Item I6
2-03-2C1GLl 5: 04P~,1
FROH
P 1
LAND AUTHORITY GOVERNING BOARD
AOENDA ITEM SUMMARY
Meeting Date: Februarv 18. 2004
Bulk Item: Yes No l
Department: Land Authoritv
-
Agenda Item Wording: Commissioner Neugent ~ Approval to appoint Rosie Ladrie to the Land
Authority Advisory Committee.
Item Background: The appointment of Ms. Ladlie will flit the seat of the Lower Keys resident recently
vacated by Louise Matthews. Ms. Ladrie is a resident of Little Torch Key.
Advisory Committee Action: N/A
Previous Goveming Board Action: NlA
Contract/Agreement Changes: N/A
Recommendation: Approval
Total Cost: $ NlA
Cost to Land Authority: $NlA
Budgeted: Yes_ No
Source of Funds:
Commissioner Approval: .
Approved By: Attorney 1-
Documentation: Included:-1L-
To Follow:
Not Required: _'
Disposition:
Agenda Item LA #6
02/02/2004 22:06 FAX J05 872 478i
FIRST STATE BANK-BP
I4J 002
lIxperiance
Education
Rosie Ladrie
1995--Present First State Bank of the Florida Keys
lower Keys Region Manager - VICe President
Responsible fa( 4 Branch Offices Located in Sugaf10af Key I
Summel1and Key, and Big Pine Key, including 1 in-store office.
1989-1995 TlB Bank of the Keys
Branch Manager - AsSsiant Vice President - Big Pine Key Office
1986-1989 American Pioneer Savings Bank
Construction loan Administration Manager - Assistant Vice President
1973-1986 Security First Federal Savings am Loan Assn.
Commercial loan Oosing Coordinator - Assistant Vice President
1970-1913 State Fidelity Savings & LOGn
FHA & VA Loan Department startup Coordinator
1964-1967 Bell Federal Savings & Loan Association
Entry level Mortgage Loan Proc:essor & DoelHTIent Clerk
1967-1975 Institute of Financial Education
· Graduate Degree.
1991 University of Oklahoma
Commercial Lending School
Various Lending, residential, consumer and oonmercial banking
iefrinars
Management and supervision of personnel serrinars
02/02/2004 22:07 FAX 305 87~ 4787
Interests
Community
Involvement
FIRST STATE BASK-BP
141 003
Quilting,Fishing, boating, scuba diving, white water rafting, hiking,
AVid reader , also nkes 1D do COfT1)uter research
Past President of the,) L~ Keys Chamber of Commerce, served
on Chamber Board of Oireaors for 9 years in various capacities
Past President of Big Pine and Lower Keys Rotary Club, served on
Rotary Board in varioUS positions. 5cl1oIafship Committee, Kid's
Kamival Comrrittee
1994 Graduate of Leade~ Monroe Courty, currentty serving as a
diR!ctor
Present member of District II Advisory Council having served since
1995
Past Director of Monroe Courtty DonwMic Abuse Center
Director of Monroe County Housing Finance Authority
Associate Merr1>er of MarathOn & Lower Keys Association of Realtors
Associate Member of Aorida Keys Contractors Association
RESOLUTION NO.
A RESOLUTION OF THE MONROE COUNTY
COMPREHENSIVE PLAN LAND AUTHORITY AUTHORIZING
PURCHASE OF THE TRADEWINDS HAMMOCKS PHASE II
AFFORDABLE HOUSING SITE AND CONVEYANCE OF SAME
TO THE MONROE COUNTY HOUSING AUTHORITY,
WHEREAS, section 380.0666(3), Florida Statutes (FS) and section 9.3-2, Monroe County Code,
empower the Monroe County Comprehensive Plan Land Authority (hereinafter "Land Authority")
to acquire an interest in real property for the purpose of providing affordable housing to very low,
low, or moderate income persons as defined in section 420.0004, FS, where said acquisitions
are consistent with a comprehensive plan adopted pursuant to Chapter 380, FS; and
WHEREAS, on August 16, 2001, the Land Authority Governing Board approved Resolution 09-
2001, authorizing a $924,000 zero-interest, 50-year mortgage loan in support of the proposed
development of 52 units of affordable rental housing known as Tradewinds Hammocks Phase II
on Lots 1 through 14, inclusive, Block 4, Industrial Acres (PB 5-15) (hereinafter "subject
property"; and
WHEREAS, on May 16, 2000, Tradewinds Hammocks II, LLC recorded affordable housing deed
restrictions consistent with Resolution 09-2001 (OR 1633-729); and
WHEREAS, on November 8, 2002, pursuant to Resolution 09-2001, the Land Authority
disbursed the $700,000 first draw of the $924,000 loan secured by a mortgage and promissory
note (OR 1832-1507); and
WHEREAS, to date Tradewinds Hammocks II, LLC has not received the tax credit and SAIL
loan financing from the Florida Housing Finance Corporation contemplated in Resolution 09-
2001; and
WHEREAS, on November 14, 2003, Tradewinds Hammocks II, LLC requested authorization to
convert the proposed development from rental to homeownership and to modify the property's
deed restriction to increase the income limits from 100% to 120% of median income; and
WHEREAS, the Land Authority Advisory Committee considered this request at a meeting held
November 24, 2003 and voted 3/0 with one abstention to recommend approval; NOW,
THEREFORE,
BE IT RESOLVED BY THE MONROE COUNTY COMPREHENSIVE PLAN LAND AUTHORITY:
Section 1, The Land Authority is in receipt of the February 13, 2004 letter from the Monroe
County Housing Authority's Executive Director. Provided the Board of Directors of the Monroe
County Housing Authority wishes to participate in Tradewinds Hammocks Phase 2 and votes to
accept title to the subject property, the Land Authority Chairman is authorized to execute the
Land Authority's standard purchase agreement to acquire the subject property from Tradewinds
Hammocks II, LLC for a purchase price of $924,000.
Page 1 of 2
Section 2. Upon the Land Authority's receipt of title to the subject property, the Land Authority
Chairman is authorized to sign a deed conveying said title to the Monroe County Housing
Authority, subject to the attached deed restrictions in Exhibit A, for development with affordable
housing.
PASSED AND ADOPTED by the Monroe County Comprehensive Plan Land Authority at a
regular meeting on this day of 2004.
(Seal)
ATTEST:
MONROE COUNTY COMPREHENSIVE
PLAN LAND AUTHORITY
Mark J. Rosch
Executive Director
David P. Rice
Chairman
Approved for Legal Form
Larry R. Erskine
Page 2 of 2
EXHIBIT "A"
DEED RESTRICTIONS
The property shall be developed with affordable housing for very low, low, or
moderate income persons as defined in section 420.0004, Florida Statutes,
consistent with the following affordable housing requirements of the Monroe
County Land Authority Development Regulations:
1. The annual adjusted gross income for the owner-occupied or tenant-occupied
household shall not exceed 120 percent of the median adjusted gross annual
income within Monroe County.
2. The monthly rent or mortgage payments including taxes, insurance and
utilities shall not exceed thirty (30) percent of 120% of the median adjusted
gross annual income for households within Monroe County divided by twelve
(12).
3. Under Monroe County Code Section 9.5-266, the affordable housing dwelling
unit is restricted to a maximum of one thousand three hundred (1,300) square
feet of habitable space.
4. The applicant has used the affordable housing program to gain additional
points in the permit allocation system pursuant to Monroe County Section 9.5-
122.3(6).
5. These deed restrictions shall remain in effect in perpetuity regardless of the
ability of the owner(s) or occupant(s) to comply or re-qualify on an annual
basis or as otherwise may be required.
6. All of the restrictions herein shall be binding upon any transferees, lessees,
heirs, assigns or successors in the chain of title.
In addition to the foregoing, in accordance with the Memorandum of
Understanding between Monroe County and the Department of Community
Affairs dated December 27, 1999, persons currently or formerly housed in an
illegal downstairs enclosure who have been or will be displaced as a result of the
removal of said enclosures and who meet all applicable affordability
requirements shall be given first priority when the Tradewinds Hammocks
housing occupants are selected.