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Certificates of Insurance CERTIFICATE NUMBER A TL-00087 4784-07 PRODUCER Marsh USA, Inc. PO BOX 459010 Sunrise, FL 33345-9010 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER OTHER THAN THOSE PROVIDED IN THE POLICY. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POUCIES DESCRIBED HEREIN. COMPANIES AFFORDING COVERAGE 712219-ALL-MAIN.03.04 OCRA ALL INSURED OCEAN REEF COMMUNITY ASSOCIATION 35 OCEAN REEF DRIVE, #220 KEY LARGO, FL 33037 COMPANY A ARCH INSURANCE COMPANY COMPANY B COMMERCE AND INDUSTRY INS CO COMPANY C ST. PAUL FIRE & MAR INS CO COMPANY D THIS IS TO CERTIFY THAT POLICIES OF INSURANCE DESCRIBED HEREIN HAVE BEEN ISSUED TO THE INSURED NAMED HEREIN FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THE CERTIFICATE MAYBE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, CONDITIONS AND EXCLUSIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO TYPE OF INSURANCE POLICY NUMBER POUCY EFFECTIVE POLICY EXPIRATION LIMITS LTR DATE (MMlDDNY) DATE (MMlDDNY) A GENERAL LIABILITY MEPK3047628 10101103 10101/04 GENERAL AGGREGRATE $ 10,000,000 X COMMERCIAL GENERAL LIABILITY PRODUCTS-COMP/OP AGG $ 10,000,000 CLAIMS MADE 0 OCCUR PERSONAL &ADV INJURY $ 1,000,000 OWNER'S & CONTRACTOR'S PROT EACH OCCURRENCE $ 1,000,000 FIRE DAMAGE (Anyone fire) $ 100,000 MED EXP (Anyone person) $ 5,000 A AUTOMOBILE LIABILITY MEPK3047628 1 0101/03 10101/04 X COMBINED SINGLE LIMIT $ 1,000,000 ANY AUTO ALL OWNED AUTOS BODILY INJURY X SCHEDULED AUTOS (Per person) $ X HIRED AUTOS BODILY INJURY $ X NON-OWNED AUTDS (per acciden~ PROPERTY DAMAGE $ GARAGE LIABILITY AUTO ONL Y- EA ACCIDENT $ ANY AUTO OTHER THAN AUTO ONLY: EACH ACCI DENT AGGREGATE A EXCESS LIABILITY MEUM047630 10/01103 10,000,000 X UMBRELLA FORM 20,000,000 OTHER THAN UMBRELLA FORM B WORKERS COMPENSATION AND 9697668 1 0/01/03 EMPLOYERS' UABIUTY THE PROPRIETOR! INCL EL DISEASE-POLICY LIMIT PARTNERs/EXECUTIVE OFFICERS ARE: EXCL EL DISEASE-EACH EMPLOYEE OTHER OCC. LIMIT: $10,000,000 C EXCESS UMBRELLA QI06800476 1 0/01/03 1 0101/04 EXCESS OF $10,000,000 LIABILITY AGG. LIMIT: $10,000,000 EXCESS OF $20,000,000 DESCRIPTION OF OPERATlONS/LOCATIONSNEHICLES/SPECIAL ITEMS RE: GRANT FOR OCEAN REEF VOLUNTEER RRE DEPARTMENT MONROE COUNTY, BOARD OF COUNTY COMMISSIONERS ARE INCLUDED AS ADDITIONAL INSURED AS RESPECTS GENERAL LIABILITY AND AUTO LIABILITY. MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 1100 SIMONTON STREET KEY WEST, FL 33040 SHOULD ANY OF THE POLICIES DESCRIBED HEREIN BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE INSURER AFFORDING COVERAGE WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED HEREIN, BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER AFFORDING COVERAGE, ITS AGENTS OR REPRESENTATIVES, OR THE ISSUER OF THIS CERTIFICATE. MARSH USA INC ~ i!!!.~_~!~1~~~~i~'~~!~~~fi,j~mi,!'j~..!!!!!!!!!!'!!!~!!~illi,iill!!m!j!j~mj'j!j'm1j~!i,ljjm~::~~::9F:::::::1::m;Y,Qg,B!!! CERTIFICATE NUMBER ATL-000874784-10 PRODUCER Marsh USA Inc. PO BOX 459010 SUNRISE, FL 33345-9010 Attn: William Barrows FtLauderdale.certs@marsh.com THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER OTHER THAN THOSE PROVIDED IN THE POUCY. THIS CERTIACATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES DESCRIBED HEREIN. COMPANIES AFFORDING COVERAGE 712219-ALL-MAIN-04-05 OCRA ALL INSURED OCEAN REEF COMMUNITY ASSOCIATION 35 OCEAN REEF DRIVE, #220 KEY LARGO, FL 33037 COMPANY A ARCH INSURANCE COMPANY COMPANY B COMMERCE AND INDUSTRY INSURANCE COMPANY COMPANY C ST. PAUL FIRE & MARINE INS. CO. COMPANY D THIS IS TO CERTIFY THAT POLICIES OF INSURANCE DESCRIBED HEREIN HAVE BEEN ISSUED TO THE INSURED NAMED HEREIN FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THE CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BYTHE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, CONDITIONS AND EXCLUSIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE POLICY EXPIRATION LIMITS LTR DATE (MMIDDNY) DATE (MMIDDNY) A GENERAL LIABILITY MEPK057306 1 0/01104 10101105 GENERAL AGGREGRATE $ X COMMERCIAL GENERAL LIABILITY PRODUCTS-COMP/OP AGG $ CLAIMS MADE 0 OCCUR PERSONAL & ADV INJ URY $ OWNER'S & CONTRACTOR'S PROT EACH OCCURRENCE $ FIRE DAMAGE (Anyone fire) $ MED EXP (Anyone person) $ A AUTOMOBILE LIABILITY MEPK057306 10/01/04 1 0101/05 X COMBINED SINGLE LIMIT $ ANY AUTO ALL OWNED AUTOS BODILY INJURY X SCHEDULED AUTOS (Per person) $ X HIRED AUTOS BODILY INJURY X NON-OWNED AUTOS (per acciden~ $ PROPERTY DAMAGE $ GARAGE LIABIUTY $ ANY AUTO WAIVER THER THAN AUTO ONLY, EACH ACCIDENT AGGREGATE A EXCESS LIABILITY MEUM057308 10/01/04 1 0/01/05 EACH OCCURRENCE X UMBRELLA FORM AGGREGATE OTHER THAN UMBRELLA FORM B WORKERS COMPENSATION AND WC 9683223 10/01/04 1 0/01/05 EMPLOYERS' LIABILITY THE PROPRIETOR! X INCL EL DISEASE-POLICY LIMIT PARTNERs/EXECUTIVE OFFICERS ARE: EXCL EL DISEASE-EACH EMPLOYEE OTHER C EXCESS UMBRELLA QI06800680 10/01104 10101105 EACH OCCURRENCE LIABILITY AGGREGATE DESCRIPTION OF OPERATlONSlLOCATIONSNEHICLESlSPECIAL ITEMS RE: GRANT FOR OCEAN REEF VOLUNTEER RRE DEPARTMENT MONROE COUNTY, BOARD OF COUNTY COMMISSIONERS ARE INCLUDED AS ADDITIONAL INSURED AS RESPECTS GENERAL LIABILITY AND AUTO LIABILITY. 10,000,000 10,000,000 1 ,000,000 1,000,000 100,000 5,000 1,000,000 10,000,000 20,000,000 1,000,000 1,000,000 1 000 000 10,000,000 10,000,000 MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 1100 SIMONTON STREET KEY WEST, FL 33040 SHOULD ANY OF THE POLICIES DESCRIBED HEREIN BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE INSURER AFFORDING COVERAGE WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED HEREIN, BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER AFFORDING COVERAGE, ITS AGENTS OR REPRESENTATIVES, OR THE ISSUER OF THIS CERTIFICATE. (:.c:... I . ~ MARSH USA INC BY, Juan Hernandez V~~~ MARSH CERTIFICATE OF INSURANCE CERTIFiCATE NUMBER A TL -00087 4784-1 2 PRODUCER Marsh USA Inc. POBox 459010 Sunrise, FL 33345-9010 Attn: 212-948-0512 FtLauderdale.certs@marsh.com THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER OTHER THAN THOSE PROVIDED IN THE POLICY. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES DESCRIBED HEREIN. COMPANIES AFFORDING COVERAGE 12219-ALL-MAIN-05-06 OCRA ALL COMPANY A ARCH INSURANCE COMPANY OCEAN REEF COMMUNITY ASSOCIATION 35 OCEAN REEF DRIVE, #220 KEY LARGO, FL 33037 COMPANY C ST. PAUL TRAVELERS COMPANY B COMMERCE AND INDUSTRY INSURANCE COMPANY INSURED COMPANY D . ................, -----... ...- .......----. COVERAGES TI1is.certifiCate.supersedesand.replaces.any.previollsly..issuedcertificate..foftne.poUcy.period.noted.tielow. 3 THIS is TO CERTIFY THAT POLICIES OF INSURANCE DESCRIBED HEREIN HAVE BEEN ISSUED TO THE INSURED NAMED HEREIN FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THE CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, CONDITIONS AND EXCLUSIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CO LTR POLICY EFFECTIVE POLICY EXPIRATION DATE (MM/DD/YV) DATE (MM/DDIYY) TYPE OF INSURANCE POLICY NUMBER A GENERAL LIABILITY i X COMMERCIAL GENERAL LIABILITY CLAIMS MADE [8] OCCUR OWNER'S & CONTRACTOR'S PROT MEPK06910200 10/01/05 '10/01/06 GENERAL AGGREGATE PRODUCTS - COMP/OP AGG PERSONAL & ADV INJURY EACH OCCURRENCE A AUTOMOBILE LIABILITY X ANY AUTO ALL OWNED AUTOS X I SCHEDULED AUTOS X HIRED AUTOS X NON.OWNED AUTOS 10/01/05 10/01/06 COMBINED SINGLE LIMIT MEPK06910200 BODILY INJURY (Per person) BODILY INJURY (Per accident) "m~ PROPERTY DAMAGE GARAGE LIABILITY --....- 10. ' AIVER '^i!/J.,___IJ YFS 1-- . _1., --- I - AUTO ONLY - EA ACCIDENT OTHER THAN AUTO ONLY: EACH ACCIDENT AGGREGATE EACH OCCURRENCE AGGREGATE A 10/01/06 ANY AUTO MEUM06827700 10/01/05 B X UMBRELLA FORM I OTHER THAN UMBRELLA FORM WORKERS COMPENSATION AND EMPLOYERS' LIABILITY 10/01/05 968-7241 10/01/06 X THE PROPRIETOR! PARTNERS/EXECUTIVE OFFICERS ARE: o C EXCESS UMBRELLA LIABILITY IXlI NCL EXCL EL DISEASE.POLlCY LIMIT EL DISEASE.EACH EMPLOYEE $ QI06800928 10/01/05 10/01/06 EACH OCCURRENCE AGGREGATE LIMITS $ 10,000,000 $ 10,000,000 $ 1,000,000 $ 1,000,000 $ 100,000 $ 5,000 $ 1,000,000 $ $ $ 10,000,000 20,000,000 10,000,000 10,000,000 DESCRIPTION OF OPERATIONS/LOCATIONSNEHICLESlSPECIAL ITEMS RE: GRANT FOR OCEAN REEF VOLUNTEER FIRE DEPARTMENT MONROE COUNTY, BOARD OF COUNTY COMMISSIONERS ARE INCLUDED AS ADDITIONAL INSURED AS RESPECTS GENERAL LIABILITY AND AUTO LIABILITY. MONROE COUNTY BOARD OF COUNTY COMMISSIONERS 1100 SIMONTON STREET KEY WEST, FL 33040 SHOULD ANY OF THE POLICIES DESCRIBED HEREIN BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF. THE INSURER AFFORDING COVERAGE 'MLL ENDEAVOR TO MAIL ----3D DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED HEREIN. BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER AFFORDING COVERAGE. ITS AGENTS OR REPRESENTATIVES. OR THE ISSUER OF THIS CERTIFICATE. V~~~