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Resolution 167-1989 RESOLUTION NO. 167 -1989 co N A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY FLORIDA, APPROVING THE OPERATION OF THE HOUSING FINANCE AUTHORITY OF CLAY COUNTY, FLORIDA, WITHIN THE TERRITORIAL BOUNDARIES OF MONROE COUNTY FOR THE PURPOSE OF PROVIDING FUNDS FOR THE PURCHASE FROM LENDING INSTITUTIONS OF LOW INTEREST RATE MORTGAGE LOANS TO MODERATE, MIDDLE AND LESSER INCOME FAMILIES WITHIN MONROE COUNTY WITH THE PROCEEDS FROM THE SALE OF SINGLE FAMILY MORTGAGE REVENUE BONDS; AND PROVIDING AN EFFECTIVE DATE. (V"\ ":"':" oq c~ c:~ (..:'..1..... LL 0'\ ,.... Co) ~, The Board of County Commissioners of Monroe County, Florida (the "Governing Body"), by Ordinance No. 10-1979, enacted on June 5, 1979 created the Housing Finance Authority of Monroe County, Florida (the "Monroe Authority"), to alleviate a shortage of housing and capital for investment in housing in Monroe County, Florida (the "County"); and WHEREAS, the governing body by Resolution No. 333-1988 adopted on August 2, 1988, found and declared that a need existed for the Monroe Authority to function to alleviate a shortage of housing and capital for investment in housing within the County; and WHEREAS, Sections 159.603 and 159.604, Florida Statutes, authorize the Governing Body as the governing body of the County to approve the operation of the Housing Finance Authority of Clay County, Florida (the "Clay Authority") within its territorial boundaries; and WHEREAS, the Clay Authority has authorized the issuance of a sufficient amount of single family mortgage revenue bonds to fund qualifying mortgage loans in both Clay County, Florida, and the County, as well as certain other counties which may also participate in a joint single family mortgage revenue bond program such bonds being issued either solely by the Clay Authority or jointly with the Housing Finance Authority of Volusia County; and WHEREAS, the Monroe Authority has requested that the Governing Body approve the operation of the Clay Authority within the territorial boundaries of the County with respect to a joint single family mortgage revenue bond program with the Monroe Authority; and WHEREAS, by combining the authority to issue single family mortgage revenue bonds of the Clay Authority, the Monroe Authority and other issuers desiring to participate in the issue, the Clay Authority will be able to make available mortgage loans at rates below the rates otherwise possible if the Monroe Authority attempted a separate issue; NOW, THEREFORE, BE IT RESOLVED by the Board of County Commissioners of Monroe County, Florida, that: SECTION 1. It is hereby found, determined and declared that: (a) Within the County, there is a shortage of housing available at prices or rentals which many persons and families can afford and a shortage of capital for investment in such housing. This shortage constitutes a threat to the health, safety, morals and welfare of the residents of the County, deprives the County of an adequate tax base, and causes the county to make excessive expenditures for crime prevention and control, public health, welfare and safety, fire and accident protection and other public services and facilities; (b) Such shortage of capital and housing cannot be relieved except through the encouragement of investment by private enterprise and the stimulation of construction and rehabilitation of housing through the use of public financing; and (c) Because of the economies of scale, time consideration and other factors, it is advantageous economically and otherwise and thus, there is a need for the Clay Authority to operate within the territorial boundaries of the County with respect to the issuance of its Single Family Mortgage Revenue Bonds, and the use of a portion of the proceeds thereof to provide funds for the acquisition of mortgage loans for persons and families of moderate, middle or lesser income within the County (the "Single Family Mortgage Loan Program"). SECTION 2. The operation of the Clay Authority within the territorial boundaries of the County in regard to the Single Family Mortgage Loan Program is hereby authorized and approved. SECTION 3. The Governing Body, on behalf of the County, hereby covenants and agrees not to authorize the issuance of any single family mortgage revenue bonds prior to the issuance of the Housing Finance Authority of Clay County, Florida, Single Family Mortgage Revenue Bonds as contemplated herein. SECTION 4. This Resolution shall become effective immediately upon its adoption. PASSED AND ADOPTED by the Board of County Commissioners of Monroe County, Florida, this the 21st day of March, 1989. BOARD OF COUNTY COMMISSIONERS, MONROE COUNTY, FLORIDA BY: /JII~J;P4 (SEAL) ATTEST IDANNY L KOLHAGE Clerk , .. ~;t~,~~ Clerk '