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Certificates of Insurance DATE(MM/DD/YYYY) AC R"' CERTIFICATE OF LIABILITY INSURANCE 5/22/2023 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: Illana Abbate Marsh &McLennan Agency LLC PHONE FAX 9850 NW 41 St Ste 100 A/c No EXt: A/C,No): E-MMiami FL 33178 ADDRESS: FLCertificates@MarshMMA.com INSURER(S)AFFORDING COVERAGE NAIC# INSURERA:Travelers Indemnity Co of America 25666 INSURED CHARLTOPPI INSURERB: Phoenix Insurance Company 25623 Charley Toppino &Sons Inc. Monroe Concrete Products Inc. INsuRERc: Evanston Insurance Company 35378 PO Box 787 INSURERD:Travelers Indemnity Company 25658 Key West FL 33041 INSURER E: Travelers Property Casualty Co of Amer 36161 INSURER F: COVERAGES CERTIFICATE NUMBER:1254041898 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICY NUMBER MM/DD MM/DD A X COMMERCIAL GENERAL LIABILITY Y Y 1 DTC03202M181TIA23 5/19/2023 1 5/19/2024 EACH OCCURRENCE $2,000,000 CLAIMS-MADE FxI OCCUR Irk T DAMAGE TO RENTED PREMISES Ea occurrence $300,000 MED EXP(Any one person) $10,000 - ry PERSONAL&ADV INJURY $2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: 5 .26 2,,,,3. - , -^^-""""" GENERAL AGGREGATE $4,000,000 X POLICY PRO- LOC ,� PRODUCTS-COMP/OP AGG $2,000,000 OTHER: $ D AUTOMOBILE LIABILITY Y Y 810ON4284482326G 5/19/2023 5/19/2024 COMBINED SINGLE LIMIT $1,000,000 Ea accident X ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS HIRED NON-OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident E X UMBRELLA LIAB OCCUR Y Y CUP3J6572212326 5/19/2023 5/19/2024 EACH OCCURRENCE $10,000,000 EXCESS LAB CLAIMS-MADE AGGREGATE $10,000,000 DED I X I RETENTION$1 n nnn $ B WORKERS COMPENSATION Y UB4K5263662326G 5/19/2023 5/19/2024 X PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTE ER ANYPROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $1,000,000 OFFICE R/M EMBER EXCLUDED? ❑ N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $1,000,000 C Pollution MMAEV003528 2/2/2023 2/2/2025 Aggregate: 5,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) General Liability Aggregate applies per Project if required by written contract. E: Professional Liability Policy#MMAENV003528, Eff Dated 2/2/23-2/2/25, Limit$1,000,000 Each Act, Error Or Omission Limit,$1,000,000 Aggregate Limit. Retroactive Date:02/02/2019 Monroe County Board of County Commissioners,its employees and officials,are Additional Insured as respects General Liability and Auto Liability. General Liability is primary and non-contributory. Umbrella follows form to the underlying policies as respects to Additional Insureds.Waiver of Subrogation as respects General Liability,Auto Liability, Umbrella Liability and Workers Compensation in favor of Additional Insured.All of the above is applicable when required by written contract subject to the terms,conditions,and exclusions of the policy. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Monroe County Board of County Commissioners (BOCC) 500 Whitehead St AUTHORIZED REPRESENTATIVE Key West FL 33040 @ 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD 72/7/2023 E(MM/DD/YYYY) A�" CERTIFICATE OF LIABILITY INSURANCE THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: Illana Abbate Marsh &McLennan Agency LLC PHONE FAX 9850 NW 41 St Ste 100 A/c No EXt: A/C,No): E-MMiami FL 33178 ADDRESS: FLCertificates@MarshMMA.com INSURER(S)AFFORDING COVERAGE NAIC# INSURERA:Travelers Indemnity Co of America 25666 INSURED CHARLTOPPI INSURERB: Phoenix Insurance Company 25623 Charley Toppino &Sons Inc. Monroe Concrete Products Inc. INsuRERc:Travelers Indemnity Company 25658 PO Box 787 INSURERD:Travelers Property Casualty Co of Amer 25674 Key West FL 33041 INSURER E: Evanston Insurance Company 35378 INSURER F: COVERAGES CERTIFICATE NUMBER:969357497 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICY NUMBER MM/DD MM/DD A X COMMERCIAL GENERAL LIABILITY Y Y DTC03202M181TIA22 5/19/2022 5/19/2023 EACH OCCURRENCE $2,000,000 CLAIMS-MADE OCCUR T DAMAGE TO RENTED PREMISES Ea occurrence $300,000 MED EXP(Any one person) $10,000 PERSONAL&ADV INJURY $2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: "' 8.2.3, ,,,�,..,,,, �— GENERALAGGREGATE $4,000,000 X POLICY� PE� LOC N" PRODUCTS-COMP/OP AGG $2,000,000 OTHER: C AUTOMOBILE LIABILITY Y Y 810ON4284482226G 5/19/2022 5/19/2023 COMBINED SINGLE LIMIT $1,000,000 Ea accident X ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS X HIRED X NON-OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident D X UMBRELLA LIAB X OCCUR Y Y CUP3J6572212226 5/19/2022 5/19/2023 EACH OCCURRENCE $10,000,000 EXCESS LAB CLAIMS-MADE AGGREGATE $10,000,000 DED X RETENTION$1 n nnn $ B WORKERS COMPENSATION Y UB4K5263662226G 5/19/2022 5/19/2023 X PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTEI ER ANYPROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $1,000,000 OFFICE R/M EMBER EXCLUDED? FN] N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $1,000,000 E Pollution MMAEV003528 2/2/2023 2/2/2025 Aggregate: 5,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) General Liability Aggregate applies per Project if required by written contract. E: Professional Liability Policy#MMAENV003528, Eff Dated 2/2/23-2/2/25, Limit$1,000,000 Each Act, Error Or Omission Limit,$1,000,000 Aggregate Limit. Retroactive Date:02/02/2019 Monroe County Board of County Commissioners,its employees and officials,are Additional Insured as respects General Liability and Auto Liability. General Liability is primary and non-contributory. Umbrella follows form to the underlying policies as respects to Additional Insureds.Waiver of Subrogation as respects General Liability,Auto Liability, Umbrella Liability and Workers Compensation in favor of Additional Insured.All of the above is applicable when required by written contract subject to the terms,conditions,and exclusions of the policy. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Monroe County Board of County Commissioners (BOCC) 500 Whitehead St AUTHORIZED REPRESENTATIVE Key West FL 33040 @ 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD 76/1/2022 E(MM/DD/YYYY) A�" CERTIFICATE OF LIABILITY INSURANCE THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: Illana Abbate Marsh &McLennan Agency LLC PHONE FAX 9850 N.W. 41 st Street A/c No EXt: A/C,No): E-MSuite 100 ADDRESS: FLCertificates@MarshMMA.com Miami FL 33178 INSURER(S)AFFORDING COVERAGE NAIC# INSURERA:Travelers Indemnity Co of America 25666 INSURED CHARLTOPPI INSURERB: Phoenix Insurance Company 25623 Charley Toppino &Sons Inc. Monroe Concrete Products Inc. INsuRERc: Evanston Insurance Company 35378 P.O BOX 787 INSURERD:Travelers Indemnity Company 25658 Key West FL 33041 INSURERE: Travelers Property Casualty Co of Amer 25674 INSURER F: COVERAGES CERTIFICATE NUMBER:1863980003 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE ADDL SUBR POLICY EFF POLICY EXP LIMITS LTR INSD WVD POLICY NUMBER MM/DD MM/DD A X COMMERCIAL GENERAL LIABILITY Y Y DTC03202M181TIA22 5/19/2022 5/19/2023 EACH OCCURRENCE $2,000,000 CLAIMS-MADE � OCCUR DAMAGE TO RENTED APPROVED BY RISK MANAGEMENT PREMISES Ea occurrence $300,000 MED EXP(Any one person) $10,000 BY . DATE 6IO�ZV22 .✓'" PERSONAL&ADV INJURY $2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: WAVER MA YES GENERAL AGGREGATE $4,000,000 X POLICY� PE� LOC PRODUCTS-COMP/OP AGG $2,000,000 OTHER: $ D AUTOMOBILE LIABILITY Y Y 810ON4284482226G 5/19/2022 5/19/2023 COMBINED SINGLE LIMIT $1,000,000 Ea accident X ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS X HIRED X NON-OWNED PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident E X UMBRELLA LIAB X OCCUR Y Y CUP3J6572212226 5/19/2022 5/19/2023 EACH OCCURRENCE $10,000,000 EXCESS LAB CLAIMS-MADE AGGREGATE $10,000,000 DED X RETENTION$1 n nnn $ B WORKERS COMPENSATION Y UB4K5263662226G 5/19/2022 5/19/2023 X PER OTH- AND EMPLOYERS'LIABILITY Y/N STATUTEI ER ANYPROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $1,000,000 OFFICE R/M EMBER EXCLUDED? ❑ N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $1,000,000 C POLLUTION LIABILITY MMAENV002248 2/2/2021 2/2/2023 Limit $5,000,000 Retention $25,000 Policy Aggregate $5,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) General Liability Aggregate applies per Project if required by written contract. Monroe County Board of County Commissioners,its employees and officials,as Designated Organization, is an Additional Insured as respects General&Auto Liability. General Liability is primary and noncontributory.Waiver of Subrogation as respects General Liability,Auto Liability,and Workers Compensation in favor of Additional Insured. Umbrella follows form to the underlying policies as respects to Additional Insureds.All of the above is applicable when required by written contract subject to the terms,conditions and exclusions of the policy. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Monroe County Board of County Commissioners (BOCC) 500 Whitehead St AUTHORIZED REPRESENTATIVE Key West FL 33040 @ 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD From: Michael Labrada To: Guerra-Cynthia Cc: Bradley-Brian Subject: RE:VHBP Demolition contract-certificate of insurance Date: Wednesday,June 08,2022 10:32:58 AM Attachments: imaae001.png Charley Toppino COI for Monroe County Board.pdf CAUTION:This email originated from outside of the County. Whether you know the sender or not, do not click links or open attachments you were not expecting. Cynthia, I apologize for the delay in getting back to this one. here is our COI including our pollution policy. We do not carry asbestos abatement liability as we are not an abatement company and don't hold that license. In the event any demos require abatement we will make sure to provide our subcontractor's abatement license and insurance. Thank you, Michael Labrada Contract Aaymtnifarfafor e,mlabrada@charleytoppino.com c,(305)304-9356 o.(305)296-5606 Key West 129 Toppino Industrial Drive Key West, FL 33040 The information contained in this transmission may contain privileged and confidential content. It is intended only for the use of the person(s) named above. If you are not the intended recipient,you are hereby notified that any review, dissemination, distribution or duplication of this communication is strictly prohibited. From:Guerra-Cynthia <Guerra-Cynthia@MonroeCounty-FL.Gov> Sent:Tuesday, May 31, 2022 3:43 PM To: Michael Labrada <Mlabrada@CharleyToppino.com> Cc:atoppino@charleytoppino.com <ajtoppino@gmail.com>; Bradley-Brian <Bradley- Brian@MonroeCounty-FL.Gov> Subject:VHBP Demolition contract-certificate of insurance Good Afternoon: Please see below from the County Atty's Office regarding your Certificate Of Insurance. Any revisions to the COI should be forwarded to Mr. Bradley and me. Mr. Bradley is copied on this email. Thankyou| Cynthia Guerra' MPA, [FM Acquisition Manager VHBP Fair Housing Coordinator Monroe County 1UZU5U Overseas Highway, Key Largo, FL33U37 Office: (305)453'8756 Cell: (3U5) 3U4'8536 CALL HUD, Fair Housing Awareness Frmm: Brad|ey'Bhan Sent:Tuesday, May 31, ZUZZ3:Z1PM Tm:GuerrafCynthia Limbe�'[hrieLine�LU���[� Subject: RE: Charlie ToppinoContract Sure you can email them and CC me. They probably have the coverage for what ieneeded: Pollution Liability $1'000'000 per Occurrence; $2'000'000 Aggregate Asbestos Abatement Liability $2'000'000. If the policy is structured Brian Bradley ARM, RMLO, FCRM Public Records and Risk Manager Monroe County*ttomoy'oOffice 111112th Street,Suite 408 Key West, FL33040 (305)292'3470 (305)292'3510(fax) Frmm:Guerra'[ynthia < Sent:Tuesday, May 31' ZUZZ3:U8PM Tm: Limbert'[hristine � Bradley-Brian Subject: RE: [har|ieToppino Contract Ok' great| Brian thank you for reaching out directly. | don't speak insurance very fluently. Should I forward this to the person at CTS that sent me the COI? I can copy you Brian? Or should I just stay out of it. Cynthia Guerra, MPA, CFM Acquisition Manager VHBP Fair Housing Coordinator Monroe County 102050 Overseas Highway, Key Largo, FL 33037 Office: (305)453-8756 Cell: (305) 304-8536 ALL HUD, t 00 51614,1177 / 1 tl1004N°�"°F411339°t,°ta1 W1 VfW..H=1a0V Farr HOUSIng. Awareness From: Limbert-Christine<JL.!.rn..G�.ert.::::�::,.1::)..r!..:Li.n..ca...Cx.. 1..S..r:7..L .'..:::. .:?..C:?.:t.Y.::::.�...:.:.:.... ..v....> Sent:Tuesday, May 31, 2022 3:03 PM To:Guerra-Cynthia <.(i.u-e.rr. .:::.:::.Y..r:?.:t.:?.i..a...Cx?.. 1.S..r:?..r.S..'.:::.5-isa..r:?.:t.!::::P...:.::.. ..5. > Cc: Bradley-Brian <.B..r.�.�;j..l-�'.!.::::D.r!. ..C?.. v> Subject: FW: Charlie Toppino Contract Cynthia, FYI for now. Brian reached out to see if pollution and asbestos is already covered under their policy. If it is not then we will need to update that as appropriate.Thanks. Christine M. Limbert-Barrows Asst.County Attorney Monroe County Attorney's Office P.O.Box 1026 Key West, FL 33041-1026 (305)292-3470 (305)292-3516(fax) 1::11eass unote: Floivaa has a Very hioad pdhli(,Iew11.1., UaV, (iosl vVilllen wrrlrrmni(,ali ns Ire(:l [Iwrl the(..' my Iegalding(..' my P11,IEiill less ale Cidhli(,I{3(, id wall ahle i(7 he C11 hli(,and 'I'le i a II1p(7ri I eeiY U,^t'l 11'mi to-'nalI (,Or1''11'rmni(,alion 'flay he,,IIP11r,d I(i Cidhli(:; dIs(:;osLI e From: Bradley-Brian <.B..r.�.�;j..l-�'.!.::::D�.r!.�..C?....fix?...�I..r..r:7..rc.�'.t-.S.i.:a..r:7.:t.v...�="L.�::c�v> Sent:Tuesday, May 31, 2022 1:13 PM To:�:.e..rtsr..n..iia..r..n..i....fix?...rn..r..n..�..::f.1..:.;::.�..rn. Cc: L i m b e rt-Christine<JL.!.rn-G�.e r t.::::t::,.11h r!.s.t.!-r7-ca...Cx.. 1..S..r:7..r.r.'..:::.r.:?..r?.:t.Y.::::.E.:.:.t...r..v....> Subject:Charlie Toppino Contract I have a contract with the below requirement. The COI on file does not have Pollution liability or Asbestos abatement. Do you know if they have this coverage? Thank you, Brian Bradley ARM, RMLO, FCRM Public Records and Risk Manager Monroe County Attorney's Office 1111 12th Street,Suite 408 Key West, FL 33040 (305)292-3470 (305)292-3516(fax) Insurance Requirement Required Limits Worker's Compensation Statutory Limits Employer's Liability $500,000/$500,000/$500,000 General Liability $300,000 Combined Single Limit Vehicle Liability $200,000 per person; $300,000 per Occurrence $200,000 Property Damage or $300,000 Combined Single Limit Pollution Liability $1,000,000 per Occurrence; $2,000,000 Aggregate Asbestos Abatement Liability $2,000,000. If the policy is structured on a "Claims Made Basis" the policy must contain a "Retroactive Date" of no later than the commencement of work and will have an extended reporting period of four (4)years