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Resolution 115-2002 RESOLUTION 115 -2002 A RESOLUTION OF THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY APPROVING AN IMPLEMENTATION PLAN FOR FLOOD INSURANCE INSPECTION AND COMPLIANCE PROGRAM FOR SUBMITTAL TO THE FEDERAL EMERGENCY MANAGEMENT AGENCY WHEREAS, the Board of County Commissioners ("BOCC") adopted Resolution #80- 2002 on February 13, 2002, committing to the implementation of a pilot flood insurance inspection program designed to assist the County in the identification and remediation of buildings non-compliant with floodplain regulations; and, WHEREAS, in Resolution #80-2002, the BOCC also directed the Growth Management Division ("GMD'), with the assistance of the Office of the County Attorney, to prepare and submit for its consideration a remedial plan for the flood insurance inspection program required to be submitted to the Federal Emergency Management Agency ("FEMA") by no later than April 11,2002; and, WHEREAS, the GMD staff with the assistance of the Office of the County Attorney has prepared a remedial plan, called the "Implementation Plan for Monroe County Flood Insurance Inspection and Compliance Program" that meets the objectives established by the BOCC in Resolution #80-2002; now therefore BE IT RESOLVED BY THE BOARD OF COUNTY COMMISSIONERS OF MONROE COUNTY, FLORIDA that: Section 1. The BOCC hereby approves the prepared Flood Insurance Inspection and Compliance Implementation Plan, which is hereby attached as Exhibit 1. Section 2. The County Administrator is directed to expeditiously transmit this Resolution and attached exhibit to the Region IV Office of FEMA, o 4" P ~SSED AND ADOPTED Board of County Commissioners of Monroe County at a ~ C::+e~ ~eting of said Board held on the 20th day of March, 2002. u ~ <....,:Li.. LLJ x: :r: (..) >= 0::: -' l- . a... O'z .....:~ 0:: ~ 0:: \.0 --: U 0 ~ N _J.w >-. :.cu.! C N--10 ~'<>_ 0:: '-\2: Mayor Charles 'Sonny' McCoy Mayor Pro Tern Dixie Spehar Commissioner George Neugent Commissioner Nora Williams Commissioner Murray Nelson ~ ~ ~ ~ ~ BOARD OF COUNTY COMMISSIONERS OF MONROECOUN FLOmDA By: Page 1 of 1 4PPROVED A~ BCi: ROBERT N DAT~ Document2 EXHIBIT 1 IMPLEMENTATION PLAN FOR MONROE COUNTY FLOOD INSURANCE INSPECTION AND COMPLIANCE PROGRAM Flood Insurance Inspection Program o Prior to March 14, 2002, the Growth Management Division staff will submit a complete list of up to 200 names and addresses of owners (policy holders provided by FEMA) of all structures less than four years old to the Federal Emergency Flood Insurance and Mitigation Division (FEMAlNFIP) that may contain possible violations of the County's floodplain regulations, o Starting in June, 2002, the County Growth Management Division staff will submit per quarter to FEMAlNFIP, the names and addresses of approximately 150 owners (policy holders) of structures with possible violations of the County's floodplain regulations, The lists to be compiled and sent to FEMA will start with the newest structures working back through to the oldest structures, o As the first requests for inspections from property owners come forward after notification by their insurance companies, the County's Building and Code Enforcement staff will begin inspections and implement the downstairs enclosure compliance program as outlined in the Federal Register. [It is anticipated that actual inspections will not begin until October, 2002, which would mean that under the inspection program, the first group of unpermitted enclosures and improvements would not be brought into compliance occur until mid-2003,) Florida Keys Flood Damage Model To assist Monroe County in its efforts to bring non-compliant buildings into compliance with its floodplain regulations, the Monroe County Commission is requesting that FEMA create or cause to create a Florida Keys flood damage model based on Florida Keys topography, historical records, and actual flood damage sustained, post-FIRM by Florida Keys structures. It is anticipated that such a study could be completed in 2003, which would allow the County's floodplain compliance program to be modified, if approved by FEMA, based on the results of the damage model. Remediation cf Non-compliant Structures Older than Four Years o The Board of County Commissioners will request its delegation to the Florida Legislature to address the four-year statute of limitations on code enforcement prosecution of violations of the County's floodplain regulations. C:\DOCUMENT\Floodplain\remedialplan.doc Page I of3 o The County Commission and its Growth Management Division staff believe that a significant percentage of structures more than four years old with unpermitted, non-compliant below base flood elevation improvements will voluntarily come into compliance through the multi-year flood insurance inspection program, Although the County is currently limited by the four-year statute of limitations as to code enforcement action, the County through its County Growth Management Division will implement the following actions to ensure new or existing structures with downstairs enclosures become and remain compliant with its floodplain regulations: 1) Amend the existing floodplain regulations to require as a condition of its building permit that any new dwelling with an opaque below base flood enclosure have a restrictive covenant allowing the County to inspect the structure on a periodic basis to ensure compliance with County floodplain regulations. [Amendments to the floodplain regulations will be in effect by no later than July, 2002,] 2) Require any structure found to be non-compliant during the flood insurance inspection program or code enforcement action have a restrictive covenant similar as that required for new construction proposed in 1) above, if an opaque below base flood enclosure is to be retained as a permit condition to bring the structure into compliance, [This requirement will be implemented through the above amendments to the floodplain regulations. ] 3) Continue to vigorously pursue code enforcement action for violation of the County floodplain regulations through code enforcement and the normal permitting process, including prosecution of owners of structures more than four years old, where property tax records and/or evidence from site visits provide probable cause of a violation that is less than four years old, 4) Prepare for FEMA's approval by no later than September 30,2002, a plan and administrative procedures, as part of the County flood insurance inspection program, for providing additional time to come into compliance for those non-compliant structures with below base flood enclosures occupied by very low to moderate income households, as defined under the Monroe County Code. [This proposal recognizes the difficulty in finding suitable replacement housing for the County's most at-risk population and would help mitigate the adverse impacts on these households and the County's affordable housing stOCY.] 5) Identify and compile for Monroe County's flood insurance inspection and compliance program a list of all structures that fail to come into compliance and submit a quarterly progress report to FEMA beginning July, 2003. C:\DOCUMENT\Floodplain\remedialplan.doc Page 2 of3 6) Evaluate Monroe County's flood insurance inspection and compliance program by June 2004, and if necessary, develop and implement further remedial actions with FEMA's approval, to ensure enforcement of the County's floodplain regulations. The County Growth'Management Division staff has the sufficient resources to implement the above program over a six year period, C:\DOCUMENT\Floodplain\remedialplan.doc Page 3 of3