Resolution 003-1993
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RESOLUTION NO.
003
-1993
A RESOLUTION FIXING THE DATE, MATURITY
SCHEDULE, INTEREST RATES, INTEREST PAYMENT
DATES, REDEMPTION PROVISIONS AND BOND
REGISTRAR, PAYING AGENT, ESCROW HOLDER AND
CUSTODIAL TRUSTEE WITH RESPECT TO $1,185,000
REFUNDING IMPROVEMENT REVENUE BONDS, SERIES
1993, OF MONROE COUNTY, FLORIDA; AWARDING THE
BONDS AT NEGOTIATED SALE TO THE PURCHAS~;
APPROVING THE FORM AND DISSEMINATION OF ~E 0
OFFICIAL STATEMENT FOR THE BONDS; APPROV~G ~
THE FORM OF ESCROW DEPOSIT AGREEMENT;~~
CANCELLING AUTHORIZATION FOR THE ISSUANCE ~ r
THE BALANCE OF THE BONDS; AUTHORIZING A5LS~
OTHER NECESSARY ACTION IN CONNECTION WITH T~~ 0 ~
ISSUANCE OF THE BONDS; AND PROVIDING ~~~
EFFECTIVE DATE. r:-' ~ (.0
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BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF
MONROE COUNTY, FLORIDA:
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SECTION 1. AUTHORITY FOR RESOLUTION. This resolution
is adopted pursuant to Sections 215.84 and 218.385, Florida
Statutes, and other applicable provisions of law.
SECTION 2. FINDINGS.
determined and declared that:
It is hereby ascertained,
A. A resolution (the "Resolution") of the Board of
County Commissioners (the "Governing Body") of Monroe County,
Florida (the "Issuer"), duly adopted on January 13, 1993,
authorized the issuance of not exceeding $2,500,000 Refunding
Improvement Revenue Bonds, Series 1993 (the "Bonds"), to provide
for the advance refunding of certain outstanding obligations of
the Issuer.
B. Prior to
changes have occurred
interest rates on long
to the Issuer.
adoption of this resolution, significant
in the municipal bond market regarding
term municipal bonds, which are favorable
C. Based upon all available information and advice from
the staff of the Issuer, the Governing Body has determined that
it is in the best interest of the Issuer to respond to these
favorable market conditions without undue delay.
D. There is insufficient time to
favorable market conditions by offering the
sale.
respond to these
Bonds for public
E. The complex
requires lengthy and
unreasonably restricted
sale.
character
detailed
by the
of the issuance of the Bonds
structuring which could be
lack of flexibility at public
F. A negotiated sale of these Bonds will result in the
most favorable bond financing plan and is in the best interest of
the Issuer.
G. There has been filed with the Issuer, prior to
adoption of this resolution, the disclosure statement required by
Section 218.385(4), Florida Statutes.
H. The Issuer has received a commitment (the
"Commitment") for municipal bond insurance from AMBAC Indemnity
Corporation (the "Insurer") and, therefore, expects to receive
from Standard & Poor's Corporation, New York, New York, or
Moody's Investors Service, New York, New York, prior to issuance
of the Bonds, a bond rating in one of its 3 highest
classifications.
I. William R. Hough & Co. (the "Purchaser"), has by
written proposal, offered to purchase $1,185,000 aggregate
principal amount of the Bonds at the price of $1,170,582.70 (the
"Purchase Price"), plus accrued interest to the date of delivery,
at the interest rates set forth below.
J. It is necessary and desirable at this time to fix
the date, maturity schedule, interest rates, interest payment
dates, redemption provisions and bond registrar, paying agent,
escrow holder and custodial trustee with respect to the Bonds; to
award the Bonds at negotiated sale to the Purchaser; to approve
the form and dissemination of the official statement for the
Bonds; to cancel authorization for the issuance of the balance of
the Bonds; and to authorize all other necessary action in
connection with the issuance of the Bonds.
SECTION 3. REMAINING FISCAL DETAILS FOR BONDS. The
date, maturity schedule, interest rates, interest payment dates
and redemption provisions for the Bonds shall be as set forth
below.
The Bonds shall be dated January 1, 1993, and bear
interest payable on July 1, 1993, and semiannually thereafter on
January 1 and July 1 of each year.
Bonds in the aggregate principal amount of $1,185,000
shall be issued as serial bonds, shall bear interest at the rates
per annum and shall mature on July 1 in the years and amounts as
follows:
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Interest Interest
Year Amount Rate Year Amount Rate
1993 $105,000 2.40% 1997 $180,000 4.30%
1994 155,000 3.10 1998 190,000 4.50
1995 170,000 3.70 1999 200,000 4.75
1996 175,000 4.10
The Bonds or portions thereof are not subject to
redemption prior to their respective stated dates of maturity, at
the option of the Issuer.
SECTION 4. BOND REGISTRAR, PAYING AGENT AND ESCROW
HOLDER; ESCROW DEPOSIT AGREEMENT. The bond registrar, paying
agent and escrow holder with respect to the Bonds shall be
Barnett Banks Trust Company, N .A., Jacksonville, Florida-. The
Escrow Deposit Agreement shall be in substantially the form
attached hereto as Exhibit A.
SECTION 5.
with respect to the
Tampa, Florida.
CUSTODIAL TRUSTEE. The custodial trustee
Bonds shall be NationsBank, Florida, N.A.,
SECTION 6. AWARD OF BONDS. Bonds in the aggregate
principal amount of $1,185,000 are hereby awarded and sold to the
Purchaser at the Purchase Price, plus accrued interest to the
date of delivery, bearing interest as stated above, and upon the
remaining terms and conditions of the purchase proposal.
SECTION 7. STATEMENT OF INSURANCE. There shall be
printed on the back of each Bond a statement to the effect that
payment of the principal of and interest on the Bonds is insured
by the Insurer, and the proper officer of the Issuer is
authorized and directed to pay the premium for such insurance
upon the delivery of the Bonds.
SECTION 8. OFFICIAL STATEMENT. The form and
dissemination of the preliminary official statement, as revised,
("deemed final") (except for permitted omissions) as of the date
of adoption of this resolution, for purposes of SEC Rule 15c2-
12(b)(1)) with respect to and in connection with the marketing of
the Bonds are hereby approved. The proper officers or agents of
the Governing Body or of the Issuer are hereby authorized and
directed to prepare, or cause to be prepared, the final official
statement for the Bonds in substantially the form of the
preliminary official statement, as revised, with such changes and
additions as may be requested from time to time by the officers
or agents of the Issuer, without further authorization from this
Governing Body.
SECTION 9. CANCELLATION OF BALANCE OF BONDS. The
authorization for issuance of the unsold balance of the Bonds is
hereby cancelled and rescinded.
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3247/MON59008/AB8
SECTION 10. NECESSARY ACTION. The proper officers of
the Issuer are hereby designated agents of the Issuer in
connection with the issuance of the Bonds, and are authorized and
empowered, individually or collectively, to take all action and
steps and to execute and deliver any and all instruments,
documents or contracts on behalf of the Issuer which are required
by the Resolution and/or are necessary and desirable in
connection with the execution and delivery of the Bonds, and
which are not inconsistent with this resolution and any other
action relating to the Bonds. The chief financial officer of the
Issuer, or his designee, is further authorized to make or effect
any election, selection, choice, consent, approval or waiver on
behalf of the Issuer with respect to the Bonds as the Issuer is
permitted or required to make or give under the federal income
tax laws, for the purpose of assuring, enhancing or protecting
favorable tax treatment or characterization of the Bonds or
interest thereon or assisting compliance with requirements for
that purpose, reducing the burden or expense of such compliance,
reducing the rebate amount or payments of penalties thereon, or
making payments in lieu thereof, or obviating such amounts or
payments, as determined by such officer, or his designee. Any
action of such officer, or his designee, in that regard shall be
in writing and signed by the officer, or his designee.
SECTION 11. REPEALING CLAUSE. All resolutions or parts
thereof of the Governing Body in conflict with the provisions
contained in this resolution are, to the extent of such conflict,
hereby superseded and repealed.
SECTION 12. EFFECTIVE DATE. This resolution shall take
effect immediately upon its adoption.
Adopted this January 13, 1993.
(SEAL)
COUNTY, FLORIDA
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Mayor, Board of County
Commissioners
ATTEST:
SloJ-J- C. ~~
Clerk, Board of/County
Commissioners
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3247/MON59008/AB8
EXHIBIT A
FORM OF ESCROW DEPOSIT AGREEMENT
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3247/MON59008/AB8
Exhibit A
ESCROW DEPOSIT AGREEMENT
relating to
$
MONROE COUNTY, FLORIDA
REFUNDING IMPROVEMENT REVENUE BONDS, SERIES 1993
THIS ESCROW DEPOSIT AGREEMENT, dated as of ,
1993, is by and between MONROE COUNTY, FLORIDA (the "Issuer"),
and Florida, a national
banking association, organized under the laws of the United
States, as Escrow Holder (the "Escrow Holder").
BACKGROUND FACTS:
1. The Issuer has previously authorized and issued its
Refunding Improvement Revenue Bonds, Series 1983, dated June 1,
1983 (the "Refunded Bonds"), as to which the Aggregate Debt
Service (defined below) is set forth on Schedule A.
2. The Issuer has determined to provide for payment of
the Aggregate Debt Service of the Refunded Bonds, on and prior to
their redemption, by depositing with the Escrow Holder cash and
Escrow Investments, the principal of and interest on which will
be at least equal to such sum.
3. In order to obtain the funds needed for such
purpose, the Issuer has authorized and is, concurrently with the
delivery of this Agreement, issuing certain Refunding Bonds more
fully described herein.
AGREEMENT:
In consideration of the
herein contained, the Issuer
follows:
mutual covenants and agreements
and the Escrow Holder agree as
Section 1. Definitions.
terms mean:
As used herein, the following
(a) "Aggregate Debt Service" means, as of any date, the
sum of the Annual Debt Service then remaining unpaid with respect
to the Refunded Bonds, as set forth on Schedule A attached to
this Agreement.
(b) "Agreement" means this Escrow Deposit Agreement.
(c) "Annual Debt Service" means, in any year, the
principal of, applicable redemption premium, and interest on the
Refunded Bonds, including any paying agent fees and handling
charges, coming due in such year as shown on Schedule A.
(d) "Board" means the
Monroe County, Florida, the
Florida.
Board of County Commissioners of
governing body of Monroe County,
(e) "Bond Resolution" means the resolution of the Board
duly adopted on January 13, 1993, as supplemented, providing for
the issuance of the Refunding Bonds.
(f) "Escrow Account" means the Escrow Account, created
and established by the Bond Resolution, and held by the Escrow
Holder pursuant to this Agreement, in which cash and investments
will be held for payment of the Refunded Bonds.
(g) "Escrow Holder" means
Florida.
(h) "Escrow Investments" means direct obligations of,
or obligations the principal of and the interest on which are
unconditionally guaranteed by, the United States of America.
(i) "Escrow Requirement" means, as of any date of
calculation, the sum of an amount in cash and principal amount of
Escrow Investments in the Escrow Account which, together with the
interest due on the Escrow Investments, will be sufficient to
pay, as the installments thereof become due, the Aggregate Debt
Service.
(j) "Expenses" means the expenses of the Issuer
resulting from the execution of this Agreement, including, but
not limited to, the fees and expenses of the Escrow Holder.
(k) "Refunding Bonds" means the Refunding Improvement
Revenue Bonds, Series 1993, of the Issuer, described in the Bond
Resolution.
Section 2. Deposit of Funds. The Issuer hereby
deposits $ with the Escrow Holder in immediately
available funds, to be held in irrevocable escrow by the Escrow
Holder and applied solely as provided in this Agreement. The
Issuer represents that:
(a) All of such funds are derived from the net proceeds
of the Refunding Bonds.
(b) Such funds, when invested in the Escrow Investments
set forth on Schedule B attached hereto, and held in cash, will
be, together with the principal amount of such Escrow Investments
and the interest due thereon, at least equal to the Escrow
Requirement as of the date of such deposit, as demonstrated in
Schedule B attached hereto.
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Section 3. Use and Investment of Funds. The Escrow
Holder acknowledges receipt of the sum described in Section 2 and
agrees:
(a) to hold the funds in irrevocable escrow during the
term of this Agreement,
(b) to hold $ in cash and immediately invest
the remainder of such funds by the purchase of the Escrow
Investments set forth on Schedule B attached hereto, and
(c) to deposit, as received, all receipts of maturing
principal of the Escrow Investments and all receipts of interest
in the Escrow Account.
Section 4. payment of Bonds and Expenses.
(a) Refunded Bonds. On each interest payment date for
the Refunded Bonds, the Escrow Holder shall pay to First Union
National Bank of Florida, , Florida, the paying
agent for the Refunded Bonds, from the cash on hand in the Escrow
Account, a sum sufficient to pay that portion of the Annual Debt
Service coming due on such date as shown on Schedule A. In the
event that the amount on deposit in the Escrow Account is ever
insufficient for such purpose, the Escrow Holder shall
immediately notify the Issuer of such deficiency, and the Issuer
shall have a reasonable time to cure the same.
(b) Expenses. The Issuer shall pay the Expenses, as
they become due and payable, from legally available funds of the
Issuer, and no lien upon or right of set-off against the funds on
deposit in the Escrow Account shall exist or be created in favor
of the Escrow Holder for any Expenses owed to it.
(c) Surplus. Upon termination of this Agreement, the
Escrow Holder shall pay to the Issuer any remaining cash in the
Escrow Account in excess of (i) the Escrow Requirement 'and (ii)
any remaining fees and expenses then due and payable by the
Issuer to the Escrow Holder.
(d)
shall have
Investments
Investments
Agreement.
Lien on Funds. The holders of the Refunded Bonds
an express first lien on the funds and Escrow
in the Escrow Fund until such funds and Escrow
are used and applied in accordance with this
(e) payments due on HOlida~s. If any payment date, at
the place of payment of the Refunde Bonds, shall be a saturday,
Sunday, legal holiday or a day on which banking institutions are
authorized by law to close, then the Escrow Holder may make the
payment required by Section 4(a) to the paying agent on the first
business day following such saturday, Sunday, legal holiday or
day on which banking institutions are authorized by law to close.
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3247/MON59008/AB9
Section 5. Reinvestment.
(a) Except as provided in Section 3 and in this
Section, the Escrow Holder shall have no power or duty to invest
any funds held under this Agreement or to sell, transfer or
otherwise dispose of or make substitutions of the Escrow
Investments held hereunder.
(b) At the request of the Issuer and upon compliance
with the conditions hereinafter stated, the Escrow Holder shall
sell, transfer, otherwise dispose of or request the redemption of
any of the Escrow Investments acquired hereunder and shall
substitute other Escrow Investments for such Escrow Investments.
Any money remaining after such substitution, not needed to pay
the Aggregate Debt Service, shall be paid to the Issuer. The
Issuer will not request the Escrow Holder to exercise any of the
powers described in the preceding sentence in any manner which
will cause the Refunding Bonds to be "arbitrage bonds" within the
meaning of Section 148(a) of the Internal Revenue Code of 1986,
as amended, and the regulations thereunder in effect and
applicable to obligations issued on the issue date of the
Refunding Bonds. The transactions may be effected only if (i) an
independent certified public accountant shall certify to the
Issuer and the Escrow Holder that the cash and principal amount
of Escrow Investments remaining on hand after the transactions
are completed, together with the interest due thereon, will be
not less than the Escrow Requirement, and (ii) the Escrow Holder
shall receive an unqualified opinion from a nationally recognized
bond counsel, addressed to it and the Issuer, to the effect that
the transactions will not constitute a breach of this Agreement
or any provision of the Bond Resolution, and such transactions
will not cause the Refunding Bonds to be "arbitrage bonds" within
the meaning of Section 148(a) of the Internal Revenue Code of
1986, as amended, and the regulations thereunder.
Section 6. Redem~tion of Refunded Bonds. Certain of the
Refunded Bonds will be re eemed prior to their stated dates of
maturity as set forth in the excerpt from the Bond Resolution
attached hereto as Schedule C. The Escrow Holder accepts its
responsibilities in the Bond Resolution regarding dissemination
of the notice of redemption. Any out-of-pocket expenses incurred
by the Escrow Holder in that regard shall be paid by the Issuer.
Section 7. Indemnity. To the extent authorized by law,
the Issuer hereby assumes liability for, and hereby agrees
(whether or not any of the transactions contemplated hereby are
consummated) to indemnify, protect, save and keep harmless the
Escrow Holder and its respective successors, assigns, agents and
servants, from and against any and all liabilities, obligations,
losses, damages, penalties, claims, actions, suits, costs,
expenses and disbursements (including legal fees and
disbursements) of whatsoever kind and nature which may be imposed
on, incurred by, or asserted against at any time, the Escrow
Holder (whether or not also indemnified against the same by the
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3247/MON59008/AB9
Issuer or any other person under any other agreement or
instrument) and in any way relating to or arising out of the
execution and delivery of this Agreement, the maintenance of the
Escrow Account, the acceptance of the funds and securities
deposited therein, the purchase of the Escrow Investments, the
retention of the Escrow Investments or the proceeds thereof and
any payment, transfer or other application of funds or securities
by the Escrow Holder in accordance with the provisions of this
Agreement; provided, however, that the Issuer shall not be
required to indemnify the Escrow Holder for its own negligence or
willful misconduct. In no event shall the Issuer be liable to
any person by reason of the transactions contemplated hereby,
other than to the Escrow Holder as specifically set forth in this
Section. The indemnities contained in this Section shall survive
the termination of this Agreement and the resignation or removal
of the Escrow Holder.
Section 8. Responsibility of Escrow Holder. The Escrow
Holder and its respective successors, assigns, agents and
servants shall not be held to any personal liability whatsoever,
whether to the Issuer or to third parties, in tort, contract, or
otherwise, in connection with the execution and delivery of this
Agreement, the maintenance of the Escrow Account, the acceptance
of the funds deposited therein, the purchase of the Escrow
Investments, the retention or other application of money or
securities by the Escrow Holder in accordance with the provisions
of this Agreement or by reason of any nonnegligent act, omission
or error of the Escrow Holder made in good faith in the conduct
of its duties. The Escrow Holder shall, however, be liable to
the Issuer for its negligent or willful acts, omissions or errors
which violate or fail to comply with the terms of this Agreement.
The duties and obligations of the Escrow Holder shall be
determined by the express provisions of this Agreement. The
Escrow Holder may consult with counsel, who mayor may not be
counsel to the Issuer, and in reliance upon the opinion of such
counsel shall have full and complete authorization and protection
in respect of any action taken, suffered or omitted by it in good
faith in accordance therewith. Whenever the Escrow Holder shall
deem it necessary or desirable that a matter be proved or
established prior to taking, suffering or omitting any action
under this Agreement, such matter may be deemed to be
conclusively established by a certificate signed by the Chairman
of the Issuer, or his or her designee.
Section 9. Resignation of Escrow Holder. The Escrow
Holder may resign and thereby become discharged from the duties
and obligations hereby created, by notice in writing given to the
Issuer and published once in a daily newspaper of general
circulation or a financial journal published and/or of general
circulation in the Borough of Manhattan, City and State of New
York, not less than 60 days before such resignation shall take
effect. Such resignation shall take effect immediately upon the
appointment of a new Escrow Holder hereunder. If the Refunded
Bonds are outstanding in fully registered form, and the Escrow
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3247/MON59008/AB9
Holder is able to obtain from the bond registrar for the Refunded
Bonds, a complete list of the holders thereof and their
addresses, the Escrow Holder may mail the notice of resignation,
within the time required, to the holders of the Refunded Bonds in
lieu of publication of such notice. Any out-of-pocket expenses
incurred by the Escrow Holder in publication or mailing of such
notice shall be paid by the Issuer.
Section 10. Removal of Escrow Holder.
(a) The Escrow Holder may be removed at any time by an
instrument or concurrent instruments in writing, executed by the
holders of not less than 51% in aggregate principal amount of the
Refunded Bonds then outstanding, such instruments to be filed
with the Issuer, and notice in writing given by such holders to
the original purchaser or purchasers of the Refunding Bonds, and
published once in a daily newspaper of general circulation or a
financial journal published and/or of general circulation in the
Borough of Manhattan, City and State of New York, not less than
60 days before such removal is to take effect as stated in such
instrument or instruments. A photographic copy of any instrument
filed with the Issuer under the provisions of this paragraph
shall be delivered by the Issuer to the Escrow Holder. If the
Refunded Bonds are outstanding in fully registered form, and such
holders of the Refunded Bonds are able to obtain from the bond
registrar for the Refunded Bonds, a complete list of the
remaining holders thereof and their addresses, such bondholders
removing the Escrow Holder may mail such notice of removal,
within the time required, to the remaining bondholders in lieu of
publication of such notice.
(b) The Escrow Holder may also be removed at any time
for any breach of trust or for acting or proceeding in violation
of, or for failing to act or proceed in accordance with, any
provisions of this Agreement with respect to the duties and
obligations of the Escrow Holder, by any court of competent
jurisdiction upon the application of the Issuer or the holders of
not less than 5% in aggregate principal amount of the Refunded
Bonds then outstanding.
Section 11. Successor Escrow Holder.
(a) If at any time hereafter the Escrow Holder shall
resign, be removed, be dissolved or otherwise become incapable of
acting, or shall be taken over by any governmental official,
agency, department or board, the position of Escrow Holder shall
thereupon become vacant. If the position of Escrow Holder shall
become vacant for any of the foregoing reasons or for any other
reason, the Issuer shall appoint an Escrow Holder to fill such
vacancy. The Issuer shall publish notice of any such appointment
once in a daily newspaper of general circulation or a financial
journal published and/or of general circulation in the Borough of
Manhattan, City and State of New York, and, before the second
publication of such notice, shall mail a copy thereof to the
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3247/MON59008/AB9
original purchaser or purchasers o~ the Refunding Bonds. If the
Refunded Bonds are outstanding ln fully registered form, the
Issuer may mail or cause to be mailed, the notice of resignation,
within the time required, to the holders of the Refunded Bonds in
lieu of publication of such notice.
(b) If at any time within one year after such vacancy
shall have occurred, the Issuer has not appointed a successor
Escrow Holder in accordance with the provisions of paragraph (a)
of this section, the holders of 51% in aggregate principal amount
of the Refunded Bonds then outstanding, by an instrument or
concurrent instruments in writing, executed by such bondholders
and filed with the governing body of the Issuer, may appoint a
successor Escrow Holder, which shall supersede any Escrow Holder
theretofore appointed by the Issuer. Photographic copies of each
such instrument shall be delivered promptly by the Issuer, to the
predecessor Escrow Holder and to the Escrow Holder so appointed
by the bondholders.
(c) If no appointment of a successor Escrow Holder
shall be made pursuant to the foregoing provisions of this
section, the holder of any Refunded Bond then outstanding, or any
retiring Escrow Holder may apply to any court of competent
jurisdiction to appoint a successor Escrow Holder. Such court
may thereupon, after such notice, if any, as such court may deem
proper and prescribe, appoint a successor Escrow Holder.
Section 12. Term; Amendments.
(a) This Agreement shall commence upon its execution
and delivery and shall terminate when the Refunded Bonds have
been paid and discharged in accordance with the proceedings
authorizing the Refunded Bonds.
(b) All amendments to this Agreement shall be in
writing signed by both parties hereto.
Section 13. Severability. If anyone or more of the
covenants or agreements provided in this Agreement on the part of
the Issuer or the Escrow Holder to be performed should be
determined by a court of competent jurisdiction to be contrary to
law, such covenant or agreements herein contained shall in no way
affect the validity of the remaining provisions of this
Agreement.
Section 14. Counterparts. This Agreement may be
executed in several counterparts, all or any of which shall be
regarded for all purposes as duplicate originals and shall
constitute and be but one and the same instrument.
Section 15. Governing Law. This Agreement shall be
construed under the laws of the State of Florida.
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EXECUTION:
The parties hereto have
Agreement to be executed by their
their corporate seals to be hereunto
the date first above written.
caused this Escrow Deposit
duly authorized officers and
affixed and attested as of
MONROE COUNTY, FLORIDA
(Seal)
By
Mayor, Board of County Commissioners
Attested:
Clerk, Board of County
Commissioners
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(Corporate Seal)
Escrow Holder
By
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3247/MON59008/AB9
Refunded Bonds:
Debt Service:
3247/MON59008/AB9
Schedule A
The Refunded Bonds are the Monroe County,
Florida, Refunding Improvement Revenue Bonds,
Series 1983, dated June 1, 1983, maturing on
July 1 in the years 1993 through 2011, in the
aggregate principal amount of $
The debt service payments
Bonds, taking into account
prior to maturity on July 1,
the Refunding Bonds maturing
1993, is as set forth below:
[SCHEDULE TO BE PHOTOCOPIED FROM
VERIFICATION REPORT]
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on the Refunded
the redemption
1993, of all of
after July 1,
Schedule B
Escrow Investments: The escrow investments consist of:
[TO BE PHOTOCOPIED FROM
VERIFICATION REPORT
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