Program in the United States Department of Agriculture's 2002 Farm Bill (Part 519) allows for funds to go to state, tribal, and local governments as well as nonprofit organizations to help purchase easements on agricultural land to protect against the development of the land. There is credit for preserving open space in its natural condition or restored to a state approximating its natural condition. The credit is based on the percentage of the floodplain that can be documented as wetlands protected from development by ownership or local regulations. Communities in Monroe County could receive credit for Activity 420—Open Space Preservation for preserving a portion of the SFHA as open space. Additionally, credit is available for Activity 540—Drainage System Maintenance. Having a portion of the drainage system inspected regularly throughout the year and maintenance performed as needed would earn a community credit. Communities could also get credit under this activity for providing a listing of problem sites that are inspected more frequently, and for implementing an ongoing Capital Improvements Program. IIIAarvroe courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy Jaiir'iu a�i a 2,02,6 IIC: ,m ".... APPENDIX Q MITIGATION ALTERNATIVES uum pi mi�oiiipVu III �� um°p � i� �,mi uu° puu �� mu �� ui�� imo a uo uuu Vuu �� IIIIIII IIIIIII IIIIIII IIIIIII 1111114 IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII ��I��. 1111114��1111111 t tlllllll IIIIII tlllllll tlllllll ��. 1111114��1111111 t t� Action# Mitigation Action Reason for Pursuing/Not Pursuing Funding Natural Resource Protection Measures Considered by LMSWG and Not Recommended Continued enforcement All incorporated jurisdictions currently have of soil erosion and - sedimentation control ordinances in place,additional funding is not n/a ordinance. needed for continued enforcement. The County is prioritizing preservation of open Acquire land to preserve space through the acquisition of repetitive - n/a as open space loss properties in order to achieve multiple benefits through additional losses avoided. Natural Resource Protection Measures and Funding Recommended for Implementation Creation of a natural resources adaptation Monroe Natural Resources plan ensures the County and its municipalities Local, County and Adaptation Plan preserve their abundant natural resources that State, Municipalities serve protective,cultural,and recreational Federal ro I es. Add culverts to canals Monroe Local, on the East side of the This action will help manage potential water County and State, city to improve water backup and protect water quality. Municipalities Federal flow and water quality. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Emergency services measures protect people during and after a disaster. A good emergency management program addresses all hazards, and it involves all local government departments. This section reviews emergency services measures following a chronological order of responding to an emergency. It starts with identifying an impending problem(threat recognition) and continues through post-disaster activities. I4-011 The first step in responding to a flood is to know when weather conditions are such that an event could occur. With a proper and timely threat recognition system, adequate warnings can be disseminated. The National Weather Service(NWS)is the prime agency for detecting meteorological threats. Severe weather warnings are transmitted through NOAA's Weather Radio System. Local emergency managers can then provide more site-specific and timely recognition after the Weather Service issues a watch or a warning. A flood threat recognition system predicts the time and height of a flood crest. This can be done by measuring rainfall, soil moisture, and stream flows upstream of the community and calculating the subsequent flood levels. On smaller rivers and streams, locally established rainfall and river gauges are needed to establish a flood threat recognition system. The NWS may issue a"flash flood watch." This is issued to indicate current or developing hydrologic conditions that are favorable for flash flooding in and close to the watch area, but the occurrence is neither certain nor imminent. These events are so localized and so rapid that a "flash flood warning"may not be issued, especially if no remote threat recognition equipment is available. In the absence of a gauging system on small streams,the best threat recognition system is to have local personnel monitor rainfall and stream conditions. While specific flood crests and times will not be predicted, this approach will provide advance notice of potential local or flash flooding. IIIAarvroe Courity,III:III III:I III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a i a APPENDIX Q MITIGATION ALTERNATIVES The next step in emergency response following threat recognition is to notify the public and staff of other agencies and critical facilities. More people can implement protection measures if warnings are early and include specific detail. The NWS issues notices to the public using two levels of notification: — Watch: conditions are right for flooding,thunderstorms, tornadoes or winter storms. — Warning: a flood,tornado, etc.,has started or been observed. A more specific warning may be disseminated by the community in a variety of ways. The following are the more common methods: — CodeRED countywide mass telephone emergency communication system — Commercial or public radio or TV stations — The Weather Channel — Cable TV emergency news inserts — Telephone trees/mass telephone notification — NOAA Weather Radio — Tone activated receivers in key facilities — Outdoor warning sirens — Sirens on public safety vehicles — Door-to-door contact — Mobile public address systems — Email notifications Just as important as issuing a warning is telling people what to do in case of an emergency. A warning program should include a public information component. The National Weather Service(NWS) established the StormReady program to help local governments improve the timeliness and cl effectiveness of hazardous weather-related warnings for the public. To 4?1ormRea be officiallyStormRead a community must: Y Y — Establish a 24-hour warning point and emergency operations center — Have more than one way to receive severe weather warnings and forecasts and to alert the public — Create a system that monitors weather conditions locally — Promote the importance of public readiness through community seminars — Develop a formal hazardous weather plan,which includes training severe weather spotters and holding emergency exercises Being designated a NWS StormReady community is a good measure of a community's emergency warning program for weather hazards. S The protection of life and property is the most important task of emergency responders. Concurrent with threat recognition and issuing warnings, a community should respond with actions that can prevent or reduce damage and injuries. Typical actions and responding parties include the following: iii iiiro C(D U i1 ty, WSIII: IIM t.1 III ill ,iii�iii ..iii ii iii III IIL...ou III III ii t iii atiii ar''i Strategy a iii*.m t 02,6 IIC:a Cml APPENDIX Q MITIGATION ALTERNATIVES — Activating the emergency operations center(emergency preparedness) — Closing streets or bridges (police or public works) — Shutting off power to threatened areas (utility company) — Passing out sand and sandbags (public works) — Holding children at school or releasing children from school(school superintendent) — Opening evacuation shelters (the American Red Cross) — Monitoring water levels (public works) — Establishing security and other protection measures (police) An emergency action plan ensures that all bases are covered and that the response activities are appropriate for the expected threat. These plans are developed in coordination with the agencies or offices that are given various responsibilities. Emergency response plans should be updated annually to keep contact names and telephone numbers current and to ensure that supplies and equipment that will be needed are still available. They should be critiqued and revised after disasters and exercises to take advantage of the lessons learned and of changing conditions. The end result is a coordinated effort implemented by people who have experience working together so that available resources will be used in the most efficient manner possible. There are six key components to a successful evacuation: — Adequate warning — Adequate routes — Proper timing to ensure the routes are clear — Traffic control — Knowledgeable travelers — Care for special populations (e.g., disabled persons,prisoners,hospital patients, schoolchildren) Those who cannot get out of harm's way need shelter. Typically,the American Red Cross will staff a shelter and ensure that there is adequate food,bedding, and wash facilities. Shelter management is a specialized skill. Managers must deal with problems like scared children, families that want to bring in their pets, and the potential for an overcrowded facility. ...............OCA��............... �M ��q 0 /C S C Flash flood warnings are issued by National Weather Service Offices, which have the local and county warning responsibility. Flood warnings are forecasts of coming floods, are distributed to the public by the NOAA Weather Radio, commercial radio and television, and through local emergency agencies. The warning message tells the expected degree of flooding,the affected river,when and where flooding will begin, and the expected maximum river level at specific forecast points during flood crest. Communities in Monroe County could receive credit for Activity 610—Flood Warning Program for maintaining a program that provides timely identification of impending flood threats, disseminates warnings to appropriate floodplain residents, and coordinates flood response activities. Community Rating System credits are based on the number and types of warning media that can reach the community's flood prone population. Depending on the location, communities can receive credit for the telephone calling system and more credits for additional measures, like telephone trees. Being designated as a StormReady community also provides additional credits. III\4arvroe courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a i a APPENDIX Q MITIGATION ALTERNATIVES IIIIIII IIIIIII 1111114tlilllii IIIIIII IIIIIII Action Mitigation Action Reason for Pursuing/Not Pursuing Funding Emergency Services Measures Considered by LMSWG and Not Recommended Improve Satellite This activity was completed with the - Communication implementation of Starlink and purchase of n/a satellite phones for senior management. Currently post-event rebuilding is regulated Develop s post-disaster by the floodplain management regulations. Additional higher regulatory standards will be - recovery plan to regulate n/a reconstruction considered for the floodplain management regulations that could support mitigation in reconstruction. Emergency Services Measures and Funding Recommended for Implementation Layton/ This certification will improve Layton and Monroe Become/Recertify as a Monroe County's ability to swiftly disseminate Local, County StormReady Community information regarding hazardous weather State events Planning/Development of Sister City EOC: Develop a plan Key West maintains records outside of the Loca I, Key and implement a Sister City City, however maintaining a Sister City EOC State, West Emergency Operations Center will ensure effective continuity of operations Federal for large scale pre&post in the event the City is physically inaccessible disaster situations ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... C.2,5 S TR Lii, Four general types of flood control projects are reviewed here: levees, reservoirs, diversions, and dredging. These projects have three advantages not provided by other mitigation measures: — They can stop most flooding,protecting streets and landscaping in addition to buildings. — Many projects can be built without disrupting citizens'homes and businesses. — They are constructed and maintained by a government agency, a more dependable long-term management arrangement than depending on many individual private property owners. However, as shown below, structural measures also have shortcomings. The appropriateness of using flood control depends on individual project area circumstances. Advantages — They may provide the greatest amount of protection for land area used — Because of land limitations,they may be the only practical solution in some circumstances — They can incorporate other benefits into structural project design, such as water supply and recreational uses — Regional detention may be more cost-efficient and effective than requiring numerous small detention basins Disadvantages IIIAarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a iii. IIC: Mm APPENDIX Q MITIGATION ALTERNATIVES — They can disturb the land and disrupt the natural water flows, often destroying wildlife habitat — They require regular maintenance — They are built to a certain flood protection level that can be exceeded by larger floods — They can create a false sense of security — They promote more intensive land use and development in the floodplain Probably the best-known flood control measure is a barrier of earth(levee)or concrete (floodwall) erected between the watercourse and the property to be protected. Levees and floodwalls confine water to the stream channel by raising its banks. They must be well designed to account for large floods,underground seepage,pumping of internal drainage, and erosion and scour. Reservoirs reduce flooding by temporarily storing i Sri r�rl ri �)19f%JJJ' �� flood waters behind dams or in storage or detention basins. Reservoirs lower flood heights by holding back or detaining runoff before it can flow l r ivli Flo �f Ytt V O downstream. Flood waters are detained until the flood has subsided and then the water in the reservoir or detention basin is released or pumped out slowly a at I "�r,r/r uuuuuu uuuuuuuu�uuuuuuuu�VVVVVVVVVVVV�' IIIV YrvM ;'U/. '?�r iuuuVVVV uuuuumm IVV Im u rate that the river can accommodate downstream. Reservoirs an r an r main idle until a large rain c be dry d e d e u ge event occurs. Or they may be designed so that a lake or pond is created. The lake may provide recreational A benefits or water supply(which could also help Retention pond mitigate a drought). Flood control reservoirs are most commonly built for one of two purposes. Large reservoirs are constructed to protect property from existing flood problems. Smaller reservoirs, or detention basins, are built to protect property from the stormwater runoff impacts of new development. A diversion is a new channel that sends floodwaters to a different location, thereby reducing flooding along an existing watercourse. Diversions can be surface channels, overflow weirs, or tunnels. During normal flows, the water stays in the old channel. During floods,the floodwaters spill over to the diversion channel or tunnel,which carries the excess water to a receiving lake or river. ...............OCA��........... �M ��q 0 /C S C Structural flood control projects that provide at least 100-year flood protection and that result in revisions to the Flood Insurance Rate Map are not credited by the CRS so as not to duplicate the larger premium reduction provided by removing properties from the mapped floodplain. Other flood control projects can be accepted by offering a 25-year flood protection. "'t°°° IlllllhilllllllC.5 tlllllll t IIIIIII IIIIIII IIIIIII IIIIIII°m °t IIIIII Illilll tlllilll tlllilll IIIIIII IIIIIII "tlllilll IIIIIII °° Illlllli IIIIIII" IIIIIII IIIIIII IIIIIII IIIIIII IIIIIII° cull "t Action# Mitigation Action Reason for Pursuing/Not Pursuing Funding Structural Project Measures Considered by LMSWC and Not Recommended Construction of outfalls, Key West has completed 17 such projects; - gravity wells,and exfiltration continued maintenance is necessary, but n/a trenches no further funds are being sought IIIAarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a iii. IIC: 1; M "15P APPENDIX Q MITIGATION ALTERNATIVES Action# Mitigation Action Reason for Pursuing/Not Pursuing Funding Structural Project Measures and Funding Recommended for Implementation Monroe County-wide Road Elevation Structural improvements to City and Local, County and and Drainage Improvements County streets will mitigate impacts from State, Municipalities (Phase 1 of 2) flooding and aide evacuation procedures. Federal Improving the seawall will further Loca I, 701 Palm Seawall:Seawall resilience to flooding,tropical cyclones, Key West State, replacement and sea level rise in its immediate Federal g surroundin s ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... 6 PUBLIC INFORMATION . Outreach projects are the first step in the process of orienting property owners to the hazards they face and to the concept of property protection. They are designed to encourage people to seek out more information in order to take steps to protect themselves and their properties. Awareness of the hazard is not enough; people need to be told what they can do about the hazard. Thus, projects should include information on safety,health and property protection measures. Research has shown that a properly run local information program is more effective than national advertising or publicity campaigns. Therefore, outreach projects should be locally designed and tailored to meet local conditions. Community newsletters/direct mailings: The most effective types of outreach projects are mailed or distributed to everyone in the community. In the case of floods,they can be sent only to floodplain property owners. News media: Local newspapers can be strong allies in efforts to inform the public. Local radio stations and cable TV channels can also help. These media offer interview formats and cable TV may be willing to broadcast videos on the hazards. ��::3sS The two previous activities tell people that they are exposed to a hazard. The next step is to provide information to those who want to know more. The community library and local websites are obvious places for residents to seek information on hazards,hazard protection, and protecting natural resources. Books and pamphlets on hazard mitigation can be given to libraries, and many of these can be obtained for free from state and federal agencies. Libraries also have their own public information campaigns with displays, lectures and other projects,which can augment the activities of the local government. Today, websites are commonly used as research tools. They provide fast access to a wealth of public and private sites for information. Through links to other websites,there is almost no limit to the amount of up to date information that can be accessed on the Internet. In addition to online floodplain maps,websites can link to information for homeowners on how to retrofit for floods or a website about floods for children. IIIAarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a iii. APPENDIX Q MITIGATION ALTERNATIVES ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... HAZARD FC) Residents and business owners that are aware of the potential hazards can take steps to avoid problems or reduce their exposure to flooding. Communities can easily provide map information from FEMA's FIRMs and Flood Insurance Studies. They may also assist residents in submitting requests for map amendments and revisions when they are needed to show that a building is located outside the mapped floodplain. Some communities supplement what is shown on the FIRM with information on additional hazards, flooding outside mapped areas and zoning. When the map information is provided, community staff can explain insurance,property protection measures and mitigation options that are available to property owners. They should also remind inquirers that being outside the mapped floodplain is no guarantee that a property will never flood. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... PROPERTY T 0 While general information provided by outreach projects or the library is beneficial,most property owners do not feel ready to retrofit their buildings without more specific guidance. Local building department staffs are experts in construction. They can provide free advice,not necessarily to design a protection measure,but to steer the owner onto the right track. Building or public works department staffs can provide the following types of assistance: — Visit properties and offer protection suggestions — Recommend or identify qualified or licensed contractors — Inspect homes for anchoring of roofing and the home to the foundation — Explain when building permits are needed for home improvements. A Program for Public Information(PPI) is a document that receives CRS credit. It is a review of local conditions, local public information needs, and a recommended plan of activities. A PPI consists of the following parts,which are incorporated into this plan: The local flood hazard — The property protection measures appropriate for the flood hazard — Flood safety measures appropriate for the local situation — The public information activities currently being implemented within the community,including those being carried out by non-government agencies — Goals for the community's public information program — The outreach projects that will be done each year to reach the goals — The process that will be followed to monitor and evaluate the projects ...............OC4��............... �M ��q 0��S�J /C S C Communities in Monroe County could receive credit under Activity 330—Outreach Projects as well as Activity 350—Flood Protection Information. Credit is available for targeted and general outreach projects. Credit is also provided for making publications relating to floodplain management available in the reference section of the local library. iiii IIIIIII III ��iii iiiro courity, IIL..�.ou III III iii t iii a iii aii°m Strategy a iiir''i u a iii�� 2 2, APPENDIX Q MITIGATION ALTERNATIVES Action Mitigation Action Reason for Pursuing/Not Pursuing Funding Public Information and Outreach Measures Considered by LMSWG and Not Recommended A PPI has been developed which Promote hurricane and flood distributes outreach materials that - awareness to residents and businesses. provide hurricane and flood protection n/a and preparedness information. Comprehensive hazard mitigation (prevention) education and outreach Public outreach material has been - program targeted to government created, published and distributed n/a employees,the construction industry, throughout county. and trades,and the general public. Public Information and Outreach Measures and Funding Recommended for Implementation Expand Public Outreach: Mapping, The City will expand on its existing Key outreach,floodproofing,windproofing, public outreach capabilities to provide Loca I West individual mitigation actions, information on a wider range of hazards disclosures,financing,etc. and mitigation opportunities. IIIAarvroe Courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy 3 a iiir.m u a iii. A 4 X ) \4 0 \1 11111111111111111111111111111111111111 GA 1111111 iiiiiiiiiiiiiiiiiiiiiss �Z 0 0 �4 Oc Florida's Administrative Code 27P-22 delegates authority to the LMS Working Group to set priorities and identify projects. FDEM encourages the LMS to pre-identify(and"bank")projects and gather initial data to facilitate the priority setting process and aid in more rapid consideration in the post-disaster period. The LMS allows submissions from jurisdictions,utility agencies, and non-profit organizations, among others. It is expected that initiatives "banked"into the Mitigation Strategy(found in Section 7) are identified based on information and data contained within this plan and other relevant resources. Initiatives are expected to be consistent with current policies and regulations,technically feasible, likely to have high political and social acceptance, and be achievable using existing authorities and staff. These details are identified in the preliminary enhanced STAPLEE prioritization introduced in Section 6. This appendix further details the County's prioritization process for the projects prioritized for HMA grant consideration. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... IIII IIIII II IIIIIIIIIIII IIII II IIIIIIIIIIIIIIIIIIIIIIIIII ��III ,,,,,,IIIIIIIIIIIIII uuumuu � � uumm Vo, uuuuum llu,. ul uuumuu. uuuuu uuumuul lull III uuuuuuuuuuuuu Monroe County maintains an evolving list of project initiatives that includes many site-specific initiatives. This list may be modified periodically. The creation of this list results from three distinct steps in the process. The timeline for these steps is contained in the table below and each step is defined in more detail in the sections that follow: °°°, IIII IIIIIII °"IIIIIII IIIIIIG IIIIIII °t IIIIIIGIlllllllllilll IIIIIII lllilll IIIi111811111111Rk "tlllllll IIIIIII IIIIIIG IIIIIII "IIIIIII'°°"'lllilll IIIIIII IIIIIII Illilll IIIIIII Illlllh°°°I III Timeframe Steps Quarterly Step 1:Accept NOls to"bank" projects; LMSWG Coordinator updates Mitigation Action Plan from Section 7. Post- Step 2: Entities electing to move projects from the Mitigation Action Plan to Disaster/When the prioritized list submit characterization forms; Ranking subcommittee NOFA is Issued reviews and completed prioritization forms; LMSWG Coordinator updates prioritization Step 3: Entities asked to review lists(Mitigation Action Plan and HMA Annually Prioritized List)to identified projects that are completed,deleted,or to be carried forward. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Initiatives may be placed on the Mitigation Action Plan list by any eligible entity that provides minimum information. New additions to the Mitigation Action Plan during this cycle are considered part of the "bank"moving forward. The Working Group allows submissions on a quarterly basis, so that eligible entities are not constrained by an annual opportunity to identify and pursue projects and funding. When an initiative submits a new project outside of the 5 year LMS update cycle, they are to do so by submitting a Notice of Intent(NOI) form,which may be obtained from the LMS Coordinator through the IIIAarvroe Courity,III:III III I III IIL...ou III III iii t iii atiii air.m Strategy 3 a iir.m u a iii. 2. Monroe County Emergency Management Department. Submission of NOIs require the following minimum information: — Name of owner/entity; — Name and brief description of initiative/project; — "Best estimate"of project costs; and — Identification of mitigation category,mitigation goal(s), and hazards addressed. ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... TEP D.7.2 w TWO: PRIORI .................u�ED MITIGATION INITIATIVES' Implementation of the identified mitigation actions from Step One, especially site-specific initiatives, is usually dependent upon the availability of funding. A project that is on the Step One(Mitigation Action Plan)list is moved to the Step Two (Prioritized) list when the owner/entity anticipates developing and submitting the formal application to FDEM and FEMA; at this point,the LMSWG is charged with prioritizing projects for available funding.Notices of Funding Availability(NOFA)may be issued annually(i.e. for FEMA's FMA and BRIC programs)or after disasters that yield HMGP funds, in which case NOFAs are usually issued within 90 days. Whether on an annual basis or post-disaster,the LMSWG members would be notified and eligible entities would then decide whether they are prepared to submit the applicable information to formalize initiatives from Step One. The LMS working group is charged with developing a prioritized list of initiatives pursuant to State requirements (Chapter 27P-22.006); at any given time,priorities may change due to various factors such as recent damage, availability of non-federal cost share, or changes in priorities of the funding agency. When a NOFA is anticipated or received,the LMS Coordinator will notify entities that have initiatives in the Mitigation Action Plan. In order to have an initiative forwarded to the funding agency, detailed data specified in the Characterization Form,which can be obtained from the LMS Coordinator and will be sent out with the announcement of a NOFA, are required so that the LMSWG's Ranking Subcommittee can process and determine priorities—thus creating a Prioritized Initiative (Step Two)list. The most up to date Prioritized List can be found on the following page. The following minimum information will be required: — Name of owner/entity and the point of contact responsible for providing the detailed information; — Initiative/project title, description of the project, whether it benefits a critical facility, and whether the applicant has the legal authority to undertake the project; — Estimate of how quickly the project could be started and how long it would take to complete; — The LMS goals/objectives addressed, a scope of work and need, and the hazard(s) and problem(s) it would address; — Description of the general benefits, including number of people impacted, economic benefits, social benefits, environmental benefits, and whether historic resources are affected; — Estimated total project costs and whether a formal Benefit-Cost Analysis has been prepared or if the estimated benefits are based on the worksheet to approximate a Benefit-to-Cost Ratio; — Statements regarding feasibility; consistency with other plans,policies, codes and ordinances;permits and approvals necessary; level of effort to implement; and likely reception by the public; and — An attachment to approximate benefits and costs. IIIAarvr()e courity, WS III IIM t.III ill... .iii iii °lii lii iii III III oo,,III III iiitiii atiiiar'i strategy 3 aiiir.m u a iy IIC:.. g ,IIC::: . ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... In order to maintain records that demonstrate progress toward the mitigation goals, such as the details found in Section 2.9,the LMSWG recognizes that is important to track completed initiatives as well as initiatives that are deleted from the list, including those for which sufficient information was not provided to retain on one of the other lists. At least once a year, entities that have initiatives on either list (regardless of source of funding)will report whether these initiatives have been completed, deleted, or are carried forward—subsequently remaining on the appropriate list. At any time, entities may request that an initiative be deleted. The LMS Coordinator will maintain a list of such action. III IIL...ou III III iii t iii a iii air.m Strategy a iii*.m u a iii. 2,0 2,6 ,m APPENDIX E: REFERENCES 11111111111111111111) 14 C '114 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIII .�� IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII — Brink,Uri ten; David Twichell; Patrick Lynett; Eric Geist; Jason Chaytor; Homa Lee; Brian Buczkowski; and Claudia Flores. Regional Assessment of Tsunami Potential in the Gulf of Mexico: U.S. Geological Survey Administrative Report.National Tsunami Hazard Mitigation Program. 2009. — Climate Central Surging Seas Risk Finder,Accessed February 2025 — FEMA Disaster Declarations Summary,Updated March 2025. — FEMA Mitigation Ideas: A Resource for Reducing Risk to Natural Hazards. 2013. — FEMA. Monroe County and Incorporated Areas Flood Insurance Study. Revised May 16,2012. — FEMA. Community Information System, 2025. — FEMA, ISO. Monroe County Repetitive Loss Data. August 2024. — Florida Department of Business and Professional Regulation,Florida Building Commission. Florida Building Code, 8'Edition. 2023. — Florida Department of Environmental Protection, Division of Water Resource Management. Critically Eroded Beaches in Florida. Updated August 2024 — Florida Department of Environmental Protection, Office of Resilience and Coastal Protection. Strategic Beach Management Plan: Florida Keys Region. May 2023. — Florida Department of Transportation. Florida Bridge Inventory, 2019. — Florida TaxWatch,Updated April 2020. — IPCC, 2007. Climate Change 2007: The Physical Science Basis, Contribution of Working Group I to the Fourth Assessment Report of the Intergovernmental Panel on Climate Change. (Solomon, S., D. Qin, M. Manning, Z. Chen, M. Marquis, K. B. Averyt, M. Tignor, and H. L. A-2 EC 1165-2- 212 1 Oct 11 Miller, eds.). Cambridge University Press, Cambridge,United Kingdom and New York,NY,USA. — IPCC, 2014. Climate Change 2014: Impacts,Adaptation, and Vulnerability. Contribution of Working Group II to the Fifth Assessment Report of the Intergovernmental Panel on Climate Change. — IPCC, 2018: Global warming of 1.5°C. An IPCC Special Report on the impacts of global warming of 1.5°C above pre-industrial levels and related global greenhouse gas emission pathways,in the context of strengthening the global response to the threat of climate change, sustainable development, and efforts to eradicate poverty [V. Masson-Delmotte,P. Zhai, H. O. Portner, D. Roberts, J. Skea,P.R. Shukla, A. Pirani,W. Moufouma-Okla, C. Pean,R. Pidcock, S. Connors, J. B. R. Matthews, Y. Chen,X. Zhou, M. I. Gomis, E. Lonnoy, T. Maycock, M. Tignor, T.Waterfield (eds.)]. In Press. — IPCC, 2023: Climate Change 2023: Synthesis Report. Contribution of Working Groups I, II and III to the Sixth Assessment Report of the Intergovernmental Panel on Climate Change [Core Writing Team, H. Lee and J. Romero (eds.)]. IPCC, Geneva, Switzerland,pp. 35-115, doi: 10.59327/IPCC/AR6-9789291691647. IIIAarvroe courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy Jaiir'iu ai' APPENDIX E: REFERENCES — James B. Elsner, Svetoslava C. Elsner, and Thomas H. Jagger. The increasing efficiency of tornadoes in the United States. Climate Dynamics/vol.45 issue 3-4,pp 651-659. — Mazzei, Patricia. 82 Days Underwater: The Tide is High but They're Holding On. November 24, 2019.New York Times. https-://www.nytimes.com/2019/11/24/ /florida-keys-flooding-king- tide.html — Mentaschi, L. et al. Global long-term observations of coastal erosion and accretion. August 27, 2018. Scientific Reports. https://doi.org/10.1038/s4l598-018-30904-w — Monroe County local GIS data(parcels, LOMCs, critical facilities). 2024. — Monroe County Emergency Management Department. Monroe County Comprehensive Emergency Management Plan. Updated July 2022. — Monroe County Local Mitigation Strategy, 2020. — Monroe County Ordinance 006-2020, February 10,2020. — Monroe County Post-Disaster Recovery Strategy Operational Framework,January 2020. — Monroe County Rate of Growth Ordinance, 1992. — Monroe County Recovery Plan, October 2009. — Monroe County Tax Parcels, 2024. — National Climate Assessment, 2014. — Fifth National Climate Assessment, 2023. — National Drought Mitigation Center, Drought Impact Reporter. — National Integrated Drought Information System,U.S. Drought Portal. — National Weather Service. — NOAA, Coastal Change Analysis Program(C-CAP). https://coast.noaa.gov/digitalcoast/data/ccapregional.html — NOAA,National Centers for Environmental Information, Storm Events Database. — NOAA,National Hurricane Center. — NOAA, Office of Coastal Management. — NOAA, Tides and Currents — North Carolina State Climate Office. Climate Tools. — Southeast Florida Regional Climate Change Compact.Unified Sea Level Rise Projection. Updated 2019. Accessed February 2025. — Southern Wildfire Risk Assessment, 2025. — State of Florida. Enhanced Hazard Mitigation Plan. 2023. — U.S. Census Bureau. American Community Survey 2019-2023 5-Year Estimates. — U.S. Census Bureau. 2010 Decennial Census. — U.S. Census Bureau. 2000 Decennial Census. — U.S. Coast Guard National Response Center. IIIAarvroe courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy Jaiir'iu ai a 2,02,6 APPENDIX E: REFERENCES — U.S. Department of Agriculture, Risk Management Agency, Cause of Loss Historical Data Files, 2007-2023. — U.S. Department of Transportation Pipeline and Hazardous Materials Safety Administration — U.S. Drought Monitor. February 2025. — U.S. Environmental Protection Agency Toxic Release Inventory. — U.S. Forest Service,Wildland Fire Assessment System. — U.S. Geological Survey Coastal Change Hazards Portal. — U.S. Global Change Research Program, 2016: The Impacts of Climate Change on Human Health in the United States: A Scientific Assessment. http://dx.doi.org/10.7930/JOR49NQX — USGCRP, 2017: Climate Science Special Report: Fourth National Climate Assessment,Volume I [Wuebbles, D.J.,D.W. Fahey, K.A. Hibbard, D.J. Dokken, B.C. Stewart, and T.K. Maycock (eds.)]. U.S. Global Change Research Program, Washington, DC, USA,470 pp., doi: 10.7930/JOJ964J6. — VAISALA,National Lightning Detection Network. IIIAarvroe courity,III:III III: III .III ill .iii iii ..lii ii iii III IIL...ou III III iii t iii atiii aii°m Strategy Jaiir'iu ai'